AHAC Agenda 02/07/2022Collier County
Affordable Housing Advisory Committee (AHAC)
AGENDA
February 7, 2022 8:30 A.M.
3303 Tamiami Trail East (Human Resources- Building
B) Human Resources Training Room
Joe Trachtenberg, Chair
Steve Hruby, Vice Chair
Mary Waller, Member
Litha Berger, Member
John Harney, Member
Gary Hains, Member
AHAC COMMITTEE MEMBERS
Commissioner Rick LoCastro, Member
Jennifer Mitchell, Member
Jessica Brinkert, Member
Janet Fisher Miller, Member
VACANT, Member
COLLIER COUNTY STAFF
Kristi Sonntag, Director, Community and Human Services
Jacob LaRow, Housing, Grant Development. & Operations
Manager Hilary Halford, Sr. Housing and Grants Coordinator, CHS
Jennifer Belpedio, Collier County Assistant Attorney
Barbetta Hutchinson, Operations Coordinator, CHS
NOTICE: ALL PERSONS WISHING TO SPEAK ON ANY AGENDA ITEM MUST REGISTER PRIOR TO SPEAKING.
ALL REGISTERED SPEAKERS WILL RECEIVE UP TO THREE (3) MINUTES UNLESS THE TIME IS ADJUSTED BY
THE CHAIRMAN. DURING COMMITTEE DISCUSSION, COMMITTEE MEMBERS MAY ASK DIRECT QUESTIONS
TO INDIVIDUALS. PLEASE WAIT TO BE RECOGNIZED BY THE CHAIRMAN AND STATE YOUR NAME AND
AFFILIATION FOR THE RECORD BEFORE COMMENTING.
IF YOU ARE A PERSON WITH A DISABILITY WHO NEEDS ACCOMMODATION IN ORDER TO PARTICIPATE
IN THIS MEETING, YOU ARE ENTITLED, AT NO COST TO YOU, THE PROVISION OF CERTAIN ASSISTANCE.
PLEASE CONTACT THE COLLIER COUNTY FACILITIES MANAGEMENT DEPARTMENT. ASSISTED LISTENING
DEVICES FOR THE HEARING IMPAIRED ARE AVAILABLE IN THE COUNTY COMMISSIONER’S OFFICE.
1. CALL TO ORDER & PLEDGE OF ALLEGIANCE
2. ROLL CALL OF COMMITTEE MEMBERS AND STAFF
3. APPROVAL OF AGENDA AND MINUTES
a. Approval of today’s agenda
b. Approval of January 10, 2022 AHAC meeting minutes
4. INFORMATIONAL ITEMS AND PRESENTATION
a. 2021 Q4 Housing Plan and Marketing Report
b. Addressing Housing Affordability Opportunities summary
c. Habitat for Humanity information
5. PUBLIC COMMENT
a. Persons wishing to speak must register prior
to speaking. All registered speakers will
receive up to three (3) minutes unless the
time is adjusted by the Chairman.
6. DISCUSSION ITEMS
a. HTF sub-committee revenue recommendations to full AHAC
b. AHAC recommendations to the BCC
c. Selection of AHAC members for the Review & Ranking Committee
d. 2022-2025 Local Housing Assistance Plan (LHAP)
7. STAFF AND COMMITTEE GENERAL COMMUNICATIONS
8. ADJOURN
9. HOUSING TRUST FUND SUBCOMMITTEE MEETING (SEE AGENDA)
a. Approval of today’s agenda
b. Approval of January 10, 2022 & January 27, 2022, HTF Subcommittee
meeting minutes
c. Adjourn
10. NEXT AHAC MEETING DATE: March 7, 2022, 8:30 A.M.
MINUTES OF
THE COLLIER COUNTY
AFFORDABLE HOUSING ADVISORY COMMITTEE
January 10, 2022
8:30 A.M.
Naples, Florida
LET IT BE REMEMBERED that the Collier County Affordable Housing Advisory Committee met on this
date at 8:30 A.M. in a WORKING SESSION in the Human Resources Conference Room in Naples, Florida,
with the following Members present:
Present: Mary Waller – Chair (arrived at 8:43)
Steve Hruby – Vice Chair
John Harney
Joe Trachtenberg
Litha Berger
Jennifer Mitchell
Rick LoCastro
Gary Hains
Janet Miller
Jessica Brinkert
Excused: Bernardo Barnhart – Resigned 1/10/22
Unexcused:
ALSO PRESENT: Jacob LaRow, Manger Housing & Grant Development CHS
Susan Golden, Sr. Grants Coordinator – CHS
Hilary Halford, Sr. Grants Coordinator - CHS
Barbetta Hutchinson, Operations Coordinator - CHS
OTHERS PRESENT: Katrina Lin, Clerk’s Office; Michael Puchalla, HELP; Elizabeth Radi; Lauren Czarnecka;
George Danz, WINK News; Naples Daily News
1. CALL TO ORDER
Steve Hruby called the meeting to order at 8:34 a.m. He read the procedures to be followed and led in
the pledge to the flag.
2. ROLL CALL – COMMITTEE MEMBERS AND STAFF
There were 10 active members present when the meeting started, therefore a quorum was
established.
3. APPROVAL OF AGENDA AND MINUTES
a. Litha Berger made a motion to approve the agenda which was seconded by John Harney.
The motion passed by a vote of 10-0.
b. A motion was made by Litha Berger to approve the minutes from the meeting on December
6, 2021 and was seconded by Jennifer Mitchell. The motion was passed with a vote of 10-
0.
4. INFORMATIONAL ITEMS
a. Quarterly Apartment Survey – Jake reviewed the chart, stating rent increases were trending and
vacancies remain low making it very difficult for people under 60% to find a place to live. He
said that next time we would include a column for year vs. year. The group discussed the need
for senior and low-income housing. The following developments are very close to becoming a
reality – Bembridge (Shovel ceremony in February); Allegra (closed Friday bringing 160 units);
Blue Coral and Golden Gate Golf Course in the fall of this year.
5. PUBLIC COMMENT
Elizabeth Rade spoke about being a single parent and her trouble with finding a place she can afford. She
also stated that the rental amounts reported on the Apartment Survey was incorrect. Commissioner
LoCastro said maybe he should get us a ghost phone so as not to tip the renters off to who we are. Jennifer
Mitchell said we should have a hot line to report landlords who take advantage or falsely accuse people of
wrong doing to get them evicted so that they can charge more rent. She also said that hotpads.com and
apt.com could be resources. The AHAC discussed holding a housing workshop with the Commissioners, the
Naples CRA, and the Planning Commission in March. When the AHAC meets in February they will discuss the
agenda for the workshop. Elizabeth asked for support to form a Tenant Union.
Lauren Czarnecka spoke about her apartment going from $1,200 2 years ago to $1,900 now. She said we
need to hold property owners accountable for driving out the service industry staff from Collier County.
6. DISCUSSION ITEMS
Nomination and Voting in a Chairperson and Vice-Chair. John Harney nominated Steve Hruby. Litha
nominated Joe Trachtenberg and Jennifer Mitchell. Jennifer declined as she is afraid she would not be able
to give the job the attention it deserves with her other commitments. There was discussion about bringing
new people into the spotlight. The vote was taken with 7 votes for Joe and 3 votes for Steve. Therefore, Joe
is the new Chair and Steve will be the vice-chair.
7. STAFF AND GENERAL COMMUNICATIONS
a) Training from Michael Chaney from the Florida Housing Coalition. He reviewed a PowerPoint
presentation, giving the group a vast amount of information about the Coalition and the
responsibilities of the AHAC in regard to the SHIP Incentive Program and their responsibilities. Joe
Trachtenberg asked Michael if the AHAC has any authority to make policy decisions. Michael replied
that the AHAC can only advise the Board. There are some examples in the presentation materials of
some suggestions that the AHAC has made in other counties that have been approved by elected
officials. Michael also told the group that the Commissioner must take ZOOM training. Michael
commented on our membership roster. He said that we can only have 2 in each category and should
have a member of the Planning Commission on the committee.
b) At the BCC meeting being held on January 11, 2022, there will be discussion regarding the 1¢ sales
tax. Joe Trachtenberg volunteered to attend the meeting and speak to the BCC about putting the
$20 million into the Housing Trust Fund right away. Hilary Halford will send a copy of the original
resolution to Joe for his reference. Jake LaRow is working with Directors from various departments
and Real Property on a list of surplus land inventory to go to the BCC in the Spring.
c) The Trust Fund Sub-committee will hold a special meeting to finalize the list of trust fund resources
and have it available for approval by the AHC at their meting in February.
d) Bernardo Barnhart sent in his resignation letter effective immediately.
e) Paul Shay from the Planning Commission has shown interest in becoming a member of the AHAC>
The Planning Commission will discuss this at their next meeting.
f) Commissioner LoCastro said he has addressed the affordable housing issue at all of his town hall
meetings. He said he feels it is important to let everyone know what affordable housing is so NIMBY
will not be a problem. He says that affordable should be the same quality as market rate housing.
g) John Harney said he got a list of high-density units from Laura DeJohn. He will send the list to Hilary,
who will send it out to the members of the committee.
8. ADJOURN
There being no further business for the good of the County, Jennifer Mitchell motioned to adjourn the
meeting at 11:31 a.m.; Litha Berger seconded, and the group agreed with a vote of 10-0.
NEXT MEETING: SINCE THE COUNTY WILL BE CLOSED FOR NEW YEARS ON THE FIRST MONDAY IN JANUARY, THE NEXT
MEETING WILL BE HELD ON THE FIRST MONDAY ON FEBRUARY 7, 2022, AT 8:30 A.M.
Location: Training Room located in Building B, 3303 Tamiami Trail East, Naples, Florida
COLLIER COUNTY AFFORDABLE HOUSING ADVISORY
COMMITTEE
_________________________________
Mary Waller, Chairman
The foregoing Minutes were approved by Committee Chair on ______________________, 2022, “as
submitted” [__] OR “as amended” [__].
Fourth Quarter 2021 Community Housing Plan Report
OUR MISSION
Provide comfortable, safe, and attractive housing
aordability options in Collier County
OUR MOTTO
Making our community stronger:
one life, one home, one project at a time
Public Services Division
Community & Human Services
Community Housing Plan Report | Fourth Quarter 2021
REGULATORY RELIEF FOR HOUSING THAT IS AFFORDABLE – FIVE
INITIATIVES
Initiative One: Development standards relief for affordable housing applications.
Status: COMPLETE. The Collier County Board of County Commissioners (BCC) adopted Ordinance
2021-05 on February 9, 2021
Status of initiatives Two through Five: Draft amendments are complete and county review is
underway.
Initiatives Two through Five are:
2. Streamline commercial to residential conversions.
3. Incentivize mixed-income residential housing in future and redeveloped Activity Centers.
4. Create a Strategic Opportunity Sites (SOS) designation process and allow for increased density.
5. Increase density for Transit Oriented Development (TOD) along transit corridors.
The following timeframe is now anticipated for the review and hearing process:
• December 2021 - January 2022: Collier County
Planning Commission (CCPC) Transmittal
Hearings Growth Management Plan Amendment
(GMPA) only
• February - March 2022: BCC Transmittal
Hearings – GMPA only
• March - April 2022: Florida Department of
Economic Opportunity (DEO) review
• April - May 2022: CCPC Adoption Hearings
GMPA & Land Development Code Amendment
(LDCA)
• May - June 2022: BCC Adoption Hearings GMPA
& LDCA
Amendment details:
Growth Management Plan (GMP) (PL20210000660)
– Allows commercial conversion to housing that is
affordable by right (Policy 5.17); and creates density
allowance for mixed incomes in Activity Centers, creates
density allowance for SOS, creates density allowance
for TOD.
Land Development Code (LDC) (PL20210001291)
– Price Qualifying Program is for those employed in
Collier County (LDC Sec. 2.07.00); and provisions for
higher densities when developing affordably priced
units: by right in commercial districts; mixed incomes in
Activity Centers; or TOD over 13 dwelling units per acre.
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Community Housing Plan Report | Fourth Quarter 2021
AMERICAN RESCUE PLAN ACT (ARPA)
The ARPA was signed into law in March 2021, and provided $350 billion in
emergency funding for state, local, territorial and tribal governments. Collier
County received $74 million through the ARPA, which will be dispersed to
various county departments and programs.
One program is the Collier Community Assistance Program (CCAP), which will
continue assisting residents and small business owners located within the
county who are behind on mortgage, rent and utilities – as applicable – but
under this new funding stream. While much of the assistance qualifications
remain the same, changes include expanding income to more than 80% of the
average median income limits and small businesses will include those with 500
or less full-time equivalent employees.
POSITIVE NEWS COVERAGE
Groundbreaking for affordable housing project in Immokalee
brings hope to community members
Community members in Immokalee are expressing their excitement
for a project they say will change the community for the better. The
Immokalee Fair Housing Alliance broke ground Wednesday on a
low-income apartment complex at the northwest corner of Lake
Trafford Road and 19th Street. – Published November 11 on Naples
Daily News
Affordable housing coming for farmworkers in Immokalee
More than 100 affordable apartments will be built for low-income families in Immokalee. The Immokalee Fair Housing
Alliance broke ground for the project on Wednesday. It includes 128-unit safe, sanitary affordable apartments. They
are being built on the corner of Lake Trafford Road and North 19th Street. – Published November 10 on WINK News
Collier County rental assistance is available
If your rent payment is delayed due to a pandemic, there is help. – Published October 21 on WINK News
Collier County commissioners unanimously approve apartment complex with affordable units
Collier County commissioners have taken a small step toward solving a big problem. On Tuesday, the board
unanimously approved a new luxury apartment complex in North Naples that will include 70 units for essential workers
with lower incomes, such as teachers, firefighters and nurses. – Published October 1 on Naples Daily News
Letters to the editor for Tuesday, September 28, 2021 – Affordable housing needed
Regarding today’s Board of County Commissioners meeting: Those who say that this property is incompatible with
Collier County are being shortsighted: Not only does it meet all requirements, we also need more quality affordable
housing, not less. – Published on Naples Daily News
New apartment complex with affordable housing coming to Collier County
The Collier County Board of Commissioners unanimously approved Tuesday a new apartment complex to be built in
the county. The new 234-unit complex called Blue Coral Apartments will be built near Immokalee Road and
Livingston Road. Seventy of those units will have lower rent for workers in fields like childcare, nursing, and teaching.
– Published October 1 on NBC-2 and September 14 on WINK News
RECOVERY PLAN
A M E R I C A N R E S C U E P L A N S T A T E A N D L O C A L F I S C A L R E C O V E R Y F U N D S
2021 Performance Report
Submitted to US Treasury August 31,2021
NEWS!
GOOD
2
Community Housing Plan Report | Fourth Quarter 2021
From rental assistance to EMS bonuses, Collier sets plan for $74 million from American Rescue Plan
Collier has released a report detailing plans for spending more than $74 million that the county received through the
American Rescue Plan Act. The county’s spending plan includes about $28 million for public health efforts, $21.5
million to combat negative economic impacts of the pandemic, $9.8 million for services to disproportionally impacted
communities, $9.2 million for water and infrastructure upgrades and $5.9 million for administrative costs. – Published
September 10 on Naples Daily News
WEBSITE ANALYTICS SUMMARY
Overall, website visits, sessions and pageviews increased throughout the year. Website visitors began at 1,864 in
January and, in November*, increased to 4,165 total visitors. January sessions were 3,077 and pageviews were
5,543. In November, sessions were 5,326 and pageviews were 9,536. Large increases in site visits, sessions and
pageviews occurred during April and November, when the video public service announcement was run on local
television stations.
Where are people coming from to access CollierCountyHousing.com?
Throughout the year, direct referrers remained the top method that visitors access the webpage. Referrals are when a
visitor follows a link from one website to another, and the site of origin is considered the referrer. These places can be
search engines, social media, blogs, or other websites that have links to other websites. Direct traffic categorizes
those visits that do not come from a referring URL. This means that people are accessing the direct link to the
housing webpage through:
• Typing in the website URL in their browser’s address bar.
• Clicking a bookmark in their browser.
• Clicking a link in a document (Word, Excel, PowerPoint, PDF, etc.).
• Clicking a link in an application (Outlook, Mail, etc.).
• Clicking a link from an instant message.
• Clicking an HTTP link from an HTTPS website.
The second most popular referrer was Google or organic searches. Only a handful of times did this referrer switch
with either the Collier County website (collierfl.gov) or digital ads, commonly the second and third most referred,
respectively. This is to be expected, especially with the ongoing year-long digital advertising, social media, TV, and
email campaigns.
What were the most popular pages visited?
The most popular page visited was CollierCARES, which was renamed later in 2021 to the Collier Community
Assistance Program (CCAP.) The second most popular page was the CCAP frequently asked questions. The third
most popular visited page was the homepage (CollierCountyHousing.com.)
*At the time this report was developed, December 2021 website analytics were not available.
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Community Housing Plan Report | Fourth Quarter 2021
October and November Metrics*
Below are website metrics for November and October. To view metrics of the previous months, please see the
Community Housing Plan Report for quarter three.
October
• 4,772 Total Visitors
o 4,552 New Visitors
o 220 Returning Visitors
• 6,238 Sessions
• 11,416 Pageviews
o Community Assistance Program, 8,859 (77.6%)
o CollierCountyHousing.com (homepage), 1,045 (9%)
o Community Assistance Program FAQs, 306 (3%)
• Referrers
o Direct remains the top referrer with 2,750 (56%)
o Google/organic searches remains second with 582 (13%)
o Digital ads 370 (8%)
November
• 4,165 Total Visitors
o 3,957 New Visitors
o 208 Returning Visitors
• 5,326 Sessions
• 9,536 Pageviews
o Community Assistance Program, 7,658 (80%)
o CollierCountyHousing.com (homepage), 526 (5.5%)
o Community Assistance Program FAQs, 286 (3%)
• Referrers
o Direct remains the top referrer with 2,459 (58%)
o Google/organic searches remains second with 755 (18%)
o Digital ads 488 (11.5%)
*At the time this report was developed, December 2021 website analytics were not available.
4
Community Housing Plan Report | Fourth Quarter 2021
COLLIER COUNTY CONTACT INFORMATION
Collier County Community and Human Services Division
3339 East Tamiami Trail, Building H, Room 211
Naples, FL 34112
Phone: 239-252-CARE (2273)
Email: housinginfo@colliercountyfl.gov
Website: CollierCountyHousing.com
Kristi Sonntag
Director, Community and Human Services
Kristi.Sonntag@colliercountyfl.gov
Jacob LaRow
Manager, Housing, Grant Development & Operations
Jacob.LaRow@colliercountyfl.gov
Hilary Halford
Senior Housing and Grants Coordinator
Hilary.Halford@colliercountyfl.gov
Lisa Carr
Senior Grants Coordinator
Lisa.Carr@colliercountyfl.gov
Karina Bardales
Grants Support Specialist
Karina.Bardales@colliercountyfl.gov
5
COLLIER COUNTY HOUSING OPERATIONS
AND GRANT DEVELOPMENT STAFF
Housing Plan
Marketing Report
2021 SUMMARY
Public Services Division
Community & Human Services
OWNER-OCCUPIED REHABILITATION PROGRAM
This program provides 15-year, interest-free deferred loans up to $50,000 to assist eligible
homeowners in unincorporated Collier County, the City of Naples, the City of Marco Island, or
Everglades City. Qualifying loans support the rehabilitation or repair of single-family homes,
townhomes or condominium units. Mobile homes built prior to July 13, 1994 do not qualify for
assistance. The rehabilitated property value cannot exceed 90% of the assessed value as determined
by the Collier County Property Appraiser’s Office, including after repairs. For more information,
call 239-252-2339 or e-mail Lisa.Carr@colliercountyfl.gov.
U.S. DEPARTMENT OF HOUSING AND URBAN
DEVELOPMENT (HUD) HOME PROGRAM
Collier County Community
and Human Services Division
3339 East Tamiami Trail
Building H, Room 211
Naples, FL 34112
TENANT-BASED RENTAL ASSISTANCE (TBRA)
The TBRA program provides payments to cover the difference between the amount a
household can afford to pay for housing and the local rent standards. The program may
assist tenants with the costs associated with their housing, such as security and utility
deposits. For more information about TBRA programs, please contact Carolyn Noble at
Carolyn.Noble@colliercountyfl.gov or Collier County Housing Authority at 239-732-0732.
Check out our website for a complete list of programs available to
assist with home ownership or rental, a list of apartments, latest
news and more!
CollierCountyHousing.com
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An informational mailer was sent to residents in the River Park neighborhood in Naples to inform them of options available
for rental or homeownership. Programs highlighted included the State Housing Initiatives Partnership Program (SHIP),
Tenant-Based Rental Assistance (TBRA), Down Payment Assistance (DPA), Rental Rehab and Owner Rehab programs.
The postcard was mailed in February 2021 to 97 valid addresses.
RIVER PARK NEIGHBORHOOD ALERTED TO
ASSISTANCE THROUGH HOUSING PROGRAMS
3
REGULATORY RELIEF FOR HOUSING THAT IS AFFORDABLE
– FIVE INITIATIVES
2
COST SAVINGS FOR DEVELOPERS BY
LAND DEVELOPMENT CODE CHANGES
ALLOWING:
Cluster housing to be an
administrative review process
Less amount of fill needed to
construct local roads by allowing
roads to be built at a lower elevation
Alternative drainage infrastructure design for local roads
Alternative design and materials for the construction of
sidewalks
A triplex be permitted through a building permit review rather
than the costly site development plan process
Clubhouse facilities to be approved as part of the plat
associated with the housing that is affordable project, rather
than a separate site development plan submittal and
exempting the dedication of a public water well
Visit our website
For more information, contact the Housing Operations Staff at
239-252-CARE (2273) or housinginfo@colliercountyfl.gov
1
FIRST HOUSING AFFORDABILITY
INITIATIVE PARTIALLY PASSED!
Pending final acceptance at the next Board of County Commissioners' meeting on
February 9, 2021.
Initiative #1) Regulatory Relief for Design and Construction of
Residential Housing
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o
l
i
c
i
e
s
that may be eligible f
o
r
r
e
l
i
e
f
.
A
p
r
o
p
o
s
e
d
project must also co
m
p
l
y
w
i
t
h
requirements of the C
o
l
l
i
e
r
C
o
u
n
t
y
Impact Fee Deferral p
r
o
g
r
a
m
o
r
Affordable Housing
D
e
n
s
i
t
y
B
o
n
u
s
(AHDB) program.
• Cluster housing to be
a
n
a
d
m
i
n
i
s
t
r
a
t
i
v
e
r
e
v
i
e
w
p
r
o
c
e
s
s
• Less amount of fill
n
e
e
d
e
d
t
o
c
o
n
s
t
r
u
c
t
l
o
c
a
l
r
o
a
d
s
b
y
a
l
l
o
w
i
n
g
r
o
a
d
s
t
o
b
e
b
u
i
l
t
a
t
a
lower elevation
• Alternative drainage
i
n
f
r
a
s
t
r
u
c
t
u
r
e
d
e
s
i
g
n
f
o
r
l
o
c
a
l
r
o
a
d
s
• Alternative design a
n
d
m
a
t
e
r
i
a
l
s
f
o
r
t
h
e
c
o
n
s
t
r
u
c
t
i
o
n
o
f
s
i
d
e
w
a
l
k
s
• A triplex (three units
i
n
o
n
e
s
t
r
u
c
t
u
r
e
)
b
e
p
e
r
m
i
t
t
e
d
t
h
r
o
u
g
h
a
b
u
i
l
d
i
n
g
p
e
r
m
i
t
r
e
v
i
e
w
r
a
t
h
e
r
than the costly site d
e
v
e
l
o
p
m
e
n
t
p
l
a
n
p
r
o
c
e
s
s
• Clubhouse facilities t
o
b
e
a
p
p
r
o
v
e
d
as part of the plat ass
o
c
i
a
t
e
d
w
i
t
h
the housing that is af
f
o
r
d
a
b
l
e
project, rather than a
s
e
p
a
r
a
t
e
s
i
t
e
development plan su
b
m
i
t
t
a
l
a
n
d
exempting the dedic
a
t
i
o
n
o
f
a
p
u
b
l
i
c
water well, which con
s
u
m
e
s
v
a
l
u
a
b
l
e
acreage of a project
Pending Florida Dep
a
r
t
m
e
n
t
o
f
E
c
o
n
o
m
i
c
Opportunity approval
.
INITIATIVE #1: REGULATORY RELIE
F
(
C
O
S
T
M
A
I
N
T
E
N
A
N
C
E
)
F
O
R
D
E
S
I
G
N
A
N
D
CONSTRUCTION OF
R
E
S
I
D
E
N
T
I
A
L
H
O
U
S
I
N
G
Collier County does
n
o
t
d
i
s
c
r
i
m
i
n
a
t
e
o
n
t
h
e
b
a
s
i
s
o
f
r
a
c
e
,
c
o
l
o
r
,
r
e
l
i
g
i
o
n
,
s
e
x
,
g
e
n
d
e
r
,
gender identity, gend
e
r
e
x
p
r
e
s
s
i
o
n
,
s
e
x
u
a
l
o
r
i
e
n
t
a
t
i
o
n
,
m
a
r
i
t
a
l
s
t
a
t
u
s
,
n
a
t
i
o
n
a
l
o
r
i
g
i
n
,
ancestry, source of in
c
o
m
e
,
f
a
m
i
l
i
a
l
s
t
a
t
u
s
,
d
i
s
a
b
i
l
i
t
y
,
g
e
n
e
t
i
c
i
n
f
o
r
m
a
t
i
o
n
,
a
g
e
,
c
i
t
i
z
e
n
s
h
i
p
,
primary language, or
i
m
m
i
g
r
a
t
i
o
n
s
t
a
t
u
s
i
n
t
h
e
a
c
c
e
s
s
t
o
,
a
d
m
i
s
s
i
o
n
i
n
t
o
,
o
r
e
m
p
l
o
y
m
e
n
t
in, housing program
s
o
r
a
c
t
i
v
i
t
i
e
s
.
DEVELOPERS WILL
R
E
C
E
I
V
E
C
O
S
T
S
A
V
I
N
G
S
B
Y
L
A
N
D
DEVELOPMENT COD
E
C
H
A
N
G
E
S
T
H
A
T
A
L
L
O
W
:
BACKGROUND:
FOR MORE INFOR
M
A
T
I
O
N
C
O
N
T
A
C
T
:
Collier County Com
m
u
n
i
t
y
a
n
d
H
u
m
a
n
S
e
r
v
i
c
e
s
D
i
v
i
s
i
o
n
Housing Operations
:
239-252-CARE (2273
)
o
r
h
o
u
s
i
n
g
i
n
f
o
@
c
o
l
l
i
e
r
c
o
u
n
t
y
f
l
.
g
o
v
IT’S OFFICIAL!INITIATIVE #1 PASSE
D
TO IMPROVE HOUSI
N
G
C
H
O
I
C
E
S
I
N
COLLIER COUNTY!
4
COLLIER COUNTY CONTACT INFORMATION
Collier County Community and Human Services Division
3339 East Tamiami Trail, Building H, Room 211, Naples, FL 34112
Phone: 239-252-CARE (2273)
Email: housinginfo@colliercountyfl.gov
Website: CollierCountyHousing.com
PLEASE SUBMIT COMMENTS
ONLINE AT
www.colliercountyhousing.com.
Go to About and click on Feedback. The form will
go to Collier County Housing Operations staff.
INITIATIVE #4. Expansion Density Recommendations for Work/Live Communities
Strategic Opportunity Sites (SOS) are a new concept that
recognizes larger development projects featuring corporate
headquarters or similarly substantial employment centers. These
locations represent key areas, with high potential to provide the
greatest benefits in the wake of continued growth. The location of
residential properties near these areas of employment are also
encouraged. The best way to introduce this integrated pattern of
development is to provide an incentive to developers.
Proposed changes to the GMP include:
• To establish the SOS as a future land use designation. This will
allow a developer to seek this designation through a Future Land
Use Map change, while meeting the necessary requirements and agreements. The density attained is subject to a new
formula that is proposed to allocate the highest densities to projects that serve a mix of income levels and that
accommodate lower income levels, allowing for more housing options that are affordable.
• Allow developers to increase densities up to 25 units per acre as long as they show that 50 percent of the housing
units qualify as affordable; demonstrate a mix of income levels; meet mixed-use ratios and follow design
and buffering requirements.
INITIATIVE #5. Increase Transit Route Corridors for the Benefit of Working Families withing the “Center City” Developments
The location of housing that is affordable
for working families is naturally beneficial
to the transportation system, as well as
those who live within a convenient
distance. This initiative provides for an
increased density incentive to developers
as long as the housing project meets
affordable eligibility; incorporates transit
oriented design (TOD) elements and
concentrates a majority of the dwelling
units within a convenient walking distance,
defined as an area covered by a 5-minute
walk, or about 1/4-mile.
Proposed changes to the GMP include:
• Apply transit supportive density levels (minimum of seven units per acre) to market rate development that is designed to
orient toward transit and stimulate housing that is affordable. With increased density in these locations, greater efficiencies in
transit use may also be achieved. The principles of TOD also align with the potential for autonomous vehicles and other
transportation advancements.
• Change the Transportation Element to state that a priority is placed on locating higher density housing along transit corridors.
• Change the Density Rating System to allow TOD market rate projects be eligible for increased density incentives. Specifically,
up to 13 units per acre through PUD approval. Then, from 13 up to 25 units per acre through PUD approval and dedication
that the additional units are committed at prices affordable to a range of income levels.
INITIATIVE #2. Streamline Commercial Conversion into Modern “Live Work and Play” Communities
Streamlining the process for developers who
convert commercially zoned land to mixed use
and residential uses by replacing the public
hearing process with an administrative
approval procedure. This supports the
desirable result of housing located on or near
commercially zoned sites throughout the
county. Having residences closer to businesses
enhances access and convenience to
employment, healthcare, groceries and other
daily needs and personal services. It also
encourages residents to seek other modes of
travel like walking and biking, and supports an
overall thriving economy. The current Growth
Management Plan (GMP) allows density up to
16 units per acre for such conversions, and the
LDC allows a mix of uses in commercially
zoned districts C-1 through C-3, however both
require lengthy zoning processes.
Proposed changes to the GMP include:
• Add housing that is affordable by increasing densities at 16 units per acre as a part of the density rating system for
conversion projects. Increasing densities is an incentive for developers and homebuilders as it allows them to provide more
dwelling choices to the public, and increase their potential revenue. Affordability must be committed through an Affordable
Housing Density Bonus (AHDB) Agreement, Developer Agreement, Planned Unit Development (PUD) commitment, or
compliance with terms and conditions of the Impact Fee Deferral program.
• Multiple proposed LDC amendments will establish the mix of uses and multifamily basis that will qualify affordable
parameters as allowable uses in conventional commercial districts. Those projects will still be subject to criteria for public
facilities as determined by an impact analysis and must meet compatibility standards to ensure the project has the public
benefit of reduced intensity, or less traffic overall.
INCOME LEVELS PERCENT OF MEDIAN INCOME
Gap >120 to <140
Moderate >80 to <120
Low >50 to <80
Very Low <50
Collier County LDC 2.06.03 (Ordinance 19-02)
INITIATIVE #3. Redeveloped Activity Centers to include Mixed-Income Family Housing
The greatest need for affordable housing is in close
proximity to employment, healthcare, groceries, and
other daily needs and personal services. This initiative is
to encourage housing in the County’s 20 Activity
Centers. Current County programs normally provide
housing at single-household income levels. This initiative
is designed to stimulate housing within areas of up to 25
housing units per acre where households of mixed
economic levels are served.
Proposed changes to the GMP include:
• Increase density from the currently allowable 16 units per acre to a maximum of 25 units per acre in activity centers, if a
portion of the additional units are committed at prices that serve a mix of at least two income levels of the county’s defined
affordability thresholds as seen in the chart above.CHARACTER IMAGEPROJECT #:20149700-147DATE:
MAY 2018
GOLDEN GATE ACTIVITY CENTER
COLLIER COUNTY, FL
VANTAGE POINT
VIEW
This initiative focuses upon
s
p
e
c
i
f
i
c
d
e
s
i
g
n
a
n
d
m
a
t
e
r
i
a
l
r
e
q
u
i
r
e
m
e
n
t
s
of the Land Development
C
o
d
e
(
L
D
C
)
.
T
h
e
L
D
C
d
e
s
c
r
i
b
e
s
t
h
e
t
y
p
e
s
of relief that may be grante
d
a
s
w
e
l
l
a
s
t
h
e
c
r
i
t
e
r
i
a
f
o
r
d
e
s
i
g
n
o
r
construction of a project t
o
o
f
f
e
r
h
o
u
s
i
n
g
t
h
a
t
i
s
a
f
f
o
r
d
a
b
l
e
.
T
h
i
s
satisfies the county’s goals
a
n
d
o
b
j
e
c
t
i
v
e
s
t
o
p
r
o
v
i
d
e
a
f
f
o
r
d
a
b
l
e
housing for working familie
s
,
w
h
i
l
e
m
a
i
n
t
a
i
n
i
n
g
p
u
b
l
i
c
h
e
a
l
t
h
a
n
d
safety standards as well as
c
o
m
m
u
n
i
t
y
a
p
p
e
a
r
a
n
c
e
.
Ten (10) cost-saving action
s
w
e
r
e
i
d
e
n
t
i
f
i
e
d
t
h
r
o
u
g
h
s
t
a
k
e
h
o
l
d
e
r
i
n
p
u
t
.
County staff refined the lis
t
o
f
a
c
t
i
o
n
s
,
i
n
c
l
u
d
i
n
g
t
h
e
s
p
e
c
i
f
i
c
c
o
d
e
s
o
r
policies that may be eligibl
e
f
o
r
r
e
l
i
e
f
.
A
p
r
o
p
o
s
e
d
p
r
o
j
e
c
t
m
u
s
t
a
l
s
o
comply with
requirements of
the Collier County
Impact Fee
Deferral program
or Affordable
Housing Density
Bonus (AHDB)
program.
Proposed changes to the L
D
C
a
r
e
:
• Add a list of standards that
d
e
f
i
n
e
r
e
l
i
e
f
e
l
i
g
i
b
i
l
i
t
y
.
T
h
i
s
l
i
s
t
w
o
u
l
d
be designated as Section 4
.
0
2
.
3
9
.
• Modify language to allow cl
u
s
t
e
r
h
o
u
s
i
n
g
l
a
n
d
u
s
e
c
h
a
n
g
e
s
through an administrative
a
p
p
r
o
v
a
l
p
r
o
c
e
s
s
r
a
t
h
e
r
t
h
a
n
t
h
e
current, longer public heari
n
g
p
r
o
c
e
s
s
,
a
n
d
w
h
e
n
c
o
m
p
a
t
i
b
i
l
i
t
y
standards are met. This will
a
l
l
o
w
a
d
e
v
e
l
o
p
e
r
t
o
s
t
a
r
t
b
u
i
l
d
i
n
g
housing units sooner. Clust
e
r
h
o
u
s
i
n
g
,
o
r
o
p
e
n
s
p
a
c
e
developments, helps save
o
p
e
n
s
p
a
c
e
.
H
o
m
e
s
i
n
t
h
i
s
t
y
p
e
of development are situate
d
i
n
g
r
o
u
p
i
n
g
s
r
e
l
a
t
i
v
e
l
y
close together, while larger
a
r
e
a
s
o
f
o
p
e
n
s
p
a
c
e
within the development fo
r
m
a
b
u
f
f
e
r
w
i
t
h
n
e
a
r
b
y
properties. These open spa
c
e
s
o
f
t
e
n
b
e
c
o
m
e
common ground that are
o
f
t
e
n
u
s
e
d
f
o
r
recreation, gardens and su
c
h
.
T
h
i
s
r
e
q
u
i
r
e
s
changes to LDC Sections
2
.
0
3
.
0
2
a
n
d
4
.
0
2
.
0
4
.
• Mandate more frequent revi
e
w
m
e
e
t
i
n
g
s
t
o
s
h
o
r
t
e
n
r
e
v
i
e
w
t
i
m
e
s
so that priority is given to a
n
d
q
u
a
l
i
f
y
i
n
g
p
r
o
j
e
c
t
s
a
r
e
a
p
p
r
o
v
e
d
more quickly. Requires alte
r
i
n
g
t
h
e
D
e
v
e
l
o
p
m
e
n
t
R
e
v
i
e
w
F
a
s
t
Track Resolution 18-40.
We are Improving
Housing Choices for
Working Families
ON OCTOBER 24, 2017 The Collier County Board
o
f
C
o
u
n
t
y
Commissioners accepted t
h
e
C
o
l
l
i
e
r
County Community Housi
n
g
P
l
a
n
a
s
a
blueprint for the County t
o
i
n
c
r
e
a
s
e
t
h
e
future housing supply and
a
v
a
i
l
a
b
i
l
i
t
y
for the County’s working p
o
p
u
l
a
t
i
o
n
.
The following five (5) initi
a
t
i
v
e
s
a
r
e
from the recommendation
s
m
a
d
e
b
y
the board for stakeholder/
c
o
m
m
u
n
i
t
y
feedback for the purpose
o
f
a
d
o
p
t
i
o
n
through Collier County’s p
u
b
l
i
c
hearing process.
To maintain the State of Fl
o
r
i
d
a
required comprehensive lo
n
g
r
a
n
g
e
plan for Collier County. Th
e
T
h
e
Growth Management Plan
(
G
M
P
)
petitions are processed th
r
e
e
t
i
m
e
s
a year by being submitted
t
o
t
h
e
transmittal and adoption
e
v
a
l
u
a
t
i
o
n
process. These processes i
n
c
l
u
d
e
recording research informa
t
i
o
n
f
o
r
the specific GMP element
s
,
t
h
e
staff’s analysis, petition h
e
a
r
i
n
g
b
y
the Collier County Plannin
g
Commission and the Boar
d
o
f
County Commissioners, no
t
i
f
y
i
n
g
the public, and reviews by
s
e
v
e
r
a
l
state department/agencie
s
.
Housing is considered
affordable if a family
or individual spends
no more than 30% of their income to live there.
INITIATIVE #1. Regulatory Relief (Cost Ma
i
n
t
e
n
a
n
c
e
)
for Design and Constructio
n
o
f
R
e
s
i
d
e
n
t
i
a
l
H
o
u
s
i
n
g
and Want to Hear from YOU!
THE PURPOSE OF THE G
M
P
Collier County does not di
s
c
r
i
m
i
n
a
t
e
o
n
t
h
e
basis of race, color, religio
n
,
s
e
x
,
g
e
n
d
e
r
,
g
e
n
d
e
r
identity, gender expressio
n
,
s
e
x
u
a
l
o
r
i
e
n
t
a
t
i
o
n
,
marital status, national ori
g
i
n
,
a
n
c
e
s
t
r
y
,
s
o
u
r
c
e
of income, familial status,
d
i
s
a
b
i
l
i
t
y
,
g
e
n
e
t
i
c
information, age, citizenshi
p
,
p
r
i
m
a
r
y
l
a
n
g
u
a
g
e
,
or immigration status in th
e
a
c
c
e
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programs or activities.
COLLIER COMMUITY ASSISTANCE PROGRAM
A year-long branded campaign raised awareness of the funds available for eligible renters, homeowners and small
business owners. The campaigns consisted of water bill inserts, flyers, email, social media, television, and digital
advertising.
CCAP Brand Identity
5
Social Media Campaign
Social media graphics were refreshed as needed and
translated into Spanish.
Email Campaign
6
2
Collier County Government | 3339 East Tamiami Trail Building H, Room 211 , Naples, FL 34112
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exceed 12 months of arrearage for rent. Applicants must have been current on
their rent, mortgage and utility accounts as of March 13, 2020.
Please visit the frequently asked questions (FAQ) webpage for details about
the program, eligibility and documentation requirements.
Applicants may apply online or visit any Collier County library to use the
computer, scanner and printer/copier equipment, that is assigned for public
use, at no charge to submit an online application. For personal assistance after submitting an application, applicants may schedule an appointment by calling
(239) 450-2114 or emailing CCAPinfo@colliercountyfl.gov.
Collier County Community and Human Services - Housing Operations | 3339 East Tamiami Trail
Building H, Room 211 , Naples, FL 34112
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APPLY TODAY
To qualify for relief, your business(es) must be in Collier County, have a business tax
license, hold a Sunbiz registration (when applicable), and employ 100 or less full-time
equivalent (FTE) staff. Applicants should select small business during the application
process.
Business owners that own more than one business, with each business having its own
employer identification number (EIN), and meets all other eligibility requirements, may
apply for assistance for each business. An application must be submitted for each
business. For past due water and electric bill assistance, the utility accounts must be in the name of each business. Each qualified application may receive a one-time grant of up
to $25,000 toward EIDL repayment and utility assistance. Since this is a grant and not a
loan, it does not need to be paid back.
Collier County Government | 3339 East Tamiami Trail Building H, Room 211 , Naples, FL 34112
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A new financial relief program opened March 29!
1
APPLY NOW
CCAP funds are still available for eligible Collier County residents behind on
mortgage, rent or utility payments due to the economic challenges presented
by COVID-19. The program is also screening applicants for eligibility to pay
future rent bills.
Past due payments must be a documented result of COVID-19. Aid may be
used for past due bills going back (arrearage) to March 13, 2020, but may not
1
A new financial relief program is available.
Collier County small businesses, nonprofits and agricultural operations
may qualify for assistance with past due water and electric bills and
repayment of the Economic Injury Disaster Loan (EIDL).
7
2
ELIGIBILITY REQUIREMENTS
One or more individuals within the household has qualified for unemployment benefits or experienced a reduction in household income, incurred significant costs, or experienced other financial hardship during or due directly or indirectly to the COVID-19 outbreak.
One or more individuals within the household must demonstrate a risk of experiencing homelessness or housing instability.
Applicants must be Collier County residents, at least 18 years of age, a legal U.S. resident or eligible non-citizen.
REQUIRED DOCUMENTS
Drivers License/Valid Photo ID
o All residents age 18 and older
o Proof of address if drivers’ license doesn’t match lease address
Proof of Citizenship/Legal Residency
o For one adult household member
Household Income Verification
o All household members over 18 years old
o Household Income Verification
o Tax Return
o Sources of Income Support
Utility Bills
o Electric (FPL)
o Internet (Xfinity)
o Water
Same Name Affidavit
o If documents show multiple spellings/names for an individual
Landlord Information
o Current signed lease
o Current rent ledger
o Copy of W-9
2
Funds are still available through the Emergency Rental Assistance program, which
assists with paying past due rent, utility payments and housing stability services to
qualified individuals and families.
Visit the CCAP webpage for more information about the program and to access the
application portal link.
CLICK HERE FOR THE ERA PROGRAM FLYER AND DOCUMENTATION LIST
ERA documento en Español
ERA dokiman a an Kreyòl.
Our mailing address is: Collier County Community and Human Services Department 3339 East Tamiami Trail, Building H., Suite 211 Naples, FL 34112
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Collier County Government | 3339 East Tamiami Trail Building H, Room 211 , Naples, FL 34112
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FUNDS AVAILABLE FOR PAST DUE RENT AND
MORE
Funds are available through the Emergency Rental Assistance program, which assists with paying past due rent, utility payments and housing stability services to qualified individuals and families. Landlords can apply on behalf of their tenants. Click here for more information about this option for landlords.
Rental assistance will be available to households with income up to 80% AMI. The
program can provide an eligible household up to twelve (12) months of assistance
plus an additional three (3) months if necessary, to ensure housing stability for the
household. Eligible households may receive an additional three (3) months of
financial assistance under ERA 2 funds for a maximum total of eighteen (18)
months of assistance.
1
In-Person Application Assistance Available in
Immokalee
Are you having trouble with submitting your online application, or navigating the
application process? Help is available!
When:
Thursday, December 16, from 10 a.m. until 6 p.m.
Saturday, December 18, from 9 a.m. until 12 p.m.
Where:
Immokalee Library, 417 N. 1st Street, Immokalee, FL 34142
Why:
Collier County staff will be at the Immokalee library to answer application
questions and help you submit the online application.
1
IMPORTANT UPDATE!
APPLY NOW
Collier County Community and Human Services - Housing Operations | 3339 East Tamiami Trail
Building H, Room 211 , Naples, FL 34112
1
A new COVID-19 financial relief program opened March 29!
Dear Past Small Business CARES Act Applicant,
Collier County has a new grant program to help small businesses in our
county. This new program is called the Collier Community Assistance Program
(CCAP).
CCAP focuses on helping small businesses with SBA Economic Injury Disaster Loans (EIDL) by providing funding up to $25,000 to help offset the loan
amount. This grant program also provides funding to small business who might
have past due electric and/or water utility bills.
If you, or a small business owner you know, has an EIDL loan that might qualify, we encourage you to apply for this grant funding at
https://www.colliercountyhousing.com/community-assistance-program/.
For more details on this program’s eligibility, please see the Frequently Asked Questions (FAQs) for this program at
https://www.colliercountyhousing.com/community-assistance-program/faq/.
We hope this information is helpful.
1
LOCAL FISCAL RECOVERY PLAN
Collier County will receive more than $74 million in funding through the American Rescue
Plan (Coronavirus Local Fiscal Recovery Fund) to provide support in responding to the
economic and public impacts of COVID-19. The intent of this funding is to help turn the tide on the pandemic, address its economic fallout and lay the foundation for a strong and
equitable recovery. There are five ways that Collier County can use these funds:
Support public health response;
Address negative economic impacts;
Replace public sector revenue loss;
Premium pay for essential workers; and,
Water, sewer and broadband infrastructure.
WE WANT YOUR INPUT ON THE PROGRAMS IDENTIFIED
FOR THESE FUNDS. SEE BELOW.
SURVEY IS OPEN TODAY -- AUGUST 13
Survey closes Friday, August 20 at 9 a.m.
2
VIEW THE FLYER
GO TO THE SURVEY
Ver en Español
Please share with your neighbors, friends and community groups!
Visit CollierFLAssistance.com for more information and to access the survey.
3
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Building H, Room 211 , Naples, FL 34112
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Public Service Announcement (PSA) on Television
April Flight
• WFTX (FOX 4) reached 669,000 adults (60% of
adults 18+) at least 1.6 times which equates to
1,077,000 impressions at a cost of $6.96 per
thousand (CPM=cost per thousand).
• WXCW/WINK (CBS) reached 555,439 adults
18+ (50.2%) at least 2.1 times which equates to
1,190,000 impressions at a cost of $7.74 CPM.
• WBBH (NBC) reached 741,000 adults 25+ at
least three times which equates to 2,223,000
impressions at an average cost of $8.80 CPM.
• WZVN (ABC) reached 130,000 adults 25+ at
least three times which equates to 390,0000 at
an average cost of$7.40 CPM.
November Flight
• WFTX (FOX 4) reached 1,438,600 adults (60% of adults) at least 1.8 times which equates to a cost of $5.06 per
thousand (CPM=cost per thousand).
• WBBH/WZVN (ABC) reached 79,150 adults (21% of the coverage area population) at least 2.3 times which
equates to 183,200 impressions at an average cost of $40.94 CPM.
• WXCW/WINK (CBS) reached 272,340 Adults (57%) at least 2.6 times which equates to 712,000 impressions at
a cost of $6.94 CPM.
Digital Advertising Campaign
• Total Impressions since launch on March 30, 2021: 3 Million (averaging 454,000 impressions per month)
• Highest performing channel was cross platform display banners
• Budget: $40,000AUDIO SPOTIFYHuffpostYahooBetter Homes & GardeniHeartRadioFlint JournaliHeartRadioSpotify DIGITAL OUT OF HOMEHuffpostYahooBetter Homes & GardeniHeartRadioFlint JournaliHeartRadio
DIGITAL OUT OF HOMEHuffpostYahooBetter Homes & GardeniHeartRadioFlint JournaliHeartRadio
8
CONNECTED TVHuffpostYahooBetter Homes & GardeniHeartRadioFlint JournaliHeartRadio
https://vimeo.com/qcausa
728x90 FORBESHuffpostYahooForbes
AUDIO iHEART RADIOHuffpostYahooBetter Homes & GardeniHeartRadioFlint JournaliHeartRadioiHeartRadio
320x50 CNBCHuffpostYahooCNBC
300x250 BUSINESS INSIDERHuffpostYahooBusiness Insider
9
Water Bill Inserts
Flyers
10
239-252-CARE (2273) or dial 311 CollierFLAssistance.comhousinginfo@colliercountyfl.gov
WATER BILL PAYMENT ASSISTANCE AVAILABLE
If you are behind on paying your water bill due to COVID-19 impacts, you may
qualify for payment assistance. The program is open to households and business
owners. Applications open March 29 at noon. Apply online or in person at our
oce located at 13245 Tamiami Trail East, Suite 102, Naples, FL 34114.
Sta are available by appointment at our oce beginning March 29
to answer questions and assist with applications.
Income qualifications apply. Limited to businesses with less than 100 full-time equivalent employees. Eligibility determined case-by-case.
239-252-CARE (2273) or dial 311 CollierFLAssistance.comhousinginfo@colliercountyfl.gov
WATER BILL PAYMENT ASSISTANCE AVAILABLE
If you are behind on paying your water bill due to COVID-19 impacts, you may
qualify for payment assistance. The program is open to households and business
owners. Applications open March 29 at noon. Apply online or in person at our
oce located at 13245 Tamiami Trail East, Suite 102, Naples, FL 34114.
Sta are available by appointment at our oce beginning March 29
to answer questions and assist with applications.
Income qualifications apply. Limited to businesses with less than 100 full-time equivalent employees. Eligibility determined case-by-case.
239-252-CARE (2273) or dial 311 CollierFLAssistance.comhousinginfo@colliercountyfl.gov
WATER BILL PAYMENT ASSISTANCE AVAILABLE
If you are behind on paying your water bill due to COVID-19 impacts, you may
qualify for payment assistance. The program is open to households and business
owners. Applications open March 29 at noon. Apply online or in person at our
oce located at 13245 Tamiami Trail East, Suite 102, Naples, FL 34114.
Sta are available by appointment at our oce beginning March 29
to answer questions and assist with applications.
Income qualifications apply. Limited to businesses with less than 100 full-time equivalent employees. Eligibility determined case-by-case.
239-252-CARE (2273) o marque 311 CollierFLAssistance.comhousinginfo@colliercountyfl.gov
ASISTENCIA DISPONIBLE PARA PAGO DE FACTURAS DE AGUA
Si está atrasado en el pago de su factura de agua debido a los impactos de
COVID-19, puede calificar para asistencia de pago. El programa está abierto
a hogares y empresarios. Las solicitudes abren el 29 de marzo al mediodía.
Solicite en línea o en persona en nuestra oficina ubicada en
13245 Tamiami Trail East, Suite 102, Naples, FL 34114. El personal está
disponible con cita previa en nuestra oficina a partir del 29 de marzo para
responder preguntas y ayudar con las solicitudes.
Se aplican requisitos de ingresos. Limitado a empresas con menos de 100 empleados equivalentes a tiempo completo. Elegibilidad determinada caso por caso.
239-252-CARE (2273) o marque 311 CollierFLAssistance.comhousinginfo@colliercountyfl.gov
ASISTENCIA DISPONIBLE PARA PAGO DE FACTURAS DE AGUA
Si está atrasado en el pago de su factura de agua debido a los impactos de
COVID-19, puede calificar para asistencia de pago. El programa está abierto
a hogares y empresarios. Las solicitudes abren el 29 de marzo al mediodía.
Solicite en línea o en persona en nuestra oficina ubicada en
13245 Tamiami Trail East, Suite 102, Naples, FL 34114. El personal está
disponible con cita previa en nuestra oficina a partir del 29 de marzo para
responder preguntas y ayudar con las solicitudes.
Se aplican requisitos de ingresos. Limitado a empresas con menos de 100 empleados equivalentes a tiempo completo. Elegibilidad determinada caso por caso.
239-252-CARE (2273) o marque 311 CollierFLAssistance.comhousinginfo@colliercountyfl.gov
ASISTENCIA DISPONIBLE PARA PAGO DE FACTURAS DE AGUA
Si está atrasado en el pago de su factura de agua debido a los impactos de
COVID-19, puede calificar para asistencia de pago. El programa está abierto
a hogares y empresarios. Las solicitudes abren el 29 de marzo al mediodía.
Solicite en línea o en persona en nuestra oficina ubicada en
13245 Tamiami Trail East, Suite 102, Naples, FL 34114. El personal está
disponible con cita previa en nuestra oficina a partir del 29 de marzo para
responder preguntas y ayudar con las solicitudes.
Se aplican requisitos de ingresos. Limitado a empresas con menos de 100 empleados equivalentes a tiempo completo. Elegibilidad determinada caso por caso.
REQUIRED DOCUMENTS
1. Drivers License / Valid Photo ID
All residents age 18 and older
Proof of address if drivers’ license doesn’t match lease address
2. Proof of Citizenship/Legal Residency
For one adult household member
3. Household Income Verification
All household members over 18 years old
Household Income Verification
Tax Return
Sources of Income Support
4. Utility Bills
Electric (FPL)
Internet (Xfinity)
Water
5. Same Name Affidavit
If documents show multiple spellings/names for an individual
6. Landlord Information
Current signed lease
Current rent ledger
Copy of W-9
(239) 450-2114
CCAPinfo@colliercountyfl.gov
The ERA program provides funds to assist with paying past due rent, utility payments and housing
stability services to qualified individuals and families.
Rental assistance will be available to households with income up to 80% AMI. The program can
provide an eligible household up to twelve (12) months of assistance plus an additional three (3)
months if necessary, to ensure housing stability for the household. Eligible household may receive
an additional three (3) months of financial assistance under ERA 2 funds for a maximum total of
eighteen (18) months of assistance.
ELIGIBILITY REQUIREMENTS (see reverse side for required documentation):
a) One or more individuals within the household has qualified for unemployment benefits or
experienced a reduction in household income, incurred significant costs, or experienced other
financial hardship during or due directly or indirectly to the COVID-19 outbreak.
b) One or more individuals within the household must demonstrate a risk of experiencing
homelessness or housing instability.
c) Applicants must be Collier County residents, at least 18 years of age, a legal U.S. resident or eligible
non-citizen.
HOW TO APPLY: Click here to be directed to the online application.
CONTACT INFORMATION:
Call (239) 450-2114 or email CCAPinfo@colliercountyfl.gov.
VISITCollierFLAssistance.com
for more information!
Effective: 4/1/2021 Florida Housing Finance Corporation SHIP and HHRP Programs
County (Metro)Percentage
Category
Income Limit by Number of Persons in Household
1 2 3 4 5 6 7 8 9 10
Collier County 30%17,750 20,250 22,800 26,500 31,040 35,580 40,120 44,660 Refer to HUD
(Naples-Immokalee-Marco Island MS)50%29,550 33,750 37,950 42,150 45.550 48,900 52,300 55,650 59,010 62,382
80%47,250 54,000 60,750 67,450 72,850 78,250 83,650 89,050 94,416 99,811
Median: 84,300 120%70,920 81,000 91,080 101,160 109,320 117,360 125,520 133,560 141,624 149,717
140%82,740 94,500 106,260 118,020 127,540 136,920 146,440 155,820 165,228 174,670
Emergency
Rental
Assistance
(ERA)
(239) 450-2114
CCAPinfo@colliercountyfl.gov
El programa ERA proporciona fondos para ayudar a pagar el alquiler vencido, los pagos de
servicios públicos y la vivienda servicios de estabilidad a personas y familias calificadas.
La asistencia para el alquiler estará disponible para los hogares con ingresos de hasta el 80% del
AMI. El programa puede proporcionar a un hogar elegible hasta doce (12) meses de asistencia más
tres (3) meses si es necesario, para asegurar la estabilidad de la vivienda para el hogar. El hogar
elegible puede recibir tres (3) meses adicionales de asistencia financiera bajo los fondos ERA 2
para un total máximo de dieciocho (18) meses de asistencia.
REQUISITOS DE ELEGIBILIDAD (vea el reverso para la documentación requerida):
a) Una o más personas dentro del hogar han calificado para beneficios de desempleo o experimentó
una reducción en los ingresos del hogar, incurrió en costos significativos o sufrido otras
dificultades económicas durante o debido directa o indirectamente al brote de COVID-19.
b) Una o más personas dentro del hogar deben demostrar un riesgo de sufrir falta de vivienda o
inestabilidad de la vivienda.
c) Los solicitantes deben ser residentes del condado de Collier, tener al menos 18 años de edad, ser
residentes legales de EE. UU. o ser no ciudadano pero elegible.
CÓMO SOLICITAR: Haga clic aquí para ser dirigido a la solicitud en línea.
INFORMACIÓN DE CONTACTO:
Llame al (239) 450-2114 o envíe un correo electrónico a CCAPinfo@colliercountyfl.gov.
VISITACollierFLAssistance.com ¡para más información!
Efectivo: 4/1/2021 Florida Housing Finance Corporation Programas SHIP y HHRP
Condado (Metro)Categoría de
Porcentaje
Límite de ingresos por número de personas en el hogar
1 2 3 4 5 6 7 8 9 10
Collier County 30%17,750 20,250 22,800 26,500 31,040 35,580 40,120 44,660 Refer to HUD
(Naples-Immokalee-Marco Island
MS)50%29,550 33,750 37,950 42,150 45.550 48,900 52,300 55,650 59,010 62,382
80%47,250 54,000 60,750 67,450 72,850 78,250 83,650 89,050 94,416 99,811
Median: 84,300 120%70,920 81,000 91,080 101,160 109,320 117,360 125,520 133,560 141,624 149,717
140%82,740 94,500 106,260 118,020 127,540 136,920 146,440 155,820 165,228 174,670
(239) 450-2114
CCAPinfo@colliercountyfl.gov
Asistencia Urgente de Alquiler
(ERA)
Pogram finansman ijan pou ede moun lwe kay ki pote non ERA a la pou bay moun lajan pou ede yo peye
mwa kay yo dwe, bòdwo limyè, bòdwo dlo, bòdwo gaz yo dwe epi li la tou pou ede moun ki andikape,
granmoun ki bezwen èd, moun ki san lè pèdi kay yo ak moun ki pa gen kay pou yo rete epi anpil lòt kategori
moun ki bezwen èd finansyè ki kalifye pou yo resevwa kalite lajan sa a.
Lajan pwojè sa a ap disponib pou moun ki rete nan kay kote tout moun nan kay la ap fè jiska 80% valè lajan
tout moun ki rete nan yon kay fè an mwayèn. Pogram sa a kab bay moun ki rete nan yon kay jiska (12) mwa
èd finansyè plis yon lòt (3) mwa anplis si sa nesesè. Lajan sa a ap soti nan yon fon ki rele ERA 2 pou bay
moun èd pandan (18) mwa o maksimòm.
SA KI NESESÈ POU YON MOUN KALIFYE (gade nan do paj sa a pou w wè ki dokiman yo mande):
a) Gen yon moun oswa plis pase yon moun nan kay la ki kalifye pou l resevwa chèk chomaj oubyen moun nan
kay la fè mwens lajan kounye a pase sa yo te konn abitye fè, yo oblije fè kèk gwo depans, oubyen sitiyasyon
finansyè yo pa t bon ditou pandan pandemi an oswa akòz pandemi COVID-19 la swa dirèkteman swa
endirèkteman.
b) Fò yon moun nan kay la bay prèv li prèt pou l pa gen kote pou l rete oswa li andikape oubyen li gen lòt
difikilte.
c) Fò moun k ap aplike yo rete nan Collier County, fò yo gen omwen 18 an, swa yo rete nan peyi Etazini oswa yo
pa sitwayen ameriken men yo gen estati legal nan peyi a.
MEN KI JAN OU KAB APLIKE: Klike la a pou w kab al sou aplikasyon an anliy
FASON POU KONTAKTE NOU:
Telefone (239) 450-2114 oswa voye imel sou adrès sa a CCAPinfo@colliercountyfl.gov.
(239) 450-2114
CCAPinfo@colliercountyfl.gov
AL SOU SIT SA ACollierFLAssistance.com pou plis ransèyman!
Finansman ijan pou ede moun ki nan lwaye (ERA)
Yo kòmanse depi: 4 janvye
2021
Florida Housing Finance Corporation SHIP ak Pogram HHRP
County (Metro)Kategori
Pousantaj
Limit valè lajan tout moun nan yon kay ap fè dapre valè moun ki rete nan kay la
1 2 3 4 5 6 7 8 9 10
Collier County 30%17,750 20,250 22,800 26,500 31,040 35,580 40,120 44,660 Refer to HUD
(Naples-Immokalee-Marco Island MS)50%29,550 33,750 37,950 42,150 45.550 48,900 52,300 55,650 59,010 62,382
80%47,250 54,000 60,750 67,450 72,850 78,250 83,650 89,050 94,416 99,811
Median: 84,300 120%70,920 81,000 91,080 101,160 109,320 117,360 125,520 133,560 141,624 149,717
140%82,740 94,500 106,260 118,020 127,540 136,920 146,440 155,820 165,228 174,670
AYUDA FINANCIERA
COVID-19 PARA
FACTURAS
VENCIDAS Y MÁS
APLICACIONES
APLICACIONES ABREN
el 29 de marzo
al mediodía
ASISTENCIA AL HOGAR
Los residentes de tiempo completo del condado de Collier atrasados en los pagos de hipoteca, alquiler o servicios públicos
debido a los desafíos económicos presentados por COVID-19 pueden calificar para asistencia. Los pagos vencidos deben
haberse acumulado como resultado de COVID-19 y deben estar documentados. Las solicitudes y la elegibilidad se
revisarán caso por caso. Si se determina que es elegible, el personal del programa se comunicará con usted.
ASISTENCIA PARA PEQUEÑAS EMPRESAS, NEGOCIOS SIN FINES DE LUCRO Y OPERACIONES AGRÍCOLA
Los propietarios de pequeñas empresas pueden ser elegibles para recibir hasta $25,000 en ayuda para pagar su Préstamo
por Desastre por Daños Económicos (Economic Injury Disaster Loan, EIDL) y facturas de servicios públicos vencidas. Las
facturas de servicios públicos deben estar a nombre de su empresa. Para calificar, debe emplear a 100 o menos empleados
a tiempo completo, su empresa debe estar ubicada en el condado de Collier, certificada con el estado, y debe tener una
licencia de impuestos comerciales actual.
CÓMO APLICAR
Las solicitudes están disponibles en línea o en cualquier biblioteca del condado de Collier donde un solicitante puede usar
la computadora, el escáner, el equipo de impresora / fotocopiadora asignado para uso público sin cargo para enviar una
solicitud en línea. Nuestro personal del Centro de Asistencia del Condado de Collier está disponible para ayudar después
de que haya enviado una solicitud en línea. El Centro de asistencia está ubicado en 13245 Tamiami Trail East, Suite 102, en
Nápoles. Para programar una cita en persona, llame al (239) 450-2114. Antes de que se le conceda una cita, debe haber
enviado una solicitud en línea a través del sitio web de Neighborly.
¡VISITECollierFLAssistance.com para más información o para aplicar!
CCAPinfo@colliercountyfl.gov
COVID-19 FINANCIAL AID
FOR PAST DUE BILLS AND MORE
APPLICATIONS
OPEN
March 29
at noon
HOUSEHOLD ASSISTANCE
Full-time Collier County residents behind on mortgage, rent and/or utility payments due to the economic
challenges presented by COVID-19 may qualify for assistance. Past due payments must have accumulated
as the result of COVID-19 and must be documented. Applications and eligibility are reviewed on a
case-by-case basis. If you are determined eligible, program staff will follow up with you.
SMALL BUSINESS, NONPROFITS AND AGRICULTURAL OPERATIONS ASSISTANCE
Small business owners may be eligible for up to $25,000 to repay the Economic Injury Disaster Loan
(EIDL) and past due utility bills. Water and electric accounts must be in the name of the business.
To qualify, your business must be in Collier County, hold a business tax license and a Sunbiz registration,
and employ 100 or less full-time equivalent (FTE) staff.
HOW TO APPLY
Applications available online or at any Collier County library where an applicant can use the computer, scanner,
printer/copier equipment that is assigned for public use at no charge to submit an online application. Our
Collier County Assistance Center staff is available to help after you have submitted an online application.
The Assistance Center is located at 13245 Tamiami Trail East, Suite 102, in Naples. To schedule an in-person
appointment, please call (239) 450-2114. Before you are provided an appointment, you must have submitted an
online application through the Neighborly website.
VISITCollierFLAssistance.com for more information or to apply!
CCAPinfo@colliercountyfl.gov
Prepared By
OUR MISSION
Provide comfortable, safe, and attractive housing affordability options in Collier County
OUR MOTTO
Making our community stronger; one life, one home, one project at a time
COLLIER COUNTY CONTACT INFORMATION
Collier County Community and Human Services Division
3339 East Tamiami Trail, Building H, Room 211 • Naples, FL 34112
Phone: 239-252-CARE (2273) • Email: housinginfo@colliercountyfl.gov
Website: CollierCountyHousing.com
COLLIER COUNTY HOUSING OPERATIONS AND
GRANT DEVELOPMENT STAFF
Kristi Sonntag
Director, Community and Human Services
Kristi.Sonntag@colliercountyfl.gov
Jacob LaRow
Manager, Housing, Grant Development & Operations
Jacob.LaRow@colliercountyfl.gov
Hilary Halford
Senior Housing and Grants Coordinator
Hilary.Halford@colliercountyfl.gov
Lisa Carr
Senior Grants Coordinator
Lisa.Carr@colliercountyfl.gov
Karina Bardales
Grants Support Specialist
Karina.Bardales@colliercountyfl.gov
Offering a hand up…not a hand out!
Collier County needs to add up to 2,000 rental and purchased
affordable homes every year to cover growth. Hundreds are in the
pipeline, but not enough to keep up.
Essential workers in public safety, health care, government, and
education are critical in the County. The market has priced them out,
leaving hundreds of jobs unfilled.
Hospitality workers are forced to drive long distances to work
because of the scarcity of rental units. This can reduce worker
availability to take overtime due to family needs.
College graduates who would prefer to return to the County are
unable to do so due to high costs. This creates long term problems
for businesses to recruit.
Seniors are having difficulty with the costs of market rate homes of
all types and are leaving the County.
Limited access to affordable housing is one of the most detrimental
factors for families to achieve economic stability. Within Collier
County at least 30% of households qualify as ALICE, likely more since
the pandemic. Wages are not keeping pace with increased costs for
necessities. The HUD recommendation is that no more than 30% of
household income should be spent for housing.
Families are facing some form of crisis; unaffordable rent or
overcrowded conditions. Multiple families share an apartment to
afford exorbitant rents. Many families live in one room, sometimes
even sharing a bed, because it is all they can afford. Many live in
untenable conditions that are unsafe and unhealthy.
Availability of apartments has substantially decreased as landlords
have taken advantage of the increase in home prices and sold their
units.
Improves the ability to make new hires to move into the County.
Many job seekers have stopped considering working here due to the
high cost of housing.
Reduces transportation costs for workers, which can reduce wage
pressure.
Can increase on time arrival at work due to more predictable drive
times.
Has been shown to increase employee retention, which reduces
training costs and increases productivity.
Naples Urban Area Total
Number
of Units
3rd Quarter
2019 Price
for 2/2
Rental
Units
Available
4th Quarter
2021 Price
Units Available
Low Income, to
50% of AMI:
Average pay
supports rent of
$629/month
3,762 $1,410 135 $1,518 1
Moderate Income,
to 80% of AMI
Average pay
supports rent of
$1,006/month
3,345 $2,115 653 $2,277 20
Immokalee Area Total
Number of
Units
3rd
Quarter
2019 Avg
for 2/2
Rental
Units
Available
4th
Quarter
2021 Avg
for 2/2
Rental
Units
Available
Very Low Income, to
30% AMI: Average
pay supports
maximum rent of
$377/month
1,052;
276 are rent
controlled
for farm
workers
$881 44 $948 2
Low Income, to 50%
AMI: Average pay
supports maximum
rent of $629/month
378 $1,410 10 $1,518 1
Rent renewals in Collier County are averaging 50% increases since
January, 2021.
Some lessors won’t quote new rates until the last month of an
existing lease. This leads to desperate searches for homes.
Families are forced to live in cars as their rents are becoming
impossible.
St Matthew’s House has a waiting list for over one hundred families.
There are 24 apartments available for the entire Naples and
Immokalee communities for the combined very low, low, and
moderate income categories.
Families are moving to Lee County to seek lower rents. A recent
report said that 87% of the people moving into Lee County came
from Collier County.
Figures are based on data collected by Collier County, U.S. Census
Bureau, HUD standards
Stress the urgency for developing affordable options, which have not
been solved with the current market rate methods.
Endorse current initiatives to improve Collier County land
development code to increase density. Increased density makes
better use of expensive land in an urban area.
Extend the conversion period from affordable to market rate status
for new developments.
Work with the Commissioners directly to stress the improved quality
of life and the business benefits for everyone which accompany
affordable homes.
Support efforts by employers to provide workforce housing.
Support the Community Land Trust and Local Housing Trust Fund
which are well positioned to attract builders to develop rental units.
These Trusts can create long term leases to builders, which reduce
overall construction costs.
VINCENT’S ACRES
2/2022
OPPORTUNITIES FOR BOARD GUIDANCE AHAC Staff Florida Nationally
Allocate Revenue from One Cent Surtax to the Workforce Housing Trust Fund X X Pinellas + 24 Cities Colorado, Ohio
Establish a dedicated funding source from the General Ledger Budget for supporting the
Housing Trust Fund X X
Hillsborough,
Pinellas, Orange
($10M),
Seminole ($500K)
Louisiana, Maryland, Virginia, Michigan,
Iowa, Ohio, Kentucky, Georgia, Indiana,
Montana, New York, Alaska
Direct staff to expedite development of surplus property through the ITN process made
available for rental development X Pinellas, Lee
Allow transfers of those surplus properties determined to be suitable for one-to-four-unit
development pursuant to FS 125.379 directly to the Community Land Trust .X Pinellas, Lee
Direct staff to develop policy to determine Local Government Area of Opportunity
commitments for developers seeking funds when applying for FHFC financing X Charlotte,
Escambia
Approve the development of an Impact Fee revolving loan program for developers who
are awarded tax credit financing.X Palm Beach*, Lee
County**Colorado
Perform a Nexus Study to determine appropriate Linkage Fees on commercial and
industrial construction for affordable housing.X NATIONWIDE
Donate distressed properties to not-for-profit to develop housing NATIONWIDE
Buy down program -pays the difference between high end rent & affordable rent using
general fund Colorado
Land acquisition matching program with philanthropic $7/$1 local dollar New York
Low or below market interest loans using general fund New York
*Reduction to Impact Fees
** Reduction to Impact Fees in Designated Neighborhoods
POTENTIAL REVENUE SOURCES TO FUND THE LOCAL
HOUSING TRUST FUND (HTF)
Background: In 2016 the Board of County Commissioners appointed a Stakeholder Committee to work with Community
and Human Services staff and the Affordable Housing Advisory Committee (AHAC) to develop a comprehensive
Community Housing Plan to address the need for housing that is affordable for all members of the community.
In January 2017, the Urban Land Institute (ULI) was retained by the County to examine housing affordability challenges
during a 5-day intensive analysis and presentation to the Board. A final published product was provided to the
community in May 2017 with recommendations and an Implementation Schedule including short-term (0-3 years)
medium-term (3 to 5 yrs.) and long term (5 to 10 years). The ULI report and recommendations formed the starting
point for the creation of the Community Housing Plan. The Board directed staff to explore 27 of the 35 ULI
recommendations including reinstating a local Housing Trust Fund (HTF) and identifying dedicated funding sources. The
final Community Housing Plan (CHP) was presented to and accepted by the Board in October 2017.
The BCC re-established a local Housing Trust Fund (HTF) in 2018 with the adoption of Resolution 2018-82. The
Affordable Housing Advisory Committee (AHAC) established a Housing Trust Fund Subcommittee to develop guidelines
and criteria for the implementation of the HTF. The HTF Subcommittee and AHAC provided recommendations to the
Board on October 22, 2019. The Board adopted Resolution No.19-207 which included Collier County Housing Trust
Fund Guidelines, Competitive Evaluation Criteria, and an annual work plan.
Resolution 2019-207 directed the Affordable Housing Advisory Committee to identify and research a variety of
potential, reoccurring funding sources for the local Housing Trust Fund and bring recommendations to the Board at a
later date. At the time of the October 22, 2019 BCC meeting there was approximately $180,000 in funding which had
come from the repayment of affordable housing density bonuses and the sale of county owned surplus property.
In January 2020 the HTF Subcommittee reconvened to identify potential reoccurring funding sources for the Housing
Trust Fund (HTF). The subcommittee met in early 2020 before COVID interrupted the monthly meeting schedule. The
subcommittee began to meet virtually in June 2020 and these meetings and ensuing research have resulted in the
following findings and recommendations.
Goal: Develop multiple stable funding sources for the local housing trust fund for the next 10 years.
Taxes &
Fees
Justification AHAC Recommendation
General
Fund
Utilizing General Fund resources to fund the local
HTF provides a community with greater flexibility
in addressing its housing affordability needs.
AHAC recommends the BCC allocate ____% of the
general fund budget into the local HTF every year for the
next 10 years effective 10/1/2022.
One
Cent
Surtax
BCC adopted Res. 2018-82 and 2019-207 which
established the HTF, identified 6 public purposes,
8 program areas and established guidelines and
criteria for funding housing that is affordable.
AHAC recommends utilizing existing local HTF as a vehicle
to hold Collier County surtax funds ($20M) for housing
that is affordable and CHS as the County entity to
implement housing programs utilizing these funds
Housing
Linkage
Fees
Linkage fees vary depending on type of
commercial or industrial construction.
AHAC recommends the County retain a consultant to
perform a Nexus Study (required). Regardless of nexus
study outcome a nominal fee of $1 /square ft.
2/2/2022
1
POTENTIAL REVENUE SOURCES TO FUND THE
LOCAL HOUSING TRUST FUND (HTF)
Background: In 2016 the Board of County Commissioners appointed a Stakeholder Committee to work with
Community and Human Services staff and the Affordable Housing Advisory Committee (AHAC) to develop
a comprehensive Community Housing Plan to address the need for housing that is affordable for all
members of the community.
In January 2017, the Urban Land Institute (ULI) was retained by the County to examine housing
affordability challenges during a 5-day intensive analysis and presentation to the Board. A final published
product was provided to the community in May 2017 with recommendations and an Implementation
Schedule including short-term (0-3 years) medium-term (3 to 5 yrs.) and long term (5 to 10 years). The ULI
report and recommendations formed the starting point for the creation of the Community Housing Plan.
The Board directed staff to explore 27 of the 35 ULI recommendations including reinstating a local Housing
Trust Fund (HTF) and identifying dedicated funding sources. The final Community Housing Plan (CHP) was
presented to and accepted by the Board in October 2017.
The BCC re-established a local Housing Trust Fund (HTF) in 2018 with the adoption of Resolution 2018-82.
The Affordable Housing Advisory Committee (AHAC) established a Housing Trust Fund Subcommittee to
develop guidelines and criteria for the implementation of the HTF. The HTF Subcommittee and AHAC
provided recommendations to the Board on October 22, 2019. The Board adopted Resolution No.19-207
which included Collier County Housing Trust Fund Guidelines, Competitive Evaluation Criteria, and an
annual work plan.
Resolution 2019-207 directed the Affordable Housing Advisory Committee to identify and research a
variety of potential, reoccurring funding sources for the local Housing Trust Fund and bring
recommendations to the Board at a later date. At the time of the October 22, 2019 BCC meeting there
was approximately $180,000 in funding which had come from the repayment of affordable housing
density bonuses and the sale of county owned surplus property.
To assist the private sector with the development of affordable housing through land acquisition,
construction loans, grants, and other funding, consistent, re-occurring funding sources are needed to be
placed in the HTF.
In January 2020 the HTF Subcommittee reconvened to identify potential reoccurring funding sources for
the Housing Trust Fund (HTF). The subcommittee met in early 2020 before COVID interrupted the monthly
meeting schedule. The subcommittee began to meet virtually in June 2020 and these meetings and
ensuing research have resulted in the following findings and recommendations.
2/2/2022 2
GOAL: Develop multiple stable funding sources for the local Housing Trust Fund for the next 10 years.
POTENTIAL DEDICATED REVENUE SOURCES:
Taxes & Fees Florida Other Localities Other Information ULI
Recommendation
AHAC
Recommendation
General Funds In Florida,
Hillsborough,
Pinellas &
Orange
counties
dedicate 10
million a year
for 10 years to
their local
Housing Trust
Funds
Louisiana,
Maryland,
Virginia,
Washington,
Michigan,
Iowa, and
Ohio use
General Fund
for their HTF.
Cities that use
General Fund
for their HTF
includes
Lexington &
Louisville, KY,
Savannah, GA,
Evansville, IN,
Helena, MT,
Ithaca, NY and
Juneau, AK
Utilizing General Fund
resources to fund a local
Housing Trust Fund (HTF)
provides a community
with greater flexibility in
addressing its housing
affordability needs. Local
governments establish
their specific
goals/priorities and are
not bound by federal/state
grant regulations.
YES, Best Practice AHAC recommends
that the BCC
allocate .5% of the
general fund
budget into the
local HTF (Fund
116) every year for
the next 10 years,
effective
10/1/2022.
Sales Tax/One Cent
Surtax
Collier County
voters
approved a 1
cent surtax in
2018. The
referendum
earmarked 20
million for
Colorado & Ohio
use sales tax to
fund HTFs
BCC adopted Res. 2018 -82
and 2019 – 207 which
established the Housing
Trust Fund, identified 6
public purposes, 8
program areas, and
established guidelines and
criteria for funding
YES, Best Practice AHAC recommends
utilizing the
existing local
Housing Trust Fund
as the vehicle to
hold the Collier
County surtax
funds (20 million),
2/2/2022 3
affordable-
workforce
housing
construction &
land
acquisition.
Pinellas County
voters have
approved the
Penny for
Pinellas surtax
3 times since
1990. Revenue
from the penny
tax is used in
Pinellas & 24
cities.
housing that is affordable
including any
extension of a sales
surtax, for housing
that is affordable
and Community &
Human Services
(CHS) as the
County entity to
implement
workforce housing
programs utilizing
surtax funds.
CHS will implement
using
guidelines/criteria
outlined in Res 19-
207
Housing Linkage Fees
on new commercial
and industrial
construction
Cities in FL that
have adopted a
linkage fee:
Winter Park,
Coconut Creek
and Jupiter.
Linkage Fees
are currently
under
consideration
in Broward and
St. Pete.
Linkages fees are
used in CA, CO,
MA, MD and VA;
Linkage fees vary
depending upon the type
of commercial and
industrial construction.
Some fees range from
$0.15 per sq ft for office
space (Coconut Creek) to
$20.00 sq ft for other
commercial.
Some communities index
their fees to CPI and adjust
annually
YES, Best Practice
& one of the most
common revenue
sources for HTFs
AHAC recommends
that the County
retain a consultant
to perform a Nexus
Study.
AHAC recommends
a nominal housing
linkage fee of
$1/square foot
Tourist Development
Tax (Bed Tax)
FS 125.0104
Ohio & California
use a portion of
bed tax/tourist
development
funds for
Nexus between
employment, tourism, and
economic development.
Local jurisdictions should
have option to decide if a
YES AHAC recommends
discussing with
State elected
officials to consider
modifying FS
2/2/2022 4
FS 125.0104 (5)
Authorized Uses of
Revenue
affordable housing
portion of this locally
collected tax can be
allocated to housing for
persons employed in the
hospitality/tourism/service
sector of their local
community. Should be a
local decision but requires
action by State Legislature
to modify 125.0104 FS.
125.0104(5) to
allow each county
to determine if bed
tax can be used for
housing in their
specific tourism-
oriented
community;
Provide ability to
allocate .5% of
local bed tax to
HTF if desired
locally in a “high
tourism impact
county”; and that a
nexus study should
be performed.
Document Recording
Fees
FS 201.08 (Excise Tax)
In Florida, a
portion of the
Doc Stamp fee
on real estate
transactions
goes to the
Sadowski
Housing Trust
Fund for SHIP
Housing
programs & is
allocated to
Collier & other
communities in
FL.
Collected in NJ,
PA, WA, and
Arlington, VA for
housing programs
Informational YES, Best Practice AHAC
Recommends no
changes to the
existing doc stamp
fee as a portion is
already allocated
annually to the
County’s SHIP
housing programs.
Permit Fees for
Demolition/Conversion
In Lake Forest &
Highland Park, IL,
Washington, DC,
YES AHAC
Recommends If a
fee is considered,
2/2/2022 5
& Berkley, CA
additional permit
fee charged for
demo/conversion.
Lake Forest
charges a demo
tax of $10,000 on
sf home and
multifamily demos
$5,000 per unit
recommend fees
be waived if a
developer is
building homes
that are affordable,
or replacing
dilapidated
structures.
Tax Foreclosure Sales
Chapter 197
Sales Tax Certificates
197.413 & 197.432
In Michigan, a
portion of Tax
Foreclosure Sales
fee funds their
HTF.
NO
Utility & Franchise Fee
202.19 (Authorization
to impose local
communications
services tax)
This is considered to
potentially be a regressive
fee for low-income
households.
NO Not a viable option
Real Estate Transfer
Fees
Chapter 689.28
In Florida, real
estate transfer
assessments
are paid to
HOAs, COAs,
CDDs, etc when
property within
the community
is sold
Not an option in Collier NO Not a viable option
Vehicle Registration
Fees – increase annual
fee with a portion
allocated to local HTFs
Chapter 320 FS
Florida has a low vehicle
registration fee. There is a
correlation between an
increase in population,
increase in vehicles &
increased demand for
NO Would require a
change by State
Legislature, not a
viable option at
this time. Need to
meet/discuss with
2/2/2022 6
housing. State elected
officials.
Revenue Category
Government Owned
Property & Payments
Florida Other Localities Other Info ULI
Recommendation
AHAC
Recommendation
Proceeds from the sale
of government owned
property to be placed
in Housing Trust Fund
(HTF)
FL Statute
125.379
provides for
the sale of
surplus
property &
proceeds
benefit
affordable
housing
programs
YES AHAC recommends
that all net
proceeds as
required by F.S
125.379 from the
sale of County
owned property
should be placed in
the HTF Fund.
Income from the lease
or operation of
government owned
property (i.e., proceeds
from Paradise Sports
Complex & other
facilities)
Are there other
communities who
do this?
NO Need to develop
recommendation;
need to meet with
Dan Rodriguez;
Barry Williams;
Kristi & Jake
Reserve funds from
bonds; long- term loan
or debt security issued
by
corporations or
government; General
Obligation bonds
Miami Forever
Bond
Austin, TX,
Charlotte, NC,
Milwaukee, WI,
Albuquerque, NM
& Seattle, WA
have issued GO
bonds to fund
affordable housing
needs
YES Bonds can be used
by the trust fund
to finance
properties which
would be placed
on long term
leases by
developers.
Community County pledges current
2/2/2022 7
Development Block
Grant Section 108 Loan
Guarantee Program
and future CDBG funds as
security for HUD financing
for community
development activities.
2/2/2022 8
Revenue Category
Interest on Market &
Government Accounts
Florida Other Localities Other Info ULI
Recommendation
AHAC
Recommendation
Interest on market
accounts including real
estate escrow
accounts; title escrow
accounts
Interest on government
accounts including
rainy day fund,
unnamed/unclaimed
property fund
F.S. 218.415
(Investment Policies)
Public/Private
Partnership & Private
Philanthropy
Develop a Friends of
Workforce Housing for
large employers,
financial institutions,
foundations and other.
The County’s Housing
Trust Fund (116) is not a
nonprofit.
The Community Land Trust
is a 501(c) 3 that can
accept land and cash
donations and provide a
tax benefit to donors.
Other similar organizations
include Habitat for
Humanity, ROOF, CASL, etc
YES, Public
Private
Partnerships are
Best Practice
Develop a Friends
of Workforce
Housing for large
employers,
financial
institutions,
foundations, and
others.
The Community
Land Trust is in the
process of
developing
policies and
programs to
support this.
2/2/2022
9
Affordable Housing Advisory Committee funding recommendations to the BCC:
1. Provide .5 of the County’s General Fund budget into the local Housing Trust Fund to be
administered by Community and Human Services Division effective 10/1/2022. These funds
will be administered in accordance with Resolution 2018- 82 and 2019-207 and the existing
annual CHS grant application cycle.
2. Provide authorization for the 20 million surtax funding for affordable workforce housing to be
administered by Community & Human Services Division in coordination with the annual CHS
grant application cycle. The 20 million in surtax funding should be placed in the County’s local
Housing Trust Fund (HTF) and implemented in accordance with Res 2018-82 and 2019-207 and
the CHS annual grant application cycle.
3. Authorize the staff to initiate the Purchasing Solicitation process to retain a consultant
to prepare a Nexus Study to evaluate the feasibility of a Housing Linkage Fee for new
commercial and industrial construction.
• Historically, staff and prior committee recommendations have been for a very small
linkage fee (i.e. .50 - $1.00)
• Will require multiple meetings with CBIA, NABOR, Chamber, etc in the next 6 months
• Who/When will meet with each agency?
I’m available to meet with the CBIA, NABOR, Chamber, etc. to promote the benefits for
the community of funding the LHTF with linkage fees. We can prepare the framework
for a PowerPoint presentation in a workshop with the committee. (JH)
Susan’s opinion: Housing Linkage Fee is a long shot but keep it on the list. When/if
rejected AHAC should bring up the issue every 4 to 6 years.
Issues remaining to be discussed in Subcommittee:
• Percentage of ticket sales revenue, team registration fees, etc from Paradise Coast Sports
Complex. New recreational facilities result in an increase in service sector employees which
correlates to an increased need for housing affordable to the low – mod income segment of
the population working in tourism, recreation, hospitality, etc.
o HTF Subcommittee members/CHS staff need to discuss with Dan Rodriguez and Barry
Williams. Why are we requesting funding from this source? Nexus b/t low-mod
employment and housing needs/shortage. Similar to the Linkage Fee nexus. Maybe
another long shot as Susan thinks parks are treated similar to an enterprise operation
(like GMD) so they need to raise funds through some of their programs to offset staff
costs.)
o Requires Kristi/Jake to coordinate meeting with PSD Director & Parks & Rec Director.
o This will be a “hard sell” IF Parks and Rec is treated like an enterprise fund/self-
supporting like Growth Management Dept.
Every activity described above is discretionary. Almost every taxing jurisdiction
collects fees/taxes this way. I am willing to arrange meetings to discuss the benefits
for the community of adding fees/percentage of revenues to tickets and programs. I
can do this with Kristi or Jake. (JH)
• A portion of Hotel/motel taxes go to HTFs in Ohio and California
2/2/2022
10
A nexus study would tie tourist development to increases in service sector employment
(hospitality) and subsequent need for housing targeted to this low to moderate income group.
However, Florida Statute 125.0104 (5) lists the allowed expenditure categories and does not
authorize this tax to be used for affordable housing even where tourism has increased the
need for housing low to moderate income sector employees. See (5) Authorized Uses of
Revenue
Consider talking to individual member or attending future meeting of the Tourist Development
Council – Last Monday of the month at 9 a.m.
o Will require mtgs/discussion w/TDC and County staff
o Would local TDC support a small portion of bed tax going to housing for their workforce
if State Statute amended? Would need to find a legislator to sponsor a bill (Senator
Passidomo??)
o Monitor Rep Anna Eskamani’s proposal (HB6075) to remove requirement that 40 % of
tourist dev tax be spent on advertising/promotion/marketing.
o Long shot but….keep on list and pursue w/TDC…Maybe Senator Passidomo???.
Budget Timeline
Budget process at Division/Department level begins in February 2022
Budget workshops with County Department Heads, etc spring 2022
BCC first public hearing on budget in June 2022
BCC adopts budget in mid-September 2022
Potential timeline for BCC discussion:
Potential joint workshop with BCC and Planning Commission – March – May 2022
Discuss draft report with AHAC in February 2022; Finalize for BCC in Housing Workshop or future
Agenda Item
Meet with community organizations (Board of Realtors, CBIA, Community Foundation, etc) February –
May 2022
Workshop or Agenda item:
Workshop with BCC, CCPC, AHAC, invite Naples City Council, etc to Housing Workshop in March – May
2022 or place this “white paper”/AHAC Recommendations on regular BCC Agenda for March - May,
2022. Do this as part of the HTF Annual Report to the BCC which has NOT been done since HTF
Resolution 2019-207
Request .5 % in general fund dollars in the FY23 budget effective 10.1.2022, and every year after for
the next 10 years.
Recommend $20 million surtax placed in local Housing Trust Fund (HTF) with administration/allocations
by CHS through the competitive grant application cycle and an annual report to the BCC per the
Resolution 2018-82 and Resolution 2019-207
Ask Board to retain consultant to initiate a nexus study to determine a small linkage fee to fund the HTF
6. b. AHAC Recommendations to the BCC
6. c. Selection of AHAC members for the Review &
Ranking Committee
SHIP LHAP Template 2016-001
[eff. Date 7/1/2021]
- 1 -
Collier County and the City of Naples
Insert Naples logo
SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP)
2022-2023, 2023-2024, 2024-2025
SHIP LHAP Template 2016-001
[eff. Date 7/1/2021]
- 2 -
Table of Contents
Description Page #
Section I, Program Details 3
Section II, Housing Strategies
A. Purchase Assistance 8
B. Owner-Occupied Rehabilitation 10
C. Demolition and Replacement of Manufactured Housing 12
D. Disaster Assistance
E. New Construction Assistance
F. Rental Rehabilitation
G. Rental Acquisition
H. Rental Development
Section III, Incentive Strategies 23
A. Expedited Permitting
B. Ongoing Review Process
C. Other Incentive Strategies Adopted
Exhibits
A. Administrative Budget for each fiscal year covered in the Plan
B. Timeline for Estimated Encumbrance and Expenditure
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
Covered in the plan
D. Signed LHAP Certification
E. Signed, dated, witnessed, or attested adopting resolution
F. Ordinance: (If changed from the original creating ordinance)
G. Interlocal Agreement
SHIP LHAP Template 2016-001
[eff. Date 7/1/2021]
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Section I. Program Details:
A. LG(s)
Name of Local Government COLLIER COUNTY BOARD OF COUNTY
COMMISSIONERS
Does this LHAP contain an interlocal agreement? Yes
If yes, name of other local government(s) City of Naples
B. Purpose of the program:
• To meet the housing needs of the very low, low, and moderate-income households.
• To expand production of and preserve affordable housing; and
• To further the housing element of the local government comprehensive plan specific to affordable housing.
C. Fiscal years covered by the Plan: 2022-2023, 2023-2024, 2024-2025
D. Governance: The SHIP Program is established in accordance with Section 420.907-9079, Florida Statutes and
Chapter 67-37, Florida Administrative Code. Cities and Counties must be in compliance with these applicable
statutes, rules and any additional requirements as established through the Legislative process.
E. Local Housing Partnership: The SHIP Program encourages building active partnerships between government,
lending institutions, builders and developers, not-for-profit and community-based housing providers and
service organizations, providers of professional services related to affordable housing, advocates for low-
income persons, real estate professionals, persons or entities that can provide housing or support services
and lead agencies of the local continuums of care.
F. Leveraging: The Plan is intended to increase the availability of affordable residential units by combining local
resources and cost saving measures into a local housing partnership and using public and private funds to
reduce the cost of housing. SHIP funds may be leveraged with or used to supplement other Florida Housing
Finance Corporation programs and to provide local match to obtain federal housing grants or programs.
G. Public Input: Public input was solicited through face-to-face meetings with housing providers, social service
providers and local lenders and neighborhood associations. Public input was solicited through the local
newspaper in the advertising of the Local Housing Assistance Plan and the Notice of Funding Availability.
H. Advertising and Outreach: SHIP funding availability shall be advertised in a newspaper of general circulation
and periodicals serving ethnic and diverse neighborhoods, at least 30 days before the beginning of the
application period. If no funding is available due to a waiting list, no notice of funding availability is required.
For advertisements other than NOFAs, the County will accept applications during the dates specified in the
advertisement distributed via the County website, email or via the County procurement office.
I. Waiting List/Priorities: A waiting list will be established when there are eligible applicants for strategies that
no longer have funding available. Those households on the waiting list will be notified of their status.
Applicants will be maintained in an order that is consistent with the time completed applications were
submitted as well as any established funding priorities as described in this plan.
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Applications will be accepted and approved on a first come, first-qualified basis with priority given to
households with a special needs occupant, or other priorities that may be deemed by the program funder,
Florida Housing Finance Corporation.
When funds are available for a strategy, the applicants from the waiting list will be contacted to
complete/update the application for SHIP assistance. Applicants will be placed in the queue for assistance
once they have provided all required documentation and been deemed SHIP eligible.
Once there is a list of eligible applicants, they will be ranked in the following order. The following priorities for
funding listed here apply to all strategies unless otherwise stated in an individual strategy in Section II:
RANKING PRIORITY
1. Special Needs Households – Very low, low, and moderate – income households and persons
with special needs as defined in 420.0004 (13)
a) Very low
b) Low
c) Moderate
2. Essential Services Personnel
a) Very Low
b) Low
c) Moderate
3. After Special Needs Set-asides and after ESP applicants have been income certified
a) Very Low
b) Low
c) Moderate
J. Discrimination : In accordance with the provisions of ss.760.20-760.37, it is unlawful to discriminate on the
basis of race, color, religion, sex, national origin, age, handicap, or marital status in the award application
process for eligible housing.
K. Support Services and Counseling: Support services are available from various sources. Available support
services may include but are not limited to: Homeownership Counseling (Pre and Post), Credit Counseling,
Tenant Counseling, and Foreclosure Counseling.
L. Purchase Price Limits: The sales price or value of new or existing eligible housing may not exceed 90% of the
average area purchase price in the statistical area in which the eligible housing is located. Such average area
purchase price may be that calculated for any 12-month period beginning not earlier than the fourth calendar
year prior to the year in which the award occurs. The sales price of new and existing units, which can be
lower but may not exceed 90% of the average area purchase price established by the U.S. Treasury
Department or as described above.
The methodology used is:
U.S. Treasury Department X
Local HFA Numbers
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M. Income Limits, Rent Limits and Affordability: The Income and Rent Limits used in the SHIP Program are
updated annually by the Department of Housing and Urban Development and posted at
www.floridahousing.org.
“Affordable” means that monthly rents or mortgage payments including taxes and insurance do not exceed
30 percent of that amount which represents the percentage of the median annual gross income for the
households as indicated in Sections 420.9071, F.S. However, it is not the intent to limit an individual
household’s ability to devote more than 30% of its income for housing, and housing for which a household
devotes more than 30% of its income shall be deemed Affordable if the first institutional mortgage lender is
satisfied that the household can afford mortgage payments in excess of the 30% benchmark and in the case
of rental housing does not exceed those rental limits adjusted for bedroom size.
N. Welfare Transition Program: Should an eligible sponsor be used, a qualification system and selection criteria
for applications for Awards to eligible sponsors shall be developed, which includes a description that
demonstrates how eligible sponsors that employ personnel from the Welfare Transition Program will be given
preference in the selection process.
O. Monitoring and First Right of Refusal: In the case of rental housing, the staff and any entity that has
administrative authority for implementing the local housing assistance plan assisting rental developments
shall annually monitor and determine tenant eligibility or, to the extent another governmental entity provides
periodic monitoring and determination, a municipality, county, or local housing financing authority may rely
on such monitoring and determination of tenant eligibility. However, any loan or grant in the original amount
of $10,000 or less shall not be subject to these annual monitoring and determination of tenant eligibility
requirements. Tenant eligibility will be monitored annually for no less than 30 years or the term of assistance
whichever is longer unless as specified above. Eligible sponsors that offer rental housing for sale before 30
years or that have remaining mortgages funded under this program must give a first right of refusal to eligible
nonprofit organizations for purchase at the current market value for continued occupancy by eligible persons.
P. Administrative Budget: A line-item budget is attached as Exhibit A. The city/county finds that the moneys
deposited in the local housing assistance trust fund are necessary to administer and implement the local
housing assistance plan.
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code, states: “A county or an
eligible municipality may not exceed the 5 percent limitation on administrative costs, unless its governing
body finds, by resolution, that 5 percent of the local housing distribution plus 5 percent of program income is
insufficient to adequately pay the necessary costs of administering the local housing assistance plan.”
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code, further states: “The cost
of administering the program may not exceed 10 percent of the local housing distribution plus 5 percent of
program income deposited into the trust fund, except those small counties, as defined in s. 120.52(19), and
eligible municipalities receiving a local housing distribution of up to $350,000 may use up to 10 percent of
program income for administrative costs.” The applicable local jurisdiction has adopted the above findings in
the resolution attached as Exhibit E.
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Q. Program Administration: Administration of the local housing assistance plan will be performed by:
Entity Duties Admin. Fee
Percentage
Local Government Collier County Government 100%
Third Party Entity/Sub-recipient
R. First-time Homebuyer Definition: For any strategies designed for first-time homebuyers, the following
definition will apply: An individual who has had no ownership in a principal residence during the 3-year period
ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are
considered first-time homebuyers). A single parent who has only owned a home with a former spouse while
married. An individual who is a displaced homemaker and has only owned with a spouse. An individual who
has only owned a principal residence not permanently affixed to a permanent foundation in accordance with
applicable regulations. An individual who has only owned a property that was not in compliance with state,
local or model building codes and which cannot be brought into compliance for less than the cost of
constructing a permanent structure.
S. Project Delivery Costs: In addition to the administrative costs listed above, the county or sponsor will charge
no more than 5% percent for project delivery cost to cover inspections and other eligible project delivery
activities performed by the county or non-county employees. The delivery cost will be included in the
maximum award to the applicant. Current strategies such as, Owner- Occupied Rehabilitation and Rental
Rehabilitation may include, but not limited to, such activities as: Inspections, work write-ups, recording fees,
application & processing fees, development of assessments and cost estimates.
T. Essential Service Personnel Definition (ESP): Collier County defines Essential Service Personnel as follows:
Those individuals employed in the community as teachers, educators, other school district employees,
community college and university employees, police and fire personnel, health care personnel, skilled building
trades personnel, and government employees.
U. Describe efforts to incorporate Green Building and Energy Saving products and processes: The County will,
when economically feasible, employ the following Green Building requirements on rehabilitation and
emergency repairs:
All housing rehabilitation and new construction will incorporate “green” standards including but not limited
to:
• Appliances replaced or installed shall be Energy Star.
• Doors and/or windows replaced or installed shall be Energy Star; and
• Any lighting fixture replaced or installed shall be Energy Star
Weatherization shall be incorporated into all homes rehabilitated including but not limited to
weatherization of the attic, floor insulation, if appropriate, and sealing of exterior walls. New construction
is presumed to meet the minimum insulation and sealing requirements. Any replaced or new HVAC unit
shall have a SEER rating of at least 14.
These requirements may be adjusted for rental developments if the requirement of other construction
funding sources requires a more prescriptive list.
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Innovative design, green building principles, storm resistant construction or other elements that reduce long
term costs relating to maintenance, utilities or insurance may be encouraged.
Homeownership Education classes provide curriculum on cost cutting measures that homeowners can use to
reduce energy consumption. Collier County also encourages the use or inclusion, when appropriate, of the
following: energy star appliances; Low-E windows; additional insulation (for increased R-Value); ceramic tile;
tank-less water heater; 14 and 15 SEER air conditioning units; stucco; LED light bulbs; impact resistant
windows and doors.
V. Describe efforts to meet the 20% Special Needs set-aside: Prioritization of funding will include all strategies
for persons with special needs, with an emphasis on rental programs and rehabilitation. Outreach for clients
may include marketing to a variety of agencies, including but not limited to, Agency for Persons with
Disabilities, United Cerebral Palsy, Residential Options of Florida, Community Assisted and Supported Living,
etc. Additionally, advertisements in publications of general circulation may also be used.
Should efforts to attract special needs clients under the rehabilitation strategy not produced the amount
necessary to reach the set aside, persons meeting the definition of special needs may be assisted with other
approved LHAP strategies and counted towards the set-aside.
W. Describe efforts to reduce homelessness: Collier County supports the Continuum of Care (CoC) efforts to
simplify and broaden outreach and assessment for homeless persons in the County. Much of the outreach to
homeless persons is conducted at community events such as the Point in Time Count. Additionally, outreach is
conducted by the many caseworkers at community agencies, the Hunger and Homeless Coalition of Collier
County, schools, and other entities that encounter the homeless during service delivery or during their regular
course of business. Needs are assessed during these points of contact, and referrals are made as appropriate
for shelter, food, counseling, or other needs. The County works closely with a variety of agencies and local
resources utilized include federal ESG and the State SHIP funds.
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Section II. LHAP Strategies:
A. Purchase Assistance Code 2
a. Summary: SHIP funds will be awarded to first-time homebuyers for down payment and closing
costs to purchase a newly constructed or an existing single-family home, manufactured home, or
condominium.
Prospective homebuyers must qualify as a First Time Homebuyer under the HUD definition: An
individual who has had no ownership in a principal residence during the 3-year period ending on
the date of purchase of the property. This includes a spouse (if either meets the above test, they
are considered first-time home buyers). A single parent who has only owned with a former spouse
while married. An individual who is a displaced homemaker and has only owned with a spouse. An
individual who has only owned a principal residence not permanently affixed to a permanent
foundation in accordance with applicable regulations. An individual who has only owned a property
that was not in compliance with state, local or model building codes and which cannot be brought
into compliance for less than the cost of constructing a permanent structure.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award*: Very Low: $60,000
Low: $40,000
Moderate: $30,000
*These maximum awards may include $10,000 for Essential Services Personnel
e. Terms:
1. Repayment loan/deferred loan/grant: Funds will be awarded as a deferred payment loan secured by a
recorded subordinate mortgage and promissory note.
2. Interest Rate: 0%
3. Years in loan term: 30 years
4. Forgiveness: If all conditions have been met, the loan is forgiven entirely at the end of the 30-year
term. In cases where the qualifying homeowner(s) die(s) during the loan term, the loan will be
forgiven.
5. Repayment: Monthly payments are not required
6. Default: The loan will be determined to be in default if any of the following occurs during the Loan
term: sale, transfer, or conveyance of property; conversion to rental property; or failure to occupy the
home as primary residence. If any of these occur, the outstanding balance will be due and payable.
Persons that qualify for SHIP assistance will be required to contractually agree to all SHIP program
guidelines, County SHIP mortgage requirements, repayment provisions, and certify that the unit
assisted will be their primary residence.
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In addition to the above, the loan may be determined to be in default if any of the following occurs:
i. Sale: if proceeds are not enough to pay off the mortgage note then the homeowner may
contact the County Regarding a settlement amount of the SHIP loan.
ii. Title transfer: either voluntary or by operation of law, divested of title by judicial sale, levy or
other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance: may be allowed in accordance with the published “Subordination Policy”.
iv. Home is no longer primary residence, abandoned, leased, or rented.
The County reserves the right to foreclose if the homeowner does not repay the loan as noted
above.
If the home is foreclosed on by a superior mortgage holder, the County may try to recapture
funds through the legal process if it is determined that adequate funds may be available to justify
pursuing a recapture.
f. Recipient Selection Criteria: Applicants will be ranked for assistance based on first-qualified, first-served
basis with the priorities for Special Needs, Essential Services Personnel, income groups as described in
Section I, Program Details, of this plan.
An applicant may submit a completed application for housing assistance to the County for a
determination of eligibility at any time. Applicants are required to provide all documentation requested
for income, eligibility, and qualification determination.
Funds will be reserved and awarded to applicants that have met all the County requirements, are SHIP
Income Certified, and have a mortgage loan pre-approval from a participating Lender prior to applying.
Applicants must attend a HUD approved Homebuyer Education Program and provide a copy of the
certificate to the Division prior to closing on a home. The certificate must be dated within one year of
income certification date.
Verification of US Citizenship or Permanent Residency Status: All borrowers must submit proof of U.S.
citizenship or US Permanent residency.
Asset Cap or liquid Assets: All applicants will be limited to a cash or liquid asset of $30,000.00 upon
completion of their assistance. However, the Board of County Commissioners will have the authority to
suspend the asset cap/liquid assets in determining income qualifications during recovery from a declared
disaster.
g. Sponsor Selection Criteria: N/A
h. Additional Information: Applicants must secure a first mortgage from a licensed mortgage lender.
Other requirements:
1. Manufactured homes constructed June 1994 forward are considered eligible housing pursuant to
Section 420.9071 (8), Florida Statute.
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2. First mortgage must be at a fixed rate; no ARM’s, prepayment penalty, negative amortizations,
balloon loan, owner financing or other non-affordable loan terms are allowed.
3. A newly constructed home must have received a Certificate of Occupancy within the twelve months
prior to purchase. A manufactured home must be in place with all site requirements met and a valid
certificate of occupancy. Funding, which is provided as a subordinate mortgage loan, may be used for
down payment, closing costs and principle buy-down as needed for affordable home ownership.
4. Refinance may be allowed in accordance with the published “Subordination Policy”.
B. Owner-Occupied Rehabilitation Code 3
a. Summary: SHIP funds will be awarded to households in need of repairs to correct code violations,
health, and safety issues, electrical, plumbing, roofing, windows, other structural items, and
relocation, if necessary. Assistance may include costs related to all eligible repairs, inspections, work
write-ups, recording fees and project delivery fees.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award: $70,000 (up to $60,000 for rehabilitation expenses and up to $10,000 for relocation
expenses if necessary)
e. Terms:
1. Repayment loan/deferred loan/grant: Funds will be awarded as a deferred payment loan
secured by a recorded subordinate mortgage and promissory note or Florida Department of Motor
Vehicle Title.
2. Interest Rate: 0%
3. Years in loan term: 30 years
4. Forgiveness: If all conditions of the loan agreement are met, one-third of the loan will be forgiven in
ten-year increments so that at the end of the thirtieth year the loan is forgiven. In cases where the
qualifying homeowner(s) die(s) during the loan term, the loan will be forgiven.
5. Repayment: Monthly payments are not required.
6. Default: The loan will be determined to be in default if any of the following occurs during the Loan
term: sale, transfer, or conveyance of property; conversion to rental property; or failure to occupy the
home as primary residence. If any of these occur, the outstanding balance will be due and payable.
Persons that qualify for SHIP assistance will be required to contractually agree to all SHIP program
guidelines, County SHIP mortgage requirements, repayment provisions, and certify that the unit
assisted will be their primary residence.
In addition to the above, repayment of the loan is required in full when one of the following conditions is
met, whichever occurs first:
i. Sale: if proceeds are not enough to pay off the promissory note, then the homeowner may
contact the County regarding a settlement amount of the SHIP loan that is outlined in the
County’s “Short Sale Policy”.
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ii. Title transfer: either voluntary or by operation of law, divested of title by judicial sale, levy or
other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance: may be allowed in accordance with the published “Subordination Policy”.
iv. Home is no longer primary residence, abandoned, leased, or rented.
The County reserves the right to foreclose if the homeowner does not repay the loan as noted above.
If the home is foreclosed on by a superior mortgage holder, the county may attempt to recapture funds
through the legal process if is determined that adequate funds may be available to justify pursuing a
repayment.
f. Recipient Selection Criteria: Applicants will be ranked for assistance based on first-qualified, first served
basis with the priorities for Special Needs, Essential Services Personnel, income groups as described in
Section I, Program Details, of this plan.
An applicant may submit a completed application for SHIP Owner-Occupied Rehabilitation to the
County/Sponsor for determination of eligibility at any time. Applicants are required to provide all
documentation requested for income, eligibility, and qualification determination. Applicants will receive a
pre-approval letter and their file will be submitted to the Sponsor for unit eligibility.
1. Must provide proof of homeowner’s insurance or attestation of no insurance.
2. Property taxes must be current at the time of application and closing. Delinquent property
taxes are a basis for denial.
3. If applicable, must file a claim for and use proceeds from insurance and/or FEMA as first
option.
4. Must complete an FHFC approved “Disaster Self-Declaration of Income” form, if applicable.
5. Where the unit and land are owned by the same person, the unit assisted must be owner-
occupied and, have applied for, or already be homesteaded as the primary residence. Owner-
occupied manufactured homeowners renting their lot may also apply for assistance.
6. Verification of US Citizenship or Permanent Residency Status: All borrowers must submit one
of the following: U.S. Passport, Birth Certificate, naturalization, and or permanent residence
card.
7. Asset Cap or Liquid Assets: All applicants will be limited to a cash or liquid asset of $30,000.00
upon completion, rehabilitation assistance. However, the Board of County Commissioners
will have the authority to suspend the asset cap/liquid assets in determining income
qualifications during recovery from a declared disaster.
8. Primary Residence: Documentation used for verification of primary residence includes, but is
not limited to: homestead exemption, utility bill(s), or driver’s license.
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g. Sponsor Selection Criteria: N/A
h. Additional Information: Manufactured homes will only be eligible for housing assistance if owner
occupied, is affixed to the ground, the land is (a) owned and homesteaded by the occupant or (b)
leased/rented by the homeowner. Manufactured homes constructed June 1994 forward are considered
eligible housing pursuant to Section 420.9071 (8), Florida Statute. The repairs must not exceed 90% of the
value of the existing property and residence; and all repairs are within existing codes for the property. For
an owner-occupied mobile or manufactured home on land that is leased, a State of Florida Vehicle
Certificate of Title will list Collier County Board of County Commissioners on the title as the security
interest in the unit.
Homeowners may receive additional Rehabilitation funding provided they waited at least three (3) years
since the last rehabilitation. Disaster related funding is exempt.
C. Demolition and Replacement of Manufactured Housing Code 4
a. Summary: SHIP funds will be awarded to homeowners in need of demolition and replacement of
housing. The County may use SHIP funds for demolition and replacement of manufactured housing. This
strategy will be used in lieu of rehabilitation when costs to repair the home are determined to exceed 50%
of the home’s value, as determined by the County. The goal is to prevent the imminent displacement of
homeowners due to distressed conditions, encourage revitalization and increase the supply of safe, decent,
and sanitary housing.
The property site must be suitable for demolition/replacement. Loans for assistance may include
costs related to all eligible demolition activities, debris removal, permits, transportation, installation,
inspections by the sponsor, work write-ups, sales tax, recording fees and project delivery fees.
Additional SHIP funds can be used to bring building site and improvements up to Local, State, and
Federal requirements, Homeowner’s Association by-laws, and/or to adequately replace the amenities of the
existing home. These additional site improvement costs may include, but are not limited to geotechnical
surveys, engineering, concrete pilings/piers, septic system improvements, fill, sod, driveways, storage sheds
and any other requirements as noted above.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award: $160,000. (Up to $150,000 for construction, plus up to $10,000 for relocation
expenses)
e. Terms:
1. Repayment loan/deferred loan/grant: Deferred Loan secured by a note, a title lien or mortgage, if
applicable. Funds will be awarded as a deferred payment loan secured by a recorded subordinate
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mortgage and note, or if the unit is on leased land, a security instrument in accordance with the
Florida Department of Motor Vehicle will be recorded.
2. Interest Rate: 0%
3. Years in loan term: 30 years
4. Forgiveness: If all conditions of the loan are met, one-third of the loan will be forgiven in ten-year
increments so that at the end of the thirtieth year the loan is forgiven. In cases where the qualifying
homeowner(s) die(s) during the loan term, the loan will be forgiven.
5. Repayment: Monthly payments are not required.
6. Default: The loan will be determined to be in default if any of the following occurs during the Loan
term: sale, transfer, or conveyance of property; conversion to rental property; or failure to occupy the
home as primary residence. If any of these occur, the outstanding balance will be due and payable.
Persons that qualify for SHIP assistance will be required to contractually agree to all SHIP program
guidelines, County SHIP mortgage requirements, repayment provisions, and certify that the unit
assisted will be their primary residence.
In addition to the above, the loan will be determined to be in default if any of the following occurs
during the Loan term:
i. Sale: if proceeds are not enough to pay off the mortgage note then the property owner may
contact the County regarding a settlement amount of the SHIP loan in accordance with the
“Short Sale Policy”.
ii. Title transfer: either voluntary or by operation of law, divested of title by judicial sale, levy or
other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance: may be allowed in accordance with the published “Subordination Policy”.
iv. Home is no longer primary residence, abandoned, leased, or rented.
f. Recipient Selection Criteria: Applicants will be ranked for assistance based on a first-qualified, first-served
basis with the priorities for Special Needs, Essential Services Personnel, income groups as described in
Section I, Program Details, of this plan.
An applicant shall submit a completed application for Demolition and Replacement Housing assistance to
the County for a determination of eligibility at any time. Applicants are required to provide all
documentation requested for income, eligibility, and qualification determination.
1. For manufactured homes not located on a leased or rental land, ownership must be a fee simple
estate at the time of closing with the name of the applicants on the title.
2. Property taxes must be current at the time of application and closing. Delinquent property taxes are
a basis for denial.
3. The value after replacement may not exceed the SHIP maximum allowable purchase price for existing
homes.
4. The replacement housing shall be consistent with the character of the household, neighborhood, and
area wide market conditions. The homeowner may choose the most suitable replacement housing to
meet their needs.
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5. The existing home must be damaged or in disrepair to the extent that the home is condemned, or
repair is not economically feasible as determined by FEMA, Collier County Growth Management
Department, the Department of Health, or the County’s third-party inspector/general contractor.
6. Must provide proof of homeowner’s insurance or attestation of no insurance.
7. If applicable, must file a claim for and use proceeds from insurance and/or FEMA as first option.
8. If applicable, must complete an FHFC approved “Disaster Self-Declaration of Income” form.
9. Where the unit and land are owned by the same person, the unit assisted must be owner-occupied
and have applied for, or already be homesteaded as the primary residence. Owner-occupied
manufactured homeowners renting their lot may also apply for assistance.
10. Verification of US Citizenship or Permanent Residency Status: All borrowers must submit proof of U.S.
citizenship or US Permanent residency.
11. Asset Cap or Liquid Assets: All applicants will be limited to a cash or liquid asset of $30,000.00 upon
completion of the demolition and replacement assistance. This asset cap applies to all SHIP
strategies. However, the Board of County Commissioners will have the authority to suspend the asset
cap/liquid assets in determining income qualifications during recovery from a declared disaster.
12. Primary Residence: Documentation used for verification of primary residence includes, but is not
limited to homestead exemption, utility bill(s), or driver’s license.
g. Sponsor Selection Criteria: N/A
h. Additional Information: N/A
D. Disaster Assistance Code 5 & 16
a. Summary: Disaster Assistance aids households in incorporated or unincorporated Collier County in
the aftermath of a disaster as declared by the President of the United States or Governor of the State of
Florida. This strategy will only be funded and implemented in the event of a disaster using any funds that
have not yet been encumbered or with additional disaster funds allocated by Florida Housing Finance
Corporation. Disaster Assistance may be awarded along with Owner-Occupied Rehabilitation Programs and
any other LHAP strategy that is deemed necessary. SHIP disaster funds may be used for items such as, but
not limited to:
(a) Purchase of emergency supplies for eligible households to weatherproof damaged homes.
(b) Interim repairs to avoid further damage; tree and debris removal required to make the individual
housing unit habitable.
(c) Construction of wells or repair of existing wells where public water is not available.
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(d) Payment of insurance deductibles for rehabilitation of homes covered under homeowners’ insurance
policies.
(e) Security deposit for eligible recipients that have been displaced from their homes due to a disaster
(f) Rental assistance for eligible recipients that have been displaced from their homes due to a disaster.
(g) Temporary rent and utility payments for up to 12 months for tenants financially impacted by a disaster.
(h) Temporary mortgage and utility payments for up to 12 months for homeowners financially impacted by
a disaster and foreclosure prevention and counseling.
(i) Relocation and moving expenses, if necessary.
(j) Strategies included in the approved LHAP that benefit applicants directly affected by the declared
disaster.
(k) Other activities as proposed by the county and approved by Florida Housing.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award: $25,000.
The maximum award for other strategies used in conjunction with this strategy will be determined by the
other strategy and may be in addition to the maximum award for this strategy.
e. Terms:
1. Grant: Funds will be awarded as a grant with no recapture terms.
The terms of an award under other strategies, if used in conjunction, will apply to the other
strategies.
2. Interest Rate: N/A
3. Years in loan term: N/A
4. Forgiveness: N/A
5. Default: N/A
f. Recipient Selection Criteria: Applicants will be assisted on a first-qualified, first-served basis with the
following additional requirements:
1. Must provide proof of homeowner’s insurance or attestation of no insurance, if applicable.
2. If applicable, homeowners must file a claim for and use proceeds from insurance and/or
FEMA as first option.
3. Must complete an FHFC approved “Disaster Self-Declaration of Income” form, if applicable.
Where the unit and land are owned by the same person, the unit assisted must be owner-
occupied and, have applied for, or already be homesteaded as the primary residence.
Owner-occupied manufactured homeowners renting their lot may also apply for assistance.
4. Verification of US Citizenship or Permanent Residency Status: All borrowers must submit
proof of U.S. citizenship or US Permanent residency.
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5. Primary Residence: Documentation used for verification of primary residence includes, but is
not limited to lease, paystubs, homestead exemption, utility bill(s), or driver’s license.
g. Sponsor Selection Criteria: In the event of a declared disaster, Collier County may work with their
existing community partners, or implement disaster strategies internally, depending upon the nature of
the disaster and the amount of resources required. This will be determined through a public process with
the Board of County Commissioners in responding to the declared disaster.
h. Additional Information: Residents using this strategy during a disaster are required to submit lease
agreements, mortgage statements, past due notices or proper invoices and receipts as applicable for each
approved disaster activity above. Mortgage, Rent, Utility and Counseling payments will be made directly
to a landlord, financial institution, utility company or contracted community partner. Reimbursement for
other Disaster Assistance expenses will require invoices and paid receipts, proof of insurance deductible
and proof of FEMA funds, as appropriate. Payments will be made to the service provider, community
partner, or resident. Manufactured homes constructed June 1994 forward are considered eligible housing
pursuant to Section 420.9071 (8), Florida Statute. Residents will need to provide documentation to
demonstrate a relationship to the declared disaster.
The County reserves the right to inspect for compliance prior to reimbursement.
E. New Construction Assistance Code 10
a. Summary: SHIP funds may be provided to organizations to be used for the land acquisition,
infrastructure, landscape and development costs, and all associated fees and permits, for single-family
housing for resale to eligible home buyers in incorporated or unincorporated Collier County. The units
may be constructed on infill lots or as a part of a larger development.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award*: Very Low: $60,000
Low: $40,000
Moderate: $30,000
*These maximum awards may include $10,000 for Essential Services Personnel
e. Terms: - For the Sponsor:
1. Repayment loan/grant: Deferred Loan secured by a note and mortgage.
2. Interest Rate: 0%
3. Years in loan term for Sponsor: 3 years
4. Forgiveness: The Sponsor’s obligation is forgiven upon successful sale of the unit to an eligible
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homebuyer with the benefit being passed to the buyer in the form of a reduced sales price or a seller’s
credit.
5. Repayment: No monthly payments are required.
6. Default: If the property has not been successfully sold to an income qualified buyer within 3 years of
the date the mortgage and promissory note are entered into, the entire amount is due and payable to the
County.
Terms - For the Eligible Homebuyer:
1. Repayment loan/deferred loan/grant: Deferred Loan secured by a note and mortgage.
The County will satisfy the Sponsor’s mortgage in favor of the County and the eligible home buyer will sign
a new promissory note and mortgage in favor of the County at the time of sale.
2. Interest Rate: 0%
3. Years in loan term for Homebuyer: 30 years
4. Forgiveness: If all conditions of the loan are met, then the loan is forgiven after 30 years. In cases where
the qualifying homeowner(s) die(s) during the loan term, the loan will be forgiven.
5. Repayments: No monthly payments are required.
6. Default: The loan will be determined to be in default if any of the following occurs during the Loan
term: sale, transfer, or conveyance of property; conversion to rental property; or failure to occupy the
home as primary residence. If any of these occur, the outstanding balance will be due and payable.
Persons that qualify for SHIP assistance will be required to contractually agree to all SHIP program
guidelines, County SHIP mortgage requirements, repayment provisions, and certify that the unit
assisted will be their primary residence.
In addition to the above, the loan may be determined to be in default if any of the following occurs:
i. Sale: if proceeds are not enough to pay off the mortgage note then the homeowner may
contact the County Regarding a settlement amount of the SHIP loan.
ii. Title transfer: either voluntary or by operation of law, divested of title by judicial sale, levy or
other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance: may be allowed in accordance with the published “Subordination Policy”.
iv. Home is no longer primary residence, abandoned, leased, or rented.
The county reserves the right to foreclose if the homeowner does not repay the loan as noted
above.
f. Home Buyer Selection Criteria- Sponsor shall identify applicants and provide the Application intake and
income certification of households applying for Construction Assistance, as specified in their agreement
with the County.
Applicants will be ranked for assistance based on a first-qualified, first-served basis with the priorities for
Special Needs, Essential Service Personnel and income group as described in Section I.
1. Applicants must complete a HUD approved Homebuyer Education Program and provide a copy of the
certification to the Sponsor prior to closing on a property. The certificate must be dated prior to the
SHIP award date and be good through closing.
2. Verification of US Citizenship or Permanent Residency Status: All borrowers must submit proof of U.S.
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citizenship or US Permanent residency.
3. Asset Cap or Liquid Assets: All beneficiaries will be limited to a cash or liquid asset of $30,000.00 upon
completion of their new construction assistance. However, the Board of County Commissioners will
have the authority to suspend the asset cap/liquid assets in determining income qualifications during
recovery from a declared disaster.
g. Sponsor Selection Criteria – The County will issue notice of an ongoing Application for Construction
Assistance from non-profit/for profit organizations.
Sponsor organizations must apply and provide any related information, specified by the SHIP
Administrator, to be used for evaluation of sponsor eligibility.
CHS staff will evaluate each application submitted. In the initial phase, staff will review the application for
general conformance with the submission requirements. The evaluation phase will consist of an in-depth
review of the following:
• Compliance with SHIP regulations
• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
h. Additional Information: N/A
F. Rental Rehabilitation Code 14 & 21
a. Summary: The program is designed to rehabilitate rental units in Collier County.
Loans will be given to non-profit/for profit housing landlords/owners who have site control and ownership
of the properties to rehabilitate existing single family, multifamily, or mobile/manufactured rental units on
scattered sites or a rental complex. Assistance may be provided for large projects involving the repair of
multiple rental units.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award: $500,000 per property. Maximum per unit award amount is $30,000
e. Terms:
1. Repayment loan/deferred loan/grant: Funds will be made available by loans secured by a subordinate
mortgage, promissory note, and a land use restriction agreement placed on the property being
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rehabilitated.
2. Interest Rate: 0%
3. Years in loan term: 30 years
4. Repayment: Monthly payments are not required.
5. Forgiveness: If all conditions of the loan are met the loan is forgiven at the end of the 30th year.
6. Default: Loan default will be triggered by any of the following actions:
i. Sale - if proceeds are not enough to pay off the mortgage note then the property owner (not-
for-profit or for profit or landlord) may contact the county regarding a settlement amount of
the SHIP loan.
ii. Title transfer - either voluntary or by operation of law, divested of title by judicial sale, levy or
other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance - a refinance of the first mortgage may be approved without repayment if the
request is submitted in writing and the refinance is at a lower fixed rate and/or term with no
cash out.
iv. Change in use - Property no longer serves the intended population.
f. Recapture: Eligible Sponsors that offer rental housing for sale before the end of the 30-year term must
give First Right of Refusal to other eligible nonprofit sponsors for purchase per Section 420.9075(5)(I)
Florida Statutes.
g. Tenant Selection Criteria: Units receiving assistance must be reserved on a first-qualified, first-served
basis for income eligible residents.
h. Sponsor Selection Criteria: Non-profit/for-profit housing sponsors or landlords will be evaluated using
established evaluation and selection criteria.
CHS staff will evaluate each application submitted. In the initial phase staff will review the application for
general conformance with the submission requirements. The evaluation phase will consist of an in-depth
review of the following:
• Compliance with SHIP regulations
• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
i. Additional Information: Once the improvements are completed, the sponsor/landlord shall ensure all
eligible tenants who occupy the units on subject property, will be income qualified during the thirty (30)
year loan term.
Individual tenants seeking repairs on their individual rental units may not directly apply for assistance
from this strategy. The SHIP funds used in the rehabilitation rental program may be leveraged by public
and private sources.
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G. Rental Acquisition Code 20
a. Summary: The program is designed to acquire rental units within Collier County.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award: $500,000 per property
e. Terms:
1. Repayment loan/deferred loan/grant: Funds will be made available by loans secured by a subordinate
mortgage, promissory note, and land use restriction agreement placed on the property acquired.
2. Interest Rate: 0%
3. Years in loan term: 30 years
4. Repayment: Monthly payments are not required.
5. Forgiveness: If all conditions of the loan are met, then the loan is forgiven after 30 years.
6. Default: Repayment of the loan is required in full under the following conditions:
if. Sale: if proceeds are not enough to pay off the promissory note, then the property owner
(non-profit or for-profit) may contact the County regarding a settlement amount of the SHIP
loan.
ii. Title transfer: either voluntarily or by operation of law, divested of title by judicial sale, levy
or other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance: a refinance of the first mortgage may be approved without repayment if the
request is submitted in writing and the refinance is at a lower fixed rate and/or term, with no
cash out
iv. Property will no longer serve the intended target population.
f. Recapture: Eligible Sponsors that offer rental housing for sale before the end of the 30-year term must
give First Right of Refusal to other eligible nonprofit sponsors for purchase per Section 420.9075(5)(a)
Florida Statutes.
g. Tenant Selection Criteria: Tenants will be selected on a first-qualified, first-served basis.
h. Sponsor Selection Criteria: Non-profit/for profit housing sponsors will be evaluated using established
evaluation and selection criteria.
CHS staff will evaluate each application submitted. In the initial phase staff will review the application for
general conformance with the submission requirements. The evaluation phase will consist of an in-depth
review of the following:
• Compliance with SHIP regulations
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• Project risk analysis
• Financial risk analysis
• Capacity and experience
• Project feasibility
• Adherence to SHIP eligibilities/requirements
• Past performance evaluation
a. Additional Information: Once the acquisition is completed, the sponsor shall ensure all eligible tenants
who occupy the units on subject property, will be income qualified on an annual basis during the twenty-
year loan term.
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H. Rental Development Code 21
a. Summary: Funds will be awarded to developers of affordable rental units for construction and land
acquisition financing through other state or federal housing programs to construct affordable rental
units in incorporated or unincorporated Collier County. This funding is intended to be used as gap
financing required for the project. In cases where a smaller development (less than 50 units) is
being proposed that includes Special Needs units, the County may choose to provide a larger
amount of the overall financing.
b. Fiscal Years Covered: 2022-2023, 2023-2024, 2024-2025
c. Income Categories to be served: Very low, low, and moderate
d. Maximum award: The applicable dollar figure as determined annually by the Florida Housing
Finance Corporation for match contribution per developer whose application is
approved through the Florida Housing Finance Corporation for low-income
housing tax credits.
$500,000 per development under 50 units
$1,000,000 per development with 50 units or less, that includes at
least 20% Special Needs units.
$1,500,000 per development with over 50 units
e. Terms:
1. Repayment loan/deferred loan/grant: For-profit developers, funds will be awarded as a loan secured
by a recorded subordinate mortgage, promissory note, and land use restriction agreement, against
the property.
For non-profit developers, funds will be awarded as a forgivable loan secured by a recorded
subordinate mortgage, promissory note, and land use restriction agreement, against the property.
2. Interest Rate: 0%
3. Years in loan term: 30 years
4. Forgiveness:
i. For for-profit developers, the loan is due and payable at the end of the term unless the County
negotiates an extended loan term to secure affordable rental units in the best interest of the
County’s residents.
ii. For Non-profit developers, one-third of the principal loan balance is forgiven every ten years
through the thirty (30) year term.
5. Repayment: Monthly payments are not required.
6. Default: For all awards, the outstanding balance will be due and payable, and a default will be
determined if any of the following occurs:
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i. Sale: if proceeds are not enough to pay off the mortgage note then the property owner
(not-for-profit or for profit) may contact the county regarding a settlement amount of the
SHIP loan.
ii. Title transfer: either voluntary or by operation of law, divested of title by judicial sale, levy
or other proceedings, including foreclosure or Deed in Lieu.
iii. Refinance: a refinance of the first mortgage may be approved without repayment if the
request is submitted in writing and the refinance is at a lower fixed rate and/or term with
no cash out.
iv. Property will no longer serve the intended target population.
Repaid funds are considered program income, a portion of which may be used for program
administration.
f. Recapture: Eligible Sponsors that offer rental housing for sale before the end of the 30-year term must
give First Right of Refusal to other eligible nonprofit sponsors for purchase per Section 420.9075(5)(i)
Florida Statutes.
g. Tenant Selection Criteria: All applicants for residence in a SHIP-assisted unit must meet income
qualifications of the program as determined and reported by the developer for the development and will
be served on a first-qualified basis.
h. Sponsor Selection Criteria: Sponsors will apply to the County through an application or solicitation
process. The application/solicitation will require proof of developer experience in providing affordable
rental housing, proof of financial capacity, proof of ability to proceed once all funding is closed, and an
approved housing unit design plan that meets with the County’s housing element in the Comprehensive
Plan.
The County reserves the right to select developments that have met all the above requirements and:
a. Are in areas of immediate need due to lack of available units.
b. Propose to preserve and improve existing units.
All funding awards will be subject to closing on other funding sources.
i. Additional Information: Sponsors will be required to meet compliance reporting requirements on the
development necessary to meet the statutory requirements for monitoring of SHIP rental units.
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Section III. LHAP Incentive Strategies
In addition to the required Incentive Strategy A and Strategy B, include all adopted incentives with the
policies and procedures used for implementation as provided in Section 420.9076, F.S.:
A. Expedited Permitting
Permits as defined in s. 163.3177 (6) (f) (3) for affordable housing projects are expedited to a greater
degree than other projects.
Provide a description of the procedures used to implement this strategy: The Collier County Board of
County Commissioners approved an AHAC recommended Incentive Strategy to expedite the development
review process for qualified affordable workforce housing. Expedited Permitting, or Fast Track, was
amended via Resolution 2018-40.
Initially, a qualification meeting is held with the developer/agent and Community and Human Services
(CHS) staff to determine if the project meets the affordable housing requirements outlined in Res. 18-40.
Those projects that demonstrate compliance are issued a certificate of affordable housing to allow the
expedited review process for all aspects of the development. Planning and Zoning staff will provide
expedited status by assisting these developments first throughout the process from application through
Certificate of Occupancy.
B. Ongoing Review Process
An ongoing process for review of local policies, ordinances, regulations, and plan provisions that increase
the cost of housing prior to their adoption.
Provide a description of the procedures used to implement this strategy: Collier County requires all items
which have the potential to increase the cost of housing to be prepared and presented to the Collier
County Board of County Commissioners with the amount of the increase or decrease identified in the
executive summary. The executive summary must be prepared in official County format and include a
description of the Growth Management Impact and the Fiscal Impact.
The process, by which items are prepared for the BCC Agenda includes a vast approval hierarchy to ensure
that all proposed actions impacting affordable housing are reviewed on an ongoing basis. Furthermore,
the Collier County Affordable Housing Advisory Committee (AHAC) regularly forms subcommittees to
review impediments to affordable housing, as well as new affordable housing incentives.
C. Other Incentive Strategies Adopted:
1. Increased Density for Affordable Housing – Collier County allows developers to request increased
density when including a certain percentage of affordable housing in the proposed development.
An Affordable Housing Density Bonus Agreement must be submitted and approved by the Collier
County Board of County Commissioners as provided for in the Collier County Land Development
Code, § 2.06.00. Improvements to the Affordable Housing Density Bonus (AHDB) program were
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approved via Ordinance 2019-02.
2. Inventory of Locally Owned Public Lands Suitable for Affordable Housing.
Collier County prepares an inventory of all real property owned by Collier County that may be
appropriate for use as affordable housing in accordance with Sec. 125.379 F.S. every three years.
The Collier County Board of County Commissioners approved an AHAC recommended Incentive
Strategy to permit properties identified as appropriate for use as affordable housing to be offered
for sale and the proceeds used to purchase land for the development of affordable housing, or to
increase the local government fund (Housing Trust Fund) earmarked for affordable housing, or
may be sold with a restriction that requires the development of the property as permanent
affordable housing, or may be donated to a nonprofit housing organization for the construction of
permanent affordable housing.
There are currently two County-owned parcels of land (Bembridge and the Golden Gate Golf
Course) that are slated for future development of housing that is affordable in Collier County in
2022 and 2023.
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IV. EXHIBITS:
Required
A. Administrative Budget for each fiscal year covered in the Plan.
B. Timeline for Estimated Encumbrance and Expenditure.
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year Covered in the plan.
D. Signed LHAP Certification.
E. Signed, dated, witnessed, or attested adopting resolution.
Optional
F. Ordinance: (If changed from the original creating ordinance).
G. Interlocal Agreement (Required if applicable).
H. Other Documents Incorporated by Reference.
Collier County
Affordable Housing Advisory Committee (AHAC)
HOUSING TRUST FUND SUBCOMMITTEE
Human Resources Training Room
February 7, 2022 – 8:30 a.m.
AGENDA
Subcommittee Members:
Mary Waller, Chair Litha Berger, AHAC Member
Steve Hruby, AHAC Member John Harney, AHAC Member
Mike Prioletti, Collier County Housing Finance Authority Member
Michael Puchalla, HELP Executive Director
Jennifer Mitchell, AHAC Member
County Staff Members:
Jacob LaRow, Housing, Operations & Grant Development Manager
Hilary Halford, Senior Housing & Grants Coordinator
Barbetta Hutchinson, Operations Coordinator
1. CALL TO ORDER & ROLL CALL
2. APROVAL OF AGENDA
a. Approval of today’s agenda
3. APPROVAL MINUTES
4. PUBLIC COMMENT
5. ADJOURN
MINUTES OF
THE COLLIER COUNTY
AFFORDABLE HOUSING ADVISORY COMMITTEE
TRUST FUND SUB-COMMITTEE
January 10, 2022
11:40 A.M.
Naples, Florida
LET IT BE REMEMBERED that the Trust Fund Subcommittee of the Collier County Affordable Housing
Advisory Committee met on this date at 11:40 A.M. in a WORKING SESSION in the Human Resources
Conference Room in Naples, Florida, with the following Members present:
Present: Litha Berger
Mary Waller
John Harney
Steve Hruby
Jennifer Mitchell
Joe Trachtenberg
Excused: Mike Prioletti
Unexcused:
ALSO PRESENT: Jacob LaRow, Manger Housing & Grant Development CHS
Hilary Halford, Sr. Grants Coordinator - CHS
Barbetta Hutchinson, Operations Coordinator - CHS
OTHERS PRESENT: Michael Puchalla, H.E.L.P.
Mary Waller called the meeting to order at 11:40 a.m.
The purpose of the meeting was to give Joe Trachtenberg information that he needs to do a
presentation to the BCC about the 1¢ sales tax. Background of the trust fund was discussed and funding
sources were recapped. Joe will present to the BCC at the next meeting about having the $20 million
deposited into the Trust Fund as soon as possible.
Litha motioned to adjourn the meeting, John seconded and the group votes 6-0 in approval. The
meeting was adjourned at 11:50 a.m.
NEXT MEETING: THE NEXT MEETING WILL BE HELD FEBRUARY 7, 2022, IMMEDIATELY FOLLOWING THE AHAC MEETING.
Location: Training Room located in Building B, 3303 Tamiami Trail East, Naples, Florida
COLLIER COUNTY AFFORDABLE HOUSING ADVISORY
TRUST FUND SUB-COMMITTEE
_________________________________
Mary Waller, Chairman
The foregoing Minutes were approved by Committee Chair on ______________________, 2022, “as
submitted” [__] OR “as amended” [__].
MINUTES OF
THE COLLIER COUNTY
AFFORDABLE HOUSING ADVISORY COMMITTEE
TRUST FUND SUB-COMMITTEE
January 27, 2022
8:30 A.M.
Naples, Florida
LET IT BE REMEMBERED that the Trust Fund Subcommittee of the Collier County Affordable Housing
Advisory Committee met on this date at 8:30 A.M. in a WORKING SESSION in the Human Resources
Conference Room in Naples, Florida, with the following Members present:
Present: Litha Berger
Mary Waller
John Harney
Steve Hruby
Janet Miller
Joe Trachtenberg
Excused: Mike Prioletti
Jennifer Mitchell
Unexcused:
ALSO PRESENT: Jacob LaRow, Manger Housing & Grant Development CHS
Hilary Halford, Sr. Grants Coordinator - CHS
Barbetta Hutchinson, Operations Coordinator - CHS
OTHERS PRESENT: Michael Puchalla, H.E.L.P.
Mary Waller called the meeting to order at 8:30 a.m.
Steve Hruby motioned to approve the agenda, John Harney seconded and the group voted 4-0 to
approve.
Mary Waller suggested that the Habitat information be moved to the regular AHAC Agenda for the
upcoming February 7th meeting and this meeting be dedicated to review of the revenue sources report
that is going to the full AHAC on February 7th.
John Harney suggested that the report be condensed into a one-page summary. Jake LaRow told the
group that after the sub-committee approves the report it will be taken to the full AHAC on February 7th.
In the meantime, staff has been preparing an executive summary to be presented at the BCC meeting on
February 22nd. The executive summary will include recommendations from the AHAC along with a larger
scope of affordable housing issues. This item will be as a replacement for the Housing workshop that
was originally requested by the AHAC. Susan Golden asked if there was any way they could get the item
designated as a “time certain” item since it is of such great interest to organizations and constituents
throughout the county. Jake said he would check into doing that. The question was asked what
happens if the AHAC disagrees with the executive summary that staff is writing. Jake will check into that
issue and have an answer at the meeting on February 7th.
The report was reviewed item by item. Changes were requested as follows:
• General Funds – The .5% will remain in the report, but staff was asked to determine what
percentage of the total budget was designated from their total budgets and be discussed at the
regular AHAC meeting on February 7th.
• One cent sales tax – Include the word “workforce” before housing and included any extensions
of the tax that may be extended.
• Housing Linkage Fees – Remove the phrase “Regardless of the final nexus recommendations”.
• Add “AHAC Recommends” to each point.
• Tourist Development – add a nexus study should be done.
• Proceeds from Government Owned Property – Change to: All net proceeds as required by FL
statute 125.379 from the sale of County owned property is required to be paced in the HTF
fund. Include government owned employee housing to the list.
• Change the statement regarding Community Land Trust statement to make it more generic to
include other entities.
• Add 108 loans at the bottom.
• Change the format to the most important recommendations at the top.
Staff will make the corrections as stated. Steve Hruby motioned to take the new version to the regular
AHAC meeting on February 7th. Litha seconded and the group voted 4-0 in favor.
There was a suggestion to develop an affordable housing coalition between bordering counties.
Joe Trachtenberg suggested that impact fees be waived as long as conditions are in effect to provide
affordable housing and interest on impact fees should be waived as well.
Litha Berger brought an article from Florida Weekly to share with the group about affordable housing
and said it was an excellent article.
Michael Puchalla said Allegra development with 160 units for senior housing should be breaking ground
on March 3rd.
Several members have spoken or will be speaking at civic events about the need of affordable housing.
Joe Trachtenberg wrote a commentary for a group, a letter to the Naples Daily News that should be
published soon and will be speaking to the League of Women Voters. Mary Waller and Jake LaRow will
be giving a presentation to the Board of Realtors on February 21st . Steve Hruby will be addressing
Leadership Collier on February 15th.
Litha motioned to adjourn the meeting, John seconded and the group votes 6-0 in approval. The
meeting was adjourned at 11:50 a.m.
NEXT MEETING: THE NEXT MEETING WILL BE HELD FEBRUARY 7, 2022, IMMEDIATELY FOLLOWING THE AHAC MEETING.
Location: Training Room located in Building B, 3303 Tamiami Trail East, Naples, Florida
COLLIER COUNTY AFFORDABLE HOUSING ADVISORY
TRUST FUND SUB-COMMITTEE
_________________________________
Mary Waller, Chairman
The foregoing Minutes were approved by Committee Chair on ______________________, 2022, “as
submitted” [__] OR “as amended” [__].