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Agenda 02/22/2022 Item #16D1 (2 SHIP Mortgage Satisfactions)02/22/2022 EXECUTIVE SUMMARY Recommendation to approve and authorize the chairman to sign two (2) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $52,290.33 and authorize the associated Budget Amendment to appropriate repayment amount totaling $52,290.33. (SHIP Grant Fund 791) OBJECTIVE: To support the affordability of housing in Collier County through State Housing Initiatives Partnership (SHIP) down payment and emergency repair and/or rehabilitation assistance programs. CONSIDERATIONS: SHIP, a state affordable housing program, offers assistance to first -time homebuyers for use toward a portion of the required down payment and emergency repairs to the newly acquired home, and rehabilitation assistance to homeowners for rehabilitation to their homesteaded property. As a condition of award, the homeowner must repay the assistance provided upon sale, refinance, or loss of homestead exemption. The following table provides details regarding the associated mortgages that have been repaid in full. As such, satisfactions of mortgage are required. File # Name Reason for Payoff Public Record Mortgage Amount Payoff Amount 09-242 Ariel Ramos and Dunia Garcia Ramirez 1st Mortgage Refinance OR 4565/2816 $3,000 $3,000 15-008 Nancy I. Raziel Home Sale OR 5370/PG 743 OR 5999/PG 673 $49,290.33 $49,290.33 Total $52,290.33 $52,290.33 Approval of these items will authorize the Chairperson to sign the aforementioned mortgage satisfactions and the executed documents shall be recorded in the Public Records of Collier County, Florida. FISCAL IMPACT: The repaid amount of $52,290.33 satisfies the payoffs. The repayments are considered program income and have been deposited in SHIP Grant Fund (791), Project 33759. Deposited funds will be used for SHIP eligible activities. The Budget Amendment recognizes $52,290.33 in program income, of which five percent (5%) will be used as administrative funds. The recording fees of $10 have been paid by the homeowners. LEGAL CONSIDERATIONS: This item is approved for form and legality and required a majority vote for Board approval.- JAB GROWTH MANAGEMENT IMPACT: There is no Growth Management impact. RECOMMENDATION: To approve and authorize the chairman to sign two (2) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $52,290.33 and approve the associated Budget Amendment to appropriate repayment amounts totaling $52,290.33. (SHIP Grant Fund 791) Prepared By: Lisa N. Carr, Senior Grants Coordinator, Community and Human Services Division 16.D.1 Packet Pg. 923 02/22/2022 ATTACHMENT(S) 1. Ramos-SOM (PDF) 2. Raziel-SOM (PDF) 3. Backup Docs-Ramos (PDF) 4. Backup Docs-Raziel (PDF) 5. SAP $52,290.33 02.22.22 (PDF) 16.D.1 Packet Pg. 924 02/22/2022 COLLIER COUNTY Board of County Commissioners Item Number: 16.D.1 Doc ID: 21117 Item Summary: Recommendation to approve and authorize the chairman to sign two (2) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $52,290.33 and authorize the associated Budget Amendment to appropriate repayment amount totaling $52,290.33. (SHIP Grant Fund 791) Meeting Date: 02/22/2022 Prepared by: Title: Grants Coordinator – Community & Human Services Name: Lisa Carr 01/18/2022 5:32 PM Submitted by: Title: Manager - Federal/State Grants Operation – Community & Human Services Name: Kristi Sonntag 01/18/2022 5:32 PM Approved By: Review: Community & Human Services Leslie Davis Additional Reviewer Completed 01/19/2022 10:27 AM Community & Human Services Kristi Sonntag CHS Review Completed 01/24/2022 3:56 PM Community & Human Services Jacob LaRow Additional Reviewer Completed 01/25/2022 8:00 AM Community & Human Services Maggie Lopez Additional Reviewer Completed 01/26/2022 2:31 PM Capital Project Planning, Impact Fees, and Program Management Gino Santabarbara Additional Reviewer Completed 01/27/2022 8:49 AM Operations & Veteran Services Kimberley Grant Additional Reviewer Completed 01/27/2022 1:00 PM Public Services Department Todd Henry Public Services Department Completed 01/27/2022 2:10 PM Grants Erica Robinson Level 2 Grants Review Completed 01/31/2022 3:39 PM County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 02/03/2022 4:48 PM County Manager's Office Dan Rodriguez PSD Department Head Completed 02/04/2022 8:11 AM Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 02/04/2022 8:25 AM County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 02/07/2022 9:15 AM Grants Therese Stanley Additional Reviewer Completed 02/07/2022 10:29 AM Growth Management Operations Support Christopher Johnson Additional Reviewer Completed 02/07/2022 12:08 PM County Manager's Office Geoffrey Willig Level 4 County Manager Review Completed 02/08/2022 11:14 AM Board of County Commissioners Geoffrey Willig Meeting Pending 02/22/2022 9:00 AM 16.D.1 Packet Pg. 925 16.D.1.a Packet Pg. 926 Attachment: Ramos-SOM (21117 : Satisfactions of Mortgage) 16.D.1.b Packet Pg. 927 Attachment: Raziel-SOM (21117 : Satisfactions of Mortgage) 16.D.1.cPacket Pg. 928Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 16.D.1.c Packet Pg. 929 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 16.D.1.c Packet Pg. 930 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 16.D.1.c Packet Pg. 931 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 16.D.1.c Packet Pg. 932 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 16.D.1.c Packet Pg. 933 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) From:LILIANA PERRY To:BardalesKarina Subject:RAMOS PAYOFF REQUEST 01-67497 Date:Friday, December 17, 2021 8:57:21 AM Attachments:image001.jpg image002.jpg RAMOS BA.pdf RAMOS COLLIER COUNTY MTG.pdf RAMOS PAYOFF REQUEST LETTER.pdf EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when opening attachments or clicking links. Please find attached request for a payoff for a mutual client. Let me know if you have any questions! Liliana Perry Post Closing – Title Assistant Members Title Agency, LLC 6810 E. Hillsborough Avenue, MTL001, Tampa, Florida 33610 Toll Fee: 800.999.5887 ext. 86214 | P: 813.622.8833 | F: (813)628-6464 www.floridamta.org The information transmitted is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any review, retransmission, dissemination or other use of this information by persons or entities other than the intended recipient(s) is unauthorized and prohibited. Any transmission of confidential and/or privileged material to persons or entities other than the intended recipient(s) shall not be construed as a waiver of any privilege or confidence. If you receive this transmission in error, please contact the sender and delete the material. 16.D.1.c Packet Pg. 934 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 6810 E. Hillsborough Ave, Tampa, FL 33610 ph. 800.999.5887 ext. 86299 I fax 813-628-6464 memberstitleprocessors@floridamta.org www.floridamta.org December 17, 2021 2800 North Horseshoe Drive, Ste. 400 Naples, Fl 34104 ATTENTION: PAYOFF DEPARTMENT FAX: (239)774-8505 Loan Number BORROWER’S AUTHORIZATION ATTACHED PLEASE FAX BACK A.S.A.P. *****PLEASE NOTE THAT THE B/A DOES INCLUDE MEMBERS TITLE***** File Number 01-67497 Seller/Owner(s): ARIEL RAMOS Property: 2748 35TH AVE NE, NAPLES, FL 34120 Good thru: 01/17/2022 Ladies and Gentlemen: Members Title Agency is handling the closing of a transaction involving the mortgage and property referenced above. This indebtedness will be paid in full at the time of closing. Please fax the payoff to the fax number above; we acknowledge your fax fee, if any. If required, the mortgagor(s) have signed below to authorize figures be provided to us and acknowledge any associated fees. It is your responsibility to verify that the loan number referenced above corresponds to a mortgage, which encumbers the above referenced property in the original mortgage amount indicated above. If there is any discrepancy, please advise immediately. The information contained in your estoppel letter will be relied upon by this Company to induce us to collect the funds you indicate are required to satisfy the mortgage. Members Title Agency is not responsible for your errors in any calculations or figures you provide to us. Your Company must execute and return to us a Satisfaction of Mortgage within thirty (30) days of your receipt of the funds. Please advise us as soon as possible of the amount required to satisfy this loan. Also, please include a daily interest or per diem for calculation purposes and the address to which we should deliver the payoff. If your mortgage requires a thirty (30) day written notice of intent to payoff, please let this request serve as your notice. Please see attached borrowers authorization under Authorization to Release Information #2 to Suncoast Credit Union and/or Members Title Agency LLC. Your prompt attention will be greatly appreciated. Sincerely, MEMBERS TITLE AGENCY, LLC Liliana Perry Title Assistant Fax 813-628-6464 Phone 813-622-8833 Email memberstitleprocessors@floridamta.org 16.D.1.c Packet Pg. 935 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 16.D.1.c Packet Pg. 936 Attachment: Backup Docs-Ramos (21117 : Satisfactions of Mortgage) 16.D.1.dPacket Pg. 937Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 938 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 939 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 940 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 941 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 942 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 943 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 944 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) From:Santiago, Brittney To:BardalesKarina Cc:Santiago, Brittney Subject:Rush Payoff Request - SHIP File # 15-008R - 2926 46th Street Southwest, Naples, FL 34116 Date:Wednesday, December 29, 2021 11:18:56 AM Attachments:image272695.png image061746.png image640266.png Ship File # 15-008R Nancy Raziel - Payoff Request and Authorization.pdf Importance:High EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when opening attachments or clicking links. Good Morning, Please see the attached payoff request and signed authorization with respect to the above referenced loan/property. This is pertaining to a home sale. We are hoping to receive this payoff no later than tomorrow, if possible, as closing will be next week. Please let me know if you need anything further to process this request. Thank you so much in advance! Brittney Brittney Santiago Real Estate Paralegal​ (941) 893-4011 bsantiago@williamsparker.com 200 South Orange Avenue Sarasota, FL 34236 COVID-19 UPDATE: The health and safety of our employees, clients, and the community is paramount. As such, Williams Parker has incorporated new protocols for operations and in-office meetings during this time. For the latest updates, please call (941) 366- 4800. ​ ​PRIVACY: This email and any files transmitted with it are PRIVATE, meant only for the intended recipient, and may be subject to attorney-client privilege or attorney work product. If you have received this message in error, please notify the sender immediately and do not read, copy, print, or use it, and do not disclose it to others. Please note: If you are located outside the United States, please do not transmit personal information in response to this email or through other electronic communication to Williams Parker until you are in the United States and in a safe transmission manner. Thank you. 16.D.1.d Packet Pg. 945 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.d Packet Pg. 946 Attachment: Backup Docs-Raziel (21117 : Satisfactions of Mortgage) 16.D.1.fPacket Pg. 947Attachment: SAP $52,290.33 02.22.22 (21117 : Satisfactions of Mortgage)