Agenda 09/29/2009 Item #16E 1
Agenda Item No. 16E1
September 29, 2009
Page 1 of 2
EXECUTIVE SUMMARY
Recommendation to approve the renewal of the Group Dental Insurance program
through Cigna Dental Plan, Inc. for a one year period effective January 1, 2010.
OBJECTIVE: To gain Board approval to purchase Group Dental Insurance through Cigna
Dental Plan effective January 1, 2010.
CONSIDERATIONS: The Board of Commissioners through its Risk Management Department
administers the group benefit program for its employees and participating constitutional officers.
Group Dental Insurance is offered as part of the program. Coverage is provided by Cigna
Dental Plan, Inc. under a fully insured arrangement.
In preparation for the FY 2010 budget, staff requested a renewal proposal from Cigna in June,
2009 in order to accurately prepare the budget. Staff coordinated the process through the
County's contracted broker, Willis, Inc.
Cigna presented a renewal proposal in June, 2009 that requested a 2.99% rate increase. The
staff of Risk Management and Willis reviewed the prior twelve month claim history and
determined that the loss ratio (loses/premiums) for the program supported the requested
increase. Cigna did not request a rate increase in 2009.
Claims adjudication has been prompt and Cigna has been responsive to service issues as they
arise. Further, Cigna has made efforts to expand the provider network in Collier County over
the past five years. The number of providers in network has grown from twenty-eight (28)
providers in 2005 to ninety-one (91) in 2009.
There are no other changes to the terms and conditions of the program.
FISCAL IMPACT: The estimated cost of the program in 2009 based upon average enrollment
of 2,052 employees is $1,836,778. Sufficient funds are available within Fund 517, Group Health
and Life Insurance for this purchase.
GROWTH MANAGEMENT IMPACT: There is no growth management impact associated with
this item.
LEGAL CONSIDERATIONS: This item has been reviewed by the County Attorney's Office,
requires simple majority vote, and is legally sufficient for Board action. - CMG
RECOMMENDATION: That the Board approves the purchase of Group Dental Insurance from
Cigna Dental Plan, Inc. with an effective date of January 1, 2010 through December 31, 2010.
PREPARED BY: Jeffrey A. Walker, CPCU, ARM, Director, Risk Management
Page 1 ot 1
Agenda Item No. 16E1
September 29, 2009
Page 2 of 2
COLLIER COUNTY
BOARD OF COUNTY COMMISSIONERS
Item Number: 16E1
Item Summary: Recommendation to approve the renewal of the Group Dental Insurance program through
Cigna Dental Plan, Inc. for a one year period effective January 1,2010.
Meeting Date: 9/29/2009 9:00:00 AM
Prepared By
Jeffrey A. Walker, CPCU, Risk Management Director
ARM Date
Administrative Services Risk Management 8/17/2009 1 :43:45 PM
-- Approved By
Colleen Greene Assistant County Attorner Date
County Attorney County Attorney Office 8/17/20094:54 PM
Approved By
Jeff Klatzkow County Attorney Date
County Attorney County Attorney Office 8/18/2009 10:43 AM
Approved By
Jeffrey A. Walker, CPCU, Risk Management Director
ARM Date
Administrative Services Risk Management 8/18/20092:52 PM
Approved By
Len Golden Price Administrative Services Administrator Date
Administrative Services Administrative Services Admin. 8/31/2009 3:48 PM
Approved By
OMS Coordinator OMB Coordinator Date I
County Manager's Office Office of Management & Budget 9/1/20098:23 AM
Approved By
Laura Davisson Management & Budget Analyst Date
County Manager's Office Office of Management & Budget 9/1/20099:02 AM
Approved By
Leo E. Ochs, Jr. Deputy County Manager Date
Board of County
Commissioners County Manager's Office 9/18/20094:55 PM
file://C:\Agendatest\export\135-September 29,2009\16. CONSENT AGENDA\16E. ADM!... 9/23/2009