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Resolution 2025-108 RESOLUTION NO. 2025- 1 08 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF COLLIER COUNTY, FLORIDA, ESTABLISHING A LOCAL DISASTER PROGRAM. WHEREAS, there are various State and Federal programs to provide Disaster Assistance to households in incorporated or unincorporated Collier County in the aftermath of a disaster as declared by the President of the United States or Governor of the State of Florida; and WHEREAS, Collier County is uniquely prone to local wildfires and flooding,which are outside the scope of these programs,which are hereinafter referred to as Local Disasters; and WHEREAS, a growing number of Floridians no longer have homeowners insurance either because they were dropped by their carrier or simply can't afford the exorbitant increases imposed on homeowners. The Insurance Information Institute estimated last year that 15%to 20%of Floridians have no insurance. The national average is 12 percent; and WHEREAS, Collier County lacks a local disaster response mechanism to assist residents impacted by localized events such as wildfires or floods. Accordingly, it is the intent of the Board to establish a Local Disaster Response Program to assist low to moderate income households who are uninsured or underinsured due to rising costs and include those costs that are not typically covered by homeowners or flood insurance, such as tipping fees, dumpster rentals, and similar expenses. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF COLLIER COUNTY, FLORIDA,that: 1. The foregoing recitals are hereby adopted as legislative findings of the Collier County Board of County Commissioners ("Board") and are ratified and confirmed as being true and correct and are hereby made a specific part of this Resolution upon adoption hereof 2. The Board hereby establishes a Local Disaster Program to be administered by the Community and Human Services Division. 3. Before any funds can be expended under the Program for an event,the Board must first declare a Local Disaster at public hearing. 4. Funding shall be in accordance with Collier County's approved State Housing Initiatives Partnership Local Housing Assistance Plan, as amended. 5. This Resolution shall become effective upon adoption by a majority vote of the Board of County Commissioners. Page 1 of 2 This Resolution adopted by the Board this 27 day of 2025, after motion, second and majority vote favoring same. . ?0 ATTEST: ... .f ' `, BOARD OF COUNTY COMMISSIONERS CRYSTAL K. KINZEL,'CL' COLLIER COUNTY, FLORIDA By: By: 4“..11X.0174ZeorsAmb Attest as to dh iiiOaanil .;,;, p C._ Burt L. Saunders, Chairman signs uro .^r Approve s o an eg ty: Jeffrey A tzk w, unty Attorney Page 2 of 2