Agenda 01/14/2025 Item #16D10 (Satisfaction of Mortgage (30) for the State Housing Partnership Loan Program)1/14/2025
Item # 16.D.10
ID# 2024-2318
Executive Summary
Recommendation to approve and authorize the Chairman to sign thirty (30) mortgage satisfactions for the State Housing
Initiatives Partnership loan program in the amount of $220,479.10 and to authorize the associated budget amendment to
appropriate repayment amount totaling $3,000.00. (SHIP Grant Fund 1053)
OBJECTIVE: To support the County's strategic initiative of quality of place through home ownership and/or
rehabilitation assistance programs funded by the State Housing Initiatives Partnership (SHIP).
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing program,
offers assistance to first-time homebuyers for use toward a portion of the required down payment and emergency repairs
to the newly acquired home, or rehabilitation assistance to homeowners for rehabilitation to their homesteaded property.
As a condition of the below rehabilitation award, the homeowner must repay the assistance provided upon sale before the
end of the affordability term, refinance or loss of homestead exemption. If all conditions of the loan are met, one-third of
the loan will be forgiven in five-year increments so that at the end of the fifteenth (15) year the loan is fully forgiven.
The following table provides details regarding the associated mortgages that have been satisfied through payoff, death or
met the affordability period. Resolution No. 18-58 provides that in the event of the death of the borrowers, all debts will
be forgiven for all affordable housing programs administered by the Collier County Community and Human Services
Division (CHS). The Death Certificate for the deceased has been provided to CHS. Furthermore, there are no outstanding
County Wide Impact Fees for the clients listed below.
File #
Name
Reason for
Payoff
Public
Record
Mortgage or
Mortgage
Modification
Amount
Payment
Amount
Countywide
Impact Fee
Y/N
04-
032
Felipe
Mendoza and
Anita M.
Mendoza
Affordability
period met
OR 3478
PG 3245
$5,000.00 $0.00 N *
04-
013
Adulfo B.
Almanza and
Maria O.
deBedolla
Affordability
period met
OR 3479
PG 0419
$5,000.00 $0.00 N *
04-
012
Jaime Perez
Arreguin and
Araceli A.
Mendoza
Affordability
period met
OR 3489
PG 2776
$5,000.00 $0.00 N *
04-
031
Manuel
Saavedra and
Maria G.
Saavedra
Affordability
period met
OR 3484
PG 1877
$5,000.00 $0.00 N *
04-
030
Miguel Garcia
and Veronica
Garcia
Affordability
period met
OR 3484
PG 1694
$2,500.00 $0.00 N *
04-
071
Irma
L.Ramirez
Affordability
period met
OR 3507
PG 1145
$5,000.00 $0.00 N **
04-
076
Francisco
Martinez and
Maria L.
Velazquez
Affordability
period met
OR 3524
PG 2877
$5,000.00 $0.00 N **
Page 3953 of 6405
1/14/2025
Item # 16.D.10
ID# 2024-2318
04-
160
Aida Cayente
N/K/A Aida
Molina
Affordability
period met
OR 3664
PG 0771
$10,000.00 $0.00 N **
04-
100
Jose E. Alfaro
Jr. and
Rosaura
Alfaro
Affordability
period met
OR 3572
PG 2261
$5,000.00 $0.00 N **
04-
101
Maria M.
Alfaro
Affordability
period met
OR 3572
PG 1733
$5,000.00 $0.00 N **
04-
147
Alonzo Rivera
and Araceli
Rivera N/K/A
Araceli Galan
Affordability
period met
OR 3732
PG 0223
$2,500.00 $0.00 N **
04-
140
Colbert J.
Charlesduc
and Monique
Charlesduc
Affordability
period met
OR 3721
PG 2405
$5,000.00 $0.00 N **
04-
143
Jose Ramon
Galvan and
Petra Galvan
Affordability
period met
OR 3662
PG 1370
$5,000.00 $0.00 N **
04-
132
Tonya L.
Passmore
Affordability
period met
OR 3732
PG 2091
$5,000.00 $0.00 N **
04-
150
Emmanuel
Dieudonne
and Yselande
Merisier
Affordability
period met
OR 3729
PG 2852
$2,500.00 $0.00 N **
04-
180
San Juana
Harding
Affordability
period met
OR 3721
PG 2424
$10,000.00 $0.00 N **
04-
138
Juan C.
Plascencia and
Olga
Maldonado
Affordability
period met
OR 3736
PG 3109
$5,000.00 $0.00 N **
04-
151
Jose L.
Martinez and
Isabel S.
Martinez
Affordability
period met
OR 3721
PG 2363
$5,000.00 $0.00 N **
04-
156
Domingo
Perez and
Dominga
Perez
Affordability
period met
OR 3664
PG 0455
$10,000.00 $0.00 N **
04-
145
Bernadette
Geter
Affordability
period met
OR 3738
PG 3788
$5,000.00 $0.00 N **
04-
155
Rebecca
Alvarado
Affordability
period met
OR 3664
PG 0735
$10,000.00 $0.00 N **
Page 3954 of 6405
1/14/2025
Item # 16.D.10
ID# 2024-2318
04-
179
Paul Vincent
and Manotte
Vincent
Affordability
period met
OR 3664
PG 0789
$10,000.00 $0.00 N **
04-
157
Armando
Sanchez and
Maria Ester
Sanchez
Affordability
period met
OR 3664
PG 0473
$10,000.00 $0.00 N **
04-
131
Melissa L.
Diaz
Affordability
period met
OR 3694
PG 0666
$5,000.00 $0.00 N **
04-
133
Joseph
Benjamin and
Rita Benjamin
Affordability
period met
OR 3611
PG 2925
$5,000.00 $0.00 N **
04-
139
Salvador
Ramirez and
Veronica
Ramirez
Affordability
period met
OR 3721
PG 2387
$5,000.00 $0.00 N **
04-
099
Fernando Cruz
and Felicita
Cruz
Affordability
period met
OR 3552
PG 3574
$5,000.00 $0.00 N **
04-
075
Selina
Martinez
Affordability
period met
OR 3524
PG 2894
$5,000.00 $0.00 N **
15-
10R
Gilberto L.
Gomez A/K/A
Gilbert L.
Gomez
Deceased OR 5386
PG 3975
Modification
OR 5507
PG 2834
*See
Modified
Total Below
$0.00 N
16-
038R
Gilberto L.
Gomez A/K/A
Gilbert L.
Gomez
Deceased OR 5605
PG 2451
Modification
OR 5930
PG 1477
$54,979.10 $0.00 N
09-
212
Simona Cook Property Sold OR 4540
PG 3174
$3,000.00 $3,000.00 N
Total $220,479.10 $3,000.00
*The above property owners received SHIP Impact Fee Deferrals through the Developer (Habitat for Humanity of
Collier County, Inc.) that met the 15-year affordability period, and the lien was released.
** The above property owners received SHIP Impact Fee Deferrals through the Developer (Habitat for Humanity of
Collier County, Inc.) that met the 15-year affordability period, and the liens were released at the 12/10/2024 BCC
Meeting.
Approval of this item will authorize the Chairman to sign the aforementioned mortgage satisfactions and the executed
document shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $3,000 satisfies the payoff amount for the above referenced SHIP loan. The
repayment of $3,000 is considered program income of which 5% or $150 will be used as administrative funds. A Budget
Page 3955 of 6405
1/14/2025
Item # 16.D.10
ID# 2024-2318
Amendment will be required to recognize the program income of $3,000 in SHIP Grant Fund (1053) Project 33907. A
recording fee of $10 has been paid by the homeowner who sold their home. The $10 recording fee for the twenty-nine
satisfactions of mortgage will be paid from the SHIP Grant Fund (1053), Project 33807.
GROWTH MANAGEMENT IMPACT: There is no growth management impact.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval.-JAK
RECOMMENDATIONS: To approve and authorize the Chairman to sign thirty (30) mortgage satisfactions for the
State Housing Initiatives Partnership loan program in the amount of $220,479.10 and to authorize the associated budget
amendment to appropriate repayment amount totaling $3,000.00. (SHIP Grant Fund 1053)
PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community and Human Services Division
ATTACHMENTS:
1. 1.14.25 SHIP SOMS (2)-1
2. SHIP SOMS BACKUP 1.14.25 (2)
3. ZGRANT_BUDGET_NOXML_B $3,000
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