Agenda 02/28/2023 Item #16D 1 (One- Mortgage Satisfaction of the SHIP Loan program )16.D.1
02/28/2023
EXECUTIVE SUMMARY
Recommendation to approve and authorize the chairman to sign one (1) mortgage satisfaction for the State
Housing Initiatives Partnership loan program in the amount of $3,000 and the associated Budget Amendment.
(SHIP Grant Fund 791)
OBJECTIVE: To support the affordability of housing in Collier County through State Housing Initiatives
Partnership (SHIP) down payment and emergency repair and/or rehabilitation assistance programs.
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing
program, offers assistance to first-time homebuyers for use toward a portion of the required down payment and
emergency repairs to the newly acquired home, and rehabilitation assistance to homeowners for rehabilitation to
their homesteaded property. As a condition of award, the homeowner must repay the assistance provided upon
sale, refinance, or loss of homestead exemption.
The following table provides details regarding the associated mortgage that has been repaid in full. As such,
satisfaction of mortgage is required.
File # Name Reason for Public Record Mortgage Payoff
Payoff Amount Amount
09-387 Gregory Jean and I Sold Home I OR 4701/PG534 $3,000 $3,000
Yzelia Attilus
Total I $3,000 I $3,000
Approval of this item will authorize the Chairman to sign the aforementioned satisfaction of mortgages and the
executed document shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $3,000 satisfies the payoff amount. This repayment is considered
program income and has been deposited in SHIP Grant Fund (791), Project 33807. Deposited funds will be used
for SHIP -eligible activities. The Budget Amendment recognizes $3,000 in program income, of which five
percent (5%) will be used as Administrative Funds. A $10 recording fee has been paid by Gregory Jean and
Yzelia Attilus.
LEGAL CONSIDERATIONS: This item is approved for form and legality and required a majority vote for Board
approval. -DDP
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact.
RECOMMENDATION: To approve and authorize the chairman to sign one (1) mortgage satisfaction for the State
Housing Initiatives Partnership loan program in the amount of $3,000 and the associated Budget Amendment.
Prepared By: Irma Jimenez, Grants Coordinator I, Community & Human Services Division
ATTACHMENT(S)
1. Back up Docs SOM- Jean, Gregory (PDF)
2. SAP Payment Jean (PDF)
3. SHIP SOM Jean apprvd by DDC (PDF)
Packet Pg. 814
16.D.1
02/28/2023
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.13.1
Doe ID: 24494
Item Summary: Recommendation to approve and authorize the chairman to sign one (1) mortgage satisfaction for
the State Housing Initiatives Partnership loan program in the amount of $3,000 and the associated Budget
Amendment. (SHIP Grant Fund 791)
Meeting Date: 02/28/2023
Prepared by:
Title: Grants Coordinator — Community & Human Services
Name: Lisa Carr
01/23/2023 4:29 PM
Submitted by:
Title: Manager - Federal/State Grants Operation — Community & Human Services
Name: Kristi Sonntag
01/23/2023 4:29 PM
Approved By:
Review:
Community & Human Services
Lisa Carr
CHS Review
Community & Human Services
Blanca Aquino Luque Additional Reviewer
Community & Human Services
Donald Luciano
Additional Reviewer
Community & Human Services
Maggie Lopez
Additional Reviewer
Operations & Veteran Services
Jeff Newman
Additional Reviewer
Public Services Department
Todd Henry
PSD Level 1 Reviewer
Public Services Department
Tanya Williams
PSD Department Head Review
Grants
Erica Robinson
Level 2 Grants Review
County Attorney's Office
Derek D. Perry
Level 2 Attorney Review
Office of Management and Budget
Debra Windsor
Level 3 OMB Gatekeeper Review
County Attorney's Office
Jeffrey A. Klatzkow Level 3 County Attorney's Office Review
Grants
Therese Stanley
Additional Reviewer
Community & Human Services
Maggie Lopez
Additional Reviewer
Office of Management and Budget
Christopher Johnson
Additional Reviewer
County Manager's Office
Amy Patterson
Level 4 County Manager Review
Board of County Commissioners
Geoffrey Willig
Meeting Pending
Skipped
01/23/2023 4:26 PM
Completed
01/24/2023 1:37 PM
Completed
01/24/2023 6:28 PM
Completed
01/25/2023 9:13 AM
Completed
01/27/2023 4:41 PM
Completed
01/30/2023 8:53 AM
Completed
01/30/2023 3:36 PM
Completed
02/01/2023 3:22 PM
Completed
02/15/2023 11:40 AM
Completed
02/15/2023 12:59 PM
Completed
02/15/2023 3:31 PM
Completed
02/21/2023 10:36 AM
Completed
02/21/2023 2:07 PM
Completed
02/21/2023 3:37 PM
Completed
02/22/2023 9:45 AM
02/28/2023 9:00 AM
Packet Pg. 815
Corley County
Public Services Department
Community & Human Services Division
December 9, 2022
Anthony Vagnozzi
Amrock
662 Woodward Ave.
Detroit, MI 48226
Re: Payoff Letter: Gregory Jean and Yzelia Attilus
5321 Caldwell Street
Naples, FL 34113
File #09-387
Mortgage Type
Date Recorded
OR Book/Page
Amount
Collier Count SHIP
Second Mortgage
07/13/2011
OR 4701/PG 532
$3,000.00
Recording Fee
$10.00
Total Amount Due
$3,010.00
No payment will be required until the property is sold, transferred, refinanced, no longer Homesteaded, or
is no longer the primary residence of the homebuyer. At that time the balance of the loan is due and
payable.
Payment should be made to "Collier County Board of County Commissioners" and delivered to:
Community & Human Services Division
Attn: SHIP Payoff
3339 E. Tamiami Trail, Suite 211
Naples, FL 34112
Sincerely,
Lisa N. Carr
Granrs Coordinator II
Community and Human Services
Making Our Community Stronger, One life, One Home, One Project a Time
liso.carr@colliercountvfl. aov
16.D.1.a
Community & Human Services Division • 3339 Tamiami Trail East, Suite 211 • Naples, Florida 34112-5361
239-252-CARE (2273) • 239-252-CAFE (2233) • 239-252-4230 (RSVP) • www.colliergov.noUhumanservices Packet Pg. 816
16.D.1.a
A ROCK
Order Number: 72860186
Property Address: 5321 Caldwell St, Naples, FL 34113-8755
Date: January 9, 2023
From: Amrock, LLC
Order No.: 72860186
Closing Date: 1/6/2023
Property Address: 5321 Caldwell St, Naples, FL 34113-8755
Attention Payoff Team:
First National Building
662 Woodward Ave.
Detroit, MI 48228
amrock.com
(888) 848-5355 TOIL FREE
(800) 652-7033 FAX
Date: 1/6/2023
We are requesting that the aforementioned account be closed and the mortgage/deed of trust be discharged in
accordance with your statutory requirements.
Enclosed, please find the funds to pay the balance in full:
Check No,: 1364243
Amount: $3,010.00
Payable To: COLLIER COUNTY BOARD OF COUNTY COMMISSIONERS
If the funds are insufficient to pay the balance in full, you are hereby instructed to apply the check to the balance due
If additional funds are required, Immediately contact (888) 848-5355 ext. 72152 or fax (877) 380-5124.
Any overage in payoff and monies remaining in escrow shall be forwarded to the mortgagor.
We also request that the Discharge/Satisfaction/Reconveyance be forwarded directly to Collier County for recording
or a; mandated by statutory requirements,
Thank you.
Packet Pg. 817
JP Mox an Chase Bank 9a2 .
9 136 16.D.1.a
ESCROW ACCOUNT 4e.rai4W. r�4}
f kle: 12EC 01 AY,
Amrock, LLC - Florida
662 Woodward Ave
Detroit, M€ 48226 ;.
PH: (313) 877-1000
Date Amount
January 9, 2023
Three Thousand Ten Dollars And 00 Cents
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RAY TO THE COLLIER COUNTY BOARD OF COUNTY COMMISSIONERS . V*i ftr-%yMorghT.
ORDER OF 3339 E TAMIAMI TRAIL ' Q
SUITE 211 2
NAPLES, FL 34112 N
f File #09-387
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Payee: COLUER COUNTY BOARD OF COUNTY COMMISSIONERS Hll❑ Lines: ,
3330 E TAMIAMI TRAIL .6321 Caldwell St $3.010.00 d
SUITE 211
NAPLES, FL 34112
Order Number: 72860186 O
Check plumber: 1364243 0
Comments: Sect€on(s) K O
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Date: January 9, 2023 v
Amount; $3,010.09
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Borrower: Gregory.lean
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Address: 5321 Caldwell 5t
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Naples, FI. 34113-8755
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STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM
SECOND MORTGAGE
THIS SECOND MORTGAGE ("Security Instrument") is given on JZ day of v J"\e , 2011. The Second Mortgagor is:
Gregory Jean and Yzelia Attilus, a married couple
("Borrower"). This Security Instrument is given to Collier County ("Lender"), which is organized and existing under
the laws of the United States of America, and whose address is 3339 E . Tamiami Trail, Naples, Florida 34112 .
Borrower owes Lender the sum of Three Thousand and 00/100 Dollars ($3, 000. 00) . This debt is
Borrower's Note dated the same date as this Security Instrument ("Second Mortgage"), which provides for monthly payments, with the full debt,
if not paid earlier, due and payable on sale of property, refinance, or loss of homestead exemption .
This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions
and modifications; (b) the payme9f of all other sums, with interest advanced under paragraph 7 to protect the security of the Security
Instrument; and (c) the perfgrfnarice f Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose,
Borrower does hereby second m age grant and convey to Lender the following described property located in Collier County, Florida.
As more particularly described as Lot 1 Block 4, Naples Manor Annex, of the Public Records of Collier County, Florida and which has
the address of:
("Property Address"): 5321 Caldy4A1'`Street Naples Florida 34113
(Address) (City) (State) (zip)
TOGETHER WITH all the improvemenf(s r�w or hereafter erected on the property, and all easements, rights, appurtenances, rents,
royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the property. All replacements
and additions shall also be covered by the Secu* Instrument. All of the foregoing is referred to in this Security Instrument as the "Property".
BORROWER COVENANTS that Borrower isJewfully seized of the estate hereby conveyed and has the right to mortgage, grant and
convey the Property and that the Property is unencu eredxcept for encumbrances of record. Borrower warrants and will defend generally
the title to the Property against all claims and demands, ,4ubieci"tp any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -uniform covenants with limited variation by
jurisdiction to constitute a uniform security instrument covering ioa)¢property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal and Interest; Prepaymbgand Lade Charges. Borrower shall promptly pay when due the principal of and
interest on the debt evidenced by the Note.
2. Taxes. The Mortgagor will pay all taxes, assessmen , sewerrents or water rates prior to the accrual of any penalties or interest
thereon.".
The Mortgagor shall pay or cause to be paid, as the same respecti� y,become due, (A)(1) all taxes and governmental charges of any
kind whatsoever which may at any time be lawfully assessed or levied,agart' tstRr With respect to the Property, (2) all utility and other charges,
including "service charges", incurred or imposed for the operation, mai en ce; V0, occupancy, upkeep and improvement of the Property, and
(3) all assessments or other governmental charges that may lawfully be id n sta ents over a period of years, the Mortgagor shall be
obligated under the Mortgage to pay or cause to be paid only such installments re'tequired to be paid during the term of the Mortgage, and
shall, promptly after the payment of any of the foregoing, forward to Mortgage videfice,of such payment.
3. Application of Payments. Unless applicable law provides otherwise; alga ments received by Lender shall be applied; first, to
interest due; and, to principal due; and last, to any late charges due under the Note:
4. Charges; Liens. Borrower shall pay all taxes, assessments, charges'finps'lnd positions attributable to the Property which may
attain priority over this Security Instrument, and leasehold payments or ground rents, if any. ,15orrower shall promptly furnish to Lender all
notices of amounts to be paid under this paragraph, and all receipts evidencing the pa s.
Borrower shall promptly discharge any lien which has priority over this Security Instruirrjerit ynless Borrower: (a) agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender, (b) conte s in,gc' faith the lien by, or defends against
enforcement of the lien in, legal proceedings which in the Lenders opinion operate to prevent the;enf rcement of the lien; or (c) secures from
the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security tirrssf end If Lender determines that any part
of the Property is subject to a lien which may attain priority over the Security Instrument, Lender mdgive !Porrower a notice identifying the lien.
Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giv'of notice.
5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hi5reafter' rected on the Property insured
against loss by fire, hazards included within the term "extended coverage" and any other hazards, including 'fi s.or flooding, for which Lender
requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requ a insurance carrier
providing the insurance shall be chosen by Borrower subject to Lenders approval which shall not be unreasonablwithheld. If Borrower fails to
maintain coverage described above, Lender may, at Lenders option, obtain coverage to protect Lenders right i roperty in accordance
with paragraph 7. At all times that the Note is outstanding, the Mortgagor shall maintain insurance with resp ct' to the Premises against such
risks and for such amounts as are customarily insured against and pay, as the same become due and payable, all premiums in respect thereto,
including, but not limited to , all-risk insurance protecting the interests of the Mortgagor and Mortgagee against loss or damage to the Premises
by fire, lightning, and other casualties customarily insured against (including boiler explosion, if appropriate), with a uniform standard extended
coverage endorsement, including debris removal coverage. Such insurance at all times to be in an amount not less than the full replacement
cost of the Premises, exclusive of footings and foundations.
All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have
the right to hold the policies and renewals. if Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal
notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made
promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property
damaged, if the restoration or repair is economically feasible and Lenders security is not lessened. If the restoration or repair is not
economically feasible or Lenders security would be lessened, the insurance proceeds shall be applied to the sums secured by the Security
Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the Property, or does not answer within 30 days
a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may collect the insurance proceeds. Lender may use
the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument, whether or not then due. The 30-day period
will begin when the notice is mailed. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not
extend or postpone the due date of the monthly payments referred to in paragraph 1 or change the amount of the payments. If under paragraph
21 the Property is acquired by Lender, Borrowers right to any insurance policies and proceeds resulting from damage to the Property prior to
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witn a ruung tnat, in t-enaers gooa raitn aeterm nauon, preciuues iurruiru a yr Mid oo rower s r i I rCrear u I Lilt: rrUPUry Ul ULIMI II1OLOI IPI
impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if Borrower, d uring the
loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material
information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrowers occupancy
of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with all the provision of the lease.
If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing.
7. Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and agreements contained in this
Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in
bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and pay for whatever is necessary to
protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by a lien which
has priority over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs.
Although Lender may take action under this paragraph 7, Lender does not have to do so. Any amounts disbursed by Lender under this
paragraph 7 shall become additional debt of Borrower secured by this Security Instrument. Unless Borrower and Lender agree to other terms
of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice
from Lender to Borrower requesting payment.
8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this Security
Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the mortgage insurance
coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to obtain coverage substantially
equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance
previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not
available, Borrower shall pay, to Linder each month a sum equal to one -twelfth of the yearly mortgage insurance premium being paid by
Borrower when the insuranc`aoser a lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a loss reserve
in lieu of mortgage insurance: Lc reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in
the amount and for the period that Londer;requires) provided by an insurer approved by Lender again becomes available and is obtained.
Borrower shall pay the premiums requirel to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for
mortgage insurance ends in accordant, 'Wiltt-lanywritten agreement between Borrower and Lender or applicable law.
9. Inspection. Lender or its agen"- ay make reasonable entries upon and inspections of the Property. Lender shall give Borrower
notice at the time of or prior to an inspectich spfecifying reasonable cause for the inspection.
10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation
or other taking of any part of the Property, orfor,conv yance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the
event of a total taking of the Property, the pr@dsall be applied to the sums secured by this Security Instrument, whether or not then due,
with any excess paid to Borrower. In the event of 9 partial taking of the Property, in which the fair market value of the Property immediately
before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking, unless
Borrower and Lender otherwise agree in writing, thessu s secured by this Security Instrument shall be reduced by the amount of the proceeds
multiplied by the following fraction: (a) the total amouof t#t Is.ums secured immediately before the taking, divided by (b) the fair market value
of the Property immediate) before the taking. An bat'".. 'sfsall be aid to Borrower. In the event of a partial taking of the Pro in which
P rtY Y 9 Y ? P P 9 Property
the fair market value of the Property immediately beforelhe tafcing>is less than the amount of the sums secured immediately for the taking,
unless Borrower and Lender otherwise agree in writing or antes plicable law otherwise provides, the proceeds shall be applied to the sums
secured by this Security Instrument whether or not the sunls`ka1�,►�ue. Unless Lender and Borrower otherwise agree in writing, any
application of proceeds to principal shall not extend or postpon, u date of the monthly payments referred to in paragraphs 1 or change
the amount of such payments. '<
11. Borrower Not Released, Forbearance By Lender` o—t4A, atver. Extension of the time for payment or modification of
amortization of the sums secured by this Security Instrument grantedb epder to any successor in interest of Borrower shall not operate to
release the liability of the original Borrower or Borrowers successo n int 'r Lender shall not be required to commence proceedings
against any successor in interest or refuse to extend time for payment b rwiSe modify amortization of the sums secured by this Security
Instrument by reason of any demand made by the original Borrower orBorr6,r's uccessors in interest. Any forbearance by Lender in
exercising any right or remedy shall not be a waiver of or preclude the exefcis t 4 .. right or remedy.
12. Successors and Assigns Bound; Joint and Several Liability{ gners. The covenants and agreements of this Security
Instrument shall bind and benefit the successors and assigns of Lender and B owe Object to the
Provisions of paragraph 17. Borrowers covenants and agreements shall be joint iMnd ral. Any Borrower who co-signs this Security
Instrument but does not execute the Note; (a) is co-signing this Security Instrumento1,rtlortgage, grant and convey that Borrowers interest
in the Property under the terms of this Security Instrument; (b) is not personally ob"6 ',' G;,pay the sums secured by this Security Instrument;
and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbelr.Af , ke any accommodations with regard to the terms
of this Security Instrument or the Note without that Borrowers consent.
13. Loan Charges. If the loan secured by this Security Instrument is subject to a law Which sets maximum loan charges, and that
law is finally interpreted so that the interest or other loan charges collected or to be collected i corm, tion with the loan exceed the permitted
limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the-chargto. the permitted limit; and (b) any sums
already collected from Borrower which exceeded permitted limits will be refunded to Borrower. -Ldndef==may choose to make this refund by
reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund r duces principal, the reduction will be
treated as a partial prepayment without any prepayment charge under the Note.
14. Notices. Any notice to Borrower provided for in this Security Instrument shall be give `de ring it or by mailing it by first
class mail unless applicable law required use of another method. The notice shall be directed to the Prppehiy ")dress or any other address
Borrower designates by notice to Lender. Any notice to Lender shall be given to Borrower or Lender when giv a provided in this paragraph.
15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the i of the jurisdiction in which
the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts-vit"pplicable law, such
conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To
this end the provisions of this Security Instrument and the Note are declared to be severable.
16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument.
17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it is sold or
transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lenders prior written
consent, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. However, this option shall
not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument.
If Lender exercised this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days
from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to
pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further
notice or demand on Borrower.
18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this
Security Instrument discontinued at any time prior to the earlier of : (a) 5 days (or such other period as applicable law may specify for
reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument; or (b) entry of a judgment
enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security
Instrument and the Note as if no acceleration had occurred; (b) cures and default of any other covenants or agreements; (c) pays all expenses
incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorney's fees; and (d) takes such action as Lender may
reasonably require to assure that the lien of this Security Instrument, Lenders rights in the Property and Borrowers obligation to pay the sums
secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations
zu. nazaraous auostanees. Borrower sna i not cause or Perrnn cne Presume, use, u I bpUsa , awl ayc, U1 Ivludau UI ❑ I I y r raffia I uuua
Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any
Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property.
Borrower shall promptly give Lender written notice for any investigation, claim, demand, lawsuit or other action by any governmental or
regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual
knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any
Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with
Environmental Law.
As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law
and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile
solvents, materials containing asbestos or formaldehyde, and
radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is
located that relate to health, safety or environmental protection.
21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant
or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The
notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given
to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result
in acceleration of the sums secured by this Security Instrument, foreclosure by judicial proceeding and sale of the Property. The notice shall
further inform Borrower of the righ .to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence of a
default or any other defen§, of. rcjwer to acceleration and foreclosure. If the default is not cured on or before the date specified in the notice,
Lender, at its option, may re ii `.:ift diate payment in full of all sums secured by this Security Instrument without further demand and may
foreclose this Security Instrume, yfud(cial proceeding. Lender shall be entitled to collect all expenses incurred in pursuing the remedies
provided in this paragraph 21; ( abut not limited to, reasonable attorney's fees and costs of the title evidence.
22. Release. Upon paymentbf /I( sums secured by this Security Instrument, Lender shall release this Security Instrument, without
charge, to Borrower. Borrower shall `4y`recordation costs.
23. Attorneys' Fees. As useclati, „Security Instrument and the Note, "attorneys' fees" shall include any attomeys' fees awarded by
an appellate court. `
24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security
Instrument, the covenants and agreements of: each'ch rider shall be incorporated into and shall amend and supplement the covenants and
agreements of this Security Instrument as if"'M� s) were a part of this Security Instrument. (Check Applicable Box)
❑ Adjustable Rate Rider ❑ Rate
❑ Graduated Payment Rider ❑ 1-4 F
❑ Balloon Rider ❑ Biwe
❑ Other(s) (specify
SIGNING BELOW, Borrower accepts and agrees to the
by Borrower and recorded with it.
Signed, seated and delivered in the presence of:
r ,
Witness
Signatu
Witness
Signatu
STATE OF FLORIDA
COUNTY OF COLLIER
Rider ❑ Condominium Rider
❑ Second Home Rider
Rker ❑ Planned Unit Development Rider
contained in this Security Instrument and in any rider(s) executed
Sig
Bo
Signature
Co- Borrower • Celia Attilus
Address: 5321 Caldwell Street
Naples', Florida 34113
I hereby certify that on this day, before me, an officer duly authorized in the state
acknowledgements, personally appeared Gregory Jean and Yzelia Attilus to me
eoounty aforesaid to take
known to: „ ft person(s) described in and
who executed the foregoing instrument and acknowledged before me that (He/ she/ they) executed the
WITNESS my hand and official seal in the County and State aforesaid this 3o day of Juke 2011.
My Commission Expires: %0I"
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of ublic's�Signature
Notary's Printed Name
therein expressed
SHIP File#: 09-387
Prepared by:
Collier County Housing, Htlman R Veterans Department
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16.D.1.d
Prepared by Irma Jimenez
Collier County
Community and Human Services
3339 E. Tamiami Trail
Naples, FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Gregory Jean and Yzelia Attilus to COLLIER COUNTY, dated June 22, 2011
and recorded on July 13, 2011 in Official Records Book 4701, Page 532, of the Public Records of Collier
County, Florida, securing a principal sum of $3,000.00 and certain promises and obligations set forth in
said Mortgage, upon the property described in the aforementioned mortgage.
COLLIER COUNTY hereby acknowledges satisfaction of said Mortgage, and surrenders the same as
cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on this day of
2023, Agenda Item No. 16.D._
ATTEST:
CRYSTAL K. KINZEL, CLERK
By:
DEPUTY CLERK
Approved as to form and legality:
Derek D Perry
Assistant County Attorney n\
BOARD OF COUNTY COMMISSIONERS
OF COLLIER COUNTY, FLORIDA
Rick LoCastro, Chairman
[23-SOC-00997/ 1766167/ 1 ]
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