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CLB Agenda 04/22/2026COLLIER COUNTY Contractors Licensing Board Board of County Commissioners AGENDA Board of County Commission Chambers Collier County Government Center 3299 Tamiami Trail East, 3rd Floor Naples, FL 34112 April 22, 2026 9:00 AM Todd Allen, Chair Stephen M. Jaron, Vice-Chair Kyle E. Lantz Matthew Nolton Robert P. Meister, III Richard E. Joslin, Jr. Jennifer Cassidy Terry Jerulle Kevin Johnson NOTICE: All persons wishing to speak on Agenda items must register prior to presentation of the Agenda item to be addressed. All registered speakers will receive up to three (3) minutes unless the time is adjusted by the chairman. Any person who decides to appeal a decision of this Board will need a record of the proceeding pertaining thereto, and therefore may need to ensure that a verbatim record of the proceedings is made, which record includes the testimony and evidence upon which the appeal is to be based. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, the provision of certain assistance. Please contact the Collier County Facilities Management Division located at 3335 East Tamiami Trail, Suite 1, Naples, Florida, 34112-5356, (239) 252-8380; assisted listening devices for the hearing impaired are available in the Facilities Management Division. 1. Roll Call 2. Additions or Deletions 3. Approval of Agenda 4. Approval of Minutes 4.A. February 18, 2026 (2026-1039) 5. Public Comments Page 1 of 385 6. Discussion 7. Reports 8. New Business 8.A. Board Orders_3 (2026-1040) 8.B. Shay Benish_Speedy Garage Doors LLC_Review of Experience. (2026-1041) 8.C. Jose Antonio Duran_Morcaman, LLC_Second Entity. (2026-1042) 8.D. William W. Klingeman_ Klingeman Precision Pools LLC (DBA) Arctic Pools & Spas_Review of Experience. (2026-1043) 8.E. Daniel R. Delfino_ Dreamcomtrue LLC_Review of Experience. (2026-1045) 8.F. Jeffrey Scott Nicholson_Nicholson Electric L.L.C_Review of Experience (2026-1046) 8.G. Luigi Bruno Caruso_Caruso Design & Build LLC_Review of Experience (2026-1047) 9. Old Business 9.A. Rafael Aguilar_RL Installers, Inc_Probation Review – Credit (2026-1050) 10. Public Hearings 10.A. 2026-02_CEMIS20260000489_Troy McNabb_Apex Site and Demolition Corp (2026-1049) 11. Next Meeting Date 11.A. May 20, 2026 (2026-1051) Page 2 of 385 1 COLLIER COUNTY CONTRACTORS LICENSING BOARD February 18th 2026 – 9:00 a.m. Board of County Commission Chambers Collier County Government Center 3299 Tamiami Trail East, 3rd Floor, Naples, FL 34112 Present Members: Todd Allen (Chair) Kyle Lantz Robert P. Meister, III Richard Joslin Jennifer Casidy Terry Jerulle OTHERS PRESENT Michael Bogert – Licensing Supervisor Larry Zydek – Licensing Investigator Ronald Tomasko – Assistant County Attorney Patrick Neale – Board Attorney Luigi Mainolfi – Minute Taker Any person wishing to appeal a decision made by this Board must ensure that a verbatim record of the proceedings is made, which record includes testimony and evidence upon which the appeal is based. 1. Roll Call Chair Todd Allen called the meeting to order at 9:00 a.m. and noted the presence of a quorum with six members present. Extended details include Chair Allen confirming attendance and excusing absences of Stephen Jaron, Kevin Johnson, and Matthew Nolton upon request from staff, with no further discussion or light-hearted comments; no Page 3 of 385 2 participant descriptions were provided in the transcription, but discussions proceeded in a professional manner. 2. Agenda Additions and Deletions Chair Allen asked for additions or deletions to the agenda, with none noted. Motion to approve the agenda by Kyle Lantz; second by Jennifer Cassidy. Motion carried unanimously 6-0. Extended details include brief confirmation of no changes, with no discussions, testimonials, math/examples, or aerial views applicable. 3. Approval of Agenda Member Kyle Lantz made a motion to approve the agenda, seconded by Jennifer Casidy. All those in favor said aye. Motion passed unanimously 6-0. Extended details include confirmation of no changes, with no further discussion. 4. Approval of Minutes (July 16, 2025) A. January 21, 2026 Chair Allen inquired about issues with the minutes from the previous meeting. No concerns were raised. Motion to approve the minutes by Kyle Lantz; second by Jennifer Casidy. Motion carried unanimously 6-0, with no other concerns raised. 5. Public Comment Chair Allen opened the floor for public comments, with none received. Extended details include a brief pause for any input, confirming no discussion or speakers. 6. Discussion No discussion items were presented. Extended details include a quick confirmation of no discussion. 7. Reports Page 4 of 385 3 No reports were presented. Extended details include a quick confirmation of no reports. 8. New Business 8.A. Benjamin T. Johnson_Artie Ramps Inc._Review of Credit and Experience. Staff recommendation: Based on the documentation provided, it is staff's opinion that Mr. Johnson does not meet the minimum experience and time requirements as set forth in Collier County Code of Laws and Ordinances Section 22183A.1 and 22183B.1 as related to the experience requirements under Section 22162, Carpentry Contractor. Accordingly, pursuant to Section 22184B, the application is being referred to the Contractor's Licensing Board for review and determination. Mr. Benjamin Johnson was sworn in and stated his name for the record. Staff representative Michael Bogert presented the application for licensure as a carpentry contractor requiring 48 months of qualifying experience. Verifications included three forms from 2000-2008 for skate park renovations and maintenance, plus a self-verification for 24 years in framing, trim carpentry, cabinetry, millwork, deck and fence construction, project supervision, customer service, and contracting. Staff opined he does not meet requirements due to limited experience beyond restricted skate park work; prior license was restricted to skate parks since 2008, relinquished in 2025, with a personal bankruptcy discharged in 2025. Mr. Johnson discussed his experience primarily in skate parks (e.g., mall, Golden Gate Estates, Fort Myers, private parks like North Naples Methodist, east coast Miami, out-of-state Georgia and Chicago), with 75% of business in skate parks and side work in decks, trim, wooden railings, small handicap ramps; he expressed interest in full carpentry for trim and small structural work like decks/walkways, but not framing full houses or large jobs, preferring quick projects with minimal helpers; he clarified no full house framing but small renovations/walls; he works with wood, welded steel, and shotcrete for parks; he explained bankruptcy due to COVID shutdowns of city contracts, leading to maxed credit cards and debt after relying on guaranteed work; he takes deposits for materials only, with labor paid later. Board questions focused on license scope (allows wood frame houses, but applicant lacks framing/truss/uplift/decking knowledge), intent (quick fixes vs. structural), materials (wood major, but steel/shotcrete), prior citations (2008 for work without permit/license, resolved as hung jury viewing ramps as manufactured products), credit management (revolving debt post-COVID). Motion to approve restricted carpentry license (limited to renovations and maintenance of skate parks) with one-year probation for credit monitoring by Chair Todd Allen; second by Kyle Lantz. Motion carried unanimously 6-0. Extended details include questions on time (24 years claimed but restricted since 2008), types of work (75% skate parks, side decks/trim/ramps, no complete house framing, small walls/rooms), background (prior entity dissolved 2024, voluntary relinquishment Page 5 of 385 4 2025, personal bankruptcy from COVID impacts on 9 city contracts, maxed cards, floated debt 3 years), foundation/math examples (none detailed beyond angles/measurements for ramps), aerial views/descriptions (none), testimonials (none beyond verifications), presenter intro by Mr. Bogert, discussions on restricting vs. full license (applicant agreed to restriction), enforcement (use prior language), probation (monitor credit, return for complaints), no notes on absence of items or break requests. 8.B. Juan C. Cervantes_Journeyman Electrical_Review of Experience. Staff recommendation: Based on the documentation provided, it is staff's opinion that Mr. Cervantes does not meet the minimum experience and time requirements as set forth in the Collier County Code of Laws and Ordinances section 22183A1 and 22183B1 as related to the experience requirements under section 22162, Journeyman Electrician. Accordingly, pursuant to section 22184B, the application is being referred to the contractor's licensing board for review and determination. Mr. Juan Cervantes was sworn in and stated his name for the record. Staff representative Michael Bogert presented the application for journeyman electrician requiring 48 months as apprentice. Verifications included from Errol Santos (Kingdom Electric, Jan 2021-present: residential/commercial rough/trim, service troubleshooting/repair, project leadership, blueprint interpretation, new construction wiring) and educational certifications (year 1 apprenticeship completed May 28, 2025). Staff opined he does not meet requirements (lacks full 4-year approved apprenticeship; rule of thumb 6 years hands-on if not). Mr. Cervantes discussed 5 years 1 month with Kingdom Electric plus 1 year 7 months apprenticeship through county program; work includes residential/commercial/new houses/remodels/services, single units (120/240 single phase), three-phase (208 voltage: black/red/blue wires, 120 to neutral/ground, 208 line-to-line); limited 277/480 experience (colors brown/orange/yellow, 277 to ground/neutral, services like church breaker flips/air handlers, high voltage caution); started as wire runner for 3-6 months, progressed quickly to supervisor due to interest/learning; reads electrical books/apps (Mike Holt), focuses on calculations/wiring/breakers/circuits/panels; does full remodels (multifamily/commercial buildings), panel changes (grounding/bonding/conduits), no trouble after work; aims for master license eventually. Board questions focused on three-phase details (208 commercial beachfront buildings), colors/voltages (correct for 208/277), panel sizes/amps (30-42 spaces, 150-200 amps), apprenticeship definition (approved program vs. hands- on; 48 months/8000 hours rule of thumb), remodel difficulty (harder than new due to code changes like arc faults requiring more wire). Motion to approve journeyman license by Kyle Lantz; second by Richard Joslin. Motion carried unanimously 6-0. Extended details include questions on time (5+ years hands-on, 1.5 years formal apprenticeship), types of work (remodels/multifamily/residential/new, services/troubleshooting, no deep 480 but aware), math/examples (voltages: 120/208/277 line-to-ground/line-to-line, phases separated), aerial views/descriptions (none), testimonials (boss praises quick learning/supervision, inspectors approve work), presenter Page 6 of 385 5 intro by Mr. Bogert, discussions on knowledge depth (Board questioned applicant regarding knowledge of electrical fundamentals, remodels build expertise over new construction), no notes on absence of items or break requests. 9. Old Business 9.A. 2025-14_CEMIS20250004648_Benjamin Lopez_Top Quality Contractors LLC_Mandatory Appearance. Staff recommendation: Respondent to present circumstances supporting reinstatement, as prior order required completion of permit PRROW20251146863 within 30 days or continued suspension; respondent completed permit February 10, 2026, but failed to appear (despite confirmation last week). Benjamin Lopez was not present. Mr. Bogert summarized January 21, 2026 order requiring permit completion (done timely) but no automatic reinstatement provision, thus mandatory appearance. Recommendation to reinstate permit-pulling privileges as formality. Board questions on absence (noted, but proceed). Motion to reinstate permit-pulling privileges by Kyle Lantz; second by Terry Jerulle. Motion carried 5-1. Extended details include notice given (spoke last week), guidance provided, no testimonials, math/examples not applicable (dates: February 10 completion), presenter intro by Mr. Bogert, discussions on proceeding without appearance due to timely compliance, potential revocation if continued non-appearance, no notes on absence of items or break requests. 9.B. Juan Lopez Lopez_Huistas Infinite Masonary LLC_Probation Review – Credit. Staff recommendation: Extend probation for additional six months to allow score to reach 660 (current 646, improved from 591 June 2024/627 August 2025; no new delinquencies). Juan Lopez was sworn in but provided no testimony. Mr. Bogert summarized August 20, 2025 probation (up to six months) for score below 660; required updated report (submitted, continued improvement). Board questions on probation length (since June 2024, extension legal per case basis, not exceeding two years). Mr. Lopez briefly affirmed efforts to reach 660. Motion to extend probation six months (automatic lift if 660 reached, return if not) by Terry Jerulle; second by Kyle Lantz. Motion carried unanimously 6-0. Extended details include questions on time (8+ months total, legal extension), score trends (591 to 627 to 646), no testimonials beyond updates, math/examples Page 7 of 385 6 (scores/dates), presenter intro by Mr. Bogert, discussions on encouragement/direction, no notes on absence of items or break requests. 10. Public Hearings 10.A. 2026-01_CEFRD20250013222_Theodore R. Wynn_M.D.T. Electric, INC. Investigator Larry Zydek was sworn in and presented the case. Theodore Wynn was not present (incarcerated). Packet entered into record (motion by Kyle Lantz; second by Jennifer Casidy; carried unanimously 6-0). Opening statement: Respondent (state- certified electrician, county-registered 2017-00000258, qualifier for MDT Electric) submitted fraudulent insurance certificate since August 22, 2020, for renewals, to falsely demonstrate compliance and obtain permits; staff relied on it, constituting misconduct under Section 22-201. No evidence/closing from respondent. Board found guilty (motion by Chair Todd Allen; second by Kyle Lantz; carried unanimously 6-0). Sanctions: Indefinite suspension of permit-pulling privileges until board petition for reinstatement; referral to DBPR for review. Extended details include questions on license status (inactive since invalid insurance discovered, state suspended), permits (7 pending/open, null/void as unlicensed, homeowners harmed/need new contractors), insurance fraud (manipulated dates/fonts since 2020), service (mailed via jail system December 23, 2025; ample time but unconfirmed read), incarceration (for this issue), no testimonials, math/examples not applicable (dates: August 22, 2020 fraud start), presenter intro by Mr. Zydek (deferred from Mr. Bogert), discussions on due process (suspend vs. revoke for caution, indefinite until petition), enforcement (report to DBPR), no notes on absence of items or break requests. 11. Next Meeting Next Meeting The next CLB meeting is scheduled for March 18, 2026. 12. Adjourn Motion to adjourn by Terry Jerulle; second by unspecified. Motion carried unanimously 6-0. Meeting adjourned at 9:52 a.m.. Page 8 of 385 7 COLLIER COUNTY CONTRACTORS’ LICENSING BOARD _________________________________________ Chairman Todd Allen Page 9 of 385 CONTRACTORS' LICENSING BOARD COLLIER COUNTY, FLORIDA ORDER TO PAY CIVIL PENALTY Davyd Yost l\/iller 419 SPINNAKER DRIVE I\4ARCO ISLAND, FL 34145 CLB Agenda Datei 412212026 Pursuant to Section 485.127, Florida Statutes, Operations and Regulatory lvlanagement Departmenvlicensing Section issued Citation No. 12014 CEUL20250014729 on 01/06/26. to Dawd Yost Miller. in the amount of $2,000;00, within 10 days of issuance of the Citation, THE PENALTY HAS NOT BEEN PAID. Per Section 489.127 (5) (g), Florida Sfatufes, the violator is hereby ORDERED to pay that penalty in full within 15 days from the date of mailing a copy of the ORDER to the violator's address as noted on the Citation. lf the penalty is not paid in full within 15. days, this ORDER may be recorded in the public records of Collier County and thereafter shall constitute a lien against any real or personal property owned by the violator. After 3 months from the flling of any such lien which remains unpaid, the Contractor Licensing Board may authorize the County Attorney to foreclose on the lien. DATE CHAIRIVIAN Todd Allen Print Name Code Enforcement Supervisor Michael Bogert For Contractor Licensing Board . lf the 15th da later than 4:00 v falls on a Saturdav. Sundav or holidav. the entire fine must be Daid no'P.M. on the Countls next brisiness day following that weekend br holiday Approved as to form and legal sufficiency Notary Section: State of _ County of The foregoing instrument was acknowledged before me by means of - physical presence or - online notarization this _ day of Such person(s) - are personally known to me - has produced a current driver's license - has produced as identification ,-,by (Notary Seal) Notary Signature: Attorney to the CLB PATRICK NEALE Page 10 of 385 CONTRACTORS' LICENSING BOARD COLLIER COU NTY, FLORIDA ORDER TO PAY CIVIL PENALTY Desmond B. Campbell 4369 27TH CT, SW UNIT 201 Naples, FL 34116 CLB Agenda Datei Aotil22. 2026 Pursuant to Section 489.127 , Florida Statutes, Operations and Regulatory Management Departmenvlicensing Section issued Citation No. '12179 CEUL20250014765 on 12129125, to Desmond B. Campbell , in the amount of $2.000.00 , within 10 days of issuance of the Citation, THE PENALTY HAS NOT BEEN PAID. Per Section 489.127 (5) (g), Florida Sfatufes, the violator is hereby ORDERED to pay that penalty in full within 15 days from the date of mailing a copy of the ORDER to the violator's address as noted on the Citation. lf the penalty is not paid in full within '15. days, this ORDER may be recorded in the public records of Collier County and thereafter shall constitute a lien against any real or personal property owned by the violator. After 3 months from the filing of any such lien which remains unpaid, the Contractor Licensing Board may authorize the County Attorney to foreclose on the lien. CHAIRMAN Todd Allen Print Name Attorney to the CLB PATRICK NEALE Code Enforcement Supervisor Michael Bogert For Contractor Licensing Board " lf the 1Sth dav falls on a Saturdav. Sundav or holiday, the entire fine must be paid no later than 4:00 F.M. on the County's next b[rsiness day following that weekend or holiday Approved as to form and legal sufficiency Notary Section: State of - County of -=--Ihe foregoing instrument was acknowledged before me by means of - physical presence or - online notarization this _ day of Such person(s) - are personally known to me - has produced a current drive/s license - has produced as identification ,-,by (Notary Seal) Notary Signature: DATE:- Page 11 of 385 CONTRACTORS' LICENSING BOARD COLLIER COUNTY, FLORIDA ORDER TO PAY CIVIL PENALTY Elier Vargas 11540 SW 185 TER I\/iami, FL 33157 the Citation, THE PENALTY HAS NOT BEEN PAID. Per Section 489.127 (5) (g), Florida Stafufes, the violator is hereby ORDERED to pay that penalty in full within 15 days from the date of mailang a copy of the ORDER to the violator's address as noted on the Citation. lf the penalty is not paid in full within '15. days, this ORDER may be recorded in the public records of Collier County and thereafter shall constitute a lien against any real or personal property owned by the violator. After 3 months from the filing of any such lien which remains unpaid, the Contractor Licensing Board may authorize the County Attorney to foreclose on the lien. CHAIRMAN Todd Alle Print Name Attorney to the CLB PATRICK NEALE Code Enforcement Supervisor I\ilichael Bogert For Contractor Licensing Board - lf the 15th dav falls on a Saturdav. Sundav or holidav. the entire fine must be paid no later than 4:00p.M. on the Count\ls next b0siness day following that weekend br holiday Approved as to form and legal sufficiency Notary Section: State of _ County of The foregoing instrument was acknowledged before me by means of _ physical presence or _ online notarization this _ day of Such person(s) _ are personally known to me has produced a current driver's license _ has produced as identification ' - 'bv (Notary Seal) Notary Signature: CLB Agenda Date: April 22. 2026 Pursuant to Section 485.127, Florida Statutes, Operations and Regulatory Management DepartmenUlicensing Section issued 12l15/2025. to Elier Varqas. in the amount of $1 ,000.00, within 10 days of issuance of DATE:- Page 12 of 385 Page 13 of 385 Page 14 of 385 Collier County Code of Laws and Ordinances: Chapter 22, Article V, Division 2, Section 22-162 Definitions and Contractor Qualifications: (7) Garage door installation contractor requires 12 months experience with a passing grade on a business and law test and means any person who is qualified to install, repair, adjust or extend garage doors Page 15 of 385 Page 16 of 385 Page 17 of 385 Page 18 of 385 Page 19 of 385 Page 20 of 385 Page 21 of 385 Page 22 of 385 Page 23 of 385 Page 24 of 385 Page 25 of 385 Page 26 of 385 Page 27 of 385 Page 28 of 385 Page 29 of 385 Page 30 of 385 Page 31 of 385 Page 32 of 385 Page 33 of 385 Page 34 of 385 Page 35 of 385 Page 36 of 385 Page 37 of 385 Page 38 of 385 Page 39 of 385 Page 40 of 385 Page 41 of 385 Page 42 of 385 Page 43 of 385 Page 44 of 385 Page 45 of 385 Page 46 of 385 Page 47 of 385 Page 48 of 385 Page 49 of 385 Page 50 of 385 Page 51 of 385 Page 52 of 385 Page 53 of 385 Page 54 of 385 Page 55 of 385 Page 56 of 385 Page 57 of 385 Page 58 of 385 Page 59 of 385 Page 60 of 385 Page 61 of 385 Page 62 of 385 Page 63 of 385 Page 64 of 385 Page 65 of 385 Page 66 of 385 Page 67 of 385 Page 68 of 385 Page 69 of 385 Collier County Code of Laws and Ordinances: Chapter 22, Article V, Division 2, Section 22-162 Definitions and Contractor Qualifications: (1) General contractor requires 48 months experience with a passing grade on an approved test and a business and law test and means a contractor whose services are unlimited as to the type of work which he/she may do, except as provided in this article or in the Florida Statutes. Page 70 of 385 Page 71 of 385 Page 72 of 385 Page 73 of 385 Page 74 of 385 Page 75 of 385 Page 76 of 385 Page 77 of 385 Page 78 of 385 Page 79 of 385 Page 80 of 385 Page 81 of 385 Page 82 of 385 Page 83 of 385 Page 84 of 385 Page 85 of 385 Page 86 of 385 Page 87 of 385 HOME CONTACT US MY ACCOUNT T H E O F F I C I A L S I T E O F T H E F L O R I D A D E PA R T M E N T O F B U S I N E S S & P R O F E S S I O N A L R E G U L AT I O N ONLINE SERVICES Apply for a License Verify a Licensee View Food & Lodging Inspections File a Complaint Continuing Education Course Search View Application Status Find Exam Information Unlicensed Activity Search AB&T Delinquent Invoice & Activity List Search LICENSEE DETAILS 9:30:53 AM 3/12/2026 Licensee Information Name:DURAN, JOSE ANTONIO (Primary Name) MORCAMAN LLC (DBA Name) Main Address:6311 WESTPORT LN NAPLES Florida 34116 County:COLLIER License Mailing:6311 WESTPORT LN NAPLES FL 34116 County:COLLIER License Location:6311 WESTPORT LN NAPLES FL 34116 County:COLLIER License Information License Type:Registered General Contractor Rank:Reg General License Number:RG291104216 Status:Current,Active Licensure Date:03/05/2026 Expires:08/31/2027 Special Qualifications Qualification Effective Construction Business 03/05/2026 Alternate Names View Related License Information View License Complaint 3/12/26, 9:30 AM DBPR - DURAN, JOSE ANTONIO; Doing Business As: MORCAMAN LLC, Registered General Contractor https://www.myfloridalicense.com/LicenseDetail.asp?SID=&id=DA348051031E55315E3B26A9768187B4 1/2Page 88 of 385 2601 Blair Stone Road, Tallahassee FL 32399 :: Email: Customer Contact Center :: Customer Contact Center: 850.487.1395 The State of Florida is an AA/EEO employer Copyright ©2023 Department of Business and Professional Regulation State of Florida Privacy Statement Under Florida law, email addresses are public records If you do not want your email address released in response to a public records request, do not send electronic mail to this entity. Instead, contact the office by phone or by traditional mail. If you have any questions, please contact 850 487 1395 *Pursuant to Section 455 275(1), Florida Statutes, effective October 1, 2012, licensees licensed under Chapter 455, FS must provide the Department with an email address if they have one. The emails provided may be used for official communication with the licensee. However email addresses are public record If you do not wish to supply a personal address, please provide the Department with an email address which can be made available to the public. Please see our Chapter 455 page to determine if you are affected by this change. 3/12/26, 9:30 AM DBPR - DURAN, JOSE ANTONIO; Doing Business As: MORCAMAN LLC, Registered General Contractor https://www.myfloridalicense.com/LicenseDetail.asp?SID=&id=DA348051031E55315E3B26A9768187B4 2/2Page 89 of 385 Page 90 of 385 Page 91 of 385 Page 92 of 385 Page 93 of 385 Page 94 of 385 Document Number FEI/EIN Number Date Filed Effective Date State Status Department of State / Division of Corporations / Search Records / Search by Entity Name / Detail by Entity Name Florida Limited Liability Company MORCAMAN LLC Filing Information L25000409428 N/A 09/04/2025 09/04/2025 FL ACTIVE Principal Address 6311 WESTPORT LN NAPLES, FL 34116 Mailing Address 6311 WESTPORT LN NAPLES, FL 34116 Registered Agent Name & Address GONZALEZ VAZQUEZ, JOSE MANUEL 6311 WESTPORT LN NAPLES, FL 34116 Authorized Person(s) Detail Name & Address Title AMBR GONZALEZ VAZQUEZ, JOSE MANUEL 6311 WESTPORT LN NAPLES, FL 34116 Title MGR DURAN, JOSE ANTONIO 1431 18TH AVE NE NAPLES, FL 34120 Annual Reports Report Year Filed Date Division of Corporations 3/12/26, 9:35 AM Detail by Entity Name https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=MORCAM…1/2Page 95 of 385 2026 01/14/2026 Document Images 01/14/2026 -- ANNUAL REPORT View image in PDF format 09/04/2025 -- Florida Limited Liability View image in PDF format Florida Department of State, Division of Corporations 3/12/26, 9:35 AM Detail by Entity Name https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=MORCAM…2/2Page 96 of 385 Page 97 of 385 Page 98 of 385 Page 99 of 385 Page 100 of 385 Page 101 of 385 Page 102 of 385 Page 103 of 385 Page 104 of 385 Page 105 of 385 Page 106 of 385 Page 107 of 385 Page 108 of 385 Page 109 of 385 Page 110 of 385 Page 111 of 385 Page 112 of 385 Page 113 of 385 Collier County Code of Laws and Ordinances: Chapter 22, Article V, Division 2, Section 22-162 Definitions and Contractor Qualifications: Subcontracting; Subcontractors. (9) Residential pool/spa contractor requires 24 months experience with a passing grade on an approved test and a passing grade on a business and law test and means a contractor whose scope of work involves, but is not limited to, the construction, repair, and servicing of any residential swimming pool, or hot tub or spa, regardless of use. The scope of work includes the installation, repair, or replacement of existing equipment, any cleaning or equipment sanitizing which requires at least a partial disassembling, excluding filter changes, and the installation of new pool/spa equipment, interior finishes, the installation of package pool heaters, the installation of all perimeter piping and filter piping, and the construction of equipment rooms or housing for pool/spa equipment, and also includes the scope of work of a swimming pool/spa servicing contractor. The scope of such work does not include direct connections to a sanitary sewer system or to potable water lines. The installation, construction, modification, or replacement of equipment permanently attached to and associated with the pool or spa for the purpose of water treatment or cleaning of the pool or spa requires licensure; however, the usage of such equipment for the purposes of water treatment or cleaning shall not require licensure unless the usage involves construction, modification, or replacement of such equipment. Water treatment that does not require such equipment does not require a license. In addition, a license shall not be required for the cleaning of the pool or spa in any way that does not affect the structural integrity of the pool or spa or its associated equipment. Page 114 of 385 Score Report Name:WILLIAM KLINGEMAN Test:Business and Law, 2nd edition Sponsor:Collier County Date:09/06/2023 ID #:Test ID:302179661 Score:80 Result:Pass # Unanswered Questions:0 Module Subject Area Status LOW Cut Score HIGH FLBO Business Organization P FLLIC Licensing P FLTL Tax Laws P FLSRR Safety OSHA P FLLL Labor Laws P FLCM Contract Management F FLPM Project Management F FLE&B Estimating & Bidding P FLFM Financial Management P FLRM Risk Management P FLLIEN Lien laws P Page 1 of 1Score Report 10/5/2023file:///C:/Users/Cindy/AppData/Local/Temp/arkiv/TFCAC44CCB.htm Page 115 of 385 Page 116 of 385 Page 117 of 385 Page 118 of 385 Page 119 of 385 Page 120 of 385 Page 121 of 385 Page 122 of 385 From:William klingeman To:Ryan Cathey Subject:Re: Construction Experience Date:Thursday, February 19, 2026 2:28:16 PM Attachments:CountyLogo-FullColor_948165c4-9665-41b4-9162-fbb16abff557.png Facebook_0522f546-5e75-4698-95f9-f15590a3defe.png Instagram_a8da4774-4b5b-4ad1-8d23-20e69b3b605d.png X-Twitter_8d678efc-bd14-44ce-97cf-7fbab1003b00.png Youtube_0078f7f1-7789-4afd-a015-50689fe1f99b.png 311IconforSignature_655c7bb5-b2bb-49a0-9737-5ae8a4da3ba6.png EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when opening attachments or clicking links. We have worked side by side for many years on pools. He has assisted and guided us on many projects. William Klingeman Owner | Arctic Pools & Spas 239-378-0640 william@arcticpools.org Naples & Southwest Florida Licensed & Insured Weekly Pool Service • Equipment Repair • Installations From: Ryan Cathey <Ryan.Cathey@collier.gov> Sent: Thursday, February 19, 2026 9:49 AM To: William klingeman <william@arcticpools.org> Subject: RE: Construction Experience Good Morning, I have added this form to your application and will review with Licensing Supervisor Michael Bogert. Just to clarify, were you employed with this company? Or was it just a business relationship with David Blackerby? Thank you, Ryan Cathey Supervisor - Operations I Code Enforcement Office:239-252-2418 2800 Horseshoe Dr N Naples, FL 34104 Ryan.Cathey@collier.gov My email address has changed. Effective immediately, please update your contact list to use this new address: Ryan.Cathey@collier.gov From: William klingeman <william@arcticpools.org> Sent: Wednesday, February 18, 2026 3:59 PM Page 123 of 385 To: Ryan Cathey <Ryan.Cathey@collier.gov> Subject: Construction Experience EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when opening attachments or clicking links. Klingeman Precision Pools LLC William Klingeman Owner | Arctic Pools & Spas 239-378-0640 ✉️ william@arcticpools.org Naples & Southwest Florida Licensed & Insured Weekly Pool Service • Equipment Repair • Installations Under Florida Law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by telephone or in writing. Page 124 of 385 Page 125 of 385 Page 126 of 385 Page 127 of 385 Stotement Ownership This certifies that l, APPLICANT,S NAME {(-\ am a member or managing member of I Qcr >i IC OOL 5 I own % of the units issued by the Limited Liability Company listed above. AFFIDAVIT: I certify under penalty of perjury that the information contained is a true and correct statement to the best of my knowledge. (please print) r(r'*-r".* ., Pcp ... ,'.;* P.-l\ :---rl-tr=--[r=5 c Signature of Applicant State of €toiL County of Ltl;, r Theforegoing instrument was acknowledged before me by means of E physical presence or E online notarization on this 92a^y or 20 2Q ,by L/ill'.-. 1 (ti..cnn.,.Such person(s) Notary Public must check applicable box --J E are personally known to me E has produced a current driver license il^, proaucea 6/ariJ.hr,v.r't Lrr., . as identification. (Notary Seal) Notary Signature:,,.ffi IICH^EL JOSEPI{ BEOA Ndary Arbtlc - $.t. of Florlda Coflrmlr,ion lHtl677q$ rly Corm. Erpio ,r.y 20,7029 Page 9 of 12 rJ {\. ,^., -, ,r, ^^ (4..\(\ fcbmelnv rlrur; Page 128 of 385 Re sol uti o n of Aut h ori zati o n ln accordance with Collier County Ordinance 2006 46, as amended,(t .I (compeny Neme)PoJ-1 proposes to engage in contracting as O rr., r1 ac (in Collier County where 'a^ 1J (offi ce6/owners/Partners)(qualifier Name) proposes to qualify for a certificate of Competency with fan",f",dj N".-lic (company nrme) It is hereby agreed upon that we the undersig n"a O rr- <r Q f5 {offic€.s/owne6/Partne6) (companyl resolve and represent to the Collier County Contractor Licensing Board that the proposed qualifying agent, Scc-\' t,l\\\Of\ L) (\ \nq p 6^-.-\s active in atl matters connected with the com pany named (qualifierNamel A'' 'oo*-' P cq'q' 7.,'n ?a-)5 We further resolve and rep ,"r"nt tn"(-ji\\a*'.. u, K\rrq i"*o,'is re ga lly 4l^ F.cEW'"$,xr\ t (Qualifier Nam€) empowered to act on behalf o ^0 qq\ )a'^ P-\rt ",, ..,r"r, connected with its contractin c).V-If rc t- ..tc"'"pa"vt t, \I.l',,ao-.r...n- Qco..;-' ?z.r\> 4Uq. (\.ct .'8"'e"A)&/\j C ilm ,t,.,u..r ]Lr.o.13.l E.J. Officers/Owne15/Partners ly, rtln tt*u,-l Ar.+h,tiha^ ,,t kl,n*mn Of{icers/Owners/Partne rs d' Olficers/Owners/Partners AFFIDAVIT state of (lor;).County of Ll\i, r The foregoing instrument was acknowle .(|a"vor 5I-".,7 . 2o?c,by ,/ dged before me by means of ffiysical presence or E online notarization on this person(s) Notary Public must check applicable box E are personally known to me E has produced a current driver license Mas produced as identification. Notary Signature: "*St,{(tj::j:.q*; IICHAEL JOsEPH IIOA Not.ry Public . strt. ol Fto.td. Cofifiitrion , HH 67191! Ity Co'nlt. fupir.! lly 20, 2029 (Notary Seal) Page 10 of 12 ,J. Ll *Complete this form if multiple oeople own Ddrt of the company the license will be qttdched to. lf there is only one owner, then this form is not required for the opplicotion,' or S.*.,..r'.^.-., P ceo^;-- tc,r\ s business and has the authority to supervise construction undertaken by Witness Su ch Page 129 of 385 Page 130 of 385 Page 131 of 385 Page 132 of 385 Page 133 of 385 Page 134 of 385 Page 135 of 385 Page 136 of 385 Page 137 of 385 Page 138 of 385 Page 139 of 385 Page 140 of 385 Page 141 of 385 Page 142 of 385 Page 143 of 385 Page 144 of 385 Page 145 of 385 Page 146 of 385 Page 147 of 385 Collier County Code of Laws and Ordinances: Chapter 22, Article V, Division 2, Section 22-162 Definitions and Contractor Qualifications: (3) Residential contractor requires 48 months experience with a passing grade on an approved test and a business and law test and means a contractor whose services are limited to construction, remodeling, repair, or improvement of one-family, two-family, or three-family residences not exceeding two stories in height and accessory use structures in connection therewith. Page 148 of 385 Page 149 of 385 Page 150 of 385 Page 151 of 385 Page 152 of 385 Page 153 of 385 Page 154 of 385 Page 155 of 385 Page 156 of 385 Page 157 of 385 Page 158 of 385 Page 159 of 385 Page 160 of 385 Page 161 of 385 Page 162 of 385 Page 163 of 385 Page 164 of 385 Page 165 of 385 Page 166 of 385 Page 167 of 385 Page 168 of 385 Page 169 of 385 Page 170 of 385 Page 171 of 385 Page 172 of 385 Page 173 of 385 Page 174 of 385 Page 175 of 385 Page 176 of 385 Page 177 of 385 Page 178 of 385 Page 179 of 385 Page 180 of 385 Page 181 of 385 Page 182 of 385 Page 183 of 385 Page 184 of 385 Page 185 of 385 Page 186 of 385 Page 187 of 385 Page 188 of 385 Page 189 of 385 Page 190 of 385 Page 191 of 385 Page 192 of 385 Page 193 of 385 Page 194 of 385 Page 195 of 385 Page 196 of 385 Page 197 of 385 Verification: Experience Working with Dan Delfino Background I have been a General Contractor in the Fort Myers area for the past 15 years. During this time, there were several projects under contract that required the expertise of a knowledgeable contractor and field manager. Knowing the importance of experience and reliability, I sought assistance from someone with a proven track record in the industry. Connection to Dan Delfino While looking for the right candidate, I learned that Dan Delfino was in the Naples area. My family has a background in construction originating from Cleveland, which is how I came to know of Dan. He is well-respected in the Cleveland market for his extensive knowledge in all areas of construction. Dan's Role and Responsibilities Dan’s hands-on, day-to-day approach to project oversight made a significant impact. By taking charge of the daily management of our projects, he enabled me to dedicate my attention to other facets of my business. The responsibilities I assigned to Dan included: • Coordinating and scheduling the necessary trades • Establishing individual schedules for each trade • Managing trades to ensure adherence to established timelines Project Management and Communication Dan demonstrated excellent communication skills with every trade involved. His attentive oversight was instrumental in the successful completion of each project we undertook together. Ongoing Partnership To this day, if I require a day-to -day operations or field manager, I do not hesitate to contact Dan. He has consistently exceeded my expectations through his professionalism and dedication. Page 198 of 385 Leadership, communication skills, and ability to coordinate and schedule all trades contribute to a smoother workflow. Dan takes a hands-on approach, personally inspecting all work to ensure it meets the requirements and meets his high standards of workmanship. About Dan DeFrino/DREAMCOMTRUE DREAMCOMTRUE/Dan DeFrino is a company/General Contractor that is respected by all trades on any job site. The organization emphasizes the importance of adhering to scheduling and helps others understand the significance of meeting project guidelines. It is also recognized that not every job goes as planned. We have observed that Dan is exceptionally fair to his subcontractors, even when unexpected issues arise. His positive problem-solving attitude allows him to effectively address and resolve problems, keeping the project moving forward - a quality that is not commonly found in this industry. Sincerely, Terence R. Wilson President/Owner TRW Construction LLC. (216) 276-1408 Handwritten note: State: OHIO County: Cuyahoga Sworn to and subscribed before me by Terence R. Wilson this 14th day of January 2026. Notary: Alfred Robert Grinke, Notary Public, State of Ohio, Cuyahoga County Page 199 of 385 Verification letter of Experience TRW CONSTRUCTION LLC. 5565 Metro Lane Bedford, OH 44146 216-276-4808/trwconstruction@gmail.com January 9, 2026 Project Overview DREAM/COMTRUE was engaged by Cast Specialties, a company located in Warrensville Heights to reconstruct the warehouse that had been destroyed by tornado. Our company was responsible for building the new shipping department. Upon completion the commercial project was valued at close to one million dollars. Professional Relationship On a personal note, I have had the pleasure of knowing Dan for many years now and working with him on various projects for the past 12 years. Project Details and Challenges This particular project was managed as an insurance claim. This required Dan to collaborate closely with both the insurance adjuster and the construction consultant. In preparing the reconstruction Dan demonstrated his experiences by identifying the necessity to replace the remaining roof which had been initially approved by the insurance company. Due to the building's age architectural drawings were no longer available. Completion of the new drawings did not hold the project back. The project was finished on time and within the established budget. Page 200 of 385 Experience Working with Dan is always a positive experience. His Page 201 of 385 !"" #$%&&’$#$%&(’&$ """)*’*+ ,++-- 9717 Wilshire Lakes Blvd Naples FL 34109 ***+/*$$ -&& 340$$&(&( 53, Collier County Contractor Licensing Board 942, 4/-& !" #"$%&%’"(#(&)"%$*+%’(,)-"$%.*(&/(%,01,"$)2%.’2(,(-,’3%%-+’,%+ #,134%&"""$%"%’0,)-+&-+("(-,#"$%.*(&/&%’")(-.*(&(%,0)/’%51 (’%)-%-+’,%0%-",")"%0%-"- "$(,&%’"(#(&)"%+%,-"&-#%’’(6$",""$%&%’"(#(&)"%$*+%’(-*(%1#,1&$%-+’,%0%-", 7 1:23; #0*% #3*% < < :2:13:=:2 ::2301-314> 43-:3,3-1.2 ?3334>3,:1:234>3,4 3, 1?31:2301-=031, 4, :3,41:.:2: 4,46 4=3@>334::31 14,:141 4=14: :11:23,1>34:.:2 303::1.22:2 3: :3 =3>3,1 =03: 4:234> 43 1,3,=:2301-3,33,2334 >A3::1 --:23:3 35->14 4,14,:141>201-3-:21.4 =2 ?33343,>3,=0 ,- < < < <0103:=, 63 1,-=4A>=#0*% 1,-=4A>=#0/% 143,46-3-: >:114-= >:1 >:114-= 414’1.43, 23,>-3,1.43, 4= >:1 8 9 133335->,3,B )-+)"’/(- ,30:141103 :14"7 C!*" 4=0103:10 :43353>:?3 < < < 3-,3 3’01-=-: 3-,3 3’3 30-1=33 3-3 2 ,34: 3 1:2’ : :>:3 03 :;:++("(-)*%0)’<,&$%+1*%0)/3%)"")&$%+(#0’%,.)&%(,’%51(’%+ <3 21>343 < 6636 :3 < 1> - ’ ,3 ,3,3:34:14 < <01,>:’1010 66 <6343 - 6636 :3 <0314 -D ,?4A>= <3,350# !/% <3 21>343 , 63:134:3, <033#3%- ’ ,3 1> 634E- 6636 :3-: 00-303; 01-=01’ A3:-1 7 =>=;:?;@ A:BCC =;:>**’(6$",’%,%’2%+ $%-)0%)-+*6)’%’%6(,"%’%+0)’<,# 23, >:114-= Page 202 of 385 Page 203 of 385 Page 204 of 385 Page 205 of 385 Document Number FEI/EIN Number Date Filed Effective Date State Status Department of State / Division of Corporations / Search Records / Search by Entity Name / Detail by Entity Name Florida Limited Liability Company DREAMCOMTRUE LLC Filing Information L26000037883 NONE 01/14/2026 01/12/2026 FL ACTIVE Principal Address 9717 WILSHIRE LAKES BLVD NAPLES, FL 34109 UN Mailing Address 9717 WILSHIRE LAKES BLVD NAPLES, FL 34109 UN Registered Agent Name & Address DELFINO, DANIEL R 9717 WILSHIRE LAKES BLVD NAPLES, FL 34109 Authorized Person(s) Detail Name & Address Title MGR DELFINO, DANIEL R 9717 WILSHIRE LAKES BLVD NAPLES, FL 34109 UN Title MGR DELFINO, MINDY E 9717 WILSHIRE LAKES BLVD NAPLES, FL 34109 UN Annual Reports No Annual Reports Filed D i v i s i o n o f C o r p o r at i o n sFlorida Department of State 2/20/26, 10:41 AM Detail by Entity Name https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=DREAMC…1/2Page 206 of 385 Document Images 01/14/2026 -- Florida Limited Liability View image in PDF format Florida Department of State, Division of Corporations 2/20/26, 10:41 AM Detail by Entity Name https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=DREAMC…2/2Page 207 of 385 Page 208 of 385 Page 209 of 385 Page 210 of 385 Page 211 of 385 Page 212 of 385 Page 213 of 385 Page 214 of 385 Page 215 of 385 Page 216 of 385 Page 217 of 385 Page 218 of 385 Page 219 of 385 Page 220 of 385 Page 221 of 385 Page 222 of 385 Page 223 of 385 Page 224 of 385 Page 225 of 385 Page 226 of 385 Page 227 of 385 Page 228 of 385 Page 229 of 385 Page 230 of 385 Page 231 of 385 Collier County Code of Laws and Ordinances: Chapter 22, Article V, Division 2, Section 22-162 Definitions and Contractor Qualifications: (14) Electrical contractor requires 24 months experience as a licensed Journeyman or equivalent with a passing grade on an approved test and a passing grade on a business and law test and means a person who conducts business in the electrical trade field and who has the experience, knowledge, and skill to install, repair, alter, add to, or design, in compliance with law, electrical wiring, fixtures, appliances, apparatus, raceways (including alarm system raceways if the contractor is then registered with the state), conduit, or any part thereof, which generates, transmits, transforms, or utilizes electrical energy in any form, including the electrical installations and systems within plants and substations, all in compliance with applicable plans, specifications, codes, laws, and regulations. The term means any person, firm, or corporation that engages in the business of electrical contracting under an express or implied contract; or that undertakes, offers to undertake, purports to have the capacity to undertake, or submits a bid to engage in the business of electrical contracting; or that does itself or by or through others engage in the business of electrical contracting. The term electrical contractor does not qualify any person, firm or corporation for th e installation of fire alarms which requires a separate state license. Placement of fire safing and fire stopping materials shall be permitted on wall, ceiling and floor penetrations created within the scope of the work allowed by this section. Page 232 of 385 Page 233 of 385 Score Report Name:JEFFREY NICHOLSON Test:Business and Law, 2nd edition Sponsor:Collier County Date:09/18/2024 ID #:015645666 Test ID:002543798 Score:82 Result:Pass # Unanswered Questions:0 Module Subject Area Status LOW Cut Score HIGH FLBO Business Organization F FLLIC Licensing P FLTL Tax Laws P FLSRR Safety OSHA P FLLL Labor Laws P FLCM Contract Management P FLPM Project Management F FLE&B Estimating & Bidding F FLFM Financial Management P FLRM Risk Management P FLLIEN Lien laws P Page 1 of 1Score Report 8/4/2025file:///C:/Users/Hannah%20Nielson/AppData/Local/Temp/arkiv/TFC612AA184.htm Page 234 of 385 Score Report Name:JEFFREY NICHOLSON Test:Master Electrician 2020 Sponsor:Collier County Date:02/21/2024 ID #:015645666 Test ID:243160458 Score:77 Result:Pass # Unanswered Questions:0 Module Subject Area Status LOW Cut Score HIGH FLPR Plan Reading P FLGEK General Electrical Knowledge P FLW&P Wiring & Protection P FLWM&M Wiring Methods & Materials P FLM&C Motors & Controls F FLEGU Equipment for General Use F FLSO Special Occupancies F FLSE Special Equipment P FLSC Special Conditions P FLCOMS Communication Systems F Page 1 of 1Score Report 3/4/2024file:///C:/Users/provc/AppData/Local/Temp/temp/TFC468EDCF4.htm Page 235 of 385 Page 236 of 385 Page 237 of 385 Page 238 of 385 Page 239 of 385 Page 240 of 385 Page 241 of 385 Page 242 of 385 Page 243 of 385 Page 244 of 385 Document Number FEI/EIN Number Date Filed State Status Department of State / Division of Corporations / Search Records / Search by Entity Name / Detail by Entity Name Florida Limited Liability Company NICHOLSON ELECTRIC L.L.C Filing Information L26000036380 NONE 01/13/2026 FL ACTIVE Principal Address 10286 CAROLINA WILLOW DRIVE FT MYERS, FL 33913 Mailing Address 10286 CAROLINA WILLOW DRIVE FT MYERS, FL 33913 Registered Agent Name & Address Division of CorporationsFlorida Department of State 2/12/26, 10:00 AM Detail by Entity Name https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=NICHOLSONELECTRIC L260000363800&aggregateId=flal-l…1/2Page 245 of 385 NICHOLSON, JEFFREY S 10286 CAROLINA WILLOW DRIVE FT MYERS, FL 33913 Authorized Person(s) Detail Name & Address Title MGR NICHOLSON, JEFFREY S 10286 CAROLINA WILLOW DRIVE FT MYERS, FL 33913 Annual Reports No Annual Reports Filed Document Images 01/13/2026 -- Florida Limited Liability View image in PDF format Florida Department of State, Division of Corporations 2/12/26, 10:00 AM Detail by Entity Name https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=NICHOLSONELECTRIC L260000363800&aggregateId=flal-l…2/2Page 246 of 385 Page 247 of 385 Page 248 of 385 Page 249 of 385 Page 250 of 385 Page 251 of 385 Page 252 of 385 Page 253 of 385 Page 254 of 385 Page 255 of 385 Page 256 of 385 Page 257 of 385 Page 258 of 385 Page 259 of 385 Page 260 of 385 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. INSURER(S) AFFORDING COVERAGE INSURER F : INSURER E : INSURER D : INSURER C : INSURER B : INSURER A : NAIC # NAME:CONTACT (A/C, No):FAX E-MAILADDRESS: PRODUCER (A/C, No, Ext):PHONE INSURED REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. OTHER: (Per accident) (Ea accident) $ $ N / A SUBR WVD ADDL INSD THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $ $ $ $PROPERTY DAMAGE BODILY INJURY (Per accident) BODILY INJURY (Per person) COMBINED SINGLE LIMIT AUTOS AUTOSAUTOS NON-OWNEDHIRED AUTOS SCHEDULEDALL OWNED ANY AUTO AUTOMOBILE LIABILITY Y / N WORKERS COMPENSATION AND EMPLOYERS' LIABILITY OFFICER/MEMBER EXCLUDED? (Mandatory in NH) DESCRIPTION OF OPERATIONS below If yes, describe under ANY PROPRIETOR/PARTNER/EXECUTIVE $ $ $ E.L. DISEASE - POLICY LIMIT E.L. DISEASE - EA EMPLOYEE E.L. EACH ACCIDENT EROTH-STATUTEPER LIMITS(MM/DD/YYYY)POLICY EXP(MM/DD/YYYY)POLICY EFFPOLICY NUMBERTYPE OF INSURANCELTRINSR DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) EXCESS LIAB UMBRELLA LIAB $EACH OCCURRENCE $AGGREGATE $ OCCUR CLAIMS-MADE DED RETENTION $ $PRODUCTS - COMP/OP AGG $GENERAL AGGREGATE $PERSONAL & ADV INJURY $MED EXP (Any one person) $EACH OCCURRENCE DAMAGE TO RENTED $PREMISES (Ea occurrence) COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PRO-JECT LOC CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) CANCELLATION AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2015 ACORD CORPORATION. All rights reserved. CERTIFICATE HOLDER The ACORD name and logo are registered marks of ACORD MTTU Hiscox Inc. 5 Concourse Parkway Suite 2150 Atlanta GA, 30328 (888) 202-3007 contact@hiscox.com Hiscox Insurance Company Inc 10200 Nicholson Electric LLC 10286 Carolina Willow Drive Fort Myers, FL 33913 Collier County Contractor Licensing Board 2088 N Horseshoe Dr Naples, Fl 34104 03/05/202703/05/2026P104.571.934.2Y X A X X 1,000,000 100,000 5,000 1,000,000 2,000,000 2,000,000 02/12/2026 Page 261 of 385 Page 262 of 385 Page 263 of 385 Page 264 of 385 Collier County Code of Laws and Ordinances: Chapter 22, Article V, Division 2, Section 22-162 Definitions and Contractor Qualifications: (3) Residential contractor requires 48 months experience with a passing grade on an approved test and a business and law test and means a contractor whose services are limited to construction, remodeling, repair, or improvement of one-family, two-family, or three-family residences not exceeding two stories in height and accessory use structures in connection therewith. Page 265 of 385 Page 266 of 385 Page 267 of 385 Page 268 of 385 Page 269 of 385 Page 270 of 385 Page 271 of 385 Page 272 of 385 Page 273 of 385 Page 274 of 385 Page 275 of 385 Page 276 of 385 Page 277 of 385 Page 278 of 385 Page 279 of 385 Page 280 of 385 Page 281 of 385 Page 282 of 385 Page 283 of 385 Page 284 of 385 Page 285 of 385 Page 286 of 385 Page 287 of 385 Page 288 of 385 SMCREDIT CHECK CONFIDENTIAL lndividual Credit Report Name. . . : AGUILAR, RAFAEL ordered By :18427 Customer z 9999 Received : O6/79/23 Completed ,06/]-9/23 Addre s s :3220 WALKER I,ANE APT. 4 NA LE 4L12F Social#: Applicant: CREDIT SCORE: APPLICANT FIGO SCORE: 536 (scores range from 300 to 850) SOURCE(S): TRANSUNION EXPERIAN PUBLIC RECORDS: PUBLIC RECORDS HAVE BEEN CHECKED AT THE LOCAL, STATE AND FEDERAL LEVELS WITH THE FOLLOWING RESULTS AS OF 06/19/23: CLEAR CREDIT RECORD (Credit. history hAs been checked for a period of seven years or from open date-) Re9€rled opened tli-sEo!ic sta:uB 30 6C 9C High R€v ECOA AMEX 34999292445927 A3 DLA=Os / 23 CAPITAL ONE 517805765590 DLA=O3 / 23 GS BANK USA 7200 DLA=04 / 23 WEI.,I,S FARGO 414718140015 DLA=O3 /23 05 / 23 1,1/ 2t 03 /23 05/2L 2089 1352 1352 428 COLLECTI ONo09 00 r 04/23 t2/2t 237A 0 0 0 PD WAS 900 01 0l 01 R01 18 r03/23 08 /2L 240 6 TotaL trade l-ines on thj.s report: 4 INQUIRTES: LL/oe/22 L2/0e 11/08 09/17 CROS S COU}TTRY GS BANK SYNCB/AMAZON AMEX TU TU TU TU /2L /2L /2L by by by by #57 46472 #4134811 *5371284 #5065013 Licensee Applicant: APPLICA.IIr - SEE NA!{E ABOVE Reporting Agency: Credit Check, lnc. - 3017 Exchange Court, Suite H, West Palm Beach, FL33409. (561)616-5556 --05s8 0 PDCOLLECTR09 00 r PDCOLLECTR9P OO I Page 289 of 385 SMCREDITCHECK CONFIDENTIAL NAME: AGUILAR, RAFAEL Customer: 9999 955-7070 87 4- 2717 255- 5923 462 - 47 20 845-3700 515-55s6 255 - s923 597 - 4897 540-2000 INQUIRIES - continued: RESIDENGE HISTORY: 3220 WALKER LN, APT 4 NAPLES FL 34II2 2124 ARPRT PULLNG RD, APT 110 NAPLES FL 34IL2 2L24 S AIRPORT RD, APT 110 NAPLES FL 34112 COMMENTS: +*+OFAC NAME SCREEN ALERT - CLEA]?*** OFAC (OPFICE OF FOREIGN ASSET CONTROL) IS A FEDERAL AGENCY WHICH MAINTAINSA DATABASE OF TERRORISTS, DRUG TRAFFICKERS AND CRTMINAL ORGANIZATIONS. FRATID RECORDS }IAVE BEEN SYSTEMATICALLY CHECKED BY THE ACCESSED BUREAUS. CHECKS FOR IDENTITY THEFT, FAKE SSN, DECEASED SSN AND OFAC DATABAS E PERFORMED. CREDITOR PHONE DIREGTORY: CAPITAL ONE BC1DTVO O 1 PO BOX 31293 SALT LAKE CITY UT. 84131AMEX BC2 ]-WBOO1P.O. BOX 981537 EL PASO TX. 79998 GS BANK USA BC2GSZOO1 I.,OCKBOX 5112 PHII,ADEIJPHIA PA. 19]-70 WELLS FARGO BC9O 8N750 PO BOX 14517 DES MOINES IA. 50305CROSSCOUNTRY F 57 46472 PO BOX 53OO9O ATL,ANTA GA. 30353 CREDIT CHECK Z 05302733017 EXCI{ANGE COUR WEST PALM BEAC FL. 33409 GS BANK B 413 4 811 PO BOX 45400 SALT LAKE CITY UT. 84145SYNCB/AMAZON B 5377284 PO BOX 71735 PHII,ADELPHIA PA. 19176AMEX B 50660134315 S 27OO WEST SAI,T LAKE CITY UT. 84184 (800) (800) (877], (800) (440) (877], (877 \ (8s5) (2L2\ *** END OF REPORT *r* IhE pglsonat Epon ,s tum sh* ".r,, * - "IH'rl*ton ls dnrbnlEr s4d is nol lo b€ diwrood ereor 6 r.qu,@ by dr€ Fd cradrt Rer,o.tino A.1 rheaccl,i*vo,ssae ';;,:;i"-;;;i;Jl?IXilStffiJ'.'"::figg8'Jig$ifigEt:l;":.#itg,*#,e*'ru*.["w*p,*'.:g",ffI'i:I,rilff;f&:ffi#,.0" Licensee Applicant: APPIJI CAIII - sEE NAME ABovE Reporting Agency: credit check, lnc. - 3017 Exchange court, suite H, west palm Beach, FL 33409 . (561) 616-5556 Page : l Page 290 of 385 Findings of Fact, Conclusions of Law and Decision of the Board Collier County Contractor Licensing Board For Applications Submitted to the Board for Review fype of Application:X Credlt Report Review Waiver of Testing Requirements Reinstatement of License Request to Qualify Second Entity Other (specify) IHIS CAUSE came on for public hearing before the Contractor Licensing Board (hereafter Board) on August 16, 2023, for consideration of an application submitted to the Board for review. The application submitted is for a license as a Swimming Pool/Spa Servicing/Repair Contractor. Rafael Aguilar, dlbla RL lnstallers, lnc. (hereinafter "Applicant") is before the Board for review of his credit score and a determination of whether the Applicant's credit should prevent the license from being issued to the Applicant. The Board, having heard testimony under oath, received other evidence, and heard arguments relative to all appropriate matters thereupon, issues its Findings of Fact, Conclusions of Law and Order of the Board as follows: FINDINGS OF FACT 1. The Applicant applied to the Collier County Contractor Licensing Supervisor, or his designee, for issuance of a license as a Swimniing Pool/Spa Servicing/Repair Contractor. 2. Based on the credit report supplied by the Applicant to the Licensing Supervisor, a review of the creditworthiness of the Applicant by the Board is necessary. 1 Page 291 of 385 3. The Applicant was present at the public hearing and was not represented by counsel. 4. The Applicant has demonstrated to the Board's satisfaction that the Applicant has improved his creditworthiness to be issued the subject license subject to certain restrictions and reporting requirements. CONCLUSIONS OF LAW '1 . AII notices required by the Code of Laws and Ordinances of Collier County, as amended, have been properly issued and the Board has jurisdiction over the matter. 2. Pursuant to Section 22-184(b) of the Code of Laws and Ordinances of Collier County, as amended, the subject application met the requirement(s) requiring Board review and approval of the application. 3. The Applicant has sufficiently demonstrated to the Board that he meets the creditworthiness standard(s) as set out in Code of Laws and Ordinances of Collier County, as amended, to be issued a license as a Swimming Pool/Spa Servicing/Repair Contractor, subject to certain restriclions and reporting requirements. ORDER OF THE BOARD 1. Based upon the foregoing Findings of Fact and Conclusions of Law, and pursuant to the authority granted as applicable in Chapter 489, Florida Statutes, and Code of Laws and Ordinances of Collier County, as amended, by a vote of 7 in favor and 0 opposed, a unanimous vote of the Board present, the application for licensure as a Swimming Pool/Spa Servicing/Repair Contractor is hereby GRANTED. 2. The subject license is placed on a probationary term for up to twelve (12) months. Wthin six (6) months the Applicant shall provide an updated credit report to 2 Page 292 of 385 the Contractor Licensing Supervisor, or his designee, evidencing an improved credit score with no new delinquencies or non-payments. lf the credit score is 660 or greater the probationary term shall be automatically lifted. lf the score is not 660 or greater at the six (6) month period, the Applicant shall provide a second updated credit report to the Contractor Licensing Supervisor, or his designee, at twelve (12) months. lf the credit report is 660 or greater the probationary period shall be automatically lifted. lf the score has not improved to at least 660 the Applicant shall appear back before this Board to explain the reason(s) the score is below the 660 minimum requirement. lf the Applicant provides an updated credit report to the Contractor Licensing Supervisor, or his designee, evidencing an improved credit score of 660 or higher at any time during the twelve (12) month probationary term, the probation shall be automatically lifted from the subject license and no further action shall be taken. ORDERED by the Contractor Licensing Board effective the 16th day of August 2023. CONTRACTO ING BOARD COLLIER ORIDA By: T len, Chair I HEREBY CERTIFY that a true and correct copy of the above and foregoing Findings of Fact, Conclusions of Law, and Order of the Board has been furnished to the Applicant, and Timothy Crotts, Contractor Licensing Supervisor,2800 North Horseshoe Drive, Naples, FL 34103 onthis Z/-tt day of ,4gr- 2023. Secretary/Contractor Licensing Board 2 Page 293 of 385 CONFIDENTIAL Individual Credit Report Name...: AGUILAR, RAFAEL Ordered By:21184 Address: 3220 WALKER LANE #4 Customer :9999 NAPLES, FL 34112 Received :03/07/24 Social#: Applicant: -0658 Completed :03/07/24 Licensee Applicant:APPLICANT - SEE NAME ABOVE Reporting Agency:Credit Check, Inc. - 3017 Exchange Court, Suite H, West Palm Beach, FL 33409 . (561) 616-5556 CREDIT SCORE: APPLICANT FICO SCORE: (scores range from 300 to 850)620 SOURCE(S): EXPERIAN TRANSUNION PUBLIC RECORDS: PUBLIC RECORDS HAVE BEEN CHECKED AT THE LOCAL, STATE AND FEDERAL LEVELS WITH THE FOLLOWING RESULTS AS OF 03/07/24: CLEAR C R E D I T R E C O R D (Credit history has been checked for a period of seven years or from open date.) Creditor Date Date High Unpaid Past Historic Status Current Mos Account Number Reported Opened Credit Balance Due 30 60 90 Status Rev ECOA AMEX PDCOLLECT 3499929244592783 08/23 11/21 2089 0 0 O9P 00 I DLA=08/23 CAPITAL ONE PDCOLLECT 517805766590 03/23 05/21 428 0 0 R09 00 I DLA=03/23 CREDITONEBNK AS AGREED 444796279154 02/24 02/24 199 199 0 R01 00 I DLA=02/24 GS BANK USA PDCOLLECT 1200 04/23 12/21 2378 0 0 R9P 00 I DLA=04/23 OPENSKY CBNK AS AGREED 462192200605 03/24 11/23 230 25 0 00 00 00 R01 03 I DLA=03/24 WELLS FARGO PD WAS 90 414718140015 03/23 08/21 2406 0 0 01 01 01 R01 18 I DLA=03/23 Page 294 of 385 CONFIDENTIAL Name: AGUILAR, RAFAEL Customer: 9999 Page:2 Licensee Applicant:APPLICANT - SEE NAME ABOVE Reporting Agency:Credit Check, Inc. - 3017 Exchange Court, Suite H, West Palm Beach, FL 33409 . (561) 616-5556 Total trade lines on this report: 6 INQUIRIES: 02/10/24 by AMEX (EXP) #2916657 11/21/23 by SYNCB/AMAZON PLCC (EXP) #1004664 11/07/23 by CREDCO/CORELOGIC (EXP) #1908461 09/25/23 by FD/CROSSCOUNTRY MORTGA (EXP) #2927015 05/01/23 by CITIBANK NA., BEST BUY (EXP) #2145203 03/19/23 by DISCOVER FINANCIAL SER (EXP) #1224590 11/09/22 by FD/CROSSCOUNTRY MORTGA (EXP) #2927015 02/28/24 by CATERPILR FI (TU) #4377463 02/10/24 by CREDITONEBK (TU) #3953464 11/21/23 by SYNCB/AMAZON (TU) #5371284 11/07/23 by CREDCO (TU) #5719664 09/25/23 by CROSSCOUNTRY (TU) #5746472 06/29/23 by COAF (TU) #1246538 06/29/23 by REGIONALAC (TU) #2081415 06/29/23 by BMO BANK NA (TU) #5671027 11/09/22 by CROSSCOUNTRY (TU) #5746472 RESIDENCE HISTORY: 3220 WALKER LN, APT 4 NAPLES FL 34112 2464 DAVIS BV, NAPLES FL 34104 27010 OLD 41 RD, BONITA SPRINGS FL 34135 COMMENTS: FRAUD RECORDS HAVE BEEN SYSTEMATICALLY CHECKED BY THE ACCESSED BUREAUS. CHECKS FOR IDENTITY THEFT, FAKE SSN, DECEASED SSN AND OFAC DATABASE PERFORMED. CREDITOR PHONE DIRECTORY: CAPITAL ONE BC1DTV001 (800) 955-7070 PO BOX 31293 SALT LAKE CITY UT. 84131 AMEX BC21WB001 (800) 874-2717 P.O. BOX 981537 EL PASO TX. 79998 OPENSKY CBNK BZ2CKJ002 (800) 859-6412 PO BOX 8130 RESTON VA. 20195 GS BANK USA BC2GSZ001 (877) 255-5923 LOCKBOX 6112 PHILADELPHIA PA. 19170 CREDITONEBNK BC54MR013 (877) 825-3242 PO BOX 98872 LAS VEGAS NV. 89193 WELLS FARGO BC908N750 (855) 854-3502 PO BOX 393 MINNEAPOLIS MN. 55480 BMO BANK NA B 5671027 (888) 340-2265 111 W MONROE CHICAGO IL. 60603 CREDCO F 5719664 (800) 637-2422 P.O. BOX 509124 SAN DIEGO CA. 92150 CREDITONEBK B 3953464 (702) 269-1000 6801 S. CIMARRON R LAS VEGAS NV. 89113 CROSSCOUNTRY F 5746472 (440) 845-3700 PO BOX 530090 ATLANTA GA. 30353 Page 295 of 385 CONFIDENTIAL Name: AGUILAR, RAFAEL Customer: 9999 Page:3 Licensee Applicant:APPLICANT - SEE NAME ABOVE Reporting Agency:Credit Check, Inc. - 3017 Exchange Court, Suite H, West Palm Beach, FL 33409 . (561) 616-5556 CREDITOR PHONE DIRECTORY - continued: CATERPILR FI F 4377463 (615) 341-1000 CCE/LIGHT CONSTRUC NASHVILLE TN. 37203 CREDIT CHECK Z 0630273 (877) 616-5556 3017 EXCHANGE COUR WEST PALM BEAC FL. 33409 REGIONALAC B 2081415 (919) 766-1388 1424 E FIRE TOWER GREENVILLE NC. 27858 SYNCB/AMAZON B 5371284 (855) 597-4891 PO BOX 71736 PHILADELPHIA PA. 19176 COAF F 1246538 (800) 946-0332 3905 N DALLAS PARK PLANO TX. 75093 *** END OF REPORT *** This information is confidential and is not to be divulged except as required by the Fair Credit Reporting Act. This personal report is furnished simply as an aid in determining the credit desirability of the applicant(s). It is based upon information obtained in good faith by this agency from sources deemed reliable. The accuracy of same, however, is in no way guaranteed. By your acceptance and use of this report, you specifically agree to hold Credit Check, Inc. harmless from any liability whatsoever. Page 296 of 385 1 Findings of Fact, Conclusions of Law and Decision of the Board Collier County Contractor Licensing Board For Applications Submitted to the Board for Review Type of Application: X Credit Report Review Waiver of Testing Requirements Reinstatement of License Request to Qualify Second Entity Other (specify) THIS CAUSE came on for public hearing before the Contractor Licensing Board (hereafter Board) on March 19, 2025, for review of RAFAEL AGUILAR”, dba RL lnstallers, lnc. (hereinafter “Applicant”) probationary status. The probationary status was imposed by the Board on August 16, 2023, due to the Applicant’s credit issues regarding his license as a Swimming Pool/Spa Maintenance and Repair Contractor. The Applicant is before the Board for review of his credit score and a determination of whether the Applicant’s credit will allow the lifting of the probationary status. The Board, having heard testimony under oath, received other evidence, and heard arguments relative to all appropriate matters thereupon, issues its Findings of Fact, Conclusions of Law and Order of the Board as follows: FINDINGS OF FACT 1. The Applicant applied to the Collier County Contractor Licensing Supervisor, for review of the probationary status on the Applicant’s certificate of competency. 2. Based on the credit report supplied by the Applicant to the Licensing Supervisor, a review of the creditworthiness of the Applicant by the Board is necessary. 3. The Applicant was present at the public hearing and was not represented by counsel. Page 297 of 385 2 4. The Applicant has demonstrated to the Board’s satisfaction that the Applicant has improved his creditworthiness to be issued the subject license subject to certain restrictions. CONCLUSIONS OF LAW 1. All notices required by the Code of Laws and Ordinances of Collier County, as amended, have been properly issued and the Board has jurisdiction over the matter. 2. Pursuant to the Board’s action on August 16, 2023, the Applicant was required to appear before the Board for review of his credit worthiness if his credit score was not above 660 at the end of the prior probationary period. 3. The Applicant has sufficiently demonstrated to the Board that he meets the credit worthiness standard(s) as set out in Code of Laws and Ordinances of Collier County, as amended, to retain his license as a Swimming Pool/Spa Maintenance and Repair Contractor subject to a continued probationary period. ORDER OF THE BOARD 1. Based upon the foregoing Findings of Fact and Conclusions of Law, and pursuant to the authority granted as applicable in Chapter 489, Florida Statutes, and Code of Laws and Ordinances of Collier County, as amended, by a vote of 6 in favor and 0 opposed, a unanimous vote of the Board present, subject license will remain on a probationary basis for an additional term of up to six (6) months. Within six (6) months the Applicant shall provide an updated credit report to the Contractor Licensing Supervisor, or his designee, evidencing an improved credit score with no new delinquencies or non-payments. If the credit score is 660 or greater the probationary term shall be automatically lifted. If the score has not improved to at least Page 298 of 385 660 the Applicant shall appear back before this Board to explain the reason(s) the score is below the 660 minimum requirement. ORDERED by the Contractor Licensing Board effective the 19th day of March 2025. Drive, Naples, FL 34103 on this CONTRACTO COLLIER C By: To A Ch a ENSING BOARD , FLORIDA n I HEREBY CERTIFY that a true and correct copy of the above and foregoing Findings of Fact, Conclusions of Law, and Order of the Board has been furnished to the Applicant, and Timothy Crotts, Co nt ctor Licensing Su rvisor, 2800 North Horseshoe day of Secretary/Contractor Licensing Board 2oE- 3 Page 299 of 385 indigo'o RAFAEL AGUILAB Account number endinq in 4676 ACCOUNT SUMMABY PAYMENT INFORMATION Crodrt Lrm( Availebb Credl Pasl Du6 Arpunl Ovorlim{ A.mt,r{ Stalorionl Closmg Dalo Days in Billing Cyclo Prwbus Balance - Payntonls t Crodils + Purchas6 & Other Chargos + FEES CH FOED + INTEnEST CI|AnGEO = Now Balanco $50o.00 3500.00 s0.00 so.00 Ma.ch (xl. 2025a so.00 3498.70 $a6.75 39.95 $.m so.00 And you will€nd t p payirE an oslimalod totalol.. $0 00 N.u8.hnct 00.00 Ihlrnum Prymltr Ou. 00.00 Pry.D,tt llr. Ih. Aprll 02, ans Lda Pay|tt.r Wrnlng: It wo clo nol rocolvG your mrnrmum paymonl by lh€ dalo Istd atovo, yoiJ may havo lo pay a lals les o, up lo $41 00. Ulnlmum PayrEarl Wamlngr ll yolr mako orrly lho mrnrmum payrionl oach penod. you wrll pay rnor€ ln intor€sl and rl rvlllako yoJ longer lo pay otl your balanco For oramplc. ll you md(e no addrtonal chalges using this card and o&h nlo {h you pay. You w l pay o{t lho balanco shown o.l lhrs stalonpnl n aboul... (xrESrlOl{S? Call 1.800-353-5920 Plxt. mtll blllne lngdrL. to: Concora Crodl P.O. Box 4499 Bsavonon, OR 97076-11499 www.irdigocad.com Overlimit Covor{o on yow Account has bcon c rcd€d. ll you oloct to orroll in Ovorlmil Co/orags rn thg futurs, o. i, ',ou woro on oX€d in Ovodimrl Cov€ra0o and wo pai, a tronsaclir lh.l carsgd yqr lo go orgrtrnil, wo wlll chargo 8 to€ up lo t4l. Ovorlmfr Covorags can b€ cancelled at any lamo by cdlrng our sorvb€r al l-&0-3535920, logging an lo your Accounl 2,1/l Uvough ltle rvcbGilo o. mdilo 8p9. q w'ltng lo P.O. Box 442. Boavedo.r. On 97076 TRANSACTIONS Only the mirinum payrnonl 0 rnornhs ll yor, wqrld liko ntonnalkro &out c.edt cqrnselng se.vrces. cdl r -800-35:l-5s20. Nolrco SEE R€vERSE SIDE FOR t"loRE IMPORTANT INFORMATION Tran Oele PortD.t. Ralaronc. itumbc.Tran3oclion Oescription Amounl 021c,o ozc,s oz10 0zl0 oz11 02lo9 02^)9 02fi0 ozt10 02/l1 55/13286 t 8V4x3G3K 22a879r90r HZMPWX 553OE761A5ZT5NEJV 5550080 r 96ZO35HMT 5543687 r B3TFO2ZZE G@GLE 'YOUTUBE VIDEOS G.CO/HELPPAY' CA T.ELEVEN 3E985 NAPLES FL SHELL OIL 575424867OPS NAPLES FL SUNSHINE ACE .MAFCO MARCO ISLANO FL TROPICAL Si?rcOTHlE C fE NAPLES FL Transacions coalirxrod oo nerl prqg Ploase dotach boltom po.tron arld subrul wlth payfiBnl usrrE oncbs€d onvsbpo PAYi'EIiIT INFORTIATION 4.49 85.n 33.82 4.ZJ 20.53 indigo Conao(a Credi PO BOX {177 Boavoflon OR 97O7G,r4, RAFAEL AGUI t AR 246( DAVIS ILVD t{APt ES Ft 34104-4?61 I,,|l|ilr'hllllll,trh,rl,l,,llrrr,rll'h,l,rrl't,llllltlllll Accounl nuntor ondhg rn Paymaril tll' D.L t{.r Bda.lc! Mnmum Pay.no.rl Due t akg Chock Payauo tor Arnounl Enclosod Concora Crrdit P0 lox 96541Ch.rlott. NC 2E296 - 0 541 Ih,ll,ilhlhilh,,,rtrh,t,lr'tlhr,Illt,ilhlllilI,"lt,ltl 4676 Aprll0z, z)25 t0.00 so.00 s 53rr3'{8006q716b35 000000000 000000000 Page 300 of 385 1099 YOH 7 17 N?17 0 PAGE 1 of 2 Cardholder Name RAFAEL AGUILAR 80@ sKY2 01AA1099 Account Number xxxx-xxxx-xxxx-4367 'I O 3893 Op.rrSlry.'" ./ Bemit Pavment to:Y- opensky' PO Box 66O924 Dallas TX 75266{924 Mail lnquiries To: PO BOX 9224 OI.D BETHPAGE, NY ,I 1804 fi| Ouestrons? Call Cuslomer S€rvice: 800-859-641 2 Losl or Slolen Card: 800-859-6412 Page 1 of 2 Paymenl Due Dale AprilSMTWTFS 12 3 4 5 5-10 11 17 18 20 21 24 2q 27 2A 29 30 o(,) Notu(, # Ddach the bottom portion and retum payment using encbsed mvelope to be received no later than 5:0O pm local time on the due date. plsse ue blue or black ink. OpenSky PO Box 9224 Old Bethpage NY 1 1804-9224 Please jnclude your acrount number on your check. New address. phone number or e-mail? Check the box to the left and print changes on back OpenSky PO Box 660924 Dallas TX 752ffi-0924 ll,lhhll;ll1lpggg,rllhr;l!llluhl,,lll,hllpl,plh'!llhlt! Acclunl Number XXXX-XXXX-)O(XX-4367 New Balance 931 .68 Minimum Payment Due $25.00 Amount Enclosed RAFAEL AGUILAR 27010 oLD 41 RD BONITA SPRINGS FL 34135-5403 ll.r.rhrIl,lllilhh.ilhhth.iltil.t.tllt.tll.ttl.,,ttttlttl $ Previous Balance- Payments- Other Credits+ Purchases + Cash Advances + other Debils + Fees Charged + lnterest Chlrrged $0.00 $367.29 $0.00 $392.s5 $0.00 $0.00 $6.12 $0.00 = New Balance $31.68 Stalemenl Closing Date Credit Limit Available Credil Past Due Amounl Amount Over Credit Limit 0311712A25 $400.00 $368.00 $o.oo $0.00 New Balance Minimum Payment Due Payment Due Date .68 $2s.00 0411412025 Late Payment Warnlng: lf we do not receive your minimum payment by lhe date listed a.bove, you may have to pay a late fee of up to$ll(l.oo. Minimum Payment Warning: lf you make only the minimum paymenl each period, you will pay more in interest and it will take you longer 10 pay off your balance. The table is based on your standard minimum paymenl and does nol include due and overlimit amounts, For lf you would like information about Credlt Counseling Services, pleas€ call 1 -877 -4*6322. lf you make no additional charges using this card and each month you pay... lYou wilt pay off lhe lbalance shown on lhis lslatemenl in aboul... paying total of And you will end up an eslimated Only the minimum paymenl I t' Monlhs $32.00 Post Date Trans Date Reference Description Amount oa18 0?,18 0?,18 oa19 o2117 0u1B 02118 02/19 MAMUT BUBGER 2 LA PIEDAD MIC MX 5050 795.00 484 0,049371069 FARM GUAD 1182 LA PIEDAD MIC MX 5051 1154.79 484 0.049498177 SUPERCENTER LA PIEDAD LA PIEDAD MIC MX 5051 178.77 4U 0.049393074 LAS TBOJES SLP TRC SN FELIPE GTO MX 5052 189.00484 0.049470899 EXXON MR CARTENDER TRA EAGLE PASS TX PETROLEUM WHOLESALE #167 SEGUIN TX 76 - BIG BOSS 11053 PONCE DE LEON FL T.ELEVEN 38985 NAPLES FL $39,25 $o.oo $57,16 $0.00 $8.83 $0.00 $9.35 $o.oo $36.23 $21.33 $19.s9 $18.71 74555501 HVH875ARE 74555501JVJ2ZGKR5 74555501 JVQgXZ8J8 745s5501 KVHQSSVGZ 246921 61 K2Z3PE2ST 24231681 179073508 24034541L0426z:6F4 24034541 P04M0LFMB aa19 ozJ2A o2121 02123 oa19 ou20 02121 02123 0000e50000003 1, b8 q be L ie8 00a00 q 3 b?e ummary nation Transactiona Page 301 of 385 1099 YQH 7 17 2fi317 0 PAGE 2 ol 2 Account Number xxxx-xxxx-xxxx-4367 1 0 3893 8000 sKYz 014A1099 Cardholder Name RAFAEL AGUILAR Page2ot 2 Post Date Tran6 Date Reference Descrlption Amount Total fees charged in 2025 Total inleresl charged in 2Q25 $19.64 $0.00 SERVICE CHARGE 7,9227OOXTMKFA MOBI ONE TIME PA $14.87 $60.28 $22.30 $24.26 $16.17 $1s.54 $28.68 $1.17 $1.71 $0.26 $0.28 $3.00 o3117 o3117 03117 03117 $o.oo $o.oo $o.oo lnterest Charge on Purchases lnterest Charge on Cash Advances TOTAL INTEREST FOR THIS PERIOD 0z25 02t25 02,26 oa26 02126 oa27 03/1 1 03112 oa18 oa18 oa18 02119 03117 oa25 02125 02t26 oa26 o2126 ozl27 03/1 1 03112 02118 oa18 o2118 0?,19 03117 FOREIGN TRANSACTION FEE FOREIGN TRANSACTION FEE FOREIGN TRANSACTION FEE FOREIGN TRANSACTION FEE PAPER STATEMENT FEE 24O55231T7DLYHQ1 H 24275391 RS66ENPSK 24055231 57EKTBH66 241 37461 S01 D13TQP 24445001 S00WEKHLA 24943001 V4K6K73Z8 247554227M8GX7036 FOR HEAVEN SHAKES ICE C BONITA SPRING FL SANDY'S CUBAN CAFE NAPLES FL FOR HEAVEN SHAKES ICE C BONITA SPRING FL PUBLIX #1730 NAPLES FL STARBUCKS 52131 NAPLES FL DUNKIN #348249 Q35 NAPLES FL TROPICAL SMOOTHIE CAFE FL NAPLES FL Your Annual Percentage Rate (APR) is the annual interest rate on your account. Balance Subiect To Interest Rate Type of Balance lnterest GhargeAPR 7o 28.997" (v) 28.99Y" (v) $o.oo $o,oo $o.oo $0.00Cash Advances Days in Billing Cycle:za (V) = Variable Rate See reverse side of paoe one for explanation of lnterest Charqe calculation' (F) = Fixed Rate Join us on Facebook.com/OpenSkyCard and access Credit Education resour@s, or get tips from other Opensky card users, You may use your telephone lo make a same day paymenl on your Accounl through our lelephone paymenl system by calling (800) 859-641 2. By using ihis syslem lo make a paymenl, you are aulhorizing us to iniliate via lhe Aulomated Clearing House paymenl nelwork, a single debil enlry to your depoiitory bank account in lhe amount specified during lhe call, For verification purposes, lhe last lour digils ol your social securily number will be utilized as your PlN. EARN CASHBACK REWARDS ON YOUR PURCHASES! Learn aboul available offers, view your rewards earnings, submil inquiries and view lhe Terms and Condilions thal apply by logging inlo your accounl or mobile app and selecling OpenSky Rewards. To avoid a $3 PAPER STATEMENT FEE, enroll in E-STATEMENTS a1 www.openskycc.c-om. Tran8actlonE (contlhued) Feee 2025 lotate Year-to-Dste Charoe Calculation Page 302 of 385 r099 YQH 71?5o3020 PAGE r of 2 Cardholder Name RAFAEL AGUILAR 1 0 3893 n@ SKYI O1AA1099 Account Number xxxx-xxxx-xxxx-1896 Pago 1 of2 Op.t Sky. Previous Balance- Payments- Other Credils+ Purchases + Cash Advances + Other Debils + Fees Charged + lnterest Charged $28.98 $228.38 $0.00 $199.40 $0.00 $0.00 $0.00 $0.00 = New Balance $0.00 Statement Closing Date Credil Limit Available Credil Past Due Amount Amounl Over Credil Limit 0310112025 $200.00 $200.00 $0.00 $0.00 Minimum Paymenl Due Payment Due Date $o.oo 0312612025 Late Payment Warning: lf we do not receive your minimum paymenl by the dale listed above, you may have to pay a late lee of up to$40.00. Minimum Payment Warning: lf you make only the minimum paymenl each period, you will pay more in interest and it will lake you longer to pay otl your balance. The lable is based on your slandard minimum paymenl and does not lf you would like information about Credit Counseling Services, please call 1 -877 - 4n-6322. ll you make no additional charges using this card and each month you pay... You will pay ofi the balance shown on this statement in aboul... lRnd yo, will end up lpaying an estimaled Irotalot... Only lhe minimum paymenl l**0 Months Post Date Trans Date Reference Description Amount o2l02 02t04 0a06 02107 oa07 o2l07 02t09 02t21 02121 oa25 o2127 02128 o2to1 o2104 02/06 o2lo7 o2to7 0,,07 o2l09 o2121 0i,21 02125 o2127 02t28 2443099106NM41W2G 24034541300KP9J1 K 241 37461 601 B534BJ 2443099166WD5VTHF 246921 61 62YLBXA9W 246921 61 62YLBX9TY 24034541 901 SJ7FZ6 24692161LzZZMBXQY 24692161L2ZZMEYoW 74621921 RooXTMKFg 246921 61S34DP7XHK 74621921V0oXTMKFG APPLE.COM/BILL 866-712-7753 CA T.ELEVEN 38985 NAPLES FL USPS PO 11O9OOO4O7 BONITA SPRING FL APPLE.COM/BILL ITUNES.COM/BI CA APPLE.COM/B|LL 866-712-7753CA APPLE.COM/BILL 866-712-7753CA 7-ELEVEN 38985 NAPLES FL APPLE.COM/B|LL 866-712-7753 CA APPLE,COM/tsILL ffiG712.7753C4 MOBILE ONE TIME PAYMENT WOODBURY NY APPLE.COM/BILL 866-712-7753CA MOBILE ONE TIME PAYMENT WOODBURY NY $17.99 $20.63 $30.30 $e.ss $17.99 $8.99 $30.70 $17.99 $8.99 $191.55- $36.83 $36.83- ./ Remit Pavment to:v opensky' PO Box 660924 Dallas TX 75266-0924 OpenSky PO Box 9224 Old Bethpage NY 1 1804-9224 Please include your accounl number on your check. New address, phone number or e-mail? : Check the box to the left and print changes on back. OpenSky PO Box 660924 Dallas TX 75266-0924 lhlllu,llllhl,rlll'llrll'll1h'lrlllllpll!lplllgl,tl,tlhtt frl Mal lnquiriesTo:--_ PO BOX 9224 OLD BETHPAGE, NY 1 1804 E! Questions? Call Customer Service: 800-859-641 2 Losl or Stolen Card: 800-859-6412 Detach lhe bottom portion and return payment using enclosed envelope to be received no later than 5r0O pm loml time on the due date. Please u* blue or black ink. AccounlNumber XXXX-XXXX-XXXX-1896 New Balance $0.00 Minimum Payment Due NONE Amount Enclosed RAFAEL AGUILAR 2701001D 41 RD BONITA SPRINGS FL 34135.5403 1!rqluqrl,lhllr[rllrlrlr,rrrrltrrllhrtllrlilhrHhll $ Due Dale 0000000000000000qheLlea00h05LB1h0 o(r) tu-ol\)(n Transactlons Page 303 of 385 1099 YQH 7 1 250302 0 PAGE2ot2 Account Number XXXX.XXXX.XXXX- 1 896 1 0 3893 2000 SKYI O1AA'1099 Cardholder Name RAFAEL AGUILAB Page2ol 2 Post Date Trans Relerence Amount Total fees charged in 2025 Tolal interest charged in 2025 $o.oo $0.00 03/01 03/01 03/01 03/01 $o.oo $0.00 $0.00 lnteresl Charge on Purchases lnterest Charge on Cash Advanc€s TOTAL INTEREST FOR THIS PERIOO Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type ol Balance lnterest ChargeAPRTo lnterest Balance Purchases Cash Advances 24.64/o 24.64/" (v) $0,00 Days in Billing Cycle: za (v) = variable Rate See reverse side of page one for explanation of lnterest Charqe calculation. (F) = Fixed Bate Join us on Facebook,comiOpenSkyCard and access Credil Education resources, or get tips from other OpenSky card users. You may use your telephone lo make a same day payment on your Account through our telephone payment system by calling (800) 859-641 2. By using this system to make a payment, you are aulhorizing us to initiate via the Automated Clearing House payment network, a single debit entry to your depository bank account in the amounl specified during the call. For verification purposes, the lasl four digits of your social securily number will be utilized as your PlN. EARN CASHBACK REWAROS ON YOUR PURCHASES! Learn aboul available offers, view your rewards earnings, submit inquiries and view the Terms and Conditions thal apply by logging into your account or mobile app and selecting OpenSky Rewards. Tra n8astlon6 (contlnued) Description Fesa TOTAL FEES FOR THIS PERIOD $0.00 lnterest Charqed 2025 Totals Year-to-Date Page 304 of 385 Lbureau-logo At a glance Prepared For RAFAEL AGUILAR Personal & confidential Date generated: Mar 1 9, 2025 FICO@ Score 8 6 45 r;:lt?,":lm Mar 1 e, 2o2s w 850300 Fair I Account summary Overall credit usage Open accounts Accounts ever late Closed accounts Collections Average account age Oldest account 1 yr 11 mos 3 yrs 10 mos Credit used: 546 Credit limit S1,100 I i l 1 I I ! I I I I I I I L I I I 1 i I i I I i ',,--i I I i l Debt summary Credit card and credit line debt $46 Loan debt SO Collections debt SO Toral debr $n0 3 5 0 0 ! 4?o Page 305 of 385 r-lbureau-logo Personal information Prepared For RAFAEL AGUILAR Dste generated: Mar 19,2025 Name RAFAEL AGUILAR Also known as Generational identifrer Year of birth 2003 Addresses 2464 DAVIS BV NAPLES, FL 34104 3220 WALKER LN 4 NAPLES, FL34112 2124 ARPRT PULLNG RD .I 1 O NAPLES, FL 341 12 Employers RL INSTALLERS INC Personal statements No Statement(s) present at this time Page 306 of 385 ilbureauiogo Open accounts CB INDIGO Exceptional payment history ft Account info Account name Account number Original creditor Company sold Account type Date opened Openlclosed Status Status updated $ Payment history 2025 2024 E Contact info Address Phone number Q Comments Prepared For RAFAEL AGUILAR Date generated: Mar 19,2025 So FebJan Mar Apr May Jun Jul Aug Sep Oct Nov Dec CB INDIGO 534348XXXXXX Revolving account 4u911,2024 Open Paid or paying as agreed Mar 2025 Balance Balance updated Credit limit Credit usage Monthly payment Last Payment Date Past due amount Highest balance Terms Responsibility Your statement Balance updated Mar 03, 2025 SO Mar 03,2025 Ssoo 0% Mar 03, 2025 $o $ses lndividual account r on Tlme Oata lJnavailab,e PO BOX 4499 BEAVERTON, oR 97076 (866) e46-es4s Page 307 of 385 Llbureau{ogo Prepared For RAFAEL AGUILAR Date generated: Mar 1 9, 2025 OPENSKY CBNK Exceptional payment history ft Account info Account name Account number Original creditor Company sold Account type Date opened Open/closed Status Status updated $ Payment history 2025 2024 2023 g Contact info Address Phone number Q Comments OPENSKY CBNK 462192XXXnO( Revolving account Nov 10,2023 Open Paid or paying as agreed Mar 2025 Balance Balance updated Credit limit Credit usage Monthly payment Last Payment Date Past due amount Highest balance Terms Responsibility Your statement $46 Balance updated Mar 01,2025 s46 Mar 01, 2025 S2oo 23Vo Feb28,2025 SO Sst z lndividual account Nov DecJanFebMar Apr May Jun Jul Aug Sep PO BOX 8130 RESTON, vA 20195 (800) 859-641 2 o-.. r' onTlme -_i Page 308 of 385 i,rlbureau-logo Prepared For RAFAEL AGUILAR Date generated: Mar 19,2025 OPENSKY CBNK Exceptional payment history ft Account info Account name Account number Original creditor Company sold Account type Date opened Open/closed Status Status updated $ Payment history 2025 2024 [t Contact info Address Phone number S Comments OPENSKY CBNK 4621g2XXXXXX Revolving account Sep 03, 2024 Open Paid or paying as agreed Feb 2025 Balance Balance updated Credit limit Credit usage Monthly payment Last Payment Date Past due amount Highest balance Terms Responsibility Your statement Balance updated Feb 17,2O25 SO Feb 17,2025 S40o o% Feb 01, 2025 $o 54e4 Jan lndividual account Feb Mar Apr May Jun Jul Aug Sep o:'Nov Dec D6ta Unaveilable PO BOX 8130 RESTON, vA 20195 (800) 8s9-641 2 , on Tim. $o Page 309 of 385 l,rlbureau{ogo Closed accounts AMEX Unknown payment history ft Account info Account name Account number Original creditor Company sold Account type Date opened Open/closed Status Phone number @ Comments Canceled by credit grantor Prepared For RAFAEL AGUILAR Date generated: Mar 19, 2025 AMEX 3499g2XXXXXXXXXX Open account Nov 07, 2021 Closed Payment after charge off / collection Feb 2024 P.O. BOX 981537 EL PASO, TX 79998 (8OO) 874-2717 Balance Balance updated Credit limit Monthly payment Past due amount Highest balance Terms Responsibility Your statement Feb22,2024 lndividual account $o Closed SO $o S2,o8e Status updated $ Payment history No payment history available to display. E Contact info Address Page 310 of 385 Llbureaulogo CAPITAL ONE Unknown payment history ft Accountinfo Account name Account number Original creditor Company sold Account type Date opened 0pen/closed Status CAPITAL ONE 5178o5XXXXXX Revolving account May 22,2021 Closed Payment after charge off / collection Mar 2023 PO BOX 31293 SALT LAKE clry uT 84131 (800) es5-7070 Prepared For RAFAEL AGUILAR Date geflerated: Mar 19,2025 $o So Mar 09, 2023 Sszt Closed Balance Balance updated Credit limit Monthly payment Last Payment Date Past due amount Highest balance Terms Responsibility Your statement Mar O9,2023 $o S428 lndividual account Status updated $ Payment history No payment history available to display. [l Contact info Address Phone number p Comments Dispute resolved reported by grantor Page 311 of 385 ffibureau{ogo Prepared For RAFAEL AGUTLAR Date generated: Mar 1 9, 2025 CREDITONEBNK 1 late payment ft Account info Account name Account number Original creditor Company sold Account type Date opened 0pen/closed Status Status updated $ Payment history Jan 2024 , On Time E! Contact info Address Phone number p Comments Canceled by credit grantor CREDITONEBNK 444796XXXXXX Revolving account Feb12,2024 Closed 30 days past due Qcl2024 PO BOX 98872 LAS VEGAS, NV 891 93 (877) 825-3242 Balance Balance updated Credit limit Monthly payment Last Payment Date Past due amount Highest balance Terms Responsibility Your statement $o Oc123,2024 S3oo Sep 25, 2024 SO $+tz lndividual account Closed sep 30 AugJul DecNovOctJunMayAprMarFeb 30 30 Days tale $o Page 312 of 385 Llbureau-logo Prepared For RAFAEL AGUILAR Date generated: Mar 19,2025 GS BANK USA Unknown payment history ft Account info Account name Account number Original creditor Company sold Account type Date opened Open/closed Status Phone number Q Comments Paid profit and loss GS BANK USA xxxx Revolving account Dec 08,2021 Closed Payment after charge off / collection Apr 2023 Balance Balance updated Credit limit Monthly payment Last Payment Date Past due amount Highest balance Terms Responsibility Your statement $o Apt 25,2O23 $2,ooo Apr 25,2023 $o $2,328 lndividual account $o Closed Status updated $ Payment history No payment history available to display. 8l Contact info Address LOCKBOX 6112 P.O. BOX 7247 PHILADELPHIA, PA 19170 (877) 25s-se23 Page 313 of 385 i}bureau-logo MOHELA/DOFED Exceptional payment history ft Account info Account name Account number 0riginal creditor Company sold Account type Date opened Open/closed Status Status updated $ Payment history 2025 2024 B Contact info Address Phone number Q Comments Payment deferred Prepared For RAFAEI AGUILAR Date ge-nerated: Mar 19,2025 S3,soo Closed MOHELA/DOFED E00l20xxxxxxxxxnx lnstallment account Mar O8,2024 Closed Paid or paying as agreed Feb 2025 Balance Balance updated Original balance Monthly payment Past due amount Terms Responsibility Your statement $s,soo Feb28,2O25 $3,500 $o Jan lndividual account Feb Mar Apr May Jun t:'Aug Sep Oct Nov D€c ? onTime Data UnBvailable 633 SPIRIT DRIVE CHESTERFIELD, MO 63005 (800) 865-4352 Page 314 of 385 l*lbureau-logo Prepared For RAFAEL AGUILAR Date generated: Mar'19,2025 MOHELA/DOFED Exceptional payment history ft Account info Account name Account number Original creditor Company sold Account type Date opened Open/closed Status Status updated $ Payment history r on1ift I Contact info Address Phone number p Comments Payment deferred MOHELA/DOFED E00220xxxxxxxxxxxx lnstallment account Mar08,2024 Closed Paid or paying as agreed Feb 2025 Balance Balance updated Original balance Monthly payment Past due amount Terms Responsibility Your statement S6,282 Closed So,zaz Feb28,2O25 S6,ooo $o lndividual account Feb Mar Apr May Jun Jul Aug Sep Oct Nov DecJan 2025 ! 2024 633 SPIRIT DRIVE CHESTERFIELD, MO 63005 (800) 866-4352 Page 315 of 385 Llbureaulogo WFBNA CARD 3 late payments ft Account info Account name Account number 0riginal creditor Company sold Account type Date opened Open/closed Status Status updated $ Payment history 2023 2422 2021 WFBNA CARD 414718XXXXXX Revolving account 4u912,2O21 Closed Paid or paying as agreed Mar 2023 May Balance Balance updated Credit limit Monthly payment Last Payment Date Past due amount Highest balance Terms Responsibility Your statement Aug $o Mat 20,2023 $2,ooo Mar 19, 2023 $o $2,406 lndividual account Prepared For RAFAEL AGUILAR Date generated: Mar 19,2025 $o Closed l FebJan 90 JunMarol'Jul t:o o:" 60 *:u 30 Oct . On Tlme 90 90 Days Lab 30 30 oays Ld. - osla Unavailable 60 60 Day6 Lal€ El Contact info Address Phone number Q Comments Canceled by credit grantor PO BOX 393 MINNEAPOLIS, MN 55480 (8ss) 8s4-3s02 Page 316 of 385 rJbureau-logo Collection accounts No collection accounts reported. Prepared For RAFAEL AGUILAR Date generated: Mar'19,2025 Page 317 of 385 [JJbureau{ogo Public records No public records reported. Prepared For RAFAEL AGUILAR Date generated: Mar 1 9, 2025 Page 318 of 385 f,lbureau-logo lnquiries BMO BANK NA lnquired on Jun29,2023 Business Type: Banks and S&Ls 11'I W MONROE cHlcAGo, tL 60603 (888) 340-2265 This inquiry is scheduled to continue on record until Jul 2025 COAF lnquired on Jun 29, 2023 Business Type: Finance, personal PO BOX 259407 PLANq TX 75025 (800) e46-0332 This inquiry is scheduled to continue on record until Jul 2025 CREDIT CHECK lnquired onMar7,2024 Business Type: Miscellaneous and public record 3017 EXCHANGE COUR SUITE H WEST PALM BEAC, FL 33409 (877) 61 6-s556 This inquiry is scheduled to continue on record until Apr2026 CREDITONEBK lnquired on Feb 1 0, 2024 Business Type: Banks and S&Ls 6801 S. CIMARRON R LASVEGAS, NV 89113 CATERPILR FI lnquired onFeb28,2024 Business Type: Finance, personal CCE/LIGHT CONSTRUC 2120 WEST END AVE NASHVILLE, TN 37203 (61 s) 341 -1 000 This inquiry is scheduled to continue on record until Mar 2026 CREDCO lnquired on Nov 7, 2023 Business Type: Finance, personal P.O. BOX 509124 SAN DIEGO, CA 92150 (800) 637-2422 This inquiry is scheduled to continue on record until Dec 2025 CREDIT CHECK lnquired on Aug 15, 2023 Business Type: Miscellaneous and public record 3017 EXCHANGE COUR SUITE H WEST PALM BEAC, FL 33409 (877) 6'16-sss6 This inquiry is scheduled to continue on record until Sep 2025 CROSSCOUNTRY lnquired on Sep 25,2023 Business Type: Finance, personal PO BOX 530090 ATLANTA, GA 30353 Prepared For RAFAEL AGUILAR Date generated: Mar 1 9, 2025 CB INDIGO lnquired on Aug 1 0, 2024 Business Type: Banks and S&Ls PO BOX 4499 BEAVERTON, OR 97076 (800) 3s3-se20 This inquiry is scheduled to continue on record until Sep 2026 CREDIT CHECK lnquired on Oct 1 8, 2024 Business Type: Miscellaneous and public record 3017 EXCHANGE COUR SUITE H WEST PALM BEAC, FL 33409 (877) 61 6-5556 This inquiry is scheduled to continue on record until Nov 2026 CREDIT CHECK lnquired onJun19,2023 Business Type: Miscellaneous and public record 301 7 EXCHANGE COUR SUITE H WEST PALM BEAC, FL 33409 (877) 61 6ss56 This inquiry is scheduled to continue on record until Jul 2025 MB FIN SVCS lnquired on Nov 7, 2024 Business Type: Finance, personal 36455 CORPORATE DR FARMINGTON HIL, MI 48331 Page 319 of 385 (702) 269-1000 This inquiry is scheduled to continue on record until Mar 2026 REGIONALAC lnquired on Jun 29, 2023 Business Typei Banks and S&Ls 1424 E FIRETOWER GREENVILLE, NC 27858 (919) 766-1388 This inquiry is scheduled to continue on record untilJul 2025 (440) 84s-3700 This inquiry is scheduled to continue on record until Oct 2025 SYNCB/AMAZON lnquired on Nov 21,2023 Business Typer Banks and s&Ls PO BoX 7]736 PHILADELPHIA. PA 19176 (85s) se7-48e1 This inquiry is scheduled to continue on record until Dec 2025 (248) 991-6700 This inquiry is scheduled to continue on record until Dec 2026 Page 320 of 385 Ijlbureaulogo Credit scores FICO@ Score I Prepared For RAFAEL AGUILAR Date generated: Mar 1 9, 2025 Your score is below the average score of U.S. consumers, though many lenders will approve loans with this score.,YoHs t*o \e \qt6 1a 850300 i__t+'co td. @Dt TransUnion *o"u,,,u* What's helping o Low revolving credit usage . You've limited the use of your available revolving credil. . Ratio of your revolving balances to your credit limils: 4% . For FICO High Achievers, the average ratio of the revolving account balances to credit limits is less than 7%. . FICO@ Scores evaluate the tolal revolving account balances in relation to the total credit limits on those accounts. People who keep their ralio of balances to credit limits low pose less risk to lenders than those with higher ratios. @ Many accounts paid on time You have a sufficient number of accounts that are currently paid as agreed. Number of your accounts curently being paid as agreed: 5 accounts FlCo High Achievers have an average of 6 accounts curently being paid as agreed. FICO@ Scores consider the number of accounls lhat are being paid as agreed - in your case this number is high. Staying current and paying bills on lime demonstrates lower risk. What's hurting - Serious delinquency . You have a serious delinquency (60 days past due or greater) or derogatory indicator on your credit report. . Number of your accounts that were ever 60 days late or worse or have a derogatory indicator: 4 accounts . Virtually no FICO High Achievers have a 60 days late payment or worse listed on their credit report. r The presence of a serious delinquency or derogalory indicator is a highly correlated predictor of future payment risk. People with previous late payments are more likely to pay late in the future. As these items age, they will have less impact on the FICO@ Score. Most late payments stay on your report for no more than seven years. - Short account history . You have a short credit history. . Your oldest account was opened: 3 Years, 1 0 Months ago Page 321 of 385 FICO High Achievers opened their oldest account 25years agq on average. Av€rage age of your accounts: 1 Year,l l Months Most FICO High Achievers have an averageage of accounls ofg years or more, People wilh longercredil hlstories who Infrequently open new accounts generally pose Iess risk to l€,nders.ln your case, the ag€ of your old€st accoont and/orthe averag€ age of your accounts as relatively low. . You h6ve on€ or more accounts showing missed payments or derogalory indlcators. . Number of your accounts wilh a missed payment or derogatory indicatol 5 accounls . About 98% of FICO High Achaevers have no missed payments at all. But of those who do, lhe miss€d paymenl happened nea y 4 years ago, on average Bad payment history ihe presence of missed and late payments or derogatory indicators on a credil report, includrng lhe number oflale payments, how latetheywere and how recently they occured, are correlated with future credit risk Your FICoO Score was lowered due lo the nu mber of missed and late payments and/or accounts wilh derogatory lndicators reported. Asthe numbe, of accounls with delinquency or derogalory indicalors decreases,they have less impact on a FICO@ Score Loan balances .Iheremainingbalanceonyourmortgageornon-mortgageinslallmentloansisrelaiivelyhigh. Percentage of principalyou haye paid down on your open Bon-mortgage installmenl loans: 0% FICO High Achievers have paid down an average of 40% of lhe principai on their non-mongage iostallmerit loans_ Flcoo Scoresweigh the amounts paid down aod balances ofmortqage and non-mongage installment loans (such as auto or student loans) aqainst the origjnalloan amounts. ln general, when an installment loafl is firstoblained the balance is high. As the loan is paid down, the balance d€creases. As installmenl loan balances decrease, they have less impacl on a FICOO Scor€. Having a low rnstallment loan balanceto loan amount ralio is coosidered slighly less riskythan having a 0% installmenl loan ralio. Consolidating or moving deh from one account to anolher will usually not help a FICOO Score since the same tolal amounl is owed and the score may go down dueto opening a new accounl. Page 322 of 385 i^Jbureau-logo Prepared For RAFAEI AGUILAR oate g€nerated: Ma.19,2025 Disclaimer About your FICO@ Score 8 or other FICO@ Scores Your FICO@ Score 8 powered by Experian data is formulated using the information in your credit file at the time it is requested. t\4any but not all lenders use FICO@ Score 8. ln addilion to lhe FICO@ Score 8, we may offer and provide other base or industry-specific FICO@ Scores (such as FlCoo Auto scores and FICO@ Bankcard Scores). The other Flco@ Scores made avaalable are calculated from versions ol the base and induslry-specific FICO@ Score models. Base FICO@ Scores (including the FICO@ Score 8) range from 300 to 850. lndustry-specitic FtCOo Scores range from 250-900. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as beihg a lower credit risk to lenders. A lower FICO@ Score indicates to lenders that you may be a higher credit risk. There are many scoring models used in the marketplace. The type of score used, and its associated risk levels, may vary from lenderto lender But regardless of what scoring model is used, they all have one purpose: to summarize your creditworthiness. Keep in mind that your score isjust one factor used in the application process. Other factors, such as your annual salary and length of employmen! may also be considered by lenders when you apply for a loan. What this means to you: Credit scoring can help you understand your overall credit rating and help companies better understand how to serve you. Overall benefits of credit scoring have included faster credit approvals, reduclion in human error and bias, consistency, and betterlerms and rates for American consumers lhrough reduced cosls and losses for lenders. Your lender or insurer may use a different FICOo Score than FICO@ Score 8 or other base or industry-speciflc FICO@ Scores provided by us, or different scoring models to determine how you score. Page 323 of 385 From:Ryan Cathey To:RLINSTALLERSINC@GMAIL.COM Subject:LCC20230001356 - RL Installers, INC Date:Monday, March 16, 2026 10:17:35 AM Attachments:Reinstatement Application.pdf CountyLogo-FullColor_948165c4-9665-41b4-9162-fbb16abff557.png Facebook_0522f546-5e75-4698-95f9-f15590a3defe.png Instagram_a8da4774-4b5b-4ad1-8d23-20e69b3b605d.png X-Twitter_8d678efc-bd14-44ce-97cf-7fbab1003b00.png Youtube_0078f7f1-7789-4afd-a015-50689fe1f99b.png 311IconforSignature_655c7bb5-b2bb-49a0-9737-5ae8a4da3ba6.png Good Morning, Your swimming pool maintenance & repair license is currently suspended for non-renewal of the 2025-2026 period. Please see the attached reinstatement application. Once this is completed, please return to this e-mail. A complete credit report will also be required. In addition to being suspended, your license is still on a probationary status for the credit score being below 660. If the current score remains below 660, you will be brought before the Contractor Licensing Board. The next meeting is scheduled for April 22, 2026 at 9:00am. Respectfully, Ryan Cathey Supervisor - Operations I Code Enforcement Office:239-252-2418 2800 Horseshoe Dr N Naples, FL 34104 Ryan.Cathey@collier.gov My email address has changed. Effective immediately, please update your contact list to use this new address: Ryan.Cathey@collier.gov Under Florida Law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by telephone or in writing. Page 324 of 385 From:Ryan Cathey To:RLINSTALLERSINC@GMAIL.COM Subject:LCC20230001356 - SWIMMING POOL MAINTENANCE & REPAIR - REGISTERED - 202300002558 Date:Thursday, March 19, 2026 2:38:49 PM Attachments:Request to Voluntarily Surrender License.pdf CountyLogo-FullColor_948165c4-9665-41b4-9162-fbb16abff557.png Facebook_0522f546-5e75-4698-95f9-f15590a3defe.png Instagram_a8da4774-4b5b-4ad1-8d23-20e69b3b605d.png X-Twitter_8d678efc-bd14-44ce-97cf-7fbab1003b00.png Youtube_0078f7f1-7789-4afd-a015-50689fe1f99b.png 311IconforSignature_655c7bb5-b2bb-49a0-9737-5ae8a4da3ba6.png Good Afternoon, Please see the attached form to surrender the local pool maintenance and repair license. We do need this form completed to close out the old license record. Please return to this e-mail when complete. Record LCC20250001123 is active for the certified residential swimming pool license. Thank you, Ryan Cathey Supervisor - Operations I Code Enforcement Office:239-252-2418 2800 Horseshoe Dr N Naples, FL 34104 Ryan.Cathey@collier.gov My email address has changed. Effective immediately, please update your contact list to use this new address: Ryan.Cathey@collier.gov Under Florida Law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by telephone or in writing. Page 325 of 385 BEFORE THE COLLIER COUNTY CONTRACTORS’ LICENSING BOARD BOARD OF COUNTY COMMISSIONERS, COLLIER COUNTY, FLORIDA, Petitioner, v. Case No: 2026-02 Licensee No: LCC20150003839 CEMIS20260000489 MR. TROY MCNABB, (DBA) APEX SITE AND DEMOLITION CORP. Respondent. _______________________________________________/ ADMINISTRATIVE COMPLAINT Collier County (County) files the Administrative Complaint against TROY MCNABB, (Respondent), a Collier County licensed contractor with license numbers 201600000125 and 201600000196, and states the following facts and allegations in support of the cited violations below: 1.The Respondent is currently licensed as a DEMOLITION-WRECKING and FENCE ERECTION CONTRACTOR by Collier County Contractors’ Licensing. 2.The Respondent, TROY MCNABB, is the Collier County license holder of record for APEX SITE AND CONSTRUCTION CORP, (Q201500002889). 3.Under the provisions of Chapter 489 Florida Statutes §489.105(12) and the Collier County Code of Laws and Ordinances Sec. 22-202, the Collier County Contractors’ Licensing Board (Board), is authorized to impose penalties against Collier County Certificate of Competency holders who violate the Collier County Code of Laws and Ordinances. 4.Under the provisions of the Collier County Code of Laws and Ordinances Sec 22- 201, the following actions of the Respondent constitute misconduct and grounds for discipline. 5. On March 5, 2025, the Collier County Contractor Licensing Department received a complaint from BRADFORD TODD, brother to property owner Dawn Anderson, regarding contracting outside the scope for the building of a barndominium at 2738 22nd AVE NE, Naples, 34120. Contractors’ Licensing Case # CEMIS20260000489 was opened to investigate. Page 326 of 385 6.Upon investigation, it was discovered on December 31, 2023, APEX SITE AND CONSTRUCTION CORP, entered into a written contract with property owner, DAWN ANDERSON, to build a barndominium at 2742 22nd AVE NE. The contracted amount was for $285,000.00. An initial deposit of $25,000.00 was made by personal check 1139 on January 10, 2024. A second payment of $25,000.00 was paid by personal check 1144 on March 8, 2024. A third payment of $45,000.00 was paid by personal check 1160 on March 30, 2024. 7. On February 24, 2026, a review of County records revealed no building permits had been applied for or were issued for a barndominium at 2738 22nd Ave NE or 2742 22nd Ave NE. 8.On March 19, 2026, an in-person meeting was held with MR. MCNABB. He confirmed APEX SITE AND CONSTRUCTION CORP. had contracted with DAWN ANDERSON for $285,000.00 to build a barndominium and received 3 payments totaling $95,000.00. He also confirmed he holds only a demolition-wrecking contractor license and fence erection contractor license. 9.Dawn Anderson asserts damages totaling $95,000, representing funds paid under a contract deemed unenforceable due to unlicensed contracting, for which the contracted services were not performed. 10. Based on the investigation, and pursuant to the Collier County Code of Laws and Ordinances Section 22-202(a)(2) and (b), the Contractors’ Licensing Supervisor determined sufficient cause exists to warrant the filing of formal charges. 11. On March 19, 2026, a Notice of Hearing to appear before the Collier County Contractors’ Licensing Board on April 22, 2026, at 9:00 a.m. was served in person to the Respondent, TROY MCNABB. 12. The County now brings the following count(s) in this Administrative Complaint against the Respondent: COUNT I A.TROY MCNABB is the holder of a Collier County license for Demolition/Wrecking Contractor and Fence Erection Contractor. The Respondent’s license does not allow for the building of a Barndominium. B.TROY MCNABB is in violation of the Collier County Code of Laws and Ordinances Section 22-201(2), which states, in pertinent part, that it is misconduct for a holder of a Collier County Certificate of Competency to contract to do any work outside of the scope of his/her competency as listed on his/her competency card and as defined in this ordinance or as restricted by the Contractors’ Licensing Board. Page 327 of 385 WHEREFORE, the Petitioner asserts the above facts and charges are grounds for disciplinary action under the Code of Laws and Ordinances of Collier County, Florida Sec. 22-201(2) and WHEREFORE, in consideration of the foregoing, the Petitioner respectfully requests the Collier County Contractors’ Licensing Board to find the Respondent guilty of the violation(s) charged. Dated:__________________ Signed:_______________________________ Michael P. Bogert Contractors’ Licensing Supervisor Page 328 of 385 Contractors' Licensing Board 2800 North Horseshoe Dr. Naples, FL 34104 Complaint Case Number: 2026-02 Complainant: Any person who believes that a Contractor holding a State Certification or Certificate of competency has violated Collier County Ordinance 90-105, as amended, may submit a sworn complaint to the Contractor Licensing supervisor, or his/her designee. The complaint shall be in substantially the form prescribed by the Contractor Licensing Supervisor. The complaining party shall state with particularity which section(s) of this Ordinance he or she believes has been violated by the contractor and the essential facts in support thereof. Complaint: Please print or type and return signed copies of the complaint. Date: March 27th, 2026 Against: Contractor's Name: Troy McNabb Phone: (239) 253-0591 Business Name: Apex Site and Demolition Corp. License(s) Held: Demolition/Wrecking Contractor, Fence Erection Contractor Collier County Issuance #(s): 201600000125, 201600000196 Contractor's Business Address: 260 9th ST NW, Naples, FL 34120 Filed By: Name: Anthony D Simmonds Address: 2800 N. Horseshoe Dr., Naples, FL 34104 Business Phone: 239-631-9615 Address where work is done: 2742 22nd AVE NE City: Naples Page 329 of 385 County: Collier Date of contract: December 31st 2023 Date job started: N/A Date job completed or new home occupied: N/A Were there plans and specifications? No Is there a written contract? Yes If yes, amount of Contract: $285.000.00 Has the Contractor been paid in full? No If not, what amount? $190,000.00 Was a Building Permit obtained'? No Was a Building Permit required? Yes Building Permit number if known: N/A Have you communicated by letter with the licensee? Yes Date: March 19, 2026 Do you have a reply? Yes Please attach to this form all copies of the purchase agreement, building contract, home improvement contract, copies of receipts and/or cancelled checks available and any additional evidence to substantiate your allegations. List any subsections of Collier County Ordinance number 22-201, which, in your opinion, have been violated by the contractor, which is the subject of this complaint, (list subsection number): 1- Sec. 22-201(2) Contracting to do any work outside of the scope of his/her competency as listed on his/her competency card and as defined in this Ordinance or as restricted by the Contractors' Licensing Board. Please state the facts which you believe substantiate your charge of misconduct against the subject contractor. List facts separately for each subsection number above: 1. Sec. 22-201(2) Contracting to do any work outside of the scope of his/her competency as listed on his/her competency card and as defined in this Ordinance or as restricted by the Contractors' Licensing Board. a. Troy McNabb is the holder of a Collier County license for Demolition/Wrecking and Fence Erection Contractor. Troy McNabb’s licenses do not allow for the contracting and construction of a barndominium. Page 330 of 385 Anthony Simmonds Code Enforcement Investigator-Licensing State of F' I n,-,'I( <.. County of & / f t'e,r The foregoing instrument was acknowledged before me by means of ~hysical presence or D online notarization on this --1..L_ day of Apl'I l , 20 "''-' , by 0-£< /?. J t!,,1,( t!. Such per on(s) Notary Public must check applicable box: ltf1 are personally known to me □ has produced a current driver license □ has produced ____________ as identification. (Notary Seal) COUGAR E. MCBRIDE Commlsalon t HH TT3071 Expires March 1, 2030 Notary Signature: ---------~c:_,~:========-- Page 331 of 385 Page 332 of 385 Page 333 of 385 Page 334 of 385 1/13/26, 12:15 PM . 'PAWN H. ANDERSON :,i.· 2738.22�DAV.E, NE ! :· tfAPl�S, fl. B4120 ! • I • Posting Date DB/CR Indicator Amount Posting Check Number Posting Account Number Posting Seq Number Tran Code ABNRT Number 2024Apr01 Debit $45,000.00 1150 6709171 Print Dala .. ..: '\ :, ,, . hHn. •II 11 ,.n.hnnn,:a rlw,.nn 1 f fl'\.s;: ,. •RAA<lnnn11l"1fnan Ill mnrln IR ?Rl=AIIJ AMl==Atr.hlv IIAtnl l,drlAIAIIA r.n mler=176832J503389 AID= 2M[4 .•• 1/1 Page 335 of 385 1/13/26, 12:14 PM FIFTH TKIRD'BANK For. /:;..i, J /J • t I ,.,":,• • ,Ut i h""-\ \.� \ .. •·r• s •• 't -� &1 �fl(\ \1 JI� J,' •fr\,tJ,. ,, ,,:--, .. ntsp• • • • l \\ 11�• � .�r�IW., D• � " �r• •rrp�1l"tco 4 ,...., JI I .. .,, .. l C ,,: • 1 ,, ' . . . ., ·• .... I .J' 'J Posting Date 2024Mar08 DB/CR Indicator Debit Amount $25,000.00 Posting Check Number 1144 Posting Account Number Posting Seq Number 32014870 Tran Code 1144 ABA/RT Number 6709171 lfn,..t/i.1 hnOO:\.rl 0001.lnfo53.com: 43/lnou /oaoe/lle D n . t • • Print Data ,J,_ ............... _ ..... EANNAME=Archlveltemllstdelalls&counter=1768324467609&AID=B2Ml4K... 1/1 Page 336 of 385 1/13/28, 12:13 PM Print Data Posting Date 2024 Jan 11 DB/CR Indicator Debit Amount $25,000.00 Posting Check Number 1139 Posting Account Number Posting Seq Number 33183923 Tran Code 1139 ABA/RT Number 6709171 Page 337 of 385 • AGREEMENT FOR RESIDENTIAL CONSTRUCTION ON OWNER'S LOT IN COLLIER COUNTY THIS CONSTRUCTION AGREEMENT, made and executed this 31st day of December, 2023 by and between Dawn An�erson_ (hereinafter referred to as "Owner11), and Troy McNabb, SW Florida Barndominium. AKA Apex Site and Demolition (hereinafter referred to as 11 Builder11), which parties for good and valuable consideration each to the other, the receipt and sufficiency of which is conclusively acknowledged, do hereby agree as follows: 1.PROPERTY (A)Owner hereby covenants that Owner has a valid right to build a dwelling on the following lot orproperty, which is located at 2728 22nd Ave NE Naples Fl. 34120 ; Collier County, Florida.Owner further agrees that Owner will indemnify and hold Builder and Builder's agents harmless fromany liability, damages, costs or expenses, including reasonable attorney fees, if there is a concern orissue concerning Owner's right to build on the aforementioned property or if there is an issue over anyenvironmental concerns on said property.(B)Owner shall provide Builder with a Boundary Survey, recorded deed and Owner's associationdocuments, if applicable, within fifteen (15) days of the date of this Agreement for the abovereferenced property for informational purposes only. If Owner has not yet purchased the abovereferenced property and not completed this Boundary Survey, Builder will, at Owner's request andexpense, contract to have this Boundary Survey completed.(C)ACCORDING TO FLORIDA'S CONSTRUCTION LIEN LAW (SECTIONS713.001-713.37, FLORIDA STATUTES), THOSE WHO WORK ON YOURPROPERTY OR PROVIDE MATERIALS AND ARE NOT PAID IN FULL HA VEA RIGHT TO ENFORCE THEIR CLAIM FOR PAYMENT AGAINST YOURPROPERTY. IF YOUR BUILDER OR A SUBCONTRACTOR FAILS TO PAYSUBCONTRACTORS, SUB�SUBCONTRACTORS, OR MATERIAL SUPPLIERS,THE PEOPLE WHO ARE OWED MONEY MAY LOOK TO YOUR -PROPERTYFOR PAYMENT, EVEN IF YOU HA VE ALREADY PAID YOUR BUILDER INFULL. IF YOU FAIL TO PAY YOUR BUILDER, YOUR BUILDER MAY ALSOHA VE A LIEN ON YOUR PROPERTY. THIS MEANS IF A LIEN IS FILEDYOUR PROPERTY COULD BE SOLD AGAINST YOUR WILL TO PAY FORLABOR, MATERIALS, OR OTHER SERVICES THAT YOUR BUILDER OR ASUBCONTRACTOR MAY HA VE FAILED TO PAY. TO PROTE CT YOURSELF,YOU SHOULD STIPULATE IN THIS AGREEMENT THAT BEFORE ANYPAYMENT IS MADE, YOUR BUILDER IS REQUIRED TO PROVIDE YOUWITH A WRITTEN RELEASE OF LIEN FROM ANY PERSON OR COMPANYTHAT HAS PROVIDED TO YOU A "NOTICE TO OWNER." FLORIDA'SCONSTRUCTION LIEN LAW IS COMPLEX AND IT IS RECOMMENDEDTHAT YOU CONSULT AN ATTORNEY. (D)The Builder agrees with respect to· this project to provide a written release of lien from any person orcompany who has given a "notice to owner" prior to any payments being made."2 Owner Initials Builder Initials Page I of 17 OOLBA,co.l. 18.2012. Page 338 of 385 Page 339 of 385 Page 340 of 385 Page 341 of 385 Page 342 of 385 Page 343 of 385 Page 344 of 385 Page 345 of 385 Page 346 of 385 Page 347 of 385 Page 348 of 385 Page 349 of 385 Page 350 of 385 Page 351 of 385 Page 352 of 385 Page 353 of 385 Page 354 of 385 Page 355 of 385 Page 356 of 385 Page 357 of 385 Page 358 of 385 Page 359 of 385 Page 360 of 385 Page 361 of 385 Page 362 of 385 Page 363 of 385 Page 364 of 385 Page 365 of 385 Page 366 of 385 Page 367 of 385 Page 368 of 385 Page 369 of 385 Page 370 of 385 Page 371 of 385 Page 372 of 385 Page 373 of 385 Page 374 of 385 Page 375 of 385 Page 376 of 385 Page 377 of 385 Page 378 of 385 Page 379 of 385 Collier County Board of County Commissioners Certificate of Competency Collier County * City of Marco * City of Naples * City of Everglades Issued Date: 10/25/2024 Company:APEX SITE AND DEMOLITION CORP. Address: 260 9TH ST NW NAPLES,FL 34120 Telephone:(239) 643-9795 Qualifier:MCNABB, TROY License #: LCC20150003839 Issuance #: 201600000125 Classification:DEMOLITION OR WRECKING Valid Thru: State License #: State Valid Thru: 09/30/2025 It is the Qualifier¶s responsibility to keep current all records with Collier County. This shall include insurance certificates and/or contact information. Always verify licenses online at https://cvportal.colliercountyfl.gov/CityViewWeb/ Do not alter this document in any form. This is your license. It is unlawful for anyone other than the licensee to use this document. This Collier County Certificate of Competency¶s status and expiration date may change on July 1, 2025, due to the State of Florida Senate Bill No. 1142. Please visit our website at www.colliercountyfl.gov/government/growth-management/divisions/operations- regulatory-management/contractor-licensing for more information as it becomes available. Page 380 of 385 Collier County Board of County Commissioners Certificate of Competency Collier County * City of Marco * City of Naples * City of Everglades Issued Date: 10/25/2024 Company:APEX SITE AND DEMOLITION CORP. Address: 260 9TH ST NW NAPLES,FL 34120 Telephone:(239) 643-9795 Qualifier:MCNABB, TROY License #: LCC20150003839 Issuance #: 201600000196 Classification: FENCE ERECTION Valid Thru: State License #: State Valid Thru: 09/30/2025 It is the Qualifier¶s responsibility to keep current all records with Collier County. This shall include insurance certificates and/or contact information. Always verify licenses online at https://cvportal.colliercountyfl.gov/CityViewWeb/ Do not alter this document in any form. This is your license. It is unlawful for anyone other than the licensee to use this document. This Collier County Certificate of Competency¶s status and expiration date may change on July 1, 2025, due to the State of Florida Senate Bill No. 1142. Please visit our website at www.colliercountyfl.gov/government/growth-management/divisions/operations- regulatory-management/contractor-licensing for more information as it becomes available. Page 381 of 385 Sec. 22-201. -Misconduct-Collier County/city certificate of competency. The following actions by a holder of a Collier County/City Certificate of Competency shall constitute misconduct and grounds for discipline pursuant to section 22-202: (1) Knowingly combining or conspiring with an unlicensed contractor by allowing one's Certificate of Competency to be used by an unlicensed contractor with intent to evade the provisions of this Ordinance. When a licensed contractor acts as the qualifying agent for any firm without first making application under this Ordinance to represent said firm, such act shall constitute prima facie evidence of intent to evade the provisions of this Ordinance. When a certificate holder allows his certificate to be used by one or more companies without having any active participation in the operations, management, and control of such companies, such act constitutes prima facie evidence of an intent to evade the provisions of this Ordinance. Active participation requires job site supervision, knowledge of and participation in the business operations of the company(s), including all contractual matters. a. If any individual qualifying any business organization ceases to be affiliated with such business organization, he shall so inform the Board. In addition if such individual is the only certified individual affiliated with the business organization, the business organization shall notify the Board of the individual's termination and shall have no more than sixty (60) days from the date of termination of the individual's affiliation with the business organization in which to affiliate with another person certified under the provisions of this article. In any event, the business organization shall not enter into any new contracts and may not engage in any new contracting until such time as a qualifying agent is employed. (2) Contracting to do any work outside of the scope of his/her competency as listed on his/her competency card and as defined in this Ordinance or as restricted by the Contractors' Licensing Board. (3) Abandoning a construction project in which he/she is engaged or under contract as a contractor. A project may be presumed abandoned if the contractor terminates the project without just cause, or fails to notify the owner in writing of termination of the contract and basis for same, or fails to perform work for ninety (90) consecutive days without just cause and no said notice to the owner. (4) Diverting funds or property received for the execution of a specific contract project or operation or diverting funds earmarked for a specified purpose to any other use whatsoever. (5) Departing from or disregarding in any material respect the plans or specifications of a construction job without the consent of the owner or his duly authorized representative. (6) Page 382 of 385 Sec. 22-162. -Definitions and contractor qualifications. The following words, terms and phrases, when used in this article, shall have the meanings ascribed to them in this section, except where the context clearly indicates a different meaning: Business organization means any partnership, corporation, business trust, joint venture, or other legal entity which engages or offers to engage in the business of contracting or acts as a contractor as defined in this section. Contracting means, except as exempted in this part, engaging in business as a contractor and includes, but is not limited to, performance of any of the acts as set forth in subsection (3) which define types of contractors. The attempted sale of contracting services and the negotiation or bid for a contract on these services also constitutes contracting. If the services offered require Ii censure or agent qualification, the offering, negotiation for a bid, or attempted sale of these services requires the corresponding Ii censure. However, the term "contracting" shall not extend to an individual, partnership, corporation, trust, or other legal entity that offers to sell or sells completed residences on property on which the individual or business entity has any legal or equitable interest, if the services of a qualified contractor certified or registered pursuant to the requirements of this chapter have been or will be retained for the purpose of constructing such residences. Contractor means the person who is qualified for and responsible for the entire project contracted for and, except for those herein exempted, the person who, for compensation, undertakes to, or submits a bid to, or does himself or by others, any or all of the following: construct, repair, alter, remodel, add to, demolish, subtract from, or improve any building or structure, including related improvements to real estate, for others, or for resale to others, as hereinafter defined in this section. (1) General contractor requires 48 months experience with a passing grade on an approved test and a business and law test and means a contractor whose services are unlimited as to the type of work which he/she may do, except as provided in this article or in the Florida Statutes. (See also the definition of subcontractors.) (2) Building contractor requires 48 months experience with a passing grade on an approved test and a business and law test and means a contractor whose services are limited to construction of commercial buildings and single-dwelling or multiple-dwelling residential buildings, which commercial or residential buildings do not exceed three stories in height, and accessory use structures in connection therewith or a contractor whose services are limited to remodeling, repair, or improvement of any size building if the services do not affect the structural members of the building. (See also the definition of subcontractor.) (3) Residential contractor requires 48 months experience with a passing grade on an approved test and a business and law test and means a contractor whose services are limited to construction, remodeling, repair, or improvement of one-family, two-family, or three-family Page 383 of 385 Page 384 of 385 Page 385 of 385