Loading...
IWSD Basic Financial Statements 2019/2020 IMMOKALEE WATER&SEWER DISTRICT BASIC FINANCIAL STATEMENTS AND SUPPLEMENTARY INFORMATION TOGETHER WITH ADDITIONAL REPORTS YEARS ENDED SEPTEMBER 30,2020 AND 2019 TABLE OF CONTENTS Page(s) INDEPENDENT AUDITOR'S REPORT 1-4 MANAGEMENT'S DISCUSSION AND ANALYSIS(MD&A) I-VIII BASIC FINANCIAL STATEMENTS Statements of Net Position 5 Statements of Revenues,Expenses,and Changes in Net Position 6 Statements of Cash Flows 7 Notes to the Financial Statements 8-34 REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MD&A Schedule of Revenues,Expenses and Changes in Net Position-Budget (Non-GAAP Budgetary Basis)and Actual with Reconciliation to GAAP Basis-Year Ended September 30,2020 35-40 Schedule of Expenditures of Federal Awards- Year Ended September 30,2020 41 Notes to the Schedule of Expenditures of Federal Awards .................... 42 ADDITIONAL REPORTS Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Basic Financial Statements Performed in Accordance with Government Auditing Standards 43-44 Independent Auditor's Report on Compliance for Each Major Program/Project and on Internal Control Over Compliance Required by the Uniform Guidance 45-47 Schedule of Findings and Questioned Costs-Federal Awards 48-50 Independent Accountant's Report on Compliance with Section 218.415, Florida Statutes 51 Independent Auditor's Report to Management 52-55 Management's Response to the Independent Auditor's Report to Management Exhibit 1 Impact Fee Affidavit Exhibit 2 TuscAN Affiliations & �yFlorida Institute of Certified Public Accountants American Company, r A Institute of Certified Public Accountants Private Companies Practice Section Certified Public Accountants&Consultants Tax Division INDEPENDENT AUDITOR'S REPORT Board of Commissioners Immokalee Water& Sewer District 1020 Sanitation Road Immokalee,Florida 34142 Report on the Financial Statements We have audited the accompanying basic financial statements of the business-type activities of Immokalee Water& Sewer District(an independent special district)(the "District")as of and for the years ended September 30,2020 and 2019, and the related notes to the financial statements, which collectively comprise the District's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America;this includes the design,implementation,and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement,whether due to fraud or error. Auditor's Responsibility Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment,including the assessment of the risks of material misstatement of the financial statements,whether due to fraud or error. In making those risk assessments,the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances,but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, INTEGRITY SERVICE EXPERIENCE E 12621 World Plaza Lane, Building 55 • Fort Myers, FL 33907 • Phone: (239) 333-2090 • Fax: (239)333-2097 Board of Commissioners Immokalee Water&Sewer District Page 2 we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management,as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Opinion In our opinion,the financial statements referred to above present fairly, in all material respects,the respective financial position of the business-type activities of Immokalee Water& Sewer District as of September 30,2020 and 2019,and the respective changes in financial position and cash flows thereof,for the years then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter During the fiscal year ended September 30,2019,the District levied a special assessment of $496,731 on system users benefiting from system improvements on State Road 29. The District did not record the transaction in the prior year. For the year ended September 30,2020,the District reported a restatement of net position of$496,731 as a result of this correction of an error(see Note N). The District utilizes a third party billing company which generates billing reports based on rate inputs.During the year ended September 30,2019,an input error was made which resulted in the incorrect billing of commercial accounts.As such,during the year ended September 30, 2020,the District reported a restatement of the 2019 ending net position of$182,138 as a result of this correction of an error. The auditor's opinion was not modified with respect to this restatement. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis on pages I-VIII be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic,or historical context. We have applied certain limited procedures to the required supplementary information-management's discussion and analysis(MD&A)in accordance with auditing standards generally accepted in the United States of America,which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries,the basic financial statements,and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the required supplementary information-management's discussion and analysis(MD&A)because the limited procedures do not provide us with sufficient Board of Commissioners Immokalee Water& Sewer District Page 3 evidence to express an opinion or provide any assurance. Other Required Supplementary Information Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise Immokalee Water& Sewer District's basic financial statements. The required supplementary information other than MD&A-budgetary comparison information- Schedule of Revenues,Expenses and Changes in Net Position-Budget(Non-GAAP Budgetary Basis)and Actual with Reconciliation to GAAP Basis-year ended September 30,2020 is presented for purposes of additional analysis and is not a required part of the basic financial statements.The required supplementary information other than MD&A-budgetary comparison information- Schedule of Revenues,Expenses and Changes in Net Position-Budget(Non-GAAP Budgetary Basis)and Actual with Reconciliation to GAAP Basis-year ended September 30, 2020 is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves,and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion,the required supplementary information other than MD&A budgetary comparison information-Schedule of Revenues,Expenses and Changes in Net Position-Budget(Non-GAAP Budgetary Basis)and Actual with Reconciliation to GAAP Basis-year ended September 30,2020 is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Our audit was conducted for the purpose of forming an opinion on the financial statements of Immokalee Water&Sewer District that collectively comprise the Immokalee Water&Sewer District's basic financial statements. The accompanying Schedule of Expenditures of Federal Awards for the year ended September 30,2020 as required by the Title 2 U.S.Code of Federal Regulations(CFR)Part 200, "Uniform Administrative Requirements,Cost Principles,and Audit Requirements for Federal Awards" is presented for purposes of additional analysis and is not a required part of the financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. Such information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures,including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves,and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion,the accompanying Schedule of Expenditures of Federal Awards for the year ended September 30,2020 is fairly stated, in all material respects,in relation to the basic financial statements as a whole. Board of Commissioners Immokalee Water& Sewer District Page 4 Other Information Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the District's basic financial statements. The Exhibit 1 -Management's Response to Independent Auditor's Report to Management is not a required part of the basic financial statements but are required by Government Auditing Standards and Rules of the Auditor General. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and,accordingly,we do not express an opinion or provide any assurance on it. Other Reporting Required by Section 218.415,Florida Statutes In accordance with Section 218.415,Florida Statutes,we have also issued a report dated May 19, 2021,on our consideration of Immokalee Water&Sewer District's compliance with provisions of Section 218.415,Florida Statutes. The purpose of that report is to describe the scope of our testing of compliance and the results of that testing,and to provide an opinion on compliance with the aforementioned Statute. That report is an integral part of an audit performed in accordance with Sections 218.39 and 218.415,Florida Statutes in considering Immokalee Water& Sewer District's compliance with Section 218.415,Florida Statutes. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards,we have also issued our report dated May 19, 2021,on our consideration of the District's internal control over financial reporting and on our tests of its compliance with certain provisions of laws,regulations,contract and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing,and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the District's internal control over financial reporting and compliance. /../Wite4) P TUSCAN&COMPANY,P.A. Fort Myers,Florida May 19,2021 MANAGEMENT'S DISCUSSION AND ANALYSIS (MD&A) IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 The management of the Immokalee Water& Sewer District offers readers of our financial statements the following narrative overview and analysis of our financial activities for the year ended September 30, 2020. Basic Financial Statements Our basic financial statements are prepared using proprietary fund (enterprise fund) accounting that uses the same basis of accounting as private-sector business enterprises. The District is operated under one enterprise fund. Under this method of accounting, an economic resources measurement focus and an accrual basis of accounting is used. Revenue is recorded when earned and expenses are recorded when incurred. The basic financial statements include a statement of net position, a statement of revenues, expenses and changes in net position, a statement of cash flows, and a reconciliation of operating profit (loss) to net cash provided by operating activities. These financial statements are followed by notes to the financial statements. In addition to the basic financial statements, this report also contains required supplementary information pertaining to budgetary reconciliations. The statement of net position presents information on the District's assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the District is improving or deteriorating. The statement of revenues, expenses, and changes in net position reports the operating revenues and expenses and nonoperating revenues and expenses of the District for the fiscal year. The difference, the net income or loss, is combined with any capital grants to determine the increase or decrease in net position for the fiscal year. The increase or decrease, combined with the net position at the end of the previous year, total to the net position at the end of the current fiscal year. The statement of cash flows reports cash and cash equivalent activities for the fiscal year resulting from operating activities, capital and related financing activities, noncapital and related financing activities and investing activities. The net result of these activities added to the beginning of the year cash balance, total to the cash and cash equivalent balance at the end of the current fiscal year. MDAI IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 Condensed Financial Statement Condensed financial information from the statements of net position and revenues,expenses and changes in net position for the years ended September 30,2020 and 2019 are as follows: September 30, 2020 2019 Current and other assets $ 19,162,962 $ 18,283,197 Capital assets,net 57,509,486 57,690,948 Total asscts $ 76,672,448 $ 75,974,145 Current liabilities $ 3,526,538 $ 3,970,846 Long-term liabilities 31,071,201 31,846,733 Total liabilities 34,597,739 35,817,579 Net position: Net Investment in capital assets 25,758,542 25,012,497 Restricted 3,321,903 2,182,580 Unrestricted 12,994,264 12,961,489 Total net position 42,074,709 40,156,566 Total liabilities and net position $ 76,672,448 $ 75,974,145 Operating revenue: Water service $ 3,954,033 $ 3,730,396 Wastewater service 5,578,513 5,313,841 Meter service charges 790,679 748,565 Late fees 71,125 74,960 Reconnection/transfer fee 99,205 107,280 Miscellaneous revenue 135,117 110,627 Cross connection control fees 363,676 354,170 Total operating revenues 10,992,348 10,439,839 Operating expenses: Water treatment and distribution expense 1,998,670 1,900,862 Wastewater treatment expense 1,851,581 1,858,641 Wastewater collection expense 801,188 718,038 Customer service and administrative expense 2,040,490 1,648,632 Maintenance 481,130 451,254 Total operating expenses,excluding depreciation 7,173,059 6,577,427 Depreciation 2,184,329 1,875,143 Total operating expenses,including depreciation 9,357,388 8',452,570 Operating profit(loss) 1,634,960 1,987,269 Net nonoperating revenue/(expense) (877,044) (655,574) Profit(loss)before capital grants 757,916 1,331,695 Capital grants and contributions 1,160,227 1,812,132 Increase(Decrease)in net position 1,918,143 3,143,827 Beginning of year net position 40,156,566 37,012,739 End of year net position $ 42,074,709 $ 40.156,566 (Continued) MDA II IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 The information contained in the condensed financial information table is used as the basis for the discussion presented on the following pages, surrounding the District's activities for the fiscal year ended September 30, 2020. Financial Highlights • The District completed a rate study and adopted the related rate increase of 3% per year for FY 2020-2022. Rate increases are effective on October 1, 2019, October 1, 2020 and October 1, 2021. • The District ended the year September 30, 2020, with a net position of $42,074,709 of which$25,758,542 represented the net investment in capital assets and $12,994,264 was unrestricted. The ending net position was $1,918,143 more than the net position at the beginning of the year. This was primarily the result of the implementation of the previous rate increases. • The District ended the year September 30, 2019, with a net position of $40,156,566 of which $25,012,497 represented the net investment in capital assets and $12,961,489 was unrestricted. The ending net position was $3,143,827 more than the net position at the beginning of the year. This was primarily the result of the implementation of the previous rate increases. • The District had profit before capital contributions, for the years ended September 30, 2020 and 2019 of$757,916 and$1,331,695, respectively. • The District has minimized interest expense, because of utilizing low interest bonds/loans for capital projects funded through USDA Rural Development. These interest rates range from 2.25% to 5.125%. The projects are a combination of loans and grants with the highest grant ratio to date being at 57% of the total project. The Series 2018 Bond had the lowest interest rate ever received by the District at 2.25%. • The District ended the year September 30, 2020 with cash and cash equivalents and investments of approximately $16,971,903. However, only $12,274,927 of this amount is available for operations, with the remainder of these assets being restricted for specific purposes and unavailable for the District's general use. • The District ended the year September 30, 2019 with cash and cash equivalents and investments of approximately $15,948,815. However, only $11,852,148 of this amount is available for operations, with the remainder of these assets being restricted for specific purposes and unavailable for the District's general use. • The statement of cash flows identifies the sources and uses of cash activity for the fiscal year. For fiscal year 2020, cash and cash equivalents increased by $997,575 compared to the year ended September 30, 2019. This change resulted primarily from the receipt of grant funds to fund the cost of a capital project. The servicing of the District's debt resulted in the spending of cash of nearly $1,985,956. • The statement of cash flows identifies the sources and uses of cash activity for the fiscal year. For fiscal year 2019, cash and cash equivalents increased by $2,312,620 compared to an increase of$2,035,541 for the year ended September MDA III IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 30, 2018. This change resulted primarily from the receipt of grant funds to fund the cost of a capital project. The servicing of the District's debt resulted in the spending of nearly$1,964,872. Revenue As in previous years, the wastewater service revenues make up more than half of the revenues, accounting for 51% in 2020 and 51% in 2019. Water revenue accounted for 36% in 2020 and 36% in 2019. Meter service charges, late fee charges, reconnection fees, and miscellaneous revenues also remained constant between the two years. Cross connection control fees remained at 3 % in 2020 and 2019. The District was successful in receiving an increase in the District boundaries by the Florida Legislature, during the Spring 2005 session. This change in the boundaries is expected to result in increased opportunities for new users, in future years. We will be working on a revised capital improvement plan, in conjunction with the Immokalee Master Plan,to identify the needs within the next fiscal year. Expenses Due to the significant investments the District has in capital assets, depreciation continues to be one the largest operating expenses at 23-26% of total operating expenses per year. Unlike the other expenses listed, depreciation is not a cash expense. The second largest department, by expenses, at 21% and 23% of total expenses is for wastewater treatment, which remained constant between 2020 and 2019, respectively. This department is one of the largest, with eight full time employees and one part-time employee. One of the largest expenses, excluding salaries and benefits, in this department is electric, which accounted for over $167,000 and $218,000 in expenses in 2020 and 2019, respectively. The third highest department by expenses is the water treatment and distribution department with twelve full time employees. The related expenses of 20% and 22% were 2020 and 2019,respectively. We are replacing meters that are under registering,with new Neptune auto-read meters. In addition, all new residential services are required to use the Neptune auto-read meters. This will reduce the need for additional meter readers in the water department and will improve the efficiency and accuracy of the meter reading process. 100% of the meters are now automated. The first largest department is the administration department, which consists of nine full time employees and one part-time employee. The related expenses remained constant at 22% and 19% of total expenses in 2020 and 2019, respectively. The largest expense in this department, other than salaries and benefits is engineering fees. MDA IV IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 The next largest department by expenses is the wastewater collection department, which consists of five full time employees. The related expenses remained constant at 8% in 2020 compared to 2019. The smallest department is the maintenance department, which was created in fiscal year 2004 to reduce maintenance-related expenses from third-party vendors. It consists of six full time employees. It accounts for 5% of total expenses in 2020 and 2019, respectively. Labor costs in this department, except for those relating to the supervisor, are charged to the appropriate departments,based on the maintenance projects they are working on. Wages and benefits account for 42% and 39% of the expenses in 2020 and 2019, making it the largest expense category. Depreciation expense accounts for 23% and 20%, for 2020 and 2019,respectively. The District continues to monitor costs. The District considers cost of living increases during the budget cycle and provides merit increases based upon performance evaluations. The District follows best practices for water and wastewater systems in promoting employees who meet specified criteria for certification and licensing. The District bids out contracts for major expenses, such as health insurance, property insurance, residuals management and chemicals. The District has an arrangement with Collier County Fleet Management allowing the District to access their fuel tanks, located in Immokalee, to take advantage of bulk-usage savings. General Fund Budgetary Highlights Over the course of the 2020 fiscal year, the Board of Commissioners amended the District budget. These budget amendments were done primarily to a) increase operating revenue, and to b) increase operating expenses and capital funding primarily related to the District's projects, and adjust designated funds. Original to Final Budget Variance For the fiscal year 2020 total operating revenues were increased by $410,000 more than originally budgeted, and total operating expenses, excluding depreciation expense, were decreased by over$700,000. Capital outlay—capital outlay was increased by$1,000,000. MDA V IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 Final Budget to Actual Variance For the fiscal year 2020 total operating revenue was approximately $162,000 less than budgeted. Capital Assets The District's net capital assets as of September 30, 2020 and 2019 amounted to $57,509,486 and $57,690,948 (net of accumulated depreciation), respectively. This investment in capital assets includes land, construction in progress, buildings and improvements,water and wastewater plants and systems, and machinery and equipment. Net capital asset additions included the following for the years ended September 30: 2020 2019 Construction in progress $ 1,390,104 $ 1,189,315 Buildings and improvements - 47,313 Water and wastewater plants and systems 589,848 214,364 Machinery and equipment 22,915 375,095 $ 2,002,867 $ 1,826,087 Construction in progress for 2020 was primarily for the clarifier project, Lift Station H and Master Lift Station X8 and line relocation projects. Construction in progress for 2019 was primarily for the AC Water Main and Undersized Replacement Project funded through USDA. The District primarily acquires its assets with the proceeds from federal capital grants and revenue bonds, supplemented by user fees. USDA Rural Development is the primary source of proceeds, because they offer low interest loans for capital improvements. We also received contributed capital in the form of new water and sewer infrastructure from developers. New equipment purchases and a system expansion are part of the District's capital improvement program. Capital purchases are acquired using bids, or Florida State Contract prices. MDA VI IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 Debt As of September 30, 2020, the District had $31,080,969 of revenue bonds outstanding. The total amount outstanding for these categories of debt decreased, to reflect the principal payments by the District of$901,000. As of September 30, 2019, the District had $31,981,969 of revenue bonds outstanding. The total amount outstanding for these categories of debt decreased, to reflect the principal payments by the District of$868,000. Unrestricted Net Assets As of September 30, 2020, the District had designated $10,155,999 in unrestricted net assets, as recommended by the auditor. The District designated $841,000 for emergencies, $4,138,975 for operations, $464,495 for vehicle replacement, $337,557 for capital equipment, and$4,373,972 for maintenance reserve. As of September 30, 2019, the District had designated $8,625,177 in unrestricted net assets, as recommended by their auditor. The District designated $761,000 for emergencies, $3,308,656 for operations, $527,483 for vehicle replacement, $546,416 for capital equipment, and$3,481,622 for maintenance reserve. Upcoming Significant Changes or Impacts Rate Increase: In fiscal year 2015, the District hired a rate consultant, PRMG, to determine what rate increase was needed. The Board adopted rate increases of 3% on water and for wastewater to go into effect on October 1, 2019, October 1, 2020 and October 1, 2021. Residential - There are several residential developments that are expected to impact the revenues of the District during the next fiscal year. Arrowhead PUD, which will consist of over 1,200 residential units at completion, has completed the first phase of their water and wastewater infrastructure. The Crestview Apartments Phase I & II (304 units) were completed and connected. The first and second phase of approximately 125 single-family units were also completed. Building on these homes had been delayed due to the impact of the nationwide housing market. Habitat for Humanity continues to build homes in Immokalee. In December 2006, they completed the infrastructure in the Independence Subdivision Phases II, with 167 homes. Liberty PUD, with 162 single family homes has also been connected, to our system. They have completed the work for the Faith PUD, which included an additional 175 homes; and the Kaicasa PUD, which will consist of 280 homes. MDA VII IMMOKALEE WATER& SEWER DISTRICT Required Supplementary Information Management's Discussion and Analysis September 30, 2020 Other Residential: The nearby Ave Maria University campus is expected to eventually impact Immokalee with increased demand for low cost residential homes for workers. Discussions were held in previous years with Lennar Homes regarding the possibility of 5,000 to 6,000 homes in the Serenoa subdivision, however, that did not materialize following the nationwide slump in housing prices. Barron Collier has since acquired that property, and they have not yet indicated what they plan to use the property for. Collier Enterprises has withdrawn their plans to build 400 homes near the Florida Tradeport. Commercial The EDC continues to market the Florida Tradeport, but has been unable to secure a key industry for that location. Plans were previously approved for the CCAA USDA Manufacturing Building at the airport, and that building is complete. Collier County Public Schools completed construction on the new Bethune Education Center. Collier County Parks completed the upgrade of their South Park Community Center. Immokalee continues to attract economically viable businesses within its boundaries. IWSD installed water and wastewater infrastructure to accommodate larger retail uses. Family Dollar has completed a new building on New Market Road. IWSD continues to provide water and wastewater services to the Seminole Tribe's casino and is working on an emergency interconnect agreement for the residential component of the reservation. New commercial development continues to be planned along the fringes of downtown Immokalee. Saint Matthews House replaced their Thrift Store on Main Street. First Bank built a new facility on North 15`" Street. IWSD continues to evaluate our wastewater operations. The District has just begun the rehabilitation of three clarifiers. The District continues to manufacture our own fertilizer branded "Organi Kalee" and markets to agricultural uses. The A/C and Undersized Water Lines Replacement project replace and upgraded over 50 miles of water lines within Immokalee. The cost of the project was over $20,000,000 and funded through the USDA. Request For Information This financial report is intended to provide an overview of the finances of the District for those with an interest in this organization. Questions concerning any information within this report, may be directed to the Executive Director of the District, 1020 Sanitation Road, Immokalee, Florida 34142. MDA VIII IMMOKALEE WATER& SEWER DISTRICT STATEMENTS OF NET POSITION September 30, 2020 and 2019 2020 2019 ASSETS CURRENT ASSETS Cash $ 11,138,928 $ 10,741,662 Investments -CDs 1,135,999 1,110,486 Accounts receivable, net 641,044 710,825 Other receivables 36,956 18,283 Inventory 374,786 336,700 Prepaid expenses 1,200 53,081 TOTAL CURRENT ASSETS 13,328,913 12,971,037 RESTRICTED ASSETS Cash 4,696,976 4,096,667 Grant and assessment receivables 1,137,073 1,215,493 TOTAL RESTRICTED ASSETS 5,834,049 5,312,160 CAPITAL ASSETS Capital assets not being depreciated: Land 2,645,941 2,645,941 Construction in progress 964,893 21,923,826 Capital assets being depreciated: Buildings and improvements 1,670,776 1,805,024 Water and wastewater plants and systems 86,800,068 63,726,935 Machinery and equipment 3,536,228 3,513,313 Less: Accumulated depreciation (38,108,420) (35,924,091) 57,509,486 57,690,948 TOTAL ASSETS $ 76,672,448 $ 75,974,145 The accompanying notes are an integral part of this statement. Page 5 of 55 2020 2019 LIABILITIES AND NET POSITION CURRENT LIABILITIES Accounts and contracts payable $ 840,224 $ 668,335 Other accrued expenses 130,307 129,070 Capital lease payable, current portion 43,861 43,861 TOTAL CURRENT LIABILITIES 1,014,392 841,266 CURRENT LIABILITIES (Payable from Restricted Assets) Revenue bonds payable, current portion 769,000 901,000 Loans payable- SRF, current portion 36,866 35,931 Accrued revenue bond interest 81,322 81,322 Retainage payable 178,509 747,945 Customer deposits 1,446,449 1,363,382 TOTAL CURRENT LIABILITIES (Payable from Restricted Assets) 2,512,146 3,129,580 LONG-TERM LIABILITIES Line of Credit(LOC) - - Revenue bonds payable,net of current portion 30,311,969 31,080,969 Loans payable - SRF, net of current portion 426,093 463,175 Capital lease payable, net of current portion 109,654 153,515 Bond anticipation note 53,501 - Accrued compensated absences 169,984 149,074 TOTAL LONG-TERM LIABILITIES 31,071,201 31,846,733 Commitments - - TOTAL LIABILITIES 34,597,739 35,817,579 NET POSITION Net investment in capital assets 25,758,542 25,012,497 Restricted 3,321,903 2,182,580 Unrestricted 12,994,264 12,961,489 TOTAL NET POSITION 42,074,709 40,156,566 TOTAL LIABILITIES AND NET POSITION $ 76,672,448 $ 75,974,145 IMMOKALEE WATER& SEWER DISTRICT Page 6 of 55 STATEMENTS OF REVENUES, EXPENSES AND CHANGES IN NET POSITION Years ended September 30, 2020 and 2019 2020 2019 OPERATING REVENUES Water service $ 3,954,033 $ 3,730,396 Wastewater service 5,578,513 5,313,841 Meter service charge 790,679 748,565 Late fees 71,125 74,960 Reconnect and transfer fees 99,205 107,280 Miscellaneous charges,fees and other income 135,117 110,627 Cross connection control fee 363,676 354,170 TOTAL OPERATING REVENUES 10,992,348 10,439,839 OPERATING EXPENSES Water treatment and distribution 1,998,670 1,900,862 Wastewater treatment 1,851,581 1,858,641 Wastewater collection 801,188 718,038 Customer service and administrative 2,040,490 1,648,632 Maintenance 481,130 451,254 TOTAL OPERATING EXPENSES PRIOR TO DEPRECIATION 7,173,059 6,577,427 Depreciation 2,184,329 1,875,143 TOTAL OPERATING EXPENSES 9,357,388 8,452,570 OPERATING PROFIT(LOSS) 1,634,960 1,987,269 NON-OPERATING REVENUES(EXPENSES) Interest income 144,795 149,616 Gain(loss)on disposal of fixed assets - 39,191 Interest expense (1,004,948) (1,040,450) Bad debt expense adjustment (19,370) (12,361) Covid 19 expense (33,166) - Other income including FEMA hurricane reimbursement 35,645 208,430 NET NON-OPERATING EXPENSES (877,044) (655,574) PROFIT(LOSS)BEFORE CAPITAL CONTRIBUTIONS 757,916 1,331,695 CAPITAL CONTRIBUTIONS USDA-grants 778,792 1,243,688 Customers 55,765 568,444 Developers 325,670 - TOTAL CAPITAL CONTRIBUTIONS 1,160,227 1,812,132 INCREASE(DECREASE)IN NET POSITION 1,918,143 3,143,827 NET POSITION-Beginning of the year as restated 40,156,566 37,012,739 NET POSITION-End of the year $ 42,074,709 $ 40,156,566 The accompanying notes are an integral part of this statement. IMMOKALEE WATER& SEWER DISTRICT STATEMENTS OF CASH FLOWS Years ended September 30, 2020 and 2019 2020 2019 CASH FLOWS FROM(USED IN)OPERATING ACTIVITIES: Cash received from customers $ 11,107,153 $ 10,603,364 Cash payments to suppliers and employees (6,965,228) (6,631,149) NET CASH PROVIDED BY OPERATING ACTIVITIES 4,141,925 3,972,215 CASH FLOWS FROM(USED IN)NONCAPITAL FINANCING: Other income received 32,187 33,715 Other expenses paid(Covid 19) (33,166)NET CASH PROVIDED BY(USED IN) NONCAPITAL FINANCING (979) 33,715 CASH FLOWS FROM(USED IN)CAPITAL AND RELATED FINANCING ACTIVITIES: Acquisition and construction of capital assets (2,572,303) (2,050,514) Proceeds from sale of capital assets(gain) - 39,191 Principal paid on revenue bonds (901,000) (868,000) FEMA 3,458 174,715 Principal paid on loans-SRF (36,147) (34,491) Interest paid on bonds and other obligations (1,004,948) (1,040,450) Proceeds from special assessment collections 78,420 71,513 Proceeds from bond anticipation note(BAN) 53,501 - Proceeds capital lease - 219,307 Principal paid on capital lease (43,861) (21,931) Capital contributions-USDA 778,792 1,534,421 Membership/customer/developer connection fees/assessment 381,435 143,226 NET CASH PROVIDED BY(USED IN)CAPITAL AND RELATED FINANCING ACTIVITIES (3,262,653) (1,833,013) CASH FLOWS FROM(USED IN) INVESTING ACTIVITIES: Interest earned on investments 119,282 139,703 Purchase of certificate of deposit NET CASH PROVIDED BY(USED IN) INVESTING ACTIVITIES 119,282 139,703 NET INCREASE(DECREASE)IN CASH AND CASH EQUIVALENTS 997,575 2,312,620 CASH AND CASH EQUIVALENTS- BEGINNING OF YEAR 14,838,329 12,525,709 CASH AND CASH EQUIVALENTS- END OF YEAR $ 15,835,904 $ 14,838,329 The accompanying notes are an integral part of this statement. Page 7 of 55 2020 2019 RECONCILIATION OF OPERATING PROFIT TO NET CASH PROVIDED BY OPERATING ACTIVITIES: OPERATING PROFIT(LOSS) $ 1,634,960 $ 1,987,269 Adjustments to reconcile operating profit to net cash provided by operating activities: Depreciation(non cash) 2,184,329 1,875,143 Increase(decrease)in accrued compensated absences(non cash) 20,910 21,264 (Increase)decrease in accts.receivable,net of bad debt expense 50,411 (102,128) (Increase)decrease in other receivables (18,673) (5,019) (Increase)decrease in inventory (38,086) 59,877 (Increase)decrease in prepaid expenses 51,881 (6,455) Increase(decrease)in accounts and contracts payable 171,889 39,516 Increase(decrease)in other accrued expenses 1,237 14,214 Increase(decrease)in customer deposits 83,067 88,534 TOTAL ADJUSTMENTS 2,506,965 1,984,946 NET CASH PROVIDED BY OPERATING ACTIVITIES $ 4,141,925 $ 3,972,215 IMMOKALEE WATER& SEWER DISTRICT Page 8 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Organization Immokalee Water& Sewer District(the "District") was created by Laws of Florida, (Section) Chapter 78-494 on July 5, 1978,under the provisions of Florida Statute, Chapter 153.53 and 189.031 for the purpose of providing water and sewer services to Immokalee, an unincorporated area of eastern Collier County, Florida. The District's enabling legislation was repealed, updated, reenacted, and codified by Laws of Florida, Chapter 98-495 on May 28, 1998. On July 1, 2005, Laws of Florida, Chapter 2005-298 amended Laws of Florida, Chapter 98-495 by expanding the District's boundaries. On June 10, 2015, Laws of Florida, Chapter 2015-205 amended Laws of Florida, Chapter 98-495 to provide for salaries/honorariums for elected District Board of Commissioner members up to $250 each per month. The District owns, operates,maintains and regulates its water and sewer plants and systems as an independent special district of the State of Florida. The District is governed by a seven(7) member Board of Commissioners appointed by the Governor of the State of Florida. The Board of Commissioners (the "Board") administer the District, independent from any other local governing body and serve staggered four(4)year terms. Reporting Entity Immokalee Water& Sewer District is financially independent of all other units of government. It is responsible for financing its own activities and the payment of its own debt. The Board of Commissioners (the "Board")has the responsibility to employ management that is responsible for the day-to-day operations of the District. The Board has absolute authority over all funds included in the entity. Immokalee Water& Sewer District is not a component unit of any other governmental unit. The District adheres to Statement of Governmental Accounting Standards Board (GASB) Statement No. 14, "Financial Reporting Entity", as amended by GASB Statement Number 39, "Determining Whether Certain Organizations Are Component Units" and GASB Statement No. 61, "The Financial Reporting Entity: Omnibus -An Amendment of GASB Statements No. 14 and No. 34". These Statements require the financial statements of the District (the primary government)to include its component units, if any. A component unit is a legally separate agency for which the IMMOKALEE WATER& SEWER DISTRICT Page 9 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Reporting Entity, continued primary government is financially accountable or organizations whose exclusion would cause the financial statements to be misleading because of the nature and significance of their relationship with the primary government. Financial accountability is determined by the primary government's ability to appoint the voting majority of the District's board, impose its will on the organization,the existence of a financial benefit/burden relationship or fiscal dependency. Based on this criteria,there are no component units included or required to be included in the District's financial statements. The Immokalee Water& Sewer District adheres to the requirements of Governmental Accounting Standards Board Statement Number 33 "Accounting and Financial Reporting for Non-Exchange Transactions." As such, capital related grant revenue is recorded as non-operating revenue and is reflected on the Statements of Revenues, Expenses and Changes in Net Position. The following is a summary of the significant accounting polices used in the preparation of these financial statements: The District adheres to the requirements of Governmental Accounting Standards Board Statement Number 34, "Basic Financial Statement and Management's Discussion and Analysis for State and Local Governments" (GASB 34). The government-wide financial statements along with the notes to the financial statements and the RSI, as noted below comprise the basic financial statements. The basic financial statements of the District are comprised of the following: -Government-wide financial statements -Notes to the financial statements -Required supplementary information other than MD&A IMMOKALEE WATER& SEWER DISTRICT Page 10 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Government-Wide Financial Statements The government-wide financial statements (i.e., the Statements of Net Position and the Statements of Revenues, Expenses and Changes in Net Position) report information on all of the activities of the District and do not emphasize fund types. These business-type activities comprise the primary government. Business-type activities rely on user fees and charges to support its activities rather than taxes and intergovernmental revenues. The purpose of the government-wide financial statements is to allow the user to be able to determine if the District is in a better or worse financial position than the prior year. The District uses only one fund. Government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement Number 33 "Accounting and Financial Reporting for Nonexchange Transactions." Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as expenditures. Proceeds of long-term debt are recorded as liabilities in the government-wide financial statements, rather than as other financing sources. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability in the government-wide financial statements, rather than as expenditures. The Statements of Revenues, Expenses and Changes in Net Position demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase,use or directly benefit from goods, services, or privileges provided by a given function and 2) grants and contributions that are restricted to meeting the operational or capital improvements of a particular function. IMMOKALEE WATER& SEWER DISTRICT Page 11 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Government-Wide Financial Statements, continued Operating revenues are considered to be revenues generated by services performed and/or by fees charged such as water and sewer usage, connection, inspection fees and flow testing. Budgetary Information As required,the District uses only one fund to account for its activities and,therefore, it is considered a major fund. The District has elected to report budgetary comparison of its major fund as required supplementary information(RSI). Fund Accounting The District's financial practices are based upon fund accounting concepts. A fund is defined as a fiscal and accounting entity with a self-balancing set of accounts, recording cash and other financial resources, together with all related liabilities and net assets (fund equity balances) and changes therein. The accompanying financial statements reflect Business -Type Activities and are classified as a single Proprietary Fund Type -Enterprise Fund. This fund accounts for the cost of services provided by the District as well as the revenues earned by the District. Business -Type Activities - Proprietary Fund Type Enterprise Fund-An enterprise fund is used to account for operations (1)that are financed and operated in a manner similar to private business enterprises where the intent of the governing body is that the costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or(2)where the governing body has decided that periodic determination of revenues earned, expenses incurred, and/or net income is appropriate for capital maintenance,public policy,management control, accountability, or other purposes. IMMOKALEE WATER& SEWER DISTRICT Page 12 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Measurement Focus Proprietary funds are accounted for on a flow of economic resources measurement focus. With this measurement focus, assets and liabilities associated with the operation of these funds are included on the statements of net position. Proprietary fund-type operating statements present increases (i.e. revenues) and decreases (i.e. expenses) in total net position. Operating revenues and expenses result from providing water distribution as well as wastewater collection and treatment to members within the District's boundaries. Generally, other revenues and expenses are treated as non-operating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the District's policy to use restricted resources first,then unrestricted resources as they are needed. Basis of Accounting The proprietary fund type is presented on the accrual basis of accounting. Under the accrual basis of accounting, revenues are recorded in the period earned and expenses are recorded in the period the liability is incurred. Budgetary Process The District operates under a fixed budget for control purposes. The budget and amendments, if any, are approved by the Board of Commissioners. The budget is prepared on a Non-GAAP accrual basis,whereby items such as capital expenditures and debt principal payments are budgeted as expenses. The annual budget serves as the legal authorization for expenditures. Expenditures cannot legally exceed the total amount budgeted. All budget amendments, which change the legally adopted total appropriation, are approved by the Board. The District follows these procedures in establishing budgetary data. 1. During the summer of each year, management submits to the Board of Commissioners a proposed operating budget for the fiscal year commencing on October 1. The operating budget includes proposed expenditures and the means of financing them. IMMOKALEE WATER& SEWER DISTRICT Page 13 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30,2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Budgetary Process, continued 2. Public hearings are conducted to obtain citizen comments. 3. The budget is adopted by approval of the Board of Commissioners. 4. Budget amounts, as shown in these financial statements, are as originally adopted or as amended by the Board of Commissioners. 5. The budget is adopted on a basis consistent with accounting principles generally accepted in the United States of America, except as reflected in the supplementary information and as noted above. 6. The level of control for appropriations is exercised at the fund level. 7. Appropriations lapse at year-end. The Board of Commissioners did amend the budget during the fiscal year ended September 30, 2020 to increase total budgeted net revenue by $230,481 and an increase in budgeted expenses (including net non-operating revenue and expense)by $230,481. Cash For the purpose of the Statements of Cash Flows, the District considers all highly liquid investments, including both unrestricted and restricted,with a maturity of three months or less,when purchased,to be a cash equivalent, in accordance with District policy. Accounts Receivable/Allowance for Doubtful Accounts Receivables include user fees for water and wastewater services provided as part of the operations by the District. The accounts receivable are recorded net of the estimated allowance for doubtful accounts. The District operates using an allowance and collection policy that ultimately provides for discontinuance of water service due to nonpayment by the user. The policy also provides for application of the respective user's security deposit upon certain criteria. Additionally, the policy requires a user landlord to satisfy any outstanding user fees (tenant)prior to allowing services to a future tenant for that landlord. IMMOKALEE WATER& SEWER DISTRICT Page 14 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Inventory Inventory consists of utility system parts and hardware supplies at year end. The inventories are valued at cost,which approximates market. The method used to determine the value of the inventory is the FIFO (first in-first out)method. Capital Assets and Depreciation Capital assets acquired by proprietary funds are reported in those funds at historical cost or estimated historical cost if actual historical cost is not available. Donated assets are reported at estimated fair market value at the time received. Certain infrastructure-type fixed assets consisting of certain improvements such as roads, curbs, gutters and lighting systems have not been capitalized, as the District does not generally incur such expenditures. However, the systems' distribution and collection lines and pumps are capitalized and depreciated as part of the overall system. Assets acquired with a cost or fair value of$5,000 or more and a useful life of 1 year or more are capitalized. Maintenance,repairs and minor renovations are not capitalized. The acquisition of land and construction projects utilizing resources received from Federal and State agencies are capitalized when the related expenditure is incurred. The capital assets are depreciated using the straight-line method of depreciation over the following estimated useful lives: Asset Years Buildings/Plant and Plant Equipment 10-40 Capital Improvements, Distribution Lines 5-40 Furniture, Fixtures and Equipment 3-20 Vehicles 3-7 Restricted Assets These monies are restricted by the applicable debt covenants and grant agreements or as customer deposits. IMMOKALEE WATER& SEWER DISTRICT Page 15 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Vacation Leave Accumulated unpaid vacation pay is accrued when incurred in the proprietary fund. The method of accrual is in accordance with Statement of Governmental Accounting Standards Board Number 16, "Accounting for Compensated Absences" (GASB 16). This Standard provides for the measurement of accrued vacation leave using the pay or salary rates in effect at the balance sheet date. It also requires additional amounts to be accrued for certain salary related payments associated with the payment of compensated absences such as FICA and retirement benefits only. Accrued unused vacation is accrued and paid at termination. Accrued unused sick time is not paid at termination. Encumbrances Encumbrance accounting,under which purchase orders, contracts and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is not employed by the District because at present it is not considered necessary to assure budgetary control or to facilitate effective cash planning and control. Membership (Connection) Fees Water(connection) service installation fees are dedicated for the system expansion and are treated as contributed capital but recognized as revenue when received(due to the District)by the District. Income Taxes The District, as a governmental unit, is exempt from income taxes under current provisions of the Internal Revenue Code and Florida State Law. Fund Equity Grants, entitlements or shared revenues which are externally restricted for capital acquisition or construction are treated as contributed capital but recorded as revenue when due to the District. Contributed or donated fixed assets are also treated as contributed capital but recorded as revenue when due the District. Reserved retained earnings represent those portions of fund equity legally restricted by debt covenants for current and future debt service. IMMOKALEE WATER& SEWER DISTRICT Page 16 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Use of Estimates The preparation of basic financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Reclassifications Certain amounts in the financial statements have been reclassified to conform with the current year presentation. These reclassifications had no effect on the results of operations or net assets. Subsequent Events Subsequent events have been evaluated through May 19, 2021, which is the date the basic financial statements were available to be issued. Application of FASB Pronouncements to Proprietary Funds In accordance with Governmental Accounting Standards Board(GASB) Statement No. 20, "Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting", the District has elected not to apply those FASB Statements and Interpretations issued after November 30, 1989. Only GASB pronouncements issued after this date will be adopted by the District. Accounting Pronouncement GASB Statement No. 42 The District adheres to Government Accounting Standards Board Statement No. 42, "Accounting and Financial Reporting for Impairment of Capital Assets and for Insurance Recoveries" (GASB Statement No. 42). GASB Statement No. 42 establishes accounting and financial reporting standards for impairment of capital assets. IMMOKALEE WATER& SEWER DISTRICT Page 17 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE A- ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Accounting Pronouncement GASB Statement No. 42, continued A capital asset is considered impaired when its service utility has declined significantly and unexpectedly. Governments are required to evaluate prominent events or changes in circumstances affecting capital assets to determine whether impairment of a capital asset has occurred. Such events or changes in circumstances that may be indicative of impairment include evidence of physical damage, enactment or approval of laws or regulations or other changes in environmental factors, technological changes or evidence of obsolescence, changes in the manner or duration of a capital asset, and construction stoppage. A capital asset generally should be considered impaired if both(a) the decline in service utility of the capital asset is large in magnitude and(b)the event or change in circumstance is outside the normal life cycle of the capital asset. The District incurred no capital asset impairment activity for the years ended September 30, 2020 and 2019. NOTE B- CASH AND INVESTMENTS At September 30, 2020 and 2019, cash and cash equivalents (including both restricted and unrestricted cash and cash equivalents)were $15,835,904 and $14,838,329 respectively, including unrestricted cash on hand of$3,400 and $3,400, respectively. Deposits The District's deposit policy allows deposits to be held in demand deposits, savings accounts, certificates of deposit, direct obligations of the U.S. Treasury, Local Government Surplus Trust Funds, direct obligations of Federal agencies and instrumentalities and money market accounts. All cash deposits are held in qualified public depositories pursuant to Florida Statutes Chapter 280, "Florida Security for Public Deposits Act." IMMOKALEE WATER& SEWER DISTRICT Page 18 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE B - CASH AND INVESTMENTS, CONTINUED Deposits, continued Insured/ Bank Carrying Collateralized Balance Amount September 30, 2020 Unrestricted Depository accounts $ 763,039 $ 763,039 $ 779,310 Money market 10,356,218 10,356,218 10,356,218 11,119,257 11,119,257 11,135,528 Restricted Depository accounts 1,460,184 1,460,184 1,460,184 Money market 3,236,792 3,236,792 3,236,792 4,696,976 4,696,976 4,696,976 $ 15,816,233 $ 15,816,233 $ 15,832,504 September 30, 2019 Unrestricted Depository accounts $ 696,192 $ 696,192 $ 708,259 Money market 10,030,003 10,030,003 10,030,003 10,726,195 10,726,195 10,738,262 Restricted Depository accounts 1,355,957 1,355,957 1,355,957 Money market 2,755,710 2,755,710 2,740,710 4,111,667 4,111,667 4,096,667 $ 14,837,862 $ 14,837,862 $ 14,834,929 Unrestricted and Restricted Deposits The District's deposits were categorized to give an indication of the level of risk assumed by the District at year-end. All deposits were fully insured by Federal Depository Insurance or collateral pursuant to the Public Depository Act(Florida Statute 280). As such, the District resolved to abide by Florida Statute 218.415(17). IMMOKALEE WATER& SEWER DISTRICT Page 19 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE B- CASH AND INVESTMENTS, CONTINUED Restricted Deposits Restricted deposits are required by the District's outstanding debt agreements as well as grant and other agreements. Restricted deposits also include customer deposits. Restricted deposits (carrying amounts) consist of the following at September 30: 2020 2019 Construction account $ 112,310 $ 51,234 Bond sinking fund reserve 2,422,057 2,075,595 Department of Environmental Protection- Deep Well Injection Reserve 239,737 237,687 Customer deposits 1,457,684 1,353,457 Loan debt service 29,397 25,184 Special assessment-ArrowHead 409,735 353,510 Special assessment- SR 29 26,056 - $ 4,696,976 $ 4,096,667 Investments Florida Statutes and the District's investment policy authorize investments in certificates of deposit(CD's). Certificates of deposit whose values exceed the amount of the Federal Depository Insurance are collateralized pursuant to the Public Depository Security Act of the State of Florida. The District had$1,135,999 and $1,110,486 (bank and book balance)invested in certificates of deposit at September 30, 2020 and 2019, respectively. The CDs carried interest rates of 1.51% and 2.96% at September 30, 2020. The CDs mature on July 17, 2021 and December 4, 2022, respectively. NOTE C - ACCOUNTS RECEIVABLE,NET Accounts receivable,net, consist of the following at September 30: 2020 2019 Customer receivables (water/sewer) $ 710,787 $ 780,568 Less allowance for doubtful accounts (69,743) (69,743) Net receivables $ 641,044 $ 710,825 IMMOKALEE WATER& SEWER DISTRICT Page 20 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE D - GRANT AND ASSESSMENT RECEIVABLES Grant and assessment receivables consisted of the following at September 30: 2020 2019 Grants receivable $ - $ - Special Assessments 1,137,073 1,215,493 $ 1,137,073 $ 1,215,493 The District levied a special assessment of$1,060,900 on system users benefiting from the system improvements (ArrowHead) funded by the $4,932,000 Series 2013 Revenue Bonds during the year ended September 30, 2014. The assessment collections are restricted to principal reduction of the Series 2013 Revenue Bonds. The assessment was initially levied through the Collier County Tax Collector on November 1, 2013. The assessment is a one time assessment payable in full or over 20 years by the affected system users. The special assessment had the following activity for the years ended September 30: 2020 2019 Balance, October 1, as restated $ 743,756 $ 790,275 Assessment levied - - Collections (53,426) (46,519) $ 690,330 $ 743,756 The District levied a special assessment of$496,731 on system users benefiting from system improvements on State Road 29 during the year ended September 30, 2019. The assessment was initially levied through the Collier County Tax Collector on November 1, 2018. The assessment is a one time assessment payable in full or over 20 years by the affected system users. The special assessment had the following activity for the years ended September 30: 2020 2019 Balance, October 1, as restated $ 471,737 $ - Assessment levied - 496,731 Collections (24,994) (24,994) $ 446,743 $ 471,737 IMMOKALEE WATER& SEWER DISTRICT Page 21 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE E - CAPITAL ASSET ACTIVITY The following is a summary of changes in capital asset activity for the year ended September 30, 2020: Balance Balance October 1 Adjustments/ September 30 2019 Additions Retirements Reclassifications 2020 Capital Assets Not Being Depreciated: Land $ 2,645,941 $ - $ - $ - $ 2,645,941 Construction in Progress 21,923,826 1,390,104 - (22,349,037) 964,893 Total Capital Assets Not Being Depreciated 24,569,767 1,390,104 - (22,349,037) 3,610,834 Capital Assets Being Depreciated: Buildings&Improvements 1,805,024 - - (134,248) 1,670,776 Water and Wastewater Plant and Systems 63,726,935 589,848 - 22,483,285 86,800,068 Machinery&Equipment 3,513,313 22,915 - - 3,536,228 Total Capital Assets Being Depreciated 69,045,272 612,763 - 22,349,037 92,007,072 Less Accumulated Depreciation: Buildings&Improvements (894,945) (44,210) - 15,765 (923,390) Plant and Systems (31,941,307) (1,908,062) - (925,811) (34,775,180) Machinery&Equipment (3,087,839) (232,057) - 910,046 (2,409,850) Total Accumulated Depreciation (35,924,091) (2,184,329) - - (38,108,420) Capital Assets,Net $ 57,690,948 $ (181,462) $ - $ - 57,509,486 Related debt (31,750,944) Net Investment in Capital Assets $ 25,758,542 IMMOKALEE WATER& SEWER DISTRICT Page 22 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE E - CAPITAL ASSET ACTIVITY, CONTINUED The depreciation expense for the years ended September 30, 2020 and 2019 was $2,184,329 and$1,875,143,respectively. During the years ended September 30, 2020 and 2019, the District continued construction on its system-wide improvements. During the year ended September 30, 2018,the District early implemented GASB Statement No. 89, "Accounting for Interest Cost Incurred Before the End of a Construction Period". The implementation of the pronouncement requires the interest cost incurred before the end of a construction period be recognized as an expense in the period in which the cost is incurred for financial statement prepared using the economic resources measurement focus. As a result,no interest costs were capitalized on the project for fiscal years ended September 30, 2020 and 2019. NOTE F- RETIREMENT PLANS Plan Description and Provisions Section 401(a) Plan The District historically offered all its employees the opportunity to participate in an individual government employer-sponsored defined contribution 414(h) Money Purchase Pick-Up Retirement Plan and Trust(the "Plan"). Effective January 1, 2009, the District restated its retirement plan. As such, the restated plan qualifies as a 401(a) Money Purchase defined contribution plan. The Plan is administered by a third party administrator. The employer funds substantially all the administrative costs of the Plan. The Plan allows all employees to participate after three (3) months creditable employment. Employees who elect to participate must contribute three (3%)percent of their gross wages, excluding overtime compensation,up to $3,000. If the employee desires to defer more than$3,000 they can defer those amounts into the available IRC Section 457 Plan. The employer is required to contribute six(6%) percent of the respective participating employees' gross wages, excluding overtime compensation. Employer contributions into the 401(a) Plan are only required for those participating employees who contribute three (3%) of their gross wages, as defined. During the years ended September 30, 2020, 2019, and 2018, the District contributed 100% of its required contributions. IMMOKALEE WATER& SEWER DISTRICT Page 23 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE F- RETIREMENT PLANS, CONTINUED Plan Description and Provisions, continued Section 401(a) Plan The District's gross contributions (employer portion) to the Plan for the years ended September 30, 2020, 2019 and 2018 were $157,046, $142,584, and$132,710 respectively. Employee contributions to the Plan were $78,363, $73,939 and $61,450, respectively for the years ended September 30, 2020, 2019, and 2018, respectively. There were no forfeitures used to reduce employer contributions. Benefits available are limited to the value of the respective employee's individual account. Individuals direct the investment of their individual account. Benefits vest at a rate of twenty(20%)percent per year of creditable service and vest in full after five years of creditable service. A creditable year of service is defined as a year in which an eligible participant completes 1,000 hours of service. Employees immediately vest in their contributions. Normal retirement shall be considered to be attainment of age 55 and completion of five(5) creditable years of service. Employees who fail to complete five(5)years creditable service vest in their respective accounts at twenty (20%)percent per completed year of creditable service. The Plan requires retirement at April 1 following the date the participant reaches age 70 1/2. The Plan provides that forfeitures of employer contributions by non-vested terminated employees are to be used to offset future employer contributions. Therefore, employer contributions made to employee accounts who fail to complete the respective year revert back to the employer. Benefits available to the employee from the Plan are those generated from the respective employees account. The employees account may lose principal. The District has no liability for losses, if any, incurred by the plan. Loans to participants are permitted from the participant's specific account. Participants should refer to the complete plan document for specific detail of the Plan. Section 457 Plan Effective November 1, 2012, the District approved a resolution to establish a Deferred Compensation Plan to be made available to all eligible District employees pursuant to Section 457 of the Internal Revenue Code (IRC). The Plan is administered by a third party administrator. The employer funds substantially all administrative costs of the Plan. All contributions made to the Plan are voluntary deductions from employees' wages,with no contributions to the Plan made by the District. Employees are eligible to participate after 3 months employment and attainment of age 18. Deferral amounts are limited per IRS Code Section 457(e)(15). For the year ended September 30, 2020 the deferral limit to the Plan was $19,500. Employees are immediately vested in their salary deferral amounts. IMMOKALEE WATER& SEWER DISTRICT Page 24 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE G- REVENUE BONDS PAYABLE The following is a summary of the District's revenue bonds payable for the years ended September 30: Amount Balances-September 30,2018 $ 32,849,969 Principal retired (868,000) Bonds issued - Balances-September 30,2019 31,981,969 Principal retired (901,000) Bonds issued - Balances-September 30,2020 $ 31,080,969 Revenue Bonds payable is comprised of the following at September 30: 2020 2019 $5,300,000 Series A,Water and Sewer Revenue Bonds, issued July 1981,through USDA Rural Development. Principal is payable annually beginning September 1, 1983 through September 1,2020;interest payable annually at the rate of 5%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. $ - $ 120,000 $722,715 Series B,Water and Sewer Revenue Bonds, issued July 1981,through USDA Rural Development. Principal is payable annually beginning September 1, 1983 through September 1,2020;interest payable annually at the rate of 5%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. - 43,000 $635,000 Series 1985,Water and Sewer Revenue Bonds,issued May 1987,through USDA Rural Development. Principal is payable annually beginning September 1, 1989 through September 1,2026;interest payable annually at the rate of 5%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 165,969 191,969 IMMOKALEE WATER& SEWER DISTRICT Page 25 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30,2020 and 2019 NOTE G- REVENUE BONDS PAYABLE, CONTINUED 2020 2019 $3,750,000 Series 1989,Water and Sewer Revenue Bonds,issued October 1991,through USDA Rural Development. Principal is payable annually beginning September 1, 1994 through September 1,2031;interest payable annually at the rate of 5%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 1,846,000 1,970,000 $250,000 Series 1990,Water and Sewer Revenue Bonds,issued October 1991,through USDA Rural Development. Principal is payable annually beginning September 1, 1994 through September 1,2031;interest payable annually at the rate of 5%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 123,000 131,000 $4,313,200 Series 1996,Water and Sewer Revenue Bonds,issued August 1996,through USDA Rural Development. Principal is payable annually beginning September 1, 1998 through September 1,2035;interest payable annually at the rate of 5.125%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 2,674,000 2,791,000 $802,000 Series 1998,Water and Sewer Revenue Bonds,issued October 1998,through USDA Rural Development. Principal is payable annually beginning September 1,2001 through September 1,2038;interest payable annually at the rate of 4.5%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 541,000 560,000 IMMOKALEE WATER& SEWER DISTRICT Page 26 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30,2020 and 2019 NOTE G- REVENUE BONDS PAYABLE, CONTINUED 2020 2019 $2,252,000 Series 2001,Water and Sewer Refunding Bonds,issued December 2001,through USDA Rural Development. Principal is payable annually beginning September 1,2004 through September 1,2041;interest payable annually at the rate of 4.5%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 1,673,000 1,720,000 $3,366,200 Series 2008,Water and Sewer Revenue Bonds,issued March 28,2008 through USDA Rural Development. Principal is payable annually beginning September 1,2008 through September 1,2047;interest payable annually at the rate of 4.375%;collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 2,869,000 2,924,000 $4,932,000 Series 2013,Water and Sewer Revenue Bonds,issued March 1,2013,through USDA Rural Development. Principal and interest are payable annually beginning September 1,2016 through September 1,2052;interest payable annually at the rate of 2.5%;collateralized by the gross operating revenues of the system and a special assessment levied on the lands benefited by the system. 4,619,000 4,676,000 $17,134,000 Series 2018 A&B,Water and Sewer Revenue Bonds,issued May 3,2018,through USDA Rural Development. Interest only due September 1, 2018,then principal and interest are payable annually beginning September 1,2019 through September 1, 2057;interest payable annually at the rate of 2.25%; collateralized by the gross operating revenues of the system and a special assessments levied on the lands benefited by the system. 16,570,000 16,855,000 31,080,969 31,981,969 Less: current portion (due in one year) (769,000) (901,000) Long-term portion $ 30,311,969 $ 31,080,969 IMMOKALEE WATER& SEWER DISTRICT Page 27 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE G- REVENUE BONDS PAYABLE, CONTINUED Bond Resolutions The bond resolutions established certain accounts and determined the order in which certain revenues are to be deposited into those accounts. In addition, there are various other covenants established by the official statements and District resolutions, including such items as debt service coverage, reporting requirements, and maintenance of facilities. Management believes that it has complied, in all material respects,with these covenants. All required Reserve balances at September 30, 2020 and 2019,were maintained and are reflected as restricted deposits within these financial statements. A summary of revenue bond debt service requirements to maturity is as follows September 30: Years Ending September 30 Principal Interest Total 2021 $ 769,000 $ 957,240 $ 1,726,240 2022 798,000 928,853 1,726,853 2023 828,000 899,305 1,727,305 2024 859,000 868,496 1,727,496 2025 892,000 836,410 1,728,410 2026 - 2030 4,815,969 3,667,640 8,483,609 2031 - 2035 5,847,000 2,721,295 8,568,295 2036 - 2040 3,932,000 1,893,116 5,825,116 2041 - 2045 3,908,000 1,319,329 5,227,329 2046 -2050 3,807,000 791,511 4,598,511 2051 -2055 3,339,000 362,188 3,701,188 2056 -2057 1,286,000 43,560 1,329,560 $ 31,080,969 $ 15,288,943 $ 46,369,912 Revenue bond debt interest expense was $992,500 and$1,026,345 for the years ended September 30, 2020 and 2019,respectively. No revenue bond debt interest expense was capitalized in either year. IMMOKALEE WATER& SEWER DISTRICT Page 28 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE H- LOANS PAYABLE - SRF The following is a summary of the District's loans payable activity for the year ended September 30: DEP.SRF DEP.SRF DW110120 DW110121 Total Balance-September 30,2018 $ 297,668 $ 235,929 $ 533,597 Principal retired (18,855) (15,636) (34,491) Balance-September 30,2019 278,813 220,293 499,106 Principal retired (20,129) (16,018) (36,147) Balance-September 30,2020 $ 258,684 $ 204,275 $ 462,959 The loans payable- SRF activity for the year ended September 30 is as follows: 2020 2019 $419,681 loan payable representing 15%of a grant/loan payable to Florida Department of Environmental Protection.The maximum amount of the loan is $2,735,112,in which the FDEP has forgiven$2,324,845 of the note. The loan also required the District to capitalize interest of$9,414 during the year ended September 30,2011. Interest accrues at 2.71%.Principal and interest is payable in forty(40)semi-annual payments of$13,660 in May and November beginning November 15,2011. Final payment due May 2031.The loan is collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. $ 258,684 $ 278,813 $335,504 loan payable to Florida Department of Environmental Protection. The loan requires forty(40)semi-annual payments of$10,637 in November and May beginning November 15,2011.The loan required the District to capitalize interest of$7,346 during the year ended September 30,2011. Final payment date May 2031. Interest accrues at 2.43%. The loan is collateralized by the gross operating revenues of the system and assessments levied on the lands benefited by the system. 204,275 220,293 Total loans payable 462,959 499,106 Less current portion: (36,864) (35,931) $ 426,093 $ 463,175 IMMOKALEE WATER& SEWER DISTRICT Page 29 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE H- LOANS PAYABLE - SRF, CONTINUED Years Ending September 30 Principal Interest Total 2021 $ 36,866 $ 11,729 $ 48,595 2022 37,825 10,770 48,595 2023 38,810 9,785 48,595 2024 39,820 8,775 48,595 2025 40,856 7,738 48,594 2026-2030 220,799 22,177 242,976 2031 47,983 612 48,595 S 462,959 $ 71,586 $ 534,545 Loans payable - SRF related interest expense was $12,448 and$14,105 for the years ended September 30, 2020 and 2019,respectively. No loan interest costs were capitalized in either year. NOTE I- CAPITAL LEASE On October 31, 2018,the District entered into a sixty(60)month, 0% interest capital lease agreement , for the lease of eight(8)vehicles, in the amount of $219,307. Monthly payments are $3,655 plus monthly maintenance fees. Payments began in April, 2019 with final payment due in March 2024. The lease agreement is collateralized by the respective eight(8)vehicles. The following is a summary of the District's capital lease payable for the years ended September 30: Amount Balances-September 30,2018 $ - Proceeds 219,307 Principal payments (21,931) Balances-September 30,2019 197,376 Proceeds - Principal payments (43,861) Balances-September 30,2020 $ 153,515 The cost of capital assets under lease was $219,307 at September 30, 2020. The accumulated depreciation was $65,792 and the current year depreciation expense was $25,586 on those capital assets. IMMOKALEE WATER& SEWER DISTRICT Page 30 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE I- CAPITAL LEASE, CONTINUED A summary of capital lease debt service requirements to maturity is as follows at September 30: Years Ending September 30 Principal Interest Total 2021 $ 43,861 $ - $ 43,861 2022 43,861 - 43,861 2023 43,861 - 43,861 2024 21,932 21,932 $ 153,515 S - $ 153,515 Interest expense related to the capital lease was $0 and$0 for the years ended September 30, 2020 and 2019,respectively. NOTE J- LINE OF CREDIT On October 15, 2018, the District renewed an agreement with a financial institution to establish an uncollateralized $1 million revolving Line of Credit(LOC)to be used for emergency situations. The LOC is available, although the District had not borrowed any funds from the LOC for the years ended September 30, 2020 or 2019. The LOC required interest paid quarterly and principal at maturity. Interest accrues at Prime Rate plus .50%with a floor rate of 3.75%. The LOC was due in full on October 15, 2020 but was renewed through October 15, 2022. Interest rate at September 30, 2020 was 3.75%. NOTE K- BOND ANTICIPATION NOTE On May 4, 2020 the District entered into a Bond Anticipation Note (BAN)with a financial institution to provide interim construction financing for improvements to water facilities, clarifier project, in the amount of$944,000. Interest payable at 2.15% is due every six months. The BAN requires accrued interest and principal payable every six(6)months and upon maturity. The note is collateralized by a commitment from the USDA Rural Development Program. At September 30, 2020 and 2019,the BAN payable balance was $53,501 and$0,respectively. Interest expense for the years ended September 30, 2020 and 2019 was $0 and $0 and no loan interest costs were capitalized. Upon completion of the related construction project, the BAN will be replaced by permanent financing from USDA by the $944,000 Series 2021,Water and Sewer Revenue Bonds. IMMOKALEE WATER& SEWER DISTRICT Page 31 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE L - ACCRUED COMPENSATED ABSENCES Employees of the District are entitled to paid vacation based on length of service and job classification at termination. Unused accrued sick time is not paid at termination. Accrued compensated absences had the following activity for the year ended September 30: Amount Accrued compensated absences, September 30,2018 $ 127,810 Net Increase 21,264 Accrued compensated absences, September 30,2019 149,074 Net Increase 20,910 Accrued compensated absences, September 30,2020 $ 169,984 NOTE M-CONTINGENCIES Litigation The District, from time to time, is involved as a defendant or a plaintiff in certain litigation and claims arising in the ordinary course of operations. As such,the District maintains third party insurance coverages. In the opinion of legal counsel, the range of potential recoveries or liabilities will not materially affect the financial position of the District. The District intends to vigorously defend all claims unless first settled. Potential losses, if any, may be recoverable through insurance coverages. Federal Grants Grant monies received by the District are for specific purposes and are subject to review by the grantor agencies. Such audits may result in requests for reimbursement due to disallowed expenditures. Based upon prior experience, the District does not believe that such disallowances, if any,would have a material effect on the financial position of the District. The operations of the District are dependent upon the condition of the District's facilities. These facilities are currently being rehabilitated and improved substantially through the receipt of federal funding. Loss or reduction of such funding would have a material effect on the operations of the District. IMMOKALEE WATER& SEWER DISTRICT Page 32 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE N- PRIOR PERIOD ADJUSTMENT Restatement of Net Position The ending net position of the District for the year ended September 30, 2019 was adjusted as follows: Amount Net Position,September 30,2019 as originally stated $ 39,841,973 Adjustment to include refund payable for prior year billing error (182,138) Adjustment to include receivable for assessment made in the prior year 496,731 Net Position,September 30,2019,as restated $ 40,156,566 A correction was posted for a fiscal year 2019 billing system error. A special assessment levied on system users for the year ended September 30, 2019 was not originally recorded during the year ended September 30, 2019. The effect of the prior period adjustment is to increase assets and capital contributions for the fiscal year ended September 30, 2019. NOTE O- NET POSITION (NET ASSETS) Restricted net assets consist of the following at September 30: 2020 2019 Restricted assets $ 5,834,049 $ 5,312,160 Less:liabilities payable from restricted cash (2,512,146) (3,129,580) $ 3,321,903 $ 2,182,580 Unrestricted net assets consist of the following at September 30: 2020 2019 Designated for emergencies $ 841,000 $ 761,000 Designated for operations 4,138,975 3,308,656 Designated for vehicle replacement 464,495 527,483 Designated for capital equipment 337,557 546,416 Designated for maint.reserve-wastewater 3,549,492 3,069,382 Designated for maint.reserve-water 824,480 412,240 Total Designated 10,155,999 8,625,177 Undesignated 2,838,265 4,336,312 Total unrestricted net assets $ 12,994,264 $ 12,961,489 IMMOKALEE WATER& SEWER DISTRICT Page 33 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE P- RISK MANAGEMENT The District is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees, and natural disasters. Insurance programs for general/professional liability, automobile, and property are through commercial insurance. The District retains the risk of loss, on insured claims, up to a deductible amount(ranging from 0% to 5% of total insured value depending on the type of loss) with the risk of loss in excess of this amount transferred to the insurance carrier. Limits of general liability are $1,000,000 per occurrence. The District is third party insured for employee health as well as workers' compensation. NOTE Q - COMMITMENT On July 23, 2019, the USDA obligated funds to the District for a$2,760,236 Clarifier Rehabilitation Project to be funded with a$944,000 Series 2021 Water and Sewer Revenue bonds and a$765,000 grant. The remaining funds will be provided by the District. The project began in June 2020 and is estimated to be completed in December 2021. The Project is to be funded initially by the $944,000 BAN. As of September 30, 2020, $53,501 was expended for this project. NOTE R- SUBSEQUENT EVENT Subsequent to year end, the District approved and submitted a proposed local bill (HB1637)to the State of Florida Legislature to amend the Laws of Florida, Chapter 98-495 to clarify that existing Board members whose term has expired may serve until a successor Board member is appointed. IMMOKALEE WATER& SEWER DISTRICT Page 34 of 55 NOTES TO THE FINANCIAL STATEMENTS September 30, 2020 and 2019 NOTE S- COVID 19 In early March 2020,the World Health Organization classified the coronavirus outbreak "COVID-19" as a global pandemic, and it,unfortunately, continues to spread. Business continuity, including supply chains and consumer demand across a broad range of industries and countries,have been severely impacted, as governments and their citizens take significant and unprecedented measures to mitigate the consequences of the pandemic. On April 1, 2020, Florida Governor, Ron DeSantis ordered all Floridians to stay home, to lock down the State against the Coronavirus. Certain governmental activity was cancelled and/or severely limited. The District has adapted its operations to accommodate the current environment. However, the full impact of the COVID-19 outbreak continues to evolve as of the date of this report. This pandemic has adversely affected global economic activity and greatly contributed to instability in financial markets. Management is actively monitoring the local situation on its financial condition, liquidity, operations, donors, industry, and workforce. Given the daily evolution of COVID-19 and the global and local responses to curb its spread, the District is not able to estimate the future effects of COVID-19 on its results of operation, financial condition, or liquidity for fiscal year 2020-21. REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MD&A IMMOKALEE WATER& SEWER DISTRICT Page 35 of 55 SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN NET POSITION-BUDGET (NON-GAAP BUDGETARY BASIS)AND ACTUAL WITH RECONCILIATION TO GAAP BASIS Year ended September 30, 2020 Original Final Budget Budget Actual Variance OPERATING REVENUES Water service $ 3,857,743 $ 4,033,420 $ 3,954,033 $ (79,387) Wastewater service 5,526,180 5,635,837 5,578,513 (57,324) Meter service charge 768,334 790,679 790,679 - Late fees 73,012 71,125 71,125 - Reconnect and transfer fees 111,173 99,205 99,205 - Miscellaneous charges,fees and other income 83,873 161,171 135,117 (26,054) Cross connection control fee 325,004 363,676 363,676 - TOTAL OPERATING REVENUES 10,745,319 11,155,113 10,992,348 (162,765) OPERATING EXPENSES WATER PLANTS/DISTRIBUTION Salaries and wages 781,568 700,109 699,674 435 Overtime 98,990 15,215 15,215 - FICA 67,363 56,828 56,828 - Unemployment taxes 800 796 796 - Employer pension contribution 46,894 41,221 41,221 - Health/life insurance 283,115 224,373 210,215 14,158 Workers'compensation 41,711 23,668 23,668 - Travel and training 26,000 13,958 13,958 - Telephone and fax 7,954 11,432 11,432 - Electric 184,488 173,365 167,121 6,244 General liability insurance 21,635 22,046 22,046 - Comprehensive auto insurance 10,667 8,685 8,685 - Other insurance 84,459 79,191 79,191 - Repairs and maintenance 161,522 154,999 156,234 (1,235) Water meter and register replacements - - 127,509 (127,509) Other contract services 38,433 33,703 29,668 4,035 Vehicle fuel 29,722 29,980 29,980 - Vehicle maintenance 28,020 7,396 7,396 - Vehicle Lease 3,355 6,271 283 5,988 Licenses and permits 300 5,035 5,035 - Chemicals 93,207 90,452 90,452 - Other materials 84,200 176,329 176,329 - Laboratory fees 30,148 21,005 21,005 - Uniforms/clothing allowance 3,900 2,633 2,633 - Memberships/periodicals/books 3,487 2,096 2,096 - SUB-TOTAL WATER PLANTS/DISTRIBUTION 2,131,938 1,900,786 1,998,670 (97,884) The accompanying notes are an integral part of this statement. IMMOKALEE WATER& SEWER DISTRICT Page 36 of 55 SCHEDULE OF REVENUES,EXPENSES AND CHANGES IN NET POSITION-BUDGET (NON-GAAP BUDGETARY BASIS)AND ACTUAL WITH RECONCILIATION TO GAAP BASIS, CONTINUED Year ended September 30, 2020 Original Final Budget Budget Actual Variance WASTEWATER PLANT Salaries and wages 610,279 650,583 650,583 - Overtime 28,549 10,439 10,439 - FICA 48,870 50,048 50,048 - Unemployment taxes 760 684 648 36 Employer pension contribution 36,617 32,188 32,188 - Health/life insurance 186,289 162,522 151,686 10,836 Workers'compensation 20,324 12,706 12,706 • - Travel and training 18,000 2,551 2,551 - Telephone and fax 4,177 1,863 1,863 - Electric 238,300 202,416 208,667 (6,251) Section 8 electric 7,410 3,893 3,893 - General liability insurance 21,635 22,046 22,046 - Comprehensive auto insurance 4,572 3,722 3,722 - Other insurance 79,204 74,680 74,680 - Section 8 field maintenance 18,066 - - - Repairs and maintenance 236,011 156,224 188,083 (31,859) Section 8 repairs 39,749 8,400 8,400 - Other contract services 13,288 16,771 25,444 (8,673) Vehicle fuel 8,854 9,303 9,303 - Vehicle maintenance 8,055 1,555 1,555 - Vehicle Lease 2,460 4,570 260 4,310 Licenses and permits 14,003 1,225 1,225 - Chemicals 126,803 104,284 104,284 - Other materials 56,338 32,805 32,805 - Laboratory fees 52,075 50,105 50,105 - Residuals management 241,421 200,042 200,457 (415) Uniforms/clothing allowance 2,400 2,154 2,154 - Memberships/periodicals/books 3,464 1,786 1,786 - SUB-TOTAL WASTEWATER PLANT 2,127,973 1,819,565 1,851,581 (32,016) The accompanying notes are an integral part of this statement. IMMOKALEE WATER& SEWER DISTRICT Page 37 of 55 SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN NET POSITION-BUDGET (NON-GAAP BUDGETARY BASIS)AND ACTUAL WITH RECONCILIATION TO GAAP BASIS, CONTINUED Year ended September 30, 2020 Original Final Budget Budget Actual Variance WASTEWATER COLLECTION Salaries and wages 394,063 373,109 372,884 225 Overtime 38,867 25,130 25,130 - FICA 33,119 30,370 30,370 - Unemployment taxes 325 307 307 - Employer pension contribution 23,644 21,811 21,811 - Health/life insurance 110,785 109,376 102,383 6,993 Workers'compensation 13,774 7,822 7,822 - Travel and training 12,000 8,741 8,741 - Telephone and fax 2,009 5,000 5,000 - Electric 34,343 36,059 36,059 - General liability insurance 21,633 22,045 22,045 - Comprehensive auto insurance 6,095 4,963 4,963 - Other insurance 3,227 1,545 1,545 - Repairs and maintenance 105,031 86,781 90,981 (4,200) Other contract services 10,487 8,945 7,265 1,680 Vehicle fuel 15,627 8,294 8,294 - Vehicle maintenance 14,793 4,848 4,848 - Vehicle Lease 8,270 15,415 307 15,108 Licenses and permits 4,000 559 559 - Chemicals - 14,208 14,208 - Other materials 52,879 33,215 33,368 (153) Uniforms/clothing allowance 1,800 1,028 1,028 - Memberships/periodicals/books 718 1,270 1,270 - SUB-TOTAL WASTEWATER COLLECTION 907,489 820,841 801,188 19,653 The accompanying notes are an integral part of this statement. IMMOKALEE WATER& SEWER DISTRICT Page 38 of 55 SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN NET POSITION-BUDGET (NON-GAAP BUDGETARY BASIS)AND ACTUAL WITH RECONCILIATION TO GAAP BASIS, CONTINUED Year ended September 30, 2020 Original Final Budget Budget Actual Variance CUSTOMER SERVICE/ADMIN Salaries and wages 968,905 781,984 781,984 - Overtime 4,927 8,158 8,158 - FICA 74,498 57,790 57,790 - Unemployment taxes 956 1,061 1,061 - Employer pension contribution 56,874 39,764 39,764 - Health/life insurance 196,553 189,427 176,617 12,810 Workers'compensation 2,262 1,142 1,142 - Legal services 43,000 354,422 354,422 - Legal services-sewer assessments - - - - Other professional services 1,500 14,258 14,258 - Accounting/auditing 49,000 50,435 50,435 - Engineering services 137,155 192,842 192,842 - Travel and training 36,000 6,764 7,126 (362) Telephone and fax 4,634 8,312 8,312 - Postage and freight 38,997 33,815 33,815 - General liability insurance 4,526 5,514 4,894 620 Comprehensive auto insurance 762 - 620 (620) Other insurance 45,641 59,211 59,211 - Other contract services 5,329 99,457 66,230 33,227 Repairs and maintenance 39,650 494 494 - Vehicle fuel 308 106 106 - Vehicle maintenance 50 - - - Vehicle Lease 2,146 4,105 260 3,845 Office supplies 32,081 22,823 23,940 (1,117) Miscellaneous office expense 59,831 117,180 117,256 (76) Miscellaneous bank fees 11,831 4,618 12,651 (8,033) Miscellaneous expense 5,330 5,630 5,630 - Arrowhead assessment exp. 3,000 - - - Advertising 3,676 11,141 11,141 - Licenses and permits 1,707 175 175 - Memberships/periodicals/books 13,710 10,156 10,156 - SUB-TOTAL CUSTOMER SERVICE/ADMIN 1,844,839 2,080,784 2,040,490 40,294 The accompanying notes are an integral part of this statement. IMMOKALEE WATER& SEWER DISTRICT Page 39 of 55 SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN NET POSITION-BUDGET (NON-GAAP BUDGETARY BASIS)AND ACTUAL WITH RECONCILIATION TO GAAP BASIS, CONTINUED Year ended September 30, 2020 Original Final Budget Budget Actual Variance MAINTENANCE Salaries and wages 439,588 225,450 225,210 240 Overtime 29,849 128 128 - FICA 35,912 16,996 16,996 - Unemployment taxes 285 213 213 - Employer pension contribution 26,375 22,062 22,062 - Health/life insurance 141,192 127,758 120,369 7,389 Workers'compensation 14,935 8,507 8,507 - Travel and training 14,000 2,329 2,329 - Telephone and fax 1,923 4,603 4,603 - General liability insurance 2,685 2,457 2,457 - Comprehensive auto insurance 9,143 7,446 7,446 - Repairs and maintenance 23,706 8,846 20,751 (11,905) Other contract services 4,971 6,399 4,719 1,680 Vehicle fuel 13,520 6,804 6,804 - Vehicle maintenance 9,998 19,299 19,299 - Vehicle lease 8,227 15,728 1,118 14,610 Licenses and permits 1,460 - - - Other materials 28,685 15,464 15,624 (160) Uniforms/clothing allowance 2,100 1,547 1,547 - Memberships/periodicals/books 1,944 948 948 - SUB-TOTAL MAINTENANCE 810,498 492,984 481,130 11,854 DEPRECIATION Depreciation 1,925,341 1,925,344 2,184,329 (258,985) SUB-TOTAL DEPRECIATION 1,925,341 1,925,344 2,184,329 (258,985) TOTAL OPERATING EXPENSES 9,748,078 9,040,304 9,357,388 (317,084) OPERATING PROFIT $ 997,241 $ 2,114,809 $ 1,634,960 $ (479,849) The accompanying notes are an integral part of this statement. IMMOKALEE WATER& SEWER DISTRICT Page 40 of 55 SCHEDULE OF REVENUES,EXPENSES AND CHANGES IN NET POSITION-BUDGET (NON-GAAP BUDGETARY BASIS)AND ACTUAL WITH RECONCILIATION TO GAAP BASIS, CONTINUED Year ended September 30, 2020 Original Final Budget Budget Actual Variance OPERATING PROFIT, BROUGHT FORWARD $ 997,241 $ 2,114,809 $ 1,634,960 $ (479,849) NON-OPERATING REVENUES(EXPENSES) Interest income 151,161 127,063 144,795 17,732 Contributed capital-grant-FDEP/EPA - - - - Contributed capital-grant-USDA/FHA 765,000 765,000 778,792 13,792 Contributed capital-customers 59,671 59,671 55,765 (3,906) Contributed capital-developers 70,000 167,300 325,670 158,370 Debt proceeds-Capital lease - - - - Hurricane Irma - 3,458 3,458 - Covid 19 expenses - (16,366) (33,166) (16,800) Bond proceeds-USDA 944,000 944,000 53,501 (890,499) Other non-operating revenue 41,072 6,133 32,187 26,054 Capital outlay (1,838,671) (2,801,190) (2,002,867) 798,323 Principal retirement-bonds (936,931) (936,931) (901,000) 35,931 Principal retirement-SRF - - (36,147) (36,147) Principal retirement-capital lease - - (43,861) (43,861) Net Assets-brought forward 7,151,081 6,930,047 - (6,930,047) Net Assets-carryforward (6,335,002) (6,335,002) - 6,335,002 Maintenance reserve - - - - Interest expense (1,008,622) (1,008,622) (1,004,948) 3,674 Bad debt expense (35,000) (19,370) (19,370) - Gain(Loss)on disposal of assets (25,000) - - - NET NON-OPERATING REVENUES(EXPENSES) (997,241) (2,114,809) (2,647,191) (532,382) NET PROFIT(LOSS) $ - $ - $ (1,012,231) $ (1,012,231) Reconciliation: Net profit(loss)(Non-GAAP Budgetary Basis) $ (1,012,231) Debt proceeds-BAN (53,501) Capital outlay 2,002,867 Principal retirement-bonds 901,000 Principal retirement-SRF 36,147 Principal retirement-Capital lease 43,861 Increase in Net Position(GAAP Basis) 1,918,143 Net position-beginning of the year,as restated 40,156,566 Net position-end of the year $ 42,074,709 The accompanying notes are an integral part of this statement. IMMOKALEE WATER& SEWER DISTRICT SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS Year ended September 30, 2020 Grantor's Program/ Federal Agency/Pass Through Contract Award State Agency/Program Title CFDA# Number Amount FEDERAL AWARDS U.S.Department of Agriculture-Rural Development MAJOR(TYPE A) Water and Waste Disposal Systems for Rural Communities Grant Portion-Water lines 10.760 Grant#26 $ 4,063,900 Water and Waste Disposal Systems for Rural Communities Grant Portion-Water lines 10.760 Grant#27 1,547,200 Water and Waste Disposal Systems for Rural Communities Grant Portion-clarifier- Bond Anticipation Loan(BAN) 10.760 Loan#28 BAN 944,000 Water and Waste Disposal Systems for Rural Communities Loan Portion-Clarifier 10.760 Grant#29 765,000 7,320,100 U.S.Department of Homeland Security NONMAJOR(TYPE B) Disaster Grants-Public Assistance-Hurricane Irma 97.036 3,458 TOTAL FEDERAL FINANCIAL AWARDS $ 7,323,558 *This amount is reflected as a loan addition and outstanding loan rather than as a revenue since the District is accounted for as an enterprise fund. Page 41 of 55 Receipts/ Revenue Disbursements/ Recognized Expenditures Subrecipients $ - $ - None 778,792 778,792 None 53,501 53,501 * None - None 832,293 832,293 3,458 3,458 None $ 835,751 $ 835,751 IMMOKALEE WATER& SEWER DISTRICT Page 42 of 55 NOTES TO THE SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS Year ended September 30, 2020 NOTE A- BASIS OF PRESENTATION The Schedule of Expenditures of Federal Awards has been prepared on an accrual basis of accounting in conformity with accounting principles generally accepted in the United States of America and is in accordance with the provisions of the Uniform Guidance less any unpaid disputed retainage. Expenditures reported on the Schedule of Expenditures of Federal Awards include cash disbursements,whether capitalized or expensed, during the fiscal year as well as loan and grant related amounts recorded as payable at year end. Revenues reported on the Schedule of Expenditures of Federal Awards include income recognized including loan and grant receivables recorded at year end. Cash receipts that were deferred are footnoted as such. NOTE B - INDIRECT COSTS The District did not routinely allocate costs to Federal Awards. Costs charged to such programs were direct costs unless specifically incurred for the program and allowed and indicated as such. The District has elected not to use the 10% de minimus indirect cost rate allowed under the Uniform Guidance. ADDITIONAL REPORTS TAT S CAN Affiliations {� Florida Institute of Certified Public Accountants onipall�'t PA American Institute of Certified Public Accountants Private Companies Practice Section Certified Public Accountants&Consultants Tax Division Page 43 of 55 INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF BASIC FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Board of Commissioners Immokalee Water& Sewer District 1020 Sanitation Road Immokalee, Florida 34142 We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States of America,the basic financial statements of the business-type activities of Immokalee Water& Sewer District(the "District") which comprise the statement of net position as of September 30, 2020,and the related statements of revenues, expenses and changes in net position and cash flows for the year then ended and the related notes to the financial statements and have issued our report thereon dated May 19, 2021. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements,we considered Immokalee Water & Sewer District's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinion on the financial statements,but not for the purpose of expressing an opinion on the effectiveness of Immokalee Water& Sewer District's internal control. Accordingly,we do not express an opinion on the effectiveness of the Immokalee Water& Sewer District's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the basic financial statements will not be prevented or detected and INTEGRITY SERVICE EXPERIENCE 12621 World Plaza Lane, Building 55 •Fort Myers, FL 33907 • Phone: (239) 333-2090• Fax: (239) 333-2097 Page 44 of 55 corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness,yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies in internal control may exist that have not been identified. We did,however,identify certain deficiencies in internal control,described in the accompanying Schedule of Findings and Questioned Costs,identified as item 2018-1 that we consider to be material weaknesses, as defined previously. Further,we also noted certain other matters that we have reported in our Report to Management dated May 19,2021. Compliance and Other Matters As part of obtaining reasonable assurance about whether Immokalee Water& Sewer District's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws,regulations, contracts and grants, noncompliance with which could have a direct and material effect on the financial statements. However,providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly,we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. Purpose of This Report The purpose of this report is solely to describe the scope of our testing internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the District's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the District's internal control and compliance. Accordingly,this communication is not suitable for any other purpose. A • \--4,tAittaii) p , ) TUSCAN& COMPANY, P.A. Fort Myers,Florida May 19,2021 v 7� .___ \ Affiliations Il Florida Institute of Certified Public Accountants Company, PAAmerican Institute of Certified Public Accountants Private Companies Practice Section Certified Public Accountants&Consultants Tax Division Page 45 of 55 Independent Auditor's Report on Compliance for Each Major Program/Project and on Internal Control Over Compliance Required by the Uniform Guidance Board of Commissioners Immokalee Water& Sewer District 1020 Sanitation Road Immokalee,Florida 34142 Report on Compliance for Each Major Federal Program We have audited Immokalee Water& Sewer District's compliance with the types of compliance requirements described in the OMB Compliance Supplement as applicable, that could have a direct and material effect on each of Immokalee Water& Sewer District's major federal programs for the year ended September 30, 2020. Immokalee Water& Sewer District's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Management's Responsibility . Management is responsible for compliance with the requirements of laws,regulations, contracts, and grants applicable to its major federal programs. Auditor's Responsibility Our responsibility is to express an opinion on compliance for each of Immokalee Water& Sewer District's major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States of America; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, "Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards" ("Uniform Guidance"). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about Immokalee Water& Sewer District's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. IN"I ECRITY SERVICE EXPERIENCE 12621 World Plaza Lane, Building 55 •Fort Myers, FL 33907 • Phone: (239)333-2090• Fax: (239)333-2097 Page 46 of 55 We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of Immokalee Water& Sewer District's compliance with those requirements. Opinion on Each Major Federal Program In our opinion, Immokalee Water& Sewer District complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended September 30, 2020. Report on Internal Control Over Compliance Management of Immokalee Water& Sewer District is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered Immokalee Water& Sewer District's internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance,but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of Immokalee Water& Sewer District's internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance,yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be deficiencies,material weaknesses or significant deficiencies. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses. However,material weaknesses may exist that have not been identified. Page 47 of 55 Purpose of the Report The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly,this report is not suitable for any other purpose. "1 4,1 4 4 4) 4 4444p1 TUSCAN& COMPANY, P.A. Fort Myers, Florida May 19, 2021 IMMOKALEE WATER& SEWER DISTRICT Page 48 of 55 SCHEDULE OF FINDINGS AND QUESTIONED COSTS-FEDERAL AWARDS Year ended September 30, 2020 Section I—Summary of Auditor's Results Financial Statements Type of auditor's report issued Unmodified Internal control over financial reporting: Control deficiency(ies) identified? Yes X No Significant deficiency(ies) identified? Yes X No Material weakness(es) identified? X Yes None reported Noncompliance material to financial statements noted? Yes X No Federal Awards Internal control over major programs: Control deficiency(ies) identified? Yes X No Significant deficiency(ies) identified? Yes X No Material weakness(es) identified? Yes X None reported Type of auditors report issued on compliance for major programs Unmodified Any audit findings disclosed that are required to be reported in accordance with 2 CFR, Section 200.516(a)? Yes X No Identification of major programs (Type A): CFDA Number(s) Name of Federal Program or Cluster 10.760 U.S. Department of Agriculture -Loan -Grants Dollar threshold used to distinguish between Type A and Type B programs Threshold used was $750,000. Auditee qualified as low-risk auditee? Yes X No Listing of Subrecipients and matching amounts passed-through: None -not applicable IMMOKALEE WATER& SEWER DISTRICT Page 49 of 55 SCHEDULE OF FINDINGS AND QUESTIONED COSTS-FEDERAL AWARDS, CONTINUED Year ended September 30, 2020 Section II-Financial Statement Findings 2018-1 Condition: The financial reporting of the District related to the construction project and payable was deficient and did not allow for sufficient review of account balances and supervision of data entry. Questioned Costs: None Criteria: Accurate monthly and annual financial information should be prepared and provided to management and the Board on a timely basis. Context: Significant adjustments to the account balances as of and for the year ended September 30, 2018 were required during the audit of the financial statements. The initial trial balance provided for the audit contained incorrect balances for accounts payable,retainage payable, contributed capital, net assets and fixed asset additions. Cause: Turnover of administrative staff and increase in the volume and complexity of financial transaction postings are beyond the experience and training of the current staff. Effect: Material weakness. Financial information provided to stakeholders during the fiscal year ended September 30, 2018 did not accurately reflect the District's financial position as significant adjustments were proposed during the audit process. These adjustments caused the audit process to be more time consuming and therefore delayed. It also makes audit issuance difficult to meet the Federal Single Audit reporting deadlines. Recommendation: We recommend that the District obtain or designate a qualified individual to provide assistance to review monthly account balances and prepare month-end closing adjustments. IMMOKALEE WATER& SEWER DISTRICT Page 50 of 55 SCHEDULE OF FINDINGS AND QUESTIONED COSTS- FEDERAL AWARDS, CONTINUED Year ended September 30, 2020 Section II-Financial Statement Findings, continued Fiscal Year 2019 Addendum During fiscal year ended September 30, 2019, the District contracted an accounting professional experienced in governmental accounting to assist in the monthly and annual closing and reconciliation process. As a result significant improvements were made,however not all areas were addressed due to the timing of implementation. As such, several audit adjustments were still proposed. The reconciliations and adjustments caused the audit process to be delayed and time consuming. The District, with the assistance of the contracted accounting professional,has proceeded to implement a systematic process of closing and reconciling and is committed to continuing this service. Current Year Addendum During fiscal year ended September 30, 2020,the District continued to experience turnover in administrative staff. A new Executive Director was hired during the fiscal year ended September 30, 2020 and a Finance Director was hired subsequent to year end. Efforts are being focused to systematically review the accounting and operations of the District to improve the closing and reconciling process however, significant audit adjustments were proposed due to the timing of the implementation. Section III-Federal Award Findings and Questioned Costs There were no audit findings related to Federal Awards required to be reported by 2 CFR, Section 200.516(a). Section IV-Status of Federal Prior Year Findings The current status is noted above in Section II. Affiliations A S CAN Florida Institute of Certified Public Accountants American Institute of Certified Public Accountants Company, PA Private Companies Practice Section Certified Public Accountants&Consultants Tax Division Page 51 of 55 INDEPENDENT ACCOUNTANT'S REPORT ON COMPLIANCE WITH SECTION 218.415,FLORIDA STATUTES Board of Commissioners Immokalee Water& Sewer District 1020 Sanitation Road Immokalee, Florida 34142 We have examined Immokalee Water& Sewer District's compliance with Section 218.415, Florida Statutes, regarding the investment of public funds during the year ended September 30, 2020. Management is responsible for Immokalee Water& Sewer District's compliance with those requirements. Our responsibility is to express an opinion on Immokalee Water& Sewer District's compliance based on our examination. Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis,evidence about Immokalee Water& Sewer District's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on Immokalee Water& Sewer District's compliance with specified requirements. In our opinion,Immokalee Water& Sewer District complied,in all material respects,with the aforementioned requirements for the year ended September 30, 2020. This report is intended solely for the information and use of the Immokalee Water& Sewer District and the Auditor General, State of Florida, and is not intended to be and should not be used by anyone other than these specified parties. 7,1AA.,P.0:44) 16`144f*--447 TUSCAN& COMPANY, P.A. Fort Myers, Florida May 19, 2021 INTEGRITY SERVICE EXPERIENCE 12621 World Plaza Lane, Building 55 • Fort Myers, FL 33907 • Phone: (239) 333-2090• Fax: (239) 333-2097 Affiliations �' d l Florida Institute of Certified Public Accountants & CniTiiail y' t American Institute of Certified Public Accountants Private Companies Practice Section Certified Public Accountants&Consultants Tax Division Page 52 of 55 INDEPENDENT AUDITOR'S REPORT TO MANAGEMENT Board of Commissioners Immokalee Water& Sewer District 1020 Sanitation Road Immokalee, Florida 34142 We have audited the accompanying basic financial statements of Immokalee Water& Sewer District (the "District") as of and for the year ended September 30, 2020 and have issued our report thereon dated May 19, 2021. We conducted our audit in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States of America and Chapter 10.550, Rules of the Florida Auditor General. We have issued our Independent Auditor's Report on Internal Control over Financial Reporting and Compliance and Other Matters based on an Audit of the Financial Statements Performed in Accordance with Government Auditing Standards. Disclosures in that report,which is dated May 19, 2021, should be considered in conjunction with this report to management. Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General, which governs the conduct of local governmental entity audits performed in the State of Florida. This letter included the following information, which is not included in the aforementioned auditor's report: • Section 10.554(1)(i)1., Rules of the Auditor General,requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. Prior year comments that have not been resolved are repeated and updated below. • Section 10.554(1)(i)2., Rules of the Auditor General,requires that we address in the management letter any recommendations to improve financial management. No such recommendations were noted to improve financial management except as noted below. INTEGR]IY SERVICE ... EXPERIENCE 12621 World Plaza Lane,Building 55 • Fort Myers, FL 33907 • Phone: (239)333-2090• Fax: (239)333-2097 Page 53 of 55 • Section 10.554(1)(i)3., Rules of the Auditor General,requires that we address noncompliance with provisions of contracts or grant agreements, or abuse, that have an effect on the financial statements that is less than material but more than inconsequential. In connection with our audit,we did not have any such findings. • Section 10.554(1)(i)4., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in the management letter,unless disclosed in the notes to the financial statements. The District discloses this information in the notes to the financial statements. • Section 10.554(1)(i)5.a., Rules of the Auditor General,requires a statement be included as to whether or not the local government entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the specific condition(s)met. In connection with our audit, we determined that the District did not meet any of the conditions described in Section 218.503(1), Florida Statutes. • Pursuant to Sections 10.554(1)(i)5.b. and 10.556(7), Rules of the Auditor General,we have applied financial condition assessment procedures. It is management's responsibility to monitor the District's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. In connection with our audit,we determined that the District did not meet any of the criteria of a deteriorating financial condition as described in Auditor General Rule Section 10.554(1)(i)(6).c. • Pursuant to Section 10.544(1)(i)5.b.2., Rules of the Auditor General, if a deteriorating financial condition(s) is noted then a statement is so required along with the conditions causing the auditor to make such a conclusion. No such conditions were noted. • Pursuant to Section 10.554(1)(i)5.c., Rules of the Auditor General, requires a statement indicating a failure, if any, of a component unit special district to provide financial information necessary to a proper reporting of the component unit within the audited financial statements of this entity(F.S. Section 218.39(3)(b)). There are no known component special districts required to report within these financial statements. • Section 10.556(10)(a), Rules of the Auditor General, requires that the scope of our audit to determine the entity's compliance with the provisions of Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the District complied with Section 218.415, Florida Statutes as reported in our Independent Accountant's Report on Compliance with Section 218.415, Florida Statutes dated May 19, 2021, included herein. • Section 10.557(3)(m), Rules of the Auditor General,requires a notarized affidavit, related to impact fees, signed and sworn to be the Chief Financial Officer be included in the audit report. No such affidavit is included as the District has not implemented any Impact Fees. Page 54 of 55 PRIOR YEAR COMMENTS: 2018-1 See finding 2018-1 noted in the Schedule of Findings and Questioned Costs - Federal Awards - Material Weakness. 2018-3 Fixed Asset Schedules Should be Complete and Maintained Accurately During the audit, it was noted that the depreciation schedule's beginning accumulated depreciation balance did not reconcile to prior year audited financial statements. It was also noted that the depreciation method used was not consistent between all fixed assets. The District was utilizing straight line and bonus depreciation methods. We recommend the District correct the fixed asset schedule beginning accumulated depreciation and strictly use only the straight line depreciation method for all fixed assets. Fiscal Year 2019 Addendum: The District continued to utilize two different depreciation methods during fiscal year ended September 30, 2019 and the beginning accumulated depreciation did not reconcile to the prior year ending balance. Therefore,the prior year comment is repeated. Current Year Addendum: During the fiscal year ended September 30, 2020, the fixed asset schedule was reconciled and adjusted to agree to the prior year ending balance. In addition, the depreciation methods of all assets were adjusted to the straight line method, therefore the comment is resolved. CURRENT YEAR COMMENTS: 2020-1 Reconciliation of Account Balances Should Be Performed Routinely and Timely During the audit, it was noted that the District was unable to provide an accounts payable listing and fixed asset reconciliation that agreed to the balances recorded at fiscal year-end. We recommend that the accounting staff reconcile all account balances on a monthly basis, ensuring that all balance sheet accounts agree to subsidiary ledgers. These reconciliations should be performed on a monthly basis and any differences or discrepancies investigated and corrected. Page 55 of 55 2020-2 Recalculation of Billing Rates Should Be Performed During the billing procedures performed, it was noted that eight(8)of the twenty-five (25)commercial accounts selected for testing contained an incorrect billing rate. The error was not discovered for several months as the District did not perform a recalculation of billings for all customer types to verify rates. Upon discovery,the error was corrected by the third party billing company. We recommend that the District recalculate and test billings for all customer types upon implementation of approved rate changes. 2020-3 SR 29 Special Assessment not Recorded During the year ended September 30, 2019,the District levied special assessments on system users benefiting from system improvements on State Road(SR)29. The assessment was initially levied through the Collier County Tax Collector on November 1, 2018. The original assessment was not recorded as a receivable by the District at the time. This resulted in the understatement of net position for the fiscal year ended September 30,2019 and, consequently, a restatement of the ending net position was recorded for the fiscal year ended September 30, 2019 in the amount of$496,731 during the year ended September 30,2020. Pursuant to Chapter 119, Florida Statutes,this management letter is a public record and its distribution is not limited. Auditing standards generally accepted in the United States of America require us to indicate that this letter is intended solely for the information and use of the Board of Commissioners,management,the Auditor General of the State of Florida and other federal and state agencies. This report is not intended to be and should not be used by anyone other than these specified parties. 74:44614) 41 t\i, A� (16441i f TUSCAN & COMPANY, P.A. Fort Myers,Florida May 19, 2021 EXHIBIT Immokalee Water &Sewer District 1020 Sanitation Road Immokalee, Florida 34142 (239) 658-3630 FAX(239) 658-3634 Immokalee Water & Sewer District June 10, 2021 Sherrill F. Norman, CPA Auditor General, State of Florida Claude Denson Pepper Building 111 West Madison Street Tallahassee, Florida 32399-1450 Dear Ms. Norman: This letter is in response to the Management Letter in the Immokalee Water and Sewer District's Year Ending September 30, 2020 audit, performed by Tuscan & Company, P.A.; which was presented to and accepted by the Board on June 9, 2021. PRIOR YEAR COMMENTS: 2018-1 See finding 2018-I and related 2019 addendum noted in the Schedule of Findings and Questioned Costs— Federal Awards. 2019 IWSD Response: The District has determined that a full-time accounting professional is necessary to perform balance sheet, revenue, expense, and payroll account reconciliations, as well as executing accounts payable and accounts receivable processes. During the April 15, 2020 meeting, the Board directed the Executive Director to initiate the hiring process of a full-time accounting professional. The hiring of a full-time employee with experience in accounting and governmental accounting practices will address this issue. 2020 1WSD Response: The District established a new position, Finance Director, and hired Mr. Brian Stewart in January 2021. Even though Mr. Stewart did not participate in the initial audit request for data and reports made in September 2020, he reviewed, corrected, and coordinated many issues, comments, and questions between February and May 2021 related to FY2019-20. 2018-3 Fixed Asset Schedules Should be Complete and Maintained Accurately During the audit, it was noted that the depreciation schedule's beginning accumulated depreciation balance did not reconcile to prior year audited financial statements. It was also noted that the depreciation method used was not consistent between all fixed assets. The District was using a straight line and bonus depreciation methods. We recommend the District correct fixed asset schedule beginning accumulated depreciation and strictly use only the straight-line depreciation method for all fixed assets. June 4, 2021 lmmokalee Water and Sewer District Response to Management Letter Audit for Year Ended September 30, 2020 Page 2 2019 Addendum: The District continued to utilize two different depreciation methods during the fiscal year ended September 30, 2019 and the beginning accumulated depreciation did not reconcile to the prior year ending balance. Therefore, the prior year comment is repeated. Current Year Addendum: During the fiscal year ended September 30, 2020, the fixed asset schedule was reconciled and adjusted to agree to the prior year ending balance. In addition, the depreciation methods of all assets were adjusted to the straight-line method, therefore the comment is resolved. CURRENT YEAR COMMENTS: 2020-1 Reconciliation of Account Balances Should Be Performed Routinely and Timely During the audit, it was noted that the District was unable to provide an accounts payable listing and fixed asset reconciliation that agreed to the balances recorded at fiscal year-end. We recommend that the accounting staff reconcile all account balances on a monthly basis, ensuring that all balance sheet accounts agree to subsidiary ledgers.These reconciliations should be performed on a monthly basis and any differences or discrepancies investigated and corrected. 2020 IWSD Response: The District is working to implement processes which will ensure balance sheet accounts agree to subsidiary ledgers. 2020-2 Recalculation of Billing Rates Should Be Performed During the billing procedures performed, it was noted that eight(8) of the twenty-five (25) commercial accounts selected for testing contained an incorrect billing rate. The error was not discovered for several months as the District did not perform a recalculation of billings for all customer types to verify rates. Upon discovery, the error was corrected by the third-party billing company. We recommend that the District recalculate and test billings for all customer types upon implementation of approved rate changes. 2020 IWSD Response: The District is currently correcting commercial customer accounts for prior year incorrect billings. In the future, new billing rates will be tested prior to implementation. June 4, 2021 Immokalee Water and Sewer District Response to Management letter Audit J<>r Year Ended September 30, 2020 Page 3 2020-3 SR 29 Special Assessment not Recorded During the year ended September 30, 2019, the District levied special assessments on system users benefiting from system improvements on State Road (SR) 29. The assessment was initially levied through the Collier County Tax Collector on November 1, 2018. The original assessment was not recorded as a receivable by the District at the time. This resulted in the understatement of net position for the fiscal year ended September 30, 2019 and, consequently, a restatement of the ending net position was recorded for the fiscal year ended September 30, 2019 in the amount of$496,731 during the year ended September 30, 2020. 2020 IWSD Response: SR 29 assessments will be recorded in the correct account. The District continues to appreciate the performance of Tuscan & Company staff during the audit to obtain reasonable assurance about the District's basic financial statements as well as their evaluation of the presentation of those statements. Sincerely, Sarah Catala, Executive Director Immokalee Water and Sewer District 1020 Sanitation Road I Immokalee, FL 34142 Phone: 239.658.3630 I Mobile: 239.651.9990 Email: SarahCatalaPiw-sd.com Web: www.iw-sd.com