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Agenda 01/11/2022 Item #16D 3 (3 Mortgage Satisfactions for SHIP Grant Fund)01/11/2022 EXECUTIVE SUMMARY Recommendation to approve and authorize the chairperson to sign three (3) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $63,000 and approve the associated Budget Amendments to appropriate repayment amounts totaling $63,000 within SHIP Grant Fund (791). OBJECTIVE: To support the affordability of housing in Collier County through State Housing Initiatives Partnership (SHIP) down payment and emergency repair and/or rehabilitation assistance programs. CONSIDERATIONS: SHIP, a state affordable housing program, offers assistance to first -time homebuyers for use toward a portion of the required down payment and emergency repairs to the newly acquired home, and rehabilitation assistance to homeowners for rehabilitation to their homesteaded property. As a condition of award, the homeowner must repay the assistance provided upon sale, refinance, or loss of homestead exemption. The following table provides details regarding the associated mortgages that have been repaid in full. As such, satisfactions of mortgage are required. File # Name Public Record Mortgage Amount Payoff Amount 15-061 Kristen Butler OR 5427/PG 2855 $25,000 $25,000 12-002 Sittalys Deinys Bravo and Mario Deinys OR 4948/PG 3085 18,000 $18,000 06-012 Reidel Serrano OR 5404/1645 20,000 $20,000 Total $63,000 $63,000 Approval of these items will authorize the Chairperson to sign the aforementioned mortgage satisfactions and the executed documents shall be recorded in the Public Records of Collier County, Florida. FISCAL IMPACT: The repaid amount of $63,000 satisfies the payoff amounts. These repayments are considered program income and have been deposited in SHIP Grant Fund (791), Project 33759. Deposited funds will be used for SHIP eligible activities. The Budget Amendment recognizes $63,000 in program income, of which five percent (5%) will be used as Administrative funds. Recording fees of $10 have been paid by homeowners Butler, Deinys, and Serrano. LEGAL CONSIDERATIONS: This item is approved for form and legality and required a majority vote for Board approval. -JAB GROWTH MANAGEMENT IMPACT: There is no Growth Management impact. RECOMMENDATION: To approve and authorize the chairperson to sign three (3) mortgage satisfaction for the State Housing Initiatives Partnership loan program in the amount of $63,000 and approve the associated Budget Amendments to appropriate repayment amounts totaling $63,000 within SHIP Grant Fund (791). Prepared By: Karina Bardales, Grants Support Specialist, Community & Human Services Division 16.D.3 Packet Pg. 474 01/11/2022 ATTACHMENT(S) 1. Backup Docs Butler (PDF) 2. Backup Docs Deinys (PDF) 3. Backup Docs Serrano (PDF) 4. SHIP SOM (PDF) 5. SAP $63,000 01.11.22 (PDF) 16.D.3 Packet Pg. 475 01/11/2022 COLLIER COUNTY Board of County Commissioners Item Number: 16.D.3 Doc ID: 20727 Item Summary: Recommendation to approve and authorize the chairperson to sign three (3) mortgage satisfactions for the State Housing Initiatives Partnership loan program in the amount of $63,000 and approve the associated Budget Amendments to appropriate repayment amounts totaling $63,000 within SHIP Grant Fund (791). Meeting Date: 01/11/2022 Prepared by: Title: – Community & Human Services Name: Karina Bardales 11/30/2021 3:52 PM Submitted by: Title: Manager - Federal/State Grants Operation – Community & Human Services Name: Kristi Sonntag 11/30/2021 3:52 PM Approved By: Review: Community & Human Services Leslie Davis Additional Reviewer Completed 12/01/2021 10:52 AM Community & Human Services Maggie Lopez Additional Reviewer Completed 12/07/2021 8:49 AM Community & Human Services Karina Bardales CHS Review Skipped 12/07/2021 8:54 AM Community & Human Services Lisa Carr Additional Reviewer Completed 12/07/2021 10:15 AM Community & Human Services Jacob LaRow Additional Reviewer Completed 12/07/2021 11:24 AM Capital Project Planning, Impact Fees, and Program Management Gino Santabarbara Additional Reviewer Completed 12/13/2021 8:45 AM Operations & Veteran Services Kimberley Grant Additional Reviewer Completed 12/13/2021 1:38 PM Public Services Department Todd Henry Public Services Department Completed 12/13/2021 3:09 PM Public Services Department Dan Rodriguez PSD Department Head Completed 12/14/2021 4:16 PM Grants Erica Robinson Level 2 Grants Review Completed 12/15/2021 9:25 AM County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 12/22/2021 11:46 AM Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 12/22/2021 11:49 AM County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 12/22/2021 1:08 PM Growth Management Operations Support Christopher Johnson Additional Reviewer Completed 12/23/2021 11:18 AM Grants Therese Stanley Additional Reviewer Completed 01/04/2022 9:05 AM County Manager's Office Geoffrey Willig Level 4 County Manager Review Completed 01/04/2022 10:03 AM 16.D.3 Packet Pg. 476 01/11/2022 Board of County Commissioners Geoffrey Willig Meeting Pending 01/11/2022 9:00 AM 16.D.3 Packet Pg. 477 16.D.3.a Packet Pg. 478 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 16.D.3.a Packet Pg. 479 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 16.D.3.a Packet Pg. 480 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 16.D.3.a Packet Pg. 481 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 16.D.3.a Packet Pg. 482 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 1 BardalesKarina From:Francesca Sorensen <fsorensen@lawfirmnaples.com> Sent:Monday, November 1, 2021 12:25 PM To:CarrLisa Cc:Taylor McGinn Subject:RE: Payoff Request - 1701 Courtyard Way #A-203, Naples, FL 34112 Attachments:1631146.pdf EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when  opening attachments or clicking links.  Good afternoon Ms. Carr,    I was provide your contact information by Kristen Butler. Our firm is handling a real estate sale for Ms. Butler and we’re  requesting a payoff of her Collier SHIP loan. Please provide a payoff and close for the sale of the below referenced  property good through November 19, 2021 for the following account:    Acct Holders & Last 4 SSN:           Kristen Butler (4960)  Property Address:                          1701 Courtyard Way #A‐203, Naples, FL 34112  Closing Date:                                  11/12/2021    Attached is our client’s signed information form. Authorization for our firm to obtain the payoff is on the 2nd and 3rd  pages of the attachment.     Should you have any questions regarding this matter, please do not hesitate to contact me directly at 239‐325‐5589.     Thank you,    Francesca Sorensen  Real Estate Processor  9045 Strada Stell Court, Suite 400  Naples, FL 34109  Office:  239.325.4070  Fax:  239.325.4080  FSorensen@lawfirmnaples.com  www.lawfirmnaples.com     Woods, Weidenmiller, Michetti & Rudnick, LLP (WWMR) does not send nor receive wire instructions via unsecured  email without confirming information via reciprocating telephone calls or direct person to person contact.  Under no  circumstances should you send any funds to any party without first calling WWMR at 239‐325‐4070 and verifying the  accuracy of wire instructions provided to you.  Thank you for your patience and understanding as we make every  effort we can to protect your interests.    The information contained in this transmission may be attorney/client privileged and confidential. It is intended only for the use of the individual or  entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or  16.D.3.a Packet Pg. 483 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 2 copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by e‐mail or by  telephone collect at 239.325.4070 and delete the original message. Thank you.   Please consider the environment before printing this e‐mail.    From: Francesca Sorensen   Sent: October 29, 2021 10:05 AM  To: CollierCountySHIP@colliergov.net  Cc: Taylor McGinn <tmcginn@lawfirmnaples.com>  Subject: RE: Payoff Request ‐ 1701 Courtyard Way #A‐203, Naples, FL 34112    Good morning,     I’m following up on my e‐mail below requesting a payoff for our client’s SHIP loan. Please let me know if you need  anything else in order to process.    Please provide a payoff and close for the sale of the below referenced property good through November 19, 2021 for  the following account:    Acct Holders & Last 4 SSN:           Kristen Butler (4960)  Property Address:                          1701 Courtyard Way #A‐203, Naples, FL 34112  Closing Date:                                  11/12/2021    Attached is our client’s signed information form. Authorization for our firm to obtain the payoff is on the 2nd and 3rd  pages of the attachment.     Should you have any questions regarding this matter, please do not hesitate to contact me directly at 239‐325‐5589.     Thank you,    Francesca Sorensen  Real Estate Processor  9045 Strada Stell Court, Suite 400  Naples, FL 34109  Office:  239.325.4070  Fax:  239.325.4080  FSorensen@lawfirmnaples.com  www.lawfirmnaples.com     Woods, Weidenmiller, Michetti & Rudnick, LLP (WWMR) does not send nor receive wire instructions via unsecured  email without confirming information via reciprocating telephone calls or direct person to person contact.  Under no  circumstances should you send any funds to any party without first calling WWMR at 239‐325‐4070 and verifying the  accuracy of wire instructions provided to you.  Thank you for your patience and understanding as we make every  effort we can to protect your interests.    The information contained in this transmission may be attorney/client privileged and confidential. It is intended only for the use of the individual or  entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or  copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by e‐mail or by  telephone collect at 239.325.4070 and delete the original message. Thank you.   Please consider the environment before printing this e‐mail.  16.D.3.a Packet Pg. 484 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 3   From: Francesca Sorensen   Sent: October 22, 2021 10:54 AM  To: 'CollierCountySHIP@colliergov.net' <CollierCountySHIP@colliergov.net>  Cc: Taylor McGinn <tmcginn@lawfirmnaples.com>  Subject: Payoff Request ‐ 1701 Courtyard Way #A‐203, Naples, FL 34112    Good morning,     Please provide a payoff and close for the sale of the below referenced property good through November 19, 2021 for  the following account:    Acct Holders & Last 4 SSN:           Kristen Butler (4960)  Property Address:                          1701 Courtyard Way #A‐203, Naples, FL 34112  Closing Date:                                  11/12/2021    Attached is our client’s signed information form. Authorization for our firm to obtain the payoff is on the 2nd and 3rd  pages of the attachment.     Should you have any questions regarding this matter, please do not hesitate to contact me directly at 239‐325‐5589.     Thank you,    Francesca Sorensen  Real Estate Processor  9045 Strada Stell Court, Suite 400  Naples, FL 34109  Office:  239.325.4070  Fax:  239.325.4080  FSorensen@lawfirmnaples.com  www.lawfirmnaples.com     Woods, Weidenmiller, Michetti & Rudnick, LLP (WWMR) does not send nor receive wire instructions via unsecured  email without confirming information via reciprocating telephone calls or direct person to person contact.  Under no  circumstances should you send any funds to any party without first calling WWMR at 239‐325‐4070 and verifying the  accuracy of wire instructions provided to you.  Thank you for your patience and understanding as we make every  effort we can to protect your interests.    The information contained in this transmission may be attorney/client privileged and confidential. It is intended only for the use of the individual or  entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or  copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by e‐mail or by  telephone collect at 239.325.4070 and delete the original message. Thank you.   Please consider the environment before printing this e‐mail.    16.D.3.a Packet Pg. 485 Attachment: Backup Docs Butler (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 486 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 487 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 488 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 489 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 490 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 491 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 492 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 493 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 494 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 495 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 496 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 497 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) 16.D.3.b Packet Pg. 498 Attachment: Backup Docs Deinys (20727 : SHIP Satisfaction of Mortgages) November 1, 2021 Danielle Hull Rocket Mortgage, LLC 1050 Woodward Ave. Detroit, MI 48226 (313)373-3675 Re: Payoff Letter: Reidel Serrano 2715 53rd Terr. SW Naples, FL 34116 File #16-012 Mortgage Type Date Recorded OR Book/Page Amount Collier County SHIP Second Mortgage Payoff 6/12/2017 5404/1645 $20,000.00 Total Amount Due $20,000.00 No payment will be required until the property is sold, transferred, refinanced, no longer Homesteaded, or is no longer the primary residence of the homebuyer. At that time the balance of the loan is due and payable. No per diem amount required. Please include with payoff an additional $10.00 for the recording fee. Please pay with credit card at: https://magic.collectorsolutions.com/magic-ui/onetimepayment/cchs Or Payment should be made to “Collier County Board of County Commissioners” and delivered to: Community & Human Services Division Attn: SHIP Payoff 3339 E. Tamiami Trail, Suite 211 Naples, FL 34112 Sincerely, Lisa N. Carr Lisa N. Carr Senior Grants Coordinator Community and Human Services Making Our Community Stronger; One life, One Home, One Project a Time lisa.carr@colliercountyfl.gov (New Email Address) 16.D.3.c Packet Pg. 499 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 500 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 501 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 502 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 503 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 504 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 505 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 506 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 1 BardalesKarina From:Hull, Danielle <DanielleHull@rocketmortgage.com> Sent:Wednesday, October 27, 2021 3:24 PM To:CarrLisa Subject:3488766865 Serrano, Reidel, Payoff Request Attachments:Image.pdf EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender and use extreme caution when  opening attachments or clicking links.  Hello,    Please see the attached payoff request documents. Please let me know if you have any questions!    Thank you,              Danielle Hull President’s Club Vendor Specialist Direct: (313) 373-3675 Fax: (855) 879-2299                             16.D.3.c Packet Pg. 507 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 508 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 509 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 510 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.c Packet Pg. 511 Attachment: Backup Docs Serrano (20727 : SHIP Satisfaction of Mortgages) 16.D.3.dPacket Pg. 512Attachment: SHIP SOM (20727 : SHIP Satisfaction of Mortgages) 16.D.3.dPacket Pg. 513Attachment: SHIP SOM (20727 : SHIP Satisfaction of Mortgages) 16.D.3.dPacket Pg. 514Attachment: SHIP SOM (20727 : SHIP Satisfaction of Mortgages)   16.D.3.fPacket Pg. 515Attachment: SAP $63,000 01.11.22 (20727 : SHIP Satisfaction of Mortgages)