Agenda 02/24/2026 Item #16D 4 (Seven Mortgage Satisfactions for the State Housing Initiatives Partnership loan program in the amount of $80,000.00 due to the death of the borrower(s)2/24/2026
Item # 16.D.4
ID# 2026-223
Executive Summary
Recommendation to approve and authorize the Chair to sign seven mortgage satisfactions for the State Housing
Initiatives Partnership loan program in the amount of $80,000.00 due to the death of the borrower(s). (SHIP Grant Fund
1053)
OBJECTIVE: To advance the County’s strategic goal of Community Development by expanding affordable housing
opportunities for low- and moderate-income residents through homeownership and rehabilitation programs funded by
the State Housing Initiatives Partnership.
CONSIDERATIONS: The State Housing Initiatives Partnership Program (“SHIP”), a state affordable housing
program, offers assistance to first-time homebuyers for use toward a portion of the required down payment and
emergency repairs to the newly acquired home, and rehabilitation assistance to homeowners for rehabilitation of their
homesteaded property. As a condition of the award, the homeowner must repay the assistance provided upon sale,
refinance, or loss of homestead exemption.
Resolution No. 18-58 provides that in the event of the death of the borrower(s), all debts will be forgiven for all
affordable housing programs administered by Collier County Community and Human Services Division (“CHS”). The
Death Certificates for the deceased have been provided to CHS.
The following table provides details regarding the associated mortgages that have been forgiven due to the borrower’s
death. There are no outstanding County-Wide Impact Fees for the clients listed below. Accordingly, satisfaction of the
mortgage is required.
File # Name Reason for
Payoff
Public Record Mortgage
Amount
Payoff
Amount
02-031 Luis Carrizales and
Maria Carrizales
Deceased OR 2980/PG 0259 $15,000.00 $0.00
07-018 Juanita Hosie Deceased OR4294/PG 1286 $30,000.00 $0.00
W05-002
(Wilma
Disaster)
Earl Bishop Deceased OR 4066/PG 0275 $5,000.00 $0.00
06-011R Camilo Martinez and
Amalia Martinez
Deceased OR 4223/PG 1395 $15,000.00 $0.00
W06-031
(Wilma
Disaster)
Camilo Martinez and
Amalia Martinez
Deceased OR 4245/PG 3312 $5,000.00 $0.00
W06-006
(Wilma
Disaster)
Suzie Hall Deceased OR 4093/PG 0992 $5,000.00 $0.00
04-025 Esperanza Rojas* Deceased OR 3479/PG 0385 $5,000.00 $0.00
Total $80,000.00 $0.00
*The property had SHIP,Impact Fee Liens. However, the lien term has been met, and the agreement has been released.
Approval of these items will authorize the Chair to sign the aforementioned mortgage satisfaction, and the executed
documents shall be recorded in the Public Records of Collier County, Florida.
This item is consistent with the Collier County strategic plan objective to support comprehensive affordable housing
opportunities.
FISCAL IMPACT: There is no Fiscal impact upon the borrower’s death, as the funds are forgiven, and the lien is to be
released. The $10 recording fee for the seven (7) mortgage satisfactions will be paid from the SHIP Grant Fund (1053),
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2/24/2026
Item # 16.D.4
ID# 2026-223
Project 33907.
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval. —SRT
RECOMMENDATION(S): To approve and authorize the Chair to sign seven mortgage satisfactions for the State
Housing Initiatives Partnership loan program in the amount of $80,000.00 due to the death of the borrower(s). (SHIP
Grant Fund 1053)
PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community & Human Services Division
ATTACHMENTS:
1. SHIP SOMS DECEASED_STAMPED
2. 2.24.26 SHIP SOMS Backup-Deceased
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