Agenda 08/26/2025 Item #16D 3 (A State Housing Initiative Parnership sponsor agreement between Collier County and Rural Neighborhoods, Inc.)8/26/2025
Item # 16.D.3
ID# 2025-2539
Executive Summary
Recommendation to approve a State Housing Initiative Partnership Sponsor Agreement between Collier County and
Rural Neighborhoods, Inc., in the amount of $290,000 for the administration of an Owner-Occupied Rehabilitation
program. (SHIP Grant Fund 1053)
OBJECTIVE: To continue to promote affordable housing strategies for low- to moderate-income persons
through the State Housing Initiatives Partnership Program (SHIP) and support comprehensive affordable
housing opportunities.
CONSIDERATIONS:
The William E. Sadowski Affordable Housing Act adopted by the State of Florida in 1992 provides funding to
local communities to promote and advance affordable housing initiatives. Funds are generated through
documentary stamp tax on real estate transactions. Under the SHIP Program, Collier County and the City of Naples
receive funds from the State of Florida through the Florida Housing Finance Corporation (FHFC) to undertake
eligible activities.
On April 8, 2025, Agenda Item 16.D.10, the Board approved the SHIP Local Housing Assistance Plans (LHAP)
identifying eligible strategies and serving as a guideline for the use of all SHIP funds and includes a strategy for
owner occupied rehabilitation. Rehabilitation of owner-occupied properties has been shown to preserve
neighborhoods, assist in reducing declines in property values that result from deterioration, and maintain the
existing stock of housing that is affordable.
Staff advertised a request for an application cycle commencing in January of 2025, to secure a non-profit
organization to implement SHIP program strategies. Rural Neighborhoods, Inc. (the “Sponsor”) submitted an
application on February 20, 2025, to administer an owner-occupied rehabilitation program focusing on low-income
households with expensive major repairs that preserve the long-term integrity of their homes and improve their
energy efficiency or disaster resiliency. In April 2025, a conditional award letter was issued to the sponsor.
The Sponsor Agreement provides for an Owner-Occupied Rehabilitation program to be administered by Rural
Neighborhoods, Inc. and is designed to assist income-eligible homeowners that own and occupy their home by
providing disaster resiliency and may assist with repairs to correct code violations or make emergency repairs that
will impact their health, safety, and welfare. The Community and Human Services Division (CHS) will provide all
eligible applicants to the Sponsor to also mitigate the homeowner’s ability to lower the cost of their insurance
premiums by reinforcing their homes to make them stronger. The Sponsor will carry out the housing rehabilitation
contract management and inspection of the Owner-Occupied Rehabilitation Program and shall perform technical
and administrative work involving the repair and renovation of residential properties in the program. The Sponsor
will establish a contractual relationship with the homeowner and with the selected contractor to ensure all parties
are aware of the program requirements and the tasks and deliverables required. CHS will have a properly procured
independent professional review of all inspections, quotations, etc. to ensure the best value and only necessary
repairs are made.
There will be an agreement between Collier County and the homeowner through a promissory note and mortgage
loan that will define the terms of the mortgage and promissory note and will be recorded in the public records prior
to any work commencing on the homeowner’s unit. A modification will be done at the completion of the
rehabilitation of the unit to reflect the actual rehabilitation cost expended.
Support comprehensive affordable housing opportunities.
FISCAL IMPACT: The proposed action has no new fiscal impact. The funding source for this grant is Florida
Housing Finance Corporation. Funds are budgeted in the SHIP Grant Fund 1053, Project 33938.
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8/26/2025
Item # 16.D.3
ID# 2025-2539
GROWTH MANAGEMENT IMPACT:
These projects will allow the County to expand affordable housing opportunities for its citizens and further the
goals of the Housing Element of the Collier County Growth Management Plan.
LEGAL CONSIDERATIONS: This Item has been approved for form and legality and requires a majority vote for
Board approval. - CLD
RECOMMENDATIONS: To approve a State Housing Initiative Partnership Sponsor Agreement between
Collier County and Rural Neighborhoods, Inc., in the amount of $290,000 for the administration of an Owner-
Occupied Rehabilitation program. (SHIP Grant Fund 1053).
PREPARED BY: Wendy Klopf, Grants Coordinator I, Community and Human Services Division
ATTACHMENTS:
1. SHIP Agreement RN Owner Occupied Rehab FY SHOR-25-001 SK
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