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Agenda 10/09/2018 Item #16E 210/09/2018 EXECUTIVE SUMMARY Recommendation to approve a five-year agreement with Marsh ClearSight, Inc. in an annual amount of $138,000 for the purchase of Risk Management Information System Software (RMIS) and authorize the Chairman to sign Contract #18-7341. OBJECTIVE: To manage damage claims presented against the County in an efficient, effective manner and to assure the standardization and continuity of risk management processes through a common Risk Management Information System. CONSIDERATIONS: Collier County currently utilizes the Marsh ClearSight Risk Management Information System (formerly known as the CS Stars System) to manage damage claims presented against the County. These damage claims include Workers’ Compensation, Property, General Liability, Automobile, Airport, Aircraft, Public Officials Errors and Omissions, and Inland Marine, among others. The system services the Property and Casualty Fund 516 as well as the Workers’ Compensation Fund 518. The current agreement with Marsh ClearSight will expire on November 23, 2018. The Marsh ClearSight system is a modular system that can manage claims administration, cost allocation, exposure management, incident management, reports and analytics, insurance policy management, and certificates of insurance compliance. Since its implementation, the Risk Management Division has transitioned to a paperless environment and receives incidents, claims and documents via an interview entry methodology to assure simple, timely reporting of incidents and claims. Further, the system can produce standardized and ad hoc reports that provide valuable information regarding exposures, costs, and causation to improve and benchmark operations. It is also the day to day work environment utilized by staff to plan and execute the work to be accomplished. Pursuant to Section 11, sub-paragraph 10 of Collier County Procurement Ordinance No. 2017-08, the Procurement Services Division has granted a single source waiver. While there are competing systems, those systems require an intense implementation period to become fully operational, which is both costly and disrupts staff productivity. A typical implementation for a new system will take approximately 12 months. Further, the additional workload resulting from Hurricane Irma will result in claims payments of $25,000,000 to $35,000,000 over and above normal workload and are expected to take several years to fully complete. This volume of work affirms the need for process and system continuity to accomplish this significant, additional workload. Staff believes that any potential savings in system cost, if at all, will be offset by implementation costs and productivity disruptions without a guarantee of system improvements. FISCAL IMPACT: The anticipated fiscal year expenditure for the services and products provided under this Agreement is $138,000. Funds are budgeted in Fund 516, Property and Casualty Insurance and Fund 518, Workers’ Compensation Insurance. GROWTH MANAGEMENT IMPACT: There is no Growth Management impact associated with this item. LEGAL CONSIDERATIONS: This item is approved as to form and legality and requires majority vote for Board approval. -SRT RECOMMENDATION: To approve a five-year Agreement with Marsh ClearSight for the purchase of the Risk Management Information System and authorize the Chairman to sign Contract #18-7341. Prepared By: Jeffrey A. Walker, CPCU, ARM, Division Director, Risk Management 16.E.2 Packet Pg. 808 10/09/2018 ATTACHMENT(S) 1. 18-7341 Agreement Signed by Vendor (PDF) 2. Waiver Request 412 - Marsh Clearsight (PDF) 3. Certificate of Insurance - Collier County (PDF) 4. Certificate of Insurance with Umbrella Marsh Clearsight (PDF) 5. Certificate of Insurance (PDF) 6. Certificate of Insurance (TXT) 16.E.2 Packet Pg. 809 10/09/2018 COLLIER COUNTY Board of County Commissioners Item Number: 16.E.2 Doc ID: 6672 Item Summary: Recommendation to approve a five-year agreement with Marsh ClearSight, Inc. in an annual amount of $138,000 for the purchase of Risk Management Information System Software (RMIS) and authorize the Chairman to sign Contract #18-7341. Meeting Date: 10/09/2018 Prepared by: Title: Division Director - Risk Management – Risk Management Name: Jeff Walker 09/12/2018 10:30 AM Submitted by: Title: Division Director - Risk Management – Risk Management Name: Jeff Walker 09/12/2018 10:30 AM Approved By: Review: Procurement Services Michael Cox Additional Reviewer Skipped 09/27/2018 7:56 AM Procurement Services Michael Cox Additional Reviewer Skipped 09/27/2018 7:56 AM Procurement Services Michael Cox Additional Reviewer Skipped 09/27/2018 7:57 AM Procurement Services Michael Cox Level 1 Purchasing Gatekeeper Skipped 09/27/2018 7:58 AM Administrative Services Department Paula Brethauer Level 1 Division Reviewer Completed 10/02/2018 8:43 AM Administrative Services Department Michael Cox Level 2 Division Administrator Review Skipped 09/27/2018 7:58 AM County Attorney's Office Michael Cox Additional Reviewer Skipped 09/27/2018 7:58 AM County Attorney's Office Michael Cox CAO Preview Skipped 09/27/2018 7:58 AM County Attorney's Office Michael Cox Level 3 County Attorney's Office Review Skipped 09/27/2018 7:59 AM Office of Management and Budget Michael Cox Level 3 OMB Gatekeeper Review Skipped 09/27/2018 7:59 AM Office of Management and Budget Michael Cox Additional Reviewer Skipped 09/27/2018 7:59 AM County Manager's Office Nick Casalanguida Level 4 County Manager Review Completed 10/02/2018 1:30 PM Board of County Commissioners MaryJo Brock Meeting Pending 10/09/2018 9:00 AM 16.E.2 Packet Pg. 810 16.E.2.a Packet Pg. 811 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 812 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 813 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 814 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 815 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 816 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 817 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 818 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 819 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 820 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 821 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 822 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 823 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 824 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 825 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 826 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 827 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 828 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 829 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 830 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 831 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 16.E.2.a Packet Pg. 832 Attachment: 18-7341 Agreement Signed by Vendor (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) Instructions Completed waiver requests accompanied by any associated backup documentation (sole source letter, business case, etc.) must be submitted to the division’s Procurement Strategist for any procurement, without competition, in excess of $3,000. Waiver requests greater than $50,000 will require approval by the Board of County Commissioners. Sole source refers to a procurement where the selection of one particular supplier to the exclusion of all others may be based on having only one supplier in the market place, proprietary technology, copyright, patent, or a supplier’s unique capability. Single source refers to a procurement directed to one source because of standardization, warranty, geographic territory, or other factors, even though other competitive sources may be available. Requester Name: Division: Item/Service: Vendor Name: Fiscal Year: Requested Date Range: Anticipated Cost per Fiscal Year: Sole Source: † Single Source: † One Time Purchase: † Multiple Purchases: † Description of Purchase:Enter a description of the item(s) items that will be purchased under this waiver. Purpose:Describe in detail, the public purpose of the requested item(s) and why it is essential to County operations. How was the decision made to use this vendor? Describe in detail if a formal standardization process was performed via Procurement or if there is a historical precedence established for the use of the product, please explain purchase and use history and the current level of County investment in the product. What is the cost/benefit of using, or continuing to use, this vendor for this product(s)? Describe savings or benefit of staying with this firm and the additional cost or down side of switching to another provider. Market research and market alternatives: When was the last time a market evaluation was performed to determine if either the technology or vendor offerings have changed? When will your next evaluation be performed? Citing the definitions provided at the top of this form, why is this either a Sole Source or a Single Source? If a sole source please provide a letter from the manufacturer indicating so, or indicating a controlled distribution to only one authorized source. If a Single Source please elaborate and justify. Collier County Waiver Request Form Jeffrey Walker Risk Management Risk Management Information System Marsh Clearsight see below $138,000 ✔ The Marsh Clearsight Risk Management Information System. This system is the information platform for all claims, accident investigation, financial and information management activities related to the Property, Casualty, Workers' Compensation programs. It is used for public records requests as well as standard and ad hoc reporting of claims information to Departments and Divisions as well as the public and media where applicable. It is the day to day system for all claims management including adjuster notes, files, pictures and video evidence. The system eliminates the use of paper and the physical filing/storage of hundreds of thousands of documents. The system permits remote incident reporting which assures compliance with statutory filing requirements. Municipal Governments in Florida are subject to the provisions of Florida Statutes Chapters 440 and 768.28 as well as various state and federal mandates. The system provides the information management infrastructure to assure that risk finance programs are management efficiently and effectively. This system supports Fund 516, Property and Casualty and Fund 518, Workers' Compensation. This system was chosen originally because it was the primary system utilized by the State of Florida as well as many Cities and Counties in Florida. The original purchase occurred in 2005 and has been updated over time. There was no standardized process in place at that time. The system contains claims information dating back to 1981, including over 50,000 legacy files. At that time, we eliminated 18 file cabinets of material saving significant files storage costs. Since that time, other RMIS systems have been developed, however, the transfer from one system to another is both time consuming and costly in terms of staff time with little guarantee of system improvements or significant cost savings. Finally, with the onset of Hurricane IRMA, there will be a five year period of time needed to manage the legacy activities of the storm in the form of over 800 claims files as well as the need to assure compliance with FEMA. The transition to a new system present significant risks to that process and will delay the ability to process the current claims in a timely manner. The original purchase occurred in 2005. The system contains claims information dating back to 1981, including over 50,000 legacy files. At that time,we eliminated 18 file cabinets of material saving significant files storage costs. Since that time, other RMIS systems have been developed, however, the transfer from one system to another is both time consuming and costly in terms of staff time with little guarantee of system improvements or significant cost savings. In addition to the implementation of a new system, there will be significant coordination and programming efforts required to assure the compatibility of a new system with the third party adjuster's system. Finally, with the onset of Hurricane IRMA, there will be a five year period of time needed to manage the legacy activities of the storm in the form of over 800 claims files as well as the need to assure compliance with FEMA. The transition to a new system presents significant risks to that process and will certainly delay the ability to process current claims in a timely manner. Staff reviewed vendor systems in preparation for a potential bidding in the Fall of 2016. We interviewed approximately six firms informally to determine the types and quality of systems in place in the market. At that time, it remained unclear to staff that any of the systems would provide significant system or processing capabilities that would justify a change. Risk Information Systems are largely similar in terms of their capabilities. Some have their own proprietary software while others utilize a Microsoft platform as their basis. Almost all are cloud based or reside on remote servers. The differentiating factors are ease of use, the ability to utilize data and to a much smaller degree, cost. An implementation utilizing four current staff members over an expected 12 month time frame will offset any potential savings without a guarantee of improved system capabilities. Currently, staff processes approximately 1,000 claims per year and manages approximately 300 open files at any given time. Hurricane IRMA resulted in 800 additional files. This created significant workload for staff. There will be a five year period of time needed to manage the legacy activities of the storm in the form of over 800 claims files as well as the need to assure compliance with FEMA. These outstanding claims represent $15,000,000 to $20,000,000 in outstanding claims volume. The transition to a new system will require the involvement of four staff members at 25% of their time, minimum. This presents significant risks to day to day work and WILL certainly delay the ability to process Hurricane IRMA claims in a timely manner. The FY 18 operating budget for the programs supported by the system is $7,780,160 (not including IRMA claims). The cost of the RMIS is approximately 1.7% of program costs. Even if we achieved a 25% software savings of $33,000, the Productivity loss as well as the certain delay in claims processing will far offset that savings. 16.E.2.b Packet Pg. 833 Attachment: Waiver Request 412 - Marsh Clearsight (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) Date of BCC standardization (if applicable): BCC Item number: It is a felony to knowingly circumvent a competitive process for commodities or services by fraudulently specifying sole source. Florida Statute 838.22(2). Requested by: Signature: Date: Division Director: Signature: Date: Procurement Strategist: Signature: Date: Procurement Director: Signature: Date: For Procurement Use Only: FY18 Approval: † FY19 Approval: † Multi-Year Approval:†Start ____________ End ____________ RUGHVLJQHH Jeff Walker Digitally signed by Jeff Walker Date: 2018.08.28 08:45:43 -04'00' Sara Schneeberger saraschneeberge r@colliergov.net Digitally signed by saraschneeberger@colliergov.net DN: cn=saraschneeberger@colliergov.net Date: 2018.08.28 15:36:42 -04'00' Catherine Bigelow Cat Bigelow Digitally signed by Cat Bigelow DN: cn=Cat Bigelow, o=Collier County Government, ou=Procurement Services, email=catherinebigelow@colliergov.net, c=US Date: 2018.08.28 15:45:08 -04'00' ✔11/24/2018 11/23/2023 16.E.2.b Packet Pg. 834 Attachment: Waiver Request 412 - Marsh Clearsight (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) EPSILON (US) INSURANCE COMPANY 48 South Service Road, Melville, N.Y. 11747 CERTIFICATE OF INSURANCE ********************************************************************** NAMED INSURED:Marsh & McLennan Companies, Inc. ADDITIONAL INSURED: Marsh ClearSight LLC 540 West Madison Street Chicago, IL 60661 INSURER:Epsilon (US) Insurance Company POLICY NUMBER: 09301718 POLICY PERIOD:September 30, 2017 – September 30, 2018 LIMIT OF LIABILITY: $2,000,000 per claim TYPE OF INSURANCE:Professional Liability ********************************************************************** CERTIFICATE HOLDER:Collier County 3299 Tamiami Trl E Naples, FL 34112 Should the above described policy be cancelled before the expiration date thereof, the Insurer will endeavor to mail 30 days written notice to the certificate holder named above, but failure to mail such notice shall impose no obligation or liability of any kind upon the Insured, the Insurer, their manager, agents or representatives. Epsilon (US) Insurance Company Authorized Representative Date: August 30, 2018 PLEASE REFER ALL INQUIRIES TO MARSH & MCLENNAN COMPANIES, INC., RISK MANAGEMENT DEPT., 1166 AVENUE OF THE AMERICAS, NEW YORK, NEW YORK 10036 16.E.2.c Packet Pg. 835 Attachment: Certificate of Insurance - Collier County (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. INSURER(S) AFFORDING COVERAGE INSURER F : INSURER E : INSURER D : INSURER C : INSURER B : INSURER A : NAIC # NAME:CONTACT (A/C, No):FAX E-MAILADDRESS: PRODUCER (A/C, No, Ext):PHONE INSURED REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. OTHER: (Per accident) (Ea accident) $ $ N / A SUBR WVD ADDL INSD THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $ $ $ $PROPERTY DAMAGE BODILY INJURY (Per accident) BODILY INJURY (Per person) COMBINED SINGLE LIMIT AUTOS ONLY AUTOSAUTOS ONLY NON-OWNED SCHEDULEDOWNED ANY AUTO AUTOMOBILE LIABILITY Y / N WORKERS COMPENSATION AND EMPLOYERS' LIABILITY OFFICER/MEMBER EXCLUDED? (Mandatory in NH) DESCRIPTION OF OPERATIONS below If yes, describe under ANYPROPRIETOR/PARTNER/EXECUTIVE $ $ $ E.L. DISEASE - POLICY LIMIT E.L. DISEASE - EA EMPLOYEE E.L. EACH ACCIDENT EROTH-STATUTEPER LIMITS(MM/DD/YYYY)POLICY EXP(MM/DD/YYYY)POLICY EFFPOLICY NUMBERTYPE OF INSURANCELTRINSR DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) EXCESS LIAB UMBRELLA LIAB $EACH OCCURRENCE $AGGREGATE $ OCCUR CLAIMS-MADE DED RETENTION $ $PRODUCTS - COMP/OP AGG $GENERAL AGGREGATE $PERSONAL & ADV INJURY $MED EXP (Any one person) $EACH OCCURRENCE DAMAGE TO RENTED $PREMISES (Ea occurrence) COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PRO-JECT LOC CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) CANCELLATION AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2016 ACORD CORPORATION. All rights reserved. CERTIFICATE HOLDER The ACORD name and logo are registered marks of ACORD HIRED AUTOS ONLY C A 09/30/2018 Daniel Rivera WC 086326438 (FL) NYC-010347444-01 2,000,000 8,000,000 WC 086326439 (CA) 23817 8,000,000 of Marsh USA Inc. Attn: NewYork.Certs@marsh.com Fax: 212-948-0500 N X09/30/2017 4 19380 09/30/2018 09/30/2018 C WC 086326440 (MA,ND,OH,WA,WI) 23841 Illinois National Ins Co 2,000,000 09/07/2018 09/30/2017 09/30/2017 Naples, FL 34112 Collier County American Home Assurance Company B New Hampshire Ins Company 09/30/2018 28189340 D 19445 2,000,000 WC 086326437 (AOS) 1166 Avenue of the Americas Marsh USA, Inc. X New York, NY 10036 540 W Madison Street, Suite 1200 Marsh ClearSight LLC Chicago, IL 60661 X 3299 Tamiami Trl E 09/30/2017 09/30/2017 09/30/2018 National Union Fire Insurance Co. of Pittsburgh, PA 16.E.2.d Packet Pg. 836 Attachment: Certificate of Insurance with Umbrella Marsh Clearsight (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. INSURER(S) AFFORDING COVERAGE INSURER F : INSURER E : INSURER D : INSURER C : INSURER B : INSURER A : NAIC # NAME:CONTACT (A/C, No):FAX E-MAILADDRESS: PRODUCER (A/C, No, Ext):PHONE INSURED REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. OTHER: (Per accident) (Ea accident) $ $ N / A SUBR WVD ADDL INSD THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $ $ $ $PROPERTY DAMAGE BODILY INJURY (Per accident) BODILY INJURY (Per person) COMBINED SINGLE LIMIT AUTOS ONLY AUTOSAUTOS ONLY NON-OWNED SCHEDULEDOWNED ANY AUTO AUTOMOBILE LIABILITY Y / N WORKERS COMPENSATION AND EMPLOYERS' LIABILITY OFFICER/MEMBER EXCLUDED? (Mandatory in NH) DESCRIPTION OF OPERATIONS below If yes, describe under ANYPROPRIETOR/PARTNER/EXECUTIVE $ $ $ E.L. DISEASE - POLICY LIMIT E.L. DISEASE - EA EMPLOYEE E.L. EACH ACCIDENT EROTH-STATUTEPER LIMITS(MM/DD/YYYY)POLICY EXP(MM/DD/YYYY)POLICY EFFPOLICY NUMBERTYPE OF INSURANCELTRINSR DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) EXCESS LIAB UMBRELLA LIAB $EACH OCCURRENCE $AGGREGATE $ OCCUR CLAIMS-MADE DED RETENTION $ $PRODUCTS - COMP/OP AGG $GENERAL AGGREGATE $PERSONAL & ADV INJURY $MED EXP (Any one person) $EACH OCCURRENCE DAMAGE TO RENTED $PREMISES (Ea occurrence) COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PRO-JECT LOC CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) CANCELLATION AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2016 ACORD CORPORATION. All rights reserved. CERTIFICATE HOLDER The ACORD name and logo are registered marks of ACORD HIRED AUTOS ONLY C 2,000,000 09/30/2018 GL 6939032 Daniel Rivera WC 086326438 (FL) NYC-010343657-03 2,000,000 WC 086326439 (CA) X 23817 SIR: of Marsh USA Inc. Attn: NewYork.Certs@marsh.com Fax: 212-948-0500 N X09/30/2017 American Home Assurance Company 5 06/30/2018 22667 09/30/2018 Cyber Liability/ C 4,000,000 2,000,000 WC 086326440 (MA,ND,OH,WA,WI) 23841 Illinois National Ins Co 2,000,000 D X 08/31/2018 1,000,000 09/30/2017 5,000,000 09/30/2017 X 09/30/2017 Naples, FL 34112 Collier County ACE American Insurance Company A B New Hampshire Ins Company Limit: 25,000 09/30/2018 Privacy & Network Liability E 4,000,000 19445 2,000,000 2,000,000 06/30/2019 WC 086326437 (AOS) 1166 Avenue of the Americas Marsh USA, Inc. New York, NY 10036 540 West Madison Street Marsh ClearSight LLC Chicago, IL 60661 G25545394 003 3299 Tamiami Trl E 09/30/2017 09/30/2018 19380 09/30/2018 National Union Fire Insurance Co. of Pittsburgh, PA 16.E.2.e Packet Pg. 837 Attachment: Certificate of Insurance (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System) 18968.txt The attached certificates of insurance expire on 9/30/18. We will request updated certificates after the 10/1/18 renewal. Insurance carriers will not issue certificates until after the renewal is effective. Page 1 16.E.2.f Packet Pg. 838 Attachment: Certificate of Insurance (6672 : Approval of a Five Year Agreement for Marsh Clearsight Risk Information System)