Agenda 04/22/2025 Item #16D 2 (Sign thirty mortgage satisfactions for the SHIP loan program totaling $288,311.92 and authorize the budget amendment to appropriate $113,207.95 in repayment funds.)4/22/2025
Item # 16.D.2
ID# 2025-1066
Executive Summary
Recommendation to approve and authorize the Chairman to sign thirty (30) mortgage satisfactions for the State Housing
Initiatives Partnership loan program in the amount of $288,311.92, and to authorize the associated Budget Amendment to
appropriate repayment amount totaling $113,207.95. (SHIP Grant Fund 1053)
OBJECTIVE: To support the County's strategic initiative of comprehensive affordable housing opportunities through
home ownership and/or rehabilitation assistance programs funded by the State Housing Initiatives Partnership (SHIP).
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing program,
offers assistance to first-time homebuyers for use toward a portion of the required down
payment and emergency repairs to the newly acquired home, or rehabilitation assistance to homeowners for
rehabilitation to their homesteaded property. As a condition of the loan, the homeowner must repay the assistance
provided upon sale before the end of the affordability term, refinance or loss of homestead exemption. If all conditions of
the loan are met, the loan is fully forgiven.
The following table provides details regarding the associated mortgages that have met the affordability period or were
paid off. As such, satisfactions of mortgage are required.
File #
Name
Reason for
Payoff
Public Record
Mortgage or
Mortgage
Modification
Amount
Payment
Amount
Countywide
Impact Fee
Y/N
02-224 Juan Gomez-Cruz and
Julia A. Garcia
Affordability
period met
OR 3067/PG 1958 $5,000.00 $0.00 N
04-024 Gary Jean Chery Affordability
period met
OR 3435/PG2458 $5,000.00 $0.00 N
00-388 Daniel Garcia and
Kristie Garcia
Affordability
period met
OR 2684/PG2804 $2,500.00 $0.00 N
03-243 Jose l. Villagomez and
Norma M. Villagomez
Affordability
period met
OR 3342/PG 3187 $5,000.00 $0.00 N
03-077 Clement Vincent and
Daniella Vincent
Affordability
period met
OR 3179/PG 3275 $5,000.00 $0.00 N
04-111 Carlos Acosta and
Gladys Castano
Property Sold OR 3602/PG 3269 $5,000.00 $5,000.00* N
17-17MH Kathryn S. Linder Property Sold OR 5930/PG 1486
OR 5615/PG 0339
OR 5596/PG 2727
$142,811.92 $95,207.95** N
03-073 Jose Luis Gonzalez and
Maria Guadalupe Vega
Affordability
period met
OR 3180/PG 0258 $5,000.00 $0.00 N
03-074 Gaspar Juan A/K/A
Juan Gaspar and Rosa
Bartolo
Affordability
period met
OR 3175/PG 1136 $2,500.00 $0.00 N
03-374 Froylan Resendiz and
Maria Carmen Resendiz
Affordability
period met
OR 3173/PG 0470 $5,000.00 $0.00 N
03-080 Marie Saint Georges Affordability
period met
OR 3248/PG 3214 $5,000.00 $0.00 N
03-085 Douglas R. Webb Property Sold OR 3201/PG 0256 $5,000.00 $5,000.00* N
03-090 Jean O Rinvil and Marie
T Rinvil
Affordability
period met
OR 3288/PG 0716 $2,500.00 $0.00 N
03-092 Juan Manuel Vera and
Maria Alicia Vera
Affordability
period met
OR 3229/PG 0804 $5,000.00 $0.00 N
Page 4491 of 6355
4/22/2025
Item # 16.D.2
ID# 2025-1066
03-093 Noelia Martinez Affordability
period met
OR 3229/PG 0821 $5,000.00 $0.00 N
03-094 Lorenzo Martinez and
Aida Martinez
Affordability
period met
OR 3229/PG 0616 $5,000.00 $0.00 N
03-099 Jean Denize and Marie
Denize
Affordability
period met
OR 3173/PG 0497 $5,000.00 $0.00 N
03-106 Maxime Joseph and
Marie Karine F Joseph
Affordability
period met
OR 3207/PG 1086 $5.000.00 $0.00 N
03-107 Silvia Hernandez Affordability
period met
OR 3212/PG 3025 $5,000.00 $0.00 N
03-109 Luis F Londono and
Rosalba Cardona
Affordability
period met
OR 3207/PG 0921 $5,000.00 $0.00 N
03-110 J. Guadalupe Flores and
Evangelina Vazquez
Affordability
period met
OR 3207/PG 1224 $5,000.00 $0.00 N
00-310 Jean S Jospeh and
Dieula Joseph
Affordability
period met
OR 2648/PG 2550 $2,500.00 $0.00 N
03-119 Carlos Alvarado and
Margarita Alvarado
Affordability
period met
OR 3237/PG 0309 $5,000.00 $0.00 N
03-120 Juan Gonzalez and
Leticia Gonzalez
Affordability
period met
OR 3225/PG 2698 $5,000.00 $0.00 N
03-121 Ramiro Soto and Maria
Esther Soto
Affordability
period met
OR 3207/PG 1389 $5,000.00 $0.00 N
03-125 Alejandro J Ortiz and
Mariana Trejo
Affordability
period met
OR 3212/PG 3047 $2,500.00 $0.00 N
03-145 Micheline Imprevert*** Affordability
period met
OR 3245/PG 1848 $5,000.00 $0.00 N
05-082 Mark T. Korzen Property Sold OR 4111/PG 1680 $18,000.00 $18,000.00 N
03-158 Sarah Gladish Affordability
period met
OR 3295/PG 1642 $5,000.00 $0.00 N
03-163 Joseph Cephat and
Idoria C. Dure
Affordability
period met
OR 3295/PG 2101 $5,000.00 $0.00 N
Total $288,311.92 $123,207.95
*Income recognized in a previous fiscal year.
**A portion of the mortgage has been forgiven according to the terms in the agreement.
*** Mortgage signed on 2/28/2003-Incorrect Date written on document prior to recording
Approval of this item will authorize the Chairman to sign the aforementioned mortgage satisfactions and the executed
document shall be recorded in the Public Records of Collier County, Florida.
This item is consistent with the Collier County strategic plan objective support comprehensive affordable housing
opportunities
FISCAL IMPACT: The Budget Amendment recognizes $113,207.95 in program income for which 5% will be used for
administrative funds. The repayment of $10,000.00 was previously recognized in the year the funds were paid. The $10
recording fee for the thirty satisfactions of mortgage will be paid from the SHIP Grant Fund (1053), Project 33863.
GROWTH MANAGEMENT IMPACT: There is no growth management impact.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval.-JAK
RECOMMENDATIONS: To approve and authorize the Chairman to sign thirty (30) mortgage satisfactions for the
Page 4492 of 6355
4/22/2025
Item # 16.D.2
ID# 2025-1066
State Housing Initiatives Partnership loan program in the amount of $288,311.92, and to authorize the associated Budget
Amendment to appropriate repayment amount totaling $113,207.95. (SHIP Grant Fund 1053)
PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community and Human Services Division
ATTACHMENTS:
1. 4.22.25 SHIP SOMS (30) SIGNED
2. 4.22.25 SHIP SOMS BACKUP_Redacted
3. ZGRANT_BUDGET_NOXML_B 33907 $113,207.95 pn
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