Agenda 05/13/2013 Item #16D 85/14/2013 16.D.8.
EXECUTIVE SUMMARY
Recommendation to adopt by Resolution, an amendment to the State Housing Initiative
Partnership (SHIP) program 2010 -11, 2011-12,-2012-13 Local Housing Assistance Plan (LHAP)
and approve funding allocation in the amount of $150,000 for an owner occupied rehabilitation
program, and approve all necessary budget amendments.
OBJECTIVE: To modify the 2010 -11, 2011 -12,- 2012 -13 Local Housing Assistance Plan to
incorporate prior Board approved changes to the SHIP Purchase Assistance maximum award
amount, remove the Acquisition with Redevelopment/Rehabilitation strategy, and amend the
purchase assistance and owner occupied rehabilitation strategy.
CONSIDERATIONS: On July 7, 1992 the William E. Sadowski Affordable Housing Act was
signed into law to provide funding to local communities through a documentary stamp tax on
real estate transactions to promote affordable housing. Under the SHIP program Collier County
and City of Naples receive funds from the State to provide initiatives to expand affordable
housing opportunities.
The Housing, Human & Veteran Services Department has SHIP funds from fiscal years 2011-
2012 and 2012 -2013 remaining to expend. Collier County received a state distribution amount
of, $430,987 for fiscal year 2011 -2012, and $127,908.00 for fiscal year 2012 -2013 from the
Florida Housing Finance Corporation. These funds fall under the requirements of the 2010 -2013
LHAP. The amended LHAP will serve as a guideline for the remaining allocation of these
unexpended SHIP funds.
There are three significant changes to the 2010 -2013 LHAP. First, under guidance from the
technical advisor, it was determined that a change to the SHIP Purchase Assistance award
amount was necessary to reflect the changes the Board approved on February 28, 2012 (Item
1 l .C) (from $50,000 maximum to $20,000 maximum/per award of down payment assistance). In
addition, staff has included further language that will allow SHIP funds to be used with other
funding sources, such as CDBG or HOME. Approval of this item will incorporate these
previously Board approved changes into the 2010 -I1, 2011 -12,- 2012 -13 Local Housing
Assistance Plan.
Second, the Acquisition with Redevelopment/Rehabilitation strategy has been removed in the
proposed amendment to the 2010 -11, 2011 -12,- 2012 -13 Local Housing Assistance Plan as this
strategy has not been employed for several years. Should this strategy be desired in the future, it
may be added by a majority vote of the Board.
Third, the Owner Occupied Rehabilitation Strategy has been modified to reflect the ability to
operate a sponsor driven rehabilitation program. The word sponsor is SHIP's term for what we
more commonly refer to as a subrecipient. This was a successful strategy implemented in past
LHAPs. This change allows the County to enter into an agreement with a sponsor to operate an
owner occupied rehabilitation program. Both sponsor and non - sponsored options will be
available, however staff will pursue through a competitive selection process the sponsor driven
model. In the event an emergent need is identified staff will procure and facilitate the
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improvement until such time as the sponsor is selected. Staff anticipates being able to initiate the
program by June 1 st. Owner occupied rehabilitation is a viable strategy, important for our
community, and staff strongly supports this needed program. Staff recommends, upon approval
of this item, allocating an initial $150,000 to be allocated for owner occupied rehabilitation, with
the balance of available SHIP funding available for down payment assistance, as previously
approved.
In addition to the aforementioned amendments, the language style and format of the LHAP has
been updated to be consistent with the 2013 -2015 LHAP approved by the Board on April 23,
2013, Agenda Item No. 16D5. Both a "clean" version and a strike - through and underline version
of the proposed LHAP is back -up to this item.
The SHIP program requires the Board of County Commissioners to approve, by Resolution, any
amendments to the LHAP which must then be submitted to Florida Housing Finance Coalition
for review and approval.
FISCAL IMPACT: Submission of the Local Housing Assistance Plan allows Collier County to
expend funds for the fiscal years identified in this plan. SHIP grant funds reside in SHIP Fund
791, Project 33198 (FY I1 -12) and Fund 791, Project 33222 (FY 12 -13). A budget amendment
to reallocate $150,000 to the Owner Occupied Rehabilitation program is required.
GROWTH MANAGEMENT IMPACT: The LHAP will allow the County to expand the
affordable housing opportunities of its citizens and further the goals of the Housing Element of
the Collier County Growth Management Plan.
LEGAL CONSIDERATIONS: The proposed Local Housing Assistance Plan meets the
requirements of Part VII of Chapter 420, Florida Statutes. Accordingly, this item is legally
sufficient and requires a majority vote. - JBW
STAFF RECOMMENDATION: Approve changes to the SHIP Local Housing Assistance
Plan and authorizes the Chairwoman to sign a Resolution amending the SHIP program LHAP
for fiscal years 2010 -11, 2011 -12,- 2012 -13, and approve allocation of $150,000 for an owner
occupied rehabilitation program, and approve all necessary budget amendments.
PREPARED BY: Priscilla Doria, Grant Coordinator, Housing, Human & Veteran Services
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5/14/2013 16.D.8.
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.16.D.16.D.8.
Item Summary: Recommendation to adopt by Resolution, an amendment to the State
Housing Initiative Partnership (SHIP) program 2010 -11, 2011 -12,- 2012 -13 Local Housing
Assistance Plan (LHAP) and approve funding allocation in the amount of $150,000 for an owner
occupied rehabiliation program, and approve all necessary budget amendments.
Meeting Date: 5/14/2013
Prepared By
Name: DoriaPriscilla
Title: SHIP Loan Processor,Housing, Human & Veteran Servi
4/11/2013 11:39:30 AM
Approved By
Name: SonntagKristi
Date: 4/15/2013 3:22:35 PM
Name: LarsenKathleen
Date: 4/16/2013 2:01:13 PM
Name: AlonsoHailey
Title: Operations Analyst, Public Service Division
Date: 4/22/2013 2:34:14 PM
Name: GrantKimberley
Title: Interim Director, HHVS
Date: 4/25/2013 10:17:57 AM
Name: CarnellSteve
Title: Director - Purchasing /General Services,Purchasing
Date: 4/26/2013 8:42:16 AM
Name: WhiteJennifer
Title: Assistant County Attomey,County Attorney
Date: 5/2/2013 11:26:49 AM
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5/14/2013 16.D.8.
Name: StanleyTherese
Title: Management/Budget Analyst, Senior,Office of Manage
Date: 5/6/2013 12:09:39 PM
Name: WhiteJennifer
Title: Assistant County Attorney,County Attorney
Date: 5/7/2013 9:27:33 AM
Name: KlatzkowJeff
Title: County Attorney
Date: 5/7/2013 11:54:06 AM
Name: StanleyTherese
Title: Management/Budget Analyst, Senior,Office of Manage
Date: 5/7/2013 11:54:18 AM
Name: FinnEd
Title: Senior Budget Analyst, OMB
Date: 5/7/2013 2:24:36 PM
Name: KlatzkowJeff
Title: County Attorney
Date: 5/7/2013 4:41:50 PM
Name: IsacksonMark
Title: Director -Corp Financial and Mgmt Svs,CMO
Date: 5/7/2013 5:28:03 PM
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COLLIER COUNTY
1�►1�
CITY of NAPLES
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP)
LOCAL HOUSING ASSISTANCE PLAN (LHAP)
FISCAL YEARS COVERED
2010 -11; 2011 -12; 2012 -13
ADOPTED BY RESOLUTION: 2010 -84
AMENDED BY RESOLUTION:
Public Services Division
Housing, Human and Veteran Services
3339 E Tamiami Trail, Suite 211
Naples, Florida 34112
www.colliemov.net
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Table of Contents
Section I. Program Description
Purpose of the Program ...........................................................................................
Purchase Price Limits
Section U. Strategies
Purchase Assistance
Disaster Relief
Owner - Occupied Rehabilitation
Section III. LHAP Incentive Strategies
Expedited Permitting ................................................ - - - --
-------------------------------------------
Ongoing Review_________
Increased Density for Affordable Housing______ ___________ __________ _____ ___ _ __ - -- ...................
Inventory of Locally Owned Public Lands Suitable for Affordable Housing .............
Section IV. Exhibits
Administrative Budget___________________
Timeline
Housing Delivery Goals__________________
Certification
County Resolution
Program Information_.
-------------------
Interlocal Agreement_____________________
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I. PROGRAM DESCRIPTION:
A. Name of the participating local government:
Collier County Board of County Commissioners and
Interlocal Agreement with: City of Naples
A copy of the Interlocal Agreement is attached as: Exhibit H.
B. Purpose of the program:
Creation of the Local Housing Assistance Plan (LHAP) is for the purpose of meeting
the housing needs of the very low, low and moderate income households, to expand
production of and preserve affordable housing, and to further the housing element of
the local government comprehensive plan specific to affordable housing.
C. Fiscal years covered by the Plan:
2010 -11; 2011 -12; 2012 -13
D. Governance:
The County has established their SHIP Program in accordance with Section 420.907-
9079, Florida Statutes and Chapter 67 -37 Florida Administrative Code. The County
SHIP Program does further the housing element of the Collier County
Comprehensive Plan. Cities and Counties must be in compliance with these
applicable statutes and rules.
E. Local Housing Partnership:
The County SHIP Program encourages building active partnerships between
government, lenders, builders and developers, real estate professionals, advocates for
low - income persons and community groups.
F. Leveraging:
The County Local Housing Assistance Plan increases the availability of affordable
residential units by combining local resources and cost saving measures into a local
housing partnership and using public and private funds to reduce the cost of housing.
SHIP funds may be leveraged with or used to supplement other Florida Housing
Finance Corporation programs, including local match to obtain federal housing grants
or programs.
G. Public Input:
The Affordable Housing Advisory Committee public meetings are advertised, open to
the public and may be televised; attendees are welcome to speak. Public input is also
solicited through the local newspaper when advertising the Notice of Funding
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Availability and the County website and Board Agenda when noticing the Local
Housing Assistance Plan and Annual Report. Staff additionally request input from = - *'
housing providers, social service agencies, and local lenders and realtors throughout
the year.
H. Advertising and Outreach:
Collier County advertises with a Notice of Funding Availability in the local
newspaper of general circulation serving ethnic and diverse neighborhoods and the
County website, at least 30 days before the beginning of the application period unless
there is no funding available due to a waiting list.
I. Discrimination:
In accordance with the provisions of ss.760.20- 760.37, it is unlawful to discriminate
on the basis of race, creed, religion, color, age, sex, marital status, familial status,
national origin, or handicap in the award application process for eligible housing.
J. Support Services and Counseling:
Collier County offers free HUD approved Homebuyer Pre - purchase class instruction
to prospective SHIP applicants. The County also offers information and referral
services to local support service organization including, but not limited to credit
counseling, tenant counseling and transportation.
K. Purchase Price Limits:
The sales price or value of new or existing eligible housing may not exceed 90% of
the average area purchase price in the statistical area in which the eligible housing is
located. Such average area purchase price may be that calculated for any 12 -month
period beginning not earlier than the fourth calendar year prior to the year in which
the award occurs. The sales price of new and existing units, which can be lower but
may not exceed 90% of the median area purchase price established by the U.S.
Treasury Department or as described above.
The methodology used is:
Independent Study (copy attached)
X U.S. Treasury Department
Local HFA Numbers
The purchase price limit for new and existing homes is shown on the Housing
Delivery Goals Charts: Exhibit C
L. Income Limits, Rent Limits and Affordability:
The Income and Rent Limits used in the SHIP Program are updated annually from
the Department of Housing and Urban Development and distributed by Florida
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Housing Finance Corporation. Affordable means that monthly rents or mortgage
payments including taxes and insurance do not exceed 30 percent of that amount
which represents the percentage of the median annual gross income for the
households as indicated in Sections 420.9071 F.S. However it is not the intent to
limit an individual household's ability to devote more than 30% of its income for
housing, and housing for which a household devotes more than 30% of its income
shall be deemed Affordable if the first institutional mortgage lender is satisfied that
the household can afford mortgage payments in excess of the 30% benchmark and in
the case of rental housing does not exceed those rental limits adjusted for bedroom
size.
M. Welfare Transition Program:
Should an eligible sponsor be used, the County has developed a qualification system
and selection criteria for applications for awards to eligible sponsors, this includes a
description that demonstrates how eligible sponsors that employ personnel from the
Welfare Transition Program will be given preference in the selection process.
N. Monitoring and First Right of Refusal:
In the case of rental housing, the County shall annually monitor and. determine tenant
eligibility or, to the extent another governmental entity provides the same monitoring
and determination, a municipality, county or local housing financing authority may
rely on such monitoring and determination of tenant eligibility. However, any loan or
grant in the original amount of $3,000 or less shall not be subject to these annual
monitoring and determination of tenant eligibility requirements. Tenant eligibility
will be monitored at least annually for 15 years or the term of assistance, whichever is
longer, unless as specified above.
Eligible sponsors that offer rental housing for sale before 15 years or that have
remaining mortgages funded under this program must give a first right of refusal to
eligible nonprofit organizations for purchase at the current market value for continued
occupancy by eligible persons.
O. Administrative Budget:
A detailed listing of the line -item budget for proposed Administrative Expenditures is
attached as Exhibit A. These are presented on an annual basis for each State fiscal
year submitted in the LHAP.
Collier County and the City of Naples finds that the moneys deposited in the local
housing assistance trust fund shall be used to administer and implement the local
housing assistance plan.
Section 420.9075 Florida Statute and Chapter 67 -37, Florida Administrative Code,
states:
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"A county or an eligible municipality may not exceed the 5 percent limitation on
administrative costs, unless its governing body finds, by resolution, that 5 percent of the
local housing distribution plus 5 percent of program income is insufficient to adequately
pay the necessary costs of administering the local housing assistance plan."
Section 420.9075 Florida Statute and Chapter 67 -37, Florida Administrative Code,
further states:
"The cost of administering the program may not exceed 10 percent of the local housing
distribution plus 5% of program income deposited into the trust fund, except that small
counties, as defined in s. 120.52(17), and eligible municipalities receiving a local housing
distribution of up to $350,000 may use up to 10 percent of program income for
administrative costs."
The County and City have adopted the above findings in the attached resolution,
Exhibit E.
P. Program Administration:
Administration of the local housing assistance plan is the responsibility of Collier
County. Should a third party entity or consultant contract for all of part of the
administrative or other functions of the program the County will provide in detail the
duties, qualification and selection criteria.
Q. Essential Service Personnel:
Counties and eligible municipalities are required to include a defmition of Essential
Services Personnel as noted in Rule Chapter 67- 37.002(8) F.A.C., Chapter 67-
37.005(10), F.A.C. and Section 420.9075(3), F.S.
Collier County's definition of "Essential Service Personnel" includes, but is not
limited to, teachers and educators, other school district, community college,
university employees, police and fire personnel, health care personnel, and skilled
building trade personnel.
R. Section 420.9075(3)(4), F. S.:
Innovative design, green building principles, storm resistant construction or other
elements that reduce long term costs relating to maintenance, utilities or insurance.
Provide a brief description as required:
Collier County Homeownership Education classes provide curriculum on cost cutting
measures that homeowners can use to reduce energy consumption. Collier County
also encourages the use or inclusion, when appropriate, of the following: energy star
appliances; low -E windows; additional insulation (for increased R- value); ceramic
tile; tank -less water heater; 14 and 15 SEER air conditioning units; stucco; florescent
light bulbs; impact resistant windows and doors.
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II. LHAP HOUSING STRATEGIES:
A. Name of the Strategy: Purchase Assistance
a) Summary of the Strategy:
The Collier County Purchase Assistance Program is designed to assist first -time
homebuyers with the purchase of a new or existing single family home or
condominium. Funding, which is provided as a second or subordinate mortgage
loan, may be used for down payment, closing costs and principal buy -down as
needed for affordable home ownership. SHIP funds may be used in conjunction
with a first mortgage loan obtained from a participating lender, not - for -profit
developer, Florida Housing Finance Corporation's Bond Program or Rural
Development.
Applicants who purchase an existing home are encouraged to select a home that
has had code repairs, accessibility modifications or energy efficient upgrades
within one year of purchase.
b) State Fiscal Years Covered: 2010 -11, 2011 -12, 2012 -13
c) Income Categories to be served:
Applicants assisted must be income certified as very low, low, and moderate
income, including persons with special needs as defined in Florida
Administrative Code, 67- 37.002 Definitions (21) Persons Who Have Special
Housing Needs.
d) Maximum Award:
The maximum award will be 20% of the purchase price, not to exceed $20,000.
In the event that another funding source, such as CDBG or HOME is used in
conjunction with SHIP, the total amount of assistance from all sources will not
exceed the maximum award as stated herein.
The maximum award is intended to promote affordability, enabling the household
to have a monthly payment not exceeding 30% of their income. Additionally, the
maximum award is not automatically provided. It is not the intent of the County
to over subsidize a household, where in the absence of subsidy, a household
would be able to afford the level of debt associated with the home that they are
seeking to obtain, based on normal underwriting practices.
e) Terms, Recapture and Default:
Funds are secured with a recorded fifteen (15) year, zero interest, and deferred
payment second mortgage loan and note forgiven at the end of the 15 year period
if all conditions have been met. The County will take a third position if FHFC
funds are used in addition to SHIP or at the discretion of the Department Director.
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5/14/2013 16.D.8.
Monthly payments are not required.
Repayment of the loan is required in full when one of the following conditions is
met, whichever occurs first:
a. Sale; if proceeds are not sufficient to pay off the mortgage note then the
homeowner may contact the County regarding a settlement amount of the
SHIP loan that is outlined in the County's "Short Sale Policy ".
b. Title transfer, either voluntarily or by operation of law, divested of title
by judicial sale, levy or other proceedings, including foreclosure or Deed
in Lieu.
c. Refinance to access equity; a refinance of the first mortgage may be
approved without repayment if the request is submitted in writing and the
refinance is at a lower fixed rate with no cash out in accordance with the
"Refinance Policy ".
d. Home is no longer primary residence, leased or rented. In the event
that all mortgage holders are deceased, the loan will be forgiven.
The County reserves the right to foreclose if the homeowner does not repay the
loan as noted above.
The County has determined the following terms and provisions for program
income versus recaptured funds:
Program Income is a source of SHIP revenue received from the following
sources: bank interest, amortized loan payments and any associated interest
and penalties, loan proceeds due to repayment of a loan under the condition
of refinancing, death of recipient, sale or transfer of title, property is no
longer the client's primary residence.
• Recaptured funds is a source of SHIP revenue, received when a SHIP
recipient loses his or her house to foreclosure /tax deed sales or the County
repays funds that assisted an ineligible client.
All funds are deposited into the Local Housing Trust Fund and reported as
Program Income or Recaptured Funds in the State Fiscal Year they are
received as appropriate for Annual Reporting purposes.
f) Recipient Selection Criteria:
An applicant may submit a completed application for SHIP Purchase Assistance
to the County for a determination of eligibility at any time. Applicants are
required to provide all documentation requested for income, eligibility, and
qualification determination. Applications are processed on a first received, first
qualified (income and lender approved) first served by income category. Funds
will be reserved and awarded to applicants that have met all of the County
requirements, are SHIP Income Certified and have a mortgage loan approval
from a participating Lender
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5/14/2013 16.D.8.
In the event there are more applications than can be processed due to lack of
funding, a waiting list will be maintained. Applications will be sorted by income
category; very low, low or moderate. Applicants will be placed on the
appropriate income category list in numerical order. As funding becomes
available for a specific income category, the applicant with the lowest number
within that category will be contacted and processed.
Applicants must attend a county approved Homeowner Education Program and
provide a copy of the certificate to the Department. The Certificate must be dated
within one year of County application date.
Persons that qualify for SHIP assistance will be required to contractually agree to
all SHIP program guidelines, County SHIP mortgage requirements, repayment
provisions, and certify that the unit assisted will be their primary residence.
g) Sponsor Selection Criteria: Not Applicable.
h) Additional Information:
a. Units assisted must be within the incorporated or unincorporated area of
Collier County.
b. Mobile or manufactured homes are not a category of eligible housing for the
County at this time.
c. Completion of the Homebuyer Education Program is mandatory prior to
closing.
d. First mortgage must be at a fixed rate; no ARM'S, prepayment penalty,
negative amortization, balloon loan, owner financing or other non - affordable
loan terms are allowed.
e. Financial Institutions must be approved by the County in order to participate
in the SHIP Program.
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B. Name of the Strategy: Disaster Relief Grant Assistance
a) Summary of the Strategy:
The Disaster Strategy provides assistance to households following a natural
disaster as declared by the President of the United States or Governor of the State
of Florida. This strategy will only be implemented in the event of a natural
disaster using any funds that have not yet been encumbered or additional disaster
funds issued by Florida Housing Finance Corporation. SHIP disaster funds may
be used for items such as, but not limited to:
• Tree and debris removal to make individual housing units habitable;
• Interim repairs to avoid further damage to home;
• Emergency supplies to weather proof damaged home;
• Building permits;
• Post disaster assistance with non - insured repairs;
• Insurance deductibles;
Expenses to prevent flooding of home such as sand bags, sand, pump rental, etc.;
and construction of wells or repair of existing wells where public water is not
available.
b) Fiscal Years Covered: 2010/2011; 2011/2012; 2012/2013
c) Income Categories to be served: Very low, low and moderate - income
households and persons with special needs as defined in Florida Administrative
Code, 67- 37.002 Definitions (21) Persons Who Have Special Housing Needs.
d) Maximum Award: Specific award information is located in the Housing
Delivery Goals Charts at Exhibit C.
e) Terms, Recapture and Default:
All SHIP funds provided to eligible households will be in the form of a grant
and not subject to recapture. Persons that qualify for SHIP assistance will be
required to sign a grant agreement, contractually agreeing to all SHIP program
guidelines
Applicants will be required to complete an application and provide documentation to
as required for income certification. If authorized by Florida Housing Finance
Corporation, the County will utilize the Corporation's DISASTER SELF -
CERTIFICATION OF INCOME FORM.
f) Recipient Selection Criteria:
The household assisted must be certified as very low, low or moderate - income
and located in Collier County.
Completed applications from affected homeowners will be accepted on a first
received, first served basis by income category and processed expediently.
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• Applicants are required to provide all documentation requested for income
and eligibility determination.
• The unit assisted must be owner- occupied and homesteaded as the primary
residence.
g) Sponsor Selection Criteria: Not applicable
h) Additional Information:
• SHIP funds at all times must be used for eligible applicants and eligible
housing.
• SHIP disaster funds may not be used for the purchase or rehabilitation of
mobile homes unless authorized within the Executive Order.
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Name of the Strategy: Owner - Occupied Rehabilitation
a) Summary of the Strategy: The program is designed to assist income eligible
homeowners that own and occupy their home by providing SHIP funds to
assist with necessary repairs to correct code violations or emergency repairs
that impact their health, safety and welfare. The home must be suitable for
rehabilitation and located within the unincorporated and incorporated areas of
Collier County. Loans for assistance may include costs related to all eligible
repairs, inspections, work write -ups, and closing costs.
b) Fiscal Years Covered: 2010/2011; 2011/2012; 2012/2013.
c) Income Categories to be served: Applicants assisted must be income certified
as very low or low income which includes persons with special needs as defined
in Florida Administrative Code, 67- 37.002 Definitions (21) Persons Who Have
Special Housing Needs.
d) Maximum award: Maximum award of up to $30,000.
e) Terms of the award; Recapture and Default: Funds will be secured with a
recorded fifteen (15) year, zero interest, deferred subordinate mortgage on the
property in the amount of the subsidy used in the project. If all conditions of the
loan are met, one -third of the loan will be forgiven in five year increments so that
at the end of the fifteenth year the loan is forgiven. Monthly payments are not
required.
Repayment of the loan is required in full when one of the following conditions
is met, whichever occurs first:
a. Sale; if proceeds are not sufficient to pay off the mortgage note then the
homeowner may contact the County regarding a settlement amount of the
SHIP loan that is outlined in the County's "Short Sale Policy".
b. Title transfer, either voluntarily or by operation of law, divested of title
by judicial sale, levy or other proceedings, including foreclosure or Deed
in Lieu.
c. Refinance; a refinance of the first mortgage may be approved without
repayment if the request is submitted in writing and the refinance is at a
lower fixed rate with no cash out in accordance with the "Subordination
Policy ".
d. Home is no longer primary residence, abandoned, leased or rented. In
the event that all mortgage holders are deceased, the loan will be
forgiven.
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The County reserves the right to foreclose if the homeowner does not repay the
loan as noted above.
The County has determined the following terms and provisions for program
income versus recaptured funds:
Program Income is a source of SHIP revenue received from the following
sources: bank interest, amortized loan payments and any associated interest and
penalties, loan proceeds due to repayment of a loan under the condition of
refinancing, ., sale or transfer of title, property is no longer the client's primary
residence.
Recaptured funds is a source of SHIP revenue, received when a SHIP recipient
loses his or her house to foreclosure /tax deed sales or the County repays funds
that assisted an ineligible client.
All funds are deposited into the Local Housing Trust Fund and reported as
Program Income or Recaptured Funds in the State Fiscal Year they are received
as appropriate for Annual Reporting purposes.
t) Recipient Selection Criteria: An applicant may submit a completed application
for SHIP Owner- Occupied Rehabilitation to the County for a determination of
eligibility at any time. Applicants are required to provide all documentation
requested for income, eligibility and qualification determination. Applications
are processed on a first served, first qualified, by income category basis.
Applicants will receive a pre - approval letter and their file will be submitted to the
Sponsor for unit eligibility.
Persons that qualify for SHIP assistance will be required to contractually
agree to all SHIP program guidelines, County SHIP mortgage requirements,
repayment provisions, and certify that the unit assisted will be their primary
residence.
However, the County at its option may procure the services of a non - profit
Sponsor to administer all or a portion of the Owner Occupied Rehabilitation
Strategy.
g) Sponsor Selection Criteria and duties, if applicable
The County will issue a Request for Proposals requesting applications for
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Construction Management services from non - profit organizations. The County
at its option may also include or procure separately, the services of a non-
profit
Organization to provide the Application intake and certification of households
applying for Owner Occupied Rehabilitation.
Organizations must submit the proposal as outlined in the RFP and initially
provide information including, but not limited to, application intake process,
income certification experience with SHIP, contractor selection and bid process
or prior rehabilitation and/or income certification experience with references.
Additional information will be obtain such as resumes, construction oversight,
construction agreements, accounting and financial information for project
tracking and payment, organization experience, audit reports, financial
statements, and income documentation for evaluation of sponsor eligibility.
h) Additional Information: Mobile or manufactured homes are not a category of
eligible housing for the County at this time.
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M. LHAP INCENTIVE STRATEGIES:
In addition to Strategy A and Strategy B, include all adopted incentives with the policies and
procedures used daily for implementation as provided in Section 420.9076, F.S.:
Name of the Strategy: Expedited Permitting
Collier County will expedite permits as defined in Sec. 163.3164(7) and (8), F.S. for
affordable housing projects to a greater degree than other projects. Affordable housing
projects will be identified as those projects assisted with state or federal housing funds.
a. Provide a description of the procedures used to implement this strategy:
Collier County Board of County Commissioners adopted Resolution No.2007 -176 on
July 24, 2007, superseding and replacing Resolution 2005 -408, amending the
procedures for expediting the development review process for qualified affordable -
workforce housing including community workforce housing innovation program
(CWHIP) projects.
Initially, a qualification meeting is called with the developer and staff to determine if
the project meets the affordable housing requirements. Those projects that
demonstrate compliance will be issued a certificate to allow the expedited
review process for all development orders. Planning and Zoning will provided
expedited status by assisting these developments first throughout the process from
application through Certificate of Occupancy.
In 2010 -2011, Collier County refined the building permit process and performance
measures were developed to facilitate the expedited performance and allow the
county to closely monitor its performance and adherence to this policy. The current
building permit process is 5, 10, 15 days, however single family permits that are
using state or federal funding will be moved to the top of the permit process.
Name of the Strategy: Ongoing Review Process
Collier County requires all items which have the potential to increase the cost of housing
to be prepared and presented to the Collier County Board of County Commissioners with
the amount of the increase or decrease mentioned in the executive summary.
a. Provide a description of the procedures used to implement this strategy:
The process, by which items are prepared for the BCC Agenda includes a vast
approval hierarchy to ensure that all proposed actions impacting affordable housing
are reviewed on an ongoing basis. Furthermore, the Collier County Affordable
Housing Advisory Committee regularly forms subcommittees to review impediments
to affordable housing, as well as new affordable housing incentives.
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Name of the Strategy: Increased Density for Affordable Housing
Collier County allows developers to request increased density when including a certain
percentage of affordable housing in the proposed development.
a. Provide a description of the procedures used to implement this strategy:
An Affordable Housing Density Bonus Agreement must be submitted and
approved by the Collier County Board of County Commissioners as provided for
in the Collier County Land Development Code, ss. 2.06.00.
Name of the Strategy: Inventory of Locally Owned Public Lands Suitable for Affordable
Housing.
a. Provide a description of the procedures used to implement this strategy:
Collier County prepares an inventory of all real property owned by Collier County
that may be appropriate for use as affordable housing in accordance with Sec.
125.379 F.S. every three years.
Collier County Resolution No. 2007 -172, adopted June 26, 2007, permits properties
identified as appropriate for use as affordable housing may be offered for sale and the
proceeds used. to purchase land for the development of affordable housing or to
increase the local government fund earmarked for affordable housing, or may be sold
with a restriction that requires the development of the property as permanent
affordable housing, or may be donated to a nonprofit housing organization for the
construction of permanent affordable housing.
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IV. EXHIBITS:
A. Administrative Budget for each fiscal year covered in the Plan. Exhibit A.
B. Timeline for Encumbrance and Expenditure: Chapter 67- 37.005, F.A.C. A separate
timeline for each fiscal year covered in this plan is attached as Exhibit B. Program
funds will be encumbered by June 30 one year following the end of the applicable
state fiscal year. Program funds will be fully expended within 24 months of the end
of the applicable State fiscal year.
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
Covered in the Plan: Completed HDGC for each fiscal year is attached as Exhibit C.
D. Certification Page:
Signed Certification is attached as Exhibit D.
E. Adopting Resolution:
Original signed, dated, witnessed or attested adopting resolution is attached as
Exhibit E.
F. Program Information Sheet:
Completed program information sheet is attached as Exhibit F.
G. Ordinance: If changed from the original ordinance, a copy is attached as Exhibit G.
H. Interlocal Agreement:
A copy of the Interlocal Agreement if applicable is attached as Exhibit H.
17
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Ge } e r-- �,.�_
14et~s�:ng and-- iiazifftan se Fvjse&
COLLIER COUNTY
AND
CITY OF NAPLES
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP)
LOCAL HOUSING ASSISTANCE PLAN (LHAP)
FISCAL YEARS COVERED
FY2010 -11, FY2011 -12, FY2012 -13
ADOPTED BY RESOLUTION: 2010 -84
AMENDED BY RESOLUTION:
PRERkRED By-
Housing and 14ma-n SeF-Arae&
Public Services Division
Housinz, Human and Veteran Services
33013339 E Tamiami Trail, Suite 211
Naples, Florida 34112
(2�9)252 4663
www.colliergov.net
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:iaffi ti!
r �
Table of Contents
T441e Page No.
Section I. Program Description
Purpose of the Program 3
Purchase Price and Income Limits 4
Definit49ns 6
Hey4ebuyer Edueatien---------------
- - - - -- -------------------------------- - - - - -- •--- - - - - -- ---------- - - - - -- --- -------- --- -------- - - - - -�
Section II. Strategies
Strateeies
Purchase Assistance �7
----------------------------------------------------------------------------------------------------------------- - - - - -- —
O:rzner Oesupied Rehabi]4atien �
------------------ - - -- ------------------- - - - - --
Aequisition Redevelepnieetor
*,,44 abilitatie^
Disaster Relief 4310
Owner Occupied Rehabilitation 12
Section III. LHAP Incentive Strategies
l4
es
ExpeditedPernutting-..................................................................................................................... 14
Ongoing Review --------------------------------------- ------------------------------------------------ - - - - -- -------------------------- - - - -14
Housing P@A-Mitien
�hf�9rdable
==nort -= p €Ai A49xdable Neiisin i5
vlefei al }9 =an3
Increased Density for Affordable Housing__ ____ __________________ __ ------- -x-615
----------------------------------------------------
Inventory of Locally Owned Public Lands Suitable for Affordable Housing ____ ___________________ _ __ _ __ _ ______x,15
Section IV. Exhibits
F- *White 16
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6?- 3 -.08�s fq; , F.1-..0
Administrative Budget ......................................................... 18
Timeline......................................................................... -------------------------------------------------- 19
Housing Delivery Goals___ _________ __ _________ ______ _ ___ 22
Certification
------ -------------------- -------------------------------------
-------
-------------------------------------------------------------
County Resolution 2726
Program Information
--------------------------------------------------------------------------------------------------------------- - - - - -- -828
Ordinance 29
Interlocal Agreement - - - -- ----------- - - - - -- •--------------- •---- - -• - -- • - -- 434
I. PROGRAM DESCRIPTION:
A. Name of the participating local government and Interlocal if Applicable:
Collier County Board of County Commissioners
Interlocal Agreement with: City of aples Tes Ne
Name of ...,4i .,gng 1 1 geve +r " +1 b+ i 1 n +
A copy of the Interlocal Agreement is attached as Exhibit H.
B. Purpose of the program:
2, ., b
housing, is to FReet the
e*aad p �,.1ueti. „.1 p ati of ., f;e -.7 b,t 1 4 e heusng� .7 � f ..+1 th
Y Yr YY
Creation of the Local Housing
Assistance Plan (LHAP) is for the purpose of meeting the housing needs of the very low, low
and moderate income households to expand production of and preserve affordable housing
and to further the housing element of the local government comprehensive plan specific to
affordable housing.
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ieeTT�"f��.. ♦J i.r2 �' TS rJ TJ ...J �G._C.r —�TStZ
C. Fiscal years covered by the Plan:
2010- 11;2011 - 12;2012 -13
D. Governance:
ap
The County has established their SHIP
Program in accordance with Section 420.907 -9079, Florida Statutes and Chapter 67 -37
Florida Administrative Code. The County SHIP Program does further the housing element of
the Collier County CoWrehensive Plan. Cities and Counties must be in compliance with
these applicable statutes and rules.
E. Local Housing Partnership:
The County SHIP Program encourages building active partnerships between government,
lenders, builders and developers, real estate professionals, advocates for ]ow- income persons
and community groups.
ages hips bet-ween , leadefs, bidildefq
gFOUPS'
Leveraging:
-4-
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•
Leveraging:
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'C-ea! eea!
i4eldsing
The County Local Housing Assistance Plan increases the availability of affordable
residential
Partnership
units by combining local resources and cost saving measures into a local housing
and using public and private funds to reduce the cost of housing SHIP funds may be
leveraged with or used to supplement other Florida Housing Finance Corporation
programs, including local match to obtain federal housing grants or programs.
G. Public Input:
The Affordable Housing Advisory Committee public meetings are advertised open to the
public and may be televised; attendees are welcome to speak Public input is also solicited
through the local newspaper when advertising the Notice of Funding Availability and the
County website and Board Agenda when noticing the Local Housing Assistance Plan and
Annual Report. Staff additionally request input from housing providers social service
agencies, and local lenders and realtors throughout the year
b
b b
H. Advertising and Outreach:
Collier County advertises with a Notice of Funding Availability in the local newspaper of general
circulation serving ethnic and diverse neighborhoods and the County website at least 30 days
before the beginning of the application period unless there is no funding available due to a waiting
list.
b
f+mding is available "o te a waiting list. Be natiee 4 Amding availability is r-equifed-.
Discrimination:
In accordance with the provisions of ss.760.20- 760.37, Fla. Stat., it is unlawful to discriminate on
the basis of race, creed, religion, color, age, sex, marital status, familial status, national origin, or
handicap in the award application process for eligible housing.
Support Services and Counseling:
Collier County offers free HUD approved Homebuyer Pre - purchase class instruction to
prospective SHIP applicants. The County also offers information and referral services to local
support service organization including but not limited to credit counseling tenant counseling
-5-
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fads to r-e&ee -the
b
Best
of housing SHI�€u �d
r,.;.,"t°
Housing-
ged a sed to
obtain fed@Fal.
b.
G. Public Input:
The Affordable Housing Advisory Committee public meetings are advertised open to the
public and may be televised; attendees are welcome to speak Public input is also solicited
through the local newspaper when advertising the Notice of Funding Availability and the
County website and Board Agenda when noticing the Local Housing Assistance Plan and
Annual Report. Staff additionally request input from housing providers social service
agencies, and local lenders and realtors throughout the year
b
b b
H. Advertising and Outreach:
Collier County advertises with a Notice of Funding Availability in the local newspaper of general
circulation serving ethnic and diverse neighborhoods and the County website at least 30 days
before the beginning of the application period unless there is no funding available due to a waiting
list.
b
f+mding is available "o te a waiting list. Be natiee 4 Amding availability is r-equifed-.
Discrimination:
In accordance with the provisions of ss.760.20- 760.37, Fla. Stat., it is unlawful to discriminate on
the basis of race, creed, religion, color, age, sex, marital status, familial status, national origin, or
handicap in the award application process for eligible housing.
Support Services and Counseling:
Collier County offers free HUD approved Homebuyer Pre - purchase class instruction to
prospective SHIP applicants. The County also offers information and referral services to local
support service organization including but not limited to credit counseling tenant counseling
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Teeea! Teusina, t'`.Usi ^Eanee Pq:-ar:
and transportation.
K. Purchase Price Limits:
The sales price or value of new or existing eligible housing may not exceed 90% of the
average area purchase price in the statistical area in which the eligible housing is located.
Such average area purchase price may be that calculated for any 12 -month period beginning
not earlier than the fourth calendar year prior to the year in which the award occurs. The sales
price of new and existing units, which can be lower but may not exceed 90% of the median
area purchase price established by the U.S. Treasury Department or as described above.
The methodology used is:
Independent Study (copy attached)
_X U.S. Treasury Department
Local HFA Numbers
The purchase price limit for new and existing homes is shown on the Housing Delivery Goals
Charts: Exhibit C
L. Income Limits, Rent Limits and Affordability:
The Income and Rent Limits used in the SHIP Program are updated annually from the
Department of Housing and Urban Development and distributed by Florida Housing Finance
Corporation. Affordable means that monthly rents or mortgage payments including taxes and
insurance do not exceed 30 percent of that amount which represents the percentage of the
median annual gross income for the households as indicated in ss. 420.9071, Fla. Stat.
However it is not the intent to limit an individual household's ability to devote more than 30%
of its income for housing, and housing for which a household devotes more than 30% of its
income shall be deemed affordable if the first institutional mortgage lender is satisfied that the
household can afford mortgage payments in excess of the 30% benchmark and in the case of
rental housing does not exceed those rental limits adjusted for bedroom size.
M. Welfare Transition Program:
Should an eligible sponsor be used, the e4y�oCounty has developed a qualification system and
selection criteria for applications for awards to eligible sponsors, which includes a
description that demonstrates how eligible sponsors that employ personnel from the Welfare
Transition Program will be given preference in the selection process.
N. Monitoring and First Right of Refusal:
In the case of rental housing, the staff or entity that has administrative authority for
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�ie,as =i,& and idFta9 Sc —awe✓&
6eea! Iieas�ntf =�
S rJ St Gi3C ,. lar,
implementing the local housing assistance plan assisting rental developments shall annually
monitor and determine tenant eligibility or, to the extent another governmental entity provides
the same monitoring and determination, a municipality, county or local housing financing
authority may rely on such monitoring and determination of tenant eligibility. However, any
loan or grant in the original amount of $3,000 or less shall not be subject to these annual
monitoring and determination of tenant eligibility requirements. Tenant eligibility will be
monitored for at least annually for 15 years or the term of assistance whichever is longer
unless as specified above.
Eligible sponsors that offer rental housing for sale before 15 years or that have remaining
mortgages funded under this program must give a first right of refusal to eligible nonprofit
organizations for purchase at the current market value for continued occupancy by eligible
persons.
O. Administrative Budget:
A detailed listing including line -item budget of proposed Administrative Expenditures is
attached as Exhibit A. These are presented on an annual basis for each State fiscal year
submitted in the LHAP.
Collier County and the Ci!Y of Naples finds that the
moneys deposited in the local housing assistance trust fund shall be used to administer and
implement the local housing assistance plan.
ss. 420.9075 Fla. Stat. and Chapter 67 -37, Florida Administrative Code, states:
"A county or an eligible municipality may not exceed the 5 percent limitation on administrative
costs, unless its governing body finds, by resolution, that 5 percent of the local housing
distribution plus 5 percent of program income is insufficient to adequately pay the necessary
costs of administering the local housing assistance plan."
ss. 420.9075 Fla. Stat. and Chapter 67 -37, Florida Administrative Code, further states:
"The cost of administering the program may not exceed 10 percent of the local housing
distribution plus 5% of program income deposited into the trust fund, except that small
counties, as defined in s. 120.52(17), and eligible municipalities receiving a local housing
distribution of up to $350,000 may use up to 10 percent of program income for administrative
costs."
The Cg1j= and Cityas have adopted the above findings in
the attached resolution, Exhibit E.
P. _ rogram Administration:
Administration of the local housing assistance plan is the responsibility of the- applieable
e45;,'eexat-}Collier County. Should a third party entity or consultant contract for all of part of
the administrative or other functions of the program provide in detail the duties, qualification
and selection criteria.
Essential Service Personnel:
Counties and eligible municipalities are required to include a definition of Essential
-7-
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Services
F.A.C. F.A.C. and
limited to,
5/14/2013 16.D.8.
Personnel as noted in Rule Chgpter 67- 37.002(8) F.A.C., Chapter 67- 37.005(10),
Section 420.9075(3), F.S.
Collier County's definition of "Essential Service Personnel" includes, but is not
teachers and educators, other school district, community college. university
employees, police
and fire personnel, health care personnel, and skilled building � rpersonnel.
•_
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c:
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�eeaI
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jig
Ass' s;E&Ree
nPI&F2
Piseal i®ais Govefed2010,
2911; 2911"2012;
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a
funds
deposited
in
em use
of
the leeal
hoesiag
eligible
RAP AWAM
eligible
_ ,,
0
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as
per-sees
cc
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cc
0
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J,Jfl3afi Pe
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ele „r
„
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Piseal i®ais Govefed2010,
2911; 2911"2012;
3012,1201
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[ T ,
T eea! �iBtlSli3E STS J GT3' E^Tf
C the
12689, "Debi�tept spen ' ", (OMB ("';,.e„1.,.- n l l m
At least 30 per-eent E)f funds deposited into Oh-e- laealliausiz
9
Finally, at least 75 pefeent of the funds ffiade available in eaeh eounIN., and eligible aivaieipality f+em th
.
aff— dabl° eligible 7.,..,,s;.,,.
ss. 420.9075(3)(d) Fla. Stat. r-eq;uir-es eounties and eligible ffmaieipa4ities �e dessfibe initiatives in- their-
insiffaflee.
insulatien (for- iner-eased R value); eer-amie tile; tapA.E less water- heater; 14 cmd 15 SEER air- eenditi
a) Section 420,9075(3)(d), F_S.:
Innovative design, green building principles. storm resistant construction or other elements that
reduce long term costs relating to maintenance, utilities or insurance. Provide a brief
description as required:
Collier Countv Homeownership Education classes provide curriculum on cost cuttin
measures that homeowners can use to reduce energy consumption. Collier County also
encourages the use or inclusion, when appropriate, of the following energy star appliances;
low -E windows; additional insulation (for increased R- value); ceramic tile; tank -less water
heater; 14 and 15 SEER air conditioning units; stucco; florescent light bulbs; impact resistant
windows and doors.
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i4ei!is4!n ai-iei fiiiffian seL=lFrs--
�eeal
Seetion LHAP HOUSING STRATEGIES:
A. Name of the Strategy: Purchase Assistance
and fe es
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u...,s...., Se_ _
iee_ l lie.,smnt=
i. ; afld
2. Does not pfesently own real pr-opei4y,
c vaeant
land; alid
0 o y ' widowed, o
n The 4ei:no being is leeated
the beiiadmies
' and
Af Collie+
County, F lo4da;
assisted within
mid
Tl,o a,,,, liea„r has been pr-e appr-oved
for- f;rsr +Aoi gago
f;.,aaoi..9
MT.
wr
�,.
i. ; afld
2. Does not pfesently own real pr-opei4y,
c vaeant
land; alid
0 o y ' widowed, o
n The 4ei:no being is leeated
the beiiadmies
' and
Af Collie+
County, F lo4da;
assisted within
mid
Tl,o a,,,, liea„r has been pr-e appr-oved
for- f;rsr +Aoi gago
f;.,aaoi..9
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L !- iie is ng tl ssis w�anee .nsar
b
Hi
eawity and b
fef Ojj4,qbje , eligiNe
, e
b . Summary of the Strategy
The Collier County Purchase Assistance Program is designed to assist first -time homebuvers
with the purchase of a new or existing single family home or condominium Funding which is
provided as a second or subordinate mortgage loan may be used for down payment closing
costs and principal buy -down as needed for affordable home ownership SHIP funds may be
used in conjunction with a first mortgage loan obtained from a participating lender, not -for-
profit developer, Florida Housing Finance Corporation's Bond Program or Rural
Development.
Applicants who purchase an existing home are encouraged to select a home that has had code
repairs, accessibility modifications or energy efficient upgrades within one ygar of purchase
b) State Fiscal Years Covered: 2010 -11, 2011 -12, 2012 -13
c) Income Categories to be served:
Applicants assisted must be income certified as very low, low, and moderate income including
persons with special needs as defined in Florida Administrative Code 67- 37.002 Definitions
(2 1) Persons Who Have Special Housing Needs.
d) Maximum Award:
The maximum award will be 20% of the purchase price not to exceed $20,000. In the event
that another funding source, such as CDBG or HOME is used in conjunction with SHIP the
total amount of assistance from all sources will not exceed the maximum award as stated
herein.
The maximum award is intended to promote affordability, enabling the household to have a
monthly payment not exceeding 30% of their income. Additionally, the maximum award is not
automatically provided. It is not the intent of the County to over subsidize a household where
in the absence of subsidy, a household would be able to afford the level of debt associated with
the home that they are seeking to obtain, based on normal underwriting practices
e) Terms. Recapture and Default:
Funds are secured with a recorded fifteen (15) year, zero interest and deferred payment
second mortgage loan and note forgiven at the end of the 15 year period if all conditions have
been met. The County will take a third position if FHFC funds are used in addition to SHIP or
at the discretion of the Department Director. Monthly payments are not required
Repayment of the loan is required in full when one of the following conditions is met
whichever occurs first:
a. Sale, if proceeds are not sufficient to pay off the mortgage note then the homeowner
may contact the County regarding a settlement amount of the SHIP loan that is
outlined in the County's "Short Sale Policy ".
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b. Title transfer, either voluntarily or by operation of law, divested of title by judicial
sale levy or other proceedings, including foreclosure or Deed in Lieu.
c. Refinance to access equity; a refinance of the first mortgage may be approved
without repayment if the request is submitted in writing and the refinance is at a
lower fixed rate with no cash out in accordance with the "Refinance Policy ".
d. Home is no longer primary residence, leased or rented. In the event that all
mortgage holders are deceased, the loan will be forgiven.
The County reserves the right to foreclose if the homeowner does not repay the loan as noted
above.
The Countv has determined the following terms_ and -provisions for program income versus
recaptured funds:
• Program Income is a source of SHIP revenue received from the following sources:
bank interest, amortized loan payments and any associated interest and penalties, loan
proceeds due to repayment of a loan under the condition of refinancing, death of
recipient, sale or transfer of title, property is no longer the client's primary residence.
• Recaptured funds is a source of SHIP revenue, received when a SHIP recipient loses
his or her house to foreclosure /tax deed sales or the County repays funds that assisted
an ineligible client.
All funds are deposited into the Local Housing Trust Fund and reported as Program
Income or Recaptured Funds in the State Fiscal Year they are received as appropriate
for Annual Reporting purposes.
f) Recipient Selection Criteria:
An applicant may submit a completed application for SHIP Purchase Assistance to the County
for a determination of eligibility at any time. Applicants are required to provide all
documentation requested for income, eligibility, and qualification determination. Applications
are processed on a first received, first qualified (income and lender approved) first served by
income category. Funds will be reserved and awarded to applicants that have met all of the
County requirements, are SHIP Income Certified and have a mortgage loan oan approval from a
participating Lender
In the event there are more applications than can be processed due to lack of funding, a
waiting list will be maintained. Applications will be sorted by income category; very low, low
or moderate. Applicants will be placed on the appropriate income category list in numerical
order. As funding becomes available for a specific income category, the applicant with the
lowest number within that category will be contacted and processed.
Applicants must attend a countv approved Homeowner Education Program and provide a co
of the certificate to the Department. The Certificate must be dated within one year of County
application date.
Persons that qualify for SHIP assistance will be required to contractually agree to all SHIP
program guidelines, County SHIP mortgage requirements, repayment provisions, and certify
that the unit assisted will be their primary residence.
g) Sponsor Selection Criteria: Not Applicable.
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-
:y
b. Title transfer, either voluntarily or by operation of law, divested of title by judicial
sale levy or other proceedings, including foreclosure or Deed in Lieu.
c. Refinance to access equity; a refinance of the first mortgage may be approved
without repayment if the request is submitted in writing and the refinance is at a
lower fixed rate with no cash out in accordance with the "Refinance Policy ".
d. Home is no longer primary residence, leased or rented. In the event that all
mortgage holders are deceased, the loan will be forgiven.
The County reserves the right to foreclose if the homeowner does not repay the loan as noted
above.
The Countv has determined the following terms_ and -provisions for program income versus
recaptured funds:
• Program Income is a source of SHIP revenue received from the following sources:
bank interest, amortized loan payments and any associated interest and penalties, loan
proceeds due to repayment of a loan under the condition of refinancing, death of
recipient, sale or transfer of title, property is no longer the client's primary residence.
• Recaptured funds is a source of SHIP revenue, received when a SHIP recipient loses
his or her house to foreclosure /tax deed sales or the County repays funds that assisted
an ineligible client.
All funds are deposited into the Local Housing Trust Fund and reported as Program
Income or Recaptured Funds in the State Fiscal Year they are received as appropriate
for Annual Reporting purposes.
f) Recipient Selection Criteria:
An applicant may submit a completed application for SHIP Purchase Assistance to the County
for a determination of eligibility at any time. Applicants are required to provide all
documentation requested for income, eligibility, and qualification determination. Applications
are processed on a first received, first qualified (income and lender approved) first served by
income category. Funds will be reserved and awarded to applicants that have met all of the
County requirements, are SHIP Income Certified and have a mortgage loan oan approval from a
participating Lender
In the event there are more applications than can be processed due to lack of funding, a
waiting list will be maintained. Applications will be sorted by income category; very low, low
or moderate. Applicants will be placed on the appropriate income category list in numerical
order. As funding becomes available for a specific income category, the applicant with the
lowest number within that category will be contacted and processed.
Applicants must attend a countv approved Homeowner Education Program and provide a co
of the certificate to the Department. The Certificate must be dated within one year of County
application date.
Persons that qualify for SHIP assistance will be required to contractually agree to all SHIP
program guidelines, County SHIP mortgage requirements, repayment provisions, and certify
that the unit assisted will be their primary residence.
g) Sponsor Selection Criteria: Not Applicable.
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gel— itelldsi� �ss�s'aree— an
h) Additional Information:
a. Units assisted must be within the incorporated or unincorporated area of Collier County.
b. Mobile or manufactured homes are not a categM of eligible housing for the County
this time.
c. Completion of the Homebuver Education Program is mandatory prior to closing
d. First mortgage must be at a fixed rate, ARM'S prepayment penalty, negative
amortization, balloon loan, owner financing or other non - affordable loan terms are
allowed.
e. Financial Institutions must be approved by the County in order to participate in the SHIP
Program.
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B. Name of the StrateLy: Disaster Relief Grant Assistance
a) Summary of the Strategy:
The Disaster StrateQV provides assistance to households following a natural disaster as
declared by the President of the United States or Governor of the State of Florida.
This strategy will only be implemented in the event of a natural disaster using any
funds that have not Yet been encumbered or additional disaster funds issued by Florida
Housing Finance Corporation. SHIP disaster funds may be used for items such as, but
not limited to:
• Tree and debris removal to make individual housing units habitable;
• Interim repairs to avoid further damage to home;
• Emergencyssupplies to weather proof damaged home;
• Building permits;
• Post disaster assistance with non - insured repairs;
• Insurance deductibles;
i) Expenses to prevent flooding of home such as sand bags, sand, pump rental, etc.; and construction of wells
or repair of existing wells where public water is not available.
JL
b) Fiscal Years Covered: 2010/2011: 2011/2012, 2012/2013.
c) Income Categories to be served: very low- or low - income persons or families.
d) Maximum Award: Specific award information is located in the Housing Delivery Goals
Charts at Exhibit C.
e) Terms, Recapture and Default:
All SHIP funds provided to eligible households will be in the form of a grant
and not subject to recapture. Persons that qualify for SHIP assistance will be required
to sign a rg ant agreement, contractually agreeing to all SHIP program guidelines
Applicants will be required to complete an application and provide
documentation to as required for income certification. If authorized by Florida
Housing Finance Corporation, the County will utilize the Corporation's DISASTER
SELF - CERTIFICATION OF INCOME FORM.
f) Recipient Selection Criteria:
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Gell }
u,,,,,.; ,., y aiiEi a ri,,,. an SeL=y;ees
T-
I. c {lELS }I3� :7rSS�S e Plarl
k_) The household assisted must be certified as very low, low or moderate - income and located in Collier
Coup .
1) Completed applications from affected homeowners will be accepted on a first received first served basis
by income category and processed ex ediently.
• Applicants are required to provide all documentation requested for income and
eligibility determination.
• The unit assisted must be owner - occupied and homesteaded as the primary
residence.
2) Sponsor Selection Criteria: Not applicable
h) Additional Information:
• SHIP funds at all times must be used for eligible amlicants and eligible housing.
• SHIP disaster funds may not be used for the purchase or rehabilitation of mobile
homes unless authorized within the Executive Order.
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HC. Name of the Strategy: Owner- Occupied Rehabilitation
,.aa Summary of the Strategy. ^ sis *'h ^mew %@r° H "im` r °r „eee s : *^
b b
health, .,.,f°.,. -ana ep-nee s.The program is designed to assist income eli able
homeowners that own and occupy their home by providing SHIT' funds to assist with
necessary_ repairs to correct code violations or emergency _ repairs that impact their
health, safety and welfare. The home must be suitable for rehabilitation and located
within the unincorporated and incorporated areas of Collier County. Loans for
assistance may include costs related to all eligible repairs, inspections, work write -ups,
and closin cg osts.
h. b) Fiscal Years Covered: 2010/2011; 2011/2012; 2012/2013.
rn -c) Categories to be served: veff lew ,
€ankes Applicants assisted must be income certified as
n) very low or low income which includes persons with special needs as defined in Florida Administrative
Code, 67- 37.002 Definitions (21) Persons Who Have Special Housing g eeds.
d-.d Maximum award is * °a ° 4,° a °,, : r. °,;..°..y Goals G1 * ,X58 ggg- per -�t�t
Maximum award of up to $30,000.
o) e) e. Terms of the award; Recapture and Default: Fundsiaf fermi
pry will be secured with a recorded p~ °� „a °a OR ft fi St , ° fi~°* ;~ the r°..,,, 4B ,°
pereaat, fifteen 15
the *°fm of the far -tg ge the-H the, le°^ will not have to be r ai zero interest, deferred subordinate
mortgage on the property in the amount of the subsidy used in the project. If all conditions of the loan are
met, one -third of the loan will be forgiven in five year increments so that at the end of the fifteenth year the
-18-
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;;etising an6 ii;aFtaR
3 A8s (i; �..c.
Leeal' ';s•s s canoe
loan is forgiven. Monthly payments are not required.
Repayment of the loan is required in full when one of the following conditions is met
whichever occurs first:
p) Sale; if proceeds are not sufficient to pay off the mortgage note then the homeowner may contact the
County regarding a settlement amount of the SHIP loan that is outlined in the County's "Short Sale
Policy".
g) Title transfer, either voluntarily or by operation of law, divested of title by judicial sale levy or other
proceedings, including foreclosure or Deed in Lieu.
r) Refinance, refinance of the first mortgage may be approved without repayment if the request is submitted
in writing and the refinance is at a lower fixed rate with no cash out in accordance with the "Subordination
Policy".
s) Home is no longer primary residence, abandoned, leased or rented. In the event that all mortgage holders
are deceased, the loan will be forgiven.
illna F tt,o t, ,•t, e fn ;l, ffiem4eF L depends pfimai4ly 814 th
l,n.r..,....o,- fo, „ •YpeA ,ti,, of 7.m est;, _abuse, .., these t4 at have o 7
in event e resipieet's death. A41 repaye;e;ts- -f4:A-4:A - this pfogr-a+�q Shall h
The County reserves the right to foreclose if the homeowner does not repay the loan as
noted above.
The County has determined the following terms and provisions for program income
versus recaptured funds:
Program Income is a source of SHIP revenue received from the following sources:
bank interest, amortized loan payments and any associated interest and penalties loan
proceeds due to repayment of a loan under the condition of refinancing . sale or
transfer of title, property is no longer the client's primary residence.
-19-
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•
. .
illna F tt,o t, ,•t, e fn ;l, ffiem4eF L depends pfimai4ly 814 th
l,n.r..,....o,- fo, „ •YpeA ,ti,, of 7.m est;, _abuse, .., these t4 at have o 7
in event e resipieet's death. A41 repaye;e;ts- -f4:A-4:A - this pfogr-a+�q Shall h
The County reserves the right to foreclose if the homeowner does not repay the loan as
noted above.
The County has determined the following terms and provisions for program income
versus recaptured funds:
Program Income is a source of SHIP revenue received from the following sources:
bank interest, amortized loan payments and any associated interest and penalties loan
proceeds due to repayment of a loan under the condition of refinancing . sale or
transfer of title, property is no longer the client's primary residence.
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L- e
Recaptured funds is a source of SHIP revenue, received when a SHIP recipient loses
his or her house to foreclosure /tax deed sales or the County rgpays funds that assisted
an ineligible client.
All funds are deposited into the Local Housing Trust Fund and reported as Program
Income or Recaptured Funds in the State Fiscal Year they are received as appropriate
for Annual Reporting purposes.
f. Recipient Selection Criteria: An applicant may submit a completed application
for SHIP Owner - Occupied Rehabilitation to the County for a determination of eli6bility at any time.
Applicants are required to provide all documentation requested for income, eligibility and qualification
determination. Applications are processed on a first served, first qualified, by income category basis.
Applicants will receive a pre - approval letter and their file will be submitted to the Sponsor for unit
eli 'bgi ility_.
Persons that qualify for SHIP assistance will be required to contractually agree to all SHIP
program guidelines, County SHIP mortgage requirements, rgpa moment provisions, and
certify that the unit assisted will be their primary residence.
However, the County at its option may procure the services of a non - profit Sponsor to
administer all or a portion of the Owner Occupied Rehabilitation Strategy..
l is ,-., law r law o .
f'.,,, ilyl, e.,.i
.
4
f g. Sponsor Selection Criteria and duties, if applicable: Net
apple- The County will issue a Request for Proposals requesting applications for
Construction Management services from non - profit organizations. The County at
option may also include or procure separately, the services of a non - profit
Organization to provide the Application intake and certification of households
applying for Owner Occupied Rehabilitation.
u) Organizations must submit the proposal as outlined in the RFP and initially provide information includin
but not limited to, application intake process, income certification experience with SHIP, contractor
selection and bid process or prior rehabilitation and/or income certification experience with references.
Additional information will be obtain such as resumes, construction oversight, construction agreements,
accounting and financial information for project tracking and payment, organization experience, audit
reports, financial statements, and income documentation for evaluation of sponsor eligibility.
v _ h. Additional Information: Mobile or manufactured homes are not a category of
eligible housing for the County at this time.
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C-9l-14!e -y
asealllq>ws�xlg Assistat3ee
to vel-y low ilioefflo r g
„a „+ t0 c+ Aditirtn•al �O + f d
AMEIS a a + a 449 t t
N —81; Ye
Y the
eligibl@ Vuha .urn Sao lo. inee=nepe=set}s
At least 65
Made aVailable in each r8imt5 ,,,t 5^
ibl
pei eent of the
t +
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eligible
distfit,,,*:^ ,• ust be r-ese ,,odfor home
N J O+A the
for Fjnall3+,
em efship
least 75 o the funds made ia
eligible persons at
a
PeFeent available eaek
eounty eligible ffmajeipah-ty
84 aan -then the ln?fl W44 .,e,+ t,. + b F-Opai4.
e o ef
G. Name ef the C'+r @ +o,.. • A-equisition Rodevolep Rehabilitatiei3
w414 or-
b
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'ithiil the AkOet3'ear-
teff
if se!EI €tef toe f*wiz is
a -€ Tear WffF=epag @Ht
dUFiR4x toe to
Of tilt-
84 aan -then the ln?fl W44 .,e,+ t,. + b F-Opai4.
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Packet Page -3005-
b
: + t l,
try Sfo od n +o Of +o
b
,.l,
oa o+b o b„ 1,,
+ + i
e
+ +
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L^
-21-
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5/14/2013 16.D.8.
BONN I
A .<l.,no fnmil<. mem}. u. - ;A44A- 7ePOH.ln p r;l.> On the b off ewer- fn.r
signifiean
if the meAllage has been reear-ded for- fnef!e thaft AN'e 5'Oar-S all SWRS Shall be fOfgi3,'R-44 ill ORE-- 10;.4044 Of FeGipieRt'S
b b
a - -
-22_
Packet Page -3006-
. e .............. .. .......0 .......,
)
(�. Th _ 1' t 1, 1.
xx °c a�xivanc xxui vcciz�ic -ic�Pi o <v'c
d f,, fir no t. age
°v xvz xxxoc iixoi c�at,czrixcracrzz�
as. A4 least
ewaer-skip far- eligible pefsens.
a - -
-22_
Packet Page -3006-
. e .............. .. .......0 .......,
b
u. eligible Apo .
as. A4 least
ewaer-skip far- eligible pefsens.
65-p-.--,., Amds made available in
eaek eouiitt, and
F-iaally, least :75 A--f tlae, funds
a� p@r-o--t-Q;-;4
b'
m MA win.
lei
1 l
•
a - -
-22_
Packet Page -3006-
. e .............. .. .......0 .......,
b
u. eligible Apo .
as. A4 least
ewaer-skip far- eligible pefsens.
65-p-.--,., Amds made available in
eaek eouiitt, and
F-iaally, least :75 A--f tlae, funds
a� p@r-o--t-Q;-;4
b'
a - -
-22_
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5/14/2013 16.D.8.
Letaltls }�� :�ssr aear a'
President of United States v the r. .,.....,. of the S tv eF Fie Ada.
MUM
r-mmmsfur M.
The def ,•,•e.t e,# 1...,., s1,, it be for-given 4 ti, 1 t be t.t .1
illness 4 the 1-..,r.-eweF . „lose family ,,•,e ffibef ,,4., ,lope a pFimartily tt
0
family;
.%: J vn- or- and
1
The hoM@
- ft7-
a
1~ 1,...; a., .., ., a
-
r
3 The st , „t„ e„E),.te,t by the r„tt'e- G@ ,tt. n e,.t
n a
t
J��
Y J J
� EIEWS
pxeee.l the, HM;4xi.,-,,,,Y..,4t.,,,,.,t. to sales pr-ioe as Outlined in this
assis :affeeplaa
1 1 1
0
The def ,•,•e.t e,# 1...,., s1,, it be for-given 4 ti, 1 t be t.t .1
illness 4 the 1-..,r.-eweF . „lose family ,,•,e ffibef ,,4., ,lope a pFimartily tt
0
family;
.%: J vn- or- and
1
The hoM@
a
1~ 1,...; a., .., ., a
r
3 The st , „t„ e„E),.te,t by the r„tt'e- G@ ,tt. n e,.t
n a
t
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� EIEWS
pxeee.l the, HM;4xi.,-,,,,Y..,4t.,,,,.,t. to sales pr-ioe as Outlined in this
assis :affeeplaa
1 1 1
0
-23-
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5/14/2013 16.D.8.
III. LHAP INCENTIVE STRATEGIES:
In addition to Strategy A and Strategy B, include all adopted incentives with the policies and
procedures used daily for implementation as provided in ss:Section 420.9076, F4,4taF_5..:
.4.- -Name of the Strategy: Expedited Permitting
n0.•., -,;t., - s..70fned ; f 19 s. 16 --^) 916 4 (7) and (9) Fla. Stat fe - aggr-dab 10 1,.,,,s;,,.,
.Collier Countw will
Medite permits as defined in Sec. 163.3164(7) and (8), F.S. for affordable housing
projects to a greater degree than other projects. Affordable housing projects will be
identified as those projects assisted with state or federal housing g unds.
a. Provide a description of the procedures used to implement this strategy:
- . ...... ...- MR
MP
a Petitions er 60 business daYs �9r- 1214 of 91
Collier County Board of County Commissioners adopted Resolution No.2007 -176 on July 24,
2007, superseding and nd replacing Resolution 2005 -408, amending the procedures for expediting
the development review process for qualified affordable- workforce housing including
community workforce housing innovation program (CWHIP) projects.
-24-
Packet Page -3008-
e4i",pble
a
-Ship
F,,,. 041,4W@ PeFS...,,
1~';...,115, at 10a4
7G . 0„t ,-f
rig. 4—WEIS fRada
a-vailable in
eaeh eau", and
eligible wmf�eipa!45,4--
A-40; Ohe lee-al
heusing, distr4b4i6ei;
01; .,110 1,.,,,
t'
S;,,.,
III. LHAP INCENTIVE STRATEGIES:
In addition to Strategy A and Strategy B, include all adopted incentives with the policies and
procedures used daily for implementation as provided in ss:Section 420.9076, F4,4taF_5..:
.4.- -Name of the Strategy: Expedited Permitting
n0.•., -,;t., - s..70fned ; f 19 s. 16 --^) 916 4 (7) and (9) Fla. Stat fe - aggr-dab 10 1,.,,,s;,,.,
.Collier Countw will
Medite permits as defined in Sec. 163.3164(7) and (8), F.S. for affordable housing
projects to a greater degree than other projects. Affordable housing projects will be
identified as those projects assisted with state or federal housing g unds.
a. Provide a description of the procedures used to implement this strategy:
- . ...... ...- MR
MP
a Petitions er 60 business daYs �9r- 1214 of 91
Collier County Board of County Commissioners adopted Resolution No.2007 -176 on July 24,
2007, superseding and nd replacing Resolution 2005 -408, amending the procedures for expediting
the development review process for qualified affordable- workforce housing including
community workforce housing innovation program (CWHIP) projects.
-24-
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Gelfi.eF Gear .y
14eu ,-..a r,,,...-,
Initially, a qualification meeting is called with the developer and staff to determine if the
project meets the affordable housing requirements Those projects that demonstrate
compliance will be issued a certificate to allow the expedited review process for all
development orders. Planning and Zoning will provided expedited status by assisting these
developments first throughout the process from application through Certificate of Occupancy.
In 2010 -2011, Collier County refined the building permit process and performance measures
were developed to facilitate the expedited performance and allow the county to closely monitor
its performance and adherence to this policy. The current building permit process is 5 10 15
days, however single family permits that are using state or federal funding will be moved to
the Lop of the permit process.
B- -Name of the Strategy: Ongoing Review Process
g
thAt the ^„'t ^+ heffsi ,- Pr-i to their- a t' Collier County requires all items which
a
have the potential to increase the cost of housing to be prepared and presented to the Collier
County Board of County Commissioners with the amount of the increase or decrease
mentioned in the executive summary.
a. Provide a description of the procedures used to implement this strategy:
The process by which items are prepared
Get ty C °wsfor the BCC agenda includes, iaelud=. ^ *�
as -a vast approval hierarchy to ensure; °rte that all proposed actions impacting
affordable housing are reviewed on an ongoing basis. Furthermore, the Collier
County Affordable Housing Advisory Committee r-egy-forms subcommittees to
review impediments to affordable housing, as well as new affordable housing
incentives.
..
-25-
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ON I M",
- M-EWMMY
ZZU
-25-
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GelliM =
SeE:;:4ees
_. es__
a
„ .
IRTM
M ROM
._
• �� .� ��
E--.- -Name of the Strategy: Increased Density for Affordable Housing
heusing 44 the proposed deve4OPR3 Collier County allows developers to request increased
density when including a certain percentage of affordable housing in the proposed development.
Provide a description of the procedures used to implement this strategy:
z?A,- An Affordable Housing Density Bonus Agreement must be submitted and approved
by the Collier County Board of County Commissioners as provided for in the Collier County Land
Development Code, ss. 2.06.00.
1 -Name of the Strategy: Inventory of Locally Owned Public Lands Suitable for Affordable
Housing
a. Provide a description of the procedures used to implement this strategy:
-26-
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5/14/2013 16.D.8.
ry
Cr.v
7-eeal'_3�(
Collier County prepares an inventory of all real property owned by Collier County that
may be appropriate for use as an affordable housing developmen in accordance with Sec.
125.379 F.S. every three years.
Collier County Resolution No. 2007 -172 adopted June 26 2007 permits properties identified
as appropriate for use as affordable housing may be offered for sale and the proceeds used to
purchase land for the development of affordable housing or to increase the local government
fund earmarked for affordable housing, or may be sold with a restriction that requires the
development of the property as permanent affordable housing or may be donated to a
nonprofit housing organization for the construction of permanent affordable housing
IV. EXHIBITS:
A. Administrative Budget for each fiscal year covered in the Plan. Exhibit A.
B. Timeline for Encumbrance and Expenditure: Chapter 67- 37.005, F.A. C.
A separate timeline for each fiscal year covered in this plan is attached as Exhibit B.
Program funds will be encumbered by June 30 one year following the end of the
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__�wec ..
applicable state fiscal year. Program funds will be fully expended within 24
months of the end of the applicable State fiscal year.
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
Covered in the Plai:ii
Completed HDGC for each fiscal year is attached as Exhibit C.
D. Certification Page:
Signed Certification is attached as Exhibit D.
E. Adopting Resolution:
Original signed, dated, witnessed or attested adopting resolution is attached as
Exhibit E.
F. Program Information Sheet:
Completed program information sheet is attached as Exhibit F.
G. Ordinance:
If changed from the original ordinance, a copy is attached as
Exhibit G.
H. Interlocal Agreement:
A copy of the Interlocal Agreement if applicable is attached as Exhibit H.
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RESOLUTION No. 2013-
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS
OF COLLIER COUNTY, FLORIDA AMENDING THE 2010 -2013
LOCAL HOUSING ASSISTANCE PLAN FOR CONSISTENCY
WITH THE 2013 -2015 LOCAL HOUSING ASSISTANCE PLAN AND
INCORPORATING CHANGES TO THE INCENTIVE STRATEGIES
AS REQUIRED BY THE STATE HOUSING INITIATIVES
PARTNERSHIP PROGRAM ACT, SUBSECTIONS 420.907 - 420.9079,
FLORIDA STATUTES AND RULE CHAPTER 67 -37, FLORIDA
ADMINISTRATIVE CODE; AUTHORIZING AND DIRECTING
THE CHAIRMAN TO EXECUTE ANY NECESSARY DOCUMENTS
AND CERTIFICATIONS NEEDED BY THE STATE;
AUTHORIZING THE SUBMISSION OF THE AMENDED LOCAL
HOUSING ASSISTANCE PLAN FOR REVIEW AND APPROVAL
BY THE FLORIDA HOUSING FINANCE CORPORATION; AND
PROVIDING AN EFFECTIVE DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable Housing Act, Chapter
92 -3I7 of Florida Sessions Laws, allocating a portion of documentary stamp taxes on deeds to local
governments for the development and maintenance of affordable housing; and
WHEREAS, the SHIP Act requires local governments to amend their Local Housing Assistance
Plan when an addition or deletion of a local housing assistance strategy or local housing incentive strategy is
made; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, Subsections 420.907 - 420.9079,
Florida Statutes (1992), and Chapter 67 -37, Florida Administrative Code, requires local governments to
forward amendments to their Local Housing Assistance Plans to the Florida Housing Finance Corporation
for review; and
WHEREAS, the SHIP Act further requires local governments to establish an average area purchase
price for new and existing housing benefiting from awards made pursuant to the Act; The methodology and
purchase prices used are defined in the attached Local Housing Assistance Plan; and
WHEREAS, as required by Section 420.9075, Florida Statutes, it is found that 5 percent of the local
housing distribution plus 5 percent of program income is insufficient to adequately pay the necessary costs of
administering the local housing assistance plan. The cost of administering the program may not exceed 10
percent of the local housing distribution plus 5% of program income deposited into the trust fund, except that
small counties, as defined in Section 120.52(17), Florida Statutes, and eligible municipalities receiving a local
housing distribution of up to $350,000 may use up to 10 percent of program income for administrative costs;
and
WHEREAS, the Housing, Human and Veteran Services Department has prepared an amended
2010 -2013 Local Housing Assistance Plan for submission to the Florida Housing Finance Corporation; and
Packet Page -3013- [L�s�►
5/14/2013 16.D.8.
WHEREAS, the Board of County Commissioners finds that it is in the best interest of the citizens of
Collier County for it to submit an amended Local Housing Assistance Plan for review and approval so as to
qualif}, for said documentary stamp tax funds.
NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF COLLIER COUNTY, FLORIDA that:
Section 1: The Board of County Commissioners of Collier County hereby approves the amendment
to the 2010 -2013 Local Housing Assistance Plan, as attached and incorporated hereto for
submission to the Florida Housing Finance Corporation as required by Subsections
420.907- 420 -9079, Florida Statutes, for fiscal years 2010 -11, 2011 -12 and 2012 -13.
Section 2: The Chairman is hereby designated and authorized to execute any documents and
certifications required by the Florida Housing Finance Corporation as related to the Local
Housing Assistance Plan, and the Director of Housing, Human and Veteran Services, as
the Program Administrator is designated and authorized to do all things necessary and
proper to carry out the term and conditions of said Plan.
Section 3: This resolution shall take effect immediately upon its adoption.
This Resolution adopted this day of 2013, after motion,
second and majority in favor of passage.
ATTEST:
DWIGHT E. BROCK, CLERK
, DEPUTY CLERK
Approval for form and legal Sufficiency:
Jennifer B. White
Assistant County Attorney
BOARD OF COUNTY COMMISSIONERS
OF COLLIER COUNTY, FLORIDA
go
GEORGIA A. HILLER, ESQ.
CHAIRWOMAN
G Packet Page -3014-