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Agenda 08/12/2025 Item #16D 2 (Mortgage Satisfactions for the State Housing Intiative Program)8/12/2025 Item # 16.D.2 ID# 2025-2294 Executive Summary Recommendation to approve and authorize the chairman to sign forty-one (41) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $193,401.95 and to authorize the associated budget amendment to appropriate repayment amount totaling $37,500.00. (SHIP Grant Fund 1053) OBJECTIVE: To further the County’s strategic plan, Community Development through providing affordable housing opportunities for low and moderate income residents through home ownership and/or rehabilitation assistance programs funded by the State Housing Initiatives Partnership (SHIP). CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing program, offers assistance to first-time homebuyers for use toward a portion of the required down payment and emergency repairs to the newly acquired home, or rehabilitation assistance to homeowners for rehabilitation to their homesteaded property. As a condition of the loan, the homeowner must repay the assistance provided upon sale before the end of the affordability term, refinance or loss of homestead exemption. If all conditions of the loan are met, the loan is fully forgiven. The following table provides details regarding the associated mortgages that have met the affordability period or were paid off, therefore, satisfactions of mortgage are required. None of the properties listed in the following table had a Countywide Impact Fee Agreement Lien. File # Name Reason for Payoff Public Record Mortgage or Mortgage Modification Amount Payment Amount SHIP Impact Fee Y/N 03-167 Marcelina Trejo Affordability period met OR 3296 PG 3205 $5,000.00 $0.00 Y* 03-168 Larose Moltimer Affordability period met OR 3297 PG 0805 $2,500.00 $0.00 Y* 03-170 Denise Isme Affordability period met OR 3297 PG 0969 $5,000.00 $0.00 Y* 03-172 Gedeon Anis and Anne C. Anis Affordability period met OR 3297 PG 0528 $5,000.00 $0.00 Y* 03-174 Javier J. Gutierrez and Daisy L. Martinez Affordability period met OR 3300 PG 0540 $2,500.00 $0.00 Y* 03-179 Soinis Sifrin A/K/A Soiris Sifrin and Yvonette Sifrin Affordability period met OR 3297 PG 0711 $5,000.00 $0.00 Y* 03-185 Yolanda Rodriguez Affordability period met OR 3322 PG 1409 $5,000.00 $0.00 Y* 10-007 Jose Navarro and Alicia Navarro Paid OR 4714 PG 1732 $3,000.00 $3,000.00 N 09-273 Francis P. Paid OR 4602 $4,500.00 $4,500.00 N Page 2220 of 3949 8/12/2025 Item # 16.D.2 ID# 2025-2294 Wilson III PG 3296 15-037 Rogelio Solis Juviel and Rosario Palomino Ferrey Paid OR 5363 PG 3634 $30,000.00 $30,000.00 N 05-024 Kaleme Marcellon and Monique Jean Affordability period met OR 3817 PG 3095 $10,000.00 $0.00 Y* 03-255 Rose K. Beaubrun Affordability period met OR 3371 PG 3281 $5,000.00 $0.00 Y* 01-262 Juan G. Ramirez and Maria R. Ramirez Affordability period met OR 2816 PG 2862 $2,500.00 $0.00 Y* 01-190 Carlos L. Francisco and Petrona Lopez Francisco Affordability period met OR 2781 PG 3490 $2,500.00 $0.00 N 01-173 Miguel Aguirre and Maria Aguirre ** Affordability period met OR 2784 PG 3284 $2,500.00 $0.00 Y* 01-170 Manuel Zendejas and Alejandra Zendejas Affordability period met OR 2759 PG 2663 $2,500.00 $0.00 Y* 02-110 Domingo Juan and Rosalia Juan Lopez Affordability period met OR 2962 PG 1948 $5,000.00 $0.00 Y* 01-294 Jose M. Pascual and Ana G. Pascual Affordability period met OR 2846 PG 2967 $2,500.00 $0.00 Y* 01-251 Eloy Soto and Juana Soto Affordability period met OR 2813 PG 2937 $2,500.00 $0.00 Y* 01-221 Roberto De Trinidad and Mireya De Trinidad Affordability period met OR 2800 PG 1993 $2,500.00 $0.00 Y* 01-206 Charitanne Charles Affordability period met OR 2791 PG 1421 $2,500.00 $0.00 Y* 01-159 Timothy Cain and Melissa A. Cain Affordability period met OR 2789 PG 1308 $5,000.00 $0.00 N 01-166 Jose De Jesus Lopez and Ana Lilia Lopez Affordability period met OR 2765 PG 1957 $2,500.00 $0.00 Y* 02-087 Jackson Joseph and Anne Marie Joseph Affordability period met OR 2937 PG 3477 $5,000.00 $0.00 Y* 02-032 Claudel Victor Affordability OR 2884 $2,500.00 $0.00 Y* Page 2221 of 3949 8/12/2025 Item # 16.D.2 ID# 2025-2294 and Altagrace Victor period met PG 0355 01-293 Argelia Villarreal Affordability period met OR 2811 PG 2134 $2,500.00 $0.00 Y* 01-192 Iris J. Rodriguez Affordability period met OR 2802 PG 0558 $5,000.00 $0.00 N 01-261 Ramiro Senteno and Elba Maciel Affordability period met OR 2801 PG 0404 $2,500.00 $0.00 Y* 02-108 John T. Cagle and Juanita Cagle Affordability period met OR 2962 PG 1757 $5,000.00 $0.00 Y* 02-088 Antonio Arreguin and Ofelia G. Arreguin Affordability period met OR 2938 PG 0149 $5,000.00 $0.00 Y* 01-296 Anastacio Sanchez and Maria Garcia Affordability period met OR 2846 PG 3050 $2,500.00 $0.00 Y* 01-246 Ignacio Garcia and Ana V. Garcia Affordability period met OR 2801 PG 0387 $2,500.00 $0.00 Y* 01-298 Jose Alvarado and Maria De La Luz Alvarado Affordability period met OR 2847 PG 0513 $2,500.00 $0.00 Y* 01-252 Brenda Flores Affordability period met OR 2812 PG 0858 $2,500.00 $0.00 Y* 01-207 Jesus Jiminiez AKA Jesus Jimenez and Libia Jiminez AKA Libia Jimenez Affordability period met OR 2783 PG 1849 $2,500.00 $0.00 Y* 02-082 Alexis Lopez and Aida Fonseca Affordability period met OR 2957 PG 1707 $5,000.00 $0.00 N 02-097 Juan O. Sanchez and Onorina Garcia Affordability period met OR 2940 PG 2527 $5,000.00 $0.00 Y* 01-253 Ricardo V. Montez and Irma C. Montez Affordability period met OR 2813 PG 2980 $2,500.00 $0.00 Y* 01-209 Roberto Martinez and Erica O. Rodriguez Affordability period met OR 2776 PG 2466 $2,500.00 $0.00 Y* 06-024R Jewel Woolfork and Marie Affordability period met Original Mortgage $30,000.00 $20,901.95 $0.00 N Page 2222 of 3949 8/12/2025 Item # 16.D.2 ID# 2025-2294 Woolfork OR 4265 PG 3378 Modification OR 4325 PG 2497 01-164 Orlando Moreno and Yolanda Moreno Affordability period met OR 2789 PG 1573 $2,500.00 $0.00 Y* Total $193,401.95 $37,500.00 *Property had SHIP Impact Fees which have been released **Due to a Scribner error, the address on the mortgage is incorrectly listed as 5322 Carlton St, it should be 5322 Sholtz St. Approval of this item will authorize the Chairman to sign the aforementioned mortgage satisfactions and the executed document shall be recorded in the Public Records of Collier County, Florida. This item is consistent with the Collier County strategic plan objective, Community Development through providing affordable housing opportunities for low and moderate income residents through home ownership and/or rehabilitation assistance programs FISCAL IMPACT: The Budget Amendment recognizes $37,500.00 in program income for which 5% will be used for administrative funds in the SHIP Grant Fund (1053), Project 33907. A recording fee of $10.00 was paid by the three homeowners who paid off their loans. The $10 recording fee for the thirty-eight satisfactions of mortgage will be paid from the SHIP Grant Fund (1053), Project 33863. GROWTH MANAGEMENT IMPACT: There is no growth management impact. LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board approval.-JAK RECOMMENDATIONS: To approve and authorize the chairman to sign forty-one (41) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $193,401.95 and to authorize the associated budget amendment to appropriate repayment amount totaling $37,500.00. (SHIP Grant Fund 1053) PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community and Human Services Division ATTACHMENTS: 1. Signed SOMs 2. 8.12.25 SHIP SOMS BACKUP_Redacted 3. ZGRANT_BUDGET_NOXML_B 6-25 Page 2223 of 3949 Page 2224 of 3949 Page 2225 of 3949 Page 2226 of 3949 Page 2227 of 3949 Page 2228 of 3949 Page 2229 of 3949 Page 2230 of 3949 Page 2231 of 3949 Page 2232 of 3949 Page 2233 of 3949 Page 2234 of 3949 Page 2235 of 3949 Page 2236 of 3949 Page 2237 of 3949 Page 2238 of 3949 Page 2239 of 3949 Page 2240 of 3949 Page 2241 of 3949 Page 2242 of 3949 Page 2243 of 3949 Page 2244 of 3949 Page 2245 of 3949 Page 2246 of 3949 Page 2247 of 3949 Page 2248 of 3949 Page 2249 of 3949 Page 2250 of 3949 Page 2251 of 3949 Page 2252 of 3949 Page 2253 of 3949 Page 2254 of 3949 Page 2255 of 3949 Page 2256 of 3949 Page 2257 of 3949 Page 2258 of 3949 Page 2259 of 3949 Page 2260 of 3949 Page 2261 of 3949 Page 2262 of 3949 Page 2263 of 3949 Page 2264 of 3949 Page 2265 of 3949 Page 2266 of 3949 Page 2267 of 3949 Page 2268 of 3949 Page 2269 of 3949 Page 2270 of 3949 Page 2271 of 3949 Page 2272 of 3949 Page 2273 of 3949 Page 2274 of 3949 Page 2275 of 3949 Page 2276 of 3949 Page 2277 of 3949 Page 2278 of 3949 Page 2279 of 3949 Page 2280 of 3949 Page 2281 of 3949 Page 2282 of 3949 Page 2283 of 3949 Page 2284 of 3949 Page 2285 of 3949 Page 2286 of 3949 Page 2287 of 3949 Page 2288 of 3949 Page 2289 of 3949 Page 2290 of 3949 Page 2291 of 3949 Page 2292 of 3949 Page 2293 of 3949 Page 2294 of 3949 Page 2295 of 3949 Page 2296 of 3949 Page 2297 of 3949 Page 2298 of 3949 Page 2299 of 3949 Page 2300 of 3949 Page 2301 of 3949 Page 2302 of 3949 Page 2303 of 3949 Page 2304 of 3949 Page 2305 of 3949 Page 2306 of 3949 Page 2307 of 3949 Page 2308 of 3949 Page 2309 of 3949 Page 2310 of 3949 Page 2311 of 3949 Page 2312 of 3949 Page 2313 of 3949 Page 2314 of 3949 Page 2315 of 3949 Memorandum To: File CC: Lisa Carr From: Wendy Klopf, Grants Coordinator Date: 04/01/2025 Subject: Payoff Navarro Mr Navarro arrived in person to the Court Plaza office with a request to pay off his SHIP Loan file #10-007 recorded on 08/29/2011 OR4714/PG1732. He paid by personal check in the amount of $3,000.00 plus a second check for $10.00 for recording fees. A receipt was provided, copy of the checks with my signature and a witness. Thank you Wendy Klopf Page 2316 of 3949 Page 2317 of 3949 Page 2318 of 3949 Page 2319 of 3949 Page 2320 of 3949 Page 2321 of 3949 Page 2322 of 3949 Page 2323 of 3949 Page 2324 of 3949 Page 2325 of 3949 Page 2326 of 3949 Page 2327 of 3949 Page 2328 of 3949 Page 2329 of 3949 Page 2330 of 3949 Page 2331 of 3949 Page 2332 of 3949 Page 2333 of 3949 From:Wendy Klopf To:memberstitleprocessors@floridamta.org Subject:FW: Payoff request- 2349 41st Street SW- 01-77046 Date:Friday, May 2, 2025 11:36:04 AM Attachments:SHIP Payoff Letter-Juviel-Ferrey.pdf image002.png image003.png image004.png image005.png image006.png image007.png CountyLogo-FullColor_948165c4-9665-41b4-9162-fbb16abff557.png Facebook_0522f546-5e75-4698-95f9-f15590a3defe.png Instagram_a8da4774-4b5b-4ad1-8d23-20e69b3b605d.png X-Twitter_8d678efc-bd14-44ce-97cf-7fbab1003b00.png Youtube_0078f7f1-7789-4afd-a015-50689fe1f99b.png 311IconforSignature_655c7bb5-b2bb-49a0-9737-5ae8a4da3ba6.png Tiniesha Enclosed is the payoff letter for the client that you requested. Wendy Klopf Grants Coordinator I Community & Human Services Office:239-252-2901 2671 Airport Rd S #203 Naples, FL 34112 wendy.klopf@colliercountyfl.gov Under Florida Law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by telephone or in writing. Wendy Klopf Grants Coordinator I Community & Human Services Office:239-252-2901 Court Plaza 2671 Airport Rd S. Suite 203 Naples, FL 34112 Wendy.Klopf@colliercountyfl.gov From: Tiniesha Lettsome <Tiniesha.Lettsome@floridamta.org> Sent: Friday, May 2, 2025 10:08 AM To: Dharam Nohar <Dharam.Nohar@colliercountyfl.gov> Subject: Payoff request- 2349 41st Street SW- 01-77046 EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when opening attachments or clicking links. Hello Please provide a payoff for the attached mortgage. Please send payoff via fax or email to: 813-628-6464 or memberstitleprocessors@floridamta.org. Page 2334 of 3949 Let me know if you need any additional information from us. Thank you, Tiniesha Lettsome Refinance Team Processor Members Title Agency, LLC 6810 E. Hillsborough Avenue, MTL001, Tampa, Florida 33610 Toll Free: 800-999-5887 x 86165| P: 813.621.7511| F: 813.628.6464 If you are satisfied with our service, please leave a review here! Website | Facebook | LinkedIn If you are satisfied with our service, please leave a review here! The information transmitted is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. This message does not constitute a contract with Suncoast or its employees, a modification or any existing contract with Suncoast, an offer to contract, an acceptance of an offer to contract in the absence of a separate properly executed contract by all parties or their authorized officers. 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As a reminder, Suncoast Credit Union will never ask for non-public information regarding any member or their accounts or loans through electronic means (e-mail, text, etc.) except through secure e-mail or some other secure electronic means. Any review, retransmission, dissemination or other use of this information by persons or entities other than the intended recipient(s) is unauthorized and prohibited. Any transmission of confidential and/or privileged material to persons or entities other than the intended recipient(s) shall not be construed as a waiver of any privilege or confidence. If you receive this transmission in error, please contact the sender and delete the material. Under Florida Law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by telephone or in writing. 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