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Agenda 08/26/2025 Item #16E 2 (The purchase of flood insurance for FY 2026 to protect county owned properties)
8/26/2025 Item # 16.E.2 ID# 2025-2574 Executive Summary Recommendation to approve the purchase of flood insurance for Fiscal Year 2026 in the estimated amount of $767,520. OBJECTIVE: To purchase flood insurance on County owned properties in special flood hazard areas against losses caused by the peril of flood and to comply with the Stafford Act. CONSIDERATIONS: The Board of Commissioners purchases flood insurance to protect the County’s real and personal property assets against losses caused by the peril of flood. Additionally, it is purchased in order to comply with Section 311 (42 U.S.C 5154) of the Stafford Act which requires that an applicant for FEMA assistance “shall comply with regulations prescribed by the President to assure that, with respect to any property to be replaced, restored, repaired, or constructed with such assistance, such types and extent of insurance will be obtained and maintained as may be reasonably available, adequate, and necessary, to protect against future loss to such property.” Flood coverage is underwritten and priced by the National Flood Insurance Program (NFIP) and policies are sold and serviced through insurance carriers and brokers. The pricing of these policies is set by the NFIP and cannot be changed or negotiated. The maximum limit of coverage that can be purchased per building is $500,000 and $500,000 for contents. The County’s property insurance policy provides a layer of excess flood coverage above the $500,000 NFIP limit up to a maximum of $75,000,000. Flood policies are placed according to building location. The current Flood Insurance Schedule identifies 206 policies with limits purchased of $85,595,000. These policies renew at various times throughout the year with most renewals occurring in August and September. In addition, the schedule may be updated during the fiscal year as properties are added or deleted requiring the addition or deletion of coverage. To ensure that coverage is secured on a timely basis, staff is requesting approval to purchase flood insurance for the fiscal year and authorize staff to request payment as these policies come due. Brown & Brown, the County’s insurance broker, estimates that the total premium in FY 2026 will not exceed $767,520. A schedule of covered locations is attached as reference. This item is consistent with the Collier County strategic plan objective to prepare for the impacts of natural disasters on our critical infrastructure and natural resources. FISCAL IMPACT: The estimated annual cost to procure flood insurance in FY 2026 is $767,520. Sufficient funds have been budgeted within Fund 5016 (Property & Casualty Insurance Fund) for this purchase. GROWTH MANAGEMENT IMPACT: There is no growth management impact associated with this item. LEGAL CONSIDERATIONS: This item has been reviewed by the County Attorney, raises no legal issues and requires a majority vote for approval. -JAK RECOMMENDATIONS: To approve the purchase of flood insurance in the estimated amount of $767,520 and authorize the County Manager or designee to complete any applications or other documents necessary to bind, add or delete coverage as needed in Fiscal Year 2026. PREPARED BY: Michael K. Quigley, RMPE, Division Director, Risk Management ATTACHMENTS: 1. Collier County Flood Estimate 25-26 Page 3388 of 4682 Deductible Estimated 25/26 Policy Number Location Address Description Effective Expiration Building Contents Deductible FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 FY 10/1/2025 - 10/1/2026 Issuing Co. 09 1152483036 01 40808 Tamiami Trail Ochopee Fire Department 10/1/2024 10/1/2025 $ 500,000 $ 31,000 $ 2,000 $5,018 $5,868 $7,042 Wright Flood 09 1152483066 01 105 W Broadway Ave Everglades Museum 10/1/2024 10/1/2025 $ 417,000 $ 48,000 $ 2,000 $11,212 $11,212 $13,454 Wright Flood 09 1152483037 01 7610 Davis Boulevard Animal Control Sally Port 10/1/2024 10/1/2025 $ 500,000 $ 50,000 $ 1,250 $5,547 $5,895 $7,074 Wright Flood 09 1152483038 01 7200 Goodlette Road at Carica Rd Carica Repump Station 10/1/2024 10/1/2025 $ 500,000 $ - $ 1,250 $4,544 $5,308 $6,370 Wright Flood 09 1152483039 01 10500 Goodlette Frank Road Reuse Pump Station Wastewater 10/1/2024 10/1/2025 $ 500,000 $ - $ 1,250 $1,418 $1,620 $1,944 Wright Flood 09 1152483040 01 6200 Watergate Way Pelican Bay Maint Building 10/1/2024 10/1/2025 $ 500,000 $ 22,000 $ 2,000 $12,993 $14,247 $17,096 Wright Flood 09 1152483041 01 6200 Watergate Way Pump Station 10/1/2024 10/1/2025 $ 500,000 $ - $ 1,250 $3,327 $3,872 $4,646 Wright Flood 09 1152483042 01 10500 Goodlette Frank Road Pretreatment Bldg Wastewater 10/1/2024 10/1/2025 $ 500,000 $ - $ 1,250 $1,217 $1,383 $1,660 Wright Flood 09 1152484635 01 3301 E Tamiami Trail C-2 Tax Collector 10/4/2024 10/4/2025 $ 500,000 $ 118,000 $ 1,250 $1,734 $1,993 $2,392 Wright Flood 09 1152516411 01 105 Palm Drive Glades IQ Pump Station, #105 10/10/2024 10/10/2025 $ 260,000 $ - $ 1,250 $4,929 $5,762 $6,914 Wright Flood 09 1152516410 01 2007 Mainsail Drive Airport Terminal 10/11/2024 10/11/2025 $ 500,000 $ 500,000 $ 1,250 $3,207 $3,731 $4,477 Wright Flood 09 1152516409 01 1801-1812 Danford Street Bayview Duplex 10/13/2024 10/13/2025 $ 150,000 $ - $ 2,000 $2,335 $2,559 $3,071 Wright Flood 09 1152516412 01 15000 Livingston Rd North Collier Park Maintenance Bldg.10/23/2024 10/23/2025 500,000$ 315,000$ 1,250$ $1,862 $2,143 $2,572 Wright Flood 09 1152524918 01 2007 Mainsail Drive Airport Hangar A 11/18/2024 11/18/2025 314,000$ -$ 1,250$ $14,252 $14,252 $17,102 Wright Flood 09 1152524917 01 3920 City Gate Blvd N Restroom - Building #4 11/18/2024 11/18/2025 $ 500,000 $ - $ 1,250 $1,217 $1,383 $1,660 Wright Flood 09 1152524921 01 3881 City Gate Blvd N Maintenance - Building #3 11/18/2024 11/18/2025 $ 500,000 $ 500,000 $ 1,250 $2,133 $2,463 $2,956 Wright Flood 09 1152524922 01 3940 City Gate Blvd N Administration/Community Center #1 11/18/2024 11/18/2025 $ 500,000 $ 225,000 $ 1,250 $1,731 $1,989 $2,387 Wright Flood 09 1152524916 01 3893 City Gate Blvd S #5 Administration/Community Center #1 (Ticket Booth)11/18/2024 11/18/2025 $ 310,000 $ 25,000 $ 1,250 $1,077 $1,217 $1,460 Wright Flood 09 1152524943 01 2893 City Gate Blvd S #2 Restroom/Concession 11/18/2024 11/18/2025 $ 500,000 $ 150,000 $ 1,250 $1,621 $1,859 $2,231 Wright Flood 09 1152524920 01 2007 Mainsail Drive Airport Hangar B 11/18/2024 11/18/2025 485,000$ -$ 1,250$ $9,587 $9,587 $11,504 Wright Flood 09 1152524919 01 30803 S.R. 29 Everglades City Airport Hangar 11/18/2024 11/18/2025 485,000$ 8,000$ 2,000$ $9,946 $9,928 $11,914 Wright Flood 09 1152516980 01 250 Patriot Way Sheriff's Special Ops 11/19/2024 11/19/2025 500,000$ -$ 1,250$ $17,007 $17,012 $20,414 Wright Flood 09 1152525342 01 10500 Goodlette Rd N.Effluent Filters CLS Contact 1 Bldg 12/1/2024 12/1/2025 $ 500,000 $ - $ 1,250 $3,327 $3,872 $4,646 Wright Flood 09 1152524925 01 10500 Goodlette Rd N.Effluent Filters CLS Contact 2 Bldg 12/1/2024 12/1/2025 $ 500,000 $ - $ 1,250 $6,386 $7,482 $8,978 Wright Flood 09 1152529634 01 10500 Goodlette Rd N.Old Chlorine Bldg 12/1/2024 12/1/2025 $ 244,000 $ 9,000 $ 1,250 $1,488 $1,701 $2,041 Wright Flood 09 1152524927 01 10500 Goodlette Rd N.Old Electric Bldg 12/1/2024 12/1/2025 $ 306,000 $ 5,000 $ 1,250 $1,019 $1,149 $1,379 Wright Flood 09 1152524926 01 4441 7th Avenue NE Gun Range Bldg 12/1/2024 12/1/2025 $ 17,000 $ 1,000 $ 1,000 $750 $719 $863 Wright Flood 09 1152524924 01 3728 White Lake Blvd House Hold Waste Bldg 12/1/2024 12/1/2025 $ 500,000 $ 50,000 $ 1,250 $1,351 $1,540 $1,848 Wright Flood 09 1152520918 01 909 Collier Court Caxambas Dockmaster 12/1/2024 12/1/2025 136,000$ 18,000$ 2,000$ $3,507 $3,507 $4,208 Wright Flood 09 1152506144 01 1973 Bay Street Single family 12/16/2024 12/16/2025 $ 250,000 $ 3,000 $ 1,250 $940 $1,057 $1,268 Wright Flood 09 1152529698 01 2015 Bay Street House 12/16/2024 12/16/2025 250,000$ 3,000$ 1,250$ $939 $1,055 $1,266 Wright Flood 09 1152506145 01 180 South Heathwood Marco Island Historical Museum 12/16/2024 12/16/2025 500,000$ 127,000$ 1,250$ $8,295 $9,735 $11,682 Wright Flood 09 1152525341 01 4260 Avalon Drive Sudgen Park Sailing Center 12/16/2024 12/16/2025 325,000$ 19,000$ 1,250$ $5,549 $6,494 $7,793 Wright Flood 09 1152524923 01 8300 Radio Rd.Fuel Island Bldg 12/17/2024 12/17/2025 146,000$ 45,000$ 1,250$ $1,681 $1,930 $2,316 Wright Flood 09 1152525340 01 180 South Heathwood Drive Marco Museum - Living History Hall 12/18/2024 12/18/2025 500,000$ 42,000$ 1,250$ $3,783 $4,410 $5,292 Wright Flood 09 1152506919 01 10500 Goodlette Frank Road Blower Building - Aeration 12/28/2024 12/28/2025 500,000$ -$ 1,250$ $3,328 $3,872 $4,646 Wright Flood 09 1152506918 01 16325 Vanderbilt Drive EMS & Sheriff 12/28/2024 12/28/2025 -$ 42,000$ 1,000$ $410 $430 $516 Wright Flood 09 1152255347 02 3950 Radio Road Property Appraiser / Elks Lodge 1/3/2025 1/3/2026 500,000$ 500,000$ 1,250$ $2,334 $2,701 $3,241 Wright Flood 09 1152245686 02 5942 State Road 92 Goodland Re pump Station 1/3/2025 1/3/2026 275,000$ -$ 1,250$ $1,115 $1,262 $1,514 Wright Flood 09 1152248980 02 650 Airpark Road Everglades Air Terminal 1/3/2025 1/3/2026 302,000$ 5,000$ 1,250$ $7,830 $8,649 $10,379 Wright Flood 09 1152248981 02 4294 Avalon Drive Sudgen Park Water Ski Center 1/8/2025 1/8/2026 257,000$ 19,000$ 1,250$ $5,120 $5,291 $6,349 Wright Flood 09 1152259135 02 725 Airport Road South Tax Collector Drivers License 1/18/2025 1/18/2026 500,000$ 92,000$ 1,250$ $3,843 $4,481 $5,377 Wright Flood 09 1152245687 02 801 Laurel Oak Drive Pelican Bay Services 1/26/2025 1/26/2026 -$ 50,000$ 1,000$ $567 $616 $739 Wright Flood 09 1152263075 02 990 Chalmer Drive Marco Island Recycling Center 1/27/2025 1/27/2026 498,000$ 18,000$ 1,250$ $6,991 $8,196 $9,835 Wright Flood 09 1152263493 02 13531 Vanderbilt Drive Parks and Recreational Building 2/6/2025 2/6/2026 494,000$ 7,000$ 1,250$ $3,346 $3,895 $4,674 Wright Flood 09 1152248099 02 3893 City Gate Blvd S, #2 Restroom Concession 2/16/2025 2/16/2026 500,000$ 150,000$ 1,250$ $8,904 $8,906 $10,687 Wright Flood 09 1152248102 02 3893 City Gate Blvd S, #3 Maintenance 2/16/2025 2/16/2026 500,000$ 500,000$ 1,250$ $9,365 $9,365 $11,238 Wright Flood 09 1152248104 02 3920 City Gate Blvd N, #6 Building 6 2/16/2025 2/16/2026 500,000$ 130,000$ 1,250$ $6,656 $6,817 $8,180 Wright Flood 09 1152248109 02 3892 City Gate Blvd S, #8 Caretaker Facility 2/16/2025 2/16/2026 82,000$ -$ 1,000$ $1,370 $1,370 $1,644 Wright Flood 09 1152134409 03 15450 Collier Blvd Government Center - Heritage Bay 3/4/2025 3/4/2026 $ 500,000 $ 500,000 $ 1,250 $8,236 $8,236 $9,883 Wright Flood 09 1152276535 02 100 Vanderbilt Beach Road Vanderbilt Beach Pkg - Toll Booth 3/30/2025 3/30/2026 $ 13,000 $ - $ 1,000 $714 $714 $857 Wright Flood 09 1152295951 02 1515 Golden Gate Pkwy.Fred W. Coyle Freedom Park - Restroom 4/4/2025 4/4/2026 98,000$ -$ 1,000$ $1,811 $2,084 $2,501 Wright Flood 09 1152293215 02 1515 Golden Gate Pkwy.Education Building Freedom Park 4/4/2025 4/4/2026 $ 500,000 $ 61,000 $ 1,250 $2,121 $2,451 $2,941 Wright Flood 09 1152284988 02 1515 Golden Gate Pkwy.Fred W. Coyle Freedom Park Maintenance 4/4/2025 4/4/2026 169,000$ 11,000$ 1,250$ $1,545 $1,771 $2,125 Wright Flood 09 1152146470 03 10500 Goodlette Rd N.10500 Goodlette EQ Storage Building 4/10/2025 4/10/2026 $ 475,000 $ 100,000 $ 1,250 $7,265 $8,519 $10,223 Wright Flood 09 1152308060 02 102 Copeland Avenue N.Everglades Library/Court House 4/17/2025 4/17/2026 -$ 75,000$ 1,000$ $2,009 $2,009 $2,411 Wright Flood Collier County BOCC Flood Schedule 8/4/2025 Limits Premiums Page 3389 of 4682 Deductible Estimated 25/26 Policy Number Location Address Description Effective Expiration Building Contents Deductible FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 FY 10/1/2025 - 10/1/2026 Issuing Co. Collier County BOCC Flood Schedule 8/4/2025 Limits Premiums 09 1152321137 02 525 Newport Drive Marina Building 5/9/2025 5/9/2026 500,000$ 92,000$ 1,250$ $4,481 $5,235 $6,282 Wright Flood 09 1152307943 02 1150 Vanderbilt Beach Road Bath House 5/28/2025 5/28/2026 35,000$ -$ 1,000$ $1,145 $1,145 $1,374 Wright Flood 09 1152583468 01 8005 Vanderbilt Beach Road Storage Building 6/14/2025 6/14/2026 500,000$ 50,000$ 1,250$ $6,223 $6,238 $7,486 Wright Flood 09 1152476447 02 10500 Goodlette Frank Road N Generator Building 7/22/2025 7/22/2026 500,000$ -$ 1,250$ $1,383 $1,578 $1,894 Wright Flood 09 1152352095 02 10500 Goodlette-Frank Road Oper Building/Administration 8/1/2025 8/1/2026 500,000$ 295,000$ 1,250$ $2,108 $2,436 $2,923 Wright Flood 09 1152352099 02 10500 Goodlette-Frank Road Generator Building 8/1/2025 8/1/2026 500,000$ -$ 1,250$ $1,383 $1,578 $1,894 Wright Flood 09 1152352127 02 11121 East Tamiami Trail E. Naples EMS & Sheriff 8/1/2025 8/1/2026 500,000$ 26,000$ 1,250$ $4,048 $4,723 $5,668 Wright Flood 09 1152352113 02 11565 East Tamiami Trail Eagle Lakes Maint Bldg & SM Off / 4-150 8/1/2025 8/1/2026 86,000$ 4,000$ 1,000$ $673 $741 $889 Wright Flood 09 1152352096 02 1895 Veterans Park Dr Veterans Park Comm Center 1895 8/1/2025 8/1/2026 500,000$ 66,000$ 1,250$ $4,310 $5,032 $6,038 Wright Flood 09 1152352098 02 1895 Veterans Park Dr Softball Concessions Bldg 8/1/2025 8/1/2026 349,000$ 24,000$ 1,250$ $1,265 $1,439 $1,727 Wright Flood 09 1152352102 02 2373 Horseshoe Drive Sheriff CID Building 8/1/2025 8/1/2026 500,000$ -$ 1,250$ $1,916 $2,207 $2,648 Wright Flood 09 1152352101 02 2800 N. Horseshoe Drive Development Services Building 8/1/2023 8/1/2024 500,000$ 500,000$ 1,250$ $3,785 $4,413 $5,296 Wright Flood 09 1152352115 02 3301 E Tamiami Trail Bldg E Snack Bar / Bldg E Snac 8/1/2025 8/1/2026 105,000$ 18,000$ 1,250$ $789 $879 $1,055 Wright Flood 09 1152352125 02 3301 E Tamiami Trail Electric Substation A / Elec Su 8/1/2025 8/1/2026 183,000$ -$ 1,250$ $1,029 $1,161 $1,393 Wright Flood 09 1152352128 02 3301 E Tamiami Trail Huntoon Gallery Museum 8/1/2025 8/1/2026 146,000$ 2,000$ 1,250$ $986 $1,110 $1,332 Wright Flood 09 1152352114 02 3301 E Tamiami Trail Bldg D, Risk Mgmt 8/1/2025 8/1/2026 500,000$ 214,000$ 1,250$ $2,202 $2,545 $3,054 Wright Flood 09 1152352117 02 3301 E Tamiami Trail Bldg G Purchasing 8/1/2025 8/1/2026 500,000$ 124,000$ 1,250$ $2,013 $2,322 $2,786 Wright Flood 09 1152717015 01 3301 E Tamiami Trail Bldg H, Health Dept 8/1/2025 8/1/2026 500,000$ 155,000$ 1,250$ $2,067 $2,384 $2,861 Wright Flood 09 1152352119 02 3301 E Tamiami Trail Bldg J, Sheriff / Jail 8/1/2025 8/1/2026 500,000$ -$ 1,250$ $1,587 $1,818 $2,182 Wright Flood 09 1152352120 02 3301 E Tamiami Trail Bldg K Chiller Bldg 8/1/2025 8/1/2026 500,000$ 3,000$ 1,250$ $2,420 $2,805 $3,366 Wright Flood 09 1152352121 02 3301 E Tamiami Trail Courthouse 8/1/2025 8/1/2026 500,000$ 500,000$ 1,250$ $2,315 $2,678 $3,214 Wright Flood 09 1152352122 02 3301 E Tamiami Trail Craighead Lab Museum 8/1/2025 8/1/2026 138,000$ 7,000$ 1,250$ $1,248 $1,420 $1,704 Wright Flood 09 1152352123 02 3301 E Tamiami Trail Discovery Cottage Museum 8/1/2025 8/1/2026 419,000$ 5,000$ 1,250$ $1,237 $1,406 $1,687 Wright Flood 09 1152352124 02 3301 E Tamiami Trail Bldg M Museum 8/1/2025 8/1/2026 500,000$ 105,000$ 1,250$ $1,951 $2,250 $2,700 Wright Flood 09 1152352126 02 3301 E Tamiami Trail Bldg W, General Services 8/1/2025 8/1/2026 500,000$ 500,000$ 1,250$ $2,668 $3,096 $3,715 Wright Flood 09 1152352129 02 3301 E Tamiami Trail Electric Substation B 8/1/2025 8/1/2026 241,000$ 24,000$ 1,250$ $1,750 $2,012 $2,414 Wright Flood 09 1152352131 02 3301 E Tamiami Trail C1 Elections 8/1/2025 8/1/2026 500,000$ 205,000$ 1,250$ $2,190 $2,531 $3,037 Wright Flood 09 1152352116 02 3329 E Tamiami Trail Bldg F, Administration 8/1/2025 8/1/2026 500,000$ 500,000$ 1,250$ $2,315 $2,678 $3,214 Wright Flood 09 1152352104 02 3500 Thomasson Drive ENCP Racquet Restroom 8/1/2025 8/1/2026 127,000$ -$ 1,250$ $2,731 $2,731 $3,277 Wright Flood 09 1152352106 02 3500 Thomasson Drive ENCP Maint Barn 8/1/2025 8/1/2026 70,000$ -$ 1,000$ $1,163 $1,319 $1,583 Wright Flood 09 1152352107 02 3500 Thomasson Drive ENCP Field Restroom 8/1/2025 8/1/2026 73,000$ -$ 1,000$ $2,334 $2,342 $2,810 Wright Flood 09 1152352105 02 3500 Thomasson Drive ENCP Community Center 8/1/2025 8/1/2026 500,000$ 102,000$ 1,250$ $8,820 $10,355 $12,426 Wright Flood 09 1152352108 02 5600 Warren Street SCWRF Solids Processing Bldg 8/1/2025 8/1/2026 500,000$ -$ 1,250$ $1,588 $1,820 $2,184 Wright Flood 09 1152352109 02 5600 Warren Street SCWRF Electric Service Building 8/1/2025 8/1/2026 500,000$ -$ 1,250$ $1,620 $1,858 $2,230 Wright Flood 09 1152352110 02 5600 Warren Street Blower Building - Aeration 8/1/2025 8/1/2026 500,000$ 18,000$ 1,250$ $2,471 $2,861 $3,433 Wright Flood 09 1152352111 02 5600 Warren Street SCWRF Pretreatment 8/1/2025 8/1/2026 500,000$ -$ 1,250$ $1,587 $1,819 $2,183 Wright Flood 09 1152352112 02 5600 Warren Street Effluent Transfer Pump Station 8/1/2025 8/1/2026 500,000$ -$ 1,250$ $1,816 $2,088 $2,506 Wright Flood 09 1152352130 02 5600 Warren Street SCWRF Chlorine Storage 8/1/2025 8/1/2026 371,000$ -$ 1,250$ $2,032 $2,344 $2,813 Wright Flood 09 1152352100 02 650 Central Avenue Central Library 8/1/2025 8/1/2026 500,000$ 500,000$ 1,250$ $5,814 $6,806 $8,167 Wright Flood 09 1152352103 02 8787 E. Tamiami Trail East Naples Library 8/1/2025 8/1/2026 500,000$ 500,000$ 1,250$ $3,566 $4,153 $4,984 Wright Flood 09 1152352097 02 Barefoot Beach Blvd.LOC 01-26 Lely Barefoot Bath House 8/1/2025 8/1/2026 132,000$ -$ 1,250$ $1,183 $1,341 $1,609 Wright Flood 09 1152481356 02 105 Palm Drive.Glades Pump Station at 105 Palm Dr (305)8/8/2025 8/8/2026 $ 425,000 $ - $ 1,250 $2,185 $2,525 $3,030 Wright Flood 09 1152481358 02 10500 Goodlette-Frank Road Flow Equip Blower/Control Bldg 8/8/2025 8/8/2026 500,000$ -$ 1,250$ $1,383 $1,578 $1,894 Wright Flood 09 1152481357 00 10500 Goodlette-Frank Road N Wastewater Plant Pump Station 3 8/8/2025 8/8/2026 500,000$ -$ 1,250$ $3,872 $4,516 $5,419 Wright Flood 09 1152481296 00 10500 Goodlette-Frank Road N Wastewater Plant Pump Station 4 8/8/2025 8/8/2026 500,000$ 19,000$ 1,250$ $3,999 $4,665 $5,598 Wright Flood 09 1152481297 02 1051 5th Avenue South Naples Depot 8/8/2025 8/8/2026 500,000$ 82,000$ 2,000$ $17,032 $18,871 $22,645 Wright Flood 09 1152481299 02 110 Airpark Blvd.Sheriff's resident house Immok Airport 8/8/2025 8/8/2026 $ 62,000 $ - $ 1,000 $629 $690 $828 Wright Flood 09 1152481294 00 1300 Manatee Road Ground Tank 8/8/2025 8/8/2026 $ 424,000 $ - $ 1,250 $6,801 $7,972 $9,566 Wright Flood 09 1152481324 02 13531 Vanderbilt Drive Cocohatchee Park Restroom Building 8/8/2025 8/8/2026 $ 143,000 $ - $ 1,250 $2,038 $2,351 $2,821 Wright Flood 09 1152481335 02 15000 Livingston Rd North Collier Park Life Safety Bldg.8/8/2025 8/8/2026 500,000$ 242,000$ 1,250$ $2,017 $2,327 $2,792 Wright Flood 09 1152481332 02 15000 Livingston Rd North Collier Park Recreation Bldg 8/8/2025 8/8/2026 500,000$ 500,000$ 1,250$ $2,463 $2,854 $3,425 Wright Flood 09 1152481331 02 15000 Livingston Rd North Collier Park Pool Concession 8/8/2025 8/8/2026 247,000$ 16,000$ 1,250$ $1,106 $1,252 $1,502 Wright Flood 09 1152481329 02 15000 Livingston Rd North Collier Park Pump House 1 8/8/2025 8/8/2026 500,000$ -$ 1,250$ $1,381 $1,577 $1,892 Wright Flood 09 1152481328 02 15000 Livingston Rd North Collier Park Pump House 2 8/8/2025 8/8/2026 136,000$ -$ 1,250$ $816 $909 $1,091 Wright Flood 09 1152481327 02 15000 Livingston Rd North Collier Park Soccer Concession 8/8/2025 8/8/2026 245,000$ 16,000$ 1,250$ $1,106 $1,253 $1,504 Wright Flood 09 1152481326 02 15000 Livingston Rd North Collier Park Softball Concession 8/8/2025 8/8/2026 245,000$ 16,000$ 1,250$ $1,105 $1,250 $1,500 Wright Flood 09 1152481325 02 15000 Livingston Rd North Collier Park - Exhibit Hall 8/8/2025 8/8/2026 500,000$ 500,000$ 1,250$ $2,465 $2,854 $3,425 Wright Flood Page 3390 of 4682 Deductible Estimated 25/26 Policy Number Location Address Description Effective Expiration Building Contents Deductible FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 FY 10/1/2025 - 10/1/2026 Issuing Co. Collier County BOCC Flood Schedule 8/4/2025 Limits Premiums 09 1152481352 02 165 Airpark Blvd Hanger A. Immokalee Airport 8/8/2025 8/8/2026 $ 500,000 $ - $ 1,250 $1,383 $1,578 $1,894 Wright Flood 09 1152481351 02 165 Airpark Blvd Hanger B. Immokalee Airport 8/8/2025 8/8/2026 $ 500,000 $ - $ 1,250 $1,383 $1,578 $1,894 Wright Flood 09 1152481350 02 165 Airpark Blvd Hanger C. Immokalee Airport 8/8/2025 8/8/2026 $ 500,000 $ - $ 1,250 $1,383 $1,578 $1,894 Wright Flood 09 1152481349 02 165 Airpark Blvd Immokalee Airport FAS Cargo Bldg 8/8/2025 8/8/2026 $ 500,000 $ - $ 1,250 $1,383 $1,577 $1,892 Wright Flood 09 1152481312 02 1895 Veterans Park Drive Veterans Park Equipment Shed 8/8/2025 8/8/2026 $ 30,000 $ - $ 1,000 $421 $443 $532 Wright Flood 09 1152481315 02 1895 Veterans Park Drive Little League Shed 8/8/2025 8/8/2026 $ 27,000 $ 6,000 $ 1,000 $1,281 $1,459 $1,751 Wright Flood 09 1152481353 02 195 Airpark Blvd Immokalee Airport Bulk Storage 8/8/2025 8/8/2026 $ 154,000 $ 19,000 $ 1,250 $946 $1,064 $1,277 Wright Flood 09 1152481321 02 2795 Airport Rd.Grey Oaks Fire Station #24 8/8/2025 8/8/2026 $ 500,000 $ 160,000 $ 1,250 $2,441 $2,828 $3,394 Wright Flood 09 1152481375 02 301 Alachua St.Commissioner's office building 8/8/2025 8/8/2026 $ 411,000 $ 32,000 $ 1,250 $1,370 $1,563 $1,876 Wright Flood 09 1152481374 02 302 Stockade Rd.Immokalee Jail Center 8/8/2025 8/8/2026 $ 500,000 $ 179,000 $ 1,250 $1,907 $2,197 $2,636 Wright Flood 09 1152481368 02 321 N. 1st St Immokalee Park Restrooms/Office 8/8/2025 8/8/2026 $ 74,000 $ - $ 1,000 $586 $638 $766 Wright Flood 09 1152481311 02 321 N. 1st St Immokalee County Park Fieldhouse 8/8/2025 8/8/2026 85,000$ 3,000$ 1,000$ $658 $723 $868 Wright Flood 09 1152481367 02 321 N. 1st St Immokalee County Park Maintenance 8/8/2025 8/8/2026 81,000$ 40,000$ 1,000$ $742 $822 $986 Wright Flood 09 1152481364 02 321 N. 1st St Immokalee Park Racquet Center 8/8/2025 8/8/2026 $ 244,000 $ - $ 1,250 $1,053 $1,078 $1,294 Wright Flood 09 1152481363 02 321 N. 1st St Immokalee Park Community Center 8/8/2025 8/8/2026 $ 500,000 $ 71,000 $ 1,250 $1,608 $1,844 $2,213 Wright Flood 09 1152481361 02 321 N. 1st St Immokalee Park Equipment Shelter 8/8/2025 8/8/2026 $ 32,000 $ 3,000 $ 1,000 $653 $653 $784 Wright Flood 09 1152481366 02 330 Airways Rd.Immokalee Park Men’s Restroom 8/8/2025 8/8/2026 $ 19,000 $ - $ 1,000 $380 $395 $474 Wright Flood 09 1152481365 02 330 Airways Rd.Immokalee Park Women's Restroom 8/8/2025 8/8/2026 $ 33,000 $ - $ 1,000 $434 $459 $551 Wright Flood 09 1152481319 02 3300 Santa Barbara Supervisor of Elections Training Bldg 8/8/2025 8/8/2026 $ 500,000 $ 79,000 $ 1,250 $1,630 $1,871 $2,245 Wright Flood 09 1152481333 02 3315 Tamiami Trail East Government Complex Center 8/8/2025 8/8/2026 $ 500,000 $ 500,000 $ 1,250 $2,392 $2,769 $3,323 Wright Flood 09 1152481298 02 3331 Tamiami Trail East Museum Swamp Buggy Garage 8/8/2025 8/8/2026 23,000$ -$ 1,000$ $793 $847 $1,016 Wright Flood 09 1152481313 02 3390 Golden Gate Blvd. W Max Hasse Maintenance Garage 8/8/2025 8/8/2026 $ 29,000 $ - $ 1,000 $419 $441 $529 Wright Flood 09 1152481303 00 3500 Thomasson Drive East Naples Park Lift Station #304 8/8/2025 8/8/2026 396,000$ -$ 1,250$ $6,734 $7,415 $8,898 Wright Flood 09 1152481302 02 3500 Thomasson Drive East Naples Park Carpenters Shop 8/8/2025 8/8/2026 36,000$ 7,000$ 1,000$ $799 $888 $1,066 Wright Flood 09 1152481301 02 3500 Thomasson Drive East Naples Park Skateboard Building 8/8/2025 8/8/2026 36,000$ 3,000$ 1,000$ $574 $624 $749 Wright Flood 09 1152481289 02 3851 City Gate Drive South Water Plant Ops. Building 8/8/2025 8/8/2026 500,000$ 237,000$ 1,250$ $2,008 $2,317 $2,780 Wright Flood 09 1152481288 02 3851 City Gate Drive S Water Plant HI Service Pump Bldg 8/8/2025 8/8/2026 500,000$ -$ 1,250$ $1,381 $1,578 $1,894 Wright Flood 09 1152481287 02 3851 City Gate Drive South Water Plant Generator Bldg 8/8/2025 8/8/2026 88,000$ -$ 1,000$ $633 $693 $832 Wright Flood 09 1152481369 02 417 N. 1st Avenue Immokalee Library.8/8/2025 8/8/2026 500,000$ 500,000$ 1,250$ $2,465 $2,854 $3,425 Wright Flood 09 1152481371 02 419 N. 1st Ave Immokalee Health Department 8/8/2025 8/8/2026 $ 500,000 $ 221,000 $ 1,250 $1,980 $2,283 $2,740 Wright Flood 09 1152481310 02 4252 Avalon Drive Sugden Park - Pathway Restroom 8/8/2025 8/8/2026 81,000$ -$ 1,000$ $1,922 $1,922 $2,306 Wright Flood 09 1152481323 02 4256 Avalon Drive Sugden Park - Maintenance Building 8/8/2025 8/8/2026 70,000$ 11,000$ 1,000$ $2,081 $2,081 $2,497 Wright Flood 09 1152481314 02 4284 Avalon Drive Sugden Park - Pump House 8/8/2025 8/8/2026 11,000$ -$ 1,000$ $677 $677 $812 Wright Flood 09 1152481307 02 439 Little League Rd Rosbough Little League Fieldhouse 8/8/2025 8/8/2026 $ 65,000 $ 9,000 $ 1,000 $583 $633 $760 Wright Flood 09 1152481336 02 4441 70th Avenue NE Sheriff's Office Corkscrew (Oil Well)8/8/2025 8/8/2026 $ 63,000 $ 3,000 $ 1,000 $558 $605 $726 Wright Flood 09 1152481334 02 4441 70th Avenue NE Gun Maintenance Shed Oil Well Park 8/8/2025 8/8/2026 $ 27,000 $ - $ 1,000 $410 $430 $516 Wright Flood 09 1152481309 02 4441 70th Avenue NE Sheriff's Gun Range Storage Shed 8/8/2025 8/8/2026 7,000$ -$ 1,000$ $334 $341 $409 Wright Flood 09 1152481293 02 4590 Santa Barbara Blvd.EMS 75 Building.8/8/2025 8/8/2026 500,000$ 51,000$ 1,250$ $1,544 $1,770 $2,124 Wright Flood 09 1152481322 02 4741 Golden Gate Parkway EMS Station 70 8/8/2025 8/8/2026 500,000$ 19,000$ 1,250$ $1,444 $1,650 $1,980 Wright Flood 09 1152481318 02 4800 Davis Blvd.Road Department Generator Bldg.8/8/2025 8/8/2026 22,000$ -$ 1,000$ $2,114 $2,259 $2,711 Wright Flood 09 1152481317 02 4800 Davis Blvd.Road Department Wash Bay 8/8/2025 8/8/2026 60,000$ -$ 1,000$ $1,982 $2,285 $2,742 Wright Flood 09 1152481316 02 4800 Davis Blvd.Road Department Admin Building 8/8/2025 8/8/2026 500,000$ 32,000$ 1,250$ $1,721 $1,979 $2,375 Wright Flood 09 1152481320 02 4800 Davis Blvd. Road Department Crew Building 8/8/2025 8/8/2026 404,000$ 93,000$ 1,250$ $1,553 $1,779 $2,135 Wright Flood 09 1152481306 02 505 Escambia St.Immokalee Sports Complex Fitness Center 8/8/2025 8/8/2026 $ 500,000 $ 19,000 $ 1,250 $1,448 $1,654 $1,985 Wright Flood 09 1152481305 02 505 Escambia St.Immokalee Sports Complex Pool Pump 8/8/2025 8/8/2026 $ 146,000 $ - $ 1,250 $854 $954 $1,145 Wright Flood 09 1152481304 02 505 Escambia St.Immokalee Sports Complex Rec Center 8/8/2025 8/8/2026 $ 500,000 $ 147,000 $ 1,250 $1,849 $2,127 $2,552 Wright Flood 09 1152481292 02 5500 Radio Road Foxfire pump station 8/8/2025 8/8/2026 $ 207,000 $ - $ 1,250 $1,006 $1,134 $1,361 Wright Flood 09 1152481290 02 5600 Warren St.South Wastewater Plan Rec Bldg 8/8/2025 8/8/2026 115,000$ -$ 1,250$ $1,694 $1,945 $2,334 Wright Flood 09 1152481300 02 5611 Warren Street Golden Gate Little League Garage 8/8/2025 8/8/2026 9,000$ -$ 1,000$ $370 $383 $460 Wright Flood 09 1152481295 02 6200 Watergate Way Pelican Bay Reuse Pump Fac - Chem Bildg 8/8/2025 8/8/2026 $ 83,000 $ - $ 1,000 $693 $764 $917 Wright Flood 09 1152481291 02 6200 Watergate Way Pelican Bay Reuse Pump Facility - Pumping Station 8/8/2025 8/8/2026 $ 204,000 $ 1,250 $2,553 $2,959 $3,551 Wright Flood 09 1152481330 02 6315 Pepper Road.Immokalee. Lodge at Pepper Ranch 8/8/2025 8/8/2026 $ 189,000 $ 6,000 $ 1,250 $1,006 $1,134 $1,361 Wright Flood 09 1152481308 02 6315 Pepper Road.Immokalee Pepper Ranch Cottage 8/8/2025 8/8/2026 $ 92,000 $ 3,000 $ 1,000 $1,263 $1,302 $1,562 Wright Flood 09 1152481373 02 7200 Goodlette-Frank Rd Re pump Station Transformer Building 8/8/2025 8/8/2026 $ 63,000 $ - $ 1,000 $546 $591 $709 Wright Flood 09 1152481370 02 8065 Lely Cultural Parkway South Regional Library 8/8/2025 8/8/2026 500,000$ 500,000$ 1,250$ $2,462 $2,852 $3,422 Wright Flood 09 1152481372 02 8075 Lely Cultural Parkway Emergency Services Center 8/8/2025 8/8/2026 500,000$ 500,000$ 1,250$ $2,463 $2,853 $3,424 Wright Flood 09 1152481355 02 8300 Radio Rd.Cat Operations Service Center 8/8/2025 8/8/2026 $ 500,000 $ 126,000 $ 1,250 $1,781 $2,049 $2,459 Wright Flood 09 1152481354 02 8300 Radio Rd.Cat Operations Detail Building 8/8/2025 8/8/2026 $ 33,000 $ 3,000 $ 1,250 $447 $474 $569 Wright Flood Page 3391 of 4682 Deductible Estimated 25/26 Policy Number Location Address Description Effective Expiration Building Contents Deductible FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 FY 10/1/2025 - 10/1/2026 Issuing Co. Collier County BOCC Flood Schedule 8/4/2025 Limits Premiums 09 1152481341 02 1497 Tobias Street Well House #23 8/9/2025 8/9/2026 $ 311,000 $ - $ 1,250 $1,141 $1,293 $1,552 Wright Flood 09 1152481347 02 15000 Livingston Rd North Collier Park Admin Building 8/9/2025 8/9/2026 500,000$ 473,000$ 1,250$ $2,417 $2,799 $3,359 Wright Flood 09 1152481340 02 1797 Tobias Street Well House #25 8/9/2025 8/9/2026 $ 311,000 $ - $ 1,250 $1,138 $1,292 $1,550 Wright Flood 09 1152481348 02 2885 County Barn Road Sheriff's Fleet Facility 8/9/2025 8/9/2026 500,000$ -$ 1,250$ $1,383 $1,580 $1,896 Wright Flood 09 1152481342 02 2901 County Barn Road BCC Fleet Management Facility 8/9/2025 8/9/2026 500,000$ 158,000$ 1,250$ $1,872 $2,156 $2,587 Wright Flood 09 1152481346 02 4441 70th Ave. NE Sheriffs Office Range Control #1 8/9/2025 8/9/2026 $ 16,000 $ - $ 1,000 $368 $381 $457 Wright Flood 09 1152481345 02 4441 70th Avenue NE Sheriff's Office Range Control #2 8/9/2025 8/9/2026 $ 16,000 -$ $ 1,000 $601 $601 $721 Wright Flood 09 1152481338 02 851 3rd St. S.W.Well House #3 8/9/2025 8/9/2026 $ 37,000 $ - $ 1,000 $446 $473 $568 Wright Flood 09 1152481339 02 891 5th St. S.W.Well House #2 8/9/2025 8/9/2026 $ 37,000 $ - $ 1,000 $447 $474 $569 Wright Flood 09 1152481344 00 990 Chalmer Dr.Marco Recycling Center Storage Wing 8/9/2025 8/9/2026 500,000$ 6,000$ 1,250$ $8,056 $9,450 $11,340 Wright Flood 09 1152481337 02 764 Vanderbilt Beach Road Park Office Building 8/12/2025 8/12/2026 145,000$ 4,000$ 1,250$ $1,287 $1,466 $1,759 Wright Flood 09 1152481360 02 776 Vanderbilt Beach Road North Naples Emergency Services 8/12/2025 8/12/2026 500,000$ -$ 1,250$ $1,814 $2,086 $2,503 Wright Flood 09 1152481359 00 788 Vanderbilt Beach Road Public Library 8/12/2025 8/12/2026 500,000$ 500,000$ 1,250$ $3,564 $4,153 $4,984 Wright Flood 09 1152481362 00 3331 Tamiami Trail East Museum Cook Shack 8/19/2025 8/19/2026 29,000$ -$ 1,000$ $2,813 $1,116 $1,339 Wright Flood 09 1152468175 01 32020 E. Tamiami Trail Carnestown Sheriff Station 9/1/2024 9/1/2025 $ 500,000 $ - $ 1,250 $3,872 $4,516 $5,419 Wright Flood 09 1152468176 01 990 North Barfield Drive Marco Sheriffs Substation 9/1/2024 9/1/2025 $ 500,000 $ 66,000 $ 2,000 $14,194 $14,194 $17,033 Wright Flood 09 1152468177 01 490 Hernando Drive Tigertail Bathhouse 9/1/2024 9/1/2025 $ 87,000 $ - $ 2,000 $1,976 $1,976 $2,371 Wright Flood 09 1152468178 01 210 S. Heathwood Drive Marco Library 9/1/2024 9/1/2025 $ 500,000 $ 500,000 $ 1,250 $5,816 $6,809 $8,171 Wright Flood 09 1152468179 01 1040 Winterberry Marco Tax Collector Office 9/1/2024 9/1/2025 $ 500,000 $ 49,000 $ 2,000 $11,279 $11,279 $13,535 Wright Flood 09 1152468180 01 4284 Avalon Drive Sugden Bath House 9/1/2024 9/1/2025 $ 260,000 $ - $ 1,250 $5,050 $5,050 $6,060 Wright Flood 09 1152468181 01 10500 Goodlette Frank Road SLUDGE PUMP STATION #1 9/1/2024 9/1/2025 $ 261,000 $ 24,000 $ 2,000 $1,124 $1,274 $1,529 Wright Flood 09 1152468182 01 6250 Watergate Way Chemical Building 9/1/2024 9/1/2025 187,000$ -$ 1,250$ $1,502 $1,719 $2,063 Wright Flood 09 1152468183 01 1895 Veterans Park Drive Veterans Park Maintenance Office 9/1/2024 9/1/2025 $ 104,000 $ 20,000 $ 1,250 $761 $845 $1,014 Wright Flood 09 1152468184 01 9375 Vanderbilt Beach Road Well House #9 9/1/2024 9/1/2025 367,000$ -$ 1,250$ $1,213 $1,378 $1,654 Wright Flood 09 1152468216 01 764 Vanderbilt Beach Road Pelican Bay Maintenance 9/1/2024 9/1/2025 150,000$ 50,000$ 1,250$ $3,328 $3,328 $3,994 Wright Flood 09 1152468217 01 10500 Goodlette Frank Road Reuse Pumping Station 9/1/2024 9/1/2025 $ 500,000 $ 50,000 $ 1,250 $4,140 $4,834 $5,801 Wright Flood 09 1152470251 01 10500 Goodlette Frank Road Sludge Dewatering Bldg 9/6/2024 9/6/2025 $ 500,000 $ 304,000 $ 1,250 $6,257 $7,331 $8,797 Wright Flood 09 1152473535 01 2005 Mainsail Drive Marco Airport Terminal 9/13/2024 9/13/2025 $ 500,000 $ 150,000 $ 1,250 $4,839 $5,657 $6,788 Wright Flood 09 1152474829 01 7610 Davis Boulevard Animal Control Stable 9/15/2024 9/15/2025 $ 37,000 $ - $ 1,000 $993 $1,118 $1,342 Wright Flood 09 1152474830 01 7610 Davis Boulevard Animal Control Administration 9/15/2024 9/15/2025 $ 500,000 $ 92,000 $ 1,250 $1,672 $1,920 $2,304 Wright Flood 09 1152474831 01 5611 Warren Street GG Little League Fieldhouse 9/15/2024 9/15/2025 $ 147,000 $ 3,000 $ 1,250 $853 $952 $1,142 Wright Flood 09 1152474832 01 5600 Warren Street Lab & Maintenance Building 9/15/2024 9/15/2025 $ 500,000 $ 500,000 $ 1,250 $2,699 $3,133 $3,760 Wright Flood 09 1152474833 01 4284 Avalon Drive Sugden Park - Concession Stand/Office 9/15/2024 9/15/2025 $ 103,000 $ 5,000 $ 1,250 $2,545 $2,545 $3,054 Wright Flood 09 1152493449 01 8300 Radio Road Bus Wash 9/28/2024 9/28/2025 $ 466,000 $ 75,000 $ 2,000 $3,428 $3,569 $4,283 Wright Flood TBD 4898 Coronado Parkway Golden Gate Senior Center - NEW POLICY QUOTED 7/29/2025*TBD TBD $ 500,000 $ 500,000 $ 1,250 N/A $7,500 $9,000 Wright Flood 206 67,980,000$ 17,615,000$ $574,485 $639,600 $767,520 Page 3392 of 4682