Agenda 01/14/2025 Item #16D 9 (Satisfaction of Mortgage (30) for the State Housing Partnership Loan Program)1/14/2025
Item # 16.D.9
ID# 2024-2280
Executive Summary
Recommendation to approve and authorize the Chairman to sign thirty (30) mortgage satisfactions for the State Housing
Initiatives Partnership loan program in the amount of $145,000.00. (SHIP Grant Fund 1053)
OBJECTIVE: To support the County's strategic initiative of quality of place through home ownership and/or
rehabilitation assistance programs funded by the State Housing Initiatives Partnership (SHIP).
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing program,
offers assistance to first-time homebuyers for use toward a portion of the required down
payment and emergency repairs to the newly acquired home, or rehabilitation assistance to homeowners for
rehabilitation to their homesteaded property. As a condition of the below rehabilitation award, the homeowner
must repay the assistance provided upon sale before the end of the affordability term, refinance or loss of homestead
exemption. If all conditions of the loan are met, one-third of the loan will be forgiven in five-year increments so that at
the end of the fifteenth (15) year the loan is fully forgiven.
The following table provides details regarding the associated mortgages that have met the affordability period or were
paid off. As such, satisfactions of mortgage are required.
File #
Name
Reason for Payoff
Public
Record
Mortgage or
Mortgage
Modification
Amount
Payment
Amount
Countywide
Impact Fee
Y/N
04-103 Andre Jean and
Willia Attilis
Affordability period met OR 3599
PG 0040
$2,500.00 $0.00 N **
02-109 Luis Perez
Rodriguez and
Gillermina Perez
Affordability period met OR 2953
PG 0525
$5,000.00 $0.00 N
02-104 Julio Figueroa and
Gloria A. Figueroa
Affordability period met OR 2962
PG 1596
$5,000.00 $0.00 N *
01-287 Pedro Salinas Affordability period met OR 2847
PG 0907
$2,500.00 $0.00 N *
01-288 Catherine George Affordability period met OR 2852
PG 0800
$2,500.00 $0.00 N *
02-105 Refugio Perez and
Olivia Perez
Affordability period met OR 2962
PG 1693
$5,000.00 $0.00 N *
02-113 Daniel DeLeon
Castro and Maria
DeLeon
Affordability period met OR 2957
PG 2789
$5,000.00 $0.00 N
01-223 Jesus Garcia and
Guadalupe Garcia
Payoff received*** OR 2815
PG 0857
$5,000.00 $3,068.69 N
03-194 William Willien and
Sonia Willien
Affordability period met OR 3327
PG 1936
$5,000.00 $0.00 N *
03-302 Miguel Galvan and
Margarita Galvan
Affordability period met OR 3337
PG 0332
$5,000.00 $0.00 N *
03-212 Sergio G.
Villagomez and
Esther L.
Villagomez
Affordability period met OR 3328
PG 1204
$5,000.00 $0.00 N *
03-215 Jaime Mandujano
and Adelaida
Mandujano
Affordability period met OR 3328
PG 1187
$5,000.00 $0.00 N *
03-218 J. Cruz Villegas and Affordability period met OR 3426 $5,000.00 $0.00 N *
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1/14/2025
Item # 16.D.9
ID# 2024-2280
Maria Villegas PG 2768
03-213 Guadalupe Renteria
and Yolanda G.
Ramirez
Affordability period met OR 3328
PG 0619
$5,000.00 $0.00 N *
04-034 Debra A. Gadsden Affordability period met OR 3421
PG 1291
$5,000.00 $0.00 N **
04-
042R
Lesvia Martinez Affordability period met OR 3669
PG 0104
$15,000.00 $0.00 N
03-022 Emmanuel Excellent
and Rachelle
Excellent
Affordability period met OR 3106
PG 0437
$2,500.00 $0.00 N *
04-020 Mario Almanza and
Maria G. Serrato
Affordability period met OR 3450
PG 2390
$5,000.00 $0.00 N *
04-021 Martin A. Munoz
and Martha C.
Acosta
Affordability period met OR 3439
PG 2293
$5,000.00 $0.00 N *
04-026 SchumannTheodat
and Judith Anilus
Affordability period met OR 3426
PG 2181
$2,500.00 $0.00 N *
04-033 Juan S. Lopez and
Maria L. Lopez
Affordability period met OR 3435
PG 2495
$5,000.00 $0.00 N *
04-023 Jorge A. Calzada
and Ana Esquijarosa
Affordability period met OR 3476
PG 0805
$5,000.00 $0.00 N *
03-147 Antonio Lora and
Sebastiana Lora
Affordability period met OR 3233
PG 2207
$2,500.00 $0.00 N *
03-136 Jaime E. Fonseca
and Flor Alba Sotelo
Affordability period met OR 3237
PG 0333
$5,000.00 $0.00 N *
03-137 Serafin A. Estrada
and Susel Brao
N/K/A Susel Estrada
Affordability period met OR 3245
PG 1539
$5,000.00 $0.00 N *
04-073 Mike Lora and
Gabriela Lora
Affordability period met OR 3521
PG 1931
$2,500.00 $0.00 N **
04-146 Manel Viaud and
Marie Viaud
Affordability period met OR 3614
PG 0750
$2,500.00 $0.00 N **
03-
047R
Moncerrate Sanabria
****
Deceased/Affordability
period met
OR 3273
PG 3229
$15,000.00 $0.00 N
03-011 Manuel M. Castro
and Josefina C.
Castro
Affordability period met OR 3112
PG 2207
$2,500.00 $0.00 N *
00-325 Vinet Sanon and
Aliana Sanon
Affordability period met OR 2643
PG 1967
$2,500.00 $0.00 N *
Total $145,000.00 $3,068.69
*The above property owners received SHIP Impact Fee Wavers through the Developer (Habitat for Humanity of Collier
County, Inc.) that met the 15-year affordability period, and the lien was released.
** The above property owners received SHIP Impact Fee Waivers that met the 15-year affordability period, and the lien
was released.
***Payoff received and funds recognized in 2005 (Check # xxx882, Transaction # 572809, Payment Slip HS 150432).
**** At the homeowner’s request, her relative was added to the deed for estate purposes.
Approval of this item will authorize the Chairman to sign the aforementioned mortgage satisfactions and the executed
Page 3752 of 6405
1/14/2025
Item # 16.D.9
ID# 2024-2280
document shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repayment $3,068.69 was previously recognized in the year the funds were paid. There is no
new fiscal impact. The $10 recording fee for the thirty satisfactions of mortgage will be paid from the SHIP Grant Fund
(1053), Project 33807.
GROWTH MANAGEMENT IMPACT: There is no growth management impact.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board
approval.-SA
RECOMMENDATIONS: To approve and authorize the Chairman to sign thirty (30) mortgage satisfactions for the
State Housing Initiatives Partnership loan program in the amount of $145,000.00. (SHIP Grant Fund 1053)
PREPARED BY: Michelle Rubbo, Grants Support Specialist II, Community and Human Services Division
ATTACHMENTS:
1. 1.14.25 (1) Stamped SOMs
2. SHIP SOMS 1.14.25 (1) BACKUP
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