Agenda 06/28/2022 Item #16D 1 (SHIP Satisfaction of Mortgage)06/28/2022
EXECUTIVE SUMMARY
Recommendation to approve and authorize the Chairman to sign one (1) mortgage satisfaction for
the State Housing Initiatives Partnership (SHIP) loan program in the amount of $5,000 and
approve the associated budget amendment to appropriate repayment amount totaling $5,000.
(SHIP Grant Fund 791)
OBJECTIVE: To support the affordability of housing in Collier County through State Housing
Initiatives Partnership (SHIP) down payment and emergency repair and/or rehabilitation assistance
programs.
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable
housing program, offers assistance to first-time homebuyers for use toward a portion of the required down
payment, and emergency repairs to the newly acquired home, and rehabilitation assistance to homeowners
for rehabilitation to their homesteaded property. As a condition of award, the homeowner must repay the
assistance provided upon sale, refinance, or loss of homestead exemption.
The following table provides details regarding the associated mortgage that has been repaid in full. As
such, satisfaction of mortgage is required.
File # Name Reason for
Payoff
Public Record Mortgage
Amount
Payoff
Amount
03-186 Sergio R. Ortega &
Raquel M. Aliaga
Sold Home OR 3308/PG 2136 $5,000 $5,000
Total $5,000 $5,000
Approval of these items will authorize the Chairman to sign the aforementioned mortgage satisfactions
and the executed documents shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $5,000 satisfies the payoff amount. This repayment is
considered program income and has been deposited in SHIP Grant Fund (791), Project 33759. Deposited
funds will be used for SHIP-eligible activities. The Budget Amendment recognized $5,000 in program
income, of which five percent (5%) will be used as Administrative funds. A recording fee of $10 has been
paid by Sergio Ortega and Raquel Aliaga.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote
for Board approval. -DDP
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact.
RECOMMENDATION: To approve and authorize the Chairman to sign one (1) mortgage satisfaction
for the State Housing Initiatives Partnership loan program in the amount of $5,000 and approve the
associated Budget Amendment to appropriate repayment amount totaling $5,000.
Prepared By: Karina Bardales, Grants Support Specialist, Community & Human Services Division
ATTACHMENT(S)
1. Backup Docs Ortega-Aliaga (PDF)
2. SHIP SOM (PDF)
3. SAP $5000 (PDF)
16.D.1
Packet Pg. 925
06/28/2022
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.1
Doc ID: 22283
Item Summary: Recommendation to approve and authorize the Chairman to sign one (1)
mortgage satisfaction for the State Housing Initiatives Partnership (SHIP) loan program in the amount of
$5,000 and approve the associated budget amendment to appropriate repayment amount totaling $5,000.
(SHIP Grant Fund 791)
Meeting Date: 06/28/2022
Prepared by:
Title: – Community & Human Services
Name: Karina Bardales
05/17/2022 3:34 PM
Submitted by:
Title: Manager - Federal/State Grants Operation – Community & Human Services
Name: Kristi Sonntag
05/17/2022 3:34 PM
Approved By:
Review:
Community & Human Services Jacob LaRow Additional Reviewer Completed 05/23/2022 8:54 AM
Community & Human Services Blanca Aquino Luque Additional Reviewer Completed 05/23/2022 1:48 PM
Community & Human Services Maggie Lopez Additional Reviewer Completed 05/25/2022 9:01 AM
Community & Human Services Kristi Sonntag CHS Review Completed 05/26/2022 2:59 PM
Community & Human Services Lisa Carr Additional Reviewer Completed 05/26/2022 5:06 PM
Capital Project Planning, Impact Fees, and Program Management Gino Santabarbara Additional Reviewer Completed 05/27/2022 10:21 AM
Communications, Government, and Public Affairs Lisa Weinmann Additional Reviewer Completed 05/31/2022 7:59 AM
Operations & Veteran Services Kimberley Grant Additional Reviewer Completed 05/31/2022 1:02 PM
Public Services Department Todd Henry PSD Level 1 Reviewer Completed 05/31/2022 1:58 PM
Public Services Department Tanya Williams PSD Department Head Review Completed 06/01/2022 11:34 AM
County Attorney's Office Derek D. Perry Level 2 Attorney Review Completed 06/03/2022 3:32 PM
Grants Erica Robinson Level 2 Grants Review Completed 06/06/2022 8:41 AM
Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 06/06/2022 8:54 AM
County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 06/06/2022 10:46 AM
Growth Management Operations Support Christopher Johnson Additional Reviewer Completed 06/09/2022 2:41 PM
Grants Therese Stanley Additional Reviewer Completed 06/15/2022 4:15 PM
16.D.1
Packet Pg. 926
06/28/2022
County Manager's Office Amy Patterson Level 4 County Manager Review Completed 06/18/2022 6:03 PM
Board of County Commissioners Geoffrey Willig Meeting Pending 06/28/2022 9:00 AM
16.D.1
Packet Pg. 927
16.D.1.a
Packet Pg. 928 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
16.D.1.a
Packet Pg. 929 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP
16.D.1.a
Packet Pg. 930 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
16.D.1.a
Packet Pg. 931 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
16.D.1.a
Packet Pg. 932 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
16.D.1.a
Packet Pg. 933 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
From:Vivian Dyer
To:BardalesKarina
Cc:CarrLisa
Subject:RE: 12119 Americus Lane, Naples FL
Date:Friday, May 6, 2022 3:45:02 PM
Attachments:image002.png
image004.png
image005.png
image006.png
20220506155614669.pdf
EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender
and use extreme caution when opening attachments or clicking links.
Attached is signed authorization
Thank You,
Vivian Dyer
Legal Assistant/Closer
1111 Kane Concourse, Suite 310 Bay Harbor Islands, FL 33154
(305) 579-3333 | Fax (305) 579-3330 | www.gdzlaw.com
All cash-to-close MUST BE WIRE TRANSFERRED to our escrow account prior to closing. We’re
proud to announce that we have adopted CertifID! This new technology helps prevent wire
fraud and provides our customers with the peace of mind they deserve when completing their
closing. Please call our office to securely obtain our wiring instructions through CertifID.
ATTORNEY CLIENT PRIVILEGED / ATTORNEY WORK PRODUCT
NOTICE: This e-mail message, and any attachment(s) to this e-mail message, contains confidential,
proprietary, attorney work-product or attorney-client privileged information that may be Legally
Privileged. The information contained in this e-mail is intended only for use of the individual or entity
named above. If the reader of this message is not the intended recipient, or the employee or agent
responsible to deliver it to the intended recipient(s)/addressee(s), you are hereby notified that any
dissemination, distribution or copying of this communication is strictly prohibited. If you are not the
intended recipient, you must not read, review, use, copy, reproduce, retain, store, retransmit,
16.D.1.a
Packet Pg. 934 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
convert to hard copy, or disseminate this e-mail or any attachments to it. This e-mail is covered by
the Electronic Communications Privacy Act, 18 U.S.C. Sections 2510-2521 and is Legally Privileged. If
you have received this e-mail in error, please notify us immediately by return e-mail and by
telephone at the phone number of the sender listed on the email and obtain instructions as to the
disposal of the transmitted material. In no event shall this material be read by anyone other than the
named addressee(s), except with the express consent of the sender or the named addressee(s).
Thank you. Please note that if this e-mail message contains a forwarded message or is a reply to a
prior message, some or all of the contents of this message or any attachments may not have been
produced by Zendegui Law Group, P.A.
*********************************************************************************
***************************
CIRCULAR 230 DISCLAIMER: The IRS now requires written advice (including electronic
communications) regarding one or more Federal (i.e., United States) tax issues to meet certain
standards. Those standards involve a detailed and careful analysis of the facts and applicable law
which we expect would be time consuming and costly. We have not made and have not been asked
to make that type of analysis in connection with any advice given in this e-mail. As a result, we are
required to advise you that any Federal tax advice rendered in this e-mail is not intended or written
to be used and cannot be used for the purpose of avoiding penalties that may be imposed by the
IRS.
In the event you would like us to perform the type of analysis that is necessary for us to provide an
opinion that does not require the above disclaimer, as always, please feel free to contact us directly.
From: BardalesKarina <Karina.Bardales@colliercountyfl.gov>
Sent: Friday, May 6, 2022 3:43 PM
To: Vivian Dyer <vivian@gdzlaw.com>
Cc: CarrLisa <Lisa.Carr@colliercountyfl.gov>
Subject: RE: 12119 Americus Lane, Naples FL
Good afternoon,
Please provide a signed authorization to release information form from your
clients, we will send the payoff letter once we receive the authorization.
Respectfully,
Karina Bardales
Grants Support Specialist
Community and Human Services Division
Collier County Government
3339 East Tamiami Trail, Building H., Suite 211, Naples, FL 34112
Ph. 239-252-2338
16.D.1.a
Packet Pg. 935 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
Making our Community Stronger: One life, one home, one project at a time
To improve our services and technical assistance to our clients, vendors, or subrecipients, we ask that you
provide us feedback on our services to your organization by completing a short survey contain at the following
links:
Affordable Housing
Survey
Internal Partners
Survey 2
From: CarrLisa <Lisa.Carr@colliercountyfl.gov>
Sent: Thursday, May 5, 2022 1:12 PM
To: BardalesKarina <Karina.Bardales@colliercountyfl.gov>
Cc: Vivian Dyer <vivian@gdzlaw.com>
Subject: RE: 12119 Americus Lane, Naples FL
Hi Karina,
Please prepare the payoff for the County’s second mortgage.
The Third Mortgagee-Federal Home Loan of Atlanta must be contacted to request a payoff.
The title company/attorney’s must research the contact information since the County doesn’t
have a interest in it.
Respectfully,
Lisa N. Carr
Senior Grants Coordinator
Community and Human Services Division
Collier County Government
3339 East Tamiami Trail, Building H., Suite 211, Naples, FL 34112
Phone: 239-252-2339
lisa.carr@colliercountyfl.gov
Making our Community Stronger: One life, one home, one project at a time.
16.D.1.a
Packet Pg. 936 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
To improve our services and technical assistance to our clients, vendors, or subrecipients, we ask that you
provide us feedback on our services to your organization by completing a short survey contain at the following
links:
SHIP CLIENTS: Click here to take our survey.
INTERNAL PARTNERS: Click here to take our survey.
From: Vivian Dyer <vivian@gdzlaw.com>
Sent: Thursday, May 5, 2022 12:27 PM
To: CarrLisa <Lisa.Carr@colliercountyfl.gov>
Subject: 12119 Americus Lane, Naples FL
EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender
and use extreme caution when opening attachments or clicking links.
Good Afternoon Lisa
Our office is handling a closing for the above-mentioned property and our title search indicates
there are 2 open mortgages from Collier County; I have attached copies of same.
I am reaching out to you to see if you can help me get payoffs and/or releases; the first mortgage is
with Habitat for Humanity of Collier County.
Thank You,
Vivian Dyer
Legal Assistant/Closer
1111 Kane Concourse, Suite 310 Bay Harbor Islands, FL 33154
(305) 579-3333 | Fax (305) 579-3330 | www.gdzlaw.com
All cash-to-close MUST BE WIRE TRANSFERRED to our escrow account prior to closing. We’re
proud to announce that we have adopted CertifID! This new technology helps prevent wire
fraud and provides our customers with the peace of mind they deserve when completing their
closing. Please call our office to securely obtain our wiring instructions through CertifID.
16.D.1.a
Packet Pg. 937 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
ATTORNEY CLIENT PRIVILEGED / ATTORNEY WORK PRODUCT
NOTICE: This e-mail message, and any attachment(s) to this e-mail message, contains confidential,
proprietary, attorney work-product or attorney-client privileged information that may be Legally
Privileged. The information contained in this e-mail is intended only for use of the individual or entity
named above. If the reader of this message is not the intended recipient, or the employee or agent
responsible to deliver it to the intended recipient(s)/addressee(s), you are hereby notified that any
dissemination, distribution or copying of this communication is strictly prohibited. If you are not the
intended recipient, you must not read, review, use, copy, reproduce, retain, store, retransmit,
convert to hard copy, or disseminate this e-mail or any attachments to it. This e-mail is covered by
the Electronic Communications Privacy Act, 18 U.S.C. Sections 2510-2521 and is Legally Privileged. If
you have received this e-mail in error, please notify us immediately by return e-mail and by
telephone at the phone number of the sender listed on the email and obtain instructions as to the
disposal of the transmitted material. In no event shall this material be read by anyone other than the
named addressee(s), except with the express consent of the sender or the named addressee(s).
Thank you. Please note that if this e-mail message contains a forwarded message or is a reply to a
prior message, some or all of the contents of this message or any attachments may not have been
produced by Zendegui Law Group, P.A.
*********************************************************************************
***************************
CIRCULAR 230 DISCLAIMER: The IRS now requires written advice (including electronic
communications) regarding one or more Federal (i.e., United States) tax issues to meet certain
standards. Those standards involve a detailed and careful analysis of the facts and applicable law
which we expect would be time consuming and costly. We have not made and have not been asked
to make that type of analysis in connection with any advice given in this e-mail. As a result, we are
required to advise you that any Federal tax advice rendered in this e-mail is not intended or written
to be used and cannot be used for the purpose of avoiding penalties that may be imposed by the
IRS.
In the event you would like us to perform the type of analysis that is necessary for us to provide an
opinion that does not require the above disclaimer, as always, please feel free to contact us directly.
Under Florida Law, e-mail addresses are public records. If you do not want your e-mail address released
in response to a public records request, do not send electronic mail to this entity. Instead, contact this
office by telephone or in writing.
16.D.1.a
Packet Pg. 938 Attachment: Backup Docs Ortega-Aliaga (22283 : SHIP Satisfaction of Mortgage)
16.D.1.b
Packet Pg. 939 Attachment: SHIP SOM (22283 : SHIP Satisfaction of Mortgage)
16.D.1.dPacket Pg. 940Attachment: SAP $5000 (22283 : SHIP Satisfaction of Mortgage)