Agenda 06/22/2021 Item #16D 7 (Resolution - HUD 5-Year Consolidated Plan FY21-FY25)06/22/2021
EXECUTIVE SUMMARY
Recommendation to approve the Collier County U.S. Department of Housing and Urban
Development (HUD) 5-Year Consolidated Plan for FY 2021-2025 including the FY 2021 Annual
Action Plan for Community Development Block Grants (CDBG) , HOME Investment Partnerships
(HOME), and Emergency Solutions Grants (ESG); authorize the necessary Budget Amendments in
the amount of $3,791,975.70 for the HUD FY 2021-2022 budget; approve the revised Citizen
Participation Plan and updated Analysis of Impediments to Fair Housing; approve and execute the
Resolution, HUD Certifications, SF424 Applications for Federal Assistance, and authorize
transmittal to HUD; authorize the Chairperson to sign the associated HUD grant agreements upon
arrival; and approve and authorize the Chairperson to sign (10) sub-recipient grant agreements.
OBJECTIVE: To maintain compliance with reporting regulations to allow for the acceptance and use of
federal entitlement funds.
CONSIDERATIONS: HUD offers entitlement funds to allow local governments to meet program-specific
community needs. Entitlement programs include CDBG which funds a wide variety of projects such as
acquisition, public services, public facilities, and rehabilitation; HOME which funds new construction and
rehabilitation of single and multi-family projects; and ESG which funds homeless and homeless prevention
programs.
Every five years, Collier County must prepare a strategic plan, known as the Consolidated Plan. This helps
local jurisdictions assess their affordable housing and community development needs and market
conditions, and make data-driven, place-based investment decisions. The consolidated planning process
serves as the framework for a community-wide dialogue to identify housing and community development
priorities that align and focus funding from HUD. The Consolidated Plan is carried out through Annual
Action Plans, which provide a concise summary of the actions, activities, and the specific federal and non-
federal resources that will be used each year to address the priority needs and specific goals identified by the
Consolidated Plan. The proposed 5 Year Consolidated Plan (FY 2021-2025), as well as the proposed One-
Year Action Plan for FY 2021, incorporated into the Consolidated Plan, are due to HUD by August 15,
2021.
CHS retained BluLynx Solutions, LLC to assist in the information gathering, development and presentation
of the Consolidated/Annual Action Plan, and Community Planning Insights in the development of the
Citizen Participation Plan and Analysis of Impediments to Fair Housing. During the latter part of 2020 and
early 2021, public input was gathered by community groups, a bi-lingual web survey of county residents,
direct phone contacts with 36 people representing 22 local non-profit and community organizations in
Collier County, and two focus groups
The priorities in the new 5-Year Consolidated Plan are Housing Affordability, Public Services, Public
Infrastructure Improvements, Public Facilities, Homelessness and Homelessness Prevention, and
Affirmatively Furthering Fair Housing Choice.
The Annual Action Plan was developed in accordance with the County’s Consolidated Plan Priorities and
Citizen Participation Plan. To meet the Action Plan goals and outcomes, FY 2021 funding allocations will
focus on five (5) main areas as follows:
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Goal Name Objective Outcome Anticipated Goal Outcome
Indicator
Affordable Housing Provide Decent,
Affordable
Housing
Affordability Housing Acquisition for
Low/Moderate Income Housing
Tenant-based rental assistance: 4
Households Acquisition for
Low/Moderate- Income Housing
Rental Units constructed: 80
Rental Units Rehabilitated: 52
Rental Units Acquired: 1
Homeowner Housing Added: 8
Improve Public
Infrastructure
Suitable Living
Environment
Sustainable
Infrastructure/
neighborhoods
Public Infrastructure Activities
benefit: 1,125 Low/Mod Persons
Assisted via Area Benefit
Improve Public Facilities
and Other Facilities
Suitable Living
Environment
Sustainable
Facilities
Public Facility Improvements
benefit: 180 Persons Assisted via
Area Benefit
Provide Public Services Suitable Living
Environment
Increase/Sustain
needed public
services
Public service activities other than
Low/Mod Housing benefit: 260
Persons Assisted
Emergency Housing
Operations and Services
for the Homeless
Homeless
Assistance
Availability/
Accessibility
Homeless Person Overnight
Shelter: 120 Persons Assisted
The County’s process for project selection begins with both group and individual preapplication technical
assistance meetings, then application submission, followed by proposal presentations to the Review and
Ranking Committee ultimately providing grant award recommendations listed below. Recommended
projects are outlined and described in the Action Plan and in subrecipient agreements approved by the
Board. Local organizations submitted a total of 33 applications for HUD grant funding (CDBG, HOME,
and ESG) during the entitlement grant application period and 13 projects have been recommended for
award. Sub-recipient agreements for ten (10) recommended CDBG, HOME and ESG awards listed below
are included within this agenda item. The remaining two (2) subrecipient agreements for HOME funded
projects are subject to underwriting requirements and one (1) CDBG agreement is pending completion of
the required risk assessment and all will be forthcoming as a future BCC agenda item.
CDBG
Sunrise - Facility Improvement $106,380
Sunrise - Free to Be Me program $98,000
Collier County Housing Authority - HVAC Installation $500,000
Collier County Housing Authority - Rental Acquisition $579,000
San Juan Diego - Phase 1: Preliminary engineering, architectural
design & permitting - Affordable Housing
$500,000
Shelter for Abused Women & Children - Security Enhancement $136,000
Legal Aid - Services to Victims $158,351.17
City of Naples $183,676
Project HELP $92,000
HOME
Habitat for Humanity - Acquisition of scattered sites $872,403
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Hunger and Homeless Coalition - Homeless Senior Rehousing $100,000
Wounded Warriors - Veteran Housing $400,000
ESG
Shelter for Abused Women and Children - Emergency Operations $100,000
Note: A more specific activity description is outlined in the subrecipient’s agreement -
Section I. Scope of Services. These amounts may include not only the 2021 allocations but
also programming of unallocated funds from prior years.
The Consolidated Plan and the Annual Action Plan were available for public comment between April
30, 2021 and May 31, 2021. The Citizen Participation Plan and the Analysis of Impediments to Fair
Housing were made available May 10, 2021 through June 11, 2021 for public comment. Also, CHS held
2 public meetings and 2 public hearings to receive input on the plans. No public comment was received
as of agenda publication. The above table outlines the recommended activities for FY 2021.
Community and Human Services (CHS) is proposing a revision of the existing County’s Citizen
Participation Plan (CPP) a document within the 5-Year Consolidated Plan. The proposed CPP would
replace the current version, which was approved on June 28, 2016, (Agenda item 11E). Proposed changes
to the CPP are:
· Updates to reflect the current HUD citizen participation rules outlined in 24 CFR 91.105
· Simplified the layout and procedures
· Eliminated unnecessary redundancy
Approval of this item confirms the County’s 5-year spending priorities, provides staff the guidance
needed to administer those spending priorities, approves the one-year action plan with specified activities
for FY 2021, approves execution of ten (10) sub-recipient agreements and approves the revised Citizen
Participation Plan and updated Analysis of Impediment to Fair Housing.
FISCAL IMPACT: The HUD grant agreements of $3,715,070, projected program income of $60,571,
and match of $16,334.70 for a total of $3,791,975.70 will allow CHS to administer, implement, and
monitor the projects outlined in the FY2021-2022 Annual Action Plan. Costs associated with grant
administration and staffing are primarily covered by the entitlement funding, with a required match
contribution for the ESG Program ($16,334.70).
Projects are established as CDBG 33763, HOME 33762, and ESG 33764. Budget Amendments are
required in the amount of $2,773,274 for CDBG, $784,571 for HOME, and $217,796 for ESG within
Housing Grant fund (705). ESG requires 100% match of $217,796. Match in the amount of $201,461.30
will be met by sub-recipients and the County cash match amount of $16,334.70 will be available within
FY22 Housing Grant Match (706) Reserves funded by the General Fund. A Budget Amendment in the
amount of $16,334.70 is required in FY22 to appropriate the reserve amount of $16,334.70 to ESG
Project 33764.
CDBG HOME ESG TOTAL
Award $2,744,274 $753,000 $217,796 $3,715,070
Program Income $29,000 $31,571 $60,571
Match -- $16,334.70 $16,334.70
TOTAL $2,773,274 $784,571 $234,130.70 $3,791,975.70
*CDBG funds are comprised of $2,560,598 for Collier County and $183,676 for the City of Naples.
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GROWTH MANAGEMENT IMPACT: The proposed projects in the One-Year Action Plan assist in
the implementation of the Growth Management Plan by providing housing assistance, economic
development, public infrastructure upgrades and public facilities in the community.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote
for Board approval. - JAB
RECOMMENDATION: To approve the Collier County U.S. Department of Housing and Urban
Development (HUD) 5-Year Consolidated Plan for FY 2021-2025 including the FY 2021 Annual Action
Plan for Community Development Block Grants (CDBG) , HOME Investment Partnerships (HOME),
and Emergency Solutions Grants (ESG); authorize the necessary Budget Amendments in the amount of
$3,791,975.70 for the HUD FY 2021-2022 budget; approve the revised Citizen Participation Plan and
updated Analysis of Impediments to Fair Housing; approve and execute the Resolution, HUD
Certifications, SF424 Applications for Federal Assistance, and authorize transmittal to HUD; authorize
the Chairperson to sign the associated HUD grant agreements upon arrival; and approve and authorize the
Chairperson to sign (10) sub-recipient grant agreements.
Prepared by: Hilary Halford, Sr. Grant & Housing Coordinator, Community and Human Services
Division
ATTACHMENT(S)
1. 12. CCHHC.2021HOME.Agreement (PDF)
2. 2. 2021-2025 Collier County CPP - Final (PDF)
3. [LINKED] 3. Final 2021 Collier County AI clean (PDF)
4. 6. CCHA.2021CDBG.Agreement (PDF)
5. 7. CCHA.2021CDBG.Agreement 2 (PDF)
6. 9. Legal Aid.2021CDBG.Agreement (PDF)
7. 10. City of Naples.2021CDBG.Agreement (PDF)
8. Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (PDF)
9. 13. Shelter for AW&C.2021ESG.Agreement (PDF)
10. 14. Resolution CAO Stamped (PDF)
11. 15. SF424s (rev.).Certifications CAO stamped (PDF)
12. 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (PDF)
13. 5. 5.27.21 CAO Approved - Sunrise - Free to be Me - PS21-02 (PDF)
14. 8. Shelter Security Enhancement 2021 CDBG FINAL Agreement (PDF)
15. [LINKED] 1. 2021-2025 Consolidated Plan FINAL Draft 5.18.2021(v2) (DOCX)
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COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.7
Doc ID: 15944
Item Summary: Recommendation to approve the Collier County U.S. Department of Housing and
Urban Development (HUD) 5-Year Consolidated Plan for FY 2021-2025 including the FY 2021 Annual
Action Plan for Community Development Block Grants (CDBG) , HOME Investment Part nerships
(HOME), and Emergency Solutions Grants (ESG); authorize the necessary Budget Amendments in the
amount of $3,791,975.70 for the HUD FY 2021-2021 budget; approve the revised Citizen Participation
Plan and updated Analysis of Impediments to Fair Housing; approve and execute the Resolution, HUD
Certifications, SF424 Applications for Federal Assistance, and authorize transmittal to HUD; authorize
the Chairperson to sign the associated HUD grant agreements upon arrival; and approve and authorize the
Chairperson to sign (10) sub-recipient grant agreements.
Meeting Date: 06/22/2021
Prepared by:
Title: – Community & Human Services
Name: Hilary Halford
05/18/2021 3:08 PM
Submitted by:
Title: Manager - Federal/State Grants Operation – Community & Human Services
Name: Kristi Sonntag
05/18/2021 3:08 PM
Approved By:
Review:
Community & Human Services Tami Bailey Additional Reviewer Completed 05/21/2021 8:00 AM
Community & Human Services Kristi Sonntag CHS Review Completed 05/21/2021 7:25 PM
Community & Human Services Jacob LaRow Additional Reviewer Completed 05/24/2021 3:33 PM
Operations & Veteran Services Kimberley Grant Additional Reviewer Completed 05/25/2021 11:10 AM
Community & Human Services Maggie Lopez Additional Reviewer Completed 05/25/2021 4:37 PM
Public Services Department Joshua Hammond Public Services Department Completed 05/25/2021 6:57 PM
County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 05/27/2021 2:36 PM
Public Services Department Dan Rodriguez PSD Department Head Completed 06/10/2021 7:53 AM
Grants Erica Robinson Level 2 Grants Review Completed 06/11/2021 2:23 PM
County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 06/11/2021 2:24 PM
Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 06/11/2021 2:32 PM
Budget and Management Office Ed Finn Additional Reviewer Completed 06/13/2021 7:18 PM
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Grants Erica Robinson Additional Reviewer Completed 06/14/2021 8:20 AM
County Manager's Office Sean Callahan Level 4 County Manager Review Completed 06/14/2021 8:26 AM
Board of County Commissioners Geoffrey Willig Meeting Pending 06/22/2021 9:00 AM
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Packet Pg. 1916 Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
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16.D.7.aPacket Pg. 1920Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
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Packet Pg. 1921 Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
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Packet Pg. 1922 Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1923Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1924Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1925Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1926Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1927Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1928Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1929Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1930Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1931Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1932Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1933Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1934Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1935Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1936Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1937Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1938Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1939Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1940Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1941Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1942Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1943Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1944Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1945Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1946Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1947Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1948Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1949Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1950Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1951Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1952Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1953Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1954Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.aPacket Pg. 1955Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
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16.D.7.aPacket Pg. 1959Attachment: 12. CCHHC.2021HOME.Agreement [Revision 1] (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
Collier County, Florida
2021 – 2025 Citizen Participation Plan
The 2021 - 2025 Citizen Participation Plan details the public participation and
community involvement activities related to the development of the Consolidated Plan,
Assessment of Fair Housing, Annual Action Plan, Performance Reports, and future
amendments of such plans.
February 9, 2021
16.D.7.b
Packet Pg. 1960 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | i
Contents
INTRODUCTION ............................................................................................................................... 1
CITIZEN PARTICIPATION PLAN REVIEW AND UPDATE .................................................................... 2
Citizen Participation Plan Public Review and Comments ........................................................... 3
CONSOLIDATED PLANNING AND ASSESSMENT OF FAIR HOUSING PROCESS ................................ 4
Public Planning Hearings, Meetings, Forums and Surveys ......................................................... 4
Public Hearings ........................................................................................................................ 4
Public Planning Meetings ........................................................................................................ 5
Public Planning Forums or Focus Groups ................................................................................ 5
Community Surveys ................................................................................................................. 5
Public Review of the Draft Consolidated Plan and AHF .............................................................. 5
ANNUAL ACTION PLAN ................................................................................................................... 6
AMENDMENTS TO THE CONSOLIDATED PLAN, ANNUAL ACTION PLAN OR ASSESSMENT OF FAIR
HOUSING ......................................................................................................................................... 7
Criteria for Substantial Amendment to the Consolidated Plan or Annual Action Plan .............. 7
Revising an Accepted Assessment of Fair Housing ..................................................................... 8
Citizen Notification of Substantial Amendments ........................................................................ 8
Disaster or Public Health Emergency Declaration and Funding ................................................. 8
CONSOLIDATED ANNUAL PERFORMANCE AND EVALUATION REPORT (CAPER) ........................... 9
PUBLIC HEARINGS AND MEETINGS ............................................................................................... 10
ACCESS TO RECORDS..................................................................................................................... 11
TECHNICAL ASSISTANCE ................................................................................................................ 11
COMPLAINTS AND APPEALS ......................................................................................................... 12
16.D.7.b
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INTRODUCTION
In 2001, Collier County became entitled to receive annual grant funding from the federal
Community Development Block Grant (CDBG)/HOME and Emergency Solutions Grant (ESG)
program. As an entitlement jurisdiction, the County receives the CDBG funding directly from
Housing and Urban Development (HUD) and administers the grant, including ensuring the funds
are used according to the Code of Federal Regulations (CFR) and the associated plans, reports
and certifications are completed on time and accurately.
Each entitlement jurisdiction must complete a Consolidated Plan at least once every five years
(24 CFR § 91.15). The Consolidated Plan is a strategic plan to examine the housing and
community development needs of a jurisdiction, set priorities for HUD grant monies and
establish an action plan for meeting current and future needs. Each Consolidated Plan is also
required to have a strategy for citizen participation in the Consolidated Planning process (24
CFR Part 91.105).
HUD requires entitlement jurisdictions to submit an Annual Action Plan (AAP) by August of each
year to receive the CDBG/HOME/ESG funding (24 CFR § 91.15). The Annual Action Plan serves
in part, as the County’s application to HUD for the following year's funding. The AAP includes:
1. projects the County desires to fund;
2. funding amounts for each project;
3. tasks and objectives to accomplish during the program year;
4. the public participation process accomplishments;
5. how other resources will be leveraged; and
6. how the County plans to address barriers to affordable housing, fair housing and
homelessness.
The County’s program year begins October 1 and ends September 30. At the end of each
program year, the City will produce a Consolidated Annual Performance and Evaluation Report
(CAPER). The CAPER reviews the progress the County has made in carrying out the priorities in
the Consolidated Plan and most recent AAP. The report includes a description of the resources
made available, the investment of the resources, the distribution and location of investments,
per 24 CFR § 91.520. This report must be submitted to HUD within 90 days of the end of the
County’s program year.
It is the policy of the County to ensure the meaningful participation of its citizens in the
development of any Consolidated Plan, AAP, CAPER, and any Substantial Amendment to a plan,
with particular emphasis on participation by low- and moderate-income residents and
neighborhoods. The facilitation of a citizen participation process accessible to all residents
regardless of minority status, disability, or English fluency is essential.
16.D.7.b
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2021-2025 Citizen Participation Plan Page | 2
The Citizen Participation Plan (CPP) outlines the methods and procedures Collier County will use
to solicit community feedback and engagement when developing plans and priorities for funds
received by the U.S. Department of Housing and Urban Development (HUD). The CPP reflects
the importance of community engagement while developing various neighborhood plans,
programs and activities. The CPP also meets or exceeds the federal requirements found in 24
CFR 91.105.
Collier County is committed to ensuring opportunities are available for residents and
stakeholders to provide meaningful, thorough and effective input in the development of
community development plans and policies. The County will tailor its community engagement
efforts to the unique landscape of Collier County from the agricultural areas of the eastern county
to the urban enclaves along the Gulf of Mexico. Intentional efforts will be made to gain input from
low- and moderate-income residents, disabled, elderly and other special populations that
are likely to be impacted through the programs and activities developed during the
planning process.
The CPP outlines the minimum participation requirements and processes. The Board of
County Commissioners remains the sole approving authority for the various HUD plans and
any amendments.
CITIZEN PARTICIPATION PLAN REVIEW AND UPDATE
It is the policy of the County to encourage and facilitate the full and meaningful participation of
residents, service providers, government agencies, and other stakeholders in the development
of all HUD required consolidated planning documents including the Five-Year Consolidated
Plan, Annual Action Plans, Substantial Amendments, and the Consolidated Annual Performance
and Evaluation Report (CAPER).
The primary purpose of the participation will be in needs identification, priority setting,
program recommendations, and funding allocations related to the consolidated planning
process. The County shall provide for and encourage citizen participation with particular
emphasis on:
• Low and moderate-income persons, particularly those living in areas where CDBG/HOME and
ESG funds are proposed to be used;
• Residents of predominantly low and moderate-income neighborhoods;
• Minorities;
• People with Limited English Proficiency;
• People with Disabilities;
• Residents of public and other assisted housing developments; and
• Local and regional institutions, the regional Continuum of Care and other organizations
(including businesses, developers, nonprofit organizations, philanthropic organizations,
community and faith-based organizations).
16.D.7.b
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2021-2025 Citizen Participation Plan Page | 3
Collier County is committed to keeping all interested groups and individuals informed of each
phase of the Consolidated Plan and AAP processes, plus the activities undertaken with
CDBG/HOME and ESG funds. Opportunities to comment on or participate in planning,
community development, and affordable housing activities and projects will be publicized and
disseminated throughout Collier County using a variety of media.
The CPP will be reviewed and updated at least once prior to the development of the five-year
Consolidated Plan as required by HUD, or prior to the five-year interval if the Collier County
Board of Commissioners deems necessary.
Citizen Participation Plan Public Review and Comments
Collier County shall publish the draft CPP for public review and comment 30 days prior to
submission of the draft CPP to the County Board of Commissioners for their review and
approval. The County shall post the draft CPP on the County website and provide free printed
copies upon request. The County shall notify past participating agencies, community groups,
and civic associations when the draft is available for review and comment. The method of
receiving public comments shall be included in the notice.
To provide Collier County residents with the maximum opportunity to comment on the CAPER,
Citizen Participation Plan, Action Plan, Consolidated Plan, and any Substantial Amendment. The
County will provide the following Public comments periods:
• Citizens may comment on the Consolidated Annual Performance and Evaluation Report
at least fifteen (15) days from the date of the Public notice
• Citizens may comment on the Consolidated Plan and Action Plan for at least thirty (30)
days after the publication date of the draft plan.
• Citizens may comment on the Citizen Participation Plan for at least thirty (30) days after
the publication date for the draft document.
• Citizens may comment on any Substantial Amendments to the Consolidated Plan and
Action Plan for at least thirty (30) days after the publication date for the draft
document.
The following are appropriate ways to provide public commit on any public noticed document:
• Written comments may be submitted in person to the Community and Human Services
Building H Suite 211
• Write to Community and Human Services Division
• Attend the Public Hearings and meetings described above. Each agenda provides time
for public comment. The participation of all citizens, including minorities and persons
with disabilities are particularly encouraged to provide public comments. Translation
services, if required, must be requested in advance for scheduling purposes. Persons
with limited English proficiency may also provide a translator of their choice. Translation
or interpretation is subject to availability of web-based software or staff through Collier
County Facilities Division and will request services upon five (5) business days advanced
notice.
16.D.7.b
Packet Pg. 1964 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 4
CONSOLIDATED PLANNING AND ASSESSMENT OF FAIR HOUSING
PROCESS
This section outlines how Collier County will ensure community engagement and participation
in the development of the Consolidated Plan and Assessment of Fair Housing.
Community engagement and participation is the foundation of Collier County’s community
planning efforts. Collier County will undertake intentional steps and efforts to seek input and
feedback in developing community plans, including the Consolidated Plan and Assessment of
Fair Housing (AHF). There will be multiple points throughout the planning process that affords
residents, public agencies and other stakeholders the opportunity to shape the consolidated
planning process. Collier County will use engagement techniques such as facilitated public
meetings and forums, focus group and individual interviews, as well as online and paper-based
surveys. Collier County will also receive comments through informal discussions with
stakeholders such as neighborhood associations through neighborhood meetings and phone or
email communication.
Public Planning Hearings, Meetings, Forums and Surveys
In order to engage residents and stakeholders during the development of the Consolidated Plan
and AHF, Collier County shall facilitate a series of hearings, meetings, forums and surveys. The
County will consider any comments or views of residents and stakeholders received in writing
or orally, in preparing the Consolidated Plan, AHF, or Annual Action Plan.
Public Hearings
During the Consolidated Planning and AHF process, Collier County will hold at least one public
hearing to gather input from residents, public agencies, and other key stakeholders. The public
hearings will generally be held at the County Commission building but may be moved to a
neighborhood-based location. Public hearing locations shall be accessible to persons with
mobility impairments.
During the hearing, the County shall:
• Provide an overview of the CDBG, HOME, ESG and Fair Housing programs.
• Provide examples of past programs and eligible expenditures.
• Seek input on housing and community development needs and non-housing community
development needs.
At a minimum, the public hearing shall be advertised at least 14 days prior to the hearing in the
Naples Daily News or other newspaper of general circulation. The County will notify key
constituents and public agencies of the hearing by letter, postcard or via email. The notice of
16.D.7.b
Packet Pg. 1965 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 5
the public hearing will also be posted on the County’s website and/or social media platforms.
Translation services for non-English speaking residents will be made available during the public
hearings.
Public Planning Meetings
A minimum of one public planning meeting will be held throughout the development of the
Consolidated Plan and AFH to gather additional public input. Public planning meetings shall be
advertised on the County’s website and/or social media account, direct email to prior
participants, and email notices to public agencies and stakeholders. Planning meetings will be
located and facilitated in a manner to encourage participation among predominately minority
and/or low-and moderate-income neighborhoods, and non-English speaking residents. Public
meetings shall be held in locations that are accessible to persons with mobility impairments.
Arrangements can be made through the Collier County Community and Human Services
Division at least five (5) working days before any public meeting for those persons requesting
assistance for special needs. Assistance can include, but is not limited to, assistance for non-
English speaking persons and for those who require a sign language interpreter. The County
must receive reasonable time to respond to any such requests.
Public Planning Forums or Focus Groups
The County shall consult with community agencies such as the Continuum of Care, housing
authorities, social service agencies, former and current subrecipients, affordable housing
developers and advocates, and neighborhood and civic leaders regarding needs within the
community and needs of the clients served by the various agencies. This consultation may be
done through focus groups or individual interviews.
Community Surveys
Collier County shall provide an alternative way for interested residents and community
members, who cannot attend the public meetings, to comment on community needs and
priorities such as through community needs and priorities surveys. Surveys shall be available in
English and Spanish.
Public Review of the Draft Consolidated Plan and AHF
Collier County will make a draft of the Consolidated Plan and AHF available for public review
and comment for a period of not less than 30 days. To ensure the community is aware of the
funding available and proposed projects, Collier County shall publish the following information
before adoption of the Consolidated Plan:
• The amount of assistance the County expects to receive (including grant funds and
program income).
• The range of activities that may be undertaken.
• The estimated amount of funding that will benefit persons of low- and moderate-
income.
16.D.7.b
Packet Pg. 1966 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 6
• The County’s plans to minimize displacement of persons and to assist any persons
displaced, specifying the types and levels of assistance Collier County will make available
(or require others to make available) to persons displaced, even if Collier County expects
no displacement to occur.
• Locations where the draft plans will be available to review.
The County shall make the draft plans available free of charge online and in printed form. To
inform residents and stakeholders the plan is available for review and comment, the County
shall:
• Publish a summary of the proposed Consolidated Plan in the Naples Daily News
describing the contents and purpose of the Consolidated Plan, and locations where the
entire plan may be examined.
• Place an electronic copy of the plan on the County’s website.
• Make printed copies available at: Collier County CHS Office Building and the main Collier
County Library branch.
• Notify public agencies and stakeholders via email that the plan is available for review
and comment.
ANNUAL ACTION PLAN
The Annual Action Plan (APP) public participation process is similar to that of the Consolidated
Planning process. At least one public hearing and one public meeting will be held during the
planning process to identify needs and gather input regarding potential activities and available
funds.
The County shall make the draft APP available free of charge online and in printed form. To
inform residents and stakeholders the plan is available for review and comment, the County
shall:
• Publish a summary of the proposed APP in the Naples Daily News describing the
activities and proposed funding amounts, and locations where the entire plan may be
examined.
• Place an electronic copy of the plan on the County’s website.
• Make printed copies available at: Collier County Building and Collier County Library
branches.
• Notify public agencies and stakeholders via email the plan is available for review and
comment.
A draft Annual Action Plan will be published, and a 30-day public comment period will be
observed. During this public comment period, one public hearing will be held to provide an
opportunity for the public and stakeholders to comment on the draft AAP. These comments will
be addressed and included in the plan documents. After the 30-day public comment period is
16.D.7.b
Packet Pg. 1967 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 7
complete, the plan will be submitted to the Collier County Board of Commissioners for review
and approval prior to plan submission to HUD. Collier County will submit the approved plan of
to HUD for review no later than 45 days prior to the beginning of the program year, on or about
August 15th of each year.
AMENDMENTS TO THE CONSOLIDATED PLAN, ANNUAL ACTION PLAN OR
ASSESSMENT OF FAIR HOUSING
Amendments to the Consolidated Plan, Annual Action Plan and Assessment of Fair Housing will
be made public, and the County will notify HUD when the amendment has been made. The
County will submit a copy of each amendment to HUD as it occurs.
Criteria for Substantial Amendment to the Consolidated Plan or Annual Action Plan
The County may, from time to time, amend the Consolidated Plan or Annual Action Plan
activities to further the housing and community development goals of the County. In
accordance with 24 CFR 91.105(C), Collier County will use the following criteria for determining
what changes in the planned or actual activities of the Consolidated Plan or Annual Action Plan
constitute a Substantial Amendment subject to 24 CFR 91.105(b). 24 CFR 91.505 only applies to
amendments of the Consolidated Plan and Action Plan, and not individual activities
enumerated within HUD’s Integrated Disbursement and Information System (IDIS)
Those changes in the planned or actual activities described in the Consolidated Plan or Annual
Action Plan that do not meet the threshold of a Substantial Amendment will be processed
administratively, in accordance with 24 CFR 91.505. Only Substantial Amendments are subject
to the citizen participation process outlined within the Citizen Participation Plan. All other
amendments are deemed administrative and shall be submitted to HUD as it occurs, or at the
end of the program year in accordance with 24 CFR 91.505 (c).
The criterial for a Substantial Amendment to the Consolidated Plan and Action Plan shall
include:
• The complete elimination of a project or activity from the CDBG, HOME or ESG
entitlement program.
• A new CDBG, HOME, or ESG project or activity not described in the Consolidated Plan
and/or Annual Action Plan.
• An increase or decrease in the CDBG, HOME, or ESG portion of the project or activity
budget of more than $50,000.00 or forty-five percent (45%), whichever is greater.
• Any major programmatic changes in the scope of the project or activity whereby the
intended beneficiaries are reduced by more than 25% or the project location changes to
the extent it no longer serves the original target population outlined in the Annual
Action Plan.
• Budget Amendments as Part of the Annual Action Plan: budget balances de-obligated from
cancelled activities or activities that have been successfully completed under-budget can be
16.D.7.b
Packet Pg. 1968 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 8
rolled forward into the next Annual Action Plan and CDBG funding round. Because Citizen
Participation for a Substantial Amendment follows the same requirement as the proposed
Annual Action Plan, no additional public participation is needed for this type of amendment
Revising an Accepted Assessment of Fair Housing
The accepted AFH may be revised in cases where:
• A material change has occurred that affects the fair housing priorities and the goals no
longer reflect actual circumstances. This could include sudden natural disasters which
preclude affirmatively furthering fair housing, significant demographic changes, or court
orders.
• Upon written notice from HUD specifying a material change that requires a revision.
Any changes that constitute a substantial amendment to the Consolidated Plan, Annual Action
Plan or AFH require Collier County follow the citizen notification of substantial amendments.
All other non-substantial amendments will be completed administratively.
Citizen Notification of Substantial Amendments
Collier County will notify residents and stakeholders if a substantial amendment to the
Consolidated Plan, Action Plan or AFH is required. A summary of the proposed substantial
amendment will be published in the Naples Daily News and posted on the County’s website.
From the date of publication of this summary, the County will provide for a 30-day comment
period in which residents of Collier County will have the opportunity to provide their comments
and views on the proposed substantial amendment.
During this public comment period, the County will hold one (1) public hearing for residents to
provide comments and feedback. A copy of the substantial amendment will be available free of
charge to any resident or interested party requesting it. Copies of the substantial amendment
will be made available to the public on the County’s website or from the Collier County
Community and Human Services Division.
Collier County will consider any comments or views of citizens received in writing or orally at
the public hearing in preparing substantial amendments to the Consolidated Plan, Annual
Action Plan, or Assessment of Fair Housing.
Disaster or Public Health Emergency Declaration and Funding
In situations where a natural disaster, public health crisis, or other emergency situation arises
and HUD issues updated guidance, or special-use funding surrounding that particular
emergency or event, Collier County will follow the revised HUD guidance when amending the
Consolidated Plan or Annual Action Plan. In the event of a natural disaster or catastrophic
occurrence, Collier County may determine the need to make a Substantial Amendment to the
Consolidated Plan and Annual Action Plan to address the unforeseen needs of the community. The
County may request and obtain from HUD a complete waiver or reduction in days of the required
16.D.7.b
Packet Pg. 1969 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 9
thirty (30) days public notice period for Substantial Amendments. Emergency amendments do not
require thirty (30) days public notice.
In such an event, the County will:
• Follow the revised HUD authorization related to the minimum required public comment
period.
• Expedite, as prescribed by HUD, the public notification and public hearing process.
• Undertake additional measures, authorized by HUD, to expedite the use of HUD funds
to mitigate the effects of the disaster or emergency within the community.
Collier County will consider any comments or views of citizens received in writing or orally at
the public hearings in preparing substantial amendments to the Consolidated Plan, Annual
Action Plan, or Assessment of Fair Housing.
CONSOLIDATED ANNUAL PERFORMANCE AND EVALUATION REPORT
(CAPER)
Collier County will produce an annual performance report which will review and report on the
progress it has made in carrying out its strategic plan and the action plan. This performance
report will include a description of the resources made available, the investment of available
resources, the geographic distribution and location of investments, the families and persons
assisted (including racial and ethnic status of persons assisted), actions taken to affirmatively
further fair housing, and other actions indicated in the strategic plan and the action plan. Collier
County will provide residents and stakeholders reasonable time and opportunity to comment
on this annual performance report before it is submitted to HUD.
The performance report will be submitted to HUD within 90 days after the close of the program
year, which is September 30. To provide reasonable notice to residents and stakeholders, the
County will publish a notice of the report in the Naples Daily News and on the County’s website
on or about sixty-five (65) days after the end of the program year. The County will provide a
period of fifteen (15) days for the public to comment on the performance report during which
the County will hold at least one public hearing to discuss the performance report. After the
end of the public comment period, any comments will be addressed by staff and included as
part of the CAPER before the report is submitted to HUD for review.
Copies of the draft and final documents will be available free of charge at the Collier County
CHS building, County Website and Collier County Libraries.
Collier County will consider any comments or views of citizens received in writing, or orally at
the public hearings, in preparing the Consolidated Annual Performance and Evaluation Report.
16.D.7.b
Packet Pg. 1970 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 10
PUBLIC HEARINGS AND MEETINGS
Collier County will hold at least two public hearings throughout each program year. At least one
public hearing will be held before the publication of the Annual Action Plan and a second during
the CAPER review period. The purpose of the public hearings will be to obtain citizens' views
and to respond to proposals and questions. Each of the public hearings will address housing and
community development needs, development of proposed activities, and review of program
performance. As part of the Consolidated Plan process, the County will hold one public hearing
during the 30-day public comment period before the Consolidated Plan is published and
submitted to HUD.
Each of the public hearings will be advertised at least two weeks (14 days) before it is scheduled
to be held with a notice in the Naples Daily News or other newspaper of general circulation. The
County will also use the network of committees created to facilitate the development of the
Consolidated Plan, to receive citizen input and inform the citizens of any proposed public
hearing. Email or direct mailings will be used to provide information regarding public hearings
to this existing network.
In general, public hearings and meetings will be held at the Collier County CHS Building, which is
centrally located. However, public hearings and meetings may at times be held in different
locations throughout the County, particularly in those areas with concentrations low- and
moderate-income residents. The locations of all public hearings will be included in the notice,
and all public hearings will be in locations that are convenient to actual and potential
beneficiaries, and locations accessible to persons with disabilities. All meetings will be held in
facilities which are accessible to persons with disabilities.
Arrangements can be made through the Collier County Community and Human Services
Division at least five (5) working days before any public meeting for those persons requesting
assistance for special needs. Assistance can include, but is not limited to, assistance for non-
English speaking persons and for those who require a sign language interpreter. The County
must receive reasonable time to respond to any such requests.
DISASTERS
If a federal and/or state disaster declaration is made, the County will evaluate the available
resources to address the disaster. If the County determines that resources are available, the
County will follow the process for amendments as identified on page 5. To expedite actions to
address the disaster, the County will request waivers from the HUD Miami Field Office for the
following requirements within 24 CFR 91.115(c)(2) and (i):
1. Citizen Participation Plan Comment Period for Substantial Amendments – Reduce the
public comment period from thirty days to no less than five days or as otherwise
approved by HUD.
16.D.7.b
Packet Pg. 1971 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
2021-2025 Citizen Participation Plan Page | 11
2. Citizen Participation Reasonable Notice and Opportunity to Comment – allows the
County to determine and adjust what constitutes reasonable notice and opportunity
to comment given the circumstances.
Example:
Per the CARES Act, ESG-CV funds shall not be subject to the consultation, citizen participation, or match
requirements that otherwise apply to the Emergency Solutions Grants program, however the County must publish
how it has and will utilize its allocation, at a minimum, on the Collier County website or through other electronic
media.
ACCESS TO RECORDS
The Consolidated Plan, Annual Action Plan, and Assessment of Fair Housing as adopted, any
substantial amendments, and the performance report will be made available to the public.
Upon request, these documents will also be provided in a form accessible to persons with
disabilities. These documents will be available for public inspection in the Collier County
Community and Human Services Division during regular business hours. Persons requesting
special assistance in regard to access of these documents must provide the County reasonable
time in which to aid in accessing these documents. The documents will also be available on the
County’s website.
The County will respond to any reasonable request for information and records relating to the
Consolidated Plan and Action Plan for the preceding five (5) years. The County will provide this
access to citizens, public agencies and other interested parties in a reasonable and timely
manner. All requests for access to these records must be made in writing to:
Collier County Community and Human Services Division
3339 East Tamiami Trail
Suite 211
Naples, Florida 34112-5361
Phone:239-252-2273
TECHNICAL ASSISTANCE
The County will hold mandatory technical assistance meetings to assist community groups and
not-for-profit agencies who are interested in applying for CDBG, HOME and ESG funds. The
County is committed to increasing the capacity of local agencies to become high-performing
subrecipients, because the subrecipient agencies are a critical part of the successful
implementation of affordable housing and community development programs.
16.D.7.b
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2021-2025 Citizen Participation Plan Page | 12
In addition to the mandatory technical assistance meeting, the County will assist any groups
with technical assistance related to the CDBG, HOME, or ESG program, or the Assessment of
Fair Housing upon request.
COMPLAINTS AND APPEALS
Collier County appreciates feedback from concerned residents and agencies on all aspects of
the HUD programs and Assessment of Fair Housing. Such complaints should be filed within thirty
(30) days of the alleged discriminatory act. All written complaints received by the Collier County
Community and Human Services Division will be considered. Written complaints and feedback
can be submitted to:
Collier County Community and Human Services Division
Attn: Housing and Grant Development Manager
3339 East Tamiami Trail
Suite 211
Naples, Florida 34112-5361
The County will provide a timely, substantive written response to every written citizen
comment within fifteen (15) working days. Collier County will work with residents to address
any reasonable concerns to the best of its ability.
The complaint must contain the following information:
• Name and address of the person(s) filing the complaint;
• A description of the act or acts considered to be in violation;
• Other available pertinent information that will assist in the review and resolution of the
complaint.
If the complainant is dissatisfied with the response of the Community and Human Services Housing
and Grant Development Manager, he/she may submit the complaint, in writing, to:
United States Department of Housing and Urban Development
Regional Office of Community Planning and Development
909 SE First Avenue
Suite 500
Miami, FL 33131
(305) 520-5010
No person shall intimidate, threaten, coerce, or discriminate against any person because he/she has
made a complaint, testified, assisted, or participated in any matter in an investigation, proceeding, or
hearing related to a complaint.
16.D.7.b
Packet Pg. 1973 Attachment: 2. 2021-2025 Collier County CPP - Final (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
Collier County
2021 Regional Analysis of
Impediments to Fair Housing
Choice
May 10, 2021
Prepared by: Community Planning Insights / Hope Strategy Group
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | i
Contents
Section I: Introduction and Executive Summary of the Analysis ................................................. 1
Study Authors ......................................................................................................................... 2
Methodology Used.................................................................................................................. 3
Community Engagement and Survey Results ......................................................................... 3
Source of Funding for the Study ............................................................................................. 4
Glossary of Terms .................................................................................................................. 5
Conclusions and Impediments Overview ...............................................................................10
Section 2: Jurisdictional Background Data ................................................................................13
Demographic Data.................................................................................................................14
Population ..........................................................................................................................14
Dissimilarity ........................................................................................................................20
Foreign Born Persons ........................................................................................................20
Age ....................................................................................................................................21
Households ........................................................................................................................22
Disability ............................................................................................................................23
Visitability ...........................................................................................................................25
Mental Health and Addiction Services ................................................................................25
Education ...........................................................................................................................26
Income ...............................................................................................................................28
Racially/Ethnically Concentrated Areas of Poverty .............................................................37
Employment .......................................................................................................................40
Transportation ....................................................................................................................49
Housing Profile ..................................................................................................................55
Lending .................................................................................................................................92
Mortgage Lending 2018-2019 ............................................................................................92
Owner Occupancy .............................................................................................................92
Investor Lending ................................................................................................................94
Manufactured Housing .......................................................................................................97
Reverse Mortgages and Multifamily Lending ......................................................................98
Other Relevant Data ..............................................................................................................99
Schools, Education, and Social Services ...........................................................................99
Computer and Internet Access ......................................................................................... 102
Recreation ....................................................................................................................... 106
Public Safety .................................................................................................................... 111
Small/Micro-Business Development ................................................................................. 112
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | ii
Access to Healthcare ....................................................................................................... 112
Section 3: Identification of Impediments to Fair Housing Choice Public and Private Sector .... 119
Public Sector ....................................................................................................................... 119
Zoning and Land Use Planning ........................................................................................ 119
Impact fees ...................................................................................................................... 120
Publicly Assisted Housing and Housing Choices for Voucher Holders ............................. 120
Sale of Subsidized Housing and Possible Displacement .................................................. 120
Private Sector ...................................................................................................................... 121
Lending Policies and Practices ........................................................................................ 121
Public and Private Sector .................................................................................................... 121
Fair Housing Enforcement ............................................................................................... 121
Noncompliance by HUD ...................................................................................................... 122
Section 4: Assessment of Current Public and Private Fair Housing Programs and Activities in
the Jurisdiction ........................................................................................................................ 123
Evaluation of Jurisdiction’s Current Fair Housing Legal Status ............................................ 123
Fair Housing Complaints and Compliance Reviews............................................................. 123
Review of the Status of 2016-2020 Impediments to Fair Housing Choice ............................ 125
Section 5: 2021-2025 Fair Housing Action Plan ...................................................................... 131
References ............................................................................................................................. 137
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | iii
Table 1: Population and Household Projections ........................................................................14
Table 2: Population by Race/Ethnicity .......................................................................................17
Table 3: Foreign-Born Population..............................................................................................20
Table 4: English Proficiency for Population Over 5 ....................................................................21
Table 5: Limited English-Speaking Households ........................................................................21
Table 6: Population by Age .......................................................................................................21
Table 7: Median Age of Population by Gender ..........................................................................22
Table 8: Population by Gender ..................................................................................................22
Table 9: All Households ............................................................................................................23
Table 10: Collier County Family Households .............................................................................23
Table 11: Disability by Category ................................................................................................24
Table 12: Collier County Disability by Race / Ethnicity ..............................................................24
Table 13: Disability by Gender ..................................................................................................25
Table 14: Collier County Educational Attainment by Gender .....................................................26
Table 15: Educational Attainment by Race and Ethnicity ..........................................................27
Table 16: Income by Household ................................................................................................28
Table 17: Median Income by Family Type .................................................................................29
Table 18: Income by Race and Ethnicity ...................................................................................30
Table 19: Individual Income by Gender .....................................................................................31
Table 20: Type of Income by Household ...................................................................................32
Table 21: 2021 Poverty Thresholds ...........................................................................................33
Table 22: Ratio of Income to Poverty Level ...............................................................................34
Table 23: Poverty Rate by Race/Ethnicity .................................................................................34
Table 24: Poverty by Gender ....................................................................................................37
Table 25: Poverty by Age ..........................................................................................................37
Table 26: Labor Force Participation by Race/Ethnicity ..............................................................40
Table 27: Labor Force Participation by Gender .........................................................................40
Table 28: Collier County Living Wage Calculator ......................................................................41
Table 29: Unemployment Rate by Race/Ethnicity .....................................................................44
Table 30: Unemployment Rate by Gender ................................................................................44
Table 31: Collier County Occupation Population Age 16 and Over by Gender ..........................45
Table 32: Immokalee Occupation Population Age 16 and Over by Gender ...............................45
Table 33: Naples Occupation Population Age 16 and Over by Gender .....................................46
Table 34: Industry Population Age 16 and Over by Gender ......................................................48
Table 35: Place of Work ............................................................................................................50
Table 36: Means of Transportation (Workers 16 and Over) .......................................................50
Table 37: Commute Times (Workers 16 and Over) ...................................................................51
Table 38: Housing Profile ..........................................................................................................55
Table 39: Owner Occupied Housing ..........................................................................................55
Table 40: Renter Occupied Housing .........................................................................................55
Table 41: Collier County Owner vs. Renter Occupied Housing Units by Race/Ethnicity ............56
Table 42: Immokalee Owner vs. Renter Occupied Housing Units by Race/Ethnicity .................56
Table 43: Naples Owner vs. Renter Occupied Housing Units by Race/Ethnicity .......................57
Table 44: Collier County HUD FY 2021 Income Limits ..............................................................62
Table 45: Collier County Fair Market Rent (FMR) Comparison .................................................63
Table 46: Collier County Housing Cost Burden .........................................................................63
Table 47: Immokalee Housing Cost Burden ..............................................................................64
Table 48: Naples Housing Cost Burden ....................................................................................64
Table 49: Cost Burden by Household Type ...............................................................................65
Table 50: Wage and Rent Comparison by Industry- 2018 (FMR: $1,200) .................................71
Table 51: Wage and Rent Comparison by Occupation ..............................................................73
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | iv
Table 52: Subsidized Housing Tenant Characteristics ..............................................................75
Table 53: Deficit of Affordable and Available Units by Income ...................................................76
Table 54: Subsidized Units by Number of Bedrooms ................................................................76
Table 55: Collier County Affordable Developments ...................................................................77
Table 56: Year Structure Built ...................................................................................................83
Table 57: Housing Problems by Race/Ethnicity and Tenure ......................................................87
Table 58: Cost Burden by Race/Ethnicity and Tenure ...............................................................88
Table 59: Housing Problem by Type and Income ......................................................................91
Table 60: Owner Occupied Loan Applications ...........................................................................92
Table 61: Owner Occupied LAR Purpose ..................................................................................93
Table 62: Lending in Minority-Majority Census Tracts ...............................................................93
Table 63: Loan Origination Purpose and Occupancy Type .......................................................94
Table 64: Loan Purpose by Tract and Borrower Characteristics ................................................95
Table 65: Lending in LMI Census Tracts ...................................................................................95
Table 66: Lending by Race / Ethnicity .......................................................................................96
Table 67: Loan by Construction Method ....................................................................................97
Table 68: Reverse Mortgage Originations .................................................................................98
Table 69: Multi-Family Lending .................................................................................................98
Table 70: Internet Access by Income ...................................................................................... 102
Table 71: Internet Access by Race and Ethnicity .................................................................... 103
Table 72: Collier County Parks ................................................................................................ 106
Table 73: Part 1 Crimes .......................................................................................................... 111
Table 74: Collier County Business Firms................................................................................. 112
Table 75: Uninsured by Employment Status ........................................................................... 113
Table 76: Uninsured by Income .............................................................................................. 113
Table 77: Uninsured by Gender .............................................................................................. 114
Table 78: Uninsured by Age .................................................................................................... 114
Table 79: Uninsured by Race and Ethnicity ............................................................................. 115
Table 80: 2016 – 2020 Fair Housing Complaints by Basis ...................................................... 123
Table 81: 2016 – 2020 Fair Housing Complaints by Disposition .............................................. 124
Table 82: 2016-2021 Impediments to Fair Housing Choice Analysis ....................................... 125
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | v
Figure 1: 2020-2025 Collier County Population Growth .............................................................15
Figure 2: 2020-2025 Naples Area Population Growth ...............................................................16
Figure 3: Black Population Concentration .................................................................................18
Figure 4: Hispanic Population Concentration ............................................................................19
Figure 5: Collier County Poverty Rate .......................................................................................35
Figure 6: Naples Area Poverty Rate ..........................................................................................36
Figure 7: Collier County R/ECAPs .............................................................................................38
Figure 8: Naples Area R/ECAP's ...............................................................................................39
Figure 9: Labor Market Engagement .........................................................................................42
Figure 10: Naples Area Labor Market Engagement ..................................................................43
Figure 11: Collier County Low Transportation Cost Index .........................................................53
Figure 12: Naples Area Low Transportation Cost Index ............................................................54
Figure 13: Collier County Homeownership Rates ......................................................................58
Figure 14: Naples Area Homeownership Rate ..........................................................................59
Figure 15: Collier County Rental Occupancy Rate ....................................................................60
Figure 16: Naples Area Rental Occupancy Rate .......................................................................61
Figure 17: Owner Occupied Cost Burden - Collier County ........................................................66
Figure 18: Owner Occupied Cost Burden - Naples Area ...........................................................67
Figure 19: Renter Occupied Cost Burden - Collier County ........................................................68
Figure 20: Renter Occupied Cost Burden - Naples Area ...........................................................69
Figure 21: Subsidized Housing Locations .................................................................................80
Figure 22: Subsidized Housing - Naples Area ...........................................................................81
Figure 23: Collier County Lead Based Paint Risk ......................................................................84
Figure 24: Lead Based Paint Risk - Naples Area ......................................................................85
Figure 25: Severe Housing Problems ........................................................................................89
Figure 26: Severe Housing Problems - Naples Area .................................................................90
Figure 27: Naples Area School Locations ............................................................................... 100
Figure 28: School Locations .................................................................................................... 101
Figure 29: Internet Access ...................................................................................................... 104
Figure 30: Internet Access - Naples Area ................................................................................ 105
Figure 31: Collier County Recreation Facilities ........................................................................ 109
Figure 32: Collier County Recreation Facilities - Naples Area ................................................. 110
Figure 33: Uninsured Population ............................................................................................. 116
Figure 34: Uninsured Population ............................................................................................. 117
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2021 Regional Analysis of Impediments to Fair Housing Choice Page | 1
Section I: Introduction and Executive Summary of the Analysis
This Analysis of Impediments to Fair Housing Choice (AI) documents a variety of fair housing
issues faced by the residents of Collier County, assesses their underlying causes, and identifies
goals and actions to address those issues. It aims to harness data, community input, and policy
analysis to craft solutions that will have a real impact for the people of Collier County. Ultimately,
this information will advance housing choice and stability, help families break the cycle of
poverty and find new opportunities, address segregation, and invest in the communities that
need it most.
The goal of the analysis is to take meaningful actions, in addition to combating discrimination,
that overcome patterns of segregation and fosters inclusive communities free from barriers that
restrict access to opportunity based on protected characteristics. Specifically, affirmatively
furthering fair housing means taking meaningful actions that, taken together, address significant
disparities in housing needs and in access to opportunity, replacing segregated living patterns
with truly integrated and balanced living patterns, transforming racially and ethnically
concentrated areas of poverty into areas of opportunity, and fostering and maintaining
compliance with civil rights and fair housing laws.
As recipients of Community Development Block Grant (CDBG) funds from the U.S. Department
of Housing and Urban Development, the County must periodically develop an AI, to better
understand current fair housing needs in the County and communicate these needs to the
public. The AI is a part of a multi-stage planning process: it provides a focused, comprehensive
look into fair housing issues and generates fair housing goals, which the County can then use to
inform later planning processes, such as the Consolidated Plan (designating use of block grant
funds), as well as other relevant activities.
While housing issues are complex and multi-faceted, and affect all residents of the County, the
purpose of this AI is to focus specifically on fair housing and related needs and actions. The AI
therefore examines whether housing issues are experienced differently on the basis of
characteristics protected by the Fair Housing Act, which was crafted to address segregation and
to prohibit discrimination on the basis of race, ethnicity, national origin, religion, sex, familial
status, and disability. It also includes characteristics protected under state and local law.
The AI follows the Assessment of Fair Housing process and template, as developed by HUD in
its Fair Housing Planning Guide. As described below, its scope includes in-depth looks at a
number of areas relevant to fair housing, including: trends and description of demographics;
patterns of segregation and integration; identification of racially/ethically concentrated areas of
poverty (“R/ECAPs”); disproportionate housing needs (including cost burden and the adequacy
and safety of housing); disparities in access to opportunity (education, employment, low poverty
exposure, and environmental health); disabilities and access; publicly-supported housing; and
fair housing enforcement, outreach, and capacity. In addition to data, maps, and policy analysis,
it examines barriers to fair housing and their underlying causes (“contributing factors”). Most
importantly, its data and analyses (including community input) provide the foundation for
meaningful fair housing goals that address specific local issues.
This analysis examines several dimensions of access to opportunity, by supplementing HUD
data with local data and knowledge. Often, groups that have experienced housing discrimination
have lower access to a variety of opportunity factors, which are discussed in this document.
These disparities include lower access to educational opportunity, employment; transit; lower
access to areas of concentrated poverty (low poverty exposure); and lower access to healthy
neighborhoods. Lack of access to opportunity factors often goes hand-in-hand with segregation
and housing choice.
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As a composite, HUD and other local data show that:
• Access to opportunity is highest for non-Hispanic Whites in Collier County. The
various report measurements show that County neighborhoods with the most
Whites have the most access to opportunity.
• Access to opportunity is lowest for non-Hispanic Blacks and Hispanics. The
various report measurements show that census tracts with the highest numbers of
Blacks and Hispanics have the lowest scores in the categories that measure
access to opportunity.
• In addition, opportunity scores are often lower on average in those County
neighborhoods with higher numbers of foreign-born individuals.
• Geographic trends are also evident. Across various dimensions, access to
opportunity is highest in western and north-western sections of the County, and in
the cities of Marco Island and Naples.
Significant contributing factors to disparities in access to opportunity include:
• Availability of reliable public transportation;
• Lack of access to opportunity due to rising housing costs;
• Lack of regional and local cooperation;
• Location of employers;
• Location of schools and student assignment plans; and
• Location of environmental health hazards.
Study Authors
The 2021 Analysis of Impediments to Fair Housing Choice was conducted by Community
Planning Insights (CPI) and Hope Strategy Group. CPI is a small planning firm located in
Dayton, Ohio that focuses on community and neighborhood planning, housing policy,
community engagement, and comprehensive planning for communities of all sizes. Hope
Strategy Group (HSG) is a management consulting firm located in Toledo, Ohio that specializes
in assisting professionals, organizations, and communities in reaching their full potential through
leadership development and coaching, operational performance management, and developing
strategies for a more equitable workplace and distribution of investments in communities.
Aaron K. Sorrell, AICP principal and owner, has nearly 20 years of experience in the planning
and community development field, primarily focused on community and neighborhood
development policy and implementation for medium and large cities. Aaron is a certified
planner with the American Institute of Certified Planners (AICP) and a certified Economic
Development Professional by the National Development Council. Aaron has managed
numerous planning and community development projects including zoning and land use
regulations, community development strategies, housing and neighborhood studies and
effective community engagement and visioning.
Catherine Crosby, HSG managing partner and owner, has nearly 20 years of experience in civil
rights enforcement in the areas of housing and employment, developing equitable community
and economic development strategies supported by cross sector partnerships, working with
communities to address intergroup tension, and implementing community relations programs
and initiatives that foster diversity, equity, and inclusion within organizations and communities.
Catherine is a Credentialed Manager through the International City/County Managers
Association (ICMA) and a board member of the National Community Reinvestment Coalition
(NCRC) and the Higher Learning Commissioner (HLC). She has worked with community and
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2021 Regional Analysis of Impediments to Fair Housing Choice Page | 3
regional banks to develop community benefit agreements and assisted financial institutions with
developing programs and products to meet the unique needs of communities in their markets.
Methodology Used
This document consists of five sections:
• Introduction and Executive Summary
• Jurisdictional Data Analysis
• Identification of Public and Private Sector Impediments of Fair Housing Choice
This section will review local, state, and federal policies to determine if they exacerbate
or eliminate impediments to fair housing choice. This section will also provide an
analysis of the local lending environment.
• Assessment of Current Public and Private Fair Housing Programs and Activities in the
Jurisdiction
This section reviews the local jurisdictions fair housing programs and activities to
determine if they support or hinder fair housing choice. This section also includes an
analysis of fair housing complaints filed with HUD or the local jurisdiction and an
overview of whether the previous studies recommendations have been addressed.
• Fair Housing Plan
This section identifies implementation strategies to eliminate or mitigate the negative
impacts of specific barriers identified through the data and policy analysis. Actions
identified to address the impediments to fair housing will be included in the County’s FY
2021-2025 Five Year Consolidated Plan.
Community Engagement and Survey Results
The study engaged the community through a community needs assessment as well as focus
groups and individual interviews with key stakeholders. The focus groups included affordable
housing developers and advocates. There were 509 responses to the community needs
assessment and fair housing survey. Approximately 70% of respondents were female and 30%
male. Of the total respondents, 64.82% were White, 24.9% were Hispanic, and 7.31% were
Black. Males were under-represented as survey respondents based on their representation in
the community. Survey respondents represented the race and ethnicity of county residents.
A third of respondents had two people living in the household. Over 60% of respondents were
homeowners, which is somewhat less than the percentage of homeowners in Collier County.
Over 78% of respondents indicated a need for affordable housing with over 74% indicating a
need for rental assistance programs for low-income households.
Over 38% of respondents indicated that they had been discriminated against or knew someone
that had been discriminated against. The remaining 60% indicating they had not or did not know
someone who experienced housing discrimination. Of those that responded they had or knew
someone that had experienced discrimination, almost 80% indicated it was renting an apartment
compared to approximately 20% indicating they experienced discrimination while purchasing a
home. Over 30% of respondents indicated that discrimination was based on source of income,
and another 27% indicated it was due to race. Almost 20% indicated other reasons for the
discrimination.
Of the approximately 7% that indicated they had requested an accommodation from their
landlord, 80% indicated that the landlord did not fulfill their request.
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When following were the top by responses when respondents were asked about perceived
barriers to fair housing choice:
• Lack of quality affordable housing - 71%
• Insufficient income - 70%
• Lack of employment opportunities - 35%
• Discrimination - 26%
• Insufficient access to public assistance or services – 25%
Survey respondents indicated there is a lack of fair housing enforcement and education, which
was also a theme in the focus group. Over 72% of survey respondents did not know where to
report housing discrimination. Over 88% responded they had not seen any advertising or flyers
related to fair housing enforcement or housing counseling in the past 12 months.
Source of Funding for the Study
This study is being funded with federal Community Development Block Grant funds from Collier
County.
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Glossary of Terms
Accessibility: whether a physical structure, object, or technology is able to be used by people
with disabilities such as mobility issues, hearing impairment, or vision impairment. Accessibility
features include wheelchair ramps, audible crosswalk signals, and TTY numbers. See: TTY
Affirmatively Further Fair Housing (AFFH): a requirement under the Fair Housing Act that
local governments take steps to further fair housing, especially in places that have been
historically segregated.
American Community Survey (ACS): a survey conducted by the US Census Bureau that
regularly gathers information about demographics, education, income, language proficiency,
disability, employment, and housing. Unlike the Census, ACS surveys are conducted both
yearly and across multiple years. The surveys study samples of the population, rather than
counting every person in the U.S. like the Census.
Americans With Disabilities Act (ADA): federal civil rights law that prohibits discrimination
against people with disabilities.
Annual Action Plan: an annual plan used by local jurisdictions that receive money from HUD to
plan how they will spend the funds to address fair housing and community development. The
Annual Action Plan carries out the larger Consolidated Plan. See also: Consolidated Plan.
Capital Improvement Plan: a short-range plan, usually four to ten years, which identifies
capital projects and equipment purchases, provides a planning schedule and identifies options
for financing the plan.
CDBG: Community Development Block Grant. Money that local governments receive from HUD
to spend on housing and community improvement.
Census Designated Places: a label assigned by the Census Bureau to communities that
resemble cities or towns, but which are not formally incorporated and do not have their own
municipal government. See: Unincorporated Land.
Census Tract: small subdivisions of cities, towns, and rural areas that the Census uses to
group residents together and accurately evaluate the demographics of a community. Several
census tracts, put together, make up a town, city, or rural area.
Continuum of Care (CoC): a HUD program designed to promote commitment to the goal of
ending homelessness. The program provides funding to nonprofits and state and local
governments to quickly rehouse homeless individuals and families, promote access to and
effect utilization of mainstream programs by homeless individuals, and optimize self-sufficiency
among individuals and families experiencing homelessness.
Density Bonus: an incentive for developers that allows developers to increase the maximum
number of units allowed at a building site in exchange for either affordable housing funds or
making a certain percentage of the units affordable.
Disparate Impact: practices in housing that negatively affect one group of people with a
protected characteristic (such as race, sex, or disability, etc.) more than other people without
that characteristic, even though the rules applied by landlords do not single out that group.
Dissimilarity Index: measures the percentage of a certain group’s population that would have
to move to a different census tract in order to be evenly distributed with a city or metropolitan
area in relation to another group. The higher the Dissimilarity Index, the higher the level of
segregation. For example, if a city’s Black/White Dissimilarity Index was 65, then 65 percent of
Black residents would need to move to another neighborhood in order for Blacks and Whites to
be evenly distributed across all neighborhoods in the city.
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ESG: Emergency Solutions Grants. Funding provided by HUD to 1) engage homeless
individuals and families living on the street, 2) improve the number and quality of emergency
shelters for homeless individuals and families, 3) help operate these shelters, 4) provide
essential services to shelter residents, 5) rapidly re-house homeless individuals and families,
and 6) prevent families/individuals from becoming homeless.
Entitlement Jurisdiction: a local government that receives funds from HUD to be spent on
housing and community development. Collier County administers the entitlement funds for all
communities within the county.
Environmental Health Index: a HUD calculation based on potential exposure to harmful toxins
at a neighborhood level. This includes air quality carcinogenic, respiratory, and neurological
hazards. The higher the number, the less exposure to toxins harmful to human health.
Environmental Justice: the fair treatment and meaningful involvement of all people, especially
minorities, in the development, implementation, and enforcement of environmental laws,
regulations, and policies. In the past, environmental hazards have been concentrated near
segregated neighborhoods, making minorities more likely to experience negative health effects.
Recognizing this history and working to make changes in future environmental planning are
important pieces of environmental justice.
Exclusionary Zoning: the use of zoning ordinances to prevent certain land uses, especially the
building of large and affordable apartment buildings for low-income people. A city with
exclusionary zoning might only allow single-family homes to be built in the city, excluding people
who cannot afford to buy a house.
Exposure Index: a measurement of how much the typical person of a specific race is exposed
to people of other races. A higher number means that the average person of that race lives in a
census tract with a higher percentage of people from another group.
Fair Housing Act: a federal civil rights law that prohibits housing discrimination on the basis of
race, class, sex, religion, national origin, or familial status. See also: Housing Discrimination.
Federal Uniform Accessibility Standards (UFAS): a guide to uniform standards for design,
construction, and alternation of buildings so that physically handicapped people will be able to
access and use such buildings.
HOME: HOME Investment Partnerships Program. HOME provides grants to States and
localities that communities use (often in partnership with nonprofits) to fund activities such as
new construction, acquisition, and/or rehabilitating affordable housing for rent or ownership, or
providing direct rental assistance to low-income households.
Housing Discrimination: the refusal to rent to or inform a potential tenant about the availability
of housing. Housing discrimination also applies to buying a home or getting a loan to buy a
home. The Fair Housing Act makes it illegal to discriminate against a potential
tenant/buyer/lender based on that person’s race, class, sex, religion, national origin, or familial
status.
HUD Grantee: a jurisdiction (city, country, consortium, state, etc.) that receives money from
HUD. See also: Entitlement Jurisdiction.
Inclusionary Zoning: a zoning ordinance that requires that a certain percentage of any newly
built housing must be affordable to people with low and moderate incomes.
Individuals with Disabilities Education Act (IDEA): a federal civil rights law that ensures
students with a disability are provided with Free Appropriate Public Education that is tailored to
their individual needs.
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Isolation Index: a measurement of how much the typical person of a specific race is only
exposed to people of the same race. For example, an 80 percent isolation index value for White
people would mean that the population of people the typical White person is exposed to is 80
percent White.
Labor Market Engagement Index: a HUD calculation based on level of employment, labor
force participation, and educational attainment in a census tract. The higher the number, the
higher the labor force participation and human capital in the neighborhood.
Limited English Proficiency (LEP): residents who do not speak English as a first language,
and who speak English less than “very well.”
Local Data: any data used in this analysis that is not provided by HUD the U.S. Census
Bureau.
Low-Income Housing Tax Credit (LIHTC): provides tax incentives to encourage individual and
corporate investors to invest in the development, acquisition, and rehabilitation of affordable
rental housing.
Low Poverty Index: a HUD calculation using both family poverty rates and public assistance
receipt in the form of cash-welfare (such as Temporary Assistance for Needy Families (TANF)).
This is calculated at the Census Tract level. The higher the score, the less exposure to poverty
in the neighborhood.
Low Transportation Cost Index: a HUD calculation that estimates transportation costs for a
family of 3, with a single parent, with an income at 50 percent of the median income for renters
for the region. The higher the number, the lower the cost of transportation in the neighborhood.
Market Rate Housing: housing that is not restricted by affordable housing laws. A market rate
unit can be rented for any price that the market can support.
NIMBY: Not In My Back Yard. A social and political movement that opposes housing or
commercial development in local communities NIMBY complaints often involve affordable
housing, with reasons ranging from traffic concerns to small town quality to, in some cases,
thinly-veiled racism.
Poverty Line: the minimum level of yearly income needed to allow a household to afford the
necessities of life such as housing, clothing, and food. The poverty line is defined on a national
basis. The US poverty line for a family of four with two children under 18 is $26,500.
Project-Based Section 8, Project-Based Rental Assistance, PBRA: a government-funded
program that provides rental housing to low-income households in privately owned and
managed rental units. The funding is specific to the building. If you move out of the building, you
will no longer receive the funding.
Public Housing: housing that is owned and managed by a Public Housing Authority for eligible
low-income households.
Publicly Supported Housing: housing assisted with funding through federal, State, or local
agencies or programs, as well as housing that is financed or administered by or through any
such agencies or programs.
Other Multi-Family Housing: multifamily housing that is owned and operated by private
owners, and is subsidized through programs other than HCV, PBRA, or LIHTC. Units include
properties funded through Supportive Housing for the Elderly (Section 202), and Supportive
Housing for Persons with Disabilities (Section 811).
Quintile: twenty percent of a population; one-fifth of a population divided into five equal groups
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2021 Regional Analysis of Impediments to Fair Housing Choice Page | 8
Reasonable Accommodation: a change to rules, policies, practices, or services which would
allow a handicapped person an equal opportunity to use and enjoy their housing, including in
public and common use areas. It is a violation of the Fair Housing Act to refuse to make a
reasonable accommodation when such accommodation is necessary for the handicapped
person to have equal use and enjoyment of the housing.
R/ECAPs: Racially and Ethnically Concentrated Areas of Poverty. This is a HUD-defined term
indicating a census tract that has more than 50 percent Non-White residents, and 40 percent or
more of the population is in poverty OR where the poverty rate is greater than three times the
average poverty rate in the area.
Rehabilitation Act (Section 504): a federal civil rights law that prohibits discrimination on the
basis of disability in programs conducted by federal agencies, in programs receiving federal
financial assistance, in federal employment and in the employment practices of federal
contractors.
School Proficiency Index: a HUD calculation based on performance of 4th grade students on
state exams to describe which neighborhoods have high-performing elementary schools nearby
and which are near lower performing elementary schools. The higher the number, the higher the
school system quality is in a neighborhood.
Segregation: the separation or isolation of a race/ethnic group, national origin group,
individuals with disabilities, or other social group by enforced or voluntary residence in a
restricted area, by barriers to social connection or dealings between persons or groups, by
separate educational facilities, or by other discriminatory means.
Source of Income Discrimination: for purposes of this analysis, housing discrimination based
on whether a potential tenant plans to use a Housing Choice Voucher/Section 8 Voucher to pay
part of their rent. Increasingly, cities and states are outlawing source of income discrimination.
See also: Housing Choice Voucher/Section 8 Voucher.
Superfund Sites: any land in the U.S. that has been contaminated by hazardous waste and
identified by the EPA as a candidate for cleanup because it poses a risk to human health and/or
the environment.
Supplemental Security Income (SSI): benefits paid to disabled adults and children who have
limited income and resources, or to people 65 and older without disabilities who meet the
financial limits.
Testers: people who apply for housing to determine whether the landlord is illegally
discriminating. For example, Black and White testers will both apply for housing with the same
landlord, and if they are treated differently or given different information about available housing,
their experiences are compared to show evidence of discrimination.
Transit Trips Index: a HUD calculation that estimates transit trips taken for a family of 3, with a
single parent, with an income at 50 percent of the median income for renters for the region. The
higher the number, the more likely residents in that neighborhood utilize public transit.
TTY/TDD: Text Telephone/Telecommunication Device for the Deaf. TTY is the more widely
used term. People who are deaf or hard of hearing can use a text telephone to communicate
with other people who have a TTY number and device. TTY services are an important resource
for government offices to have so that deaf or hard of hearing people can easily communicate
with them.
Unbanked: not served by a financial institution.
Underbanked: an area that does not have enough banks to meet market demand
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2021 Regional Analysis of Impediments to Fair Housing Choice Page | 9
Unincorporated land: land that has not been formally converted into a city or town and that
does not have its own municipal government. Unincorporated land within the County is
governed by the County government. Unincorporated land can still have large communities that
resemble cities or towns, even though these communities lack municipal governments. See:
Census Designated Places.
Violence Against Women Act (VAWA): a federal law protecting women who have
experienced domestic and/or sexual violence. The law establishes several programs and
services including a federal rape shield law, community violence prevention programs,
protections for victims who are evicted because of events related to domestic violence or
stalking, funding for victim assistance services, like rape crisis centers and hotlines, programs to
meet the needs of immigrant women and women of different races or ethnicities, programs and
services for victims with disabilities, and legal aid for survivors of domestic violence.
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Conclusions and Impediments Overview
Impediment 1: Disparity in housing needs and affordable housing throughout Collier
County
Lack of affordable housing
• Implement recommendations of the comprehensive housing strategy for more equitable
distribution of Low-Income Housing Tax Credit (LIHTC), public housing and multi-family
assisted developments throughout the county.
• Develop an affirmative marketing program for housing opportunities that provide
outreach to income- and mortgage-eligible households seeking homeownership, with a
focus on the segments of the population that may be less likely to apply for affordable
housing. Require that all developers involved with affordable housing funds provide an
affirmative fair housing marketing plan.
• Monitor and retain existing subsidized housing by proactively engaging with building
owners to encourage the preservation of existing affordable housing before the
compliance period or Section 8 contracts expire
Lack of diverse housing options for family size
• Encourage the development of multi-family housing with more bedroom options to serve
large families in Collier County
• Seek opportunities to provide maintenance programs for renter households with a focus
on Immokalee.
• Encourage and support affordable housing projects that meet the average family size of
Collier County.
Increased need for accessing housing for the aging population with disabilities and
seniors with a focus on senior women.
• Incorporate visitability standards into projects assisted with local funds.
• Provide funding to support financing affordable senior housing projects.
• Provide homeowners downpayment assistance and explore flood insurance support for
low- to moderate-income (LMI) homeowners to reduce the cost of purchasing and
owning a home.
Impediment 2: Unequal access to opportunity
Income inequality between men and women, and racial or ethnic minorities and
Whites.
• Provide workforce and job training opportunities to raise median household income with
focus on Immokalee.
• Reduce barriers for women with children to enter the workforce by supporting agencies
to expand low-cost, high quality childcare or pre-school programs.
• Develop training programs and education opportunities in Immokalee or enhance transit
routes to allow better access to programs throughout the County.
• Support agencies that provide housing assistance to residents that are not citizens.
Lack of access to quality education in Immokalee.
• Provide down-payment assistance to low- and moderate-income first-time home buyers,
and other incentives that will encourage teachers to move to Immokalee and make
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2021 Regional Analysis of Impediments to Fair Housing Choice Page | 11
housing affordable for Collier County essential workers (public safety, education, health
care and service industry).
• Expand public transit routes and reduce headway times.
• Encourage and promote transit-oriented development with higher density multifamily
housing and mixed-use housing, serving a variety of incomes, abilities, and household
sizes.
High percentage of individuals with Limited English Proficiency.
• Ensure all Fair Housing documents are translated into the dominant non-English spoken
languages.
• Provide housing counseling services to individuals who are not native English speakers.
Limited access to affordable healthcare.
• Support agency outreach efforts to uninsured low- and moderate-income families during
open enrollment periods to reduce the number of uninsured residents.
Impediment 3: Segregated living patterns creating R/ECAP concentrated areas of
poverty.
Expand access to areas of opportunity to under-represented groups.
• Develop an affirmative marketing and outreach program to low- and moderate-income,
mortgage-eligible households seeking homeownership opportunities.
• Continue to provide down-payment assistance to low- and moderate-income first-time
home buyers. Continue to support partnerships with businesses that provide down-
payment to their employees. Develop housing incentives that will encourage diversity in
various communities.
• Encourage the de-concentration of poverty by expanding Housing Choice Voucher
acceptance and utilization through landlord education and support.
Support housing and infrastructure projects that result in new affordable housing
units.
• Continue to financially subsidize affordable housing projects, prioritizing assistance to
projects in areas with higher home, land, and construction costs.
• Target infrastructure investment to R/ECAP areas to encourage business development.
• Monitor planning and public investments by local and regional entities and seek
opportunities to provide public infrastructure and resources that promote housing choice.
Infrequent and limited public transit routes.
• Improve transportation linkages between R/ECAP areas and job centers to lower
barriers to work.
Impediment 4: Limited enforcement of civil rights and lack of resources to ensure fair
housing compliance.
Enhance fair housing enforcement.
• Review local fair housing legislation and update as necessary to align with federal FHA.
• Conduct targeted fair housing testing for discrimination related to disability,
race/ethnicity, and source of income.
• Contract with a HUD-approved Fair Housing organization to deliver fair housing
education activities for county residents.
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Need to increase fair housing training and access to information to residents, staff,
and partners.
• Continue mandatory fair housing training for county staff, subrecipients, and any other
entities the County may contract with under its entitlement program.
• Support fair housing training for landlords, property managers, real estate professionals
and mortgage lenders by a HUD-approved Fair Housing organization and make the
training mandatory for rental properties with housing code violations.
• Continue to develop fair housing marketing materials to be distributed at government
offices and other public venues.
• Continue to publish contact information and referral information related to fair housing in
local newspapers and periodically provide fair housing education programs in low- and
moderate-income neighborhoods or communities such as publicly assisted housing or
large apartment developments.
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Section 2: Jurisdictional Background Data
Collier County, located in southwest Florida along the Gulf of Mexico, was incorporated by the
Florida Legislature in 1923 from portions of Lee and Monroe counties. There are three
municipalities within Collier County: Everglades City, Marco Island, and Naples, which is the
County seat. In 2017, Collier County was ranked the 16th most populous county in Florida, with
1.7% of the state’s total population. This percentage is anticipated to be maintained through
2040, based on state population projections.
A significant portion of the county is designated as Federal or State park land or conservation
lands. Within the developable areas, the average population density has increased 44% since
2000, from 124.1 to 178.9 persons per square mile. Collier County is rich in geographic
diversity, from the beaches to the Big Cypress National Preserve and Everglades National Park.
Collier County’s beaches, tropical climate, and rich geographic and biological diversity make it
one of the premier tourism and retirement destinations within the US (County, Collier Parks,
2021).
Immokalee is an unincorporated area in Collier County. Originally known as Gopher Ridge by
the Seminole and Miccosukee Indians, Immokalee means "My Home" in the Mikasuki language,
and also in Miccosukee, Mikisúkî or Hitchiti-Mikasuki, a Muskogean language. The area is one
of the major tomato growing centers in the United States. Immokalee is the center of the
region's agriculture industry and home to many families who work the vast fields that produce a
large amount of the United States' fresh produce (CRA, 2021).
The Immokalee area is an agricultural center of the county. It is in the northeast section of the
county and is characterized by residential, commercial, and industrial development. A significant
percentage of the affordable housing units available in Collier County are located in the
Immokalee area. Habitat for Humanity development projects, such as Carson Lakes and Faith
Landing, are built here, as are other affordable housing developments, including Hatcher’s
Preserve (Institute U. L., 2021).
The City of Naples is an incorporated municipality bordering the Gulf of Mexico on the west and
the unincorporated Collier County urban area on the east. It is the cultural and activity center of
Collier County. Naples measures just 14 square miles and has some of the highest housing
costs in the country. The limited number of commercial areas consists primarily of retail centers
and financial institutions (Institute U. L., 2021). In addition to its natural features, Naples is
known for its world-class shopping and exceptional dining opportunities. Naples is one of the
few Florida communities that offer adequate public access to beaches. Beachfront property is
almost exclusively residential zoning; commercial uses are focused along U.S. 41 and in a
number of upscale shopping districts within the community. Naples is a multifaceted community
where the many residential opportunities include beachfront mansions, canal frontage manors,
downtown villas, bungalows, and high-rise condominiums, disbursed between a cohesive blend
of both older and newer developments (Naples, 2021).
The rural lands and the Estates area are located between the urban area and the more
environmentally sensitive areas to the east. The Estates area is largely composed of platted,
subdivided lots that range from about one acre to more than 20 acres. During the Florida Land
Grab of the 1950s, land parcels were divided and sold, creating the largest subdivision in the
world with tens of thousands of home sites. Designated as privately owned, single-family lots,
the Estates area’s commercial and retail opportunities are limited. West of the Estates are the
rural lands, which are primarily farmland and environmentally sensitive areas that are
designated for future cities and towns. The first town to be built in this area was Ave Maria.
Once the project is built out, it will have up to 11,000 residences and 1.7 million square feet of
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 14
retail, office, and business park uses spread across its 4,000 acres. Ave Maria is located in
eastern Collier County (Institute U. L., 2021).
Demographic Data
The Fair Housing Act prohibits discrimination in the sale or rental of housing, including against
individuals seeking a mortgage or housing assistance, or in other housing related activities. To
appropriately identify strategies to address contributing factors that impact fair housing issues
that limit a person’s ability to access safe and stable communities, there must be an
examination of demographic data to determine how protected classes are impacted by historical
and systemic discrimination in housing. The following protected classes are covered under the
Fair Housing Act:
Race
Color
National Origin
Religion
Sex
Familial Status
Disability
Population
According to the 2019 Community Foundation of Collier County (CFCC) Vital Signs report, the
county grew 17.4% between 2010-2018. (University, 2021) Table 1 provides population
projections for Collier County, Immokalee, and Naples. The data indicates the county will
experience growth over the next five years with Immokalee having the highest growth rate in the
County. Figure 1 shows population growth for Collier County and Immokalee and Figure 2
shows population growth for Naples. All three are expected to see growth through 2025.
Table 1: Population and Household Projections
Collier
County, FL Immokalee Naples
2020 Total Population 386,951 28,809 22,069
2025 Total Population 421,522 31,542 23,655
2020-2025 Population: Annual Growth
Rate 1.73% 1.83% 1.40%
2020 Total Households 161,455 6,984 11,615
2025 Total Households 176,318 7,679 12,457
Source: ERSI Demographics
Collier County
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Figure 1: 2020-2025 Collier County Population Growth
Collier County
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Figure 2: 2020-2025 Naples Area Population Growth
Collier County
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Table 2 provides population data by race and ethnicity. According to 2019 ACS 5–Year
Estimates, Collier County and Naples is predominantly White, and Immokalee is predominantly
Hispanic. Both Collier County and Immokalee have a significant minority population. Nearly
28% of Collier County’s population is Hispanic and over 72% of the Immokalee population is
Hispanic and 21% of its residents are Black.
Figure 3 shows the concentration of Black households within the county and Figure 4 shows the
concentration of Hispanics. The largest concentration of Blacks and Hispanics are located in
Immokalee. The Hispanic population is the fastest growing population in the County at 20.2%
compared to the state at 26.1% and the U.S. at 18.3% (University, 2021).
Table 2: Population by Race/Ethnicity
Race/Ethnicity Collier County Immokalee Naples
Total Population 371,453 26,597 21,812
White 62.80% 5.00% 88.80%
Black/African American 6.80% 21.40% 4.50%
American Indian/Alaska 0.20% 1.30% 0.00%
Asian 1.30% 0.30% 0.80%
Native Hawaiian/Pacific
Islander
0.00% 0.00% 0.00%
Other Race 1.50% 4.00% 0.40%
Population of Two or
More Races
1.30% 1.50% 1.00%
Hispanic Population 27.90% 72.10% 4.80%
Source: 2019 ACS 5-Year Estimates
Collier County
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Figure 3: Black Population Concentration
Collier County
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Figure 4: Hispanic Population Concentration
Collier County
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Dissimilarity
The Dissimilarity Index measures the percentage of a certain group’s population that would
have to move to a different census tract in order to be evenly distributed within a city or
metropolitan area in relation to another group. The higher the Dissimilarity Index, the higher the
level of segregation. For example, if a city’s Black/White Dissimilarity Index was 65, then 65
percent of Black residents would need to move to another neighborhood in order for Blacks and
Whites to be evenly distributed across all neighborhoods in that city.
Over the past 20 years, the White to Non-White Racial Dissimilarity Index has slightly improved
in Collier County. In 2010, the dissimilarity estimate was 48.6, and in 2019, the estimate was
46.69.
Foreign Born Persons
Foreign born persons represented 25.39% of the Collier County population with an estimated
54% who are not citizens compared to 43.94% of Immokalee residents who are foreign born
and 36.26% who are not citizens. There was no data for foreign born persons in Naples. The
Census does not distinguish between those whose immigration status is lawful and those that
are not, therefore the “Not a Citizen” category contains both groups. The significant percentage
of residents that are not citizens could be concerning because policies in place that prevent
resources for being spent to address the needs of residents residing without lawful immigration
status.
Table 3: Foreign-Born Population
Collier County Immokalee Naples
Foreign-born
Population
94,321 25.39% 11,686 43.94% N/A N/A
Naturalized
citizen
43,087 45.68% 2,042 7.68% N/A N/A
Not a citizen 51,234 54.32% 9,644 36.26% N/A N/A
Source: 2019 ACS 5-Year Estimates
Of the population in Collier County over the age of 5,33.7% speak a language other than
English of which 14.9% speak English less than very well. This is higher than the percentage
compared to the State and U.S.
In Immokalee, 80% of residents speak a language other than English of which 47.7% speak
English less than very well. There are 28.3% limited English households in Immokalee
compared to 6.6% in Collier County and 2.7% in Naples. Nearly 11% of Naples residents speak
a language other than English with 38% speaking English less than very well. There are 23.7%
of CCPS K-5 students enrolled in Limited English Proficient (LEP) classes (University, 2021).
Collier County
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Table 4: English Proficiency for Population Over 5
Language Collier County Immokalee Naples
Language other than
English 119,598 33.70% 19,509 80.00% 2,324 10.80%
Less than very well 44.20% 47.70% 38.00%
Limited English
households 9,457 6.60% 1,694 28.30% 287 2.70%
Source: 2019 ACS 5-Year Estimates
Table 5: Limited English-Speaking Households
Language Collier County Immokalee Naples
Limited English-Speaking
Households
Language
Spoken
Limited
English
Language
Spoken
Limited
English
Language
Spoken
Limited
English
Total 6.60% 28.30% 2.70%
Spanish 18.40% 28.40% 65.80% 33.90% 3.70% 48.00%
Indo-European 7.80% 15.10% 16.50% 35.70% 6.90% 12.60%
Asian and Pacific Island 1.00% 20.90% 0.10% 0.00% 0.30% 0.00%
Other language 0.50% 4.50% 0.50% 24.10% 0.30% 0.00%
Source: 2019 ACS 5-Year Estimates
Age
The largest portion of the county’s population is 65 and over. The CFCC Vital Signs report
states that the 65 and over population is anticipated to represent 43.5% of the county by 2040
(University, 2021). Table 6 provides an overview of the percentage of the population that are
children and the percentage of seniors who are 65 and over. The median age in Immokalee is
significantly younger compared to median the age in Collier County and Naples, with Naples
median age being significant older. Table 7 shows the median age of the population by
gender.
Table 6: Population by Age
Age Collier County Immokalee Naples
Under 5 years 16,683 4.50% 2,206 8.30% 324 1.50%
Under 18 years 64,594 17.40% 8,578 32.30% 1,764 8.10%
Over 65 years 117,197 31.60% 1,986 7.50% 11,453 52.50%
Source: 2019 ACS 5-Year Estimates
Collier County
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Table 7: Median Age of Population by Gender
Median Age Collier County Immokalee Naples
Median age 50.80 29.3 66.00
Median age - Male 49.20 30 66.20
Median age - Female 52.30 28 65.80
Source: 2019 ACS 5-Year Estimates Subject Table
Table 8: Population by Gender
Gender Collier County Immokalee Naples
Male 182,946 49.25% 14,022 52.72% 10,030 45.98%
Female 188,507 50.75% 12,575 47.28% 11,782 54.02%
Source: 2019 ACS 5-Year Estimates Subject Table
Households
According to the Census glossary, a householder is the person, or one of the people, in whose
name the home is owned, being bought, or rented. A family householder is a householder living
with one or more people related to him or her by birth, marriage, or adoption. The householder
and all people in the household related to him are family members (Census, 2021).
There are two types of households: family (more than one related person) and non-family
(singles, cohabitators). Total households include family and non-family. Table 9 provides an
overview of households in Collier County and Table 10 provides an overview of family
households.
There are twice as many female householders than male in all three areas. Apart from Naples,
there are significantly more female householders with children under 18 compared to males.
The average female household in Immokalee is larger compared to Collier County and Naples.
This could be correlated to the younger median age of the population in Immokalee and women
being in childbearing years.
Collier County
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Table 9: All Households
Collier
County Immokalee Naples
Total Households 142,979 5,985 10,797
Male Householder 4.06% 12.65% 1.76%
Female Householder 8.44% 25.26% 3.66%
Average Size 2.57 4.32 1.99
Male Householder Average Size 4.23 4.60 3.52
Female Householder Average Size 4.22 5.37 3.95
Households with own children under 18 19.54% 45.35% 7.49%
Male householder with child under 18 2.15% 9.02% 0.85%
Female householder with child under 18 4.53% 15.69% 0.98%
Householders 65 and living alone 15.90% 3.60% 24.50%
Source: 2019 ACS 5-Year Estimates
Table 10: Collier County Family Households
Collier
County Immokalee Naples
Total Family Households 97,555 4,517 6,441
Average Family Size 3.05 4.57 2.51
Source: 2019 ACS 5-Year Estimates
Disability
The Census defines disability as a long-lasting physical, mental, or emotional condition. This
condition can make it difficult for a person to do activities such as walking, climbing stairs,
dressing, bathing, learning, or remembering. The condition can also impede a person from
being able to go outside the home alone or work at a job or business. The ACS attempts to
capture six aspects of disability (hearing, vision, cognitive, ambulatory, self-care, and
independent living), which can be used together to create an overall disability measure, or
independently to identify populations with specific disability types.
In the American Housing Survey (AHS), a person with a hearing disability is deaf or has a
hearing impairment that makes it very difficult to hear conversation, televisions, or radio
broadcasts. A person with a vision disability is blind or has serious difficulty reading or driving
due to a visual impairment even when wearing glasses. A cognitive disability results from a
physical, mental, or emotional problem, having difficulty remembering, concentrating, or making
decisions. An ambulatory disability is having serious difficulty walking or climbing. A person
with a self-care disability has serious difficulty dressing or bathing oneself. An independent
living difficulty results from a physical, mental, or emotional problem, having difficulty doing
errands alone such as visiting a doctor’s office or shopping (Census, 2021).
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According to 2019 ACS 5-Year Estimates, 11.5%of the total population in Collier County has a
disability compared to 6.3% Immokalee and 14.1% in Naples. As noted in Table 11,
ambulatory, independent living difficulty, and hearing are the leading disabilities. The lower
percentage of disability in Immokalee could be due to the median age of the population being
younger.
Table 11: Disability by Category
Collier County Immokalee Naples
Population* 369,593 26,597 21,538
Type of Disability % of Population % of Population % of Population
Overall 11.5% 6.30% 14.10%
Hearing 4.3% 1.30% 6.70%
Vision 2.0% 1.60% 2.80%
Cognitive 3.5% 3.00% 3.00%
Ambulatory 6.0% 3.90% 6.60%
Self-care Difficulty 2.2% 1.40% 2.40%
Independent Living
Difficulty 4.4% 2.60% 5.00%
*Population for which disability is determined.
Source: 2019 ACS 5-Year Estimates
Table 12: Collier County Disability by Race / Ethnicity
Race/Ethnicity Collier County Immokalee Naples
Total 11.5% 6.3% 14.1%
White 14.70% 18.70% 14.90%
Black 5.50% 8.10% 5.80%
American Indiana and
Alaska Native 13.50% 2.60% 0.00%
Asian 8.10% 0.00% 1.70%
Native Hawaiian and
Other Pacific Islander 0.00% 0.00% 0.00%
Other Race 6.40% 3.20% 0.00%
Two or More Races 11.60% 22.70% 5.30%
Hispanic 6.00% 4.60% 10.80%
Source: 2019 ACS 5-Year Estimates
Collier County
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Table 13: Disability by Gender
Collier County Immokalee Naples
Male 11.7% 5.40% 14.70%
Female 11.4% 7.20% 13.70%
Source: 2019 ACS 5-Year Estimates
Visitability
With the population in the county and Naples aging, consideration for visitability is beneficial to
ensuring residents can age in place. According to Visitability.org, visitability refers to a single-
family or owner-occupied housing designed in such a way that it can be lived in or visited by
people who have trouble with steps or who use wheelchairs or walkers. A house is visitable
when it meets three basic requirements:
• One zero-step entrance
• Doors with 32 inches of clear passage space
• One bathroom on the main floor you can get into in a wheelchair
Visitability focuses on laws and policies. Since there is typically little additional cost to visitability
design standards, the most desirable do not include a financial cost to meet the standards
(Living, 2021).
Mental Health and Addiction Services
In December of 2018, the Collier County Board of County Commissioners established the
Mental Illness and Addiction Ad Hoc Advisory Committee. The Advisory Committee was
charged with developing a five-year strategic plan that makes recommendations regarding the
County’s role in providing assistance and treatment of adults with mental health and substance
use disorders. The committee developed a report that identified six priorities ranked in the order
of their relative importance. Included in those priorities was a recommendation to increase
housing and supportive services for persons with serious mental illness and/or substance
dependence.
Due to low incomes (typically less than $800 per month), discrimination, and difficulties in daily
functioning, persons with serious mental illnesses and substance use disorders generally
cannot compete for market rental housing. Additionally, affordable housing units and supported
housing programs have long wait lists and few in need can access them.
The report identified two goals to increase housing and supportive services for persons with
serious mental illness and/or substance dependence: However, in order to accomplish the
goals related to housing and the those identified in the report, it was noted that the County must
allocate the appropriate funding levels. The two goals were:
• Increase availability and accessibility of a variety of housing options and supportive
services for persons with mental health and substance use disorders.
• Increase availability and accessibility of a variety of housing options and supportive
services for persons with mental health and substance use disorders (Committee, 2021).
Collier County
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Education
Table 14 provides educational attainment by gender. In Collier County, there is a higher percentage of females that complete high
school. However, a higher percentage of males obtain a bachelor’s degree. In Immokalee, females have higher educational
attainment overall. In Naples, males and females have the same level of high school completion. However, a significantly higher
percentage of males have a bachelor’s degree.
Table 14: Collier County Educational Attainment by Gender
Collier County Immokalee Naples
Total Male Female Total Male Female Total Male Female
Population Over 25 282,120 136,903 145,217 14,931 7,941 6,990 19,292 8,702 10,590
Less than high school 12.90% 14.40% 11.40% 60.00% 64.40% 54.80% 4.60% 4.90% 4.50%
High School
(includes equivalency) 25.80% 24.50% 27.20% 24.30% 23.00% 25.80% 15.90% 10.50% 20.30%
Some College/Associates 24.90% 15.60% 18.30% 7.80% 6.10% 9.80% 16.10% 13.30% 18.50%
Associates 6.70% 9.10% 2.70% 1.80% 3.70% 6.70% 6.20% 7.10%
Bachelor's 21.05% 22.10% 20.90% 4.30% 3.60% 5.20% 32.20% 33.70% 31.00%
Graduate/Professional 14.90% 16.80% 13.20% 0.90% 1.10% 0.70% 24.50% 31.50% 18.70%
High School or Higher 87.10% 85.60% 88.60% 40.10% 35.60% 45.20% 95.30% 95.20% 95.50%
Bachelors or Higher 36.40% 38.90% 34.10% 5.20% 4.70% 5.90% 56.70% 65.20% 49.70%
Source: 2019 ACS 5-Year Estimates
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Table 15 provides educational attainment by race and ethnicity. There is a disparity among all races and ethnicities when compared
to Whites. However, Blacks and Hispanics show a significant disparity in educational attainment. Immokalee has a significant
percentage of the population with less than a high school education.
Table 15: Educational Attainment by Race and Ethnicity
White Black
American
Indian/
Alaskan
Asian Some
Other
Two or
More
Races
Hispanic
Collier
County
HS or Higher 95.40% 69.60% 73.50% 83.80% 59.70% 80.10% 65.60%
BS or Higher 44.60% 14.80% 20.70% 51.10% 12.80% 34.30% 14.90%
Immokalee HS or Higher 79.90% 45.40% 70.70% 100.00% 31.10% 71.90% 33.00%
BS or Higher 11.00% 8.50% 16.20% 84.20% 3.70% 17.20% 2.70%
Naples HS or Higher 97.50% 62.00% 100.00% 100.00% 100.00% 100.00% 65.80%
BS or Higher 58.90% 14.00% 100.00% 95.80% 42.60% 48.20% 29.00%
Source: 2019 ACS 5-Year Estimates
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Income
Income is the gauge used to determine the well-being of the population. It also provides an
indication of how well the County can meet the needs of its residents. Income is the sum of the
amounts reported separately for wage or salary income; net self-employment income; interest,
dividends, or net rental or royalty income or income from estates and trusts; Social Security or
Retirement income; Supplemental Security Income (SSI); public assistance or welfare
payments; retirement, survivor, or disability pensions; and all other income. Therefore, income
does not reflect the fact that some families receive part of their income in the form of noncash
benefits, such as food stamps, health benefits, subsidized housing, and goods produced and
consumed on the farm (Census, 2021).
According to NLIHC, the Florida Department of Economic Opportunity (FDEO), and other
agencies “Six of the seven occupations projected to add the greatest number of jobs by 2024
provide a median wage that is not sufficient to afford a modest one-bedroom rental home.”
According to the FDEO, Bureau of Labor Market Statistics, in 2013, 80.5% of the jobs in Collier
County paid less than 80% of the area median income.
Three years later, in 2016 that increased to 87.7% (County, 2017 Community Housing Plan,
2021). Since 2010, the average annual pay in Collier County has been below Florida average
annual pay. During the same timeframe, average weekly pay was also below state average
(University, 2021).
Table 16: Income by Household
Income Level Collier County Immokalee Naples
Total Households 142,979 5,995 106,918
Less than $10,000 4.10% 7.80% 4.10%
$10,000 - $14,999 3.10% 9.00% 2.70%
$15,000 - $24,999 7.40% 20.50% 7.20%
$25,000 - $34,999 8.70% 19.20% 8.70%
$35,000 - $49,999 12.10% 15.10% 12.40%
$50,000 - $74,999 17.10% 15.60% 17.50%
$75,000 - $99,000 12.90% 5.30% 13.20%
$100,000 - $149,999 14.80% 5.40% 14.80%
$150,000 - $199,999 7.50% 0.90% 7.50%
$200,000 - or greater 11.90% 1.20% 11.90%
Median Household
Income $69,653 $30,885 $70,061
Source: 2019 ACS 5-Year Estimates
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Median household income refers to the income level earned by a given household where half of
the households in the geographic area of interest earn more and half earn less. Table 17 shows
the percentage of households in various income ranges by family type (Census, 2021).
Female householders experience income inequality when compared to males. This is
exacerbated when there is a child in the household.
Table 17: Median Income by Family Type
Family Type Collier County Immokalee Naples
Families $82,092.00 $30,636.00 $156,362.00
Families w/ own Children $60,104.00 $27,478.00 $107,961.00
3-Person Families $75,932.00 $27,870.00 $128,603.00
4 Person Families $72,759.00 $40,605.00 $143,000.00
Married $94,538.00 $38,750.00 $169,007.00
Married w/ own children $81,615.00 $39,161.00 $128,523.00
Female Head $40,630.00 $23,178.00 $47,083.00
Female Head w/ own Children $31,383.00 $21,103.00 $19,091.00
Male Head $48,900.00 $30,279.00 $93,036.00
Male Head w/ own Children $42,791.00 $29,762.00 $86,250.00
Source: 2019 ACS 5-Year Estimates
Income Inequality
Income inequality in a community can accentuate differences in social class and status and
serve as a social stressor. Communities with greater income inequality can experience a loss of
social connectedness, as well as decreases in trust, social support, and a sense of community
for all residents. Income inequality is defined as households with income at the extremes of the
national income distribution (the bottom 20%, the top 80%). A higher inequality ratio indicates
greater division between the top and bottom ends of the income spectrum. A score of 0 would
indicate equity in income distribution. A score less than 0 indicates that more families are
represented at the lower end of the income spectrum, while a score above 0 indicates more
families are represented in the higher end of the spectrum. Less income could indicate less
access to high opportunity neighborhoods with better quality housing. A higher income
inequality ratio indicates greater division between the top and bottom ends of the income
spectrum. According to the national County Health Rankings and Roadmaps, Collier County
has an income inequality score of 4.8 meaning more residents are represented at the higher
end of the income spectrum or top 80%. (University of Wisconsin Population Health Institute ,
2021).
Income inequality in the county is a cause for concern. Collier County represents the second
most unequal metro area in Florida with respect to income. The CFCC Vital Signs report
indicated that the top 1% in the area makes 90.1 times more than the bottom 99%. According to
Collier County
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the report, the average income of the top 1% in Collier County is $$5,590,120. The average
income of the bottom 99% is $62,053. The county median household income is $69,653
(University, 2021). The ratio of top 1% income to bottom 99% income is 73.2 making it the 8th
ranked county in the US with respect to income inequality. Only Franklin County in FL has a
wider income gap (ratio of 73.4).
There is significant household income inequality in Immokalee compared to the rest of the
county. Blacks and people of two or more races have the most significant household income
disparity. In Naples, Hispanic household income is less than 10% of White households.
Table 18: Median Household Income by Race and Ethnicity
Race/Ethnicity Collier County Immokalee Naples
All $69,653.00 $30,885.00 $107,013.00
White $79,503.00 $31,908.00 $120,216.00
Black/African American $45,634.00 $28,072.00 -
American Indian/Alaska $57,708.00 $44,833.00 -
Asian $86,250.00 - $250,000.00
Native Hawaiian and Pacific
Islander - - -
Other Race $51,699.00 $34,138.00 $80,917.00
Population of Two or More
Races $105,364.00 $26,442.00 $66,875.00
Hispanic Populations $49,871.00 $31,455.00 $11,429.00
Source: 2019 ACS 5-Year Estimates
Collier County
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Table 19: Individual Income by Gender
Collier County Immokalee Naples
Total Male Female Total Male Female Total Male Female
Population Over 25 174,444 19,555 7,920
Less than high school $32,477 $38,160 $29,003 $19,610 $22,007 $16,710 $57,214 $69,393 $43,649
High School (includes
equivalency) $21,422 $24,716 $16,337 $16,712 $19,933 $13,517 $17,969 $25,341 $15,313
Some
College/Associates $29,555 $31,787 $22,131 $24,096 $26,156 $20,890 $29,293 $32,417 $22,031
Associates $35,613 $42,860 $30,204 $25,608 $26,146 $25,099 $42,949 $55,054 $35,481
Bachelor's $48,606 $59,263 $41,648 $19,555 $18,954 - $71,563 $102,578 $62,614
Graduate/Professional $66,465 $82,552 $55,401 $49,191 $48,897 $52,813 $95,750 $116,964 $80,093
Source: 2019 ACS 5-Year Estimates
Collier County
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Public Assistance
Public assistance refers to assistance programs that provide either cash assistance or in-kind
benefits to individuals and families from any government entity. There are two major types of
public assistance programs: social welfare programs and social insurance programs. Benefits
received from social welfare programs are usually based on low income means test eligibility
criteria. Programs include Supplemental Security Income (SSI), Supplemental Nutrition
Assistance Program (SNAP), Special Supplemental Nutrition Program for Women Infants and
Children (WIC), Temporary Assistance for Needy Families (TANF) including Pass through Child
Support, and General Assistance (GA). Benefits received from social insurance programs are
usually based on eligibility criteria such as age, employment status, or being a veteran.
Programs include social security, Department of Veterans’ Affairs benefits, unemployment
insurance compensation, and worker’s compensation. Retirement income is based on the
employee and/or the employer’s contributions to the employee’s individual account that are
invested on the employee’s behalf and depend on investment performance. Table 20 shows
the various types of income received by residents of Collier County (Census, 2021).
Retirement Income includes payments people receive from eight sources: companies or unions;
federal government (Civil Service); military; state or local governments; railroad retirement;
annuities or paid-up insurance policies; individual retirement accounts (IRAs), Keogh, or 401(k)
payments; or other retirement income. (Census, 2021)
Social security income includes social security pensions and survivors’ benefits and permanent
disability insurance payments made by the Social Security Administration prior to deductions for
medical insurance. The Census Bureau does not include Medicare reimbursements for health
services as social security benefits. (Census, 2021)
Table 20: Type of Income by Household
Collier County Immokalee Naples
Wages or Salary 84,919 59.40% 5270 88.10% 4,607 42.70%
Self-employment 16,731 11.70% 396 6.60% 1,236 11.40%
Interest, Dividends,
Rental Income 53,209 37.20% 310 5.20% 6,316 58.50%
Social Security 69,966 48.90% 1206 20.20% 6,617 61.30%
Supplemental Security
Income (SSI) 4,048 2.80% 299 5.00% 302 2.80%
Cash Public Assistance 1,236 0.90% 99 1.70% 49 0.50%
Food Stamps/SNAP 10,817 7.60% 2,352 39.30% 361 3.30%
Retirement 40,825 28.60% 286 4.80% 3,205 29.70%
Other Types of Income 13,357 9.30% 479 8.00% 916 8.50%
Source: 2019 ACS 5-Year Estimates
Collier County
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Poverty
If the income of a family or an individual is below the official poverty threshold, then that family
or individual is in poverty. The poverty threshold follows the Office of Management and Budget
(OMB) set of income thresholds that vary by family size and composition to determine who is in
poverty. (Census, 2021) Table 21 shows the 2021 poverty threshold by size of family
household size.
The average household size in Collier County is 2.57 and 4.23 and 4.22 for male and female
householders, respectively. The 2019 median household income is $69,653. The average
household size in Immokalee is 4.32 and 4.6 and 5.37 for male and female householders,
respectively. The median family household income is $30,885. The average household size in
Naples is 1.99 and 3.52 and 3.95 for male and female householders, respectively. Considering
the poverty thresholds based on household size, the average size of household and median
income indicates that the average family lives in poverty.
Table 21: 2021 Poverty Thresholds
PERSONS IN FAMILY/HOUSEHOLD POVERTY
GUIDELINE
For families/households with more than 8 persons, add $4,540 for
each additional person.
1 $12,880
2 $17,420
3 $21,960
4 $26,500
5 $31,040
6 $35,580
7 $40,120
8 $44,600
Source: 2021 Health and Human Services Federal Poverty Guidelines
The ratio of income to poverty has 6 categories, which range from under 0.50 to 2.00 and over.
A ratio less than 1 means that the income is less than the poverty level. When the ratio equals
1, the income and poverty level are the same, and when the ratio is greater than 1, the income
is higher than the poverty level. The income and poverty levels are used to determine eligibility
for various programs. (Census, 2021) Table 22 shows the ratio of income to poverty level for
Collier County.
Collier County
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Table 22: Ratio of Income to Poverty Level
Collier County Immokalee Naples
Total: 367,773 4.4% 26,354 15.4% 21,523 3.3%
Under .50 16,220 6.8% 4,057 22.0% 709 4.6%
.50 to .99 25,023 3.9% 5,789 12.4% 985 1.7%
1.00 to 1.24 14,383 4.5% 3,281 10.0% 361 1.9%
1.25 to 1.49 16,598 6.8% 2,624 11.6% 402 3.7%
1.50 to 1.84 24,937 3.3% 3,061 4.1% 805 1.2%
1.85 to 1.99 11,994 70.3% 1,069 24.6% 248 83.7%
2.00 and over 258,618 4.4% 6,473 15.4% 18,013 3.3%
Source: 2019 ACS 5-Year Estimates
Table 23 illustrates poverty by race and ethnicity. The percentage of residents in poverty is
disproportionately higher in Immokalee. While this is an area of Collier County with a
concentration of minorities, poverty is high for all races. In Collier County and Naples, poverty is
disproportionately higher for racial and ethnic minorities.
Table 23: Poverty Rate by Race/Ethnicity
Race/Ethnicity Collier County Immokalee Naples
Total Population* 367,773 26,354 21,523
All 11.20% 37.40% 7.90%
White 6.90% 33.50% 5.20%
Black/African American 16.30% 33.20% 31.00%
American Indian/Alaska 26.50% 47.70% 0.00%
Asian 5.00% 0.00% 9.40%
Native Hawaiian/Pacific Islander 0.00% 0.00% 0.00%
Other Race 20.20% 37.30% 0.00%
Population of Two or More Races 8.20% 2.90% 5.10%
Hispanic Populations 20.20% 39.20% 37.20%
*Total population for whom poverty status is determined
Source: 2019 ACS 5-Year Estimates
Collier County
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Figure 5: Collier County Poverty Rate
Collier County
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Figure 6: Naples Area Poverty Rate
Collier County
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The average monthly social security benefit for women in Collier County is $1,235 compared to
$1,696 for men. There are twice as many women living alone compared to men in the County
(University, 2021).
Table 24: Poverty by Gender
Gender Collier
County Immokalee Naples
Male 10.80% 34.60% 6.50%
Female 11.70% 40.40% 9.00%
Source: 2019 ACS 5-Year Estimates
Table 25: Poverty by Age
Age Collier
County Immokalee Naples
Under 18 19.50% 46.90% 10.30%
Under 5 20.30% 46.80% 7.00%
5-17 years 19.20% 46.90% 11.10%
18 - 64 years 11.40% 33.90% 8.80%
18 - 34 years 13.30% 31.80% 14.40%
35 - 64 years 10.50% 35.40% 7.20%
65 years and over 6.40% 25.70% 6.80%
Source: 2019 ACS 5-Year Estimates
Racially/Ethnically Concentrated Areas of Poverty
Figure 7 and Figure 8 shows Racially and Ethnically Concentrated Areas of Poverty (R/ECAP).
The definition involves a racial/ethnic concentration threshold and a poverty test. The
racial/ethnic concentration threshold is a non-white population of 50% or more. The poverty
threshold for a neighborhood is one that has a poverty rate that exceeds 40% or is three or
more times the average tract poverty rate for the metropolitan area, whichever threshold is
lower. Census tracts with this extreme poverty that satisfy the racial/ethnic concentration
threshold are deemed R/ECAPs.
There are four R/ECAPs in Collier County. Three are in or around Immokalee and one in
Naples. This number has remained steady since 1990. The three R/ECAPs in Immokalee have
had this designation since 1990. The R/ECAP in Naples had the designation in 1990, 2000
Census, and is currently designated as a R/ECAP by HUD.
Collier County
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Figure 7: Collier County R/ECAPs
Collier County
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Figure 8: Naples Area R/ECAP's
Collier County
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Employment
The labor force participation rate is the proportion of the working-age population that is either
working or actively looking for work. This rate is an important labor market measure because it
represents the relative amount of labor resources available for the production of goods and
services. Though subject to some cyclical influences, labor force participation is primarily
affected by longer-term structural changes. These might include changes in the age
composition of the population, school enrollment and educational attainment, employer-provided
pensions, or Social Security benefits. (Census, 2021)
Table 26: Labor Force Participation by Race/Ethnicity
Collier County Immokalee Naples
Race/Ethnicity % of Population % of Population % of Population
Total 52.50% 68.20% 36.00%
White 43.60% 57.80% 33.90%
Black 67.80% 64.10% 63.80%
American Indian and Alaska Native 47.90% 31.10% 0.00%
Asian 52.10% 92.10% 61.70%
Native Hawaiian/Pacific Islander 100.00% 0.00% 0.00%
Some other race alone 71.90% 72.70% 54.80%
Two or more races 64.50% 58.40% 62.50%
Hispanic 73.10% 70.60% 47.10%
Source: 2019 ACS 5-Year Estimates
The high percentage of children in correlates to the higher percentage of women in poverty.
Women are more likely to be single mothers than men are to be single fathers, a driving factor
of the gender differential in rats of poverty. In addition, among parents with children younger
than age 6, 25% of mothers work part-time, and 55% are not in the labor force compared with
just 4% and 5% of fathers, respectively (Robin Bleiweis, 2021).
Table 27: Labor Force Participation by Gender
Gender Collier
County Immokalee Naples
Male 84.70% 87.20% 79.70%
Female 70.90% 66.00% 59.40%
Female w/ Children 73.70% 62.60% 78.50%
Female w/ Children Under 6 69.70% 74.40% 86.20%
Source: 2019 ACS 5-Year Estimates
Collier County
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Roughly one in four households are in at risk of a single financial emergency tipping them into
poverty (University, 2021). The MIT Living Wage model generates a cost-of-living estimate that
exceeds the federal poverty thresholds. As calculated, the living wage estimate accounts for
basic needs of a family. The living wage is the minimum income standard that, if met, draws a
very fine line between the financial independence of the working poor and the need to seek
public assistance or suffer consistent and severe food insecurity. (Technology, 2021) Table 28
provides the living, poverty, and minimum wage amounts for Collier County.
Table 28: Collier County Living Wage Calculator
1 Adult 2 Adults (1 Working) 2 Adults (Both Working)
Number of Children Number of Children Number of Children None One Two None One Two None One Two
Living
Wage $12.53 $26.47 $30.80 $20.55 $25.19 $27.56 $10.27 $14.49 $16.64
Poverty
Wage $6.00 $8.13 $10.25 $8.13 $10.25 $12.38 $4.06 $5.13 $6.19
Minimum
Wage $8.46 $8.46 $8.46 $8.46 $8.46 $8.46 $8.46 $8.46 $8.46
Source: MIT Living Wage Calculator
Figure 9 shows labor market engagement for Collier County. The labor market index provides a
summary description of the relative intensity of labor market engagement and human capital in
a neighborhood. This is based upon the level of employment, labor force participation, and
educational attainment in a census tract. Values are percentile ranked nationally and range
from 0 to 100. The higher the score, the higher the labor force participation and human capital
in the neighborhood. (HUD, HUD USER, 2021)
Collier County
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Figure 9: Labor Market Engagement
Collier County
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Figure 10: Naples Area Labor Market Engagement
Collier County
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Unemployment
Unemployment is higher in Immokalee than other parts of the County with Blacks and Whites
experiencing the highest rates. The unemployment rate for Blacks in Collier County is more
than double the overall rate for the county.
Table 29: Unemployment Rate by Race/Ethnicity
Race/Ethnicity Collier
County Immokalee Naples
Total 3.90% 10.60% 3.20%
White 3.10% 15.80% 3.70%
Black 7.10% 15.60% 0.00%
American Indian and Alaska Native 2.00% 8.30% 0.00%
Asian 1.20% 0.00% 0.00%
Native Hawaiian/Pacific Islander 0.00% 0.00% 0.00%
Some other race alone 3.90% 2.90% 0.00%
Two or more races 5.10% 0.00% 0.00%
Hispanic 4.60% 8.80% 0.50%
Source: 2019 ACS 5-Year Estimates
Table 30: Unemployment Rate by Gender
Gender Collier
County Immokalee Naples
Male (20-64) 3.00% 8.20% 4.60%
Female (20-64) 4.50% 11.30% 0.80%
Female w/ Children 3.30% 8.60% 0.00%
Female w/ Children Under 6 5.60% 8.40% 0.00%
Source: 2019 ACS 5-Year Estimates
Collier County
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Occupation and Industry
The majority of county residents are employed in management, business, science, and the arts
occupations followed by service, and sales and office occupations. Women have a significantly
higher representation in each of these occupations. The highest occupation for men is
management, business science, and arts occupations compared to sales and office occupations
for women.
Table 31: Collier County Occupation Population Age 16 and Over by Gender
Collier County
Population Age 16 and Over 158,452 54.80% 45.20%
Occupation Total % of Total Male Female
Management, business science, and arts
occupations 49,079 30.97% 49.30% 50.70%
Service occupations 38,559 24.33% 46.10% 53.90%
Sales and office occupations 34,885 22.02% 38.10% 61.90%
Natural resources, construction, and
maintenance occupations 22,568 14.24% 94.30% 5.70%
Production, transportation, and material
moving occupations 13,361 8.43% 77.30% 22.70%
Source: 2019 ACS 5-Year Estimates
In Immokalee, males are over-represented in the workforce compared to their representation in
the population (52.72%). The leading occupation for males is natural resources, construction,
and maintenance occupations with 84.9% representation followed by 67.8% representation in
production, transportation, and material moving occupations compared to women who represent
72.2% of sales and office occupations followed by management, business science, and arts
occupations.
Table 32: Immokalee Occupation Population Age 16 and Over by Gender
Immokalee
Population Age 16 and Over 11,541 61.10% 38.90%
Occupation Total % of Total Male Female
Management, business science, and arts
occupations 1,239 10.74% 33.90% 66.10%
Service occupations 2,437 21.12% 45.10% 54.90%
Sales and office occupations 1,607 13.92% 27.30% 72.70%
Natural resources, construction, and
maintenance occupations 5,019 43.49% 84.90% 15.10%
Production, transportation, and material
moving occupations 1,239 10.74% 67.80% 32.20%
Source: 2019 ACS 5-Year Estimates
Collier County
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Table 33: Naples Occupation Population Age 16 and Over by Gender
Naples
Population Age 16 and Over 7,076 52.90% 47.10%
Occupation Total % of Total Male Female
Management, business science, and arts
occupations 3,475 49.11% 26.10% 43.90%
Service occupations 977 13.81% 40.10% 59.90%
Sales and office occupations 1,987 28.08% 42.50% 57.50%
Natural resources, construction, and
maintenance occupations 372 5.26% 89.80% 10.20%
Production, transportation, and material
moving occupations 265 3.75% 83.80% 16.20%
Source: 2019 ACS 5-Year Estimates
Collier County
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From 2000 to 2010, Collier County experienced an upward trend in employment in arts,
entertainment, and recreation. Since that time, the trend moved downward although staying
near the same levels at the state. The trend is anticipated to stay level through 2025
(University, 2021). However, this may be impacted by the COVID-19 pandemic. Except for
Immokalee where women will be disproportionately impacted, a decline in this industry will have
a proportionate impact on men and women (University, 2021).
The leading industries in Collier County are:
• Education services, healthcare, and social assistance
• Arts, entertainment, recreation, accommodations, and food services, and
• Professional, scientific, management, administrative, and waste management services.
The leading industry for males is construction with a representation of 93.3% industry compared
to education services, health care, and social assistance for women with a representation of
74.7%.
The leading industries in Immokalee are:
• Agriculture, forestry, fishing hunting, and mining
• Arts, entertainment, recreation, accommodations, and food services, and Education
services, healthcare, and social assistance, and
• Education services, healthcare, and social assistance
The leading industry for males is construction with a representation of 99% compared to
education services, healthcare, and social assistance for women with a representation of
81.3%.
The leading industries for Naples are:
• Education services, healthcare, and social assistance
• Retail trade, and
• Arts, entertainment, recreation, accommodations, and food services
The leading industry for males is agriculture, forestry, fishing hunting, and mining with a
representation of 96.8% compared to education services, healthcare, and social assistance for
women with a representation of 68.8%.
Collier County
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Table 34: Industry Population Age 16 and Over by Gender
Collier County Immokalee Naples Total Male Female Total Male Female Total Male Female
Industry 158,452 54.80% 45.20% 11,541 61.10% 38.90% 7,076 52.90% 47.10%
Agriculture, forestry, fishing and
hunting, and mining 4,737 77.90% 22.10% 3,527 76.20% 23.80% 31 96.80% 3.20%
Construction 18,311 92.30% 7.70% 1,628 99.00% 1.00% 397 84.10% 15.90%
Manufacturing 6,346 66.90% 33.10% 234 30.80% 69.20% 397 78.30% 21.70%
Wholesale trade 3,117 60.40% 39.60% 496 45.40% 54.60% 257 49.40% 50.60%
Retail trade 19,552 47.60% 52.40% 755 54.80% 45.20% 951 39.50% 60.50%
Transportation and warehousing and
utilities 6,452 80.90% 19.10% 208 60.60% 39.40% 226 46.50% 23.50%
Information 1,973 68.60% 31.40% 32 28.10% 71.90% 65 46.20% 53.80%
Finance and insurance, and real estate
and rental and leasing 12,093 51.50% 48.50% 218 29.80% 70.20% 1,195 60.50% 39.50%
Professional, scientific, and
management, and administrative and
waste management services
23,301 58.70% 41.30% 1,121 66.20% 33.80% 1,241 56.90% 43.10%
Education services, and health care and
social assistance 25,119 25.30% 74.70% 1,285 18.70% 81.30% 1,197 31.20% 68.80%
Arts, entertainment, and recreation, and
accommodations and food services 24,138 49.20% 50.80% 1,490 39.70% 60.30% 738 48.80% 51.20%
Other services (except public
administration) 9,296 42.80% 57.20% 399 54.40% 45.60% 304 51.60% 48.40%
Public administration 4,017 53.60% 46.40% 148 35.10% 64.90% 77 54.50% 45.50%
Source: 2019 ACS 5-Year Estimates
Collier County
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Transportation
According to the needs and assets assessment, residents were concerned with the lack of
public transportation options. Residents feel the existing system caters to the hotel and tourism
population rather than the locals due to the routes and infrequency of operation. It was also
noted that many seasonal workers do not have driver’s licenses making them more dependent
on adequate public transportation (Research, 2021).
Journey-to-work characteristics and commuter flow patterns were compiled for the 10-year
Transportation Development Plan (TDP). According to the TDP, a low proportion of commuters
using alternative modes of transportation like walking and transit may indicate a less transit
supportive environment including limited access to transit. It also reflects the share of the
population that uses transit because they have no other mobility options. Between 2000 and
2018, the use of public transit increased from 1.9% to 2.2%. During that time period, the share
of residents working outside the County slightly increased. The TDP further states that the
highest proportion of residents that commute to jobs in other counties are in the northwest area
and the Immokalee area (County, 2021-2030 Transportation Devleopment Plan, 2021).
Transit and other forms of alternative transportation are critical for many renters. Renters are
more likely than other households to depend on transportation modes other than their own cars
to reach work, shopping, and other activities. This is particularly true for seniors, the disabled
and those with low incomes. As Collier County’s population continues to age there will be an
increased need for affordable rental housing with access to transit, paratransit, and other forms
of alternative transportation.
Transportation to and from employment centers in Collier, or outlying communities, puts a strain
on the existing infrastructure based on the jobs housing imbalance that exists in Southwest
Florida. Currently, the average headway (the average interval of time between buses pausing at
a given stop on a route) in Collier County is 1.5 hours, with the shortest headway at 45 minutes.
For transit riders dependent on a bus service to get to work or to other services, the infrequency
of the service can make transportation and access an increased difficulty. For riders who might
have multiple stops or transfers, those headways can change what would be a short car ride
into an all-morning or all evening commute (County, 2017 Community Housing Plan, 2021) .
The TDP asked survey respondents to rank system improvement and amenities based on their
perceived importance. A desire for more frequent service had the highest weighted score
followed by on time performance and earlier/later service.
Collier County
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Table 35: Place of Work
Collier County Immokalee Naples Total Male Female Total Male Female Total Male Female
In County 89.90% 97.30% 98.50% 87.10% 84.00% 92.30% 88.60% 86.20% 91.20%
Outside County 8.00% 87.90% 92.30% 12.60% 16.00% 6.80% 4.60% 4.90% 4.10%
Outside State 2.20% 2.70% 1.50% 0.30% 0.00% 0.80% 6.80% 8.80% 4.60%
Source: 2019 ACS 5-Year Estimates
Table 36: Means of Transportation (Workers 16 and Over)
Collier County Immokalee Naples
Means of
Transportation Total Male Female Total Male Female Total Male Female
Car, truck, or van 87.50% 86.10% 89.20% 74.40% 73.80% 75.50% 75.40% 72.90% 78.10%
Drove alone 75.10% 72.60% 78.30% 45.30% 40.30% 53.50% 72.00% 68.90% 75.40%
Carpooled 12.40% 13.50% 10.90% 29.20% 33.50% 22.10% 3.40% 4.00% 2.60%
Public 1.60% 2% 1.10% 16.30% 20.50% 9.30% 0.70% 0.80% 50.00%
Walked 1.30% 1.50% 1.20% 5.70% 4.00% 8.60% 2.00% 1.10% 2.90%
Biked 0.90% 1.40% 0.30% 1.00% 0.90% 1.20% 1.20% 1.90% 50.00%
Taxi 1.40% 1.60% 1.20% 0.80% 0.40% 1.36% 1.60% 2.20% 90.00%
Worked from Home 7.30% 7.50% 7.10% 1.70% 0.50% 3.70% 19.20% 21.00% 17.20%
Source: 2019 ACS 5-Year Estimates
Collier County
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Commute
According to the 2017 Collier County Community Housing Plan (CHP), there is a Jobs-Housing imbalance in Collier County resulting
in at least 17.4% of the workforce (approximately 40,000 people) commuting daily from outside of Collier County. These employees
work in Collier County but live in Lee, Charlotte, or other counties. Many public sector employees (Sheriff’s Office, County & City
government, School personnel) and large segments of the private sector cannot afford to live in Collier County (County, 2017
Community Housing Plan, 2021).
Table 37: Commute Times (Workers 16 and Over)
Collier County Immokalee Naples
Commute
Times
(minutes)
Total Male Female Total Male Female Total Male Female
Less than 10 10.60% 9.60% 11.90% 15.40% 8.90% 26.70% 26.10% 20.10% 32.30%
10-14 13.50% 13.00% 14.30% 13.30% 10.30% 18.40% 23.20% 29.00% 17.10%
15-19 17.00% 15.40% 19.00% 9.00% 6.50% 13.30% 21.30% 18.10% 24.60%
20-24 16.10% 15.80% 16.40% 8.20% 9.10% 6.60% 7.30% 6.50% 8.00%
25-29 8.10% 7.50% 8.80% 5.70% 7.10% 3.30% 3.40% 2.70% 4.20%
30-34 15.50% 16.10% 14.80% 10.40% 11.90% 7.80% 7.90% 10.30% 5.40%
35-44 7.20% 8.30% 5.80% 6.70% 9.50% 2.10% 2.30% 3.00% 1.50%
45-59 6.90% 8.30% 5.20% 10.10% 12.80% 5.40% 3.50% 5.40% 1.50%
60 or more 5.10% 6.10% 3.90% 21.10% 23.90% 16.30% 5.10% 4.90% 5.40%
Mean travel
time to work 24.7 26.3 22.8 33.9 38.8 25.4 19.6 22.3 16.7
Source: 2019 ACS 5-Year Estimates
The 2017 CHS provided the following recommendations to make transportation more accessible throughout the County:
• Integrate Bus Routes with Affordable Housing Locations
• Enhance Bike Lane and Pedestrian Systems
• Ride Sharing Options for Enhanced Mobility
Collier County
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Public Transit
The Collier Area Transit (CAT) system began in 2001 with servicing only five routes and
324,000 passengers in its first year. CAT managed by a small team of County staff and the
County hires an operating vendor to conduct the day-to-day operations. CAT is the designated
Community Transportation Coordinator (CTC) for the County. As the CTC, CAT administers the
coordination of transportation service for the disabled and economically disadvantaged through
the Florida Commission for the Transportation Disadvantaged (TD). To ensure the provision of
services is safe, efficient, and cost effective, the Board of County Commissioners has appointed
a Local Coordinating Board (LCB) to monitor service levels. The LCB reviews the amount and
quality of service being provided (Transit, 2021).
According to the 2021-2030 Collier County Transportation Development Plan (TDP)
respondents, 25.39% of passengers were between the ages of 35-44, 21.89% were ages 25-34,
and ages 45-54 represented 15.83% of passengers. Nearly 53% of respondents were male.
Blacks (24.75%) and Hispanics (27.73%) made up approximately 53% of ridership (County,
2021-2030 Transportation Devleopment Plan, 2021).
Transportation Disadvantage
Collier County Public Transit & Neighborhood Enhancement (PTNE) Division administers the
Paratransit system. To be eligible for ADA service, a disability must prevent the use of CAT’s
fixed route bus service and the origin and destination of your trip must be within 3/4 (three-
quarters) of a mile of a fixed route. ADA Service is provided within the same daily and hourly
scheduled of the fixed route service.
According to the TDP, between 2014 and 2018, the TD population increased nearly 18.9% and
the number of trips increased 29.8%. The cost to provide paratransit is more expense than the
fixed route service. If the growth trend continues, there will be a need to provide more cost-
efficient fixed-route service. (County, 2021-2030 Transportation Devleopment Plan, 2021)
CATConnect is a shared ride door-to-door transportation service provided for individuals who do
not have access to any other means of transportation, including CAT fixed route bus service.
Medicated clients must receive their Medicaid transportation through MTM, Inc., who is
contracted with the Agency for Health Care Administration (AHCA). (Transit, 2021)
Figure 11 illustrates the Low Transportation Cost Index for Collier County and Figure 12 for
Naples. As the map illustrates, the index is higher (meaning transportation costs are lower) in
the dense urban areas versus the rural parts of Collier County. This is largely the result of
higher retail and job clusters in the urban areas, along with a more robust and dense
transportation system.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 53
Figure 11: Collier County Low Transportation Cost Index
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 54
Figure 12: Naples Area Low Transportation Cost Index
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 55
Housing Profile
Table 38: Housing Profile
Collier
County Immokalee Naples
Total Units 214,473 6,762 19,966
Occupied Housing Units 142,979 66.70% 5,985 88.50% 10,797 54.10%
Vacant Housing Units 71,494 33.30% 777 11.50% 9,169 45.90%
Source: 2019 ACS 5-Year Estimates
The median sales price for a single-family home in Collier County is $385,000 compared to
$250,000 in neighboring Lee County (University, 2021). The majority of households are owner
occupied in Collier County and Naples, compared to primarily renters in Immokalee. The
majority of homeowners in Collier County and Naples do not have a mortgage. In Naples,
approximately two thirds of homeowners do not have a mortgage.
Table 39: Owner Occupied Housing
Collier County Immokalee Naples
Avg Household Size - Owner 2.45 4.4 2.00
Owner Occupied 104,852 73.30% 2,261 37.80% 8453 78.30%
Homeowner Vacancy Rate 3.30 2.00 5.00
Owner Occupied w/ Mortgage 50,183 47.90% 1110 49.10% 2810 33.20%
Owner Occupied w/o Mortgage 54,669 52.10% 1151 50.90% 5643 66.80%
Source: 2019 ACS 5-Year Estimates
Table 40: Renter Occupied Housing Collier County Immokalee Naples
Avg Household Size - Renter 2.91 4.27 1.97
Renter Occupied 38,127 26.70% 3,724 62.20% 2344 21.70%
Renter Vacancy Rate 8.80 7.90 15.30
Source: 2019 ACS 5-Year Estimates
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 56
Homeownership vs. Renter
Table 41, Table 42, and Table 43 show owner vs renter occupied housing units by race and
ethnicity. There is a 73.33% homeownership rate in Collier County of which 83.2% are White,
11.9% Hispanic, and 2.9% Black. There is a 37.78% homeownership rate in Immokalee of
which 66.8% are Hispanic, 27.3% Black, and 7.7% White.
Table 41: Collier County Owner vs. Renter Occupied Housing Units by Race/Ethnicity
Race/Ethnicity Occupied Units Owner Renter
Total 142,979 73.33% 26.67%
White 108,335 83.20% 55.40%
Black 6,363 2.90% 8.60%
American Indian/Alaska Native 204 0.20% 0.10%
Asian 1,413 1.00% 0.90%
Native Hawaiian/Pacific Islander - 0.00% 0.00%
Some other race 1,351 0.60% 1.80%
Two or more races 1,444 1.10% 0.80%
Hispanic 25,668 11.90% 34.60%
Source: 2019 ACS 5-Year Estimates
Table 42: Immokalee Owner vs. Renter Occupied Housing Units by Race/Ethnicity
Race/Ethnicity Units Owner Renter
Total 5,985 37.78% 62.22%
White 399 7.70% 6.00%
Black 1,445 19.00% 27.30%
American Indian/Alaska Native 70 1.90% 0.80%
Asian 6 0.30% 0.00%
Native Hawaiian/Pacific Islander - 0.00% 0.00%
Some other race 244 4.90% 3.60%
Two or more races 91 1.40% 1.60%
Hispanic 4,096 71.20% 66.80%
Source: 2019 ACS 5-Year Estimates
There is a 78.29% homeownership rate in Naples of which 75.2% are White, 13.10% Hispanic,
and 11% Black.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 57
Table 43: Naples Owner vs. Renter Occupied Housing Units by Race/Ethnicity
Race/Ethnicity Units Owner Renter
Total 10,797 78.29% 21.71%
White 9,983 97.30% 75.20%
Black 291 0.40% 11.00%
American Indian/Alaska Native 5 0.10% 0.00%
Asian 43 0.40% 0.30%
Native Hawaiian/Pacific Islander - 0.00% 0.00%
Some other race 33 0.30% 0.20%
Two or more races 70 0.80% 0.30%
Hispanic 392 1.00% 13.10%
Source: 2019 ACS 5-Year Estimates
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 58
Figure 13: Collier County Homeownership Rates
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 59
Figure 14: Naples Area Homeownership Rate
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 60
Figure 15: Collier County Rental Occupancy Rate
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 61
Figure 16: Naples Area Rental Occupancy Rate
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 62
Affordable Housing
Collier County’s historical development pattern is low density, single family homes. Since its
initial establishment, Naples and Collier County have focused on high-end second home
communities, seasonal resort tourism, and the businesses that support this economic engine.
As a result of this market driven pattern, large segments of the population have been
underserved and priced out of the market.
The County’s housing production is not sufficiently diverse with regard to size, tenure, location,
and price points, to adequately reflect the social, economic, and age-related diversity of our
population. The result of these trends and policies is a significant disparity between the cost of
housing and the incomes of the average person and the working poor (County, 2017
Community Housing Plan, 2021).
HUD sets income limits that determine eligibility for assisted housing programs including the
Public Housing, Section 8 project-based, Section 8 Housing Choice Voucher, Section 202
housing for the elderly, and Section 811 housing for persons with disabilities. HUD develops
income limits based on Median Family Income estimates and Fair Market Rent area definitions
for each metropolitan area, parts of some metropolitan areas, and each non-metropolitan
county. Table 44 the income limits for FY 2021 for the Naples-Immokalee-Marco Island, FL
MSA HUD Metro FMR Area which includes Collier County. (HUD, Fair Market Rents, 2021)
Table 44: Collier County HUD FY 2021 Income Limits
FY 2021 Income Limits
Persons in Family
Median Family
Income
($84,300)
1 2 3 4 5 6 7 8
Extremely Low-
Income Limits
(30%)
$17,750 $20,250 $22,800 $26,500 $31,040 $35,580 $40,120 $44,660
Very Low-
Income Limits
(50%)
$29,550 $33,750 $37,950 $42,150 $45,550 $48,900 $52,300 $55,650
Low Income
Limits (80%) $47,250 $54,000 $60,750 $67,450 $72,850 $78,250 $83,650 $89,050
NOTE: Collier County is part of the Naples-Immokalee-Marco Island, FL MSA, so all information
presented here applies to all of the Naples-Immokalee-Marco Island, FL MSA.
Source: HUD User
Fair Market Rents (FMRs) are used to determine payment standard amounts for the Housing
Choice Voucher program, to determine initial renewal rents for some expiring project-based
Section 8 contracts, to determine initial rents for housing assistance payment (HAP) contracts in
the Moderate Rehabilitation Single Room Occupancy program (Mod Rehab), rent ceilings for
rental units in both the HOME Investment Partnerships program and the Emergency Solutions
Grants program, calculation of maximum award amounts for Continuum of Care recipients and
the maximum amount of rent a recipient may pay for property leased with Continuum of Care
funds, and calculation of flat rents in Public Housing units. (HUD, Fair Market Rents, 2021)
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 63
Table 45: Collier County Fair Market Rent (FMR) Comparison
Final FY 2021 & 2020 FMRs by Unit Bedrooms
Year Efficiency 1-Bedroom 2-Bedroom 3-Bedroom 4-Bedroom
FY 2021 FMR $948 $1,118 $1,376 $1,791 $1,922
FY 2020 FMR $900 $1,126 $1,381 $1,812 $2,026
Source: HUD User
Cost Burden
HUD defines cost-burdened families as those “who pay more than 30% of their income for
housing” and “may have difficulty affording necessities such as food, clothing, transportation,
and medical care.” Severe rent burden is defined as paying more than 50% of one’s income on
rent. (HUD, PD&R EDGE, 2021) The Census defines monthly owner costs as the sum of
payments for mortgages, deeds of trust, contracts to purchase, or similar debts on the property.
It also includes, where appropriate, the monthly condominium fee for condominiums and mobile
home costs (Census, 2021).
The people who are cost burdened in Collier County are crucial to the local economy. They
provide key public safety, education, and health care services to the community’s residents. In
addition, they are responsible for the high-quality lifestyle that makes Collier County such a
special place (Institute U. L., 2021).
The 2017 housing plan indicated transportation costs can directly add or subtract substantial
funds from families’ household budgets, thereby increasing cost burdens or providing more
flexibility in household budgets (County, 2017 Community Housing Plan, 2021). According to
the 2017 Community Housing Plan, Collier County is ranked 12th highest in Florida for the
number of households that are cost burdened.
Table 46 provides data on housing cost burden for occupied units in Collier County with and
without a mortgage and renters. There are 29.1% of homeowners with a mortgage and 13.6%
without paying more than 35% of their income toward housing compared to 45.7% of renters.
Table 46: Collier County Housing Cost Burden
Collier County
Housing Cost Burden w/ Mortgage w/o Mortgage Renter
Less than 20% 38.20% 71% 20.20%
20 - 24.9% 15.40% 7.10% 12.80%
25 - 29.9% 11.80% 5.00% 11.00%
30 - 34.9% 5.50% 3.40% 10.30%
35% or more 29.10% 13.60% 45.70%
Median $1,869.00 $754.00 $1,317.00
Source: 2019 ACS 5-Year Estimates
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 64
Table 47 provides data on housing cost burden for occupied units in Immokalee with and
without a mortgage and renters. There are 40.3% of homeowners with a mortgage and 4.8%
without paying more than 35% of their income toward housing compared to 48.8% of renters.
Table 47: Immokalee Housing Cost Burden
Immokalee
Housing Cost Burden w/ Mortgage w/o Mortgage Renter
Less than 20% 33.30% 81.40% 24.90%
20 - 24.9% 9.90% 3.70% 9.60%
25 - 29.9% 10.50% 9.10% 8.90%
30 - 34.9% 8.90% 1.10% 7.90%
35% or more 40.30% 4.80% 48.80%
Median $978.00 $391.00 $798.00
Source: 2019 ACS 5-Year Estimates
Table 48 provides data on housing cost burden for occupied units in Collier County with and
without a mortgage and renters. There are 31.3% of homeowners with a mortgage and 19.4%
without paying more than 35% of their income toward housing compared to 39.1% of renters.
Table 48: Naples Housing Cost Burden
Naples
Housing Cost Burden w/ Mortgage w/o Mortgage Renter
Less than 20% 41.90% 66.40% 29.30%
20 - 24.9% 12.70% 5.20% 9.50%
25 - 29.9% 9.90% 5.20% 13.10%
30 - 34.9% 4.20% 3.80% 8.90%
35% or more 31.30% 19.40% 39.10%
Median $3,448.00 $1,466.00 $1,357.00
Source: 2019 ACS 5-Year Estimates
Table 49 illustrates cost burden by household type. As the table illustrates, nearly 45,000
households are cost burdened. Small families make up the largest share cost burdened
households, followed by elderly non-family households, elderly family households, and single
individuals.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 65
Table 49: Cost Burden by Household Type
Housing Cost
Burden is 30% -
50%
housing cost
burden is
greater than
50%
Total
Elderly family (2 persons, with either
or both age 62 or over) 4,765 4,370 9,135
Elderly non-family 5,030 6,975 12,005
Large family (5 or more persons) 1,990 935 2,925
Small family (2 persons, neither
person 62 years or over, or 3 or 4
persons)
7,985 5,880 13,865
Other (non-elderly non-family) 3,595 3,380 6,975
Total 23,365 21,540 44,905
Source: 2013-2017 CHAS
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 66
Figure 17: Owner Occupied Cost Burden - Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 67
Figure 18: Owner Occupied Cost Burden - Naples Area
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 68
Figure 19: Renter Occupied Cost Burden - Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 69
Figure 20: Renter Occupied Cost Burden - Naples Area
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 70
According to a housing study conducted by the Urban Land Institute (ULI), The people who are
cost burdened in Collier County are crucial to the local economy. They provide key public
safety, education, and health care services to the community’s residents. In addition, they are
responsible for the high-quality lifestyle that makes Collier County such a special place.
Examples include workers in the healthcare, education, public safety, and service industries.
According to stories heard while preparing the study, it is difficult to recruit service industry
workers, particularly those in the resorts and hotels, unless they share a living space or
commute long distances. Employment sectors that are most at risk at incurring significant cost
burden represent more than 50% of the local labor force (Institute U. L., 2021).
Table 50 and Table 51 illustrate wage and rent comparisons by industry and occupations within
Collier County. The tables also show the percent of income the average worker must spend
working a 40-hour work week to afford a two-bedroom apartment at fair market rent. A
significant number of service and hospitality workers must spend more than 30% of their income
simply to afford a two-bedroom apartment in Collier County.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 71
Table 50: Wage and Rent Comparison by Industry- 2018 (FMR: $1,200)
Industry
# of
Workers
in 2018
Share of
Workers
Average
Hourly
Wage
Maximum
Affordable
Rent (30% of
Income)
% Income
Needed
for 2 BR
FMR
Accommodation and Food Services 18,279 13.7% $13.27 $663 55%
Agriculture, Forestry, Fishing and Hunting 3,287 2.5% $15.18 $759 48%
Retail Trade 16,918 12.7% $17.30 $865 42%
Other Services 6,057 4.5% $17.75 $887 41%
Administrative and Waste Services 8,722 6.5% $20.17 $1,008 36%
Arts, Entertainment, and Recreation 8,032 6.0% $22.86 $1,143 32%
Construction 14,645 11.0% $24.65 $1,232 30%
Educational Services 9,159 6.9% $24.32 $1,216 30%
Real Estate and Rental and Leasing 3.617 2.7% $24.94 $1,247 29%
Transportation and Warehousing 1,670 1.2% $25.65 $1,282 29%
Education and Health Services 27,731 6.7% $26.15 $1,307 28%
Health Care and Social Assistance 18,108 13.6% $26.86 $1,343 27%
Manufacturing 4,043 3.0% $29.82 $1,491 25%
Public Administration 5,616 4.2% $30.19 $1,510 24%
Mining, Quarrying, and Oil and Gas
Extraction
44 0.0% $31.66 $1,583 23%
Information 1,141 0.9% $35.27 $1,763 21%
Utilities 168 0.1% $41.66 $2,083 18%
Professional and Technical Services 6,022 4.5% $43.59 $2,180 17%
Wholesale Trade 4,062 3.0% $43.05 $2,153 17%
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 72
Industry
# of
Workers
in 2018
Share of
Workers
Average
Hourly
Wage
Maximum
Affordable
Rent (30% of
Income)
% Income
Needed
for 2 BR
FMR
Finance and Insurance 3,698 2.8% $67.68 $3,384 11%
Management of Companies and Enterprises 343 0.3% $109.23 $5,461 7%
Total Workers 133,631
Source: 2018 Longitudinal Employer-Household Dynamics (OnTheMap)
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 73
Table 51: Wage and Rent Comparison by Occupation
Occupation
# of
Workers
in 2018
Hourly
Wage,
Entry-
Level
Max.
Affordable
Rent, Entry-
Level
%
Income
Needed
for 2 BR,
Entry-
Level
Hourly Wage,
Experienced
Max.
Affordable
Rent,
Experienced
% Income
Needed for
2 BR,
Experienced
Automotive Service
Technicians and Mechanics 860 $13.18 $659.00 56.0% $21.31 $1,065.50 34%
Bartenders 1,070 $9.05 $452.50 81.0% $17.56 $878.00 42%
Carpenters 1,630 $16.15 $807.50 45.0% $23.95 $1,197.50 31%
Cashiers 4,770 $9.28 $464.00 79.0% $12.06 $603.00 61%
Child, Family, and School
Social Workers $16.11 $805.50 45.0% $22.07 $1,103.50 33%
Construction Laborers 1,830 $12.70 $635.00 58.0% $17.24 $862.00 42%
Cooks, Restaurant 3,910 $10.81 $540.50 68.0% $17.09 $854.50 43%
Dishwashers 1,070 $10.32 $516.00 71.0% $11.70 $585.00 63%
Electricians 940 $15.17 $758.50 48.0% $23.67 $1,183.50 31%
Firefighters 450 $19.68 $984.00 37.0% $36.14 $1,807.00 20%
Hairdressers, Hairstylists,
and Cosmetologists 920 $9.86 $493.00 74.0% $23.09 $1,154.50 32%
Janitors and Cleaners,
Except Maids and
Housekeeping Cleaners
2,720 $10.44 $522.00 70.0% $13.70 $685.00 53%
Landscaping and
Groundskeeping Workers 3,980 $10.90 $545.00 67.0% $17.54 $877.00 42%
Laundry and Dry-Cleaning
Workers 310 $10.16 $508.00 72.0% $13.89 $694.50 53%
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 74
Occupation
# of
Workers
in 2018
Hourly
Wage,
Entry-
Level
Max.
Affordable
Rent, Entry-
Level
%
Income
Needed
for 2 BR,
Entry-
Level
Hourly Wage,
Experienced
Max.
Affordable
Rent,
Experienced
% Income
Needed for
2 BR,
Experienced
Licensed Practical and
Licensed Vocational Nurses 1,150 $13.28 $664.00 55.0% $23.28 $1,164.00 31%
Maids and Housekeeping
Cleaners 1,870 $10.23 $511.50 72.0% $14.10 $705.00 52%
Painters, Construction and
Maintenance 1,200 $12.60 $630.00 58.0% $17.63 $881.50 42%
Pharmacy Technicians 680 $12.24 $612.00 60.0% $16.97 $848.50 43%
Plumbers, Pipefitters, and
Steamfitters 550 $13.50 $675.00 54.0% $22.26 $1,113.00 33%
Police and Sheriff's Patrol
Officers 630 $21.53 $1,076.50 34.0% $31.74 $1,587.00 23%
Preschool Teachers, Except
Special Education 370 $9.13 $456.50 80.0% $15.84 $792.00 46%
Receptionists and
Information Clerks 1,360 $11.93 $596.50 61.0% $16.90 $845.00 43%
Retail Salespersons 6,380 $9.85 $492.50 74.0% $17.28 $864.00 42%
Secretaries and
Administrative Assistants,
Except Legal, Medical,
2,580 $11.62 $581.00 63.0% $20.32 $1,016.00 36%
Security Guards 1,100 $10.56 $528.00 69.0% $16.17 $808.50 45%
Taxi Drivers and Chauffeurs 160 $10.61 $530.50 69.0% $18.48 $924.00 40%
Tellers 640 $13.87 $693.50 53.0% $18.20 $910.00 40%
Waiters and Waitresses 5,640 $8.92 $446.00 82.0% $19.81 $990.50 37%
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 75
Public and Publicly Supported Housing
The analysis of publicly supported housing considers HUD and local public housing authority
data to provide a comprehensive fair housing examination of publicly supported housing in the
County. The Collier County Housing Authority owns and manages four public housing
developments: 276 units of low-income housing in Farm Worker Village, 315 units of farm labor
housing also in Farm Worker Village, 30 units of farm labor housing known as Collier Village
and a 192 bed dormitory known as Horizon Village. In addition, the Authority serves an
estimated 3100 plus people through the administration of the Section 8 rental assistance
program and Family Self Sufficiency Program to provide support services targeted to low,
elderly, disabled and homeless that live in Collier County.
Table 52 illustrates the tenant characteristics of residents living in publicly subsidized housing.
This data only includes Collier County residents receiving a Housing Choice Voucher and
project-based Section 8 units. Data for residents living in non-HUD subsidized housing is not
available.
Table 52: Subsidized Housing Tenant Characteristics
Summary of All HUD Programs
Subsidized units available 935
% Occupied 96
Household income per year $12,475.00
% of local median (Household income) 20
% very low income 97
% extremely low income 85
% female head of household 75
% female head with children 18
% with disability, among all persons in households 15
% 62 or more (Head or spouse) 67
% 85 or more (Head or spouse) 7
Average months on waiting list 52
Average months since moved in 108
% Minority 80
% Black 29
% White 18
% Hispanic 51
Source: HUD User, April 2021
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 76
Of the directly HUD supported programs (Housing Choice Vouchers and Project-Based Section
8), 97% of residents are considered very low income, with the average household income only
$12,475.00. The vast majority of residents are female-headed households (75%), and 18% are
single women with children. Seniors comprise 67% of the residents and 80% are minorities. Of
the minority residents, 29% are Black and 51% are Hispanic. Black and Hispanic residents are
overrepresented in publicly subsidized housing, compared to the percentage of Black and
Hispanic residents overall in the community.
There is a high need for additional housing choice vouchers and/or publicly subsidized housing.
Residents spent on average 4.3 years waiting for available housing unit. Additionally, residents
spent on average 9 years in their apartment after they moved in. This length of tenure is
significantly longer than most rental units, and speaks to the lack of available affordable units.
Once a resident is finally able to move into a unit, they remain stable tenants, likely in part due
to so few affordable housing options. Table 53 illustrates the deficit of affordable and available
units by income cohort.
Table 53: Deficit of Affordable and Available Units by Income
0-30%
AMI
0-40%
AMI
0-50%
AMI
0-60%
AMI
0-80%
AMI
0-120%
AMI
Units -6,205 -8,261 -7,916 -6,209 -5,084 -1,030
Source: University of Florida
Analysis of CHAS and affordable housing data also concludes there is a need for additional
units with 3 or more bedrooms. Within Collier County, there are 2,925 cost burdened large
families (five or more persons), and 935 families are severely cost burdened. However, as
Table 54 illustrates, there are only 48 subsidized units with more than 3 bedrooms. This is a
critical need to support Collier Counties low-income, large families.
Additional sources of data and information document the severity of rising cost pressures and
the extent of residential displacement and relocation throughout the County. This has also
contributed to homelessness in the County, and to a lack of sufficient services to support
residents in parts of the county. Senior women are emerging as a small but critical subset of
homelessness. The waiting list for affordable senior housing is often three to five years
(University, 2021)
Table 54: Subsidized Units by Number of Bedrooms
Total
Number of
Units:
Total Low-
Income
Units:
Number of
Efficiency
Units:
1 Bedroom
Units:
2 Bedroom
Units:
3 Bedroom
Units:
4 Bedroom
Units:
5732 5709 158 954 2692 1650 48
Source: HUD User
Figure 21 and Figure 22 illustrate the locations of publicly assisted developments throughout
Collier County.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 77
Table 55: Collier County Affordable Developments
Project Name: Address: City: State: ZIP
Code:
Total
Number
of Units:
Total
Low-
Income
Units:
GARDEN LAKE
OF IMMOKOLEE 1022 GARDEN LAKE CIR IMMOKALE
E FL 34142 65 65
IMMOKALEE
RRH 913 N 18TH ST IMMOKALE
E FL 34142 41 41
COLLEGE PARK 6435 COLLEGE PARK CIR NAPLES FL 34113 210 210
SANDERS PINES 2411 SANDERS PINE CIR IMMOKALE
E FL 34142 40 40
OAKHAVEN
APTS 580 OAKHAVEN CIR IMMOKALE
E FL 34142 160 160
SUMMER GLEN 1012 SUMMER GLEN BLVD IMMOKALE
E FL 34142 45 45
WINDSONG
CLUB 11086 WINDSONG CIR NAPLES FL 34109 120 120
JASMINE CAY 100 JASMINE CIR NAPLES FL 34102 72 72
BEAR CREEK -
NAPLES 2367 BEAR CREEK DRIVE NAPLES FL 33942 120 120
OSPREYS
LANDING 100 OSPREYS LANDING NAPLES FL 34104 176 176
SAXON MANOR
ISLES APTS 155 MANOR BLVD NAPLES FL 34104 128 127
VILLAS OF
CAPRI 7725 TARA CIR NAPLES FL 34104 235 235
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 78
Project Name: Address: City: State: ZIP
Code:
Total
Number
of Units:
Total
Low-
Income
Units:
TURTLE CREEK
APTS 1130 TURTLE CREEK BLVD NAPLES FL 34110 269 268
TIMBER RIDGE
OF IMMOKALEE 2711 WILTON CT IMMOKALE
E FL 34142 34 34
CYPRESS POINT 5560 LAUREL RIDGE LN NAPLES FL 34116 78 78
LAUREL RIDGE 5460 LAUREL RIDGE LN NAPLES FL 34116 78 78
MEADOW
LAKES I 105 MANOR BLVD NAPLES FL 34104 128 128
HERON PARK 2105 SCRUB OAK CIR NAPLES FL 34112 248 248
SAXON MANOR
ISLES APTS
PHASE II
245 MANOR BLVD NAPLES FL 34104 124 124
MEADOW
LAKES II 105 MANOR BLVD NAPLES FL 34104 124 124
SADDLEBROOK
VILLAGE 8625 SADDLEBROOK CIR NAPLES FL 34104 140 140
WHISTLER'S
COVE 11420 WHISTLERS COVE CIR NAPLES FL 34113 240 237
WHISTLER'S
GREEN 4700 WHISTLERS GREEN CIR NAPLES FL 34116 168 168
WILD PINES OF
NAPLES II 2580 WILD PINES LN NAPLES FL 34112 104 104
BRITTANY BAY 14820 TRIANGLE BAY DR NAPLES FL 34119 182 182
HERITAGE 4310 JEFFERSON LN NAPLES FL 34116 320 320
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 79
Project Name: Address: City: State: ZIP
Code:
Total
Number
of Units:
Total
Low-
Income
Units:
BRITTANY BAY
II 14925 LIGHTHOUSE RD NAPLES FL 34119 208 208
NOAH'S
LANDING 10555 NOAHS CIR NAPLES FL 34116 264 262
SUMMER LAKES 5520 JONQUIL LN NAPLES FL 140 140
TUSCAN ISLE 8650 WEIR DR NAPLES FL 34104 298 298
GEORGE
WASHINGTON
CARVER
350 TENTH ST N NAPLES FL 34102 70 70
IMMOKOLEE
SENIOR I 702 N 11TH ST IMMOKALE
E FL 34142 30 30
SUMMER LAKES
II 5600 JONQUIL CIRCLE NAPLES FL 34109 276 276
BROMELIA
PLACE 612 N 11TH ST IMMOKALE
E FL 34142 30 30
CRESTVIEW
PARK 2903 LAKE TRAFFORD RD IMMOKALE
E FL 34142 208
CRESTVIEW
PARK II 715 CRESTVIEW DR IMMOKALE
E FL 34142 96 96
EDEN GARDENS 1375 BOXWOOD DR IMMOKALE
E FL 34142 51 51
5320 5105
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 80
Figure 21: Subsidized Housing Locations
Collier County
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Figure 22: Subsidized Housing - Naples Area
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 82
Conditions
Growing evidence shows that housing stability and location can significantly affect health care
costs, access, and outcomes. Research has shown that interventions to help families improve
the condition of their housing or move to healthier neighborhoods improve people’s health
status. Poor-quality housing or housing located in under-invested neighborhoods can worsen
health outcomes. Contaminants such as lead paint and mold, unkept or unsanitary living
conditions, and deteriorating buildings can lead to childhood or adult asthma, brain injuries or
developmental disabilities, preventable infections, or trips and falls that can result in injury and
premature death (Baily, 2020). Residents in low-income areas may also struggle more with the
cost of upkeep of older housing stock, leaving them especially vulnerable to the health impacts
of poor housing quality. (Health N. L., 2021).
In 1978, the federal government banned consumer use of lead-based paint. Elevated blood
lead levels are associated with impaired brain and nerve functioning, slowed development in
children, behavior problems, and academic underachievement.
According to previous Consolidated Annual Performance and Evaluation Reports (CAPER),
lead is a minor issue due to the young age of the housing stock. Rental rehabilitation programs
operate within the HUD Lead-Safe Housing regulations addressing issues through code
compliance. The County also ensured that staff is appropriately trained in lead-based paint,
pamphlets are distributed, inspections and assessments are conducted when required, and that
contractors trained in lead safe practices are used.
Table 56 indicates that 18.8% of Collier Counties occupied units were built in 1979 or prior. In
Immokalee, 36.3% were built in 1979 or prior and 47.6% in Naples. Figure 23 shows where the
percent of housing units built in 1979 or prior with children under the age of 6 in Collier County
while Figure 24 shows housing units for Naples.
Collier County’s Health Department has historically monitored and responded to all suspected
cases of lead poisoning. Prior to issuing a Notice to Proceed or beginning any type of project,
CHS completes an Environmental Review (ER). In addition to the requirements outlined in the
ER, the potential for lead-based paint is always addressed. When a structure is identified as
built prior to 1979, a separate review is completed. A specialist is hired to review the possibility
of lead-based paint within the structure.
If lead-based paint is found in the structure, all individuals doing renovations, repairs and
painting are required to be certified to safely complete improvements beyond minor repairs. The
County follows procedures as specified in applicable regulations and, specifically, those detailed
in Title X. The Department and its representatives provide all required notifications to owners
and occupants. All Department policies and procedures have been revised to conform to Title X.
All projects carried out with federal funds incorporate the current procedures for hazard
reduction or lead-based paint abatement guidelines as defined in 24 CFR Part 35 and Section
302(c) of the Lead-Based Paint Poisoning and Prevention Act (42 U.S.C. 4822). These
procedures govern projects contracted to subrecipients and developers and funded by CDBG,
HOME, and ESG. (County, Collier County Division of Community and Human Services, 2021)
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 83
Table 56: Year Structure Built
Collier County Immokalee Naples
Total
Units 142,979 5,985 10,797
Year Built Total Owner Renter Total Owner Renter Total Owner Renter
2014 or
later 5.50% 5.90% 4.30% 3.70% 1.20% 5.30% 2.90% 3.40% 1.20%
2010 -
2013 2.70% 3.20% 1.50% 3.50% 3.20% 3.80% 2.60% 3.10% 1.00%
2000 -
2009 25.70% 27.60% 20.40% 27.40% 37.40% 21.30% 11.60% 13.10% 6.10%
1980 -
1999 47.40% 46% 51.30% 29.00% 29.00% 29.10% 35.10% 31.70% 47.60%
1960 -
1979 16.70% 15.70% 19.20% 30.50% 23.80% 34.60% 39.80% 41.10% 35.30%
1940 -
1959 1.80% 1.40% 2.80% 4.80% 4.90% 4.70% 6.70% 6.60% 7.30%
1939 or
earlier 0.30% 0.30% 0.40% 1.00% 0.50% 1.30% 1.10% 1.10% 1.40%
1979 or
prior 18.80% 17.40% 22.40% 36.30% 29.20% 40.60% 47.60% 48.80% 44.00%
Source: 2019 ACS 5-Year Estimates
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 84
Figure 23: Collier County Lead Based Paint Risk
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 85
Figure 24: Lead Based Paint Risk - Naples Area
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 86
Other Severe Housing Problems
The primary purpose of the Comprehensive Housing Affordability Strategy (CHAS) data is to
demonstrate the number of households in need of housing assistance. This is estimated by the
number of households that have certain housing problems and have income low enough to
qualify for HUD’s programs (primarily 30%, 50%, and 80% of median income). It is also
important to consider the prevalence of housing problems among different types of households,
such as the elderly, disabled, minorities, and different household types. The CHAS data
provides counts of the numbers of households that fit these HUD-specified characteristics.
In addition to estimating low-income housing needs, the CHAS data contributes to a more
comprehensive market analysis by documenting issues like lead paint risks, "affordability
mismatch," and the interaction of affordability with variables like age of homes, number of
bedrooms, and type of building. (HUD, Policy Development & Research - CHAS, 2021)
There are four housing problems in the CHAS data:
1. housing unit lacks complete kitchen facilities
2. housing unit lacks complete plumbing facilities
3. household is overcrowded, and
4. household is cost burdened.
A household is said to have a housing problem if they have any 1 or more of these 4 problems.
According to HUD data, a significant percentage of residents throughout Collier County
experience housing needs, defined by HUD as cost burden, severe cost burden, overcrowding,
and incomplete kitchen or plumbing facilities. The rate of these needs vary by group and
location.
Table 57 illustrates the number of households with housing problems by race, ethnicity and
tenure. Nearly 28,000 owner households and nearly 21,000 renter households have a housing
problem. The vast majority of households with housing problems are White. However, Black
households have a substantially greater need compared to the overall population. Nearly 50%
of Black homeowners have a housing problem, and nearly 2/3rds of Black renter households
have a housing problem. Nearly 70% of Hispanic renters have a housing problem.
An expert-led focus group was conducted with Immokalee residents for the needs and assets
assessment indicated a shortage of low-income housing and too many regulations and
requirements force poor families to live in dilapidated housing (mostly trailers) owned by
landlords who lack concern for tenants, the neighborhoods, and the community interests. Rent
abuse and overcrowding are prevalent in their community. Many families do not meet the
requirements for low-income housing, like the housing available in Habitat Village, but still
cannot afford suitable housing. Horizon Village provides affordable housing for single
agricultural laborers, but many choose not to live there due to strict rules and regulations.
Conversations with the Haitian community indicate that these issues area greater for the
community (Research, 2021).
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 87
Table 57: Housing Problems by Race/Ethnicity and Tenure
Owner occupied Renter occupied
Has a Housing
Problem No Housing Problem Has a Housing
Problem No Housing Problems
Households % Households % Households % Households %
White alone, non-Hispanic 22,025 78.9% 61,530 87.3% 10,405 49.3% 11,310 67.2%
Black or African-American 1,190 4.3% 1,145 1.6% 2,670 12.7% 1,075 6.4%
American Indian or Alaska Native 18 0.1% 64 0.1% 8 0.0% 115 0.7%
Asian 225 0.8% 770 1.1% 169 0.8% 90 0.5%
Pacific Islander 0 0.0% 0 0.0% 0 0.0% 0 0.0%
Other (including multiple races) 60 0.2% 545 0.8% 110 0.5% 79 0.5%
Hispanic, any race 4,400 15.8% 6,400 9.1% 7,735 36.7% 4,165 24.7%
Total 27,918 100.0% 70,454 100.0% 21,097 100.0% 16,834 100.0%
Source: 2013-2017 CHAS
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 88
Table 58: Cost Burden by Race/Ethnicity and Tenure
Owner occupied Renter occupied 30% to 50% Greater than 50% 30% to 50% Greater than 50%
Households % Households % Households % Households %
White 10,845 79.65% 10,630 85.05% 5,335 54.75% 4,370 48.32%
Black or African-American 675 4.96% 270 2.16% 925 9.49% 1290 14.26%
American Indian or Alaska
Native 10 0.07% 4 0.03% 0 0.00% 4 0.04%
Asian 70 0.51% 120 0.96% 115 1.18% 45 0.50%
Pacific Islander 0 0.00% 0 0.00% 0 0.00% 0 0.00%
Other (including multiple
races) 45 0.33% 15 0.12% 70 0.72% 40 0.44%
Hispanic, any race 1,970 14.47% 1,460 11.68% 3,300 33.86% 3,295 36.43%
Total 13,615 100.00% 12,499 100.00% 9,745 100.00% 9,044 100.00%
Source: 2013-2017 CHAS
Figure 26 and Figure 26 shows where severe housing problems are in and around Immokalee. Problems are primarily located in
Collier County and or around R/ECAP and surrounding areas.
Table 59 Illustrates the type of housing problem by income and tenure. Cost burden is the most frequent housing problem among
both renters and homeowners. A significant number of households in Collier County are also living in overcrowded conditions.
Approximately 1,755 homeowners are living in overcrowded conditions, and approximately 4,185 renters are living in overcrowded
conditions, and 1,145 of those renters are in severely overcrowded situations.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 89
Figure 25: Severe Housing Problems
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 90
Figure 26: Severe Housing Problems - Naples Area
Collier County
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Table 59: Housing Problem by Type and Income
Income and Housing Problem Owner
occupied
Renter
occupied Total
Less than 30% AMI 5,030 4,930 9,960
Lacking complete plumbing or kitchen facilities 30 245 275
Cost burden 30% to 50% 725 240 965
Cost burden greater than 50% 4,115 3,495 7,610
One to 1.5 persons per room 115 665 780
More than 1.5 person per room 45 285 330
30% to 50% AMI 5,360 5,925 11,285
Lacking complete plumbing or kitchen facilities 35 145 180
Cost burden 30% to 50% 2,220 1,755 3,975
Cost burden greater than 50% 2,780 2,765 5,545
One to 1.5 persons per room 280 880 1,160
More than 1.5 person per room 45 380 425
50% to 80% AMI 7,265 6,100 13,365
Lacking complete plumbing or kitchen facilities 115 395 510
Cost burden 30% to 50% 3,630 3,690 7,320
Cost burden greater than 50% 3,075 980 4,055
One to 1.5 persons per room 430 755 1,185
More than 1.5 person per room 15 280 295
80% to 100% AMI 3,545 1,980 5,525
Lacking complete plumbing or kitchen facilities 65 105 170
Cost burden 30% to 50% 2,190 1,330 3,520
Cost burden greater than 50% 1,110 200 1,310
One to 1.5 persons per room 135 325 460
More than 1.5 person per room 45 20 65
Greater than 100% AMI 6,710 2,160 8,870
Lacking complete plumbing or kitchen facilities 170 175 345
Cost burden 30% to 50% 4,590 1,190 5,780
Cost burden greater than 50% 1,305 200 1,505
One to 1.5 persons per room 505 415 920
More than 1.5 person per room 140 180 320
Total 27,910 21,095 49,005
Source: 2013-2017 CHAS
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 92
Lending
The National Community Reinvestment Coalition (NCRC) provided an analysis of mortgage
lending in Collier County, Florida for 2018 and 2019. The data included in this section comes
from the Home Mortgage Disclosure Act (HMDA) dataset and was downloaded from the
Consumer Finance Protection Bureau (CFPB) website.
Mortgage Lending 2018-2019
Based on the CFPB estimates this dataset includes 88% of all mortgage lending in the United
States. Unless otherwise mentioned this analysis is focused on site-built, 1-4 unit, owner-
occupied homes. Preapprovals, reverse mortgages, and loans on manufactured homes are
excluded. In 2018-2019 there were a total of 48,549 loan application records (LAR) reported in
Collier County by depository institutions, independent mortgage lenders, and credit unions. Of
those, 37,052 met the above criteria.
Owner Occupancy
Typically, owner-occupied lending dominates local housing markets. In 2018-2019 in the U.S.
as a whole, 91.1% of all loan records reported in HMDA were to owner-occupants. In Collier
County during this same period, this figure falls to 77.8%. This is a substantial portion of the
lending in the county and suggests that a large share of both mortgage credit and housing is
reserved for second homes and investment properties. Collier County is 189th out of 3,220
counties nationally for the percent of mortgage applications that are not being used to finance
the owners’ primary residence. In Collier County, the share of loans that were originated for
owner-occupants was even lower, with just 74.2% being made on the owner’s primary
residence.
Among originated loans, an analysis of loan purpose was even starker. Just 67.9%, or 10,244
loans, were originated to facilitate the purchase of an owner-occupied primary residence in 2018
and 2019 combined.
The mortgage market in Collier County is dominated by home purchase lending, with 54% of
2019 originations being home purchase loans. This was a decline from the 2018 data when
59% of originations were for a home purchase. This is a trend seen nationally during this time
period, as low-interest rates have favored refinance lending.
Table 60: Owner Occupied Loan Applications
Activity Year
2018 2019 Total
Loan originated 8,104 9,924 18,028
Application approved but not accepted 487 547 1,034
Application denied 3,517 3,491 7,008
Application withdrawn by applicant 2,220 2,644 4,864
File closed for incompleteness 696 831 1,527
Purchased loan 2,507 2,084 4,591
Total 17,531 19,521 37,052
Source: NCRC 2021 Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 93
However, in terms of overall number, there was an increase in home purchase activity in 2019.
There were 4,767 home purchase loans in Collier County in 2018, and 5,385 in 2019. Refinance
lending increased at a much sharper rate during this period. There were just 907 refinance
loans in 2018 and 1,941 in 2019. Smaller increases were also reported in cash-out refinance
loans and home equity loans, with a small decrease in home improvement lending.
Table 61: Owner Occupied LAR Purpose
Loan Purpose Applications 2018 2019 Total
Home Purchase 4,767 5,385 10,152
Refinance 907 1,941 2,848
Cash Out Refi 1,114 1,301 2,415
Home Equity 670 684 1,354
Home Improvement 639 600 1,239
NA 7 13 20
Total 8,104 9,924 18,028
Source: NCRC 2021 Report
Low-to-Moderate Income Lending
Lending in low- and moderate-income census tracts is far lower than the share of the population
that lives in these neighborhoods suggests is warranted. According to the 2015 5-year American
Community Survey (ACS) data used by HMDA there are 341,091 people living in Collier
County. An estimated 30.7% of those are in census tracts where the median family income is
under $62,640, a threshold that HUD considers to be low or moderate-income. These residents
make up over 21,000 families, 25% of all families in the County. In 2018-2019 just 16.2% of
mortgage originations were made in these census tracts, and just 23.5% went to a low or
moderate-income borrower.
Minority Lending
Lending to minority borrowers, defined as any borrower that identifies as Hispanic, Native
American, Asian, Black, Hawaiian or Pacific Islander, or any combination thereof, was also
lower than expected. About 45% of residents in Collier County identified themselves as one of
these minorities and 20.2% of residents live in a majority-minority census tract (one that is less
than 50% non-Hispanic White). Despite this, just 23% of all mortgage lending went to a minority
borrower and 7% were made in a minority-majority census tract.
Table 62: Lending in Minority-Majority Census Tracts
MUI = Middle or Upper Income Minority Borrower
Minority Census Tracts MUI LMI Total
MUI 13,393 3,354 16,747
LMI 481 780 1,261
Total 13,874 4,134 18,008
Source: NCRC 2021 Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 94
Investor Lending
Typically, owner-occupied lending dominates local housing markets. In 2018-2019 in the U.S.
as a whole 91.1% of all loan records reported in HMDA were to owner-occupants. In Collier
County during this same period, this figure falls to 77.8%. This is a substantial portion of the
lending in the county as a whole, and suggests that a large share of both mortgage credit and
housing is reserved for second homes and investment properties.
Collier County is 189th out of 3,220 counties nationally for the percent of mortgage applications
that are not being used to finance the owners’ primary residence. In Collier County, the share of
loans that were originated for owner-occupants was even lower, with just 74.2% being made on
the owner’s primary residence, 20.9% were for second homes, and 4.7% were for investment
properties.
Among originated loans, an analysis of loan purpose was even starker. As Table 63 illustrates,
just 67.9%, or 10,152 loans, were originated to facilitate the purchase of an owner-occupied
primary residence in 2018 and 2019 combined.
Table 63: Loan Origination Purpose and Occupancy Type
Loan Purpose
Occupancy
Type
Home
Purchase Refinance
Cash
Out
Refi
Home
Equity
Home
Improvement NA Total
Owner
Occupied 10,152 2,848 2,415 1,354 1,239 20 18,028 74.2%
Second
Home 3,980 506 253 239 126 5,104 21.0%
Investor 816 141 131 33 30 2 1153 4.7%
Total 14,948 3,495 2,799 1,626 1,395 22 24,285
Source: NCRC 2021 Report
A comparison of select characteristics of these loans between those made to owner occupants
and investors is also interesting, as Table 64 illustrates. Loans on second homes or investment
properties are over 34% of all loans originated in the county as a whole. Those loans tend to be
much less likely to be originated to LMI or minority borrowers. In addition, very few of these
loans are originated in majority-minority census tracts. However, 15.4% of loans to investors
were made in LMI census tracts, virtually identical to the 16.2% of owner-occupied loans in
those areas.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 95
Table 64: Loan Purpose by Tract and Borrower Characteristics
1-4 units, site built homes
Owner
Occupied
Investment/Second
Home
Owner
Occupied
Investment/Second
Home
Originations 18,028 6,257
LMI Borrower 23.5% 4.3% 4,241 271
LMI Census Tract 16.2% 15.4% 2,925 966
Minority Borrower 23.0% 8.0% 4,144 502
Minority Census
Tract 7.0% 4.8% 1,261 302
Avg. Property
Value $538,768 $687,357
Avg. Income $150,000 $371,000
Source: NCRC 2021 Report
Lending in LMI Census Tracts
In those LMI census tracts over 78% of loans to investors were to purchase a home, compared
with just 60% of loans to owner occupants. This could mean that investors are increasingly
seeking homes in the LMI census tracts of Collier County and are buying homes that would
otherwise be available to local residents. A long-term trend analysis of investor activity in Collier
County, and cash buyers in these census tracts, would be required to further explore.
Table 65: Lending in LMI Census Tracts
Loan Purpose Occupancy Type (group)
Owner Occupied Investment/Second Home Total
Home Purchase 60.0% 78.3% 64.6%
Cash Out Refi 13.7% 6.4% 11.9%
Home Equity 6.5% 3.1% 5.6%
Home Improvement 5.9% 2.5% 5.0%
NA 0.0% 0.1% 0.0%
Refinance 13.9% 9.6% 12.9%
Source: NCRC 2021 Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 96
In general, owner-occupants financing a home purchase in Collier County appear to be at a
disadvantage compared with investors, who overall are purchasing higher value properties and
have higher incomes. They are also more likely to be non-Hispanic White. Minority owner-
occupants were just 41% of borrowers in Collier County during 2018 and 2019. Among loans to
investors or second homeowners that falls to just 11.8%.
Table 66: Lending by Race / Ethnicity
Race and Ethnicity Occupancy Type (group) Owner
Occupied
Investment/Second
Home
Grand
Total
White 51.0% 75.3% 57.0%
No Data 8.0% 12.9% 9.3%
Asian 1.0% 1.6% 1.1%
Black 5.7% 1.4% 4.6%
Hawaiian or Pacific Islander
(HoPI) 0.1% 0.0% 0.1%
Hispanic 33.9% 8.6% 27.6%
Native American 0.3% 0.2% 0.3%
Minority 41.0% 11.8% 33.7%
Source: NCRC 2021 Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 97
Manufactured Housing
Manufactured housing represents a total of just .5% of mortgages originated in Collier County in
2018-2019. The 127 originations on manufactured homes are a small sample but it is useful to
compare them with site-built homes across a number of variables. As Table 67 illustrates, 48%
of manufactured home borrowers were low- or moderate-income households, compared with
just 18.8% of site-built home buyers.
Similarly, manufactured home mortgages are far more likely than site-built loans to be in LMI
census tracts, have a minority borrower, or be made in a majority-minority census tract. The
average property value for manufactured homes is less than ⅓ of that of site-built properties,
and the average loan amount on these homes is well under half the average loan amount on
site-built properties. Over 84% of the loans on manufactured homes were conventional, despite
the fact that LMI and minority borrowers tend to rely on higher cost government insurance
programs such as FHA to finance their homes. Manufactured home borrowers are also much
older than borrowers on site-built properties, with 65% of them over the age of 55.
Table 67: Loan by Construction Method
Originations in Collier County 2018-2019
Construction Method
Manufactured Site Built
Originations 127 24,426
Low to moderate income borrower 48.00% 18.80%
Low to moderate income census tract 33.10% 16.10%
Minority borrower 25.20% 19.10%
Minority census tract 25.20% 6.50%
Avg. Interest Rate 6.09% 4.51%
Avg. Property Value $199,779 $620,499
Avg. Loan Amount $143,425 $377,033
Loan Type Construction Method
Manufactured Site Built
Conventional 84.25% 83.90%
FHA 10.24% 11.93%
VA 5.51% 3.53%
RHS 0.64%
Source: NCRC 2021 Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 98
Reverse Mortgages and Multifamily Lending
Reverse mortgages account for just 96 of the loan originations reported in 2018 and 2019.
These loans are typically open to homeowners aged 62+ and are underwritten by a small group
of lenders under the HECM program through HUD. Low- and moderate-income borrowers
represent the majority of reverse mortgage borrowers, both nationally and in Collier County,
where 85 of the 96 were low or moderate income. However, few of these homes appear to be in
LMI census tracts or have a minority borrower or be located in a minority census tract.
Table 68: Reverse Mortgage Originations
Reverse Mortgage Originations in Collier County 2018-2019
Originations 96
Low- or Moderate-Income Borrower 85
Low- or Moderate-Income Census Tract 6
Minority Borrower 8
Minority Census Tract 4
Source: NCRC 2021 Report
Multifamily lending reported under HMDA includes an indicator of the number of units in the
property that are considered to be “affordable”. HMDA includes the percentage of affordable
units listed in the application. The CFPB releases these figures as a percentage of all property
units, and units are reported in buckets (e.g.: 5-24 units, 25-50, etc). “Affordable” is defined as
the percent of units that are “income-restricted pursuant to Federal, State, or local affordable
housing programs.” This will not include units where the occupant receives a subsidy, such as a
Section 8 housing voucher or other support.
Notably, 18 of the loans financed properties with over 149 units. Of those loans, two went to
properties that were approximately 50% affordable and two others to buildings that reported
100% of their units met this criteria.
Table 69: Multi-Family Lending
Multifamily Originations Percent of Units Considered Affordable Total Units ( No Data 0% 2% 51% 52% 100% Total
Collier County, Florida 5-24 14 1 1 16
25-49 4 4
50-99 1 3 4
100-149 2 1 3
>149 1 12 1 1 1 2 18
Total 20 18 1 1 1 4 45
Source: NCRC 2021 Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 99
Other Relevant Data
Schools, Education, and Social Services
Collier County Public Schools
The School District of Collier County serves 48,000 total students in 29 elementary schools, 10
middle schools, 8 high schools, and a PreK-12 school. There are also 13 Alternative School
Programs. The District employs approximately 3,200 highly qualified teachers, 49% with
advanced degrees.
English is not the first language for nearly 16% of students with more than 7,500 (K-12) students
in the English Language Learners (ELL) program. Collectively, these students speak 104
different heritage languages and hail from 76 different countries of origin. More than 46% of
students live in non-English homes, where English is not the first language and sometimes is
not even spoken. The percentage increases to nearly 56% in grades PreK through 3 (Schools,
2021).
The District School Board of Collier County is responsible for all public schools in Immokalee
including five elementary schools, Immokalee Middle School and Immokalee High School.
iTECH technical college and Bethune Education Center provide additional training. RCMA
Charter School and Pace Center for Girls are also in the community and provide alternative
education programs. Ave Maria University is approximately 6 miles away in the community of
Ave Maria (CRA, 2021).
In 2019, 64% of all students are on free and reduced lunch in CCPS compared to 49% in 2009
(University, 2021). During the 2017-18 school year, there were 1,367 children and teens in
CCPS who were homeless. This represented an increase from 2013-14 with 849 homeless
students (University, 2021). Approximately 35% of seniors pay more than 30% of their income
for housing. Of those, 19% spend more than 50% (University, 2021).
Education and Social Services
The needs and assets assessment indicated a shortage in quality early childhood and after
school programs in the Immokalee areas. After school programs require a recommendation to
get in. Daycare arrangements with family lack quality and are not licensed. Due to the non-
traditional hours of agricultural hours, there are no alternative childcare services that meet the
needs of residents. Middle schools suffer from high teacher turnover rates because of housing
cost and shortages resulting in students being taught by teachers that are inadequately trained.
There is also a need for night classes for adults in Immokalee since inadequate transportation
options make it difficult to access classes in Naples. According to the assessment, these issues
are exacerbated for the Haitian community due to cultural barriers (Research, 2021).
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Figure 27: Naples Area School Locations
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Figure 28: School Locations
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Computer and Internet Access
The COVID-19 pandemic has clearly shown that high-speed internet is necessary as many
children were forced into distance learning situations due to closed schools. Classes were held
virtually, with many using streaming video technology. Platforms like Zoom and WebEx need
high-speed internet to function well. Lack of internet access will continue to exacerbate the
wealth gap between neighborhoods, especially as remote learning and work from home become
more the norm, and not the exception. Recent data also reveals that students are struggling in
a virtual learning environment which will have long-term economic implications.
Access to a computer and internet access does not only impact a child’s ability to participate in
virtual learning, but also impacts a person’s ability to work from home. In 2019, 6.6% of
households in Collier County had no computer and 14.4% were without an internet subscription
compared to 24% and 45.10% in Immokalee and 7.6 % and 14.8% in Naples. Table 70 shows
families with no internet or computer access based on income.
Table 70: Internet Access by Income
No
Internet/Computer
by Income
Collier County Immokalee Naples
Households Households Households
Less than $20,000 4,757 32.30% 839 55.80% 498 39.40%
$20,000 - $74,999 10,721 17.60% 1,610 43.40% 524 17.70%
$75,000 and up 5,151 7.70% 249 32.40% 571 8.70%
No internet 20,629 14.40% 2,698 45.10% 1,593 14.80%
No computer 9,454 6.60% 1,438 24.00% 825 7.60%
Source: 2019 ACS 5-Year Estimates
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Table 71 shows that Blacks, Hispanics, and Native Indian/Alaska Natives have
disproportionately less internet and computer access.
In Collier County and Naples, there is significant disparity in internet access among Black
families compared to the rest of the population. In Immokalee, the disparity exists with Black
and Hispanics compared to the rest of the population.
Table 71: Internet Access by Race and Ethnicity
Collier County Immokalee Naples
Population 367,367 25,847 21,493 No
Internet
No
Computer
No
Internet
No
Computer
No
Internet
No
Computer
White 6.60% 3.70% 6.40% 18.00% 5.80% 4.10%
Black 46.80% 10.10% 28.90% 24.50% 31.40% 20.70%
American
Indian/Alaska Native
10.10% 6.50% 19.50% 2.60% 0.00% 0.00%
Asian 2.10% 0.30% 0.00% 0.00% 0.00% 0.00%
Native Hawaiian/
Pacific Islander
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Some other race 9.20% 6.00% 21.90% 5.20% 5.40% 0.00%
Two or more races 8.60% 1.00% 42.50% 4.50% 5.40% 0.00%
Hispanic 11.80% 8.70% 23.50% 21.00% 6.70% 7.40%
Source: 2019 ACS 5-Year Estimates
Figure 29 and Figure 30 illustrates the percentage of households without internet connections.
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Figure 29: Internet Access
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Figure 30: Internet Access - Naples Area
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Recreation
Collier County
Access to parks has been associated with better mental and physical health, lower death rates,
and improved social connection. Research has shown that green space may increase physical
activity, reduce stress, improve quality of life, and improve mental health across different groups
of people. (Health N. L., 2021) In 2018, Collier County updated its 10-Year Parks & Recreation
Master Plan, which was initially prepared in 2011.
The Collier County Parks & Recreation Division oversees 69 neighborhood, community, and
regional parks serving active and passive recreation needs totaling 1,772 acres, as summarized
in Table 72. Collier County also has interlocal agreements with the Collier County School Board
to allow for public use of facilities at several schools for recreational purposes during non-school
hours.
Table 72: Collier County Parks
Park Type No. Acreage
Neighborhood 15 29.35
Community 26 594.74
Regional 28 1,148.28
Total 69 1,772.37
Source: 2018 Master Plan
NOTE: Inventory does not include 50-acre Naples Zoo park acreage associated with City of
Naples or City of Marco Island Parks.
Through its parks system, Collier County provides:
• 26 community/recreation centers, fitness centers/gyms, older adult centers, and other
facilities
• 50 water access points, including fishing piers/docks, boat ramps, etc.
• 69 sports fields for baseball, softball, soccer, football, and other sports
• 167 sports courts for pickleball, basketball, racquetball, tennis, and other sports
• 6 aquatic facilities (splash parks, swimming pools, Sun N Fun Lagoon water park), including
new East Naples swimming pool
• Other various facilities such as a rink, a BMX track, two skate facilities, trails, picnic
pavilions, playgrounds, etc.
Collier County offers a range of recreation, health, fitness, art, and other programs at 13 of its
parks/facilities and four non-park locations throughout the county. Collier County’s R.E.A.L.
Guide (Recreation Education Activities Leisure), published quarterly, provides information on
the 600+ programs offered by the Parks & Recreation Division. Elementary day camp,
leadership training, gym memberships, and fitness classes are some of the more frequently
offered programs among the facilities. The County offers Adaptive Inclusive Recreation (AIR)
which is community-based recreation activities and inclusive programs for children, teens, and
adults with disabilities and/or special needs.
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Naples
Naples has its own parks system and facilities complementary to those provided by Collier
County. The City provides over 138 acres of active and passive park lands. The following are
highlights from the Naples Citizen’s Guide referenced in the 2015 Naples Parks & Recreation
Master Plan:
• The Edge Johnny Nocera Skate Park is located in Fleischmann Park and provides 43,000
square feet of skating, boarding, and biking space, including a 14,000-square-foot concrete
bowl, pool, and snake run. There is also an 18,000-square-foot course and a 9,000-square-
foot street course, both with various structural skate elements.
• Naples Preserve is located on US 41 near the Coastland Mall and is an elevated boardwalk
with observation decks, benches, and a 0.4-mile self-guided tour through an ecosystem that
once included most of early Naples.
• Arthur L. Allen Tennis Center, located on 8th Street South and Cambier Park, is an award-
winning public tennis facility in Old Naples that is professionally staffed and full-service,
offering programming and facilities for various ages and skill-levels. The Center has 12 state
of- the-art courts, 2 of which are equipped with additional lighting to accommodate
professional exhibition or tournament play. The Center also includes shade structures, water
fountains, and a tennis shop with refreshments and gear. Programming includes leagues,
clinics, lessons, and social events.
• Fleischmann Park is located off Fleishmann Boulevard directly south of the Coastland
Center Mall food court entrance and is approximately 15 acres. Outdoor amenities include
The Edge Johnny Nocera Skate Park, 4 racquetball courts, 3 baseball fields, 2 sand
volleyball courts, 2 basketball courts, a football field, a playground with water splash area,
illuminated walkways around the park for walking/jogging, picnic shelters, and open play
areas. The Community Center includes multi-purpose rooms for meetings, dances, martial
arts, social clubs, games, parties and gymnastics, a game room, an indoor rock-climbing
wall, and restrooms.
• Norris Community Center, located on the south end of Cambier Park on 8th Street South,
has an auditorium with a stage, two meeting rooms, a dance studio, a conference room, a
game room, an art gallery, and an amphitheater. The center offers cultural and recreation
classes, including creative arts, adult dance, acting, languages, and martial arts. During
holidays are camp programs and special performances for families. The center is home to
Gulfshore Playhouse and other local performance groups.
• Lowdermilk Park is a beachfront park with metered and unmetered parking, a concession
stand, sand volleyball courts, two children’s playgrounds, restrooms, and showers and two
gazebos for rent.
• Naples Fishing Pier is located on the Gulf of Mexico at the west end of 12th Ave South. It
features a concession stand with a covered eating area, restrooms, and beach supplies.
Fishing from the Naples Pier does not require a license. Parking locations include on-
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street, a parking lot one block east, and spaces at the beach ends of avenues to the north
and south. The beach at the pier features volleyball nets.
Bikeways are particularly important in that they allow for increased distances comfortably
traveled to and from parks and recreation destinations. Many parks are near some type of active
transportation infrastructure, but there is not always strong connectivity to the rest of the
network or the grade of infrastructure (a paved shoulder versus a bike lane, for instance) could
be improved. Parks that are more disconnected from the existing trail/bike system or that may
need a higher grade of infrastructure include:
• Immokalee area parks
• Barefoot Beach Access and Preserve
• Corkscrew Elementary/Middle School
• Sabal Palm School
• Palmetto Elementary School
• Port of the Islands
• Oilwell Park
• Copeland Panther Neighborhood Park
• Poinciana Village Neighborhood Park
Improving the infrastructure and connections to ensure they accommodate bikes, as well as
ensuring that parks and conservation land outside the urbanized areas have adequate active
transportation connections, are important considerations. The general connectivity of parks to
transit is low, given that only one-third of neighborhood, community, and regional parks are
within a quarter-mile walking distance to a bus stop (County, Collier Parks, 2021).
Residents believe there is adequate access to recreation and leisure opportunities such as
parks and beaches, and adequate availability of arts/cultural programming. Residents did
express concerns regarding affordability. Immokalee residents were more likely to disagree that
there is adequate access to recreational activities (Research, 2021).
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Figure 31: Collier County Recreation Facilities
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Figure 32: Collier County Recreation Facilities - Naples Area
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Public Safety
There was a very modest (1.3%) increase in Part 1 crimes between 2018 and 2019 reported by the Collier County Sheriff’s Office,
which serves the unincorporated areas of Collier County. Homicide, aggravated assault and burglary all saw declines. Rape,
robbery, larceny and vehicle thefts were up year over year. Table 73 illustrates the number of crimes between January and June
2020, the most recent data available through the State of Florida. Overall, county residents believe the community to be safe.
Immokalee residents are more concerned with safety issues in their community (Research, 2021).
Table 73: Part 1 Crimes
Semi-Annual
Report Year Total
Crimes
%
Change Murder Rape Robbery Aggravated
Assault Burglary Larceny
Motor
Vehicle
Theft
Collier County 2019 2,671 5 62 64 282 229 1,868 161 2020 2,439 -8.7 2 48 67 306 199 1,659 158
Collier County
Sheriff's Office 2020 2,226 -8.3 2 45 65 289 187 1,499 139
Naples Police
Department 2020 147 -17.9 0 1 1 9 6 116 14
Marco Island
Police
Department
2020 60 -6.2 0 2 1 7 6 39 5
DOC
Inspector
General -
Collier
2020 0 0 0 0 0 0 0 0
DABT - Collier 2020 0 0 0 0 0 0 0 0
FWC - Collier 2020 0 0 0 0 0 0 0 0
Source: Florida Department of Public Safety
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Gun Violence
Gun violence increased between 2018 and 2019 by 11.3%. In 2019, there were 168 Part 1
crimes committed with a firearm, compared to 151 in 2018. Firearms used in robberies
increased by 28% and firearms used in aggregated assault crimes increased by 9.3%.
Small/Micro-Business Development
According to the 2012 Survey of Business Owners, there are 40,670 firms in Collier County.
Table 74 shows the types of firms. Minority firms make up 27% of total firms compared to
37.2% of the population. Women-owned firms make up 34% of total firms, while females are
approximately 51% of the population.
Table 74: Collier County Business Firms
Type of Firm Total firms % of Firms
Total Firms 40,670
Men-owned firms 22,178 55%
Women-owned firms 13,667 34%
Minority-owned firms 10,945 27%
Nonminority-owned firms 28,411 70%
Veteran-owned firms 4,236 10%
Nonveteran-owned firms 34,539 85%
Source: 2012 Survey of Business Owners
Access to Healthcare
According to the Collier County needs and assets assessment, most children in Florida have
health coverage through KidCare, and Federally Qualified Health Care Centers (FQHCs) offer
affordable medical care, dental, eye care and mental health services to children in Collier
County. Through a unique program, NCH health care system, which encompasses the largest
local hospital and several specialized health care centers, has placed nurses in all schools and
uses tele-medicine, sharing costs with the school system. Group participants felt that access to
pediatric specialists is limited, and getting time off from work to take children to doctor’s
appointments is a challenge.
From 2007 to 2016, the percent of adults unable to see a doctor due to cost steadily increased
in the County. The total healthcare expenditure in Collier County is $4,800 per family compared
to $4,339 in Florida. This is projected to increase to $6,894 per family in the County compared
to $6,270 in the Florida by 2024 (University, 2021).
Although the ratio of Primary Care Physicians (PCP) providers to residents is higher than that of
the state, Collier County has a PCP provider shortage for the Immokalee/Everglades service
area. According to the needs and assets assessment, there is a movement of PCPs in Collier
County to become concierge providers. Concierge providers ask patients to pay an annual
retainer (usually between $1,500 – $5,000) which is not covered by insurance carriers. This
allows patients direct access to their physician, with many extra benefits. Due to the highly
personalized nature of the practice, most concierge medical practices limit their patient base,
and this trend is creating an access issue within the community. In addition, residents
experience long wait times to see a physician during peak season. The assessment reported
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limited access to women’s reproductive healthcare services. Transportation was also stated as
a barrier for low-income residents (Research, 2021).
Health insurance coverage is associated with increased labor force participation and higher
incomes. Disparities persist in insurance coverage as racial/ethnic minorities and people in
lower income brackets are less likely than the general population to be insured. According to
the national County Health Rankings, 23% of Collier County residents under the age of 65 are
without health insurance (University of Wisconsin Population Health Institute , 2021). Table 75
shows uninsured by employment status while Table 76 shows uninsured by income.
Table 75: Uninsured by Employment Status
Collier County
Immokalee
Naples
Employment Status Total % Total % Total %
In Labor Force 143,849 26.00% 11,901 63.20% 5,752 11.60%
Employed 138,518 24.90% 10,763 60.50% 5,589 11.30%
Unemployed 5,331 56.70% 1,138 89.20% 163 22.70%
Not in Labor Force 40,710 25.50% 3,656 63.60% 2,601 8.90%
Source: 2019 ACS 5-Year Estimates
Table 76: Uninsured by Income
Collier County Immokalee Naples
Income Total % Total % Total %
Under $25,000 39,280 22.50% 6,901 39.30% 2,487 15.80%
$25,000 - $49,999 70,703 20.50% 8,878 42.70% 2,411 7.80%
$50,000 - $74,999 72,663 20.10% 5,690 45.60% 2,031 15.00%
$75,000 - $99,999 50,847 13.70% 1,579 43.40% 2,125 6.10%
$100,000 and over 133,768 8.00% 2,799 48.70% 12,439 1.10%
Source: 2019 ACS 5-Year Estimates
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Table 77 shows that men are more likely to be uninsured than women. It was estimated that
approximately 16.5% of residents in Collier County could not see a doctor due to costs
(Research, 2021). Table 78 provides an overview of the percentage of the population uninsured
by age. Health insurance rates vary by age and gender.
Table 77: Uninsured by Gender
Collier County Immokalee Naples Gender Total % Total % Total %
Male 181,734 17.40% 14,022 49.70% 9,906 6.70%
Female 187,859 13.40% 12,575 38.00% 11,632 4.30%
Source: 2019 ACS 5-Year Estimates
Table 78: Uninsured by Age
Collier County Immokalee Naples Age Total % Total % Total %
Under 6 19,894 6.20% 2,608 10.00% 519 7.50%
Under 19 68,489 11.30% 9,054 19.20% 1,920 10.90%
65 and over 116,545 1.00% 1,986 8.30% 11,265 0.50%
Source: 2019 ACS 5-Year Estimates
Older, low-income adults have adequate Medicare and Medicaid coverage. According to the
group, some seniors still face coverage gaps when it comes to skilled residential care. There is
a shortage of beds in these types of facilities. The lack of assisted living facilities (ALFs)
discussed previously with respect to housing is also a healthcare concern, as ALFs provide
housing and health care. Recently, Hurricane Irma revealed a shortage of shelters and
inadequate infrastructure to care for older adults with medical needs in residential placements
during emergencies. The health experts stated that outside of the elderly, low-income adults in
the county include large numbers of uninsured residents who did not qualify for ACA and suffer
from chronic health and mental health problems.
Other concerns included access to mental health services. Focus group participants indicated
that the county’s sheriff’s office has the highest rates of referrals (Research, 2021). According
to the needs and assets assessment, the percentage of non-profits registered as health or
mental health in 2016 was lower than the rate for the State of Florida (Research, 2021).
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Table 79 indicates that Hispanics followed by Whites are disproportionately uninsured.
Table 79: Uninsured by Race and Ethnicity
Collier County Immokalee Naples
Households % Households % Households %
Total 56,744 15.40% 11750 44.20% 1,160 5.40%
White 16,738 7.20% 4.89% 43.10% 508 2.70%
Black/African
American 5,579 22.20% 16.38% 33.80% 262 28.50%
American
Indian/Alaska 274 40.70% 2.14% 71.90% - 0.00%
Asian 513 10.60% 0.00% 0.00% 17 9.40%
Native
Hawaiian/Pacific
Islander
32 100.00% 0.00% 0.00% - 0.00%
Some Other Race 2,007 35.00% 4.57% 50.90% 12 12.90%
Two or More
Races 334 6.90% 0.49% 14.70% - 0.00%
Hispanic
Populations 33,523 32.40% 76.71% 47.00% 373 36.10%
Source: 2019 ACS 5-Year Estimates
Overall, county residents believe the community to be healthy. However, residents who do
struggle with their health and have issues such as chronic illness, substance abuse, and obesity
are predominately located in the Immokalee area (Research, 2021).
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Figure 33: Uninsured Population
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Figure 34: Uninsured Population
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Community Health Needs Assessment
Hospitals are required to conduct a community health needs assessment every three years and
adopt an implementation strategy to meet the community health needs to maintain their tax-
exempt status. To assess the health needs of its community, a hospital facility must identify the
significant health needs of the community. It must also prioritize those health needs and identify
resources potentially available to address them. Resources can include organizations, facilities,
and programs in the community, including those of the hospital facility, potentially available to
address those health needs.
The health needs of a community include requisites for the improvement or maintenance of
health status, both in the community at large and parts of the community, such as particular
neighborhoods or populations experiencing health disparities. Needs may include, for example,
the need to:
• Address financial and other barriers to accessing care,
• Prevent illness,
• Ensure adequate nutrition, or
• Address social, behavioral, and environmental factors that influence health in the
community.
NCH Healthcare System is an alliance of more than 700 independent physicians and medical
facilities in dozens of locations throughout Collier County and southwest Florida. NCH
completed a health needs assessment in August of 2019 (Health F. , 2021). The top five priority
health rankings in 2019 were:
1. Mental Health
2. Chronic Disease (heart disease, diabetes, cancer)
3. Access to Care
4. Alcohol and Drug Use
5. Health of Older Adults
In 2016, the top five priority health rankings were:
1. Chronic Disease (heart disease, diabetes, cancer)
2. Mental Health
3. Access to Care
4. Alcohol and Drug Use
5. Obesity
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Section 3: Identification of Impediments to Fair Housing Choice
Public and Private Sector
Public Sector
Public sector policies and practices have the potential to negatively impact housing choices of
individuals and should be periodically reviewed to examine if implementation has created
barriers to housing choice. This section evaluates the public and private sector policies that
may impact fair housing choice including, but not limited to zoning and land development codes,
infrastructure and transportation policies, property tax and other tax policies, and efforts to
expand the supply of affordable housing in the jurisdiction.
Zoning and Land Use Planning
The 2016-2020 Analysis of Impediments to Fair Housing study indicated there were few
impediments related to the zoning and land development codes. In fact, the Naples zoning
code does have density bonuses for affordable housing. The codes do not unduly restrict or
eliminate the ability to develop higher-density housing such as apartment buildings, which can
be more affordable than traditional single-family homes.
The 2017 CHP made a number of recommendations related to zoning and development
regulations. These recommendations included:
• Identify “Strategic Opportunity Sites” for Higher Densities.
• Require Activity Centers to include residential development. These mixed-use districts
were originally conceived to have a mixture of uses, including residential, concentrated
near job and transportation centers. The plan states “This would have several benefits
including providing housing opportunities in/near commercial job centers and developing
residential properties at higher densities providing diversity in the residential
development pattern of Collier County. These residential units would not be restricted or
monitored for affordability, but rather would serve to provide a diverse supply of housing
types and options.”
• Allow higher densities in Activity Centers & Strategic Opportunity Sites above the current
limits (i.e. 20 – 25 units / acre).
• Modify the existing Affordable Housing Density Bonus (AHDB) program to allow higher
densities to 12 units per acre.
• The county adopt and implement a locally designed and controlled Mixed Income
Housing Ordinance.
• Establish or Increase Administrative Approvals.
• Allow commercial conversion near targeted transportation and job centers at high
density; using SDP approval only. It is recommended that for developments proposing
to include housing that is affordable through a commercial to residential conversion be
approved administratively through the SDP process. Allow affordable densities by right.
Affordable Housing Density Bonuses up to 4 units to the acre to be approved
administratively throughout the urban area.
• Require Senior Living Facilities requesting a FAR above .45 to include 20% of the beds
as affordable or Medicare beds.
• Create local development codes to suite small single-family units.
• Expedite the Permitting and Approval Process for affordable housing projects.
• Explore cost-saving infrastructure changes.
• Adopt a form-based Smart Code.
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Impact fees
Collier County imposes an impact fee for most land development projects. In general, impact
fees generate current one-time revenue to pay for future anticipated service costs due to the
impacts that may be a result of new developments. Collier County’s impact fees support the
following public services:
• Community Parks
• Regional Parks
• Roads
• EMS (Emergency Medical Services)
• Schools
• Government Buildings
• Libraries
• Law Enforcement
• Jails
• Water and Sewer services
Collier County’s residential impact fees are largely based on the type of housing (single family,
multifamily, assisted living, retirement communities, etc.) and size (living area, number of units
and floors, etc.) of the development. There are a number of studies Collier County has
commissioned to determine the impacts and the subsequent fee amount.
The cost of Collier County’s impact fees on a development can be substantial. For example, a
45-unit, 3-story apartment building, a fairly typical size of a senior building low- and moderate-
income development incurs an impact fee of nearly $500,000.00. Additionally, Collier County’s
impact fees are regressive, meaning they have a larger impact on lower-cost developments and
arguably a greater impact on low- and moderate-income residents. For example, an 880 square
foot mobile home built to HUD specifications costs between $50,000 - $60,000.00 (not including
land and delivery). The Collier County impact fee for that size mobile home to be set in the
Immokalee Fire District is $20,631.00. In this example, the impact fee increases the cost of
affordable housing between 34% and 41% (the lower the cost of housing, the higher the percent
increase). These fees artificially inflate the cost of developing affordable housing.
The County offers a very limited partial fee deferral for non-profit organizations that provide
housing to low- or moderate-income citizens (not residents). However, the impact fees deferrals
are simply a deferral at the sole discretion of the county and limited to up to $100,000.00. The
deferral is only for up to 10-years and ultimately that fee must be paid. These fees are
regressive and increase the cost of affordable housing.
Publicly Assisted Housing and Housing Choices for Voucher Holders
There are relatively few housing options for extremely low-income residents and voucher
holders in Collier County. There are 12,925 renters earning less than 80% AMI who are cost
burdened, yet there are just 5,700 subsidized units in Collier County. The need is further
demonstrated by a Section 8 waiting list time of over four years, and a lack of renter turnover in
assisted housing units. The average length of stay was over nine years, which indicates a lack
of housing options for many low-income residents.
Sale of Subsidized Housing and Possible Displacement
The development of affordable housing in Collier County has not kept pace with demand and
any conversion to market rate due to the sale or non-renewal of Section 8 contracts will further
exasperate the affordable housing shortage. Over the next five years, approximately 1,287
subsidized units will have reached the end of their compliance period or Section 8 contract.
This represents slightly over 22% of the existing subsidized units in the County.
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Private Sector
Lending Policies and Practices
Lending in low- to-moderate income census tracts is far lower than the share of the population
that lives in these neighborhoods suggests is warranted. According to the 2015 5-year American
Community Survey (ACS) data used by HMDA there are 341,091 people living in Collier
County, and 30.7% of those are in census tracts where the median family income is under
$62,640, a threshold that HUD considers to be low or moderate-income. These residents make
up over 21,000 families, 25% of all families in the County. In 2018-2019 just 16.2% of mortgage
originations were made in these census tracts, and just 23.5% went to a low or moderate-
income borrower.
Lending to minority borrowers, defined as any borrower that identifies as Hispanic, Native
American, Asian, Black, Hawaiian or Pacific Islander, or any combination thereof, was also
lower than expected. About 45% of residents in Collier County identified themselves as one of
these minorities and 20.2% of residents live in a majority-minority census tract (one that is less
than 50% non-Hispanic White). Despite this, just 23% of all mortgage lending went to a minority
borrower and 7% were made in a minority-majority census tract.
In general, owner-occupants financing a home purchase in Collier County appear to be at a
disadvantage compared with investors, who overall are purchasing higher value properties and
have higher incomes. They are also more likely to be non-Hispanic White. Minority owner-
occupants were just 41% of borrowers in Collier County during 2018 and 2019. Among loans to
investors or second homeowners that falls to just 11.8%.
Public and Private Sector
Fair Housing Enforcement
Federal
It is illegal to discriminate in the sale or rental of housing, including against individuals seeking a
mortgage or housing assistance, or in other housing-related activities. The Fair Housing Act
prohibits this discrimination because of race, color, national origin, religion, sex, familial status,
and disability. In February of 2021, fair housing protections were extended by executive order to
cover sexual orientation and gender identity. (HUD, Press Releases, 2021) A variety of other
federal civil rights laws, including Title VI of the Civil Rights Act, Section 504 of the
Rehabilitation Act, and the Americans with Disabilities Act, prohibit discrimination in housing and
community development programs and activities, particularly those that are assisted with HUD
funding. These civil rights laws include obligations such as taking reasonable steps to ensure
meaningful access to their programs and activities for persons with limited English proficiency
(LEP) and taking appropriate steps to ensure effective communication with individuals with
disabilities through the provision of appropriate auxiliary aids and services. Various federal fair
housing and civil rights laws require HUD and its program participants to affirmatively further the
purposes of the Fair Housing Act. HUD’s Office of Fair Housing and Equal Opportunity (FHEO)
works to eliminate housing discrimination and promote civil rights and economic opportunity
through housing. FHEO enforces fair housing laws, including investigating complaints of
discrimination. (HUD, FHEO, 2021)
A Fair Housing Assistance Program (FHAP) is an intergovernmental enforcement partnership
between HUD and the state or local agencies. As in any partnership, both parties must
contribute to the success of the program. The Fair Housing Act contemplates that, across the
country, state and local governments will enact and enforce their own statutes and ordinances
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 122
that are substantially equivalent to the Fair Housing Act. HUD provides FHAP funding annually
on a noncompetitive basis to state and local agencies that administer fair housing laws that
provide rights and remedies that are substantially equivalent to those provided by the Fair
Housing Act. A state or local agency may be certified as substantially equivalent after it applies
for certification and HUD determines that the agency administers a law that provides
substantive rights, procedures, remedies and judicial review provisions that are substantially
equivalent to the Fair Housing Act. A substantially equivalent agency’s law may include
additional protected classes. Typically, once certified, HUD will refer complaints of housing
discrimination that it receives to the state or local agency for investigation. (HUD, Fair Housing
Assistance Program, 2021) The Florida Commission on Human Relations serves as the FHAP
agency for the area. Information on FHAP cases will be discussed in Section 3. (HUD, Fair
Housing Assistance Program, 2021)
Fair housing organizations and other non-profits that receive funding through the Fair Housing
Initiatives Program (FHIP) assist people who believe they have been victims of housing
discrimination. FHIP organizations partner with HUD to help people identify government
agencies (FHAPs) that handle complaints of housing discrimination. They also conduct
preliminary investigation of claims, including sending "testers" to properties suspected of
practicing housing discrimination. In addition to funding organizations that provide direct
assistance to individuals who feel they have been discriminated against while attempting to
purchase or rent housing, FHIPs also have initiatives that promote fair housing laws and equal
housing opportunity awareness. (HUD, Fair Housing Initiatives Program, 2021)
State of Florida
The Florida Legislature created the Florida Commission on Human Relations in 1969 to enforce
the Florida Civil Rights Act and address discrimination issues through education, outreach, and
partnerships. The Florida Fair Housing Act was passed by the Florida Legislation in 1983 and
amended in 1989. The Florida Commission on Human Relations basic statutory responsibilities
are set forth in Chapter 760 of Florida Statutes which addresses the areas of employment
discrimination based on race, color, religion, sex, disability, national origin, age, and marital
status; and discrimination in housing based on race, color, national origin, sex, disability,
pregnancy, religion, and familial status. The Act declares it illegal to discriminate in the sale,
rental, advertising, and financing, or providing of brokerage services for housing. The state Act
parallels the Federal Fair Housing Act and the Commission has been certified as a FHAP. The
Commission also offers free mediation services. (Relations, 2021)
Noncompliance by HUD
No areas of noncompliance were identified.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 123
Section 4: Assessment of Current Public and Private Fair Housing
Programs and Activities in the Jurisdiction
Evaluation of Jurisdiction’s Current Fair Housing Legal Status
Collier County adopted a Fair Housing Ordinance in 1986 and was amended in 1992.
Furthermore, in 2003, the Board of County Commissioners (BCC) adopted a resolution
opposing discrimination of all Collier County residents. The BCC directed the County Manager
to establish and administer through the Communication and Customer Relations Department,
an information and referral service to the public on matters affecting discrimination. The
ordinance was reaffirmed on March 25, 2014.
The Housing and Grant Development Manager is the County’s fair housing administrator. The
County investigates complaints related to developments funded by the County. All other
complaints are directed to the Florida Commission on Human Relations, the state FHAP, or
HUD. The County did not have any complaint data to provide. Complaint data was requested
and provided by the FHAP. However, the FHAP indicated they could not provide data by
protected class. The information was provided by the HUD Region IV office. The inability to
access the information from the State FHAP raised some concerns given that in order to
establish jurisdiction to file a complaint the Complainant must represent one of the protected
classes.
Housing Opportunities Project for Excellence (HOPE), Inc. is the nearest FHIP agency. The
consultant reached out to the agency to determine the willingness to provide service. It was
communicated that there was not enough funding to sustain a local operation.
The limited fair housing advocacy and enforcement services available is concerning given the
demographic and economic data and concerns regarding the availability of affordable housing.
Fair Housing Complaints and Compliance Reviews
Table 80: 2016 – 2020 Fair Housing Complaints by Basis
Basis 2016 2017 2018 2019 2020 Total % of
Total
Cases
Race 1 1 2 4 9%
Color 0 0%
Religion 1 1 2%
National Origin 1 1 1 3 6 13%
Sex 2 2 4 9%
Familial Status 1 2 2 5 11%
Disability 3 2 8 8 9 30 64%
Retaliation 1 1 2%
Total Cases 3 3 12 12 17 47
Source: HUD MicroStrategy Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 124
Table 81: 2016 – 2020 Fair Housing Complaints by Disposition
Disposition 2016 2017 2018 2019 2020 Total
% of
Total
Cases
No Cause 3 3 5 6 17 36%
Probable Cause 0 0%
Conciliation 1 3 2 8 14 30%
Dismissed -
Jurisdiction 1 1 2%
Judicial
Dismissal 1 1 2%
Complainant
Failed to
Cooperate
2 1 3 6%
Withdrawn 4 3 3 10 21%
Lack of
Jurisdiction 1 1 2%
Total 3 3 12 12 17 47
Source: HUD MicroStrategy Report
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 125
Review of the Status of 2016-2020 Impediments to Fair Housing Choice
Table 82: 2016-2021 Impediments to Fair Housing Choice Analysis
Recommendation Activities Comments
Impediment 1: Lack of Fair Housing Organization/Fair Housing Evaluation
Award a competitive Fair Housing
grant to an organization that will carry
out a focused fair housing education
program and activities to residents in
the area.
Collier County provided funding to
Legal Aid, Housing Education Lending
Programs (HELP), and Eagle Rock.
Organizations listed as providing fair
housing services.
Could not find that the organizations
had experience in fair housing or
providing fair housing education.
Mandatory fair housing training for
county staff, subrecipients, and any
other entities the County may contract
with under its entitlement program.
Collier County provides fair housing
training for staff and subrecipients.
No indication that County staff is
required to participate in training.
Fair housing training to educate
landlords and property managers, real
estate professionals, mortgage lenders
by a HUD-approved Fair Housing
organization and make the training
mandatory for code enforcement
violators.
Annual training for sub-recipients
provided by County staff at the time of
application and award.
Develop fair housing marketing
materials to be distributed at City Hall
and other public venues.
Collier County developed pamphlets,
which are available at city hall,
libraries, and social service agencies.
Publish contact information and
referral information related to fair
housing in local newspapers or
advertise where to obtain fair housing
information to local channels.
A dedicated housing website was
created and information is published in
legal notices.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 126
Recommendation Activities Comments
Impediment 2: Limited Supply of
Affordable Housing Restricts
Housing Choice
Develop a new long-term strategy that
would serve as an ongoing affordable
housing vision and that would set
measurable short and long-term goals
for housing production, preservation,
and continued affordability.
A formal housing plan was developed in
2017. Progress toward meeting the
goals of the plan are reported out
during the Affordable Housing
Advisory Committee (AHAC) meetings.
Create a Housing Task Force with
participation from the County,
municipalities, private developers and
lenders, nonprofit advocacy groups,
Legal Aid, fair housing organizations,
and community representatives
throughout the County.
The AHAC was established in 2017 and
has a representative from the special
needs community in addition to other
non-profit and private sector
representatives to provide input on how
to address housing needs.
Encourage private developers to
construct affordable housing
The County has provided HOME funds
to subsidize the Bembridge and Golden
Gate Golf Course Development, and
other affordable housing projects.
The affordable housing requirements
secured by a mortgage and in a deed.
The affordable housing strategy is
updated annually to account for unit
production and migration.
The county increased Density Bonus
Program for Affordable Housing.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 127
Recommendation Activities Comments
Determine locations for the
development of affordable housing and
work with local non-profits to acquire
land for affordable units.
Surplus county land was used to
develop housing with non-profit
developers.
Collier County re-established Housing
Trust Fund and established the
Community Land Trust (CLT) in 2019.
The CLT appointed the Board and
secured funding for two projects.
To improve low/moderate income
households’ ability to obtain mortgages,
identify resources for financial
counseling and training for residents to
learn financial responsibility including
how to have good credit, finding
financial resources, and making good
financial choices. Continue to
implement first time homeownership
programs to assist families with
homeownership opportunities.
Collier County provided down payment
assistance programs and education
during the previous plan period
Collier County also uses state SHIP
program funds for down payment
assistance.
Implement an inclusionary zoning
policy aiding in the development of
affordable housing.
Zoning code revisions included
inclusionary density incentives for
affordable housing.
Florida state law requires local
governments to “fully offset all costs”
associated with inclusionary zoning,
thus many communities chose
inclusionary incentives versus
mandates.
Continue the use of entitlement funding
for housing rehabilitation activities to
maintain the regions affordable
housing stock.
Collier County provided HOME funds
to subsidize the Bembridge and Golden
Gate Golf Course Developments which
are underway, along with other
affordable housing projects.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 128
Recommendation Activities Comments
Work with housing organizations to
continue efforts and collaborations on
affordable housing and other fair
housing needs.
Collier County annually funded projects
and organizations to support affordable
housing goals.
Services to address fair housing needs
are limited.
Impediment 3: High Concentrations of Low-Income Housing
Dedicate HUD funding to concentrated
low-income areas and RCAP/ECAP
areas, such as Immokalee and
Bayshore, to provide infrastructure
improvements, home buyer education
programming, and down payment
assistance in an effort to attract
professionals to these areas and
increase homeownership.
Collier County annually funded
infrastructure and housing rehab
projects in Immokalee for rental and
single-family units.
Focus future development of new
affordable housing outside R/ECAP
areas and communicate this strategy to
developers and non-profit
partners/prioritize funding to projects
achieving this goal.
Collier County provided HOME funds
to subsidize the Bembridge and Golden
Gate Golf Course Developments which
are underway, along with other
affordable housing projects. Most
developments were outside or R/ECAP
areas.
Encourage the de-concentration of
poverty by expanding areas where
housing vouchers may be used/educate
and provide incentives to landlords.
No documentation that this was
completed.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 129
Recommendation Activities Comments
Develop an evaluation tool to monitor
planning and public investments by
local and regional entities and advocate
for opportunities to provide public
infrastructure that promotes housing
choice in areas of opportunity.
The County monitors affordable
housing production and continually
updates its affordable housing strategy.
Impediment 4: Lack of Accessible/Special Needs Housing
Engage organizations representing
persons with disabilities in housing
strategy development discussions
The AHAC was formed in 2017 and
includes representation from special
needs community.
Review taxation codes and implement
tax exemptions for making adaptations
to make a home more accessible for
persons with disabilities
Land Trust created in 2019. The impact
fee deferral program did not change.
However, zoning was improved, and
affordable housing is tracked and
reported on during the AHAC meetings.
Implement codes regulating that all
new construction of multi-family (4
units or more), co-ops, and conversions
must meet Section 504 of the American
Disabilities Act (ADA).
There are density bonuses for low-
income seniors. All other regulations
are based on State requirements.
Conduct an assessment of accessible
housing units and buildings in the
region for the purpose of developing an
inventory of accessible housing and
providing that information to the
public.
A list of income-restricted housing is
maintained, but not an inventory of
accessible housing. All new subsidized
housing has a set aside requirement.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 130
Recommendation Activities Comments
Work with local housing organizations
to provide a wide variety of housing
services, including services to the
disabled.
The County funded a number of
projects to address special populations
and ensure affordable housing (see
previous comments).
Meet with design specialists to require
and encourage housing designs that
consider the needs of the disabled and
other special needs populations
through the AHAC.
Design professionals are members of
the AHAC.
Provide builders and developers with
information about the advantages of
providing housing for this market.
Collier County improved its website to
include a list of resources for
developers to encourage affordable
housing.
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 131
Section 5: 2021-2025 Fair Housing Action Plan
Impediment Recommendation Responsible Party
Impediment 1: Disparity in housing needs and affordable housing throughout Collier County
1.1 Lack of affordable
housing
1.1.1 Implement recommendations of the
comprehensive housing strategy for more equitable
distribution of Low-Income Housing Tax Credit (LIHTC)
developments, public housing and multi-family assisted
developments throughout the county.
Collier County
1.1.2 Develop an affirmative marketing program for
housing opportunities that provide outreach to income-
and mortgage-eligible households seeking
homeownership, with a focus on the segments of the
population that may be less likely to apply for affordable
housing. Require that all developers involved with
affordable housing funds provide an affirmative fair
housing marketing plan.
Collier County
1.1.3 Monitor and retain existing subsidized housing by
proactively engaging with building owners to encourage
the preservation of existing affordable housing before
the compliance period or Section 8 contracts expire.
Collier County
1.14 Provide full impact fee exemptions for “critical
need” affordable housing developments. Critical Need
Developments may include those supporting low-
income service workers, low-income large families, or
extremely low-income residents. “Critical Need” criteria
should be reviewed periodically to ensure they targeted
appropriately based on community need.
Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 132
Impediment Recommendation Responsible Party
1.2 Lack of diverse housing
options for family size
1.2.1 Encourage the development of multi-family
housing with more bedroom options to serve large
families in Collier County.
Collier County
1.2.2 Seek opportunities to provide maintenance
programs for renter households with a focus on
Immokalee.
Collier County
1.2.3 Encourage and support affordable housing
projects that meet the average family size in Collier
County.
Collier County
1.3 Increased need for
accessing housing for the
aging population with
disabilities and senior
women
1.3.1 Incorporate visitability standards into projects
assisted with local funds.
Collier County
1.3.2 Provide funding to support financing affordable
senior housing projects.
Collier County
1.3.3 Continue to provide downpayment assistance and
explore flood insurance support for low- to moderate-
income homeowners to reduce the cost of purchasing
and owning a home.
Collier County
Impediment 2: Unequal access to opportunity
2.1 Income inequality
between men and women
and racial and ethnic
minority and Whites.
2.1.1 Provide workforce and job training opportunities to
raise median household income with focus on
Immokalee.
Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 133
Impediment Recommendation Responsible Party 2.1.2 Reduce barriers for women with children to enter
the workforce by supporting agencies to expand low-
cost, high quality childcare or pre-school programs.
Collier County and Childcare
Providers
2.1.3 Develop training programs and education
opportunities in Immokalee or enhance transit routes to
allow better access to programs throughout the County.
Collier County, CAT
2.1.4 Support agencies that provide housing assistance
for undocumented residents.
Collier County
2.3 Lack of access to quality
education in Immokalee
2.3.1 Provide down-payment assistance to low- and
moderate-income first-time home buyers, and other
incentives that will encourage teachers to move to
Immokalee and make housing affordable for Collier
County essential workers (public safety, education,
health care and service industry).
Collier County
2.3.2 Continue to expand public transit routes and
reduce headway times.
Collier Area Transit
2.3.3 Encourage and promote transit-oriented
development with higher density multifamily housing
and mixed-use housing, serving a variety of incomes,
abilities, and household sizes.
Collier Area Transit
2.4 High percentage of
individuals with Limited
English Proficiency
2.4.1 Ensure all Fair Housing documents are translated
into the dominant non-English spoken languages.
Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 134
Impediment Recommendation Responsible Party 2.4.2 Provide housing counseling services to individuals
who are not native English speakers
Collier County
2.5 Limited access to
affordable healthcare
2.5.1 Support agency outreach efforts to uninsured low-
and moderate-income families during open enrollment
periods to reduce the number of uninsured residents.
Collier County
Impediment 3: Segregated living patterns R/ECAP concentrated areas of poverty
3.1 Need to expand access
to areas of opportunity to
diverse groups.
3.1.1 Develop an affirmative marketing and outreach
program to low- and moderate-income, mortgage-
eligible households seeking homeownership
opportunities. Require that all rental housing
developers involved with affordable housing funds
provide an affirmative fair housing marketing plan.
Collier County
3.1.2 Continue to provide down-payment assistance to
low- and moderate-income first-time home buyers.
Continue to support partnerships with businesses that
provide down-payment to their employees. Develop
housing incentives that will encourage diversity in
various communities.
Collier County
3.1.3 Encourage the de-concentration of poverty by
expanding Housing Choice Voucher acceptance and
utilization through landlord education and support.
Collier County
3.2 Need for financing
affordable housing and
infrastructure projects that
support affordable housing.
3.2.1 Continue to financially support affordable housing
projects, prioritizing assistance to projects in areas with
higher home, land, and construction costs.
Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 135
Impediment Recommendation Responsible Party 3.2.2 Target infrastructure investment to R/ECAP areas
to encourage business development.
Collier County
3.2.3 Monitor planning and public investments by local
and regional entities and seek opportunities to provide
public infrastructure and resources that promote
housing choice.
Collier County
3.3 Infrequent and limited
public transit routes
3.3.1 Improve transportation linkages between R/ECAP
areas and job centers to lower barriers to work.
Collier County, CAT
Impediment 4: Limited Enforcement of Civil rights and lack of resources to ensure fair housing compliance
4.1 Need to enhance fair
housing enforcement
4.1.1 Review local fair housing legislation and update
as necessary to align with federal FHA
Collier County
4.1.2 Conduct targeted testing for discrimination related
to disability, race/ethnicity, and source of income.
Collier County
4.1.3 Contract with a HUD-approved Fair Housing
organization to deliver fair housing education activities
for county residents.
Collier County
4.2 Need to increase fair
housing training and access
to information to residents,
staff, and partners
4.2.1 Continue mandatory fair housing training for
subrecipients. Make training mandatory for staff.
Contract with an organization with fair housing expertise
to provide training for residents and any other entities
the county may contract with under its entitlement
program.
Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 136
Impediment Recommendation Responsible Party 4.2.2 Support fair housing training for landlords,
property managers, real estate professionals and
mortgage lenders by a HUD-approved Fair Housing
organization and make the training mandatory for rental
properties with housing code violations.
Collier County
4.2.3 Continue to develop fair housing marketing
materials to be distributed at government offices and
other public venues.
Collier County
4.2.4 Continue to publish contact information and
referral information related to fair housing in local
newspapers. Periodically provide fair housing
education programs in low- and moderate-income
neighborhoods or communities such as publicly
assisted housing or large apartment developments.
Collier County
Collier County
2021 Regional Analysis of Impediments to Fair Housing Choice Page | 137
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16.D.7.dPacket Pg. 1977Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1978Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1979Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1980Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1981Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1982Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1983Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1984Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1985Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1986Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1987Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1988Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1989Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1990Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1991Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1992Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1993Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1994Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1995Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1996Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1997Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1998Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 1999Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2000Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2001Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2002Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2003Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2004Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2005Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2006Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2007Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2008Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2009Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2010Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2011Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2012Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2013Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2014Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2015Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2016Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.dPacket Pg. 2017Attachment: 6. CCHA.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2018 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2019 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2020 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2021 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2022 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2023 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2024 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2025 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2026 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2027 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2028 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2029 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2030 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2031 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2032 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2033 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2034 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2035 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2036 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2037 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2038 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2039 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2040 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2041 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2042 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2043 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2044 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2045 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2046 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2047 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2048 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2049 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2050 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2051 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2052 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2053 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2054 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2055 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2056 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2057 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2058 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.e
Packet Pg. 2059 Attachment: 7. CCHA.2021CDBG.Agreement 2 (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2060Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2061Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2062Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2063Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2064Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2065Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2066Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2067Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2068Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2069Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2070Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2071Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2072Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2073Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2074Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2075Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2076Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2077Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2078Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2079Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2080Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2081Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2082Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2083Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2084Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2085Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2086Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2087Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2088Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2089Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2090Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2091Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2092Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2093Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2094Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2095Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2096Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2097Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2098Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2099Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2100Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2101Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2102Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2103Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.fPacket Pg. 2104Attachment: 9. Legal Aid.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2105Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2106Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2107Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2108Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2109Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2110Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2111Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2112Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2113Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2114Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2115Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2116Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2117Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2118Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2119Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2120Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2121Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2122Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2123Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2124Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2125Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2126Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2127Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2128Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2129Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2130Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2131Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2132Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2133Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2134Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2135Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2136Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2137Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2138Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2139Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2140Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2141Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2142Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2143Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2144Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2145Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2146Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.gPacket Pg. 2147Attachment: 10. City of Naples.2021CDBG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.h
Packet Pg. 2148 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2149 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2150 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2151 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2152 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2153 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2154 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2155 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2156 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2157 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2158 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2159 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2160 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2161 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2162 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2163 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2164 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2165 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2166 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2167 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2168 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2169 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2170 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2171 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2172 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2173 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2174 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2175 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2176 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2177 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2178 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2179 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2180 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2181 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2182 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2183 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2184 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2185 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2186 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2187 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2188 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2189 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2190 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.h
Packet Pg. 2191 Attachment: Project HELP Inc. PS21-03 - Forensic and Mental Health Mobile Unit (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.iPacket Pg. 2192Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2193Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2194Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2195Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2196Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2197Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2198Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2199Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2200Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2201Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2202Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2203Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2204Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2205Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2206Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2207Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2208Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2209Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2210Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2211Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2212Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2213Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2214Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2215Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2216Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2217Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2218Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2219Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2220Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2221Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2222Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2223Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2224Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2225Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2226Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2227Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2228Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2229Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2230Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2231Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2232Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2233Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2234Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2235Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2236Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2237Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2238Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2239Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.iPacket Pg. 2240Attachment: 13. Shelter for AW&C.2021ESG.Agreement (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.j
Packet Pg. 2241 Attachment: 14. Resolution CAO Stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.j
Packet Pg. 2242 Attachment: 14. Resolution CAO Stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2243Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2244Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2245Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2246Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2247Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2248Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2249Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2250Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2251Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2252Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2253Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2254Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2255Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2256Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2257Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2258Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2259Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2260Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2261Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2262Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2263Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.kPacket Pg. 2264Attachment: 15. SF424s (rev.).Certifications CAO stamped (15944 : 2021-2025 5-Year Consolidated Plan, including 2021 Annual Plan)
16.D.7.l
Packet Pg. 2265 Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2266Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2267Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2268Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2269Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2270Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2271Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2272Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2273Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2274Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2275Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2276Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2277Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2278Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2279Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2280Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2281Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2282Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2283Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2284Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2285Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2286Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
16.D.7.lPacket Pg. 2287Attachment: 4. 5.27.21 CAO Approved - Sunrise - Shelter to Thrive - Revised (15944 : 2021-2025 5-Year Consolidated Plan, including 2021
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CONSOLIDATED PLAN
2021-2025
Prepared By: Blulynx Solutions
Consolidated Plan COLLIER COUNTY 1
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Table of Contents
Executive Summary ......................................................................................................................................4
ES‐05 Executive Summary ‐ 24 CFR 91.200(c), 91.220(b).........................................................................4
The Process .................................................................................................................................................15
PR‐05 Lead & Responsible Agencies 24 CFR 91.200(b)...........................................................................15
PR‐10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I)............................17
PR‐15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c)..................................................33
Needs Assessment ......................................................................................................................................42
NA‐05 Overview ......................................................................................................................................42
NA‐10 Housing Needs Assessment ‐ 24 CFR 91.205 (a,b,c)....................................................................42
NA‐15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2)........................................54
NA‐20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2)............................59
NA‐25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2)..................................64
NA‐30 Disproportionately Greater Need: Discussion – 91.205(b)(2).....................................................66
NA‐35 Public Housing – 91.205(b)..........................................................................................................69
NA‐40 Homeless Needs Assessment – 91.205(c)Introduction:..............................................................75
A variety of housing and shelter models are available within the community including emergency
shelter (ES), transitional housing (TH), permanent supportive housing (PSH), rapid re‐housing (RRH).:
................................................................................................................................................................75
NA‐45 Non‐Homeless Special Needs Assessment ‐ 91.205 (b, d)...........................................................78
NA‐50 Non‐Housing Community Development Needs – 91.215 (f).......................................................80
Housing Market Analysis ............................................................................................................................82
MA‐05 Overview .....................................................................................................................................82
MA‐10 Number of Housing Units – 91.210(a)&(b)(2).............................................................................82
MA‐15 Housing Market Analysis: Cost of Housing ‐ 91.210(a)...............................................................85
MA‐20 Housing Market Analysis: Condition of Housing – 91.210(a)......................................................88
Consolidated Plan COLLIER COUNTY 2
OMB Control No: 2506‐0117 (exp. 09/30/2021)
MA‐25 Public and Assisted Housing – 91.210(b)....................................................................................92
MA‐30 Homeless Facilities and Services – 91.210(c)..............................................................................95
MA‐35 Special Needs Facilities and Services – 91.210(d).......................................................................97
MA‐40 Barriers to Affordable Housing – 91.210(e)..............................................................................100
MA‐45 Non‐Housing Community Development Assets – 91.215 (f)....................................................102
MA‐50 Needs and Market Analysis Discussion .....................................................................................108
MA‐60 Broadband Needs of Housing occupied by Low‐ and Moderate‐Income Households ‐
91.210(a)(4), 91.310(a)(2)....................................................................................................................113
MA‐65 Hazard Mitigation ‐ 91.210(a)(5), 91.310(a)(3).........................................................................115
Strategic Plan ............................................................................................................................................116
SP‐05 Overview .....................................................................................................................................116
SP‐10 Geographic Priorities – 91.215 (a)(1)..........................................................................................119
SP‐25 Priority Needs ‐ 91.215(a)(2)......................................................................................................122
SP‐30 Influence of Market Conditions – 91.215 (b)..............................................................................130
SP‐35 Anticipated Resources ‐ 91.215(a)(4), 91.220(c)(1,2).................................................................131
SP‐40 Institutional Delivery Structure – 91.215(k)...............................................................................135
SP‐45 Goals Summary – 91.215(a)(4)...................................................................................................141
SP‐50 Public Housing Accessibility and Involvement – 91.215(c).........................................................145
SP‐55 Barriers to affordable housing – 91.215(h)................................................................................145
SP‐60 Homelessness Strategy – 91.215(d)...........................................................................................146
SP‐65 Lead based paint Hazards – 91.215(i)y .......................................................................................148
SP‐70 Anti‐Poverty Strategy – 91.215(j)...............................................................................................149
SP‐80 Monitoring – 91.230 ...................................................................................................................149
Expected Resources ..................................................................................................................................151
AP‐15 Expected Resources – 91.220(c)(1,2).........................................................................................151
Annual Goals and Objectives......................................................................Error! Bookmark not defined.
Consolidated Plan COLLIER COUNTY 3
OMB Control No: 2506‐0117 (exp. 09/30/2021)
AP‐20 Annual Goals and Objectives......................................................................................................155
Projects .................................................................................................................................................159
AP‐35 Projects – 91.220(d)...................................................................................................................159
AP‐38 Project Summary ........................................................................................................................162
AP‐50 Geographic Distribution – 91.220(f)...........................................................................................172
Affordable Housing ...............................................................................................................................173
AP‐55 Affordable Housing – 91.220(g).................................................................................................173
AP‐60 Public Housing – 91.220(h)........................................................................................................174
AP‐65 Homeless and Other Special Needs Activities – 91.220(i)..........................................................176
AP‐75 Barriers to affordable housing – 91.220(j).................................................................................178
AP‐85 Other Actions – 91.220(k)..........................................................................................................178
Program Specific Requirements ...........................................................................................................182
AP‐90 Program Specific Requirements – 91.220(l)(1,2,4)....................................................................182
Consolidated Plan COLLIER COUNTY 4
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Executive Summary
ES‐05 Executive Summary ‐ 24 CFR 91.200(c), 91.220(b)
1.Introduction
The 2021‐2025 Consolidated Plan for Housing and Community Development provides the U.S.
Department of Housing and Urban Development (HUD) with information on Collier County’s
intended uses of funds HUD's Community Development Block Grant (CDBG), HOME Investment
Partnerships (HOME), and Emergency Solutions Grants (ESG) programs. The County allocates
the annual funding from these programs to public, private, or non‐profit parties consistent with
HUD program goals and requirements. Below is a list of each of the grant program objectives:
CDBG Program: Provide decent housing, creating suitable living environments, and
expanding economic opportunities principally for low‐ and moderate‐income persons.
HOME Program: Provides funding for a wide range of activities including building,
buying, and/or rehabilitating affordable housing for rent or homeownership or providing
direct rental assistance to low‐income people.
ESG Program: ESG funds improve the number and quality of emergency shelters for
homeless individuals and families, help operate shelters, provide essential services to
shelter residents, rapidly rehouse homeless individuals and families, and prevent
families and individuals from becoming homeless.
The County submits the Consolidated Plan to HUD every five years and has a program year
beginning October 1 and ending September 30. The County’s Annual Action provide a concise
summary of the actions, activities, and specific federal and nonfederal resources that will be
used each year to address the priority needs and goals identified in the Consolidated Plan.
The County has identified the following Goals to be addressed over the 2021‐2025 Consolidated
Plan period and during the 2021 Annual Action Plan:
Goal #Goal Name
1 Housing Affordability
2 Homelessness & Homelessness Prevention
3 Public Facilities
4 Public Infrastructure Improvements
5 Public Services
6 Affirmatively Furthering Fair Housing Choice
7 Program Administration and Planning
Consolidated Plan COLLIER COUNTY 5
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Community Profile and Needs
The Collier County Consolidated Plan relies upon multiple forms of qualitative and quantitative
data as well as community input in order to identify housing, homelessness, and community
development needs and trends. This picture of need is the basis of the proposed objectives and
outcomes for the 2021 Consolidated Plan. In addition to the US Census, updated American
Community Survey (ACS) data and community surveys that provides the foundation for
development of the document, the Cities of Naples, Everglades, and Marco Island built on the
work of several active committees and recent studies that addressed housing, homeless and
community development. The assessment was also informed by additional consultations with
city officials and other important stakeholders such as the Affordable Housing Advisory
Committee, United Way of Collier County, and the Collier County Homeless Coalition.
In 2020, the County’s economy has continued to diversify and improve, while at the same time
leaving many in the community still struggling to find jobs with wages to cover increasing
housing costs. There is a significant number of households who cannot meet the basic needs for
food, shelter, medical care, and transportation. In addition, there are a growing number of
seniors, persons with disabilities, and others who are unable to work. These factors, combined
with a very tight housing market, have resulted in many households paying more than they can
afford, and a growing number of persons experiencing homelessness. It is important to note
that the impacts of the COVID‐19 are too recent to be reflected in the 2020 and 2019 ACS data
used for the analysis provided below.
Population Growth
As noted in the 2019 Census American Community Survey, Collier County, Florida had a total
population of 384,902 of which 195,189 or 50.7% are female and 189,713 or 49.2% are males
when compared to 2010, County’s population was 322,472 with 162,493 or 50.3% of females
and 159,979 or 49.6% of males. Therefore, reflecting a 19.3% population increase in the Collier
County. Population grew to 21,812 in Naples, 7.32% increase since 2010. The population also
increased in Marco Island to 17,834, a 5.14% increase since 2010. Last, Everglades City’s
population decreased to 190, a 41.89% decrease since 2010. Accounting for population growth
over the last 10 years, Collier County is expected to continue to grow over time.
Age Distribution
The population of Collier County is aging. According to ACS, in 2010 there were 70,289 people
aged 60 to 75 and this grew to 87,042 in 2019. For the same period, there were 193,930 people
under the age of 55 in 2010, which has also risen to 205,929 in 2019.
Racial and Ethnic Composition
Collier County is becoming increasingly racially and ethnically diverse. Latino residents are the
fastest growing population, representing 28.6% of the population in the County in 2019. While
11.5% of the population is non‐white comprised of 28,704 African Americans, 6,961 Asians,
1,768 American Indian and Alaska Natives, and 6,414 multi‐racial persons.
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Household Composition
As of 2019, Collier County has a total of 140,578 households. There were 10,797 households in
Naples, 8,379 in Marco Island, and 101 in Everglades City. In Collier County, of the 140,578 total
household there were 10,194 single female‐headed households and 4,417 single male‐headed
households. There has also been a significant increase in nonfamily households 43,299 which
now make up 30.8% of all households as compared to 2010 which had 37,996 or 32.12%. The
largest growth in household type is non‐family households which increased 13.95% between
2010 and 2019. In 2019, the average household size is 2.71 in Collier County.
Multigenerational living is defined as residing in a home with three or more generations.
According to Generations United, the past ten years have seen a remarkably large leap in
multigenerational living, from 7% of Americans 2011 to 26% of Americans in 2021. As noted in
the 2010 Census, Collier County had a total of 118,258 households of which 2.6% (3,022)%
were living in multigenerational households. This data is collected during the decennial census
every ten years and this data is the most recent data available.
MULTIGENERATIONAL HOUSEHOLDS
Label Estimate Percent
Multigenerational
Households 3,022 2.6%
Other Households 115,236 97.4%
TOTAL 118,258 100%
Source: 2010 American Community Survey, 2010: ACS 1‐Year Estimates Detailed Tables
Income and Poverty
According to 2019 ACS, the median income of households in Collier County,
Florida was $76,025. An estimated 4.8% of households had income below $10,000 a year
and 13.1% had income over $200,000 or more. The Median Household Income for Collier
County is higher than the US ($65,712) and our northern county, Lee County ($57,832). While
income has risen slightly there remain many low wage jobs and data has shown this contributes
to financial instability as evidenced by other indicators: 6.5% or 9,164 residents receive food
stamp benefits (SNAP), 61% of students are eligible for free and reduced lunch. In 2019, 48,825
individuals in Collier County had incomes below 125 % of the poverty levels as indicated in the
chart below.
%
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Source: https://dch.georgia.gov/document/document/2019‐federal‐poverty‐guidelines/download
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Persons with Disabilities
According to the 2019 ACS, of the total Collier County population of 384,902 there were 47,569
people, or 12.3%, living with one or more disabilities. The highest reported disabilities include
ambulatory at 6.3%, cognitive at 3.9%, and difficulty with independent living 5.2%.
Persons Experiencing Homelessness
The 2021 Point‐in‐Time Count (PIT) identified 568 people in Collier County experiencing
homelessness, a 5.8% decrease from 2020. Over 25% of this population, or 144 individuals, met
HUD’s definition of unsheltered. As a disclaimer, these numbers may be under reported due to
COVID. The 2021 PIT count also found that 169 persons experiencing homelessness were
seriously mentally ill, 198 reported substance abuse, 34 were veterans, 49 were seniors, and 49
were families with comprised of adults and 109 children. For FY 2021, Collier County reported
that 568 unduplicated individuals who were homeless received human services from one or
more agencies. During the 2020‐2021 school year, the Collier County public school reported
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805 homeless youth, includes students who are staying with friends or family. The reported
number includes 183 homeless youth (16 and older) who were unaccompanied.
Persons with Special Needs who are not Homeless.
Limited new data exists specific to non‐homeless special needs populations in Collier County.
There are numerous sub‐populations in this community. Of those, there are some that have
both enough and unique housing and service needs that warrant identification. Those include
the following: families with children, seniors, ex‐offenders, people with HIV/AIDS, victims of
domestic violence, people with drug and alcohol addictions, people who are evicted or
foreclosed, people with physical and mental disabilities, veterans, youth and young adults, and
youth aging out of foster care.
Employment and Economy
Economic conditions in Collier County have recovered significantly in the past decade, and the
County has emerged as a more diversified economy than it was before the Great Recession. The
number of jobs has grown steadily during the decade, and unemployment rates have remained
relatively low during recent years (below 3%). Wages have slightly risen 1.9% in the County as
reflected in the household earnings chart below:
Household Earnings 2017‐2019
Collier County, Florida
2017 2018 2019
$40,622.00 $40,892.00 $41,415.00
Source: Census, ACS Estimates 2017‐2019, data.census.gov
As of 2019, there were 166,353 (50.7%) persons in the labor force 16 years and older and
161,557 (49.3%) not in the labor force. According to 2019 ACS estimates, 4,929 or 1.5% of the
total population was unemployed.
While there have been recent and significant job losses as a result of COVID‐19, it is unclear
how sustained these job losses will be as social distancing measures diminish. It is apparent
however that many people with limited incomes are experiencing financial instability as a result
of recent events.
Housing Units and Tenure
According to 2019 ACS estimates, the County had a total of 222,289 housing units. The majority
of the housing units are single family 1‐unit detached unit structures at 90,552 (40.7%) of the
total units. The remainder consisting of 1‐unit, attached at 15,145 (6.8%), 2‐9 multi‐family units
at 44,174 (20.1%), 10‐20 multi‐family units at 59,697 (26.9%) and a small share of
mobile/manufactured homes at 12,499 (5.6%) of the housing units.
Housing Cost Burden
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While wages and incomes have continued to rise in recent years, they have not kept pace with
the cost of both owner and rental housing in Collier County. From 2010 to 2019, Median
Household Income increased 44% from 2010 at $52,730 to 2019 at $76,025. Housing costs in
the county area have risen more sharply since 2010, especially in recent years. According to
2019 ACS estimates, the County’s median home prices have increased by 44.8% between 2010
and 2019, reaching $370,000. The County’s median gross rental rates have also increased
substantially faster than incomes and the home values. Between 2010 and 2019, the median
rental rate rose to 48.3% from $942 in 2010 to $1,397 in 2019. As a result, many households
pay more for housing than is affordable, or are unable to afford any housing. Households
paying more than 30% of household income are considered to have a ‘housing cost burden’.
According to 2019 ACS, a total of 19,977 of renters in Collier County have cost burdens greater
than 30% of their income, while a total of 14,910 of homeowners have cost burdens greater
than 30% but less than 50% of their income. HUD Comprehensive Housing Affordable Strategy
(CHAS) (2011‐2015) data estimates the County had a total of 13,977 renter households and
14,154 of owner households spent more than 30% of their income on housing costs.
Housing Conditions and Lead Based Paint
The U.S. Environmental Protection Agency’s Report on the National Survey of Lead‐Based Paint
in Housing released in 1995 found that 83% of the nation’s privately owned housing units built
before 1980 had lead‐based paint somewhere in the building. The study suggests that older
homes are more likely to have lead‐based paint than newer homes. According to the 2019 ACS,
approximately 17% (37,852) of the total housing units were built prior to 1980 may be at risk of
containing lead‐based paint. Lead‐based paint numbers are estimated since census data is not
broken out annually. Since lead‐based paint was outlawed in 1978 and census data is not
available annually, all housing built after 1980 was excluded from the potential pool of housing
potentially contaminated with lead‐based paint.
Despite the age of the housing stock, the physical condition of the housing in Collier County is
generally good, as there are relatively few housing units (1,715) in the area that are considered
substandard according to HUD. Based on input received during provider and public
consultations, units available to low‐income residents tend to have more significant issues, and
because of the scarcity of affordable low‐income housing, residents are reluctant to raise their
concerns for fear of losing the housing.
2.Summary of the objectives and outcomes identified in the Plan Needs Assessment
Overview
During the development of the Consolidated Plan, seven priority needs were identified. The
priority needs and associated goals for 2021‐2025 are summarized below:
1.Housing Affordability
New Construction, Rehabilitation, or Acquisition of Housing for Homeownership
New Construction, Rehabilitation, or Acquisition of Housing for Rental Housing
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Homebuyer Assistance
CHDO Set‐Aside
Tenant Based Rental Assistance
2.Homelessness & Homelessness Prevention
Support Emergency Housing and Services for the Homeless
HMIS Support
Provide Rapid Re‐Housing and Homelessness Prevention
3.Public Facilities
Improve Public Facilities
Improve Other Facilities
4.Public Infrastructure Improvements
Public Infrastructure Improvements
5.Public Services
Provide Public Service
6.Affirmatively Furthering Fair Housing Choice
Provide assistance and education to homebuyers.
7.Program Administration and Planning
Program Administration
3.Evaluation of past performance
Each year, Collier County reports its progress in meeting the five‐year and annual goals in the
Consolidated Annual Performance Evaluation Report (CAPER). Listed below are some of the
goals and accomplishments in the County’s Fiscal Year (FY) 2019 CAPER.
The County successfully utilized CDBG, HOME, and ESG funds by increasing housing assistance
for low‐ and moderate‐income persons and allocating funds to public infrastructure and facility
improvements, public services to local non‐profit organizations to provide essential social
services for the homeless, LMI persons, and non‐homeless special needs population, affordable
housing initiative and at‐risk of homelessness activities.
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For FY2020, the fourth year of the Consolidated Plan period, Collier County made significant
strides in meeting the strategic plan objectives. Collier County expended an estimated
$2,669,701.85 in CDBG, HOME, and ESG funding on activities meeting its strategic plan goals
and assisted approximately 391 persons through public services, land acquisition to benefit 51
households with future affordable housing, public facilities and infrastructure projects also had
an area wide benefit of over 24,587 low‐moderate persons in the County.
4.Summary of citizen participation process and consultation process
During the preparation of Collier County’s FY2021‐2025 Consolidated Plan and FY2021 Action
Plan, a Public Hearing was held on May 3, 2021 to obtain the specific housing and related
services needs for the County. All comments received have been included in this Consolidated
Plan. The following methods were used to obtain public and private input:
Two needs assessment meetings were held on February 17, 2021 to obtain the specific
housing and related services needs for the County.
A 30‐day comment period was held from April 30, 2021 through May 31, 2021 for the
public to review and provide comments on the Annual Action Plan. The plan was
available for review in hard copy at the County’s Community and Human Services
Division and on the County’s website at https://www.colliercountyfl.gov/your‐
government/divisions‐a‐e/community‐and‐human‐services
5.Summary of public comments
Below are the summary comments received during the needs assessment meeting.
Question 1. What do you believe are the greatest community development needs in the
area? Where are these needs most acute?
Responses:
Affordable Housing is a large need
There is a deferred maintenance of affordable housing due to past Hurricane
Irma
High need for affordable housing in Immokalee
Habitat for Humanity is a proponent affordable housing
There is a high need for senior housing and workforce housing
Access to affordable housing across the spectrum
There are no county incentives for affordable housing
Rural neighborhoods have a high need for rental for low‐income households
Land development cost are extraordinarily high
Habitat builds 90‐100 per year but still have a waiting list
Other needs include food deserts, low access to transportation, emergency beds
and transitional shelters, and not enough housing
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Bulk of the economy is in the coastal areas in Collier.
Rural areas have several low wages jobs
Majority of income for Collier County residents earn less than $35,000 a year.
2‐bedroom rent is about $1,500 per month
Median home prices in Collier are $550,000
There is a high influx of out of state persons using up affordable rental property.
Question 2 What do you believe are the greatest fair and affordable housing needs in
the area? Where is this housing most needed?
The greatest need is access to housing under $400,000.
Lots of development of Condo’s that are under $300,000 with HOAs which
makes it unaffordable.
Strong coalition of nonprofit network
Immokalee Fair Housing Alliance is currently building 128 affordable units.
Question 3. Do area residents of similar incomes generally have the same range of
housing options?
No, there are not good housing options for low wage earners.
Low wage earners may have to rent a room or substandard units.
Question 4. Are there any barriers other than income/savings that might limit housing
choices?
Primary barrier is affordability, clients have to decide where to live.
Question 5. Are public resources (e.g., parks, schools, roads, police & fire services, etc.)
invested evenly throughout all neighborhoods?
County has put in sufficient efforts to ensuring equal resources like parks in all
areas.
There is a greater focus on public resources available throughout the County.
80% of Collier is restricted by wetlands.
Rural Neighborhood, a nonprofit organization, has acquired affordable rental
housing and will build 400‐unit apartment complex.
Other Comments:
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The issue of persons who are not legal remains with any funds appropriated from Collier County
since there was an Executive Summary passed by the BCC for housing programs back in 2016
that stated in Collier funds would be used for U.S. citizens and registered aliens.
6.Summary of comments or views not accepted and the reasons for not accepting them.
All comments were accepted.
7.Summary
In summary, the Consolidated Plan and Annual Action Plan have been developed with
community input and reflect the needs of the County. Many components of the Consolidated
Plan were built on prior plans and strategies generated by local input. During the next Five‐year
Consolidated Plan period the County will continue to utilize CDBG, HOME and ESG funding to
address the priority needs of low‐income households.
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The Process
The Consolidated Plan was developed through extensive consultation with partner
organizations and other stakeholders, as well as broad input from community members.
Several intergovernmental and advisory committees—representing the affordable housing
provider, advocates, and other key community stakeholders—played an integral role. The
Consolidated Plan also incorporated valuable data and analysis from several recently published
reports on demographic, housing, community, and economic development conditions and
needs. Service providers also shared their insights through an online survey. Extensive public
outreach was conducted to allow other community members to share their insights during the
planning process through public hearings, and online surveys. This section summarizes the
extensive consultation and citizen outreach conducted.
PR‐05 Lead & Responsible Agencies 24 CFR 91.200(b)
1.Describe agency/entity responsible for preparing the Consolidated Plan and those
responsible for administration of each grant program and funding source
The following are the agencies/entities responsible for preparing the Consolidated Plan and
those responsible for administration of each grant program and funding source.
Agency Role Name Department/Agency
CDBG Administrator Collier County Community & Human Services Division
HOME Administrator Collier County Community & Human Services Division
ESG Administrator Collier County Community & Human Services Division
Table 1 – Responsible Agencies
Narrative
The Collier County Community & Human Services Division is the lead agency responsible for the
development, administration, and review of the 2021‐2025 Consolidated Plan and the 2021
Annual Action Plan. The Division administers Community Development Block Grant (CDBG),
HOME Investment Partnerships (HOME), and Emergency Solutions Grants (ESG) funds received
from the U.S. Department of Housing and Urban Development (HUD), and coordinates
execution of projects related to the priorities and goals identified in the Consolidated Plan.
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Consolidated Plan Public Contact Information
Kristi Sonntag, Director
Community and Human Services Division
3339 East Tamiami Trail
Health and Public Services Building H, Room 213
Naples, Florida 34112
Phone: (239) 252‐2486
Fax: (239) 252‐2638
Email: Kristi.Sonntag@colliercountyfl.gov
Website: http://www.colliergov.net/your‐government/divisions‐a‐e/community‐and‐human‐
services
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PR‐10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and
91.315(I)
1.Introduction
The County developed an outreach effort to maximize input from a large cross‐section of
stakeholders. This outreach effort included public meetings, neighborhood meetings, published
meeting notices, and a web survey conducted in both English and Spanish. Consultation with
the community and affected service providers is a fundamental component of the Consolidated
Plan and Action Plan process. Collier County conducted significant consultation with citizens,
municipal officials, non‐profit agencies, public housing agencies, governmental agencies, and
the Continuum of Care in preparing this Plan.
The last piece of the stakeholder outreach component involved surveying local broadband and
hazard mitigation agencies. Additionally, a total of 536 stakeholders completed surveys
inquiring about the community and housing needs throughout the County. The County held two
virtual public meetings on February 17, 2021 at 11:00am and 3:00pm through its public
participation process prior to the development of the plan and one public meeting to review
the draft priorities. These meetings are summarized in the Citizen Participation Section of this
plan. Drafts of the plans have been posted on the County webpage. Notices of public meetings
and hearings were published in the local newspaper.
Stakeholder Focus Groups and Interviews: From February 2021 through April 2021, a series of
stakeholder meetings and interviews was conducted to discuss issues and opportunities related
to housing and community development needs as well as fair housing issues. Individuals
representing government and policy makers, nonprofit organizations, affordable housing
providers, and other interested parties were invited to participate to ensure that as many
points of view as possible were heard. Over the course of one‐on‐one interviews and small
focus group meetings, approximately five local nonprofit organizations provided their feedback
in person. Several meetings were held with the local committees and in other settings. Public
presentations of the findings and recommendations from the Needs Assessment, Market
Analysis, and Priority and Needs sections were shared at multiple community meetings in
February.
Community and Agency Surveys: Separate online surveys were developed to gather
information about current community conditions and needs. A total of 536 representatives
from community agencies and the public responded to the online survey. This survey sought
input from housing community development stakeholders and community members for the
purposes of identifying priority needs, reviewing, and providing feedback on the County’s
current priorities, and providing feedback on the housing and community development
conditions in Collier County. The agency survey received responses from a range of
organizations including city agencies, housing providers, and social service providers and
advocate groups. The participating agencies provide social services support to low‐income and
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near‐homeless populations to maintain housing and secure available public and private
resources. Agencies providing temporary and transitional housing to at‐risk populations like
single mothers, victims of domestic abuse, elderly, people with disabilities and/or mental
illnesses, etc. were identified and reached out to for information through the survey as well as
in‐depth interviews.
Consolidated Plan Advisory Committee: The Affordable Housing Advisory Committee provided
input and feedback during several meetings on current housing and community development
conditions, needs, and strategies.
Provide a concise summary of the jurisdiction’s activities to enhance coordination between
public and assisted housing providers and private and governmental health, mental health,
and service agencies (91.215(I)).
During the development of the Consolidated Plan, the County sought to encourage a high level
of public communication and agency consultation in an effort to demonstrate its commitment
to identifying priority needs and engaging the participation of citizens, public agencies, and
nonprofit organizations in a positive and collaborative manner. A list of stakeholders and
affordable housing providers was developed and included public agencies and private nonprofit
organizations whose missions included the provision of affordable housing and human services
to LMI households and persons. These stakeholders were invited to participate in needs
assessment meetings held for the purpose of developing the Consolidated Plan. The list of
stakeholders is included in the Citizen Participation Comments section. Based on the public
meetings, a set of priorities was established by the County for the next five years as shown in
SP‐25 of this document.
Describe coordination with the Continuum of Care and efforts to address the needs of
homeless persons (particularly chronically homeless individuals and families, families with
children, veterans, and unaccompanied youth) and persons at risk of homelessness.
Collier County staff attends bi‐monthly meetings with the Hunger & Homeless Coalition of
Collier County and area service providers to enhance the community's comprehensive
Continuum of Care system to end homelessness. This dynamic partnership includes
collaborative efforts of a variety of community groups, government agencies. The Hunger &
Homeless Coalition of Collier County serves as the Lead Agency and has been designated by the
CoC as the Collaborative Applicant to apply for the HUD CoC grant on behalf of Collier County’s
Continuum of Care. The County enhances coordination of public, private, and non‐profit
housing providers, human service agencies, and social service providers through the following
actions:
Continues to work with other jurisdictions and the Collier County Housing Authority to
prioritize housing needs, provide services, and maximize the use of federal, state, and
local funds for affordable housing, community development, and related services.
Continues to participate in coordinated efforts for shelter and services assisting
homeless
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individuals and families.
County staff participates in many of the committees that provide direction for 10‐year
plan to end homelessness.
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in
determining how to allocate ESG funds, develop performance standards and evaluate
outcomes, and develop funding, policies, and procedures for the administration of HMIS.
The Collier County Hunger and Homeless Coalition (CCHHC) serves as the lead agency for Collier
County’s Continuum of Care. Members of the Continuum of Care provided input during
stakeholder interviews and in the project selection process. The CoC is responsible for
designating a Homeless Management Information System (HMIS) and a Lead Agency
responsible for its management and has primary responsibility for ensuring that Homeless
Management Information System (HMIS) is fully funded with appropriate policies and
procedures, which were last updated in 2020. The CoC also works closely Collier County (ESG
recipient) to allocate funds and monitor outcomes.
2.Describe Agencies, groups, organizations, and others who participated in the process
and describe the jurisdictions consultations with housing, social service agencies and other
entities.
Individual consultations with members of public and non‐profit organizations took place
throughout the development of the Consolidated Plan. Additionally, a survey was conducted.
Input from these meetings and survey information assisted with the identification of
community needs, market conditions, priority needs and the resulting strategic plan.
Agency/Group/Organization Able Academy
Agency/Group/Organization
Type Children Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs1
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Boys & Girls Club of Collier County2
Agency/Group/Organization Youth services
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Type
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Children's Advocacy Center of Collier County
Agency/Group/Organization
Type Youth services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs3
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Collier County Housing Authority
Agency/Group/Organization
Type Housing
What section of the Plan was
addressed by Consultation?Housing Need Assessment4
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Collier County Hunger and Homeless Coalition5
Agency/Group/Organization
Type Homeless Services
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What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Collier Resource Center, Inc.
Agency/Group/Organization
Type Supportive Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs6
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Collier Senior Resources
Agency/Group/Organization
Type Senior Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs7
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization David Lawrence Centers for Behavioral Health
Agency/Group/Organization
Type Special Needs Services
8
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
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How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Drug Free Collier
Agency/Group/Organization
Type Special Needs Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs9
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Empty Bowls Naples, Inc
Agency/Group/Organization
Type Supportive Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
10 How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Grace Place for Children and Families
Agency/Group/Organization
Type Youth services
11
What section of the Plan was Other – Non‐Housing Community Development Needs
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addressed by Consultation?
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Habitat for Humanity of Collier County
Agency/Group/Organization
Type Housing
What section of the Plan was
addressed by Consultation?Housing Need Assessment12
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Harry Chapin Food Bank
Agency/Group/Organization
Type Community Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs13
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Hope for Families Ministry
Agency/Group/Organization
Type Community Services
14
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
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How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Immokalee CRA
Agency/Group/Organization
Type Neighborhood Organization
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs15
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Immokalee Fair Housing Alliance
Agency/Group/Organization
Type Fair Housing
What section of the Plan was
addressed by Consultation?Services ‐ Barriers to Fair Housing16
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Legal Aid Service of Collier County
Agency/Group/Organization
Type Legal Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
17
How was the
Agency/Group/Organization
consulted and what are the
The organization was consulted through a virtual
Needs Assessment Meeting
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anticipated outcomes of the
consultation or areas for
improved coordination?
Agency/Group/Organization Lighthouse of Collier
Agency/Group/Organization
Type Special Needs Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs18
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Meals of Hope
Agency/Group/Organization
Type Supportive Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs19
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization NAMI Collier County
Agency/Group/Organization
Type Supportive Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
20
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
The organization was consulted through a virtual
Needs Assessment Meeting
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improved coordination?
Agency/Group/Organization Naples Senior Center at JFCS
Agency/Group/Organization
Type Senior Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs21
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Our Daily Bread Food Pantry Incorporated
Agency/Group/Organization
Type Community Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs22
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Residential Options of Florida (ROOF)
Agency/Group/Organization
Type Homeless Services
What section of the Plan was
addressed by Consultation?Services – Homeless
23
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
The organization was consulted through a virtual
Needs Assessment Meeting
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consultation or areas for
improved coordination?
Agency/Group/Organization St. Matthews House
Agency/Group/Organization
Type Homeless Services
What section of the Plan was
addressed by Consultation?Services – Homeless24
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization St. Vincent de Paul Society, Naples
Agency/Group/Organization
Type Community Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs25
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization STARability Foundation
Agency/Group/Organization
Type Special Needs Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
26
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
The organization was consulted through a virtual
Needs Assessment Meeting
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improved coordination?
Agency/Group/Organization The Immokalee Foundation
Agency/Group/Organization
Type Supportive Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs27
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization The Salvation Army Naples
Agency/Group/Organization
Type Community Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs28
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization The Shelter for Abused Women & Children
Agency/Group/Organization
Type Special Needs Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
29
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
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Agency/Group/Organization United Way of Collier and the Keys
Agency/Group/Organization
Type Supportive Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
30 How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Wounded Warriors of Collier
Agency/Group/Organization
Type Veterans Services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs31
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The organization was consulted through a virtual
Needs Assessment Meeting
Agency/Group/Organization Youth Haven, Inc.
Agency/Group/Organization
Type Youth services
What section of the Plan was
addressed by Consultation?Other – Non‐Housing Community Development Needs
32
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
The organization was consulted through a virtual
Needs Assessment Meeting
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improved coordination?
Table 2 – Other local / regional / federal planning efforts
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Identify any Agency Types not consulted and provide rationale for not consulting.
All entities were considered for consultation.
Other local/regional/state/federal planning efforts considered when preparing the Plan
Name of Plan Lead Organization How do the goals of your
Strategic Plan overlap with
the goals of each plan?
Continuum of Care Hunger & Homeless Coalition
of Collier County
Affordable housing, services,
and economic development
10 Year Plan to Prevent
Hunger and End
Homelessness
Hunger & Homeless Coalition
of Collier County
The Strategic Plan's goals to
address homelessness align
with Continuum of Care's
goals and strategies.
Analysis of Impediments to
Fair Housing Choice, 2021 Collier County
Barriers to affordable
housing opportunities from
the Analysis of Impediments
were included in this
Consolidated Plan.
Collier County MHSA
Strategic Plan 2019 Collier County
The MHSA, adopted in 2019,
coordinates assistance for
those with mental health and
substance abuse in the area.
Urban Land Institute Advisory
Services Report Collier County
The ULI Report defines how
the county will expand
affordable housing.
Table 2 – Other local / regional / federal planning efforts
Describe cooperation and coordination with other public entities, including the State and any
adjacent units of general local government, in the implementation of the Consolidated Plan
(91.215(l))
In accordance with 24 CFR 91.100(4), the County notified adjacent units of local government of
the non‐housing community development needs included in its Consolidated Plan. The County
will continue to interact with public entities at all levels to ensure coordination and cooperation
in the implementation of the Consolidated Plan and thereby maximizing the benefits of the
County’s housing and community development activities for the residents being served.
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Coordination with private industry, businesses, developers, and social service agencies included
Individual consultations were conducted with affordable housing developers and the social
service agencies. The input received during these consultations informed the development of
priority needs and recommended strategies. For example, through consultations with
developers, it was determined that there remains insufficient access to affordable housing.
Likewise, developers have a difficult time finding developable land for affordable housing. The
Collier County staff that coordinated the development of the 2021 Consolidated Plan used the
Citizen Participation Plan as a guide for consultations. Consultations were conducted with
public and non‐profit organizations. There were also several public advisory committees that
were consulted. Input received from the consultations informed the Needs Assessment, Market
Analysis, and Strategic Plan
Narrative (optional):
Combined, these agencies provide housing and supportive services to the community's special
needs populations, including persons with disabilities, homeless families and individuals,
chronic homeless persons, persons with HIV/AIDS, and the elderly. In addition to many of the
agencies listed above many of the groups and agencies that were consulted provided
information during the development of the plan.
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PR‐15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c)
1.Summary of citizen participation process/Efforts made to broaden citizen
participation.
Summarize citizen participation process and how it impacted goal setting.
Collier County staff worked with the community in developing goals and objectives. The
developed goals are a result of feedback from the community regarding issues to be resolved
and projects in need of funding. Collier County has an adopted Citizen Participation Plan to
ensure consistent outreach efforts. A community needs survey in English and Spanish was
available to residents, housing service providers. The survey ran from January 12, 2021 through
February 5, 2021 and was advertised along with the community, meetings through a
newspaper advertisement and English and Spanish. A total of 536 surveys were collected. The
community survey was released online and promoted through the County’s Community and
Human Services’ web‐based resources. The survey respondents ranked helping families with
children, providing mortgage and ongoing rental assistance, increasing emergency shelter
space/permanent supportive housing, creating jobs in low‐income neighborhoods, creating
additional rental housing, assisting human service agencies with facilities acquisition or
improvements, and housing services as high priorities and needs for the Collier County
community.
All municipalities were encouraged to have active participation in preparation of the
Consolidated Plan by all residents who are affected by Community Development Block Grant
(CDBG), HOME Investment Partnerships (HOME), and Emergency Solutions Grants (ESG) funds.
The Citizen Participation Plan outlines local responsibilities to provide opportunities for resident
involvement. In addition to the survey, residents were invited to participate in an open house
to learn about needs identified and strategies being considered to address those needs.
Participants were able to provide direct feedback. This feedback informed the selection of
priority needs and strategies for the Consolidated Plan, the identification of impediments to fair
housing, and the identification of regulatory barriers.
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Citizen Participation Outreach
Sort
Order
Mode of
Outreach
Target of
Outreach
Summary of
Response
/attendance
Summary of
Comments
received
Summary of
comments not
accepted
and reasons
URL (If applicable)
1 Internet
Outreach
Non‐targeted
broad
community
536 See Survey
Results in
Citizen
Participation
Comments.
None https://www.surveymonkey.com/
r/CollierCountyNeeds
https://www.surveymonkey.com/
r/ColliernecesitaEspanol
2 Virtual Public
Needs
Assessment
Meetings
Housing,
community
development,
and social service
organizations
Five local
organizations
attended the
Needs Assessment
Meeting.
Affordable
Housing, lack of
shelters, need
for housing
rehabilitation
None meet.google.com/ikw‐qtfk‐jbz
3 Public
Hearing
Non‐
targeted/broad
community
The public was
notified of the
public meetings via
a newspaper ad
The County did
not receive any
comments
during the
public hearing.
All comments
were accepted
4
Direct
Contact
Community
Stakeholders,
Nonprofits,
27 Community
stakeholder
interviews were
held to assess
needs in the
County.
Consolidated
Plan 2020‐2025
priority needs
were
established
from
comments.
N/A N/A
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Sort
Order
Mode of
Outreach
Target of
Outreach
Summary of
Response
/attendance
Summary of
Comments
received
Summary of
comments not
accepted
and reasons
URL (If applicable)
5
Newspaper
Ad
Non‐English
Speaking ‐
Specify
other language:
Spanish
Nontargeted/
broad
community
A public notice
published in
the Naples Daily
News
on
advertised the
availability
of a draft version
of the
plan. This draft was
accessible online at
the Collier County
Community and
Human Services'
website
beginning on
and ending on
during which time
public comment
could be submitted
There were no
comments
received
All comments are
accepted, and
none rejected
Table 3 – Citizen Participation Outreach
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Community Profile and Needs
The Collier County Consolidated Plan relies upon multiple forms of qualitative and quantitative
data as well as community input in order to identify housing, homelessness, and community
development needs and trends. This picture of need is the basis of the proposed objectives and
outcomes for the 2021 Consolidated Plan. In addition to the US Census, updated American
Community Survey (ACS) data and community surveys that provides the foundation for
development of the document, the Cities of Naples, Everglades, and Marco Island built on the
work of several active committees and recent studies that addressed housing, homeless and
community development. The assessment was also informed by additional consultations with
city officials and other important stakeholders such as the Affordable Housing Advisory
Committee, United Way of Collier County, and the Collier County Homeless Coalition.
In 2020, the County’s economy has continued to diversify and improve, while at the same time
leaving many in the community still struggling to find jobs with wages to cover increasing
housing costs. There is a significant number of households who cannot meet the basic needs for
food, shelter, medical care, and transportation. In addition, there are a growing number of
seniors, persons with disabilities, and others who are unable to work. These factors, combined
with a very tight housing market, have resulted in many households paying more than they can
afford, and a growing number of persons experiencing homelessness. It is important to note
that the impacts of the COVID‐19 are too recent to be reflected in the data used for the analysis
provided below.
Population Growth
As noted in the 2019 Census American Community Survey, Collier County, Florida had a total
population of 384,902 of which 195,189 or 50.7% are female and 189,713 or 49.2% are males
when compared to 2010, County’s population was 322,472 with 162,493 or 50.3% of females
and 159,979 or 49.6% of males. Therefore, reflecting a 19.3% population increase in the Collier
County. Population grew to 21,812 in Naples, 7.32% increase since 2010. The population also
increased in Marco Island to 17,834, a 5.14% increase since 2010. Last, Everglades City’s
population decreased to 190, a 41.89% decrease since 2010.
Age Distribution
The population of Collier County is aging. In 2010, there were 70,289 people aged 60 to 75 and
this grew to 87,043 in 2020. For the same period, there were 136,079 people under age 45 in
2010, which has also risen to 162,534 in 2020.
Racial and Ethnic Composition
Collier County is becoming increasingly racially and ethnically diverse. Latino residents are the
fastest growing population, representing 28.6% of the population in the County in 2019. While
11.5% of the population is non‐white comprised of 28,704 African Americans, 6,961 Asians,
1,768 American Indian and Alaska Natives, and 6,414 multi‐racial persons. %%%
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Household Composition
As of 2020, family households still make up the largest percentage of households with 69.19%
(6,441 in Naples, 5,714 in Marco Island, and 57 in Everglades City) and of those, 10,194 of
households are single female‐ headed households. There has also been a significant increase in
single person households which now make up 30.80% of all households. The largest growth in
household type is non‐family households which increased 12.24% between 2010 and 2020.
Average household size is 2.71 in Collier County.
Multigenerational living is defined as residing in a home with three or more generations.
According to Generations United, the past ten years have seen a remarkably large leap in
multigenerational living, from 7% of Americans 2011 to 26% of Americans in 2021. As noted in
the 2010 Census, Collier County had a total of 118,258 households of which 2.6% (3,022) were
living in multigenerational households. This data is collected during the decennial census every
ten years and this data is the most recent data available.
MULTIGENERATIONAL HOUSEHOLDS
Label Estimate Percent
Multigenerational
Households 3,022 2.6%
Other Households 115,236 97.4%
TOTAL 118,258 100%
Source: 2010 American Community Survey, 2010: ACS 1‐Year Estimates Detailed Tables
Income and Poverty
According to 2019 ACS, the median income of households in Collier County,
Florida was $76,025. An estimated 4.8% of households had income below $10,000 a year
and 13.1% had income over $200,000 or more. Although growing, the Median Household
Income for Collier County is higher than the US ($65,712) and our northern county, Lee County
($57,832). Further, there are many residents in Collier County that are struggling, as evidenced
by other indicators: 6.5% or 9,164 residents receive food stamp benefits (SNAP), 61% of
students are eligible for free and reduced lunch. Low wages also contribute to financial
instability. In 2019, 48,825 individuals in Collier County had incomes below 125%%of the
poverty levels as indicated in the chart below.
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Source: https://dch.georgia.gov/document/document/2019‐federal‐poverty‐guidelines/download
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Persons with Disabilities
According to the 2019 ACS, of the total population of 384,902 there were 47,569 people, or
12.3%, live with one or more disabilities. The highest reported disabilities include ambulatory at
6.3%, cognitive at 3.9%, and difficulty with independent living 5.2%.
Persons Experiencing Homelessness
The 2021 Point‐in‐Time Count (PIT) identified 568 people in Collier County experiencing
homelessness, a 5.8% decrease from 2020. Over 25% of this population, or 144 individuals, met
HUD’s definition of unsheltered. As a disclaimer, these numbers may be under reported due to
COVID. The 2021 PIT count also found that 169 persons experiencing homelessness were
seriously mentally ill, 198 reported substance abuse, 34 were veterans, 49 were seniors, and 49
were families with comprised of adults and 109 children. For FY 2021, Collier County reported
that 568 unduplicated individuals who were homeless received human services from one or
more agencies. During the 2020‐2021 school year, the Collier County public school reported
805 homeless youth, includes students who are staying with friends or family. The reported
number includes 183 homeless youth (16 and older) who were unaccompanied.
Persons with Special Needs who are not Homeless
Limited new data exists specific to non‐homeless special needs populations in Collier County.
There are numerous sub‐populations in this community. Of those, there are some that have
both enough and unique housing and service needs that warrant identification. Those include
the following: families with children, seniors, ex‐offenders, people with HIV/AIDS, victims of
domestic violence, people with drug and alcohol addictions, people who are evicted or
foreclosed, people with physical and mental disabilities, veterans, youth and young adults, and
youth aging out of foster care.
Employment and Economy
Economic conditions in Collier County have recovered significantly in the past decade, and the
County has emerged as a more diversified economy than it was before the Great Recession. The
number of jobs has grown steadily during the decade, and unemployment rates have remained
relatively low during recent years (below 3%). Wages have slightly risen 1.9% in the County as
reflected in the household earnings chart below:
Household Earnings 2017‐2019
Collier County, Florida
2017 2018 2019
$40,622.00 $40,892.00 $41,415.00
Source: Census, ACS Estimates 2017‐2019, data.census.gov
As of 2019, there were 166,353 (50.7%) persons in the labor force 16 years and older and
161,557 (49.3%) not in the labor force. According to 2019 ACS estimates, 4,929 or 1.5% of the
total population was unemployed.
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While there have been recent and significant job losses as a result of COVID‐19, it is unclear
how sustained these job losses will be as social distancing measures diminish. It is apparent
however that many people with limited incomes are experiencing financial instability as a result
of recent events.
Housing Units and Tenure
According to 2019 ACS estimates, the County had a total of 222,289 housing units. The majority
of the housing units are single family 1‐unit detached unit structures at 90,552 (40.7%) of the
total units. The remainder consisting of 1‐unit, attached at 15,145 (6.8%), 2‐9 multi‐family units
at 44,174 (20.1%), 10‐20 multi‐family units at 59,697 (26.9%) and a small share of
mobile/manufactured homes at 12,499 (5.6%) of the housing units.
Housing Cost Burden
While wages and incomes have continued to rise in recent years, they have not kept pace with
the cost of both owner and rental housing in Collier County. From 2010 to 2019, Median
Household Income increased 44% from 2010 at $52,730 to 2019 at $76,025. Housing costs in
the county area have risen more sharply since 2010, especially in recent years. According to
2019 ACS estimates, the County’s median home prices have increased by 44.8% between 2010
and 2019, reaching $370,000. The County’s median gross rental rates have also increased
substantially faster than incomes and the home values. Between 2010 and 2019, the median
rental rate rose to 48.3% from $942 in 2010 to $1,397 in 2019. As a result, many households
pay more for housing than is affordable, or are unable to afford any housing. Households
paying more than 30% of household income are considered to have a ‘housing cost burden’. A
total of 9,545 of renters in Collier County have cost burdens greater than 30% but less than 50%
of the Area Median Income, while a total of 14,685 of homeowners have cost burdens greater
than 30% but less than 50% of the Area Median Income.
Housing Conditions and Lead Based Paint
Approximately 17% (37,852) of the total housing units were built prior to 1980 and may contain
lead‐based paint. Approximately 37,852 homes pose potential lead‐based paint hazards in
Collier County.
Despite the age of the housing stock, the physical condition of the housing in Collier County is
generally good, as there are relatively few housing units (1,715) in the area that are considered
substandard according to HUD. Based on input received during provider and public
consultations, units available to low‐income residents tend to have more significant issues, and
because of the scarcity of affordable low‐income housing, residents are reluctant to raise their
concerns for fear of losing the housing.
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Needs Assessment
The Needs Assessment examines needs related to affordable housing, special needs housing,
community development and homelessness. With input from data and market analysis, as well
as community outreach and stakeholder consultation, the Needs Assessment identifies needs
that form the basis for the Strategic Plan section and future programs and projects to
implement the strategic plan.
NA‐05 Overview
Needs Assessment Overview
Based on HUD provided figures, the following data indicates the number and percentage of
renters and homeowners who may be subject to housing problems, based on income level. The
current economic recession has substantially increased the number of households experiencing
housing problems and cost burdens.
HUD receives a “special tabulation” of data from the U.S. Census Bureau’s American
Community Survey (ACS) that is largely not available through standard Census products. These
“special tabulation” data provide counts of the numbers of households that fit certain
combinations of HUD‐specified criteria such as housing needs, HUD‐defined income limits
(primarily 30, 50, and 80% of area median income) and household types of particular interest to
planners and policymakers. This data, known as the Comprehensive Housing Affordability
Strategy (CHAS) data, is used by local governments for housing planning and as part of the
Consolidated Planning process.
Assessing the specific housing needs of Collier County is critical to creating a realistic and
responsive affordable housing strategy. As such, an assessment of the County’s affordable
rental and single‐family homes was conducted based on available demographic, economic and
housing data for Collier County utilizing HUD’s new eCon Planning Suite downloaded in the
Integrated Disbursement and Information System (IDIS). The eCon Planning Suite pre‐populates
the most up‐to‐date housing and economic data available to assist jurisdictions identify funding
priorities in the Consolidated Plan and Annual Action Plan. Highlights of this assessment are
provided in this section.
NA‐10 Housing Needs Assessment ‐ 24 CFR 91.205 (a,b,c)
Summary of Housing Needs
According to the 2019 American Community Survey, Collier County is home to 384,902
residents. As indicated below by the ACS data, there were 321,520 residents living in 118,289
households in 2010, as shown in Table 4. As noted in the 2019 ACS, Collier County had a total of
140,578 households. By comparison in 2010, the population and number of households had
increased by 19.7%. Likewise, the number of households in 2019 (140,578) also increased by
18.8% since 2010. Compared to the 2019 State of Florida and national figures of $59,227.00
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and $65,712.00 respectively, Collier County has a higher median income of $76,025.00
compared to the state and the national median household income.
HOUSING TENURE
Estimate Percent
Owner‐Occupied Housing Units 104,357 74.2%
Renter‐Occupied Housing Units 36,221 25.8%
TOTAL UNITS 140,578 100.0%
2019 ACS (Most Recent Year)
Demographics Base Year: 2010 Most Recent Year: 2019 % Change
Population 321,520 384,902 19.7%
Households 118,289 140,578 18.8%
Median Income $52,730 $76,025 44.1%
Table 4 ‐ Housing Needs Assessment Demographics
Data Source:2010 ACS (Base Year), 2019 ACS (Most Recent Year)
Number of Households Table
Table 5 ‐ Total Households Table
Data
Source:
2011‐2015 CHAS
0‐30%
HAMFI
>30‐50%
HAMFI
>50‐80%
HAMFI
>80‐
100%
HAMFI
>100%
HAMFI
Total Households 11,000 13,090 20,790 11,710 54,545
Small Family Households 3,474 4,470 5,800 4,630 18,420
Large Family Households 870 1,430 2,084 710 2,724
Household contains at least one person 62‐74
years of age 2,484 3,125 5,380 3,154 18,700
Household contains at least one‐person age 75 or
older 2,418 3,040 5,169 2,140 10,934
Households with one or more children 6 years old
or younger 1,804 2,849 2,868 1,378 4,076
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Housing Needs Summary Tables
1. Housing Problems (Households with one of the listed needs)
Renter Owner
0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total 0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total
NUMBER OF HOUSEHOLDS
Substandard Housing
‐ Lacking complete
plumbing or kitchen
facilities
60 190 105 120 475 35 34 145 85 299
Severely
Overcrowded ‐ With
>1.51 people per
room (and complete
kitchen and
plumbing)
205 340 105 4 654 80 8 30 55 173
Overcrowded ‐ With
1.01‐1.5 people per
room (and none of
the above problems)
555 855 534 160 2,104 169 270 430 195 1,064
Housing cost burden
greater than 50% of
income (and none of
the above problems)
3,180 2,120 860 90 6,250 3,325 2,300 2,175 935 8,735
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Renter Owner
0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total 0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total
Housing cost burden
greater than 30% of
income (and none of
the above problems)
235 1,985 3,440 1,025 6,685 645 1,865 3,205 1,760 7,475
Zero/negative
Income (and none of
the above problems)
495 0 0 0 495 959 0 0 0 959
Table 6 – Housing Problems Table
Data
Source:
2011‐2015 CHAS
The following tables identify housing needs by both income bracket and renter/owner. The housing
problems are identified as follows:
1.Substandard housing; unit lacking complete kitchen facilities.
2.Substandard housing; unit lacking complete bathroom facilities.
3.Cost burden of more than 30% of the household income (for renters, housing costs include rent paid by the tenant plus
utilities; for owners, housing costs include mortgage payments, taxes, insurance, and utilities)
4.Overcrowding: more than one (1) person per room, not including bathrooms, porches, foyers, halls, or half‐rooms
Severe housing problems are:
1.Substandard housing; unit lacking complete kitchen facilities.
2.Substandard housing; unit lacking complete bathroom facilities.
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3.Severe cost burden of more than 50% of the household income (for renters, housing costs include rent paid by the tenant
plus utilities; for owners, housing costs include mortgage payments, taxes, insurance, and utilities
4.Severe overcrowding more than 1.5 persons per room, not including bathrooms, porches, foyers, halls, or half‐rooms
2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe
overcrowding, severe cost burden)
Renter Owner
0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total 0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total
NUMBER OF HOUSEHOLDS
Having 1 or more of four housing
problems 3,995 3,500 1,604 380 9,479 3,600 2,605 2,785 1,265 10,255
Having none of four housing
problems 685 2,850 6,005 3,709 13,249 1,270 4,125 10,380 6,340 22,115
Household has negative income, but
none of the other housing problems 495 0 0 0 495 959 0 0 0 959
Table 7 – Housing Problems 2
Data
Source:
2011‐2015 CHAS
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3. Cost Burden > 30%
Renter Owner
0‐30%
AMI
>30‐50%
AMI
>50‐80%
AMI
Total 0‐30%
AMI
>30‐50%
AMI
>50‐80%
AMI
Total
NUMBER OF HOUSEHOLDS
Small Related 2,044 2,725 1,850 6,619 974 990 1,440 3,404
Large Related 575 730 245 1,550 225 304 600 1,129
Elderly 804 849 1,133 2,786 2,334 2,539 2,975 7,848
Other 765 900 1,357 3,022 630 493 650 1,773
Total need by income 4,188 5,204 4,585 13,977 4,163 4,326 5,665 14,154
Table 8 – Cost Burden > 30%
Data
Source:
2011‐2015 CHAS
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4. Cost Burden > 50%
Renter Owner
0‐30%
AMI
>30‐50%
AMI
>50‐80%
AMI
Total 0‐30%
AMI
>30‐50%
AMI
>50‐80%
AMI
Total
NUMBER OF HOUSEHOLDS
Small Related 1,950 1,015 305 3,270 749 635 455 1,839
Large Related 435 85 10 530 130 79 105 314
Elderly 674 740 390 1,804 2,054 1,369 1,395 4,818
Other 715 515 179 1,409 510 268 230 1,008
Total need by income 3,774 2,355 884 7,013 3,443 2,351 2,185 7,979
Table 9 – Cost Burden > 50%
Data
Source:
2011‐2015 CHAS
In Collier County, the majority of those households experiencing a housing problem are cost burdened or severely cost burdened.
Households defined as “other” experience cost burden and severe cost burden at the highest rate. “Other” is a single person or a
nonfamily household, meaning several non‐related individuals sharing a household.
Those small family households (2‐4 family members) and those “other” households experience cost burden and severe cost burden
at similar rates. Within the 50‐80% AMI bracket, nearly half of those households experiencing severe cost burden are elderly
households. This is most indicative of elderly homeowners that are living on a fixed income.
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5. Crowding (More than one person per room)
Renter Owner
0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total 0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
>80‐
100%
AMI
Total
NUMBER OF HOUSEHOLDS
Single family households 695 945 589 144 2,373 209 209 375 160 953
Multiple, unrelated family
households 65 210 44 10 329 29 69 99 90 287
Other, non‐family households 10 50 10 10 80 4 0 0 0 4
Total need by income 770 1,205 643 164 2,782 242 278 474 250 1,244
Table 10 – Crowding Information – 1/2
Data
Source:
2011‐2015 CHAS
Renter Owner
0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
Total 0‐30%
AMI
>30‐
50%
AMI
>50‐
80%
AMI
Total
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Households with
Children Present 0 0 0 0 0 0 0 0
Table 11 – Crowding Information – 2/2
Describe the number and type of single person households in need of housing assistance.
Estimates of the number of single person households in need of housing assistance are not available for Collier County. In Tables 8
and 9 above, non‐elderly single person households are included in the “other” households category, along with non‐family
households, such as roommates or non‐married partner households. Table 8 shows that there are an estimated 3,022 “other” renter
households and 1,773 “other” owner households with low or moderate incomes who spend more than 30% of their income on
housing. Of these, 48% of renter households and 73% of owner households are also severely cost burdened, meaning that they
spend over 50% of their income on housing and may be in the need of housing assistance.
Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating
violence, sexual assault, and stalking.
According to the 2015‐2019 5‐Year American Community Survey, there are an estimated 42,528 disabled persons in Collier County,
comprising about 11.5% of its population. While housing need is not estimated for the disabled population, the ACS does provide
poverty rates by disability status, which can serve as an indicator of potential need, given that households with lower incomes are
more likely to have a housing problem. For persons aged 18 to 64, 25% of the disabled population (11,670 persons) is impoverished,
compared to 13% of the non‐disabled population. For seniors, the poverty rate of disabled persons is 9% (1,983 persons) compared
to 6% for those without a disability. Thus, poverty rates suggest that disabled adults in Collier County would be more likely to have
difficulty affording housing than their non‐disabled counterparts. Additionally, a limited supply of accessible housing, the cost of
making needed modifications, and the limited availability of supportive housing for persons with developmental or substance abuse
disabilities represent housing needs for the County’s disabled population.
According to the 2021 Point in Time Count, the County served 122 victims of domestic violence, dating violence, sexual assault, or
stalking who were in need of housing assistance. Input from housing and homeless services providers, however, indicates a
continued need for housing for domestic violence victims in Collier County. The Shelter for Abused Women & Children operates two
60‐bed emergency shelters in Naples and Immokalee as well as nine transitional living cottages in Naples. According to their 2019‐
2020 Impact Report, there were 1,686 Collier County domestic violence calls to 911 in 2019. As evidence of the continuing need for
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housing for domestic violence victims, in its last fiscal year, The Shelter provided over 1,500 nights of housing to women and their
children, over 14,689 hours of counseling, and education regarding domestic abuse to more than 20,000 professionals and
community members.
What are the most common housing problems?
By far the most common housing problems in Collier County for both owners and renters are cost burdening and severe cost
burdening. Table 8 reveals that 13,977 low‐ and moderate‐income renter households spend more than 30% of their income on
housing, as do 14,154 low‐ and moderate‐income owner households. Taken together, there are 28,131 cost burdened households
with incomes below 80% AMI. Of these, 14,992 households have a severe cost burden (7,013 renters and 7,979 owners), comprising
31% of total low‐ and moderate‐income households, as Table 9 displays. The high rates of cost burden indicate that many
households in the County are not able to adequately save for unexpected events and occasionally even planned expenses. It is
important to consider that cost burden impacts households across all income brackets. During stakeholder engagements,
community members consistently brought up the issue of limited housing options as a concern. This goes past just affordability, but
includes accessibility, proximity to household needs, and size. Households may often choose to be cost burdened in lieu of choosing
a housing unit that costs less than 30% of their income. This circumstance impacts low‐ and moderate‐income households most
often, and more specifically renter households.
Crowding (more than one person per room) affects 2,618 renters and 994 owners with low and moderate incomes, or 9% of all
households in that income group (Table 10), a considerably lower share than are affected by cost burdens or severe cost burdens.
Substandard housing (lacking complete plumbing or kitchen facilities) affects the smallest number of low‐ and moderate‐income
households in Collier County: 355 renters and 214 owners, or 2% of all households with incomes under 80% AMI, according to Table
7.
Staff opinion, consultation, and citizen participation demonstrated that the most common housing problems were deferred
maintenance, lack of income/savings for down payments, and poor credit scores. These are all consistent with the needs of cost burdened
households, and strategies such as housing rehabilitation and down payment assistance were identified as solutions to these problems.
Are any populations/household types more affected than others by these problems?
Households with incomes lower than 80% AMI are more affected by housing cost burdens and thus, have the greatest needs. The data in Table
8 reveals that 13,977 low‐ and moderate‐income renter households spend more than 30% of their income on housing, as do 14,154
low‐ and moderate‐income owner households. Over 31% of low‐income households are severely cost burdened.
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Describe the characteristics and needs of Low‐income individuals and families with children (especially extremely low‐income)
who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)).
Also discuss the needs of formerly homeless families and individuals who are receiving rapid re‐housing assistance and are
nearing the termination of that assistance.
Individuals with an imminent risk of residing in shelters or becoming unsheltered typically have a combination of financial factors
present in their lives: lack of living wage job, rent consuming more than 30% of their income, and high childcare, medical, or
transportation costs. In addition to these factors, individuals at risk of homelessness will often have additional issues present such as
family conflicts, domestic violence, doubling up with family members, recent crisis, housing with code or safety violations, family
members with disabilities, criminal histories, history of mental health or chemical dependency, difficulty navigating systems to
access public benefits or community‐based services, and prior experience with homelessness.
For formerly homeless families and individuals receiving rapid re‐housing assistance but nearing the termination of that assistance,
key needs include access to Social Security disability and other benefits; stable employment or access to mainstream job training,
employment, and education programs; linkages to health and mental health services; convenient access to affordable childcare and
transportation; and continued case management and supportive services.
If a jurisdiction provides estimates of the at‐risk population(s), it should also include a description of the operational definition of
the at‐risk group and the methodology used to generate the estimates:
Collier County does not prepare estimates of its at‐risk population. The Collier County Continuum of Care (CoC) uses HMIS to collect
and track data on housing and services to persons experiencing homelessness and who are at‐risk of homelessness. The CoC utilizes
HUD’s official definition of at‐risk for homelessness released in January 2012. There are three categories to the definition: Individuals
and Families; Unaccompanied Children and Youth, and Families with Children and Youth. The Collier County Hunger and Homeless
Coalition’s 2021 Point‐in‐Time Count of homeless persons identified 568 persons who are experiencing homelessness. Including
people staying temporarily with family or friends, in a hotel or motel, or sharing a home on a more or less permanent basis with
another family, often living in crowded or inadequate conditions, this number increases to 1,373 persons experiencing
homelessness.
Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness.
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The characteristic most closely linked to housing instability is a household’s financial circumstance. Cost burden places households in
a situation where unexpected expenses or sheer time of deficit spending may cause a household to become homeless. The United
Way Asset Limited, Income Constrained, Employed (ALICE) Report found that 30% of Collier County households earn the ALICE
survival budget or less. The ALICE Report looks at working families and their ability to afford basic needs for the households such as
food, clothing, healthcare, transportation, housing, taxes, etc. As cost of housing is a single variable, there are others, too, that may
place a household in a vulnerable financial position and increase the chance of becoming homeless. A household that incurs
childcare costs that ultimately earns less than 80% of the area median income is at‐risk. Additionally, the frequent moves of families
who are homeless or at risk of homelessness has placed additional barriers to educational attainment for children. The high
housing costs puts household at risk of homelessness at any given time, it is impossible to know which of those households will
experience domestic violence, the loss of a job, a death, a health event, or another adverse circumstance that can trigger
homelessness. It is extremely difficult to predict the next homeless cases among those who are currently housed.
Low incomes and high housing cost burdens are two housing characteristics linked with instability and an increased risk of
homelessness. Renters with incomes under 30% AMI and housing costs burdens over 50% are at risk of homelessness, especially if
they experience a destabilizing event such as a job loss, reduction in hours, or medical emergency/condition. Additionally, families or
individuals doubling up with other, unrelated households are at an increased risk of homelessness. In Collier County, there are 3,774
extremely low‐income renter households (under 30% AMI) spending more than 50% of their income on housing. Collier County also
has 770 households comprised of multiple, unrelated families living together in overcrowded conditions.
Households with members that are elderly, have a disability, or require regular supportive services are also at greater risk. These
households, no matter the income bracket, often spend more financial resources on care for these individuals. The care may require
time away from work by a family member or require hired help or fee‐for‐service. In any case, these households are more financially
vulnerable; if these households are also earning less than 80% of the area median income, the data shows that this household is
likely also cost burdened. These types of households are at increased risk of homelessness.
NA‐15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that
category of need as a whole.
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Introduction
HUD defines a disproportionately greater number of housing problems by a racial or ethnic group as when a group experiences
housing problem at a rate more than 10% greater than the income group as a whole. The data summarizes the percentage of each
minority group experiencing any of the four housing problems: cost burden (paying more than 30% of income for housing);
overcrowding (more than one person per room); and lacking complete kitchen facilities or complete plumbing facilities (substandard
housing). Income classifications are defined as: extremely low‐income (under 30% of HAMFI); low‐income (between 30 and 50%);
moderate‐income (between 50 and 80%); and middle‐income (between 80 and 100%). The 2011‐2015 CHAS data provided in the
tables below include households with or more of the following housing problems:
lack of complete kitchen facilities
lack of complete plumbing facilities
overcrowding (i.e., more than one person per room)
cost burden greater than 30% (i.e., spending more than 30% of income on housing‐related costs).
0%‐30% of Area Median Income
77% of households in Collier County , at extremely low incomes, have one or more housing problems (8,480 as shown in Table 12).
Whites and American Indian, Alaska Native are somewhat less likely to experience a housing need (72% and 50%, respectively),
while African Americans, Asians, and Hispanics are more so (84‐92%). At 0‐30% of Area Median Income, Asians (92%) have a
disproportionately greater need than the jurisdiction as a whole.
Housing Problems Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 8,480 1,070 1,454
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Housing Problems Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
White 4,700 755 1,114
Black / African American 1,010 60 130
Asian 44 0 4
American Indian, Alaska Native 8 4 4
Pacific Islander 0 0 0
Hispanic 2,675 240 200
Other 43 11 2
Table 12 ‐ Disproportionally Greater Need 0 ‐ 30% AMI
Data Source:2011‐2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30%
30%‐50% of Area Median Income
Over three‐quarters of households with incomes from 30% to 50% AMI have one or more housing problems (76% or 9,960
households). Asians and Whites face housing problems at a somewhat lower rate (55% and 69%, respectively), while other
racial/ethnic groups face needs at a higher rate than the jurisdiction as a whole. Two groups have a disproportionately greater rate
of housing problems: 88% of African American and 71% of the 14 American Indians/Alaska Natives households have one or more
housing needs.
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Housing Problems Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 9,960 3,135 0
White 5,100 2,305 0
Black / African American 1,130 148 0
Asian 30 25 0
American Indian, Alaska Native 10 4 0
Pacific Islander 0 0 0
Other 51 19 0
Hispanic 3,639 634 0
Table 13 ‐ Disproportionally Greater Need 30 ‐ 50% AMI
Data Source:2011‐2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30%
50%‐80% of Area Median Income
Of the 20,795 Collier County households with low incomes, 53% have at least one housing problem. As in other income groups,
moderate income Whites face housing needs at a somewhat lower proportion than the county overall (51%), while African
Americans and Hispanics have higher rate of housing problems (67% and 55%, respectively). Asians have a disproportionately higher
incidence of housing need 86% or 189 households.
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Housing Problems Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 11,045 9,750 0
White 7,370 7,079 0
Black / African American 709 343 0
Asian 189 30 0
American Indian, Alaska Native 0 19 0
Pacific Islander 0 0 0
Other 52 79 0
Hispanic 2,725 2,200 0
Table 14 ‐ Disproportionally Greater Need 50 ‐ 80% AMI
Data Source:2011‐2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30%
80%‐100% of Area Median Income
Of the middle‐income households in Collier County, 38% or 4,425 have at least one housing problem. No group has a
disproportionately greater need than the jurisdiction as a whole.
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Housing Problems Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 4,425 7,259 0
White 3,170 4,909 0
Black / African American 255 490 0
Asian 49 44 0
American Indian, Alaska Native 8 55 0
Pacific Islander 0 0 0
Other 10 76 0
Hispanic 933 1,685 0
Table 15 ‐ Disproportionally Greater Need 80 ‐ 100% AMI
Data Source:2011‐2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30%
Discussion
Overall, 2011‐2015 CHAS data regarding housing problems by income level and race/ethnicity show that need is more common at
low incomes households face one or more housing problems. Six groups experience a disproportionately greater incidence of
housing needs than the county as a whole. They include low income (30‐50% AMI) African American households (of whom 84% face
a housing problem) and Asian households (92%) compared to 77% of the jurisdiction as a whole. At moderate incomes (50‐80%
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AMI), African Americans and Asians face a disproportionate need (67% and 86%, respectively, compared to 53% for the jurisdiction
as a whole. Finally, at middle incomes, no group has a disproportionately greater need than the jurisdiction as a whole.
NA‐20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category
of need as a whole.
Introduction
HUD defines a disproportionately greater housing need when a racial or ethnic group experiences housing problems at a rate over
10percentage points than that of the corresponding income level as a whole. The data table below summarizes the percentage of
each racial/ethnic group experiencing housing problems by HUD Adjusted Median Family Income (HAMFI) levels. Where the HUD
tables below report AMI, they refer to HAMFI. Housing problems include:
Lacks complete kitchen facilities.
Lacks complete plumbing facilities.
More than 1.5 persons per room
Cost Burden over 50%
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0%‐30% of Area Median Income
At extremely low incomes, 69% of households in Collier County experience a severe housing problem (7,595 households). About
two‐thirds of Whites have a severe housing need (65%), as do 76% of African Americans and 74% of Hispanics. Asian households
face severe housing problems at a disproportionately greater rate (92% or 44 households).
Severe Housing Problems*Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 7,595 1,955 1,454
White 4,270 1,180 1,114
Black / African American 915 154 130
Asian 44 0 4
American Indian, Alaska Native 8 4 4
Pacific Islander 0 0 0
Other 48 17 2
Hispanic 2,310 600 200
Table 16 – Severe Housing Problems 0 ‐ 30% AMI
Data Source:2011‐2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50%
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30%‐50% of Area Median Income
At very low incomes (30‐50% AMI), 46% or 6,105 Collier County households have a severe housing problem. Whites (44%) and
Hispanics (49%) face severe housing problems at rates relatively close to that of the County. African Americans have a
disproportionately high rate of severe housing needs – 58% of the 1,285 households have one or more severe housing needs.
Severe Housing Problems*Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 6,105 6,975 0
White 3,230 4,185 0
Black / African American 740 545 0
Asian 0 55 0
American Indian, Alaska Native 0 14 0
Pacific Islander 0 0 0
Other 36 1 0
Hispanic 2,099 2,175 0
Table 17 – Severe Housing Problems 30 ‐ 50% AMI
Data Source:2011‐2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50%
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50%‐80% of Area Median Income
At 50‐80% AMI, 21% of low‐income households have one or more severe housing needs (4,389 households). At this income level,
two racial/ethnic groups have disproportionately high rates of severe housing needs: African Americans (39% or 409 households)
and Asians (77% or 1,060 households).
Severe Housing Problems*Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 4,389 16,385 0
White 2,720 11,719 0
Black / African American 409 639 0
Asian 174 50 0
American Indian, Alaska Native 0 19 0
Pacific Islander 0 0 0
Other 26 93 0
Hispanic 1,060 3,865 0
Table 18 – Severe Housing Problems 50 ‐ 80% AMI
Data Source:2011‐2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50%
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80%‐100% of Area Median Income
At middle incomes, 14% or 1,645 households have a severe housing problem. African Americans have a disproportionately high rate
of severe housing needs (23% or 1,080 households).
Severe Housing Problems*Has one or more of four
housing problems
Has none of the four
housing problems
Household has
no/negative income, but
none of the other
housing problems
Jurisdiction as a whole 1,645 10,049 0
White 1,080 6,999 0
Black / African American 169 575 0
Asian 4 90 0
American Indian, Alaska Native 4 59 0
Pacific Islander 0 0 0
Other 3 91 0
Hispanic 385 2,235 0
Table 19 – Severe Housing Problems 80 ‐ 100% AMI
Data Source:2011‐2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50%
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Discussion
Overall, severe housing problems are most acute at lower income levels. A little over two‐thirds (69%) of Collier County households
with incomes below 30% AMI face a severe need, as do 69% in the 30‐50% AMI income range. As incomes increase, rates of severe
housing problems lessen, dropping to 21% at the 50‐80% AMI income level and 14% at the 80‐100% AMI level. African American
households face disproportionately high rate of severe housing needs at three income levels: low, moderate, and middle incomes.
Asians are disproportionately affected by severe housing needs at the very low and moderate level incomes.
NA‐25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category
of need as a whole.
Introduction:
Per HUD definitions, a “disproportionate need” exists when any group has a housing need that is 10% or higher than the jurisdiction
as a whole. A household is considered cost burdened when they are paying more than 30% of their income towards housing costs,
including utilities. This section analyzes the extent of cost burden and identifies populations that are disproportionately affected.
Housing Cost Burden
Housing Cost Burden <=30%30‐50%>50%No / negative income
(not computed)
Jurisdiction as a whole 71,165 21,060 17,399 1,485
White 57,740 13,975 11,925 1,130
Black / African American 2,209 1,345 1,299 130
Asian 545 165 214 4
American Indian, Alaska Native 145 14 8 4
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Housing Cost Burden <=30%30‐50%>50%No / negative income
(not computed)
Pacific Islander 0 0 0 0
Other 552 71 114 2
Hispanic 9,974 5,490 3,839 215
Table 20 – Greater Need: Housing Cost Burdens AMI
Data Source:2011‐2015 CHAS
Discussion:
According to Table 20, 19% of households in Collier County spend 30‐50% of their income on housing‐related costs. African
American and Latino households are more likely to spend within this range when compared to the jurisdiction overall (26% and 28%,
respectively). No racial or ethnic group is disproportionately likely to fall within this category.
Severely cost burdened households (i.e., households spending more than 50% of their income on housing) account for 16% of Collier
County households, an estimated 17,399 households county wide. Rates of severe cost burdening by race and ethnicity range from
18% for Whites to 30% for African Americans, not including Pacific Islander households, of whom zero face severe cost burdens.
African Americans are the only group to face a disproportionately high rate of severe cost burdening (30% versus 16% for the
jurisdiction as a whole).
Combining the 30‐50% and over 50% cost ranges shows that there is a total of 48,049 cost burdened households in Collier County,
which constitutes 35% of the county’s total households. By race and ethnicity, rates of cost burdening range from 13% for American
Indians/Alaska Natives to 53% for African Americans. Two groups are disproportionately likely to be cost burdened: African
Americans (53% or 2,644 households) and Hispanics (48% or 9,329 households).
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NA‐30 Disproportionately Greater Need: Discussion – 91.205(b)(2)
Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that
income category as a whole?
The data in the Disproportionately Greater Need section of this document (NA‐15 through NA‐25) reflects that there are certain
races and/or ethnicities that experience housing problems and cost burden at disproportionately higher rates as compared to all
households within their same income bracket. This does not imply that explicit/overt policies or actions are being taken to create a
market where minorities are not able to afford a quality home or a home at all. What the data in sections Needs Assessment ‐15 and
‐20 above more so reflect is the discrepancy in household income of minority populations as compared to the city as a whole. This
discrepancy could be caused by a wide range of variables, but in any case, the end result is that a large number of minority
households across all income brackets experience housing problems and/or cost burden at rates higher than their non‐minority
neighbors.
Tables 12 through 20 identify several instances of disproportionately greater need, which are summarized below:
1.Housing Problems ‐ At moderate incomes (50‐80% AMI), African Americans and Asians face a disproportionate need
(67% and 86%, respectively, compared to 53% for the jurisdiction as a whole. Finally, at middle incomes, no group has
a disproportionately greater need than the jurisdiction as a whole.
2.Severe Housing Problems – African American households face disproportionately high rate of severe housing needs at
three income levels: low, moderate, and middle incomes. Asians are disproportionately affected by severe housing
needs at the very low and moderate level incomes.
3.Housing Cost Burdens ‐ Two groups are disproportionately likely to be cost burdened: African Americans (53% or
2,644 households) and Hispanics (48% or 9,329 households).
If they have needs not identified above, what are those needs?
There is a need for greater distribution of affordable housing across all areas of the County. The primary housing‐related needs are
identified above and are reflected through the high number of households experiencing cost burden. An extremely low vacancy rate
allows landlords, understanding that rental units will not stay vacant long, greater control. This very tight housing market
disproportionately impacts low‐ and moderate‐income households as a tight market has contributed to an increasingly expensive
one. As rates increase, the portion of housing units on the market for low‐ and moderate‐income residents becomes smaller and
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smaller. Compounding this, as noted above, minority households often earn less than white households. As minority households
earn less and have fewer options for rental units, these low‐ and moderate‐income minority populations are vulnerable to
landlord‐tenant disputes or discrimination in searching for a unit to rent or purchase.
Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community?
According to the 2010 Census, Collier County’s minority population (including African American, Latino, Asian, Pacific Islander, and
Native American/Alaska Native residents) is most heavily concentrated in five census tracts in the Immokalee area, where minority
residents constitute over 90% of the population. The majority of the residents in these tracts are Latino, and the second largest
share are African American.
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Ethnicity by Low‐Income Census Tracts
https://egis.hud.gov/cpdmaps/
Six other tracts have minority population shares above 50%. They include four tracts in Golden Gate, one in Naples Manor, and one
in Naples near the Gordon River Apartments. In the census tract that includes the Gordon River Apartments, the majority of
residents are African American; in the remaining tracts, Latinos make up the largest share.
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In summary, the African American and Latino Census Block maps display unique challenges faced by the segregated living patterns in
Immokalee and Golden Gate and Naples Manor, that are also in transition. The unique challenges should be considered in
examining strategies to invest and preserve neighborhoods, while also fostering more inclusive choices of housing county wide.
NA‐35 Public Housing – 91.205(b)
Introduction
The Collier County Housing Authority (CCHA) is an independent authority established under state law and is separate from the
general control of the County. The mission of the CCHA is to offer a choice of decent safe and diverse affordable housing, with
opportunity for low‐ income households to achieve economic independence in living environments free from discrimination. The
Authority fulfills this mission by offering a variety of subsidized housing options to low‐income residents of Collier County. The CCHA
owns and manages four public housing developments: 276 units of low‐income housing in Farm Worker Village, 315 units of farm
labor housing also in Farm Worker Village, 30 units of farm labor housing known as Collier Village and a 192‐bed dormitory known as
Horizon Village. In addition, the Authority serves an estimated 3100 plus people through the administration of the Section 8 rental
assistance program and Family Self Sufficiency Program to provide support services targeted to low, elderly, disabled and homeless
that live in Collier County.
The Housing Authority also administers approximately 4 Section 8 Housing Choice Vouchers. Unlike most public housing authorities,
CCHA has no HUD‐funded public housing units. Their primary funding is from The United States Department of Agriculture (USDA).
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Totals in Use
Program Type
Vouchers
Special Purpose Voucher
Certificate Mod‐
Rehab
Public
Housing Total Project ‐
based
Tenant ‐
based Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units vouchers in
use 0 0 0 440 0 438 1 1 0
Table 21 ‐ Public Housing by Program Type
*includes Non‐Elderly Disabled, Mainstream One‐Year, Mainstream Five‐year, and Nursing Home Transition
Data Source:PIC (PIH Information Center)
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Characteristics of Residents
Program Type
Vouchers
Special Purpose Voucher
Certificate Mod‐
Rehab
Public
Housing Total Project ‐
based
Tenant ‐
based Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Average Annual Income 0 0 0 12,798 0 12,791 17,509 11,088
Average length of stay 0 0 0 6 0 6 1 8
Average Household size 0 0 0 2 0 2 3 1
# Homeless at admission 0 0 0 0 0 0 0 0
# of Elderly Program
Participants (>62)0 0 0 161 0 160 0 1
# of Disabled Families 0 0 0 105 0 104 1 0
# of Families requesting
accessibility features 0 0 0 440 0 438 1 1
# of HIV/AIDS program
participants 0 0 0 0 0 0 0 0
# of DV victims 0 0 0 0 0 0 0 0
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Table 22 – Characteristics of Public Housing Residents by Program Type
Data Source:PIC (PIH Information Center)
Race of Residents
Program Type
Vouchers
Special Purpose Voucher
Race Certificate Mod‐
Rehab
Public
Housing Total Project ‐
based
Tenant ‐
based Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
White 0 0 0 276 0 274 1 1 0
Black/African American 0 0 0 162 0 162 0 0 0
Asian 0 0 0 1 0 1 0 0 0
American Indian/Alaska
Native 0 0 0 1 0 1 0 0 0
Pacific Islander 0 0 0 0 0 0 0 0 0
Other 0 0 0 0 0 0 0 0 0
*includes Non‐Elderly Disabled, Mainstream One‐Year, Mainstream Five‐year, and Nursing Home Transition
Table 23 – Race of Public Housing Residents by Program Type
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Data Source:PIC (PIH Information Center)
Ethnicity of Residents
Program Type
Vouchers
Special Purpose Voucher
Ethnicity Certificate Mod‐
Rehab
Public
Housing Total Project ‐
based
Tenant ‐
based Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
Hispanic 0 0 0 176 0 176 0 0 0
Not Hispanic 0 0 0 264 0 262 1 1 0
*includes Non‐Elderly Disabled, Mainstream One‐Year, Mainstream Five‐year, and Nursing Home Transition
Table 24 – Ethnicity of Public Housing Residents by Program Type
Data Source:PIC (PIH Information Center)
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Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants
on the waiting list for accessible units:
Of the CCHA’s 440 Housing Choice Voucher holders, 105 (24%) were disabled and 161 (37%)
were over the age of 62 according to the HUD PIC data displayed in the tables above. These
resident characteristics indicate a significant need for accessible housing units. When
interviewed for input related to this plan, CCHA staff underscored this need, characterizing the
existing housing stock in the County as having very few accessible units. Another need of
people with disabilities who may be CCHA residents or on the waiting list is transportation.
Enhanced paratransit and regular bus service would assist these residents in being better able
to access services.
Most immediate needs of residents of Public Housing and Housing Choice voucher holders
The most immediate needs of CCHA’s clients are for more affordable housing options,
transportation, and childcare. Despite the Housing Choice Vouchers and farmworker housing
available through CCHA, there are approximately 1,000 applicants on the voucher waiting list
and the list is closed. Rents in the private market are increasing and vouchers cannot keep pace,
causing even those with vouchers to have difficulty finding affordable housing.
Transportation, both paratransit and regular bus service is an additional need. Routes and
hours are limited, making it difficult for voucher holders to access or maintain employment.
There are a few programs in the area that provide assistance with the cost of childcare, which is
necessary for parents of young children who need to work or look for work. These existing
programs work well but cannot meet the high level of need.
How do these needs compare to the housing needs of the population at large?
The needs of public housing residents and housing choice voucher holders are largely
consistent with the needs of the low‐ and moderate‐income population at large. In the general
population, tenants are concerned about the quality and affordability of their existing housing.
Without the housing subsidies and other supports provided by CCHA, some of the affordability
issues faced by the general population are even more acute.
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NA‐40 Homeless Needs Assessment – 91.205(c)Introduction:
A variety of housing and shelter models are available within the community including emergency shelter (ES), transitional housing
(TH), permanent supportive housing (PSH), rapid re‐housing (RRH).:
This section provides an assessment of Collier County’s homeless population and their needs. Data is provided by the Hunger and
Homeless Coalition’s 2021 Point in Time Counts (PITC) of sheltered and unsheltered homeless persons in Collier County.
If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of
days that persons experience homelessness," describe these categories for each homeless population type (including chronically
homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):
The Collier County Hunger and Homeless Coalition conducts an annual Point‐in‐Time Count of homeless persons in Collier County in
January of each year. Volunteers for the count included members of the civic and business community, homeless and formerly
homeless individuals, and CoC member agency staff. Volunteers attended a training session prior to the count.
The table that follows provides the results of the Hunger and Homeless Coalition’s 2021 Point‐in‐Time Count. As shown, there were
568 homeless persons counted in 2021. In 2021, veterans constituted 5.6% (34 persons), up slightly (29 persons) from the prior year.
As of 2021, the largest share of homeless persons was either persons with chronic substance abuse issues (34.85%), individuals with
serious mental illness (29.75%), victims of domestic violence (21.47%), and seniors made up 8.6% of the homeless population. These
numbers are indicative of a need for housing with supportive services for both persons with disabilities and persons with substance
abuse issues.
Youth made up a significant share of Collier County’s homeless population. According to the 2021 point‐in‐time count, on the night of
the count, 19.19% or 48 households with 109 children were homeless. Of these 109 children, 53 were in emergency shelter, 44 were in
transitional shelter and 12 were unsheltered., which was 21% in 2020.
In addition to the Point‐in‐Time Counts, homeless youth are also counted by the public schools’ liaison for homeless education, who
reported serving 805 homeless students. In addition to children who met HUD’s definition of homeless, this count also includes
children in families doubling‐up with another household, unaccompanied youth staying with friends or family, and children awaiting
foster care placement.
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A person is considered “chronically homeless” when they experience homelessness for a period of 12 consecutive months, or
experience four episodes of homelessness within the past three years that total 12 or more months and have a long‐term disability.
Patterns of homelessness reflect those who are unable to self‐resolve their homelessness, are experiencing chronic homelessness,
and who are not being adequately served by existing homeless system resources and capacity. Data was not available for 2021, but
prior year data was used to draw comparisons of chronic homelessness and to portray a snapshot of this issue within the County.
The number of chronically homeless people decreased from 88 in 2019 to 80 in 2020. As a share of the total homeless population,
chronically homeless persons decreased from previous years in which the share fluctuated from increased.
Address coordinated assessment
Coordinated Entry is a streamlined system designed to efficiently match people experiencing homelessness or those at‐risk of
homelessness to available housing, shelter, and services. It prioritizes those who are most in need of assistance and provides
crucial information that helps the Continuum of Care strategically allocate resources.
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Nature and Extent of Homelessness
2020 Point‐in‐Time
Count
2021 Point‐in‐Time Count
Number
Counted
Share of
Total
Number
Counted
Share of
Total
Total 603 100%568 100%
HOMELESS STATUS
Emergency Shelter 252 42%245 43.13%
Transitional Housing 183 30%179 31.54%
Unsheltered 168 28%144 25.35%
SUBPOPULATIONS
Veterans 29 5%34 5.98%
Seniors (over 62)47 8%49 8.62%
Chronically Homeless 80 13%Data Not
Available
Data Not
Available
Serious Mental Illness 127 21%169 29.75%
Chronic Substance Abuse 155 26%198 34.85%
HIV/AIDS 2 0%Data Not
Available
Data Not
Available
Victims of Domestic Violence 95 16%122 21.47%
CHILDREN AND YOUTH
Children in Families 121 20%109 19.19%
Unaccompanied Youth 7 1%183 32.21%
Homeless Students 1039 N/A 805 N/A
Data Source: Hunger & Homeless Coalition of Collier County; Point‐in‐Time Count 2020 and Point‐in‐Time Count
2021
Estimate the number and type of families in need of housing assistance for families with
children and the families of veterans.
While the Point‐in‐Time Counts did not include the number of families with children in need of
housing assistance, the 2021 count did record the number of children living in homeless
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families. According to the 2021 Point‐in‐Time Count, 109 children (under 18) were homeless,
which represents 19.19% of the total homeless population counted. There were 34 or 5.98% of
homeless veterans were counted.
Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.
Race and Ethnicity data was not available for the most recent point‐in‐time count conducted in
2021. The most recent data available on race and ethnicity was reported in the in the 2020 CoC
Homeless Assistance Programs Homeless Populations and Subpopulations Report. The report
shows that in 2020 there was a total of 603 homeless persons of which 475 were White, 85
were black, 23 were Multi‐racial, 6 were Asian, and 14 were American Indian or Alaska Native.
The data also revealed that there were 54 Hispanic/Latino persons who were homeless.
Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.
As of the 2021 count, a large majority of Collier County’s homeless population was sheltered
(74.67%), with 25.35% unsheltered. Of the sheltered population, most (43.13%) were in an
emergency shelter. These percentages were increases from the 2021 point‐in‐count numbers
for shelter and unsheltered individuals.
NA‐45 Non‐Homeless Special Needs Assessment ‐ 91.205 (b, d)
Introduction:
Non‐homeless special needs characteristics describe the various subpopulations of Collier
County who are not homeless but may require supportive services, including.
elderly,
frail elderly,
persons with disabilities (mental, physical, developmental),
persons with HIV/AIDS,
persons with alcohol or drug addiction,
victims of domestic violence,
persons with a criminal record,
those who have limited English proficiency,
and those who are transportation disadvantaged.
Persons belonging to this population may have additional needs before, during, and after an
incident in functional areas including but not limited to maintaining independence,
communication, transportation, supervision, and medical care. The section below will describe
why identifying the characteristics and needs of these sub‐populations is essential to the
planning process for these federal dollars.
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Describe the characteristics of special needs populations in your community:
Both the elderly and persons with disabilities have difficulties in finding accessible and
affordable housing. In addition to housing, these populations are challenged to find
transportation and other supportive services. Persons with alcohol and other drug addiction
problems often have difficulty finding resources and treatment facilities including the lack of a
central point reference for persons seeking assistance. Persons living with HIV/AIDS are more
likely to have income instability because of their medical condition and this can lead to the
increased likelihood of homelessness. The needs of victims of domestic violence can vary to
include shelter, transitional, and long‐term housing, medical, counseling, and legal services.
What are the housing and supportive service needs of these populations and how are these
needs determined?
The primary housing and supportive needs of these subpopulations (the elderly, frail elderly,
persons with disabilities, persons with HIV/AIDS and their families, persons with alcohol or drug
addiction, victims of domestic violence, and persons with a criminal record and their families)
were determined by input from both service providers and the public through the survey,
public meetings, and stakeholder interviews. These needs include affordable, safe housing
opportunities in areas with access to transportation and paratransit, commercial and job
centers, and social services including counseling, case management, and subsidies for childcare,
and for education regarding fair housing rights and actions that can be taken in the event those
rights are violated. Persons with disabilities often require accessible features and ground floor
housing units and use of supportive/therapeutic animals. Victims of domestic violence need
safe housing, removal of barriers to relocation, and protection from perpetrators. Persons with
criminal records and their families may be disqualified from public housing or Section 8 rental
assistance, and accordingly, assistance with housing for low‐income members of this
subpopulation must be provided by other nongovernmental organizations. Interviews with
stakeholders and residents indicated that residents with alcohol and substance abuse histories,
as well as victims of domestic violence may have criminal records.
While the scope of supportive services varies based upon an individual’s characteristics, the
following is a list of services commonly needed by non‐homeless people with special needs.
These services may be provided either on‐ or off‐site:
Accessible Housing Crisis Hotline Health Care
Advocacy, referral,
information
Education Legal Assistance
Case Management Employment Training
Childcare Family & Caregiver Support
Counseling Financial assistance
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Discuss the size and characteristics of the population with HIV/AIDS and their families within
the Eligible Metropolitan Statistical Area:
Knowing how many people diagnosed with HIV infection each year, and their stage of disease at
diagnosis, is important for planning and resource allocation and for monitoring trends and
disparities between groups. Similarly, monitoring HIV incidence is critical for allocating
resources and evaluating the effectiveness of HIV testing and other prevention programs.
Improved surveillance methods allow resources to be better directed for programs and
resources to the populations most affected. According to the Florida Department of Health,
there were 263 persons with HIV (PWH) compared to the state of Florida at 548.6 for all modes
of exposure and age groups. The rate of diagnosis for the County was 9.8 compared to 21.6 for
the state of Florida for all modes of exposure and age groups.
NA‐50 Non‐Housing Community Development Needs – 91.215 (f)
Describe the jurisdiction’s need for Public Facilities:
The top needs for public facilities in Collier County include the need for:
drainage improvements,
sewer improvements,
street improvements,
and water system improvements,
as senior centers,
youth centers
libraries
Residents described that Collier County has put in sufficient efforts to ensure that there are
equal resources like parks, public safety facilities, and recreational facilities throughout the
County.
The Needs Assessment included public facilities and improvements that are eligible for CDBG
grant funding: facilities that principally serve low‐ and moderate‐income residents or are
located in low‐ and moderate‐income neighborhoods. Although not limited to these needs, the
following were identified as needs in the jurisdictions through focus groups and community and
agency surveys:
Improving facilities for human service agencies
Increasing development of childcare facilities
Improving substandard or deteriorated properties
Making improvements to public infrastructure (streets, curbs, sewer, and stormwater
systems)
Both the resident survey and the open house survey identified the need to support the
acquisition and improvement of human service agency facilities as the highest priority need.
This priority was also supported during stakeholder meetings.
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How were these needs determined?
Public facilities needs were identified through a community assessment survey distributed to
the public and a virtual public needs assessment meeting held during a virtual public meeting.
Other resources consulted were prior plans and progress reports from Collier County.
Describe the jurisdiction’s need for Public Improvements:
Demolition or redevelopment of blighted properties was seen by Collier County residents as an
important need. Additionally, the Collier Metropolitan Planning Organization (MPO) has
undertaken several subarea studies of bicycle and pedestrian mobility in communities
throughout the County. Though only a few individual communities have been studied to date,
the MPO reports have indicated significant needs for sidewalks, bike lanes, and pedestrian
safety improvements. For example, in Naples Manor, the MPO report graded the community
with an overall level of service of D. of 31 streets in the community, only one had sidewalks on
both sides of the road. The proximity of Lely High School and Parkside Elementary School to the
area heighten the need for public improvements. Improved street lighting and the addition of
street furniture, such as benches and signs, was often a frequent recommendation as well.
Similar findings were contained in a separate MPO report on the Immokalee area.
How were these needs determined?
Public improvement needs were identified through a community assessment survey distributed
to the public and a virtual public needs assessment meeting held during a virtual public
meeting. Other resources consulted were prior plans and progress reports from Collier County.
Describe the jurisdiction’s need for Public Services:
Survey respondents identified the following public services as high needs: need for social
services for low‐income seniors, youth, mentally and physically disabled persons.
a)Rental Assistance ‐ Tenant subsidies exclusively for rental payments for eligible clients. These
services could financial assistance to pay rent or utilities.
b)Senior Services – Services that are exclusively provided for elderly persons with or without
disabilities provided it is intended primarily to serve elderly. These services could include case
management for staff working primarily with the elderly.
c)Youth Services ‐ Services that are exclusively provided for young people aged 13 to 19. For
example, recreational services limited to teenagers and teen counseling programs.
d)Childcare Services ‐ Services that will benefit children (generally under age 13), including
parenting skills classes.
e)Services for Mentally Ill ‐ Services addressing the mental health needs of residents of the
community. These services could include case management for staff working primarily with the
persons with mental illness.
f)Services for Physically Disabled ‐ Services for the persons with disabilities, regardless of age.
These services could include case management for staff working primarily with the persons with
physical disabilities.
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How were these needs determined?
Public services needs were identified through a community assessment survey distributed to
the public and a virtual public needs assessment meeting held during a virtual public meeting.
Other resources consulted were prior plans and progress reports from Collier County.
Housing Market Analysis
MA‐05 Overview
Housing Market Analysis Overview:
The housing market analysis contained in this report was developed by using primarily using
data from the American Community Survey, CHAS, and other sources noted in the tables. The
following information is based on the Census' American Community Survey 2011‐2015.
Numbers shown represent the Collier County. The total number of housing structures shown in
the "All Residential Properties by Number of Units" table includes mobile homes and
recreational vehicles, some of which may not be considered housing units by HUD. Of the
163,293 units in the County, 46% consist of two or more bedrooms. One‐bedroom units are the
smallest category of housing units. The rest is divided into single unit attached structures and
multiple unit apartment buildings.
While housing opportunities can be limited by household income and purchasing power, the
lack of affordable housing options can result in a significant hardship for low‐income
households, preventing them from meeting other basic needs. Low‐income residents often
have fewer financial resources available for making monthly rent or mortgage payments. Those
low‐income residents who do choose to purchase a home must keep even more funds available
for taxes, insurance, homeowners association fees, and home maintenance and repairs.
Because home ownership requires significant investment for most residents, many low‐ and
moderate‐income households choose to rent their homes as opposed to purchasing one. Under
most residential property leases, this option calls for less responsibility and less investment
from the home occupant than if they were to purchase a home.
MA‐10 Number of Housing Units – 91.210(a)&(b)(2)
Introduction
This section explores the number and types of housing units in Collier County and whether or
not the number of available units is sufficient to meet housing demand for the County.
Data provided by the 2011‐2015 ACS, as shown in Table 26, reveals 48% of the County’s
housing stock was of single‐family configuration with attached and detached unit structures. Of
the 163,293 units in the County, 46% consist of two or more bedrooms. One‐bedroom units are
the smallest category of housing units.
Consolidated Plan COLLIER COUNTY 82
OMB Control No: 2506‐0117 (exp. 09/30/2021)
All residential properties by number of units
Property Type Number %
1‐unit detached structure 68,315 42%
1‐unit, attached structure 9,645 6%
2‐4 units 19,295 12%
5‐19 units 35,720 22%
20 or more units 19,648 12%
Mobile Home, boat, RV, van, etc 10,670 7%
Total 163,293 100%
Table 25 – Residential Properties by Unit Number
Data
Source:
2011‐2015 ACS
Unit Size by Tenure
Owners Renters
Number %Number %
No bedroom 170 0%820 2%
1 bedroom 1,360 2%4,425 13%
2 bedrooms 25,750 33%15,680 48%
3 or more bedrooms 50,923 65%12,022 37%
Total 78,203 100%32,947 100%
Table 26 – Unit Size by Tenure
Data
Source:
2011‐2015 ACS
Describe the number and targeting (income level/type of family served) of units assisted with
federal, state, and local programs.
Consolidated Plan COLLIER COUNTY 83
OMB Control No: 2506‐0117 (exp. 09/30/2021)
The County administers a variety of housing programs to assist low‐ and moderate‐income
residents to afford and maintain housing. These are funded primarily through federal
Community Development Block Grant and the HOME Investment Partnerships programs,
through which the County utilizes public funds to address the priority needs and specific
objectives identified in the Consolidated Plan.
The lack of affordable housing in the County is a major obstacle for residents. This lack of
affordable housing particularly affects low‐ and moderate‐income households, seniors, people
with disabilities, single head of households, and young adults. To foster the development of
affordable housing, the County utilizes HOME resources to expand housing opportunities.
Provide an assessment of units expected to be lost from the affordable housing inventory for
any reason, such as expiration of Section 8 contracts.
There are no anticipated losses of affordable housing inventory. Some affordable housing units have
been lost due to the vast changes in the housing market. Homes lost to foreclosure or those that are
short sold may be acquired by a bank or investor. Many times, these are resold with no homebuyer
assistance or for rental properties, so the owner‐occupied market has changed as a result. This makes
affordable homeowner units a scarcity. At this time, none of the publicly funded and assisted units
are anticipated to be lost during the 5‐year Consolidated Plan period extending through 2021.
Does the availability of housing units meet the needs of the population?
Consultations with housing service providers and community meetings revealed that there
remains a need for one‐bedroom units for individuals exiting homelessness as well as two‐ and
three‐bedroom apartments for very low and extremely low‐income families.
Describe the need for specific types of housing:
There is a need for safe, sanitary, accessible, and affordable housing throughout the County.
Specifically, there is a strong need for housing affordable to households earning less than 50%
of the median income, and practical options are needed to ensure the availability of accessible
units for the elderly and people with physical disabilities. The type of housing that is needed,
includes varied options, whether those be single family detached or multifamily units, are needed to
meet the demands of the population as well as to address the forecasted growth.
Consolidated Plan COLLIER COUNTY 84
OMB Control No: 2506‐0117 (exp. 09/30/2021)
MA‐15 Housing Market Analysis: Cost of Housing ‐ 91.210(a)
Introduction
The following tables reflect the cost of both owner and renter‐occupied housing in Collier
County. These tables use 2011‐2015 ACS data from HUD’s eCon Software. There have been
significant changes in housing prices in recent years which are not fully captured in this data
and will be discussed at the end of this section.
In Collier, the 2020 Fair Market Rent (FMR) for a two‐bedroom apartment was $1,381. In order
to afford this level of rent and utilities, without paying more than 30% of income on housing, a
household must earn $4,603 monthly or $55,240 annually. Assuming a 40‐hour work week, 52
weeks per year, a resident must work at least 124 hours per week at minimum wage to afford a
two‐bedroom unit. The monthly rent affordable at minimum wage for a 40‐hour work week in
the County is $406, less than half of the actual Fair Market Rent.
The table reflecting the amount of rent paid by residents of the County demonstrates that
49.7% of rental units rent for between $500 and $999 per month, while 14.1% of rental units
rent for less than $500 per month. The Housing Affordability table also shows that there were
1,275 units available to households earning below 30% of the county’s HUD Area Median
Family Income (HAMFI).
Cost of Housing
Base 2015 2019 % Change
Median Home Value $315,000 $370,800 17.7%
Median Contract Rent $1,177 $1,397 18.6%
Table 27 – Cost of Housing
Data
Source:
2005‐2009 ACS (Base Year), 2015‐2019 ACS (Most Recent Year)
2019 Rent Paid Number %
Less than $500 1,576 4.5%
$500‐999 5,085 14.4%
$1,000‐1,499 14,317 40.5%
$1,500‐1,999 9,694 27.4%
$2,000 or more 4,692 13.2
Total 33,788 100%
Consolidated Plan COLLIER COUNTY 85
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Table 28 ‐ Rent Paid
Data Source:2015‐2019 ACS
Housing Affordability
% Units affordable to
Households earning
Renter Owner
30% HAMFI 1,275 No Data
50% HAMFI 4,455 5,350
80% HAMFI 18,220 15,901
100% HAMFI No Data 23,541
Total 23,950 44,792
Table 29 – Housing Affordability
Data
Source:
2011‐2015 CHAS
Monthly Rent
Monthly Rent ($)Efficiency (no
bedroom)
1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
Fair Market Rent 900 1,126 1,381 1,812 2,026
High HOME Rent 900 983 1,182 1,357 1,495
Low HOME Rent 721 772 926 1,070 1,193
Table 30 – Monthly Rent
Data
Source:
HUD FMR and HOME Rents, 2020
Is there sufficient housing for households at all income levels?
There is not a sufficient supply for low‐ and moderate‐income households in Collier County.
This is evident through cost burden data that considers median household income as compared
to median rental rates and home values. A significant lack of affordable housing exists
particularly for the approximately one in four households that are at the low or very‐low‐
Consolidated Plan COLLIER COUNTY 86
OMB Control No: 2506‐0117 (exp. 09/30/2021)
income levels. The table above shows that there is insufficient housing for extremely low‐ and
low‐income households in the County. Based on 2019 ACS data there are an estimated 6,273
very‐low‐income households in Collier, but only 1,275 affordable rental units at 30% HAMFI.
Collier County conducts an apartment study quarterly to look at pricing trends and needs.
Additionally, the County also produces a housing demand model annually to keep a pulse on
the number of units needs within the County. Below is a snapshot of the report.
How is affordability of housing likely to change considering changes to home values and/or
rents?
Affordability in Collier County has decreased because the cost of housing continues to increase
and the availability of land decreases. According to Zillow (2021), the typical home value of
homes in Collier County is $381,207. This value is seasonally adjusted and only includes the
middle price tier of homes. When compared to the 2019 ACS estimates, the County’s median
value was $370,800, which is a 2.8% increase. According to the National Low Income Housing
Coalition’s 2020 Out of Reach Report, the County’s Fair Market Rent for a two‐bedroom was
$1,381 when compared to the 2019 ACS estimates the median rent was $1,397, which is a slight
decrease of 1.14%. Another compounding factor adversely affecting affordability is unit vacancy
rate. According to the 2019 ACS, the rental unit vacancy rate for Collier County was 7.1% while
the owner‐occupied unit vacancy rate was 3.5%. It should be noted that production of new
units became available in the high‐end rental market which could cause the vacancy rate to
trend higher than normal overall, but the vacancy rate in the low‐income rental market is less
3% according to the Quarterly Apartment Survey, conducted by Community and Human
Services staff.
How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this
impact your strategy to produce or preserve affordable housing?
As actual rental rates have continued to rise, they are outpacing the HUD‐established fair
market rents (FMRs). The FMR and HOME high rents are substantially below the 2019 median
rental rates as reported by Zillow. As reflected in the following charts, the 2020 High HOME
Consolidated Plan COLLIER COUNTY 87
OMB Control No: 2506‐0117 (exp. 09/30/2021)
rents and Fair Market Rents for efficiencies, one‐, two‐, and three‐bedroom units in the Naples‐
Immokalee‐Marco Island, Florida MSA are the similar as the Area Median Rent, and comparable
for four‐bedroom units. However, as detailed above, housing costs in the County are increasing
at higher rates than incomes. As housing construction and rehabilitation costs rise, it will be
increasingly difficult to produce much needed affordable housing.
Rent Reasonableness allows Collier County to provide housing for units up to 10% over the Fair
Market Rent rate.
HOME Rent Limits
Discussion
As housing costs continue to rise, so does the demand for housing that is affordable to low‐
income households, particularly rental housing for the very low and extremely low‐income
households. The County will need to consider new and innovative ways to meet this demand.
MA‐20 Housing Market Analysis: Condition of Housing – 91.210(a)
Introduction
The age and condition of a county’s housing stock are important variables in assessing the
overall characteristics of the local housing market. This section will review important data
about the county’s housing stock. The older housing stock, particularly older rental housing
often has code and deferred maintenance issues that can impact the longevity of the housing
structure which in turn impacts the housing supply in terms of accessibility and affordability.
Definitions
Standard Condition: No major structural defects; adequate plumbing and kitchen facilities;
appearance which does not create a blighting influence; and the house meets additional, more
Consolidated Plan COLLIER COUNTY 88
OMB Control No: 2506‐0117 (exp. 09/30/2021)
stringent, local standards and building codes, including lead‐based paint clearance. Such units
may be eligible for housing rehabilitation funding if interior conditions are such that the HUD
Section 8 Housing Quality Standards or other standards are not met. Examples of ways in which
the interiors of such homes might be rehabilitated include the replacement of heating systems,
electrical system repairs or upgrades, plumbing system repairs or upgrades, energy efficiency
improvements, and accessibility improvements.
Substandard Condition but Suitable for Rehabilitation: This category describes dwelling units
that do not meet standard conditions but that are both financially and structurally feasible for
rehabilitation. Such units may be lacking complete plumbing or kitchen facilities and/or may
have exterior elements in need of repair (e.g., a roof in need of replacement, siding in need of
repair or replacement, or a missing/failing foundation), and the unit value must exceed the cost
of the repairs or upgrades required to bring it to standard condition.
Substandard Condition but Suitable for Rehabilitation: The nature of the substandard condition
makes rehabilitation both financially and structurally feasible. Such units will typically have an
improvement value that is less than the cost of addressing the habitability and exterior
elements that cause its classification as “substandard,” or will be considered to be unoccupiable
for reasons of safety by the county’s building official.
Housing Conditions: Condition of units is assessed using the same criteria as in the Needs
Assessment. This includes: 1) lacks complete plumbing facilities, 2) lacks complete kitchen
facilities, 3) more than one person per room, 4) cost burden (amount of income allocated to
housing) is greater than 30%, and 5) complies with applicable building code standards.
Condition of Units
Owner‐Occupied Renter‐OccupiedCondition of Units
Number %Number %
With one selected Condition 22,585 29%15,530 47%
With two selected Conditions 839 1%2,210 7%
With three selected
Conditions 25 0%50 0%
With four selected Conditions 0 0%0 0%
No selected Conditions 54,760 70%15,135 46%
Total 78,209 100%32,925 100%
Table 31 ‐ Condition of Units
Data
Source:
2011‐2015 ACS
Consolidated Plan COLLIER COUNTY 89
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Year Unit Built
Owner‐Occupied Renter‐OccupiedYear Unit Built
Number %Number %
2000 or later 25,049 32%9,025 27%
1980‐1999 40,975 52%16,525 50%
1950‐1979 11,674 15%7,093 22%
Before 1950 509 1%277 1%
Total 78,207 100%32,920 100%
Table 32 – Year Unit Built
Data
Source:
2011‐2015 CHAS
Risk of Lead‐Based Paint Hazard
Owner‐Occupied Renter‐OccupiedRisk of Lead‐Based Paint Hazard
Number %Number %
Total Number of Units Built Before 1980 12,183 16%7,370 22%
Housing Units build before 1980 with children
present 10,416 13%4,893 15%
Table 33 – Risk of Lead‐Based Paint
Data
Source:
2011‐2015 ACS (Total Units) 2011‐2015 CHAS (Units with Children present)
Consolidated Plan COLLIER COUNTY 90
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Vacant Units
Suitable for
Rehabilitation
Not Suitable for
Rehabilitation
Total
Vacant Units 0 0 81,711
Abandoned Vacant Units 0 0 0
REO Properties 0 0 0
Abandoned REO Properties 0 0 0
Table 34 ‐ Vacant Units
Need for Owner and Rental Rehabilitation
The age of the housing stock in Collier County will continue to have a significant impact on
general housing conditions in the area. The 2019 ACS data shows that only 16.73% of the
county’s housing stock was built prior to 1970. Owner and renter households, especially those
located in low‐income target neighborhoods will be in need of rehabilitation assistance to
maintain their homes. As housing ages, maintenance costs rise, which can present significant
costs for low‐ and moderate‐ income homeowners. This also poses a threat to low‐ and
moderate‐ income tenants who are not able to maintain close communications with their
landlords or property managers who may be out of state when repairs are needed.
Estimated Number of Housing Units Occupied by Low‐ or Moderate‐Income Families with LBP
Hazards
Exposure to lead‐based paint represents one of the most significant environmental threats
from a housing perspective. Lead is a highly toxic metal that may cause a range of health
problems for adults, and especially for children. The major source of lead exposure comes from
lead‐contaminated dust found in deteriorating buildings. Many residential properties built
before 1978 contain lead‐based paint. Unfortunately, measuring the exact number of housing
units with lead‐based paint hazards is difficult. HUD regulations regarding lead‐based paint
apply to all federally assisted housing. Low‐income households that earn between 0‐50%
Median Family Income (MFI) are least able to afford well maintained housing and, therefore,
are often at greater risk of lead poisoning.
Consolidated Plan COLLIER COUNTY 91
OMB Control No: 2506‐0117 (exp. 09/30/2021)
MA‐25 Public and Assisted Housing – 91.210(b)
Introduction
Collier County Housing Authority (CCHA) provides housing assistance to low‐income residents
through the management of the areas Housing Choice Voucher Program ‐ Section 8. This
program is income based and the eligibility requirements are set by HUD. The CCHA has been
committed to providing safe, decent, and affordable housing to low‐income residents in Collier
County since 1966. The CCHA administers a number of programs, such as the Far Worker
Housing, the Housing Choice Voucher Program, and the Family Self‐Sufficiency Program, to
promote self‐sufficiency and economic opportunity for local residents.
The data tables presented in this section were pre‐populated by the HUD eCon Planning Suite.
In many instances, the data is either incorrect or out of date; however, no changes can be
made. Where data were available, supplemental tables are provided.
Totals Number of Units
Program Type
Vouchers
Special Purpose Voucher
Certificate Mod‐
Rehab
Public
Housing Total Project
‐based
Tenant
‐
based.Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units
vouchers
available
0 0 0 440 0 0 0 0 0
# of
accessible
units
0 0 0 0 0 0 0 0 0
*includes Non‐Elderly Disabled, Mainstream One‐Year, Mainstream Five‐year, and Nursing
Home Transition
Table 35 – Total Number of Units by Program Type
Data
Source:
PIC (PIH Information Center)
Consolidated Plan COLLIER COUNTY 92
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Describe the supply of public housing developments:
The CCHA owns and manages four public housing developments: 276 units of low‐income
housing in Farm Worker Village, 315 units of farm labor housing also in Farm Worker Village, 30
units of farm labor housing known as Collier Village and a 192‐bed dormitory known as Horizon
Village. In addition, CCHA serves an over 3,100 persons through the administration of the
Section 8 rental assistance program and Family Self Sufficiency Program to provide support
services to low, elderly, disabled, and homeless persons living in Collier County.
Describe the number and physical condition of public housing units in the jurisdiction,
including those that are participating in an approved Public Housing Agency Plan:
HUD's Real Estate Assessment Center conducts physical inspections of properties that are
owned, insured, or subsidized by HUD, including public housing and multifamily assisted
housing. However, because the public housing units in Collier County are funded by USDA and
not HUD, they are neither inspected by the Real Estate Assessment Center nor are they covered
by a Public Housing Agency Plan. The Housing Choice Vouchers are tenant‐based and the
properties at which the vouchers are used vary significantly in physical condition.
Public Housing Condition
Public Housing Development Average Inspection Score
n/a n/a
Table 36 ‐ Public Housing Condition
Describe the restoration and revitalization needs of public housing units in the jurisdiction:
The CCHA was awarded a SHIP Rental Acquisition grant to buy properties in Naples to rent to
low‐income families. This project will be financed in part by the State Housing Initiative
Program (SHIP) and the Collier County Community and Human Services Division. The CCHA has
also applied for rehabilitation grant through the Collier County Community and Human Services
Division to rehab older units. Additionally, the Housing Authority also receive money from the
HOME and CDBG program to add HVAC units in Immokalee.
Describe the public housing agency's strategy for improving the living environment of low‐
and moderate‐income families residing in public housing:
The CCHA also sponsors and supports self‐sufficiency programs focused at helping their
residents improve their economic situation and quality of living. The programs, ROSS and FSS,
are voluntary self‐sufficiency programs that provide participating families the opportunity to
identify needs, improve skill sets, and work towards life goals, economic independence, and
housing self‐sufficiency programs provide families with:
A plan specifically tailored to their family or individual goals.
Consolidated Plan COLLIER COUNTY 93
OMB Control No: 2506‐0117 (exp. 09/30/2021)
A link to community organizations geared towards education, job training and
placement programs, computer and financial literacy, and increased self‐sufficiency.
An advocate and supporter to help residents work through barriers preventing self‐
sufficiency.
Consolidated Plan COLLIER COUNTY 94
OMB Control No: 2506‐0117 (exp. 09/30/2021)
MA‐30 Homeless Facilities and Services – 91.210(c)
Introduction
Collier County partners with the Hunger & Homeless Coalition of Collier County to address the
needs of the homeless individuals and families or at risk of homelessness. There are multiple
organizations providing services in Collier County, such as homeless assistance providers, victim
service providers, nonprofit organizations, public housing agencies, mental health agencies and
government‐based organizations. The Hunger & Homeless Coalition of Collier Coalition is a
working group whose mission is to “support the planning, delivery and coordination of high-
quality services to the hungry, homeless, and those at risk of homelessness in our community.”
The group also works to provide programs and services related to housing, mental and physical
health, nutrition, clothing, and education. Data for the HUD‐formatted table below was taken
from the available information from the CoC that follows.
Facilities and Housing Targeted to Homeless Households
Emergency Shelter Beds Transitional
Housing
Beds
Permanent Supportive
Housing Beds
Year‐
Round
Beds
(Current &
New)
Voucher /
Seasonal /
Overflow
Beds
Current &
New
Current &
New
Under
Development
Households with
Adult(s) and
Child(ren)
92 0 54 0 0
Households with
Only Adults 140 0 132 30 0
Chronically
Homeless
Households
0 0 0 0 0
Veterans 0 0 0 0 0
Unaccompanied
Youth 23 0 8 0 0
Table 37 ‐ Facilities and Housing Targeted to Homeless Households
Consolidated Plan COLLIER COUNTY 95
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Describe mainstream services, such as health, mental health, and employment services to the
extent those services are used to complement services targeted to homeless persons
Many social service agencies in Collier County provide benefits to homeless individuals and
families to address homelessness. These services are essential to facilitate the process and
serve the needs of those who have already become homeless. These organizations provide
many services to their clientele, including but not limited to counseling, case management, life
skills training, financial literacy classes, and victim advocacy, all of which help residents to
develop the skills and knowledge to transition into permanent housing or independent living
and to maintain steady employment. The goal of providing supportive services is self‐
sufficiency.
While case management services do exist within programs, some stakeholders noted that
tenancy supports are underfunded and are not available on the scale needed to serve people in
PSH and RRH. Robust tenancy supports would improve housing‐related outcomes across the
system. Discussions are also ongoing regarding hiring FTE staff including case managers,
licensed mental health case managers, peer specialist and licensed substance abuse case
managers to coordinate services or provide onsite services.
List and describe services and facilities that meet the needs of homeless persons, particularly
chronically homeless individuals and families, families with children, veterans and their
families, and unaccompanied youth. If the services and facilities are listed on screen SP‐40
Institutional Delivery Structure or screen MA‐35 Special Needs Facilities and Services,
describe how these facilities and services specifically address the needs of these populations.
Collier County has a broad network of homeless providers offering emergency shelter,
transitional housing, employment services, legal services, food, veteran’s services, medical
services, financial assistance, eviction prevention services, and assistance with alcohol and drug
dependency. The following agencies listed provide services specifically for homeless people:
The Shelter for Abused Women and Children in Naples is the only domestic violence center in
Naples. It includes emergency shelter (where stays average 29 days) and a transitional housing
program (where residents can live for up to 2 years). Other services include a confidential
hotline, safety planning, counseling and support groups in English and Spanish, court advocacy
and assistance with daily needs such as food, clothing, toiletries, and household items.
St. Matthew’s House operates several facilities in Collier County, including emergency and
transitional housing in Naples, an emergency shelter in Immokalee (Immokalee Friendship
House), and transitional supportive apartments for persons with substance abuse or mental
health needs. Other services include a food pantry, thrift store, counseling and case
management, and access to referrals for medical, mental health, and substance abuse needs
through partnerships with other organizations in Collier County.
Consolidated Plan COLLIER COUNTY 96
OMB Control No: 2506‐0117 (exp. 09/30/2021)
The Salvation Army and St. Vincent De Paul provides financial assistance for food, shelter, and
other aid to Collier County residents who meet certain income criteria.
Youth Haven is a 24‐hour residential shelter for children removed from their homes due to
abuse, neglect, or abandonment. In addition to a 23‐bed emergency shelter, Youth Haven
offers a child and family counseling center, in‐home parenting classes, case management, and a
teen drop‐in center with showers, laundry facilities, and meals. Typical length of stays range
from 45 to 60 days until children are placed in foster care or with a relative.
Providence House provides a faith‐based, transitional housing and self‐sufficiency program for
motivated women with young children who are homeless or at risk of being homeless. These
women lack the long‐term support necessary to acquire the assets foundational to re‐
establishing their families. The two‐year accountability program not only encourages the
development of self‐efficacy, but it also provides women and their children with resources that
they need to become independent. Providence House also offers case management, life skills
training, and counseling referrals.
Wounded Warriors assists with the needs of Veterans and their families, with the focus on
education, housing, and mental health. The Hunger and Homeless Coalition of Collier
County estimates that there are 80‐90 homeless Veterans in Collier County. Wounded Warriors
of Collier County is dedicated to ending Veteran homelessness in Collier County by employing
various housing models.
MA‐35 Special Needs Facilities and Services – 91.210(d)
Introduction
This section describes the housing and social service needs of Collier County’s special
populations including:
Elderly,
frail elderly,
domestic violence victims,
residents with diagnosis of HIV/AIDS,
residents with substance abuse, mental health, or disability diagnosis.
The special needs population includes individuals having mobility impairments, disabilities, or
that require supportive services.
Typically, this population has a severe or persistent mental illness, development, and physical
disabilities. Several organizations provide facilities and services for special needs populations in
Collier County.
Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental),
persons with alcohol or other drug addictions, persons with HIV/AIDS and their families,
Consolidated Plan COLLIER COUNTY 97
OMB Control No: 2506‐0117 (exp. 09/30/2021)
public housing residents and any other categories the jurisdiction may specify, and describe
their supportive housing needs
The supportive housing needs of Collier County’s special needs sub‐populations (the elderly,
frail elderly, persons with disabilities, persons with HIV/AIDS and their families, persons with
alcohol or drug addiction, victims of domestic violence, and persons with a criminal record and
their families) mirrors the housing needs of the general population. Their needs include
affordable and accessible housing opportunities, job centers, access to transportation, and
most importantly to these subpopulations is social and supportive services to assist them in
accessing programs available to them. Services for these populations include counseling, case
management, ADL support, and education regarding fair housing rights and actions that can be
taken in the event those rights are violated.
Elderly and Frail Elderly ‐ Much of the elderly population in Collier County need a range of
community‐based services, i.e., social, physical, mental health, case management, chronic
disease management, supportive housing, and other services that assist people to remain living
in the community. Community‐based long term care services include in‐home supportive
services; home health care; adult day services; paratransit services; home‐delivered meals;
supportive services in a hotel; care in residential care facilities, including board and care and
assisted living; and other health and social services. Long term care and supportive services can
be provided in home and community‐based settings, as well as in institutional settings,
depending on need and choice. Collier County also has a comprehensive meals program that
provides congregate, and home delivered meals. The case management services for seniors
program also allows seniors to participate in the EHEAP for the elderly to help with electric
services.
Persons with Disabilities ‐ Persons with disabilities often require accessible features and
ground floor housing units and support animals. Available housing for this subpopulation is
limited within Collier County, thus limiting housing choice. Units are available for this
population; however, there is greater demand for units for people with chronic mental illness
for units for people with physical or developmental disabilities. Funding from the State Housing
Incentive Partnership (SHIP) programs allows Community Assisted & Supported Living (CASL)
and ROOF Collier County to create supported living homes for adults with disabilities.
Persons with Drug Addiction and Criminal Records may be disqualified from housing
opportunities public housing or Section 8 rental assistance, and accordingly, assistance with
housing for low‐income members of this subpopulation must be provided by other
nongovernmental organizations.
Survivors of Domestic Violence need safe housing, removal of barriers to relocation, and
protection from perpetrators. Housing providers need to be aware of and adhere to protocols
outlined in the Violence Against Women’s Act.
Persons with HIV/AIDS and their families supportive housing needs include housing developed
with HOPWA funding and other dedicated resources. Persons living with HIV/AIDS often have
Consolidated Plan COLLIER COUNTY 98
OMB Control No: 2506‐0117 (exp. 09/30/2021)
medical concerns that can severely impact their ability to earn wages sufficient to maintain
adequate housing. HOPWA funding is not received directly in Collier County.
Public Housing Residents need supportive social services to aid families in becoming self‐
sufficient. These services include financial counseling, housing counseling, credit counseling,
down‐payment assistance programs, job training and placement, and access to transportation.
Describe programs for ensuring that persons returning from mental and physical health
institutions receive appropriate supportive housing
Public systems or institutions (i.e., jails, prisons, hospitals, child welfare, mental health facilities,
etc.) often release individuals directly into homelessness. Supportive housing has been
identified as one of the greatest needs for special needs subpopulations after being discharged
from mental and physical health institutions. In Collier County, housing referrals are often made
to the David Lawrence Center a nonprofit that owns and operates treatment programs and
supportive housing for people with mental health and substance abuse disorders. Community
members reported a need for community‐living, group home type housing for those
transitioning from inpatient care to more independent living situations. One such agency
providing that service is Community Assisted & Supported Living (CASL).
Specify the activities that the jurisdiction plans to undertake during the next year to address
the housing and supportive services needs identified in accordance with 91.215(e) with
respect to persons who are not homeless but have other special needs. Link to one‐year
goals. 91.315(e)
Collier County will prioritize increasing the supply of affordable housing that includes
supportive services for special needs subpopulations which include families with children,
seniors, ex‐offenders, people with HIV/AIDS, victims of domestic violence, people with drug and
alcohol addictions, people who are evicted or foreclosed, people with physical and mental
disabilities, veterans, youth and young adults, and youth aging out of foster care. The county
will give preference to projects that are rich in amenities and opportunity to include proximity
to grocery stores, public transportation, and job centers. Additionally, Collier County will
continue to support programs that provide rental subsidies to low‐income housing households
to make existing units affordable; providing down payment assistance to eligible low and
moderate‐income homebuyers; and supporting community efforts to fund the affordable
housing trust fund. However, there is not a consistent revenue stream to support funding the
trust fund. Collier County also will focus on increasing the supply of accessible units for persons
with disabilities. To address special housing and supportive needs, Collier County has identified
the following one‐year goals and plans to fund Tenant‐Based Rental Assistance, supporting new
construction of rental and homeowner housing, and providing assistance to homebuyers.
HOME funds will be directed to projects that address the needs of persons who have an
identified special need. HOME and CDBG funds have been utilized to support a range of
developments to support special needs populations.
For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to
undertake during the next year to address the housing and supportive services needs
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identified in accordance with 91.215(e) with respect to persons who are not homeless but
have other special needs. Link to one‐year goals. (91.220(2))
Collier County will prioritize increasing the supply of affordable housing that includes
supportive services for special needs subpopulations. The county will give preference to
projects that are rich in amenities and opportunity to include proximity to grocery stores, public
transportation, and job centers. Since many services available to special needs populations are
offered through nonprofit agencies within the community, there is a need for these agencies to
strengthen collaboration among service providers across the region to ensure appropriate
delivery of services. To address special housing and supportive needs, Collier County has
identified the following one‐year goals and plans to fund Tenant‐Based Rental Assistance,
supporting new construction of rental and homeowner housing, and providing assistance to
homebuyers. As it relates to housing, Collier County has allocated HOME funds for future
development of affordable housing. Projects will be solicited through an application process
and are strongly encouraged to include a set‐aside for special needs populations. Collier County
will continue our SHIP home repair programs that are frequently used by elderly persons,
persons with disabilities, veterans, and families with children. As it relates to supportive
services, the County will continue to provide CDBG funds for human services related to food
assistance, social services, and assistance for victims of domestic violence and children at risk of
child abuse.
MA‐40 Barriers to Affordable Housing – 91.210(e)
Negative Effects of Public Policies on Affordable Housing and Residential Investment
The Collier County Land Development Code, as amended through November 20, 2020, and the
Naples Land Development Code, as amended through December 16, 2020, were each reviewed
and evaluated against a list of common fair housing issues. The zoning regulations are
permissive and allow for flexibility as to the most common fair housing issues. Neither
jurisdiction received a high‐risk score on any of the fair housing issues evaluated. However, the
County and Naples received medium risk scores on certain issues where the zoning regulations
still have the potential to negatively impact fair and affordable housing, and where
improvements to the rules and policies could be made to protect the fair housing rights of the
County’s residents more fully.
On paper, the residential zoning criteria for the jurisdictions surveyed are not inherently
prohibitive, and yet there is general consensus among residents, planning officials, housing
advocates, and other stakeholders that Collier County and Naples suffer from an affordability
gap for both affordable and workforce housing. This problem will only grow as rent and home
prices are expected to continue to trend upward. Based on 2015 projections provided by the
University of Florida’s Shimberg Center for Housing Studies, the County’s Affordable Housing
Advisory Committee estimates that 43% of Collier households pay more than 30% of their
income (the limit considered financially healthy) on housing related expenses, and 22% of
households spend more than half of their income on housing.
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There are some development costs that local governments simply cannot control, such as
materials and labor costs. However, there are other costs which government regulations
directly impact: for example, raw land costs (via minimum lot size requirements), permitting
costs, and impact fees. By reducing these costs, the hope is that there would be a trickle‐down
effect which would in turn make development of affordable housing more feasible. In the
context of the area’s already costly rental and housing market, development standards may be
a barrier to obtaining workforce and affordable housing for low to moderate income families
and should be evaluated and tailored to the area’s estimation of affordability, that is the extent
to which enough housing units of different costs can be developed to provide each household
with a unit it can afford (based on HUD’s 30%‐of‐income standard).
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MA‐45 Non‐Housing Community Development Assets – 91.215 (f)
Introduction
In determining priorities for the allocation of federal funds, the Collier County has recognized the
need to foster a competitive local economy that expands economic opportunities for present and
future residents. A unique economic development trend in Collier County is the high number of
seasonal residents who own property in the area. This phenomenon can cause data to trend in
ways that do not truly reflect the economy year‐round. This section describes the local
workforce, the nature of current employment, and activities that coordinate economic
development activities across local and regional agencies.
Economic Development Market Analysis
Business Activity
Business by Sector Number
of
Workers
Number
of Jobs
Share of
Workers
%
Share of
Jobs
%
Jobs less
workers
%
Agriculture, Mining, Oil & Gas
Extraction 3,969 4,573 3 4 1
Arts, Entertainment, Accommodations 24,234 24,862 21 22 1
Construction 10,554 11,915 9 10 1
Education and Health Care Services 17,850 19,482 16 17 1
Finance, Insurance, and Real Estate 6,972 6,368 6 6 ‐1
Information 1,522 1,382 1 1 0
Manufacturing 3,326 3,164 3 3 0
Other Services 5,299 5,613 5 5 0
Professional, Scientific, Management
Services 7,525 6,333 7 6 ‐1
Public Administration 0 0 0 0 0
Retail Trade 17,653 16,551 16 15 ‐1
Transportation and Warehousing 1,866 1,284 2 1 ‐1
Wholesale Trade 3,817 3,696 3 3 0
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Business by Sector Number
of
Workers
Number
of Jobs
Share of
Workers
%
Share of
Jobs
%
Jobs less
workers
%
Total 104,587 105,223 ‐‐‐‐‐‐
Table 38 ‐ Business Activity
Data
Source:
2011‐2015 ACS (Workers), 2015 Longitudinal Employer‐Household Dynamics (Jobs)
Labor Force
Total Population in the Civilian Labor Force 146,855
Civilian Employed Population 16 years and
over 135,345
Unemployment Rate 7.85
Unemployment Rate for Ages 16‐24 20.22
Unemployment Rate for Ages 25‐65 5.21
Table 39 ‐ Labor Force
Data
Source:
2011‐2015 ACS
Occupations by Sector Number of People
Management, business and financial 27,350
Farming, fisheries, and forestry occupations 6,120
Service 18,358
Sales and office 34,130
Construction, extraction, maintenance, and
repair 16,960
Production, transportation, and material
moving 5,985
Data
Source:
2011‐2015 ACS
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Table 40 – Occupations by Sector
Travel Time
Travel Time Number Percentage
< 30 Minutes 82,289 67%
30‐59 Minutes 34,824 28%
60 or More Minutes 6,520 5%
Total 123,633 100%
Table 41 ‐ Travel Time
Data
Source:
2011‐2015 ACS
Education:
Educational Attainment by Employment Status (Population 16 and Older)
In Labor ForceEducational Attainment
Civilian
Employed
Unemployed Not in Labor
Force
Less than high school graduate 16,669 2,084 6,458
High school graduate (includes
equivalency)30,610 2,064 10,135
Some college or Associate's degree 28,220 2,264 8,455
Bachelor's degree or higher 31,780 1,404 9,355
Table 42 ‐ Educational Attainment by Employment Status
Data
Source:
2011‐2015 ACS
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Educational Attainment by Age
Age
18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs
Less than 9th grade 678 3,615 3,605 6,625 5,299
9th to 12th grade, no diploma 3,765 3,503 3,552 4,269 4,114
High school graduate, GED, or
alternative 8,899 9,663 9,969 23,170 22,075
Some college, no degree 6,984 5,179 4,975 15,770 17,695
Associate's degree 1,268 3,017 3,087 6,923 5,385
Bachelor's degree 1,331 6,110 5,975 15,235 18,920
Graduate or professional degree 14 1,874 3,135 10,195 16,160
Table 43 ‐ Educational Attainment by Age
Data
Source:
2011‐2015 ACS
Educational Attainment – Median Earnings in the Past 12 Months
Educational Attainment Median Earnings in the Past 12 Months
Less than high school graduate $22,483
High school graduate (includes equivalency)$31,255
Some college or Associate's degree $37,184
Bachelor's degree $51,407
Graduate or professional degree $64,551
Table 44 – Median Earnings in the Past 12 Months
Data
Source:
2011‐2015 ACS
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Based on the Business Activity table above, what are the major employment sectors within
your jurisdiction?
Collier County’s largest employment sectors are:
Sales and Office (34,130)
Management, Business, and Finance (27,350)
Service (18,358)
Describe the workforce and infrastructure needs of the business community:
Collier County’s workforce needs is heavily dependent on the hospitality industry with more than
20% of the County’s workforce employed in that industry. Education and healthcare represent
the second largest sector of jobs in Collier County. The local economy will depend on a strong
labor pool skilled in these industries. The County should continue job training and employment
services and seek to increase community college attendance among residents in poorer areas
including Immokalee, Bayshore residents, and residents residing in the RCAP/ECAP region.
Describe any major changes that may have an economic impact, such as planned local or
regional public or private sector investments or initiatives that have affected or may affect job
and business growth opportunities during the planning period. Describe any needs for
workforce development, business support or infrastructure these changes may create.
The County’s travel and tourism industry was hard hit with the effects of the Coronavirus
Pandemic. Prior to the pandemic the County had a strong business climate with many successful
CEOs, low property tax rates, wealthier citizens with high median incomes, and the state of
Florida has high ranking for a strong business environment. Residents will need skills in business
development and management and job training and skills in various service industries including
health care, education. While the arts, entertainment, tourism, and food services industries were
the hardest hit during the pandemic, additional job training in new fields will become apparent as
the County continues to recover from mandatory closures.
How do the skills and education of the current workforce correspond to employment
opportunities in the jurisdiction?
A skillful and well‐educated workforce is essential to attracting and retaining employers and
growing the County’s economy. Residents with a bachelor’s degree or higher were less likely to
be unemployed or not in the labor force than residents with less educational attainment. It is also
important to note that while educational attainment shows that most county residents have
educational attainment above a high school diploma, but most jobs are in sectors that do not
require degrees. It will be important for the county to strengthen its ability to attract companies
to open, relocate, or expand in Collier County.
Describe any current workforce training initiatives, including those supported by Workforce
Investment Boards, community colleges and other organizations. Describe how these efforts
will support the jurisdiction's Consolidated Plan.
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Career Source Southwest Florida provides individuals with career development resources in an
effort to provide skilled workforce for businesses. The organization offers various assessments,
workshops, and services to equip job seekers with the necessary skills to achieve self‐sufficient
employment. The work of Career Source Southwest Florida supports the Consolidated Plan by
increasing job readiness and job opportunities in priority neighborhoods, encouraging
microenterprise, and offering job skills and work programs to youth.
Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?
The Southwest Florida Regional Planning Council prepares a CEDS (the current CEDS is 2018‐
2022) to document economic development goals and priorities of the Southwest Florida region.
If so, what economic development initiatives are you undertaking that may be coordinated
with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact
economic growth.
Major program goals for the 2017‐2022 goals are divided into six key areas: talent supply and
education, quality of life & quality places, infrastructure and growth leadership, civic and
governing systems, business climate & competitiveness, and innovation & economic
development.
CEDS goals include, but are not limited to:
Collier County has instituted a one cent sales tax to construct a high‐tech center.
Provide sufficient funding and encourage flexibility to allow regional stakeholders to
address local needs in education, training, and workforce development.
Ensure educational systems and workforce training that support innovation and creativity.
Protect natural resources to support quality environment and eco‐tourism.
Develop projects that improve the region’s quality of life.
Increase the supply of workforce housing in the region.
Expand arts and cultural identity.
Develop transportation systems to support a prosperous, globally competitive economy
while minimizing impacts to the natural environment.
Promote available ready‐sites and buildings.
Improve public/private/civic cooperation, collaboration, and communication of the
Region’s economic strategies.
Improve regional coordination of economic development, land use, infrastructure, water,
and natural resource decision making.
Support the region’s growing elderly population.
Develop projects and programs that support existing and new business.
Increase investment in business development and placement in the Region.
Monitor CEDS Performance Measures.
Provide funding for ongoing economic development activities.
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Provide technical assistance and use new technology to promote job growth.
Build seamless information technology infrastructure.
Encourage alternative energy production and green product industries.
Brand the region as a hub to attract and retain entrepreneurs.
MA‐50 Needs and Market Analysis Discussion
Are there areas where households with multiple housing problems are concentrated? (include
a definition of "concentration")
As show in the map, the highest concentrations of low‐income households (greater than 80%)
with severe problems are Immokalee, and there are two targeted CRAs in the Bayshore‐Gateway
Triangle Area and Immokalee. There are significantly higher percentages of low‐income
households located in census tracts 0104.05, 0104.18, and 0104.20 within Collier County.
Collier County ‐% of LI Households with Any of 4 Severe Housing Problems
Source: HUD CPD Maps, https://egis.hud.gov/cpdmaps/
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Collier County Census Tracts
Source : www.geomap.ffiec.gov
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Are there any areas in the jurisdiction where racial or ethnic minorities or low‐income families
are concentrated? (include a definition of "concentration")
An area of racial or ethnic concentration is defined as one in which the minority population share
is 20% higher than the group’s Countywide average. There are a significant higher percentage of
White residents throughout the County.
White Population Concentration
Source: HUD CPD Maps, https://egis.hud.gov/cpdmaps/
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What are the characteristics of the market in these areas/neighborhoods?
Collier County targets resources in low‐moderate income census block groups to meet regulatory
requirements for CDBG grant funds and to target areas with the highest level of needs. These
areas are considered “target areas” for use of HUD grant funds for area improvements, such as
public infrastructure or facility improvements. HUD funds may also be spent outside of these
targeted areas, as long as they provide services, improvements, affordable housing, or other
benefits for low‐ and moderate‐income households or special needs populations.
Collier County ‐ Median Home Value
Source: HUD CPD Maps, https://egis.hud.gov/cpdmaps/
Are there any community assets in these areas/neighborhoods?
The Collier Resource Center exists solely to help families and adults obtain assistance to navigate
the maze of health and human service organizations. They provide information and referrals in
many areas and make every effort to match residents with the most appropriate and adequate
resources by providing personalized case management. There are resources for fundamental
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necessities, medical and mental health services, services for people with disabilities, elderly and
assistance for children, youth, and families.
Are there other strategic opportunities in any of these areas?
The Strategic Plan provided below identifies priority needs and geographic focus areas for
community development and housing efforts in Collier County over the next five years. These
priorities are based on findings from the need’s assessment and market analysis, along with
public input received through a variety of engagement methods. The County will continue to
concentrate CDBG, ESG, and HOME spending on public safety activities, housing initiatives, and
public service activities. Projects and programs funded using CDBG, ESG, and HOME funds will
meet program eligibility requirements, generate long term improvements for low‐ and moderate‐
income residents and communities, and help address federal, state, and local priorities, such as
expanding fair housing choice and sustainability.
This Strategic Plan also identifies market conditions which may influence the use of HUD grant
funds, the resources expected to be available to meet community needs, and the structure in
place for delivering services. Strategies for addressing public housing, homelessness, lead‐based
paint hazards, and poverty are summarized. Finally, the Plan outlines barriers to housing
affordability in Collier County and will provide a plan to monitor performance and compliance for
the CDBG, ESG, and HOME programs.
The Strategic Plan will guide the use of CDBG and HOME in Collier County over the next five years
and is guided by HUD’s three overarching goals that are applied according to the County’s needs.
These goals are:
To provide decent housing by preserving the affordable housing stock, increasing the
availability of affordable housing, reducing discriminatory barriers, increasing the supply
of supportive housing for those with special needs, and transitioning homeless persons
and families into housing.
To provide a suitable living environment through safer, more livable neighborhoods,
greater integration of low‐ and moderate‐income residents throughout the County,
increased housing opportunities, and reinvestment in deteriorating neighborhoods.
To expand economic opportunities through more jobs paying self‐sufficient wages,
homeownership opportunities, development activities that promote long‐term
community viability, and the empowerment of low‐ and moderate‐income persons to
achieve self‐sufficiency.
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MA‐60 Broadband Needs of Housing occupied by Low‐ and Moderate‐Income
Households ‐ 91.210(a)(4), 91.310(a)(2)
Describe the need for broadband wiring and connections for households, including low‐ and
moderate‐income households and neighborhoods.
For many Americans, access to computers and high‐speed Internet connections in an integral part
of their everyday lives. As most of information, services, and resources have transitioned to
online access, digital inequality has a direct impact on low‐income household’s social inequality.
According to HUD’s Office of Policy Development, in the Digital Inequality and Low-Income
Households Report, the disparate access to broadband can correlate with the inequality of
income, education, race, and ethnicity.
As part of the 2008 Broadband Data Improvement Act, the U.S. Census Bureau began asking
about computer and Internet use in the 2018 American Community Survey (ACS). Federal
agencies use these statistics to measure and monitor the nationwide development of broadband
networks and to allocate resources intended to increase access to broadband technologies,
particularly among groups with traditionally low levels of access. No longer a luxury, high speed
internet access is relied upon for residents to fully engage in an expanding array of employment,
education, training, financial and healthcare services. Internet access is relatively high but not
universal for all households in Immokalee.
Computer and Internet Use in the Collier County
2017 2018 2019
Estimate %Estimate %Estimate %
Total:144,354 (x)144,172 (x)140,578 (x)
Has a computer:133,979 92.8%134,294 93.1%134,309 95.5%
With dial‐up Internet
subscription alone 124,560 86.3%125,339 86.9%125,181 89%
With a broadband
Internet subscription 123,909 85.8%125,151 86.8%124,786 88.8%
Without an Internet
subscription 19,794 13.7%18,833 13.1%15,397 11%
No computer 10,375 7.2%9,878 6.9%3,269 4.5%
Source: American Community Survey Reports, U.S. Census Bureau, www.data.census.gov
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Describe the need for increased competition by having more than one broadband Internet
service provider serve the jurisdiction.
Throughout the United States, there is a significant digital divide; a gap between those who have
ready access to the internet and computers and those who do not. The divide is perpetuated by
limitations that are geographical as well as financial, where persons cannot afford to pay a
monthly service fee for Broadband service (an internet connection fast enough to stream a
video). Nationwide, less than half of households living on or under $20,000 are connected. This
lack of internet access in communities supports a deficit in opportunity, education, and other
prospects.1
The figure below shows
the number of fixed
broadband providers.
While the figure shows
the number of providers available, it does not reflect the household
level usage of broadband. From a fair housing perspective, ensuring
that residential broadband is available to housing projects both
within and in the outskirts of the county will support community viability and improve the quality
of life for residents.
1 Vick, Karl. March 2017. The Digital Divide: A Quarter of the Nation is Without Broadband. Time. Available at:
https://time.com/4718032/the‐digital‐divide/
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Fixed Broadband Deployment, 2021, https://broadbandmap.fcc.gov/
There are multiple broadband providers in Collier, including Orlando Telephone Company,
Comcast, Century Link, Inc, Viasat, and Hughes Network.
MA‐65 Hazard Mitigation ‐ 91.210(a)(5), 91.310(a)(3)
Describe the jurisdiction’s increased natural hazard risks associated with climate change.
According to the County’s 2020 Multi‐Jurisdictional Local Mitigation Strategy, Collier County is
threatened by several different types of natural, technological, and manmade hazards. These
hazards endanger the health and safety of the people of the county, jeopardize its economic
vitality, and imperil the quality of the natural environment. All lands bordering the Gulf Coast are
susceptible to tidal effects and flooding. Due to the relative flatness of Collier County’s
topography, historical water flow has always been shallow overland sheet flow during the wet
season. Hurricanes and tropical storms can occur anywhere within the Collier County planning
area. While coastal areas are most vulnerable to hurricanes, their wind and rain impacts can be
felt hundreds of miles inland. All of Collier County is vulnerable to hurricane and tropical storm
surge, but to varying degrees, with areas closer to the coast and water bodies that drain into the
coast facing greater risk.
Describe the vulnerability to these risks of housing occupied by low‐ and moderate‐income
households based on an analysis of data, findings, and methods.
Over 95% of Collier County falls within the Special Flood Hazard Area (SFHA). By definition of the
100‐year flood event, SFHAs are defined as those areas that will be inundated by the flood event
having a 1‐percent chance of being equaled or exceeded in any given year. Low‐income
properties located in these areas have a 26% chance of flooding over the life of a 30‐year
mortgage. According to NCEI, 35 recorded flood events affected the Collier County area from
2000 to 2019 causing an estimated $6,534,500 in property damage, with no fatalities, injuries, or
crop damage. Debris also poses a risk both during and after a flood to all residents including low‐
income households. During a flood, debris carried by floodwaters can cause physical injury from
impact. The second type of health problem arises after most of the water has gone. Stagnant
pools can become breeding grounds for mosquitoes, and wet areas of a building that have not
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been properly cleaned breed mold and mildew. A building that is not thoroughly cleaned
becomes a health hazard, especially for small children and the elderly. Much of the housing that
is affordable to lower income households is naturally occurring – meaning older and less
desirable housing. Many of these older units, built to less stringent standards, may be at
increased risk to natural hazards.
The County has identified housing‐related vulnerabilities of low‐ and moderate‐income residents:
Most residents lack the savings and/or insurance required to weather significant
economic challenges.
Economic shocks due to natural hazards, unexpected health expenses, or national
economic conditions can very quickly translate into housing instability and foreclosure.
There is currently very little, if any, excess housing stock in the Collier County area.
Lower income households are also more likely to lack rental insurance to recover from a disaster
and will have greater difficulty affording the cost of installing and operating cooling systems if
temperatures continue to rise.
Strategic Plan
SP‐05 Overview
Strategic Plan Overview
The Strategic Plan provided below identifies priority needs and geographic focus areas for
community development and housing efforts in the Collier County for the next five years. This
Plan will identify the County’s anti‐poverty initiatives, market conditions, available resources, and
the plan to monitor performance and compliance for each HUD program for which it receives
funds. The priorities identified are based on the information received from needs assessment
surveys, market analysis, stakeholder meetings, and public comments. Collier County is
anticipating over $18 million in federal funds over this 5‐year Consolidated Plan period. Collier
County Community & Human Service Division will administer these grant funds. The Community
and Human Services Division will partner with county departments, nonprofit partners,
developers, community housing development organizations, and the local housing authority to
expend these funds on eligible activities that address the strategic priorities listed in this Plan.
CDBG, HOME, and ESG allocations will be leveraged to generate long term improvements for low
and moderate‐income residents and communities while helping to address various federal, state,
and local priorities, such as affordable housing, fair housing choice, economic development,
homelessness, and lead‐based paint hazards.
The county will concentrate CDBG, HOME, and ESG spending on community facilities,
infrastructure projects, and public service activities. HOME funds will be utilized on the
development or rehabilitation of single and multi‐family housing units, tenant‐based rental
assistance activities, and homebuyer activities. Additionally, the County will focus on rapid re‐
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housing, homelessness prevention, emergency shelter, and essential services for the homeless
with the ESG grant.
The County currently has 97 Census Block groups that are classified as low/moderate income.
These tracts were defined by the U.S. Department of Housing and Urban Development (HUD) as
low/moderate‐income and are shown on the map below and table below.
FY 2020 ACS 5‐Year 2011‐2015 Low‐ and Moderate‐Income Summary Data
Tract Blckgrp Low Lowmod Lmmi Lowmoduniv Lowmod_pct
010510 2 385 480 645 940 51.06%
010412 3 100 1065 1470 2065 51.57%
010506 1 555 670 955 1290 51.94%
010105 1 85 550 815 1045 52.63%
010505 2 635 1445 1905 2730 52.93%
010601 1 445 500 580 940 53.19%
010108 2 145 415 505 775 53.55%
010300 2 180 615 865 1135 54.19%
010701 4 295 510 880 925 55.14%
010419 2 675 985 1395 1730 56.94%
010411 3 1185 1770 2240 3030 58.42%
010605 1 160 555 810 950 58.42%
010506 3 1540 1690 2150 2880 58.68%
010507 1 1650 2055 2655 3475 59.14%
011301 3 505 870 1100 1455 59.79%
010110 4 360 860 975 1435 59.93%
010411 1 1425 2150 2720 3535 60.82%
010803 1 480 1055 1300 1730 60.98%
011102 3 510 640 785 1045 61.24%
010701 2 350 500 670 815 61.35%
010701 1 545 980 1380 1585 61.83%
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011400 1 780 1070 1440 1730 61.85%
010417 3 155 630 715 1015 62.07%
010509 2 350 690 900 1105 62.44%
010211 1 230 535 700 840 63.69%
011105 2 630 735 800 1130 65.04%
011302 3 1475 2045 2915 3115 65.65%
011400 3 1090 1115 1460 1675 66.57%
010803 3 530 965 1175 1430 67.48%
010110 3 370 865 940 1260 68.65%
010419 1 875 1520 1820 2205 68.93%
010702 1 780 1120 1385 1620 69.14%
010420 2 1255 2270 2695 3260 69.63%
011301 2 2045 2990 3665 4180 71.53%
010508 1 1125 2415 2760 3375 71.56%
010701 3 175 330 370 450 73.33%
011204 1 575 855 1150 1150 74.35%
010410 2 815 1390 1775 1835 75.75%
011102 2 835 860 940 1135 75.77%
010604 3 290 975 1205 1260 77.38%
010605 3 570 960 1035 1240 77.42%
010601 2 935 1140 1370 1470 77.55%
010410 1 1995 3195 3805 4075 78.40%
000700 1 865 1125 1280 1425 78.95%
010420 3 755 1270 1310 1600 79.38%
011103 2 880 1135 1325 1395 81.36%
011205 1 715 965 1080 1165 82.83%
010410 3 2135 3550 3860 4180 84.93%
Consolidated Plan COLLIER COUNTY 118
OMB Control No: 2506‐0117 (exp. 09/30/2021)
010420 1 1050 1725 1900 2015 85.61%
011302 1 890 1690 1830 1955 86.45%
010802 4 870 1075 1225 1225 87.76%
010802 3 1170 1940 2120 2145 90.44%
011400 2 580 1085 1140 1195 90.79%
011204 2 1795 1900 2045 2045 92.91%
011302 2 1275 1650 1765 1765 93.48%
011205 2 1185 1275 1290 1340 95.15%
011204 3 715 775 775 810 95.68%
011301 1 590 850 850 880 96.59%
Consolidated Plan COLLIER COUNTY 119
OMB Control No: 2506‐0117 (exp. 09/30/2021)
SP‐10 Geographic Priorities – 91.215 (a)(1)
Geographic Area
Collier County is an urban area that relies on widely accepted data such as American Community
Survey (ACS), HUD low and moderate‐income summary data, and Federal Financial Institutions
Examinations Council (FFIEC) data to determine areas throughout the community with
concentrations of low and moderate‐income communities. Program resources are allocated
county‐wide based on low‐mod areas, which often coincide with areas of minority concentration.
Over the next five years, the County intends to utilize CDBG, HOME, and ESG funds in areas
where 51% or more of residents have low or moderate household incomes) are shown in the
map below:
Collier County and the City of Naples participate together in the Urban County CDBG Program.
Marco Island, an incorporated city within the County, opted out of participation in 2012.
Table 45 ‐ Geographic Priority Areas
Target Area Description
Target Area Name:Countywide
Target Area Type:Countywide
Consolidated Plan COLLIER COUNTY 120
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General Allocation Priorities
Describe the basis for allocating investments geographically within the jurisdiction (or within the
EMSA for HOPWA)
Collier County receives a direct entitlement of CDBG, HOME, and ESG funds from the U.S.
Department of Housing and Urban Development to address the needs in the community. The
needs identified during the Needs Assessment process were not exclusive to any specific
geographic area within the County. Collier County has opted to undertake projects that will
benefit income‐eligible households throughout the County rather than identifying a target area.
Program resources are allocated countywide based on low‐mod areas, which often coincide with
areas of minority concentration.
The following map depict the low‐ and moderate‐income block groups within Collier County. The
low‐income block groups identified in the map below will generally be prioritized for allocation of
Consolidated Plan resources, however, individual low‐ and moderate‐income persons residing
anywhere in Collier County may be eligible beneficiaries of CDBG funds.
Consolidated Plan COLLIER COUNTY 121
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Source: HUD CPD Mapping Tool, https://egis.hud.gov/cpdmaps/
Consolidated Plan COLLIER COUNTY 122
OMB Control No: 2506‐0117 (exp. 09/30/2021)
SP‐25 Priority Needs ‐ 91.215(a)(2)
Priority Needs
Through the Consolidated Planning process, the County has evaluated needs and assessed the market to determine gaps in services
and needs in the community. Through the evaluation and findings of other studies focused on community development along with
the needs and concerns established throughout the public participation process, a set of seven (7) priority needs have been
identified to guide the use of community development funds throughout the next five years.
Priority Need Name Housing Affordability
Priority Level High
Population
Extremely Low Income
Low‐Income
Moderate Income
Geographic Areas Affected Countywide – Collier County, FL
1
Associated Goals
‐New Construction, Rehabilitation, or Acquisition of Housing for Homeownership
‐New Construction, Rehabilitation, or Acquisition of Housing for Homeownership Rental
Housing
‐Homebuyer Assistance
‐CHDO Set‐Aside
Consolidated Plan COLLIER COUNTY 123
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‐Tenant Based Rental Assistance
Description
‐Provide down‐payment assistance (principal reduction and closing cost reduction) to eligible
low‐ and moderate‐income homebuyers.
‐Provide rental subsidies (TBRA) to low‐income households to make existing units affordable
for elderly, frail elderly, disabled persons, and veterans.
‐Support the development of affordable rental and owned housing, including projects
located near job centers that will be affordable to service employees and other low‐wage
members of the workforce.
‐Support homeownership opportunities for households through down payment or closing
cost assistance.
Basis for Relative Priority
The need for affordable housing for target populations was shown to be in great need in the
Housing Market Analysis, and Community Needs Survey. As demonstrated in the Housing
Needs Assessment many families suffer from substandard conditions, overcrowding, and
have a severe housing cost burden.
Priority Need Name Homelessness & Homelessness Prevention
Priority Level High
2
Population
Extremely Low‐Income
Low‐Income
Moderate‐Income
Consolidated Plan COLLIER COUNTY 124
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Disabled (Physical, Mental, Behavioral Health)
Elderly and Frail Elderly
Children and Youth
Homeless and At‐Risk Populations
Geographic Areas Affected Countywide – Collier County, FL
Associated Goals
‐Support Emergency Housing and Services for the Homeless
‐HMIS Support
‐Provide Rapid Re‐Housing and Homelessness Prevention
Description
‐Assist persons who are homeless through emergency, transitional, and permanent housing,
and supportive services.
‐Assist households at risk of homelessness with short‐term rental payment and other
assistance.
‐Assist agencies in tracking homelessness services through a homeless management
information system.
Basis for Relative Priority
As demonstrated in the Homeless Needs Assessment section of this plan and the Community
Needs Survey, the homeless population in the Collier County continues to grow without the
increase of services to meet their needs. Interviews with community stakeholders, public
meeting comments, and survey data reveled through our strategic planning process that this
is a high priority,
Consolidated Plan COLLIER COUNTY 125
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Priority Need Name Public Facilities
Priority Level High
Population
Extremely Low‐Income
Low‐Income
Moderate‐Income
Disabled (Physical, Mental, Behavioral Health)
Elderly and Frail Elderly
Children and Youth
Homeless and At‐Risk Populations
Geographic Areas Affected Countywide – Collier County, FL
Associated Goals
‐Improve Public Facilities
‐Improve Other Facilities
Description
‐Support public facility improvements that benefit low/moderate income households and
persons, and persons with special needs to include community centers, health care facilities,
parks, and public safety stations/offices, as well as other allowable public facility projects.
‐Improve existing deteriorated public facilities and infrastructure in low‐ and moderate‐
income areas.
3
Basis for Relative Priority The need for facilities is shown through the continued expressed need from the Community
Needs Survey.
Consolidated Plan COLLIER COUNTY 126
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Priority Need Name Public Infrastructure Improvements
Priority Level High
Population
Extremely Low‐Income
Low‐Income
Moderate‐Income
Disabled (Physical, Mental, Behavioral Health)
Elderly and Frail Elderly
Children and Youth
Homeless and At‐Risk Populations
Geographic Areas Affected Countywide – Collier County, FL
Associated Goals ‐Public Infrastructure Improvements
4
Description
‐Support public infrastructure improvements that benefit low/moderate income households
that eliminate blight, improve safety, and provide new affordable housing to include
demolition and redevelopment, sidewalk construction and repair, street improvements,
streetscaping, street lighting, crosswalks and pedestrian signaling systems, stormwater
improvements, and other allowable infrastructure improvements not listed here.
‐Improve existing deteriorated infrastructure in low‐ and moderate‐income areas.
Consolidated Plan COLLIER COUNTY 127
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Basis for Relative Priority
The need for infrastructure is shown through the continued demand for assistance from the
various programs and the expressed need from the Community Need Survey, interviews with
key community stakeholders, consultation with County staff, survey data, prior studies
conducted by the Collier Metropolitan Planning Organization.
Priority Need Name Public Services
Priority Level High
Population
Extremely Low‐Income
Low‐Income
Moderate‐Income
Disabled (Physical, Mental, Behavioral Health)
Elderly and Frail Elderly
Children and Youth
Homeless and At‐Risk Populations
Geographic Areas Affected Countywide – Collier County, FL
Associated Goals ‐Provide Public Service
5
Description
Fund projects that provide supportive services to low‐ and moderate‐income households as
well as persons with special needs, specifically including but not limited to medical and dental
services, mental health and substance abuse services, services to persons with disabilities,
Consolidated Plan COLLIER COUNTY 128
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senior services, youth services, housing counseling, legal services, services for victims of
domestic violence, employment training, and other allowable public services not listed here.
Basis for Relative Priority Through the Community Needs Survey and interviews with key community stakeholders,
public meeting input, survey data.
Priority Need Name Affirmatively Furthering Fair Housing Choice
Priority Level High
Population All
Geographic Areas Affected Countywide – Collier County, FL
Associated Goals
Provide public services
Provide assistance and education to homebuyers
Description Support targeted fair housing activities such as fair housing education, complaint handling
services, and enforcement.
6
Basis for Relative Priority Impediment identified in AI
Priority Need Name Program Administration and Planning 7
Priority Level High
Consolidated Plan COLLIER COUNTY 129
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Population All
Geographic Areas Affected Countywide – Collier County, FL
Associated Goals ‐Program Administration
Description Performance of administrative and planning requirements of CDBG, HOME, and ESG
programs.
Basis for Relative Priority Consultation with County staff
Table 46 – Priority Needs Summary
Consolidated Plan COLLIER COUNTY 130
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SP‐30 Influence of Market Conditions – 91.215 (b)
Influence of Market Conditions
Table 47 – Influence of Market Conditions
Affordable
Housing Type
Market Characteristics that will influence
the use of funds available for housing type
Tenant Based
Rental Assistance
(TBRA)
TBRA is an important tool for families to maintain affordable housing.
Severe cost burden is the greatest predictor of homelessness risk, with
populations paying more than 50% of their income towards housing
costs or having incomes at or below 50% AMI at greatest risk of
becoming homeless
TBRA for Non‐
Homeless Special
Needs
Lack of units with supportive services influences this program. Based
upon consultations with homeless housing and social service agencies, a
need for supportive housing has been identified as a priority. The special
needs households include those with disabilities, persons with mental
illness, elderly, frail elderly, veterans, as well as dysfunctional
households facing a variety of issues. Market characteristics impacting
this priority relate to the shortage of privately‐owned housing units
which are available to provide supportive housing programs. This
problem is intensified by the lack of public funds.
New Unit
Production
Rents will not financially support the cost of new unit production. A
shortage of affordable, decent housing units is an identified need. The
market characteristics influencing this priority include the age and
condition of the existing housing stock without the rent levels to support
rehabilitation. New construction faces the same market conditions. The
HOME program can provide some resources to address this issue.
Rehabilitation Rents will not financially support the cost of major rehabilitation
projects similar to the new unit production priority discussed above, the
achievable rents and income levels in the County often result in
rehabilitation in the private marketplace to be financially infeasible. This
issue is intensified by the age and condition of the housing stock.
Acquisition,
including
preservation
Lack of funding available to finance projects. There are opportunities to
improve the conditions and affordability of housing by the acquisition of
vacant, deteriorating structures. These structures are for the most part
multi‐unit in nature or previously nonresidential buildings appropriate
for conversion. The cost and complexity of acquisition and rehabilitation
of these structures usually requires implementations by an experienced
housing development entity and financial assistance. When structures
are of historic or architectural value, the cost can be increased. Similar
to the new unit production, the HOME program can provide the
resources for this type of development.
Consolidated Plan COLLIER COUNTY 131
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SP‐35 Anticipated Resources ‐ 91.215(a)(4), 91.220(c)(1,2)
Introduction
Collier County Entitlement grant resources totaling $4,567,555.47 are anticipated for the 2021
program year to meet underserved needs, foster decent affordable housing, develop
institutional structure, and enhance coordination between public and private housing and
social service agencies. Along with the County’s 2021 annual CDBG, HOME, and ESG allocations,
this figure includes $134,787.17 in prior year CDBG funds and $666,127.30 in prior year HOME
funds that will be reprogrammed for use this year. Additionally, this figure includes an
estimated $20,000 in program income, which the County anticipates receiving from its CDBG
program for use in 2021.
Anticipated Resources
Bond Financing: For multi‐family affordable housing and single‐family projects. A
portion of the bonds issued by a state, local government, or housing development
agency may be considered as HOME match.
Collier County Housing Trust Fund: Administered by the County eligible activities
include predevelopment, acquisition, construction, and rehabilitation costs associated
with low‐income housing development. The full amount of Collier Housing Trust Fund
grants/loans invested into the project is eligible as HOME match.
Florida Affordable Housing Tax Credit Program: Administered by the State of Florida,
this program provides below‐market interest rates for low‐income housing projects. The
maximum interest rate reduction is approximately 4% below market, for a maximum
term of 20 years. HOME match is calculated by applying the present discounted cash
value to the total yield foregone by the lender.
Affordable Housing Surtax: Passed by the voters in 2018 Property Tax Exemptions: Not
for profit developers may receive an exemption from property taxes have been awarded
on a project‐by‐project basis to low‐income housing developments. Generally based on
the benefits provided to the community and the duration of the low‐income housing
commitment.
Volunteer Labor: Area non‐profit housing developers have been successful in utilizing
volunteer labor in their developments. Architects, attorneys, and other professionals
have also contributed their services to non‐profit housing developments in Collier.
Volunteer labor is eligible as HOME match.
Private Contributions: Cash and materials have been contributed to the past by private
businesses, lenders, corporations, and foundations to assist in the development of
low‐income housing in the County. It is expected that future contributions from private
sources will continue to provide needed assistance. Private contributions are eligible as
HOME match.
Other Federal Resources Used at the Local Level: Federal Low‐income Housing Tax
Credits are allocated by the State of Florida and are used to subsidize rental housing
developments that are affordable to persons with incomes below 60% AMI. Area
projects have typically applied for the 9% tax credits in order to serve a lower‐income
Consolidated Plan COLLIER COUNTY 132
OMB Control No: 2506‐0117 (exp. 09/30/2021)
population. The 9% tax credits are more desirable but statewide demand greatly
exceeds available funding.
Publicly owned land: The County has a history of utilizing public property for affordable
housing. Currently one property is under development for low‐income affordable
housing in the County. The County does own land itself that could be put toward
affordable housing, but is looking at what it has, as well as land owned by other public
agencies, to determine whether certain properties are well suited for affordable
housing.
State Housing Initiatives Partnership program (SHIP): Provides funds to local
governments as an incentive to create partnerships that produce and preserve
affordable homeownership and multifamily housing. The program was designed to
serve very low, low‐ and moderate‐income families.
Consolidated Plan COLLIER COUNTY 133
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Expected Amount Available Year 1ProgramSource
of
Funds
Uses of Funds
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Expected Amount
Available Remainder
of Con Plan
$
Narrative
Description
CDBG Public –
Federal
‐Public services
‐Infrastructure and
facility
improvements
‐Housing
‐Economic
Development
‐Administration
‐Fair Housing
$2,774,274 $20,000 $134,787.17 $2,899,061.17 $11,596,244.68 Anticipated Year 1
funding will include
entitlement grant
funds, program
income, and prior
year unallocated
funds
HOME Public –
Federal
‐Homebuyer
assistance
‐Acquisition
‐Rental or
homeowner rehab
‐Rental or
homeownership
new construction
‐Tenant‐based
rental assistance
‐Administration
$753,000 $31,571 $666,127.30 $1,450,698.30 $5,802,793.20 Anticipated Year 1
funding will include
entitlement grant
funds, program
income, and prior
year unallocated
funds
Consolidated Plan COLLIER COUNTY 134
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ESG Public –
Federal
‐Shelter Operations
‐Rapid Re‐Housing
‐Homelessness
Prevention
‐HMIS
‐Administration
$217,796 $0 $0 $217,796 $871,184.00 Anticipated Year 1
funding will include
entitlement grant
funds
Table 48 ‐ Anticipated Resources
Consolidated Plan COLLIER COUNTY 135
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Explain how federal funds will leverage those additional resources (private, state, and local
funds), including a description of how matching requirements will be satisfied.
Collier County leverages a combination of public and private funding to conduct activities
identified in this plan. During this Consolidated Plan period, the County will research
opportunities to apply for additional funding streams that are consistent with the goals of the
Consolidated Plan. Infrastructure improvements projects capitalize on the ongoing
revitalization efforts in the Bayshore Gateway Triangle and the Immokalee CRA. These areas
were designated by the Collier County Board of Commissioners to boost the local economy and
uplift surrounding communities. Additionally, the County works with several nonprofit
organizations by granting funding for facility improvements and services. These grant funds are
leveraged by private donations and other resources to provide services to clients or residents of
Collier County.
The HOME program requires a 25% match of the total amount of funds drawn down during the
federal fiscal year. Collier County HOME subrecipients are required to submit a match log that
identifies the sources of match funds for each fiscal year. Match funds can be derived from
various sources to include: the value of sponsorships from local businesses; waived County
fees; donated land or improvements; volunteer hours; donated materials; or by other eligible
methods as provided in the HOME regulations. When necessary, the County also uses its SHIP
funding to match HOME funds. Historically, match amounts for HOME subrecipients have far
exceeded the 25% annual contribution requirements stipulated by HOME program regulations.
The ESG program requires a 100% match for the total amount of funds drawn down during the
federal fiscal year. Collier County requires all ESG subrecipients to provide a dollar‐for‐dollar
match by calculating the value of volunteer hours, private donations, and salary not covered by
ESG, other grant funding, in‐kind donations, or by other eligible methods as provided in the ESG
regulations. The County also provides match support for the ESG program from general funds.
If appropriate, describe publicly owned land or property located within the jurisdiction that
may be used to address the needs identified in the plan
County owned land will be used in in the development of 82 housing units at the Bembridge
property in partnership with McDowell Housing partners. There is no HUD funding in this
development.
Consolidated Plan COLLIER COUNTY 136
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SP‐40 Institutional Delivery Structure – 91.215(k)
Explain the institutional structure through which the jurisdiction will carry out its consolidated
plan including private industry, nonprofit organizations, and public institutions.
Consolidated Plan COLLIER COUNTY 137
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Responsible Entity Responsible
Entity Type
Role Geographic
Area Served
Collier County Government CDBG, HOME, and ESG
Program Administration
Collier County
Able Academy Nonprofit
Organization
Public Service Collier County
Boys & Girls Club of Collier
County
Nonprofit
Organization
Public Service Collier County
Children's Advocacy Center
of Collier County
Nonprofit
Organization
Public Service Collier County
Collier County Housing
Authority
Housing
Authority
Homeownership/
Affordable Housing
Collier County
Collier County Hunger and
Homeless Coalition
Nonprofit
Organization
Homeownership/
Affordable Housing
Collier County
Collier Resource Center, Inc.Nonprofit
Organization
Public Service Collier County
Collier Senior Resources Nonprofit
Organization
Public Service Collier County
David Lawrence Centers for
Behavioral Health
Nonprofit
Organization
Public Service Collier County
Drug Free Collier Nonprofit
Organization
Public Service Collier County
Empty Bowls Naples, Inc Nonprofit
Organization
Public Service Collier County
Grace Place for Children and
Families
Nonprofit
Organization
Public Service Collier County
Habitat for Humanity of
Collier County
Nonprofit
Organization
Homeownership/
Affordable Housing
Collier County
Harry Chapin Food Bank Nonprofit
Organization
Public Service Collier County
Consolidated Plan COLLIER COUNTY 138
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Hope for Families Ministry Nonprofit
Organization
Public Service Collier County
Immokalee CRA Nonprofit
Organization
Public Service Collier County
Immokalee Fair Housing
Alliance
Nonprofit
Organization
Homeownership/
Affordable Housing
Collier County
Legal Aid Service of Collier
County
Nonprofit
Organization
Public Service Collier County
Lighthouse of Collier Nonprofit
Organization
Public Service Collier County
Meals of Hope Nonprofit
Organization
Public Service Collier County
NAMI Collier County Nonprofit
Organization
Public Service Collier County
Naples Senior Center at JFCS Nonprofit
Organization
Public Service Collier County
Our Daily Bread Food Pantry
Incorporated
Nonprofit
Organization
Public Service Collier County
Residential Options of
Florida (ROOF)
Nonprofit
Organization
Public Service Collier County
St. Matthews House Nonprofit
Organization
Public Service Collier County
St. Vincent de Paul Society,
Naples
Nonprofit
Organization
Public Service Collier County
STARability Foundation Nonprofit
Organization
Public Service Collier County
The Immokalee Foundation Nonprofit
Organization
Public Service Collier County
The Salvation Army Naples Nonprofit
Organization
Public Service Collier County
The Shelter for Abused
Women & Children
Nonprofit
Organization
Public Service Collier County
Consolidated Plan COLLIER COUNTY 139
OMB Control No: 2506‐0117 (exp. 09/30/2021)
United Way of Collier and
the Keys
Nonprofit
Organization
Public Service Collier County
Wounded Warriors of Collier Nonprofit
Organization
Public Service Collier County
Youth Haven, Inc.Nonprofit
Organization
Public Service Collier County
Table 49 ‐ Institutional Delivery Structure
Assess of Strengths and Gaps in the Institutional Delivery System
Collier County has a comprehensive network of service providers that is made up of nonprofits,
private sector developers, community‐based development organizations, local housing
authorities, and coalitions. Additionally, Collier County has enough staff capacity to dedicate
one staff member per grant program that is administers. This allows both the staff and the
service providers to become subject matter experts in their grant programs. This expertise
maximizes both the efficiency and effectiveness of the programs administration and minimizes
mistakes.
One of the greatest gaps in the Institutional Delivery System is the financial capacity of the
nonprofit partners. The funding Collier County provides is intended to be supplemental to the
operation of programs. For many of the nonprofits the County’s funding represents the
majority of the money expended for a program and limits the reach of the program beyond the
amount allocated by HUD. An additional gap has been identified since the release of the
revised HOME Final Rule. The final rule eliminated the ability of local housing authorities to
serve as Community Housing Development Organizations (CHDOs). While a new CHDO has
been identified to take the place of this housing authority some local institutional knowledge
has been lost in the transition.
Availability of services targeted to homeless persons and persons with HIV and mainstream
services.
Consolidated Plan COLLIER COUNTY 140
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Homelessness Prevention
Services
Available in the
Community
Targeted to
Homeless
Targeted to
People with HIV
Homelessness Prevention Services
Counseling/Advocacy X X X
Legal Assistance X X X
Mortgage Assistance X
Rental Assistance X X
Utilities Assistance X X
Street Outreach Services
Law Enforcement X
Mobile Clinics
Other Street Outreach
Services
X
Supportive Services
Alcohol & Drug Abuse X X X
Child Care X X X
Education X
Employment and
Employment Training
X
Healthcare X X X
HIV/AIDS X X X
Life Skills X X
Mental Health Counseling X X X
Consolidated Plan COLLIER COUNTY 141
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Transportation X
Other
Other
Table 50 ‐ Homeless Prevention Services Summary
Describe how the service delivery system including, but not limited to, the services listed
above meet the needs of homeless persons (particularly chronically homeless individuals and
families, families with children, veterans and their families, and unaccompanied youth)
Collier County has a comprehensive network of service providers that is made up of nonprofits,
private sector developers, community‐based development organizations, local housing
authorities, and coalitions. Additionally, Collier County has enough staff capacity to dedicate
one staff member per grant program that is administers. This allows both the staff and the
service providers to become subject matter experts in their grant programs. This expertise
maximizes both the efficiency and effectiveness of the programs administration and minimizes
mistakes.
One of the greatest gaps in the Institutional Delivery System is the financial capacity of the
nonprofit partners. The funding Collier County provides is intended to be supplemental to the
operation of programs. For many of the nonprofits the County’s funding represents most of the
money expended for a program and limits the reach of the program beyond the amount
allocated by HUD. An additional gap has been identified since the release of the revised HOME
Final Rule. The final rule eliminated the ability of local housing authorities to serve as
Community Housing Development Organizations (CHDOs). While a new CHDO has been
identified to take the place of this housing authority some local institutional knowledge has
been lost in the transition.
Describe the strengths and gaps of the service delivery system for special needs population
and persons experiencing homelessness, including, but not limited to, the services listed
above
The County has been successful at partnering with several agencies serving persons with special
needs via entitlement funding, and also has provided services and programs to persons with
special needs via the SHIP program, which aids in the production and preservation of affordable
homeownership and multifamily housing for very low, low, and moderate‐income households.
Although the County has been successful at working with many of the non‐profit organizations
in the community, gaps in service delivery include supportive services for homeless individuals,
persons with special needs, and supportive housing and transitional housing for residents with
substance and alcohol abuse issues.
Consolidated Plan COLLIER COUNTY 142
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Provide a summary of the strategy for overcoming gaps in the institutional structure and
service delivery system for carrying out a strategy to address priority needs.
The most significant gap in the service delivery system is identifying sufficient funding to meet
the needs identified. Collier County typically receives requests for four to five times the funding
available on an annual basis. Consequently, funding is allocated to as many high priorities
needs, and projects as is practicable. Given the limited HUD funding available to completely
overcome the gaps in the institutional structure, the County collaborates with various partners
to ensure that priority needs are addressed. For example, the County operates as the lead
agency for the Area Agency on Aging, which provides case management and other services for
seniors and oversees a daily nutritional program for seniors in the community. Also, the County
seeks and has been successful in receiving many other awards to address priority needs. These
grants include a SHIP award to assist with homeowner and rental opportunities and a state of
Florida Criminal Justice, Mental Health and Substance Abuse grant through which the County
partners with the Sheriff’s office and a local mental health facility to improve outcomes for
persons in the criminal justice system who have mental health issues. The development of
social service collaborations across the region to coordinate the work of social service
organizations, disseminate news and information, and spearhead community‐wide solutions to
local needs is necessary to assist the community in overcoming gaps in services for the
homeless and residents with substance abuse issues.
Consolidated Plan COLLIER COUNTY 143
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SP‐45 Goals Summary – 91.215(a)(4)
Goal Descriptions
Provide Assistance and Education to Homebuyers ‐ Funds will be used to assist low‐income, first‐time homebuyers with
down‐payment assistance to purchase a home.
Support New Construction, Rehabilitation, or Acquisition of Affordable Housing for Homeownership – Funds will be used
to support new construction, rehabilitation, or acquisition of affordable housing for homeownership.
Support New Construction, Rehabilitation, or Acquisition of Affordable Rental Housing – Funds will be used to support new
construction, rehabilitation, or acquisition of affordable housing for rental housing.
CHDO Set‐Aside – Funds will be used to support new construction, rehabilitation, or acquisition of affordable housing for
housing developed by a CHDO.
Tenant Based Rental Assistance – Funds will be used to provide rental subsidies to low‐income persons, persons with mental
illness, elderly, frail elderly, disabled, and veterans.
Support Emergency Shelter and Services for the Homeless – Funds will be used to provide emergency shelter services and
permanent housing for homeless persons.
HMIS Support – Funds will be used to collect client‐level data and data on the provision of housing and services to homeless
individuals and families and persons at risk of homelessness.
Provide Homelessness Prevention ‐ Funds will be used to provide permanent housing to prevent persons from becoming
homeless.
Consolidated Plan COLLIER COUNTY 144
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Sort
Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Priority
Needs
Addressed
Funding Goal Outcome
Indicator
1 Administration
& Planning 2021 2025 Other Countywide
Provide
Administration
& Planning
CDBG: $2,773,270 ESG:
$81,678.50 HOME:
$392,123.70
Other: Planning &
Administration: CDBG:
5; HOME: 5; ESG: 5
2
Support New
Construction or
Rehabilitation
or Acquisition of
Affordable
Rental Housing
2021 2025 Affordable
Housing Countywide Housing
Affordability CDBG: $2,500,000 Rental Units
Constructed: 400
2 Improve Public
Infrastructure 2021 2025
Non‐Housing
Community
Development
Countywide
Public
Infrastructure
Improvement
CDBG: $918,380
Public facility or
infrastructure
activities other than
low/moderate‐income
housing benefit: 5,625
3
Improve Public
and Other
Facilities
2021 2025
Non‐ Housing
Community
Development
Countywide Public
Facilities CDBG: $672,751.32
Public facility or
infrastructure
activities other than
low/moderate‐income
housing benefit: 900
4
Support New
Construction,
Rehabilitation,
or Acquisition of
Affordable
Rental Housing
2021 2025 Affordable
Housing Countywide Housing
Affordability
CDBG: $5,395,000.00
HOME: $2,000,000.00
Rental Units
Rehabilitated Assisted:
260
Rental Units Acquired:
5
5 Provide Public
Services 2021 2025 ‐Community
Development Countywide Public Services CDBG: $1,741,755.85 Number of persons
assisted: 1100
Consolidated Plan COLLIER COUNTY 145
OMB Control No: 2506‐0117 (exp. 09/30/2021)
6
Support New
Construction,
Rehabilitation,
or Acquisition of
Affordable
Housing for
Homeownership
2021 2025 Affordable
Housing Countywide Housing
Affordability
HOME: $1,245,058.60 Other: Rental Units
Acquired: 5
7 CHDO 2022 2025 Affordable
Housing Countywide Housing
Affordability
CHDO Set‐aside:
$451,800
Rental Units
Constructed: 20
8
Support
Emergency
Housing and
Services for the
Homeless
2021 2025 Homeless Countywide
Homelessness
&
Homelessness
Prevention
ESG: $500,000.00 Homeless Person
Overnight Shelter: 600
9 HMIS Support 2021 2025 Other Countywide
Homelessness
&
Homelessness
Prevention
ESG: $200,000.00 Other: HMIS Support
10
Homeless
Prevention &
Rapid
Rehousing
2021 2025 Homeless Countywide
Homelessness
&
Homelessness
Prevention
ESG: $307,306.50
Homelessness
Prevention: 25
persons
11
Tenant Based
Rental
Assistance
2021 2025 Homeless Countywide
Homelessness
&
Homelessness
Prevention
HOME: $500,000
Tenant‐based Rental
Assistance/ Rapid
Rehousing: 20
Table 51 – Goals Summary
Consolidated Plan COLLIER COUNTY 146
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Estimate the number of extremely low‐income, low‐income, and moderate‐income families to whom the jurisdiction will provide
affordable housing as defined by HOME 91.315(b)(2)
Over the next five years, Collier County anticipates providing affordable housing for an estimated 25 extremely low‐income, low‐
income, or moderate‐income families through CHDO activities, and support for new construction, rehabilitation, or acquisition of
affordable rental or for‐sale housing using HOME funds.
Consolidated Plan COLLIER COUNTY 147
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SP‐50 Public Housing Accessibility and Involvement – 91.215(c)
Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary
Compliance Agreement)
The Collier County Housing Authority (CCHA) is an independent authority established under
state law, is separate from the general control of the County, and operates no HUD‐funded
public housing units. The Collier County Housing Authority is not required by a Section 504
Voluntary Compliance Agreement to increase the number of accessible units.
Activities to Increase Resident Involvements
The Collier County Housing Authority undertakes a variety of initiatives to increase resident
involvement which include established programs that represent all residents living in Housing
Authority developments. The Collier County Housing Authority coordinates programs, activities,
and services offered to residents, including:
Family Self Sufficiency Program ‐ designed to assist residents with achieving self‐
sufficiency. This effort is accomplished through goal setting, intervention, advocacy, and
community collaboration. When entering the program, the residents meet with a Family
Self Sufficiency (FSS) Program Coordinator to discuss their needs and to set goals.
Residents can receive assistance with seeking employment, job training, and
educational opportunities.
Is the public housing agency designated as troubled under 24 CFR part 902?
The Collier County Housing Authority is not designated as troubled and is considered a high
performer.
Plan to remove the ‘troubled’ designation
Not applicable
SP‐55 Barriers to affordable housing – 91.215(h)
Barriers to Affordable Housing
The inventory of affordable housing in Collier County is not sufficient to meet the demand for
affordable units. One of the primary challenges to creating and preserving affordable housing
in Collier County is that household income is failing to keep up with rising housing costs. The
local economy is focused on retail, hospitality, services, and agriculture; however, high housing
costs have priced out much of the workforce needed for the county to function.
Strategy to Remove or Ameliorate the Barriers to Affordable Housing
Consolidated Plan COLLIER COUNTY 148
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Collier County faces a burgeoning issue in trying to identify, quantify and qualify new and
existing affordable housing units. With a wider range of housing options, Collier County would
be better equipped to tackle the affordable housing problem. The effort requires
comprehensive strategies and a variety of tools that can be used alone or in combination to
reduce costs and increase availability.
During this consolidated plan period, Collier County will continue to Review and Revise the Land
Development Code which, if done well will make it easier to implement necessary changes to
encourage housing affordability. The current Land Development Code (LDC) does not
consistently support and encourage growth in already existing urbanized areas of the county
(those areas generally west of Collier Parkway). Many of the LDC’s ordinances are geared
toward large‐scale, planned‐unit developments (PUDs) on greenfield sites. Conversely, smaller‐
scale redevelopment and infill sites in already developed areas of the county are challenging to
consolidate, may need to address adjacent uses and neighborhood concerns, and often require
additional density to make them financially feasible. Collier County can also consider reducing
parking standards to achieve affordability, permitting guest houses as accessory dwelling rental
unit, encouraging smart‐site infrastructure, and identify strategic opportunity sites.
SP‐60 Homelessness Strategy – 91.215(d)
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
Collier County, through its nonprofit partners, provides services for the homeless by allocating
ESG funding. The network of services providers refers clients to one another for assistance on
an ad hoc basis. They work to build trusting relationships with homeless persons living on the
streets and in shelters as well as at‐risk populations to remain stably housed. The subrecipients
perform assessments for homeless persons and those at risk of homelessness to link them to
shelter and other supportive services that are appropriate to meet their needs. All
subrecipients funded through the County’s ESG will participate in coordinated entry.
Additionally, the County also continues to provide funding for salaries and operating costs to
shelters in the community including the Shelter for Abused Women and Children. The County
also supports facility improvements at local emergency shelter locations. Collier County also
participates in the Point in Time Count to identify the number of homeless persons in the
County and to appropriately allocate funding to address homelessness and human trafficking
victims.
Addressing the emergency and transitional housing needs of homeless persons
Collier County currently awards its ESG entitlement funds to subrecipients for the operation of
emergency shelters, provision of hotel/motel vouchers, financial assistance through rapid re‐
housing to become stably housed and homeless prevention programs to serve individuals and
families. Some emergency shelters and homeless prevention programs are designed to focus
their services to the needs of specific populations such as families, victims of domestic violence,
Consolidated Plan COLLIER COUNTY 149
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persons being evicted, and persons with severe mental health disorders or substance abuse
histories.
In response to the HEARTH Act and 24 CFR part 576, Collier County, in collaboration with its
subrecipients are working together to prevent homelessness by helping families remain within
their communities and retain their current permanent housing or diverting people to
permanent housing solutions. The first step in this process was to streamline the intake of
homeless families seeking emergency shelter. The improved coordination will result in more
families being diverted away from homelessness and more families exiting homelessness and
being rapidly re‐housed in permanent housing.
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again.
The County will continue to administer the Emergency Solutions Grants (ESG) and oversee
activities for homeless individuals and families. The County has identified rapid re‐housing as a
priority during the next Consolidated Plan period. Obtaining permanent housing for homeless
individuals and families will shorten the length of time spent in emergency and transitional
shelters.
Collier County encourages collaboration with organizations to transition as many people as
possible into permanent housing as quickly as possible. The County also supports the
implementation of coordinated entry process to assess and direct the homeless and people
with mental illness to appropriate housing and services. Some families or individuals may
require only limited assistance for a short period of time, such as emergency food and shelter ‐‐
until a first paycheck is received or a medical emergency has passed. Others will require more
comprehensive and long‐term assistance, such as transitional housing with supportive services
and job training. Due to limited resources, it is important for agencies to eliminate duplication
of effort by local agencies, both in assessment procedures and in subsequent housing and
supportive services. The Homeless Management Information System (HMIS) can be improved
with common intake forms, shared data, effective assessment instruments and procedures, and
on‐going coordination of assistance among community organizations.
Help low‐income individuals and families avoid becoming homeless, especially extremely
low‐income individuals and families who are likely to become homeless after being
discharged from a publicly funded institution or system of care, or who are receiving
assistance from public and private agencies that address housing, health, social services,
employment, education, or youth needs
Diversion to housing and services outside of the traditional homeless services system is an
integral part of helping families to avoid becoming homeless. Through a coordinated system,
service providers will work with families to identify other housing options available for the
Consolidated Plan COLLIER COUNTY 150
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household rather than accessing shelter through the homeless system. For example, family or
friends that the client may be able to stay with while stabilizing their housing situation, which
may be more beneficial for the household and simultaneously reserves homeless shelter
resources for those with no other options.
SP‐65 Lead based paint Hazards – 91.215(i)y
Actions to address LBP hazards and increase access to housing without LBP hazards
Collier County will continue to implement countermeasures to reduce lead‐based paint hazards
by abating or removing lead‐based paint hazards found in existing housing built prior to 1978.
Collier County educates the public on the hazards of lead‐based paint and educates parents
about protecting their children. In response to lead‐based paint hazards and the limited
resources available, the County will plan a steady, long‐term response in accordance with
Federal lead‐based paint standards, other applicable federal regulations, and local property
standards.
The County will identify houses with lead‐based paint through the various housing programs
undertaken by the County and will abate or remove lead hazards in high priority units.
Government assisted housing rehabilitation projects will include the completion of a lead‐based
paint inspection according to HUD and Environmental Protection Agency (EPA) guidelines.
Policies and procedures for abatement of lead hazards have been established in Collier County,
which include determining cost effectiveness for abatement and procedures for assessing,
contracting, and inspecting post‐abatement work. The policies and procedures also include
preparing work write‐ups and costs estimates for all income eligible persons in Collier County
with identified lead‐based paint hazards.
How are the actions listed above related to the extent of lead poisoning and hazards?
Lead poisoning is the leading environmental hazard to children, creating devastating and
irreversible health problems. The leading cause of lead‐based poisoning is exposure to dust
from deteriorating paint in homes constructed before 1978. This is due to the high lead content
used in paint during that period, and particularly in homes built before 1950. Pre‐1978 housing
occupied by lower income households with children offers particularly high risks of lead
exposure due to the generally lower levels of home maintenance among lower income
households. This is an important factor since it is not the lead paint itself that causes the
hazards, but rather the deterioration of the paint that releases lead‐contaminated dust and
allows children to peel and eat lead‐contaminated flakes.
How are the actions listed above integrated into housing policies and procedures?
Collier County policies and procedures call for full compliance with the lead‐based paint
regulations at 24 CFR Part 35. Contractors, subrecipients, and other community partners are
advised of the lead‐based paint regulations and the County works with them to ensure
Consolidated Plan COLLIER COUNTY 151
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inspection, testing, and abatement of lead hazards wherever necessary. Additionally, the
County distributes information and literature on lead hazards to households who may be at risk
of exposure.
SP‐70 Anti‐Poverty Strategy – 91.215(j)
Jurisdiction Goals, Programs and Policies for reducing the number of Poverty‐Level Families
Collier County has a Business and Economic Division that provides help with business relocation
and expansion. This Division has partnered with several local economic development agencies,
including the Small Business Development Center, which helps with small business start‐ups,
Career Source of Southwest Florida to help with job training and employment services, and
Naples Chamber of Commerce. The local community college provides additional classes and
training related to small business development and implementation and job training programs.
Life skills, employment, and job training activities are offered in areas with high concentrations
of low‐income residents including Immokalee, and there are two targeted CRAs in the
Bayshore‐Gateway Triangle Area and Immokalee.
How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this
affordable housing plan
Some of the jurisdiction’s poverty reduction programs and the affordable housing programs
detailed in this plan are managed by Collier County, allowing for strong coordination of
program offerings, performance goals, and policies.
SP‐80 Monitoring – 91.230
Describe the standards and procedures that the jurisdiction will use to monitor activities
carried out in furtherance of the plan and will use to ensure long‐term compliance with
requirements of the programs involved, including minority business outreach and the
comprehensive planning requirements
Subrecipients will receive information on federal and local regulations relating to their specific
activity, along with an explanation as to how they apply to the project. Specific performance
objectives will be outlined within each subrecipient agreement, giving measurable objectives
for the eligible activity to be carried out. Each project is monitored on an ongoing basis and all
preconstruction conferences are attended by division staff. Prior to any contracting, CHS staff
reviews program requirements with prospective subrecipients, including emphasis on conflict
of interest and special requirements for each subrecipient’s specific agreement. This process
ensures subrecipients are fully aware of program requirements. Documentation submitted with
reimbursement requests is reviewed for compliance with applicable regulations and
measurable objectives prior to issuing funds.
Consolidated Plan COLLIER COUNTY 152
OMB Control No: 2506‐0117 (exp. 09/30/2021)
On‐site monitoring of selected subrecipients is scheduled by the County and conducted by the
CHS Grant Monitoring Team using an enhanced monitoring checklist. The Monitoring Team is
typically composed of the Compliance Supervisor, the Project Grant Coordinator, the
Monitoring Operations Analyst, and a Senior Accountant. This team is charged with providing a
progress monitoring visit and evaluation and a second visit at final project closeout (the timing
of which are subject to change based on current divisional policies). The specific number of
monitoring visits each funded entity receives is based on a risk evaluation, but every project will
have a closeout monitoring. Projects still under construction for more than a year are also
monitored until the project is complete. Projects are reviewed to ensure all aspects of the
activity are carried out in accordance with applicable regulations. After a monitoring visit, CHS
sends a follow‐up letter to the subrecipient stating the outcome of the monitoring. Where
required by the monitoring outcome, Corrective Action Plans are developed and the
subrecipient’s compliance with the Corrective Action Plan is reviewed until the plan is satisfied.
After the Corrective Action Plan is satisfied and all monitoring findings are cleared, CHS closes
out the monitoring with a letter to the subrecipient identifying future compliance requirements
and reporting responsibilities.
In addition to the above, any subrecipient determined to be in need of and/or requesting
additional training on how to meet grantee and federal requirements receives technical
assistance (TA) in the form deemed most appropriate to the circumstances.
The County has developed written policies and procedures that are in place for all federal grant
programs. CHS continues to monitor and assist subrecipients to become aware of and
knowledgeable about all grant requirements. Additionally, CHS provides TA to achieve
compliance with all federal requirements and holds a quarterly partnership meeting with each
subrecipient to ensure successful project completion.
Consolidated Plan COLLIER COUNTY 153
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Expected Resources
AP‐15 Expected Resources – 91.220(c)(1,2)
Introduction
Collier County Entitlement grant resources totaling $4,567,555.47 are anticipated for the FY2021 to meet underserved needs, foster
decent affordable housing, develop institutional structure, and enhance coordination between public and private housing and social
service agencies. Along with the County’s 2021 annual CDBG, HOME, and ESG allocations, this figure includes $134,787.17 in prior
year CDBG funds and $666,127.30 in prior year HOME funds that will be reprogrammed for use this year. Additionally, this figure
includes an estimated $29,000 in CDBG program income and $31,571 in HOME program income.
In the prior program year, the County received CDBG‐CV and ESG‐CV funds to assist eligible individuals and families facing hardships
due to the COVID‐19 pandemic. CDBG‐CV funds were allocated towards economic development activities such as small business
loans to assist businesses that have been negatively affected by the COVID‐19 pandemic. CDBG‐CV funds were also allocated to the
purchase of medical equipment such as personal protective equipment and testing. ESG‐CV funds were utilized for expanded rapid
re‐housing and homeless prevention activities. The County continues to assess the effectiveness of these allocated funds and will
work to ensure that the funds are utilized to optimal efficiency.
Additional resources available to Collier County in this program year include State Housing Initiative Partnership (SHIP) funding of
approximately $2,500,000 which is used for a wide range of rehabilitation, rental housing, and homeownership assistance.
Consolidated Plan COLLIER COUNTY 154
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Anticipated Resources
Consolidated Plan COLLIER COUNTY 155
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Expected Amount Available Year 1ProgramSource
of
Funds
Uses of Funds
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Expected Amount
Available
Remainder of Con
Plan
$
Narrative
Description
CDBG Public –
Federal
‐Public services
‐Infrastructure and
facility
improvements
‐Housing
‐Economic
Development
‐Administration
‐Fair Housing
$2,744,274 $29,000 $134,787.17 $2,908,061.17 $11,093,096 Anticipated Year 1
funding will include
entitlement grant
funds, program
income, and prior
year unallocated
funds
HOME Public –
Federal
‐Homebuyer
assistance
‐Rental or
homeowner rehab
‐Rental or
homeownership
new construction
‐Acquisition
‐Tenant‐based
rental assistance
‐Administration
$753,000 $31,571 $666,127.30 $1,450,698.30 $3,138,284 Anticipated Year 1
funding will include
entitlement grant
funds, program
income, and prior
year unallocated
funds
Consolidated Plan COLLIER COUNTY 156
OMB Control No: 2506‐0117 (exp. 09/30/2021)
ESG Public –
Federal
‐Shelter Operations
‐Rapid Re‐Housing
‐Homelessness
Prevention
‐HMIS
‐Administration
$217,796 $0 $0 $217,796.00 $871,184.00 Anticipated Year 1
funding will include
entitlement grant
funds
Table 52 ‐ Expected Resources – Priority Table
Explain how federal funds will leverage those additional resources (private, state, and local funds), including a description of how
matching requirements will be satisfied.
Projects selected for funding by Collier County leverage additional community resources, including public and private agency funds.
Although the CDBG program does not require a match from non‐federal sources, monies dedicated to infrastructure improvements
capitalize on ongoing revitalization efforts by the Bayshore and Immokalee Community Redevelopment Agencies (CRAs). Facility
improvements for nonprofit organizations enhance their ability to provide services to their clients or residents. Public service funds
are granted to agencies with additional public and/or private funding streams that provide a variety of services in addition to those
supported by CDBG funds. For example, several nonprofits receive state funds through the Department of Children and Families to
support CDBG‐funded programs. In recent years, subrecipients also had large private donors who made cash donations.
Both the HOME and ESG programs have matching funds requirements. The HOME program match will be provided from
organizations that receive HOME funding during FY2021 in in‐kind contributions and other non‐federal sources to fund the
operations supporting the HOME funded program. The County may also satisfy the HOME match through the State Housing Initiative
Program (SHIP). The ESG program requires the County provide a 1:1 match. The County plans to fund the Shelter for Abused Women
and Children and the subrecipient will provide match through payment of costs associated with shelter operations such as program
staff salaries. NAMI’s rapid re‐housing and the HMIS activity will also provide required match. Additionally, the County pays the
salaries of County staff to contribute to match requirements form HUD.
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If appropriate, describe publicly owned land or property located within the jurisdiction that
may be used to address the needs identified in the plan
Florida Statues Section 125.379, Disposition of County property for affordable housing, requires
that counties create an inventory of real property with fee simple title appropriate for
affordable housing. Collier County maintains the inventory of County‐owned surplus land
through its Real Property Division. Locally, the disposition of surplus land is governed by
Resolution 2007‐172 and Resolution 2010‐123, which direct the County to sell the land and use
the proceeds to increase financial resources set‐aside for affordable housing.
The County identified two publicly owned parcels suitable for new housing construction and
released an RFP for their sale and development in fall 2018. One parcel, known as Bembridge,
released an Invitation to Negotiate for the development of affordable housing in spring 2019.
The Bembridge property developer will receive Florida Housing Finance Authority funding to
construct 82 new rental units in 2021. The project has completed all zoning activities required
for construction to begin. The project is expected to commence in late 2021.
In 2019, the County acquired 60+ acres in Golden Gate City. As part of this acquisition the
County has obligated 40ac to affordable housing. In 2020 the County released an RFP, and a
nonprofit developer was selected. This project includes a 10M private donation to support the
project. The County will contribute the land to project.
In addition, the County Board of Commissioners recently adopted Resolution 2018‐39, which
encourages the co‐location of housing and public facilities when the County acquires future
property.
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AP‐20 Annual Goals and Objectives
Goal Descriptions
Support New Construction, Rehabilitation, or Acquisition of Affordable Housing for Homeownership – Funds will be used
to support new construction, rehabilitation, or acquisition of affordable housing for homeownership.
Support New Construction, Rehabilitation, or Acquisition of Affordable Rental Housing – Funds will be used to support new
construction, rehabilitation, or acquisition of affordable housing for rental housing.
Tenant Based Rental Assistance – Funds will be used to provide rental subsidies to low‐income persons, elderly, frail elderly,
disabled, and veterans.
Support Emergency Shelter and Services for the Homeless – Funds will be used to provide emergency shelter services and
permanent housing for homeless persons.
HMIS Support – Funds will be used to collect client‐level data and data on the provision of housing and services to homeless
individuals and families and persons at risk of homelessness.
Provide Homelessness Prevention ‐ Funds will be used to provide permanent housing to prevent persons from becoming
homeless.
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Goals
Summary
Information
Sort Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Needs
Addressed
Funding Goal Outcome
Indicator
1
CDBG
Administration
& Planning
2021 2022 Other Countywide
Provide
Administration
& Planning
CDBG: $554,654 ESG:
$16,334.70 HOME:
$78,295.30
Other: Planning &
Administration:
CDBG: 1; HOME: 1;
ESG: 1
2
Support New
Construction,
Rehabilitation,
or Acquisition of
Affordable
Rental Housing
2021 2022 Affordable
Housing Countywide Housing
Affordability CDBG: $500,000 Rental Units
constructed: 80
3 Improve Public
Infrastructure 2021 2022
Non‐Housing
Community
Development
Countywide
Public
Infrastructure
Improvements
CDBG: $183,676
Public facility or
infrastructure
activities other than
low/moderate‐
income housing
benefit: 1,125
4
Improve Public
and Other
Facilities
2021 2022
Non‐ Housing
Community
Development
Countywide Public
Facilities CDBG: $248,380.00
Public facility or
infrastructure
activities other than
low/moderate‐
income housing
benefit: 180
5
Support New
Construction,
Rehabilitation,
or Acquisition of
Affordable
Rental Housing
2021 2022 Affordable
Housing Countywide Housing
Affordability
CDBG: $1,079,000.00
HOME: $400,000.00
Rental Units
Rehabilitated: 52
Rental Units
Acquired: 1
Consolidated Plan COLLIER COUNTY 160
OMB Control No: 2506‐0117 (exp. 09/30/2021)
6 Provide Public
Services 2021 2022 Community
Development Countywide Public Services CDBG: $348,351.17
Public service
activities for other
than Low/Moderate
Income Housing
Benefit: 260
7
Support New
Construction,
Rehabilitation,
or Acquisition of
Affordable
Housing for
Homeownership
2021 2022 Affordable
Housing Countywide Housing
Affordability HOME: $872,403 Homeowner Housing
Added: 8
8
Support
Emergency
Shelter and
Services for the
Homeless
2021 2022 Homeless Countywide
Homelessness
&
Homelessness
Prevention
ESG: $100,000.00
Homeless Person
Overnight Shelter:
120
9 HMIS Support 2021 2022 Other Countywide
Homelessness
&
Homelessness
Prevention
ESG: $40,000 Other: HMIS support
3
10
Provide
Homelessness
Prevention
2021 2022 Homeless
Special Needs Countywide
Homelessness
&
Homelessness
Prevention
ESG: $61,461.30 Homelessness
Prevention: TBD
11
Tenant Based
Rental
Assistance
2021 2022 Affordable
Housing Countywide
Homelessness
&
Homelessness
Prevention
HOME $100,000
Tenant‐based Rental
Assistance/ Rapid
Rehousing:
4
Table 53 – Goals Summary
Consolidated Plan COLLIER COUNTY 161
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Projects
AP‐35 Projects – 91.220(d)
Introduction
For FY 2021‐2022, Collier County will fund a total of 12 projects under the CDBG, HOME, and
ESG programs, identified below with additional details provided in Section AP‐38. Please note
that funding levels and goal outcome indicators are estimates for planning purposes. Payments
to subrecipients for individual projects and/or activities are not contingent on meeting annual
outcome indicators shown below. Subrecipient award amounts may not match those in the
applications submitted to the County, as not all projects were funded at requested levels.
Recommended activities are eventually finalized in a legal agreement approved by the Board of
County Commissioners and the subrecipients. The agreement is considered to contain the final
activity description including funding levels, scope elements, deliverables and beneficiaries and
supersedes any prior information such as the application or this action plan.
CDBG projects include public services, public facility, and public infrastructure improvements.
Under the HOME program, the County will fund, acquisition, and/or rehabilitation of affordable
housing and a tenant‐based rental assistance program.
ESG activities include emergency shelter operations support and administration.
The administrative costs of the CDBG, HOME, and ESG projects are also included as projects and
represent 20%, 10%, and 7.5% of annual allocations, respectively.
In the event that any of the activities identified in the project list and descriptions do not
perform as anticipated and grant funds are returned, or in the event that additional funds
become available, the County reserves the right to reprogram those funds for use in a TBRA,
Down Payment and Closing Cost Assistance program for low‐ and moderate‐income
households.
Consolidated Plan COLLIER COUNTY 162
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Projects
#Project Name
1 CDBG Collier County CDBG Administration & Planning
2 CDBG Casa San Juan Diego ‐ National Development
3 CDBG Sunrise Group
4 CDBG Collier County Housing Authority – HVAC Installation
5 CDBG Collier County Housing Authority – Rental Acquisition
6 CDBG Shelter for Abused Women & Children
7 CDBG City of Naples
8 CDBG Sunrise Group
9 CDBG Legal Aid
10 CDBG Project HELP
11 HOME Habitat for Humanity
12 HOME Collier County HOME Administration & Planning
13 HOME Wounded Warrior Project
14 ESG Shelter for Abused Women
15 ESG Collier County ESG Administration & Planning
Table 54 – Project Information
Describe the reasons for allocation priorities and any obstacles to addressing underserved
needs.
The County has pursued a variety of strategies to impact the identified needs of the
community, the primary obstacle to meeting the underserved needs is the lack of sufficient
financial resources. Annually several project proposals may be unfunded or receive only partial
funding due to lack of available resources.
Allocation priorities for the FY 2021‐2022 Action Plan are consistent with those outlined in the
Strategic Plan portion of the County’s 2021‐2025 Consolidated Plan. The priorities were
identified through a review of market conditions as well as a needs assessment that analyzed
affordable housing, special need housing, homeless, and non‐housing community development
needs in Collier County. Substantial participation by residents, local and regional organizations,
and other stakeholders also informed these priorities.
The Consolidated Plan and the Needs Assessment conducted as part of the Consolidated
Planning process identified affordable for‐sale and rental housing as a top need in Collier
County. Housing affordability was the most common issue identified by interviewees and
community meeting participants throughout the county, including in Naples and Immokalee.
Further, according to Comprehensive Housing Affordability Strategy (CHAS) data, about 19% of
all households in the county spend more than 30% of their income on housing. For low‐ and
moderate‐income households, about 75% of renters and 65% of owners spend over 30% of
income on housing.
Consolidated Plan COLLIER COUNTY 163
OMB Control No: 2506‐0117 (exp. 09/30/2021)
The County made its funding decisions for this Action Plan based on need, geographic priorities,
and opportunities to work with subrecipients and other partners that contribute additional
resources to leverage federal funds. The main obstacle to addressing underserved needs is the
shortage of financial resources to address Collier County’s priorities.
In the event of natural disasters, pandemics, and other worldwide crisis events (natural or manmade),
the County may substantially amend the projects in this Plan to meet the immediate needs of the
community. It is the responsibility of the County to plan ahead and be disaster prepared. For example, in
the event of hurricanes the County may reprioritize from normal activities to focus on infrastructure and
facilities improvements, or increase public services, where allowable, in the case of a pandemic or other
natural disaster. Under the State SHIP program, the county has an existing Disaster Assistance Strategy
that goes into effect when a disaster declaration has been declared by the President or the Governor.
Collier County will also take advantage of federal waivers that may be issued from time to time in the
event of declared disasters. In April 2020, the County identified HUD CDBG, ESG and HOME waivers that
it was electing to use in addressing the Coronavirus pandemic. Collier County will continue to take
advantage of all appropriate CDBG, ESG and HOME waivers as they become available
Consolidated Plan COLLIER COUNTY 164
OMB Control No: 2506‐0117 (exp. 09/30/2021)
AP‐38 Project Summary
Project Summary Information
No.Project Goals Supported Geographic
Areas Needs Addressed Funding
Collier County CDBG Administration &
Planning CDBG Planning and Administration Countywide CDBG Planning &
Administration
CDBG:
$548,854.00
Description CDBG Program Administration & Planning
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
1
Location Description activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
County Wide
1
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
CDBG funds will be used for administrative and planning activities.
Casa San Juan Diego ‐ National
Development
Support New Construction,
Rehabilitation, or Acquisition of
Affordable Rental Housing
Countywide Housing Affordability CDBG:
$500,000.00
Description Subrecipient will utilize CDBG funds to support the development of 80 affordable housing rental
units in Immokalee
2
Target Date for Completion 9/30/2022
Consolidated Plan COLLIER COUNTY 165
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
80 low‐mod households
Location Description activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
County Wide
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Phase 1: Preliminary engineering, architectural design & permitting.
Sunrise Group Public Facility Improvement Countywide Public Facility
Improvement
CDBG:
$56,369.76
Description Subrecipient will utilize CDBG funds for facility improvements. The County will allocate prior year
CDBG funding.
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
60 individuals with disabilities
Location Description (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Countywide
3
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Public Facility Improvements
Consolidated Plan COLLIER COUNTY 166
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Collier County Housing Authority Affordable Housing: HVAC
Installation Countywide Housing Affordability CDBG:
$500,000.00
Description Subrecipient will utilize CDBG funds for public facility improvements: HVAC Installation
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
50 households
Location Description (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Countywide
4
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Subrecipient will utilize CDBG funds for support affordable housing: HVAC Installation
Collier County Housing Authority Rental Acquisition Countywide Affordable Housing CDBG:
$579,000.00
Description Subrecipient will utilize CDBG funds for rental acquisition for low‐income households
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
2 households
5
Location Description (additional
information for this discussion may be
available on the AP‐36 Project Detail
Countywide
Consolidated Plan COLLIER COUNTY 167
OMB Control No: 2506‐0117 (exp. 09/30/2021)
screen)
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Subrecipient will utilize CDBG funds for rental acquisition for low‐income households
Shelter for Abused Women &
Children Public Facility Improvement Countywide Public Facility
Improvement
CDBG:
$51,223.07
Description Subrecipient will utilize CDBG funds for security enhancement. The County will allocate prior year
funding.
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
120 victims of domestic violence
Location Description (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Countywide
6
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Security Enhancement
7 City of Naples Infrastructure & Improvement Countywide Public Facility CDBG:
$183,676.00
Consolidated Plan COLLIER COUNTY 168
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Description Subrecipient will utilize CDBG funds for streetlight replacement in Census Tract 0007.00. The
County will allocate prior year funding.
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
1125 low‐mod income persons.
Location Description (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
City of Naples
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Subrecipient will utilize CDBG funds for streetlight replacement in low‐income areas
Sunrise Group Public Services Countywide Public Services CDBG:
$98,000.00
Description Subrecipient will utilize CDBG funds for transportation.
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
60 persons with disabilities
Location Description (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Countywide
8
Planned Activities (additional
information for this discussion may be
available on the AP‐36 Project Detail
screen)
Subrecipient will utilize CDBG funds for transportation of disabled persons.
Consolidated Plan COLLIER COUNTY 169
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Legal Aid Public Services Countywide Public Services CDBG:
$158,351.17
Description Subrecipient will utilize CDBG funds for services to victims
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
100 Victims Served
Location Description
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Planned Activities
9
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Subrecipient will utilize CDBG funds for legal services to victims.
Project HELP Public Services Countywide Public Services CDBG:
$92,000.00
Description Subrecipient will utilize CDBG funds for a mobile forensic unit.
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
80 Persons Served
Location Description
10
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Consolidated Plan COLLIER COUNTY 170
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Planned Activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Subrecipient will utilize CDBG funds for a mobile forensic unit for victims of violence and
trafficking
Habitat for Humanity Affordable Housing Countywide Affordable Housing HOME:
$306,275.70
Description Subrecipient will utilize HOME funds to acquire scattered sites for new construction. The County
will allocate $566,127.30 in 2019 and 2020 prior year funding.
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
8 units
Location Description
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Planned Activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
11
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Subrecipient will utilize HOME funds to acquire scattered sites for new construction.
Wounded Warriors Affordable Housing Countywide Affordable Housing HOME:
$400,000.00
Description Subrecipient will utilize HOME funds to fund veteran housing.
Target Date for Completion 9/30/2022
13
Estimate the number and type of
families that will benefit from the
proposed activities
1 household
Consolidated Plan COLLIER COUNTY 171
OMB Control No: 2506‐0117 (exp. 09/30/2021)
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Location Description
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Planned Activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Subrecipient will utilize HOME funds to acquire rental housing
Collier County HOME Administration
& Planning HOME Planning and Administration Countywide HOME Planning and
Administration
HOME:
$46,724.30
Description HOME Planning and Administration
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
1
Location Description
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Planned Activities
14
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
HOME Planning and Administration
15 Shelter for Abused Women Emergency Shelter Countywide Emergency Shelter ESG:
$100,000.00
Consolidated Plan COLLIER COUNTY 172
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Description Subrecipient will utilize ESG funds for emergency shelter operations
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
120 victims of domestic violence
Location Description
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Planned Activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Subrecipient will utilize ESG funds for emergency operations
Collier County ESG Administration &
Planning ESG Administration & Planning Countywide ESG Administration &
Planning
ESG:
$16,335.70
Description ESG Administration & Planning
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
1
Location Description
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Planned Activities
16
(additional information for this
discussion may be available on the AP‐
ESG Administration & Planning
Consolidated Plan COLLIER COUNTY 173
OMB Control No: 2506‐0117 (exp. 09/30/2021)
36 Project Detail screen)
ESG Uncommitted HMIS/Homeless Prevention and
Rapid Re‐housing Countywide
HMIS/Homeless
Prevention and Rapid Re‐
housing
ESG:
$101,460.30
Description HMIS/Homeless Prevention and Rapid Re‐housing
Target Date for Completion 9/30/2022
Estimate the number and type of
families that will benefit from the
proposed activities
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
TBD
Location Description
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
Countywide
Planned Activities
17
(additional information for this
discussion may be available on the AP‐
36 Project Detail screen)
HMIS/Homeless Prevention and Rapid Re‐housing
Consolidated Plan COLLIER COUNTY 174
OMB Control No: 2506‐0117 (exp. 09/30/2021)
AP‐50 Geographic Distribution – 91.220(f)
Description of the geographic areas of the entitlement (including areas of low‐income and
minority concentration) where assistance will be directed.
Collier County is an urban county that relies on widely accepted data such as American
Community Survey (ACS), HUD low and moderate‐income summary data, and Federal Financial
Institutions Examinations Council (FFIEC) data to determine areas throughout the community
with concentrations of low and moderate‐income communities. Program resources are
allocated County‐wide based on low‐mod areas which often coincide with areas of minority
concentration. Over the next year, the County intends to utilize CDBG, HOME, and ESG funds in
unincorporated parts of the County and the City of Naples. Marco Island, an incorporated city
within the County, opted out of participation in 2012. Over the next program year, the County
anticipates spending 96% of its CDBG funds and in Immokalee HVAC improvements to rental
housing and infrastructure development and 4% in Naples undertaking , street light
replacement, Countywide project include rental acquisitions, shelter security enhancements,
transportation services, victim services, acquisition of affordable housing and veteran housing.
Geographic Distribution
Target Area Percentage of Funds
City of Naples 4%
Immokalee 18%
Collier County‐ Countywide 78%
Table 55 ‐ Geographic Distribution
Consolidated Plan COLLIER COUNTY 175
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Rationale for the priorities for allocating investments geographically.
Collier County targets resources in low‐moderate income census block groups to meet regulatory
requirements for CDBG grant funds and to target areas with the highest level of needs. Maps provided
show Collier County block groups where 51% or more of the population have incomes at or below 80%
of the area median income. These areas are considered “target areas” for use of HUD grant funds for
area improvements, such as public infrastructure or facility improvements. HUD funds may also be spent
outside of these targeted areas, as long as they provide services, improvements, affordable housing, or
other benefits for low‐ and moderate‐income households or special needs populations. The following
map depict the low‐ and moderate‐income block groups within Collier County. The low‐income
block groups identified in the map below will generally be prioritized for allocation of
Consolidated Plan resources, however, individual low‐ and moderate‐income persons residing
anywhere
in Collier
County
may be
eligible
beneficiaries of CDBG funds.
The 2017 Tax Cut and Jobs Act established the Opportunity Zone program. Opportunity zones are low‐
income census tracts nominated by the Governor of the state to spur private investment for economic
development and job creation in the designated tracts. Collier County has five census tracts that are
certified by the State as Opportunity Zones (census tracts 104.11, 108.02, 112.05, 113.01, and 114). HUD
encouraged grantees to consider using their CDBG, HOME, and ESG funds for eligible activities in
Opportunity Zones in CPD‐19‐01: Guidance on Submitting Consolidated Plans and Annual Action Plans.
The County's Opportunity Zones overlap with census tracts within two of the CDBG target areas. For FY
2020‐2021, the County anticipates funding two public facility projects in these census tract target areas.
As the Opportunity Zone program regulations are finalized, the County will explore how the CPD funds
can be used to leverage Opportunity Zone funding to these areas.
Consolidated Plan COLLIER COUNTY 176
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Source: HUD
CPD Mapping
Tool,
https://egis.hud.gov/cpdmaps/
Affordable Housing
AP‐55 Affordable Housing – 91.220(g)
Introduction
Collier County partners with the Collier County Housing Authority (CCHA) and several non‐profit
agencies to assist in projects designed to provide affordable rental and homeowner housing,
Consolidated Plan COLLIER COUNTY 177
OMB Control No: 2506‐0117 (exp. 09/30/2021)
including assistance to people with disabilities and homeless individuals and families. The
special needs population will be served through grants to local service providers. The homeless
population will be served through assistance grants to local service providers. To address these
needs, the County will use HOME, ESG, and CDBG funds to support the development of new
affordable units and the rehabilitation of existing units.
One Year Goals for the Number of Households to be
Supported
Homeless 120
Non‐Homeless 25
Special‐Needs 3
Total 150
Table 56 ‐ One Year Goals for Affordable Housing by Support Requirement
One Year Goals for the Number of Households Supported
Through
Rental Assistance 0
The Production of New Units 4
Rehab of Existing Units 50
Acquisition of Existing Units 3
Total 57
Table 57 ‐ One Year Goals for Affordable Housing by Support Type
Discussion: Rent Reasonableness allows Collier County to provide housing for units up to 10%
over the Fair Market Rent rate.
AP‐60 Public Housing – 91.220(h)
Introduction
The Collier County Housing Authority (CCHA) is an independent authority established under
state law, is separate from the general control of the County, and operates no HUD‐funded
public housing units. The Collier County Housing Authority is not required by a Section 504
Voluntary Compliance Agreement to increase the number of accessible units. The CCHA owns
Consolidated Plan COLLIER COUNTY 178
OMB Control No: 2506‐0117 (exp. 09/30/2021)
and manages public housing developments, including low‐income and farm labor housing at Farm
Worker Village, farm labor housing at Collier Village, a 192‐bed dormitory called Horizon Village, and
some scattered site housing.
Farm Worker Village is a multi‐family low‐income and farm labor housing development in Immokalee
built under the USDA 514/516 Program. The development includes 176 total acres with 591 housing
units, ranging from single‐family homes to duplexes and quadraplexes. Farm Worker Village has a main
office, convenience store, laundromat, community center, playground, and two daycare centers.
Horizon Village offers 192 beds for unaccompanied migrants and seasonal farmworkers in dormitory‐
style efficiency units, each with space for 8 people, a common kitchen area with appliances, and two
bathrooms. A meeting room is available to provide social and educational programs.
The Housing Authority also administers approximately 440 Section 8 Housing Choice Vouchers. Unlike
most public housing authorities, CCHA has no HUD‐funded public housing units. Their primary funding is
from USDA.
Actions planned during the next year to address the needs to public housing.
The CCHA has also applied for rehabilitation grant through the Collier County Community and
Human Services Division to rehab older units located at Farmworker Village. This project will
provide HVAC to 50 units. In 2019‐2020, CCHA received a HOME grant to rehabilitate 52 units
at Farm Worker village. In addition, CCHA has been awarded funds for the acquisition of rental
property to support 2 households during this grant cycle.
Actions to encourage public housing residents to become more involved in management and
participate in homeownership.
The CCHA also sponsors and supports self‐sufficiency programs focused at helping their
residents improve their economic situation and quality of living. The programs, ROSS and FSS,
are voluntary self‐sufficiency programs that provide participating families the opportunity to
identify needs, improve skill sets, and work towards life goals, economic independence, and
housing self‐sufficiency programs provide families with:
A plan specifically tailored to their family or individual goals.
A link to community organizations geared towards education, job training and
placement programs, computer and financial literacy, and increased self‐sufficiency.
An advocate and supporter to help residents work through barriers preventing self‐
sufficiency.
If the PHA is designated as troubled, describe the manner in which financial assistance will be
provided or other assistance.
The Collier County Housing Authority is not designated as troubled and is considered a high
performer.
Consolidated Plan COLLIER COUNTY 179
OMB Control No: 2506‐0117 (exp. 09/30/2021)
AP‐65 Homeless and Other Special Needs Activities – 91.220(i)
Introduction
Collier County’s 2021‐2025 Consolidated Plan identifies increasing housing options for
homeless and at risk of homelessness as a strategic priority. Long‐term objectives include
supporting emergency housing and supportive services, and the implementation of a
coordinated entry system.
The 2021 ESG allocation will fund emergency shelter and prevention services that are projected
to assist homeless and at‐risk of homeless beneficiaries. The identified projects target homeless
individuals and families who lack the resources to independently regain stable housing.
Programs are designed to connect clients with the services necessary to ensure they move from
emergency shelter to transitional or permanent housing.
Describe the jurisdictions one‐year goals and actions for reducing and ending homelessness
including
Collier County will utilize Emergency Solutions Grants funding for Emergency Shelter,
Homelessness Prevention, Rapid Re‐Housing, HMIS administration, and ESG program
administration. Funding for these programs is projected to benefit homeless persons and those
at risk of homelessness. Projects selected for funding are designed to help shorten the period
the client experiences homelessness, improve their ability to secure stable housing, and
prevent recurrent homeless episodes.
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
Collier County funds subrecipients that administer homelessness projects under the ESG
program. They work to build trusting relationships with homeless persons living on the streets
and in shelters as well as at‐risk populations to remain stably housed. The subrecipients
perform assessments for homeless persons and those at risk of homelessness to link them to
shelter and other supportive services that are appropriate to meet their needs. All
subrecipients funded through Collier County ESG will participate in coordinated entry. These
organizations provide emergency shelter, rental and utility assistance, food and clothing, and
other homeless services to individuals, families with children, veterans, unaccompanied youth,
and including persons with HIV.
Consolidated Plan COLLIER COUNTY 180
OMB Control No: 2506‐0117 (exp. 09/30/2021)
Addressing the emergency shelter and transitional housing needs of homeless persons
Collier County currently awards its ESG entitlement funds to subrecipients for the operation of
emergency shelters, financial assistance through rapid re‐housing to become stably housed,
and homeless prevention programs to serve individuals and families. Some emergency shelters
and homeless prevention programs are designed to focus their services to the needs of specific
populations such as families, victims of domestic violence, human trafficking victims, persons
being evicted, and persons with severe mental health disorders or substance abuse histories.
In response to the HEARTH Act and 24 CFR part 576, Collier County, in collaboration with its
subrecipients are working together to prevent homelessness by helping families remain within
their communities and retain their current permanent housing or diverting people to
permanent housing solutions. The first step in this process was to streamline the intake of
homeless families seeking emergency shelter. The improved coordination will result in more
families being diverted away from homelessness and more families exiting homelessness and
being rapidly re‐housed in permanent housing. Other than the funds available through this process,
emergency shelter and transitional housing needs may be addressed through grant funding
opportunities, such as the competitive Continuum of Care process, or through other state or local
funding streams.
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again
The County will continue to administer the Emergency Solutions Grants Program and oversee
activities for homeless individuals and families. The County has identified rapid re‐housing as a
priority during the next Consolidated Plan period. Obtaining permanent housing for homeless
individuals and families will shorten the length of time spent in emergency and transitional
shelters.
Collier County encourages collaboration with organizations to transition as many people as
possible into permanent housing as quickly as possible. Some families or individuals may
require only limited assistance for a short period of time, such as emergency food and shelter ‐‐
until a first paycheck is received or a medical emergency has passed. Others, however, will
require more comprehensive and long‐term assistance, such as transitional housing with
supportive services and job training. Due to limited resources, it is important for agencies to
eliminate duplication of effort by local agencies, both in intake and assessment procedures, and
in subsequent housing and supportive services. The Homeless Management Information
System (HMIS) can be improved with common intake forms, shared data, effective assessment
instruments and procedures, and on‐going coordination of assistance among community
organizations.
Helping low‐income individuals and families avoid becoming homeless, especially extremely
Consolidated Plan COLLIER COUNTY 181
OMB Control No: 2506‐0117 (exp. 09/30/2021)
low‐income individuals and families and those who are: being discharged from publicly
funded institutions and systems of care (such as health care facilities, mental health facilities,
foster care and other youth facilities, and corrections programs and institutions); or, receiving
assistance from public or private agencies that address housing, health, social services,
employment, education, or youth needs
Collier County will continue to operate its rental assistance program in 2021‐2022 to assist
families and individuals to avoid becoming homeless. This program seeks to prevent
homelessness by providing up to a year of short‐term rental assistance (including up to 6
months of rental arrearage), rental security deposits and last month’s rent, and/or costs such as
rental application fees and utilities.
AP‐75 Barriers to affordable housing – 91.220(j)
Introduction:
The inventory of affordable housing in Collier County is not sufficient to meet the demand for
affordable units. One of the primary challenges to creating and preserving affordable housing
in Collier County is that household income is failing to keep up with rising housing costs. The
local economy is focused on retail, hospitality, services, and agriculture; however, high housing
costs have priced out much of the workforce needed for the county to function.
Actions it planned to remove or ameliorate the negative effects of public policies that serve
as barriers to affordable housing such as land use controls, tax policies affecting land, zoning
ordinances, building codes, fees and charges, growth limitations, and policies affecting the
return on residential investment
Collier County faces a burgeoning issue in trying to identify, quantify and qualify new and
existing affordable housing units. With a wider range of housing options, Collier County would
be better equipped to tackle the affordable housing problem. The effort requires
comprehensive strategies and a variety of tools that can be used alone or in combination to
reduce costs and increase availability.
During this consolidated plan period, Collier County will continue to Review and Revise the Land
Development Code which, if done well will make it easier to implement necessary changes to
encourage housing affordability. The current Land Development Code (LDC) does not
consistently support and encourage growth in already existing urbanized areas of the county
(those areas generally west of Collier Parkway). Many of the LDC’s ordinances are geared
toward large‐scale, planned‐unit developments (PUDs) on greenfield sites. Conversely, smaller‐
scale redevelopment and infill sites in already developed areas of the county are challenging to
consolidate, may need to address adjacent uses and neighborhood concerns, and often require
additional density to make them financially feasible. Collier County can also consider reducing
parking standards to achieve affordability, permitting guest houses as accessory dwelling rental
unit, encouraging smart‐site infrastructure, and identify strategic opportunity sites.
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AP‐85 Other Actions – 91.220(k)
Introduction:
In addition to the programs and activities described on the prior sections of this plan, the
County and its subrecipients intend to undertake a number of other actions to address housing
needs and problems in Collier County. These include efforts to reduce the hazards of lead‐
based paint in housing; efforts to improve the physical condition and management of public
housing, promote greater resident involvement in public housing management and create
opportunities for homeownership by public housing residents; and modify or mitigate the
impact of any public policies which act as barriers to public housing, improvements to the
institutional delivery structure to address any gaps or weaknesses identified in the Consolidated
Plan.
Actions planned to address obstacles to meeting underserved needs
Collier County will collaborate with community leaders, stakeholders, and local non‐profit
agencies to help remove obstacles to better meet the needs of the underserved population and
improve service delivery. The County will coordinate the work of non The County relies on
agencies on nonprofit agencies to provide social services, disseminate news and information,
and spearhead community‐wide solutions to local needs. Collier County will also support the
expansion of HMIS technology beyond homeless service providers as a way to link the various
categories of services provided by our partner non‐profit organizations and standardize
performance measures. The County will also review and analyze the work of its various
departments and divisions to find opportunities for collaboration between similar programs.
Program staff will also ensure that all fair housing education materials are current and
compliant with the Affirmatively Furthering Fair Housing Final Rule.
Actions planned to foster and maintain affordable housing.
Collier County will actively work to address the need for more decent and affordable housing by
continuing to prioritize the investment of funds into all its housing programs. In the interest of
preserving affordable housing, the County will continue to support the use of HOME program
funds for activities such as: down‐payment assistance, land acquisition, TBRA, and
single/multifamily acquisitions and rehabilitation. Additionally, the County will continue to
utilize CDBG program funds to rehabilitate owner‐occupied homes. To promote fair housing
choice, the County will encourage and support fair housing rights for all and provide program
funds to conduct outreach and education regarding the Fair Housing Law act of 1968.
Actions planned to reduce lead‐based paint hazards.
Collier County will continue to implement countermeasures to reduce lead‐based paint hazards
by abating or removing lead‐based paint hazards found in existing housing built prior to 1978.
Individuals who reside in properties built prior to 1978 and receive assistance through CDBG,
ESG, or HOME grant programs are required to be inspected for lead‐based paint hazards. These
inspections are completed by a HUD Certified Inspector in accordance with HUD and
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Environmental Protection Agency (EPA) guidelines. Collier County educates the public on the
hazards of lead‐based paint and how to protect children and the elderly. In response to lead‐
based paint hazards and the limited resources available, the County has planned a steady, long‐
term response in accordance with Federal lead‐based paint standards, other applicable federal
regulations, and local property standards. Policies and procedures for abatement of lead
hazards have been established in Collier County, which include determining cost effectiveness
for abatement and procedures for assessing, contracting, and inspecting post‐abatement work.
The policies and procedures also include preparing work write‐ups and costs estimates for all
income eligible persons in Collier County with identified lead‐based paint hazards.
Actions planned to reduce the number of poverty‐level families
Collier County will continue to increase its efforts to implement anti‐poverty strategies for the
citizens of Collier. The County will strive to increase its efforts in assisting homeowners and
renters with housing rehabilitation and renovation of affordable housing to decrease the
financial burden on low‐to‐moderate‐income persons.
The County will employ the following strategies to reduce the number of poverty‐level families:
1.Support the collaborative efforts of the service providers in Collier County to attract new
business and industry to Collier.
2.Support the efforts of the Chamber of Commerce to target certain segments of the
economy for business development/job creation.
3.Encourage nonprofit organizations to expand housing development programs to
incorporate job‐training opportunities as a part of their operations.
4.Promote the use of referral services for the existing Human Service Centers which
involves a partnership with many human service agencies, including job referrals.
5.Provide assistance to the County’s CHDO to acquire and construct affordable rental
housing for low/moderate income persons.
6.Participate in the development of a regional social service collaborative to coordinate
the work of social service organizations, disseminate news and information, eliminate
duplication of efforts, and spearhead community‐wide solutions to local needs.
7.Use enhanced accomplishment data as a criterion in the evaluation of applications for
ESG funding.
8.Support any expansion of local transit service and/or for express transit service.
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Through the initiatives described above, and in cooperation with the agencies and nonprofit
organizations noted, the Community and Human Services Department will continue to assist
low and moderate‐income persons of Collier County over the next five years.
Actions planned to develop institutional structure
The Community and Human Services Department administers, plans, and manages all facets of
the HUD grants for Collier County to ensure that all aspects of the grant programs perform in a
concerted manner. The department will work as the housing and community development
liaison between the county, local public housing, participating cities, state agencies, and non‐
profit and community‐based organizations. Collier County recognizes the need to maintain a
high level of coordination on projects involving other departments and/or non‐profit
organizations. This collaboration guarantees an efficient use of resources with maximum output
in the form of accomplishments.
Actions planned to enhance coordination between public and private housing and social
service agencies
The County will work to foster collaboration through dissemination of services, news, and
information across social service organizations, subcontractors, and public and private entities.
One way the County will accomplish this is through subrecipient meetings that bring together
affordable housing developers and social service agencies. Additionally, the countywide
Affordable Housing Plan over the next year will require input from and coordination of both
housing providers and social service agencies. The County will encourage community‐based
solutions and regional partnerships and will continue to support and participate in the CoC,
whose membership includes both affordable housing and social service agencies.
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Program Specific Requirements
AP‐90 Program Specific Requirements – 91.220(l)(1,2,4)
Introduction:
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.220(l)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in
the Projects Table. The following identifies program income that is available for use that is
included in projects to be carried out.
1. The total amount of program income that will have been received before
the start of the next program year and that has not yet been reprogrammed.
$29,000
2. The amount of proceeds from section 108 loan guarantees that will be
used during the year to address the priority needs and specific objectives
identified in the grantee's strategic plan
$0
3. The amount of surplus funds from urban renewal settlements $0
4. The amount of any grant funds returned to the line of credit for which the
planned use has not been included in a prior statement or plan.
$0
5. The amount of income from float‐funded activities $0
Total Program Income $0
Other CDBG Requirements
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1. The amount of urgent need activities $0
2.The estimated percentage of CDBG funds that will be used for activities
that benefit persons of low and moderate income.
Overall Benefit ‐ A consecutive period of one, two or three years may be
used to determine that a minimum overall benefit of 70% of CDBG funds
is used to benefit persons of low and moderate income. Specify the years
covered that include this Annual Action Plan.
80%
HOME Investment Partnerships Program (HOME)
Reference 24 CFR 91.220(l)(2)
1.A description of other forms of investment being used beyond those identified in Section
92.205 is as follows:
Collier County does not use other forms of investment.
2.A description of the guidelines that will be used for resale or recapture of HOME funds
when used for homebuyer activities as required in 92.254, is as follows:
The County’s Recapture Provisions permit the original homebuyer to sell the property to
any willing buyer, at any price the market will bear, during the period of affordability while
the County is able to recapture all, or a portion of the HOME‐assistance provided to the
original homebuyer.
Collier County utilizes a recapture policy in compliance of 24 CFR 92.254. The affordability
period is determined based upon the amount of HOME Investment Partnerships Program
funds invested into an individual project. HOME Regulations set three minimum tiers of
affordability periods.
When a homeowner chooses to sell or use the property for non‐eligible HOME Program
activities during the Period of Affordability, the full amount of the HOME Program Direct
Subsidy shall be recaptured and repaid to Collier County provided that net proceeds are
sufficient. If net proceeds are insufficient to repay the total HOME investment due, only the
actual net proceeds will be recaptured. In the event that net proceeds are zero (as is usually
the case with foreclosure), the recapture provision still applies. Recaptured funds shall be
returned to the Collier County to reinvest in other affordable housing projects for low‐ to
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moderate‐income persons.
The County’s Resale Provisions shall ensure that, when a HOME‐assisted homebuyer sells or
otherwise transfers his or her property, either voluntarily or involuntarily, during the
affordability period:
1)The property is sold to another low‐income homebuyer who will use the property as
his or her principal residence.
2)The original homebuyer receives a fair return on investment, (i.e., the homebuyer’s
down payment plus capital improvements made to the house); and
3)The property is sold at a price that is “affordable for a reasonable range of low‐
income buyers.”
The County’s Recapture and Resale Provisions are included in full in the Appendix.
3.A description of the guidelines for resale or recapture that ensures the affordability of
units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows:
Development Subsidy – a development subsidy is defined as financial assistance provided by
the County to offset the difference between the total cost of producing a housing unit and
the fair market value of the unit. When provided independently and absent any additional
subsidy that could be classified a direct subsidy, development subsidy triggers resale.
Direct Subsidy – a direct subsidy is defined as financial assistance provided by the County
that reduces the purchase price for a homebuyer below market value or otherwise
subsidizes the homebuyer [i.e., down‐payment loan, purchase financing, assistance to
CHDO to develop and sell unit below market or closing cost assistance]. A direct subsidy
triggers recapture.
Net Proceeds – the sales price minus superior loan repayment (other than HOME funds) and
any closing costs.
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The County’s Recapture and Resale Provisions are included in full in the Appendix.
4.Plans for using HOME funds to refinance existing debt secured by multifamily housing that
is rehabilitated with HOME funds along with a description of the refinancing guidelines
required that will be used under 24 CFR 92.206(b), are as follows:
Not applicable. Collier County has no plans to use HOME funds to refinance existing debt
secured by multifamily housing rehabilitated with HOME funds.
Emergency Solutions Grants (ESG)
Reference 91.220(l)(4)
a)Include written standards for providing ESG assistance (may include as attachment)
Collier County’s ESG Policy and Procedures Manual is attached as an appendix to this Plan.
b)If the Continuum of Care has established centralized or coordinated assessment system
that meets HUD requirements, describe that centralized or coordinated assessment
system.
Coordinated Entry is a streamlined system designed to efficiently match people
experiencing homelessness or those at‐risk of homelessness to available housing, shelter,
and services. It prioritizes those who are most in need of assistance and provides crucial
information that helps the Continuum of Care strategically allocate resources. Anyone
seeking homelessness or homelessness prevention services in Collier County will
complete a coordinated entry assessment which is subsequently evaluated for services.
c)Identify the process for making sub‐awards and describe how the ESG allocation available
to private nonprofit organizations (including community and faith‐based organizations).
The County provides a competitive process for awarding all entitlement funding. This is
widely advertised formally, via email, and at partnership meetings. A review and ranking
committee reviews applications for merit and compliance. The CoC is provided an
opportunity to support or not support an application. Eventually, the recommended
awardees are noted in the Annual Action Plan. All public comment requirements are
followed. The Annual Action Plan is presented to the Board of County Commissioners for
approval, and then to HUD. The process is as follows:
1.Identification of community development issues, needs, and concerns through community
meetings and citizen input.
2.Formulation of community development goals and preliminary strategies, i.e., staff and
citizens.
3.Dissemination of Grant Funds information to agencies and individuals
4.Submission of Project applications; and
5.Project Selection: Review of project applications by review committee ii. Present
recommendations to the Board of County Commissioners, Public Hearing and Final Selection
sent to HUD
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d)If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR
576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with
homeless or formerly homeless individuals in considering policies and funding decisions
regarding facilities and services funded under ESG.
Collier County meets the homeless participation requirement found in 24 CFR 576.405(a)
through the Continuum of Care, which is led by the Collier County Hunger and Homeless
Coalition. The CoC comments on funding applications and considers policies regarding
homeless facilities and services. Other organizations representing the homeless provided
input for the Consolidated Planning process, and a focus group was held at the Shelter for
Abused Women and Children to gather input about housing and community development
priorities. The County will continue to secure consultation with homeless or formerly
homeless individuals, along with local organizations that represent and provide services to
the homeless.
e)Describe performance standards for evaluating ESG.
Performance standards provide a measure for Collier County to evaluate the
effectiveness of each ESG service provider in the areas of: (a) Targeting those who need
assistance most; (b) Reducing the number of people living on the streets or in emergency
shelters; (c) Reducing the time people spend homeless; and (d) Reducing clients’ housing
barriers or housing stability risks.
In addition, the County evaluates the success of ESG programs by reviewing Homeless Management
Information System (HMIS) data . Sub recipients are required to submit regular reports which are
reviewed by staff. These reports are used to ensure ESG compliance with regulations and local
written standards as well as confirming that program goals are being met. ESG programs are also
subjected to “on‐site monitoring.” The County has a Monitoring Group to monitor the ESG
programs. This group has participated in over 100 federal grant evaluation designs, evaluation
projects, and implementation of evaluation plans. The basis for monitoring is to address findings
and provides recommendations for program improvements
Collier County will also evaluate each ESG service provider’s performance based on the
following standards:
a)Subrecipients will develop and adhere to priorities for service delivery by need.
b)Subrecipients will assist clients in rapid movement to permanent housing from
shelters or from the street.
c)Subrecipients will ensure that clients have easy access to services.
d)Subrecipients will provide comprehensive case management to address a spectrum
of needs for each client.
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Appendix ‐ Alternate/Local Data Sources
Data Source Name
2010‐2014 ACS
List the name of the organization or individual who originated the data set.
U.S. Census Bureau
Provide a brief summary of the data set.
The American Community Survey is an ongoing statistical survey that samples a small
percentage of the U.S. population every year, thus providing communities with more
current population and housing data throughout the 10 years between censuses. ACS
data is compiled from an annual sample of approximately 3 million addresses rather than
an actual count.
What was the purpose for developing this data set?
This dataset is more current than Census 2010 data and available for more geographic
areas than the ACS 1‐Year Estimates.
How comprehensive is the coverage of this administrative data? Is data collection
concentrated in one geographic area or among a certain population?
National
What time period (provide the year, and optionally month, or month and day) is
covered by this data set?
2010‐2014 ACS 5‐year estimates are based on data collected from January 1, 2010 to
December 21, 2014.
1
What is the status of the data set (complete, in progress, or planned)?
Complete
2 Data Source Name
2010 Census, 2015 & 2019 American Community Survey
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List the name of the organization or individual who originated the data set.
U.S. Census Bureau
Provide a brief summary of the data set.
This dataset contains what is known as “100% data,” meaning that it contains the data
collected from every household that participated in the 2010 Census and is not based on
a representative sample of the population.
What was the purpose for developing this data set?
This data provides basic characteristics such as age, sex, and race for a variety of
geographic levels with most data obtainable down to the census tract or block group
level.
How comprehensive is the coverage of this administrative data? Is data collection
concentrated in one geographic area or among a certain population?
National
What time period (provide the year, and optionally month, or month and day) is
covered by this data set?
Data was collected in April 2000.
What is the status of the data set (complete, in progress, or planned)?
Complete
Data Source Name
2011‐2015 CHAS
List the name of the organization or individual who originated the data set.
U.S. Census Bureau
3
Provide a brief summary of the data set.
To assess housing need, HUD receives a special tabulation of data from the U.S. Census
Bureau’s American Community Survey that is largely not available through standard
Census products. This data, known as the Comprehensive Housing Affordability Strategy
(CHAS) data, counts the number of households that fit certain combinations of HUD‐
specified criteria, such as housing needs by income level, race, and ethnicity.
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What was the purpose for developing this data set?
To assess housing need based on HUD‐specified criteria such as income level, race,
ethnicity, and household type.
How comprehensive is the coverage of this administrative data? Is data collection
concentrated in one geographic area or among a certain population?
National
What time period (provide the year, and optionally month, or month and day) is
covered by this data set?
The 2011‐2015 CHAS data is based on American Community Survey data collected from
January 1, 2011 to December 21, 2015.
What is the status of the data set (complete, in progress, or planned)?
Complete
Data Source Name
2013 Longitudinal Employer‐Household Dynamics
List the name of the organization or individual who originated the data set.
U.S. Census Bureau
Provide a brief summary of the data set.
The Longitudinal Employer‐Household Dynamics (LEHD) data provides statistics on
employment, earnings, and job flows by geography and industry for different
demographic groups.
What was the purpose for developing this data set?
This dataset describes demographic characteristics and commute patterns of workers and
jobs to help state and local authorities make informed economic decisions.
4
How comprehensive is the coverage of this administrative data? Is data collection
concentrated in one geographic area or among a certain population?
National
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What time period (provide the year, and optionally month, or month and day) is
covered by this data set?
2013
What is the status of the data set (complete, in progress, or planned)?
Complete