Agenda 01/24/2017 Item #16D301/24/2017
EXECUTIVE SUMMARY
Recommendation to approve four mortgage satisfactions for the State Housing Initiatives
Partnership loan program in the combined amount of $43,750.
OBJECTIVE: To support the affordability of housing in Collier County through State Housing
Initiatives Partnership (SHIP) down payment, emergency repair, and rehabilitation assistance programs.
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a State affordable
housing program, offers assistance to first-time homebuyers for use toward a portion of the required down
payment and emergency repairs to the newly acquired home, and rehabilitation assistance to
homeowners for rehabilitation to their homesteaded property. As a condition of the award, the
homeowner must repay the assistance provided upon sale, refinance, or loss of homestead exemption.
The following table provides details regarding the associated repaid in full mortgages. As such, Collier
County is required to satisfy the mortgages.
File # Name Security
Instrument
Mortgage
Amount
Payoff
Amount
Public Record
W06-005 Miguel Garza SHIP Rehab
Mortgage
$5,000 $5,000 OR4066PG0394
04-028R Louise Carthon SHIP Rehab
Mortgage
$15,000 $15,000 OR3599PG3719
03-231 Concepcion
Huerta
SHIP DPCC
Mortgage
$5,000 $5,000 OR3342PG0326
08-052 Rafael Avila Jr.
& Lauren J.
Avila
SHIP DPCC
Mortgage
$18,750 $18,270* OR4380PG0590 Re-
Recorded:
OR4411PG1153
TOTAL $43,750 $43,270
*On July 8, 2008, OR Book 4380 Page 0590 a mortgage was recorded to Rafael Avila Jr. & Lauren J.
Avila in the amount of $18,750 for Down Payment and Closing Cost (DPCC) and Rehabilitation. On
12/03/2008, OR Book 4411 Page 1153 the mortgage was re-recorded to Rafael Avila Jr. & Lauren J.
Avila in the amount of $18,750 to correct the legal description of the property. The homeowner was
awarded $16,250 for DPCC and $2,500 of rehabilitation funds. The homeowner received $16,250 at
closing as DPCC assistance, and of the rehabilitation funds of $2,500 only $2,020 was expended for
rehabilitation. The homeowner did not receive the additional $480. Therefore, the homeowner is only
required to repay $18,270 for DPCC and Rehabilitation.
Approval of this item will authorize the Chairman to sign the attached satisfactions of mortgage, and
the executed documents shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $43,270 satisfies the mortgage amount due to the recapture
provision as noted above and emergency rehabilitation funds expended. These repayments are considered
program income and have been deposited in SHIP Grant Fund 791 , Project 33467, and may be reused
for eligible SHIP activities. Each of the borrowers will pay the $10 recording fee.
GROWTH MANAGEMENT IMPACT: There is no growth management impact.
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LEGAL CONSIDERATIONS: This item is approved for form and legality and required a majority vote
for Board approval. -JAB
RECOMMENDATION: That the Board of County Commissioners approves and authorizes the
Chairman to sign four mortgage satisfactions for owner-occupied affordable housing units for which
repayment in full have been provided to Collier County.
Prepared By: Elizabeth Hernandez, SHIP Grant Support Specialist, Community & Human Services
Division
ATTACHMENT(S)
1. Satisfaction of Mortgage (4) (PDF)
2. Mortgages (4) (PDF)
3. SAP Backup Satisfaction of Mortgages (DOCX)
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COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.3
Item Summary: Recommendation to approve four mortgage satisfactions for the State Housing
Initiatives Partnership loan program in the combined amount of $43,750.
Meeting Date: 01/24/2017
Prepared by:
Title: – Community & Human Services
Name: Elizabeth Hernandez
01/03/2017 3:03 PM
Submitted by:
Title: Division Director - Cmnty & Human Svc – Public Services Department
Name: Kimberley Grant
01/03/2017 3:03 PM
Approved By:
Review:
Community & Human Services Maggie Lopez Additional Reviewer Completed 01/03/2017 3:40 PM
Community & Human Services Leslie Davis Additional Reviewer Completed 01/04/2017 9:16 AM
Public Services Department Kimberley Grant Additional Reviewer Completed 01/04/2017 10:25 AM
Public Services Department Amanda O. Townsend Additional Reviewer Completed 01/04/2017 2:04 PM
Public Services Department Joshua Hammond Additional Reviewer Completed 01/09/2017 7:53 AM
Public Services Department Hailey Margarita Alonso Level 1 Division Reviewer Completed 01/09/2017 11:21 AM
County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 01/09/2017 2:45 PM
Public Services Department Steve Carnell Level 2 Division Administrator Review Completed 01/10/2017 11:53 AM
Grants Erica Robinson Level 2 Grants Review Completed 01/10/2017 12:40 PM
Office of Management and Budget Valerie Fleming Level 3 OMB Gatekeeper Review Completed 01/11/2017 10:50 AM
County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 01/11/2017 10:57 AM
Budget and Management Office Ed Finn Additional Reviewer Completed 01/11/2017 12:50 PM
Grants Therese Stanley Additional Reviewer Completed 01/13/2017 4:20 PM
County Manager's Office Nick Casalanguida Level 4 County Manager Review Completed 01/16/2017 10:24 AM
Board of County Commissioners MaryJo Brock Meeting Pending 01/24/2017 9:00 AM
16.D.3
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16.D.3.a
Packet Pg. 702 Attachment: Satisfaction of Mortgage (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 703 Attachment: Satisfaction of Mortgage (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 704 Attachment: Satisfaction of Mortgage (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 705 Attachment: Satisfaction of Mortgage (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 706 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 707 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 708 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 709 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 710 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 711 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 712 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 713 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 714 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 715 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 716 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
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Packet Pg. 717 Attachment: Mortgages (4) (2522 : Satisfaction of Mortgage)
16.D.3.c
Packet Pg. 718 Attachment: SAP Backup Satisfaction of Mortgages (2522 : Satisfaction of Mortgage)