Agenda 07/22/2008 Item #16E 6Agenda Item No. 16E6
July 22, 2008
Page 1 of 2
EXECUTIVE SUMMARY
Recommendation to approve the renewal of the Group Dental Insurance program
through Cigna Dental Plan, Inc. for a one year period effective January 1, 2009 at
the current rates, terms and conditions.
OBJECTIVE: To gain Board approval to purchase Group Dental Insurance through Cigna
Dental Plan effective January 1, 2009.
CONSIDERATIONS: The Board of Commissioners through its Risk Management Department
administers the group benefit program for its employees and participating constitutional officers.
Group Dental Insurance is offered as part of the program. Coverage is provided by Cigna
Dental Plan, Inc. under a fully insured arrangement.
In preparation for the FY 2009 budget, staff requested a renewal proposal from Cigna in March,
2008 in order to accurately prepare the budget. Although this was quite early in the year, Cigna
agreed to provide a proposal. Staff coordinated the process through the County's contracted
broker, Willis, Inc., to secure the proposal and to assure that it was commensurate with loss
experience.
The staff of Risk Management and Willis reviewed the prior twelve month claim history and
determined that the loss ratio (loses /premiums) for the program did not indicate that a rate
increase was warranted. In April, 2008 Cigna provided the renewal proposal. Cigna did not
request a rate increase and agreed to renew the existing plan at the same terms and conditions.
Claims adjudication has been prompt and Cigna has been responsive to service issues as they
arise. Further, Cigna has made efforts to expand the provider network in Collier County over
the past three years. The number of providers in network has grown from twenty -eight (28)
providers in 2005 to sixty -two (62) providers in 2007.
Staff recommends that the renewal be approved.
FISCAL IMPACT: The estimated cost of the program in 2009 based upon average enrollment
of 2,162 employees is $1,795,793. Funds are available within Fund 517, Group Health and Life
Insurance, for this purchase subject to the approval of the FY 09 budget.
GROWTH MANAGEMENT IMPACT: There is no growth management impact associated with
this item.
LEGAL CONSIDERATIONS: There are no legal considerations associated with this item.
(WEM)
RECOMMENDATION: That the Board approves the purchase of Group Dental Insurance from
Cigna Dental Plan, Inc. with an effective date of January 1, 2009 through December 31, 2009
subject to the approval of the FY 2009 budget.
PREPARED BY: Jeffrey A. Walker, CPCU, ARM, Director, Risk Management
Page 1 of 1
Agenda Item No. 16E6
July 22, 2008
Page 2 of 2
COLLIER COUNTY
µ BOARD OF COUNTY COMMISSIONERS
Item Number: 16E6
Item Summary: Recommendation to approve the renewal of the Group Dental Insurance program through
Cigna Dental Plan. Inc. for a one -year period effective January 1. 2009 at the current rates,
terms and conditions.
Meeting Date: 7/22/2008 9:00:00 AM
Approved By
Jeffrey A. Walker, CPCU,
Risk Management Director
Date
ARM
Administrative Services
Risk Management
611012008 3:29 PM
Approved By
Len Golden Price
Administrative Services Administrator
Date
Administrative Services
Administrative Services Admin.
6/12/2008 2:08 PM
Approved By
OMB Coordinator
OMB Coordinator
Date
County Manager's Office
Office of Management & Budget
6112/2008 3:19 PM
Approved By
William Mounfford
Assistant County Attorney
Date
County Attorney
County Attorney Office
611612008 9:23 AM
Approved By
Laura Davisson
Management & Budget Analyst
Date
County Manager's Office
Office of Management & Budget
6/1612008 10:57 AM
Approved By
James V. Mudd
County Manager
Date
Board of County
County Manager's Office
611712008 1:05 PM
Commissioners
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