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Agenda 02/11/2025 Item #16D 3 (41 Releases of Lien for properties that met the required 15-year period in the SHIP deferral agreements)2/11/2025 Item # 16.D.3 ID# 2025-36 Executive Summary Recommendation to approve and authorize the chair to sign forty-one (41) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $275,500, and to authorize the associated Budget Amendment to appropriate repayment amount totaling $3,000. (SHIP Grant Fund 1053) OBJECTIVE: To support the County's strategic initiative of quality of place through home ownership and/or rehabilitation assistance programs funded by the State Housing Initiatives Partnership (SHIP). CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing program, offers assistance to first-time homebuyers for use toward a portion of the required down payment and/or emergency repairs to the newly acquired home, or rehabilitation assistance to homeowners for rehabilitation to their homesteaded property. As a condition of the rehabilitation award, the homeowner must repay the assistance provided upon sale before the end of the affordability term, refinance or loss of homestead exemption. If all conditions of the loan are met, one-third of the loan will be forgiven in five-year increments so that at the end of the fifteenth (15) year the loan is fully forgiven. The following table provides details regarding the associated mortgages that have been satisfied through payoff*, death or met the affordability period. Resolution No. 18-58 provides that in the event of the death of the borrowers, all debts will be forgiven for all affordable housing programs administered by the Collier County Community and Human Services Division (CHS). Furthermore, there are no outstanding County Wide Impact Fees for the clients listed below. *The property owners received SHIP Impact Fee Waivers through the Developer (Habitat for Humanity of Collier County, Inc.) that met the 15-year affordability period, and the lien was released. File # Name Reason for Payoff Public Record Mortgage or Mortgage Modification Amount Payment Amount Countywide Impact Fee Y/N 01-295 Felix Ortiz and Brigida Ortiz Affordability period met OR 2846 PG 3003 $2,500.00 $0.00 N 00-161 Cresencio Sanchez and Graciela Martinez Sanchez Affordability period met OR 2631 PG 2038 $2,500.00 $0.00 N 09-052 Ricardo Rodriguez and Nidia Rabelo Property sold OR 4415 PG 4183 $3,000.00 $3,000.00 N* 04-094 Fernando Ramirez and Norma Ramirez Affordability period met OR 3602 PG 3803 $2,500.00 $0.00 N 04-110 Trobner Eldira and Celonise Eldira Affordability period met OR 3602 PG 3243 $2,500.00 $0.00 N 04-105 Jacinto Blas and Josefina Blas Affordability period met OR 3602 PG 3164 $5,000.00 $0.00 N Page 2401 of 3773 2/11/2025 Item # 16.D.3 ID# 2025-36 04-106 J. Isidro Mendez and Raquel Rangel Affordability period met OR 3602 PG 3829 $5,000.00 $0.00 N 04-086 Guera Desgrottes Affordability period met OR 3602 PG 3151 $5,000.00 $0.00 N 04-119 Abel Rill and Gardenia Rill Affordability period met OR 3602 PG 3138 $5,000.00 $0.00 N 04-117 Selvendieu Nelson and Marie D. Nelson Affordability period met OR 3610 PG 0079 $2,500.00 $0.00 N 04-124 Alexander Pico and Aymee Perez Affordability period met OR 3610 PG 0040 $5,000.00 $0.00 N 04-178 Orlando Perez and Marlis Vega Affordability period met OR 3652 PG 2923 $10,000.00 $0.00 N 04-127 Pedro Brito and Abonia T. Brito Affordability period met OR 3602 PG 3282 $5,000.00 $0.00 N 04-102 Theodule Charles and Theolande Charles Affordability period met OR 3602 PG 3542 $2,500.00 $0.00 N 04-137 Maria G. Rivera Affordability period met OR 3602 PG 3789 $5,000.00 $0.00 N 04-137 Olga L. Madrid Affordability period met OR 3610 PG 0066 $5,000.00 $0.00 N 04-144 Lafrance Excellent Affordability period met OR 3657 PG 1375 $5,000.00 $0.00 N 04-135 Innocent Celucien and Marilia Audige Affordability period met OR 3602 PG 3816 $5,000.00 $0.00 N 04-107 Nitho Calixte and Guylene Calixte Affordability period met OR 3602 PG 3555 $5,000.00 $0.00 N 04-134 Roland Ulysse and Mercilande Ulysse Affordability period met OR 3610 PG 0092 $2,500.00 $0.00 N 04-108 Julama Jean and Benita Jean-Dumercy Affordability period met OR 3602 PG 3177 $5,000.00 $0.00 N 04-136 Isael Enriquez and Anabel Gonzalez Affordability period met OR 3602 PG 3503 $2,500.00 $0.00 N Page 2402 of 3773 2/11/2025 Item # 16.D.3 ID# 2025-36 04-123 Enrique Diaz and Iris Torres Affordability period met OR 3602 PG 3296 $2,500.00 $0.00 N 04-164 Elias Viamonte Vega and Saday Ricardo Hernandez Affordability period met OR 3661 PG 0562 $10,000.00 $0.00 N 04-171 Diana M. Brown Affordability period met OR 3653 PG 0819 $10,000.00 $0.00 N 04-142 Gladys Ruiz Jiminez A/K/A Gladys Cooke Affordability period met OR 3644 PG 3736 $10,000.00 $0.00 N 04-166 Jose J. Campos and Maria A. Campos Affordability period met OR 3644 PG 3749 $10,000.00 $0.00 N 04-181 Jairo Cortes and Mariana Gonzalez Affordability period met OR 3655 PG 2246 $10,000.00 $0.00 N 04-170 Zuzel Gonzalez Affordability period met OR 3652 PG 2660 $10,000.00 $0.00 N 04-172 Rafaela Jaimes Affordability period met OR 3662 PG 2049 $10,000.00 $0.00 N 04-183 Silvestre R. Rodriguez and Maricruz Rodriguez Affordability period met OR 3662 PG 2659 $10,000.00 $0.00 N 04-141 Guillermo Garcia and Sara Rojas de Garcia Affordability period met OR 3662 PG 2640 $10,000.00 $0.00 N 04-187 Melius Teresias and Monique Teresias Affordability period met OR 3676 PG 1051 $10,000.00 $0.00 N 04-188 Vincente Gutierrez and Veronica Gutierrez Affordability period met OR 3662 PG 1573 $10,000.00 $0.00 N 04-195 Bazelais Jacques and Elionord Jacques-Adras Affordability period met OR 3702 PG 2985 $10,000.00 $0.00 N Page 2403 of 3773 2/11/2025 Item # 16.D.3 ID# 2025-36 04-184 Uriel Martinez and Maria Martinez Affordability period met OR 3662 PG 1553 $10,000.00 $0.00 N 04-185 Julio Aleman and Milagros Aleman Affordability period met OR 3662 PG 1597 $10,000.00 $0.00 N 04-192 Jorge Nunez and Amyee Iser Affordability period met OR 3662 PG 2001 $10,000.00 $0.00 N 04-169 Eva Martinez Affordability period met OR 3662 PG 1408 $10,000.00 $0.00 N 04-182 Henry Avila and Maria Ramirez Affordability period met OR 3662 PG 1388 $10,000.00 $0.00 N 04-190 Florentino Pasqual and Paulina Sanchez Affordability period met OR 3676 PG 2135 $10,000.00 $0.00 N Total $275,500.00 $3,000.00 *The above property owners received SHIP Impact Fee Wavers through the Developer (Habitat for Humanity of Collier County, Inc.) that met the 15-year affordability period, and the lien was released. Approval of this item will authorize the Chairman to sign the aforementioned mortgage satisfactions, and the executed document shall be recorded in the Public Records of Collier County, Florida. FISCAL IMPACT: The repaid amount of $3,000.00 satisfies the payoff amount for the above referenced SHIP loans. The repayment of $3,000.00 is considered program income of which 5% or $150.00 will be used as administrative funds and have been deposited in SHIP Grant Fund 1053, Project 33907. A recording fee of $10.00 has been paid by the homeowners who sold their homes. The $10 recording fee for the 40 satisfactions of mortgage will be paid from the SHIP Grant Fund (1053), Project 33863. GROWTH MANAGEMENT IMPACT: There is no growth management impact. LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board approval.-JAK RECOMMENDATIONS: To approve and authorize the chairman to sign forty-one (41) mortgage satisfactions for the Page 2404 of 3773 2/11/2025 Item # 16.D.3 ID# 2025-36 State Housing Initiatives Partnership loan program in the amount of $275,500.00. (SHIP Grant Fund 1053) PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community and Human Services Division ATTACHMENTS: 1. Signed 41 SOM's 2. 2.11.25 SHIP SOMs Backup_Redacted 3. 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