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Agenda 08/27/2024 Item #16E 1 (The purchase of Flood insurance for Fiscal Year 2025)
08/27/2024 EXECUTIVE SUMMARY Recommendation to approve the purchase of flood insurance for Fiscal Year 2025 in the estimated amount of $713,130. OBJECTIVE: To purchase flood insurance on County owned properties in special flood hazard areas against losses caused by the peril of flood and to comply with the Stafford Act. CONSIDERATIONS: The Board of Commissioners purchases flood insurance to protect the County’s real and personal property assets against losses caused by the peril of flood. Additionally, it is purchased in order to comply with Section 311 (42 U.S.C 5154) of the Stafford Act which requires that an applicant for FEMA assistance “shall comply with regulations prescribed by the President to assure that, with respect to any property to be replaced, restored, repaired, or constructed with such assistance, such types and extent of insurance will be obtained and maintained as may be reasonably available, adequate, and necessary, to protect against future loss to such property.” Flood coverage is underwritten and priced by the National Flood Insurance Program (NFIP), and policies are sold and serviced through insurance carriers and brokers. The pricing of these policies is set by the NFIP and cannot be changed or negotiated. The maximum limit of coverage that can be purchased per building is $500,000 and $500,000 for contents. The County’s property insurance policy provides a layer of excess flood coverage above the $500,000 NFIP limit up to a maximum of $75,000,000. Flood policies are placed according to building location. The current Flood Insurance Schedule identifies 205 policies with limits purchased of $84,595,000. These policies renew at various times throughout the year, with most renewals occurring in August and September. In addition, the schedule may be updated during the fiscal year as properties are added or deleted, requiring the addition or deletion of coverage. To ensure that coverage is secured on a timely basis, staff is requesting approval to purchase flood insurance for the fiscal year and authorize staff to request payment as these policies come due. Brown & Brown, the County’s insurance broker, estimates that the total premium in FY 2025 will not exceed $713,130. A schedule of covered locations is attached as reference. FISCAL IMPACT: The estimated annual cost to procure flood insurance in FY 2025 is $713,130. Sufficient funds have been budgeted within Fund 5016 (Property & Casualty Insurance Fund) for this purchase. GROWTH MANAGEMENT IMPACT: There is no growth management impact associated with this item. LEGAL CONSIDERATIONS: This item has been reviewed by the County Attorney, is approved as to form and legality and requires majority vote for approval. -JAK RECOMMENDATION: To approve the purchase of flood insurance in the estimated amount of $713,130 and authorize the County Manager or designee to complete any applications or other documents necessary to bind, add, or delete coverage as needed in Fiscal Year 2025. Prepared by: Michael K. Quigley, RMPE, Division Director, Risk Management ATTACHMENT(S) 1. Collier County Flood Policies Premium Comparison 24-25 (PDF) 16.E.1 Packet Pg. 1499 08/27/2024 COLLIER COUNTY Board of County Commissioners Item Number: 16.E.1 Doc ID: 29651 Item Summary: Recommendation to approve the purchase of flood insurance for Fiscal Year 2025 in the estimated amount of $713,130. Meeting Date: 08/27/2024 Prepared by: Title: Manager, Risk Finance – Risk Management Name: Greily Gonzalez 08/09/2024 10:58 AM Submitted by: Title: Risk Management Director – Risk Management Name: Michael Quigley 08/09/2024 10:58 AM Approved By: Review: Risk Management Michael Quigley Director Review Completed 08/09/2024 11:09 AM Corporate Business Operations Kenneth Kovensky Corporate Business Operations Review Completed 08/13/2024 11:31 AM Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 08/13/2024 12:42 PM Office of Management and Budget Blanca Aquino Luque OMB Reviewer Completed 08/14/2024 8:37 AM County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 08/14/2024 4:22 PM County Manager's Office Amy Patterson Level 4 County Manager Review Completed 08/19/2024 11:29 AM Board of County Commissioners Geoffrey Willig Meeting Pending 08/27/2024 9:00 AM 16.E.1 Packet Pg. 1500 Deductible NTE/BUDGET 24-5 Policy Number Location Address # of Policies Description New Effective New Expiration Building Contents Deductible FY 10/1/2022 - 10/1/2023 FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 Issuing Co. 09 1152483036 00 40808 Tamiami Trail 1 Ochopee Fire Department 10/1/2023 10/1/2024 $ 500,000 $ 31,000 $ 2,000 $4,298 $5,018 $5,868 Wright Flood 09 1152483066 00 105 W Broadway Ave 2 Everglades Museum 10/1/2023 10/1/2024 $ 417,000 $ 48,000 $ 2,000 $11,230 $11,212 $11,212 Wright Flood 09 1152483037 00 7610 Davis Boulevard 3 Animal Control Sally Port 10/1/2023 10/1/2024 $ 500,000 $ 50,000 $ 1,250 $4,746 $5,547 $5,895 Wright Flood 09 1152483038 00 7200 Goodlette Road at Carica Rd 4 Carica Repump Station 10/1/2023 10/1/2024 $ 500,000 $ - $ 1,250 $3,896 $4,544 $5,308 Wright Flood 09 1152483039 00 10500 Goodlette Frank Road 5 Reuse Pump Station Wastewater 10/1/2023 10/1/2024 $ 500,000 $ - $ 1,250 $1,247 $1,418 $1,620 Wright Flood 09 1152483040 00 6200 Watergate Way 6 Pelican Bay Maint Building 10/1/2023 10/1/2024 $ 500,000 $ 22,000 $ 2,000 $11,055 $12,993 $14,247 Wright Flood 09 1152483041 00 6200 Watergate Way 7 Pump Station 10/1/2023 10/1/2024 $ 500,000 $ - $ 1,250 $2,865 $3,327 $3,872 Wright Flood 09 1152483042 00 10500 Goodlette Frank Road 8 Pretreatment Bldg Wastewater 10/1/2023 10/1/2024 $ 500,000 $ - $ 1,250 $1,077 $1,217 $1,383 Wright Flood 09 1152484635 00 3301 E Tamiami Trail 9 C-2 Tax Collector 10/4/2023 10/4/2024 $ 500,000 $ 118,000 $ 1,250 $1,515 $1,734 $2,168 Wright Flood 09 1152516411 00 105 Palm Drive 10 Glades IQ Pump Station, #105 10/10/2023 10/10/2024 $ 260,000 $ - $ 1,250 $4,222 $4,929 $6,161 Wright Flood 09 1152516410 00 2007 Mainsail Drive 11 Airport Terminal 10/11/2023 10/11/2024 $ 500,000 $ 500,000 $ 1,250 $2,762 $3,207 $4,009 Wright Flood 09 1152516409 00 1801-1812 Danford Street 12 Bayview Duplex 10/13/2023 10/13/2024 $ 150,000 $ - $ 2,000 $2,133 $2,335 $2,919 Wright Flood 09 1152516412 00 15000 Livingston Rd 13 North Collier Park Maintenance Bldg.10/23/2023 10/23/2024 500,000$ 315,000$ 1,250$ $1,623 $1,862 $2,328 Wright Flood 09 1152524918 00 2007 Mainsail Drive 14 Airport Hangar A 11/18/2023 11/18/2024 314,000$ -$ 1,250$ $12,674 $14,252 $17,815 Wright Flood 09 1152524917 00 3920 City Gate Blvd N 15 Restroom - Building #4 11/18/2023 11/18/2024 $ 500,000 $ - $ 1,250 $1,077 $1,217 $1,521 Wright Flood 09 1152524921 00 3881 City Gate Blvd N 16 Maintenance - Building #3 11/18/2023 11/18/2024 $ 500,000 $ 500,000 $ 1,250 $1,853 $2,133 $2,666 Wright Flood 09 1152524922 00 3940 City Gate Blvd N 17 Administration/Community Center #1 11/18/2023 11/18/2024 $ 500,000 $ 225,000 $ 1,250 $1,511 $1,731 $2,164 Wright Flood 09 1152524916 00 3893 City Gate Blvd S #5 18 Administration/Community Center #1 (Ticket Booth)11/18/2023 11/18/2024 $ 310,000 $ 25,000 $ 1,250 $958 $1,077 $1,346 Wright Flood 09 1152524943 00 2893 City Gate Blvd S #2 19 Restroom/Concession 11/18/2023 11/18/2024 $ 500,000 $ 150,000 $ 1,250 $1,418 $1,621 $2,026 Wright Flood 09 1152524920 00 2007 Mainsail Drive 20 Airport Hangar B 11/18/2023 11/18/2024 485,000$ -$ 1,250$ $14,300 $9,587 $11,984 Wright Flood 09 1152524919 00 30803 S.R. 29 Everglades City 21 Airport Hangar 11/18/2023 11/18/2024 485,000$ 8,000$ 2,000$ $10,021 $9,946 $12,433 Wright Flood 09 1152516980 00 250 Patriot Way 22 Sheriff's Special Ops 11/19/2023 11/19/2024 500,000$ -$ 1,250$ N/A $17,007 $21,259 Wright Flood 09 1152525342 00 10500 Goodlette Rd N.23 Effluent Filters CLS Contact 1 Bldg 12/1/2023 12/1/2024 $ 500,000 $ - $ 1,250 $2,865 $3,327 $4,159 Wright Flood 09 1152524925 00 10500 Goodlette Rd N.24 Effluent Filters CLS Contact 2 Bldg 12/1/2023 12/1/2024 $ 500,000 $ - $ 1,250 $5,457 $6,386 $7,983 Wright Flood 09 1152529634 00 10500 Goodlette Rd N.25 Old Chlorine Bldg 12/1/2023 12/1/2024 $ 244,000 $ 9,000 $ 1,250 $1,306 $1,488 $1,860 Wright Flood 09 1152524927 00 10500 Goodlette Rd N.26 Old Electric Bldg 12/1/2023 12/1/2024 $ 306,000 $ 5,000 $ 1,250 $909 $1,019 $1,274 Wright Flood 09 1152524926 00 4441 7th Avenue NE 27 Gun Range Bldg 12/1/2023 12/1/2024 $ 17,000 $ 1,000 $ 1,000 $681 $750 DO NOT RENEW - DUPLICATE Wright Flood 09 1152524924 00 3728 White Lake Blvd 28 House Hold Waste Bldg 12/1/2023 12/1/2024 $ 500,000 $ 50,000 $ 1,250 $1,190 $1,351 $1,689 Wright Flood 09 1152520918 00 909 Collier Court 29 Caxambas Dockmaster 12/1/2023 12/1/2024 136,000$ 18,000$ 2,000$ $3,507 $3,507 $4,384 Wright Flood 09 1152506144 00 1973 Bay Street 30 Single family 12/16/2023 12/16/2024 $ 250,000 $ 3,000 $ 1,250 $843 $940 $1,175 Wright Flood 09 1152529698 00 2015 Bay Street 31 House 12/16/2023 12/16/2024 250,000$ 3,000$ 1,250$ $842 $939 $1,174 Wright Flood 09 1152506145 00 180 South Heathwood 32 Marco Island Historical Museum 12/16/2023 12/16/2024 500,000$ 127,000$ 1,250$ $7,075 $8,295 $10,369 Wright Flood 09 1152525341 00 4260 Avalon Drive 33 Sudgen Park Sailing Center 12/16/2023 12/16/2024 325,000$ 19,000$ 1,250$ $4,747 $5,549 $6,936 Wright Flood 09 1152524923 00 8300 Radio Rd.34 Fuel Island Bldg 12/17/2023 12/17/2024 146,000$ 45,000$ 1,250$ $2,002 $1,681 $2,101 Wright Flood 09 1152525340 00 180 South Heathwood Drive 35 Marco Museum - Living History Hall 12/18/2023 12/18/2024 500,000$ 42,000$ 1,250$ $3,251 $3,783 $4,729 Wright Flood 09 1152506919 00 10500 Goodlette Frank Road 36 Blower Building - Aeration 12/28/2023 12/28/2024 500,000$ -$ 1,250$ $2,865 $3,328 $4,160 Wright Flood 09 1152506918 00 16325 Vanderbilt Drive 37 EMS & Sheriff 12/28/2023 12/28/2024 -$ 42,000$ 1,000$ $391 $410 $513 Wright Flood 09 1152255347 01 3950 Radio Road 38 Property Appraiser / Elks Lodge 1/3/2024 1/3/2025 500,000$ 500,000$ 1,250$ $2,023 $2,334 $2,918 Wright Flood 09 1152245686 01 5942 State Road 92 39 Goodland Re pump Station 1/3/2024 1/3/2025 275,000$ -$ 1,250$ $990 $1,115 $1,394 Wright Flood 09 1152248980 01 650 Airpark Road 40 Everglades Air Terminal 1/3/2024 1/3/2025 302,000$ 5,000$ 1,250$ $6,681 $7,830 $9,788 Wright Flood 09 1152248981 01 4294 Avalon Drive 41 Sudgen Park Water Ski Center 1/8/2024 1/8/2025 257,000$ 19,000$ 1,250$ $4,385 $5,120 $6,400 Wright Flood 09 1152259135 01 725 Airport Road South 42 Tax Collector Drivers License 1/18/2024 1/18/2025 500,000$ 92,000$ 1,250$ $3,302 $3,843 $4,804 Wright Flood 09 1152245687 01 801 Laurel Oak Drive 43 Pelican Bay Services 1/26/2024 1/26/2025 -$ 50,000$ 1,000$ $526 $567 $709 Wright Flood 09 1152263075 01 990 Chalmer Drive 44 Marco Island Recycling Center 1/27/2024 1/27/2025 498,000$ 18,000$ 1,250$ $5,996 $6,991 $8,739 Wright Flood 09 1152263493 01 13531 Vanderbilt Drive 45 Parks and Recreational Building 2/6/2024 2/6/2025 494,000$ 7,000$ 1,250$ $2,881 $3,346 $4,183 Wright Flood 09 1152248099 01 3893 City Gate Blvd S, #2 46 Restroom Concession 2/16/2024 2/16/2025 500,000$ 150,000$ 1,250$ $8,904 $8,904 $11,130 Wright Flood 09 1152248102 01 3893 City Gate Blvd S, #3 47 Maintenance 2/16/2024 2/16/2025 500,000$ 500,000$ 1,250$ $9,365 $9,365 $11,706 Wright Flood 09 1152248104 01 3920 City Gate Blvd N, #6 48 Building 6 2/16/2024 2/16/2025 500,000$ 130,000$ 1,250$ $6,656 $6,656 $8,320 Wright Flood 09 1152248109 01 3892 City Gate Blvd S, #8 49 Caretaker Facility 2/16/2024 2/16/2025 82,000$ -$ 1,000$ $1,327 $1,370 $1,713 Wright Flood 09 1152134409 02 15450 Collier Blvd 50 Government Center - Heritage Bay 3/4/2024 3/4/2025 $ 500,000 $ 500,000 $ 1,250 $8,236 $8,236 $10,295 Wright Flood 09 1152276535 01 100 Vanderbilt Beach Road 51 Vanderbilt Beach Pkg - Toll Booth 3/30/2024 3/30/2025 $ 13,000 $ - $ 1,000 $714 $714 $893 Wright Flood 09 1152295951 01 1515 Golden Gate Pkwy.52 Fred W. Coyle Freedom Park - Restroom 4/4/2024 4/4/2025 98,000$ -$ 1,000$ $1,499 $1,811 $2,264 Wright Flood 09 1152293215 01 1515 Golden Gate Pkwy.53 Education Building Freedom Park 4/4/2024 4/4/2025 $ 500,000 $ 61,000 $ 1,250 $1,747 $2,121 $2,651 Wright Flood 09 1152284988 01 1515 Golden Gate Pkwy.54 Fred W. Coyle Freedom Park Maintenance 4/4/2024 4/4/2025 169,000$ 11,000$ 1,250$ $1,288 $1,545 $1,931 Wright Flood 09 1152146470 02 10500 Goodlette Rd N.55 10500 Goodlette EQ Storage Building 4/10/2024 4/10/2025 $ 475,000 $ 100,000 $ 1,250 $6,202 $7,265 $9,081 Wright Flood 09 1152308060 01 102 Copeland Avenue N.56 Everglades Library/Court House 4/17/2024 4/17/2025 -$ 75,000$ 1,000$ $2,009 $2,009 $2,511 Wright Flood 09 1152321137 01 525 Newport Drive 57 Marina Building 5/9/2024 5/9/2025 500,000$ 92,000$ 1,250$ $3,843 $4,481 $5,601 Wright Flood 09 1152307943 01 1150 Vanderbilt Beach Road 58 Bath House 5/28/2024 5/28/2025 35,000$ -$ 1,000$ $1,145 $1,145 $1,431 Wright Flood 09 1152583468 00 8005 Vanderbilt Beach Road 59 Storage Building 6/14/2024 6/14/2025 500,000$ 50,000$ 1,250$ N/A $6,223 $7,779 Wright Flood 09 1152476447 01 10500 Goodlette Frank Road N 60 Generator Building 7/22/2024 7/22/2025 500,000$ -$ 1,250$ $1,217 $1,383 $1,729 Wright Flood 09 1152352095 00 10500 Goodlette-Frank Road 61 Oper Building/Administration 8/1/2023 8/1/2024 500,000$ 295,000$ 1,250$ $1,832 $2,108 $2,635 Wright Flood 09 1152352099 00 10500 Goodlette-Frank Road 62 Generator Building 8/1/2023 8/1/2024 500,000$ -$ 1,250$ $1,217 $1,383 $1,729 Wright Flood Collier County BOCC Flood Schedule 8/7/2024 Limits Premiums 16.E.1.a Packet Pg. 1501 Attachment: Collier County Flood Policies Premium Comparison 24-25 (29651 : Approval to Purchase Deductible NTE/BUDGET 24-5 Policy Number Location Address # of Policies Description New Effective New Expiration Building Contents Deductible FY 10/1/2022 - 10/1/2023 FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 Issuing Co. Collier County BOCC Flood Schedule 8/7/2024 Limits Premiums 09 1152352127 00 11121 East Tamiami Trail 63 E. Naples EMS & Sheriff 8/1/2023 8/1/2024 500,000$ 26,000$ 1,250$ $3,475 $4,048 $5,060 Wright Flood 09 1152352113 00 11565 East Tamiami Trail 64 Eagle Lakes Maint Bldg & SM Off / 4-150 8/1/2023 8/1/2024 86,000$ 4,000$ 1,000$ $616 $673 $841 Wright Flood 09 1152352096 00 1895 Veterans Park Dr 65 Veterans Park Comm Center 1895 8/1/2023 8/1/2024 500,000$ 66,000$ 1,250$ $3,699 $4,310 $5,388 Wright Flood 09 1152352098 00 1895 Veterans Park Dr 66 Softball Concessions Bldg 8/1/2023 8/1/2024 349,000$ 24,000$ 1,250$ $1,117 $1,265 $1,581 Wright Flood 09 1152352102 00 2373 Horseshoe Drive 67 Sheriff CID Building 8/1/2023 8/1/2024 500,000$ -$ 1,250$ $1,584 $1,916 $2,395 Wright Flood 09 1152352101 00 2800 N. Horseshoe Drive 68 Development Services Building 8/1/2023 8/1/2024 500,000$ 500,000$ 1,250$ $3,068 $3,785 $4,731 Wright Flood 09 1152352115 00 3301 E Tamiami Trail 69 Bldg E Snack Bar / Bldg E Snac 8/1/2023 8/1/2024 105,000$ 18,000$ 1,250$ $714 $789 $986 Wright Flood 09 1152352125 00 3301 E Tamiami Trail 70 Electric Substation A / Elec Su 8/1/2023 8/1/2024 183,000$ -$ 1,250$ $917 $1,029 $1,286 Wright Flood 09 1152352128 00 3301 E Tamiami Trail 71 Huntoon Gallery Museum 8/1/2023 8/1/2024 146,000$ 2,000$ 1,250$ $881 $986 $1,233 Wright Flood 09 1152352114 00 3301 E Tamiami Trail 72 Bldg D, Risk Mgmt 8/1/2023 8/1/2024 500,000$ 214,000$ 1,250$ $1,911 $2,202 $2,753 Wright Flood 09 1152352117 00 3301 E Tamiami Trail 73 Bldg G Purchasing 8/1/2023 8/1/2024 500,000$ 124,000$ 1,250$ $1,751 $2,013 $2,516 Wright Flood 09 1152352118 00 3301 E Tamiami Trail 74 Bldg H, Health Dept 8/1/2023 8/1/2024 500,000$ 155,000$ 1,250$ $1,796 $2,067 $2,584 Wright Flood 09 1152352119 00 3301 E Tamiami Trail 75 Bldg J, Sheriff / Jail 8/1/2023 8/1/2024 500,000$ -$ 1,250$ $1,390 $1,587 $1,984 Wright Flood 09 1152352120 00 3301 E Tamiami Trail 76 Bldg K Chiller Bldg 8/1/2023 8/1/2024 500,000$ 3,000$ 1,250$ $2,095 $2,420 $3,025 Wright Flood 09 1152352121 00 3301 E Tamiami Trail 77 Courthouse 8/1/2023 8/1/2024 500,000$ 500,000$ 1,250$ $2,007 $2,315 $2,894 Wright Flood 09 1152352122 00 3301 E Tamiami Trail 78 Craighead Lab Museum 8/1/2023 8/1/2024 138,000$ 7,000$ 1,250$ $1,104 $1,248 $1,560 Wright Flood 09 1152352123 00 3301 E Tamiami Trail 79 Discovery Cottage Museum 8/1/2023 8/1/2024 419,000$ 5,000$ 1,250$ $1,095 $1,237 $1,546 Wright Flood 09 1152352124 00 3301 E Tamiami Trail 80 Bldg M Museum 8/1/2023 8/1/2024 500,000$ 105,000$ 1,250$ $1,699 $1,951 $2,439 Wright Flood 09 1152352126 00 3301 E Tamiami Trail 81 Bldg W, General Services 8/1/2023 8/1/2024 500,000$ 500,000$ 1,250$ $2,305 $2,668 $3,335 Wright Flood 09 1152352129 00 3301 E Tamiami Trail 82 Electric Substation B 8/1/2023 8/1/2024 241,000$ 24,000$ 1,250$ $1,528 $1,750 $2,188 Wright Flood 09 1152352131 00 3301 E Tamiami Trail 83 C1 Elections 8/1/2023 8/1/2024 500,000$ 205,000$ 1,250$ $1,899 $2,190 $2,738 Wright Flood 09 1152352116 00 3329 E Tamiami Trail 84 Bldg F, Administration 8/1/2023 8/1/2024 500,000$ 500,000$ 1,250$ $2,006 $2,315 $2,894 Wright Flood 09 1152352104 00 3500 Thomasson Drive 85 ENCP Racquet Restroom 8/1/2023 8/1/2024 127,000$ -$ 1,250$ $2,731 $2,731 $3,414 Wright Flood 09 1152352106 00 3500 Thomasson Drive 86 ENCP Maint Barn 8/1/2023 8/1/2024 70,000$ -$ 1,000$ $1,031 $1,163 $1,454 Wright Flood 09 1152352107 00 3500 Thomasson Drive 87 ENCP Field Restroom 8/1/2023 8/1/2024 73,000$ -$ 1,000$ $2,022 $2,334 $2,918 Wright Flood 09 1152352105 00 3500 Thomasson Drive 88 ENCP Community Center 8/1/2023 8/1/2024 500,000$ 102,000$ 1,250$ $7,520 $8,820 $11,025 Wright Flood 09 1152352108 00 5600 Warren Street 89 SCWRF Solids Processing Bldg 8/1/2023 8/1/2024 500,000$ -$ 1,250$ $1,391 $1,588 $1,985 Wright Flood 09 1152352109 00 5600 Warren Street 90 SCWRF Electric Service Building 8/1/2023 8/1/2024 500,000$ -$ 1,250$ $1,418 $1,620 $2,025 Wright Flood 09 1152352110 00 5600 Warren Street 91 Blower Building - Aeration 8/1/2023 8/1/2024 500,000$ 18,000$ 1,250$ $2,139 $2,471 $3,089 Wright Flood 09 1152352111 00 5600 Warren Street 92 SCWRF Pretreatment 8/1/2023 8/1/2024 500,000$ -$ 1,250$ $1,390 $1,587 $1,984 Wright Flood 09 1152352112 00 5600 Warren Street 93 Effluent Transfer Pump Station 8/1/2023 8/1/2024 500,000$ -$ 1,250$ $1,584 $1,816 $2,270 Wright Flood 09 1152352130 00 5600 Warren Street 94 SCWRF Chlorine Storage 8/1/2023 8/1/2024 371,000$ -$ 1,250$ $1,767 $2,032 $2,540 Wright Flood 09 1152352100 00 650 Central Avenue 95 Central Library 8/1/2023 8/1/2024 500,000$ 500,000$ 1,250$ $4,680 $5,814 $7,268 Wright Flood 09 1152352103 00 8787 E. Tamiami Trail 96 East Naples Library 8/1/2023 8/1/2024 500,000$ 500,000$ 1,250$ $3,068 $3,566 $4,458 Wright Flood 09 1152352097 00 Barefoot Beach Blvd.97 LOC 01-26 Lely Barefoot Bath House 8/1/2023 8/1/2024 132,000$ -$ 1,250$ $1,049 $1,183 $1,479 Wright Flood 09 1152481356 00 105 Palm Drive.98 Glades Pump Station at 105 Palm Dr (305)8/8/2023 8/8/2024 $ 425,000 $ - $ 1,250 $1,897 $2,185 $4,458 Wright Flood 09 1152481358 00 10500 Goodlette-Frank Road 99 Flow Equip Blower/Control Bldg 8/8/2023 8/8/2024 500,000$ -$ 1,250$ $1,217 $1,383 $1,479 Wright Flood 09 1152481357 00 10500 Goodlette-Frank Road 100 N Wastewater Plant Pump Station 3 8/8/2023 8/8/2024 500,000$ -$ 1,250$ $3,327 $3,872 $2,731 Wright Flood 09 1152481296 00 10500 Goodlette-Frank Road 101 N Wastewater Plant Pump Station 4 8/8/2023 8/8/2024 500,000$ 19,000$ 1,250$ $3,435 $3,999 $1,729 Wright Flood 09 1152481297 00 1051 5th Avenue South 102 Naples Depot 8/8/2023 8/8/2024 500,000$ 82,000$ 2,000$ $14,431 $17,032 $4,840 Wright Flood 09 1152481299 00 110 Airpark Blvd.103 Sheriff's resident house Immok Airport 8/8/2023 8/8/2024 $ 62,000 $ - $ 1,000 $578 $629 $4,999 Wright Flood 09 1152481294 00 1300 Manatee Road 104 Ground Tank 8/8/2023 8/8/2024 $ 424,000 $ - $ 1,250 $5,809 $6,801 $21,290 Wright Flood 09 1152481324 00 13531 Vanderbilt Drive 105 Cocohatchee Park Restroom Building 8/8/2023 8/8/2024 $ 143,000 $ - $ 1,250 $1,772 $2,038 $786 Wright Flood 09 1152481335 00 15000 Livingston Rd 106 North Collier Park Life Safety Bldg.8/8/2023 8/8/2024 500,000$ 242,000$ 1,250$ $1,755 $2,017 $8,501 Wright Flood 09 1152481332 00 15000 Livingston Rd 107 North Collier Park Recreation Bldg 8/8/2023 8/8/2024 500,000$ 500,000$ 1,250$ $2,133 $2,463 $2,548 Wright Flood 09 1152481331 00 15000 Livingston Rd 108 North Collier Park Pool Concession 8/8/2023 8/8/2024 247,000$ 16,000$ 1,250$ $983 $1,106 $2,521 Wright Flood 09 1152481329 00 15000 Livingston Rd 109 North Collier Park Pump House 1 8/8/2023 8/8/2024 500,000$ -$ 1,250$ $1,216 $1,381 $3,079 Wright Flood 09 1152481328 00 15000 Livingston Rd 110 North Collier Park Pump House 2 8/8/2023 8/8/2024 136,000$ -$ 1,250$ $737 $816 $1,383 Wright Flood 09 1152481327 00 15000 Livingston Rd 111 North Collier Park Soccer Concession 8/8/2023 8/8/2024 245,000$ 16,000$ 1,250$ $983 $1,106 $1,726 Wright Flood 09 1152481326 00 15000 Livingston Rd 112 North Collier Park Softball Concession 8/8/2023 8/8/2024 245,000$ 16,000$ 1,250$ $983 $1,105 $1,020 Wright Flood 09 1152481325 00 15000 Livingston Rd 113 North Collier Park - Exhibit Hall 8/8/2023 8/8/2024 500,000$ 500,000$ 1,250$ $2,134 $2,465 $1,383 Wright Flood 09 1152481352 00 165 Airpark Blvd 114 Hanger A. Immokalee Airport 8/8/2023 8/8/2024 $ 500,000 $ - $ 1,250 $1,217 $1,383 $1,381 Wright Flood 09 1152481351 00 165 Airpark Blvd 115 Hanger B. Immokalee Airport 8/8/2023 8/8/2024 $ 500,000 $ - $ 1,250 $1,217 $1,383 $3,081 Wright Flood 09 1152481350 00 165 Airpark Blvd 116 Hanger C. Immokalee Airport 8/8/2023 8/8/2024 $ 500,000 $ - $ 1,250 $1,217 $1,383 $1,729 Wright Flood 09 1152481349 00 165 Airpark Blvd 117 Immokalee Airport FAS Cargo Bldg 8/8/2023 8/8/2024 $ 500,000 $ - $ 1,250 $1,217 $1,383 $1,729 Wright Flood 09 1152481312 00 1895 Veterans Park Drive 118 Veterans Park Equipment Shed 8/8/2023 8/8/2024 $ 30,000 $ - $ 1,000 $402 $421 $1,729 Wright Flood 09 1152481315 00 1895 Veterans Park Drive 119 Little League Shed 8/8/2023 8/8/2024 $ 27,000 $ 6,000 $ 1,000 $1,131 $1,281 $1,729 Wright Flood 09 1152481353 00 195 Airpark Blvd 120 Immokalee Airport Bulk Storage 8/8/2023 8/8/2024 $ 154,000 $ 19,000 $ 1,250 $847 $946 $526 Wright Flood 09 1152481321 00 2795 Airport Rd.121 Grey Oaks Fire Station #24 8/8/2023 8/8/2024 $ 500,000 $ 160,000 $ 1,250 $2,000 $2,441 $1,601 Wright Flood 09 1152481375 00 301 Alachua St.122 Commissioner's office building 8/8/2023 8/8/2024 $ 411,000 $ 32,000 $ 1,250 $1,207 $1,370 $1,183 Wright Flood 09 1152481374 00 302 Stockade Rd.123 Immokalee Jail Center 8/8/2023 8/8/2024 $ 500,000 $ 179,000 $ 1,250 $1,661 $1,907 $3,051 Wright Flood 09 1152481368 00 321 N. 1st St 124 Immokalee Park Restrooms/Office 8/8/2023 8/8/2024 $ 74,000 $ - $ 1,000 $542 $586 $1,713 Wright Flood 09 1152481311 00 321 N. 1st St 125 Immokalee County Park Fieldhouse 8/8/2023 8/8/2024 85,000$ 3,000$ 1,000$ $604 $658 $2,384 Wright Flood 09 1152481367 00 321 N. 1st St 126 Immokalee County Park Maintenance 8/8/2023 8/8/2024 81,000$ 40,000$ 1,000$ $673 $742 $733 Wright Flood 09 1152481364 00 321 N. 1st St 127 Immokalee Park Racquet Center 8/8/2023 8/8/2024 $ 244,000 $ - $ 1,250 $938 $1,053 $823 Wright Flood 16.E.1.a Packet Pg. 1502 Attachment: Collier County Flood Policies Premium Comparison 24-25 (29651 : Approval to Purchase Deductible NTE/BUDGET 24-5 Policy Number Location Address # of Policies Description New Effective New Expiration Building Contents Deductible FY 10/1/2022 - 10/1/2023 FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 Issuing Co. Collier County BOCC Flood Schedule 8/7/2024 Limits Premiums 09 1152481363 00 321 N. 1st St 128 Immokalee Park Community Center 8/8/2023 8/8/2024 $ 500,000 $ 71,000 $ 1,250 $1,409 $1,608 $928 Wright Flood 09 1152481361 00 321 N. 1st St 129 Immokalee Park Equipment Shelter 8/8/2023 8/8/2024 $ 32,000 $ 3,000 $ 1,000 $653 $653 $1,316 Wright Flood 09 1152481366 00 330 Airways Rd.130 Immokalee Park Men’s Restroom 8/8/2023 8/8/2024 $ 19,000 $ - $ 1,000 $367 $380 $2,010 Wright Flood 09 1152481365 00 330 Airways Rd.131 Immokalee Park Women's Restroom 8/8/2023 8/8/2024 $ 33,000 $ - $ 1,000 $413 $434 $816 Wright Flood 09 1152481319 00 3300 Santa Barbara 132 Supervisor of Elections Training Bldg 8/8/2023 8/8/2024 $ 500,000 $ 79,000 $ 1,250 $1,426 $1,630 $475 Wright Flood 09 1152481333 00 3315 Tamiami Trail East 133 Government Complex Center 8/8/2023 8/8/2024 $ 500,000 $ 500,000 $ 1,250 $2,072 $2,392 $543 Wright Flood 09 1152481298 00 3331 Tamiami Trail East 134 Museum Swamp Buggy Garage 8/8/2023 8/8/2024 23,000$ -$ 1,000$ $744 $793 $2,038 Wright Flood 09 1152481313 00 3390 Golden Gate Blvd. W 135 Max Hasse Maintenance Garage 8/8/2023 8/8/2024 $ 29,000 $ - $ 1,000 $400 $419 $2,990 Wright Flood 09 1152481303 00 3500 Thomasson Drive 136 East Naples Park Lift Station #304 8/8/2023 8/8/2024 396,000$ -$ 1,250$ $5,752 $6,734 $991 Wright Flood 09 1152481302 00 3500 Thomasson Drive 137 East Naples Park Carpenters Shop 8/8/2023 8/8/2024 36,000$ 7,000$ 1,000$ $722 $799 $524 Wright Flood 09 1152481301 00 3500 Thomasson Drive 138 East Naples Park Skateboard Building 8/8/2023 8/8/2024 36,000$ 3,000$ 1,000$ $532 $574 $8,418 Wright Flood 09 1152481289 00 3851 City Gate Drive 139 South Water Plant Ops. Building 8/8/2023 8/8/2024 500,000$ 237,000$ 1,250$ $1,747 $2,008 $999 Wright Flood 09 1152481288 00 3851 City Gate Drive 140 S Water Plant HI Service Pump Bldg 8/8/2023 8/8/2024 500,000$ -$ 1,250$ $1,216 $1,381 $718 Wright Flood 09 1152481287 00 3851 City Gate Drive 141 South Water Plant Generator Bldg 8/8/2023 8/8/2024 88,000$ -$ 1,000$ $583 $633 $2,510 Wright Flood 09 1152481369 00 417 N. 1st Avenue 142 Immokalee Library.8/8/2023 8/8/2024 500,000$ 500,000$ 1,250$ $2,134 $2,465 $1,726 Wright Flood 09 1152481371 00 419 N. 1st Ave 143 Immokalee Health Department 8/8/2023 8/8/2024 $ 500,000 $ 221,000 $ 1,250 $1,722 $1,980 $791 Wright Flood 09 1152481310 00 4252 Avalon Drive 144 Sugden Park - Pathway Restroom 8/8/2023 8/8/2024 81,000$ -$ 1,000$ $1,922 $1,922 $3,081 Wright Flood 09 1152481323 00 4256 Avalon Drive 145 Sugden Park - Maintenance Building 8/8/2023 8/8/2024 70,000$ 11,000$ 1,000$ $2,081 $2,081 $2,475 Wright Flood 09 1152481314 00 4284 Avalon Drive 146 Sugden Park - Pump House 8/8/2023 8/8/2024 11,000$ -$ 1,000$ $677 $677 $2,403 Wright Flood 09 1152481307 00 439 Little League Rd 147 Rosbough Little League Fieldhouse 8/8/2023 8/8/2024 $ 65,000 $ 9,000 $ 1,000 $539 $583 $2,601 Wright Flood 09 1152481336 00 4441 70th Avenue NE 148 Sheriff's Office Corkscrew (Oil Well)8/8/2023 8/8/2024 $ 63,000 $ 3,000 $ 1,000 $518 $558 $846 Wright Flood 09 1152481334 00 4441 70th Avenue NE 149 Gun Maintenance Shed Oil Well Park 8/8/2023 8/8/2024 $ 27,000 $ - $ 1,000 $393 $410 $729 Wright Flood 09 1152481309 00 4441 70th Avenue NE 150 Sheriff's Gun Range Storage Shed 8/8/2023 8/8/2024 7,000$ -$ 1,000$ $328 $334 $698 Wright Flood 09 1152481293 00 4590 Santa Barbara Blvd.151 EMS 75 Building.8/8/2023 8/8/2024 500,000$ 51,000$ 1,250$ $1,354 $1,544 $513 Wright Flood 09 1152481322 00 4741 Golden Gate Parkway 152 EMS Station 70 8/8/2023 8/8/2024 500,000$ 19,000$ 1,250$ $1,269 $1,444 $418 Wright Flood 09 1152481318 00 4800 Davis Blvd.153 Road Department Generator Bldg.8/8/2023 8/8/2024 22,000$ -$ 1,000$ $1,976 $2,114 $1,930 Wright Flood 09 1152481317 00 4800 Davis Blvd.154 Road Department Wash Bay 8/8/2023 8/8/2024 60,000$ -$ 1,000$ $1,725 $1,982 $1,805 Wright Flood 09 1152481316 00 4800 Davis Blvd.155 Road Department Admin Building 8/8/2023 8/8/2024 500,000$ 32,000$ 1,250$ $1,504 $1,721 $2,643 Wright Flood 09 1152481320 00 4800 Davis Blvd. 156 Road Department Crew Building 8/8/2023 8/8/2024 404,000$ 93,000$ 1,250$ $1,360 $1,553 $2,478 Wright Flood 09 1152481306 00 505 Escambia St.157 Immokalee Sports Complex Fitness Center 8/8/2023 8/8/2024 $ 500,000 $ 19,000 $ 1,250 $1,272 $1,448 $2,151 Wright Flood 09 1152481305 00 505 Escambia St.158 Immokalee Sports Complex Pool Pump 8/8/2023 8/8/2024 $ 146,000 $ - $ 1,250 $769 $854 $1,941 Wright Flood 09 1152481304 00 505 Escambia St.159 Immokalee Sports Complex Rec Center 8/8/2023 8/8/2024 $ 500,000 $ 147,000 $ 1,250 $1,612 $1,849 $1,810 Wright Flood 09 1152481292 00 5500 Radio Road 160 Foxfire pump station 8/8/2023 8/8/2024 $ 207,000 $ - $ 1,250 $898 $1,006 $1,068 Wright Flood 09 1152481290 00 5600 Warren St.161 South Wastewater Plan Rec Bldg 8/8/2023 8/8/2024 115,000$ -$ 1,250$ $1,481 $1,694 $2,311 Wright Flood 09 1152481300 00 5611 Warren Street 162 Golden Gate Little League Garage 8/8/2023 8/8/2024 9,000$ -$ 1,000$ $360 $370 $1,258 Wright Flood 09 1152481295 00 6200 Watergate Way 163 Pelican Bay Reuse Pump Fac - Chem Bildg 8/8/2023 8/8/2024 $ 83,000 $ - $ 1,000 $633 $693 $2,118 Wright Flood 09 1152481291 00 6200 Watergate Way 164 Pelican Bay Reuse Pump Facility - Pumping Station 8/8/2023 8/8/2024 $ 204,000 $ 1,250 $2,209 $2,553 $463 Wright Flood 09 1152481330 00 6315 Pepper Road.165 Immokalee. Lodge at Pepper Ranch 8/8/2023 8/8/2024 $ 189,000 $ 6,000 $ 1,250 $899 $1,006 $866 Wright Flood 09 1152481308 00 6315 Pepper Road.166 Immokalee Pepper Ranch Cottage 8/8/2023 8/8/2024 $ 92,000 $ 3,000 $ 1,000 $1,263 $1,263 $3,191 Wright Flood 09 1152481373 00 7200 Goodlette-Frank Rd 167 Re pump Station Transformer Building 8/8/2023 8/8/2024 $ 63,000 $ - $ 1,000 $508 $546 $1,258 Wright Flood 09 1152481370 00 8065 Lely Cultural Parkway 168 South Regional Library 8/8/2023 8/8/2024 500,000$ 500,000$ 1,250$ $2,132 $2,462 $1,579 Wright Flood 09 1152481372 00 8075 Lely Cultural Parkway 169 Emergency Services Center 8/8/2023 8/8/2024 500,000$ 500,000$ 1,250$ $2,133 $2,463 $683 Wright Flood 09 1152481355 00 8300 Radio Rd.170 Cat Operations Service Center 8/8/2023 8/8/2024 $ 500,000 $ 126,000 $ 1,250 $1,555 $1,781 $3,078 Wright Flood 09 1152481354 00 8300 Radio Rd.171 Cat Operations Detail Building 8/8/2023 8/8/2024 $ 33,000 $ 3,000 $ 1,250 $424 $447 $3,079 Wright Flood 09 1152481341 00 1497 Tobias Street 172 Well House #23 8/9/2023 8/9/2024 $ 311,000 $ - $ 1,250 $1,012 $1,141 $1,426 Wright Flood 09 1152481347 00 15000 Livingston Rd 173 North Collier Park Admin Building 8/9/2023 8/9/2024 500,000$ 473,000$ 1,250$ $2,094 $2,417 $3,021 Wright Flood 09 1152481340 00 1797 Tobias Street 174 Well House #25 8/9/2023 8/9/2024 $ 311,000 $ - $ 1,250 $1,010 $1,138 $1,423 Wright Flood 09 1152481348 00 2885 County Barn Road 175 Sheriff's Fleet Facility 8/9/2023 8/9/2024 500,000$ -$ 1,250$ $1,217 $1,383 $1,729 Wright Flood 09 1152481342 00 2901 County Barn Road 176 BCC Fleet Management Facility 8/9/2023 8/9/2024 500,000$ 158,000$ 1,250$ $1,632 $1,872 $2,340 Wright Flood 09 1152481346 00 4441 70th Ave. NE 177 Sheriffs Office Range Control #1 8/9/2023 8/9/2024 $ 16,000 $ - $ 1,000 $357 $368 $460 Wright Flood 09 1152481345 00 4441 70th Avenue NE 178 Sheriff's Office Range Control #2 8/9/2023 8/9/2024 $ 16,000 -$ $ 1,000 $679 $601 $751 Wright Flood 09 1152481338 00 851 3rd St. S.W.179 Well House #3 8/9/2023 8/9/2024 $ 37,000 $ - $ 1,000 $423 $446 $558 Wright Flood 09 1152481339 00 891 5th St. S.W.180 Well House #2 8/9/2023 8/9/2024 $ 37,000 $ - $ 1,000 $424 $447 $559 Wright Flood 09 1152481344 00 990 Chalmer Dr.181 Marco Recycling Center Storage Wing 8/9/2023 8/9/2024 500,000$ 6,000$ 1,250$ $6,872 $8,056 $10,070 Wright Flood 09 1152481337 00 764 Vanderbilt Beach Road 182 Park Office Building 8/12/2023 8/12/2024 145,000$ 4,000$ 1,250$ $1,136 $1,287 $1,609 Wright Flood 09 1152481360 00 776 Vanderbilt Beach Road 183 North Naples Emergency Services 8/12/2023 8/12/2024 500,000$ -$ 1,250$ $1,583 $1,814 $2,268 Wright Flood 09 1152481359 00 788 Vanderbilt Beach Road 184 Public Library 8/12/2023 8/12/2024 500,000$ 500,000$ 1,250$ $3,065 $3,564 $4,455 Wright Flood 09 1152481362 00 3331 Tamiami Trail East 185 Museum Cook Shack 8/19/2023 8/19/2024 29,000$ -$ 1,000$ $2,813 $2,813 $3,516 Wright Flood 09 1152468175 01 32020 E. Tamiami Trail 186 Carnestown Sheriff Station 9/1/2024 9/1/2025 $ 500,000 $ - $ 1,250 $3,327 $3,872 $4,840 Wright Flood 09 1152468176 01 990 North Barfield Drive 187 Marco Sheriffs Substation 9/1/2024 9/1/2025 $ 500,000 $ 66,000 $ 2,000 $14,199 $14,194 $17,743 Wright Flood 09 1152468177 01 490 Hernando Drive 188 Tigertail Bathhouse 9/1/2024 9/1/2025 $ 87,000 $ - $ 2,000 $1,976 $1,976 $2,470 Wright Flood 09 1152468178 01 210 S. Heathwood Drive 189 Marco Library 9/1/2024 9/1/2025 $ 500,000 $ 500,000 $ 1,250 $4,973 $5,816 $7,270 Wright Flood 09 1152468179 01 1040 Winterberry 190 Marco Tax Collector Office 9/1/2024 9/1/2025 $ 500,000 $ 49,000 $ 2,000 $11,279 $11,279 $14,099 Wright Flood 09 1152468180 01 4284 Avalon Drive 191 Sugden Bath House 9/1/2024 9/1/2025 $ 260,000 $ - $ 1,250 $4,923 $5,050 $6,313 Wright Flood 09 1152468181 01 10500 Goodlette Frank Road 192 SLUDGE PUMP STATION #1 9/1/2024 9/1/2025 $ 261,000 $ 24,000 $ 2,000 $998 $1,124 $1,405 Wright Flood 16.E.1.a Packet Pg. 1503 Attachment: Collier County Flood Policies Premium Comparison 24-25 (29651 : Approval to Purchase Deductible NTE/BUDGET 24-5 Policy Number Location Address # of Policies Description New Effective New Expiration Building Contents Deductible FY 10/1/2022 - 10/1/2023 FY 10/1/2023 - 10/1/2024 FY 10/1/2024 - 10/1/2025 Issuing Co. Collier County BOCC Flood Schedule 8/7/2024 Limits Premiums 09 1152468182 01 6250 Watergate Way 193 Chemical Building 9/1/2024 9/1/2025 187,000$ -$ 1,250$ $1,318 $1,502 $1,878 Wright Flood 09 1152468183 01 1895 Veterans Park Drive 194 Veterans Park Maintenance Office 9/1/2024 9/1/2025 $ 104,000 $ 20,000 $ 1,250 $690 $761 $951 Wright Flood 09 1152468184 01 9375 Vanderbilt Beach Road 195 Well House #9 9/1/2024 9/1/2025 367,000$ -$ 1,250$ $1,073 $1,213 $1,516 Wright Flood 09 1152468216 01 764 Vanderbilt Beach Road 196 Pelican Bay Maintenance 9/1/2024 9/1/2025 150,000$ 50,000$ 1,250$ $3,171 $3,328 $4,160 Wright Flood 09 1152468217 01 10500 Goodlette Frank Road 197 Reuse Pumping Station 9/1/2024 9/1/2025 $ 500,000 $ 50,000 $ 1,250 $3,554 $4,140 $5,175 Wright Flood 09 1152470251 00 10500 Goodlette Frank Road 198 Sludge Dewatering Bldg 9/6/2023 9/6/2024 $ 500,000 $ 304,000 $ 1,250 $5,347 $6,257 $7,821 Wright Flood 09 1152473535 00 2005 Mainsail Drive 199 Marco Airport Terminal 9/13/2023 9/13/2024 $ 500,000 $ 150,000 $ 1,250 $4,146 $4,839 $6,049 Wright Flood 09 1152474829 00 7610 Davis Boulevard 200 Animal Control Stable 9/15/2023 9/15/2024 $ 37,000 $ - $ 1,000 $887 $993 $1,241 Wright Flood 09 1152474830 00 7610 Davis Boulevard 201 Animal Control Administration 9/15/2023 9/15/2024 $ 500,000 $ 92,000 $ 1,250 $1,463 $1,672 $2,090 Wright Flood 09 1152474831 00 5611 Warren Street 202 GG Little League Fieldhouse 9/15/2023 9/15/2024 $ 147,000 $ 3,000 $ 1,250 $768 $853 $1,066 Wright Flood 09 1152474832 00 5600 Warren Street 203 Lab & Maintenance Building 9/15/2023 9/15/2024 $ 500,000 $ 500,000 $ 1,250 $2,334 $2,699 $3,374 Wright Flood 09 1152474833 00 4284 Avalon Drive 204 Sugden Park - Concession Stand/Office 9/15/2023 9/15/2024 $ 103,000 $ 5,000 $ 1,250 $2,545 $2,545 $3,181 Wright Flood 09 1152493449 00 8300 Radio Road 205 Bus Wash 9/28/2023 9/28/2024 $ 466,000 $ 75,000 $ 2,000 $3,568 $3,428 $4,285 Wright Flood 205 67,480,000$ 17,115,000$ $496,081 $574,485 $713,130 $138,645Total Building and Content 24%Red Italic represents NTE with 25% increase from current NTE for FY 23-24 per approved Agenda - $594,637 16.E.1.a Packet Pg. 1504 Attachment: Collier County Flood Policies Premium Comparison 24-25 (29651 : Approval to Purchase Total Limit $84,595,000