Agenda 01/13/2026 Item #16D 7 (Release of Lien for a property that has met the period of affordability for the State Housing Initiatives Partnership (SHIP) Disaster Assistance program)1/13/2026
Item # 16.D.7
ID# 2025-4973
Executive Summary
Recommendation to approve and authorize the Chair to sign one (1) Release of Lien in the amount of $2,537.92 for a
property that has met the period of affordability for the State Housing Initiatives Partnership (SHIP) Disaster Assistance
program. (Fund 1053).
OBJECTIVE: Promote recovery by delivering disaster assistance grants to Collier County homeowners while
advancing the County’s strategic community development objectives through the State Housing Initiatives Partnership
(SHIP) Disaster Assistance Program.
CONSIDERATIONS: On July 7, 1992, the William E. Sadowski Affordable Housing Act was signed into law to
provide funding to local communities through a documentary stamp tax on real estate transactions to promote affordable
housing. Under the program, Collier County and the City of Naples receive funds from the State to provide initiatives to
expand affordable housing opportunities. The Local Housing Assistance Plan (“LHAP”) identifies various methods, or
strategies, by which funds will be allocated and disbursed.
The 2022-2025 LHAP was adopted on April 26, 2022 (Agenda Item #16. D.3), later amended by technical revision on
November 10, 2022 (approved by FHFC), on July 23, 2024 (Agenda Item #16. D.3), January 28, 2025 (Agenda Item
#16. D.2) and on May 27, 2025 (Agenda Item 16.D.6).
On May 9, 2023 (Agenda Item #16. D.3), the Board approved the first SHIP Hurricane Housing Recovery Program
(HHRP) award in the amount of $957,820.
On June 13, 2023 (Agenda Item #16. D.7), the Board approved the second SHIP Hurricane Housing Recovery Program
(HHRP) in the amount of $1,892,010.
On July 23, 2024 (Agenda Item # 16.D.3), the Board approved the final allocation SHIP Hurricane Housing Recovery
Program allocation in the amount of $5,820.
The SHIP Disaster assistance strategy allows for a one-time full premium payment of Homeowner’s and/or Flood
insurance Policy for homeowners not covered under an insurance policy at the time of a disaster, or those homeowners
who could not afford the renewal after the storm due to an insurance premium increase. As a requirement, the
homeowner must sign a Lien Agreement for Deferral of Collier County Disaster Assistance Grant Funding in the
amount of the one-year premium. The debt will be reduced on a pro-rated month-for-month basis during the year, and
any unused months created by the sale of the property, title transfer, home no longer used as a primary residence, or is
leased/rented within the one-year term, will immediately become due to the County.
The following table provides details of the associated lien agreement that has met the affordability period, and as such, a
release of lien is required.
Approval of this item will authorize the Chairman to sign the aforementioned Release of Lien, and the executed
document shall be recorded in the Public Records of Collier County, Florida, at the cost of the County.
Case # Policy
Term
Recorded
Date
OR Book/
Page
Legal/Address Owners Name Amount of
Lien
HHRP-
025115
10/18/2024
-
10/18/2025
12/6/2024 6420/1289 Quail Roost Unit
II a
Condominium
Unit 273, of the
Public Records of
Collier County,
Florida
Judith Ann
Melick
$2,537.92
Total
$2,537.92
Page 8978 of 14062
1/13/2026
Item # 16.D.7
ID# 2025-4973
This item is consistent with the Collier County strategic plan objective to support comprehensive affordable housing
opportunities.
FISCAL IMPACT: There is no fiscal impact on these items. A recording fee of $10 per Release of Lien will be paid by
SHIP Grant Fund 1053, Project 33846.
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact associated with this item.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval. – CLD
RECOMMENDATION(S): To approve and authorize the Chair to sign one (1) Release of Lien in the amount of
$2,537.92 for a property that has met the homeowner’s insurance policy term for the State Housing Initiatives
Partnership (SHIP) Disaster Assistance program Fund 1053.
PREPARED BY: Tara Bishop, Grants Manager, Community and Human Services Division
ATTACHMENTS:
1. Release of Lien_Melick
Page 8979 of 14062
Page 8980 of 14062