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Agenda 04/23/2024 Item #16D 3 (Mortgage Satisfactions for 7 CDBG Down Payment Assistance)04/23/2024 EXECUTIVE SUMMARY Recommendation to approve seven (7) mortgage satisfactions for the Community Development Block Grant Down Payment Assistance in the combined amount of $140,000 that have met their affordability period and require a satisfaction of mortgage. (No Fiscal Impact) OBJECTIVE: To support the affordability of housing in Collier County through the down payment assistance programs. CONSIDERATIONS: Collier County offers assistance to first-time homebuyers for use toward a portion of the required down payment to the newly acquired home using Community Development Block Grant funds (CDBG). As a condition of the award, the homeowner must repay the assistance provided upon sale, refinance, or loss of homestead. The county imposed an affordability period based on the funds expended in conformance with the requirements for homeowners receiving the CDBG grant funds and they must meet the affordability requirements for five (5) years. The following table details clients who have fulfilled the obligation of the CDBG Down Payment Assistance Program assistance provided and are entitled to a satisfaction of mortgage. Name(s) Program Term Address Date of Mortgage Recorded OR Book & PG Date Assistance Forgiven Loan Amount Being Satisfied Gates, James CDBG 5 YRS 1342 N Alahambra Cir 3/4/2015 5125/ 3765 3/4/2020 $20,000 Ismael & Rossi Martinez CDBG 5 YRS 10473 Majestic Cir 5/27/2015 5156/ 2046 5/27/2020 $20,000 Orlando Ramirez & Betsy Hernandez CDBG 5 YRS 4472 25th Ave SW 6/8/2015 5160/ 2578 6/8/2020 $20,000 Lordeus Guerda & Milot Emmanuel CDBG 5 YRS 5012 23rd Ct SW 7/24/2015 5177/ 3293 7/24/2020 $20,000 Agnieska M. Diaz CDBG 5 YRS 10517 Majestic Cir 6/30/2015 5169/ 783 6/30/2020 $20,000 Blanca Requena CDBG 5 YRS 4391 16th Ave NE 3/15/2016 5251/ 639 3/15/2021 $20,000 Frank Habran & Yanys Mendoza CDBG 5 YRS 3673 12th Ave NE 3/9/2016 5249/ 2455 3/9/2021 $20,000 TOTAL $140,000 Approval of these items will authorize the Chairman to sign the seven (7) aforementioned satisfaction of mortgage and the executed documents shall be recorded in the Public Records of Collier County, Florida. FISCAL IMPACT: The seven (7) $10 recording fees will be paid by CDBG PY23 Grant Fund (1835), Project 16.D.3 Packet Pg. 1010 04/23/2024 33855. There is no Fiscal impact on the general fund. LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board approval. -DDP GROWTH MANAGEMENT IMPACT: There is no Growth Management impact. RECOMMENDATION: To approve seven (7) mortgage satisfactions for the Community Development Block Grant Down Payment Assistance in the combined amount of $140,000 that have met their affordability period and require a satisfaction of mortgage. Prepared By: Wendy Klopf, Grants Coordinator, Community & Human Services Division ATTACHMENT(S) 1. 7 SOM-CDBG-DDP (PDF) 2. CDBG-Mtgs-backup (PDF) 16.D.3 Packet Pg. 1011 04/23/2024 COLLIER COUNTY Board of County Commissioners Item Number: 16.D.3 Doc ID: 28369 Item Summary: Recommendation to approve seven (7) mortgage satisfactions for the Community Development Block Grant Down Payment Assistance in the combined amount of $140,000 that have met their affordability period and require a satisfaction of mortgage. Meeting Date: 04/23/2024 Prepared by: Title: Operations Coordinator – Community & Human Services Name: Wendy Klopf 03/18/2024 3:27 PM Submitted by: Title: Manager - Federal/State Grants Operation – Community & Human Services Name: Kristi Sonntag 03/18/2024 3:27 PM Approved By: Review: Community & Human Services Kim Frazier PSD Reviewer Completed 03/20/2024 11:24 AM Community & Human Services Vanessa Collier PSD Reviewer Completed 03/20/2024 4:55 PM Community & Human Services Kristi Sonntag CHS Review Completed 03/21/2024 11:28 AM Community & Human Services Dharam Nohar PSD Reviewer Completed 03/21/2024 2:23 PM Operations & Veteran Services Jeff Weir OVS Director Review Completed 03/25/2024 1:55 PM Public Services Department Todd Henry Level 1 Department Review Completed 03/26/2024 1:48 PM Grants Erica Robinson Level 2 Grants Review Completed 03/27/2024 1:17 PM Public Services Department Tanya Williams PSD Department Head Review Completed 04/11/2024 2:05 PM County Attorney's Office Derek D. Perry Level 2 Attorney Review Completed 04/12/2024 11:56 AM County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 04/12/2024 12:04 PM Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 04/12/2024 3:04 PM Grants Therese Stanley OMB Reviewer Completed 04/15/2024 8:51 AM Office of Management and Budget Blanca Aquino Luque OMB Reviewer Completed 04/15/2024 3:43 PM County Manager's Office Dan Rodriguez Level 4 County Manager Review Completed 04/15/2024 4:49 PM Board of County Commissioners Geoffrey Willig Meeting Pending 04/23/2024 9:00 AM 16.D.3 Packet Pg. 1012 Prepared b""-: Wendy- Klopl Collier County-Community and Human Services 3339 E. Tamiami Trail Stc 2ll Naplcs. FL 341 l2 TIIIS SPACE FOR RECORDING SATISI.'AC]'ION O1' MOR'IGAGE KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post ofice address is 3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain Mortgage executed by Agnieska Mayol Diaz to COLLIER COUNTY, dated 06119/2015 and recorded on 06/30/2015 in Olfrcial Records Book l-].!! Page 783 ofthe Public Records of Collier County, Florida, having met the affordability housing obligation associated with the $20J.0O"QQ of CDBG funds and ce(ain promises and obligations set fbrth in said Mortgage, upon the property described in the aforementioned mortgage. COLLIER COUNTY hereby acknowledges the met obligation set forth in said Mortgage and satisfaction of said Mortgage, and surrenders the same as cancelled. and hereby directs the Clerk of said Circuit Court to cancel the same of record. This Satisfaction of Mortgage was approved by the Board ofCountlr Commissioners on Agenda Number l6D ATTFST: CRYSTAL K. KINZEI,. CLERK B) , DEPUTY CLERK Approval for form and legality: DEREK D PERRY Assistant Counlv Attorney BOARD OF COUNTY COMMISSIONERS OF COLLTER COUNTY, FLORIDA B1 CHRTS IIALL. CHAIRMAN { \?4J' ,5v a{o 16.D.3.a Packet Pg. 1013 Attachment: 7 SOM-CDBG-DDP (28369 : Satisfaction of Mortgage CDBG-DPCC) Prepared b)': Wend;- Klopf Collier Coung-Community and lluman S€rvices 3339 Ii. 'tamiami Trail Stc 2l I Naplcs, FL 34112 I HIS SPACE I-OR RECORDIN(i SATISFACTION OF NIORTGACE KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is 3299 E TAMIAMI TRAIL, NAPLES, ILORIDA 34112, the owner(s) and holde(s) of a certain Mortgage executed by James Gates to COLLIER COUNTY, dated 0112912015 and recorded on 0310412015 in Official Records Book 5125 Page 3765 of the Public Records of Collier County, Florida, having met the allordability housing obligation associated with the $20.000.00 of Cornmunity Development Block Grant (CDBC) funds and certain promises and obligations set forth in said Mortgage, upon thc property described in the aforementioned mortgage. COLLIER COLINTY hereby acknowledges the met obligation set forth in said Mortgage and satisf'action ofsaid Mortgage, and surrenders the same as cancelled, and hereby directs the Clerk ofsaid Circuit Court to cancel the same ofrecord. This Satisfaction of Mortgage was approved by the Board ofCounty Commissioners on Agenda Number l6D ATTEST: CRYSTAL K, KINZEL, CLERK B)' DEREK D. PERRY Assistant Coultv Attorney BOARD OF COI.INTY COMMISSIONERS OF COI,t.IER COLINTY, FLORIDA B)': CHRIS HALL- CIIAIRMAN ,sa 'x % , DEPUTY CLERK Approval for form and legaliry-: 16.D.3.a Packet Pg. 1014 Attachment: 7 SOM-CDBG-DDP (28369 : Satisfaction of Mortgage CDBG-DPCC) Prcpared by: Wendy Klopf Collier County-Commurlity and Human Scn'iccs 3339 E, Tamiami Trail Ste 2l I Naples. FL 341l2 THIS SPACF, FOR RECORDINC SATISFACTION OI- NTORT(;A(;E KNOW ALL MEN BY THIlSll PRESENTS: That COLLIER COUNTY, whose post office addrcss is 3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holde(s) of a certain Mortgags cxecuted by Frank Fenrandez Habran and Yanys Mederos Mendoza to COLLIER COUN'I Y, dated 03i07/2016 and recorded on 03109,,2016 in Official Records Book 5249 Page 2455 of the Public Records of Collier Count-"-, Ilorida, having met the affordabiliq housing obligation associated rvith the $20.000.00 of CDBG funds and ccrtain promises and obligations set forth in said Mortgage, upon the propeny- described in the aforementioned mortgage. COLLIER COUNTY hereby acknowledges the met obligation set forth in said Mortgage and satisfaction of said Mortgage, and surrenders the same as cancelled, and hereby directs the Clerk ofsaid Circuit Court to cancel the same ofrecord. This Satisfaction of Mortgage was approved by the Board ofCoungr Commissioners on Agenda Number 16D ATTEST: CRYSTAL K. KINZEL. CLERK Bv: DEREK D PERRY Assistant County Attomey BOARD OF COTINTY COMMISSIONERS OF COLLIER COLTNTY, FLOzuDA Rv CHRIS HALL, CHATRMAN o . DEPUTY CLERK Approval for form and legality: 16.D.3.a Packet Pg. 1015 Attachment: 7 SOM-CDBG-DDP (28369 : Satisfaction of Mortgage CDBG-DPCC) Prepared by: Wendy' Klopl' Collier Count-v-Communiqv and Human Scrvices 3339 E. Tamiami Trail Ste 2l I Naples. FL 341 12 THIS SPACE FOR RECORDING SATISFACTION OF NIORTGAGE KNOW ALL MEN BY I'HESE PRESENTS: 'l'hat COLLIER COUNTY, whose post office address is 3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 341 12, thc owner(s) and holder(s) of a certain Mortgage executed by Guerda Lordeus and Milot Emmanuel to COLLIER COLJNTY, dated 0712212015 and recorded on 07/2412015 in Official Records Book 5177 Page 3293 of the Public Records of Collier County, Florida- having met the affordability housing obligation associated with the $20.000.00 ofCDBG funds and certain promises and obligations set forth in said Mortgage, upon the propeqv described in the aforementioned mortgage. COLLIER COUN IY hereby acknowledges the met obligation set forth in said Mortgage and satisfaction ofsaid Mortgage, and surrenders the same as cancelled. and hereby directs the Clerk ofsaid Circuit Court to cancel the same of rccord. This Satisfaction olMortgage was approved by the Board ofCounty Commissioners on Agenda Number !Q ATTF-ST: CRYSTAI- K. KINZEI,, CI,ERK By , DIJPUl'Y CLERK Approval for form and legality: DEREK D PERRY Assistant Counry" Attomey ROARD OF COL]NTY COMMISSIO\I]RS OF COI,t,IER COL]NTY. FLORIDA By: CHRIS HAt,I-. CHAIRMAN \ s 16.D.3.a Packet Pg. 1016 Attachment: 7 SOM-CDBG-DDP (28369 : Satisfaction of Mortgage CDBG-DPCC) Prcpaled by: wcndy Klopf Collier Couni_!--Communiry afld Human Services 3339 E. Tamiami Trail Ste 2l I Naples, I't. 341 l2 THIS SPACE FOR RECORDING SATISFACTION OT' N,IOR'I'GAGI KNOW ALL MEN BY'IHESE PRESENTS: That COLLIER COUNTY, whose post oflice address is 3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain Mortgage executed b)'Maninez & Rossi to COLLI IIR (lotlN I Y.dated 0512212015 antl recorded on 0512112015 in Official Records Book 5156 Page 2046 ofthe Public Records of Collier County, Florida. having met the affordability housing obligation associated \.r'ith the $2-0J-0-q.0Q of CDBG funds and certain promises and obligations set forth in saicl Mortgagc, upon the property described in thc aforementioned mortgage. COLLIER COLI\ITY hereby acknowledges the met obligation set fofth in said Mortgage and satislaction ofsaid Mortgage. and surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same ofrecord. This Satisfaction ofMoftgage was approved by the Board ofCounty Commissioners on Agenda Number 16D ATTEST: CRYSTAL K. KTNZEL, CLERK By , DEPUTY CLERK Approval for form and legality: DERI,K D PERRY Assistant County Attomey BOARD OT COLINTY COMMISSIONERS OF COLLTER COTJNTY, FLORIDA By: CHRIS HALL. CHAIRMAN ovc 16.D.3.a Packet Pg. 1017 Attachment: 7 SOM-CDBG-DDP (28369 : Satisfaction of Mortgage CDBG-DPCC) Prepared b]'r wendy Klopf Collicr Count]-Community and Human services 3339 E. Tamiami Trail Ste 2l I Naples. FL 341l2 TI IIS SPACE FOR RECORDING SATISFACTIO\ OF MORTGAGE KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post officc address is 3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holde(s) of a certain Mortgage executed by Orlando Ramirez Pardo & Betsy Hemandez to COLLIER COUNTY, dated 05/29/2015 and recorded on 06/08/2015 in Olficial Rccords Book 5-1]0 Page 2578 ofthe Public Records of Collier Count-v, Florida, having met the affordability housing obligation associated with the $2-QJ-0-0.00 of CDBG funds and certain promises and obligations set forth in said Mortgage, upon the property dcscribcd in the aforementioned mortgage. COLLIER COTINTY hereby acknowledges the met obligation set forth in said Mortgage and satisfaction of said Mortgage, and surrenders the same as cancelled, and hereby directs the Clerk ol said Circuit Court to cancel the same ofrccord. This Satisfaction of Mortgage lvas approved by the Board ofCounty Commissioners on Agenda Number l6D ATTEST: CRYSTAL K. KINZEL, CLERK B_v . DEPUTY CLERK Approval for form and legaliry: x BOARD OF COL'NTY COMMISSIONERS OF COLLIER COLINTY, FLORIDA CHRIS HALL, CHAIRMAN \ ,Y\ oU) DEREK D PERRY Assistant Count-y Attornev By: 16.D.3.a Packet Pg. 1018 Attachment: 7 SOM-CDBG-DDP (28369 : Satisfaction of Mortgage CDBG-DPCC) Prepared by: Wendy Klopf Collicr Counry-Communitv and Humar Sen'iccs 3339 tr. lamiami 'lrail Ste 2l I Naplcs. FL 341 l2 I'HIS SPACE IOR RL,CORDING SATISFACTION OE NIORI'GAGE KNOW AI-L MEN BY THESE PRESENTS: That COLLIER COIINTY, rvhose post oflice address is 3299 f, TAMIAMI TRAIL, NAPLES, FLORIDA 341 12, the owner(s) and holder(s) of a certain Mortgage executed b1' Blanca Y Requena to COLLIER COLJNTY, daled 0310712016 and recorded on 0311512016 in Official Records Book 525 I Page 639 of the Public Records of Collier County, Florida, having met the affordability housing obligation associated with the $20.000.00 of CDBC funds and ccnain promises and obligations set forth in said Mortgage, upon the property described in the aforementi oned mortgage. COLLIER COUNTY hereby acknowledgcs thc mct obligation set forth in said Mortgage and satisfaction of said Mortgage, and surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same ofrecord. This Satisfaction of Mortgage was approved by the Board ofCounty Commissioners on A8enda Number !1D-. ATTEST: CRYSTAL K. KINZEL, CLERK Bv: , DEPUTY CLERK Approval for form and legality: DEREK D PF,RRY Assistant Count) Attomey BOARD OF COT]NTY COMMISSIONT,RS OF- COt,t-IER COUNTY, FLORIDA Byi CHRIS HAt,I,, CHAIRMAN ..,N 1) t\ olo 16.D.3.a Packet Pg. 1019 Attachment: 7 SOM-CDBG-DDP (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1020 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1021 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1022 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1023 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1024 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1025 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1026 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1027 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1028 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1029 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1030 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1031 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1032 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1033 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1034 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1035 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1036 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1037 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1038 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1039 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1040 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1041 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1042 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1043 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1044 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1045 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1046 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1047 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1048 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1049 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1050 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1051 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1052 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1053 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1054 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1055 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC) 16.D.3.b Packet Pg. 1056 Attachment: CDBG-Mtgs-backup (28369 : Satisfaction of Mortgage CDBG-DPCC)