Agenda 04/28/2020 Item #16D 1 (NSP Programs 1 and 3)04/28/2020
EXECUTIVE SUMMARY
Recommendation to approve and authorize two substantial amendments to the Neighborhood
Stabilization Programs 1 and 3 to align with the Department of Housing and Urban Development's
Federal Register modifications allowing for the expansion of the targeted geographic areas.
OBJECTIVE: Align the Neighborhood Stabilization Programs (NSP) 1 and 3 Programs corresponding
action plans to reflect grantor published modifications.
CONSIDERATIONS: The Board of County Commissioners (Board) approved the award with the
Department of Housing and Urban Development (HUD) for the Neighborhood Stabilization Program 1
(NSP 1) on January 30, 2009 (Agenda Item #10E), and the Neighborhood Stabilization Program 3 (NSP3)
on March 11, 2011 (Agenda Item #10B).
The Board approved the initial NSP1 Action Plan November 28, 2008 (Agenda Item #16D3) and the
NSP3 on February 22, 2011 (Agenda Item #10E). Both Action Plans have been modified by the Board
throughout the last twelve (12) years.
Collier County is in the final stages of the NSP 1 and NSP 3 programs. It is the intent of Community and
Human Services (CHS) to close out the grant award no later than 2022, pending HUD issuance of
closeout documents. In preparation of closeout, HUD has requested that each grant award complete a
final reconciliation, and should any program income remain, it be expended. As a function of the closeout
process, HUD issued a Federal Register Notice, Volume 84, Number 177 published on September 12,
2019, to modify the unified NSP program.
To align with the Notice, CHS is proposing to amend its NSP1 and NSP3 Action Plans to include revised
geographic areas. The notice eliminates the requirement to use the HUD Foreclosure Need website and
now requires that grantees meet the statutory requirement to give priority emphasis and consideration to
areas with the greatest need. Through the Federal Register Notice, HUD will allow NSP grantees to use
these funds within designated Opportunity Zones and other low-moderate income census tracts. In 2017,
Governor Rick Scott designated five (5) Opportunity Zones in Collier County including Census Tracts
104.11, 108.02, 112.05, 113.01, and 114. In addition, HUD has permitted the use of new target areas
using local data such as vacancies, home sales, employment, assessments of single and multi-family
housing needs, realtor information, etc.
The following change is proposed to unify NSP1 and NSP3 Action Plans with the Federal Register
Notice:
1. Amend NSP 1 and 3 Action Plans to allow the geographic areas of the NSP program to include
all low to moderate-income census tracts in Collier County including, but not limited to, the five
(5) approved Florida Opportunity Zones in Collier County and additional newly identified Census
Tracts.
Pursuant to CFR Volume 84, Number 177, on March 29, 2020, CHS published the NSP 1 and NSP 3
action plan for fifteen (15) days as required by the Program. No public comments have been received at
this time.
Publication of the amended action plans for fifteen (15) days is a requirement of the program to allow for
public comment. The NSP 1 and NSP 3 Action Plans were advertised between March 29, 2020 and April
13, 2020. At the time of agenda publication, there were no comments received regarding the proposed
16.D.1
Packet Pg. 1979
04/28/2020
amendments.
FISCAL IMPACT: There is no new Fiscal impact. NSP1 funding is budgeted in Housing Grant Fund
(121), Project 33050 and NSP3 funding is budgeted in Housing Grant Fund (705), Project 33150.
LEGAL CONSIDERATIONS: This Item is approved for form and legality and requires a majority vote
for Board approval. -JAB
GROWTH MANAGEMENT IMPACT: The Neighborhood Stabilization Program facilitates the goals,
objectives, and policies set forth in the Housing Element of the Growth Management Plan.
RECOMMENDATION: To approve and authorize the Chairman to sign two (2) substantial
amendments to the Neighborhood Stabilization Programs 1 and 3 to align with the Department of
Housing and Urban Development's Federal Register modifications allowing for the expansion of the
targeted geographic areas. (No Fiscal Impact)
Prepared By: Tom Calderon, Grants Coordinator, Community and Human Services Division
ATTACHMENT(S)
1. [linked] NSP's 1&3 Subs. Amend. (PDF)
2. Referenced Federal Register (PDF)
16.D.1
Packet Pg. 1980
04/28/2020
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.1
Doc ID: 11219
Item Summary: Recommendation to approve and authorize two substantial amendments to the
Neighborhood Stabilization Programs 1 and 3 to align with the Department of Housing and Urban
Development's Federal Register modifications allowing for the expansion of the targeted geographic
areas.
Meeting Date: 04/28/2020
Prepared by:
Title: – Community & Human Services
Name: Tomas Calderon
12/30/2019 2:56 PM
Submitted by:
Title: Manager - Federal/State Grants Operation – Community & Human Services
Name: Kristi Sonntag
12/30/2019 2:56 PM
Approved By:
Review:
Community & Human Services Maggie Lopez Additional Reviewer Completed 12/31/2019 10:52 AM
Community & Human Services Cormac Giblin Additional Reviewer Completed 03/20/2020 10:08 AM
Community & Human Services Kristi Sonntag CHS Review Completed 03/26/2020 9:59 AM
Operations & Veteran Services Kimberley Grant Level 1 Reviewer Completed 04/06/2020 4:56 PM
Public Services Department Todd Henry Level 1 Division Reviewer Completed 04/07/2020 8:00 AM
Grants Erica Robinson Level 2 Grants Review Completed 04/07/2020 11:58 AM
Public Services Department Steve Carnell Level 2 Division Administrator Review Completed 04/07/2020 2:02 PM
County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 04/08/2020 10:50 AM
County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 04/08/2020 3:39 PM
Grants Valerie Fleming Level 3 OMB Gatekeeper Review Skipped 04/10/2020 4:03 PM
Office of Management and Budget Debra Windsor Additional Reviewer Completed 04/10/2020 4:56 PM
Grants Therese Stanley Additional Reviewer Completed 04/13/2020 11:33 AM
Budget and Management Office Ed Finn Additional Reviewer Completed 04/13/2020 12:10 PM
County Manager's Office Sean Callahan Level 4 County Manager Review Completed 04/21/2020 9:27 AM
Board of County Commissioners MaryJo Brock Meeting Pending 04/28/2020 9:00 AM
16.D.1
Packet Pg. 1981
48165 Federal Register /Vol. 84, No. 177/Thursday, September 12, 2019/Notices
more than one component maintains
Privacy Act records concerning him or
her, the individual may submit the
request to the Senior Agency Official for
Privacy, HUD, 451 Seventh Street SW,
Room 10139, Washington, DC 20410.
EXEMPTIONS PROMULGATED FOR THE SYSTEM:
None.
HISTORY:
EDM SORN was originally published
in: DEPARTMENT OF HOUSING AND
URBAN DEVELOPMENT [Docket No.
FR–6009–N–02] Privacy Act of 1974:
Enterprise Data Management (EDM)
System of Records.
Dated: August 26, 2019.
John G. Bravacos,
Senior Agency Official for Privacy.
[FR Doc. 2019–19713 Filed 9–11–19; 8:45 am]
BILLING CODE 4210–67–P
DEPARTMENT OF HOUSING AND
URBAN DEVELOPMENT
[Docket No. FR–6170–N–01]
Notice of Neighborhood Stabilization
Program; Changes to Closeout
Requirements Related to Program
Income Amendment
AGENCY: Office of the Assistant
Secretary for Community Planning and
Development, HUD.
ACTION: Notice.
SUMMARY: This notice describes changes
to closeout requirements applied to, and
additional regulations waived for,
grantees receiving grants in the three
rounds of funding under the
Neighborhood Stabilization Program,
who are also grantees in the Community
Development Block Grant (CDBG)
program.
DATES: Applicable Date: September 12,
2019.
FOR FURTHER INFORMATION CONTACT:
Jessie Handforth Kome, Acting Director,
Office of Block Grant Assistance, Office
of Community Planning and
Development, Department of Housing
and Urban Development, 451 Seventh
Street SW, Room 7282, Washington, DC
20410; telephone number 202–708–3587
(this is not a toll-free number). Persons
with hearing or speech impairments
may access this number via TTY by
calling the Federal Relay at 800–877–
8339 (this is a toll-free number).
SUPPLEMENTARY INFORMATION:
I. Background
The Neighborhood Stabilization
Program (NSP) was established by
Division B, Title III of the Housing and
Economic Recovery Act of 2008 (HERA)
(Pub. L. 110–289, approved July 30,
2008), for the stabilization of
communities that have suffered from
residential foreclosures and
abandonment. As established by HERA,
NSP provided grants to all states and
selected local governments on a formula
basis. The American Recovery and
Reinvestment Act of 2009 (Recovery
Act) (division A, title XII of Pub. L. 111–
5, approved February 17, 2009)
authorized additional NSP grants to be
awarded to states, local governments,
nonprofits and a consortium of
nonprofit entities, but on a competitive
basis. The Recovery Act also authorized
funding for national and local technical
assistance providers to support NSP
grantees. The Dodd-Frank Wall Street
Reform and Consumer Protection Act
(Dodd-Frank Act) (Pub. L. 111–203,
approved July 21, 2010) authorized a
third round of NSP grants to all states
and select units of general local
governments (UGLG) on a formula basis.
The purpose of the funds awarded
under the three rounds of NSP is to
target the stabilization of neighborhoods
negatively affected by residential
properties that have been foreclosed
upon or abandoned. The Notice of
Formula Allocations and Program
Requirements for Neighborhood
Stabilization Program Formula Grants,
published October 19, 2010 (75 FR
64322) (‘‘Unified NSP Notice’’), as
amended, provides further background
for these programs, the program
principles, and the objectives and
outcomes of the NSP program. The
Notice of Neighborhood Stabilization
Program; Closeout Requirements and
Recapture (Closeout Notice), published
November 27, 2012 (77 FR 70799), as
amended, amended the Unified NSP
Notice by adding grant closeout and
related provisions. In addition, the
Notice of Funding Availability (NOFA)
for the Neighborhood Stabilization
Program 2 Under the American
Recovery and Reinvestment Act, 2009,
74 FR 21377 (May 7, 2009), as amended
by subsequent notices (‘‘NSP2 NOFA’’),
includes requirements specific to the
competitive round of funding under the
Recovery Act.
II. This Notice
The primary purpose of this Notice is
to hasten the expenditure of remaining
grant funds to facilitate closeout of all
open NSP grants, given that most
originally planned program activities
are at or near completion. To facilitate
that purpose, this notice eliminates the
requirement that NSP2 and NSP3
grantees must use the HUD Foreclosure
Need website to identify new target
areas before using NSP funds. It also
provides additional guidance related to
NSP program income, as well as
encourages the use of existing
Community Development Block Grant
formula funds to leverage investments
in targeted areas.
Targeting New Areas of Need
For all three rounds of NSP, HERA
required that grantees give priority
emphasis to geographic areas of greatest
need. To implement this requirement,
HUD developed a Foreclosure Need
website and mapping tools and required
NSP2 and NSP3 grantees to use the
HUD data to identify target areas with
an individual or average combined
index score of not less than lesser of 17
or the 20th percentile most needy score
in an individual state. NSP1 grantees
were encouraged, but not required, to
use the HUD data. Because the program
has expended 98% of the $8.639 billion
in grant funds and program income,
HUD is no longer updating the
Foreclosure Need websites and mapping
tools. Moreover, HUD has observed that
grantees have largely served their
identified areas of greatest need.
In identifying new target areas, HUD
supports the ability of NSP grantees to
use these funds in Opportunity Zones.
Created by the 2017 Tax Cut and Jobs
Act, the Opportunity Zone tax
incentives are designed to stimulate
private investment in designated, low-
income census tracts and allows
individuals and companies to invest
equity in real estate projects or in
businesses in these communities. It does
so by enabling them to temporarily defer
and reduce their tax liability on
investments in privately- or publicly
managed Qualified Opportunity Funds.
These Qualified Opportunity Funds
must invest funds in real estate projects
or businesses located in designated
Opportunity Zones. Moreover, if
investors leave their investments in
these funds long-term, the profits they
make on their Qualified Opportunity
Fund investments will not be taxed.
Since the passage of the law,
Opportunity Zones (OZ) have been
designated in all 50 states, the District
of Columbia, Puerto Rico, and in Insular
Areas. The number of census tracts in a
State that were eligible for designation
as Opportunity Zones could not have
exceeded 25 percent of the number of
census tracts in the State that are ‘‘low-
income communities’’ (LIC).
Census tracts were eligible for
designation as Opportunity Zones if
they satisfied the definition of a ‘‘low-
income community’’ per §45D(e) of the
Internal Revenue Code. The term ‘‘low-
income community’’ means any
VerDate Sep<11>2014 17:27 Sep 11, 2019 Jkt 247001 PO 00000 Frm 00065 Fmt 4703 Sfmt 4703 E:\FR\FM\12SEN1.SGM 12SEN1
jbell on DSK3GLQ082PROD with NOTICES16.D.1.b
Packet Pg. 1982 Attachment: Referenced Federal Register (11219 : NSP Substantial Amendment)
48166 Federal Register /Vol. 84, No. 177/Thursday, September 12, 2019/Notices
population census tract where: (a) The
poverty rate for such tract is at least 20
percent, or (b)(i) in the case of a tract not
located within a metropolitan area, the
median family income for such tract
does not exceed 80 percent of statewide
median family income, or (b)(ii) in the
case of a tract located within a
metropolitan area, the median family
income for such tract does not exceed
80 percent of the greater of statewide
median family income or the
metropolitan area median family
income. For grantees who are familiar
with using New Market Tax Credits
(NMTC) as a source for community
development finance, these eligibility
criteria are the same as the requirements
necessary to qualify for NMTC. It is
worth noting that some non-LIC tracts
were also eligible for Opportunity Zone
designation if certain additional criteria
were met.
HUD notes that, with the target area
changes allowed by this Notice, grantees
have a unique chance to leverage
Qualified Opportunity Zone Fund
capital with NSP funds, along with
other HUD funding including CDBG
formula funds and Section 108 Loan
Guarantees, to accelerate activities in
Opportunity Zones. HUD will publish
further guidance which will provide
additional information related to how
program funds can be combined to
reinforce these strategies.
In the interim, when considering
strategies to facilitate the use of NSP
and CDBG funds in Opportunity Zones,
HUD encourages grantees to explore
whether these zones would also qualify
as Neighborhood Revitalization Strategy
Areas (NRSAs) under CPD Notice 16–
16. Through the designation of NRSAs,
compliance with certain HUD
requirements can be streamlined to
make it more feasible for grantees and
their partners to leverage CDBG and
Section 108 funds more quickly in
Opportunity Zones.
To effectuate these changes, HUD is
amending the Unified NSP Notice and
the NSP2 NOFA to eliminate the
requirement that NSP2 and NSP3
grantees use the HUD Foreclosure Need
website. Instead, HUD is requiring that
grantees meet the statutory requirement
to give priority emphasis and
consideration to areas with the greatest
need when distributing NSP funds.
Given that HERA only requires priority
emphasis and consideration and HUD’s
observation that grantees have largely
served their areas of greatest need, HUD
presumes that most, if not all, grantees
will now be able to serve other areas
within their jurisdiction.
NSP1 and NSP3 grantees amending
their NSP Action Plan substantial
amendments or abbreviated plans or
NSP2 grantees amending their NSP2
applications to serve areas other than
those that were previously identified as
areas of greatest need must describe the
nature and extent of the need for
neighborhood stabilization in the
amendment, as set forth in the
requirements below. NSP grantees may
identify new target areas using local
data such as vacancies, home sales,
employment, assessments of single and
multi-family housing needs, realtor
information, etc. The amendment
should identify the factors used to select
the new target area and the grantee
should retain in its files all the raw data
used to identify the new target area.
NSP1 and NSP3 grantees must amend
their plans in accordance with 24 CFR
part 91. NSP2 grantees must submit any
amendments to the field office to
forward to HUD Headquarters for review
and approval.
NSP Program Income Transfers
This Notice also informs grantees of
HUD’s authority to cancel unexpended
grant balances and permits NSP grantees
to transfer streams of program income,
including future streams of program
income, from NSP to the CDBG program
with a single written HUD-approved
request.
There are 195 NSP1 grantees and 152
NSP3 grantees that have unexpended
grant funds totaling over $150 million in
their lines of credit. This occurred
because program income must be spent
prior to using grant funds, and many
communities earned significant
amounts of program income. With few
exceptions, grantees met their
expenditure deadlines and have
expended an additional $1.8B in
program income. An additional
$240,000,000 in program income has
not yet been expended. These
communities do not wish to return the
NSP funds because needs still remain,
often outside the areas identified as
areas of greatest need using HUD data.
HUD urges grantees to complete eligible
NSP activities and close out the
remainder of their grants but recognizes
that grantees have few or no properties
that are eligible to be assisted with NSP
funds in their identified target areas.
On June 14, 2016, HUD amended the
Closeout Notice to allow the transfer of
NSP program income to an open CDBG
formula entitlement grant or a unit of
general local government recipient of a
grant from a state. HUD made this
allowance to enable grantees to expend
remaining grant funds by moving
program income out of the NSP
program. The June 14, 2016 Notice
permitted transfers of program income
on hand. This Notice expands that
flexibility to include transfers of a future
stream of program income from an
activity, eliminating the need for
multiple written requests to transfer
program income that is anticipated but
has not yet been received.
Potential for Recapture of Unused Grant
Funds
In addition, to ensure that NSP
grantees expend their grant balances
expeditiously, HUD is reminding them
that failure to draw funds from the line
of credit (whether obligated or
unobligated) for two consecutive fiscal
years may result in HUD determining
that need for the funds no longer exists,
cancelling the line of credit, and
proceeding to grant closeout in
accordance with 31 U.S.C. 1555.
Except as described in this notice and
previous notices governing NSP,
statutory and regulatory provisions
governing the CDBG program, including
those at 24 CFR part 570 subpart I for
states or, for CDBG units of general local
government, including those at 24 CFR
part 570 subparts A, C, D, J, K, and 0,
as appropriate, apply to the use of these
funds. The State of Hawaii was
allocated funds and will be subject to
part 570, subpart I, as modified by this
notice and previous notices governing
NSP.
III. Alternative Requirement and
Regulatory Waivers
1. Section II of the Unified NSP
Notice is amended to eliminate
paragraphs II.B.2.a.i and II.B.2.a.ii,
including the undesignated paragraph
added to that section by Federal
Register Notice, at 78 FR 29771–29772,
and Paragraph II.B.2.b.iii is revised to
read:
‘‘b. Information by activity describing how
the grantee will use the funds, identifying:
i. The areas of greatest need addressed by
the activity or activities or if addressing other
areas, the nature and extent for neighborhood
stabilization, including the local housing
market, credit, and employment needs
contributing to the decline, in the other
areas;’’
Section II of the NSP2 NOFA is
amended to eliminate paragraph II.B.8
and all references that paragraph.
Paragraph IV.A.1.a. is revised to read:
‘‘You must identify the specific geography
in which you will carry out your NSP2
Program, giving priority emphasis and
consideration to areas of greatest need. If you
are carrying out NSP2 activities in other
areas, you must identify the nature and
extent of need for neighborhood stabilization
in the other areas. At a minimum, the
narrative for this factor must address local
housing market, credit, and employment
VerDate Sep<11>2014 17:27 Sep 11, 2019 Jkt 247001 PO 00000 Frm 00066 Fmt 4703 Sfmt 4703 E:\FR\FM\12SEN1.SGM 12SEN1
jbell on DSK3GLQ082PROD with NOTICES16.D.1.b
Packet Pg. 1983 Attachment: Referenced Federal Register (11219 : NSP Substantial Amendment)
48167 Federal Register /Vol. 84, No. 177/Thursday, September 12, 2019/Notices
needs that are contributing to decline of the
targeted geography.’’
2. Section N of the Unified NSP
Notice and section N of Appendix I of
the NSP2 NOFA are amended by
revising paragraph 4 of each to read as
follows:
‘‘4. Transfer of Program Income Before
Closeout. With the exception of a nonprofit
NSP grantee, an NSP grantee may transfer un-
obligated NSP program income at any time
before closeout to its annual CDBG program,
or, if it is an UGLG that is also a State CDBG
grant recipient with an open grant, to its
State CDBG program using a single written
request to HUD. In addition, a State grantee
may transfer un-obligated NSP program
income before closeout to any annual CDBG-
funded activities carried out by a UGLG or
Indian tribe within the State using a single
written request to HUD.
Transferred NSP program income will
become CDBG program income upon receipt
in the Integrated Disbursement and
Information System (IDIS). Prior to carrying
out a transfer, the grantee must submit a
written request for approval to the local HUD
field office to transfer un-obligated NSP
funds to CDBG, as prescribed by HUD.
Grantees may transfer: (1) The amount of
unobligated program income on hand; (2)
amounts of any expected un-obligated NSP
program income to be received; (3) an
unknown amount of future program income
from a specific NSP activity or activities; or
(4) a combination of the above. The grantee
must also provide the grant number and
activity number associated with the NSP
activity(ies) that generated or will generate
the program income and the name(s) of the
CDBG program grantee (or UGLG recipient, if
appropriate) to which the funds will transfer.
The request must include: (a) Proof that the
grantee has reconciled its own financial
records with the Disaster Recovery Grant
Reporting system (DRGR) and (b) an analysis
documenting compliance or expected
compliance, as established by HUD, with the
requirement at subparagraph E.2.e of the
Unified NSP Notice, 75 FR 64331, for NSP1
and NSP3 grantees, and subparagraph E.2.e
of Appendix I of the NSP2 NOFA for NSP2
grantees, which requires not less than 25
percent of any NSP funds to be used to house
individuals or families with incomes at or
below 50 percent of area median income
(LH25).
HUD will review the request for approval
and documentation provided against the
records in DRGR to ensure that the grantee
is only transferring un-obligated (on-hand)
program income or program income expected
to be received from identified NSP activities,
and that the LH25 requirement has been or
will be met.
After HUD approval, if NSP program
income funds have already been receipted in
DRGR, the grantee must first revise the DRGR
submission to subtract the amounts receipted
there prior to receipting any transferred
amounts in IDIS.
Further, the grantee must print and
maintain a record of the transfer(s). Finally,
the grantee is to email its local HUD field
office notifying it that transfer has been
completed and provide the IDIS program
income receipt. The transferred NSP program
income funds are not considered to be CDBG
funds until they have been documented in
IDIS.
Upon transfer, all program income must be
used and reported on in accordance with
CDBG program requirements. In addition, the
grantee must note in its current NSP
quarterly or annual (if grant has been closed
out) performance report the following
information:
•HUD approval of the transfer;
•Date of the approval;
•Amount of program income on hand and
amount of any expected program income to
be received that will be transferred; and
•Activity number that generated or will
generate the NSP program income. Any NSP
program income that is not transferred and
receipted in IDIS will retain its NSP
characteristics and requirements in
accordance with published notices governing
NSP.
3. Section X of the Unified NSP
Notice is amended to add the following
language at the end of the paragraph:
‘‘Note that NSP I and NSP3 grant funds are
subject to 31 U.S.C. 1555, which states, ‘‘An
appropriation account available for
obligation for an indefinite period shall be
closed, and any remaining balance (whether
obligated or unobligated) in that account
shall be canceled and thereafter shall not be
available for obligation or expenditure for
any purpose, if (1) the head of the agency
concerned or the President determines that
the purposes for which the appropriation was
made have been carried out; and (2) no
disbursement has been made against the
appropriation for two consecutive fiscal
years.’’
4. Under the ‘‘Background’’
subheading in section Z of the Unified
NSP Notice, the Program Income
paragraphs are amended to read as
follows:
‘‘Program Income. NSP program income
received at the time of or after closeout may
be transferred to an annual CDBG program as
provided in section N and transferred funds
will become CDBG program income upon
receipt in IDIS (such receipt in IDIS will be
subsequent to edits to remove receipt of the
funds in DRGR, if such receipt was already
entered). Upon transfer, CDBG program
income will be subject to all CDBG statutory
and regulatory requirements for program
income.
Any NSP program income not transferred
to CDBG shall, subject to the de minimis
exception provided for in section Y of the
NSP Closeout Notice, continue to be used in
accordance with NSP requirements. If annual
NSP program income does not exceed
$25,000, the funds shall be used for general
administrative costs related to ensuring
continued affordability of NSP units or added
to the grantee’s CDBG program income
receipts and the CDBG requirements at 24
CFR 570.500(a)(4) shall apply, which may
exclude such amounts from the definition of
program income. Funds not transferred to
CDBG will retain NSP characteristics and be
subject to NSP requirements, so the
additional flexibility created by the
legislation for the creation of financing
mechanisms, development of new housing,
operation of land banks, and service of
families up to 120 percent of Area Median
Income (AMI), will remain in place.
However, HUD notes that continued
acquisition of new land bank property after
closeout with NSP program income could
undermine the urgency of finding uses for
the properties already acquired. Grantees will
be required to allocate not less than 25
percent of NSP program income to housing
for families with incomes at or below 50
percent of AMI when the amount of annual
program income received by a grantee is
sufficient to make application of this
requirement reasonable. HUD has defined
this amount as $250,000 in section Y of the
NSP Closeout Notice.
After grant closeout, former NSP grantees
that are CDBG entitlements or States will
report at least annually as provided for by
HUD on the receipt and use of NSP program
income, and on the disposition of land-
banked properties. These grantees must also
include NSP program income in the annual
CDBG Action Plan or substantial amendment
in accordance with CDBG requirements. All
former NSP grantees, including nonprofits
and non-entitlement units of general local
government receiving funds directly from
HUD, must report at least annually in a form
acceptable to the Secretary regarding
enforcement of any NSP continuing
affordability restrictions. Reporting will
continue over the course of the minimum
period of affordability set forth in HOME
program standards at 24 CFR 92.252 (e) and
92.254(a)(4).
Finally, most program income will be
received by CDBG entitlement cities and
counties, and by states, which have systems
and procedures to manage NSP revenues,
which are treated in most respects like CDBG
revenues. However, NSP2 nonprofit grantees
and/or nonprofit consortium members in
NSP2 grant consortia that receive revenues
generated by NSP projects will not have
access to the state and municipal CDBG
tracking systems. Further, the CDBG
regulations and Office of Management and
Budget (OMB) circular implemented at 24
CFR 84.24(e) or 2 CFR 200.307(f), as
applicable, do not require that nonprofit
grantees continue to treat revenues generated
from use of NSP funds and received after
grant closeout as federal funds unless HUD
regulations or the terms and conditions of the
award provide otherwise. Thus, for NSP2
grantees that are not direct formula CDBG
grantees (nonprofits and non-entitlement
local governments, including those that are
part of a consortium), HUD is requiring that
revenues generated by projects funded before
closeout but received within 5 years after
grant closeout must be used for NSP-eligible
activities and meet NSP benefit requirements,
but no other federal requirements would
apply. With the exception of income earned
from the sale of NSP-assisted real property or
loans, any income earned by such post-
closeout use of funds would not be governed
by any NSP requirements and would be
miscellaneous revenues, although HUD
VerDate Sep<11>2014 17:27 Sep 11, 2019 Jkt 247001 PO 00000 Frm 00067 Fmt 4703 Sfmt 4703 E:\FR\FM\12SEN1.SGM 12SEN1
jbell on DSK3GLQ082PROD with NOTICES16.D.1.b
Packet Pg. 1984 Attachment: Referenced Federal Register (11219 : NSP Substantial Amendment)
48168 Federal Register /Vol. 84, No. 177/Thursday, September 12, 2019/Notices
encourages such grantees to apply NSP
principles to subsequent uses of the funds.
5. The paragraphs in section Z under
the ‘‘Requirements’’ subheading, are
amended to read as follows:
‘‘Transfer of Program Income After
Closeout.
1. Program Income. Gross revenues
received by NSP grantees after closeout will
be governed by the following requirements:
i. After requesting approval from the local
HUD field office in writing, as set forth in
paragraph N.4, and receiving prior written
approval, the grantee may receipt the
amounts to IDIS (after first revising any
DRGR entries related to the funds) and add
them to the grantee’s CDBG program income
receipts and all relevant CDBG program
income requirements shall then apply. HUD
will review and approve or deny a transfer
consistent with paragraph N.4. Grantees must
also provide proof of the program income
transfer and submit information in their
performance report as set forth in paragraph
N.4.
ii. If the amounts are not receipted in IDIS,
annual amounts of program income in excess
of $25,000 shall be used in accordance with
all NSP requirements for eligible NSP
properties, uses, and activities, including
new construction, financing mechanisms,
and management and disposition of land
bank property.
b. If annual NSP program income does not
exceed $25,000, the funds shall be used for
general administrative costs related to
ensuring continued affordability of NSP units
or added to the grantee’s CDBG program
income receipts and the CDBG requirements
at 24 CFR 570.500(a)(4) shall apply, which
may exclude such amounts from the
definition of program income.
c. NSP program income may provide
benefit to individuals and families with
incomes up to 120 percent of AMI as
permitted in NSP under section II.E;
d. If a grantee’s annual NSP program
income exceeds $250,000 (after any transfer
of program income to CDBG), 25 percent of
the program income shall be used to house
individuals or families at or below 50 percent
of AMI; in instances in which a grantee’s
annual NSP program income does not exceed
$250,000, the requirements of paragraph
II.E.2.e do not apply.
e. NSP2 grantees that are not CDBG
entitlement communities or States must use
post-closeout revenues generated from NSP-
assisted activities that were funded before
closeout for NSP purposes. If the grantee
does not have another ongoing CDBG grant
received directly from HUD at the time of
closeout, then in accordance with 24 CFR
570.504(b)(5), income received after closeout
from the disposition of real property or from
loans outstanding at the time of closeout
shall not be governed by NSP or CDBG rules,
except that such income shall be used for
activities that meet one of the national
objectives in 24 CFR 570.208 and the
eligibility requirements described in section
105 of the HCD Act. The provisions of 24
CFR 570.504(b)(5) are waived to limit its
application to income received within 5
years of grant closeout. Any income received
5 years after grant closeout, as well as
program income from funds outlaid after the
date of the closeout agreement may be used
without restriction. Such grantees are
encouraged to use such funds in accordance
with the principles above.
f. States may continue to act directly to
implement NSP activities post-closeout.
g. HUD will provide direction to grantees
by the date of closeout on procedures for
reporting and tracking NSP program income
revenues. Tracking will continue in DRGR
until IDIS enhancements to allow NSP
property registry and program income
tracking are developed and released.’’
Catalog of Federal Domestic Assistance
The Catalog of Federal Domestic
Assistance numbers for grants made
under NSP are as follows: 14.218;
14.225; and 14.228.
Paperwork Reduction Act
HUD has approval from OMB for
information collection requirements in
accordance with the Paperwork
Reduction Act of 1995 (44 U.S.C. 3501–
3520). OMB approval is under OMB
control number 2506–0165, 2506–0185,
2506–0117, and 2506–0193. In
accordance with the Paperwork
Reduction Act, HUD may not conduct,
or sponsor and a person is not required
to respond to, a collection of
information, unless the collection
displays a valid control number.
Environmental Review
A Finding of No Significant Impact
(FONSI) with respect to the
environment has been made in
accordance with HUD regulations at 24
CFR part 50, which implement section
102(2)(C) of the National Environmental
Policy Act of 1969 (42 U.S.C.
4332(2)(C)). The FONSI is available for
public inspection between the hours of
8 a.m. and 5 p.m. weekdays in the
Regulations Division, Office of General
Counsel, Department of Housing and
Urban Development, 451 Seventh Street
SW, Room 10276, Washington, DC
20410. Due to security measures at the
HUD Headquarters building, please
schedule an appointment to review the
FONSI by calling the Regulations
Division at 202–708–3055 (this is not a
toll-free number). Individuals with
speech or hearing impairments may
access this number via TTY by calling
the Federal Relay at 800–877–8339 (this
is a toll-free number).
Dated: August 30, 2019.
David C. Woll, Jr.,
Principal Deputy Assistant Secretary for
Community Planning and Development.
[FR Doc. 2019–19708 Filed 9–11–19; 8:45 am]
BILLING CODE 4210–67–P
DEPARTMENT OF THE INTERIOR
Fish and Wildlife Service
[Docket No. FWS–R4–ES–2019–0087;
FXES11130400000EA–123–FF04EF1000]
Receipt of Incidental Take Permit
Application and Proposed Habitat
Conservation Plan for the Scrub-Jay,
Volusia County, FL; Categorical
Exclusion
AGENCY: Fish and Wildlife Service,
Interior.
ACTION: Notice of availability; request
for comment and information.
SUMMARY: We, the Fish and Wildlife
Service (Service), announce receipt of
an application from KBC Development
(applicant) for an incidental take permit
(ITP) under the Endangered Species Act.
The applicant requests the ITP to take
the federally listed scrub-jay incidental
to construction in Volusia County,
Florida. We request public comment on
the application, which includes the
applicant’s proposed habitat
conservation plan (HCP), and the
Service’s preliminary determination that
this HCP qualifies as ‘‘low-effect,’’
categorically excluded, under the
National Environmental Policy Act. To
make this determination, we used our
environmental action statement and
low-effect screening form, both of which
are also available for public review.
DATES: We must receive your written
comments on or before October 15,
2019.
ADDRESSES:
Obtaining Documents: You may
obtain copies of the documents online
in Docket No. FWS–R4–ES–2019–0087
at http://www.regulations.gov.
Submitting Comments: If you wish to
submit comments on any of the
documents, you may do so in writing by
any of the following methods:
•Online: http://www.regulations.gov.
Follow the instructions for submitting
comments on Docket No. FWS–R4–ES–
2019–0087.
•U.S. mail or hand-delivery: Public
Comments Processing, Attn: Docket No.
FWS–R4–ES–2019–0087; U.S. Fish and
Wildlife Service, MS: JAO/1N, 5275
Leesburg Pike, Falls Church, VA 22041–
3803.
FOR FURTHER INFORMATION CONTACT: Erin
M. Gawera, by telephone at 904–731–
3121 or via email at erin_gawera@
fws.gov.
SUPPLEMENTARY INFORMATION: We, the
Fish and Wildlife Service (Service),
announce receipt of an application from
KBC Development for an incidental take
permit (ITP) under the Endangered
VerDate Sep<11>2014 17:27 Sep 11, 2019 Jkt 247001 PO 00000 Frm 00068 Fmt 4703 Sfmt 4703 E:\FR\FM\12SEN1.SGM 12SEN1
jbell on DSK3GLQ082PROD with NOTICES16.D.1.b
Packet Pg. 1985 Attachment: Referenced Federal Register (11219 : NSP Substantial Amendment)
Public Notice •
Notice of Substantial Amendment to the Neighborhood
KOUAL HOUSIHG Stabilization Program (NSP l and NSP3) '�a"';,o*
OPPORTUNITY
The Collier County Community and Human Services Division (CBS) proposes a substantial amendment to the
Neighborhood Stabilization Program (NSPI and NSP3) in conjunction with federal changes published on September
12, 2019 in Federal Register Volume 84, No. 177,
Collier County was awarded federal funding of $7,306,755 under NSPI and $3,884,165 under NSP3. The NSP
funding was used to help stabilize neighborhoods impacted by the foreclosure crisis and to create more sustainable,
inclusive, and integrated communities with access to affordable housing, transit, employers and services, Eligible
NSP activities included acquisition, rehabilitation, land banking, demolition, redevelopment of properties for housing
and administration of the federal program.
The NSP program stipulated that the federal finds were to be used to address the housing needs of low and moderate -
income families with a mininmun of 25°% of all funding utilized for the benefit of persons and families whose income
does not exceed 50% of the area median income.
This proposed substantial amendment to NSPI and NSP3 would expand the targeted geographic area covered by the
origiinal NSP to include new target areas within the County per IIUD regulations outlined in Federal Register Volume
84, No, 177. The original target areas were selected based on a foreclosure needs and vacancy risk index score utilizing
HUD's Foreclosure Need website and mapping tools. The September 12, 2019 Federal Register eliminates the
requirement to use the HUD Foreclosure Need website in order to expedite the close out of the nationwide program.
HUD is now allowing communities to expand the targeted areas to include federally designated Opportunity Zones
and other low-income areas that can benefit from the remaining federal funds.
Collier County proposes to amend its NSP I and NSP3 Action Plans in accordance with Federal Register Volume 84,
Number 177 published on September 12, 2019 to include all low-income census tracts in Collier County Including,
but not limited to, the five (5) approved Florida opportunity Zones in Collier County - Census Tract 104.11, Census
Tract 108.02, Census Tract 112.05, Census Tract 113.01 and Census Tract 114.
The Citizen Comment Period for this amendment runs for fifteen (15) days from March 29, 2020 through April 14,
2020. During this continent period, citizens may send written or electronic comment to Cormac Giblin at
Cormac Giblhi(r2colhercountyfl gov. The County will respond to all written comments in writing within 15 days of
receipt of comments.
The Board of County Commissioners will consider this item at their regularly scheduled Board meeting on Tuesday,
April 14, 2020. Should the Board reschedule meetings due to the Coronavivs Covid-19 outbreak, the Citizen
Comment Period will be extended to a fnhure meeting date. Anyone who requires an auxiliary aid or service for
effective communication, or other reasonable accommodations in order to participate in this proceeding, should
contact the Collier County Facilities Management Division, located at 3335 Tauiani Trail E., Suite I01, Naples,
Florida 34112, or (239) 252-8380, as soon as possible, but no later than 48 hours before the scheduled event. Such
reasonable accommodations will be provided at no cost to the individual.
For more information contact Cormac Giblin at (239) 252-2399 or Cornnnc Giblin alcolliereountyfl.gov. or Tom
Calderon at 239-252-4220 or Tonins.Cnlderon(dcolliereountyfl-.gov
NDN Publication Date: March 29, 2020
THE NSP SUBSTANTIAL AMENDMENT
Jurisdlction(s): Collier County NSP Contact Person: Krish Sonntag
Address:3339 Tamiami Trail E, Suite 211,
Jurisdiction Web Address: colliercountyfl.gov Naples, FL 34112
Telephone; (239) 252-2486
.gov
A. AREAS OF GREATEST NEED
Provide summary needs data identifying the geographic areas of greatest need in the grantee's
jurisdiction.
Note: An NSP substantial amendment must include the needs of the entire jurisdiction(s)
covered by the program; states most include the needs of communities receiving their own
NSP allocation. To include the needs of an entitlement community, the State may either
incorporate an entitlement jurisdiction's consolidated plan and NSP needs by reference and
hyperlink on the Internet or state the needs for that jurisdiction in the State's own plan. The
lead entity for a joint program may likewise incorporate the consolidated plan and needs of
other participating entitlement jurisdictions' consolidated plans by reference and hyperlink or
state the needs for each jurisdiction in the lead entity's own plan.
HUD has developed a foreclosure and abandonment risk score to assist grantees in targeting
the areas of greatest need within their jurisdictions, Grantees may wish to consult this data, in
developing this section of the Substantial Amendment.
Narrative Response:
Collier County is an economically diverse community, with areas of affluence in the coastal
communities as well as extreme poverty in other locations. The County is geographically
large, encompassing approximately 2,025 square miles. Collier County, with an estimated
population of 339,000 378.500, is located on the southern gulf coast of the Florida peninsula,
due west of Miami -Ft. Lauderdale. The largest of the three incorporated cities in Collier
County is Naples, which is located in the western and coastal area. The remaining two
incorporated cities of Collier County are Everglades City and the City of Marco Island.
Everglades City is located south and east of Naples, while the City of Marco Island lies south
of Naples along the Gulf of Mexico.
Collier Ceunly-use"e ,,S. r,e ., @Ri Of 1401187.,g nA--Ufban--BeaetepmeKVS (IIUE))
aveidentifying - the target
redevelopment of abandened aClnd,{fo,reec,losed homes—The Eiestabi+�ation eFnegbHerbeedc-itt
Collier �eWaSt'V@,-Rnw.'.'b "Carly-a4Y 5 Ce h G. n10 A.. -..r.. a...._efforts to
^"„�'^e the ;aln"ousmg-market-andFevitaliza4he-esmmunity-must be C-oonty'w de:
Areas at Risk
Th "' .....':e ccnc : ���o -urnmariaes4he-aver$b^ r •e in see re fer�ligible-
eensus traots in Collier GE r.,,. To be considered eligible,46 st-be-
ass+gned a eteen (19) or -twenty -(20).
L
Gimmre
raes
iereelosure
Needs
Index-seere
�aconey
RW
4ndo Score
A4fl�
Inde
score
"44,"
20
4-2
20
O104A8
49
46
49
0404$1
49
46
49
0402.413
49
49
49
0105403
20
48
20
010:5,04
20
49
20
0406,02
49
43
49
O1O6A1
49
49
49
0400,04
49
45
49
0406,03
20
4d
20
01&SA2
20
.17
20
040844
39
4s
44
007,02
49
.14
49
0408:02
20
8
20
0104.14
20
45
211
0404,09
20
48
20
01.04,4.0
20
49
20
0104,44
20
4
20
0494.13
20
4
20
0408-03
49
1
49
0444.01-
20
4
20
0409.01
20
48
28
0-109,03
30
4-2
20
0404.4-2
20
1
20
01413.04
20
4-7
0443,00
20
9
20
0412,02.
20
044400
211
43
20
0104,07
20
4
20
O404-.05
20
46
20
0442103
20
4
20
000.3,0}
4S
48
48
0402.04
20
46
20
01441.714
20
7
2
0
0401.03
20
+
20
A*ew
1a�lndax..geore
49,69
Flte-C Iliac-Ge�dnky :.ie.�-�nssesat+." Will s following nlhfee (') aFeas r".. 00011eatis-aad-lieU4H9
redevelopsss e i n n• a n i Coll i�Tlt9-feNewingtable'mer-ckefitt}e-E#aa-iatgeE
area fie-iaskadeeFigWe-censas#asts-wiiliin ea yeas:
EAST COLLIER TARGET AREA
C-tv�ss-Tract
IwreMosare-Needs-
Index -Beare
a4eeaney-
Risk lndox-
Seore
iVSe� .. .
Inde*-
Seore
0-104:-14
20
49
20
04844-3
20
4-
20
01644-2
26
'1
20
0t-1�02
20 1
4-
-
1-9
Avera a Max Index Score
Average
20
20=00
Census-TrneE
Fereel"--Fe-Needs
Index-Seore
Vaeaney-Risk
Inde -Seers
Mande
Seore
0d-03:04
20
49
20-
00-186.02
0 i 06.02
4-9
4-5
49
0{66.9+
4-9
4-9
-19
04-06.94
4-9
43
1-9
04-0"3
20
46
29
010582
20
44
20
0}.88;0{.
4-9
4-8
4-9
010701 01.^1
4-9
4-4
49
8199;02
20
8
20_
8168.93
4-9
4-
4-9
w u e1
29
4-
�e
A v e rs geM ol"Ides-S eore
M! MIS 44!m MIMM ceo—MMUMI
Gem s-
T! -flet
ForeelesnreNeeds
lndn eere
V-aeaney- Max
Risk Index
{ade*Seore Score
010486
20
44 2-0
0-04:"
49
I-6 4-9
Alos 03
28
4-8 28
004A i
a
-14 20
04-04:09
20
4-a 20
0}04.+0
20
4-9 2-0
0104
20
_. 20 20
Averfi a Maa--ludex-Seere 4-9.86
Collier County modifications to the NSP 1 Action Plan to include -geographic areas where remaining NSP funding
maybe spent.
Collier County has identified new target areas using local data such as vacancies home
B. DISTRIBUTIONAND USESOFFUNDS
Provide a narrative describing how the distribution and uses of the grantee's NSP funds will meet the requirements of
Section 2301(c) (2) of HERA that funds be distributed to the areas of greatest need, including those with the greatest
percentage of home foreclosures, with the highest percentage of homes financed by a subprime mortgage related loan,
and identified by the grantee as likely to face a significant rise in the rate of home foreolosures. Note: The grantee's
narrative must address these three stipulated need categories in the NSP statute, but the grantee may also consider
other need categories.
Narrative Response:
The NSP Allocation will be used as described in Section G - NSP Informatlon by Activity. Twenty-five (25) percent of
the Collier County NSP Allocation will be used to assist households earning no more than fifty (50) percent of the local
area median income. Collier County will continue to monitor local housing data in an effort to determine if an expanded
area of assistance is required.
Dwelling units assisted with NSP Funds shall be rehabilitated to the extent necessary to comply with applicable laws,
codes, and other requirements relating to housing safety, quality, and habitability. Collier County will encourage
rehabilitation that improves the energy efficiency and/or conservation of dwelling units receiving assistance,
Additionally, the County will strongly encourage the incorporation of green building improvements to provide long.
team affordability, increased sustainability, and attractiveness of housing and neighborhoods.
C. DEFINITIONS AND DESCRIPTIONS
(1) Definition of "blighted structure" in context of state m• local law.
Narrative Response:
Blighted structure, as extracted from 2008 Florida Statute 163.360, is defined as a structure that is deteriorated or
deteriorating to the extent that unsanitary or unsafe conditions may threaten the health safety and welfare of the public.
Characteristics include, but are not limited to:
Ja)) Unsanitary or unsafe conditions;
b) Deterioration of site or other improvements;
o Inadequate provision for ventilation, light, air, sanitation or open spaces;
d) The existence of conditions that endanger life of property by fire or other causes.
(2) Definition of"affordable rents." Note: Grantees may use the definition they have adopted for their CDBG program but
should review their existing definition to ensure compliance with NSP program -specific requirements such as continued
affordability.
Narrative Response:
The maximum Affordable Rents shall not exceed the Fair Market Rents (FMR) as published annually by the
U.S. Department of Housing and Urban Development for the Naples - Marco Island MSA. The current rates are listed below:
Final FY 2019 FMRs By Unit Bedrooms
Efficiency
One- Bedroom
Two -Bedroom
Three Bedroom
Four- in
Final FY 2012 FM(
$ 853
$t082 --
$1327
I $1760
I $2079
Source: U.S. Department of Housing and Urban Development (2019)
(3) Describe how the grantee will ensure continued affordability for NSP assisted housing,
Narrative Response:
24 CFR 92.252(a), (c), (e), and (0, and 92.254
Homeownership' Long Term Affordability for Collier Coun sold plepe ties
The NSPI-assisted housing must meet the affordability requirements for not less than the applicable period specified in
the following table, beginning after project completion. These restrictions are a minimum and Collier County may elect
to impose longer affordability periods. The per unit amount of NSPI funds and the affordability period that they trigger
are described more fully below under "Homeownership; Recapture Provisions."
Homeownership assistance NSP t amount per-unit
Minimum period of affordability
in years
Under
5
$15,000.. . ................. ..........
$15,000 to
$40,000 ....................................
10
Over
$40,000 ... . ..... ..........................
15
Lone Term Availability for Developer Sold Properties
Resale: 24CFR92 252(a) (e) and (t) 92 254
Resale restrictions shall be implemented for every homebuyer propeliy constructed, redeveloped, or
rehabilitated, in whole or in part, with NSP funds in the form of a development subsidy. A development subsidy
consists of the difference between the cost of producing the unit and the fair market value of the property. If NSP
funds are provided to the property it will be subject to a resale restriction.
If the homebuyer determines that it no longer intends to use the propeliy as its principal residence, resale
restrictions require the homebuyer to sell the property to a family that will use the property as its principal
residence and meets the income limits described in the lien and restrictive covenant on that propeliy. The house
must be affordable to a range of new buyers in the target affordable range. The new buyer must occupy house as
principal residence. The remaining resale restrictions apply to new buyer, for the period of affordability.
The original homebuyer is entitled to a fair return on its investment (as described be(ow) upon the sale of the
property. The fair return will be based on the percentage change in the Consumer Price Index for All Urban
Consumers Owners' Equivalent Rent of Primary Residence category in Table I of the CPI Detailed Report (the
"CPI index") during the period of the homebuyer's ownership. Accordingly, the CPI Index during the month the
residence was completed (the month during which the completion reports were received by and approved by
IHCDA) will be compared to the CPI Index during the month the original homebuyer sells the residence to
determine the percentage of the return. The homebuyer's investment will include any down payment paid by the
homebuyer plus any capital improvements. A capital improvement is any property enhancement that increases
the overall value of the property, adapts it to new uses, or extends its life such as: adding windows, insulation, a
new driveway, a new furnace, a garage, bedroom, new roof, remodeling kitchen, etc. Any capital improvement
will be valued based on actual cost as documented by the original homebuyer's receipts. Generally, replacing
worn dated components such as appliances or carpet would not be considered an improvement that adds value or
adapt to new uses,
The purchasing family should pay no more than thirty (30%) of its gross family income towards the principal,
interest, taxes and insurance for the property on a monthly basis. In certain circumstances, such as a declining
housing market where home values are depreciating, the original homebuyer may not receive a return on his or
her investment because the home sold for less or the same price as the original purchase price and it loss on
investment may constitute a fair return.
Resale Example:
Assumption: NSP funds total development
Total Development Costs (TDC) $120,000
Sale price based on appraisal $90,000
Principle reduction $10,000
First Purchase mortgage $80,000
Closing cost assistance $1,600
Amount determining compliance $120,000
Compliance period 15 years
Rental' Lone -Term Affordability
The NSP I -assisted units must meet the affordability requirements for not less than the applicable period specified
below, beginning after project completion. The affordability requirements for NSPS-assisted rental units apply
without regard to the term of any loan or mortgage or the transfer of ownership, except that the affordability
restrictions may terminate upon foreclosure or transfer in lieu of foreclosure. Collier County, Developer, or
Subrecipient will enforce long-term affordability through the use of a recorded lien, covenant, or deed restriction
against the assisted property.
Rental housing activity
Minimum period of affordability
in years
Rehabilitation or acquisition of existing housing per unit
amount of NSPI funds: Under
5
$15,000, ..... 1. ... _ .__. I. ..... ......................
$15,000 to $40,000 ...............................
10
Over $40,000 or rehabilitation involving
15
refinancing.........................................................
New construction or acquisition of newly constructed
20
housing..........................................
Subsequent rents during the affordability period will be calculated and applied in conformance with 24 CFR
92.252(f).
(4) Describe housing rehabilitation standards that will apply to NSP assisted activities.
Narrative Response:
All NSPI-assisted housing will be required to meet or exceed local and state building codes. Ali units that require
rehabilitation must meet or exceed the current Florida Building Code (FBC) at the time of permitting.
All units that require rehabilitation must meet or exceed the current Florida Building Code (FBC) at the time of permitting.
(5) Definition of "Middle Income Household"
A household having an income equal to or less than 120% of area median income, but greater than 80% of area median
income, adjusted for household size.
(6) Definition of "Moderate Income Household"
A household having an income equal to or less than 80% of area median income, but greater than 50% of area median
income, adjusted for household size.
(7) Definition of "Low Income Household"
A household having an income equal to or less than 50% of area median income, adjusted for household size.
(8) Definition of "Current Market Appraised Value"
The current market appraised value means the value of a foreclosed upon home or residential property that is
established through an appraisal made in conformity with the appraisal requirements of the URA at 49 CFR
24.103 and completed within 60 days prior to an offer made for the property by a grantee, subrecipient,
developer, or individual homebuyer.
(9) Definition of" Abandoned"
A home is abandoned when mortgage or tax foreclosure proceedings have been initiated for that property, no
mortgage or tax payments have been made by the property owner for at least 90 days, AND the properly has
been vacant for at least 90 days.
(10) Definition of "Blighted Structure"
A structure is blighted when it exhibits objectively detainable signs of deterioration sufficient to constitute the treat
to human health, safety, and public welfare.
(11) Definition of "Foreclosed"
A property "has been foreclosed upon" at the point that, under state or local late, the mortgage or tax
foreclosure is complete. HUD generally will not consider a foreclosure to be complete until after the title for
the property has been transferred from the former homeowner under sonic type of foreclosure proceeding or
transfer in lieu of foreclosure, in accordance with state or local law.
(12) Definition of "Land Bank"
A land bank is a governmental or nongovernmental nonprofit entity established, at least in part, to assemble,
temporarily manage, and dispose of vacant land for the purpose of stabilizing neighborhoods and encouraging
re -use or redevelopment of urban property. For the purposes of the NSP program, a land bank will operate in a
specific, defined geographic area. It will purchase properties that have been abandoned or foreclosed upon and
maintain, assemble, facilitate redevelopment of, market, and dispose of the land -banked properties. If the land
bank is a governmental entity, it may also maintain abandoned or foreclosed property that it does not own,
provided it charges the owner of the properly the full cost of the service or places a lien on the property for the
full cost of the service.
D. LOW INCOME TARGETING
Identify the estimated amount of funds appropriated or otherwise made available under the NSP to be used to
purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing Individuals
or families whose incomes do not exceed 50 percent of area median income: $1,827,000.00
Note: At least 25% of funds must be used for housing individuals and families whose incomes do not exceed
50 percent of area median income.
Narrative Response:
Habitat for Humanity of Collier County, Inc. ("Habitat for Humanity) has a proven track record of success in
providing homeownership units to households earning less than 50% AMI. As such, Collier County will
execute a developer agreement with Habitat for Humanity through which households earning lass than 50%
AMI will be provided affordable homeownership units.
E. AQULSITION & RELOCATION
indicate whether grantee intends to demolish or convert any low- and moderate -income dwelling units (i.e., <: 80%
of area median income).
1f so, include:
• The number of low- and moderate -income dwelling units-i.e., <: 80% of area median income -
reasonably expected to be demolished or converted as a direct result of NSP -assisted activities.
• The number of NSP affordable housing units made available to low-, moderate-, and middle-income
households-i.e., C 120% of area median income -reasonably expected to be produced by activity and
income level as provided for in DRGR, by each NSP activity providing such housing (including a
proposed time schedule for commencement and completion).
• The number of dwelling units reasonably expected to be made available for households whose income
does not exceed 50 percent of area median income.
Narrative Response:
Should the initial inspection and/or rehabilitation work determine that demolition of the dwelling unit is more
cost effective, Collier County or its Developer may choose to demolish the existing unit and either place the
site in the County land battle or construct a new unit on the site. If the cost to rehabilitate the unit is greater
than fifty (50) percent of the acquisition price, and/or the cost of acquisition and rehabilitation exceeds one
hundred (100) percent loan -to -value, the County will consider demolition. Collier County does not intend
demolition to be a major activity in its NSP. Rather, the County reserves the right to demolish an acquired
property if deemed a more fiscally effective use of NSP Funds,
The County shall abide by Uniform Relocation Action (URA) requirements for any affected household where
a housing unit is being demolished that has not been vacant for greater than ninety (90) days. Collier County
will avoid using NSP Funds to acquire homes or residential properties that have been vacant for fewer than
ninety (90) days.
E PUBLICCOMMENT
None Received
G. NSP INFORMTIONBYACTIVITY (COMPLETE FOR EACH ACTIVITY)
Activity #1- Acquisition and Rehabilitation of Foreclosed Properties for Resale
(1) Activity Name: Acquisition and Rehabilitation of Foreclosed Properties for Resale
(2) Activity Tyne: Acquisition and Rehabilitation of Foreclosed Properties for Resale
• purchase and rehabilitate homes and residential properties that have been abandoned or foreclosed
upon, in order to sell, rent or redevelop such homes and properties;
• 24 CFR 570.201 (a) Acquisition;
• 24 CFR 570.201(b) Disposition;
• 24 CFR 570,201(i) Relocation;
• 24 CFR 570.201(n) Direct homeownership assistance (as modified below);
10
• 570.202 eligible rehabilitation and preservation activities for homes and other residential
properties (HUD notes that rehabilitation may include counseling for those seeking to take
part in the activity).
(3) National Objective: Provides or improves permanent residential structures that will be occupied by a
household whose income is at or below 120 percent of area median income.
(4) Projected Start Date: February 13,2009
(5) Projected End Date: Februnry 13, 2014
(6) Reasonable Organization: Collier County Public Services Department Community and Human Services
Division Depaet+ne ^^Fr as an ses 3339 Tamiami Trail E, Suite 211, Naples, FL
34112, The County may execute a developer agreement to undertake this Activity.
(7) Location Descrjndon: Collier County will assist those areas defined in Section A. Areas of Greatest Need Identified
Program Target Areas. The County will continue to monitor local foreclosure data and intend the NSP to be flexible
to allow for timely reaction to any significant changes in the local housing market,
(8) Activity Description:
Include a narrative describing the area of greatest need that the activity addresses; the expected benefit to
income -qualified persons; and whether funds used for this activity will be used to meet the low-income
housing requirement for those below 50% of area median income.
For housing related activities, Include:
• tenure of beneficiaries --rental or homeownership;
• duration or term of assistance;
• a description of how the design of the activity will ensure continued affordability.
For acquisition activities, include:
• discount rate
For financing activities, include:
• range of interest rates
Nanative Response:
Collier County's Public Services Department's Community & Hunan Services Division DepaHtr+ent-4
Idecrsing-and-Unman Sery ses will be the lead agency in working with local lenders to acquire homes that have
been foreclosed, vacant for at least ninety (90) days and on the lender's list of current inventories. The County
may partner with various community organizations and agencies to Identify properties suitable for NSP
assistance. Nonprofit and/or charitable organizations, developers, or subrecipients that demonstrate an ability
to successfully undertake NSP projects may be solicited to perforin all or parts of this activity, including, but
not limited to, property ownership, rehabilitation, maintenance, and resale.
The County shall identify properties for sale in the areas of greatest need. tf required, a rehabilitation plan shall
be developed, and the County and/or housing partners will determine if acquisition of the subject property is
financially feasible.
Collier County will assist those areas defined in Section A. Areas of Greatest Need - Identified Program ,target
Areas.
The purchase price for all properties acquired with NSP Funds during the initial 18 month period shall be
discounted at least one (j) percent from the current market-appraised value of the home or residential property
and that such discount shall ensure that purchasers are paying below-market value for the home or property.
The current market appraisal will be made in conformity with the requirements of the URA at 49 CPR 24.103
and completed within 60 days prior 10 an offer to purchase made by the County Oran approved housing partner.
If required, rehabilitation shall be completed, and the subject property will be sold to an income eligible
applicant earning no more than 120% of local area median income. The applicant will procure a fixed-rate
mortgage through the^^"'� e ^trnFy bean C�aserfit+rt, local banks, FHA or USDA. The interest rate shall not
exceed one percent above the then current 60-day Fannie Mae Index. Additionally, no mortgage insurance is
allowed (the only exception being FHA Home Loans), all loans shall be fldly documented, no pre-payment
penalties are permitted, closing costs must be reasonable and customary and applicants' total debt-to-income
ratio must be reasonable as determined by the Collier County Public Services Deuartment CommttnitY &
Human Services Division Department-^° md-Human SerAoes-
All lenders providing first mortgage financing to individuals purchasing homes or residential properties
directly from Collier County, where such property was assisted with NSP Funds agree to comply with the bank
regulators' guidance for non-traditional mortgages. Refer to Statement on Subprime Mortgage Lending issued
by the Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal
Deposit Insurance Corporation, Department of the Treasury, and National Credit Union Administration,
available at http://ww\v.fdie.gov/regulations/laws/rules/5000-5160.html.
A portion of the NSP Funds used in the acquisition and/or rehabilitation may remain in the home or residential
property to provide principal reduction and increase affordability.
The homes targeted for NSP assistance will be properties that have been foreclosed, bank-owned, and vacant
for at least ninety (90) days, The County shall negotiate with local banks to purchase properties at a discount
rate of at least 15 percent from the current market-appraised value. The current market appraisal will be made
in conformity with the requirements of the URA at 49 CFR 24.103 and completed within 60 days prior to an
offer to purchase made by the County or an approved housing partner.
Collier County anticipates that many of the homes or residential properties acquired with NSP Funds will
require rehabilitation and/or improvements to bring the home or residential property into compliance with
current code for Collier County as detailed in Section C of this Substantial Amendment,
Collier County will ensure long term affordability as described in Section (C)(3) of this substantial
amendment.
All properties sold to individuals by Collier County receiving assistance from the NSP will be secured by a
recorded second mortgage on the subject property in favor of Collier County. In the event the unit is
transferred to an owner(s) deemed eligible for assistance under NSP guidelines, the amount of assistance will
remain in the subject property to provide principal reduction. In the event the unit is transferred to an owner(s)
deemed ineligible for assistance under NSP guidelines, the amount of assistance will be recaptured. The
principal reduction second mortgage shalt bear an interest rate of 0%. No payment will be required until the
home is sold, transferred, refinanced, is no longer the primary homesteaded residence or is operated for an
activity deemed ineligible for assistance under NSP guidelines. At that time the balance of the loan will be
repaid.
12
The County will use the minimum affordability period of the Federal HOME Investment Partnership Program,
24 CFR 92.252(a), (c), (e) and (f), and 92.254. The minimum affordability periods are as follows:
Up to $15,000-5 Years
• $15,00 I to $40,000 - 10 Years
• Over $40,00 I - 15 Years
• New Construction - 20 Years
Applicant(s) will be qualified based on criteria such as household income, job stability, credit history and
liquidity. A minimum of 25 percent of the Collier County NSP Allocation shall be used to assist households
earning less than 50 percent local area median income, In no event shall NSP Funds be used to assist
households earning more than 120 percent local area median income. All applicants must receive at least eight
(8) hours of homebuyer education from a U.S. Department of Housing and Urban Development certified
counselor.
Collier County shall place program income derived from the sale of the home or residential property into an
appropriate fund to recycle the NSP Funds. Program income shall be used for any eligible NSP Activity listed
within this Substantial Amendment, a portion of which may be used for program administration. Pursuant to
HUD NSP Policy Alert "Program Income in the Neighborhood Stabilization Program" dated July 13, 2011,
revenues received by developers are NOT considered program income.
A minimum of 25 percent of the Collier County NSP Allocation shall he used to assist households earning less
than 50 percent local area median income. In no event shall NSP Funds be used to assist households earning
more than 120 percent local area median income.
Activity t!2 - Acquisition and Rehabilitation of Foreclosed Properties for Rental
(1) Activity Name: Acquisition and Rehabilitation of Foreclosed Properties for Rental
(2) Activity,Tvne: Acquisition and Rehabilitation of Foreclosed Propel lies for Rental
• Purchase and rehabilitate homes and residential propeliies that have been abandoned or
foreclosed upon, in order to sell, rent or redevelop such homes and properties;
• 24 CFR570.201(a) Acquisition;
• 24 CFR 570.201(6) Disposition;
• 24 CFR 570.201(1) Relocation;
24 CFR 570.201(n) Direct homeownership assistance (as modified below);
o 570.202 eligible rehabilitation and preservation activities for homes and other
residential properties (HUD notes that rehabilitation may include counseling for
those seeking to take part in the activity).
(3) National Objective: Provides or improves permanent residential structures that will be occupied by a
household whose income is at or below 120 percent of area median income.
(4) Proiected Start Date: February 13, 2009
(5) Projected End Date: February 13, 2014
13
(6) Responsible Oreanization; Collier County Public Services Department's Community & Human
Services Divisiqq 3339 Tamiami Trail E, Suite 211,
Naples, FL 34112. The County may solicit developers, or subrecipients to undertake this Activity.
(7) Location Description: Collier will assist those areas defined in Section A. Areas of Greatest Need -
Identified Program Target Areas. The County will continue to monitor local foreclosure data and intend the
NSP Program to be flexible to allow for timely reaction to any significant changes in the local housing market.
(8) Activity Description:
Include a narrative describing the area of greatest need that the activity addresses; the expected benefit to
income -qualified persons; and whether fonds used for this activity will be used to meet the low-income
housing requirement for those below 50% of area median incmne.
For housing related activities, include;
tenure of beneficiaries --rental or homeownership;
duration or term of assistance;
• a description of how the design of the activity will ensure continued affordability.
For acquisition activities, include:
• discount rate
For financing activities, include:
• range of interest rates
Narrative Response:
Collier County's Public Services Department's Community & Human Services Division Depart+nent--ef
Hou unm, e.,...�„e�
,tn�nd-sle,�;a;, oma: ,—will be the lead agency in working with local lenders to acquire comes
that have been foreclosed, vacant for at least ninety (90) days and on the lender's list of current inventories.
The County may partner with various community organizations and agencies to identify properties suitable for
NSP assistance. Nonprofit and/or charitable organizations, developers, or subrecipients that demonstrate an
ability to successfully undertake NSP project may be solicited to perform all or parts of this activity, including,
but not limited to, property ownership, rehabilitation, maintenance, and rental operation. The County shall
identify properties for sale in the areas of greatest need. If required, a rehabilitation plan shall be developed,
and the County and/or housing partners will determine if acquisition of the subject property is financially
feasible.
Collier County will assist those areas defined in Section A. Areas of Greatest Need - Identified Program Target
Areas.
The purchase price for all properties acquired with NSP Funds during the initial 18 -month period shall be
discounted at least one (1) percent from the current market -appraised value of the home or residential property.
The current market appraisal will be made in conformity with the requirements of the URA at 49 CFR 24.103
and completed within 60 days prior to an offer to purchase made by the County or au approved housing
partner, If required, rehabilitation shall be completed, and the subject property will be rented to an income
eligible applicant earning no more than 120% of local area median income.
14
Collier County anticipates that many of the homes or residential properties acquired with NSP Funds will
require rehabilitation and/or improvements to bring the home into compliance current code for Collier County
as detailed in Section C of this Substantial Amendment.
Collier County will ensure long term affordability as described in Section (C)(3) of this substantial
amendment.
The County will use the minimum affordability period of the federal HOME Investment Partnership Program,
24 CFR 92.252(a), (c), (e) and (f), and 92.254. The minimum affordability periods are as follows:
• Up to $15,000- 5 Years
• $15,001 to $40,000-10 Years
Over $40,001 - 15 Years
• New Construction - 20 Years
A portion of the NSP Funds used in the acquisition and/or rehabilitation may remain in the home or residential
property to provide a subsidy to the developer, or subrecipient and increase the subject propel ty's affordability.
Collier County shall place program income derived from the rental operations of the home or residential
propelty into a separate revolving fund to recycle the NSP Funds. Program income shall be used for any
eligible NSP Activity listed within this Substantial Amendment, a poltiou of which may be used for program
administration. Pursuant to HUD NSP Policy Alert "Program Income in the Neighborhood Stabilization
Program" dated July 13, 2011, revenues received by developers are NOT considered program income.
A minimum of 25 percent of the Collier County NSP Allocation shall be used to assist households earning less
than 50 percent local area median income. In no event shall NSP Funds be used to assist households earning
more than 120 percent local area median income.
Activity #3 - Purchase Assistance to Acquire Foreclosed Properties
ActivitName; Purchase Assistance to Acquire Foreclosed Properties
(1)
(2) Activity Type; Purchase Assistance to Acquire Foreclosed Properties
• Purchase and rehabilitate homes and residential propel ties that have been abandoned or foreclosed
upon, in order to sell, rent or redevelop such homes and properties;
• 24 CFR570.201(a) Acquisition;
• 24 CFR 570.201(6) Disposition;
• 24 CFR 570.201(1) Relocation;
• 24 CFR 570.201(n) Direct homeownership assistance (as modified below);
0 570.202 eligible rehabilitation and preservation activities for homes and other
residential propel ties (HUD notes that rehabilitation may include counseling for
those seeking to take part in the activity).
(3) National Objective: Provides or improves permanent residential structures that will be, occupied by a
household whose income is at or below 120 percent of area medianincome.
(4) PrQjeeted Start Date: February 3,2009
15
(5) Projected End Date: February 13,2014
(6) Responsible Organization: Collier County Public Services Department's Community & Human
Services Division Departmen oII 4oti and44uffhin-SepAeos-3339 Tautiami Trail E, Suite 211, Naples,
FL 34112, The County may solicit through Requests for Qualifications and/or Requests for Proposals
organizations/partners to participate in the program.
(7) Location Description: Collier County will assist those areas defined in Section A. Areas of
Greatest Need - Identified Program Target Areas, The County will continue to monitor local foreclosure
data and intend the NSP Program to be flexible to allow for timely reaction to any significant changes in
the local housing market.
(8) Activity Description: Include a narrative describing the area of greatest need that the activity
addresses; the expected benefit to income- qualified persons; and whether funds used for this activity will
be used to meet the low-income housing requirement for those below 50% of area median income.
For housing related activities, include:
• tenure of beneficiaries --rental or homeownership;
• duration or term of assistance;
• a description of how the design of the activity will ensure continued affordability.
For acquisition activities, include:
• discount rate
For financing activities, include:
• range of interest rates
Narrative Response:
Collier County's Public Services Department's Community & Yuman Services Division I7e�
H^, s*ru, slid Hum^n ill be the lead agency in working with local residents to acquire homes
that have been foreclosed, vacant for at least ninety (90) days and on the lender's list of current
inventories. The County may partner with various community organizations and agencies to assist persons
locate properties suitable for NSP assistance. Nonprofit and/or charitable organizations with a proven
track record of successfully implementing this activity, as well as administering U.S. Department Housing
and Urban Development grant funds, may be solicited to perform all or parts of this activity.
The Purchase Assistance Activity shall assist first-time homebuyers by paying a principal reduction for
the proposed purchase. The activity provides assistance for the purchase of single-family homes,
duplexes, condominiums, townhouses or DCA approved manufactured homes.
Collier County will assist those areas defined in Section A. Areas of Greatest Need - Identified Program
Target Areas.
The purchase price for all properties acquired with NSP Funds during the initial 18auonth period shall be
discounted at least one (1) percent from the current market -appraised value of the home or residential
propel ly. The current market appraisal will be made in conformity with the requirements of the URA at
49 CFR 24.103 and completed within 60 days prior to an offer to purchase made by the applicant. All
households assisted must earn no more than 120 percent of the local area median income.
16
The applicant will procure a fixed-rate mortgage through the --ball , Geunby-Loan Consortium, local
banks, FHA or USDA. The interest rate shall not exceed one (1) percent above the then current 60 -day
Fannie Mae Index. Additionally, no mortgage insurance is allowed (the only exception being FHA Home
Loans), all loans shall be fully documented, no pre -payment penalties are permitted, closing costs must be
reasonable and customary and applicants' total debt -to -income ratio must be, reasonable as determined by
the Collier County Public Services Department's Community &Human Services Division using and
Huffut"eryiees. All applicants must receive at least eight (8) hours of homebuyer education from a U.S.
Department of Housing and Urban Development certified counselor.
All lenders providing first mortgage financing for homes or residential properties assisted with NSP
Funds agree to comply with the bank regulators' guidance for non-traditional mortgages. Refer to
Statement on Subprime Mortgage Lending issued by the Office of the Comptroller of the Currency, Board
of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Depm 1 ntent of the
Treasury, and National Credit Union Administration, available at
http:/iwww.fdic.gov/regii[ations/laws/rtiles/5000-5160.htmi.
Collier County will ensure long term affordability though the use of a recorded lien against the property. The
County will monitor assisted units on an annual basis during the affordability period. Additionally, all
properties receiving assistance from the NSP will be secured by a recorded second m0l lgage on the subject
propel 1 y in favor of Collier County.
The purchase assistance second mortgage shall bear an interest rate of 0%. No payment will be required
until the home is sold, transferred, refinanced, is no longer the primary homesteaded residence or is
operated for an activity deemed ineligible for assistance under NSP guidelines. At that time the balance of
the loan will be repaid.
All applicants will be taken on a First-come first qualified-first-saeved basis. Applicants must meet NSP
income guidelines, as well as the following: applicant must be a first-time home buyer, defined as not
having home ownership Interest in a residential property during the past three (3) years, a single parent
with children under the age of eighteen (18) who has recently been divorced and displaced, a displaced
victim of domestic violence, or a person displaced as the result of some government action; the assisted
residential propel ly must be located within the boundaries of Collier County, Florida and the purchase
price may not exceed $200,000.
The County will use the minimum affordability period of tite federal HOME Investment Partnership
Program, 24 CFR 92.252(a), (c), (e) and (f), and 92.254. The minimum affordability periods are as
follows:
• Up to $15,000-5 Years
• $15,001 to $40,000 - 10 Years
• Over $40,001 - 15 Years
• New Construction - 20 Years
Collier County shall place program income derived from the sale of the home or residential property into
a separate revolving fund to recycle the NSP Funds. Program income shall be used for any eligible NSP
Activity listed within this Substantial Amendment, a portion of which may be used for program
administration.
In no event shall NSP Funds be used to assist households earning more than 120 percent local area
median income. All applicants must receive at least eight (8) hours of homebuyer education from a U.S.
Depnl ment of Housing and Urban Development certified counselor.
Activity 44 - Demolition of Acquired Foreclosed Properties
17
(1) Activity Name: Demolition of Acquired Foreclosed Properties
(2) Activitv'ryne: Demolition and Clearance of Foreclosed Properties
• Demolish blighted structures;
• 24 CFR 570,201(d) Clearance for blighted structures only.
(3) Nat Objective: Provides or improves permanent residential structures that will be occupied by a
household whose income is at or below 120 percent of area median income.
(4) Project Start Date: February 13, 2009
(5) Proiect End Date: February 13,2014
(6) Responsible Organization: Collier County Public Services Department Community & Human
Services Division Deparim " ^ ^`"^, "^' ^n--and-Veteran-Ser-viees, 3339 Tatniami Trail E, Suite 211,
^-« ^
Naples, FL 34112. The County may execute a developer agreement to undei lake this Activity.
(7) Location Description: Collier County will assist those areas defined in Section A. Areas of Greatest
Need - Identified Program Target Areas. The County will continue to monitor local foreclosure data and intend
the NSP Program to be flexible to allow for timely reaction to any significant changes in the local housing
market.
(8) Activi Description;
Include a narrative describing the area of greatest need that the activity addresses; the expected benefit to
income -qualified persons; and whether funds used for this activity will be used to meet the low-income
housing requirement for those below 50% of area median income.
For housing related activities, include:
• tenure of beneficiaries --rental or homeownership;
• duration or term of assistance;
• a description of how the design of the activity will ensure continued affordability.
For acquisition activities, include:
• discount rate
For financing activities, include:
• range of interest rates
Narrative Response:
Homes or residential properties acquired through the NSP that are not economically feasible to rehabilitate,
pose a health threat or pose safety threat, may be demolished. Demolished properties may be placed in a land
bank maintained by Collier County or provided to a local nonprofit provider of affordable housing.
Additionally, NSP Funds may be used to construct a new home on the site.
Collier County will assist those areas defined in Section A. Areas of Greatest Need - Identified Program Target
Areas.
18
If the cost to rehabilitate the unit is greater than fifty (50) percent of the acquisition price, and/or the cost of
acquisition and rehabilitation exceeds one hundred (100) percent loan -to -value, the County will consider
demolition. Collier County does not intend demolition to be a major activity it) its NSP. Rather, the County
reserves the right to demolish an acquired property if deemed a more fiscally effective use of NSP Funds.
The County shall abide by Uniform Relocation Action (URA) requirements for any affected household where
a housing unit is being demolished that has not been vacant for greater than ninety (90) days. Collier County
will avoid using NSP Funds to acquire homes or residential properties that have been vacant for fewer than
ninety (90) days.
Should Collier County or its housing partner construct a new unit on the site, such activity shall be governed
by NSP guidelines as discussed in Activity #1 - Acquisition and Rehabilitation of Foreclosed Properties for
Resale. Additionally, all households assisted must earn no more than 120 percent of the local area median
income.
The County will use the minimum affordability period of the federal HOME investment Partnership Program,
24 CFR 92.252(a), (c), (e) and (0, and 92.254. The minimum affordability periods are as follows:
• Up to $15,000- 5 Years
• $15,001 to $40,000-10 Years
• Over $40,001 - 15 Years
• New Construction - 20 Years
Collier County shall place program income derived from the sale of the home or residential property into a
separate revolving fund to recycle the NSP Funds. Program income shall be used for any eligible NSP Activity
listed within this Substantial Amendment, a portion of which may be used for program administration.
Activity #5 - Land Banking of Acquired Properties
(1) Activity Name: Land Banking of Acquired Properties
(2) Activity Type: Land Banking of Acquired Properties
Establish land banks for homes that have been foreclosed upon;
24 CFR 570.201(a)Acquisition;
24 CFR570.201(b) Disposition.
(3) National Objective: Provides or improves permanent residential structures that will be occupied by a
household whose income is at or below 120 percent of area median income.
(4) Projected Start Date: February 13, 2009
(5) Projected End Date: February 13, 2014
(6) Responsible Organization: Collier County Public Services Department Community & Human
Services Division Depar#rnen6-e` 14ons -n"brnaner
- S�iees:
��, 1=Iaman-and Eerr�adnity--and-l-Fu
3339 Tamiami Trail E, Suite 211, Naples, FL 34112. The County may execute a developer agreement to
undertake this Activity.
19
(7) Location Description: Collier County will assist those areas defined in Section A. Areas of Greatest
Need - Identified Program Target Areas. The County will continue to monitor local foreclosure data and intend
the NSP Program to be flexible to allow for timely reaction to any significant changes in the local housing
market.
(8) Activity Description:
Include a narrative describing the area of greatest need that the activity addresses; the expected benefit to
income -qualified persons; and whether funds used for this activity will be used to meet the low income housing
requirement for those below 50% of area median income.
For housing related activities, include:
• tenure of beneficiaries --rental or homeownership;
• duration or term of assistance;
+ a description of how the design of the activity will ensure continued affordability.
For acquisition activities, include:
• discount rate
For financing activities, include:
• range of interest rates
Narrative Response:
Collier County may acquire properties that have been foreclosed and/or vacant for at least ninety (90) days and
are on the lender's list of current inventories to be placed in a land bank. The purchase price for all properties
acquired with NSP Funds during the initial 18 -month period shall be discounted at least one (1) percent from
the current market -appraised value of the home or residential property. The market appraisal will be made in
conformity with the requirements of the URA at 49 CPR 24.103 and completed within 60 days prior to an offer
to purchase made by the County or an approved housing partner. The County may partner with various
community organizations and partners to identify properties suitable for NSP land banking. Properties acquired
through this NSP Program for the purpose of being placed in a land bank may be demolished as discussed in
Activity #5 - Demolition of Acquired Foreclosed Properties.
Collier County will assist those areas defined in Section A. Areas of Greatest Need - Identified Program Target
Areas.
Collier County will ensure long term affordability as described in Section (C)(3) of this substantial
amendment.
All NSP I -assisted housing will be required to meet or exceed local and state building codes. All units that
require rehabilitation must meet or exceed the Current Florida Building Code (FBC). The current code applied
in Collier County is 2007 FBC,
The County will use the minimum affordability period of the federal HOME Investment Partnership Program,
24 CFR 92.252(a), (c), (e) and (f), and 92,254. The minimum affordability periods are as follows:
• Up to $15,000- 5 Years
$15,001 to $40,000-10 Yeas
+ Over $40,001 - 15 Years
20
New Construction - 20 Years
A minimum of 25 percent of the Collier County NSP Allocation shall be used to assist households earning less
than 50 percent local area median income. In no event shall NSP Funds be used to assist households earning
more than 120 percent local area median income.
An NSP -assisted property may not be held in a land bank for more than ten (I0) years without obligating the
property for a specific, eligible redevelopment of that property in accordance with NSP requirements.
Collier County shall place program income derived from the sale of the home or residential property into an
appropriate fund to recycle the NSP Funds. Program income shall be used for any eligible NSP Activity listed
within this Substantial Amendment, a portion of which may be used for program administration. Pursuant to
IiUD NSP Policy Alert "Program Income in the Neighborhood Stabilization Program" dated July 13, 2011,
revenues received by developers are NOT considered program income.
I. Total Budeet: $7,306,755
Narrative Response,
Refer to Exhibit "A".
The U.S. Department of Housing and Urban Development allows tip to 10 percent of the NSP grant provided
to Collier County and up to 10 percent of program income earned for general administration and planning
activities as those are defined at 24 CFR 570.205 and 206. The 10 percent limitation applies to the grant as a
whole. Additionally, HUD recognizes the need to move forward rapidly to prepare this substantial amendment
and to undertake other administrative actions. Therefore, HUD has granted permission to incur pre -award costs
effective September 29, 2008 in preparation of the substantial amendment.
J. Performance Measure: (e.g., units of housing to be acquired, rehabilitated, or demolished for the
income levels of households that are 50 percent of area median income and below, 51-80 percent, and 81.120
percent):
Narrative Response:
Collier County shall include performance treasures in all agreements with local partners contracted with to
implement activities described in this Substantial Amendment. Such measures shall ensure funds are expended
within the initial NSP required 18 -month time period. Collier County shall monitor all progress to ensure the
]rousing activities listed in this amendment are completed in a timely manner and local benefit achieved as
soon as possible,
Collier County estimates the total number of units assisted with the initial $7,306,755 allocation to be over 90.
As assisted units are sold or transferred, program income shall return to the County. The County may use the
program income received for any nctivities listed in this substantial amendment, a portion of which may be used
for program administration. The following is a list, by income level, of total units of housing to be assisted
with NSP Funds:
Low Income - households earning 50% of area median income orless;
0 15 units
Moderate Income - households earning between 51% and 80% areamedian income;
0 22 units
Middle Income - households earning between 81% and 120% areamedian income;
0 22 units
21
Summary of Protected Number of Units Assisted
Activity
Type
Low
Income
Moderate
Income
Middle
Income
Acquisition for
3
13
--Resale
13
Acquisition for Rental
12
2
2
Direct Assistance
0
3
3
Demolition
_ 0
3
3
Land Banking
0
1
1
Total
15
22
22
ATTEST:
CRYSTAL K. KINZEL, CLERK
BY:
, DEPUTY CLERIC
APPROVED AS TO FORM AND
LEGALITY:
BY:
JENNIFER BELPEDIO
ASSISTANT COUNTY A'I"TORNEY
/Yo
O
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
BY: _
BURT L. SAUNDERS, CHAIRMAN
22
0
O
0
V1
0
h
0
O
0
O
0
G
0
O
0
O
p,
r]
V1
�Vi0i0000it)
Vl
d'
O
4
O
a
Vi
�a
f%
to
O
O
b
O
h
d
Hiroo
tt0�.,
n<i'
hNhM
h
(H
b9
69
69
69
EA
69
69
Q
O
O
o
0
0
b
o
O
O
O
O
O
Q
C
b
„
o
00000aocov
0
0
0
0
0
0
8
Vj
O O
W
O
n
O
N
�
fn
eF
O
n
v9
6'9
69
s9
s9
v9
�s
a9
0
0
0
0
o
c
o
p
V1
V3
O
t7
P
O
p
y
h
N
C7
O
O
o
p
O
b
fr
q
O
N
M
4
ti
lll
h
00~
00
dq
C
0
40l
V9
6/3
V9
Ff3
6/3
69
69
6f
o
o
p
Q
a
o
Q
o
c
v
P
V)
cr
o
O
0
0
o
0
u
�n
n
�+at•rrn0000h
0
0
0
�O
O
h
d
0
in
ch
N
n
69
Gf
CA
69
69
69
69
69
69
c7
a`3
41
4�
w
W
d)
V
O
N
N
�
a
CL
o
z
o
0
0
�
o
IN
M
M
`w
a
0
O
m
m
11
8
o
gw
4~
ff��
CC
41
bQ
1. NSP3 Grantee Information
NSP3 Program Administrator Contact Information
Name (Last, First)
Sonntag, Kristi
Email Address
Kristi.SonntagPcolliercountvfl.aov
Phone Number
239-252-2486
Mailing Address
3339 East Tamiami Trail Building H, Room 211, Na34112
2. Areas of Greatest Need
MaI44" zaisslea
4 -map generated a the ui�c�UD PISP3,MapppiRg To
attachment.
Data Sources Used to Determine Areas of Greatest Need
Describe the data sources used to determine the areas of greatest need,
Response
Collier County consulted local, state, and national data sources in determining the areas of greatest
need. The use of myriad data sources allowed both a macro and micro and analysis of the areas of
critical concern, local and national trends, forecasting future demand, and leveraging of existing
resources. The goal of Collier County when determining the areas of greatest need was to stabilize
neighborhoods, arrest decline, and produce a more sustainable, inclusive, and integrated community.
Local Data
Source: Naples Area Board of Realtors' Multiple Listing Service (MLS).
Qualifiers: Excluded Marco Island, vacant land, commercial property, multi -family, and time-shares.
included mobile homes, manufactured homes, short sales, and foreclosures. All properties must have a
minimum of 350 square feet.
Data Used: Median sales price, median list price, number of listings, and number of sales from January
I, 2019 3aaeary-2810 to 9etebeF 2010 -December 31 2
The data provided a macro analysis of patterns and trends in the countywide residential real estate
market. There continues to be a significant delta between the number of listings versus number of
sales, and the median listing price versus the median sales price. For 10 there
were 434 sales E ompared to a,966-rx'eper a listed; only 5.45% c o )• g listed fepsale-in-Oeteber
201-0eld. Likewise the •sedia'listing -PFiee-ir+9cteb. • 2O l O ,as$324 nnn . pared to :ed :an
,.,$' 900; A,o ,,. "riee=:: A., M rF Cafje
sales,^mFier-For the period between January L 2019 and December 31.2019; there were 15,327
listings and 10,244 ro ernes were sold during the vear. The median price was $332,514. The average
of all sold properties was $591,623 There
were 523 prop
tFerties sold above two million.
it maybe ue �•�.rn••t�r
�rn+c- tthe "eitas display-extended-defer"ease-n ses,viny,the laea1-IenT✓ing-ntarlfet
w+11--serttienu only -betty en ;e - 4 fusing market -and the eeastal
kousing FARFliet , diste Eche toed.', ,r..t., a. . 1 . draWing eenekisions atthis level of "t ysi;
rfl e� t4le�esem `�_''"trcr-cv-r' "a ��ic�,f-a-,",omc iiiiI
NSP3 Action Plan Cep
Collier County, Florida Page 1
perled:
Accordine to the 2019 Year End Market Report which tracks home listings and sales Nvithin Collier
County (Except Marco Island) existing home sales are the highest in a decade.
,• 1 and reported :_ the 1 r S n efr�6f'4l9usitag aHd F3+ba31 ditlVelepmeufs
Source:-.-a>�;—,:._:........_r.,.._...---.._ U.S.
(14UD)#3<-3-9ewrrlearerg�e-Pcticr Erle
ualifrers: Data reflects market conditions for the year ending December 31 2019. seeend gcratter of
2049. Fer ftaAhaf damavallEii>leat
uduser:erg7par4alldatasety.[ere o,D,_�,,,;_
Data Used: Collie Cat dad :.,'n � HUP NO an pi,eparingdata to, asst -in
t 1�mounts f , wrens All daut NN,ttlate tt N&Iz3
fereelesure need score trans mon ane to twetit ,� w4c-`weftty-beutg-the-worst:-beeally, particu-lar
to make a nipaot -Naples Area Board of Realtors.
fn.-order-te..b"ale-for-parHeipas.;
9aV2Rscvrrc.ztile gnalv C "«�GNhe 223 areas HIon'r div! a _61 (v` ^..iep hHty-iej�
see•
t
6 -have
n s a; o�� at'�^ 'S percent} H_ud is no loneer updating the Foreclosure Need
Websites and mappingtools, ools, However, many of the areas would require expenditures in excess of the
available NSP3 funding. Collier County must seek to deeply target funding into those areas where
PAF D Collier County believes it we -can make an impact based upon current market conditions and
projections for future decline or instability.
Source: Collier County NSPi experiences
ualifiers: Collier County was allocated $7,306,750 and successfully obligated 100 percent of the
funds within t8 months. The program design generates program income upon sale to an income -
qualified person or family, As such, activities are ongoing.
Data Used: Acquisition locations, average acquisition cost, average rehabilitation cost, and return of
Program income.
Collier County's NSP1 program has been successful in acquiring properties in focused geographical
areas most adversely affected by the foreclosure crisis. When determining areas of greatest need for
NSP3, consideration was given to properties approved using NSP I funds. Furthermore, having already
acquired over q0 90 properties with NSP 1, Collier County has a considerable amount of data on costs.
As soon, we sought areas rr;eDo,-Trtinarm"S-trm'a4t Ias'e-EtdeqtNite..;moi pO2t-
NSP3 finding has allowed the County topurchase rehabilitate and sell 32 ro erties to eligible home
buyers.
State Data
Source: Shimberg Center for Housing Studies, University of Florida.
ualifrers; Data projects affordable housing needs based upon the 2000 Census. The Center estimated
that in 2016 there were 26,072 Cost Burdened households for those whose house income was 30-801/6
of the Area Median income (AMI). While this data is dated, the Center was established in 1988 by the
Florida legislature (Section 240.51 11, Florida Statutes) as the State's source of research relating to the
problems and solutions associated with the availability of affordable housing in Florida. As such, one
must consider the data in any analysis of affordable housing needs.
Data Uscd: Collier County used cost burdened household data, divided by home ownership and rental,
to assess the types of housing units rojected to meet an unmet need in the communi .Cost burdened
NSP3 Action Plan
Collier County, Florida
Page 2
is defined as a household spending greater than 30 percent of household income on housing related
expenses.
dal -a -.r.e-biikn}beFg Center, GellieFHii{j--t3-13r6,1e6t@d-t0'ilave-i111'aV2i'ag0"arlllf4
iflerease of 739.55 east burden AtsehOld IIt.het:e_ : X01 nv
m 93Te4aE% the here
by noone-rnge-Fid
heusing type-(hen}e-ownership-vee en wand`may-pre+e a valuable teal-i+t-tlie
tang-xattge-planning nnd-itttplet}tentation o€-th.. *'� _,;�"�' j, og;ar:r
National Data
Source: Neighborhood Stabilization Program Resource Exchange and other sources
Qualifiers: Information was assembled to ensure Collier County's NSP3 areas of greatest need could be
effectively served with the resources available.`^� ^, '- "
sueee ., en,:z;tati --and NSP -2. luedin eeverage-on-keesiag-related
a,.. o,oaoe......,n6..rev-v±iais--gym.,-ef-iit-iPlata -rTnot
quantttetive•h �, " !:_ c_lesting taet+etttreas
Data Used: �Pwateelkits
were of pm sujar enef+t_w determining areas a€gfeatest need Ixs[rvrrek'ertsfer +n
•B, nim arrna rogymn neoig. GHkkbeek.
Figure 1 2 in 4m`fi"�Hh&ek-was- ed'0-"Oensiider warket types and the
i+ntp}ieations fer}xeg+efn design: Collier County has identified new target areas using local data such
as vacancies home sales em I�oytnent assessment of single and multi -family housing needs, realtor
information etc Included but not limited to the five (5) Opportunity Zones desi nag ted by the State and
other edible low -mod income census pacts In the past five yeast home prices increased 15.6% while
median income increased 3.9%, Housing opportunity Index decreased 6 9% According to the Fla ida
Department of Economic Opportunity, 61.4% of the lbs in Collier County pay less than $33.250. For
example, in an area with low demand and high supply of eligible properties, Collier County may
undertake demolition of blighted structures and land bank for future redevelopment.
National media coverage was used to provide a context within the broader economic crisis when
planning activities and selecting areas of greatest need. Tepies ee � re-rnet
litnited te, in R mien `doubling tip" itte to less e€ nearr a=€eresles e; esreasing4eeal
gaveYinnent-bud
antd €und}ng'x�h gvesi�Uffleev
,.t sti!.•A:.... o.+.�. i"eeHnieRts-wed-b.l•.. " re,',e„lo,are ^ ,,,1'....... �r
in the st 4e ofheusiag-afi Nae
unceptainties sura-eundt'
Determination of Areas of Greatest Need and Applicable Tiers
Describe how the areas of greatest need were established and whether a tiered approach is being
utilized to determine the distribution of funding.
Response:
It is not proper, nor is it the intent, for the Collier County NSP3 to compete with the private market; the
private market will take care of the private market. Rather, the Collier County NSP3 should deeply
target those areas that are not attractive to private investors and homebuyers, and which are causing
instability, deterioration, blight, and unstable conditions in the community. Include the five (5)
NSP3 Actlon Plan
Collier County, Florida Page 3
census tracts are:
104 11 108 02 112.05 113 01 114 102 10 103 00 104 01 104 10 104.1 1, 104.19, 104.20, 105.05,
105 06, 105.07, 105.08, 105.09, 106 01, 106,02, 106,04 107.91, 112.01, 112 02, 112.04, 112.05
Based upon data collected from NSP I, Collier County NSP3 allocation will fund activities on
approximately th4"e- 3jhirty two(32) units. {� tiePed ep eaelrwill €#rth ; n he
❑inall,N,.te, assessing t•^.,�...,..� With N9123 tile County will te ,*..,ems^ ssistea-' with
cin ^ great efF h.. t„ stahilize an aF@a ioosei„ defined as r..,W
,...em „ .,..e
Gate City. °.: ther ,,.. s:ment-in this-awa-paHd-the-ass#eieted-tiers 4wll H�axh##H3 t#ae � beth
MSPI ^,,.1 NSPI A.7,J:t:., nmctaHd-f#t#rE'tF;�iH-e81i�� •,^t,.,, with NSP3 in sis
the-C-cRmty in meeting the inipliet crit
Q-11§0 Gate C• . (14WI) r, eig_hber'hee44D-1-198"164)
Tippy 9„'
• r oln 12021923012630n01041nU.1
• neolD 12021923012630001 941 OU2
• Ge 23010001-04-1OU3
■ •r T.. e C^n... „ m.^et-9104 09
Heolt 12921924414900010409W
e beeD 120219230126300010409U2
_ n rn 12m1rn30126300010409 3
• Geel-B_10219230126300019409U4
• Cern 12021023 n 1 2 61 900-9409U S.
TierThfee Ce„�,,.. •n..,.t n1nn 11
e— 6., ;l 12_021141012630001444444-t
neolD 1202192301 2x30001041-102
r eW !202!92301263000104114.1-1
e--fe 9 11 R3
e m 12021�6633000010411R1
r,
NSP3 Action Plan
Coliler County, Florida Page 4
ceolf) ism morn nnnnn��a 1.0 ohi.
Genii) P021993019999991070IW2
rn 12,021 0101999990 Hornna
r�-ri �ormvro3
r golf-) 120210230199999010701R,
Please n6tetilfa�-Ae above -d to is pi-ese ted and identified .._ on ilta+Hed-iH I4F1D's NSR3-M"ff —Te4
Copies okhe-rep�e a �l,�d- v itis applic�Hon.
Collier County's modifications are to the NSP 3 Action Plan to include geographic areas where
remaining NSP fundinP may be spent.
The Count will will eliminate the requirement to use the HUD Foreclosure Need website and now give
priority emphasis and consideration to areas with the greatest need in distributing NSP funds.
Collier County has identified new target areas using local data such as vacancies, home sales,
employment assessments of single and multi -family housing needs, realtor information etc. There is a
housing imbalance in Collier County where at least 17.4 of the workforces (approximately 40,000
people) commute daily from outside of Collier County where they spend their wages on rent, and/or
mortgage Manypublic sector etnptoyees and large segments of the private sector cannot afford to live
in Collier County, The average price for homes sold in Collier County in 2019 was $591,623,
Information provided by NABOB (Naples Area Board of Realtors
Inventory of homes for sale decreased 20,6% between 20)8 and 2019 from 6,801 to 5 401
respectively. New listings decreased 3.7% duringthe e sameperiod Sales of homes $100,000 and below
accounted for only 3,958 out of total sales of 10,244. Information provided by NABOB (Naples Area
Board of Realtors
There are only 1.302 affordable rental units in Collier County out of 11,890 total units. Currently ty here
are only 60 units available for rent, per the CHS Apartment Inventory Survey as of February 2020.
Col tier Comity is modifying the geographic scope of the NSP program to include the fi e U5
Opportunity Zones designated by the State the Florida Rural Enterprise Zone and HUB Empowerment
Zone located in hnmokalee and all eligible low -mod income census tracts. Eligiblesus tracts are:
104,1 1, 108M, 112.05, 113.01, 114 102.10 103.00 104 01 104.10, 104.11, 104.19, 1114 20 105.05
105.06 105.07 105 08, 105 09, 106.01, 106,02, 10604. 107.01, 112 01, 112.02 112.04, 112.05
3. Definitions and Descriptions
Definitions
Term
Definition
Blighted Structure
In conformance with Section 163.340, Florida Statutes, a "blighted
structure" means a structure that is deteriorated, or deteriorating, in which
conditions, as indicated by government -maintained statistics or other
NSP3 Action Plan
Collier County, Florida
Page 5
studies, are leading to economic distress or endangering life or property,
and in which two or more of the following factors are present:
a) Predominance of defective or inadequate street layout, parking
facilities, roadways, bridges, or public transportation facilities;
h) Aggregate assessed value of real property in the area for ad valorem
tax purposes have failed to show any appreciable increase over the
5 years prior to the finding of such condition;
c) Faulty lot layout in relation to size, adequacy, accessibility, or
usefulness;
d) Unsanitary or unsafe conditions;
e) Deterioration of site or other improvements;
l) Inadequate and outdated building density patterns;
g) Falling lease rates per square foot of office, commercial, or
industrial space compared to the remainder of the county or
municipality;
h) Tax or special assessment delinquency exceeding the fair value of
the land;
i) Residential and commercial vacancy rates higher in the area than in
the remainder of the county or municipality;
j) Incidence of crime in the area higher than in the remainder of the
county or municipality;
k) Fire and emergency medical service calls to the area
proportionately higher than in the remainder of the county or
municipality;
l) A greater number of violations of the Florida Building Code in the
area than the number of violations recorded in the remainder of the
county or municipality;
m) Diversity of ownership or defective or unusual conditions of title
which prevent the free alienability of land within the deteriorated or
hazardous area; or
n) Governmentally owned property with adverse environmental
conditions caused by a public or private entity.
However, the term "blighted structure" or "blighted area" also means any
structure or area in which at least one of the factors identified in paragraphs
(a) through (n) are present and all taxing authorities subject to s.
t63387(2)(a) agree, either by interlocal agreement or agreements with the
agency or by resolution, that the structure or area is bli hued.
Rents 24 CFR § 92.252
Rents shall not exceed the Fair Market Rents (FMR) as published annually
by HUD for the Naples — Marco island Metropolitan Statistical Area
(MSA). Furthermore, the maximum rent is the lesser of.
1) The fair market rent for existing housing for comparable units in the
area as established by 14U D under 24 CFR 888.1 1 1; or
2) A rent that does not exceed 30 percent of the adjusted income of a
family whose annual income equals 65 percent of the median
income for the area, as determined by HUD, with adjustments for
number of bedrooms in the unit.
NSP3 Action Plan
Collier County, Florida Page 6 "'
Furthermore, when the NSP3 assisted unit is occupied by very low-income
families the rent requirements are:
I ) The rent does not exceed 30 percent of the annual income of a
family whose income equals 50 percent of the median income for
the area, as determined by HUD, with adjustments for smaller and
larger families. However, if the rent determined under this
paragraph is higher than the applicable rent under paragraph (1) or
(2) of this section, then the maximum rent for units under this
paragraph is that calculated under paragraph (1) or (2) of this
section; and
2) The rent does not exceed 30 percent of the family's adjusted
income. Ifthe unit receives Federal or State project -based rental
subsidy and the very low-income family pays as a contribution
toward rent not more than 30 percent of the family's adjusted
income, then the maximum rent (i.e., tenant contribution plus
project -based rental subsidy) is the rent allowable under the Federal
or State project -based rental subsidy program.
3) As of February 2020, there are ! 1,R90 rental units in Collier Counh
Including the lmmokalee area 1,302 are considered affordable
units only 60 of them are available.
Descriptions
Term Definition �J
Long -Term 24 CFR 92.252(a), (e), (e), and (f), and 92.254
Affordability
Rental: Lona -Term Affordabil
The NSP3-assisted units must meet the affordability requirements for not
less than the applicable period specified below, beginning after project
completion. The affordability requirements for NSP3-assisted rental units
apply without regard to the term of any loan or mortgage or the transfer of
ownership, except that the affordability restrictions may terminate upon
foreclosure or transfer in lieu of foreclosure. Collier County will enforce
long-term affordability through the use of a recorded lien, covenant, or deed
restriction against the assisted property.
Rental housing activity
Minimum period of
afrovdability in years
Rehabilitation or acquisition of existing housing per unit
amount of NSP3 funds: Under
5
$15,000 ............................. I..........,,..,,,,...
$15,000 to $40,000 ..........................................
10
Over $40,000 or rehabilitation involving
15
refinancing. . . .... k .........
New construction or acquisition of newly constructed
20
Subsequent rents during the affordability period will be calculated and
applied in conformance with 24 CFR 92.252(0.
NSP3 Action Plan
Collier County, Florida Page 7 ...
The NSP3-assisted housing must meet the affordability requirements for not
less than the applicable period specified in the following table, beginning
after project completion. These restrictions are a minimum and Collier
County may elect to impose longer affordability periods. The per unit
amount of NSP3 funds and the affordability period that they trigger are
described more fully below under "Homeownership: Resale Provisions."
Homeownership assistance NSP3 mnount per-unit
Minimum period of affordability in
ears
Under
5
$I5,000 ....................................:..............
$15,000 to
10
$40,000 ...........................................
Over
15
$40,000. ....................................................
J
Resale restrictions shall be implemented for every homebuyer property
constructed, redeveloped, or rehabilitated in whole or in part, with NSP
funds in the form of a development subsidy. A development subsidy consists
of the difference between the cost of producing the unit and the fair market
value of the property. If NSP funds are provided to the property it will be
subject to resale restriction.
If the homebuyer determines that it no longer intends to use the property as
its principal residence, resale restrictions require the homebuyer to sell the
property to a family that will use the property as its principal residence and
meets the income limits described in the lien and restrictive covenant on the
property. The house must be affordable to a range of new buyers in the
target affordable range. The new buyer must occupy house as principal
residence. The remaining resale restrictions apply to new buyer, for the
period of affordability.
The original homebuyer is entitled to a fair return on its investment (as
described below) upon the sale of the property. The fair return will be based
on the percentage change in the Consumer Price Index for all Urban
Consumers Owner's Equivalent Rent of Primary Residence category in
Table I of the CPI Detailed Report (the "CPI Index") during the period of
the homebuyer's ownership. Accordingly, the CPI Index during the month
the residence was completed (the month during the which the completion
reports were received by and approved by IHCDA) will be compared to the
CPI Index during the month the original homebuyer sells the residence to
determine the percentage of the return. The Iromebuyer's investment will
include any down payment paid by the homebuyer plus any capital
improvements. A capital improvement is any property enhancement the
increases the overall value of the property, adapts it to new uses, or extends
its life such as: adding windows, insulation, a new drive way, a new furnace,
a garage, bedroom, new roof, remodeling kitchen, etc. Any capital
improvements will be valued based on actual cost as documented by the
NSP3 Action Plan
Collier County, Florida Page .,-
such as appliances or carpet would not be considered an improvement that
adds value or adapts it to new uses.
The purchasing family should pay no more than Thirty (30%) of its gross
family income towards the principal, interest, taxes and insurance for the
property on a monthly basis. In certain circumstances, such a declining
housing market where )tome values are depreciating, the original homebuyer
may not receive a return on his or her investment because the home sold for
less or the same price as the original purchase price and a loss on investment
may constitute a fair return,
Resale Exam to
Assumption: NSP funds total development
Total Development Costs (TDC) $120,000
Sale price based on appraisal $90,000
Principle reduction $10,000
First Purchase mortgage $80,000
Closing Cost assistance $1,600
Amount determining compliance $120,000
Compliance period 15 years
General Standards
All NSP3-assisted housing will be required to meet or exceed local and state
building codes. All units that require rehabilitation must meet or exceed the
current Florida Building Code (FBC). The current code applied in Collier
County is 2007 FBC.
Collier County will incorporate energy-efficient, sustainable building
practices, including the use of green building to provide long -tern
affordability and attractiveness within the community. Furthermore, Collier
County encompasses a large coastal area that subjects the residents to the
risk of hurricanes and severe flooding. As such, all NSP3-assisted housing
will undergo hurricane hardening and damage mitigation, when feasible.
Required HUD Standards
In compliance with the requirements of HUD, the following standards will
apply to gut rehabilitation and new construction projects. Gut rehabilitation
is defined as the general replacement of the interior of a building that may or
may not include changes to structural elements such as flooring systems,
columns or load hearing interior or exterior walls.
a) Residential buildings up to three stories must be designed to meet
the standard for Energy Star Qualified New Homes;
b) Mid- or high-rise multifamily housing must be designed to meet
American Society of Heating, Refrigerating, Air -Conditioning
Engineers (ASHRAE) Standard 90.1-2004, Appendix G plus 20
NSP3 Action Plan' ,
9
Page
Collier County, Florida Pa & -
percent (which is the Energy Star standard for multifamily buildings
piloted by the Environmental Protection Agency and the Department
of Energy)
In further compliance with the requirements of HUD, the following
standards will apply to all NSP3-assisted housing units.
a) All rehabilitated units must meet the following standards to the
extent applicable to the work undertaken;
i. Older obsolete products and appliances (such as
windows, doors, lighting, hot water heaters,
furnaces, boilers, air conditioning units,
refrigerators, clothes washers and dishwashers)
must be replaced with Energy Star -46 labeled
products;
ii. Water efficient toilets, showers, and faucets, such as
those with the WaterSense label must be installed;
iii. Housing must be improved to mitigate the impact of
disasters (e.g. hurricane, flooding, and fire)
HUD also encourages the adoption of energy efficient and environmentally
friendly green elements, Collier County will seek to incorporate the
standards and policies of the Florida Green Building Coalition. A copy of
the standards and policies are available upon request.
4. Low -Income Targeting
Low -Income Set -Aside Amount
Identify the estimated amount of funds appropriated or otherwise made available under the
NSP3 to be used to provide housing for individuals or families whose incomes do not exceed 50
percent of area median income.
Response:
Collier County will set-aside 25 percent of funds appropriated to the County to provide housing for
individuals or families whose incomes do not exceed 50 percent of the area median income, adjusts
for household size. The final dollar amount is 25 percent of the County's appropriation, rounded ul
the nearest thousand. Please note that activities funded with program income are not subject to the
percent set-aside requirement, however they may be used to meet the regulatory requirement.
Total low-income set-aside percentage (must be no less than 25 percent): 25%
Total funds set aside for low-income individuals = $972,000.00
Meeting Low -Income Target
Provide a summary that describes the manner in which the low-income targeting goals will be
met.
Response; _
NSP3 Action Plan
Coiller County, Florida Page 10
Habitat for Humanity of Collier County, Inc, (hereinafter, "Habitat for Humanity" or "Developer"), has
been successful in providing homeownership to households earning less than 50 percent of the area
median income. 'Through a developer agreement, Collier County shall partner with Habitat for
Humanity to meet the low-income targeting requirement through the provision of affordable
homeownership.
5. Acquisition and Relocation
Demolition or Conversion of L.MI Units
Does the grantee intend to demolish or convert any low- and moderate -income —�
dwel ling units (Le.,:5 80% of area median income)? Yes
if ves_ fill in the table below
Question
Number of Units
The number of low- and moderate -income dwelling units—i.e.,:5 80% of area
median income—reasonably expected to be demolished or converted as a direct
result of NSP -assisted activities.
3 units
The number of NSP affordable housing units made available to low- , moderate-,
and middle-income households—i.e., <_ 120% of area median income—
reasonably expected to be produced by activity and income level as provided for in
DRGR, by each NSP activity providing such housing (including a proposed time
schedule for coinmencement and completion).
All activities
have an estimated
commencement
date of March 1,
2011 and
completion date
of February 28,
2014.
Activity I
LMMH— 14
units
Activity 2 LH25
—6 units
The number of dwelling units reasonably expected to be made available for
households whose income does not exceed 50 percent of area median income.
7 units
6. Public Comment
Citizen Participation Plan
Briefly describe Trow the grantee followed its citizen participation plan regarding this proposed
substantial amendment or abbreviated plan.
NSP3 Action Plan
Collier County, Florida Page 11
Response:
The Collier County Citizen Participation Plan was adopted January 9, 2001. The following steps were
taken in preparation of this NSP3 substantial amendment:
L Technical Assistance — In addition to providing public access to the draft and development
document used in the preparation of this substantial amendment, Collier County was available
to provide technical assistance to citizens, citizen groups, nonprofit organizations and agencies
that requested assistance in understanding the NSP3.
2. Public Hearings/Meetings — The development of the Collier County NSP3 substantial
amendment was contemplated in regular, publicly advertised mecting(s) of the Affordable
Housing Advisory Committee, the Board of County Commissioners, and advertised in a
newspaper of general circulation.
3. Fifteen -Day Public Comment Period —'rhe County published notice of the availability of the
proposed NSP3 substantial amendment in a newspaper of general circulation and posted it on
the County's website. The publication described, among other items, the total County
appropriation, target areas, and proposed activities.
4. County Commission— Citizen participation requirements shall not be construed to restrict the
responsibility or authority of the County for the development and execution of the NSP3
program activities. The County Commission remains the sole approving authority for the
program and any amendments.
Summary of Public Comments Received.
No public comments were received.
7. NSP Information by Activity
Activity Number 1
Activity Name
Acquisition and Rehabilitation (LMMH)
Select all that apply:
Eligible Use A: Financing Mechanisms
Uses
Eligible Use B: Acquisition and Rehabilitation
Eli ible Use C: Land Banking
IE]
Eligible Use D: Demolition
Eligible Use E: Redevelopment
24 CFR 570.201 (a) Acquisition, (b) Disposition, (i) Relocation, and (n) Direct
homeownership assistance (as modified below); 24CFR 570.202 eligible
CDBG Activity or
rehabilitation and preservation activities for homes and other residential
Activities
properties. HUD notes that any of the activities listed above may include
required homebuyer counseling as an activity cost.
National Objective
Low Moderate Middle -Income Housing LMMH
Activity Number I will provide finding to a Developer to acquire properties
that have been abandoned or foreclosed upon. Once rehabilitation is complete,
Activity Description
utilizing finding provided by the Developer, the home will be sold to persons
or households earning not greater than 120 percent area median income,
adjusted for household size.
NSP3 Action Plan
Collier County, Florida
Page 12
The activity will attempt to stabilize neighborhoods, arrest decline, and create a
more sustainable, integrated, and affordable community. The local housing
market conditions in the target areas generally consists of elevated vacancy
rates, greater percentage of homes financed with a high cost loan, a large
number of mortgages seriously delinquent (90+ or more delinquent or in
foreclosure), and a significant percentage decline in home values since the
peak value. For example, since the peak value, home values in the target areas
have fallen 48.4 percent.
The Developer will seek to purchase homes and residential properties that have
been abandoned or foreclosed upon, in order to sell or redevelop such homes
and properties. When selecting target areas for this activity, Collier County
uses data from rental vacancies unemployment and housing_prices and realtor
information.e tnspaeEwere-assigned 65, "g 'she
iffipautscore _is- the estimatm.=... bar, ded-to-make-an4rapaet
itt flue ide+tti€ied-target area.
Consideration of the impact score is especially important because, as HUD
stated, "nationwide there were over 1.9 million foreclosure completions in the
past -two -years at the time. NSP 1, 2, and 3 combined afe was estimated to
only be able to address 100,000 to 120,000 foreclosures. T •-o�'10 e
neighborhood susefF+nv •,« nt-,�er2Co
ro, arget-areas-were
selected in Wie-11Willer-!',....,. . OUld be . bre a....,..1,.. tl.e mpae
When providing assistance to persons, families, non-profit agencies, or other
organizations, the following general terns will apply:
Range of interest rates: 0 percent to 5 percent
Term of assistance: 5 years to 30 years
Tenure of beneficiaries: homeowners
The activity is expected to benefit income -qualified persons or households by
producing safe, decent, and affordable housing. Additionally, the Developer
may seek to incorporate energy efficient and environmentally friendly green
elements in each project.
One of the major obstacles to affordable homeownership is saving for a down
payment. Oftentimes the low- and very -low income residents of Collier
County are struggling to pay a monthly rent payment, as well as other
household expenses. This activity will benefit income -qualified persons or
households by offering a newly rehabilitated property through Habitat for
Humanity to reduce the heavy burden of saving a sizable down payment,
Another facto' affecting residents within the target areas is reduced
employment opportunities. Collier County has long relied on industries fueled
by population growth to provide employment opportunities for residents.
According to the Collier County Economic Development Council's 2019
Marker Facts report, construction, retail trade and accommodations, and food
service employ the largest number of Collier County residents. All three
NSP3 Action Plan
Collier County, Florida Page 13 - `
Location Description
industries have an average wage well below the area median income 444,592,
$29,120, and moo 6811 respeGtiveiy) $78,300, thereby making any disruption in
income potentially devastating, This activity will benefit income -qualified
persons or households be providing affordable housing that is integrated and,
whenever possible, located near employment centers and public transportation.
This activity will produce housing that is intended to remain affordable. In
compliance with NSP3 regulations, Collier County has adopted as a safe
harbor the affordability standards of the HOME program at 24 CFR 92.252(a),
(c), (e), and (0, and 92,254.
The Developer will seek, to the maximum extent possible, to hire or cause to
be hired employees who reside in the vicinity of NSP3 projects or contract
with small businesses that are owned and operated by persons residing in the
vicinity of the project. For the purposes of NSP3, HUD defines "vicinity" as
each neighborhood identified within this document as being the areas of
greatest need.
The following are examples of activities that may be used to accomplish this
initiative:
• Outreach to local area residents and businesses;
• Inclusion of Section 3 and other relevant language in all applicable
contracts;
• Advertising of economic opportunities to local area residents and
businesses
NOW.. .
r• .11 M r
Collier County modifications to the NSP3 Action Plan to include
geographic areas where remaining NSP funding may be spent.
with the greatest need in distributing NSP funds.
Collier Countv where at least 17.4 of the workforce (approximately 40,000
people) commute daily from outside of Collier County where they spend their
NSP3 Action Plan
Collier County, Florida Page 14 _..
Activity Number 2
average price for homes sola in Collier County in 2019 was $591,623.
Information provided by NABOR (Naples_Aie t Board of Realtors)
Inventory of homes for sale decreased 20.6% between 2018 and 2019, from
6,801 to 5,401 respectively. New listings decreased 3.7% during the same
period. Sales of homes $300,000 and below accounted for onlY3,958 out of
total sales of 10,244, Information provided by NABOR (Naples Area Board of
Realtors
There are on1�1,302 affordable rental units in Collier County out of 11,890
total units. Currently there are onlv 60 units available for rent, per the CHS
Apartment Inventory Survey as of February 2020
Collier County is nioditving the geographic scope of the NSPrho rags to to
include the five (5) Opportunity Zones designated by the State and all other
eligible low -mod income census tracts, Eligible census tracts are:
t04,11, 108.02 112 05 113 01 114 102 10 103.00 104 01 104 10
l04 11, 104 19.104 20, 105.05 105 06, 105 07, 105.08 105.09, 106.01
106 02 106 04 107.01 H2.01, H2.02, 02 11 04 112.05
Budget
Source of Funding Doliar Amount
14SP3 $ $2,136,293
Total Budget for Activi $ $2,136,293
Performance
Measures
Acquire and rehabilitate fourteen (14) units of housing for LMMH.
Projected Start Date
March 1, 2011
Projected End Date
February 28, 2014
Responsible
Responsible
OrganizatNaples,
Name
Collier County Public Services
Department Community and Human
Services Division.
Location
3339 Tamiami Trail E., Suite 211,
Florida 34112
Administrator Contact Info
239-252-2486
Kristi.Sonniag@,colliet,cotintyfl.gov
Activity Number 2
Activit Name
Acquisition and Rehabilitation(LI-125)
Use
Select
all that apply:
❑
Eli ible Use A: Financing Mechanisms
®
Eli ible Use B: Act uisition and Rehabilitation
❑
Eligible Use C: Land Banking
❑
Eligible Use D: Demolition
❑
I Eligible Use E: Redevelopment
CDBG Activity or
Activities
24 CFR 570.201 (a) Acquisition, (b) Disposition, (i) Relocation, and (n) Direct
homeownership assistance (as modified below); 24CFR 570,202 eligible
rehabilitation and preservation activities for homes and other residential
NSP3 Action Pian
Collier County, Florida Page 15
N
properties. HUD notes that any of the activities listed above may include
required homebuyer counseling as an activity cost.
Activity Number 2 will provide funding to a Developer to acquire properties
that have been abandoned or foreclosed upon. Once rehabilitation is complete,
utilizing funding provided by the Developer, the home will be rented to
persons or households earning not greater than 50 percent area median income,
adjusted for household size. The County will favor the end-use of rental
housing to provide affordable housing to this income population.
The activity will attempt to stabilize neighborhoods, arrest decline, and create a
more sustainable, integrated, and affordable community, The local housing
market conditions in the target areas generally consists of elevated vacancy
rates, greater percentage of homes financed with a high cost loan, a large
number of mortgages seriously delinquent (90+ or more delinquent or in
foreclosure), and a significant percentage decline in home values since the
peak value. ro �R ^.�1^, ^;ice -tire peak value, haine verities in-t#e target -areas
have Me" 48.4 pereen .
The Developer will seek to purchase homes and residential properties that have
been abandoned or foreclosed upon, in order to sell or redevelop such homes
and properties. When eleoting4ffiget-arefts for tkis, "chief County
paid -clew atientien-te
Consideration of the impact score is especially important because, as HUD
states, "nationwide there have been over 1.9 million foreclosure completions in
Activity Description the past two years. NSP 1, 2, and 3 combined are estimated to only be able to
address 100,000 to 120,000 foreclosures. To stabilize a neighborhood requires
focused investment." Therefore, target areas were selected in which Collier
County would be able to make the impact recommended by HUD.
When providing assistance to persons, families, non-profit ageneses, or other
organizations, the following general terms will apply:
• Range of interest rates: 0 percent to 5 percent
• Term of assistance: 5 years to 30 years
Tenure of beneficiaries: homeowners
The activity is expected to benefit persons or households with incomes at or
below 50 percent of the area median income ("LH25") by producing safe,
decent, and affordable housing. Additionally, the Developer may seek to
incorporate energy efficient and environmentally friendly green elements in
each project.
Another factor affecting residents within the target areas is reduced
employment opportunities. Collier County has long relied on industries fueled
by population growth to provide employment opportunities for residents.
According to the Collier County Economic Development Council's 2009
Markel Facts report, construction, retail trade and accommodations, and food
N9133 Action Plan
Collier County, Florida Page 16
service employ the largest number of Collier County residents. All three
industries have an average wage well below the area median income ($44,342,
$29 ,120, •- 2 683 _ s:yeIy) $78,300 thereby making any disruption in
income potentially devastating. This activity will benefit LH25 persons or
households be providing affordable housing that is integrated and, whenever
possible, located near employment centers and public transportation.
This activity will produce housing that is intended to remain affordable. In
compliance with NSP3 regulations, Collier County has adopted visa safe
harbor the affordability standards of the HOME program at 24 CPR 92.252(a),
(c), (e), and (f), and 92.254, It is expected that much of the housing created
under this activity will be rental housing units.
The Developer will seek, to the maximum extent possible, to hire or cause to
be hired employees who reside in the vicinity of NSP3 projects or contract
with small businesses that are owned and operated by persons residing in the
vicinity of the project. For the purposes of NSP3, HUD defines "vicinity" as
each neighborhood identified within this document as being the areas of
greatest need.
The following are examples of activities that may be used to accomplish this
initiative:
• Outreach to local area residents and businesses;
Al Inclusion of Section 3 and other relevant language in all applicable
contracts;
Advertising of economic opportunities to local area residents and
businesses
Nei0boFkee4D 76"elden Gate GW)
Tier One Censw�-Tfaet-�.
T----r,�Tl'.ree Gei iinS-braet n�.11
Neighbofheod 1P 3991140! gas, Naples Bayshore-Gatewity-GRA
T+er-fkn r ne :c:Pie7n1
Collier County modifications to the NSP3 Action Plan to include
geographic areas where rem niniarem g NSP funding may be spent.
Location Description The County will eliminate the re uirement to use the HUD Foreclosure
Need we sate and now ive priority emp iasis and consideration to areas
with the greatest need in dishabuting NSP funds.
Collier County has identified uew target areas usi local data such as
vacancies home sales, employment assessments of single and multi -family
housing needs realtor information etc. There is a housing imbalance in
Collier County where at least 17.4 of the workforce (approximately 40,000
people) commute daily from outside of Collier County where they spend their
wages on rent and/or mortea e Man public sector employees and lame
segments of the private sector cannot afford to live in Collier County. The
NSP3 Action Plan
Collier County, Florida Page 17
Activity Number 3
avera e price far homes sold in Collier County in 2019 was $591,623,
Information provided byNABOR (Naples Area Board of Realtors
Inventory of homes for sale decreased 20.6% between 2018 and 2019, from
6,801 to 5,401 respectively_ New listings decreased 33% during the same
eriod. Sates of homes $300,000 and below accounted for only 3,958 out of
total sales of 10 244 Information provided by NABOB (Naples Area Board of
Realtors
There are only 1,302 affordable rental units in Collier County out of 11,890
total units. Currently there are only GO units available for rent, per the CHS
Apartment Inventory Survey as of Februar 2y 020.
Collier County is mod i in the geographic scope of the NSP program to
include the five (5) Opportunity Zones designated by the State, the Florida
Rural Enterprise Zone and HUB Empowerment Zone located in bmmokalee,
and all other eligible low -mod income census tracts, Eligible census tracts are:
104,11, 108.02, 112.05, 113.01, 114, 102.10, 103.00 104.01, 104.10
104 11 104 19 104.20 105 05 105
06
105.07 105 08 105.09, 106.0 1,
106 ,02, 106,04 107 01, 112.01, 112.02, 112,04, 112 0
Bridget
Source of Funding Dollar Amount
NSP3 $971,042
$
Total Budget for Activil y $971,042
Performance
Measures
Acquire and rehabilitate six (6) units of housing for LH25.
Projected Start Date
March 1, 2011
Projected End Date
February 28, 2014
Responsible
Organization
Name
Collier County public Service
Department, Community & Human
Services Division _
kation
3339 Tamianti Trail E., Suite 211,
Naples, Florida 34112
Administrator Contact Info
239-252-2486
Kristi,Sorintagpeotliercoun fl. ov
Activity Number 3
Activity Name
Land Batik LMMH
Use
Select all that apply:
❑ Eli ible Use A: Financing Mechanisms
❑ Eligible Use B: Acquisition and Rehabilitation
® Eligible Use C: Land Bankin
❑ Eligible Use D: Demolition
❑ Eligible Use E: Redevelopment
CDBG Activity or
Activities
24 CFR 570.201(a) Acquisition and (b) Disposition. HUD notes that any of
the activities listed above may include required homebuyer counseling as an
activitv delivery cost.
NSP3 Action Plan
Collier County, Florida Page 18
National Objective
Low Mod Middle-hneone Housing LMMI
Activity Number 3 will provide funding to Habitat for Humanity to purchase
and operate a land bank. As detailed below, the high cost of land was a major
contributor to the lack of affordable housing during the height of the local
housing market.
The activity will attempt to stabilize neighborhoods, arrest decline, and create a
more sustainable, integrated, and affordable community. The local housing
market conditions in the target areas generally consists a high supply of
eligible properties, low demand for housing, or high levels of vacancy.
Furthermore, the target areas are suffering from, or are at risk for blighted
conditions. NSP3 provides a unique opportunity to improve a community be
permitting land banking.
At-44"eak of the housing
161 % of Mable to a household eapning the area oa:m
Activity Description
+neem e'Faie•a o v .rorsro� me R uildefs�eils-Fiirg@- ousing
Oppe4uo4ty�. mhi 2019, 38% or 3,958 of all hoes were sold under
$300,000. The cost of land was a major contributor to the lack of affordable
housing daring the housing m t -boom. Use funds under this activity,
Collier County will prepare for the increase in vacant land costs by seeking to
acquire properties at low cost.
The Land Bank activity, will not produce a range of interest rates, terms of
assistance, or tenure of beneficiaries. Rather, those elements will present
themselves upon redevelopment of the subject property within ten (10) years as
required by HUD.
This activity will not produce housing, rather it will fund the acquisition of
properties for land banking by the Developer. Additionally, land banking will
not create hiring opportunities for citizens or small businesses residing in the
vicinity of the pro'ect.
*-••----Tier-One r.,..sus T«..,at n�,�0 ,�n/�
Tie.. Ti.„
q�. gast�'Naples Bays'
Location Description
Collier County modifications to the NSP3 Action Plan to include
geographic areas where remaining NSP funding may be spent.
The Countv will eliminate the requirement to use the HUD Foreclosure
Need we site and now ive riorit em iasis and consideration to areas
with the greatest nee in distributing SP funds
Collier County has identified new target areas using local data such as
vacancies, home sales, employment, assessments of single and multi -family
housing needs realtor information, etc. There is a housing imbalance in
Collier County where at least 17.4 of the workforce (approximately 40.000
people) commute dart fion outside of Collier Coun where they spend their
NSP3 Action Plan
Collier County, Florida Page 19
Activity Number 4
wages on rent acid/or mortgage Many -public -sector employees and targe
segments of the private sector cannot afford to live in Collier County. The
average price for homes sold in Collier Countv in 2019 was $591,623.
Information provided by NABOR (Naples Area 1oard of Realtors)
Inventory of homes for sale decreased 20.6% between 2018 and 2019, from
6�801_to 5,401 respectively.. New listings decreased 3.7% during the same
period. Sales of homes $300,000 and below accounted for only 3.958 out of
total sales of 10,244. Information provided by NABOR (Naples Area Board of
Realtors
There are only 1,302 affordable rental units in Collier County out of 11,890
total units. Currently there are only 60 units available for rent per the CHS
Apartment Inventory Survey as of February 2020.
Collier County is modifying the geographic scope of the NSP pro rad ni to
include the five (5) Oppa tunny Zones designated by the State, the Florida
Rural Enterprise Zone and HUB Empowerment Zone located in Immokalee,
and all other eligible low -mod income census tracts Eligible census tracts
-are
104.11, 108.02 112.05, 113.01, 114, 102.10, 103.00. 104.01, 104.10,
104.11 104.19 104.20 10505 105.06 105 07 105 08 105,09, 106.01,
106.0 064 107.01, 112.01, 112,0 11 2.04,, 112.05
Budget
Source of FFanding Dollar Amount
NSP3 $388,4t5
$
Total Budget for Activi $388,415
Performance
Measures
Acquire seven (7) land bank properties.
Projected Start Date
March
Projected Enid Date
February 28 2014
Responsible
Organization
Name
Collier County Public Service
Department, Community & Human
Services Division.
Location
3339 Tamiami Trail E., Suite 211,
Naples, Florida 34112
Administrator Contact Info
239-252-2486
Kristi.Sonnta c Co](iercoun fl. ov
Activity Number 4
Activi Name
Administration
Use
Select all that apply. -
® I Eligible Use A: Financing Mechanisms
NSP3 Action Plan
Collier County, Florida Page 20 _,
8. Certifications
Certifications for State and Entitlement Communities
(1) Affirmatively furthering fair housing. The jurisdiction certifies that it will affirmatively further fair
housing, which means that it will conduct an analysis to identify impediments to fair housing choice
within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified
through that analysis, and maintain records reflecting the analysis and actions in this regard.
(2) Anti -displacement and relocation plan. The applicant certifies that it has in effect and is following a
residential anti -displacement and relocation assistance plan.
(3) Anti -lobbying. The jurisdiction must submit a certification with regard to compliance with
restrictions on lobbying required by 24 CPR part 87, together with disclosure forms, if required by that
part.
(4) Authority of jurisdiction. The jurisdiction certifies that the consolidated plan or abbreviated plan, as
applicable, is authorized under state and local law (as applicable) and that the jurisdiction possesses the
legal authority to carry out the programs for which it is seeking funding, in accordance with applicable
HUD regulations and other program requirements.
NSP3 Action Plan
Collier County, Florida Page 21 ..
® Eligible Use B: Acquisition and Rehabilitation
Eligible Use C: Land Banking
® Eligible Use D: Demolition
__
g[Jilligible Use E. Redevelopment
CDBG Activity or
Activities
24 CFR 570.205 and 206, as amended to provide an alternative that an amount
of up to ten (10) percent of an NSP grant provided to a jurisdiction and of up to
ten (10) percent of program income earned may be used for general
administration and planning activities.
National Objective
NIA— Administration
Activity Description
This activity will fund the cost of administering the NSP3.
Location Description
NIA - Administration
_
Budget
Source of Funding
Dollar Amount
NSP3
$388,415.00
$
Total Budget for Activi
$388,415.00
Performance
Measures
N/A— Administration
Projected Start Date
March 1, 2011
Projected End Date
February 28, 2014
Responsible
Organization
Name
Collier County Public Service
Department, Community & Human
Services Division
Location
3339 Tamiami Trail E., Suite 211,
Naples, Florida 34112
Administrator- Contact Info
239-252.2486
Kristi.Sonnta colliercoun fl, ov
8. Certifications
Certifications for State and Entitlement Communities
(1) Affirmatively furthering fair housing. The jurisdiction certifies that it will affirmatively further fair
housing, which means that it will conduct an analysis to identify impediments to fair housing choice
within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified
through that analysis, and maintain records reflecting the analysis and actions in this regard.
(2) Anti -displacement and relocation plan. The applicant certifies that it has in effect and is following a
residential anti -displacement and relocation assistance plan.
(3) Anti -lobbying. The jurisdiction must submit a certification with regard to compliance with
restrictions on lobbying required by 24 CPR part 87, together with disclosure forms, if required by that
part.
(4) Authority of jurisdiction. The jurisdiction certifies that the consolidated plan or abbreviated plan, as
applicable, is authorized under state and local law (as applicable) and that the jurisdiction possesses the
legal authority to carry out the programs for which it is seeking funding, in accordance with applicable
HUD regulations and other program requirements.
NSP3 Action Plan
Collier County, Florida Page 21 ..
(5) Consistency with plan. Thejurisdiction certifies that the housing activities to be undertaken with
NSP funds are consistent with its consolidated plan or abbreviated plan, as applicable.
(6) Acquisition and relocation. The jurisdiction certifies that it will comply with the acquisition and
relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act
of 1970, as amended (42 U.S.C. 4601), and implementing regulations at 49 CER part 24, except as those
provisions are mollified by the notice for the NSP program published by HUD.
(7) Section 3. Thejurisdiction certifies that it will comply with section 3 of the Housing and Urban
Development Act of 1968 (12 U.S,C. 1701u) and implementing regulations at 24 CFR part 135.
(8) Citizen participation. Thejurisdiction certifies that it is in full compliance and following a detailed
citizen participation plan that satisfies the requirements of Sections 24 CPR 91.105 or 91.115, as modified
by NSP requirements.
(9) Following a plan. Thejurisdiction certifies it is following a current consolidated plan (or
Comprehensive Housing Affordability Strategy) that has been approved by HUD. [Only States and
entitlement jurisdictions use this certification.]
(10) Use of funds. Thejurisdiction certifies that it will comply with the Dodd -Frank wall Street Reform
and Consumer Protection Act and Title XII of Division A of the American Recovery and Reinvestment
Act of 2009 by spending 50 percent of its grant funds within 2 years, and spending 100 percent within 3
years, of receipt of the grant.
(11) The jurisdiction certifies:
a. That all of the NSP funds made available to it will be used with respect to individuals and
families whose incomes do not exceed 120 percent of area median income; and
b. Thejurisdiction will not attempt to recover any capital costs of public improvements assisted with
CDBG funds, including Section 108 loan guaranteed funds, by assessing any amount against
properties owned and occupied by persons of low- and moderate -income, including any fee
charged or assessment made as a condition of obtaining access to such public improvements.
However, if NSP funds are used to pay the proportion of a fee or assessment attributable to the
capital costs of public improvements (assisted in part with NSP funds) financed from other
revenue sources, an assessment or charge may be made against the property with respect to the
public improvements financed by a source other than CDBG funds. In addition, with respect to
properties owned and occupied by moderate -income (but not low-income) families, an
assessment or charge may be made against the property with respect to the public improvements
financed by a source other than NSP funds if the jurisdiction certifies that it lacks NSP or CDBG
funds to cover the assessment.
(12) Excessive force. Thejurisdiction certifies that it has adopted and is enforcing:
a. A policy prohibiting the use of excessive force by law enforcement agencies within its
jurisdiction against any individuals engaged in nonviolent civil rights demonstrations; and
b. A policy of enforcing applicable state and local laws against physically barring entrance to, or
exit from, a facility or location that is the subject of such nonviolent civil rights demonstrations
within its jurisdiction.
NSP3 Action Plan
Collier County, Plorlda page 22
(13) Compliance with anti -discrimination laws. The jurisdiction certifies that the NSP grant will be
conducted and administered in conformity with Title VI of the Civil Rights Act of 1964 (42 U.S.C.
2000d), the Fair Housing Act (42 U.S.C. 3601-3619), and implementing regulations.
(14) Compliance with lead-based paint procedures. Thejurisdiction certifies that its activities
concerning lead-based paint will comply with the requirements of part 35, subparts A, B, J, K, and R of
this title.
(15) Compliance with laws. The jurisdiction certifies that it will comply with applicable laws,
(16) Vicinity hiring. Tho jurisdiction certifies that it will, to the maximum extent feasible, provide for
hiring of employees that reside in the vicinity of NSP3 funded projects or contract with small businesses
that are owned and operated by persons residing in the vicinity of NSP3 projects.
(17) Development of affordable rental housing. The jurisdiction certifies that it will be abide by the
procedures described in its NSP3 Abbreviated Plan to create preferences for the development of
affordable rental housing for properties assisted with NSP3 fiords.
Signature/Authorized Official
Burt L. Saunders
Chairman
Title
ATTEST
CRYSTAL K. KINZEL, CLERK
M
NSP3 ACtion Plan
Collier County, Plorida
Date
Approved as to form and legality
-----------------
Assistant County Accuracy (� "xo
,Jt�a
Page 23
Appendix: NSP3 Action Plan Contents Checklist
The checklist below is an optional tool for NSP3 grantees to help to ensure that all required elements of
the NSP3 Substantial Amendment or the Abbreviated Plan are submitted to HUD. This checklist only
includes the minimum required elements that must be included in the NSP3 Action Plan and grantees may
want to add additional details. This document must be protected, as described above, in order to use the
checkboxes in this checklist.
1. NSP3 Grantee Information
Did you include the Program Administrator's name, address, phone,
2. Areas of Greatest Need
Does the narrative description describe how funds will give priority
❑
emphasis to areas of greatest need?
Does the narrative description specifically address how the funds will
give priority emphasis to those areas?
• With the highest percentage of home foreclosures?
❑
❑
• With the highest percentage of homes financed by subprime
mortgage related loan? and
❑
• Identified by the grantee as likely to face a significant rise in
the rate of home foreclosures?
Did you create the area of greatest needs map at
❑
httl)://www.liudusei-.org/NSP/NSP3.litml?
Did you include the map as an attachment to your Action Plan?
❑
ONLYApplicable for States: Did you include the needs of all
❑
entitlement communities in the State?
3. Definitions and Descriptions
Are the following definitions and topics included in your substantial
amendment:
• Blighted structure in context of state or local law, I ❑
0 Affordable rents, r—O
• Ensuring long term affordability for all NSP funded ❑
housing projects,
• Applicable housing rehabilitation standards for NSP ❑
funded projects
4. Low -Income Targeting
5. Acquisition & Relocation
For all acquisitions that will result in displacement did you specify:
• The planned activity, rT
• The number of units that will result in displacement,
• The manner in which the grantee will comply with URA for PEI
those residents?
6. Public Comment
7. NSP Information by Activity
Did you include it description of,all eligible NSP3 activities you plan Q
to implemenf'witlt your NSP3 award?
For each eligible NSP3 activity you plan to implement did you
include: /
• Eligible, use or uses?
0 Correlated eligible CDBG activity o• activities? 1 11
•
. Associated national objective?
❑
•
How the activity will address local market conditions?
❑
•
Range of Interest, rates (if any)?.
❑
•
Duration or term of assistance?
❑
•...Tenure
of beneficiaries (e,g.,rental or homeowner)?
•
1f the activity produces housing, how the design of the activity
❑
will ensure continued affordability?
•
How you will, to the maximum extent possible, provide for
❑
vicinity hiring?
•
Procedures used to create affordable rental housing
❑
preferences?
•
'.Areas of greatest need addressed by the activity or activities?
[].
•
Amount of funds budgeted for the activity?
❑
•
Appropriate performance measures for the activity (e.g. units
of dousing to be.aequired, rehabilitated, or demolished for
0
thetnemne levels represented in DRGR) ?
•
Expected start and end dates of the activity?
❑
•
Name and location of the entity that Will carry out the.
❑
8. Certifications
Did you sign and submit the certification form applicable to your ( ❑
9. Additional Documentation
U)
IL
I
0
YN
U
a
O
J
00
m
�
(n
C➢ N
= a
N O
UY
Z
E o
m
U
`p
ul
N
3
.@
GO
III_
Z
O
J
3
J
a
4
S
FFyN
4
m�
�mw
CJ
a
z
N
uu�
U
Q
IL'
Florida's Business Advantages: Why Do Business in Florida Page 1 of 1
,
Qallfled" Opportunity Zo11e Sp;
es
t�
Tract
Label
County
12011080500
Census Tract 605, Browerd County, Florida
aroward County A
12011091802
Census Tract 919,02, aroward County, Florida
aroward County
12011100201
Census Tract 1002.01, aroward County, Florida
aroward County
120M0030D
Census Tract 1003, aroward County, Flodde
Broward County
12011100502
Census Tract 1005.02, aroward County, Florida
aroward County
12011100700
Census Tract 1007, aroward County, Flodde
Broward County
12011100801
Census Tract 1000.01, aroward County. Florida
aroward County
12011110501
Census Tract 1105.01, arovrard County, Florida
Broward County
12013010300
Census Tract 103, Calhoun County, Hodder
Calhoun County
12016010100
Census Tract 101, Charlotte County, Florida
Charlotte County
12015020700
census Tract 207, Charlotte Counly, Florida
Charlotte County
1 2 016 03 0 4 01
Census Tract 304.01, Charlotte County, Florida
Charlotte County
12017450202
Census Tmot,1502,02, Citrus County, Flodde
Citrus County
12017450800
Census Tract 4608, Citrus County, Flodde
Citrus County
12 017 4 51 6 0 2
Census Tract 4516.02, Citrus County, Florida
Citrus County
12018030102
Census Tract 301.02, Clay County, Florida
Clay County
12019030104
Census Tract 301.04, Clay County, Florida
Clay County
12 021 010 411
Census Tract 104.11, Collier County, Florida
Colllor Counly
12021010802
Census Tract 108.02, Collier County, Florida
Colllercounly
12021011206
Census Tract 112.05, Collier County, Floddf
CoIIler Counly
12021011301
Census Tract 113.01, Collier County, Flodda
Coliler Counly
12 021 011 4 0 0
Census Tract 114, Collier County, Florida
Colllor Counly
12023110300
Census Tract 1103; Columbia County, Florida
Columbia Count
Earl (http://v
12027010200
Census Tract 102, DeSolo County, Florida
DeSoto Counly
12027010301
Census Tract 103.01, DeSoto County, Florida
DeSotoCounty
Earl, HERE, Garmin, NGA, USGS, NPS I GISWebTech
Powered by
blips://efl.giswebtechrecruit.coln/7sorting=featured dese, name ase&sltowpropertyonnap=true&,..
12/30/2019