Agenda 02/13/2018 Item #16D 402/13/2018
EXECUTIVE SUMMARY
Recommendation to approve four (4) mortgage satisfactions for the State Housing Initiatives
Partnership (SHIP) loan program in the combined amount of $53,200.
OBJECTIVE: To support the affordability of housing in Collier County through the SHIP down
payment, emergency repair, and rehabilitation assistance programs.
CONSIDERATIONS: SHIP, a state affordable housing program, offers assistance to first-time
homebuyers for use towards a portion of the required down payment and emergency rep airs to the newly
acquired home, as well as single family rehabilitation to owner-occupied properties. As a condition of the
award, the homeowner must repay the assistance provided upon sale, refinance, or loss of homestead
exemption.
CHS staff has recently completed a comprehensive review of County-issued SHIP single-family
rehabilitation loans. Through this process, staff has identified four (4) mortgages where the homeowner is
entitled to have their original down payment assistance forgiven. None of the mortgages include a
maturity date. Section 95.281(1)(b) F.S. allows this debt to be forgiven if the mortgage is more than 20
years old and the final maturity of an obligation secured by the mortgage is not ascertainable or
previously outlined in the mortgage. Under such circumstances, the mortgage is considered terminated,
and for record purposes, the down payment amount may be forgiven.
Therefore, due to the length of time of the mortgage, the following homeowners have met the obligation,
and the loan should be forgiven. SHIP Ordinance No. 93-19 did not require a maturity date.
The following table provides details regarding the associated mortgages that have met their obligation. As
such, satisfactions of mortgages are required.
Name Date Mortgage
Signed
Recording
Date
SHIP Mortgage OR
Book & Page
Mortgage Amount to
Be Forgiven
Joanne
Sutton
09/03/1997 10/30/1997 2359/0400 $8,200
Patricia Jan
Palen
11/3/1997 7/31/2000 2704/2682 $15,000
Barbara
Kepple
8/13/1997 10/9/1997 2354/0012 $15,000
Rita Sainz 10/5/1995 4/1/1996 2164/1814 $15,000
Total $53,200
Approval of these items will authorize the Chairman to sign the aforementioned satisfactions of mortgage,
and the executed documents shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: There is no Fiscal impact associated with the Satisfactions of Mortgage. The $35.50
recording fee will be paid by SHIP Grant Fund 791, Project 33525.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majori ty vote
for Board approval. -JAB
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact.
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RECOMMENDATION: To approve and authorize the Chair to sign four (4) mortgage satisfactions for
single-family owner-occupied affordable housing units.
Prepared By: Wendy Klopf, Operations Coordinator, Community & Human Services Division
ATTACHMENT(S)
1. SHIP SFR Satisfaction of Mortgage for term (PDF)
2. SHIP SFR Mortgages (PDF)
3. Homestead Verification-SHIP SFR Satisfaction for term (PDF)
4. Release of Lien for Term (XLSX)
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COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.4
Doc ID: 4485
Item Summary: Recommendation to approve four (4) mortgage satisfactions for the State
Housing Initiatives Partnership (SHIP) loan program in the combined amount of $53,200.
Meeting Date: 02/13/2018
Prepared by:
Title: Operations Coordinator – Community & Human Services
Name: Wendy Klopf
01/03/2018 9:35 AM
Submitted by:
Title: Division Director - Cmnty & Human Svc – Public Services Department
Name: Kimberley Grant
01/03/2018 9:35 AM
Approved By:
Review:
Community & Human Services Lisa Carr Additional Reviewer Completed 01/03/2018 10:42 AM
Public Services Department Kimberley Grant Additional Reviewer Completed 01/05/2018 10:41 AM
Operations & Veteran Services Sean Callahan Additional Reviewer Completed 01/16/2018 10:03 AM
Community & Human Services Leslie Davis Additional Reviewer Completed 01/22/2018 2:19 PM
Community & Human Services Maggie Lopez Additional Reviewer Completed 01/23/2018 8:18 AM
Community & Human Services Kristi Sonntag Additional Reviewer Completed 01/24/2018 11:44 AM
Public Services Department Todd Henry Level 1 Division Reviewer Completed 01/24/2018 3:31 PM
Grants Erica Robinson Level 2 Grants Review Completed 01/25/2018 10:04 AM
County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 01/25/2018 10:08 AM
Public Services Department Steve Carnell Level 2 Division Administrator Review Completed 01/25/2018 12:59 PM
County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 01/25/2018 4:21 PM
Office of Management and Budget Valerie Fleming Level 3 OMB Gatekeeper Review Completed 01/26/2018 1:35 PM
Budget and Management Office Ed Finn Additional Reviewer Completed 01/29/2018 1:42 PM
Grants Therese Stanley Additional Reviewer Completed 02/02/2018 2:53 PM
County Manager's Office Nick Casalanguida Level 4 County Manager Review Completed 02/03/2018 6:48 PM
Board of County Commissioners MaryJo Brock Meeting Pending 02/13/2018 9:00 AM
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16.D.4.a
Packet Pg. 711 Attachment: SHIP SFR Satisfaction of Mortgage for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 712 Attachment: SHIP SFR Satisfaction of Mortgage for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 713 Attachment: SHIP SFR Satisfaction of Mortgage for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 714 Attachment: SHIP SFR Satisfaction of Mortgage for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 715 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 716 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 717 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 718 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 719 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 720 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 721 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 722 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 723 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 724 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 725 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 726 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 727 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 728 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 729 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 730 Attachment: SHIP SFR Mortgages (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 731 Attachment: Homestead Verification-SHIP SFR Satisfaction for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 732 Attachment: Homestead Verification-SHIP SFR Satisfaction for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 733 Attachment: Homestead Verification-SHIP SFR Satisfaction for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
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Packet Pg. 734 Attachment: Homestead Verification-SHIP SFR Satisfaction for term (4485 : SHIP SFR Satisfaction of Mortgage for term)
Hmstd File #Folio#Client Name Address
Mortgage
Date
Recorded
date OR/PG Period
Release
Date Mtg Amount
SHIP
YES SHP98-010 #08130880008 KEPPLE, BARBARA 1319 28th Ave N 8/13/1997 10/9/1997 2354/0012 20 8/13/12017 $15,000.00
YES SHP98-012 20161560003 PALEN COX, PATRICIA JAN 1376 Rordon Ave 11/3/1997 7/31/2000 2704/2682 20 11/3/2017 $15,000.00
YES SHP-95 63863640000 SAINZ, RITA AKA BOTELLO, RITA 115 Jefferson Ave E 10/5/1995 4/1/1996 2164/1814 20 10/5/2015 $15,000.00
YES SHP98-003 61481120001 SUTTON JOAN 3015 Francis Ave 9/3/1997 10/30/1997 2359/0400 20 9/3/2017 $8,200.00
Total $53,200.00
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Packet Pg. 735 Attachment: Release of Lien for Term (4485 : SHIP SFR Satisfaction of Mortgage for term)