Agenda 04/09/2013 Item #16D3 4/9/2013 16.D.3.
EXECUTIVE SUMMARY
Recommendation to approve seven (7) satisfaction of mortgage for State Housing Initiatives
Partnership Program (SHIP) loan in the amount of$51,610.
OBJECTIVE: Approve seven(7)satisfaction of mortgage.
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing
grant, offers assistance to first time homebuyers for use toward a portion of the required down payment and
emergency repairs to the newly acquired home. As a condition of award, the homeowner must repay the assistance
provided upon sale,refinance or loss of homestead exemption.
The following table details the details regarding the associated mortgage that has been repaid in full, as such; a
satisfaction of mortgage is required.
Name Security Instrument Mortgage Payoff Public Record
Amount Amount
Leonard Willis SHIP Second Mortgage $ 2,500.00 $ 2,500.00 OR Book 2725 Page 2809
Casey M Ward SHIP Second Mortgage $10.000.00* $ 8,479.08 OR Book 3708 Page 1281
&Rerecorded OR Book
3740 Page 1286
Lynn M. Clarke SHIP Second Mortgage $ 5,000.00* $ 4,195.00 OR Book 3066 Page 2845
Jenny Jimenez& SHIP Second Mortgage $ 5,360.00 $ 5,360.00 OR Book 4620 Page 408
Jennifer Jimenez
Petrina Storter SHIP Second Mortgage $ 5.000.00* $ 2,753.00 OR Book 3009 Page 1544
Robert DiPesa SHIP Second Mortgage $ 5,000.00 $ 5,000.00 OR Book 3182 Page 0219
Tedra A. Gunn SHIP Second Mortgage $18,750.00 $18,750.00 OR Book 4107 Page 2384
Total $51,610.00 $47.037.08
*SHIP funds were expended for less than full Mortgage amount. This is because the mortgage included funding for down payment and
emergency repairs. In those cases marked with an asterisk the funds for the emergency repairs were not disbursed
Approval of this item will authorize the Chairman to sign the aforementioned satisfaction of mortgage and the
executed documents shall be recorded in the Public Records of Collier County,Florida.
FISCAL IMPACT: The repaid amount of$47,037.08 is considered program income and has been deposited in
SHIP Grant Fund 791,Project 33222. Such funds may be reused for eligible SHIP program activities.
LEGAL CONSIDERATIONS: This item is legally sufficient and requires a majority vote for Board action.—JW
GROWTH MANAGEMENT IMPACT: None.
RECOMMENDATION: Approve and authorize the Chairman to sign seven (7) satisfaction of mortgage for
owner-occupied affordable housing unit that repayment in full has been provided to Collier County
Prepared By: Wendy Klopf, Operations Coordinator,Housing,Human and Veteran Services
Packet Page-1170-
4/9/2013 16.D.3.
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.16.D.16.D.3.
Item Summary: Recommendation to approve seven (7) mortgage satisfactions for State
Housing Initatives Partnership (SHIP) loan in the amount of$51,610.
Meeting Date: 4/9/2013
Prepared By
Name: KlopfWendy
Title: Operations Coordinator,Housing,Human&Veteran Se
3/1/2013 3:37:45 PM
Submitted by
Title: Operations Coordinator,Housing,Human &Veteran Se
Name: KlopfWendy
3/1/2013 3:37:46 PM
Approved By
Name: LarsenKathleen
Date: 3/5/2013 12:31:38 PM
Name: AlonsoHailey
Title: Operations Analyst,Public Service Division
Date: 3/14/2013 11:05:31 AM
Name: GrantKimberley
Title: Interim Director,HHVS
Date: 3/15/2013 1:15:51 PM
Name: SonntagKristi
Date: 3/15/2013 1:37:34 PM
Name: AckermanMaria
Title: Senior Accountant, Grants
Date: 3/18/2013 10:20:49 AM
Packet Page-1171-
4/9/2013 16.D.3.
Name: WrightJeff
Title:Assistant County Attorney,County Attorney
Date: 3/20/2013 12:32:39 PM
Name: CarnellSteve
Title: Director-Purchasing/General Services,Purchasing
Date: 3/22/2013 11:15:48 AM
Name: FinnEd
Title: Senior Budget Analyst, OMB
Date: 3/27/2013 12:58:47 PM
Name: KlatzkowJeff
Title: County Attorney
Date: 3/28/2013 11:18:45 AM
Name: StanleyTherese
Title: Management/Budget Analyst, Senior,Office of Manage
Date: 4/1/2013 9:40:52 AM
Name: OchsLeo
Title: County Manager
Date: 4/1/2013 10:57:00 AM
Amok
Packet Page-1172-
4/9/2013 16.D.3.
•
Prepared by:
Collier County
Housing,Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY,whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by LEONARD WILLIS to COLLIER COUNTY, recorded on September 26,
2000 in Official Records Book 2725, Page 2809, of the Public Records of Collier County, Florida,
securing a principal sum of S2,500 and certain promises and obligations set forth in said Mortgage, upon
the property situated in said State and County described as follows,to wit:
Legal Description:Golden Gate Estates,Unit 67,West 150 feet of Tract 95,of the Public Records of
CoHier County,Florida(4339 296 Ave NE,Naples,Florida 34120).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled,and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK,Clerk COLLIER COUNTY,FLORIDA
By: By:
, Deputy Clerk GEORGIA A.HILLER,ESQ.
CHAIRWOMAN
Approved as to form
and le sufficiency:
Jeff right
Assistant County Attorney
Packet Page-1173-
4/9/2013 16.D.3.
m D
I 1
cr Cn al c)ON m .it Zwn y O
N CD (D m ID W O.. _ '
% 3 3 w = : m o
oa 1;1 m eam o
) 3 -. omcn0 mrnC7 o'm �*
v E -rt —i,o m: 1T1
o c o 0 0 o r
cn m c '�° � m m 6 w3 =.. 0 m m >.r
rr
ea L 1i to JA'°' ` -n W w' m
ry > j w C _ m.m
..._.=-- tTl N .I� Q. m U1
•
pnot III �' 0 C Z F n: -� n '
-
, oQQ � p to n ea 0
i D'2 �`=1
00 < -1 rr- v co ••
m �33C) "Vg
M n A 1 (A O mO p m.s..
c..., G., 2CD o 0c_ a zip:
m O D .CCD o.. C t,
ZO ° c� o° < z-{Z oCI
o, k- fa' (n% m' ' n O
M m o m >,'
rte- ,�m7 r ^�
D ' n y co 4t
j[i O
n
4 o CD
N m
o 0S CO o
-I y y
m Z
Z a` > 0 its
y:
O 0, n
Z ,
o :c:
D
Ma
o I L
11 -Ca
n Oi I V. C) �n.m u
O J 1 C 0
• ri
S.
co 43) Lt
, n MZ x
y D0 O
a I D>' 'rr p:D
1 031-1
s
o n5 m �" ?o m O
;)) � _o 6On ..r
rs F4`__ O co.) 33 c.C 0 y ri
Y t 0 Co Zr
eyi N .D o ow O,
4 Al � ';
:i m t
R l D ca
O K N
P rillk o 4,9 M_, 1;1
N V po m W Nx
O it? O Z 0 -0 N C) L'
0 y y o O K
Lvi
Security Features Included Details on Back. g
Packet Page-1174-
1
" Mu, 2694003 OR! 2126 PG! 2409 4/9/201316.D.3.
Mr MU eoU mom is W Btfle'IAL Item steam to lean. it
' 1111 COMM ID III II NI1N20N It OLIN DIIii1f I. MEL CHIC isle tsN.N
1f 3411f
111111 left ISO
imam SUTa7Lap nc NI MIS
10t..15 1.1S
THIS SECOND MONTOAGE("Security Instrument")le given en Sapembee�.2000 The Second MorbsOor le.
Leonard Wilts,A Silvio Person
("Borrower). This Security Instument is given to Celli.: county ("Linden which is apanized and exsting woe
ON WWI Of Ire UMW t)Ieln[Maria Ind One/dpfloS to ;Rita Meth tion le1190 feint fivite eta, elepint
.3.gs10x• 3403.4 • Borrower owe.Lender the sum of atiro sages, ed Pte s anwmis a wad 3.r/looters )ae11u.(U.S.
e a Soo.oo ). This debt is.viderw.d by Sorrowm a Nets d.l.d the carne wane se this Security instrument ra.os d Monaseen.which
Presides for monthly Payments,with the full debt.N not geld earlier,due and payable on e.l. .f er.ra.rtr. roeLeaeo.. or
lase e! Helaesteed sit tion . Thkt Security Instrument Mures to Lender.(a)the mpHnnent of the debt evidenced by the
Note,with Interest,and an renewals,extensions and modulations;(b)the payment of all Oster Burnt,with interest advanced under peregfeph 7
to protect Ma security of Ma Security Instrument and(c)the performance of Borrower's covenants and agreements under this Security
• Instrument and the keno For this Dumas.eaffewar doss hereby esoond merleage.aunt and eanwy to Lander the faktinins deaenbed
• property bested in Collier Canty.Florida
A.more perdoulerly Oewe lbed e. the at Toot s3.,Golden Sate lstatee.Welt e7.Cleeler County.Maids and which has
the address of:
("Property Address"): •ti3f Phil Aveaw NI I Na•1/e rigiitil 31I]9
10.01 ..a 3.w
TOGETHER WITH all the improvements now or hereafter erected on the properly,and all creme li.right,a ourananaa,rend,
royalties,mineral,oil and gas rights and profits,water rights and stock end all fixtures now Or hereefter a pail of the property Ail reptecanents
and additions shell also be covered by the Security Instrument. All of ore foregoing is referred to In thus Security knethinent a.MO-Propene
BORROWER COVENANTS that Borrower is lawfully seized of lite estate hereby conveyed and has the right to me tgsae.want and
convey the Property and tnet the Property is unencumbered,except for encurrarences of record. BOrrgwer Semints are will deft=gunurasy
me ups to me mammy Remit all clams NO tlemenus,subfe t to any encumbrences of record,
TrUS SECURITY INSTRUMENT combines uniform covenants fur national use and non-uniform covenants with toned vanatwn by
Jurisdiction to constitute•uniform security Instrument covering real property
UNIFORM COVENANTS. Borrower end Lender••• „ • - •. se foi odes:
1. Payment of Pr ncipal and Mtereah Papa + Borrower anon promptly pay wean true the preropst of and
interest on the debt evidenced by the Nob. 1
Z. Terme. The Mortgagor Will pay NI .• merits,sewer nn v/N. lea prior us 1M accrual l of any penalise*or interest
thereon. `-..,,
The Mertosbor shall pay or cause b . respectively -. d (AM)all taxes and oovem entel charges of any
kind whatsoever which may at any time be r with • • •the Propmy,(21 all utility and other charges,
including-service charges",incurred or, •• .`• use,••• ,upkeep ens Improvement or Me Property,
and ti)all eseesemMma a oiler... -,t .r Aii ultii*►'* / •period of years.the Mongegor shag be•
obiigeted under toe Mortgage to pay or as to - j" . .be paid Swing the term of the Morgege.and
shall.prop ey after Ma payment of any of i 1. SW` peytmnl.
3.Apptaauon of Payments. ,'�T •'•, '.•".`-"I .+rt.l7!'''heal' . wad by Lender shall be apps,Net,to
Interest due;end,to prindpel due:and last, • We changes due under. Note. 6••nr 4. Charges:Liens. Remower she -", I taxes.assessments.- , . attributable to die Property which may
elan priority over Ihls Securty Instrument,a • ' .payments or grow't N wee promptly furnish to Lender as
nouose of amounts tow paid under ter.pereg v an receipts evidencing ,�.i .
borrower ah.x promptly discharge any u priority over Mr's. y itt wriest Sorrow..'(.)agrees in wrmng to
the payment of the obligation secured by the Gen in`. ,• 'i In geed lei tit the lien by.or defends agaaet
enforcement of the lien in,legal proceedings which in■ r•• 1 prevent she enforcement of I he lien,or IC)esclirss from
the holder or the ten an agreement eallafaotory to Lander eu.. m to this Security Instrument If Lender determines that any part
of the Properly is subject to a lien which may attain natty over the Security Instrument,Lender mey give Sensor a notice denutyng 93.hen
Borrower ghat satisfy the Wen or take one or more of the actions set forth slow within 10 days of uts giving of notice.
C. Hazard or Property tnswsnee. Borrower Wall keep in improvements now saisteig or hereafter emoted on Me Property,viewed
against loss by ere,hazards included within the term"extended coverage'end any other hazards.including floods or flooding,for vEhich Under
requires Insurance.'This karma shall be maintained In Me amounts and for the periods eat Lender requires The insurance corner
providing the Insurance shat be chosen by Borrower subject to Lender's approval which she not be unreasonably withheld. if Bonower Mils to
maintain coverage d.sortbed above.Lender may.e1 Lender's option.obtain,oven..to protect Lender.rights in the Property in accedence
with earagrseh 1. Ate takes Mit the Note II eutStatdeib,the Mwlgaper Mae mamtaln liu=win reared to the RAImiaeel PAIN KC
reeks and for such *mourns s es are customarily Insured against and pay,es the same become due and payable,as premiums in respect thereto,
including,but not Mated to,ee"riek Insurance protecting the Intense of the Mortgagor and Mortgagee*net loss or damage to the Premise
by fine,lightning,and other casualties customarily Insured against(including boner explosion,if eppfopftefe),wins u ifomm standard exteriors
coverage endowment,ent,Induatng aeons removal coverage. Such mower=at an times to be In in amount not less than the fun replacement
wet of the Premise.,exclusive of footings and foundations.
Alt insurance policies and renewals den be acceptable to Lender and.hall include a standard mortgege gauge Lender shall have
the right to hold the policies and renewals. If Lender requires,Borrower shag promptly give to Lender Ma receipts of paid premeien.semi renewal
nasals. M the event of loss,Borrower shah give prompt notice to the insurance carrier and Lender. Under may make proof of low if not made
promptly by eemower.
Unimo Lender and Borrower otherwise apres in writing,Insurance proceeds shall be applied to restoration or repay of the Property
damaged,If the restoration or repair is econOmloally Meslbla end Lenders security Is not alssened. it the=torsion or repair a not
economically feasible or Lender's security would be lessened,the insurance proceeds sites be applied to the sums secured by the Security
Instrument,whether Of not than due,with any excess pace to Borrower. If Borrower abandons the Properly,or doss not answer within 30 days
a notice from Lender that the insurance carrier hes offend to settle a claim,then Lender mey COMM me insurance rance proasds Lender msy use
• to proceeds to repair or restore is Property or to pay sums secured by this Security instrument,whether or not then due The 30.dey period
will begin when the notice k milled. Unless Under and Borrower otherwise agree In writing,any apphntov of proceeds to p inci*N shall not
. extend or postpone ea due Clete of the monthly Wilma referred to at paragraph 1 a IMP Mt ernaura of Ma payment. Roar
paragraph 21 the Property l acquired by Lender,Borrower's right to any Insurance policies and proceeds resulting from damage to the
Property prior to the acquisition.ran pass to Lancer to the extent of the sums secured by this Security Instrument brmedas ly prior to the
eooulekbn.
. e. Occupancy,Preservation,Maintenance and Protection of the Property;Sorvowet's Loea Application,Leaseholds. Borrower shah
occupy,establish,and use the Properly se Borrower's principal residence within sixty days after Ow axacwlen of this Security nnsawnem and
shalt continue to occupy the Property as Bornwar'a principal residence for at least one year Wee the dals of occupaner.unless Lender
eaienlaea span in teitng,wheats fount Ihel eel be unmisenebly withheld.or No seNoweing ei tcam eteees uilt ref ildl are*cal
punvwere gonaut: Borrower*het not deeuoyk deniege or impair the Property,allow Me Property P11111•00111111,Of 00 mot vnete on the
• Property. Serrewer ahax be in default II any forfeiture action or proceeding.whether civil or crinhual is bean Met in lender'.good forth
judgment eeuW rank in forfeiture at Ms Drawly sr ethenldae matefiety Ytleult the lien melted by IN heady IMUnnsnf en LOA see"
• interest. Borrower may cite such a Oeleuft cold minute,II provldea in paragraph 10,by crossing me aeon Of proceeding ro Oa mom
Packet Page-1175-
4/9/2013 16.D.3.
Prepared by:
Collier County
Housing.Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY,whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by CASEY M. WARD to COLLIER COUNTY,recorded on January 3,2005 in
Official Records Book 3708, Page 1281, and re-recorded on February 24, 2005 in Official Records
Book 3740, Page 1286, of the Public Records of Collier County, Florida, securing a principal sum of
$10,000 and certain promises and obligations set forth in said Mortgage, upon the property situated in
said State and County described as follows,to wit:
Legal Description:Unit No.611 of World Tennis Center No.3,a Condominium,according to The
Declaration of Condominium recorded in OR Book 1502,Page 595-672,inclusive,and all exhibits
and amendments thereof,of the Public Records of Collier County,Florida(3321 Olympic Drive,
#611,Naples,FL 34105)
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled,and hereby directs the Clerk of said Circuit Court to cancel the same of
record. osaik
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E.BROCK,Clerk COLLIER COUNTY,FLORIDA
By: By:
,Deputy Clerk GEORGIA A.HILLER, ESQ,CHAIRWOMAN
Approved as to form
and ga sufficiency:
kaki
Je' right
As �t County Attorney
Packet Page-1176-
1
First Amanfoae Title Insurance Ca,yrarty,Napa a 4/9/2013 16.D.3.
PR.12000 Ofc.1084(1345) ;(IeAe) '
DATE:082412012 / FILE NO.1084-2775791 { SETTI.ESENT DATE:08/242012 CHECK AMOUNT:5 8,479.08
•
•
BUYER: Mancuso 'SELLER: Ward
Property Addrear. 3321 Olympic Drive,UnitEl 1,Naples,FL 34105 \ � 1 Q
Unit 611
AUG 2 8.2012
Payoff Loan Games • Re:
Charge Details: HOUSING&HUMAN SERVICES
Principal Balance: 8479.08
FISCAL SECTION
08-28-12P01 :03 RCVD
Thank you for doing business with First American Title Insurance Company
First American T Fie Insurance Company Pit 12000 First American Trust,FSS mist 1084210122
s. ", 5000 Tai.. ,rail North 1084(1345) i s ant Amtnpp Way 90 4125/1222•
Naples t Z 34(03
sail.An.C�2707
4-' (877)833-1754 Date 06242012
FILE NO.1084-2775791 .
PAY` ********** $8;479.08*******.*** DOLLARS $ 11)e,79:08 ,.
,
Yoid After90 Da
Re:
TO THE Collier CounVEloarti of Commissioners
ORDER 3339 E.Tamiami Trail OF Bldg H Suite 211
Naples,FL 34112
TilsAcadptiPosgtx2gPratseled ,
G111(lf6fj 332df3i fir VMaptfor
n THE FA CF OF THIS DOCUMENT INCI UDES A HIDDGN WORD-DO NOT CASH IF THE IVORD VOID',S VISIDLR n
•
III I�
41 el:, M
w °° g 'A
o
Iid1?Q V Y ` • 9 C� e o+
°2C.)6 I d
<OWuJ. '. V� i
OV—
=tad •, 6.0. tl)'')
Z W
O . w N. t
Wco .. . '�uj
.
w ° w a Q
i. >_. „ m
,
Packet Page-1177-
• **This document is being re-recorded to add the full legal description** 4/9/2013 16.D.3.
•
OBLD 10000.00
SECOND MORTGAGE OBLI 10000.00
lets:8 r<100310 BBw1QED�in the OPPIC AL RICO COLLIE I 71 DNOC•t35 35.00
P 0 B01 IN #03,4M11 at 01:33P11 01108T 1. NOG, CLia
IMICO MUD 11 34146 0117
✓OR; PGA✓
THIS SECOND MORTGAGE('Searity instrument")is given on December 28,2004. The Second Mortgagor Is:
('Borrower'). This Security Instrument is given to Collier County ("Lender),wttich is organized end existing under
the laws of the United States of America,and whose address is 2800 North Horseshoe Drive, #400 Naples,
Florida 34014 . Borrower owes Lender the sum o#
This debt Is evidenced by Borrowers Note dated the same date sa vas sacmry nrswmeM(•Second MortOelgs-),which pro des for men ly
payments,with the full debt,If not paid earlier,due and payable on sale of property, refinance, or loss of
homestead exemption . This Security Instrument secures to Lender:(a)the repayment of the debt evidenced by the Note,with
Interest,and all renewers,extensions and modifications;(b)the payment of all other sums,with interest advanced under paragraph 7 to protect
the security of the Security Instrument;and(c)the performance of Bonawe's covenants and agreements under this Security Instrument and
the Note. For this purpose,Borrower does hereby second mortgage,grant and convey to Lender the following described property located in
Collier Courtly,Florida.
As more particularly described as UnIt 811,World Tennis Center No.Three,A Condominium,Collier Canty,Florida and which has the
address of:
Ply Address"): tip,21.Qlympic. iw, 4611, Naples, Florida 34105
TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements,rights,appurtenances,rents,
royalties,mineral,oil and gas rights and profits,water rights and stock and all fixtures now or hereafter a pan of the property. Ali replacements
and additions shah also be covered by the Security Instrument All of the foregoing is referred to In this Security Instrument as the'Property.
BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage,grant and
convey the Property and that the Property is •- • i,�r of record. Borrow warrants and will defend
the tree to the Property against all claims and dem nds 4'�' �Ijtas�wT generally
THIS SECURITY INSTRUMENT combi �.° ��^, "" i h. and non-uniform covenants with limited variation by
jurisdiction to constitute a uniform security ins• •
UNIFORM COVENANTS. Borrower:•. �R! .. _ •-
1. Payment of Principal and i • ,• that promptly pay when due the princpal of and
interest on the debt evidenced by the Note.
2, Taxes. The Mortgagor wig pay - prior any penalties or interest
therein.
The #11111 ` T °"°the aoaual«
Mortgagor shall pay or cause • • r .�.- )(1)all taxes and governmental charges of any
kind whatsoever which may at any time be it'i 4 . ....T'x}e 1604.,.;_i;the ProPe.ty,(2)al utility and Other charges,
Including"service charges".incurred or i •• .,� •_ .•
e upkeep and improvement of the Property.and
(3)all assessments or other governmental- : that may lawfully be• -,i • 4, a period of years,the Mortgagor shall be
obligated under the Mortgage to pay or causeTZL. d only such instal - . . ..,wy.to be paid during the term of the Mortgage,and
shall,promptly after the payment of any of the •,forward to •- . .,! ,I_ paymell.
3. Application of Payments. Unless -law provides.• received by Lender shall be appied;first,to
interest due;and,to principal due;and last,to •• due under the
4. Charges;Liens. Borrower shat pay: ,.: and impositions attributable to the Property which
may attain priority over this Security Instrument,and r,. if any. Borrower shell promptly furnish to Lender all Y
notices of amounts to be paid under this paragraph,and all •- -;••the payments.
Borrower shall promptly discharge any hen which has priority over this Security Instrument unless Borrower.(a)agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender;(b)contests in good faith the lien by.or defends against
enforcement of the lien in,legal proceedings which in the Lenders opinion operate to prevent the enforcement of the fen;or(c)secures from
the holder of the lien an agreement satisfactory to Lender subordinating the Bert to this Security instrument. tf Lender determines that pert
of the Property is subject toe lien which may attain priority over the Security Instrument,Lender may give Borrower a notice any
Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. the lien.
8. Hazard or Property insurance. Borrower shall keep the Improvements now existing or hereafter erected on the Property insured
against loss by fire,hazards Included within the term"extended cove rage`and any other hazards.Including floods or flooding,for which Lender
requires insurance. This insurance shall be maintained In the amounts and for the periods that Lender requires. The issuance carrier
providing the insurance shall be chosen by Borrow subject to Lenders approval which shall not be unreasonably withheld. ff Borrower falls to
maintain coverage described above,Lender may,at Lender's option,obtain coverage to protect Lender's rights In the Property in accordance
with paragraph 7.At all times that the Note is outstanding,the Mortgagor shall maintain insurance with respect to the Premises against such
risks and for such amounts as are aastomerily insured against and pay,as the same become due and payable,all premiums In respect thereto,
including,but not limited to,all-risk insurance protecting the Interests of the Mortgagor and Mortgagee against loss or damage to the Premises
by fire,lightning,and other casualties au tomanly insured against(including boiler explosion.If appropriate),with a uniform standard extended
coverage endorsement,including debris removal coverage. Such insurance at all times to be In en amount not leas then the Nil replacement
cost of the Premises,exclusive of footings end foundations.
All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have
the right to hold the policies and renewals. If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums and renewal
notices. In the event of loss,Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss If not made
promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing,Insurance proceeds shall be applied to restoration or repair of the Property
damaged,If the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not
economically fesslble or Lender's security would be lessened,the insurance proceeds shall be applied to the sums secured by the Security
instrument,whetter or not then due,with any excess paid to Borrower. If Borrow abandons the Property,or does not answer within 30 days
a notice from Lender that the insurance carrier has offered to settle a claim,then Lender may collect the insurance proceeds. Lender may use
the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument,whether or not then due. The 30-day period
begin when the notice is mailed. Unless Lender and Borrower otherwise agree in writing,any application of proceeds to principal shah not
extend or postpone the due date of the monthly payments referred to in paragraph 1 or change the amount of the payments. If under
paragraph
21 the Property is acquired by Lender,Borrower's right to any insurance policies and proceeds resulting from damage to the Property prior
rro
the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition.
8. Occupancy,Preservation,Maintenance and Protection of the Property;Borrower's Loan Application,Laseeholds. Borrower shall
occupy,establish,and use the Property as Borrower's principal residence within sixty days after the execution of this Security instrument and
shah continue to occupy the Property as Borrower's principal residence for at least one year alter the date of occupancy,unless Lender
otherwise agrees in writing,which consent shall not be unreasonably nu
withheld,or unless extenuating circumstances exist which we beyond
Borrower's control. Borrower shha�g1 not destroy,damage or Impair the Property,allow the Property to deteriorate,or commit waste on the
Property. Borrower shah be In default if any forfeiture action or proceeding.whether civil or criminal,is begun that in Lenders good faith
Packet Page-1178-
4/9/2013 16.D.3.
Prepared by:
Collier County
Housing.Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY,whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by LYNN M. CLARICE to COLLIER COUNTY, recorded on July 5, 2002 in
Official Records Book 3066,Page 2845, of the Public Records of Collier County, Florida, securing a
principal sum of$5,000.00 and certain promises and obligations set forth in said Mortgage, upon the
property situated in said State and County described as follows,to wit:
Legal Description:Building 1023,Unit 93,The Courtyards of Golden Gate,A Condominium,Collier
County,Florida(420122°d Avenue SW.,#93,Naples,Florida 34116)
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled,and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK,Clerk COLLIER COUNTY,FLORIDA
By: By:
Deputy Clerk GEORGIA A.HILLER,ESQ,CHAIRWOMAN
Approved as to forms
and lada;sufficiency: fl
Jeff Eir W fight
Assis County Attorney
Packet Page -1179-
4/9/2013 16.D.3.
10 cn i to
0
1„ , 00 O
.(4, .
N O s'� W
sti
lt
_-
1! ill5 : : \ I U)
LLI
N >.
J Z
�' N cn O
co tri
0 O lII [+ ¢ !1J
ga - 0") „a ._0 g O ' \ W orS V
C!1 (n
0 g 1 Co) = iL
Iv : reli ir. -- ZN
1 0 N
S = LL 8
at il i CO ,
C C CO
E
J N 6.
t
•
g O
t
pa
o =U (.�
c ' V N� v)sr V d CO
~ c � i E" dJ 0
e O O N W O
E d N N o �- E C C 0 E� d C O aZ Q �
JN V . m H o
co Oe1O c Z c 0rs oe W V ° o
c eci- e. V 3 Tr co
IA/•i C U m W U= a a N . v c c W Q°a qq = m
I-.V)�Z p 0 0 n6 . d cco m
w .E pv `o .I N o o I}
ca J
i m , 3 E � o
c m vi V CO
aNi
.. a
I- ,. CC m = -CO
o W ! ` 3 O !) U
i-111 I
Packet Page -1180-
lets: 3009111 OR: 3066 PG: 2845 4/9/2013 16.D.3.
• 1111 tITLI IIC01k/to tit lOFFICIAL IICODDI of COLIIII 001/11, FL OSLO 5000.00
FIJI IF 01/IS/2N2 it 12:10F1/Q61T I. !NCI, CLIII OILI 5000,00
MCC000D MOR'T'OdGE IOC ill 15.00
OOC-.11 11.50
1R!-.o02 10.00
THIS SECOND MORTGAGE('Security Instrument')is given on June .2002 The Second Mortgagor is:
Lynn M.Clarke,A Single Person
('Borrower'). This Security Instrument is given to Collier County ('Lender'),which rs organized and existing under
the laws of the United States of America,and whose address is 3050 North Soraeshoe Drive, 6275, Naples,
Florida 34014 . Borrower owes Lender the sum of Five Thousand and No/SOOths Dollars(U.S.i 5,000.00 I.
This debt is evidenced by Borrower's Note dated the same date as this Security Instrument(-mod Mortgage").which provides tor monthly
payments•with the full debt K not paid earlier,due and payable on sale of property, refinance, or loss of
hasaete ad exesotiea . This Security Instrument secures to Lender.(a)the repayment of the debt evidenced by the Note.with
interest,and all renewals,extensions and modifications:(b)the payment of all other Suns.with interest advanced under paragraph 7 to protect
the security of the Security Instrument;and(C)the performance of Borrowers covenants and averments under this Security Instrument and
the Note. For this purpose.Borrower does hereby second mortgage,grant and convey to Lender the following described property located in
Collier County,Florida.
As more particularly described as Bu11dleg 102$,Unit 110,The Courtyards of Golden Gate,A Condominium,Collier County,Florida and
}•.,, which has the address of:
�i ("Property Address'): 4201 22nd desalts 6M., 093, Staples, Florida 34116
`J� TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements.rights.appurtenances.rents.
�LJ royalties•mineral.oil and gas rights and profits.water rights and stock and all fixtures now or hereafter a pen of the property. All replacements
and additions shell also be covered by the Security Instrument. All of the foregoing is referred to in this Security Instrument as the'Property'.
BORROWER COVENANTS that Borower is lawfully seized of the estate hereby conveyed and has the right to mortgage.graft and
convey the Properly end that the Properly b uneneurtebensd,except for artcixmibrancas drecord. Borrower warrants and will defend generally
the title to the Property against all claims and demands.sublecl to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with kntted variation by
junsdiction to constitute a uifortn security instrument covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows'
1. Payment of Principal and Interest;Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and
interest on the debt evidenced by the Note.
2. Tease. The Mortgagor will pay all taxes,as . ,,.-� - — * : : water rates prior to the accrual of any penalties or Interest
thereon.
The Mortgagor shall pay or cause to be• ••Q i•.same --•- ' - • .. Luc,(A)(1)as taxes and governmental charges of any
kind whatsoever which may at any time be lawfu 1 _ - •or levied against or to the Property.(2)all utility and other charges.
including-service charges",irrcc'rred or i .• •for,,. •. .. maintenance.use.• .upkeep and improvement of the Property.and
(3)all assessments or other governmental •- ..,-- 'Wall - • - a period of years.the Mortgagor shall be
obligated under the Mortgage to pay or eau .to• paid only i- are .. • •he paid during the term of the Mortgage.and
shall,promptly after the payment of any of, •• - asyment.
3. Application of Payments. Un- �;rNi l,1 ^it, f•
interest due:and to principal due;and last, • ,Lt. by Lender shall be applied first.to
4. Charges;Lana.Borrower she � ,i' ,a•- attributable to the Property which may
attain priority over this Security Instrument, sehold payments or• • :•rents.•a . - • - shall promptly furnish to Lender all
notices of amounts lobe paid under this pare nd all receipts evident the•: -, i
Borrower shall promptly discharge toil, ' has priority over 'r . 4,1,,met unless Borrower(a)agrees in writing to
the payment of the obligation secured by the •- r acceptable to L• beta in good faith the lien by.or defends against
enforcement of the lien in,legal proceedings nders opinion Operat= the enforcement of the Iron:or(e)secures from
the holder of the lien an agreement satisfactory to L •- •. nab the •• litOr urity Instrument. It Lender determines that any pan
of the Property is sublett to a lien which may attain•'• tin, - - . .•• L Lender may give Borrower a notice identifying the hen.
Borrower shall satisfy the lien or take one or more of the. ; . !1 - •' n 10 days of the giving of notice.
5. Reward or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured
against loss by fire,hazards included within the term'extended coverage'and any other hazards,including floods or hooding.tor which Lender
requires insurance. This insurance shall be maintained in the amounts and for the periods that Lander requires. The insurance cater
providing the insurance shell be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fads to
maintain coverage described above,Larder may.at Landers option•obtain coverage to protect Lenders rights in the Property in accordance
with paragraph 7. At all times that the Note is outstanding,the Mortgagor shalt maintain insurance with respect to the Premises against such
risks and for such amounts as are customarily insued against and pay.as the same become due and payable,all premiums in respect thereto.
including,but not limited to.all-risk insurance protecting the irutereets of the Mortgagor and Mortgagee against loss or damage to the Premises
by fire,lightning.and other casualties customarily insured against(=Wing boiler explosion,it appropriate),with a uniform standard extended
coverage endorsement,including debris removal coverage. Such insurance at all times to be in an amount not less than the fun replacement
cost of the Premises.exclusive of footings and foundations.
All i durance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have
the right to hold the policies and renewals. If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums aid renewal
notices. In the event of loss,Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made
promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing.insurance proceeds shall be applied to restoration or repair of the Proper,'
damaged,If the restoration or repair is economically feasible and Lenders security is not lessened. It the restoration or repair is not
economically feasible or Lenders security would be lessened,the ktsurence proceeds shall be applied to the sums secured by the Security
instrument,whether or not then due,with any excess paid to Borrower. If Borrower abandons the Property.or does not answer within 30 days
a notice Iron Lender that the insurance carrier has offered to settle a claim,then Lender may collect the insurance proceeds. Lender may use
the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument.whether or not then due. The 30•day period
will begin when the notice is mailed. Unless Lender and Borrower otherwise agree in writing.any application of proceeds to pnncipa•Shall not
extend or postpone the due date of the monthly payments referred to in paragraph t or change the amount of the payments. It under paragraph
21 the Property Is acquired by Lender,Borrowers right to any insurance policies and proceeds resulting Iran damage to the Property prior to
the emulation shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition.
6. Occupancy,Preservation,Ma4Nenenee and Protection of the Property;Borrower's Loan Application,Leaseholds. Borrower shall
occupy,establish,and use the Property as Borrower's principal residence within sixty days alter the execution of this Security Instrument and
shall continue to occupy the Property as Borrowers principal residence for at bast one year after the date of occupancy.unless Lender
otherwise agrees in writing•which consent shall not be unreasonably withheld•or unless extenuating circumstances exist which are beyond
Borrowers control.Borrower shell not destroy,damage or impair the Property,allow the Properly to deteriorate,or commit waste on the
Properly. Borrower shell be In default it any forfeiture action or proceeding,whether civil or criminal,is begun that in Lender's good faith
judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lenders security
interest. Borrower may cure such a default and reinstate•as provided in paragraph 18,by causing the action or proceeding to be dismissed
with a ruling that,in Lender's good faith determination,precludes forfeiture of the Borrower's interest in the Property or other material
impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default it Borrower.during the
loan application process,gave materially false or inaccurate Information or statements to Lender for failed to provide Lender with any material
information)in connection with the loan evidenced by the Note,including•but not limited to.representations concerning Borrowers occupancy
Packet Page-1181-
4/9/2013 16.D.3.
Prepared by:
Collier County
Housing,Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Jenny&Jennifer Jimenez to COLLIER COUNTY, recorded on November 3,
2010 in Official Records Book 4620, Page 408, of the Public Records of Collier County, Florida,
securing a principal sum of$5,360.00 and certain promises and obligations set forth in said Mortgage,
upon the property situated in said State and County described as follows,to wit:
Legal Description:Valencia Lakes,Phase 7-A Lot 9,Collier County,Florida and which has the
address of:2873 Inlet Cove Lane W Naples F134120
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled,and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK, Clerk COLLIER COUNTY,FLORIDA
By: By:
,Deputy Clerk GEORGIA A.HILLER,ESQ, CHAIRWOMAN
Approved as to form
and 1 sufficiency:
•
Jeff Wright
A t County Attorney
Packet Page-1182-
1
4/9/2013 16.D.3.
File:910613 30-25635
Buyer:Rogan Forbes
Seller:Jenny Jimenez;Jennifer Jimenez 2/27/2013
Property Address:2873 Inlet Cove Lane West Naples,FL 34120 $ ****5,360.00
Escrow Officer:James Gonnelly Title Officer:Michelle Allen
(506)Payoff SHIP Loan#09-299-$5,360.00
/PEI IQ .
FEB 2 8 2013
HOUSING&HUMAN SERVICES
FISCAL SECTION L d,. r r L TEE New-Bank of America g 1i.- A
>€ ri 'to: r te Vi2i1316; �yP_
1:t.S t�` rkway,Suite 410 , t` 1.
6firise, -14 da 3 3
(954)344-2176 File:910613
Pay; l;�T J : i � undred Sixty and 00/100 Dollars - ` � 1`, _
yam. 3'� '`/
rte' , y �,+ c' .. k.",". 'C
11 2/27/2013 $ ****$5,360.00
To the order of Collier County Board of Commissioners
v d ater9oda`
* 2�
A v s � il{ I r` w i
4 .4t. wR'`J .Ip,
F , F i
, 14;i1,-''' n
4110 / (Air.
Ain&
__......_.__c 4' ..__" i,' T 00 'P 1.�—W rv► .i___�_ !. fr' Iii d 1 .w Vt.:::
I1
•
JAMES GONNELLY
Senior Title Closer
FLORIDA`TITLE&GUARANTEE`
6700 Daniels Parkway,Suite 4
Ft.Myers,Florida 33912
• Main:(239)437.3250 Direct:(239)444-3672
Fax:(239)437-3253 E-Fax:(866)325-0351
Email:JamesGonneiy0 FLTkleGuaraMee.com •
FLORIDATITLEANDG UARANTEE.COM
Packet Page -1183- •
INSTR 4491909 OR 4620 PG 408 RECORDED 11/3/2010 10:25 AM PAGES 3 4/9/2013 16.D.3.
DWIGHT E. BROCK, COLLIER COUNTY CLERK OF THE CIRCUIT COURT
DOC@.35 $18.90 REC $27.00
OBLD $5,360.00 OBLI $0.00
SECOND MORTGAGE
THIS SECOND MORTGAGE("Security Instrument-)is given on day of ,2010. The Second Mortgagor is:
rBonower).This Security Instrument is given to Collier County (lender'),which is organized and existing under
the laws of the United States of America,and whose address is 3301 E. Tamiami Trail, Naples, F
Borrower owes Lender the sum of Five Thousand Three Hundred Sixty and 00/100 Dollars
This debt Is evidenced by Borrowers Note dated the same date as this Security Instrument('Second Mortgage'),which
payments,with the full debt.If not paid earlier,due and payable on sale of property, refinance, or lose of
homestead exemption . This Security Instrument secures to Lender.(a)the repayment of the debt evidenced by the Note,with
interest,and all renewals,extensions and modifications;(b)the payment of all other sums,with Interest advanced under paragraph 7 to protect
the security of the Security Instrument and(c)the performance of Borrower's covenants and agreements under this Security Instrument and
the Note. For this purpose,Borrower does hereby second mortgage,grant and convey to Lender the following described property located In
Collier County,Florida.
As more particularly described as Valencia Lakes,Phase 7-A Lot 9,Collier County,Florida and which has are address of:
('Property Address'): rSOA: -/s0ille T.LOC,1ds ' 34110 E_Aker• (City) (State) (ZIP)
TOGETHER WITH at the improvements now or hereafter erected on the property.and an easements,rights,appurtenances,rents,
royalties•mineral,oil and gas rights and profits,water rights and stock and an fixtures now or hereafter a part of the property. An replacements
and additions shall also be covered by the Security Instrument. • - • rig Is referred to In this Security Instrument as the'Property'.
BORROWER COVENANTS that Borrower is y�11�'. CJfir. conveyed and has the right to mortgage,grant and
convey the Property and that the Property Is unencu `T! - .:1•- . .
' _ • record.Borrower warrants and will defend generally
the title to the Property against all claims and d to any ertcum• '*. •
THIS SECURITY INSTRUMENT comb)--. covenants for notional'7-- •• •unHOnn covenants with limited variation by
jurisdiction to constitute a uniform security ins• _,„ • I property.
UNIFORM COVENANTS. Borrower ,;„.. . . - follows:
1. Payment of Principal and Into -- Cho •• 0 promptly pay when due the principal of and
Interest on the debt evidenced by the Note.
2.Taxes.The Mortgagor curl pay: - •. j 1 y to the accrual of any penalties or Interest
thereon. The Mortgagor it 1 f- •`
gagor shall pay or ease y: `: du. )all taxes and governmental charges of any
kind whatsoever which m8 at a time be e�-- -
inducting'service charges',incurred on ••- ate me Property.(2)an erne and the per y,a
operation,ly be p na 4,�upkeep any ktgrove Mortgagor when be
obligated under the Mortgage to pay or cause ' only such Installments l'' �►y,
Y rrjy be paid during the term of the Mortgage,and
shall,promptly after the payment of any of the fo lt��onward to Mortgagee avid- payment
7.Application of Payments. Unless a•. •, provides othawis. received by Lender shall be applied;first.to •
Interest due:and,to principal due:and fast to sty I
• 4. Charges;Lien.Borrower shall pay alt la ,►-u t�,t 1 -..and impositions attributable to the Property which may
attain priority over the Security Instrument,and leasehold pa 'ra m'�- ls.If any. Borrower stall promptly furnish to Lender all
notices of amounts to be paid under this paragraph,and an receipts evidencing the payments.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower.(a)agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender,(b)contests In good faith the lien by.or defends against
enforcement of and lien in,legal proceedings which In the Lenders opinion operate to prevent the enforcement of the lien;or(e)secures from
the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument If Lender determines that any part
of the Property Is subject to a lien which may attain priority ever the Security Instrument,Lender may give Borrower a notice Identifying the lien.
Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice.
5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property Insured
against loss by fire,hazards Included within the term'extended coverage'and any other hazards,including floods or flooding,for which Lender
requires Insurance. This Insurance shall be maintained In the amounts and for the periods,hst Lender requires.The insurance carrier
providing the Insurance shall be chosen by Borrower subject to Lender's approval which shall not be urreasonaby withheld. If Borrower fans to
maintain coverage described above.Lender may,at Lender's option,obtain coverage to protect Lender's rights In the Property In accordance
with paragraph 7.At all times that the Note Is outstanding,the Mortgagor shall maintain Insurance with respect to the Premises against such
risks and for such amounts as are customarily Insured against and pay,as the same become due and payable,all premiums In respect thereto,
Including,but not limited to,all-risk Insurance protecting the interests of the Mortgagor and Mortgagee against loss or damage to the Premises
by fire,lightning,and other casualties customarily Insured against(including boiler explosion,If appropriate)•with a uniform standard extended
coverage endorsement,Including debris removal coverage. Such insurance at all times to be In an amount not less than the full replacement
cost of the Premises,exclusive of footings and foundations.
All Insurance policies and renewals that be acceptable to Lender and shall Includes standard mortgage clause. Lender shall have
the right to hold the policies and renewals. If Lender requires.Borrower shall promptly give to Lender all receipts of paid premiums and renewal
notices. In the event of loss,Borrower shall give prompt notice to the Insurance carrier end Lender. Lender may make proof of loss If not made
promptly by Borrower.
Unless Lender and Borrower otherwise agree In writing,Insurance proceeds stall be applied to restoration or repair of the Property
damaged,If the restoration or repair is economically feasible and Lender's security Is not lessened. If the restoration or repair Is not
economically feasible or Lender's security would be lessened,the Insurance proceeds shall be applied to the sums secured by the Security
Instrument,whether or not then due.with any excess paid to Borrower. If Borrower abandons the Property,or does not answer within 30 days
a notice from Lender that the Insurance carrier has offered to settle a claim,then Lender may collect the Insurance proceeds. Lender may use
the proceeds to repair or restore the Property or to pay sums segued by this Security Instrument whether or not then due.The 30-day period
will begin when the notice Is maned.Unless Lender and Borrower otherwise agree In writing,any application of proceeds to principal shall not
extend or postpone the due data of the monthly payments referred to in paragraph tor change the amount of the payments. If under paragraph
21 the Property is acquired by Lender,Borrower's right to any Insurance policies and proceeds resulting from damage to the Property prior to
the acquisition shall pass to Lender to the extent of the sums secured by this Seamy Instrument immediately prior to the acquisition.
e.Occupancy,Preservation,Maintenance and Protection of the Property;Borrower's Loan Application,Leaseholds. Borrower shall
occupy,establish,and use the Propertyas Borrower's principal residence within sixty days after the execution of this Security Instrument and
shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy,unless Lender were
otherwise agrees M writing,which consent shall not be unreasonably withheld,or unless extenuating circumstances exist which are beyond
Borrower's control. Borrower shall not destroy,damage or impair the Property,allow the Property to deteriorate,or commit waste on the
Property. Borrower shall be in default if any forfeiture action or proceeding,whether civil or criminal,is begun that in Lender's good faith
judgment could result in forfeiture of the Property or otherwise materially Impair the lien created by this Security Instrument or Lenders security
Packet Page-1184-
4/9/2013 16.D.3.
Prepared by:
Collier County
Housing,Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Petrina Storter to COLLIER COUNTY, recorded on April 1,2002 in Official
Records Book 3009,Page 1544, of the Public Records of Collier County, Florida, securing a principal
sum of $5,000.00 and certain promises and obligations set forth in said Mortgage, upon the property
situated in said State and County described as follows,to wit:
Legal Description:Building 5-201,Windsor Place,#201 Naples Fl 34104 Folio#82710000389
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled,and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E.BROCK,Clerk COLLIER COUNTY,FLORIDA
By: By:
,Deputy Clerk GEORGIA A. HILLER,ESQ,CHAIRWOMAN
Approved as to form
and egal sufficiency:
Je E yright
Aei t County Attorney
Packet Page-1185-
4/9/2013 16.D.3.
i
-- C i: (---, r is, C 1,..t- c . i
.
...104
in.. •
co se
i 1
BOARD OF 1
1.0 Elb n 4,1 k I
COUNTY COMMISSIONERS
trj . . 6 Ar ... 11 COLLIER COUNTY
NAPLES, FLORIDA 34112
,-:, -41-,--.. .1
,.,...:,,,
li RECEIVED FROM Pe1in& CS-V4r4c,-
' '4#2
CITY vJopitS
_,...,,,;_,7 :.',-.. ..... If . ADDRESS500 0!MAO te.
C I Ald I/1 OS-rn
. ' DATE / I , i-f CHECK NO. 055te 1 ,
sh 2 ' ',,-;' •-i _'1- 7
Q , DESCRIPTION Sif/P Z-05 II Pea-10"rwc
i.li
.2-e.: Perott (S .6 rit.r
1
'-'' 500 Wnc;iserK Platt ike)-01• ..:.. 0 :,i,;, ...___._ _ ,.,,,,_
i . .
. 1 •.Napits, FL 3y/oV
Ii
r c_atIP ç / /fr 6? -171
I
. cz-15.-3. 60 — 571/"IP MAY)
c..._
— accurdij
( 1;
•
. .,•
le;" 1 - -.a.
- x
,., ',
• FUND COST CENTER 08J/BS WBS CA CK AMOUNT I
I
I
MientirMaglantalliniiiiia WI 01711 349606 33.)e, i' 47,r,.3. •
• BY Oe•-;C...„ 4----"' .71-4./A/3
•
• CUSTOMER COPY 200941 :
• , .
• ,
. .
• ,
•
.......
•
1
•
Packet Page -1186-
_"® Ms: 2957668 OR: 3009 PG: 1544 4/9/2013 16.D.3.
• • ► uamt 611111 St At ucoiDI0,1i the WICUL 110 1111 of CotlIlt CO1171. II 0110 ......
Iill 101111 5111 POI Nei 01!0111001 it 11:20AM HIM I. NOR, cult 011I 5100.00
Will II 11111 LC Ill il.Si
sitcom isORTehail DOC-,I5 11.50
THIS SECOND MORTGAGE('Security instrument')is given on Mercrng 2002 The Second Mortis/or in
Pelrina Slorw,A Single Person
Morro wr). This Security Instrument is given to collier County ('Lander),which is organized and existing under
Me laws of Me UMW Sales of America.and whose address is 3050 iiorrth Boreoehe. t+eirei 1375. alaoles.
Florida 34014 . Borrower owes herder the sum a Tire 'tbewad aril Not 10 tl a Dollars N ).
phis debt is evidenced by Borrowers Nom dazed to same date as this Secrly Irrtnrnsrl('Second kiorgsgs). provides Mr money
payments,with the IhI debt.N not paid ester,due and payable on wale of proutertY. reeiia ace. or lows of
homestead enormities . This Secu4y Instrument secures to Lender.(a)ale repayment ate debt everertoed by the Note.we
interest.end as renewals.extensions and modifications:(b)the payment el aN other sure,with interest advanced under ptsgrsph 7 to protect
the sweurty d the Security instrument and(c)the performrros of Borrowers covenants sad agreements under des Security instrument and
Ms Note. For this purpose.Borrower does hereby seC0fd nxortgage,gram and convey to Lender the knowing described property located in
Collier County.Florida.
As more particularly described as.Sudan 1401,Windsor Pteos at Berkshire Wes,A Cendo.ddr.0.CoiNer County,Florida and
Mich has the address d:
('Property Addreasi: 500 Windsor Place. $201. tmaole.. Florida 34104,
TOGETHER WITH ail the improvements now or hinder erected on the property.end M eearnents,rights.appurtenances,rents,
royalties.mining.oat and gas rights and profits,water Nils and stock and aN figures now Of hereafter a part of the property. AN replacements
and additions shell also be covered by the Security Instrument. All of the foregoing is referred to N tide Security i emu lent as.e'Prperty'.
BORROWER COVENANTS that Borrower is hwiuiy seized of ter estate hereby conveyed and has the right to mottpapn,pane and
convey the Property and that the Property is unencumbered.except for encumbrance*of moat Borrower wrrres and will defend grerelly
Me Otis to the Property against all claims and demands,subject to any encumbrances of moral.
THIS SECURITY INSTRUMENT combines willorm covenants for national use and non-undone connotes with Periled venation by
i<rlsdit tlon to conaNUs a oniony secwlly instrument covering real property.
COVENANTS. Borro and Lander C as l
1. Payment of hfridlpal and frltsr sel Prepsy.end end n Borrower siN promptly pay when due the Fr cipsl at end
Interest on hie debt wldenoed by to Note. ,r► aloe Prof b Nte acauN a any psraNiss«Irseml
MUM
2. Tama.The Mortgagor will pay in woes, • W W
The Mortgagor shall pay or cove to to• o _'b(AM 1)�y. n aN ono amend l one chows.
of+ma
akd vAateosver which may at any tine be .Omen and Mprovrnra d to PTVPMY,and
incising l w*ohm u e gOVUm sl .i► .. • a period of years.Me Mortgagor shah be
{4)all led undo the a ogees to pay or g
rerun ier__ • -be paid during 0e term of the Mortgage,and
a iM,pru weer ale Mortgage b pay« *} ,i►ji pee
e1hM,po 3.tly Affslicotion of Pei tt a U • •Y Item,y�r ! '`!tI i .by Lender shier be applied:first.to•W rest due:and,b principal due:od ���'1� irhi r A Chrpase LWre. Borrower w�,0* • . , vc iii.. d Smith to Lender au
which may
Wain priority over tins Security instrument, • • • liie itiL`—r•
noflwes d amounts to be paid render this F' ante M reoelpts rt/jy .et unless Borrower.(a)taw N weMirg to
Borrower Neer promptly dlseherge .�vlYCh has priority over 0..Y/IM;51)41504 N nth the Yen by,or see to against
Me payment of the obligation secured by Me ' toosptable to • u ' good
enforcement d M e lien in.lapel prooasdlnps -• • Lenders opinion crones •f1,�the wiorce lent d tie em or(C)secures kora
Me holder d the Nan an agreement utls aclory to t: the ..+eM - instrument. N Lender daimon that any part
Lender eery give B rower a notice identifying the seen.
Borrower Me Per WiM is subject to n a lien we onnay no e • A .�!-"�7:"..R .` 10 days a the ping d notbs.
Borrower Muni wid to.,or ale one or snore a Me "`r ,A � l►►slasci►� • now existing on hueeelter erected on the Progeny round
R MEW or Property Yteer.ree. Borrower
spinet toes by fire,Maude indudsd within the term•oesnded coverage*and any Sher hazards,including floods or 0oodirg,for which Lender
wears*insurance. This insurance Wm.be maintained ed In the mounts and for tie periods that Lander Moroi The Inwrarce carrier
providing to irturance shell be chosen by Borrower urbjact to Lenders approve'what shit not be unreason*wiwi It Oonwovar s to
meintaIn gru(*. . du iti a above,Landes may,at i Lamers option,a oorisrmaintain Narrxa with respect b 0e Premises agatrw such
with paragraph 7. At M times 1!131 the Note is OhllirttNnp,the Mortgagor the wee become Ore and pewits,all premiums In mews thereto,
including.bail such amounts as are cullonwily Insured IIn to all-risk protecting ageing interests pay. Mansur«and Monesgse legal st loss or do,isQe l0 the Premises
by Mee.Igiening.and otter casualties customarily Insured piing(including brow erokei0tt.M Wwwriele),with a unIorm standard emended
memo endorsement,including debris removal coveregs, Such insurance at as times to be In an amour*not less awn hie hull repiecenent
cost of Ohs Premises,seclusive of lowing.and foundations.
AN insurance policies and renewals shat be acceptable to Lender and Nall include a standard an�d premiums and have
Me riehi to hold the policies and rewords. N Lender requires,Borrower shell promptly give to Lender
notbss. In the evert of loss.Borrower elan give prompt nacre to the insurance carver and Lander. Lander may mane proof of loss N not node
worst*by Borrower. N Insurance proceeds shuN be applied to restoration or repair a the Properly
Unless Lender end Borrower oMlerwise agree writing,
damaged,N the restoration or repatr is.cmonlcaay feasible and Lenders security is not lessened N Ms restoration or repair is not
aoonrr*caly feasible or tenders sorority would be lessened.the insurance proceeds shell be gipped to the sues secured by the Secrity
instrument,whew or net than taw,with any emus paid to Borrower. N Borrower abe done the Property.or does not answer within 30 days
a nolo*from Lender that the kwrerexe carrier has offered to s.MM a clatin.then Lender may eotsct the insurance proboscis. Under nley use sons wowed by itis Security Instrument,whistler or not then due. The Xtday period
the proceeds will begin whwuvAenbMtenoYes Is magi Unless yLendeay Borrower otherwise agree In wring,ow application of proceeds to prisipel shell not
ears or postpone the due date d rte monthly payments maenad to In paragraph 1 or clwpe the amount of d.nrpe to Property II paragraph
21 Its Property Is acquired by Lenten.Borrowers right b any insurance policies and proceed.resulting trom
Me acquisition slaty wee to Lender to the extol of Its urns secured by this Security instrument i m ediaMly prior b the acquisition,
IL OeetMrtey,Pieervatia4 Mdheene lee and Prelsetbm of the Property:Borrower*Lean AppNutlen.L.asaleldi. Borrower chat elOr the easosion of elle Security instrument and
01:041Py.establish.end we the Property as Borrowers wincipel residence within toy
shed
continue b wavy the Property as Borrowers principal residence t«at least oneear slier the dins of occupency.saws Ledo
oMen lee Sprees In writing,which caeent shell not be seasonably withhold,or wine ealwwatug drarnMoces exist which ere beyond
Borrowers control. Borrower shin not destroy.damage or Spelt the Properly,allow the Properly to dewbrate,or swan waste on the
Properly. Borrower shall be In default N any torfslre action or proceeding,whether civil or criminal,is begun that N Lenders good tMh
ppgmo*could resit In lorfelkre of the Property or otherwise mane IrrpW the lien eroded by this Security instrument or Lenders security
MONK Borrower may cure such a default and reinstate,as provided In paragraph 18.1w cawing Me action or proceeding to be dismissed
with is ruling that N Larders good taiNt detsonllon.precludes lefties*d the Barowsrs k*rest N Me Property or other material
bpskmene of M»Nth awed by Ws Security lnsbunrd or Landers security interest. Borrower Wad also be In Masud N Borrower.cluing the
ooh apploadon prooses gave mete**false«Naceude tolcmtedcu or statements to Lender(or WOW to prowls Lode with any material
iMormuon)In connection with to loan evidenced by Me Nate,including.but not tinned b.representation.conwsurng Borrowers accupency
Packet Page-1187-
4/9/2013 16.D.3.
Prepared by:
Collier County
Housing,Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Robert DiPesa to COLLIER COUNTY, recorded on December 26, 2002 in
Official Records Book 3182, Page 0219, of the Public Records of Collier County, Florida, securing a
principal sum of 55,000.00 and certain promises and obligations set forth in said Mortgage, upon the
property situated in said State and County described as follows,to wit:
Legal Description:Building B1-201 Newcastle,A Condominium,Collier County Florida and which
has the address of:653 Squire Circle,#201,Naples,Fl 34104 Folio#63825001386
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled,and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013, Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK, Clerk COLLIER COUNTY,FLORIDA
By: By:
,Deputy Clerk GEORGIA A.HILLER,ESQ,CHAIRWOMAN
Approved as to form
and --: sufficiency:
Je E. right
As.is t County Attorney
I
Packet Page-1188-
i
4/9/2013 16.D.3.
..3n....''=.=.''''s.....Wee aeeenea CI *040 ei".9...100 egUUW
1
! J
N. 1 N-
NOD ' CO °o °o
CO o° g ! co o 000
0 0 «cod i Id ta
N p «
N C
*
ift *
*
*
— a
* th
$ r
I > * G
a
o --.-C.)A
wg
* 4
.„ v
KO = a °
: K� @ a t - Q U 'Caw
* ,-, . CO a
* i o o
tsc
,. = a �,
. , : < co U c
t. *5 ZI o
R ,
m
O
o 3 d 0. a a
o y t c – H y
�j E « y
c«Ne O a W i
Z 3 U * o o ' E Cl)
2108 o * U * M E
�C Se CO • 'o 'I U O
E a o >,
w►--le y, o 8 = e P co
W E�° oo ys, e, m o�
_ E U . = 'd �` c
v or`°Z a� C 0 u) . 5 c t0
N� U y
m` et; Z
o c m
U y L Z o o O m t
O 0 co 5
m w s d • 0 o
o - z° v co
o ac > G a_
}o L= 2 m p
ao ...N ... . Packet Page-1189-
OIflB-C£O•006•t 58Ck'pNI11f11N1 LIOZft�
t : 4/9/2013 16.D.3.. x
• 110111 mu 00 mom 1.tag OFFICIAL ll ltlOtt toOt't'r, n=`
•net or 1IIz6va1z st 11:it**11167!1. 11001, MK
SECOND MOR�GE 01dD 5101.11
UC!tor iS,N
OOC-.35 17.51
THIS SECOND MORTGAGE('Security Instrument')is given on December •2002 The Second Mortgagor is:
the
('Borrower'). This Security Instrument is given to Collier County ('Lender').which is organized and existing under f Florida S.t atBeos r eorwicea.Lender othse Pive TThowaad axtd 1101100 the Dollars(U.S.$
his debt is evidenced by Borrowers Note dated the same date as this Security instrument('Second Mortgage'),which • ,S
payments,with the hull debt,II not paid tarsier,due and payable on sale of property, ref ieaaea, or lose of
homestead emerptLea . This Security instrument secures to Lander.(a)the repayment of the debt evidenced by the Note,with
Interest,end all renewals,extensions and modifications;(b)the payment of as other sums,with interest advanced under paragraph 7 to protect
the security of the Security instrument;and(c)the performance of Borrowers covenants and agrternantt under this Security instrument and
Collier d0°t hereby second mortgage,grant and convey to Lender the following described property located in
AS MOM paticttlarfy described as i1ih'8M1 M
PPro eety Address.); _ i ,••-.,.- .._ ,
TOGETHER WITH all the improvements now or hereafter erected on the property,and all easemen.,rights,appurtenances,rents,
royalties,mineral,oil and gas rights and profits,water rights and stock and all Mures now or hereafter a pen of the property. Al replacements
and additions shah also be covered by the Security Instrument All of the Foregoing is referred to in this Security Instrument as the'Property*.
BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage,grant and
convey the Property and
against theeh Property Is claims and demands,unencumbered,except for encumbrances of record. Borrower warrants and will defend generally
the tills to the P subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limbed variation by
jurisdiction to constitute a uniform security instrument covering rut property.
UNIFORM COVENANTS. Borrower and Lender covenant end agree as follows:
Interest on
1.the d Paymebt aN of Principal and Interest
Note. ;Prepayment and Late Charges, Borrower shall promptly pay when due the principal of and
evidenced by the
thereon. 2. Tens. The Mortgagor will pay all taxes,assessments,sewer lents or water rates prior to the accrual of any penalties or interest
The Mortgagor shall pay or cause to be paid, •` u due,(A)(1)all taxes and charges of any
kind whatsoever which may at any time be lawfully r!' . . •-. .' ..
including'service charges',incurred or imposed sr' maintenance," '•- to the eeP en (2)ro all utility and Other Property,op charges.ty
(3)all assessments or other governmental eft•.. 'I •
• ncy, s.d and ors,the Mortgagor rt of toe Prop bey,and
yaw-•i tea rats rn i - � a period df rngrs,else
obligated under Ile Mortgage to pay n auras Ir,,.- -. as are ro hit Pale during the term of ins Mortgage,and
shall,promptly alter the payment of any of •e— •• Payment
interest dud; principal Payments. •
all ' received by Lender shall be applied;first,to
8. Charges:Lien. Borrower . •.' ( ..i yi T
poi:"
• attain priority over this Security IntlnnreM, (T ! s" attributable to the Property which may
noires.of amours to be paid under this• "' '' �/Lr�' etas prorrxpty inrrtsh to Lerner as
Borrower shall promptly discharge'4 which has priority. unless Borrower(a)agrees in wilting to
the payment of the obligation secured by the �i' manner acceptable to in good faith the lien by.or deism*against
enforcement of the ken in,legal proceedi gs the Lenders opinion •'. �^�! enforcement of the lien;or(c)secures from
the holder of the lien an agreement satisfactory auboribn ti g the lien.. y instrument. If Lender determines that any part
of the Property is subject toe(Ian which may aft , ►the Security I t •wa►�An rile may give Borrower a notice identifying the lien.
Borrower shall satisfy the lien or take one or more• ,,,,,, -yam days of the giving of notice.
5. Huard or Property Insurance. Borowerr` . *'► now existing or hereafter erected on the Property insured
against loss by ire,hazards included within the term"e• .•_ • other hazards.including goods or flooding.for which Lender
requires insurance. This Insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier
providing the insurance shall be chosen by Borrower subject to Lenders approval which shall not be unreasonably withheld. If Borrower fast to
maintain coverage described above.Lender may.at Lender's option,obtain coverage to protect Landers nights in the Property in accordance
with paragraph 7. At at times that the Note is outstanding,the Mortgagor shall maintain insurance with respect to the Premises against such
risks and for such amounts as are Customarily insured against and pay,as the same become due and payable.all premiums in respect thereto.
Including,but not limited to.all-risk insurance protecting the Interests of the Mortgagor and Mortgagee against loss or damage to the Premises
by firs,lightning,and other casualties customarily Insured against(including boiler explosion,a appropriate),with a unaorm standard extended
coverage endorsement including debris removal Coverage. Such Ireurance at all times to be in an amount not less than the lull replacement
cost of the Premises,CuGusive of footings and foundations.
the All Insurance polkfas and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have
right to hold the petioles and renewals. If Lender requires,Borrower shall promptly give to Lander all receipts of paid premiums and renewal
notices. M the event of loss,Borrower shall give prompt notice to the insurance rance carrier and Lender. Lender may make proof of lose it not made
promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing.Insurance proceeds shall be applied to restoration or repair of the Property
damaged,If the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not
economically leasibie or Lenten'+security would be lessened,the insurance proems shall be applied to the sums secured by the Security
Instrument,whether or not then due,with any excess paid to Borrower. If Borrower abandons the Progeny.or does not answer within 30 days
• a notice from Lender that the insurance carrier has offered to settle a claim,then Lander may collect the insurance proceeds. Lander may use
the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument,whether or not than due. The 30-day period
will
Mend begin when the notice Is mailed. Unless Lender and Borrower otherwise agree in writing,any application of proceeds to principal shall not
21 Property eacquired d by Lender,Borrowers ayrterts referred to in paragraph 1 or change the amount of the payments. It under paragraph
the acquisition shall pus to Lender to the extent of right to the surrr insurance
secu ed aby this Security the Property prior to
IL Occupancy,Preservation,Maintenance end Protection of the Property;Borrowers Loan AP Leseeahhoolds shalt
occupy,establish,and use the Property as Borrowers principal residence within Wry days attar the execution of this Security Instrument and
shall continue to occupy the Property as Borrowers principal residents for at least one year alter the date of occupancy,unless Lender
otherwise agrees In writing,which consent shall not be unreasonably withheld,or unless extenuating circumstances exist which an beyond
Borrowers control. Borrower shall not destroy,damage or Impair the Property,allow the Property to deteriorate,or commit waste on the
Property. Borrower shall be in default if any forfeiture action or proceeding,whether civil or criminal,is begun that in Larders good faith
judgment could result In forfeiture of the Property or otherwise materially impair the hen created by tifs Security Instrument or Lenders security
Interest. Borrower may cure such a default and reinstate,as provided in paragraph 18,by causing the action or proceeding to be dismissed folilikk
with a ruling that,in Lenders good faith detemwinatbn.precludes forfeiture of the Borrowers interest in the Property or other material
can application of the gen
process,created by Security Instrument or Lenders security interest. Borrower shell also be in default It Borrower.during the
information)in connection with me erially false or inaccurate Informelon or statements to Lender(or tailed to provide Lender with any material
I of the a on)In as a piton wi ttrlean evidenced If by including,but not limited to.representations concerting Borrowers occupancy
If Borrower acquires Ls.axle residence.the Security instrument is on a leasehold.Borrower shall comply with all the provision of the lease.
• Property,the leasehold and the tee title shall not merge unless Lender agrees to the merger in writing.
Packet Page-1190-
4/9/2013 16.D.3.
Prepared by:
Collier County
Housing,Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owners) and holder(s) of a certain
Mortgage executed by Tedra A. Gunn to COLLIER COUNTY, recorded on January 17,2007 in
Official Records Book 4170, Page 2384, of the Public Records of Collier County, Florida, securing a
principal sum of$18,750.00 and certain promises and obligations set forth in said Mortgage, upon the
property situated in said State and County described as follows,to wit:
Legal Description:Lot 48,Independence,Phase II,Collier County Florida folio#51677514169
1292 Allegiance Way,Immokalee FL 34142
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled,and hereby directs the Clerk of'said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E.BROCK,Clerk COLLIER COUNTY,FLORIDA
By: By:
,Deputy Clerk GEORGIA A.HILLER,ESQ,CHAIRWOMAN
Approved as to form
and :al sufficiency: a
r '
Je right
A.. nt County Attorney
Packet Page-1191-
4/9/2013 16.D.3.
L vv G
NORTHERN TRUST BANK OF FLORIDA,NA.
Habitat for Humanity NAPLES, FLORIDA
Ky of Collier County,Inc.
11145 Temiami Trail E.
Naples, FL 34113 2/4/2013
ORDER ME Collier Co. Board of County Commissioners
� "18,750.00
Eighteen Thousand Seven Hundred Fifty and 00/1 00""""****"..***************» **-*********"**************"'"
DOLLARS
Collier Co. Board of County Commissioners 0 IGNATURES FOR AMOUNT OVER$7500.00
Finance Department
•
Collier Co. Courthouse Complex
Naples,FL 34112 / 0 � ;
MEMO ,: ' ___
..`
Pay back SHIP deed in lieu of foreclosure AUTHORIZED 6ONAI
=M
•
HABITAT FOR HUMANITY OF COLLIER COUNTY,INC. 2 3 8 9 2
Collier Co. Board of County Commissioners 2/4/2013 .
18,750.00
i • R l-c # DS=/4
7;c/fret 4. C7cCrif7
Rpt1117TO
11� �/ i ia� Gc1G
�f�sU /� Qa /� y
FEB 1 2013 b�
/Alma ta-tee/ �L 351/`/e)'
1
HOUSING &HUMAN SERVICES
FISCAL SECTION
Northern Trust ACCT Pay back SHIP deed in lieu of foreclosure 18,750.00
•
•
•
•
•
•
•
Packet Page -1192-
4/9/2013 16.D.3.
-Third
s,ebND MORTGAGE OBLD 10750.00
Eetn: 3960747 OR: 4170 PG: 2384 OBLI 11750.00
100110 WEIGHT 17 Al EICOEDID in the OFFICIAL IAMBS of COLLIBE COIRT, FL EEC .35 27.00
5001 PELICAN III BLVD 1300 01/17/2001 At 02:5211 DWIGHT 1. BE0C1, CLEIE DOC•.35 i$.10
JAPLIS IL 34100 2103
THIS SECOND MORTGAGE("Security instrument")is given on 9Ycati000 2406,-The Second Mortgagor is
.,• III t3,1te:4
f
z I{s A Single Person
(Borrower'). This Security Instrument is given to Collier County ("Lender"),which is organized and existing under
the laws of the United States of America,and whose address is 2800 North Horseshoe Drive, #400, Naples,
Florida 34014 . Borrower owes Lender the sun of Eighteen Thousand Seven Hundred Fifty and No/100ths
Dollars(U.S. This debt is evidenced by Borrowers Note dated the same date as this Security Irisburierd("Second
Del,which1101111111111N1=4 payments,with the full debt,if not paid earlier.due and payable on sale of property
1
refinance, or loss of homestead exemption . This Security Instrument secures to Lender:(a)the repayment of the debt
evidenced by the Note,with interest,and all renewals,extensions and modifications;(b)the payment of all other sums,with interest advanced
under paragraph 7 to protect the security of the Security Instrument;and(c)the performance of Borrower's covenants and agreements under
this Security Instrument and the Note. For this purpose,Borrower does hereby second mortgage,grant and convey to Lender the following
described property located in Collier County,Florida.
As more particularly described as 4 ( sllllfrrtl{OC' �'{ `�(t{
("Property Address"): 3 y, lseseinaacae LOF,>tidu 3i1373!( J1� f q Lk (CPI
TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements,rights,appurtenances,rents,
royalties,mineral,oil and gas rights and profits,water rights and stook and all fixtures now or hereafter a part of the property. All replacements
end additions shell also be covered by the Security Instrument. All of the foregoing is referred to in this Security instrument as the"Property.
BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage,grant and
convey the Property and that the Property is unencumbered, -•.:.•, s. -, -mbrances of record. Borrower warrants and will defend generally
the title to the Property against all claims and demands,s •' y,. 1. ces of record.
THIS SECURITY INSTRUMENT combines •'...14%;.„.„t.,_TG,
i• <•and non-uniform covenants with limited venation by
jurisdiction to constitute a uniform security instru -. :I
UNIFORM COVENANTS. Borrower- • ycovenant and dagree as -lows•
1. Payment of Principal and trite •• t and Late Charges. :. • r shall promptly pay when due the principal of and
interest on the debt evidenced by the Note.
2. Taxes, The Mortgagor will pay: -� .: - ren=or wat- rat- prior to the accrual of any penalties or interest
thereon.
The Mortgagor shall pay or cause.• . * '� T : (-)(1)all taxes and governmental charges of any
kind whatsoever which at time be h As r I
"' Ply.( ) hY ages,
includi g"service charges" incurred or i '' �rMtM1 !. 111 "the mgr a and t y 3 •=•:• .► upkeep and improvement of the and
(3)al assessments or other governmental. -••: c ay r:.. , y.: .' n i .. - .--c maw
a period of years,lhe Mortgagor shall be
obligated under the Mortgage to pay or caus .paid only such Install as- , to be paid during the term of the Mortgage.and
shalt promptly after the payment of any of the{�r,�y 'rg,forward to Mo ■• :A, I.r payment.
3. Application of Payments. Unles Y!.,• ..a law provides oth: .received by Lender shall be applied;first,to
interest due;and,to principal due;and last,to a .::due under the Not-
4. Charges;Liens. Borrower shall pay. sessments,ch --and impositions attributable to the Property which may
attain priority over this Security Instrument,and leas ,er s'r`�!R_ any. Borrower shall promptly furnish to Lender all
notices of amounts to be paid under this paragraph,and '.':.•.Vte'C-k•e . payments.
Borrower shall promptly discharge any lien which has..., •. l 's Security Instrument unless Borrower:(a)agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender;(b)contests in good faith the lien by.or defends against
enforcement of the lien in,legal proceedings which in the Lenders opinion operate to prevent the enforcement of the lien;or(e)secures from
the holder of the lien en agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part
of the Property is subject to a lien which may attain priority over the Security Instrument,Lender may give Borrower a notice identifying the lien.
Borrower shell satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice.
5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured
against loss by fire,hazards included within the term"extended coverage"and any other hazards,including floods or flooding.for which Lender
requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier
providing the insurance shall be Chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to
maintain coverage described above,Lender may,at Lenders option,obtain coverage to protect Lender's rights in the Property in accordance
with paragraph 7. At all times that the Note is outstanding,the Mortgagor shall maintain insurance with respect to the Premises against such
risks and for such amounts as are customarily insured against and pay,as the same become due and payable,all premiums in respect thereto,
including,but not limited to.all-risk insurance protecting the interests of the Mortgagor and Mortgagee against loss or damage to the Premises
by fire,lightning,and other casualties customarily insured against(including boiler explosion,if appropriate),with a uniform standard extended
coverage endorsement,including debris removal coverage. Such insurance at all times to be in an amount not less than the full replacement
cost of the Premises,exclusive of footings and foundations.
All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender Shell have
the right to hold the policies and renewals. If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums and renewal
notices. In the event of loss,Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss If not made
promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing,insurance proceeds shall be applied to restoration or repair of the Property
damaged,If the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not
economically feasible or Lenders security would be lessened,the insurance proceeds shall be applied to the sums secured by the Security
Instrument,whether or not then due,with any excess paid to Borrower. If Borrower abandons the Property,or does not answer within 30 days
a notice from Lender that the insurance carrier has offered to settle a claim,then Lender may collect the insurance proceeds. Lender may use
the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument,whether or not then due. The 30-day period
will begin when the notice is mailed. Unless Lender and Borrower otherwise agree in writing,any application of proceeds to principal shall not
extend or postpone the due date of the monthly payments referred to in paragraph 1 or change the amount of the payments. If under paragraph
21 the Property is acquired by Lender,Borrower's right to any Insurance policies and proceeds resulting from damage to the Property prior to
the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition.
6. Occupancy,Preservation,Maintenance and Protection of the Property;Borrower's Loan Application,Leaseholds. Borrower shall
occupy,establish,and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and
shell continue to occupy the Property as Borrowers principal residence for at least one year after the date of occupancy.unless Lender
otherwise agrees in wrung,which consent shall not be unreasonably withheld,or unless extenuating circumstances exist which are beyond
Borrower's control. Borrower shall not destroy,damage or impair the Property,allow the Property to deteriorate,or commit waste on the
Property. Borrower shall be in default if any forfeiture action or proceeding,whether civil or criminal,is begun that in Lenders good faith
judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lenders security
Packet Page -1193-