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#08-5039R (Municipal Water Works, Inc. A G R E E MEN T 08-5038R for Automatic Meter Reading System THIS AGREEMENT, made and entered into on this _;QfI1day of _Jal'\ Ull..V-'j _ 20~; by and between Municipal Water Works, Inc. authorized to do business in the State of Florida, whose business address is 3028 Mercy Drive, Orlando Florida 32808, hereinafter called the "Vendor" and Collier County, a political subdivision of the State of Florida, Collier County, Naples, hereinafter called the "County": WITNESSETH: 1. COMMENCEMENT. This Agreement shall commence on the date of the issuance of a Purchase Order. The County may, at its discretion and with the consent of the Vendor, renew the Agreement under all of the terms and conditions contained in this Agreement for three (3) additional one (1) year periods. The County shall give the Vendor written notice of the County's intention to extend the Agreement term not less than ten (10) days prior to the end of the Agreement term then in effect. 2. STATEMENT OF WORK. The Vendor shall provide Automatic Meter Reading Systems in accordance with the terms and conditions of RFP #08-5038R and the Vendor's proposal referred to herein and made an integral part of this agreement. This Agreement contains the entire understanding between the parties and any modifications to this Agreement shall be mutually agreed upon in writing by the Vendor and the County project manager or his designee, in compliance with the County Purchasing Policy and Administrative Procedures in effect at the time such services are authorized. 3. COMPENSATION. The County shall pay the Vendor for the performance of this Agreement the aggregate of the units actually ordered and furnished at the unit price, per Exhibits A & A-I together with the cost of any other charges/fees submitted in the proposal. Any County agency may purchase products and services under this contract, provided sufficient funds are included in their budget(s). Payment will be made upon receipt of a proper invoice and upon approval by the Project Manager or his designee, and in compliance with Section 218.70, Fla. Stat., otherwise known as the "Local Government Prompt Payment Act." Page 1 of8 4. SALES TAX. Vendor shall pay all sales, consumer, use and other similar taxes associated with the Work or portions thereof, which are applicable during the performance of the Work. 5. NOTICES. All notices from the County to the Vendor shall be deemed duly served if mailed or faxed to the Vendor at the following Address: Municipal Water Works, Inc. 3028 Mercy Drive Orlando, Florida 32808 Attention: Debra Mathis, President Telephone: 877-295-2409 Facsimile: 407-295-2455 All Notices from the Vendor to the County shall be deemed duly served if mailed or faxed to the County to: Collier County Government Center Purchasing Department - Purchasing Building 3301 Tamiami Trail, East Naples, Florida 34112 Attention: Steve Carnell, Purchasing/GS Director Telephone: 239-252-8371 Facsimile: 239-252-6584 The Vendor and the County may change the above mailing address at any time upon giving the other party written notification. All notices under this Agreement must be in writing. 6. NO PARTNERSHIP. Nothing herein contained shall create or be construed as creating a partnership between the County and the Vendor or to constitute the Vendor as an agent of the County. 7. PERMITS, LICENSES, TAXES. In compliance with Section 218.80, F.S., all permits necessary for the prosecution of the Work shall be obtained by the Vendor. Payment for all such permits issued by the County shall be processed internally by the County. All non-County permits necessary for the prosecution of the Work shall be procured and paid for by the Vendor. The Vendor shall also be solely responsible for payment of any and all taxes levied on the Vendor. In addition, the Vendor shall comply with all rules, regulations and laws of Collier County, the State of Florida, or the U. S. Government now in force or hereafter adopted. The Vendor agrees to comply with all laws governing the responsibility of an employer with respect to persons employed by the Vendor. 8. NO IMPROPER USE. The Vendor will not use, nor suffer or permit any person to use in any manner whatsoever, County facilities for any improper, immoral or offensive purpose, or for any purpose in violation of any federal, state, county or municipal ordinance, rule, order or regulation, or of any govenunental rule or regulation now in Page 2 of 8 effect or hereafter enacted or adopted. In the event of such violation by the Vendor or if the County or its authorized representative shall deem any conduct on the part of the Vendor to be objectionable or improper, the County shall have the right to suspend the contract of the Vendor. Should the Vendor fail to correct any such violation, conduct, or practice to the satisfaction of the County within twenty-four (24) hours after receiving notice of such violation, conduct, or practice, such suspension to continue until the violation is cured. The Vendor further agrees not to commence operation during the suspension period until the violation has been corrected to the satisfaction of the County. 9. TERMINATION. Should the Vendor be found to have failed to perform his services in a manner satisfactory to the County as per this Agreement, the County may terminate said agreement immediately for cause; further the County may terminate this Agreement for convenience with a thirty (30) day written notice. The County shall be sole judge of non-performance. 10. NO DISCRIMINATION. The Vendor agrees that there shall be no discrimination as to race, sex, color, creed or national origin. 11. INSURANCE. The Vendor shall provide insurance as follows: A. Commercial General Liability: Coverage shall have minimum limits of $1,000,000 Per Occurrence, Combined Single Limit for Bodily Injury Liability and Property Damage Liability. This shall include Premises and Operations; Independent Vendors; Products and Completed Operations and Contractual Liability. B. Business Auto Liabilitv: Coverage shall have minimum limits of $1,000,000 Per Occurrence, Combined Single Limit for Bodily Injury Liability and Property Damage Liability. This shall include: Owned Vehicles, Hired and Non-Owned Vehicles and Employee Non-Ownership. C. Workers' Compensation: Insurance covering all employees meeting Statutory Limits in compliance with the applicable state and federal laws. The coverage must include Employers' Liability with a minimum limit of $500,000 for each accident. Special Requirements: Collier County shall be listed as the Certificate Holder and included as an Additional Insured on the Comprehensive General Liability Policy. Current, valid insurance policies meeting the requirement herein identified shall be maintained by Vendor during the duration of this Agreement. Renewal certificates shall be sent to the County thirty (30) days prior to any expiration date. There shall be a thirty (30) day notification to the County in the event of cancellation or modification of any stipulated insurance coverage. Page J of8 Vendor shall insure that all subcontractors comply with the same insurance requirements that he is required to meet. The same Vendor shall provide County with certificates of insurance meeting the required insurance provisions. 12. INDEMNIFICATION. To the maximum extent permitted by Florida law, the Vendor shall indemnify and hold harmless Collier County, its officers and employees from any and all liabilities, damages, losses and costs, including, but not limited to, reasonable attorneys' fees and paralegals' fees, to the extent caused by the negligence, recklessness, or intentionally wrongful conduct of the Vendor or anyone employed or utilized by the Vendor in the performance of this Agreement. This indemnification obligation shall not be construed to negate, abridge or reduce any other rights or remedies which otherwise may be available to an indemnified party or person described in this paragraph. This section does not pertain to any incident arising from the sole negligence of Collier County. 13. CONTRACT ADMINISTRATION. This Agreement shall be administered on behalf of the County by the Water Department. 14. CONFLICT OF INTEREST: Vendor represents that it presently has no interest and shall acquire no interest, either direct or indirect, which would conflict in any manner with the performance of services required hereunder. Vendor further represents that no persons having any such interest shall be employed to perform those services. 15. COMPONENT PARTS OF THIS CONTRACT. This Contract consists of the attached component parts, all of which are as fully a part of the contract as if herein set out verbatim: Vendor's Proposal, Insurance Certificate, RFP #08-5038R, and Exhibits A and A-I. 16. SUBJECT TO APPROPRIATION. It is further understood and agreed by and between the parties herein that this agreement is subject to appropriation by the Board of County Commissioners. 17. PROHIBITION OF GIFTS TO COUNTY EMPLOYEES. No organization or individual shall offer or give, either directly or indirectly, any favor, gift, loan, fee, service or other item of value to any County employee, as set forth in Chapter 112, Part III, Florida Statutes, Collier County Ethics Ordinance No. 2004-05, and County Administrative Procedure 5311. Violation of this provision may result in one or more of the following consequences: (a.) Prohibition by the individual, firm, andj or any employee of the firm from contact with County staff for a specified period of time; (b.) Prohibition by the individual andj or firm from doing business with the County for a specified period of time, including but not limited to: submitting bids, RFP, andj or quotes; and, (c.) immediate termination of any contract held by the individual andj or firm for cause. 18. IMMIGRATION LAW COMPLIANCE. By executing and entering into this agreement, the Vendor is formally acknowledging without exception or stipulation that it is fully responsible for complying with the provisions of the Immigration Reform and Control Act of 1986 as located at 8 USe. 1324, et seq. and regulations relating thereto, as either Page 4 of8 may be amended. Failure by the Vendor to comply with the laws referenced herein shall constitute a breach of this agreement and the County shall have the discretion to unilaterally terminate this agreement immediately. 19. VENUE. Any suit or action brought by either party to this Agreement against the other party relating to or arising out of this Agreement must be brought in the appropriate federal or state courts in Collier County, Florida, which courts have sole and exclusive jurisdiction on all such matters. 20. OFFER EXTENDED TO OTHER GOVERNMENTAL ENTITIES. Collier County encourages and agrees to the successful proposer extending the pricing, terms and conditions of this solicitation or resultant contract to other governmental entities at the discretion of the successful proposer. 21. AGREEMENT TERMS. lf any portion of this Agreement is held to be void, invalid, or otherwise unenforceable, in whole or in part, the remaining portion of this Agreement shall remain in effect. 22. ADDITIONAL ITEMS/SERVICES. Additional items and/ or services may be added to this contract upon satisfactory negotiation of price by the Contract Manager and Contactor. 23. DISPUTE RESOLUTION. Prior to the initiation of any action or proceeding permitted by this Agreement to resolve disputes between the parties, the parties shall make a good faith effort to resolve any such disputes by negotiation. The negotiation shall be attended by representatives of Vendor with full decision-making authority and by County's staff person who would make the presentation of any settlement reached during negotiations to County for approval. Failing resolution, and prior to the commencement of depositions in any litigation between the parties arising out of this Agreement, the parties shall attempt to resolve the dispute through Mediation before an agreed-upon Circuit Court Mediator certified by the State of Florida. The mediation shall be attended by representatives of Vendor with full decision-making authority and by County's staff person who would make the presentation of any settlement reached at mediation to County's board for approval. Should either party fail to submit to mediation as required hereunder, the other party may obtain a court order requiring mediation under section 44.102, Fla. Stat. Any suit or action brought by either party to this Agreement against the other party relating to or arising out of this Agreement must be brought in the appropriate federal or state courts in Collier County, Florida, which courts have sole and exclusive jurisdiction on all such matters. 24. KEY PERSONNEI/PROJECT STAFFING: The proposer's personnel and management to be utilized for this project shall be knowledgeable in their areas of expertise. The County reserves the right to perform investigations as may be deemed necessary to insure that competent persons will be utilized in the performance of the contract. Selected firm shall assign as many people as necessary to complete the project on a timely basis, and each person assigned shall be available for an amount of time Page 5 0 f 8 adequate to meet the dates set forth in the Project Schedule. Firm shall not change Key Personnel unless the following conditions are met: (1) Proposed replacements have substantially the same or better qualifications andj or experience; and (2) That the County is notified in writing as far in advance as possible. Firm shall make commercially reasonable efforts to notify Collier County within seven (7) days of the change. The County retains final approval of proposed replacement personnel. IN WITNESS WHEREOF, the Vendor and the County, have each, respectively, by an authorized person or agent, hereunder set their hands and seals on the date and year first above written. ATJ;.I\l!?'f:~F C'." 9:Wt.. 1 t:,B'fO:G~ Clerk of COUJfs '-..." ".~~..;.~~~ , t)a.t~ .~. ~ . 0 Of "--'",. ."', ';",: (SEAL)' . . "M.~$t.' to 011 I".... I signature 011.- BOARD OF COUNTY COMMISSIONERS COLLIER/CI1UNTY, FLORjA _ By: i Ll..>~ ~4.~ Donna Fiala, Chairman Municipal Water Works Inc. Vendor d..e. c -u... rirst Witness ::JlUA/ C. T IV ""..,~...S' Typejprint witness name _~1~ r0<~ Second tness ~\\~ Carl Typej print witness name By: , i~ Signature l)e,'ortL L. lY\a'l-r"S ?r.es\'Je"t- Typed signature and title Approved as to form and Ie sufficiency: Jennifer Belpedio White Assistant County Attorney Page 6 of8 Exhibit A Price List 3G Interpreter Register Note: mounts on existing meter base No wires/ no external antennas or components $ 122.91 ea. 5/8" x %" Meter 3G RF Gal Register and PL Lid $ 166.45 ea 3G Universal XTR Transceiver Encoder Input (Does not include encoder register) $ 88.76 ea. 3/4" SL Meter 3G RF Gal Register and PL Lid $168.06 ea. %" x 9" Meter 3G RF Gal Register and PL Lid $182.41 ea. 1" Meter 3G RF Gal Register and PL Lid $ 202.49 ea. 1-1/2" Thd Meter 3G RF Gal Register and PL Lid $294.D1 ea. 2" Thd Meter 3G RF Gal Register and PL Lid $356.38 ea. Active Antenna $ 36.67 ea. A Y 10J23 - %" Meter Adapter Idler x 1-1/2" $7.05 ea. The following equipment and software will be included at no charge with the purchase of (1260) _ %" x 9" Meter 3G RF Gal Register and PL Lid -or- (1200) - 3G Interpreter Registers. Included: Complete MasterLINK Data Collection and Laptop Vehicle Reading System For Laptops . Panasonic Toughbook Laptop . Power cables . Data Collection Software . Vehicle Reading Software w / "Moving Maps" . 3G Technician Software . DMMR Transceiver and cigarette lighter plug . Comm cables . Mag Mount Antenna and cable . GPS Receiver . 2 Days On-site installation & training . ASCII Interface to existing billing software Additional Reading Equipment and software for Collier County's existing laptop: . Data Collection Software . Vehicle Reading Software w / "Moving Maps" . 3G Technician Software . DMMR Transceiver and cigarette lighter plug . Comm Cables . Mag Mount Antenna and cable . GPS Receiver Page 1 of 2 . Exhibit A-I Additional EQuipment and Software: MasterLINK Laptop Vehicle Reading System Incl udes: · Panasonic Toughbook Laptop · Power cables · Data Collection Software · Vehicle Reading Software wi" Moving Maps" · 3G Technician Software · DMMR Transceiver and cigarette lighter plug · Comm cables · Mag Mount Antenna and cable . GPS Receiver $8,491.62 ea. MasterLINK Vehicle Reading System (less Laptop) Includes: · Data Collection Software · Vehicle Reading Software wi" Moving Maps" · 3G Technician Software · DMMR Transceiver and cigarette lighter plug · Comm cables · Mag Mount Antenna and cable · GPS Receiver $5,438.98 ea. MasterLINK Jett Handheld Reading System Includes: · Jeff Handheld Computer · Charging Cradle and power cables · Comm Cables · Vehicle Reading Software · 3G Technician Software · DMMR Transceiver and cigarette lighter plug · Comm cables · Vehicle Cradle & Charger · Mag Mount Antenna and cable $6,564.21 ea. Page 2 of 2 JAN-28-2009 03:04P FROM: TO: 12392526597 P.l ACORD CERTIFICATE OF LIABILITY INSURANCE 'I DATElMMfDDfYYYYl '" 01128/2009 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Tony Russllnsurance Agency,lnc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 2575 S. French Avenue ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Sanford, Fl. 32773 INSURERS AFFORDING COVERAGE NAIC# INSURED Municipal WalerWorkl, Inc. INSUReR A: Nautllul/CrumD Inl. Sarvlcea 3028 Mercy Drlva INSURER B: Auto Ownol'llnsurance Orlando, Fl. 32800 INSURER c: INSURER 07 INSURER s: COVERAGES THE POUCleS OF INSURANCE USTEO eel-ow HAVE BEEN ISSUEO TO THE INSUReo NAME;:D ABOVE FOR THE POLICY PERIOD INDICATED. NOTWitHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POtlCIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POUCIES, AGGR5GATE LIMITS SHOWN MAY HAVE BEEN REOUCED BY PAlO CLAIMS. INSR r:.~D' POUCY NUMBElR POLICY EPIlECnVI! POUCY EXPfRATION LIMITS ~NeRAL UABJUTY EACH OCCURRENCE S 1 000 000. A X COMMERCIAL GENERAL LIABILITY NC841040 12/0712008 1210712009 DAMAGE TO RENTeo S 50 000. I CLAIMS MADE [iJ OCCUR MEO EXP fAn OM orson) Is 1 000. X HIRED/NON OWNED AUTO PERSONAL & AD\' INJURY S 1 000 000. ~ GENERAL AGGREGATE S 2 000 000. ,.Q.lN'~ AGG~En ,L.IMIT ~T~.!Et, PER: PRODUCTS - COMP/Op AGG S 1 000 000. POLICY PRO. Lee ~TOIIIOliIll.liI LlAIIILITY COMBINED SINGLE LIMIT S 1,000,000 B ANY AUTO 47.335-824.Q0 08.Q0.2008 08.Q9.2009 (Ealllccldllnt) ,- - ALL OWNED AUTOS SOOIL Y INJURY . ..!.. SCHeOULED AUTOS (porpol'lon) ..!.. HIReD AUTOS BODILY INJURY (Peracdi1llnt) S ..!- NON-OWNED AUTOS - PROPERTY DAMAGE . (Pereecldant) RRAQa LIABILITY AUTO ONLY. EA. ACCIOENT S ANY AUTO OTHER THAN EAACC . AUTO ONLY: AGG . pEl881UMBRELLA LIABILITY EACH OCCURRENCE S OCCUR 0 CLAIMS MADE MGREGATE S . R IDEOUCTlBLE S RETE~TION S S WORK&R8 COMPBN8ATlON AND ~ VX;9TQ~\;!~ I 10TH- EMPLOYIiItS' UASILJTY E.L EACH ACCIDENT S ANY PROPRIETORJPARTNERJEXECUTlVE OFFICERlMEMBER eXCLUDED? e.L. OISeASE. EA EMPLOYEE S M~~ d09~~v~~~~~ h S.l. DISEASE - POLICY lIMIT S :CIA S eo OTH&R Coveraga $217,000. $1,000 dad. A Business PGl1Ional Property NC841040 12.07.2008 12-07-2009 Windstorm & Hall $6 S1n. DIilICRlPTION OP opeRATIONS J LOCA110N81 veHICLE81 EXCLUSIONIS ADDBO BY ENDORSCMBNT I SPECIAl. PROVISIONS CerllRcate holdar la named a. addRlonal Inlured with re.pact to Ganeral Liability CERTIFICA TE HOLDER Collier Country Board of County Commllllonell 3391 Tamleml Trail. Eost Naple., Fl. 34112, CANCELLATION SHOULD ANY OI"THe ABOVE DeaCRllileD POUClliB BIi CANCELLED BEFORE THe EXPIRATION CATIi THaRIiOf', THe IOBUJNO INSURER WILL 5NDliAYOR TO MAIL -1.L DAYS WRITTEN NOnCIi TO THE CERTII"ICATE HOLDER NAMED TOTHI! Len, BUT FAILURe TO 00 SO SHALl IMPOSE NO OeUGATION OR LIABILITY OP ANY KIND UPON THE INSURER. Irs AGENTS OR ACORD 25 (2001/08) ACORD,. CERTIFICATE OF LIABILITY INSURANCE I DATE (MMlDDIYYYY) 1 PRODUCER Alliance Insurance SDlutiDns LLC THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION PO BDX 1777 ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE St Petersburg, FL 33731 HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. 727-497.1247 WNW .ins4biz.com INSURERS AFFORDING COVERAGE NAIC# INSURED PrDgressive EmplDyer INSURER A: SUNZ Insurance Comnan 10133 Services VI, LLC INSURER B: 6407 Parkland Drive INSURER C; SarasDta FL 34243 INSURER 0: INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BElOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PArD CLAIMS. INSR r:.~~' POLICY NUMBER POLICY EFFECTIVE POLICY EXPIRATION LIMITS ~NERALlIABILITY EACH OCCURRENCE $ COMMERCIAL GENERAL LIABILITY ~R~~IS~srE~'(;~~~nce\ $ J CLAIMS MADE 0 OCCUR MED EXP (Any DOe parson) $ PERSONAL & ADV INJURY $ r--- r--- GENERAL AGGREGATE $ GEN'L AGGREGATE LIMIT APASI PER; PRODUCTS - COMP/OP AGG $ 1- POltCY n- PRf'.; Loe ~TOMOBILE LIABILITY COMBINED SINGLE L1M!T $ ANY AUTO (Eaaccidenl) ~ ~ ALL OWNED AUTOS BODILY INJURY (Per person) $ r--- SCHEOUlED AUTOS r--- HIRED AUTOS BODilY INJURY (Perllccidenl) $ r--- NON.OWNED AUTOS r--- PROPERTY DAMAGE $ (Pafllccldenl) GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ B ANY AUTO OTHER THAN EA ACe $ AUTO ONLY; AGG $ EXCESS/UMBRELLA LIABILITY EACH OCCURRENCE $ ~ OCCUR 0 CLAIMS MADE AGGREGATE $ $ R ~EDUCTIBlE $ RETENTION $ $ A WORKERS COMPENSATION AND -L I T~%"'TATUi I ,tIOJI;" EMPLOYERS' LIABILITY WCPEOOOOOO0603 10/20/2006 1/1/2009 E.l. EACH ACCIDENT $ 1 000 000 ANY PROPRIETOR/PARTNER/EXECUTIVE WCPEOOOOOO0604 1/1/2009 1/1/2010 OFFICERnliEMBER EXCLUDED? E.L DISEASE _ EA EMPLOYEE $ 1 000 000 ~~~~lltSp~~VIS?~~S below EL DISEASE - POLICY LIMIT $ 1 000.000 OTHER DESCRIPTION OF OPERATIONS / LOCATIONS f VEHICLES (EXCLUSIONS ADDED BY ENDORSEMENT f SPECIAL PROVISIONS Slate Df FL CDver~e Only CDverage Provide fDr all Leased EmplDyees but nDt SubcDntractDrs Df: MunIcipal Water WDrks, Inc. CERTIFICATE HOLDER CANCELLATION 6265 SHOULD ANY OF THE ABOVE DESCRIBED POUCIES BE CANCELLED BEFORE THE EXPIRATION COLLIER COUNTY DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ....30...:. DAYS WRITTEN 3301 TAMIAMI TRAIL EAST NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL NAPLES FL 34112 IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. .10 Days for Non-Payment of PremIum AUTHORIZED REPRESENTATIVE au~d!1it~ Douglas Lilak CERT NO.. 4169048 CLIENT CODE, PESV Virginia Proffitt Phone, 1~941-92S-2990 12/10/2008 8:40:32 !J\'oeft[J 25 (2001/0B) @ACORD CORPORATION 1988