Agenda 10/14/2025 Item #16D 3 (2 Mortgage Satisfaction for the SHIP loan program)10/14/2025
Item # 16.D.3
ID# 2025-2792
Executive Summary
Recommendation to approve and authorize the Chair to sign two (2) mortgage satisfactions for the State Housing
Initiatives Partnership loan program in the amount of $33,000 due to the death of the borrower(s). (SHIP Grant Fund
1053)
OBJECTIVE: To further the County’s strategic plan, focus on Community Development through providing affordable
housing opportunities for low and moderate income residents through homeownership and/or rehabilitation assistance
programs funded by the State Housing Initiatives Partnership (SHIP).
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing program,
offers assistance to first-time homebuyers for use toward a portion of the required down payment and emergency repairs
to the newly acquired home, and rehabilitation assistance to homeowners for rehabilitation to their homesteaded
property. As a condition of award, the homeowner must repay the assistance provided upon sale, refinance, or loss of
homestead exemption.
Resolution No. 18-58 provides that in the event of the death of the borrower(s), all debts will be forgiven for all
affordable housing programs administered by Collier County Community and Human Services Division (“CHS”). The
Death Certificate for the deceased have been provided to CHS.
The following table provides details regarding the associated mortgages that have been forgiven due to the borrower’s
death. There are no outstanding County Wide Impact Fees for the clients listed below. As such, satisfactions
of mortgage are required.
File # Name Reason for
Payoff
Public Record Mortgage
Amount
Payoff
Amount
09-408 Jessica Jackson Deceased OR 4719/PG 2660 $3,000.00 $0.00
12-011R Judith Repice Deceased OR 5126/PG 2131 $30,000.00 $0.00
Total $33,000.00 $0.00
Approval of these items will authorize the Chairman to sign the aforementioned mortgage satisfactions and the executed
documents shall be recorded in the Public Records of Collier County, Florida.
This item is consistent with the Collier County strategic plan objectiveCommunity Development through providing
affordable housing opportunities for low and moderate income residents through home ownership and/or rehabilitation
assistance programs funded by the State Housing Initiatives Partnership (SHIP).
FISCAL IMPACT: There is no Fiscal impact upon the borrower’s death, as the funds are forgiven, and the lien is to be
released. The $10 recording fee for the two (2) mortgage satisfactions for Jackson and Repice, will be paid from the
SHIP Grant Fund (1053), Project 33863.
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval. - CLD
RECOMMENDATIONS: To approve and authorize the Chair to sign two (2) mortgage satisfactions for the State
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10/14/2025
Item # 16.D.3
ID# 2025-2792
Housing Initiatives Partnership loan program in the amount of $33,000 due to the death of the borrower(s). (SHIP Grant
Fund 1053).
PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community & Human Services Division
ATTACHMENTS:
1. 10.14.25 SHIP SOMS DECEASED CAO
2. 10.14.25 SOMS BACKUP DEATH
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