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Agenda 10/23/2018 Item #16D 410/23/2018 EXECUTIVE SUMMARY Recommendation to approve ten (10) satisfactions of mortgage for the State Housing Initiatives Partnership (SHIP) Loan Program in the combined amount of $147,884.23. OBJECTIVE: To support the affordability of housing in Collier County through the SHIP down payment, emergency repair, and/or rehabilitation assistance programs. CONSIDERATIONS: SHIP, a state affordable housing program, provides assistance to first-time homebuyers for use toward a portion of the required down payment and emergency repairs to the newly acquired home. As a condition of the award, the homeowner must repay the assistance provided upon sale, refinance, or loss of homestead exemption. Community and Human Services (CHS) staff has recently received payoff requests and payments for ten (10) properties listed below. The mortgages have been paid in full and the loans are satisfied. The following table provides details regarding the ten (10) homeowners that have met their obligation and therefore, need their mortgage satisfied. File # Name Date Mortgage/ Subordination Signed Recording Date Mortgage OR Book & Page Mortgage Amount Payoff Amount 11-017 Krista N. Foy 08/31/2012 09/07/2012 4833/3211 $20,000 $13,333.33 (1/3rd forgiven every 5 yrs) 07-142 Guerline Mathieu 03/10/2008 04/08/2008 4347/1572 $20,250 $20,250** 03-304 Cindy Mejia 12/06/2004 12/13/2004 3695/0368 $10,000 $8,967.40* 07-122 Thomas Moonan 1/18/2008 9/26/2014 1/23/2008 10/02/2014 4323/2085 5081/2443 $24,885 $24,885 02-107 Eduardo & Evangelina Castillo not dated 12/31/2001 2955/2482 $5,000 $5,000 09-327 Rubi Lizeth Castro Mendez 01/28/2011 02/24/2011 4655/1119 $3,000 $3,000 11-027 Joandia Fernandez 09/24/2012 12/20/2012 09/25/2012 1/24/2013 4839/0738 4878/3043 $20,000 $20,000 07-112 Lazaro Rua, Jr. 2/20/2008 2/20/2008 3/11/2008 3/11/2008 4337/2762 4337/2765 $27,448.50 $27,448.50 03-180 Nerlie Frederic and Marc Obsaint 05/20/2003 06/05/2003 3308/2769 $5,000 $5,000 11-105 Rodelin Anthony and Vanessa L. Velazquez 05/03/2013 05/15/2013 4920/2887 $20,000 $20,000 Total $155,583.50 $147,884.23 16.D.4 Packet Pg. 848 10/23/2018 *NOTE: The total amount stated on the mortgage was not dispersed to some clients. Those property owners were required to pay the amount they received which is less than the amount stated on the mortgage. In addition, some homeowners are released as they have met the term of their mortgage. **NOTE: This was a foreclosure. Approval of this Item will authorize the Chairman to sign the aforementioned satisfactions of mortgage and the executed documents shall be recorded in the Public Records of Collier County, Florida. FISCAL IMPACT: The repaid amount of $147,884.23 satisfies the mortgage amounts due to the recapture provision as noted above. These repayments are considered program income. $20,250 was deposited in SHIP Grant Fund (791), Project 33525, and $127,634.23 was deposited in SHIP Grant Fund (791), Project 33569. Deposited funds will be used for eligible SHIP activities. Nine (9) recording fees of $10 have been paid by the homeowners. The $10 recording fee for Mathieu was paid by Habitat for Humanity in the foreclosure proceeding. LEGAL CONSIDERATIONS: This Item is approved for form and legality and requires a majority vote for Board approval -JAB GROWTH MANAGEMENT IMPACT: SHIP Housing Programs help the County meet some of the goals and objectives of the Housing Element of the Growth Management Plan. RECOMMENDATION: To approve and authorize the Chair to sign ten (10) satisfactions of mortgage for the SHIP Loan Program in the combined amount of $147,884.23 for these ten (10) affordable homes. Prepared By: Susan Golden, Sr. Housing and Grant Coordinator, Community and Human Services Division ATTACHMENT(S) 1. 10 original SHIP mortgages 10918 BCC mtg (PDF) 2. SAP for 10.09.18 SOM (DOCX) 3. CAO stamped initialed 10 SOMs 10918 mtg (PDF) 16.D.4 Packet Pg. 849 10/23/2018 COLLIER COUNTY Board of County Commissioners Item Number: 16.D.4 Doc ID: 6753 Item Summary: Recommendation to approve ten (10) satisfactions of mortgage for the State Housing Initiatives Partnership (SHIP) Loan Program in the combined amount of $147,884.23. Meeting Date: 10/23/2018 Prepared by: Title: – Community & Human Services Name: Susan Golden 09/17/2018 11:39 AM Submitted by: Title: Manager - Federal/State Grants Operation – Community & Human Services Name: Kristi Sonntag 09/17/2018 11:39 AM Approved By: Review: Public Services Department Kimberley Grant Level 1 Reviewer Completed 10/03/2018 5:01 PM Community & Human Services Todd Henry CHS Review Skipped 10/04/2018 11:53 AM Community & Human Services Leslie Davis Additional Reviewer Completed 09/17/2018 11:45 AM Community & Human Services Kristi Sonntag Additional Reviewer Completed 09/17/2018 12:22 PM Community & Human Services Maggie Lopez Additional Reviewer Completed 09/17/2018 1:18 PM Community & Human Services Cormac Giblin Additional Reviewer Completed 09/17/2018 1:36 PM Public Services Department Kimberley Grant Additional Reviewer Completed 09/21/2018 5:42 PM Public Services Department Todd Henry Level 1 Division Reviewer Completed 09/25/2018 10:59 AM Public Services Department Steve Carnell Level 2 Division Administrator Review Completed 09/25/2018 11:47 AM County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 10/02/2018 9:54 AM County Attorney's Office Debbie Allen CAO Preview Skipped 09/27/2018 11:53 AM County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 10/02/2018 10:14 AM Office of Management and Budget Valerie Fleming Level 3 OMB Gatekeeper Review Completed 10/03/2018 9:52 AM Budget and Management Office Ed Finn Additional Reviewer Completed 10/11/2018 10:38 AM County Manager's Office Heather Yilmaz Level 4 County Manager Review Completed 10/15/2018 12:13 PM Board of County Commissioners MaryJo Brock Meeting Pending 10/23/2018 9:00 AM 16.D.4 Packet Pg. 850 16.D.4.a Packet Pg. 851 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 852 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 853 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 854 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 855 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 856 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 857 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 858 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 859 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 860 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 861 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 862 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 863 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 864 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 865 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 866 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 867 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 868 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 869 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 870 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 871 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 872 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 873 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 874 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 875 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 876 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 877 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 878 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 879 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 880 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 881 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 882 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 883 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 884 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 885 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 886 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 887 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 888 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 889 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 890 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 891 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 892 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 893 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.a Packet Pg. 894 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.b Packet Pg. 895 Attachment: SAP for 10.09.18 SOM (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 896Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 897Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 898Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 899Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 900Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 901Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 902Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 903Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 904Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage) 16.D.4.cPacket Pg. 905Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)