Agenda 01/13/2026 Item #16D 5 (Satisfaction of Mortgage (1) for the State Housing Initiatives Partnership Loan Program)1/13/2026
Item # 16.D.5
ID# 2025-4948
Executive Summary
Recommendation to approve and authorize the Chair to sign one (1) mortgage satisfaction for the State Housing
Initiatives Partnership loan program in the amount of $10,000.00 due to the death of the borrower(s). (SHIP Grant Fund
1053)
OBJECTIVE: To advance the County’s strategic goal of Community Development by expanding affordable housing
opportunities for low- and moderate-income residents through homeownership and rehabilitation programs funded by
the State Housing Initiatives Partnership (SHIP).
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing program,
offers assistance to first-time homebuyers for use toward a portion of the required down payment and emergency repairs
to the newly acquired home, and rehabilitation assistance to homeowners for rehabilitation to their homesteaded
property. As a condition of the award, the homeowner must repay the assistance provided upon sale, refinance, or loss
of the homestead exemption.
Resolution No. 18-58 provides that in the event of the death of the borrower(s), all debts will be forgiven for all
affordable housing programs administered by Collier County Community and Human Services Division (“CHS”). The
Death Certificates for the deceased have been provided to CHS.
The following table provides details regarding the associated mortgages that have been forgiven due to the borrower’s
death. There are no outstanding County Wide Impact Fees for the clients listed below. As such, satisfactions
of mortgage are required.
File # Name Reason for
Payoff
Public Record Mortgage
Amount
Payoff
Amount
03-338 Evens Volcy and Marie
C. Volcy
Deceased OR 3753/PG 2885 $10,000.00 $0.00*
Total $10,000.00 $0.00
The Countywide Impact Fees were paid on November 3, 2025, and will be released at the January 13, 2026, BCC
Meeting.
Approval of these items will authorize the Chair to sign the aforementioned mortgage satisfaction, and the executed
documents shall be recorded in the Public Records of Collier County, Florida.
This item is consistent with the Collier County strategic plan objective to support comprehensive affordable housing
opportunities.
FISCAL IMPACT: There is no Fiscal impact upon the borrower’s death, as the funds are forgiven, and the lien is to be
released. The $10 recording fee for the one (1) mortgage satisfaction for will be paid from the SHIP Grant Fund (1053),
Project 33907.
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval. -JAK
RECOMMENDATION(S): To approve and authorize the Chair to sign one (1) mortgage satisfaction for the State
Housing Initiatives Partnership loan program in the amount of $10,000.00 due to the death of the borrower(s). (SHIP
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1/13/2026
Item # 16.D.5
ID# 2025-4948
Grant Fund 1053)
PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community & Human Services Division
ATTACHMENTS:
1. satisfaction of mortgage Volcy CAO
2. 1.13.26 SHIP SOM DECEASED BACKUP
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