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Resolution 2012-087RESOLUTION NO. 2012 - 97 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF COLLIER COUNTY, FLORIDA ACCEPTING A PROPOSAL FROM BRANCH BANKING AND TRUST COMPANY TO PROVIDE A TERM LOAN TO FINANCE COSTS OF VARIOUS CAPITAL IMPROVEMENTS WITHIN THE RADIO ROAD, EAST OF SANTA BARBARA BOULEVARD TO THE INTERSECTION OF RADIO ROAD AND DAVIS BOULEVARD MUNICIPAL SERVICE TAXING UNIT; APPROVING THE FORM OF A LOAN AGREEMENT WITH BRANCH BANKING AND TRUST COMPANY; AUTHORIZING THE ISSUANCE OF A PROMISSORY NOTE PURSUANT TO SUCH LOAN AGREEMENT IN THE AGGREGATE PRINCIPAL AMOUNT OF NOT EXCEEDING $649,000; AUTHORIZING SUCH NOTE TO BE PAYABLE FROM AD VALOREM TAXES LEVIED IN AN AMOUNT NOT TO EXCEED .5 MILLS ON ALL TAXABLE PROPERTY WITHIN THE MSTU; DELEGATING CERTAIN AUTHORITY TO THE CHAIRMAN OF THE BOARD AND OTHER OFFICERS OF THE ISSUER; AUTHORIZING THE EXECUTION AND DELIVERY OF OTHER DOCUMENTS IN CONNECTION THEREWITH; AUTHORIZING THE ESTABLISHMENT OF A PROJECT ACCOUNT WITH BRANCH BANKING AND TRUST COMPANY; AND PROVIDING FOR AN EFFECTIVE DATE. BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF COLLIER COUNTY, FLORIDA: SECTION 1. FINDINGS. It is hereby ascertained, determined and declared that: (A) Pursuant to Resolution No. 2011 -192, adopted by the Board of County Commissioners (the "Board ") of Collier County, Florida (the "Issuer ") on October 25, 2011 (the "Referendum Resolution "), the Issuer ordered the holding of a bond referendum election to determine if the qualified electors within the Radio Road, East of Santa Barbara Boulevard to the Intersection of Radio Road and Davis Boulevard Municipal Service Taxing Unit (the "MSTU ") would approve the issuance of not exceeding $649,000 aggregate principal amount of limited general obligation bonds payable from ad valorem taxes to be levied in an amount not to exceed .5 mills on all taxable property within the MSTU for the principal purpose of financing costs of certain landscaping and irrigation capital improvements within the MSTU (the "Project "). (B) On January 31, 2012, a bond referendum election (the "Bond Referendum Election ") was held and the issuance of not exceeding $649,000 principal amount of limited general obligation bonds payable from ad valorem taxes levied on all taxable property within the MSTU in an amount not to exceed .5 mills was approved by a majority of the qualified electors within the MSTU voting in said Bond Referendum Election. (C) The Issuer distributed an Invitation to Bid dated February 23, 2012 (the "Invitation to Bid "), to various financial institutions soliciting bids to provide the Issuer with a fixed rate term loan to finance the costs of the Project. (D) Branch Banking and Trust Company (the "Noteholder ") has submitted a proposal to provide the Issuer with a fixed rate term loan to finance costs of the Project, which proposal complies with the terms and provisions of the Invitation to Bid and is attached hereto as Exhibit A. (E) The Issuer deems it to be in its best interest to accept the proposal of the Noteholder and to issue its Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012 (the "Note ") to the Noteholder for the principal purpose of financing costs of the Project. (F) The Note shall be issued pursuant to this Resolution and a Loan Agreement to be executed between the Noteholder and the Issuer (the "Loan Agreement "), the form of which is attached hereto as Exhibit B. (G) Due to the present volatility and uncertainty of the market for tax - exempt obligations such as the Note, it is in the best interest of the Issuer to sell the Note to the Noteholder by a negotiated sale pursuant to the provisions hereof and of the Loan Agreement, allowing the Issuer to choose the date of issuance of the Note rather than issuing the Note on an advertised date, thereby permitting the Issuer to obtain the best possible price, terms and interest rate for the Note. (H) The Note shall be repaid solely from the ad valorem tax levied on all taxable property within the MSTU in an amount not to exceed .5 mills (the "Limited Ad Valorem Tax ") to pay the scheduled debt service on the Note as approved by the qualified electors within the MSTU voting in the Bond Referendum Election, as provided herein and in the Loan Agreement. SECTION 2. DEFINITIONS. When used in this Resolution capitalized terms not otherwise defined herein shall have the meanings set forth in the Loan Agreement unless the context clearly indicates a different meaning. 2 The words "herein," "hereunder," "hereby," "hereto," "hereof," and any similar terms shall refer to this Resolution. Words importing the singular number include the plural number, and vice versa. SECTION 3. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to Chapter 125, Florida Statutes, Article VII, Section 12 of the Florida Constitution, the Referendum Resolution, Ordinance No. 2009 -44, adopted on July 28, 2009, as amended and supplemented, and other applicable provisions of law. SECTION 4. RESOLUTION TO CONSTITUTE CONTRACT. In consideration of the purchase and acceptance of the Note by the Noteholder, the provisions of this Resolution shall be a part of the contract of the Issuer with the Noteholder and shall be deemed to be and shall constitute a contract between the Issuer and the Noteholder. The pledge made in this Resolution and the provisions, covenants and agreements herein set forth to be performed by or on behalf of the Issuer shall be for the benefit, protection and security of the Noteholder. SECTION 5. AUTHORIZATION OF PROJECT; ESTABLISHMENT OF PROJECT ACCOUNT. The acquisition, construction and equipping of the Project is hereby authorized and approved. The Project Account (as defined in the Loan Agreement) is authorized to be established with the Noteholder. SECTION 6. ACCEPTANCE OF NOTEHOLDER'S PROPOSAL. The Issuer hereby accepts the proposal of the Noteholder to provide the Issuer with a term loan to finance costs of the Project. The proposal of the Noteholder attached hereto as Exhibit A is hereby approved and accepted and the Chairman is hereby authorized and directed to execute and deliver any documents or instruments that may be required in connection with such acceptance. All actions taken with respect to such proposal prior to the date hereof are hereby authorized and ratified. SECTION 7. APPROVAL OF FORM OF LOAN AGREEMENT AND NOTE. The Issuer hereby approves a loan from the Noteholder in the principal amount of not exceeding $649,000. The Chairman, upon the advice of the Issuer's financial advisor, Public Financial Management, Inc. (the "Financial Advisor "), is authorized and directed to determine the specific principal amount of the loan prior to the issuance of the Note; provided, however, such principal amount may not exceed $649,000. The Note shall bear interest at an annual fixed rate of 3.44 %. Such interest rate shall be set forth in the Loan Agreement and the Note. The Note shall be subject to prepayment as provided in the Loan Agreement. The final maturity of the Note shall not be later than ten (10) years from the date of issuance of the Note as authorized by the Bond Referendum Resolution, such final maturity to be determined by the Chairman, upon the advice of the Financial Advisor and the approval of the Noteholder. The terms and provisions of the Loan Agreement, in substantially the form attached hereto as Exhibit B, are hereby approved, with such changes, insertions and additions as the Chairman may approve. The 3 Issuer hereby authorizes the Chairman to execute and deliver, and the Clerk to attest and affix the Issuer seal to, the Loan Agreement substantially in the form attached hereto as Exhibit B, with such changes, insertions and additions as the Chairman may approve, his execution thereof being evidence of such approval. In order to evidence the loan under the Loan Agreement, it is necessary to provide for the execution and delivery of the Note. The Issuer hereby authorizes the Chairman to execute and deliver, and the Clerk to attest and affix the Issuer seal to, the Note substantially in the form attached to the Loan Agreement, with such changes, insertions and additions as the Chairman may approve, his execution thereof being evidence of such approval. SECTION 8. LIMITED GENERAL OBLIGATION OF THE ISSUER. The Note shall be a limited general obligation of the Issuer secured by and payable from the Limited Ad Valorem Tax as provided in the Loan Agreement. SECTION 9. GENERAL AUTHORITY. The Chairman and the Clerk are authorized to execute and deliver such documents, instruments and contracts, whether or not expressly contemplated hereby, and the other employees or agents of the Issuer are hereby authorized and directed to do all acts and things required hereby or thereby as may be necessary for the full, punctual and complete performance of all the terms, covenants, provisions and agreements herein and therein contained, or as otherwise may be necessary or desirable to effectuate the purpose and intent of this Resolution. SECTION 10. REPEAL OF INCONSISTENT DOCUMENTS. All ordinances, resolutions or parts thereof in conflict herewith are hereby superseded and repealed to the extent of such conflict. [Remainder of page intentionally left blank] 4 SECTION 11. EFFECTIVE DATE. This Resolution shall become effective immediately upon adoption. rd DULY ADOPTED this -.2J day of May, 2012. (SEAL) Chairman, Board of County ddnmissioncrs FRED W. COYLE c' • Approved as to Form and Legal Sufficiency: County Attorney�e" EXHIBIT A Branch Banking and Trust Company Proposal BB&T BB &T Governmental Finance 255 S. Orange Ave., 10h Floor Orlando, FL 32801 (407) 241 -3570 Fax(877)320 -4453 May 8, 2012 Mr. Steve Carnell Purchasing /General Services Director Collier County 3327 Tamiami Trail East Naples, FL 34112 Dear Mr. Carnell: Branch Banking and Trust Company (`BB &T") is pleased to offer this proposal for the financing requested by Collier County, FL ( "County "). (1) Project: Financing of the County's Radio Road East MSTU Fixed Rate Term Loan - Landscaping and Sprinkler System Capital Improvements (2) Amount To Be Financed: Not to Exceed $649,000.00 (3) Interest Rates, Financing Terms and Corresponding Payments: Term NBO Rate 10 years 3.44% Principal and interest payments shall be due monthly as requested by the County. Interest will accrue on the principal balance of the loan based on a 30/360 day count basis. Upon being awarded this transaction BB &T must approve of the final amortization schedule. The loan proceeds shall be required to be deposited on behalf of the County into a project fund account with BB &T. Earnings on the project fund shall accrue to the benefit of the County for use on project costs or interest payments. The interest rate stated above is valid for a closing not later than June 1, 2012. Closing of the financing is contingent upon completing documentation acceptable to BB &T and its counsel. Remuneration for our legal review expenses and underwriting for this financing transaction shall be $3,000.00. All applicable costs of counsel for the County and any other costs shall be the County's responsibility and separately payable by the County. The financing documents shall allow for the prepayment of the principal balance in whole on a scheduled payment date with a 1% prepayment penalty. The financing documents shall also include a provision that will outline appropriate changes to be implemented in the event that this transaction is determined to be taxable in accordance with the Florida State Statutes or the Internal Revenue Service code. These provisions must be acceptable to BB &T. The stated interest rate assumes that the County expects to borrow more than $10,000,000.00 in the calendar year 2012 and that the financing shall comply with the IRS Code Sections 141, 148 and 149(e). BB &T reserves the right to terminate its interest in this bid or to negotiate a mutually acceptable rate if the financing is not a qualified tax - exempt financing. (4) Financing Documents: It shall be the responsibility of the County to retain and compensate counsel to appropriately structure the financing documents according to Florida State statutes. BB &T shall also require the County to provide an unqualified bond counsel opinion. BB &T and its counsel reserve the right to review and approve all documentation before closing. (5) Security: The loan will be secured by the ad valorem property tax receipts collected from the property owners within the Radio Road East MSTU. BB &T appreciates the opportunity to make this financing proposal and requests to be notified within ten days of this proposal should BB &T be the successful proposer. BB &T shall have the right to cancel this offer by notifying the County of its election to do so (whether or not this offer has previously been accepted by the County) if at any time prior to the closing there is a material adverse change in the County's financial condition, if we discover adverse circumstances of which we are currently unaware, if we are unable to agree on acceptable documentation with the County or if there is a change in law (or proposed change in law) that changes the economic effect of this financing to BB &T. We reserve the right to negotiate and /or terminate our interest in this transaction should we be the successful proposer. Please call me at (803) 251 -1328 with your questions and comments or contact Michael C. Smith in our Orlando, FL office at: 255 South Orange Avenue Orlando, FL 32801 Phone: 407.241.3570 Fax: 877.320.4453 Email: mcsmith(a-)bbandt.com We look forward to hearing from you. Sincerely, BRANCH BANKING AND TRUST COMPANY Andrew G. Smith Senior Vice President EXHIBIT B Form of Loan Agreement LOAN AGREEMENT BETWEEN COLLIER COUNTY, FLORIDA AND BRANCH BANKING AND TRUST COMPANY Dated as of June 1, 2012 TABLE OF CONTENTS Page ARTICLE I DEFINITION OF TERMS SECTION 1.01. REPRESENTATIONS BY THE COUNTY ....... ............................... 6 DEFINITIONS ..................................................... ..............................1 SECTION 1.02. INTERPRETATION ........................................... ............................... 4 SECTION 1.03. TAX COVENANT .............................................. ............................... 7 TITLES AND HEADINGS ................................ ............................... 5 ARTICLE II REPRESENTATIONS, WARRANTIES AND COVENANTS; SECURITY FOR SERIES 2012 NOTE SECTION 2.01. REPRESENTATIONS BY THE COUNTY ....... ............................... 6 SECTION 2.02. GENERAL REPRESENTATIONS, WARRANTIES AND COVENANTS OF THE NOTEHOLER ....... ............................... 7 SECTION 2.03. TAX COVENANT .............................................. ............................... 7 SECTION 2.04. LIMITED GENERAL OBLIGATIONS OF THE COUNTY ........... 7 SECTION 2.05. CREATION OF SINKING FUND; PAYMENT COVENANT........ 8 SECTION 2.06. PROJECT FUND ................................................ ............................... 8 ARTICLE III DESCRIPTION OF NOTE; PAYMENT TERMS; OPTIONAL PREPAYMENT SECTION 3.01. DESCRIPTION OF THE NOTE ...................... ............................... 10 SECTION 3.02. OPTIONAL PREPAYMENT ........................... ............................... 11 SECTION 3.03. ADJUSTMENTS TO INTEREST RATE ......... ............................... 11 ARTICLE IV CONDITIONS FOR ISSUANCE OF THE NOTE SECTION 4.01. CONDITIONS FOR ISSUANCE ..................... ............................... 13 ARTICLE V EVENTS OF DEFAULT; REMEDIES SECTION 5.01. EVENTS OF DEFAULT .................................. ............................... 14 SECTION 5.02. REMEDIES ....................................................... ............................... 14 ARTICLE VI MISCELLANEOUS SECTION 6.01. AMENDMENTS, CHANGES OR MODIFICATIONS TO ii THE AGREEMENT .................................... ............................... i S SECTION 6.02. COUNTERPARTS ............................................ ............................... 15 SECTION 6.03. SEVERABILITY ................................................ .............................15 SECTION 6.04. TERM OF AGREEMENT .................................. .............................15 SECTION 6.05. NOTICE OF CHANGES IN FACT .................... .............................15 SECTION6.06. NOTICES ............................................................ .............................15 SECTION 6.07. NO THIRD -PARTY BENEFICIARIES ............. .............................16 SECTION 6.08. APPLICABLE LAW ........................................... .............................16 SECTION 6.09. INCORPORATION BY REFERENCE .............. .............................16 EXHIBIT A - FORM OF SERIES 2012 NOTE EXHIBIT B - FORM OF REQUISITION ii This LOAN AGREEMENT (the "Agreement ") is made and entered into as of June 1, 2012, by and between COLLIER COUNTY, FLORIDA, a political subdivision of the State of Florida (the "County "), and BRANCH BANKING AND TRUST COMPANY, a banking organization duly organized and existing under the laws of the state of North Carolina and authorized to do business in the State of Florida and its successors and assigns (the "Noteholder "); WITNESSETH: WHEREAS, the County is authorized by provisions of the Chapter 125, Florida Statutes, Article VII, Section 12 of the Florida Constitution, the Referendum Resolution (as defined herein), the MSTU Ordinance (as defined herein) and other applicable provisions of law to, among other things,, acquire, construct, equip, own, operate and maintain various capital improvements and public facilities within the MSTU (as defined herein) to promote the health, welfare and economic prosperity of the residents of the County and the MSTU and to borrow money to finance the acquisition, construction and equipping of such capital improvements and public facilities; and WHEREAS, the County has various capital improvement needs and requirements within the MSTU as described in the plans and specifications on file with the County, as the same may be modified or amended from time to time (the "Project ") that are required to be acquired, constructed and equipped in order to improve and maintain the health, safety and welfare of the County and its inhabitants; and WHEREAS, the Noteholder is willing to make a term loan to the County, and the County is willing to incur such loan, pursuant to the terms and provisions of this Agreement in an aggregate principal amount of $ to finance costs of the Project and pay costs relating to the issuance of the hereinafter described Series 2012 Note. NOW, THEREFORE, THIS AGREEMENT WITNESSETH: That the parties hereto, intending to be legally bound hereby and in consideration of the mutual covenants hereinafter contained, DO HEREBY AGREE as follows: ARTICLE I DEFINITION OF TERMS SECTION 1.01. DEFINITIONS. The terms defined in this Article I shall, for all purposes of this Agreement, have the meanings in this Article I specified, unless the context clearly otherwise requires. "Act" shall mean Chapter 125, Florida Statutes, Article VII, Section 12 of the Florida Constitution, the Referendum Resolution, the MSTU Ordinance and other applicable provisions of law. "Agreement" shall mean this Loan Agreement, dated as of June 1, 2012, between the County and the Noteholder and any and all modifications, alterations, amendments and supplements hereto made in accordance with the provisions hereof. "Board" shall mean the Board of County Commissioners of Collier County, Florida. "Bond Counsel" shall mean Nabors, Giblin & Nickerson, P.A., Tampa, Florida or any other attorney at law or firm of attorneys of nationally recognized standing in matters pertaining to the federal tax exemption of interest on obligations issued by states and political subdivisions and duly admitted to practice law before the highest court of any state of the United States of America. "Bond Referendum Election" shall mean the bond referendum election held on January 31, 2012, with respect to the financing of the Project through the issuance of bonds secured by the Limited Ad Valorem Tax. "Business Day" shall mean any day other than a Saturday, Sunday or a day on which the Noteholder is authorized or required to be closed. "Chairman" shall mean the Chairman of the Board or, in his or her absence or unavailability, the Vice Chairman of the Board. "Clerk" shall mean the Clerk of the Circuit Court of Collier County, Florida and Ex- Officio Clerk to the Board, or his duly authorized designee, including any duly appointed Deputy Clerk. "Code" shall mean the Internal Revenue Code of 1986, as amended, and applicable rules and regulations. "County" shall mean Collier County, Florida, a political subdivision of the State of Florida. "County Manager" shall mean the County Manager of the County, or his authorized designee. "Determination of Taxability" shall mean the circumstance of interest paid or payable on the Note becoming includable for federal income tax purposes in the gross income of the Noteholder as a consequence of any act, omission or event whatsoever and regardless of whether the same was within or beyond the control of the County. A Determination of Taxability will be deemed to have occurred upon (A) the receipt by the 2 County or the Noteholder of an original or a copy of an Internal Revenue Service Technical Advice Memorandum or Statutory Notice of Deficiency or other official letter or correspondence from the Internal Revenue Service which holds that any interest payable on the Note is includable in the gross income of the Noteholder; (B) the issuance of any public or private ruling of the Internal Revenue Service that any interest payable on the Note is includable in the gross income of the Noteholder, or (C) receipt by the County or the Noteholder of an opinion of Bond Counsel that any interest on the Note has become includable in the gross income of the Noteholder for federal income tax purposes. For all purposes of this definition, a Determination of Taxability will be deemed to occur on the date as of which the interest on the Note is deemed includable in the gross income of the Noteholder. A Determination of Taxability shall not occur solely in the event such interest is taken into account in determining adjusted current earnings for the purpose of the alternative minimum income tax imposed on corporations. "Financial Advisor" shall mean Public Financial Management, Inc., Naples, Florida. "Fiscal Year" shall mean the 12 -month period commencing on October 1 of any year and ending on September 30 of the immediately succeeding year. "Interest Payment Date" shall have the meaning ascribed thereto in Section 3.01(c) hereof. "Interest Rate" shall mean a fixed interest rate equal to 3.44% per annum. The Interest Rate is subject to adjustment upon the occurrence of certain events pursuant to Section 3.03 hereof. "Limited Ad Valorem Tax" shall mean the ad valorem tax levied on all taxable property within the MSTU in an amount not to exceed .5 mills to pay the annual debt service on the Note as approved by the qualified electors of the MSTU voting in the Bond Referendum Election. "Maturity Date" shall mean May 31, 2022. "Maximum Corporate Tax Rate" shall mean the highest marginal United States federal income tax rate applicable to the taxable income of corporations without regard to any increase in tax designed to normalize the rate for all income at the highest marginal tax rate, which as of the date hereof is 35 %. "MSTU" shall mean the Radio Road, East of Santa Barbara Boulevard to the Intersection of Radio Road and Davis Boulevard Municipal Service Taxing Unit, created pursuant to the MSTU Ordinance. "MSTU Ordinance" shall mean Ordinance No. 2009 -44, adopted on July 28, 2009, as amended and supplemented by Ordinance No. adopted on May 22, 2012. 3 "Note" shall mean the Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012. "Noteholder" shall mean Branch Banking and Trust Company, and its successors and assigns. "Pledged Funds" shall mean the proceeds of the Limited Ad Valorem Tax and, until applied in accordance with the provisions of this Agreement, all moneys and investments on deposit in the Project Fund and the Sinking Fund. "Principal Payment Date" shall have the meaning ascribed thereto in Section 3.01(c) hereof. "Project" shall mean the acquisition, construction and equipping of various landscaping and irrigation capital improvements in the MSTU, as such improvements are described in the plans and specifications on file or to be on file with the County, as the same may be modified or amended from time to time. "Project Fund" shall mean the Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012 Project Fund established in Section 2.06 hereof. "Referendum Resolution" shall mean Resolution No. 2011 -192, adopted by the Board on October 25, 2011. "Resolution" shall mean the resolution adopted by the Board on May 22, 2012, which, among other things, authorized the execution and delivery of this Loan Agreement and the issuance of the Note. "Sinking Fund" shall mean the Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012 Sinking Fund established in Section 2.05 hereof. "State" shall mean the State of Florida. "Tax Certificate" shall mean the Certificate as to Arbitrage and certain Other Tax Matters to be executed by the County in connection with the issuance of the Note, as such Certificate may be amended from time to time. SECTION 1.02. INTERPRETATION. Unless the context clearly requires otherwise, words of masculine gender shall be construed to include correlative words of the feminine and neuter genders and vice versa, and words of the singular number shall be construed to include correlative words of the plural number and vice versa. Any capitalized terms used in this Agreement not herein defined shall have the meaning ascribed to such terms in the Resolution. This Agreement and all the terms and 4 provisions hereof shall be construed to effectuate the purpose set forth herein and to sustain the validity hereof. SECTION 1.03. TITLES AND READINGS. The titles and headings of the articles and sections of this Agreement, which have been inserted for convenience of reference only and are not to be considered a part hereof, shall not in any way modify or restrict any of the terms and provisions hereof, and shall not be considered or given any effect in construing this Agreement or any provision hereof or in ascertaining intent, if any question of intent should arise. [Remainder of page intentionally left blank] 5 ARTICLE II REPRESENTATIONS, WARRANTIES AND COVENANTS; SECURITY FOR SERIES 2012 NOTE SECTION 2.01. REPRESENTATIONS BY THE COUNTY. The County represents, warrants and covenants that: (a) The County is a duly created and validly existing political subdivision of the State. Pursuant to the Resolution, the County has duly authorized the execution and delivery of this Agreement, the performance by the County of all of its obligations hereunder, and the issuance of the Note in the aggregate principal amount of not exceeding $649,000. (b) The County has complied with all of the provisions of the Constitution and laws of the State, including the Act, and has full power and authority to enter into and consummate all transactions contemplated by this Agreement or under the Note, and to perform all of its obligations hereunder and under the Note and, to the best knowledge of the County, the transactions contemplated hereby do not conflict with the terms of any statute, order, rule, regulation, judgment, decree, agreement, instrument or commitment to which the County is a party or by which the County is bound. (c) The County is duly authorized and entitled to issue the Note and enter the Agreement and, when issued in accordance with the terms of this Agreement, the Note and the Agreement will each constitute legal, valid and binding obligations of the County enforceable in accordance with their respective terms, subject as to enforceability to bankruptcy, insolvency, moratorium, reorganization or other similar laws affecting creditors' rights generally, or by the exercise of judicial discretion in accordance with general principles of equity. (d) There are no actions, suits or proceedings pending or, to the best knowledge of the County, threatened against or affecting the County, at law or in equity, or before or by any governmental authority, that, if adversely determined, would materially impair the ability of the County to perform the County's obligations under this Agreement or under the Note. (e) The County will furnish to the Noteholder within 210 days after the close of each Fiscal Year a copy of the annual audited financial statements of the County, including all standard statements for a Comprehensive Annual Financial Report, prepared by a certified public accountant. The County shall also provide the Noteholder with a copy of the annual budget of the County each year within 30 days of the final adoption of such budget. With reasonable promptness the County shall provide such other data and information as may be reasonably requested by the Noteholder from time to time, or in T the alternative the County shall permit the Noteholder the right to inspect any and all of the County books, records, and/or accountings as may reasonably be related to this Loan Agreement. SECTION 2.02. GENERAL REPRESENTATIONS, WARRANTIES AND COVENANTS OF THE NOTEHOLDER. The Noteholder hereby represents, warrants and agrees that it is a banking organization duly organized and existing under the laws of the state of North Carolina, authorized to do business in the State of Florida and authorized to execute and deliver this Agreement and to perform its obligations hereunder, and such execution and delivery will not constitute a violation of its charter, articles of association or bylaws. Pursuant to the terms and provisions of this Agreement, the Noteholder agrees to provide a term loan to the County as evidenced hereby and by the Note for the purpose of financing costs of the Project and paying costs relating to the issuance of the Note. SECTION 2.03. TAX COVENANT. (a) In order to maintain the exclusion from gross income for purposes of Federal income taxation of interest on the Note, the County shall comply with each requirement of the Code applicable to the Note. In furtherance of the covenant contained in the preceding sentence, the County agrees to continually comply with the provisions of the Tax Certificate, which is incorporated fully by reference herein, as a source of guidance for achieving compliance with the Code. (b) The County shall make any and all rebate payments required to be made to the United States Department of the Treasury in connection with the Note pursuant to Section 148(f) of the Code. (c) So long as necessary in order to maintain the exclusion from gross income of interest on the Note for Federal income tax purposes, the covenants contained in this Section shall survive the payment of the Note and the interest thereon, including any payment or defeasance thereof. (d) The County shall not take or permit any action or fail to take any action which would cause the Note to be an "arbitrage bond" within the meaning of Section 148(a) of the Code. SECTION 2.04. LIMITED GENERAL OBLIGATIONS OF THE COUNTY. The faith, credit and taxing power of the County shall be and are hereby pledged for the full and prompt payment of the principal of and interest on the Note; provided, that such pledge is a limited obligation of the County which shall not exceed .5 mills of ad valorem taxes levied upon all taxable property within the MSTU. A direct annual tax not in excess of .5 mills shall be levied upon all taxable property within the MSTU to make such payments. The Noteholder shall never have the right to compel the full faith, credit and taxing power of the County in amount greater than the Limited Ad Valorem Tax. Provision shall be included and made in the annual budget and tax levy for 7 the levy of the Limited Ad Valorem Tax. Whenever the County shall, in any Fiscal Year, have irrevocably deposited in the Sinking Fund any moneys derived from sources other than the aforementioned Limited Ad Valorem Tax, said Limited Ad Valorem Tax may be correspondingly diminished; but any such diminution must leave available an amount of such Limited Ad Valorem Tax, after allowance for anticipated delinquencies in collection, fully sufficient, with such moneys so deposited from other sources, to assure the prompt payment of principal and interest falling due prior to the time that the proceeds of the next annual Limited Ad Valorem Tax levy will be available. Such Limited Ad Valorem Tax shall be levied and collected at the same time, and in the same manner, as other ad valorem taxes of the County are assessed, levied and collected. The Limited Ad Valorem Tax shall be levied and collected in accordance with all applicable law, including, but not limited to, the Referendum Resolution. The County hereby irrevocably pledges such Limited Ad Valorem Tax to the payment of the Note. SECTION 2.05. CREATION OF SINKING FUND; PAYMENT COVENANT. (a) There is hereby created the "Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012 Sinking Fund" which shall be held in trust for the benefit of the Noteholder. Upon receipt, the County shall deposit or credit to the Sinking Fund the proceeds of the Limited Ad Valorem Tax. Moneys in the Sinking Fund shall be held in trust by the County and shall be subject to a lien and charge in favor of the Noteholder and for the further security of such Noteholder. (b) Moneys in the Sinking Fund shall be used solely for the purpose of paying debt service on the Note coming due (whether by maturity, scheduled mandatory redemption or otherwise). On or prior to each Interest Payment Date and Principal Payment Date, the County shall withdraw from the Sinking Fund sufficient moneys to pay such principal or interest on the Note. The County covenants that it shall duly and punctually pay the principal of and interest on the Note at the dates and place and in the manner provided herein and in the Note according to the true intent and meaning thereof and all other amounts due under this Agreement. (c) The County may invest moneys on deposit in the Sinking Fund in any investments that are authorized by applicable law. SECTION 2.06. PROJECT FUND. The County covenants and agrees to establish a special fund to be known as the "Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012 Project Fund," which shall be used only for payment of the costs of the Project. Moneys in the Project Fund, until applied to payment of any costs of the Project in the manner hereinafter provided, shall be subject to a lien and charge in favor of the Noteholder and for the further security of such Noteholder. Moneys in the Project Fund shall be held in a deposit account established by the County with the Noteholder. Moneys on deposit in the Project Fund shall be invested in a money rate savings account. Any investment earnings with respect to the Project Fund shall be retained therein and will accrue to the benefit of the County. 8 If the Noteholder is no longer a "qualified public depository" under Chapter 280, Florida Statutes, the County may, in its sole discretion, immediately withdraw all of its funds from the Project Fund and transfer them to another financial institution that qualifies as a qualified public depository, without the necessity of providing a requisition or requisitions as described below. The County covenants that the acquisition, construction and equipping of the Project will be completed without delay and in accordance with sound engineering practices. Except as provided in the immediately succeeding paragraph, the County shall only make disbursements or payments from the Project Fund to pay costs of the Project. The County shall keep records of such disbursements and payments and shall retain all such records for such periods of time as is required by applicable law. Except as provided in the immediately succeeding paragraph, the County shall provide the Noteholder with a fully executed requisition prior to the withdrawal of any funds from the Project Fund for the payment of Project costs. Such requisition shall be substantially in the form attached hereto as Exhibit B. The Clerk is authorized and directed to execute and deliver such requisitions. The project manager for the Project is authorized and directed to approve each requisition as to paragraphs 4 and 6 thereof. Notwithstanding any of the other provisions of this Section 2.06, to the extent that other moneys are not available therefor, amounts in the Project Fund shall be applied to the payment of principal and interest on the Note. The date of completion of the acquisition, construction and equipping of the Project shall be filed by the County Manager with the County. Promptly after the date of the completion of the Project, and after paying or making provisions for the payment of all unpaid items of the costs of the Project, the County shall apply any balance of moneys remaining in the Project Fund in the following order of priority: (A) to the Sinking Fund to pay debt service on the Note, and (B) for any other lawful purpose; provided the County has received an opinion of Bond Counsel to the effect that such application shall not adversely affect the exclusion, if any, of interest on the Note from gross income for purposes of federal income taxation. [Remainder of page intentionally left blank] 01 ARTICLE III DESCRIPTION OF NOTE; PAYMENT TERMS; OPTIONAL PREPAYMENT SECTION 3.01. DESCRIPTION OF THE NOTE. (a) The County hereby authorizes the issuance and delivery of the Note to the Noteholder which Note shall be in an amount equal to THOUSAND AND 00 /100 DOLLARS ($ ) and shall be designated as the "Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012." The text of the Note shall be substantially in the form attached hereto as Exhibit A, with such omissions, insertions and variations as may be necessary and desirable to reflect the particular terms of the Note. The provisions of the form of the Note are hereby incorporated in this Agreement. (b) The Note shall be dated the date of its delivery. The Note shall be executed in the name of the County by the manual signature of the Chairman and the official seal of the County shall be affixed thereto and attested by the manual signature of the Clerk. In case any one or more of the officers, who shall have signed or sealed the Note, shall cease to be such officer of the County before the Note so signed and sealed shall have been actually delivered, such Series 2012 Note may nevertheless be delivered as herein provided and may be issued as if the person who signed or sealed such Series 2012 Note had not ceased to hold such office. (c) The Note shall bear interest from its date of issuance at the Interest Rate (calculated on a 30/360 day count basis) as the same may be adjusted pursuant to Section 3.03 hereof. Interest on the Note shall be payable monthly, commencing July 1, 2012, and on the 1st day of each month thereafter (each an "Interest Payment Date ") so long as any amount under the Note remains outstanding. Principal on the Note shall be payable monthly, commencing July 1, 2012, and on the lst day of each month thereafter (each a "Principal Payment Date "), through and including the Maturity Date. The aggregate annual principal and interest payments shall be in substantially equal amounts determined on approximately a level debt service basis and shall be set forth in the Note. The County Manager is authorized to establish the final debt service schedule for the Note upon the advice of the County's Financial Advisor and the agreement of the Noteholder. (d) All payments of principal of and interest on the Note shall be payable in any coin or currency of the United States which, at the time of payment, is legal tender for the payment of public and private debts and shall be made to the Noteholder (i) in immediately available funds or wire transfer, (ii) by delivering to the Noteholder no later than the applicable Interest Payment Date or Principal Payment Date a check or draft of the County, or (iii) in such other manner as the County and the Noteholder shall agree upon in writing. If any Interest Payment Date or Principal Payment Date is not a 10 Business Day, the corresponding payment shall be due on the next succeeding Business Day. The County shall maintain registration books and records with respect to the identity of the Noteholder and payments made thereto. (e) Other than the fees referred to in Section 4.01(b) hereof, there will be no Noteholder fees for the Note. Except as otherwise provided herein, the Noteholder shall pay for all of its costs relating to servicing the Note. SECTION 3.02. OPTIONAL PREPAYMENT. (a) The Note may be prepaid on any Interest Payment Date, at the option of the County, from any moneys legally available therefor, upon notice as provided herein, in whole but not in part, by paying to the Noteholder the principal amount of the Note to be prepaid together with a prepayment premium equal to 1.00% of the principal amount to be prepaid and unpaid interest accrued on the amount of principal so prepaid to the date of such prepayment. (b) Any prepayment of the Note shall be made on such Interest Payment Date as shall be specified by the County in a notice delivered to the Noteholder not less than ten (10) days prior thereto specifying the principal amount of the Note to be prepaid (which shall be the entire outstanding principal amount) and the date of such prepayment. Notice having been given as aforesaid, the outstanding principal of the Note stated in such notice shall become due and payable on the date of prepayment stated in such notice, together with the prepayment premium and interest accrued and unpaid to the date of prepayment on the principal amount then being paid. If on the date of prepayment moneys for the payment of the principal amount to be prepaid on the Note, together with the prepayment premium and interest to the date of prepayment on such principal amount, shall have been paid to the Noteholder as above provided, then from and after the date of prepayment, interest on such prepaid principal amount of the Note shall cease to accrue. If said money shall not have been so paid on the date of prepayment, such principal amount of the Note shall continue to bear interest until payment thereof at the Interest Rate. SECTION 3.03. ADJUSTMENTS TO INTEREST RATE. (a) In the event of a Determination of Taxability, the Interest Rate on the Note shall be immediately increased to such rate as shall provide the Noteholder with the same rate of return that the Noteholder would have otherwise received on the Note taking into account the increased taxable income of the Noteholder of the Note as a result of such Determination of Taxability (the "Adjusted Rate "); provided, however, such Adjusted Rate shall never exceed the maximum rate allowable by law. Immediately upon a Determination of Taxability, the County also agrees to pay to the Noteholder, the Additional Amount. "Additional Amount" means (i) the difference between (A) interest on the Note for the period commencing on the date on which the interest on the Note (or portion thereof) is deemed to have lost its tax- exempt status and ending on the effective date of the adjustment of the Interest Rate to the Adjusted Rate (the "Taxable Period ") at a rate per annum equal to the Adjusted Rate and (B) the aggregate amount of interest paid on the 11 Note during the Taxable Period at the Interest Rate applicable to the Note prior to the adjustment to the Adjusted Rate, plus (ii) any penalties, fines, fees, costs and interest paid or payable by the Noteholder to the Internal Revenue Service by reason of such Determination of Taxability. (b) If the Maximum Corporate Tax Rate as applicable to the Noteholder decreases or increases from 35 %, the Interest Rate otherwise borne by the Note shall be increased or decreased, respectively, to the product obtained by multiplying the interest rate otherwise borne by the Note by a fraction, the numerator of which is 1 minus the Maximum Corporate Tax Rate as decreased or increased, as the case may be, and the denominator of which is .65. [Remainder of page intentionally left blank] 12 ARTICLE IV CONDITIONS FOR ISSUANCE OF THE NOTE SECTION 4.01. CONDITIONS FOR ISSUANCE. (a) In connection with the issuance of the Note, the Noteholder shall not be obligated to purchase the Note pursuant to this Agreement unless at or prior to the issuance thereof the County delivers to the Noteholder the following items in form and substance acceptable to the Noteholder: (i) A fully executed Tax Certificate; (ii) A copy of a completed and executed Form 8038 -G to be filed with the Internal Revenue Service; (iii) An opinion of Bond Counsel in form and substance to the effect that (A) the Note has been duly authorized by the County and is an enforceable obligation in accordance with its terms (enforceability of it may be subject to standard bankruptcy exceptions and the like), and (B) interest on the Note shall be excludable from gross income for federal income tax purposes, will not be treated as a preference item for purposes of computing the alternative minimum tax and is not taken into account in determining the adjusted current earnings for the purpose of computing the alternative minimum tax on certain corporations (as defined for federal tax purposes); (iv) An opinion of the County Attorney in form and substance reasonably acceptable to the Noteholder; and (v) Such additional certificates, instruments and other documents as the Noteholder, Bond Counsel, or the County Attorney may deem necessary or appropriate. (b) The County shall deposit an amount of the proceeds of the Note equal to $ to the Project Fund to pay costs of the Project in accordance with Section 2.06 hereof. The remaining proceeds of the Note shall be applied to pay costs of issuing the Note, including, but not limited to, an amount equal to $3,000 for the fee and expenses for counsel to the Noteholder and the Noteholder's credit review fee. 13 ARTICLE V EVENTS OF DEFAULT; REMEDIES SECTION 5.01. EVENTS OF DEFAULT. An "Event of Default" shall be deemed to have occurred under this Agreement if. (a) The County shall fail to make timely payment of principal or interest then due with respect to the Note; (b) Any representation or warranty of the County contained in Article II of this Agreement shall prove to be untrue in any material respect; (c) Any covenant of the County contained in this Agreement shall be breached or violated for a period of thirty (30) days after the County's notice of such breach or violation, unless the Noteholder shall agree in writing, in its sole discretion, to an extension of such time prior to its expiration; and (d) There shall occur the dissolution or liquidation of the County, or the filing by the County of a voluntary petition in bankruptcy, or the Board by the County of any act of bankruptcy, or adjudication of the County as a bankrupt, or assignment by the County for the benefit of its creditors, or appointment of a receiver for the County, or the entry by the County into an agreement of composition with its creditors, or the approval by a court of competent jurisdiction of a petition applicable to the County in any proceeding for its reorganization instituted under the provisions of the Federal Bankruptcy Act, as amended, or under any similar act in any jurisdiction which may now be in effect or hereafter amended. SECTION 5.02. REMEDIES. If any event of default shall have occurred and be continuing, the Noteholder or any trustee or receiver acting for the Noteholder may either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdiction, protect and enforce any and all rights under the laws of the State of Florida, or granted and contained in this Agreement, and may enforce and compel the performance of all duties required by this Agreement or by any applicable statutes to be performed by the County or by any officer thereof, including, but not limited to, specific performance. No remedy herein conferred upon or reserved to the Noteholder is intended to be exclusive of any other remedy or remedies, and each and every such remedy shall be cumulative, and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. 14 ARTICLE VI MISCELLANEOUS SECTION 6.01. AMENDMENTS, CHANGES OR MODIFICATIONS TO THE AGREEMENT. This Agreement shall not be amended, changed or modified without the prior written consent of the Noteholder and the County. SECTION 6.02. COUNTERPARTS. This Agreement may be executed in any number of counterparts, each of which, when so executed and delivered, shall be an original; but such counterparts shall together constitute but one and the same Agreement, and, in making proof of this Agreement, it shall not be necessary to produce or account for more than one such counterpart. SECTION 6.03. SEVERABILITY. If any clause, provision or section of this Agreement shall be held illegal or invalid by any court, the invalidity of such provisions or sections shall not affect any other provisions or sections hereof, and this Agreement shall be construed and enforced to the end that the transactions contemplated hereby be effected and the obligations contemplated hereby be enforced, as if such illegal or invalid clause, provision or section had not been contained herein. SECTION 6.04. TERM OF AGREEMENT. This Agreement shall be in full force and effect from the date hereof and shall continue in effect as long as the Note is outstanding. SECTION 6.05. NOTICE OF CHANGES IN FACT. Promptly after the County becomes aware of the same, the County will notify the Noteholder of (a) any change in any material fact or circumstance represented or warranted by the County in this Agreement or in connection with the issuance of the Note, and (b) any default or event which, with notice or lapse of time or both, could become a default under the Agreement, specifying in each case the nature thereof and what action the County has taken, is taking and/or proposed to take with respect thereto. SECTION 6.06. NOTICES. Any notices or other communications required or permitted hereunder shall be sufficiently given if delivered personally or sent registered or certified mail, postage prepaid, to Collier County, Florida, Collier County Government Complex, 3299 Tamiami Trail East, Naples, FL 34112 -5746, Attention: County Manager, and to the Noteholder, Branch Banking and Trust Company, 5130 Parkway Plaza Blvd., Building No. 9, Charlotte, North Carolina 28217, Attention: Account Administration/Municipal, or at such other address as shall be furnished in writing by any such party to the other, and shall be deemed to have been given as of the date so delivered or deposited in the United States mail. 15 SECTION 6.07. NO THIRD -PARTY BENEFICIARIES. This Agreement is for the benefit of the County and the Noteholder and their respective successors and assigns, and there shall be no third -party beneficiary with respect thereto. SECTION 6.08. APPLICABLE LAW. The substantive laws of the State of Florida shall govern this Agreement. SECTION 6.09. INCORPORATION BY REFERENCE. All of the terms and obligations of the Resolution are hereby incorporated herein by reference as if said Resolution was fully set forth in this Agreement and the Note. IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed as of the date first set forth herein. II I (SEAL) Chairman, Board of County Commissioners ATTEST: Deputy Clerk Approved as to Form and Legal Sufficiency: f County Attorney BRANCH BANKING AND TRUST COMPANY By: Title: Assistant Vice President 16 EXHIBIT A $ .00 UNITED STATES OF AMERICA STATE OF FLORIDA COLLIER COUNTY, FLORIDA LIMITED GENERAL OBLIGATION NOTE (RADIO ROAD MSTU PROJECT) SERIES 2012 Interest Final Rate Date of Issuance Maturi , Date 3.44% June 1, 2012 May 31, 2022 KNOW ALL MEN BY THESE PRESENTS, that Collier County, Florida (the "County "), for value received, hereby promises to pay to the order of Branch Banking and Trust Company, or its successors or assigns (the "Noteholder "), the principal sum of THOUSAND AND 00 /100 DOLLARS ($ .00) pursuant to that certain Loan Agreement by and between the Noteholder and the County, dated as of May _, 2012 (the "Agreement "), and to pay interest on the outstanding principal amount hereof from the Date of Issuance set forth above, or from the most recent date to which interest has been paid, at the Interest Rate per annum (calculated on a 30/360 day count basis) identified above (subject to adjustment as provided in the Agreement) on July 1, 2012, and the lst day of each month thereafter (each an "Interest Payment Date "), so long as any amount under this Note remains outstanding. Principal of this Note shall be payable on July 1, 2012, and the 1st day of each month thereafter, through and including the Maturity Date identified above. The repayment schedule for this Note is set forth on Appendix I attached hereto. The principal and interest on this Note is payable in any coin or currency of the United States of America which, at the time of payment, is legal tender for the payment of public and private debts. This Note is issued under the authority of and in full compliance with Chapter 125, Florida Statutes, Article VII, Section 12 of the Florida Constitution, the Referendum Resolution (as defined in the Agreement) the MSTU Ordinance (as defined in the Agreement) and other applicable provisions of law, and a resolution duly adopted by the Board of County Commissioners of the County on May 22, 2012 (the "Resolution "), as such Resolution may be amended and supplemented from time to time, and is subject to all terms and conditions of the Resolution and the Agreement. Any capitalized term used in this Note and not otherwise defined shall have the meaning ascribed to such term in the Agreement. This Note is being issued to finance costs of certain landscaping and A -1 irrigation capital improvements within the Radio Road, East of Santa Barbara Boulevard to the Intersection of Radio Road and Davis Boulevard Municipal Service Taxing Unit (the "MSTU "). In accordance with the terms of the Agreement and the Resolution, the County has made a limited pledge of its faith, credit and taxing power for the full and prompt payment of the principal of and interest on this Note. A direct annual tax shall be levied, not in excess of .5 mills, upon all taxable property within the MSTU to make such payments. Provision shall be included and made in the annual budget and tax levy for the levy of such taxes, which tax shall be levied and collected at the same time, and in the same manner, as other ad valorem taxes of the County are assessed, levied and collected. This Note shall bear interest at the Interest Rate identified above on a 30/360 day count basis. Such Interest Rate is subject to adjustment as provided in Section 3.03 of the Agreement. The Noteholder shall provide to the County upon request such documentation to evidence the amount of interest due with respect to the Note upon any such adjustment. Notwithstanding any provision in this Note to the contrary, in no event shall the interest contracted for, charged or received in connection with this Note (including any other costs or considerations that constitute interest under the laws of the State of Florida which are contracted for, charged or received) exceed the maximum rate of interest allowed under the State of Florida as presently in effect. All payments made by the County hereon shall apply first to fees, costs, late charges and accrued interest, and then to the principal amount then due on this Note. This Note may be prepaid on any Interest Payment Date, at the option of the County, from any moneys legally available therefor, in whole but not in part, by paying to the Noteholder the outstanding principal amount thereof to be prepaid, together with a prepayment premium of 1.00% of the principal amount to be prepaid and the unpaid interest accrued on the amount of principal so prepaid to the date of such prepayment. Any prepayment of this Note shall be made on such date as shall be specified by the County in a notice delivered to the Noteholder not less than ten (10) days prior thereto specifying the principal amount of this Note to be prepaid (which shall be the entire outstanding principal amount) and the date of such prepayment, all in accordance with the provisions of the Agreement. All of the prepayment provisions contained in Section 3.02 of the Agreement shall apply with respect to this Note. This Note shall be and have all the qualities and incidents of a negotiable instrument under the commercial laws and the Uniform Commercial Code of the State of Florida, subject to any provisions for registration and transfer contained in the Agreement. So long as any of this Note shall remain outstanding, the County shall maintain and keep books for the registration and transfer of this Note. A -2 IN WITNESS WHEREOF, the County caused this Note to be signed by the manual signature of the Chairman of the Board of County Commissioners of the County and the seal of the County to be affixed hereto or imprinted or reproduced hereon, and attested by the manual signature of the Clerk of the Circuit Court and Ex- Officio Clerk to the Board of County Commissioners, and this Note to be dated the Date of Issuance set forth above. COLLIER COUNTY, FLORIDA (SEAL) Chairman, Board of County Commissioners ATTESTED: Clerk of the Circuit Court for Collier County, Florida and Ex- Officio Clerk of the Board of County Commissioners Approved as to form and legal sufficiency: County Attorney A -3 Appendix I Repayment Schedule for the COLLIER COUNTY, FLORIDA LIMITED GENERAL OBLIGATION NOTE (RADIO ROAD MSTU PROJECT), SERIES 2012 EXHIBIT B Form of Requisition [Please submit on Collier County Clerk's office letterhead] [Date] Ms. Trina Britt tmbritt@bbandt.com Project Specialist BB &T Governmental Finance 5130 Parkway Plaza Boulevard, Building 9 Charlotte, North Carolina 28217 Re: Collier County, Florida Limited General Obligation Note (Radio Road MSTU Project), Series 2012 ( "Note ") - Requisition for Payment of Project Costs Dear Ms. Britt: Pursuant to the terms and conditions of the Loan Agreement between Collier County, Florida (the "County ") and Branch Banking and Trust Company, dated as of May , 2012 (the "Loan Agreement "), the County requests the disbursement of funds from the Project Account established pursuant to the Loan Agreement for the following costs ( "Project Costs "): Requisition Payment Number Amount Method EUee Payment Instructions # $ Wire Collier County, Bank Florida ABA# Acct# Ref# A summary of vendor invoices, along with copies of such invoices or spreadsheet detailing such invoices, are attached for your review. The County makes this requisition pursuant to the following representations: 1. To date, the County has timely complied with all of its obligations under the Loan Agreement and the Note. 2. The purpose of this disbursement is for partial payment on the Project described in and provided for under the Loan Agreement. 3. The requested disbursement has not been subject to any previous requisition. 4. No notice of any lien, right to lien or attachment upon, or claim affecting the right to receive payment of, any of the moneys payable herein to any of the persons, firms or corporations named herein has been received, or if any notice of any such lien, attachment or claim has been received, such lien, attachment or claim has been released or discharged or will be released or discharged upon payment of this requisition. 5. No Event of Default is continuing under the Loan Agreement or the Note, and no event or condition exists which, with notice, or lapse of time, or both, would become an Event of Default. 6. The amount remaining in the Project Account described above will, after payment of the amount set forth in this requisition, together with other amounts paid by the County, be sufficient to pay all remaining applicable Project Costs relating to the Project as currently estimated, including amounts representing retainage. 7. According to our records, the aggregate dollar amount disbursed for Project Costs relating to the Project (including any delivery date expenses disbursed at closing, if any, and the amount requested in this Requisition) is $ 8. The undersigned by executing this Requisition is certifying that the undersigned is authorized to do so on behalf of the County. 9. All capitalized terms used herein and not otherwise defined shall have the meanings ascribed to them in the Loan Agreement. Approved as to Paragraphs 4 and 6: By: Name: Title: COLLIER COUNTY, FLORIDA By: Name: Title: IM