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Agenda 09/26/2023 Item #16D 5 (Approve mortgage satisfactions for the State Housing Initiatives Partnership loan program)09/26/2023 EXECUTIVE SUMMARY Recommendation to approve and authorize the chairman to sign eleven (11) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $237,565.90 and approve the associated Budget Amendment to appropriate repayment amount totaling $237,565.90 (SHIP Grant Fund 1053). OBJECTIVE: To support the affordability of housing in Collier County through State Housing Initiatives Partnership (SHIP) down payment and emergency repair and/or rehabilitation assistance programs. CONSIDERATIONS: SHIP, a state affordable housing program, offers assistance to first-time homebuyers for use toward a portion of the required down payment and emergency repairs to the newly acquired home, and rehabilitation assistance to homeowners for rehabilitation to their homesteaded property. As a condition of award, the homeowner must repay the assistance provided upon sale, refinance, or loss of homestead exemption. The following table provides details regarding the associated mortgages that have been repaid in full. As such, satisfactions of mortgage are required. File # Name Reason for Payoff Public Record Mortgage Amount Payoff Amount 16-031 David Gonzalez Triana & Shaila Gutierrez Sold Home OR 5432 / PG 1726 $20,000 $20,000 17-003 MH Lisa Marteeny Sold Home OR 5525 / PG 2452 $78,800 $78,800 17-007 MH *Deana Putnam Sold Home OR 5549 / PG 2395 & OR 5615 / PG 0257 $121,860.90 $121,860.90 09-376 Belkis M. Crespo Sold Home OR 4693 /PG 2399 $2,905 $2,905 09-059 Charles M. Jean & Marie Y. Jean-Celestin Sold Home OR 4434 /PG 0652 $1,500 $1,500 05-052 Fidencio Mireles & Yadira Mireles Valle Loan in Default OR 3818 / PG 1369 $10,000 $10,000 02-017 **Julio Cesar Juarez & Delfina Aguilar Loan in Default OR 2882 / PG 0855 $5,000 $2,500 N/A Manuel Vasquez & Luz M. Vasquez Full Term OR 2332 / PG 2128 $5,000 $0 03-321 Marie J. Rousseau Full Term OR 3328 / PG 0475 $5,000 $0 08-017 R Cederiere Titus & Jeanne Bonnet Full Term OR 4323 / PG 2213 $30,000 $0 03-026 R Juan Nieto & Gregoria Nieto Full Term OR 3187 / PG 2882 $15,000 $0 Total $295,065.90 $237,565.90 *The total amount stated on the mortgage modification is $76,110.90. However, the client refused to sign a second mortgage modification for the additional $45,750 funded awarded after the manufactured home project was completed. The client requested a payoff letter from staff because she was selling her home. A payoff letter was provided for the total outstanding balance of $121,860.90 and was paid in full by the client. **The total amount of $5,000 stated on the mortgage was not dispersed to the clients. They were approved for $2,500 for Down Payment Assistance and $2,500 for SHIP Emergency Rehabilitation. The client only used $2,500 for Down Payment Assistance to purchase the home. No payment is required until the property is sold, transferred, refinanced, no longer Homesteaded, or is no longer the primary residence of the homeowner. If any of the stated conditions occur the homeowner is in default of the mortgage terms. 16.D.5 Packet Pg. 1528 09/26/2023 If the homeowner occupies the primary residence during the full term of the mortgage loan the assistance provided is forgiven. Approval of these items will authorize the Chairman to sign the aforementioned mortgage satisfactions and the executed documents shall be recorded in the Public Records of Collier County, Florida. FISCAL IMPACT: The repaid amount of $237,565.90 satisfies the payoff amount. This repayment is considered program income and has been deposited in SHIP Grant Fund (1053), Project 33807. Dep osited funds will be used for SHIP -eligible activities. The Budget Amendment recogniz es $237,565.90 in program income, of which five percent (5%) will be used as administrative funds. A recording fee of $10 has been paid by homeowners who are in default or sold their homes. LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote for Board approval. -DDP GROWTH MANAGEMENT IMPACT: There is no Growth Management impact. RECOMMENDATION: To approve and authorize the chairman to sign eleven (11) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $237,565.90 and approve the associated Budget Amendment to appropriate repayment amount totaling $237,565.90. Prepared By: Lisa N. Carr, Grants Coordinator II, Community & Human Services Division ATTACHMENT(S) 1. Satisfactions of Mortgages (PDF) 2. 1. Gonzalez Triana_Gutierrez_Backup (PDF) 3. 2. Marteeny, Lisa_Backup (PDF) 4. 3. Putnam, Dena_Backup (PDF) 5. 4. Crespo, Belkis M._Backup (PDF) 6. 5. Jean, Charles_Backup (PDF) 7. 6. Mireles, Fidencio & Yadira_Backup (PDF) 8. 7. Juarez, Julio & Delfina Aguilar_Backup (PDF) 9. 8. Vasquez, Manuel & Luz M._Backup (PDF) 10. 9. Rousseau, Marie J._Backup (PDF) 11. 10. Titus Cederiere & Jeanne Bonnet_Backup (PDF) 12. 11. Nieto, Juan & Gregoria_Backup (PDF) 16.D.5 Packet Pg. 1529 09/26/2023 COLLIER COUNTY Board of County Commissioners Item Number: 16.D.5 Doc ID: 26505 Item Summary: Recommendation to approve and authorize the chairman to sign eleven (11) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $237,565.90 and approve the associated Budget Amendment to appropriate repayment amount totaling $237,565.90 (SHIP Grant Fund 1053). Meeting Date: 09/26/2023 Prepared by: Title: Grants Coordinator – Community & Human Services Name: Lisa Carr 08/31/2023 12:38 PM Submitted by: Title: Manager - Federal/State Grants Operation – Community & Human Services Name: Kristi Sonntag 08/31/2023 12:38 PM Approved By: Review: Community & Human Services Kristi Sonntag CHS Review Completed 09/05/2023 6:32 PM Communications, Government, and Public Affairs Lisa Weinmann Additional Reviewer Completed 09/06/2023 9:37 AM Operations & Veteran Services Jeff Weir OVS Director Review Completed 09/06/2023 1:16 PM Public Services Department Todd Henry PSD Level 1 Reviewer Completed 09/07/2023 2:10 PM Grants Erica Robinson Level 2 Grants Review Completed 09/12/2023 3:01 PM County Attorney's Office Derek D. Perry Level 2 Attorney Review Completed 09/15/2023 12:56 AM Public Services Department Tanya Williams PSD Department Head Review Completed 09/16/2023 6:33 PM County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 09/18/2023 8:26 AM Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 09/18/2023 10:51 AM Office of Management and Budget Christopher Johnson Additional Reviewer Completed 09/19/2023 7:57 AM Grants Therese Stanley Additional Reviewer Completed 09/19/2023 8:27 AM County Manager's Office Dan Rodriguez Level 4 County Manager Review Completed 09/19/2023 10:38 AM Board of County Commissioners Geoffrey Willig Meeting Pending 09/26/2023 9:00 AM 16.D.5 Packet Pg. 1530 16.D.5.aPacket Pg. 1531Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1532Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1533Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1534Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1535Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1536Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1537Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1538Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1539Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1540Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) 16.D.5.aPacket Pg. 1541Attachment: Satisfactions of Mortgages (26505 : SHIP SOM) April 3, 2023 Helen Nguyen Title Processor Members Title Agency, LLC 6810 E. Hillsborough Ave Tampa, FL 33610 Re: Payoff Letter David Gonzalez Triana and Shaila Gutierrez 2440 8th Ave NE Naples, FL 34120 Mortgage/Lien Type Date Recorded OR Book/Page Amount Due Collier County SHIP Second Mortgage File #16-031 09/18/2017 5432/1726 $20,000.00 This payoff amount is $20,000.00 and there is not daily peridium. ***No payment will be required until the property is sold, transferred, refinanced, no longer Homesteaded, or is no longer the primary residence of the homebuyer. At that time the balance of the lien amount is due and payable. Payment should be made to “Collier County Board of County Commissioners” and delivered to: Community & Human Services Division Attn: SHIP Payoff 3339 E. Tamiami Trail, Suite 211 Naples, FL 34112 Please include a separate check in the amount of $10.00 for each payoff amount made payable to: Collier County Board of County Commissioners for the cost of recording. Sincerely, Lisa N. Carr Lisa N. Carr Grants Coordinator II 16.D.5.b Packet Pg. 1542 Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) 16.D.5.bPacket Pg. 1543Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) 16.D.5.bPacket Pg. 1544Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) 16.D.5.b Packet Pg. 1545 Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) 16.D.5.b Packet Pg. 1546 Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) 16.D.5.b Packet Pg. 1547 Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) 6810 E. Hillsborough Ave, Tampa, FL 33610 ph. 800.999.5887 ext. 86299 I fax 813-628-6464 memberstitleprocessors@floridamta.org www.floridamta.org April 3, 2023 COLLIER COUNTY SHIP PROGRAM ATTENTION: PAYOFF DEPARTMENT BORROWER’S AUTHORIZATION ATTACHED PLEASE FAX BACK A.S.A.P. *****PLEASE NOTE THAT THE B/A DOES INCLUDE MEMBERS TITLE***** File Number 01-72828 Seller/Owner(s): SHAILA GUTIERREZ and DAVID GONZALEZ TRIANA Property: 2440 8TH AVE NE, NAPLES, FL 34120 Payoff good through: 05/02/23 Ladies and Gentlemen: Members Title Agency is handling the closing of a transaction involving the mortgage and property referenced above. This indebtedness will be paid in full at the time of closing. Please fax the payoff to the fax number above; we acknowledge your fax fee, if any. If required, the mortgagor(s) have signed below to authorize figures be provided to us and acknowledge any associated fees. It is your responsibility to verify that the loan number referenced above corresponds to a mortgage, which encumbers the above referenced property in the original mortgage amount indicated above. If there is any discrepancy, please advise immediately. The information contained in your estoppel letter will be relied upon by this Company to induce us to collect the funds you indicate are required to satisfy the mortgage. Members Title Agency is not responsible for your errors in any calculations or figures you provide to us. Your Company must execute and return to us a Satisfaction of Mortgage within thirty (30) days of your receipt of the funds. Please advise us as soon as possible of the amount required to satisfy this loan. Also, please include a daily interest or per diem for calculation purposes and the address to which we should deliver the payoff. If your mortgage requires a thirty (30) day written notice of intent to payoff, please let this request serve as your notice. Your prompt attention will be greatly appreciated. Sincerely, MEMBERS TITLE AGENCY, LLC Helen Nguyen FAX: 813-628-6464 Letter – Refi P/O Request1 12/00 16.D.5.b Packet Pg. 1548 Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) Certification and Authorization to Release Information Borrower: Loan Number: Words used in this Certification and Authorization are defined below. Words in the singular mean and include the plural and vice versa. “Borrower” is “Lender” is Suncoast Credit Union, its successors or assigns. Borrower certifies the following: Borrower has applied for a mortgage loan from Lender. In applying for the loan, Borrower completed a loan application containing information on the purpose of the loan, the amount, employment and income, and assets and liabilities. Borrower certifies that all of the information is true and complete. Borrower made no misrepresentations in the loan application or other documents, nor did Borrower omit any pertinent information. Borrower understands and agrees that in the event the loan is processed under a reduced documentation program, Lender reserves the right to change the mortgage loan review process to a full documentation program. This may include verifying the information provided on the application with Borrower’s employer and/or a financial institution. Borrower fully understands that it is a federal crime punishable by fine, or imprisonment, or both to knowingly make any false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section 1014. To Whom It May Concern: Borrower has applied for a mortgage loan from Lender. As part of the application process, Lender and/or Members Title Agency, LLC, may verify information contained in Borrower’s loan application and in other documents required in connection with the loan, either before the loan is closed or as part of its quality control program. Borrower authorizes you to provide to Lender any and all information and documentation that is requested. Such information includes, but is not limited to, employment history and income; bank, money market, and similar account balance; credit history; and copies of income tax returns. Lender may address this authorization to any party named in the loan application. A copy of this authorization may be accepted as an original. Your prompt reply to Lender is appreciated. Acknowledgment of Receipt I hereby acknowledge receipt of this Certification and Authorization to Release Information and further acknowledge that I understand its provisions. Words used in this Certification and Authorization to Release Information mean and include the plural and vice versa. Signed this _________ day of ________________________________________. Borrower Borrower Borrower has applied for a mortgage loan from Lender. As part of the application process, Lender and/or Members Title Agency, LLC, may verify information contained in Borrower’s loan application and in other 16.D.5.b Packet Pg. 1549 Attachment: 1. Gonzalez Triana_Gutierrez_Backup (26505 : SHIP SOM) April 10, 2023 Jennifer Brown Escrow Officer America’s Title Corp. 4100 Corporate Square, Suite 161 Naples, FL 34104 Re: Payoff Letter-Lisa M. Marteeny 135 Flicker Lane Everglades City, FL 34139 File #17-003MH Mortgage Type Date Recorded OR Book/Page Amount Collier County SHIP: Second Mortgage $75,000.00 #1-Mortgage Modification $80,465.00 #2-Mortgage Modification $78,800.00 06/26/2018 12/04/2018 12/17/2018 OR 5525/PG 2452 OR 5577/PG 0535 OR 5581/PG 3444 N/A N/A $78,800.00 Recording Fee $10.00 Total Amount Due $78,810.00 This payoff in the amount $78,800.00 is good through June 26, 2023. No payment will be required until the property is sold, transferred, refinanced, no longer Homesteaded, or is no longer the primary residence of the homebuyer. At that time the balance of the loan is due and payable. Please include a separate check in the amount of $10.00 for each payoff amount made payable to: Collier County Board of County Commissioners for the cost of recording. Community & Human Services Division Attn: SHIP Payoff 3339 E. Tamiami Trail, Suite 211 Naples, FL 34112 Sincerely, Lisa N. Carr Lisa N. Carr Grants Coordinator II lisa.carr@colliercountyfl.gov Community and Human Services Making Our Community Stronger; One life, One Home, One Project a Time 16.D.5.c Packet Pg. 1550 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1551 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1552 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1553 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1554 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1555 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1556 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1557 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1558 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1559 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.c Packet Pg. 1560 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 4100 Corporate Square, Suite 161 Naples, FL 34104 (239)263-2258 Fax (239)288-2658 April 10, 2023 Collier County Attn: Lisa Carr RE: Borrower: Lisa M. Marteeny Property: 135 Flicker Lane, Everglades City, FL 34139 Dear Sir/Madam: Please provide our office with a payoff for the above referenced through May 1, 2023. Please fax to (239)288-2658. See attached for Customer Authorization. Thanking you in advance for your prompt attention to this request. If you have any questions, please do not hesitate to contact me. Sincerely, Jennifer Brown Jennifer Brown Escrow Officer jb 16.D.5.c Packet Pg. 1561 Attachment: 2. Marteeny, Lisa_Backup (26505 : SHIP SOM) 16.D.5.d Packet Pg. 1562 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.dPacket Pg. 1563Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.dPacket Pg. 1564Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.dPacket Pg. 1565Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.dPacket Pg. 1566Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.d Packet Pg. 1567 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.d Packet Pg. 1568 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.d Packet Pg. 1569 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) -1- Prepared by and return to: Collier County Community and Human Services Division 3339 East Tamiami Trail, Suite 211 Naples, FL 34112 MORTGAGE MODIFICATION AGREEMENT THIS IS a Mortgage Modification Agreement, made effective as of the ______day of____________, 2023, by and between Deana Putnam, a single person, hereinafter called “Borrower” and the Collier County, hereinafter called “Lender.” WITNESSETH: In consideration of the mutual covenants contained herein, the Borrower and the Lender agree that: 1. Promissory Note and Mortgage. Borrower has given to Lender, a promissory note and mortgage dated August 21, 2018, recorded on September 5, 2018, in OR Book 5549 Page 2395 and re-recorded on April 4, 2019, in OR Book 5615 Page 257 and Mortgage Modification Agreement recorded on May 7, 2019, in OR Book 5627 Page 835 in the Public Records of Collier County, Florida. Borrower warrants that it is still the owner of the property. Lender warrants that it is still owner and holder of said note and mortgage. Both parties warrant they have good right and authority to enter into the Mortgage Modification Agreement. 2. Status of Payments. There are no payments required and the mortgage and promissory note are not in default. 3. Modification. In consideration of the mutual covenants herein and other good and valuable considerations, the parties agree that said promissory note and mortgage are modified as follows: (a) The principal balance of the promissory note is now $121,860.90, which shall increase at the rate of zero percent per annum. (b) Payment in full is due upon sale, transfer, refinance, or loss of homestead of property within fifteen years. A refinance is allowable if loan conforms to the County’s approved Subordination policy guidelines. One-third of the loan will be forgiven in five-year increments so that at the end of the fifteenth (15th) year the loan is forgiven in full. 4. Other Terms. Notwithstanding anything to the contrary herein or in the Renewal Note or Mortgage, the lien and operation of the Mortgage shall continue in full force and effect except as modified by this agreement. All other terms of said note and mortgage remain unchanged. 16.D.5.d Packet Pg. 1570 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) -2- 5. Compliance. The Borrower covenants and agrees to perform, comply with, and abide by each and every one of the provisions of the Renewal Note and Mortgage, as modified hereby. 6. Agreement Binding. This agreement shall be binding upon and inure to the benefit of the heirs, legal representatives, and assigns of the Borrower and to the successors and assigns of the Lender. In Witness Whereof, the parties have caused this agreement to be executed as of the date first above written. DATED this ______ day of ___________________, 2023. Signed, sealed, and delivered in the presence of: Borrower(s): _________________________ Deana Putnam STATE OF FLORIDA COUNTY OF COLLIER The foregoing instrument was acknowledged before me by means of physical presence or online notarization this ____ day of ___________________ , 2023, by Deana Putman. Such person(s) Notary Public must check applicable box: are personally known to me. produced his current driver license. produced as identification. (Notary Seal) Notary Public Printed Name of Notary: Commission Number: My Commission Expires: 16.D.5.d Packet Pg. 1571 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) -3- Lender: Collier County __________________________________ Kristi Sonntag, Director Community and Human Services Division STATE OF FLORIDA COUNTY OF COLLIER The foregoing instrument was acknowledged before me by means of physical presence or online notarization this ____ day of ___________________ , 2023, by Kristi Sonntag. Such person(s) Notary Public must check applicable box: are personally known to me. produced his current driver license. produced as identification. (Notary Seal) Notary Public Printed Name of Notary: Commission Number: My Commission Expires: 16.D.5.d Packet Pg. 1572 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.dPacket Pg. 1573Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.d Packet Pg. 1574 Attachment: 3. Putnam, Dena_Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1575 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1576 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1577 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1578 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1579 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1580 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 1 JimenezIrma2 Subject:FW: Crespo 2070 43rd Lane SW 2023-0022 From: carol@securitytitlefl.com <carol@securitytitlefl.com> Sent: Tuesday, February 7, 2023 1:52 PM To: CarrLisa <Lisa.Carr@colliercountyfl.gov> Subject: Crespo 2070 43rd Lane SW 2023-0022 EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when opening attachments or clicking links. Good Afternoon, Lisa, I am processing the file for the sale of the above referenced property. There is a Second Mortgage (see attached) from Collier County that is recorded against the property. Please provide a payoff for this loan. The tentative closing date is February 24, 2023. Please add a per diem, if any, until February 28, 2023. Please let me know if you need any further information. Thank you, Carol Spaccaferro Security Title & Abstract, LLC. 9001 Daniels Pkwy., Suite 100 Fort Myers, FL 33912 Phone: 239-425-1825 Fax: 239-425-1826 ********IMPORTANT SECURITY NOTICE********* Internet fraud and email hacking are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as a sales contract or internet to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account. Please practice caution!! CONFIDENTIALITY NOTICE - This e-mail transmission, and any documents, files or previous e-mail messages attached to it may contain information that is confidential or legally privileged. If you are not the intended recipient, or a person responsible for delivering it to the intended recipient, you are hereby notified that you must not read or play this transmission and that any disclosure, copying, printing, distribution or use of any of the information contained in or attached to this transmission is STRICTLY PROHIBITED. If you have received this transmission in error, please immediately notify the sender by telephone or return e-mail and delete the original transmission and its attachments without reading or saving in any manner. 16.D.5.e Packet Pg. 1581 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1582 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) 16.D.5.e Packet Pg. 1583 Attachment: 4. Crespo, Belkis M._Backup (26505 : SHIP SOM) February 10, 2023 Carline Mazard Saintilus Licensed Title Agent Title Geeks 3500 N. State Road 7, Suite 437 Lauderdale Lakes, FL 33319 Re: Payoff Letter- Charles M Jean and Marie Yolaine Jean -Celestin Property Address – 956 Trafford Isles Cr #102, Immokalee, FL 34142 Mortgage/Lien Type Date Recorded OR Book/Page Amount Due Collier County SHIP Second Mortgage File #_____ 03/10/2009 4434/0652 $1,500.00 This payoff amount is $1,500.00 and is good through March 10, 2023. ***No payment will be required until the property is sold, transferred, refinanced, no longer Homesteaded, or is no longer the primary residence of the homebuyer. At that time the balance of the lien amount is due and payable. Payment should be made to “Collier County Board of County Commissioners” and delivered to: Community & Human Services Division Attn: SHIP Payoff 3339 E. Tamiami Trail, Suite 211 Naples, FL 34112 Please include a separate check in the amount of $10.00 for each payoff amount made payable to: Collier County Board of County Commissioners for the cost of recording. Sincerely, Irma Jimenez Irma Jimenez Grants Coordinator I 16.D.5.f Packet Pg. 1584 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.f Packet Pg. 1585 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.f Packet Pg. 1586 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.f Packet Pg. 1587 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.f Packet Pg. 1588 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.f Packet Pg. 1589 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 1 JimenezIrma2 From:CarrLisa Sent:Friday, February 10, 2023 1:27 PM To:JimenezIrma2 Cc:LucianoDonald Subject:FW: 2022-5 / Payoff Request Attachments:Payoff Request - Collier County.pdf; Mtg - Collier County.pdf Irma, Please process. Thank you. Respectfully, Lisa N. Carr Senior Grants Coordinator Community and Human Services Division Collier County Government 3339 East Tamiami Trail, Building H., Suite 211, Naples, FL 34112 Phone: 239-252-2339 lisa.carr@colliercountyfl.gov Making our Community Stronger: One life, one home, one project at a time. To improve our services and technical assistance to our clients, vendors, or subrecipients, we ask that you provide us feedback on our services to your organization by completing a short survey contain at the following links: SHIP CLIENTS: Click here to take our survey. INTERNAL PARTNERS: Click here to take our survey. From: Carline Mazard Saintilus <carline@thetitlegeeks.com> Sent: Friday, February 10, 2023 1:25 PM To: CarrLisa <Lisa.Carr@colliercountyfl.gov> Subject: 2022-5 / Payoff Request EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when opening attachments or clicking links. Good aŌernoon, please see aƩached payoff request. Best Regards, Carline Mazard Saintilus, MBA Licensed Title Agent 16.D.5.f Packet Pg. 1590 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 2 3500 N. State Road 7, Suite 437 Lauderdale Lakes, FL 33319 Tel: 844.433.5728 Fax: 954.252.4175 Email: carline@thetitlegeeks.com www.thetitlegeeks.com WE DO NOT ACCEPT OR REQUEST CHANGES TO WIRING INSTRUCTIONS VIA EMAIL OR FAX. Always call to verify. **ATTENTION LENDERS-WE MUST RECEIVE THE CLOSING PACKAGE 72 HOURS PRIOR TO THE SCHEDULED CLOSING** ***Kindly reference the seller/buyer name and/or property address in all email subject line(s) so we can identify your email at a glance. This will help to better assist you and ensure a quicker response.*** NOTICE REGARDING FUNDS FOR REAL ESTATE TRANSACTIONS: All funds to be received by our Company for closings must be received by WIRE TRANSFER to our escrow account prior to the closing (wire instructions will be provided upon request). Based upon the frequency of forgeries and fraud in Florida, our Company will not accept cashier's checks or bank checks of any kind. We cannot accept personal checks, as Florida law requires us to receive "CLEARED FUNDS" prior to funding. CONFIDENTIALITY NOTE: This information is privileged and confidential information intended only for the use of the intended recipient. If you are not the intended recipient, any dissemination, distribution or copying of this communication by you is strictly prohibited. If you have received this transmission in error, do not read it. Please immediately reply to the sender that you have received this communication in error and then delete it. Thank you. Under Florida Law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by telephone or in writing. 16.D.5.f Packet Pg. 1591 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.f Packet Pg. 1592 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.f Packet Pg. 1593 Attachment: 5. Jean, Charles_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1594 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1595 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1596 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1597 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1598 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1599 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1600 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.g Packet Pg. 1601 Attachment: 6. Mireles, Fidencio & Yadira_Backup (26505 : SHIP SOM) 16.D.5.hPacket Pg. 1602Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.hPacket Pg. 1603Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.hPacket Pg. 1604Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.hPacket Pg. 1605Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.h Packet Pg. 1606 Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.hPacket Pg. 1607Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.h Packet Pg. 1608 Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.h Packet Pg. 1609 Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.h Packet Pg. 1610 Attachment: 7. Juarez, Julio & Delfina Aguilar_Backup (26505 : SHIP SOM) 16.D.5.i Packet Pg. 1611 Attachment: 8. Vasquez, Manuel & Luz M._Backup (26505 : SHIP SOM) 16.D.5.i Packet Pg. 1612 Attachment: 8. Vasquez, Manuel & Luz M._Backup (26505 : SHIP SOM) 16.D.5.i Packet Pg. 1613 Attachment: 8. Vasquez, Manuel & Luz M._Backup (26505 : SHIP SOM) 16.D.5.i Packet Pg. 1614 Attachment: 8. Vasquez, Manuel & Luz M._Backup (26505 : SHIP SOM) 16.D.5.j Packet Pg. 1615 Attachment: 9. Rousseau, Marie J._Backup (26505 : SHIP SOM) 16.D.5.j Packet Pg. 1616 Attachment: 9. Rousseau, Marie J._Backup (26505 : SHIP SOM) 16.D.5.j Packet Pg. 1617 Attachment: 9. Rousseau, Marie J._Backup (26505 : SHIP SOM) 16.D.5.kPacket Pg. 1618Attachment: 10. Titus Cederiere & Jeanne Bonnet_Backup (26505 : SHIP SOM) 16.D.5.kPacket Pg. 1619Attachment: 10. Titus Cederiere & Jeanne Bonnet_Backup (26505 : SHIP SOM) 16.D.5.kPacket Pg. 1620Attachment: 10. Titus Cederiere & Jeanne Bonnet_Backup (26505 : SHIP SOM) 16.D.5.kPacket Pg. 1621Attachment: 10. Titus Cederiere & Jeanne Bonnet_Backup (26505 : SHIP SOM) 16.D.5.kPacket Pg. 1622Attachment: 10. Titus Cederiere & Jeanne Bonnet_Backup (26505 : SHIP SOM) 16.D.5.l Packet Pg. 1623 Attachment: 11. Nieto, Juan & Gregoria_Backup (26505 : SHIP SOM) 16.D.5.l Packet Pg. 1624 Attachment: 11. Nieto, Juan & Gregoria_Backup (26505 : SHIP SOM) 16.D.5.l Packet Pg. 1625 Attachment: 11. Nieto, Juan & Gregoria_Backup (26505 : SHIP SOM)