Backup Documents 04/23/2019 Item #16D 1 ORIGINAL DOCUMENTS CHECKLIST & ROUTING SLIP
TO ACCOMPANY ALL ORIGINAL DOCUMENTS SENT TO 16 D 1
THE BOARD OF COUNTY COMMISSIONERS OFFICE FOR SIGNATURE
Print on pink paper. Attach to original document. The completed routing slip and original documents are to be forwarded to the County Attorney Office
at the time the item is placed on the agenda. All completed routing slips and original documents must be received in the County Attorney Office no later
than Monday preceding the Board meeting.
**NEW** ROUTING SLIP
Complete routing lines#1 through#2 as appropriate for additional signatures,dates,and/or information needed. If the document is already complete with the
exception of the Chairman's signature,draw a line through routing lines#1 through#2,complete the checklist,and forward to the County Attorney Office.
Route to Addressee(s) (List in routing order) Office Initials Date
1. Susan Golden Community and Human ,..,i.411k 4/17/19
Services
2. Jennifer Belpedio County Attorney Office (-11X311`1
3. BCC Office Board of County )\- -
Commissioners V1� ,5-/ z Z4 `5;\
4. Minutes and Records Clerk of Court's Office ,�y I
kt 9 "1***`•
PRIMARY CONTACT INFORMATION
Normally the primary contact is the person who created/prepared the Executive Summary. Primary contact information is needed in the event one of the addressees
above,may need to contact staff for additional or missing information.
Name of Primary Staff Susan Golden/CHS Phone Number 252-2336
Contact/ Department
Agenda Date Item was 4/23/2019 / Agenda Item Number 16.D.. .
Approved by the BCC V
Type of Document SHIP Local Housing Assistance Plan Number of Original 3—Certification,
Attached 2019-2020 Documents Attached Resolution&Interlocal
for signature
PO number or account N/A a,0(, -6S-- CHS-Email completed
number if document is packet to Tallahassee
to be recorded 4/29/19
INSTRUCTIONS & CHECKLIST
Initial the Yes column or mark"N/A"in the Not Applicable column,whichever is Yes N/A(Not
appropriate. (Initial) Applicable)
1. Does the document require the chairman's original signature? 5.1},A "G
2. Does the document need to be sent to another agency for additional signatures. -ti yet NA
provide the Contact Information(Name;Agency;Address;Phone)on an attached sheet.
3. Original document has been signed/initialed for legal sufficiency. (All documents to be SG
signed by the Chairman,with the exception of most letters,must be reviewed and signed
by the Office of the County Attorney.
4. All handwritten strike-through and revisions have been initialed by the County Attorney's NA
Office and all other parties except the BCC Chairman and the Clerk to the Board
5. The Chairman's signature line date has been entered as the date of BCC approval of the SG
document or the final negotiated contract date whichever is applicable.
6. "Sign here"tabs are placed on the appropriate pages indicating where the Chairman's SG
signature and initials are required.
7. In most cases(some contracts are an exception),the original document and this routing slip NA
should be provided to the County Attorney Office at the time the item is input into SIRE.
Some documents are time sensitive and require forwarding to Tallahassee within a certain
time frame or the BCC's actions are nullified. Be aware of your eadlines!
8. The document was approved by the BCC on 4/23/2019 and 11 changes made during N/A is not
the meeting have been incorporated in the attached doc nt. The County an option for
Attorney's Office has reviewed the changes,if applicable. this line.
9. Initials of attorney verifying that the attached document is the version approved by the N/A is not
BCC,all changes directed by the BCC have been made,and the document is ready for the an option for
Chairman's signature. this line.
\ sem cC-V\\ c.� -\. \,c e.) -, \Z veskk ' b\C-
I:
Forms/County Forms/BCC Forms/Original Documents Routing Slip WWS Original 9.03.04,Revised 1.26.05,Revised 2.24.05;R vised 11/30/12
16D1
Teresa L. Cannon
From: BelpedioJennifer <Jennifer.Belpedio@colliercountyfl.gov>
Sent: Wednesday, April 24, 2019 4:51 PM
To: Teresa L. Cannon
Subject: RE: Item #16D1 from 4/23/19
Okay, I will work with staff and get you what you need! Have a great night!
From:Teresa L. Cannon <Teresa.Cannon@collierclerk.com>
Sent: Wednesday, April 24, 2019 4:10 PM
To: BelpedioJennifer<Jennifer.Belpedio@colliercountyfl.gov>
Subject: Item #16D1 from 4/23/19
Hi Jen,
I have a request regarding this item (SHIP Local Housing Assistance Plan 2019-2020). In the resolution
it references the assistance plan, we really need that for the Board's records. We received only the
documents that needed to be signed, Exhibits D, E & F. Can we get a copy of the Assistance plan?
Emailed is fine.
Also at some point after it is sent to Tallahassee, the Interlocal Agreement needs to be recorded. So we
would need the original back.
Thanks, call if any questions.
Teresa Cannon
BMR Senior Clerk II
ti4tT tin
Office: 239-252-8411
A�,�` Fax: 239-252-8408
Teresa.Can non@CollierClerk.com
Office of the Clerk of the Circuit Court
&Comptroller of Collier County
3299 Tamiami Trail E,Suite#401
ibt.N r'.-` Naples, FL 34112-5746
www.CollierClerk.com
Please visit us on the web at www.collierclerk.com
This electronic communication is confidential and may contain privileged information intended solely for the named addressee(s). It may not be
used or disclosed except for the purpose for which it has been sent. If you are not the intended recipient,you must not copy,distribute or take
any action induced by or in reliance on information contained in this message.
Unless expressly stated,opinions in this message are those of the individual sender and not of the Office of the Clerk of the Circuit Court of
Collier County. If you have received this communication in error, please notify the Clerk's Office by emailing helpdeskPcollierclerk.com quoting
the sender and delete the message and any attached documents.The Collier County Clerk's Office accepts no liability or responsibility for any
onward transmission or use of emails and attachments having left the CollierClerk.com domain.
Under Florida Law,e-mail addresses are public records. If you do not want your e-mail address released in response to a public records
request,do not send electronic mail to this entity. Instead,contact this office by telephone or in writing.
1
16 D1
MEMORANDUM
Date: April 25, 2019
To: Susan Golden, Community & Human Services
From: Teresa Cannon, Sr. Deputy Clerk
Minutes & Records Department
Re: Resolution 2019-65: SHIP Local Housing Assistance Plan 2019-2020
Enclosed please find one (1) original of the document referenced above (Agenda Item
#16D1), approved by the Board of County Commissioners on Tuesday, April 23, 2019.
The Minutes & Records Department has retained an original as part of the Board's
Official Records.
If you have any questions, please contact me at 252-8411.
Thank you.
Enclosure
Enclosures
16131
9 T Courity
2019/2020,2020/2021,2021/2022,LHAP
EXHIBIT D.
CERTIFICATION TO
FLORIDA HOUSING FINANCE CORPORATION
Local Government or Interlocal Entity: Collier County
Certifies that:
(1) The availability of SHIP funds will be advertised pursuant to program requirements in
420.907-420.9079, Florida Statutes.
(2) All SHIP funds will be expended in a manner which will insure that there will be no
discrimination on the basis of race, color, national origin, sex, handicap, familial status,
or religion.
(3) A process to determine eligibility and for selection of recipients for funds has been
developed.
(4) Recipients of funds will be required to contractually commit to program guidelines and
loan terms.
(5) Florida Housing will be notified promptly if the local government /interlocal entity will
be unable to comply with any provision of the local housing assistance plan (LHAP).
(6) The LHAP provides a plan for the encumbrance of funds within twelve months of the end
of the State fiscal year in which they are received and a plan for the expenditure of SHIP
funds including allocation, program income and recaptured funds within 24 months
following the end of the State fiscal year in which they are received.
(7) The LHAP conforms to the Local Government Comprehensive Plan, or that an
amendment to the Local Government Comprehensive Plan will be initiated at the next
available opportunity to insure conformance with the LHAP.
(8) Amendments to the approved LHAP shall be provided to the Florida Housing for review
and/or approval within 21 days after adoption.
(9) The trust fund exists with a qualified depository for all SHIP funds as well as program
income or recaptured funds.
(10) Amounts on deposit in the local housing assistance trust fund shall be invested as
permitted by law.
(11) The local housing assistance trust fund shall be separately stated as a special revenue
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Cofer County
2019/2020,2020/2021,2021/2022,LHAP
fund in the local governments audited financial statements (CAFR). An electronic copy
of the CAFR or a hyperlink to the document shall be provided to Florida Housing by June
30 of the applicable year.
(12) Evidence of compliance with the Florida Single Audit Act, as referenced in Section
215.97, F.S. shall be provided to Florida Housing by June 30 of the applicable year.
(13) SHIP funds will not be pledged for debt service on bonds.
(14) Developers receiving assistance from both SHIP and the Low-Income Housing Tax
Credit (LIHTC) Program shall comply with the income, affordability and other LIHTC
requirements, similarly, any units receiving assistance from other federal programs shall
comply with all Federal and SHIP program requirements.
(15) Loans shall be provided for periods not exceeding 30 years, except for deferred
payment loans or loans that extend beyond 30 years which continue to serve eligible
persons.
(16) Rental Units constructed or rehabilitated with SHIP funds shall be monitored for
compliance with tenant income requirements and affordability requirements or as
required in Section 420.9075 (3)(e). To the extent another governmental entity provides
periodic monitoring and determination, a municipality, county or local housing financing
authority may rely on such monitoring and determination of tenant eligibility.
(17) The LHAP meets the requirements of Section 420.907-9079 FS, and Rule Chapter 67-37
FAC.
(18) The provisions of Chapter 83-220, Laws of Florida h, it. o - • implemented (except
for Miami-Dade County). Ce) Aar
N/A Air.
Witness C ref Elected Official or designee
N/A William L. McDaniel, Jr., Chairman
Witness Type Name and Title
y\'A3`\�
Date `
Approved as to form and legality
OR
•
Assistant County twine --� %- \\C\
Attest: (Seal) 3 �
ATTEST:
TAL K. KI AEL, CLERK
CIA-kit-Ott - 44 -
DeRuty Clerk
Attest as to Chairman s
E>Gv,... .
1601
RESOLUTION NO.2019- 6 5
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF THE
COLLIER COUNTY, FLORIDA APPROVING THE LOCAL HOUSING
ASSISTANCE PLAN AS REQUIRED BY THE STATE HOUSING INITIATIVES
PARTNERSHIP PROGRAM ACT, SUBSECTIONS 420.907-420.9079, FLORIDA
STATUTES; AND RULE CHAPTER 67-37, FLORIDA ADMINISTRATIVE
CODE; AUTHORIZING AND DIRECTING THE CHAIRMAN TO EXECUTE
ANY NECESSARY DOCUMENTS AND CERTIFICATIONS NEEDED BY THE
STATE; AUTHORIZING THE SUBMISSION OF THE LOCAL HOUSING
ASSISTANCE PLAN FOR REVIEW AND APPROVAL BY THE FLORIDA
HOUSING FINANCE CORPORATION; AND PROVIDING AN EFFECTIVE
DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable Housing Act,
Chapter 92-317 of Florida Sessions Laws, allocating a portion of documentary stamp taxes on deeds to
local governments for the development and maintenance of affordable housing;and
WHEREAS,the State Housing Initiatives Partnership (SHIP)Act, ss. 420.907-420.9079, Florida
Statutes, and Rule Chapter 67-37, Florida Administrative Code, require local governments to develop a
one-to three-year Local Housing Assistance Plan outlining how funds will be used; and
WHEREAS, the SHIP Act requires local governments to establish the maximum SHIP funds
allowable for each strategy; and
WHEREAS,the SHIP Act further requires local governments to establish an average area purchase
price for new and existing housing benefiting from awards made pursuant to the Act;
WHEREAS,the methodology and purchase prices used are defined in the attached Local Housing
Assistance Plan; and
WHEREAS, as required by Section 420.9075, Florida Statutes, it is found that 5 percent of the
local housing distribution plus 5 percent of program income is insufficient to adequately pay the necessary
costs of administering the local housing assistance plan.
WHEREAS, as further required by Section 420.9075, Florida Statutes, the cost of administering
the program may not exceed 10 percent of the local housing distribution plus 5% of program income
deposited into the trust fund, except that small counties, as defined in s. 120.52(17), and eligible
�1
16 D1
municipalities receiving a local housing distribution of up to$350,000 may use up to 10 percent of program
income for administrative costs.
WHEREAS, the Community and Human Services Division has prepared a three-year Local
Housing Assistance Plan for submission to the Florida Housing Finance Corporation;and
WHEREAS,the Board of County Commissioners finds that it is in the best interest of the public
for the County to submit the Local Housing Assistance Plan for review and approval so as to qualify for
said documentary stamp tax funds.
NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF COLLIER COUNTY,FLORIDA that:
Section 1: The Board hereby approves the Local Housing Assistance Plan, as attached and
incorporated hereto,for submission to the Florida Housing Finance Corporation as required
by ss. 420.907-420-9079, Florida Statutes, for fiscal years 2019/2020, 2020/2021 and
2021/2022.
Section 2: The Chairman, is hereby designated and authorized to execute any documents and
certifications required by the Florida Housing Finance Corporation as related to the Local
Housing Assistance Plan, and to do all things necessary and proper to carry out the term
and conditions of said program.
Section 3: This Resolution shall take effect immediately upon its adoption.
PASSIX AND ADOPTED by the Board of County Commissioners of Collier County, Florida,
this day of P\\)$CI I , 2019, after motion, second and majority vote favoring
same.
ATTEST: BOARD OF COUNTY COMMISSIONERS
CRYSTAL KINZEL,CLERK COLLIER COUN Y,FLORIDA
loT
AO
By. By: �.IM -���.ill-.r_.
:,s`t Ug to, `.. CLERK WILL: M L.MCD'NIEL,JR., C RMAN
signature only.
Approved as to form a le ity:
41.
Jennifer Aedio,Assist nhAttorney 0-5) ‘CIN
0
1601
Co itr county
2019/2020,2020/2021,2021/2022,LHAP
EXHIBIT G.
COLLIER COUNTY/CITY OF NAPLES
INTERLOCAL AGREEMENT
STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM
THIS INTERLOCAL AGREEMENT (the "Agreement") made and entered into this
24d day of /4/3, L , 2019, by and between Collier County, a political subdivision of
the State of Florida, acting by and through its Board of County Commissioners, and the City of
Naples, a municipal corporation created and existing under the laws of the State of Florida,
acting by and through its City Council.
WITNESSETH:
WHEREAS, Section 420.9072, et seq., Florida Statutes (the "State Housing
I nitiatives Partnership Program" ("SHIP"), authorizes monies in the Local Government
Housing Trust Fund (the "Fund") to be distributed to approved counties and eligible
municipalities within the county pursuant to an Interlocal Agreement; and
WHEREAS, Collier County is an approved county and the City of Naples is an
eligible municipality within Collier County; and
WHEREAS, the parties desire to jointly utilize SHIP allocations pursuant to this
Agreement; and
WHEREAS, the parties have determined that SHIP funds can be more efficiently
utilized and managed when the parties work cooperatively to address the community's
affordable housing needs.
NOW, THEREFORE, in consideration of the mutual promises set forth herein,the
parties agree as follows:
1. The County and City do hereby agree that the SHIP Program funds as allocated in
Section 420.9073, Florida Statutes, are to be distributed to Collier County to
INSTR 5704369 OR 5623 PG 862 - 53
RECORDED 4/29/2019 9:59 AM PAGES 4
CLERK OF THE CIRCUIT COURT AND COMPTROLLER
COLLIER COUNTY FLORIDA
REC$35.50
1601
Collier County
2019/2020,2020/2021,2021/2022,LHAP
administer in conformity with the mutually approved Local Housing Assistance
Plan.
2. Unless earlier terminated pursuant to other provisions of this Interlocal
Agreement, the term of this Agreement shall run concurrent with the three-year Local Housing
Assistance Plan (the "LHAP") which expires June 30, 2022 and will be automatically renewed
with adoption of subsequent LHAPs.
3. The County and City direct the Florida Housing Finance Corporation (the
"Corporation") to distribute and allocate the SHIP Program funds in accordance with this
Agreement and authorize the Corporation to rely on their stated intent and their authority to
execute this Agreement.
4. The SHIP Program funds so distributed will be deposited in a single depository
trust fund account created and managed by Collier County, Finance Division of the Office of the
Clerk of the Circuit Court. This account shall be known as the Collier County Local Housing
Trust Fund (hereinafter referred to as"Local Fund"), to which SHIP funds are distributed by the
Corporation. The Corporation will be notified of any change in the Local Fund status and the
parties agree to have such Local Fund audited annually as required by Chapter 420, Florida
Statutes and Chapter 67-37, Florida Administrative Code. Since all distributions from the Local
Fund shall be processed by Collier County, parties hereto agree that the Comprehensive Single
Entity Audit of the accounts and records of the County with respect to SHIP revenues and
expenditures shall constitute the audit for the Interlocal Entity as described in the SHIP
Regulations. The parties hereto agree that the Local Fund may be allocated a pro-rata cost of the
independent audit by the County.
5. During the term of this Agreement, both parties agree that they will not do
anything to jeopardize the other party's right to receive its allocation from the Local Fund.
6. Membership to the Affordable Housing Advisory Committee shall be jointly
appointed by Resolution of both the County and City to triennially prepare a joint Local
Housing Incentive Plan as required by Chapter 420.9076, Florida Statues.
7. The parties to this Agreement have adopted incentives from the Affordable
Housing Incentive Plan as prepared and submitted by the joint Affordable Housing Advisory
Committee, amending the Local Housing Assistance Plan accordingly. Both parties understand
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Collier County
2019/2020,2020/2021,2021/2022,LHAP
that Chapter 420, Florida Statutes requires continuing monitoring and implementation of the
Affordable Housing Incentive Plan for the purpose of enhancing and providing affordable
housing and agree to cooperate in ensuring that the requirements and spirit of the Chapter 420,
Florida Statutes is satisfied.
8. Neither party shall use any revenues distributed and allocated for purposes other
than those authorized by Section 420.907 et seq., Florida Statutes, or Chapter 67-37, Florida
Administrative Code.
9. During the term of this Agreement, any party may give the other party ninety
(90) days written notice that it wishes to renegotiate the terms of this Agreement, to be effective
on the first day of the next fiscal year. If the parties fail to reach a new agreement prior to the
commencement of the next fiscal year, this Agreement shall terminate and be of no further force
or effect, and the funds shall be allocated according to population pursuant to Section 420.9072
and Section 420.9073, Florida Statutes.
10. If either party shall cease to be eligible for allocation and distribution, such
party's allocation of the funds shall remain in the Local Fund to be used by the Corporation.
Both parties acknowledge the SHIP enabling legislation, the rules promulgated to implement
same, and that the Chapter 420, Florida Statutes and Chapter 67-37, Florida Administrative
Code are incorporated herein as if they were restated.
IN WITNESS THEREOF, the parties hereto have caused this Agreement to be
executed by their duly authorized officials.
A TEST BOARD OFC• I ►" COMMISSIONERS
•CRYS I ACK. KINZ CLERK OFC LLI �+ TY, FLO IDA-
r
� � , uty Clerk Wi,(am L. McDaniel, Jr., Chairman
Approved as to form and
legality:
Jennifer Belpedio 13
Assistant County Att. - 3
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Co ey county
2019/2020,2020/2021,2021/2022,LHAP
ATTEST:; F CITY OF NAPLES, a Municipal
t•t
'.'` 1= ;_. '''' Corporation
42#' :i. (2,
.1 ..,,,,
mo } 7/ /kzi G�
i:Ta Rp n• '; By:
,gity Clerk Bill Barnett,Mayor
Approved a&to forrn and
Legal Sufficiency:
~ - ,,C�A oiney
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Co*ev County
2019/2020, 2020/2021, 2021/2022, LHAP
Collier County, Florida
SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP)
2019-2020, 2020-2021, 2021-2022
- 1 -
CAO
C;Mer CoNnty
2019/2020,2020/2021,2021/2022, L13AP
Table of Contents
Description
Page #
Section I, Program Details
3
Section II, Housing Strategies
10
A. Owner Occupied Rehabilitation
10
B. Purchase Assistance
13
C. Disaster Mitigation
17
D. Rental Development
20
E. Rental Rehabilitation
22
F. Rental Acquisition
24
G. New Construction Assistance
26
H. Demolition and Replacement of Manufactured Housing
29
I. Land Acquisition
33
Section III, Incentive Strategies
34
A. Expedited Permitting
34
B. Ongoing Review Process
34
C. Other Incentive Strategies Adopted
34
Exhibits
36
A. Administrative Budget for each fiscal year covered in the Plan
37
B. Timeline for Established Encumbrance and Expenditure
39
C. Housing Delivery Goals Chart for Each Covered Fiscal Year
40
D. Signed LHAP Certification
43
E. Signed, dated, witnessed or attested adopting resolution
45
F. Ordinance
47
G. Interlocal agreement
53
H. Short Sale Policy & Short Sale Application
57
I. Essential Personnel Certification
61
J. Subordination Policy & Subordination Request Form
62
2 —
CAQ
Co Lier Couvxty
2019/2020,2020/2021,2021/2022, LHAP
Section 1. Program Details:
A. LG(s)
Name of Local Government
Collier County Board of County Commissioners
Does this LHAP contain an interlocal
Yes
agreement?
If yes, name of other local
City of Naples
government(s)
B. Purpose of the program:
• To meet the housing needs of the very low, low and moderate -income
households;
• To expand production of and preserve affordable housing; and
• To further the housing element of the local government comprehensive plan
specific to affordable housing.
C. Fiscal years covered by the Plan: 2019-2020, 2020-2021, 2021-2022
D. Governance: The SHIP Program is established in accordance with Section 420.907-9079,
Florida Statutes and Chapter 67-37, Florida Administrative Code. Cities and Counties must
comply with these applicable statutes, rules and any additional requirements as established
through the Legislative process.
E. Local Housing Partnership: The SHIP Program encourages building active partnerships
between government, lending institutions, builders and developers, not-for-profit and
community-based housing providers and service organizations, providers of professional
services related to affordable housing, advocates for low-income persons, real estate
professionals, persons or entities that can provide housing or support services and lead
agencies of the local continuums of care.
F. Leveraging: The Plan is intended to increase the availability of affordable residential units
by combining local resources and cost saving measures into a local housing partnership and
using public and private funds to reduce the cost of housing. SHIP funds may be leveraged
with or used to supplement other Florida Housing Finance Corporation programs and to
provide local match to obtain federal housing grants or programs.
G. Public Input: Public input was solicited through face to face meetings with housing
providers, social service providers, local lenders and neighborhood associations. Input was also
solicited through the local newspaper in the advertising of the Local Housing Assistance Plan
and the Notice of Funding Availability.
— 3 —
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Cor County
2019/2020, 2020/2021, 2021/2022, LHAP
H. Advertising and Outreach: SHIP funding availability shall be advertised in a newspaper of
general circulation and periodicals serving ethnic and diverse neighborhoods, at least 30 days
before the beginning of the application period. If no funding is available due to a waiting list, no
notice of funding availability is required. For advertisements other than NOFAs, the County will
accept applications during the dates specified in the advertisement distributed via the County
website, email or via the County procurement office.
I. Waiting List/Priorities: A waiting list will be established when there are eligible
applicants for strategies that no longer have funding available. Those households on the waiting
list will be notified of their status. Applicants will be maintained in an order that is consistent
with the time applications were submitted as well as any established funding priorities as
described in this plan.
Applications will be accepted and approved on a first-come, first -qualified basis with priority
given to households with a special needs occupant, or other priorities that may be deemed by
the program funder, Florida Housing Finance Corporation.
Priorities for funding described/listed here apply to all strategies unless otherwise stated in the
strategy.
When funds are available for a strategy, the applicants from the waiting list will be contacted to
complete/update the application for SHIP assistance. Applicants will be placed in the queue for
assistance once they have provided all required documentation and been deemed SHIP eligible.
Once there is a list of eligible applicants, they will be ranked in the following order.
RANKING PRIORITY
1. Special Needs Households — Extremely low, very low, low and moderate — income
households and persons with special needs as defined in Florida Administrative Code,
67-37.002 Definitions (21) Persons Who Have Special Housing Needs
a) Extremely Low
b) Very low
c) Low
d) Moderate
2. Essential Services Personnel
a) Extremely Low
b) Very Low
c) Low
d) Moderate
3. After Special Needs Set -asides and after ESP applicants have been income certified
a) Extremely Low
— 4 —
CA
Cor County
2019/2020, 2020/2021, 2021/2022, LH"
b) Very Low
c) Low
d) Moderate
J. Discrimination : In accordance with the provisions of ss.760.20-760.37, it is unlawful to
discriminate on the basis of race, color, religion, sex, national origin, age, handicap, or marital
status in the award application process for eligible housing.
K. Support Services and Counseling: Support services are available from various sources.
Available support services may include but are not limited to: Homeownership Counseling (Pre
and Post), Credit Counseling, Tenant Counseling, and Foreclosure Counseling, through qualified
HUD approved agencies.
L. Purchase Price Limits: The sales price or value of new or existing eligible housing may
not exceed 90% of the average area purchase price in the statistical area in which the eligible
housing is located. Such average area purchase price may be that calculated for any 12 -month
period beginning not earlier than the fourth calendar year prior to the year in which the award
occurs. The sales price of new and existing units, which can be lower but may not exceed 90%
of the median area purchase price established by the U.S. Treasury Department or as described
above.
The methodology used is:
U.S. Treasury Department X
Local HFA Numbers
According to the U.S. Treasury Department, the most recently published figures, the 90%
median area purchase price threshold for Collier County as published by the U.S. Treasury
Department and in the Goals Chart.
M. Income Limits, Rent Limits and Affordability: The Income and Rent Limits used in the
SHIP Program are updated annually by the Department of Housing and Urban Development and
posted at:
https://www.floridahousing.org/owners-and-managers/compliance/income-limits
and
h tt p s: //www. f l o r i d a h o u s i n g. o rg/owners-and-managers/compliance /rent -I i m it s
Accordingto F.S., Section 420.9071:
"Affordable" means that monthly rents or mortgage payments including taxes and
insurance do not exceed 30 percent of that amount which represents the percentage of the
median annual gross income for the households. However, it is not the intent to limit an
Cafte'r County
2019/2020,2020/2021,2021/2022, LR"
individual household's ability to devote more than 30% of its income for housing, and
housing for which a household devotes more than 30% of its income shall be deemed
Affordable if the first institutional mortgage lender is satisfied that the household can afford
mortgage payments in excess of the 30% benchmark and in the case of rental housing does
not exceed those rental limits adjusted for bedroom size.
N. Welfare Transition Program: Should an eligible sponsor be used, a qualification system
and selection criteria for applications for Awards to eligible sponsors shall be developed, which
includes a description that demonstrates how eligible sponsors that employ personnel from the
Welfare Transition Program will be given preference in the selection process.
O. Monitoring and First Right of Refusal: In the case of rental housing, the staff and any
entity that has administrative authority for implementing the local housing assistance plan
assisting rental developments shall annually monitor and determine tenant eligibility or, to the
extent another governmental entity provides periodic monitoring and determination, a
municipality, county or local housing financing authority may rely on such monitoring and
determination of tenant eligibility. However, any loan or grant in the original amount of
$10,000 or less shall not be subject to these annual monitoring and determination of tenant
eligibility requirements. Tenant eligibility will be monitored annually for no less than 15 years
or the term of assistance whichever is longer unless as specified above. Eligible sponsors that
offer rental housing for sale before 15 years or that have remaining mortgages funded under
this program must give a first right of refusal to eligible nonprofit organizations for purchase at
the current market value for continued occupancy by eligible persons.
P. Administrative Budget: A line -item budget is attached as Exhibit A. The county finds
that the moneys deposited in the local housing assistance trust fund are necessary to
administer and implement the local housing assistance plan.
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code, states:
"A county or an eligible municipality may not exceed the 5 percent limitation on
administrative costs, unless its governing body finds, by resolution, that 5 percent of the
local housing distribution plus 5 percent of program income is insufficient to adequately pay
the necessary costs of administering the local housing assistance plan."
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code, further
states: "The cost of administering the program may not exceed 10 percent of the local
housing distribution plus 5 percent of program income deposited into the trust fund, except
that small counties, as defined in s. 120.52(19), and eligible municipalities receiving a local
housing distribution of up to $350,000 may use up to 10 percent of program income for
administrative costs." The applicable local jurisdiction has adopted the above findings in the
resolution attached as Exhibit E.
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4�A0
Coffe-r County
2019/2020,2020/2021,2021/2022, L11AP
Q. Program Administration: Administration of the local housing assistance plan will be
performed by:
Or
Entity
Duties
Percentage
Local Government
Collier County, Florida
100%
Third Party Entity
Should a third -party entity or consultant be contracted for all or part of the administrative
or other functions of the program, the County will provide in detail the duties, qualification
and selection criteria as detailed in each strategy and allowed by statute.
R. Project Delivery Costs: In addition to the administrative costs listed above, the county
or sponsor/subrecipient may charge ten (10%) percent for project delivery cost to cover
inspections and other eligible project delivery activities performed by the county or non -county
employees. A sponsor/subrecipient may charge project delivery to cover the cost of assisting
eligible homebuyers or tenants in the application process. The delivery cost will be included in
the maximum award to the beneficiary. The County will require time sheets from
sponsor/subrecipient to track employee hours to prevent duplication of payment.
S. Essential Service Personnel Definition: Essential Service Personnel (ESP) involved in
providing essential services in Collier County, as defined as follows: Those individuals employed
in the community as teachers, educators, other school district employees, community college
and university employees, police and fire personnel, health care personnel, skilled building
trades personnel (as listed in the U.S. Department of Labor, general Decision No. FL 150012,
dated 3/20/2015, for building construction in Collier County, Florida, as may be amended or
superseded from time to time), and government employees, in compliance with section
420.9075(3) (a), Fla. Statute and Exhibit I: Essential Personnel Certification. Essential Services
Personnel may apply to the Community and Human services Division for certification.
T. Describe efforts to incorporate Green Building and Energy Saving products and
processes: The County will, when economically feasible, employ the following Green Building
requirements on rehabilitation and emergency repairs:
1. Low or No-VOC paint for all interior walls (Low-VOC means 50 grams per liter or less
for flat paint; 150 grams per liter or less for non -flat paint);
2. Low -flow water fixtures in bathrooms - WaterSense labeled products or the
following specifications:
a. Toilets: 1.6 gallons/flush or less,
b. Faucets: 1.5 gallons/minute or less,
c. Showerheads:2.2 gallons/minute or less;
Co*er County
2019/2020, 2020/2021, 2021/2022, LHAP
3. Energy Star qualified refrigerator;
4. Energy Star qualified dishwasher, if provided;
5. Energy Star qualified washing machine, if provided in units;
6. Energy Star qualified exhaust fans in all bathrooms; and
7. Air conditioning: Minimum SEER of 14. Packaged units are allowed in studios and
one -bedroom units with a minimum of 11.7 EER.
These requirements may be adjusted for rental developments if the requirement of other
construction funding sources requires a more prescriptive list.
Innovative design, green building principles, storm resistant construction or other elements
that reduce longterm costs relating to maintenance, utilities or insurance may be encouraged.
Collier County Homeownership Education classes provide curriculum on cost cutting measures
that homeowners can use to reduce energy consumption. Collier County also encourages the
use or inclusion, when appropriate, of the following: energy star appliances; Low -E windows;
additional insulation (for increased R -Value); ceramic tile; tank -less water heater; 14 and 15
SEER air conditioning units; stucco; florescent light bulbs; impact resistant windows and doors.
U. Describe efforts to meet the 20% Special Needs set-aside: Collier County will utilize at
least 20% of funding to assist persons meeting the state of Florida definition for special needs.
Prioritization of funding will be for the rehabilitation of owner -occupied homes of persons with
special needs. Outreach for clients will include marketing to a variety of agencies, including but
not limited to, Agency for Persons with Disabilities, United Cerebral Palsy, etc. Additionally,
advertisements in publications of general circulation may also be used.
Should efforts to attract special needs clients under the rehabilitation strategy not produced
the amount necessary to reach the set aside, persons meeting the definition of special needs
may be assisted with other approved LHAP strategies and counted towards the set-aside.
V. Describe efforts to reduce homelessness: Collier County supports Continuum of Care
(CoC) to simplify and broaden outreach and assessment efforts for homeless persons in Collier
County. Much of the outreach to homeless persons is conducted at community events such as
the Point in Time Count. Additionally, outreach is conducted by the many caseworkers at
community agencies, the Collier County Hunger and Homeless Coalition, schools, and other
entities that encounter the homeless during other service delivery or during their regular
course of business, Needs are assessed during these points of contact, and referrals are made
as appropriate. The County's local resources include the federal CDBG and the state SHIP funds.
W. Verification of US Citizenship or Permanent Residency Status: All borrowers must
submit proof of U.S. citizenship or US Permanent residency.
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CA
Cro*eY cdr "ty
2019/2020, 202012021, 2021/2022, LHAP
X. Asset Cap or liquid Assets: All beneficiaries will be limited to a cash or liquid asset of
$30,000.00 upon completion of their down payment and closing costs assistance, rehabilitation
and other approved strategies. This asset cap applies to all SHIP strategies. However, the Board
of County Commissioners will have the authority to suspend the asset cap/liquid assets in
determining income qualifications during recovery from a declared disaster.
Y. Primary Residence: Documentation used for verification of primary residence includes, but
is not limited to: homestead exemption, utility bill(s), or driver's license.
9
Co er COU14ty
2019/2020, 2020/2021, 2021/2022, LHAP
Section II. LHAP Strategies:
A. Owner Occupied Rehabilitation Code 3
1. Summary: SHIP funds will be awarded to households in need of repairs to correct code
violations, health and safety issues, electrical, plumbing, roofing, windows and other
structural items.
The home must be suitable for rehabilitation and located within the incorporated or
unincorporated areas of Collier County. Assistance may include costs related to all
eligible repairs, inspections, work write-ups, recording fees and project delivery fees.
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Very low, low and moderate
4. Maximum award: $60,000
*Rehabilitation amount is $50,000. Additional cost including project delivery and
inspection fees may exceed the $50,000 rehabilitation award amount and shall be
recorded on a subordinate mortgage depending on cost of total project. In no case shall
the maximum award exceed $60,000.
5. Terms:
a. Repayment loan/grant: Funds will be awarded as a deferred payment loan
secured by a recorded subordinate mortgage and promissory note.
b. Interest Rate: 0%
c. Years in loan term: 15 years
d. Forgiveness/Repayment: Funds provided to an owner -occupied unit on land owned
by the homeowner will be secured with a recorded fifteen (15) year, 0% interest,
deferred subordinate mortgage on the property in the amount of the funds used in
the project. The fifteen (15) years will begin once all final invoices are paid and
deferred subordinate mortgage is signed by homeowner. If all conditions of the loan
agreement are met, one-third of the loan will be forgiven in five-year increments so
that at the end of the fifteenth year the loan is forgiven. Monthly payments are not
required. For an owner -occupied mobile or manufactured home on land that is
leased, a security instrument in compliance with Uniform Commercial Code (UCC),
will be recorded to perfect a security interest in the unit.
e. Default/Recapture: The loan will be determined to be in default if any of the
following occurs during the Loan term: sale, transfer, or conveyance of property;
conversion to rental property; or failure to occupy the home as primary residence. If
any of these occur, the outstanding balance will be due and payable. Persons that
qualify for SHIP assistance will be required to contractually agree to all SHIP
program guidelines, County SHIP mortgage requirements, repayment provisions,
and certify that the unit assisted will be their primary residence.
LA0
collier County
2019/2020, 2020/2021, 2021/2022, LHAP
Repayment of the loan is required in full when one of the following conditions is
met, whichever occurs first:
i. Sale: if proceeds are not enough to pay off the promissory note
then the homeowner may contact the County regarding a
settlement amount of the SHIP loan that is outlined in the
County's "Short Sale Policy".
ii. Title transfer: either voluntary or by operation of law, divested of
title by judicial sale, levy or other proceedings, including
foreclosure or Dee in Lieu.
iii. Refinance: may be allowed in accordance with the published
"Subordination Policy".
iv. Home is no longer primary residence, abandoned, leased or
rented. If all mortgage holders are deceased, the loan will be
forgiven.
The County reserves the right to foreclose if the homeowner does not repay the
loan as noted above.
The County has determined the following terms and provisions for program income
versus recaptured funds:
All funds are deposited into the Local Housing Trust Fund and reported as Program
Income or Recaptured Funds in the State Fiscal Year they are received as
appropriate for Annual Reporting purposes.
If the home is foreclosed on by a superior mortgage holder, the county may make
an effort to recapture funds through the legal process if is determined that
adequate funds may be available to justify pursuing a repayment.
6. Recipient Selection Criteria: Applicants will be ranked for assistance based on first -
qualified, first served basis with the priorities for Special Needs, Essential Services
Personnel, income groups as described in Section 1. of this plan.
An applicant may submit a completed application for SHIP Owner -Occupied
Rehabilitation to the County/Sponsor/Subrecipient for determination of eligibility at any
time. Applicants are required to provide all documentation requested for income,
eligibility and qualification determination. Applicants will receive a pre -approval letter
and their file will be submitted to the Sponsor/Subrecipient for unit eligibility.
a. Must provide proof of homeowner's insurance or attestation of no
insurance
b. If applicable, must file a claim for and use proceeds from insurance
and/or FEMA as first option
c. Must complete an FHC approved "disaster self -declaration of
income" form, if applicable.
C;O er County
2019/2020, 2020/2021, 2021/2022, LHAP
Where the unit and land are owned by the same person, the unit assisted must
be owner -occupied and, have applied for, or already be homesteaded as the
primary residence. Owner -occupied manufactured home owners renting their
lot may also apply for assistance.
7. Sponsor/Sub-recipient Selection Criteria: The County may issue a solicitation for
Construction Management provided by Sponsor/Subrecipient services from non-profit or
for-profit organizations.
The County or Sponsor/Subrecipie nts may provide the application intake and certification
of households applying for Owner Occupied Rehabilitation as well as facilitating the
rehabilitation of the property.
Organizations may submit the proposal as outlined in the solicitation and initially provide
information including, but not limited to, application intake process, income certification,
contractor and bid process or prior rehabilitation and/or income certification experience
with references. Additional information will be obtained such as resumes, construction
oversight, construction agreements, accounting and financial information for project
tracking and payment, organization experience, audit reports, financial statements, and
income documentation for evaluation of sponsor/subrecipient eligibility.
8. Additional Information: Manufactured homes will only be eligible for housing
assistance if owner occupied, is affixed to the ground, the land is (a) owned and
homesteaded by the occupant or (b) leased/rented by the homeowner, the unit must
have been constructed after July 13, 1994, the repairs do not exceed 90% of the value of
the existing property and residence; and any and all repairs are within existing codes for
the property. For an owner -occupied mobile or manufactured home on land that is
leased, a security instrument in compliance with Uniform Commercial Code (UCC), will be
recorded to perfect a security interest in the unit.
Homeowners may receive additional Rehabilitation funding provided they have no more
than three open SHIP mortgages and have waited at least three years since the last
Rehabilitation. Disaster related funding is exempt.
9. Relocation Expenses: A maximum of $10,000 for the cost of temporary relocation
expenses is allowed under this strategy. Relocation expenses are considered a grant and
are excluded from the maximum mortgage amount.
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r
Co 1r County
2019/2020,202012021,2021/2022, LHAP
B. Purchase Assistance Code 1,2
1. Summary: SHIP funds will be awarded for down payment and closing costs to
households in incorporated or unincorporated Collier County to purchase a
newly constructed or an existing single-family home, manufactured home or
condominium.
A newly constructed home must have received a Certificate of Occupancy within
the twelve months prior to purchase. An existing home with at least $2,500 in
rehabilitation completed within the last twelve months or within 12 months after
purchase may be considered to meet the construction set aside requirement as
evidenced by documentation of the completed repairs. A manufactured home
must be in place with all site requirements met and a valid certificate of
occupancy. Funding, which is provided as a subordinate mortgage loan, may be
used for down payment, closing costs and principle buy -down as needed for
affordable home ownership.
Prospective homebuyers must qualify as a First Time Homebuyer under the HUD
definition: An individual who has had no ownership in a principle residence during
the 3 -year period ending on the date of purchase of the property. This includes a
spouse (if either meets the above test, they are considered first-time home
buyers). A single parent who has only owned with a former spouse while married.
An individual who is a displaced homemaker and has only owned with a spouse.
An individual who has only owned a principle residence not permanently affixed to
a permanent foundation in accordance with applicable regulations. An individual
who has only owned a property that was not in compliance with state, local or
model building codes and which cannot be brought into compliance for less than
the cost of constructing a permanent structure.
SHIP funds may be used in conjunction with a first mortgage loan obtained from a
participating lender, not-for-profit developer, Florida Housing Finance
Corporation's Bond Program or Rural Development.
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Extremely low, Very low, Low and Moderate
4. Maximum award: Extremely/Very Low: $50,000*
Low: $30,000*
Moderate: $20,000*
*Additional $5,000 may be included for Essential Services Personnel.
** Additional $2,500 in reimbursement may be available for rehabilitation activities as
referenced above.
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C'AO
2019/2020, 2020/2021, 2021/2022, LHAP
5. Terms:
a. Repayment loan/grant: Funds will be awarded as a deferred payment loan
secured by a recorded subordinate mortgage and promissory note.
b. Interest Rate: 0%
c. Years in loan term: 15 years
d. Forgiveness/Repayment: Funds are secured with a recorded fifteen (15) year, 0%
interest, and deferred payment subordinate mortgage loan and note forgiven at the
end of the 15 -year period if all conditions have been met. The county will take a
third position if FHFC funds are used in addition to SHIP or at the discretion of the
Division Director. Monthly payments are not required. In year six one-third of the
outstanding loan amount will be forgiven, and an addition one-third will be forgiven
every five years with the loan forgiven entirely at the end of the 15 -year term, if all
conditions have been met.
e. Default/Recapture: The loan may be determined to be in default if any of the
following occurs: sale, transfer, or conveyance of property; conversion to a rental
property; or failure to occupy the home as primary residence. If any of these occur,
the outstanding balance will be due and payable.
Repayment of the loan is required in full when one of the following conditions is
met, whichever occurs first:
i. Sale; if proceeds are not enough to pay off the
mortgage note then the homeowner may
contact the County Regarding a settlement amount of the
SHIP loan.
ii. Title transfer, eithervoluntary or by operation of law,
divested of title byjudicial sale, levy or other proceedings,
including foreclosure or Deed in Lieu.
iii. Refinance: may be allowed in accordance with the published
"Subordination Policy".
iv. Home is no longer primary residence or is leased or rented. If
all mortgage holders are deceased, the loan will be forgiven.
The County reserves the right to foreclose if the homeowner does not repay the loan as
noted above.
The County has determined the following terms and provisions for program income
versus recaptured funds:
All funds are deposited into the Local Housing Trust Fund and reported as Program
Income or Recaptured Funds in the State Fiscal Year they are received as appropriate for
Annual Reporting purposes.
If the home is foreclosed on by a superior mortgage holder, the County may try to
- 14 -
�r9�
Co re,r 4C Hnty
2019/2020, 2020/2021, 2021/2022, LHAP
recapture funds through the legal process if it is determined that adequate funds may
be available to justify pursuing a recapture.
6. Recipient Selection Criteria: Applicants will be ranked for assistance based on first -
qualified, first-served basis with the priorities for Special Needs, Essential Services
Personnel, income groups as described in section 1. of this plan.
An applicant may submit a completed application for Housing assistance to the County
for a determination of eligibility at any time. Applicants are required to provide all
documentation requested for income, eligibility, and qualification determination.
Funds will be reserved and awarded to applicants that have met all the County
requirements, are SHIP Income Certified, and have a mortgage loan pre -approval from a
participating Lender prior to applying.
Applicants must attend a HUD approved Homebuyer Education Program and provide a
copy of the certificate to the Division prior to closing on a home. The certificate must be
dated within one year of income certification date.
7. Sponsor/Sub-recipient Selection Criteria: The County may issue a Request for
Proposals/Application for Purchase Assistance Project Management from non-profit/for
profit organizations.
Organizations may choose to provide the application intake and income certification of
households applying for Purchase assistance.
Organizations must respond to the Invitation to Negotiate, as outlined in the solicitation
and initially provide information including, but not limited to, application intake process,
income certification process, prior Purchase Assistance and/or income certification
experience with references. Additional information to be obtained will include resumes,
project management oversight, prior agreements, accounting and financial information
for project tracking and payment, organization experience, audit reports, financial
statement, for evaluation of sponsor/subrecipient eligibility.
Non-profit/for profit housing subrecipient/sponsor will be evaluated using established
evaluation and selection criteria detailed below:
CHS staff will review each application submitted. In the initial phase staff will review the
application for general conformance with the submission requirements. The final phase
will consist of an in-depth review of the following:
• Compliance with SHIP regulations
• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
— 15 —
'1 k01
Col7e,Y county
2019/2020,2020/2021, 2021/2022, LHAP
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
8. Additional Information: Applicants must secure a first mortgage by a licensed mortgage
lender. Units assisted must be within the incorporated or unincorporated area of Collier
County. Eligible housing for the County currently.
a. Manufactured homes built after July 13, 1994 are a category of
eligible housing for the County currently.
b. Completion of the Homebuyer Education Program is mandatory
prior to closing.
c. First mortgage must be at a fixed rate; no ARM'S, prepayment
penalty, negative amortizations, balloon loan, owner financing
or other non -affordable loan terms are allowed.
d. Financial Institutions must execute a Memorandum of
Understanding (MOU) with the County to participate in the
SHIP program.
— 16 —
�r2�
Coiter County
2019/2020, 2020/2021, 2021/2022, LHAP
C. Disaster Mitigation I Code 5
1. Summary: The Disaster Strategy provides cost reimbursement assistance to owner -
occupied households (single family, multi -family and mobile/manufactured homes) in
incorporated or unincorporated Collier County following a disaster as declared by the
President of the United States or Governor of the State of Florida. This strategy will
only be implemented in the event of a disaster using any funds that have not yet been
encumbered or additional disaster funds issued by Florida Housing Finance
Corporation. Also, this may be awarded along with Owner -Occupied Rehabilitation
Programs and any other LHAP strategy that is deemed necessary. SHIP disaster funds
are intended for work already completed and paid. SHIP disaster funds may be used for
items such as, but not limited to:
• Tree and debris removal to make individual housing units habitable;
• Interim repairs to avoid further damage to a home;
• Emergency supplies to weather proof damaged home;
• Building permits;
• Post disaster assistance with non-insured repairs;
• Insurance deductibles;
• Expenses to prevent flooding of home such as sand bags, sand, pump,
rental, etc.; and
• Construction of wells or repairs of existing wells where public water is
not available;
• Immediate threats to health and safety (sewage, damaged windows,
roofing) in cases where the home is still habitable;
• Imminent residual damage to the home (such as damage caused by a
leaking roof) in cases where the home is still habitable;
• Repairs necessary to make the home habitable;
• Repairs to mitigate dangerous situations (exposed wires).
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Extremely low/Very low, low and moderate
4. Maximum award: $15,000. The maximum award for other strategies used in
conjunction with this strategy will be determined by the other strategy and may be in
addition to the maximum award for this strategy.
5. Terms:
a. Grant: Funds will be awarded as a grant with no recapture terms. The
terms of an award under the other strategies, if used in conjunction, will
apply to the other strategies.
b. Interest Rate: 0%
c. Years in loan term: N/A
Forgiveness/Repayment: N/A If awarded funds under another strategy to
— 17 —
Co)CY Co""ty
2019/2020, 2020/2021, 2021/2022, LHAP
be used in conjunction with the disaster strategy, those repayment terms
will apply to the other strategy.
e. Default/Recapture: All SHIP funds provided under this strategy to eligible
households will be in the form of a grant and not subject to recapture. Persons
that qualify for SHIP assistance will be required to sign a disaster assistance
grant greement, contractually agreeing to all SHIP program guidelines.
6. Recipient Selection Criteria: Applicants will be assisted on a first -qualified, first- served
basis with the following additional requirements:
a. Must provide proof of homeowner's insurance or attestation of no
insurance
b. If applicable, must file a claim for and use proceeds from insurance
and/or FEMA as first option
c. Must complete an FHC approved "disaster self -declaration of income' form,
if applicable. Where the unit and land are owned by the same person, the unit
assisted must be owner -occupied and, have applied for, or already be
homesteaded as the primary residence. Owner -occupied manufactured home
owners renting their lot may also apply for assistance.
7. Sponsor/subrecipient Selection Criteria: The County may issue a Request for
Proposals/Application for Disaster Assistance Project Management from non-profit/for
profit organizations.
Organizations may provide the Application intake and income certification of
households applying for Disaster Assistance.
Organizations must submit the applications/proposal as outlined in the Solicitation.
Additional information to be obtained may include resumes, project management
oversight, prior agreements, accounting and financial information for project tracking
and payment, organization experience, audit reports, financial statements, for
evaluation of sponsor/subrecipient eligibility.
Non-profit/for profit housing subrecipient/sponsor or Disaster Assistance Project
Management organizations will be evaluated using established selection criteria
described below:
CHS staff will evaluate each application submitted. In the initial phase staff will review
the application for general conformance with submission requirements. The final phase
will consist of an in-depth review of the following:
• Compliance with SHIP regulations
• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
C,4O,
Corer County
2019/2020,2020/2021, 2021/2022, LHAP
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
8. Additional Information: Funds for disaster mitigation will only be allocated from
unencumbered funds or additional funds awarded through Florida Housing Finance
Corporation for the disaster.
Also, this may be awarded along with the owner -occupied rehabilitation programs and
any other strategy that is deemed necessary. SHIP funds always must be used for eligible
applicants and eligible housing.
Homeowners are required to submit proper invoices and receipts to receive
reimbursement for incurred expenses because of the declared disaster, proof of
insurance deductible and proof of FEMA funds, as appropriate. Homeowners will need to
provide documentation to demonstrate a relationship to the declared disaster. The
County reserves the right to inspect for compliance prior to reimbursement.
SHIP disaster funds may not be used for manufactured homes beyond the allowable 20%
unless authorized -by Florida Housing Finance Corporation.
9. Relocation Expenses: A maximum of $10,000 for the cost of temporary relocation
expenses is allowed under this strategy. Relocation expenses are considered a grant and
are excluded from the maximum mortgage amounts.
10. SHIP disaster funds may be used for manufactured homes built after July 13, 1994.
— 19 —
�Ar
Coi eeY 4County
2019/2020, 2020/2021, 2021/2022, LHAP
D. Rental Development Code 14, 21
1. Summary: Funds will be awarded to developers of affordable rental units for
construction financing through other state or federal housing programs to construct
affordable rental units in incorporated or unincorporated Collier County. This funding is
intended to be used as gap financing required for the project. In cases where a smaller
development (less than 50 units) is being proposed that includes Special Needs units,
the County may choose to provide a larger amount of the overall construction financing.
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Extremely low/Very low, low and moderate
4. Maximum award: $100,000 per development under 50 units
$150,000 per development with 50 units or less,
that includes at least 20% Special Needs units.
$200,000 per development with over 50 units
5. Terms:
a. Repayment loan/grant: For-profit developers, funds will be awarded as a loan
secured by a recorded subordinate mortgage and note.
For non-profit developers, funds will be awarded as a forgivable loan secured by a
recorded subordinate mortgage and note.
b. Interest Rate: 0%
c. Years in loan term: 20 years
d. Forgiveness/Repayment:
L For For -profits, the loan is due and payable at the end of the term unless the
County negotiates an extended loan term to secure affordable rental units in
the best interest of the County's residents.
ii. For Non -profits, the loan is forgiven on a prorated basis beginning in year six
(6) of the twenty (20) year term so that 10% of the loan is forgiven annually
from years six through fifteen.
e. Default/Recapture: For all awards, a default will be determined as: sale, transfer, or
conveyance of property; conversion to another use; failure to maintain standards for
compliance as required by any of the funding sources. If any of these occur, the
outstanding balance will be due and payable. Repayment of the loan is required in full
when one of the following conditions is met, whichever occurs first:
i. Sale; if proceeds are not enough to pay off the mortgage note then the
property owner (not-for-profit or for profit) may contact the county
regarding a settlement amount of the SHIP loan.
ii. Title transfer, either voluntary or by operation of law, divested of title by
judicial sale, levy or other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance: a refinance of the first mortgage may be approved without
repayment if the request is submitted in writing and the refinance is at a
lower fixed rate and/or term with no cash out.
— 20 —
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coiLie-r Cou*tty
2019/2020,2020/2021,2021/2022, LHAP
iv. Property will no longer serve the intended target population.
Repaid funds are considered program income, a portion of which may
be used for program administration.
f. Resale and First Right of Refusal for affordable Housing will be given to Eligible
Sponsors/Subrecipients as noted in Section 420.9075(4)(f) Florida Statutes.
6. Recipient Selection Criteria: All applicants for residence in a SHIP -assisted unit must
meet income qualifications of the program as determined and reported by the
developer's management company for the development.
Sponsor/Sub-recipient Selection Criteria: Developers will apply to the County
through an application or solicitation process. The application/Solicitation will require
proof of developer experience in providing affordable rental housing, proof of financial
capacity, evidence of site control (or contract for sale), proof of ability to proceed once
all funding is closed, and a housing unit design plan that meets with the County's
housing element in the Comprehensive Plan.
The County reserves the right to select developments that have met all the
above requirements and:
a. Are in areas of immediate need due to lack of available units.
b. Propose to preserve and improve existing units.
All funding awards will be subject to closing on other funding sources.
8. Additional Information:
a. Developers will be required to meet compliance reporting requirements on the
development necessary to meet the statutory requirements for monitoring of SHIP rental
units.
b. The County will provide up to $50,000 of match contribution if developer applies and
subsequently is approved through the Florida Housing Finance Corporatiop for low-
income housing tax credits. If awarded shall not exceed the maximum award amount.
— 21 —
fi;^
Co ier Couitty
2019/2020, 2020/2021, 2021/2022, LHAP
E. Rental Rehabilitation I Code 14
1. Summary: The program is designed to rehabilitate rental units in Collier County.
The rental units will serve extremely low, very -low, low and moderate -income
households with preference for applicants with special housing needs as
defined in s.420.0004, Florida Statutes.
Loans will be given to non-profit/for profit housing landlords/owners who have
site control and ownership of the properties to rehabilitate existing single
family, multifamily, or mobile/manufactured rental units on scattered sites or a
rental complex located in incorporated or unincorporated Collier County.
Assistance may be provided for large projects involving the repair of multiple
rental units. Individual tenants seeking repairs on their individual rental units
may not directly apply for assistance from this strategy. The SHIP funds used in
the rehabilitation rental program may be leveraged by public and private
sources.
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Extremely low, Very low, low and moderate
4. Maximum award: Maximum rehabilitation loan to non-profit/for profit housing
provider subrecipient/sponsors or landlords/owners shall not exceed $500,000
per property. Maximum per unit award amount is $30,000.
5. Terms: Repayment loan/deferred loan/grant: Funds will be made available by
loans secured by a subordinate mortgage placed on the property rehabilitated.
a. Interest Rate: 0%
b. Years in loan term: 20 years
c. Forgiveness/Repayment: Repayment of the loan is required in full under
the following conditions:
i. Sale, if proceeds are not enough to pay off the mortgage note
then the property owner (not-for-profit or for profit or landlord)
may contact the county regarding a settlement amount of the
SHIP loan.
ii. Title transfer, either voluntary or by operation of law, divested
of title by judicial sale, levy or other proceedings, including
foreclosure or Deed in Lieu.
iii. Refinance: a refinance of the first mortgage may be approved
without repayment if the request is submitted in writing and
the refinance is at a lower fixed rate and/or term with no cash
out.
iv. Property will no longer serve the intended target population.
d. Default/Recapture: Repaid funds are considered program income, a
portion of which may be used for program administration.
— 22 —
Co ier Couvtty
2019/2020, 2020/2021, 2021/2022, LHAP
Units will be monitored for a period of twenty (20) years per Rule Chapter
67-37 of the Administrative Code. Resale and First Right of Refusal for
affordable Housing will be given to Eligible Sponsors/Subrecipients as
noted in Section 420.9075(4)(f) Florida Statutes.
e. Resale and First Right of Refusal for affordable Housing will be given
to Eligible Sponsors/Su bred pie nts as noted in Section 420.9075(4)(f)
Florida Statutes.
6. Recipient Selection Criteria: Non-profit/for profit providers or land lords will be
required to income qualify all tenants in accordance with SHIP regulations. Priority for
projects will be given to those who serve Special Needs as defined by s.420.0004, Florida
Statutes.
7. Sponsor/Sub-recipient Selection Criteria: Non-profit/for profit housing
subrecipient/sponsors or landlords will be evaluated using established evaluation and
selection criteria.
CHS staff will evaluate each application submitted. In the initial phase staff will review
the application for general conformance with the submission requirements. The
evaluation phase will consist of an in-depth review of the following:
• Compliance with SHIP regulations
• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
S. Additional Information: Once the improvements are completed, the
sponsor/subrecipient/landlord shall ensure all eligible tenants will be income qualified
that must occupy the units on subject property during the twenty (20) year loan term.
9. Relocation Expenses: A maximum of $10,000 for the cost of temporary relocation
expenses is allowed under this strategy. Relocation expenses are considered a grant and
are excluded from the maximum mortgage amount.
— 23 —
CAEs
Co_�rl_er Covfnty
2019/2020, 2020/2021,2021/2022, LHAP
F. Rental Acquisition I Code 20
1. Summary: The program is designed to acquire rental units within Collier County. The
rental units will serve extremely low, very -low, low and moderate -income households
with preference for applicants with special needs as defined in s.420.0004, Florida
Statutes.
Loans will be given to non-profit/for profit housing subrecipient/sponsors.
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Extremely low, Very low, low and moderate
4. Maximum award: Maximum acquisition loan to non-profit/for profit provider shall not
exceed $300,000 per rental property.
5. Terms Repayment loan/deferred loan/grant: Funds will be made available by
loans secured by a subordinate mortgage placed on the property rehabilitated.
a. Interest Rate: 0%
b. Years in loan term: 20 years
c. Repayment: Repayment of the loan is required in full
under the following conditions:
i. Sale; if proceeds are not enough to payoff the promissory note
then the property owner (non-profit or for-profit) may contact
the County regarding a settlement amount of the SHIP loan.
ii. Title transfer, either voluntarily or by operation of law,
divested of title by judicial sale, levy or other proceedings,
including foreclosure or Deed in Lieu.
iii. Refinance; a refinance of the first mortgage may be approved
without repayment if the request is submitted in writing and
the refinance is at a lower fixed rate and/or term, with no cash
out.
iv. Property will no longer serve the intended target population.
d. Forgiveness: If all conditions met forgiven after 20 years.
e. Default/Recapture: Repaid funds are considered program income,
a portion of which may be used for program administration.
6. Recipient Selection Criteria: Non-profit/for profit providers will be required to income
qualify, first qualified, first served, all tenants in accordance with SHIP regulations.
7. Sponsor/Sub-recipient Selection Criteria: Non-profit/for profit housing
sponsors/subrecipients will be evaluated using established evaluation and selection
criteria.
CHS staff will evaluate each application submitted. In the initial phase staff will review
- 24 - -r
CA
Co*er County
2019/2020,2020/2021,2021/2022, LH"
the application for general conformance with the submission requirements. The
evaluation phase will consist of an in-depth review of the following:
• Compliance with SHIP regulations
• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
8. Additional Information: Once the improvements are completed, the
sponsor/subrecipient/landlord shall ensure all eligible tenants will be income qualified
on an annual basis must occupy the units on subject property during the twenty-year
loan term.
— 25 —
Co e,r Coraxty
2019/2020, 2020/2021, 2021/2022, LHAP
G. New Construction Assistance I Code 10
1. Summary: SHIP funds may be provided to non-profit or for-profit organizations to be
used for the infrastructure and development costs and all associated fees and permits
for residential resale of single-family housing for resale to eligible home buyers in
incorporated or unincorporated Collier County. These funds are to be used as a
construction subsidy to developers/subrecipient/sponsors. The units may be
constructed on infill lots or as a part of a larger development.
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Extremely low, Very low, low and moderate
4. Maximum award: $50,000/unit
5. Terms for the Sponsor/Subrecipient:
a. Repayment loan/deferred loan/grant for the
Sponsor/Subrecipient: The county will require the sponsor/
subrecipient to execute a promissory note and mortgage when the
property associated with construction has been identified. This will have
language in it that releases the sponsor/subrecipient when the resale
occurs to the income eligible homebuyer. The County will require the
eligible homebuyer to execute a promissory note and mortgage in favor
of the County at the time of closing. The construction subsidy must be
reflected on the contract for sale of the constructed home.
b. Interest Rate: 0%
c. Years in loan term for Sponsor/Subrecipient: for no more than 3 years
and then when unit is sold it is a 15 -year term for the buyer/borrower.
6. Forgiveness: If the property has not been successfully sold to an income qualified buyer
within 3 years of the date the mortgage and promissory note are entered, the entire
amount is due and payable to the County.
Terms — Eligible Homebuyer:
a. Repayment loan/deferred loan/grant: Loan the County will require the
sponsor/subrecipient to transfer the promissory note and mortgage to
the eligible home buyer in favor of the County at the time of resale to
an income eligible homebuyer. The construction subsidy must be
reflected on the contract for the sale of the constructed home.
b. Interest Rate: 0%
c. Years in loan term: 15 years
d. Repayment or Refinance: Refinance: may be allowed in accordance
with the published "Subordination Policy'.
8. Forgiveness: In cases where the qualifying homeowner(s) die(s) during the loan term,
— 26 —
Cr
the loan will be forgiven.
9. Default:
cor County
2019/2020, 2020/2021, 2021/2022, LHAP
a. For homeowners -The loan may be determined to be in default if any of
the following occurs: sale, transfer, or conveyance of property;
conversion to a rental property; or failure to occupy the home as
primary residence. If any of these occur, the outstanding balance will
be due and payable. Repayment of the loan is required in full when
one of the following conditions is met, whichever occurs first:
L Sale; if proceeds are not enough to pay off the mortgage note
then the homeowner may contact the County regarding a
settlement amount of the SHIP loan
ii. Title transfer; either voluntary or by operation of law, divested
of title by judicial sale, levy or other proceedings, including
foreclosure or Deed in Lieu.
iii. Home is no longer primary residence or is leased or rented. In
cases where the qualifying homeowner(s) die(s) during the loan
term, the loan will be forgiven.
iv. If the home is foreclosed on by a superior mortgage holder, the
county may try to recapture funds through the legal process if it
is determined that adequate funds may be available to justify
pursuing a recapture.
v. The county reserves the right to foreclose if the homeowner
does not repay the loan as noted above.
vi. The County has determined the following terms and provisions
for program income versus recaptured funds: All funds are
deposited into the Local Housing Trust Fund and reported as
Program Income or Recaptured Funds in the State Fiscal Year
they are received as appropriate for the Annual Reporting
purposes.
b. For sponsors/subrecipients- In the event the property is not sold to an
income eligible homebuyer, the funds will become due and payable to
the County.
10. Recipient Selection Criteria:
a. Home BuyerCriteria- Sponsor/Subrecipientshall identify applicants and
provide the Application intake and income certification of households
applying for Construction Assistance, as specified in their agreement
with the County.
Applicants will be ranked for assistance based on a first -qualified, first-
served basis with the priorities for Special Needs, Essential Service
Personnel and income group as described in Section I.
— 27 —
CAO
Coffer County
2019/2020,2020/2021,2021/2022, L11AP
An applicant may submit a complete application for the Construction
Subsidy Assistance to the sponsor/subrecipient for a determination of
eligibility at any time. Applicants are required to provide all
documentation requested for income, eligibility, and qualification
determination.
Funds will be committed for and awarded to applicants that have met all
the SHIP requirements, are SHIP Income Certified, and have a mortgage
loan approval from a participating Lender prior to applying.
Applicants must attend a HUD approved Homebuyer Education
Program and provide a copy of the certification to the
Sponsor/Subrecipient prior to closing on a property. The certificate
must be dated prior to the SHIP application date and is good for 12
months.
b. Sponsor/Subrecipient Selection Criteria — The County will issue notice
of an ongoing Application for Construction Assistance from non-
profit/for profit organizations.
Sponsor/Subrecipient organizations must apply and provide any related
information, specified by the SHIP Administrator, to be used for
evaluation of sponsor/subrecipient eligibility.
CHS staff will evaluate each application submitted. In the initial phase,
staff will review the application for general conformance with the
submission requirements. The evaluation phase will consist of an in-
depth review of the following:
• Compliance with SHIP regulations
• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
— 28 —
9
2019/2020,2020/2021,2021/2022, LHAP
H. Demolition and Replacement of Site Built or Code 4
Manufactured Homes
1. Summary: SHIP funds will be awarded to homeowners in need of demolition and
replacement of housing. The County may use SHIP funds for demolition and replacement
of site built or manufactured housing. This strategy will be used in lieu of rehabilitation
when the home is deteriorated to the extent that repair is unfeasible due to
unreasonable costs or extensive structural issues, as determined by the County. The goal
is to prevent the imminent displacement of homeowner's due to distressed conditions,
encourage revitalization and increase the supply of safe, decent and sanitary housing.
The home site must be suitable for demolition/replacement and located within the
incorporated or unincorporated areas of Collier County. Loans for assistance may include
costs related to all eligible demolition activities, removal, permits, transportation,
inspections by the sponsor/subrecipient, work write-ups, sales tax, recording fees and
project delivery fees.
Additional SHIP funds can be used to bring building site and improvements up to FEMA
requirements, Collier County codes, State regulations, Homeowner's Association by-laws,
and/or to adequately replace the amenities of the existing home. These additional site
improvements may include, but are not limited to geotechnical surveys, engineering,
concrete pilings/piers, septic system improvements, fill, driveways, storage sheds and
any other requirements as noted above.
2. Fiscal Years Covered: 2019-2020, 2020-2021, 2021-2022
3. Income Categories to be served: Extremely low, Very low, low and Moderate
4. Maximum award: Maximum loan to non-profit/for profit housing provider
subrecipient/sponsors or homeowners shall not exceed $150,000 per property.
Maximum per manufactured unit award amount is $75,000, and up to a maximum of
$75,000 for additional required site improvements as specified by FEMA requirements,
Collier County codes, State regulations, Homeowner's Association by-laws and/or to
adequately replace the amenities of the existing home. The additional cost associated
with project delivery, if applicable, and inspections by the County's independent third -
party inspector pre- and post will be included in the total award.
5. Terms:
a. Repayment loan/deferred loan: Funds will be awarded as a deferred
payment loan secured by a recorded subordinate mortgage and note,
or if the unit is on leased land, a security instrument in accordance with
the Florida Department of Motor Vehicle will be recorded.
b. Interest Rate: 0%
c. Years in loan term: 15 years.
— 29 —
'Jd
CD
Wer County
2019/2020, 2020/2021, 2021/2022, LHAP
d. Forgiveness/Repayment: Funds will be secured with a recorded fifteen
(15) year, 0% interest, deferred subordinate mortgage on the property, or
a security instrument if leased land, in the amount of the funds used in
the project. The fifteen (15) years will begin once all final invoices are paid
and deferred subordinate mortgage is signed by homeowner. If all
conditions of the loan are met, one-third of the loan will be forgiven in
five-year increments so that at the end of the fifteenth year the loan is
forgiven. Monthly payments are not required.
e. Default/Recapture: If the land is also owned and a loan has been
placed on the property, the loan will be determined to be in default if any
of the following occurs during the Loan term: sale, transfer, or conveyance
of property; conversion to a rental property; or failure to occupy the
home as primary residence. If any of these occur, the outstanding balance
will be due and payable.
If a security instrument is used, the funds will be due and payable
according to the stipulations of the security instrument including: sale,
transfer, or conveyance of property; conversion to a rental property; or
failure to occupy the home as primary residence.
Persons that qualify for SHIP assistance will be required to contractually
agree to all SHIP program guidelines, County SHIP mortgage
requirements, repayment provisions, and certify that the unit assisted will
be their primary residence.
Repayment of the loan is required in full when one of the following conditions is
met, whichever occurs first:
I. Sale, if proceeds are not enough to pay off the mortgage note
then the property owner may contact the County regarding a
settlement amount of the SHIP loan in accordance with the
"Short Sale Policy".
ii. Title transfer, either voluntary or by operation of law,
divested of title by judicial sale, levy or other proceedings,
including foreclosure or Deed in Lieu.
iii. Refinance, may be allowed in accordance with the published
"Subordination Policy".
iv. Home is no longer primary residence, abandoned, leased or
rented.
In cases where the qualifying homeowner(s) die(s) during the loan term, the
loan will be forgiven.
6. Recipient Selection Criteria: Applicants will be ranked for assistance based on a first -
qualified, first-served basis with the priorities for Special Needs, Essential Services
Personnel, income groups as described in Section 1. of this plan.
- 30 - A
Collier Coxnty
2019/2020, 2020/2021, 2021/2022, LHAP
An applicant may submit a completed application for Housing assistance to the County
for a determination of eligibility at any time. Applicants are required to provide all
documentation requested for income, eligibility, and qualification determination.
For mobile/manufactured homes not located on a leased or rental land, ownership must
be a fee simple estate at the time of closing with the name of the applicants on the title.
Property taxes must be current at the time of application and closing. Delinquent
property taxes are a basis for denial.
The value after replacement may not exceed the SHIP maximum allowable purchase
price for existing homes.
The replacement housing shall be consistent with the character of the household,
neighborhood and area wide market conditions. The homeowner may choose the most
suitable replacement housing to meet their needs.
The existing home must be damaged or in disrepair to the extent that the home is
condemned, or repair is not economically feasible as determined by FEMA, Collier
County Growth Department, the Department of Health or the County's third -party
inspector/general contractor.
a. Must provide proof of homeowner's insurance or attestation of no
insurance
b. If applicable, must file a claim for and use proceeds from insurance
and/or FEMA as first option
c. Must complete an FHC approved "disaster self -declaration of
income" form, if applicable.
Where the unit and land are owned by the same person, the unit assisted must
be owner -occupied and, have applied for, or already be homesteaded as the
primary residence. Owner -occupied manufactured home owners renting their
lot may also apply for assistance.
7. Sponsor/Sub-recipient Selection Criteria: Non-profit/for profit housing
subrecipient/sponsors will be evaluated using established evaluation and selection
criteria.
CHS staff will evaluate each application submitted. In the initial phase staff will review
the application for general conformance with the submission requirements. The
evaluation phase will consist of an in-depth review of the following:
• Compliance with SHIP regulations
• Project risk analysis
— 31 —
r
Co ie -r County
2019/2020, 2020/2021, 2021/2022, LHAP
• Financial risk analysis
• Capacity and experience
• Project feasibility
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
8. Relocation Expenses: A maximum of $10,000 for the cost of temporary relocation expenses is
allowed under this strategy. Relocation expenses are considered a grant and are excluded from
the maximum mortgage amount
— 32 —
CA 3
Corr County
2019/2020, 2020/2021, 2021/2022, LHAP
I. Land Acquisition g
1. Summary: The land acquisition program is designed to facilitate the acquisition of
vacant land which will be developed for affordable housing opportunities by offering
loans to non-profit or for-profit housing providers to acquire such land. Any land
acquired with SHIP funds must be placed into a Collier County approved land trust.
2. Fiscal Years Covers: 2019-2020, 2020-2021, 2021-2022
3. Income categories to be served: Extremely low/Very low, low and moderate and be
selected on a first qualified, first served basis.
4. Maximum award: Shall not exceed $50,000 per unit.
5. Land acquisition program funds will be made available by loans secured by a 20 -year, 0%
interest, and deferred payment subordinate mortgage loan and note forgiven at the end
of the 20 -year period if all conditions have been met. Monthly payments are not
required.
The county will take third position if FHFC funds are used in addition to SHIP or at the
discretion of the Division director.
Repaid funds are considered program income, a portion of which may be used for
program administration.
6. Recipient Selection Criteria: A housing provider wishing to receive land acquisition may
use in conjunction with other eligible SHIP strategies and will be evaluated competitively
on the following criteria:
• Financial strength of the agency
• The ability of the developer to complete the development within the
established timelines
• The capacity of the developer
• The affordability of the product produced
• Neighborhood compatibility of the development
• Number of units produced per SHIP dollar spent
• Leveraging of SHIP funds with other sources
• Preference will be given to organizations participating in the Wages to
Work program.
7. Additional Information: The SHIP funds used in the land acquisition program may be
leveraged by several public and private sources. The agencies receiving these loans will
be constructing housing units on the land acquired with funding secured elsewhere in
the public and private sector.
— 33 —
C;O*P-r County
2019/2020, 2020/2021, 2021/2022, LHAP
Section III. LHAP Incentive Strategies
In addition to the required Incentive Strategy A and Strategy B, include all adopted incentives with the
policies and procedures used for implementation as provided in Section 420.9076, F.S.:
A. Expedited Permitting
Permits as defined in s. 163.3177 (6) (f) (3) for affordable housing projects are expedited to a
greater degree than other projects.
Provide a description of the procedures used to implement this strategy: The Collier County
Board of County Commissioners approved an AHAC recommended Incentive Strategy to
expedite the development review process for qualified affordable workforce housing.
Initially, a qualification meeting is called with the developer and staff to determine if the project
meets the affordable housing requirements. Those projects that demonstrate compliance are
issued a certificate to allow the expedited review process for all development orders. Planning
and Zoning will provide expedited status by assisting these developments first throughout the
process from application through Certificate of Occupancy.
B. Ongoing Review Process
An ongoing process for review of local policies, ordinances, regulations and plan provisions that
increase the cost of housing prior to their adoption.
Provide a description of the procedures used to implement this strategy: Collier County requires
all items which have the potential to increase the cost of housing to be prepared and presented
to the Collier County Board of County Commissioners with the amount of the increase or
decrease mentioned in the executive summary. The executive summary must be prepared in
official format and include a description of the Growth Management Impact and the Fiscal
Impact to the County.
The process, by which items are prepared for the BCC Agenda includes a vast approval hierarchy
to ensure that all proposed actions impacting affordable housing are reviewed on an ongoing
basis. Furthermore, the Collier County Affordable Housing Advisory Committee (AHAC) regularly
forms subcommittees to review impediments to affordable housing, as well as new affordable
housing incentives.
C. Other Incentive Strategies Adopted:
1. Increased Density for Affordable Housing — Collier County allows developers to request
increased density when including a certain percentage of affordable housing in the
proposed development.
An Affordable Housing Density Bonus Agreement must be submitted and approved by
the Collier County Board of County Commissioners as provided for in the Collier County
Land Development Code, § 2.06.00.
— 34 —
OAC)
co ,- co vtty
2019/2020,2020/2021,2021/2022, LHAP
2. Inventory of Locally Owned Public Lands Suitable for Affordable Housing.
Collier County prepares an inventory of all real property owned by Collier County that
may be appropriate for use as affordable housing in accordance with Sec. 125.379 F.S.
every three years.
The Collier County Board of County Commissioners approved an AHAC recommended
Incentive Strategy to permit properties identified as appropriate for use as affordable
housing to be offered for sale and the proceeds used to purchase land for the
development of affordable housing or to increase the local government fund earmarked
for affordable housing, or may be sold with a restriction that requires the development
of the property as permanent affordable housing, or may be donated to a nonprofit
housing organization for the construction of permanent affordable housing.
- 35 -
C.10
Co ier Cousxty
2019/2020, 2020/2021, 2021/2022, LHAP
EXHIBITS:
A. Administrative Budget for each fiscal year covered in the Plan.
B. Timeline for Estimated Encumbrance and Expenditure.
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year Covered in the plan.
D. Signed LHAP Certification,
E. Signed, dated, witnessed or attested adopting resolution.
F. Ordinance: (If changed from the original creating ordinance).
G. Interlocal Agreement.
H. Short Sale Policy
I. Essential Personnel Certification
J. Subordination Policy
— 36 —
06,
J
co r.r CoHnty
2019/2020, 2020/2021, 2021/2022, LHAP
EXHIBIT A.
(Collier County)
Fiscal Year: 2019-2020
Estimated SHIP Funds for Fiscal Year:
$
2,255,560.00
Salaries and Benefits
$
204,353.74
Office Supplies and Equipment
$
6,541.12
Travel Per diem Workshops, etc.
$
3,834.45
Advertising
$
225.56
Other*
$
10,601.13
Total
$
225,556.00
Admin %
10.00%
OK
Fiscal Year 2020-2021
Estimated SHIP Funds for Fiscal Year:
$
2,255,560.00
Salaries and Benefits
$
204,353.74
Office Supplies and Equipment
$
6,541.12
Travel Per diem Workshops, etc.
$
3,834.45
Advertising
$
225.56
Other*
$
10,601.13
Total
$
225,556.00
Admin %
10.00%
OK
Fiscal Year 2021-2022
Estimated SHIP Funds for Fiscal Year:
$
2,255,560.00
Salaries and Benefits
$
204,353.74
Office Supplies and Equipment
$
6,541.12
Travel Per diem Workshops, etc.
$
3,834.45
Advertising
$
225.56
Other*
$
10,601.13
Total
$
225,556.00
Admin %
10.00%
Coi[ier County
OK
*All 'other" items need to be detailed here and are subject to review and approval
by the SHIP review committee. Project Delivery Costs that are outside of
administrative costs are not to be included here but must be detailed in the LHAP
main document.
Details: for each year Other expenses totaling $10,601.13 consist of $822.52 Credit
Reports, $994.48 Assessment, $6,964.36 Third Party Inspection, $257.48 Postage
$1,378.52 Recording Fees and $183.77 Dues & Membership
- 38 - &
I'�:t it i i
Coil'fier County
2019/2020,2020/2021,2021/2022, LHAP
Timeline for SHIP Expenditures
Collier County affirms that funds allocated for
these fiscal years will
(local government)
meet the following deadlines:
Fiscal Year
Encumbered
Expended
1st Year AR
2nd Year AR
Closeout AR
2019-2020
6/39/2021
6/30/2022
9/15/2020
9/15/2021
9/15/202.2
2020-2021
6/30/2022
6/30/2023
9/15/2.021
9/15/2022
9/15/2023
2021-2022
6/30/2023
6/30/2024
9/15/2022
9/15/2023
9/15/2024
If funds allocated for these fiscal years is not anticipated to meet any of
the deadlines in the table above, Florida Housing Finance Corporation will be
notified according to the following chart:
Fiscal Year
Funds Not
Encumbered
Funds Not
Expended
1st Year AR
Not
Submitted
2nd Year AR
Not
Submitted
Closeout AR
Not
Submitted
2019-2020
3/30/2021
3/30/2022
6/15/2020
6/15/2021
6/15/2022
2020-2021
3/30/2022
3/30/2023
6/15/2021
6/15/2022
6/15/2023
2021-2022
3/30/2023
3/30/2024
6/15/2922
6/15/2023
6/15/2024
Requests for Expenditure Extensions (close-out year ONLY) must be received by
FHFC by June 15 of the year in which funds are required to be expended. The
extension request shall be emailed to robert.dearduf£@floridahousing.org and
terry.auringer@floridahousing.org and include:
1. A :statement that "(city/county) requests an extension to the
expenditure deadline for fiscal year
2. The .amount of funds that is not expended.
3. The amount of funds that is not encumbered or has been
recaptured.
4. A detailed plan of how/when the money will be expended.
Note: an extension to the expenditure deadline (June 30) does not relieve the
requirement to submit (September 15) the annual report online detailing all
funds that have been expended. Please email terry.auringer@floridahousing.org
when you are ready to "submit" the AR.
Other Key Deadlines:
AHAC reports are due for each local government the same year as the local
government's LHAP being submitted. Local governments receiving the minimum or
less allocation are not required to report.
- 39 - &
Corr County
2019/2020,2020/2021,2021/2022, LH"
la"M1:3Y1[�
pe rcentage lnnn[u[Il IR,.hab 175%[equlremenl)
FLORIDA HOUSING FINANCE CORPORATION
rsblp X 165%
H omeowneeehemenU
ew6%
Rental Ree4l[tlan (25%)
HOUSING DELIVERY GOABCHART
]1.0%
OK
VeM-bwin[a me 30%[e .Icemen[
$10)00.0 U1 C5.
Og
1mel Me reaubement)
2019-2020
SRoo.Wow u,MeloR
UXe
Name of Local Government
Eallmated Funds lFnlldpaletl alta <allan on
glee
Numeuwnershlp
Ill.
TS%selasitle
SKset eid
Collier County
$y333,33333
y111M11i MAx. SHIP DUIXi Mary SNIP Motl
ward Awerd 1M11e
Mac SNIP
pwartl
New oenslrv<tion
.,U
Cnn Nutllon
Total
IMltg
16R
PurtM1aae pssiAan<e
N
3 $50, d $30, 3
$]O,
$(I.
$330,O9.W
$3-0
1
3
Pvn er.—upletl gehab
Yes
] $W, $W, ]
$W,
$0]0,09.
$O.W
$0]O,CW
]
<
ema/Replace
we
1 $150, 1 $]50, ]
$150,
$05Qm
$O.W
$050,
10
New Unr[rvttlon
Yes
$Sn, 3 $50. ]
M
$39,0.0.
0.
$350,09.
]
0
Iand Rquldllon
Yes
c
Som
Total HomeownersM1lp
9 11
$1.3]O,QU.
$330.D9.W
$1.69,WJ.
]9
purchase
Pd<e Nmlls:
New $llSWB. iy1.Oing $d15WB.
pe rcentage lnnn[u[Il IR,.hab 175%[equlremenl)
759%
rsblp X 165%
H omeowneeehemenU
ew6%
Rental Ree4l[tlan (25%)
]1.0%
OK
VeM-bwin[a me 30%[e .Icemen[
$10)00.0 U1 C5.
Og
1mel Me reaubement)
SRoo.Wow u,MeloR
- 40 - o
Coil'ier County
2019/2020,2020/2021,2021/2022, LHAP
O OR
Castle Renaal
qua Rfieslaa
)5%ael-a alda
.1 Vnita la—SNIP VUnN<
ward
A$.
FLORIDA HOUSING FINANCE CORPORATION
Mod Max SHIP
Her. Award
NeWmMauctlon
Without
Commuctlon
]Dial
IInI1s
l0 Rental A[qultlllon
Yes
1 wd 0
$—.—
HOUSING DELIVERY GOALS CHART
$....
$ON
Conow
1
19 Rental R.hab
Yes
l s... 0
$200,000
0 Pon.—
2020-2021
Won
S....
1
tq 812 Rental 0eeelapment
Yes
C $,., 0
Name of local Government:
0 S...
Collier County
low
$O.
Ude
:arl—ted load, uotl<Ipatea and<avon onlrl:
a,aegNa
quaoa,aAor
)5%mtaptle
NomeownersM1ip
rLl Vniti
$)a$Sa5;51
MA—rdIP MA—,dP Me,
AwaN VVnits Award Iln its
Maw SNIP
Award
Na. (onslruttlon
WNM1out
ynatruRlon
Talal
Vnlls
1—.2
Purchase Assiatan<e
No
3
$50,0]0 d $-I— S
$30,
$0.
$330,000
$330,WO.W
10
3
Owner O<[<u,letl Aahab
Yes
1
$IA,CIb 5 $nOft 1
$EO,CIYJ
$dM,AW.
$0
$i10,M.00
]
a
Demo/Replace
Yrs
I
$ISO,ow 1 $1.1. 1
$1,%.
$45014M.
$0
$a50,fM.
3
IO
New ca.m.<tion
Yei
I
$,o.— I $SO,OT I
$,Hcon
1O."No
$0.
$SKow0]
]
Land A<g 74fion
Yes
$SO,M 1 $So. c
$5o.
stoccono
Low
$SO,D]D.OI
I
Total All fuodr
Saw
So.od
SD.
So.
Sow
SD.m
n
O.
0. col
d
o.
$O.
SD.
W.
$o.
$o
Total NomeowneaiM1lp
11 al
1
SI'MAce.04
smodV.
$1, W],p'JO-
)6
Pu[[hase prke Vmits:
New
$05,056.00 Mandrel SU%O58.
O OR
Castle Renaal
qua Rfieslaa
)5%ael-a alda
.1 Vnita la—SNIP VUnN<
ward
A$.
Max, SHIP
Awaad
Mod Max SHIP
Her. Award
NeWmMauctlon
Without
Commuctlon
]Dial
IInI1s
l0 Rental A[qultlllon
Yes
1 wd 0
$—.—
0 $$O0,
$....
$ON
Conow
1
19 Rental R.hab
Yes
l s... 0
$200,000
0 Pon.—
$....
Won
S....
1
tq 812 Rental 0eeelapment
Yes
C $,., 0
$l W,
0 S...
Sow
low
$O.
G.
Sow
$o.
$0.
tow
Sow
0
$ow
5000
$0.
oxI Rental
c
1
$1.,. C
$0M
$59,(vtl,
2
AtlminlsVatian fees
$)531
OK
Home Owaerahip mu... mg
$OW
Total All fuodr
S,t-Mdm
percentage CanAmctlon/Rehab D5%requirement)5.9%
OK
NomeoWnershlp%105%eeq,dr.—I)
66.8%
ON
Kemal Reat ielian 125%1
...%
OK
Ve l—Income a0%re u marl
IND W] ]
OI(
Low Income 150% requirement
1 $Sta,mool 27.
OK
Motleralelnrame
I $db,M lg.q -
- 41 - SCA i
Corr Coanty
2019/2020,2020/2021,2021/2022, LHAP
OR OK
fntle
Rental
Quallfl.s.,
75% set—Ice
FLORIDA HOUSING FINANCE CORPORARION
Mae SXlp
award
a.S
Mod MaXIP
Unita award
New Canst:uellon
IYIlha.1
fnnatNa[Ion
Total
Un.
}0
Rental Acquisition
HOUSING DEUVERY GOALS CHART
1 $3m, 0
$3m,Om
0 $3mm(I
$3m,W3.
$0.
SdW (aa).m
1
IC
zou-z02Z
Yes
$im, 0
$3m,om
0 $}m,Cm
mm
(ntle.rd
Nameoftoal Government'.
Enim,hd Funaelantiaipatea allo[amnars
3tra[egles
:luasetaFoe
xomeownersNp 35%uLaelde
Collier County
$},333,sa-
Mac SNlp Matl
,ql Unlls Maa.3111P SIVnds aw
aware ard Onit:
Ms.FP
. awns
New (nnrtruttlon
Without
nrtmreo
Tatar
IMi[s
1&E
PmaM1ase Ri[Istanee
No
3 $50, 1 $3Qm0 3
$}O,Cm
Sasso
pdol"A
$i30,gp.m
Sa
3
Oona Oueupled Re hab
Yes
3 $FA, 3 $-1— }
$Spm,
$C}O,Qq`,
So.m
S4F,, ,O.m
}
0
O ... lF.plaee
Yea
1 $150, 1 Sm. 1
$s-1.
$OSO,mn
$n.m
$e50,m]W
30
xew0nnruellon
Yes
3 S.,. 3 W. }
$1-,—
$35"W.
$O,CO
$350,.-
I
9
Iona Pequlaltlan
Yes
0 $SO,W] 1 $-.—
$50,
$SO,i", as
$O.m
$,F,..
I
$0
do.m
0.
o
Administration Fees
$333,333.33
304
$o.
$0.m
do2.
0
Ham. Ownership Caumeling
$U.m
So.
W.
0.
Total All Nnds
0$q.
$o.m
Sow
So.
5x.03
5oav
To[el NOmeowneeship
9 11 8
$],}Io,CM.
$330,W].m
$1,f4t,A'V.m
}8
uraM1ne prier limits:
New $gls,me hi[Yng $O15,mB.m
OR OK
fntle
Rental
Quallfl.s.,
75% set—Ice
11 Units Maa.SMP
11 Unili
award
Mae SXlp
award
a.S
Mod MaXIP
Unita award
New Canst:uellon
IYIlha.1
fnnatNa[Ion
Total
Un.
}0
Rental Acquisition
Yes
1 $3m, 0
$3m,Om
0 $3mm(I
$3m,W3.
$0.
SdW (aa).m
1
IC
Rental Fahab
Yes
$im, 0
$3m,om
0 $}m,Cm
mm
$U.
Sam
]0< Rental Deuelopmeal
Yes
1 $..= 0
$}m,=
0 $}m,N(I
$2m.A1t
$U,
$im,mlm
1
Tnlal Rental
} D1
$5m�m
Administration Fees
$333,333.33
304
OK_
Ham. Ownership Caumeling
$U.m
Total All Nnds
$1,333,33333 OK
Sut-afire,
Pe,cant,ssa mnssruEian/Nehab (75% requirement)
}S3%
Nomeownerihlp X165%requlremeaH
W,b%
OK
RenlalRn4lelloa )25%)
31A%
N -mole Nme t
$1 I0 U0. Li93
R
mw30%requhree meek)
OoK
mac.,.. ta-m.
Hm,aoom
- 42 -
Coer County
2019/2020, 2020/2027, 2021/2022, LHAP
EXHIBIT D.
CERTIFICATION TO
FLORIDA HOUSING FINANCE CORPORATION
Local Government or Interlocal Entity: Collier County _
Certifies that:
(1) The availability of SHIP funds will be advertised pursuant to program requirements in
420.907-420.9079, Florida Statutes.
(2) All SHIP funds will be expended in a manner which will insure that there will be no
discrimination on the basis of race, color, national origin, sex, handicap, familial status,
or religion.
(3) A process to determine eligibility and for selection of recipients for funds has been
developed.
(4) Recipients of funds will be required to contractually commit to program guidelines and
loan terms.
(5) Florida Housing will be notified promptly if the local government /interlocal entity will
be unable to comply with any provision of the local housing assistance plan (LHAP).
(6) The LHAP provides a plan for the encumbrance of funds within twelve months of the end
of the State fiscal year in which they are received and a plan for the expenditure of SHIP
funds including allocation, program income and recaptured funds within 24 months
following the end of the State fiscal year in which they are received.
(7) The LHAP conforms to the Local Government Comprehensive Plan, or that an
amendment to the Local Government Comprehensive Plan will be initiated at the next
available opportunity to insure conformance with the LHAP.
(8) Amendments to the approved LHAP shall be provided to the Florida Housing for review
and/or approval within 21 days after adoption.
(9) The trust fund exists with a qualified depository for all SHIP funds as well as program
income or recaptured funds.
(10) Amounts on deposit in the local housing assistance trust fund shall be invested as
permitted by law.
(11) The local housing assistance trust fund shall be separately stated as a special revenue
— 43 —
C:.O eY CaLtxty
2019/2020, 2020/2021, 2021/2022, LHAP
fund in the local governments audited financial statements (CAFR). An electronic copy
of the CAFR or a hyperlink to the document shall be provided to Florida Housing by June
30 of the applicable year.
(12) Evidence of compliance with the Florida Single Audit Act, as referenced in Section
215.97, F.S. shall be provided to Florida Housing by June 30 of the applicable year.
(13) SHIP funds will not be pledged for debt service on bonds.
(14) Developers receiving assistance from both SHIP and the Low -Income Housing Tax
Credit (LIHTC) Program shall comply with the income, affordability and other LIHTC
requirements, similarly, any units receiving assistance from other federal programs shall
comply with all Federal and SHIP program requirements.
(15) Loans shall be provided for periods not exceeding 30 years, except for deferred
payment loans or loans that extend beyond 30 years which continue to serve eligible
persons.
(16) Rental Units constructed or rehabilitated with SHIP funds shall be monitored for
compliance with tenant income requirements and affordability requirements or as
required in Section 420.9075 (3)(e). To the extent another governmental entity provides
periodic monitoring and determination, a municipality, county or local housing financing
authority may rely on such monitoring and determination of tenant eligibility.
(17) The LHAP meets the requirements of Section 420.907-9079 FS, and Rule Chapter 67-37
FAC.
(18) The provisions of Chapter 83-220, Laws of Florida h o implemented (except
for Miami -Dade County). /
(rC/ c•
N/A
Witness Clifef Elected Official or designee
Witness
y \a3\ \ C�
Date
M'
Attest: (Seal)
ATTEST
TAL K. Kit EL, CLERK
Dep uty Clerk
4i rrnattl.s
William L. McDaniel, Jr., Chairman
Type Name and Title
— 44 —
Approved as to form and legality
Assistant County (tome\\0\
l I`
RESOLUTION NO. 2019- 6 5
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF THE
COLLIER COUNTY, FLORIDA APPROVING THE LOCAL HOUSING
ASSISTANCE PLAN AS REQUIRED BY THE STATE HOUSING INITIATIVES
PARTNERSHIP PROGRAM ACT, SUBSECTIONS 420.907-420.9079, FLORIDA
STATUTES; AND RULE CHAPTER 67-37, FLORIDA ADMINISTRATIVE
CODE; AUTHORIZING AND DIRECTING THE CHAIRMAN TO EXECUTE
ANY NECESSARY DOCUMENTS AND CERTIFICATIONS NEEDED BY THE
STATE; AUTHORIZING THE SUBMISSION OF THE LOCAL HOUSING
ASSISTANCE PLAN FOR REVIEW AND APPROVAL BY THE FLORIDA
HOUSING FINANCE CORPORATION; AND PROVIDING AN EFFECTIVE
DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable Housing Act,
Chapter 92-317 of Florida Sessions Laws, allocating a portion of documentary stamp taxes on deeds to
local governments for the development and maintenance of affordable housing; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, ss. 420.907-420.9079, Florida
Statutes, and Rule Chapter 67-37, Florida Administrative Code, require local governments to develop a
one- to three-year Local Housing Assistance Plan outlining how funds will be used; and
WHEREAS, the SHIP Act requires local governments to establish tate maximum SHIP funds
allowable for each strategy; and
WHEREAS, the SHIP Act further requires local governments to establish an average area purchase
price for new and existing housing benefiting from awards made pursuant to the Act;
WHEREAS, the methodology and purchase prices used are defined in the attached Local Housing
Assistance Plan; and
WHEREAS, as required by Section 420.9075, Florida Statutes, it is found that 5 percent of the
local housing distribution plus 5 percent of program income is insufficient to adequately pay the necessary
costs of administering the local housing assistance plan.
WHEREAS, as further required by Section 420.9075, Florida Statutes, the cost of administering
the program may not exceed 10 percent of the local housing distribution plus 5% of program income
deposited into the trust fund, except that small counties, as defined in s. 120.52(17), and eligible
municipalities receiving a local housing distribution of up to $350,000 may use up to 10 percent of program
income for administrative costs.
WHEREAS, the Community and Human Services Division has prepared a three-year Local
Housing Assistance Plan for submission to the Florida Housing Finance Corporation; and
WHEREAS, the Board of County Commissioners finds that it is in the best interest of the public
for the County to submit the Local Housing Assistance Plan for review and approval so as to qualify for-
said
or
said documentary stamp tax funds,
NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF COLLIER COUNTY, FLORIDA that:
Section 1: The Board hereby approves the Local Housing Assistance Plan, as attached and
incorporated hereto, for submission tothe Florida Housing Finance Corporation as required
by ss. 420.907-420-9079, Florida Statutes, for fiscal years 2019/2020, 2020/2021 and
2021/2022.
Section 2: The Chairman, is hereby designated and authorized to execute any documents and
certifications required by the Florida Housing Finance Corporation as related to the Local
Housing Assistance Plan, and to do all things necessary and proper to carry out the term
and conditions of said program.
Section 3: This Resolution shall take effect immediately upon its adoption.
PASS TIA AND ADOPTEDbythe Board of County Commissioners of Collier County, Florida,
this day of 1 i l 2019, after motion, second and majority vote favoring
same.
ATTEST: BOARD OF COUNTY COMMISSIONERS
CRYSTAL KINZ) L, CLERK COLLIER COUNY, FLORIDA
By. By; _ >i
a3 to>�ir �I Wff$CLERK WILL M L. M
signature only,
Approved as to form a legality:
Jennifer A. elp� edio, Assistt AuntyAttorney `o
is
JR.,
I, Crystal K. Kiazel, Clerk of Courts in and fo(Colher County
do hearty certify that the above inshument is a true and coned tto he on Incl in Collier County Florida
By.
at ,Deputy Clerk
-'Jufiz
Q
U
Book 145 Page
Agenda Item 9.A.(1)
Meeting of 4/3/19
RESOLUTION 2019-14316
A RESOLUTION APPROVING THE COLLIER COUNTY / CITY OF NAPLES
INTERLOCAL AGREEMENT, STATE HOUSING INITIATIVES PARTNERSHIP (SHIP)
PROGRAM, BETWEEN THE CITY OF NAPLES AND COLLIER COUNTY;
AUTHORIZING THE MAYOR TO EXECUTE THE INTERLOCAL AGREEMENT; AND
PROVIDING AN EFFECTIVE DATE.
WHEREAS, the City of Naples and Collier County entered into an Interlocal Agreement
for affordable housing on July 19, 1994 that stipulates a number of joint
conditions to ensure coordination regarding the development of affordable
housing in the urban area; and
WHEREAS, since that time, the City of Naples and Collier County have entered into
additional renewals of the Interlocal Agreement for the administration of
SHIP funding allocations to further this affordable housing coordination in the
Urban Housing Assistance Area; and
WHEREAS, the current Interlocal Agreement for the administration of SHIP funds expires
on June 30, 2019; and
WHEREAS, the City has determined that it is in the City's best interest to continue this
cooperative affordable housing effort;
NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF NAPLES,
FLORIDA:
Section 1. That the Collier County / City of Naples Interlocal Agreement for the
State Housing Initiatives Partnership Program is hereby approved.
Section 2. That the Mayor, as chief elected official, is hereby authorized to execute
the Interlocal Agreement.
Section 3. This resolution shall take effect immediately upon adoption.
PASSED-INAPEt -'� D. PEGULAR SESSION OF THE CITY COUNCIL OF THE CITY
OF NAP�(.�E;S; FLORIDA;,'!HIS 3RD DAY OF APRIL 2019.
Attest ONI TI I`
e G SIL r
Patricia L'=Rambosk,' ity clerk
Approved as to form and legality:
da inVs D. Fox, City Atto ey
Date filed with City Clerk: //-
1 ere ce t a e above ark for bin
Is a true and correct dopy�af gectls appea�eltsg
In the files of the City Clerk( Go,
City f Naples, Plortdo li i _
county
oY C
2019/2020, 2020/2021, 2021/2022, LHAP
EXHIBIT F.
ORDINANCE NO. 2013 - z?
y ORDINANCE OF THE BOARD OF COMWV COMMISSIONRRS
OP COLLFER COUNTY, FLORIVA, ESTASLISHING THE. COLLIER
COUNTY SHIP LOCAL HOUSING ASSISTANCE PROCRAM
ORDINANCEI PROVIDING FORTITLE AND CITATIOIN; PROVIDING
FOR DEFINITIONS; PROVIDING FOR ESTABLISHMENT OF TME
LOCAL HOUSING ASSISTANCE PROGRAMA PROVIDING FOR
ESTABLISHMENT OF A LOCAL ROUSING ASSISTANCE. TRUST
FUND; PROVIDING FOR DESIGNATION OF RF.SPONSIRILITV FOR
IMPLEMENTATION; PROVIDING FOR ESTABLISHMENT OF AN
AFFORDABLY. HOUSING ADVISORY COMMITTEE; PROVIDING
FOR REPEAL OF ORDINANCE NO, 93-19, AS AMENDF,ff;
PROVIDING FOR THP, REPEAL OF ORDINANCE. NO, 91-65, AS
AMENDED; PROVIDING FOR INCLUSION IN TIIE CODE OF LAWS
AND ORDINANCES; PROVIDING FOR CONFLICT' ANtO
SFVERABILITY; AND PROVI DING FOR AN EFFP.CTR•E DATE.
WHEREAS, in 1992. the Legislarve of the Stale of Florida approved t5�:•5ahs+'skt
A(1'anlable Nauahlg Acl craning the litatc Housing Inhiatives PnrinersldP ("SHIP" va forn
the specific purpose of supporth;g and expanding Illc aveilobiti ly of aWwdsblc huusrresArccF
wtithin the Slole;and s; M
r
WIIF-REAS, the Collier County Board of Counly Commissioners W@WB i e ra
O—r
Ordimuce No, 91.19 on April 13, 1993, emoting, o local housing a%Adld.ticaj'h33st`flmd,
conhllshing to local housing ossislance programa, designating maponailrillly Far Ibe program, and
creating an A/fanitble Houshsg Advlsory Cornmilla; and
WHEREAS, -on July 23, 1991, the Board of County Commiasiooero udopted Ordinance,
No, 41.65, a labidsh;ag Iha Collier County Affordable Howine CalmnkA m (naw known as the
Affordable Housing Advisory Comrnillea), Which Ordinance wtsl sUpsequenlly'melded by
Ordinance Nos. 04-77, 03-69, 08.17, and 0-50, doll
WHEREAS, the Bowel has dcicemined that 61 Is in 1110 hest interact of the Candy Id
repcoI Ordinance No. 95.19, as wneloded, and Ord lowee No. 91-65, w nom aded, in order to
adopt a shd;le wnsnlidated Ordinance to comply wilh the "uirein,onm ad Furth in FNorida
Slowles, Seelfaw 410.907. 42-0.9070 and Chapter 67-17, Florida Adm;nlsirativo Code.
un edra Cwxy pie Uvol M'.6" broom rmycaMimcr
- 47 -
CoY County
2019/2020,2020/2021,2021/2022, LHAP
NOW, TMEREFORF., BE IT ORDAINED BY THE BOARD OF COUNTY
COMMISSIONERS OF COLLIER COUNTY, FLORIDA, that:
SECTION ONE: Title and Citation.
This Ordinance shall be known and cited as the "Collier County SHIP Local Housing
Assistance Program Ordinance'.
SECTIONTWO: Definitions.
For the purposes or this Ordinance, the definitions contained in Florida Statutes, Chapter
420.9071 and Rule 67-37.002, Florida Administrative Code, as they may be amended or replaced
from time to time, are adopted herein by roforence.
SECTION THREEr Establishment of the Local Housing Assistance Program,
The Local Housing Assistance Program is hereby created mid established to implement
the requirements of Florida Statutes, Section 420.907 and Rule 67-37, Florida Administrative
Code, adopted herein by reference, as they may be amended or replaced from time to time.
The County shall Implement the program within the unincorporated boundaries of Collier
County and may enter into an interlocal agreement with municipalities. The strategies of the
program will be set forth in the County's SHIP local housing assistance plan.
SECTION FOUR: Establishment of Local Housing Assistance Trost Fund.
Pursuant to the requirements Section 420.907 Florida Statutes. the County hereby
reaffirms establishment of a Local Housing Assistance Trust Fund within the official and fiscal
accounting office of the County as originally established on April 13, 1993, by Ordinance No.
93.19. The County's local housing assistance trust fund shall be separately slated as a special
revenue fund in the county's audited financial stalement% Copies of such audited financial
statements shall be forwarded to the Florida Housing Finance Agency.
All moneys received from the state pursuant to the State Housing Initiative Partnership
(SHIP) Program and any other funds received or budgeted to provide funding for the Local
Housing Assistance program shall be deposited into the Collier County Local Housing
Assistance Trust Fund.
2013 Conor, Cnnny SHIP loos[ Hou,ms Pmaem UMM-1tt
- 48 -
�ti�li{rl
Co e,r County
2019/2020, 2020/2021, 2021/2022, LHAP
SECTION FIVE: Designation of responsibility for Implcmentatiou,
The Director of the County's Department of Housing, human and Veterans Services shall
be primarily responsible for Implementation and administration of the local housing assistance
program.
SECTION SIX: Establishment of an Affordable Housing Advisory Committee.
The Affordable Housing Advisory Committee is created and established In accordance
with Florida Statutes, Section 420.9076 and County Ordinmtce No, 01-55, Standards for The
Creation and Review of Boards. In the event of a conflict, The provisions of Florida Statutes.
Section 420.9076 shall apply.
Duties of the advisory committee are provided in Florida Statutes, Section
420.9076(2)(a) - (k) adopted herein by reference, as they may be amended or replaced from lime
to time.
Appointments to the Affordable Housing Advisory Committee will be made in
accordance with the membership requirements of Florida Statutes, Section 420.9076, Including
}old appointments to pmpme a Joint plan when a participating municipality enters into an
huarloeal agreement to administer its program.
The committee shall consist of eleven (11) members as required by Florida Statutes
420.9076 (2J(aJ-(kJ, appointed by Resolution of the Board of County Commissioner$ no later
than Mmoh 2, prior to the year the Local Housing Assistance Plan Is due. The lens of service
shall be for three (3) years or at the discretion of the Board, Terms may be extended for one
additional three (3) year term.
Six (6) members shall constitute a quorum sufficient to permit the committee to take any
flemtal action, However, if formal action is not taken, the committee may meet la hear
presentations with less than a quorum in amendars", Wiles meeting Is duly noticed.
A majority of concurring votes of the entire membership of the committee shall be
necessary for a decision or recommendation by the committee.
The committee may elect a chairperson or presiding officer.
The committee members serving Immediately prior to this Ordinance's adoption shall
fulfill the remainder of their appointed terms.
2013 conk, Caney SM' L..I I Iwdna Ank.. PI.e.. ONlwea
- 49 -
Cor County
2019/2020, 2020/2021, 2021/2022, LHAP
The committee shall meet at least triennially mid submll a report to the local governing
body that includes recommendations on, and triennially thereafter evaluates the implenlentalWn
of, affordable housing incentives as required by Florida Stature; SecNna 420.9076(4)(a) - (k).
The Board of County Commissioners may sunsel or suspend meetings of the committee
upon submission of the triennial Incentive Report and reconvene no later than Marah 2 of the
year the incentive Report is due. The committee will be cooperatively staffed by Housing,
Human and Veterans Services Department and Planning and Zoning Department staff in
accordance with Florlda Stalufes, Section 420.9076(9),
SECTION SEVEN: Repeal of Ordinance No. 93-19, as amended.
Ordinance No. 93-19, pertaining to the Collier County Housing initiatives Panncrship
Program, and all amendments thereto, is hereby repeated in Its entirely.
SECTION ETCHT: Repeal of Ordinance No. 91-65, as amended.
Ordinance No. 91-65, pertaining to the Affordable Housing Committee, and all
amendments thereto, is hereby repeated In Its entirely.
SECTION NINE; Inclusion in the Code of Lows and Ordinances.
The previsions of this Ordinance shell become mrd be made a part of the Coda of
Ordinances of Collier County, Florida. The wottons of this Ordinance may be renumbered or
r"ottered to accomplish such, and that the word 'ordinance' may be changed to "section,"
eardcle," or other appropriate word or phrase necessary to accomplish such Intentions.
SECTION TEN: Conflict and Severability.
in the event this Ordinance conflicts with any other Ordinance of Collier County or
other applicable law, deemed a separate, distinct and independent provision and loch holding
shall not affect the validity of the remaining portion.
SECTION ELEVEN: Effective dale.
This Ordinance shall become effective thirty (30) days after its adoption by the Board
of County Commissioners.
1017 conn Cuumy SHIP Lrca anmina AurA nw Pmrryn, ad'manrt
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Ole,
CO*eY COurity
2019/2020, 2020/2021, 2021/2022, LHAP
PASSED AND DULY ADOPTED by the Board of County Commissioners of Collier
County, Florida, Ihis q+iday oF, 2017.
l�cr B, Whit, �\\3
Assistant County Attorney
BOARD OF COUNTY COMMISSIONERS
COCOU TY, FLORIDA
By
eorgla A. Miller, Esq.
Chairwomen
Tho ordlnnoce filed ilh rhv
9tory of 5 l: 11 the
day of . -',yl��}
and ackr adgem t
fill
elvad aY
0
9y c
3011 Cagle( Caanq LIIP LaM Iloming Assh a PaganOMnwa
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co)r cosncy
2019/2020, 2020/2021, 2021/2022, LRAP
STAT. or FWRIDA)
COUNTY OF COLLIER)
I, DWIGHT E. BROCK, Clerk of Courts in and for the
Twentieth ,ludiciel Circuit, Collier County, Florida, de
hereby oertify that the foregoing 10 a true and correct
copy of,
ORDINANC& 2013-27
which waa adopted by the Board of County Commieeionero
on the 9th day of April, 2013, du"ecJ Regular Oeeelon.
WITNESS a hand and the official goal of the Board of
County CommleaicnBrB of Collier County, Florida, thin 15th
day of April, 2013.
DWIGHT B. BROCK
Clerk of Covrtee nd �clesk
Rx -Officio to Eoa$'y, of
county Commiael6,lafK
By, Ann 3drtnay ohn,
Deputy Clerk
- 52 - \y
EXHIBIT G.
-Co Y County
2019/2020,202012021, 202UNN, LHAP
COLLIER COUNTY/CITY OF NAPLES
INTERLOCAL AGREEMENT
STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM
THIS INTERLOCAL AGREEMENT (the "Agreement") made and entered into this
?,eday of 14 PrP 2019, by and between Collier County, a political subdivision of
the State of Florida, acting by and through its Board of County Commissioners, and the City of
Naples, a municipal corporation created and existing under the laws of the State of Florida,
acting by and through its City Council.
WITNESSETH:
WHEREAS, Section 4209072, et seq., Florida Statutes (the "State Housing
I nitiatives Partnership Program" ("SHIP"), authorizes monies in the Local Government
Housing Trust Fund (the "Fund") to be distributed to approved counties and eligible
municipalities within the county pursuant to an Interlocal Agreement; and
WHEREAS, Collier County is an approved county and the City of Naples is an
eligible municipality within Collier County; and
WHEREAS, the parties desire to jointly utilize SHIP allocations pursuant to this
Agreement; and
WHEREAS, the parties have determined that SHIP funds can be more efficiently
utilized and managed when the parties work cooperatively to address the community's
affordable housing needs.
NOW, THEREFORE, in consideration of the mutual promises set forth herein, the
parties agree as follows:
1, The County and City do hereby agree that the SHIP Program funds as allocated in
Section 420.9073, Florida Statutes, are to be distributed to Collier County to
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co v co"Hty
2019/2020,2020/2021,2021/2022, LHAP
administer in conformity with the mutually approved Local Housing Assistance
Plan.
2. Unless earlier terminated pursuant to other provisions of this Interlocal
Agreement, the term of this Agreement shall run concurrent with the three-year Local Housing
Assistance Plan (the "LHAP") which expires June 30, 2022 and will be automatically renewed
with adoption of subsequent LHAPs.
3. The County and City direct the Florida Housing Finance Corporation (the
"Corporation") to distribute and allocate the SHIP Program funds in accordance with this
Agreement and authorize the Corporation to rely on their stated intent and their authority to
execute this Agreement.
4. The SHIP Program finds so distributed will be deposited in a single depository
trust fund account created and managed by Collier County, Finance Division of the Office of the
Clerk of the Circuit Court. This account shall be known as the Collier County Local Housing
Trust Fund (hereinafter referred to as "Local Fund"), to which SHIP funds are distributed by the
Corporation, The Corporation will be notified of any change in the Local Fund status and the
parties agree to have such Local Fund audited annually as required by Chapter 420, Florida
Statutes and Chapter 67-37, Florida Administrative Code. Since all distributions from the Local
Fund shall be processed by Collier County, parties hereto agree that the Comprehensive Single
Entity Audit of the accounts and records of the County with respect to SHIP revenues and
expenditures shall constitute the audit for the Interlocal Entity as described in the SHIP
Regulations. The parties hereto agree that the Local Fund may be allocated a pro -rata cost of the
independent audit by the County.
5. During the term of this Agreement, both parties agree that they will not do
anything to jeopardize the other party's right to receive its allocation from the Local Fund.
6. Membership to the Affordable Housing Advisory Committee shall be jointly
appointed by Resolution of both the County and City to triennially prepare a joint Local
Housing Incentive Plan as required by Chapter 420.9076, Florida Statues.
7. The parties to this Agreement have adopted incentives from the Affordable
Housing Incentive Plan as prepared and submitted by the joint Affordable Housing Advisory
Committee, amending the Local Housing Assistance Plan accordingly. Both parties understand
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2019/2020, 2020/2021, 2021/2022, LHAP
that Chapter 420, Florida Statutes requires continuing monitoring and implementation of the
Affordable Housing Incentive Plan for the purpose of enhancing and providing affordable
housing and agree to cooperate in ensuring that the requirements and spirit of the Chapter 420,
Florida Statutes is satisfied.
8. Neither party shall use any revenues distributed and allocated for purposes other
than those authorized by Section 420.907 et seq., Florida Statutes, or Chapter 67-37, Florida
Administrative Code.
9. During the term of this Agreement, any party may give the other party ninety
(90) days written notice that it wishes to renegotiate the terms of this Agreement, to be effective
on the first day of the next fiscal year. If the parties fail to reach a new agreement prior to the
commencement of the next fiscal year, this Agreement shall terminate and be of no further force
or effect, and the funds shall be allocated according to population pursuant to Section 420.9072
and Section 420.9073, Florida Statutes.
10. If either party shall cease to be eligible for allocation and distribution, such
party's allocation of the funds shall remain in the Local Fund to be used by the Corporation.
Both parties acknowledge the SHIP enabling legislation, the rules promulgated to implement
same, and that the Chapter 420, Florida Statutes and Chapter 67-37, Florida Administrative
Code are incorporated herein as if they were restated.
IN WITNESS THEREOF, the parties hereto have caused this Agreement to be
executed by their duly authorized officials.
ATTES� lei:'
CRYSTAL CLERK
"
' ,, A est as to Chail hwity Clerk
signature only,
Approved as to form and
legality:
Jennifer Belpe io 3
Assistant County Att e
BOARD OF C ISSIONERS
OF C LLI' C TY, FL D
C'
By:
Wi am L. McDaniel, Jr., Chai an
'A\23M-nt,
-55-
®6.3
ATTEST:�,.
P
ON l� ,
P�e�r�a'lRoYn�sK ; �ify Cleric
Approved as to fotm and
Legal Sufficiency:
11 AAAf-A
City ttorney
C;O)*Sv County
2019/2020, 2020/2021, 2021/2022,LHAP
CITY OF NAPLES, a Municipal
Corporation
By: le�k?w&I /�//
Bill Barlett, Mayor
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rCAG
EXHIBIT H.
C;ofter coHHty
2019/2020, 2020/2021, 2021/2022, L11AP
Collier County
Community and Human Services Division
State Housing Initiatives Partnership Program
SHORT SALE POLICY
Requests for short sale must be approved in advance and in writing by
Collier County Community and Human Services Division. The following
minimum criteria shall apply:
1. The recipient, as seller of the property, shall not receive any
funds from the Short Sale transaction.
2. To facilitate a Short Sale, Collier County shall forgive 70
percent (70%) of the assistance provided based upon the following
table.
PROPOSED SHORT SALE
SETTLEMENT AMOUNT
30% of SHIP Second
Mortgage face value
amount
3. The Collier County Short Sale amount cannot conflict with the
primary mortgage lender Short Sale Agreement.
• If the primary lender rejects the SHIP Proposed Short Sale
Settlement amount, at the discretion of the CHS Director or
his/her designated representative, the settlement amount
may be reduced as appropriate to help facilitate the sale
of the property to avoid the possibility of foreclosure.
In order to determine if a recipient may qualify for Short Sale, the
Division will require the following information:
1. Short Sale Request Form from owner or authorized agent.
2. Evidence of the first mortgage lender's approval for Short Sale.
3. Copy of signed sales contract or buyer offer sheet.
Following initial review, the Division will advise in writing if the
recipient has been pre -approved for Short Sale. However, the
following documents will be required prior to closing of the Short
Sale and issuance of final approval:
1. Final unsigned Closing Disclosure as prepared for settlement (signed copy to be obtained immediately after
settlement): and
2. Final fist mortgage lender Short Sale approval; and
3. Final signed sales contract; and
Co -r cONNty
2019/2020, 2020/2021, 2021/2022, L11AP
4. Name, phone number and email address of closing agent.
Please allow 20 business days for processing from the date the request is submitted to our office. If
approved, the Division will forward the Short Sale Agreement and/or payoff letter to the title
company. If we are unable to approve the request, a denial letter will be issued.
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C,Mer County
2019/2020, 2020/2021, 2021/2022, LRAP
EMAIL THE SHORT SALE REQUEST FORM ALONG WITH SUPPORTING DOCUMENTS
TO:
CollierCountySHIP@colliercountyfl.gov
Collier County
Community and Human Services Division
State Housing Initiatives Partnership Program
SHORT SALE APPLICATION
Recipient(s) name:
Property address:
First Mortgage Information
First Mortgage Lender:
Principal Balance:
Approved Short Sale Amount:
Net Proceeds to Recipient:
SHIP Second Mortgage Information
SHIP Mortgage. Amount:
SHIP File Number:
Date Recorded:
Required Repayment Amount:
Amount Paid by Lender:
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Amount Paid by Other:
Net Proceeds to Recipient:
OFFICE USE ONLY
❑ PRE -APPROVED
❑ DENIED
CHS Director Date
Coir County
EXHIBIT 1.
2019/2020, 2020/2021, 2021/2022, LHAP
ESSENTIAL PERSONNEL CERTIFICATION
Collier County Purchase Assistance Program recipients must have evidence of employment status in a
specific field before they may be approved for additional funding in the program. Please certify which
category the below named person's employment falls under.
Employee Name:
Position Title:
I certify that the above named applicant and to the best of my knowledge he/she is a;
D Healthcare Personnel D Skilled Building Trade Personnel D Police and Fire Personnel
D Teacher and Educators, other school district employees, community college, university employees
Healthcare Personnel
Health care personnel (HCP) are persons who have special education on health care and who are directly related to
provision of health care services. HCP includes all paid and unpaid persons working in health-care settings. Physicians,
nurses, nursing assistants, therapists, technicians, emergency medical service personnel, dental personnel, pharmacists,
laboratory personnel, autopsy personnel who are employed with health-care facility will fall under HCP category.
Teacher and Educators, other school district employees, community college, university employees
A teacher or educator, employed by a county/city school district, private or public college/university or technical
school/institute.
Skilled Building Trade Personnel
Common skilled trade careers include machinist, tool designer, fabricator, production technician, carpenter, mason,
plumber, pipefitter, steamfitter, electrician, painter, HVAC and roofer.
Police, Emergency and Fire Personnel
An employee of a local law enforcement agency who is an officer sworn to carry out law enforcement duties. Examples
of this class are sheriffs, deputy sheriffs, chiefs of police, city police officers, and sworn personnel of law enforcement
subunits of port and transit authorities. This class includes campus police officers employed by of local city and
community college districts. Private campus police are excluded.
A firefighter or fire personnel who are extensively trained in firefighting. In addition those individuals also trained in
Emergency Medical Services (EMS) and operate ambulances who may or may not in addition to being a firefighter.
Employer Name: Phone:
Representative Name: Title
Signature Date
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FCA(1
EXHIBIT J.
Colder County
2019/2020, 2020/2021, 2021/2022, LHAP
Collier County
Community and Human Services Department
SUBORDINATION POLICY
Requests for subordination must be approved in advance by the Community and Human Services
Division ("Division"). We may consider subordinating our loan if the following factors are
present:
• If the proposed transaction is a rate and term refinance (less than $500.00 to borrower at
closing), the new interest rate must be at least one percent less than the current interest
rate; or any combination of Interest Rate reduction plus Mortgage Insurance reduction
that would be the equivalent of a one percent interest rate reduction; and
• The new principal and interest payment is lower than the current total payment(s) as
evidenced by the Loan Application or Loan Estimate; or if the new monthly payment is
increased due to a reduction to the term of the loan, the Division will determine if the
new payment is reasonable and beneficial to the client; and
■ The proposed transaction may include the current first mortgage plus other purchase -
related grants and/or financing (i.e., USDA Subsidy, etc.) OR
■ Cash out transaction are allowed, provided the Combined Loan -To -Value (CLTV) ratio
of mortgages plus County liens does not exceed 80% of the current appraised value for
the subject property. In this instance, the one percent reduction in interest rate may be
waived if the transaction is beneficial to the client as determined by the Division; and
• Closing costs are reasonable as determined by the Division; and
• The proposed transaction does not include a prepayment penalty.
• Property being refinanced must be the borrower's principal residence.
The following documents must be submitted to our office to process a subordination request:
4. Subordination Request form (attached).
5. Signed and executed Loan Estimate or equivalent; and
6. Signed and executed mortgage/loan application; and
7. Preliminary Closing Disclosure or equivalent and
8. Copy of title commitment
9. Copy of Appraisal (if applicable)
Please allow 20 business days for processing from the date the request is submitted to our office.
If approved, the Division will notify the lender and title company to prepare the Subordination
Agreement. If we are unable to approve the request, a payoff letter will be issued.
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Co*er County
2019/2020,2020/2021,2021/2022, L11AP
EMAIL THE SUBORDINATION REQUEST FORM ALONG WITH THE DOCUMENTS 2-6
TO:
CollierCountvSHIPO.colliercountvfl. eov
For additional questions contact:
Donald Luciano, Grants Coordinator
Phone: 239-252-2509
Email: Donald.Luciano@colliercountyfl. oovv
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Collier County
2019/2020, 2020/2021, 2021/2022, LHAP
Subordination Request Form
To be completed by the Financial Institution processing refinance on behalf of clients listed below
Borrower (s) name:
Borrower (s) address:
Financial Institution:
Address:
Email:
Closin A ent/Title Com an Information
Name: Contact Person:
Phone: Email Address:
I certify that the above information is correct. I understand that the subordination document
prepared by Collier County will be invalid if any false information is provided in this case.
Lender/Broker Signature Lender/ Broker Name Printed Date
Email address Phone
64 — I O3
New Mort a v e Information
Loan Amount:
Monthly Payment (PITT):
Interest Rate:
Loan Term:
Closin A ent/Title Com an Information
Name: Contact Person:
Phone: Email Address:
I certify that the above information is correct. I understand that the subordination document
prepared by Collier County will be invalid if any false information is provided in this case.
Lender/Broker Signature Lender/ Broker Name Printed Date
Email address Phone
64 — I O3