Agenda 12/09/2025 Item #16D 9 (The Chair to sign thirty-three (33) mortgage satisfactions for the State Housing Initiatives Partnership loan program)12/9/2025
Item # 16.D.9
ID# 20258- 594
Executive Summary
Recommendation to approve and authorize the Chair to sign thirty-three (33) mortgage satisfactions for the State
Housing Initiatives Partnership loan program in the amount of $2,250,000. This transaction involves the transfer of
mortgage liability from Habitat for Humanity of Collier County, Inc., to homeowners who received home purchase
assistance through the New Construction Assistance Strategy.
OBJECTIVE: To support the comprehensive affordable housing opportunities
in Collier County through the State Housing Initiatives Partnership (SHIP) New Construction assistance program.
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP) provided funds to a for-profit and a
not-for-profit organization to be used for the new construction cost and all associated fees and permits for residential
resale of single-family housing for resale to income qualified homebuyers in Collier County. As a condition of the award,
the organization is required to execute a promissory note and mortgage during construction in the amount of $50,000 or
$75,000 in favor of the County and issue a construction subsidy credit for said amount upon resale at closing on behalf of
the income qualified homebuyer.
At the time of resale, the income qualified homebuyers received the construction subsidy in the amount of $50,000 or
$75,000 and executed a promissory note and mortgage in favor of Collier County.
As a condition of award, the homeowners are required to repay the assistance upon sale, refinance
or loss of homestead exemption during the affordability term. The last recorded mortgage on the list was not transferred
to the homebuyer because she did not qualify for the SHIP program.
The following table provides details regarding the associated Habitat for Humanity of Collier County, Inc. mortgages
that are proposed to be satisfied due to the homebuyers’ executed replacement mortgages and promissory notes, also
shown.
HOMEBUYER
FILE # ORGANIZATION
PARCEL #
PUBLIC
RECORD
OR/PG &
RECORDED
DATE
PUBLIC
RECORD
OR/PG &
RECORDED
DATE
MORTGAGE
AMOUNT
Habitat for Humanity of
Collier County, Inc.
6/4/2024 Herrera, Christopher &
Guadalupe Flores
7/8/2024 $50,000.00 23-008CA
81750002047 6366/870 6377/2887
Habitat for Humanity of
Collier County, Inc.
6/4/2024 Aliqkaj, Besnik & Xhensila
Aliqkaj
7/8/2024 $50,000.00 23-012CA
73744000869 6366/953 6377/3062
Habitat for Humanity of
Collier County, Inc.
6/4/2024 Macias, Adriana 7/8/2024 $50,000.00 23-014CA
81750001967 6366/987 6377/1996
Habitat for Humanity of
Collier County, Inc.
11/6/2024 Delgado-Ortega, Jennise A. 11/6/2024 $50,000.00 23-016CA
73744000209 6412/1866 6412/924
Habitat for Humanity of
Collier County, Inc.
11/6/2024 Nieves Vera, Blanca 11/19/2024 $50,000.00 23-017CA
73744000186 6412/1917 6415/1298
23-018CA Habitat for Humanity of
Collier County, Inc.
12/20/2024 Rivera Razo, Angelica 3/31/2025 $50,000.00
56430076328 6424/1713 6453/206
23-019CA Habitat for Humanity of
Collier County, Inc.
12/20/2024 Exantus, Kellye 3/31/2025 $50,000.00
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Item # 16.D.9
ID# 20258- 594
56430076263 6424/1722 6453/179
23-020CA Habitat for Humanity of
Collier County, Inc.
12/20/2024 Lamathe, Nahomie 3/31/2025 $50,000.00
56430076205 6424/1726 6453/269
23-021CA Habitat for Humanity of
Collier County, Inc.
12/20/2024 Cruz-Gonzalez, Yuleydi 3/31/2025 $50,000.00
56430076344 6424/1748 6453/295
23-022CA Habitat for Humanity of
Collier County, Inc.
2/27/2025 Guitterrez, Fabian P. &
Shamera S. Guitterrez
4/3/2025 $75,000.00
56430077288 6442/3465 6454/3413
23-023CA Habitat for Humanity of
Collier County, Inc.
2/27/2025 Ramirez Encarnacion,
Eberhli
3/31/2025 $75,000.00
56430076289 6442/3123 6453/388
23-024CA Habitat for Humanity of
Collier County, Inc.
2/27/2025 Sainz Rodriguez, Dennis,
Aylin Jimenez Hernandez
4/3/2025 $75,000.00
56430076302 6442/3418 6454/1698
23-025CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Dervil, Duvalma & Marilene
Dervil Ulysse
4/17/2025 $75,000.00
56430076386 6452/3912 6459/2200
23-026CA Habitat for Humanity of
Collier County, Inc.
3/5/2025 Molina Lopez, Jose Antonio
& Susana Molina
4/23/2025 $75,000.00
56430076629 6444/1650 6461/212
23-027CA Habitat for Humanity of
Collier County, Inc.
2/27/2025 Boyer, Esperance & Rosena 4/17/2025 $75,000.00
56430076441 6442/3456 6459/1915
23-028CA Habitat for Humanity of
Collier County, Inc.
2/27/2025 Herrera Padilla, Alejandro &
Aneya Alvarez Castro
4/30/2025 $75,000.00
56430076506 6442/3447 6463/118
23-029CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Hurtado Rodriguez, Yarian &
Miranda Hector Navarro
4/30/2025 $75,000.00
56430076548 6452/3604 6463/772
23-030CA Habitat for Humanity of
Collier County, Inc.
5/16/2025 Perilla Palmora Eliana 6/23/2025 $75,000.00
56430077343 6469/2828 6481/2796
23-031CA Habitat for Humanity of
Collier County, Inc.
3/14/2025 Maradiaga, Alsira P. 4/3/2025 $75,000.00
56430076360 6447/1970 6454/2924
23-032CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Naranjo Aldana, Elieser &
Susana D. Vazquez Castillo
4/29/2025 $75,000.00
56430076467 6452/3761 6462/2284
23-033CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Ascenio Tellez, Edgar &
Sonya Bautista
4/25/2025 $75,000.00
56430076425 6452/3881 6461/2589
23-034CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Tavernier, Junouse 4/30/2025 $75,000.00
56430076522 6452/3683 6463/677
23-035CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Vargas, Mercedes M 4/24/2025 $75,000.00
56430076603 6452/3556 6461/492
23-036CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Jimenez, Rocio D. 4/30/2025 $75,000.00
56430076564 6452/3563 6463/793
23-037CA Habitat for Humanity of
Collier County, Inc.
3/31/2025 Lubin, Rosemada 6/10/2025 $75,000.00
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Item # 16.D.9
ID# 20258- 594
56430077440 6452/3978 6477/3865
23-038CA Habitat for Humanity of
Collier County, Inc.
5/16/2025 Olivarez Avila, Javier &
Norma Castillo Ortiz
6/30/2025 $75,000.00
56430077628 6469/2881 6483/2704
23-039CA Habitat for Humanity of
Collier County, Inc.
5/16/2025 Escandell Garcia, Whitvian C6/23/2025 $75,000.00
56430077547 6469/2833 6481/2927
23-040CA Habitat for Humanity of
Collier County, Inc.
5/16/2025 Fleurantin, Micherlande 6/27/2025 $75,000.00
56430077660 6469/2878 6483/393
23-041CA Habitat for Humanity of
Collier County, Inc.
5/28/2025 Caraballo, Datia L Perez 6/11/2025 $75,000.00
56430077327 6473/82 6478/926
23-042CA Habitat for Humanity of
Collier County, Inc.
5/28/2025 Hollis, Tiaira T. 6/30/2025 $75,000.00
56430077644 6473/118 6483/2665
23-043CA Habitat for Humanity of
Collier County, Inc.
5/28/2025 Rodriguez, Arlin Lobaina 6/30/2025 $75,000.00
56430077521 6473/132 6483/2883
23-044CA Habitat for Humanity of
Collier County, Inc.
6/19/2025 Jorge Diaz, Anisleydi 7/8/2025 $75,000.00
56430077725 6480/3024 6486/2312
N/A Habitat for Humanity of
Collier County, Inc.
56430076483
2/27/2025
6442/3146
Sold to a non-SHIP
applicant, must release,
Collier County has no
interest
$75,000.00
TOTAL $2,250,000.00
Approval of this item will authorize the Chairperson to sign the attached satisfaction of mortgages, and the executed
documents shall be recorded in the Public Records of Collier County, Florida.
The thirty-three (33) Satisfaction of Mortgages supports the Strategic Plan by supporting comprehensive affordable
housing opportunities.
FISCAL IMPACT: There is no Fiscal Impact. These transactions are a transfer of mortgage liability from Habitat for
Humanity of Collier County, Inc. to the homeowners provided with home purchase assistance through the Construction
Assistance Strategy. Funds were provided from Fund 1053, Projects 33759 and 33807.
GROWTH MANAGEMENT IMPACT: The SHIP program furthers the goals and objectives of the Housing Element
of the Growth Management Plan.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval. -JAK
RECOMMENDATION(S): To approve and authorize the Chair to sign thirty-three (33) mortgage satisfactions for the
State Housing Initiatives Partnership loan program in the amount of $2,250,000. This transaction involves the transfer of
mortgage liability from Habitat for Humanity of Collier County, Inc., to homeowners who received home purchase
assistance through the New Construction Assistance Strategy.
PREPARED BY: Adrienne Meijer, Grants Coordinator I, Community & Human Services Division
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Item # 16.D.9
ID# 20258- 594
ATTACHMENTS:
1. Satisfaction of Mortgage (33) w CAO
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