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AHAC Agenda 06/01/2020Collier County Affordable Housing Advisory Committee (AHAC) AGENDA June 1, 2020 8:30A.M. 3303 Tamiami Trail East (Main Government Complex) 5th Floor Meeting Room — Building'T' Steve Hruby, AHAC Chairman John Cowan, AHAC Member Mary Waller, AHAC Member Litha Berger, AHAC Member Christina Apostolidis, AHAC Member Denise Murphy, AHAC Member Gary Hains, AHAC Member AHAC COMMITTEE MEMBERS Sheryl Soukup, AHAC Member Justin Emens, AHAC Member Jennifer Mitchell, AHAC Member Planning Commission Member- Vacant COLLIER COUNTY STAFF Kristi Sonntag, Director, Community and Human Services Cormac Giblin, Housing, Grant Development, and Operations Manager Susan Golden, Sr. Housing and Grants Coordinator, CHS Hilary Halford, Sr. Housing and Grants Coordinator, CHS Barbetta Hutchinson, Operations Coordinator, CHS Tami Bailey, Fed/State Grants Manager NOTICE: ALL PERSONS WISHING TO SPEAK ON ANY AGENDA ITEM MUST REGISTER PRIOR TO SPEAKING. ALL REGISTERED SPEAKERS WILL RECEIVE UP TO THREE (3) MINUTES UNLESS THE TIME IS ADJUSTED BY THE CHAIRMAN. DURING COMMITTEE DISCUSSION, COMMITTEE MEMBERS MAY ASK DIRECT QUESTIONS TO INDIVIDUALS. PLEASE WAIT TO BE RECOGNIZED BY THE CHAIRMAN AND STATE YOUR NAME AND AFFILIATION FOR THE RECORD BEFORE COMMENTING. IF YOU ARE A PERSON WITH A DISABILITY WHO NEEDS ACCOMMODATION IN ORDER TO PARTICIPATE IN THIS MEETING, YOU ARE ENTITLED, AT NO COST TO YOU, THE PROVISION OF CERTAIN ASSISTANCE. PLEASE CONTACT THE COLLIER COUNTY FACILITIES MANAGEMENT DEPARTMENT. ASSISTED LISTENING DEVICES FOR THE HEARING IMPAIRED ARE AVAILABLE IN THE COUNTY COMMISSIONER'S OFFICE. 1. CALL TO ORDER & PLEDGE OF ALLEGIANCE 2. ROLL CALL OF COMMITTEE MEMBERS AND STAFF 3. APPROVAL OF AGENDA AND MINUTES a. Approval of today's agenda b. Approval of March 2, 2020 AHAC Regular meeting minutes 4. INFORMATIONAL ITEMS a. Quarterly Community Housing Plan Report- Quest Communications b. Marketing and Education Update Report- Quest Communications C. Quarterly Apartment Inventory Survey- C. Giblin d. Collier County Housing Demand Model 2020 Update- C. Giblin 5. PUBLIC COMMENT a. Persons wishing to speak must register prior to speaking. All registered speakers will receive up to three (3) minutes unless the time is adjusted by the Chairman. 6. DISCUSSION ITEMS AND PRESENTATION a. Collier Count Entitlement Grant Cycle — HUD Action Plan and Other Proposed Awards- C. Giblin b. CDBG-DR and CDBG-MIT Presentation, T. Bailey 7. STAFF AND COMMITTEE GENERAL COMMUNICATIONS a. Upcoming Meetings or Actions 1. Hyde Park RLSA Village (1800 units)- BCC 6/9/20 2. Golden Gate Golf Course RFP- BCC 6/9/20 8. ADJOURN NEXT AHAC MEETING DATE: July 6, 2020, 8:30A.M. MINUTES OF THE COLLIER COUNTY AFFORDABLE HOUSING ADVISORY COMMITTEE March 2, 2020 8:30 A.M. Naples, Florida LET IT BE REMEMBERED that the Collier County Affordable Housing Advisory Committee met on this date at 8:30 A.M. in a WORKING SESSION in the Health Building 2"d Floor Conference Room in Naples, Florida, with the following Members present: Present: Mary Waller Litha Berger Justin Emens Sheryl Soukup Jennifer Mitchell Christina Apostolidis Gary Hains John Cowan Resigned: Joe Schmitt Excused: Denise Murphy Steve H ru by ALSO PRESENT: Cormac Giblin, Manager, Housing & Grant Development — CHS Kristi Sonntag, Director CHS Susan Golden, Sr. Grants Coordinator - CHS Hilary Halford, Sr. Grants Coordinator - CHS Barbetta Hutchinson, Operations Coordinator - CHS OTHERS PRESENT: George Danz; Katrina Lin, Clerk's Office; Michael Puchalla, HELP; Ashley Jones, Salvation Army. 1. CALL TO ORDER In the absence of Steve Hruby, Jennifer Mitchell motioned that Mary Waller act as Chair and run the meeting. Justin Emens seconded, and the group voted 8-0 in favor. Mary called the meeting to order at 8:32 a.m. Litha Berger led in in the Pledge of Allegiance, and Mary read the procedures to be followed. 2. ROLL CALL —COMMITTEE MEMBERS AND STAFF There were 8 active members present, therefore a quorum was established. 3. APPROVAL OF AGENDA AND MINUTE a. A motion was made to approve the agenda by John Cowan and seconded by Litha Berger. The motion passed by a vote of 8-0. b. A motion was made by Gary Hains to approve the minutes from the meeting of February 3, 2020 and seconded by Justin Emens. The motion was passed with a vote of 8-0. 4. INFORMATIONAL ITEMS a. Cormac Giblin reviewed the application cycle calendar and updated the group what has happened to date. On March St" the Ranking and Review Committee will be meeting to see the presentations by the individual applicants. There are requests for much more money than we have. The results will be reviewed at an upcoming meeting. b. Marketing Update —Quest Communications has re -written the webpage for the housing team regarding those who need housing, those who provide housing and educational information. Phase II will include direct ads on radio and TV that point everyone to the website. We will continue to push out information to get out the good news about affordable housing. Affordable Housing is very important to us all. Phase III asks for everyone to write letters to the editors, visit community forums being held at the libraries to give positive and correct information about affordable housing. John Harney would like to partner with Quest to ensure that they are stressing the importance for seniors and the disabled. c. The group discussed the recommendations of the AHAC and the Planning Commission regarding Rivergrass and their disappointment that the BCC approved the development as it was written. 5. PUBLIC COMMENT There were no registered speakers. 6. DISCUSSION ITEMS a. Local Housing Trust Fund Update: The subcommittee has met twice, and the next meeting will be held on March 101h. Their goal is to find consistent sources of revenue to fund the trust fund. Linkage fees, a major source for many counties, was ruled out by the BCC. The group has looked at the programs for the counties of Orange, Miami and Hillsborough and is still working with staff to find more information. Mary asked for more members to become part of the subcommittee. The next meeting will be held on March 2 101h at 2 p.m. in the CHS office. Jennifer Mitchell volunteered to become a member of the subcommittee. Jennifer suggested that we write a grant for the trust fund and park it with the Community Foundation. As they get donations, they can offer up our grant as a possibility. Susan will contact the Community foundation and invite them to a future meeting. b. Recommend Draft of Board Policy for Public Benefits Regarding Future Comprehensive Growth Management Plan Amendments — the AHAC feel there should be some sort of public benefit if we are asked to rewrite code or a comprehensive plan. We should seek to include affordable units in every development. Sheryl Soukup motioned to write a letter to the BCC supporting these statements. Litha Berger seconded and the group voted 8-0 in approval. Susan Golden will draft a memo and send a copy to the AHAC. The group also asked Susan to forward the memo to the Planning Commission. 7. STAFF AND GENERAL COMMUNICATIONS a. The review and ranking committee will meet on March 5, 2020 to see presentations from all grant applicants. b. The plan for 1,800 housing units at Hyde Park Village is going to the Planning Commission on Thursday, March 51h at 9:00 a.m. You are encouraged to attend. 8. ADJOURN a. There being no further business for the good of the County, Mary Waller motioned to adjourn the meeting; Justin Emens seconded, and the group agreed with a vote of 8-0. The meeting adjourned at 9:35 a.m. NEXT MEETING: THE NEXT MEETING WILL BE HELD APRIL 6, 2020 AT 8:30 A.M. Location: 5th Floor Training Room, Administration (Building F) located at 3299 Tamiami Trail East. COLLIER COUNTY AFFORDABLE HOUSING ADVISORY COMMITTEE Stephen Hruby, Chairman The foregoing Minutes were approved by Committee Chair on 2020, "as submitted" [_] OR "as amended" [_]. 3 Co1[ie-r Couvtty Quarter 2020 Community Housing Plan Report OUR MISSION Provide comfortable, safe, and attractive housing affordability options in Collier County OUR MOTTO Making our community stronger; one life, one home, one project at a time BACKGROUND At the October 2017 Board of County Commissioners - Y� (BCC) meeting, Collier County's Community Housing .. t ,i Plan was presented. The plan was developed based on F r recommendations of the Urban Land Institute (ULI) and produced 35 strategies to address housing affordability in the county. After review and discussion by the board,+. 17 of those recommendations were approved as action items for further consideration. The BCC directed the :At Community and Human Services Division - Housing Operations staff to conduct additional research on�,o those 17 items and provide results at future board meetings over the next year. Staff presented action r items in three groupings to the board. The following information describes in detail those action items, approvals or denials by the board and future action. FOUNDATIONAL GROUP On February 27, 2018, the first group of action items was presented to the board. Of the six action items, four were approved and two required the public notification and input process before adoption. The four approved were: • Adoption of the new demand methodology. o Approved by a vote of 4 to 1. • Increase advocacy for full appropriation of the Sadowski Act trust funds. o Approved by a unanimous vote. • Residential housing component to be included in future county land acquisitions. o Approved by a unanimous vote. • Concurrent expedited review process. o Approved by a vote of 4 to 1. The two action items requiring public notification and input were: • A new affordable housing definition. o By a unanimous vote, the board approved the draft growth management plan (GMP) amendment for the new definition. • GMP amendment for an Affordable Housing Density Bonus amendment o Approved by a vote of 4 to 1. f ��A The two above action items required a yearlong public input process that involved the Planning Commission, BCC public hearings, submission to the State of Florida for review, and adoption hearings through the Planning Commission and the BCC. At the February 2019 board meeting, the Land Development Code Amendments necessary to complete these action items were approved. Community Housing Plan Report I First Quarter 2020 C ller C0-t4V1ty ENHANCEMENTS On April 24, 2018, the board was presented with a second group of six action items. • Draft amendments to the Code of Laws and Ordinance concerning the Impact Fee Deferral Program. o Approved by a unanimous vote. o In addition to the amendment draft approval, permission was given to advertise the proposed amendment as required. • It was adopted on May 24, 2018 by Ordinance #2018-28. • Local Housing Trust Fund was approved by a unanimous vote and established through Resolution #2018-82. • The board directed county Housing Operations staff to work with the Affordable Housing Advisory Committee (AHAC) to develop policies for the Local Housing Trust Fund. o The AHAC worked on the policies from June through August of 2019 and brought them to the BCC for approval in October 2019. o Through board direction, $170,000 in local housing trust funds became available during the entitlement grant process, which opened in January 2020. • Housing Operations staff will report on grant applications received and recommend funding allocations at the June 2020 board meeting. • The establishment of the Community Land Trust (CLT). o This allocated $100,000 over two years to engage a local non-profit in establishing the CLT. Approved by a vote of 4 to 1. • Over the course of eight months, discussions were held with the County Attorney's Office (CAO) and other interested parties to develop a framework and recommendations for the CLT to present to the board to review in December 2018. At that meeting, the board directed Housing Operations staff to begin developing a request for proposal (RFP) to seek a local non-profit to undertake establishment of the CLT. The RFP was issued in October 2019. • In October 2019, the Housing, Education and Lending Programs (HELP), a local non-profit with a focus on housing affordability, was awarded the contract. In addition, the initial CLT Board members were approved. The CLT Board has since approved Bylaws and anticipates having its Articles filed by June 2020. Then, the CLT will seek the 501(c) 3 designation from the Internal Revenue Service (IRS). The designation can take up to six months to be granted, but is expected to be in place by December 2020. • The CLT's goal is to have at least one property in its portfolio by October 2021. • A Marketing/Public Relations/Communications Plan. o Approval for funding was approved by a vote of 3 to 2. o A detailed scope of work was prepared and a RFP to engage a qualified marketing firm was issued October 2018. o The RFP was awarded in October 2019 to Quest Corporation of America, Inc. (Quest). o Quest is currently working to increase awareness of the issues faced in affordable housing. The first step is through the development of a new website, which launched April 28, 2020. More community awareness is to follow through social media, blogs and other multi -media campaigns. • Engage a consultant for a Linkage Fee Nexus Study. o This action item was declined by the board with a vote of 4 to 1. M Community Housing Plan Report I First Quarter 2020 CO1L7er C0-t4V1ty NEW CONCEPTS On October 18, 2018, the board was presented with a third group of six action items. Five of the six were approved. These items required modification to the Land Development Code and included the following: • Land Development Code and Growth Management Plan Regulatory Relief for affordable housing applications. o Approved by a vote of 5 to 0. • Streamline Commercial to Residential Conversions. o Approved by a vote of 3 to 2. • Incentivize Mixed Income Residential Housing in future and redeveloped activity centers. o Approved by a vote of 3 to 2. • Create Strategic Opportunity Sites. o Approved by a vote of 3 to 2. • Increase density in Community Redevelopment Areas (CRA) and along transit corridors. o Approved by a vote of 3 to 2. • Mixed Income Housing Incentives. o The board declined moving forward with this item by an unanimous vote. i After discussion with the Growth Management Department, it was determined a consulting group would be the most expeditious and cost effective manner to develop the above referenced modifications. Johnson Engineering was procured to review the code, get feedback from the development community and make modification recommendations based on their findings. Beginning in the fall of 2020, Housing Operations staff will bring the consultant modification recommendations back to the board for consideration. Collier CoLLnty First Quarter 2020 1 Community Housing Plan Report BEMBRIDGE PLANNED UNIT DEVELOPMENT UPDATE Over the past year, housing that is affordable has been an intense topic for Collier County. Based on feedback and the ever -changing demand, the need for affordable homes continues to rise. Collier County's labor force working in hospitality, emergency services, teachers, law enforcement and many other sectors have difficulty finding an affordable place to live. In addition, employers in those sectors have difficulty filling vacancies due to the lack of housing for potential employees. In July 2019, the Collier County Board of County Commissioners, through a competitive bid process, awarded McDowell Housing Partners, a national developer and investor of affordable and workforce housing, a 5-acre county surplus site known as the Bembridge Planned Unit Development (PUD). McDowell has exceeded the County's expectations by quickly securing $7.8 million in highly competitive and scarce sources of financing to develop an affordable housing community with restricted rents approximately 30% below comparable, market rate apartments. Chris Shear, Managing Director of McDowell Housing Partners, stated the community's purpose is to provide residents with a high quality of life at truly affordable rents. The development team is now working through the design and permitting process and filed for the necessary rezoning. McDowell Housing Partners expects to break ground in late 2020, with units ready for occupancy by the end of 2021. Community Housing Plan Report I First Quarter 2020 Colfikr C014VIty ONE -CENT SALES SURTAX During the 2018 general election, voters approved a local option sales surtax increase of one cent. The one -cent increase is expected to raise approximately $490 million for a variety of community efforts throughout the next seven years. Of that, $20 million is earmarked to acquire land for future development of housing that is affordable for those working and living in Collier County. To provide oversight of these efforts, the Collier Board of County Commissioners appointed a seven -member committee in 2019. The committee is tasked with providing oversight and review of expenditure reports to ensure the county is in compliance with the ballot language. Currently, procedures are being developed to guide the process of surtax expenditures and potential properties are being evaluated for viable, future affordable housing development sites. COMMUNITY LAND TRUST In October 2019, through a RFP process, the Collier County Board of County Commissioners awarded HELP $100,000 over two years to develop and manage a new CLT. Since then, HELP has identified and seated the required board members, and developed the draft of the articles of incorporation as well as necessary by-laws. In addition, HELP recently applied for, and is in the process of being awarded, $160,000 from the Local Housing Trust Fund to build two affordable rental homes. The homes are located at the new Paradise Sports Complex and will be placed in the land trust's portfolio. HELP will manage both homes on behalf of the CLT. The properties will be rented to families based on income eligibility. One home will be rented to a family determined to be at or below 120% area median income and the other rented to a family at or below 140% area median income. Rental rates will not exceed HUD's Fair Market Rents. COLLIER COUNTY CONTACT INFORMATION Collier County Community and Human Services Divi 3339 East Tamiami Trail, Building H, Room 211 Naples, FL 34112 Phone: 239-252-CARE (2273) Email: housing!nfo@coillercountyfl.gov Website: CollierCountyHousing.com Community Housing Plan Report I First Quarter 2020 Collier County Corler County 000%. 2 Community and Human Services Division Housing Operations 7'- A I F Spring 2020 Community Housing Plan Marketing Report County In October 2019, Collier County Community and Human Services Division — Housing Operations, hired Quest Corporation of America, Inc., (Quest) to develop a 12-month marketing and outreach campaign. Through launching a new website targeted to renters, homebuyers, homebuilders, and developers; through partnering with local agencies and civic organizations; and, through print, radio, television, and social media campaigns, this project will improve awareness of affordable housing opportunities, enlighten the community as to who makes up this population and promote incentives to industry professionals in order to increase affordable housing choices to Collier County residents. This report is intended to provide the Collier County Community and Human Services Division — Housing Operations and other interested parties with a summary of activities that took place during the first quarter of 2020. To date, Quest's team has launched a new website, including a launch announcement campaign, participated in a developer roundtable, and compiled an industry database for future events and marketing efforts. Quest's Project Manager Yvonne McClellan plans, implements and manages the project's activities, schedule, staff, and work products. Other Quest employees that assist her include the entire Creative team: Graphic Designers Joe Duhamel, Chip Boeckh, Lisa Lawrence, Chris Ward and Megan Gann, Website Developer Dylan Conway, and Senior Communications Manager Sara Shepherd. COLLIER COUNTY HOUSING PLAN INCOME LEVELS HOUSEHOLDS CAN AFFORD... TARGET MARKET As identified by Collier County staff, target markets include renters, homebuyers, homebuilders and developers. This market is further defined as residents, homebuilders and developers housed within Collier County, or industry audiences seeking �o conduct future business in Collier County. Another portion of the target market includes renters and homebuyers scoping Collier County as a potential place to live. WEBSITE LAUNCH The spring 2020 objective was to launch the Collier County Community and Human Services Division - Housing Operations new website, as well as promote the launch through social media and a news release. CAtIf -C Hogs HOME ABOUT an paNN NI NEED IPamill MEDIAR ADDITIONAL Q -t om AP M16ITTEREITY OUSING HOUSING ORNE nESOUncel Collier County Community and Human Services Division — Housi Firefighters. Police officers. Teachers. Government employees. Service workers. Nurses. AdLn IV I These are just a handful of hardwerking irdividuals and families in our community he struggle t0 find heusing that is she an report by the Urban Land Institute (ULI) found two cut of every five households were cost burdened, meaning they spend coo housing. Even mare sobering, 61.4°h ofjobs in Colller pay less [Ilan $33,250 per year, wM1lle the average monthly rental cost b average name price Is mere than $301,000. II Is the opinion of the panel lost Collier County absolutely nos a housing shenensity prohlem,' accoming w the urban Lane I found here. Approxinnuc 40,o00 people commute dairy fmmoutside of collier county These employees work In Collier but live in Lee, Cha ictte or other ceuni where they spend their wages on rent, taxes, mortgages, groceries, gas and other e "al p bl 1 employees and large segments rod private sew ply not ft awl a-n ceuar counry Tne d 1y tsrmm negnbedng commuryaes add wtrercic continued, and dm nleh quality of in, and achve cMr.r pad'cipadon. Providing aco.ss to Hid dabl. housing c10sert0 lobs reduces commute time. and casts, increases quality of lice and assists in supporting a healthy local economy. —I, why To counry is working w address meissue na vagary fway,, InGuding the creation of.yecial Incentives far develepernw provide housng at affordable prices In their plan. and offering programs w... iM prospective hem.buy.rs and renters. Current examples of communities with housing Co�r CoanncY XOrs` "°O0� wnasa apueina rrpusins <c«nan rmsauacas O Whist la aepmama Neosho? reas�.p Is <ensmeree alaaanla.nac a la.sala 1 spaces., mareman xn amm.,mn Ineem.ac a lama pe<aearfao- mam.r rare. ayramcparg mso erroraee��ng spume struggle ap+°pd'�r 20.5%,1 pnaa ar s.n ne noun nn. Anoraana nom. eso n al<w nom.a a.<.mm. <om is rean<wro nalp wo mpaass fame .s - ° m.rmm<eemN1c<om. <r ummr v. n onrwmremm� 19.6� • � aemers eme reyresppmen.gwemmemempioywanunea. a�a r� p^^,F v^ omxwuum nssnmiresana,neivia„ais. "" who awe Mueinp affordiellty et — WHO IS AFFECTED BY HOUSING AFFORDABILITY? anniy imw•aeveyona, wnamarmay reeiuenar nor. in e e asses an s m ac ers, l as repaimly mpaus aualMa�neanee<enurmasaoam< w ninya enr,n an unirypu repulmnanisMlauslie aelwrAn boa rr 6�'F `Foilea. arvas nomeownersmp one rena nnns ere neeeee wmin mil nw�on.m mvwnp 11-1 NN, N111 1unM nspanom 11. 1p 1l aHlga io provae nwsirq rar me mareammrane ananpawe <ary wnm mwmeusuas wawa, eepN aneasupsranNl as re�N tivae vaiaemre. Nu mammmunilym%pnrne`nmwbpneMVMmn`onn peniui gcpxpee. ry�en,ruer Nan scum is paew,lare a re pla I m cares qua creuercnann.waneee aaremereezrmweneers. naaas one asaaaa�s nave a <a d lmmamrN 11, <emmnnrcrwnara mm.an. TIN cmenn1a1os roam one mar anuas Nt ummaan a Nnana au wa a �alre aaaaHnnmcalbrcaamv.Hwa. ale n.reareao m.wmmncm aenaap Plac. ran morons read more rrem m. rpnN aaaahp Collier Countv Government () Communication & Customer Relations 3299 Tamiami Trail East, Suite 102 colliereov.net Naples, FL 34112-5746 twitter.com/CollierPIO facebook.com/CollierGuv voutube.com/CollierGov April 29, 2020 FOR IMMEDIATE RELEASE Collier County Launches New Housing Affordability Website Site offers resources for those looking to rent or buy and developers/homebuilders Naples, Fla. — Collier County's Community and Human Services Division announces the launch of its new "Housing Affordability" website, www.CollierCountvHousine.com. The website is administered by the Housing Operations team. Inside the website, residents or those looking to relocate, will find resources such as housing options and assistance. And, developers/homebuilders looking to provide housing in Collier County will find incentives and grant opportunities to build affordable housing developments. It also offers important information about this critical issue to anyone interested in this topic. C+OLL1Er County Providing access to affordable housing closer to jobs reduces commute threes and costs, increases quality of life and assists in supporting a healthy local economy. That is why the county is working to address the issue in a " variety of ways, including the creation �_ • of special incentives for developers to provide housing at affordable prices in their plans and offering programs to assist prospective homebuyers and °ox. iwi a m°m. renters. Current examples of communities with housing affordability options include Allura, Bristol Pines and Dockside among others. Collier County's Community and Human Services Division — Housing OI range of resources for anyone interested in the topic of affordable housing support our community, families and all individuals looking for the perfec The website was successfully launched on April 28 and the news release was published soon after. Additionally, a 30-day social media campaign calendar was developed that incorporated the website launch announcement as well as COVID-19 housing financial assistance information and new rent/income limits. Housing Operations staff also shared the social media content with partners, for use on their communication channels. • Co per County NEW WEBSIT LAUNCH! -- Let's make Housing Affordable Collier County! We've got a new look, full of features and solutions to help you with your housing affordability decisions and choices. Whether you are looking for affordable housing or a developer looking for information and incentives, check out our new and improved website! Furthermore, during the first three days of launching the website, April 28 — 30, it received 243 unique visitors, 576 page views (includes multiple, repeat visits), and a 64.85% bounce rate. The bounce rate measures interest or usefulness of a page as it tracks the length of time someone stays on the page/how quickly a visitor leaves. In essence, the higher the bounce rate, the faster people are leaving the page. Industry bounce rate standards are 26% to 40% is excellent, 41 % to 55% is roughly average and 56% to 70% is higher than average, but may not be cause for alarm depending on the website intent and audience. In determining how visitors arrived at the website, almost all of the visits were direct traffic, as is to be expected of a fresh launch. Direct traffic is someone directly typing the website link, using a bookmark, or similar. Of that direct traffic, about 35 visits were directed to the website from Facebook, which had the best bounce rate at 50%. Moreover, the housing options page received the most visits. COVID-19 RESPONSE In response to the COVID-19 crisis, Collier County partnered with the United Way of Collier County and the Keys to provide more than $1.41VI for rent or mortgage assistance to qualifying households impacted by COVID-19. The effort was financed in part by the U.S. Department of Housing and Urban Development (HUD), Florida Housing Finance Corporation (FHFC) and the Collier County Community and Human Services Division. Also, Quest's webmaster added a prominent red banner to the homepage of the new website as a call -to -action, which directed interested persons to the United Way's website for details and the application. The Quest team also created a news release and social media ost. The news rele arnered four local news stories that were added to the website on the media corner page. Additionally, two resources for renters were added to the additional resources page that offer tips on how to navigate the effects of COVID-19 regarding their housing needs. Collier County Government () Communication & Customer Relations 3299 Tamiami Trail East, Suite 102 collieraov.net Naples, FL 34112-5746 twitter.com/CollierPIO facebook.com/CollierGov voutube.com/CoRierGov April 29, 2020 FOR IMMEDIATE RELEASE $1.4M for Rent and Mortgage Assistance Available to Those Affected by COVID-19 in Collier County Must qualms. Financed in part by HUD, FHFC and Collier County Community and Human Services Division Naples, Fla. — The Collier County Community and Human Services Division, in partnership with the United Way of Collier County and the Keys, will be providing more than $1.4M for rent or mortgage assistance to qualifying households impacted by COVID-19. Funding is provided through the Emergency Solutions Grant (ESG-CV) and the State Housing Initiatives Partnership Program (SHIP). The ESG-CV funds are available for residents in need of short -teen rental assistance and the SHIP funds will provide both short-term rental assistance and mortgage assistance, financial counseling, or foreclosure prevention for households who have lost employment or income during the Coronavims pandemic. Funding allocations are: Program United Way Contracts ESG-CV $636,415 SHIP $801,145 TOTAL $1,437,560 All applicants must meet the income guidelines as required by the funding sources. Qualifications include at or below the 50% Area Median Income (AMI) for ESG-CV applicants and less than 120 % of AMI for SHIP applicants. See newly released 2020 income levels attached. "We are excited to release this emergency funding directly to the members of our community most in need at this time", said Kristi Sonmag, Director, Collier County Community and Human Services. For information on how to apply, residents should contact the United Way online at unitedwavofcolliercounty.ore or call (239) 2634211. This effort is financed in part by the U.S. Department of Housing and Urban Development (HUD), Florida Housing Finance Corporation (FHFC) and the Collier County Community and Human Services Division For more information on this and other housing programs administered by Collier County Community and Human Services, call Kristi Sonntag, Director at (239) 252-4228. For media inquiries, call Daniel Christenbury, Public Information Coordinator, at (239) 405-1300. Co ter County United Way of RENT AND MORTGAGE ASSISTANCE Collier and the Keys COVID-19 RESPONSE PARTNERSHIP Collier County, in partnership with the United Way of Collier & the Keys, will be providing funds for rent or mortgage assistance to qualifying households impacted by COVID-19. For information on how to apply, contact the United Way at: unitedwayofcolliercounty.org or call: (239) 263-4211 Florida Housing F Financed in part by the U.S. - Department of Housing and Urban mua Development (HUD). Florida Housing � Finance Corporation (FHFC) and I usiup Collier County Community and Human ffiLt orrosrunnr Services Division I Co ier County COLLIER COUNTY CONTACT INFORMATION _�. Collier County Community and Human Services Division 3339 East Tamiami Trail, Building H, Room 211 °�-- Naples, FL 34112 Phone: 239-252-CARE (2273) Email: housin info@colliercount fl. ov Website: CollierCountyHousing.com �+ COLLIER COUNTY HOUSING OPERATIONS AND GRANT DEVELOPMENT STAFF Cormac Giblin Housing Operations and Grants Development Manager li�oam Cormac.Giblin@colliercountyfl.gov Susan Golden - Senior Housing and Grants Coordinator Susan.Golden@colliercountyfl.gov Hilary Halford Senior Housing and Grants Coordinator �-)colliercountyfl.gov Coordinator liercountyfl.gov i nator @colliercountyfl.gov rt Specialist �-)colliercountyfl.gov Collier County Community and Human Services Division Quarterly Rental Apartment Inventory Survey April 2020 ***Information deemed reliable but should be indeaendently verified*** Property Name Property Address Phone it 1/1 Rental Rate 2/2 Rental Rate 3/2 Rental Rate DUnits Tot evelopment in Development Occupancy Rate Total Available Units as of April 15, 2020 April 2020 Jan 2020 Oct 2019 College Park 6450 College Park Cir, Naples, FL 34113 239.732.7707 $816 $1,077 210 97.6% 5 very-pow income <me�n very -pow income <xxvn very -pow income <xx>>n Windsong Club 11086 Windsong Cir, Naples, FL 34109 (239) 566-8801 $739 $897 $1,041 120 100.0% 0 Summer Lakes 1&2 5520 Jonquil Ln, Naples, FL 34109 (855) 342-6413 $768 $927 $1,076 416 100.0% 0 Bear Creek 2367 Bear Creek Dr, Naples, FL 34109 (239) 514-0600 $932 1$1,087 1 108 100.0% 0 Saddlebrook Village 8685 Saddlebrook Cir, Naples, FL 34104 (239) 354-1122 $960 $1,099 140 100.0% 0 Whistler's Green 4700 Whistlers Green Cir, Naples, FL 34116 (239) 352-2999 $814 $966 $1,112 168 100.0% 0 Jasmine Cay 100 Jasmine Circle Naples, FL-34102 (844) 853-8441 $986 $1139 72 no response Osprey's Landing 100 Ospreys Landing, Naples, FL 34104 (239) 261-5454 $820 $986 $1,145 176 99.4% 1 Villas of Capri 7725 Tara Cir, Naples, FL 34104 (239) 455-4600 $821 $987 $1,141 235 92.8% 17 Whistler's Cove 11400 Whistlers Cove Blvd, Naples, FL 34113 (239) 417-3333 $823 $990 $1,154 240 100.0% 0 Low Income Low Income Low Income Noah's Landing 10555 Noah's Cir, Naples, FL 34116 (239) 775-7115 $830 $998 $1,156 264 100.0% 0 102 84 135 Tuscan Isle 8650 Weir Dr, Naples, FL 34104 (239) 304-3668 $828 $1,000 $1,162 298 100.0% 0 $1482 2/2 $1410 2/2 $1410 2/2 Brittany Bay 14815 Triangle Bay Dr, Naples, FL 34119 (239) 354-2002 (239) 461-1227 $810 $956 $1,106 392 99.0% 4 Naples Place 1-III 4544-4626 Sunset Rd, Naples, FL 34116 (239) 455-5155 $825 $1,085 $1,250 170 99.4% 1 Briar Landings 1385 Wildwood Lakes Blvd, Naples, FL 34104 239-775-4002 $1,100 $1,250 240 99.2% 2 George Carver Apts 35010th St N Naples, FL- 34102 (239) 2614595 (810)750-7000 $954 $1,312 $1,434 70 100.0% 0 The Point at Naples (Heron Park) 2155 Great Blue Dr, Naples, FL 34112 (239) 417-5500 $1,175 $1,329 $1,599 248 96.4% 9 Meadow Brook Preserve 1130 Turtle Creek Blvd, Naples, FL 34110 (239) 514-4449 $1,391 $1,352 $1,973 268 95.9% 11 Mer Soleil 4250 Jefferson Ln, Naples, FL 34116 (239) 354-1155 $1,136 $1,363 $1,615 320 92.8% 23 Waverley Place 5300 Hemingway Ln, Naples, FL 34116 (239) 353-4300 $1,254 $1,369 $1,547 300 98% 7 Advenir Aventine 9300 Marino Cir, Naples, FL 34114 (239) 793-4603 $1,247 $1,376 $1,650 350 95.1% 17 Somerset Palms 15985 Arbor View Blvd, Naples, FL 34110 (888) 479-3911 $1,554 $1,774 169 92.3% 13 Oasis Naples 2277 Arbor Walk Cir, Naples, FL 34109 (239) 598-9944 $1,190 $1,320 216 100.0% 0 AIVista at Golden Gate/Sabal Key 1600 Wellesley Cir, Naples, FL 34116 (239) 353-1211 $1,324 $1,536 200 92.0% 16 Aster at Lely Resort 8120 Acacia St, Naples, FL 34113 (239) 919-8375 $1,234 $1,536 $1,744 308 93.8% 19 Inspira Apartments 74251nspira Circle, Naples, FL 34113 (239) 298-5680 $1,452 $1,495 $1,866 304 90.1% 30 Meadow Lakes 105 Manor Blvd, Naples, FL 34104 (239) 403-4130 $1,229 $1,499 $1,610 252 93.3% 17 River Reach 1970 River Reach Or #179, Naples, FL 34104 (239) 643-2992 $1,394 $1,599 MW 556 90.6% 52 Alvista at Laguna Bay 2602 Fountainview Cir, Naples, FL 34109 (239) 254-7889 $1,315 $1,505 456 89.3% 49 Sierra Grande at Naples 6975 Sierra Club Cir, Naples, FL 34113 (239) 529-5631 $1,271 $1,529 1 $1,777 300 92.0% 24 Belvedere At Quail Run 260 Quail Forest Blvd, Naples, FL 34105 (239) 434-0033 $1,232 $1,440 162 97.5% 4 Milano Lakes 3713 Milano Lakes Circle, Naples, FL 34114 (239) 330-4181 $1,350 $1,550 $1,750 296 62.5% 111 Moder- income/ Moderare income/ Moderaxe Income/ The Springs at Hammock Cove 4360 Petal Dr, Naples, FL 34112 (239) 203-3972 $1,418 $1,585 $1,824 50 72.0% 14 Market Rate Market Rate Market Rate Bermuda Island 3320 Bermuda Isle Cir, Naples, FL 34109 (877) 377-4289, 594-1806 $1,295 $1,605 $1,705 360 96.4% 13 444 486 653 Malibu Lakes 2115 Malibu Lakes Circle, Naples, FL 34119 239.596.0035 $1,325 $1,509 $1,950 356 96.6% 12 Orchid Run 10991 Lost Lake Drive, Naples, FL 34105 (833) 676-4450 844-815-9861 $1,507 $1,750 $2,534 262 94.7% 14 Addison Place 8677 Addison Place Circle, 34119 (239) 963-8937 $1,560 $1,720 $2,115 294 94.9% 15 Arium Gulfshore 5301 Summerwind Dr, Naples, FL 34109 (239) 597-6605 $1,275 $1,915 368 90.8% 34 Laurel Ridge 5460 Laurel Ridge Ln, Naples, FL 34116 (239) 353-7766 $1,233 78 100.0% 0 Goodlette Arms 950 Goodlette Rd N Naples, FL - 34102 (239) 262-3229 $819 242 100.0% 0 Naples 701 3531 Plantation Way, Naples, FL 34112 (239) 775-8000 $985 188 91.5% 16 Wild Pines of Naples 1&2 2580 Wild Pines Ln, Naples, FL 34112 (239) 793-6419 $1,050 200 100.0% 0 Berkshire Reserve (Daili of Naples) 3536 Winifred Row Ln, Naples, FL 34116 239) 455-8174 $1,695 146 97.3% 4 Sub -Total Naples Median $1,210 $1,358 $1,547 10,568 94.8% 551 551 572 788 Heritage Villas 1810 Lake Trafford Rd, Immokalee, FL 34142 (239) 657-3204844-250-5248 $461 $516 41 90.2% 4 Garden Lake 1050 Garden Lake Cir, Immokalee, FL 34142 (239) 657-3204 $443 $535 65 98.5% 1 Sanders Pines 2449 Sanders Pine Cir, Immokalee, FL 34142 239-657-8333 $545 $595 41 100.0% 0 Farm Worker Village (non-farmworker) 2225 Chadwick Cir, Immokalee, FL 34142 239-842-0327 $510 $560 $590 276 98% 5 Willowbrook Place 1836 Ash Ln, Immokalee, FL 34142 239.657.3204 $484 $584 41 95.1% 2 Main Street Village 104 Anhinga Cir, Immokalee, FL 34142 239-657-6576 $595 $665 79 100.0% 0 very -pow income very -pow income very -pow income Summer Glenn 1012 Summer Glen Blvd, Immokalee, FL 34142 (239)657-3204 $488 $599 45 100.0% 0 20 I 33 44 Espana- 210S1st St,Immokalee,FL34142 239.657.2009 $560 $650 $699 47 100.0% 0 $9262/2 $8812/2 $8812/2 Bromelia Place 612 N 11th St Immokalee, FL- 34142 (844) 796-3474 (239) 657-3000 $575 $675 30 100.0% 0 Southern Villas 1802 Custer Ave, Immokalee, FL 34142 (239) 657-3204 $544 $660 $805 35 97.1% 1 Oak Haven 580 Oakhaven Cir, Immokalee, FL 34142 (239) 658-5920 $750 $850 160 97.5% 4 Eden Gardens 1&2 1375 Boxwood Drive, Immokalee, FL 34142 (239) 657-7900 $770 $835 92 96.7% 3 Immokalee Apartments 601 W Delaware Ave, Immokalee, FL 34142 (239) 657-6185 $821 $933 100 100.0% 0 Crestview Park 1&2 715 Crestview Dr, Immokalee, FL 34142 (239) 658-8267 $912 $1,064 304 97.0% 9 Low Income Low Income Low Income Timber Ridge 2711 Wilton Ct, Immokalee, FL 34142 239-657-8333 $740 34 100.0% 0 9 12 10 Cypress Run 550 Hope Cir, Immokalee, FL 34142 (239) 657-9032 $685 39 100.0% 0 $1482 2/2 $1410 2/2 $1410 2/2 Sub -Total Immokalee Median $527 $650 $773 1,427 98.0% 29 29 45 45 Grand Total I Median $1,050 $1,00D $1,162 11,995 95.2% 590 580 617 833 Memorandum To: From: Date: Subject: CC: Leo Ochs, County Manager Cormac Giblin, Housing, Grant Development, & Operations Manager Community and Human Services Division�(�rE May 22, 2020 Z� Affordable Housing Demand Model 2019 Update Nick Casalanguida, Deputy County Manager Steve Carnell, Public Services Department Head Kristi Sonntag, Director Community and Human Services On February 27, 2018 the Board of County Commissioners (BCC) approved the Affordable Housing Demand Methodology as a follow-up item from the 2017 Community Housing Plan (item 11A). The approved methodology calculates a target goal of new affordable housing units needed yearly (by income and price level), in order to keep pace with population growth and the BCC's goal of reducing the number of cost -burdened household in Collier County by 1% per year. The model then accounts for any units already available in the market. As part of the methodology, staff produces an update of the model each year using current data. This update continues to highlight the need for additional affordable housing units at the lower end of the income spectrum. Units for Moderate and Gap income levels appear to be available in the market. Unmet Need for Affordable Units (yearly): Household Income Level Sept 2017 Original Model May 2019 Update May 2020 Update Change in Need: Sept 2017 — May 2020 Ext. Low Income (<30%AMI) 536 559 569 +33 Very Low Income (31-50%AMI) 550 552 533 -17 Low Income (51-80%AMI) 532 505 218 -314 Moderate Income (81-120%AMI) 47 0 0 -47 Gap Income (121-140%AMI) 0 0 0 0 Total 1,665 1,616 1,320 -345 Changes in demand from previous years' models can be attributed to dramatic increases in the County's Median Household Income since 2017 (more than a 20% increase). This increase in income brings with it a corresponding increase in purchasing power, that when combined with historically low interest rates and the construction of new market -rate units that are affordable to households at the Moderate and Gap income levels has allowed the market to provide units to meet the needs of those households. However, demand for units needed for households at the lower income levels remains very high. Page 1 of 2 See below for comparison are the full Housing Demand Models run for 9/2017, 5/2019, and 5/2020. May 2020 Model: Collier County Housing Demand Model - 2020 Housing Demand Methodology Approved by the Collier County Board of County Commissioners 2/27/18 (Item 11A) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Total New Max Schimberg New Units New Units Affordable Units Available Remaining Household Household Mar Ren[or Existing Housing Existing Lost Needed in Needed for Needed Per Year Supply of Available New Unit Type Income Ta rget Income Level Income Purchase Pdre Invenmry(April Approved Burdened Order to 2020 (1%reduction in unit s for Supply at Units Affordable (%o(Median (B-person (HUD 2020) 2020) Units Households Lower Cost Population Cost Burden• Purrh ase for Rent Units Needed Income) househoMl (April 2020) (2010Est.) Burdened by Growth (in Population (APRll2U20) (April 2020) tyeary) 1%(yearly) households) Growth) Rental Fxtremely taw Less than 30% $22,250 $556 182 13,426 336 235 571 0 2 569 Rental Very Low 31%-50% $37,050 $926 2,257 12,732 318 268 586 0 53 533 Owner or $1,482(r)/ Rental Low 5110-80% $59,300 $180,Omp) 45,317 5,025 15,622 391 420 811 481 112 218 Owner Moderate 81%-120% $S8,920 $325,000 67,491 4,531 10,787 270 471 741 1,519 Owner Gap 121%-140% $103,740 $390,000 18,725 0 1 5,750 144 229 373 625 Sub Total 131,523 11,995 U111,317 1,459 1,629 3,081 2,825 16] 1,320 May 2019 Model: Collier County Housing Demand Model - 2nd Qtr 2019 Housing Demand Methodology Approved by the Collier County Board of County Commissioners 2/27/18 (Item 11A) Methodology: Goal of Reducing Housing Cost Burdened by 1%/year+ Accommodate Yearly Population Growth - Existing Available Supply = Units Needed Yearly by Income Level Household Max House hold Mau Rentar Existing Existing Approved Schimberg Cast New Units Needed in New units Needed Total New AHordable Vni[s Needed Per Year Avrr 1,1esupply Available Pemaining New Unit Type Income Target I„came Lerel{% of Median Incamel3-person household) Purchase Price(Hu0 2019) Housing Irwentory(May AHordable Units Burdened Households 12019 OrdertPLower Cod Burdened by l% for2019Population Growth (in (1%reduction in Cos[ Burdens PaWlatiOn of UndSfor Purchase {MAY Supply of Units for Re,d AHa rdable Unil Needed(yearly) Income( 2019) (May 2019) (yearly) households) Growth) 2019) (May 20,,) Rentd Ext-urly Low Lessthan30% $21,150 $528 - 150 13,130 328 231 559 0 0 559 Bental Very law 31%-so% $35,250 $881 - 1,411 12,452 311 263 574 0 22 552 °"nef 8e,da1 " taw s1%-Boas $56,400 91,418lS1so,odo 44,677 4,285 15,279 382 411 793 263 25 505 Owner Moderate 8194um $84,600 $275,000 63,024 0 10,550 264 462 726 1,293 554 n a owner Gap 121%140% 98700 1 $330 000 16,795 o 1 5,623 141 224 365 1 789 n a I n a Total 124,496 5,846 1 57,034 1426 1,591 3,017 12,345 601 11,616 Sept 2017 Model: Collier County Housing Demand Model - Sept 1, 2017 1 7 7 G S A 7 A 9 113 11 17 1:t IG /bvaen„us Ealsflr,g 1018 Colt Burdenrd On,U NeMetl in Axsi b UnrtTrye Incerxre rrcet RauseMW I0xa0w Level In—-` OWlars)i� Mar x.n[rywcNr. price2a171N110) Nweairy Inventory Reanccetl AIWroYed RauteMltls 2a15)4D%o( iopdxUon Grosvtb Order ao lower coat B.,dawd Totul YnKs Needed Per MxiYela [Nos pvdxre Urtin Ra11Ml Remxmuq unrtr Needed person bW lnpltl (AUP 2001 Affllo, N allNwxNpatla 0e.,xxnd t017 ItY 1% Yw 0,061A ,.,,,20LT1 h«adYl f1ii- Exo-1,Low 1errNen3oN $18,840 $471 150 12,106 233 303 536 0 0 536 IlerdAl viryL.. 31%-5a° $31,400 $785 - 1,411 11,465 263 287 550 0 0 550 ! L-- s - $50,240 $1256/<$115,00012,052 4,285 14,078 413 352 765 206 27 532 o.. P.ar..t. 811wm $75 360 200,0010 43,335 - 9 723 464 243 7Q7 500 47 ostler oast 12-1- $90 432 250 000 122,7401 -110,1951 444 254 698 n a I Tpa 78,127 ssas 57,56 / 1 817 1 439 3 256 1 1) 11 499 1 665 Attached is the full 2020 update of the Affordable Housing Demand Model complete with source documentation. Please do not hesitate to call me at 239-252-2399 if you have any questions. Page 2 of 2 Collier County Housing Demand Model - 2020 Housing Demand Methodology Approved by the Collier County Board of County Commissioners 2/27/18 (Item 11A) Methodology: Goal of Reducing Housing Cost Burdened by 1%/year+ Accommodate Yearly Population Growth - Existing Available Supply = Units Needed Yearly by Income Level 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Total New New Units New Units Max Schimberg Affordable Units Available Remaining Household Existing Needed in Needed for Available Household Max Rent or Existing Housing Cost Needed Per Year Supply of New Income Level Approved Order to 2020 Supply of Units Unit Type Income Target Income Purchase Price Inventory (April Burdened (1% reduction in Units for Affordable (%of Median Units Lower Cost Population for Rent (3-person (HUD 2020) 2020) Households Cost Burden + Purchase Units Needed Income) (April 2020) Burdened by Growth (in (April 2020) household) (2020 Est.) Population (APRIL 2020) (yearly) (yearly) households) Growth) Rental Extremely Low Less than 30% $22,250 $556 182 13,426 336 235 571 0 2 569 Rental Very Low 31%-50% $37,050 $926 - 2,257 12,732 318 268 586 0 53 533 Owner or Low 51%-80% $59,300 $1,482(r)/ 45,317 5,025 15,622 391 420 811 481 112 218 Rental $180,000(p) Owner Moderate 81%-120% $88,920 $325,000 67,481 4,531 10,787 270 471 741 1,519 n/a n/a Owner Gap 121%- 140% $103,740 $390,000 18,725 0 5,750 144 229 373 625 n/a n/a Sub Total 131,523 11,995 58,317 1,458 1,623 3,081 2,625 167 11320 Market Market >140% > $103,740 >$390,000 67,247 n/a 5,575 139 920 1,059 3,982 n/a n/a Total 198,770 11,995 63,892 1,597 2,543 4,140 6,607 167 n/a Source Documentation: columns 12,3 & 4] HUD Income Limits and Catagaries - Household of 3 CoIGer County Income Target Percentage Category Iocome limit far Household Df 3 1Naples7lm mokalee7 Marco Island MSA) Extremely Low 30% $ 22,250AD Very Low 50% $ 37,I15OA0 2020 Median: $82,300 Low 30% $ 59,300Ao 419120M Moderate 12096 $ 88,920AO Gap 103,740A0 Source: HUD 20201ncom , Limits Column 15) HUD Rent Limits Co Ilier CD my Percentage Cate or Max Rent Limit: Haples Immokalee Marto Island MSA) 30% i 556.00 2020 Median: $82,300 50% $ 926.00 41912020 80% 5 1,482.00 Source: HUD 2020 Column (6) Existing Housing Inventory ppraise dValue Single Family Homes -Cade 01 Mobile Homes- Code 02 Multdamily- ]0 units or a- Cade 03 Condominiums- Code 04 Co-ops- 05 Code OS Multdamily- 10 units or< - Code 08 Totals $ 50,000 $ 180,000 81060 2,207 5 33,139 1,527 379 45,317 $ 190,001 $ 325,000 32,556 389 2 33,326 143 1065 67,481 $ 325,001 $ 390,000 12,649 6 2 51615 210 243 18,725 Sub Total 131,523 $390,000.00> 42,363 4 99 23,9511 581 251 67,247 Grand Total 198,7711 Source: Collier County Property Appraiser Exisiting Values April 2020 Column (12) Available Supply of Units for Sale NABOR & MIAAOR Inventory for Sale (April 2020) Price Range NABOR Units MIAAOR Units TOTAL UNITS $50,o00-$180,000 472 9 491 $160;001-$325,000 1,452 67 1,519 $325;001-$390,000 577 48 625 Sub Total<$390,000 2,501 124 2,625 Above $390,000 3,477 505 3,982 TOTAL 6,607 629 7,236 Source: NABOR & MIAAOR Single -Family, Multi -Family & Condos for sale April 2020 Column (5) HUD Max Purchase Prices Income Percentage Monthly Max Housing HOA Fee Taxes & Mortgage 3.5% Down Rounded Max Target Category Income Income Allowance Spy On Allowance Insurance Insurance Payment Max Sale Price Sale Price Law 80% $ 59,300 $ 4,942 $ IA83 $ 420 $ 20D $ 122 $ 6,270 $ 179,132 $ 180,000 Moderate 120% $ 88,920 $ 7,410 $ 2,223 $ 420 $ 25D $ 220 $ 11,286 $ 322,461 $ 325,000 Gap 14(f% $ 103,740 $ 8,645 $ 2,594 $ 420 $ 300 $ 266 $ 13,610 $ 388,865 $ 3-,- Source: Collier County HELP www.floridahelp.org ** 30-year fixed rate as of 4/22/20 as posted on www.wellsfargo.com.mortgage/rates Column (10) New Unite Needed for 2020 Population Growth by Income Level Columns IS & 9) Shim be re Cost Burden Households and Units Needed to Schimberg Cost 4yr Number Needed to Cost Burdened Households By Burdened Inrreaz 2020 Estimate Reduoe County -Wide Cost Income Level Households (2.12%/yr) Burden by l%per Year 2016 30%AMI or 1.- 12,345 1,081 13,426 336 30.1-50%AMI 11,707 1,025 12,732 318 50.1-80%AMI 14,365 1,258 15,623 391 80.1-120%AMI 9,919 868 SD,]8] 270 120.1-MM AMI 5,297 463 1 5,]50 144 Subtotal<140%AMI 53,623 4,694 56,31] 1,458 s140%AMI 1 5,126 1 449 1 5,575 139 Total Households1 58,749 1 5,143 1 63,892 1,597 Source: Cost Burden - Shimberg Center 2016, Population Estimate - Collier County GMD 1% Reduction Formula = 1/40(2.5%) x CB Hit by Income Level Column (13)Avoilable 212 Apartment Rentals April 2020 Collier County Community and Human Services Division Quarterly Rental Apartment Survey April 2020 212 Rentals Available Income Level Rent Avaiable Units Less than 30%AMI $556 2 31%-50%aMI $926 53 51%-80% AM $1,482 112 81%-120%AMI $2,223 n/a 121%-140% AMI $2,593 n/a TOTAL 267 Collier County G rnwth Man.4ement Division Permanent Pepulatinn Eettmates April 2020 2019 2019 2020 r GrowlM1 lin e. permns) rPopulation ou41h 11n3pp auzeboldel County -wide Total 364,796 3)2,271 119,900 7,629 2,643 In. -Level Percent of PapulMion Oaf New Households Per Vear by Income Level 30%AMI or Lezz 9.25% 235 30.1-50%AMI 10.55% 268 50.1-30%AMI 16.50% 420 80.1-120%AMI 18.53% 411 120.1-140%AMI It-) -ox 229 1140%AMIsub Total fi3.- 1,623 1140%AMI Sub Total 36. 17% 920 TOTAL 100.00% 2543 Souree: Population Collier County GMD 2p20 Source: Household I---tribminn, Shimberr Cemer 2016 Source: CHS Apartment Survey April 2020 �oLlr�Memorandum n ~SUN To: Leo Ochs, County Manager From: Cormac Giblin, Housing, Operations & Grant Development Manager Community and Human Services Division Date: March 24, 2020 Subject: Entitlement Grant Application Cycle Update CC: Nick Casalanguida, Deputy County Manager Steve Carnell, Public Services Department Kristi Sonntag, Director Community & Human Services The annual HUD CDBG/ HOME/ ESG Grants, State SHIP, and Local Housing Trust Fund application cycle was held beginning January 3rd with applications due February 10, 2020. In summary, there were 39 applications received for federal, state, or local funding; requesting a total of $10.7 million in grant funds; representing projects with an economic impact of over $85 million. The Grants Review and Ranking Committee met in a public meeting on March 51h to review the applications and make their scoring recommendations. The projects recommended by the Committee are used to formulate the Annual HUD Action Plan slated to go to the BCC for approval on June 23, 2020. The chart on the next page shows the 26 projects that received top scoring from the committee and are recommend for funding. The County Manager's Office has asked to be made aware of awards recommended to applicants from other taxing authorities within Collier County, as well as from other internal County Divisions. Those have been identified on the chart as well. CHS plans to issue conditional funding notifications to these recommended agencies on April 1, 2020. We look forward to bringing the HUD action Plan to the BCC in June funding these needed projects. As always, should you have any questions or need additional information, please do not hesitate to let me know. Page 1 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 1 2 3 4 5 6 7 8 9 1( 1 FY2020-21 Review and Ranking Committee Grant Funding Recommendations Applicant Project Recommended Amount CDBG Rural Neighborhoods Community Center Construction- Immokalee $400,000 Collier County Transportation Planning Peter's Ave Sidewalk- East Naples (County Division Applicant) $389,085 Immokalee Fire District Station Construction- Immokalee (Has Taxing Authority) $1,000,000 City of Naples Crosswalk Safety- River Park (Has Taxing Authority) $63,460 CDBG Public Services (max 15% of allocation) Housing Education Lending Programs (HELP) Housing Counseling $94,000 Legal Aid Services to Victims $187,489 New Horizons Youth Services $100,000 Sunrise Communities of SWFL Transportation $29,046 Total Recommendations $2,263,080 Total Available for Award (net of admin) $2,263,080 HOME Applicant Project Recommended Amount Residential Options of Florida (ROOF) CH DO Operating (5% max of allocation) $36,555 Residential Options of Florida (ROOF) Tennant Based Rental Assistance (TBRA) $50,000 National Alliance on Mental Illness (NAMI) Tennant Based Rental Assistance (TBRA) $50,000 Collier County Housing Authority Rental Duplex Acquisition $556,870 Total Recommendations $693,425 Total Available for Award (net of admin) $693,425 ESG (Emergency Shelter Grant) Applicant Project Recommended Amount Shelter For Abused Women & Children Shelter Operations Set -aside (60% max of allocation) $100,000 Hunger and Homeless Coalition Homeless Management information System $50,000 Hunger and Homeless Coalition Rapid Rehousing $39,687 Total Recommendations $189,687 Total Available for Award (net of admin) $189,687 SHIP Applicant Project Recommended Amount Habitat for Humanity Housing Construction Assistance $1,000,000 Rural Neighborhoods Rental Housing Construction- Immokalee $325,000 Residential Options of Florida (ROOF) Land Acquisition $600,000 Housing Education Lending Programs (HELP) Down payment/Purchase Assistance $300,000 FL Star Housing Construction Assistance $400,000 Wounded Warriors Rental Duplex Acquisition $278,000 CHS Internal Owner -Occupied Rehabilitation $200,000 CHS Internal Manf Home Demolition and Replacement $400,000 CHS Internal Rental Development Bembridge- County Contribution $37,500 CHS Internal Senior Rental Development Villa Verde- County Contribution $37,500 Total Recommendations $3,578,000 Total Available for Award (net of admin) $4,694,584 LHTF (Local Housing Trust Fund) Applicant Project Recommended Amount Housing Education Lending Programs (HELP) Two Rental Caretaker Residences at CC Sports Complex $164,776 Total Recommendations 1 $164,776 Total Available for Award (net of admin)i $164,776 C Oflier C..roui4ty 2020 Annual Action Plan May 20, 2020 F : _lM Collier County Community and Human Services Division 3339 East Tamiami Trail Health and Public Services Building H, Room 211 Naples, Florida 34112 Table of Contents ExecutiveSummary...............................................................................................................3 AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)..................................................................3 PR-05 Lead & Responsible Agencies — 91.200(b)..............................................................................6 AP-10 Consultation — 91.100, 91.200(b), 91.215(I)...........................................................................7 AP-12 Participation — 91.105, 91.200(c).........................................................................................17 ExpectedResources.............................................................................................................21 AP-15 Expected Resources - 91.220(c)(1,2)...................................................................................21 Annual Goals and Objectives................................................................................................25 AP-20 Annual Goals and Objectives...............................................................................................25 AP-35 Projects — 91.220(d)............................................................................................................28 AP-38 Project Summary................................................................................................................30 AP-50 Geographic Distribution — 91.220(f)....................................................................................36 AffordableHousing..............................................................................................................40 AP-55 Affordable Housing — 91.220(g)...........................................................................................40 AP-60 Public Housing — 91.220(h)..................................................................................................42 AP-65 Homeless and Other Special Needs Activities — 91.220(i).....................................................45 AP-75 Barriers to affordable housing — 91.220(j)...........................................................................47 AP-85 Other Actions — 91.220(k)...................................................................................................49 Program Specific Requirements............................................................................................52 AP-90 Program Specific Requirements — 91.220(I)(1,2,4)................................................................52 Annual Action Plan 2020 2 OMB Control No: 2506-0117 (exp. 06/30/2018) Executive Summary AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction Collier County is an entitlement jurisdiction eligible to receive community planning and development funding from the U.S. Department of Housing and Urban Development (HUD). As such, HUD requires that the County develop a Five -Year Consolidated Plan to identify its housing and community development priorities and outline a strategy to implement HUD programs. HUD also requires that the County prepare an Annual Action Plan showing the objectives the County plans to achieve each year. Collier County prepared its 2016-2020 Five -Year Consolidated Plan in 2016. This FY 2020-2021 Action Plan outlines goals, objectives, and projects for the fifth program year covered by the current Consolidated Plan. It also serves as the County's application to HUD, requesting its allocation of Community Development Block Grant (CDBG), HOME Investment Partnerships (HOME), and Emergency Solutions Grant (ESG) funds. HUD released Collier County's FY 2020 allocations, showing that the County will receive $2,736,898 in CDBG funds; $731,113 in HOME funds; and $205,067 in ESG funds. The goal of the community planning and development programs covered by this Annual Action Plan is to develop viable communities by providing decent housing, a suitable living environment, and expanding economic opportunities principally for people with low- and moderate -incomes. The County made funding determinations for specific projects during FY 2020-2021 based on input from residents, non- profit and social service agencies that serve low- and moderate -income residents, municipalities including the City of Naples, and other stakeholders. Input was collected during the planning processes for the 2020- 2021 Action Plan and the 2016-2020 Consolidated Plan. 2. Summarize the objectives and outcomes identified in the Plan Goals, projects, and objectives outlined in this 2020-2021 Action Plan are based on the goals developed during the planning process for the 2016-2020 Consolidated Plan, and recently as a result of community needs related to the coronavirus pandemic. Specific projects and objectives anticipated for the upcoming program year include: • Public infrastructure improvements including crosswalk improvements on Goodlette Road in the River Park neighborhood and Peters Avenue sidewalk improvements in East Naples . • Facility improvements including the construction of the Esperanza Place Community Center project and construction of a new fire station in Immokalee. The Community Center will serve as a safe, structured environment for individuals of all ages, abilities and backgrounds to learn, play and engage with the community around them. Annual Action Plan 2020 3 OMB Control No: 2506-0117 (exp. 06/30/2018) • Public services to provide legal services to 150 victims of domestic violence, housing counseling for 180 LMI persons, tutoring and mentoring for 160 at -risk children and youth, and transportation for 20 persons with disabilities. • Construction, acquisition, and rehabilitation of affordable housing and tenant based rental assistance (TBRA) for low- and moderate -income households for a total of 60 households. • Shelter operations support to provide emergency and transitional housing for victims of domestic abuse. • Rapid rehousing for 18 households. • Homeless Management Information System (HMIS) support. • Expansion of rental and mortgage assistance activities, creation of small business assistance and economic development opportunities to assist individuals, households, and businesses impacted by COVID-19 and health care assistance including PPEs, testing and other needs of health care providers. • Administration of CDBG, HOME, and ESG programs by Collier County Community and Human Services Division. 3. Evaluation of past performance Each year, Collier County reports its progress in meeting its five-year and annual goals by preparing a Consolidated Annual Performance Evaluation Report (CAPER). The CAPER is submitted to HUD within 90 days of the start of the new program year. According to Collier County's most recent CAPER (FY 2018- 2019), the County assisted 31 households with affordable housing through rental assistance, and the construction, acquisition, and rehabilitation of housing. The County also assisted 1,283 residents through public services; 17,055 residents through facility improvements; and 42,350 through improved public infrastructure using CDBG funds. With ESG funds, the County served 443 persons with emergency housing services and 8 households with rapid re -housing or homelessness prevention as well as increased participation in HMIS. Copies of recent CAPERS are available for review at the Collier County Community and Human Services Division or online at http://www.colliergov.net/your-government/divisions-a- e/community-and-human-services. The FY 2019-2020 CAPER will be available in December 2020. 4. Summary of Citizen Participation Process and consultation process While preparing the FY 2020-2021 Action Plan, Collier County's CHS Division hosted a public meeting on January 8, 2020 at the Golden Gate Community Center to seek input on the Action Plan from residents and stakeholders. The County also provided information on its application process so that eligible applicants might request funding under the CDBG, HOME, and ESG programs. This meeting and the grant application cycle was advertised in the Naples Daily News, the Immokalee Bulletin, on the County's website, and through direct email to a master list of local organizations. The funding application period was open from January 3 through February 10, 2020. During this time CHS provided one-on-one technical assistance to different groups representing low- and moderate -income Annual Action Plan 2020 4 OMB Control No: 2506-0117 (exp. 06/30/2018) residents. The technical assistance meetings were conducted January 22 through January 24, 2020. A Review and Ranking Committee Meeting was held on March 5, 2020 and was also an advertised public meeting. Public comments on the draft Action Plan were accepted throughout a 30-day comment period from May 23, 2020 through June 23, 2020. The County's Affordable Housing Advisory Committee reviewed and discussed the draft Action Plan at a public meeting on June 1, 2020. A public hearing to receive comments on the Action Plan was held before the Board of County Commissioners on June 23, 2020. Availability of the draft Action Plan, opening of the comment period, and the public hearing were advertised in the Naples Daily News on May 23, 2020 and on the Immokalee Bulletin on May 28, 2020. The notice included a summary of the proposed projects and the estimated amount of funding anticipated by the County. The notice stated that the draft Action Plan could be viewed on the County's website at www.colliercountyfl.gov and would also be available for review in all County public libraries and at the Community and Human Services Division's office. 5. Summary of public comments No public comments were received. 6. Summary of comments or views not accepted and the reasons for not accepting them Not applicable. 7. Summary During FY 2020-2021, Collier County anticipates allocating $3,788,904 (including program income and prior years unallocated resources) in CDBG, HOME, and ESG funding to address the priority needs and goals identified in the 2016-2020 Consolidated Plan. These goals include providing public services; improving public infrastructure and facilities; supporting development of affordable housing for homeownership; supporting rental assistance, emergency housing and services for the homeless; and supporting the Homeless Management Information System (HMIS). Annual Action Plan 2020 5 OMB Control No: 2506-0117 (exp. 06/30/2018) PR-05 Lead & Responsible Agencies — 91.200(b) 1. Agency/entity responsible for preparing/administering the Consolidated Plan Describe the agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency CDBG Administrator COLLIER COUNTY Community & Human Services Division HOME Administrator COLLIER COUNTY Community & Human Services Division ESG Administrator COLLIER COUNTY Community & Human Services Division Table 1— Responsible Agencies Narrative (optional) The Collier County Community & Human Services Division is the lead agency responsible for the development, administration, and review of the 2020-2021 Action Plan and 2016-2020 Consolidated Plan. The Division administers Community Development Block Grant (CDBG), HOME Investment Partnerships (HOME), and Emergency Solutions Grant (ESG) funds received from the U.S. Department of Housing and Urban Development (HUD), and coordinates execution of projects related to the priorities and goals identified in the Consolidated Plan. Consolidated Plan Public Contact Information Kristi Sonntag, Director Community and Human Services Division 3339 East Tamiami Trail Health and Public Services Building H, Room 211 Naples, Florida 34112 Phone: (239) 252-2486 Fax: (239) 252-2638 Email: Kristi.Sonntag@colliercountyfl.gov Website: http://www.colliergov.net/your-government/divisions-a-e/community-and-human-services Annual Action Plan 2020 0 OMB Control No: 2506-0117 (exp. 06/30/2018) AP-10 Consultation — 91.100, 91.200(b), 91.215(I) 1. Introduction Collier County conducted significant public outreach to garner input from county staff, government agencies, nonprofit agencies, affordable housing developers and managers, local service providers, the Collier County Housing Authority (CCHA), community residents, and others in preparing this plan. The County held a public meeting and technical assistance workshop to solicit input on potential projects for funding and held one-on-one technical assistance meetings over three days to ensure that all potential applicants for its grant funding application process were fully versed in the requirements and expectations for the funds. In addition, the Review and Ranking Committee Meeting on March 5, 2020, was a public meeting. The County also held a 30-day public comment period from May 23 through June 23, 2020, with a Board of County Commission public hearing on June 23th to receive any public comments on the draft document prior to approval. Provide a concise summary of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(1)) Collier County recognizes the importance of public services for people with mental health and substance abuse needs, and the related importance of coordination between public and assisted housing providers and health, mental health, and service agencies. The County currently contracts with local mental health/substance abuse providers to deliver approximately $2.4 million in services to these at -risk populations annually. Through a grant from the State of Florida Department of Children and Families, the County receives approximately $350,000 a year for a Criminal Justice, Mental Health and Substance Abuse grant to support its Forensic Intensive Reintegration Support Team (FIRST), which works with persons who suffer from substance abuse and/or mental illnesses who are re-entering the community from jail. The County also received a separate grant from the Federal Bureau of Justice Assistance for its Adult Drug Court program. This program diverts non-violent offenders with substance abuse and drug -related criminal activity from the criminal justice system by offering intensive rehabilitation, including therapy, medical treatment, and case management. The County received $95,000 forthe Medication Assisted Treatment (MAT) program to create a MATteam to assist those on MAT being released from jail to engage with a treatment provider upon release. This program is staffed by a case manager and a peer specialist. Beyond support for the mental health/substance abuse population specifically, Collier County provides funds for several projects designed to strengthen the housing -services link through its HUD grant monies, including CDBG funding for Youth Haven shelter facility improvements and ESG funding to support operation of the Shelter for Abused Women and Children. Annual Action Plan 2020 7 OMB Control No: 2506-0117 (exp. 06/30/2018) In addition to enhancing coordination through the use of HUD funds, Collier County encourages dialogue and collaboration between housing and service agencies through the Collier County Hunger & Homeless Coalition, which serves as the lead agency for the County's Continuum of Care. The Hunger & Homeless Coalition holds regular meetings in Naples, and members include more than 60 public and private agencies within the region. Some of the participating organizations include Youth Haven, Career Source Southwest Florida, Salvation Army, David Lawrence Center, United Way of Collier, and Cancer Alliance of Naples. Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness. Collier County staff coordinates with the local Continuum of Care managed by the Collier County Hunger & Homelessness Coalition (CCHHC). Community & Human Services staff provide feedback and coordination between the two organizations on an ongoing basis. During FY 2020-2021, Collier County anticipates several efforts to address the needs of people who are homeless or at risk of homelessness. This includes operating support for the Shelter for Abused Women and Children. Through Legal Aid, the County will also provide legal services for clients impacted by domestic abuse, sexual assault, and child abuse. The County also anticipates providing funds for homelessness prevention through short term rental assistance and rapid re -housing. Using State SHIP funds, the County will assist Wounded Warriors in acquiring rental housing for veterans, while COVID-19 funds will expand rental and mortgage assistance programs to those impacted by the current health crisis. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards for and evaluate outcomes of projects and activities assisted by ESG funds, and develop funding, policies and procedures for the operation and administration of HMIS CCHHC's Executive Director was interviewed regarding homeless needs in Collier County to identify priorities for the 2016-2020 Consolidated Plan, which informs the allocation of ESG funds under this Action Plan. Additionally, reports by the CoC including the 2014 Needs & Gap Survey, the 2014 Subpopulation Needs Survey, the Point in Time Homeless Count, and 20120 Vision: A Clear View of Housing for All Members of Collier County were also used in prioritizing homeless needs for ESG funding. As of May 2015, the Hunger & Homeless Coalition was named as the HMIS Lead for the County. In this role, CCHHC works with Collier County and local organizations to ensure that service usage by client is tracked overtime, and that data is shared between agencies to provide a complete look at service delivery in Collier County. CHS staff participate in HMIS trainings to ensure submission of accurate and timely data. HMIS system maintenance and operating support is a need, and Collier County will allocate ESG funding under this Action Plan to provide HMIS support during the program year. Annual Action Plan 2020 E3 OMB Control No: 2506-0117 (exp. 06/30/2018) 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdiction's consultations with housing, social service agencies and other entities (see following table) Annual Action Plan 2020 m OMB Control No: 2506-0117 (exp. 06/30/2018) Table 2 — Agencies, groups, organizations who participated 1 Agency/Group/Organization CITY OF MARCO ISLAND Agency/Group/Organization Type Other government - Local What section of the Plan was addressed Housing Need Assessment by Consultation? Non -housing community development needs Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 2 Agency/Group/Organization CITY OF NAPLES Agency/Group/Organization Type Other government - Local What section of the Plan was addressed Housing Need Assessment by Consultation? Non -housing community development needs Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 3 Agency/Group/Organization EVERGLADES CITY Agency/Group/Organization Type Other government - Local What section of the Plan was addressed Housing Need Assessment by Consultation? Non -housing community development needs Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 4 Agency/Group/Organization IMMOKALEE UNMET NEEDS COALITION Agency/Group/Organization Type Housing Services -Children Services -Health Services -Education What section of the Plan was addressed Housing Need Assessment by Consultation? Anti -poverty Strategy Annual Action Plan 2020 10 OMB Control No: 2506-0117 (exp. 06/30/2018) Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? S Agency/Group/Organization BAYSHORE GATEWAY TRIANGLE CRA Agency/Group/Organization Type Community Redevelopment Agency Neighborhood Organization What section of the Plan was addressed Non -housing community development needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 6 Agency/Group/Organization COLLIER COUNTY CHILD ADVOCACY COUNCIL, INC. Agency/Group/Organization Type Services -Children Services -Victims of Domestic Violence What section of the Plan was addressed Non -housing community development needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 7 Agency/Group/Organization COLLIER COUNTY HOUSING AUTHORITY Agency/Group/Organization Type PHA What section of the Plan was addressed Public Housing Needs by Consultation? Homelessness Strategy Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 8 Agency/Group/Organization COLLIER COUNTY PARKS AND RECREATION Agency/Group/Organization Type Other government - Local Annual Action Plan 2020 11 OMB Control No: 2506-0117 (exp. 06/30/2018) What section of the Plan was addressed Non -housing community development needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 9 Agency/Group/Organization HABITAT FOR HUMANITY OF COLLIER COUNTY Agency/Group/Organization Type Housing What section of the Plan was addressed Affordable Housing by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 10 Agency/Group/Organization IMMOKALEE CRA Agency/Group/Organization Type Community Redevelopment Agency Neighborhood Organization What section of the Plan was addressed Non -housing community development needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 11 Agency/Group/Organization LEGAL AID SERVICE OF COLLIER COUNTY Agency/Group/Organization Type Services -Victims of Domestic Violence What section of the Plan was addressed Non -housing community development needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? Annual Action Plan 2020 12 OMB Control No: 2506-0117 (exp. 06/30/2018) 12 Agency/Group/Organization NAACP COLLIER COUNTY Agency/Group/Organization Type Civic Organization What section of the Plan was addressed Housing Need Assessment by Consultation? Non -housing community development needs Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 13 Agency/Group/Organization RESIDENTIAL OPTIONS OF FLORIDA Agency/Group/Organization Type Housing Services -Persons with Disabilities What section of the Plan was addressed Housing Need Assessment by Consultation? Non -housing community development needs Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 14 Agency/Group/Organization RURAL NEIGHBORHOODS Agency/Group/Organization Type Housing What section of the Plan was addressed Housing Need Assessment by Consultation? Non -housing community development needs Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 15 Agency/Group/Organization THE SHELTER FOR ABUSED WOMEN AND CHILDREN Agency/Group/Organization Type Services -Victims of Domestic Violence Services -homeless What section of the Plan was addressed Homeless Needs - Families with children by Consultation? Homelessness Strategy Annual Action Plan 2020 13 OMB Control No: 2506-0117 (exp. 06/30/2018) Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 16 Agency/Group/Organization SUNRISE/UNITED CEREBRAL PALSY OF SOUTHWEST FLORIDA Agency/Group/Organization Type Services -Persons with Disabilities What section of the Plan was addressed Non -Homeless Special Needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 17 Agency/Group/Organization YOUTH HAVEN Agency/Group/Organization Type Services - Housing Services -Children Services -homeless What section of the Plan was addressed Homelessness Needs - Unaccompanied youth by Consultation? Homelessness Strategy Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 18 Agency/Group/Organization UNITED WAY Agency/Group/Organization Type Services - Housing Services -Persons with Disabilities What section of the Plan was addressed Non -Homeless Special Needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? Annual Action Plan 2020 14 OMB Control No: 2506-0117 (exp. 06/30/2018) 19 Agency/Group/Organization COLLIER COUNTY SENIOR CENTER Agency/Group/Organization Type Services -Elderly Persons What section of the Plan was addressed Non -housing community development needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? 20 Agency/Group/Organization COLLIER COUNTY STORMWATER MANAGEMENT & TRANSPORTATION OFFICES Agency/Group/Organization Type Other government - Local What section of the Plan was addressed Non -housing community development needs by Consultation? Briefly describe how the Collier County invited the agency/organization to Agency/Group/Organization was attend a public meeting and technical assistance consulted. What are the anticipated workshop to provide input on this Plan and outcomes of the consultation or areas for potential projects/activities. improved coordination? Identify any Agency Types not consulted and provide rationale for not consulting Collier County invited more than 50 local and regional agencies to attend the public meeting and technical assistance workshop held on January 8 2020 to learn more about applying for HUD grant funds. Efforts were made to consult as broad a group of community stakeholders and interested parties as possible. Invitations requesting input on formulation of the Action Plan were extended to housing developers/providers, homeless and other service providers, community organizations, neighborhood associations, real estate agencies, City of Naples staff, and other Collier County divisions. No agency types were knowingly excluded from participation. Annual Action Plan 2020 15 OMB Control No: 2506-0117 (exp. 06/30/2018) Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Hunger and The Continuum of Care outlines strategies for homelessness Continuum of Homeless prevention, rapid re -housing, emergency shelter, transitional Care Coalition of Collier housing, and services for youth. County The Community Housing Plan identifies levels of affordable Collier County Collier County housing need for households making under 140% of Area Community Affordable Median Income and outlines strategies for increasing the Housing Plan, Housing production of housing affordable at or below this income Oct 2017 Committee level. Goals for 20/20 Vision: A Clear View of Housing for All Hunger and 20/20 Vision: Members of Collier County that overlap with the Strategic Homeless Housing for All, Plan include homelessness prevention, affordable housing, Coalition of Collier Dec 2011 rapid re -housing, emergency shelter, transitional housing County and services for youth, and employment assistance services. Goals described in the PHA Plan include expanding the Collier County supply of assisted housing, improving the quality of assisted Housing Collier County housing, increasing assisted housing choices, providing an Authority 2014- Housing Authority improved living environment, promoting self-sufficiency and 19 PHA Plan personal development of assisted households, and affirmatively furthering fair housing. Immokalee Collier Findings from the Walkable Community Study indicate a Walkable Metropolitan need for improvements in pedestrian and bicycle facilities in Community Planning Immokalee. Study, Dec 2011 Organization Collier County The MHSA, adopted in 2019, coordinates assistance for MHSA Strategic Collier County those with mental health and substance abuse in the area. Plan 2019 Table 3 — Other local / regional / federal planning efforts Annual Action Plan 2020 16 OMB Control No: 2506-0117 (exp. 06/30/2018) AP-12 Participation — 91.105, 91.200(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal -setting Collier County considers citizen participation a critical component of its planning processes and followed the requirements of its Citizen Participation Plan to conduct a robust engagement process during development of this Action Plan. Collier County residents were offered multiple opportunities, as detailed in the table below, to participate in goal -setting and project selection for the Action Plan. Each meeting was publicly advertised in the Naples Daily News and the Immokalee Bulletin and on the County's website. All participant comments were recorded and considered. Included in Collier County's outreach were one-on-one technical assistance meetings to be sure any organization interested in applying for HUD grant funds understood the process and expectations going forward. In the meetings, staff reviewed the application process, the County's priorities, eligible activities and projects, national objective achievements, contract development, project implementation phases of the projects, and monitoring parameters. Potential applicants were advised not only about the application process, but also about the sequence of events following the award, contract development, and project implementation. After the technical assistance sessions, Collier County hosted a public meeting on March 5, 2020 so applicants could brief Collier County's Review and Ranking Committee on the proposed project and use of funds. This draft Action Plan was available to the public for a 30-day comment period from May 23 through June 23, 2020, with a public hearing before the Board of County Commissioners on June 23, 2020. The public comment period and hearing were advertised in the Naples Daily News, the Immokalee Bulletin and on the County's website. Residents and other stakeholders were able to provide comments through e-mail, through postal mail, by telephone, or in person. Copies of the draft Action Plan are available for public review and inspection at the following sites: • Collier County Community & Human Services website • Collier County Community & Human Services front desk Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 17 • Collier County public library branches, including East Naples, Golden Gate Estates, Golden Gate Regional, Immokalee, Marco Island, Naples Regional - Orange Blossom, Central, Vanderbilt, and South Regional Dates, times, and locations for the public meeting, training sessions, public presentations by grant applicants, and public hearing are shown below. Public Meeting & Technical Assistance Golden Gate Community Center 4701 Golden Gate Parkway Naples, FL 34116 Wednesday, January 8, 2020 at 3:30 PM 1:1 Technical Assistance Appointments CHS Division Offices 3339 Tamiami Trail East Naples, FL 34112 January 22-24, 2020 Public Presentations by Grant Applicants CHS Division Offices 3339 Tamiami Trail East Naples, FL 34112 Thursday, March 5, 2020 from 7:30 AM — 5:30 PM Public Hearing County Administration Building 3299 Tamiami Trail East Naples, FL 34112 Tuesday, June 23, 2019 at 9:00 AM Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 18 Citizen Participation Outreach Sort Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL (If applicable) Order response/attendance comments received not accepted and reasons Non-targeted/broad community www.colliercountyfl.gov/your- govern ment/divisions-a- I Internet Outreach Not applicable None None Community e/community-and-human- Development services Practitioners Non-targeted/broad community Public Meeting Residents of Public 7 organizations 2 and Technical and Assisted Housing None None N/A attended Assistance HUD Grant Applicants; Housing and Service Providers 1:1 Technical HUD Grant Discussion of 46 27 organizations 3 Assistance Applicants; Housing proposed None N/A attended Meetings and Service Providers applications Non-targeted/broad community Public Presentation of 39 24 organizations 4 presentations by different None N/A HUD Grant attended Grant applicants projects/activities Applicants; Housing and Service Providers Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 19 Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comments not accepted and reasons URL (If applicable) Non-targeted/broad community Public Comment Community S N/A None N/A N/A Period Development Practitioners'; Housing and Service Providers Affordable Housing Advisory Committee Public Meeting/ (AHAC) meeting 6 N/A None None N/A Comment Period Non-targeted/broad community and housing advocates Table 4— Citizen Participation Outreach Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 20 Expected Resources AP-15 Expected Resources — 91.220(c)(1,2) Introduction Entitlement grant resources totaling $3,788,904 are anticipated for the FY 2020-2021 to meet underserved needs, foster decent affordable housing, develop institutional structure, and enhance coordination between public and private housing and social service agencies. Along with the County's 2020-2021 annual CDBG, HOME, and ESG allocations, this figure includes $57,561 in prior year CDBG funds and $9,851 in prior year HOME funds that will be reprogrammed for use this year. Additionally, this figure includes an estimated $20,000 in CDBG program income and $28,414 in HOME program income. In the prior program year, the County received CDBG-CV and ESG-CV funds to assist eligible individuals and families facing hardships due to the COVID-19 pandemic. CDBG-CV funds were allocated towards economic development activities such as small business loans to assist businesses that have been negatively affected by the COVID-19 pandemic. CDBG-CV funds were also allocated to the purchase of medical equipment such as personal protective equipment and testing. ESG-CV funds were utilized for expanded rapid re -housing and homeless prevention activities. The County continues to assess the effectiveness of these allocated funds and will work to ensure that the funds are utilized to optimal efficiency. Additional resources available to Collier County in this program year include State Housing Initiative Partnership (SHIP) funding of approximately $4,000,000 which is used for a wide range of rental housing and homeownership assistance. This is the final year of the Consolidated Plan planning period. Based on the previous annual allocation amounts, the County expects the upcoming 5-Year Consolidated Planning period CDBG, HOME and ESG allocation funds to remain approximately the same. Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 21 Anticipated Resources Program Source Uses of Funds Expected Amount Available Year 1 Expected Narrative Description Annual Program Prior Year Total: of Amount Funds Allocation: Income: Resources: $ Available $ $ $ Remainder of ConPlan CDBG public Acquisition The CDBG program does not require a - Admin and Planning match from non-federal sources federal Economic Development however, the program provides a Housing portion of the funding needed for the Public Improvements activities to be undertaken and will Public Services leverage resources from other sources 2,736,898 20,000 57,561 2,814,459 0 including private, state, and local funds. HOME public Acquisition The HOME program will leverage - Homebuyer assistance additional resources from private, state, federal Homeowner rehab and local funds in fulfillment of the Multifamily rental new program's requirement for a 25% construction matching contribution from non-federal Multifamily rental rehab sources. New construction for ownership TBRA 731,113 28,414 9,851 769,378 0 Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 22 Program Source of Uses of Funds Expected Amount Available Year 1 Expected Amount Narrative Description Annual Program Prior Year Total: Funds Allocation: Income: Resources: $ Available $ $ $ Remainder of ConPlan ESG public Conversion and rehab The ESG program requires a 100% - for transitional housing matching contribution that will come federal Financial Assistance from subrecipients through cash or non - Overnight shelter cash contributions. Rapid re -housing (rental assistance) Rental Assistance Services Transitional housing 205,067 0 0 205,067 0 Table 5 - Expected Resources — Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied Projects selected for funding by Collier County leverage additional community resources, including public and private agency funds. Although the CDBG program does not require a match from non-federal sources, monies dedicated to infrastructure improvements capitalize on ongoing revitalization efforts by the Bayshore and Immokalee Community Redevelopment Agencies (CRAB). Facility improvements for nonprofit organizations enhance their ability to provide services to their clients or residents. Public service funds are granted to agencies with additional public and/or private funding streams that provide a variety of services in addition to those supported by CDBG funds. For example, several non- profits receive state funds through the Department of Children and Families to support CDBG-funded programs. In recent years, subrecipients also had large private donors who made cash donations. Both the HOME and ESG programs have matching funds requirements. The HOME program match will be provided from organizations that receive HOME funding during FY 2020-2021 in in -kind contributions and other non-federal sources to fund the operations supporting the HOME funded Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 23 program. The County may also satisfy the HOME match through the State Housing Initiative Program (SHIP). The ESG program requires the County provide a 1:1 match. The County plans to fund the Shelter for Abused Women and Children and the subrecipient will provide match through payment of costs associated with shelter operations such as program staff salaries. NAMI's rapid re -housing and the HMIS activity will also provide required match. If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan Florida Statues Section 125.379, Disposition of County property for affordable housing, requires that counties create an inventory of real property with fee simple title appropriate for affordable housing. Collier County maintains the inventory of County -owned surplus land through its Real Property Division. Locally, the disposition of surplus land is governed by Resolution 2007-172 and Resolution 2010-123, which direct the County to sell the land and use the proceeds to increase financial resources set -aside for affordable housing. The County identified two publicly owned parcels suitable for new housing construction and released an RFP for their sale and development in fall 2018. One parcel, known as Bembridge, released an Invitation to Negotiate for the development of affordable housing in spring 2019. The Bembridge property developer will receive Florida Housing Finance Authority funding to construct 82 new rental units in 2020-2021. In addition, the County Board of Commissioners recently adopted Resolution 2018-39, which encourages the co -location of housing and public facilities when the County acquires future property. Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 24 Annual Goals and Objectives AP-20 Annual Goals and Objectives Goals Summary Information Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 1 Provide Public 2016 2020 Non -Housing Countywide Public Services CDBG: Public service activities Services Community $410,535 other than Low/Moderate Development Income Housing Benefit: 390 Persons Assisted 2 Improve Public 2016 2020 Non -Housing Immokalee & Bayshore Infrastructure CDBG: Infrastructure Activities Infrastructure Community CRA, low income Improvements $452,545 other than Low/Moderate Development census tract areas, and Income Housing Benefit: City of Naples 2537 Persons Assisted 3 Improve Public and 2016 2020 Non -Housing Countywide Public Facilities CDBG: Public Facility Activities Other Facilities Community $1,400,000 other than Low/Moderate Development Income Housing Benefit: 25715 Persons Assisted 4 Affordable Rental 2016 2020 Affordable Immokalee and Housing HOME: Acquisition (Rental units Housing Housing Countywide Affordability $693,425 added): 4 Household Housing Unit Tenant -based rental assistance: 50 Households Assisted Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 25 Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 5 Emergency Housing 2016 2020 Homeless Countywide Homelessness ESG: Homeless Person Overnight and Services for the & $$100,000 Shelter: 300 Persons Homeless Homelessness Assisted Prevention 6 HMIS Support 2016 2020 Homeless Countywide Homelessness ESG: $50,000 Other: 1 Other Homelessness Prevention 7 Rapid Re -Housing 2016 2020 Homeless Countywide Homelessness ESG: $39,687 Tenant -based rental and Homelessness & assistance / Rapid Prevention Homelessness Rehousing: 18 Households Prevention Assisted 8 Program 2016 2020 Non -Housing Countywide Program CDBG: Other: 1Other Administration Community Administration $551,380 Development and Planning HOME: $75,953 ESG: $15,380 Table 6 — Goals Summary Goal Descriptions 1 Goal Name Provide Public Services Goal Description The County will provide for vital public services that assist low- to moderate -income households and the special needs population. The special needs population can include the elderly, persons with a disability, victims of domestic violence and persons experiencing homelessness. Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 2 Goal Name Improve Public Infrastructure Goal Description The County will work to improve the public infrastructure in the county through activities such as improvements to streets and sidewalks. 3 Goal Name Improve Public and Other Facilities Goal Description The County will work to improve public facilities that serve LMI individuals and households and other special needs populations including a new community center and fire station in Immokalee. 4 Goal Name Affordable Rental Housing Goal Description Affordable rental housing activities will include support for acquisition of duplexes for the purpose of adding affordable rental housing, CHDO operations for special needs individuals, COVID-19 related rental & utility assistance payments and tenant -based rental activities (TBRA). 5 Goal Name Emergency Housing and Services for the Homeless Goal Description The County will help provide for homeless person overnight shelter operations in the area. 6 Goal Name HMIS Support Goal Description The County will help provide for HMIS Support through the Hunger & Homeless Coalition HMIS Software Program. 7 Goal Name Rapid Re -Housing and Homelessness Prevention Goal Description The County will help provide for rapid re -housing and homelessness prevention and expanded housing assistance using ESG-COVID funding. 8 Goal Name Program Administration Goal Description Program Administration for CDBG, HOME, and ESG Programs. Annual Action Plan 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) 27 Projects AP-35 Projects — 91.220(d) Introduction For FY 2020-2021, Collier County will fund a total of 14 projects under the CDBG, HOME, and ESG programs, identified below with additional details provided in Section AP-38. Please note that funding levels and goal outcome indicators are estimates for planning purposes. Payments to subrecipients for individual projects and/or activities are not contingent on meeting annual outcome indicators shown below. Subrecipient award amounts may not match those in the applications submitted to the County, as not all projects were funded at requested levels. Recommended activities are eventually finalized in a legal agreement approved by the Board of County Commissioners and the subrecipients. The agreement is considered to contain the final activity description including funding levels, scope elements, deliverables and beneficiaries and supersedes any prior information such as the application or this action plan. CDBG projects include public services, public facility, and public infrastructure improvements. Under the HOME program, the County will fund construction, CHDO operations, acquisition, and/or rehabilitation of affordable housing and a tenant -based rental assistance program. ESG activities include emergency shelter operations support, rapid re -housing, HMIS system support, and administration. The administrative costs of the CDBG, HOME, and ESG projects are also included as projects and represent 20%, 10%, and 7.5% of annual allocations, respectively. In the event that any of the activities identified in the project list and descriptions do not perform as anticipated and grant funds are returned, or in the event that additional funds become available, the County reserves the right to reprogram those funds for use in a Down Payment and Closing Cost Assistance program for low- and moderate -income households. Projects # Project Name 1 CDBG: Administration 2 CDBG: Public Facilities 3 CDBG: Public Infrastructure 4 CDBG: Public Services 5 HOME: Administration 6 HOME: CHDO Operating 7 HOME: Rental Housing Activities 8 HOME: TBRA 9 ESG: Homeless Housing and Services Table 7 - Project Information Annual Action Plan 2020 28 OMB Control No: 2506-0117 (exp. 06/30/2018) Describe the reasons for allocation priorities and any obstacles to addressing underserved needs Allocation priorities for the FY 2020-2021 Action Plan are consistent with those outlined in the Strategic Plan portion of the County's 2016-2020 Consolidated Plan. The priorities were identified through a review of market conditions as well as a needs assessment that analyzed affordable housing, special need housing, homeless, and non -housing community development needs in Collier County. Substantial participation by residents, local and regional organizations, and other stakeholders also informed these priorities. The Consolidated Plan and the Needs Assessment conducted as part of the Consolidated Planning process identified affordable for -sale and rental housing as a top need in Collier County. Housing affordability was the most common issue identified by interviewees and community meeting participants throughout the county, including in Naples and Immokalee. Further, according to Comprehensive Housing Affordability Strategy (CHAS) data, about 40% of all households in the county spend more than 30% of their income on housing. For low- and moderate -income households, about 75% of renters and 65% of owners spend over 30% of income on housing. The County made its funding decisions for this Action Plan based on need, geographic priorities, and opportunities to work with subrecipients and other partners that contribute additional resources to leverage federal funds. The main obstacle to addressing underserved needs is the shortage of financial resources to address Collier County's priorities. In the event of natural disasters, pandemics and other worldwide crisis events (natural or manmade), the County may substantially amend the projects in this Plan to meet the immediate needs of the community. It is the responsibility of the County to plan ahead and be disaster prepared. For example, in the event of hurricanes the County may reprioritize from normal activities to focus on infrastructure and facilities improvements, or increase public services, where allowable, in the case of a pandemic or other natural disaster. Under the State SHIP program, the county has an existing Disaster Assistance Strategy that goes into effect when a disaster declaration has been declared by the President or the Governor. Collier County will also take advantage of federal waivers that may be issued from time to time in the event of declared disasters. In April 2020, the County identified HUD CDBG, ESG and HOME waivers that it was electing to use in addressing the Coronavirus pandemic. Collier County will continue to take advantage of all appropriate CDBG, ESG and HOME waivers as they become available. Annual Action Plan 2020 29 OMB Control No: 2506-0117 (exp. 06/30/2018) AP-38 Project Summary Project Summary Information 1 Project Name CDBG: Administration Target Area Countywide Goals Supported Program Administration Needs Addressed Program Administration and Planning Funding CDBG: $551,379 Description The management and oversight of the CDBG Program by the Collier County Division of Community and Human Services. Fair housing activities. All allowable and eligible administrative activities. The County will also take part in planning for disaster preparedness in the case of natural disasters, pandemics, and other crisis events. Target Date 9/30/2021 Estimate the number and N/A type of families that will benefit from the proposed activities Location Description Countywide Planned Activities CDBG Program Administration 2 Project Name CDBG: Public Infrastructure Target Area BAYSHORE CRA City of Naples Goals Supported Improve Public Infrastructure Needs Addressed Infrastructure Improvements Funding CDBG: $452,545 Description Provide funding to construct or improve public infrastructure such as sidewalks and crosswalk safety improvements. Not this year Target Date 9/30/2021 Annual Action Plan 2020 30 OMB Control No: 2506-0117 (exp. 06/30/2018) Estimate the number and Public Infrastructure Activities: 2,537 Persons Assisted type of families that will benefit from the proposed activities Location Description Peters Ave sidewalk (Census tract 107.01) City of Naples (Census tract 7) Planned Activities Planned activities include: (1) Collier County Board of County Commissioner Transportation Planning, Peters Avenue Sidewalk (03L- Sidewalks), 1,245 LMI persons assisted: $389,085 (2) City of Naples — RiverPark LED lights at intersections on Goodlette-Frank Road (03K-Street Improvements), 1,292 LMI persons assisted: $63,460 3 Project Name CDBG: Public Facilities Target Area IMMOKALEE-LOW INCOME CENSUS TRACT AREA Goals Supported Improve Public and Other Facilities Needs Addressed Public Facilities Funding CDBG: $1,400,000 Description The County will provide funding to improve public facilities that serve low- and moderate -income persons and the special needs population. Target Date 9/30/2021 Estimate the number and Public Facility Activities: 25,715 Persons Assisted type of families that will benefit from the proposed activities Location Description Immokalee (Census tracts 112.04, 112.05, 113.01, 113.02 &114) Eden Gardens/Immokalee (Census tract 113.01) Annual Action Plan 2020 31 OMB Control No: 2506-0117 (exp. 06/30/2018) Planned Activities Planned activities include: (1) Immokalee Fire Station Construction (030-Fire Station/Equipment), 18,715 LMI persons assisted: $1,000,000 (2) Rural Neighborhoods - Eden Gardens Esperanza Place Community Center Construction. (03E-Neighborhood Facilities), 7000 LMI persons assisted: $400,000 4 Project Name CDBG: Public Services Target Area Countywide Goals Supported Provide Public Services Needs Addressed Public Services Funding CDBG: $410,535 Description Provide subrecipient grants for provision of public services to low- and moderate -income residents, youth, people with developmental disabilities, and victims of domestic violence. Target Date 9/30/2021 Estimate the number and 390 Persons Assisted type of families that will benefit from the proposed activities Location Description Various locations in Collier County Planned Activities Planned activities include: (1) Legal Services to Victims - legal aid services for 150 persons, victims of domestic violence. (05C-Legal Services): $187,489 (2) Comprehensive Housing Counseling - 180 new client intakes. (05U-Housing Counseling): $94,000 (3) Sunrise Community of SW FL, Free to Be Me Transportation Services - 60 persons with disabilities (05B-Services for Persons with Disabilities): $98,183 (4) TBA: $30,863 5 Project Name HOME: Administration Target Area Countywide Goals Supported Program Administration Needs Addressed Program Administration and Planning Annual Action Plan 2020 32 OMB Control No: 2506-0117 (exp. 06/30/2018) Funding HOME: $75,953 Description Management and oversight of the HOME Program by the Collier County Community and Human Services Division. All eligible and allowable admin activities. Target Date 9/30/2021 Estimate the number and type of families that will benefit from the proposed activities N/A Location Description Countywide Planned Activities HOME Program Administration 6 Project Name HOME: CHDO Operating Target Area Countywide Goals Supported Affordable Rental Housing Needs Addressed Housing Affordability Funding HOME: $36,555 Description The county will support CHDO operations that provide rental housing assistance to special needs individuals. Target Date 9/30/2021 Estimate the number and type of families that will benefit from the proposed activities Support for ROOF CHDO operation. Location Description Countywide Planned Activities Planned activities include: ROOF CHDO affordable rental housing activities that will assist special needs persons throughout the county. 7 Project Name HOME: Rental Housing Activities Target Area Countywide Goals Supported Affordable Rental Housing Needs Addressed Housing Affordability Funding HOME: $556,870 Annual Action Plan 2020 33 OMB Control No: 2506-0117 (exp. 06/30/2018) Description Rental housing activities will include acquisition of housing for affordable rental development. Target Date 9/30/2021 Estimate the number and Rental Housing: 4 LMI Households type of families that will benefit from the proposed activities Location Description Countywide Planned Activities Planned activities include: (1) Collier County Housing Authority, Rental Housing Acquisition, Golden Gate (4 qualified households will benefit from two duplexes). 8 Project Name HOME: TBRA Target Area Countywide Goals Supported Affordable Rental Housing Needs Addressed Housing Affordability Funding HOME: $100,000 Description Rental housing activities will include TBRA assistance. Target Date 9/30/2021 Estimate the number and TBRA: 50 LMI Households type of families that will benefit from the proposed activities Location Description Countywide Planned Activities Planned activities include: (1) TBRA: NAMI (National Alliance for Mental Illness) (2) TBRA: Residential Options of Florida (ROOF) 9 Project Name ESG: Homeless Housing and Services Target Area Countywide Annual Action Plan 2020 34 OMB Control No: 2506-0117 (exp. 06/30/2018) Goals Supported Emergency Housing and Services for the Homeless HMIS Support Rapid Re -Housing and Homelessness Prevention Program Administration Needs Addressed Homelessness & Homelessness Prevention Program Administration and Planning Funding ESG: $205,067 Description Support shelter operations and services for victims of domestic violence. Support HMIS. Provide rapid re -housing for homeless households or those at risk of homelessness, including medium - term rental assistance, security and utility deposits, and rental application fees. All allowable/eligible activities for admin. Target Date 9/30/2021 Estimate the number and Rapid Re -housing: 18 Persons Assisted type of families that will Homeless Person Overnight Shelter: 300 Persons Assisted benefit from the proposed activities Location Description Countywide Planned Activities Planned activities include: (1) Collier County Hunger & Homeless Coalition, Rapid Re- housing, 18 persons. (2) Collier County Hunger & Homeless Coalition, HMIS. (3) The Shelter for Women & Children, Emergency Shelter Operations, including beds for victims of domestic violence, 300 persons assisted. (4) Expand Rapid Re -Housing and Homeless Prevention to those impacted by COVID 19 using ESG-CV funding Annual Action Plan 2020 35 OMB Control No: 2506-0117 (exp. 06/30/2018) AP-50 Geographic Distribution — 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed Collier County and the City of Naples participate together in the Urban County CDBG Program. Marco Island and Everglades City, both incorporated cities within the County have opted out of participation for FY 2020-2021 and the three-year urban county qualification. In the upcoming program year, the County anticipates spending 45% of total HUD allocation (CDBG, HOME, and ESG) in Immokalee, 12% of its funds in the Bayshore CRA district, 3 % of its funds in the City of Naples, and 40% will be spent countywide, although this may include services and facility improvements in Naples or Immokalee that do not exclusively serve households in those geographies. A brief description of the activities in each target area is included below: • Immokalee —CDBG funds will be used to construct a new fire station and a new community center in Eden Park. • City of Naples — CDBG funds will be used to install LED lights on crosswalks to improve pedestrian safety and mobility. • Countywide — CDBG public services funds will be used to serve victims of domestic or child abuse with legal services, provide transportation for developmentally disabled residents, comprehensive housing counseling, and tutoring and mentoring programs for at -risk youth. Geographic Distribution Target Area Percentage of Funds IMMOKALEE-LOW INCOME CENSUS TRACT AREA 45% BAYSHORE CRA 12% Countywide 40% City of Naples 3% Table 8 - Geographic Distribution Annual Action Plan 2020 36 OMB Control No: 2506-0117 (exp. 06/30/2018) Rationale for the priorities for allocating investments geographically Collier County targets resources in low -moderate income census block groups to meet regulatory requirements for CDBG grant funds and to target areas with the highest level of needs. Maps provided in the Appendix show Collier County block groups where 51% or more of the population have incomes at or below 80% of the area median income. These areas are considered "target areas" for use of HUD grant funds for area improvements, such as public infrastructure or facility improvements. HUD funds may also be spent outside of these targeted areas, as long as they provide services, improvements, affordable housing, or other benefits for low- and moderate -income households or special needs populations. Discussion The 2017 Tax Cut and Jobs Act established the Opportunity Zone program. Opportunity zones are low- income census tracts nominated by the Governor of the state to spur private investment for economic development and job creation in the designated tracts. Collier County has five census tracts that are certified by the State as Opportunity Zones (census tracts 104.11, 108.02, 112.05, 113.01, and 114). HUD encouraged grantees to consider using their CDBG, HOME, and ESG funds for eligible activities in Opportunity Zones in CPD-19-01: Guidance on Submitting Consolidated Plans and Annual Action Plans. The County's Opportunity Zones overlap with census tracts within two of the CDBG target areas. For FY 2020-2021, the County anticipates funding two public facility projects in these census tract target areas. As the Opportunity Zone program regulations are finalized, the County will explore how the CPD funds can be used to leverage Opportunity Zone funding to these areas. Annual Action Plan 2020 37 OMB Control No: 2506-0117 (exp. 06/30/2018) 2020 Collier County Low/Moderate Income Census Tract Block Groups Legend Data Source: Housing, Grant Development, and Operations, Community and Human Services Division Annual Action Plan 2020 38 OMB Control mo:asus-01z/(mp.os/3o/2uzx) COUNTYNAME CENSUSTRACT BLGRP low Moderate Income Percentage Collier County 011301 1 96.59% CollierCount 011204 3 95.68K Collier county 011205 2 95.15% Col lierCount 011302 2 9148% Collier County 011204 2 92.91% Cal lierCount 011400 2 94.79% Col lierCount 010802 3 90.44% Col lierCount 010862 4 87.76% Collier County 011302 1 86.45% Cal lie rCounty 010420 1 85.611Y. Cal lie rCounty 010410 3 84,93% Cal lie rCounty 011205 1 82.83% Col lierCount 011103 r 2 81.36% Col lierCount 010420 r 3 79.38% Col lie rCounty 000700 r 1 78.95% Col lierCount 010410 1 78.40% Col lierCount 010601 2 77.55% Collier County 010605 3 77.42% Collier County 010604 3 77.38% Collier County 011102 2 75.77% CollierCounty 010410 2 75.75% C ol I i e r Co u nty 011204 1 74.35% Collier County 010701 3 73.33% Col lierCount 410508 1 71.56% Collier County 011301 2 71.53% CollierCount 010420 2 69.63% Col lierCount 010702 1 69.14% Collier County 010419 1 68.93% Cal lierCount 010110 3 68.65% CollierCounty 010803 3 67.48% Col lierCount 011400 3 66.57% Col Ile rCount 0113D2 3 65.65% Col lierCc? unt 011105 2 65.04% Collier County 010211 1 63.69% Collier County 010509 2 62.44% Col lierCount 010417 3 62.07% Collier County 011400 1 61.85% Collier County 410701 1 61.93% Col lierCount 010701 2 61.35% CollierCounty 011102 3 61.24% Col lierCounty 010803 1 60.98% Col Ile rCounly It r 1 60.82% Col lierCount 010114 r 4 59.93% CollierCounty 011301 r 3 59.79% Collier County 010507 1 59.14% Collier County 0105% 3 58.68% Col lierCount 010605 1 58.42% C ol I i e r Co u nty 010411 3 58.42% Col lierCount 010419 2 56.94% CollierCount 010701 4 55.14% Col lierCoun# 010300 2 54.19% Col lierCount 010108 2 53.55% colliercounty 010601 1 53.19% Collier County 010545 2 52.93% Collier County 010105 1 52.63% ,Collier County 0105% 1 51.94% Col I i f! r Ca u nty 010412 3 51.57% C ol I i e r Co u nty 010510 2 51.06% Data Source: Housing, Grant Development, and Operations, Community and Human Services Division Annual Action Plan 2020 39 OMB Control No: 2506-0117 (exp. 06/30/2018) Affordable Housing AP-55 Affordable Housing — 91.220(g) Introduction The need for affordable rental and homeownership housing was a common theme heard during the Consolidated Plan development process. The greatest need is among renters with very low incomes, large families, immigrant families, and residents with disabilities. Housing for people who are homeless and homelessness prevention was also identified as a priority need. To address these needs, the County will use HOME funds to support the acquisition of new affordable units and provide rental assistance.,. The County will also use ESG funds to continue to offer its rapid re- housing and homeless prevention programs for homeless families. These programs will be expanded through the utilization of COVID-19 ESG funds in 2020. Goals for the number of households to be supported in 2020-2021 are provided below. Please note these are goal estimates. Payments to subrecipients for individual projects and/or activities are not contingent on meeting annual outcome indicators shown below. One Year Goals for the Number of Households to be Supported Homeless 18 Non -Homeless 54 Special -Needs 0 Total 72 Table 9 - One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through Rental Assistance 68 The Production of New Units 0 Rehab of Existing Units 0 Acquisition of Existing Units 4 Total 72 Table 10 - One Year Goals for Affordable Housing by Support Type Annual Action Plan 2020 40 OMB Control No: 2506-0117 (exp. 06/30/2018) Discussion During FY 2020-2021, the County anticipates supporting a total of 78 households, including 4 through acquisition of two duplexes for the purpose of affordable housing using HOME funds; 50 through Tenant - Based Rental Assistance; and 18 homeless persons through the ESG rapid re -housing program. Though the County has not recently funded affordable housing for special needs population using CDBG and HOME, it is anticipated that the funds expended through the County's housing programs will benefit persons with special needs because there is often an overlap between the population needing affordable housing and those who are special needs. In 2020 Residential Options of Florida (ROOF), a nonprofit providing special needs housing will receive CHDO Operating to help with capacity development. In 2019, Collier County provided SHIP funds to address special needs housing for developmentally disabled persons through a statewide nonprofit, Residential Options of Florida (ROOF). Additional SHIP funds will be provided to ROOF in FY 2020-2021 for special needs housing. ROOF will also administer a TBRA program for their special needs clients in 2020-21 while NAMI (National Alliance for the Mentally III) will administer TBRA for their clients. Annual Action Plan 2020 41 OMB Control No: 2506-0117 (exp. 06/30/2018) AP-60 Public Housing — 91.220(h) Introduction The Collier County Housing Authority (CCHA) is an independent authority established under state law and is separate from the general control of the County. The mission of the CCHA is to offer a choice of decent, safe, and diverse affordable housing, with opportunity for low-income households to achieve economic independence in living environments free from discrimination. The CCHA owns and manages public housing developments, including low-income and farm labor housing at Farm Worker Village, farm labor housing at Collier Village, a 192-bed dormitory called Horizon Village, and some scattered site housing. Farm Worker Village is a multi -family low-income and farm labor housing development in Immokalee built under the USDA 514/516 Program. The development includes 176 total acres with 591 housing units, ranging from single-family homes to duplexes and four-plexes. Farm Worker Village has a main office, convenience store, Laundromat, community center, playground, and two daycare centers. Horizon Village offers 192 beds for unaccompanied migrants and seasonal farmworkers in dormitory -style efficiency units, each with space for 8 people, a common kitchen area with appliances, and two bathrooms. A meeting room is available to provide social and educational programs. The Housing Authority also administers approximately 450 Section 8 Housing Choice Vouchers. Unlike most public housing authorities, CCHA has no HUD -funded public housing units. Their primary funding is from USDA. Actions planned during the next year to address the needs to public housing Tenant Based Rental Assistance Program Collier County partners with CCHA to assist very low-income households to move from homelessness to self-sufficiency by providing monthly rental and utilities assistance through the Tenant Based Rental Assistance Program (TBRA) administered through CCHA's voucher program. The TBRA program provides rental housing subsidies and security deposits to eligible families that would otherwise be homeless. To be eligible for the program, households must work with a case manager to move toward self-sufficiency and have a total household income at or below 60 percent AM I. CCHA has identified six goals to carry out annually that will optimize services for its residents and voucher holders, including: Annual Action Plan 2020 42 OMB Control No: 2506-0117 (exp. 06/30/2018) • Expanding the supply of assisted housing; • Improving the quality of assisted housing; • Increasing assisted housing choices; • Providing an improved living environment; • Promoting self-sufficiency and personal development of assisted households; and • Ensuring equal opportunity and affirmatively furthering fair housing. CCHA will also continue to manage its farm -worker housing and Housing Choice Vouchers over FY 2020- 2021. Rents associated with the federal developments are in accordance with HUD regulations and are set at 30% of a household's total income. Income levels are monitored through yearly verification. Eligible applicants are those whose income is within the limits as determined by HUD. In 2018, CCHA purchased two affordable housing units in Golden Gate using State Housing Initiative Partnerships (SHIP) funding which it will continue to rent to income qualified households. In 2020-2021 it is anticipated that CCHA will purchase two more duplexes to add to their rental inventory. Additionally, the CCHA will employ the following strategies to address the housing needs of Collier County families: • Assist as many low-income individuals and households as possible with the federal resources that have been awarded to CCHA. • Increase the number of affordable housing units by applying for additional Section 8 vouchers should they become available. • Leverage affordable housing resources in the community through the creation of mixed -financed housing. • Pursue housing resources other than Section 8 tenant -based assistance. • Target available assistance to families at or below 30% of AMI, homeless, and the elderly by continuing to do outreach to community partners that serve the low-income, homeless, and the elderly. • Maintain or increase Section 8 lease -up rates by marketing the program to owners, particularly those outside of areas of minority and poverty concentration. • Participate in County plan development processes to ensure coordination with broader community strategies. Actions to encourage public housing residents to become more involved in management and participate in homeownership In addition to operating farmworker housing and the Housing Choice Voucher Program, CCHA also offers a Family Self -Sufficiency (FSS) program to promote economic opportunity for HUD -assisted families. Through the FSS program, case managers work with families to identify employment goals and access support services to achieve these goals. As a family's income rises, CCHA deposits the increased rent Annual Action Plan 2020 43 OMB Control No: 2506-0117 (exp. 06/30/2018) charges that the family pays in an escrow account. The escrow account may then be used by the family for college or vocational education expenses, work -related expenses, or toward homeownership as they graduate from the program. The CCHA has a Section 8 Advisory Board. Interested voucher holders are encouraged to join, which gives them a formal opportunity to offer input on the voucher program to CCHA. The Board reviews CCHA's PHA plans and the agency's progress toward its goals. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance The Collier County Housing Authority is not designated as troubled. Annual Action Plan 2020 M OMB Control No: 2506-0117 (exp. 06/30/2018) AP-65 Homeless and Other Special Needs Activities — 91.220(i) Introduction In FY 2020-2021, Collier County will use ESG funding to support operation of a homeless domestic violence shelter, short and medium -term rapid rehousing and homeless prevention programs for homeless or at - risk people, and ongoing HMIS operation. Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including: Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs Collier County participates in the Hunger & Homeless Coalition's annual Point -in -Time Count. In addition, Collier County conducts outreach to homeless persons through NAMI's rapid re -housing program, through homeless shelter providers such as the Shelter for Abused Women and Children, and through other partners providing public services for homeless persons or persons at risk of homelessness. The County anticipates that it will serve 300 homeless women and children through the Shelter using $100,000 in ESG funds. The County will also allocate funds to the Hunger and Homeless Coalition for HMIS activities, which will ultimately help the CoC better assess the needs of homeless persons in Collier County through efficient data collection. Addressing the emergency shelter and transitional housing needs of homeless persons Through funding to the Shelter for Abused Women and Children, Collier County will provide emergency and transitional housing, along with supportive services, for victims of domestic violence. With anticipated funding of $100,000, the Shelter estimates it will serve 300 homeless women and children in FY 2020- 2021. In addition to providing funds for shelter operations, the County will also make a grant to Collier County Hunger & Homeless Coalition for the use of Homeless Prevention and Rapid Re -housing. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again Over the coming year, Collier County will continue to provide funds to Collier County Hunger & Homeless Coalition to operate a rapid re -housing program and homelessness prevention program. These programs Annual Action Plan 2020 45 OMB Control No: 2506-0117 (exp. 06/30/2018) are designed to shorten the period of time that homeless families or individuals experience homelessness. The rapid re -housing program funds up to a year of rental assistance, rental security deposits and last month's rent, and/or costs such as rental application fees and utilities. Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs. To help families and individuals avoid becoming homeless, Collier County will continue to operate its rental assistance program in FY 2020-2021. This program seeks to prevent homelessness by providing up to a year of rental assistance, rental security deposits and last month's rent, and/or costs such as rental application fees and utilities. Additionally, through funding from the State of Florida Department of Children and Families, Collier County will continue its Forensic Intensive Reintegration Support Team (FIRST), which provides persons with substance abuse or mental health issues leaving the judicial system with assistance to prevent homelessness or re -incarceration. The County will also support low- and moderate -income families avoid becoming homeless by bolstering its supply of income -restricted affordable housing. Through real property acquisition funded by CDBG, SHIP, or other sources, the County will assist CCHA, ROOF, Wounded Warriors or other nonprofits to acquire rental housing units. The County is also actively working to identify other ways to increase the supply of affordable housing through its Affordable Housing Advisory Committee. The Advisory Committee worked with an Urban Land Institute (ULI) panel to develop the Collier County Community Housing Plan in 2017. The Housing Plan outlines strategies for expanding the supply of affordable housing under six core recommendations, including density and certainty, sustainable funding sources, community land trusts and public land, transportation enhancements, and communication and outreach. The Housing Plan is discussed in more detail in the next section. Annual Action Plan 2020 46 OMB Control No: 2506-0117 (exp. 06/30/2018) AP-75 Barriers to affordable housing — 91.220(j) Introduction: In 2016, Collier County's Affordable Housing Advisory Committee (AHAC) and the Board of County Commissioners (BCC) recognized the need for a comprehensive plan to identify housing needs in the county and outline specific strategies to address these needs. Over an 18-month process, AHAC worked with a BCC -appointed Community Housing Stakeholders Group and the Urban Land Institute (ULI) to develop the Collier County Community Housing Plan that was finalized in October 2017. The Plan includes an analysis of current housing conditions, a housing vision statement, definitions designed to establish a mutual understanding of affordable housing terminology, housing demand estimates based on projected population growth, and recommendations for addressing Collier County's housing affordability crisis. Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment The Community Housing Stakeholders Group formed subcommittees to identify tools and methods to address housing affordability under five overarching strategies. Based on the Stakeholders' research, they developed recommendations for the Board of County Commissioners. These recommendations went before the BCC throughout 2018. Some recommendations have received approval while others will continue to be brought forth throughout 2020. The recommended tools are listed below by strategy area, with an indication of those that have already been approved by the BCC: Density and Certainty • Modify the existing Affordable Housing Density Bonus program (approved by the BCC) • Expedite the permitting and approval process (approved by the BCC) • Adjust Collier County's Impact Fee Deferral Program (approved by the BCC) • Identify strategic opportunity sites for higher densities (In process) • Implement a Mixed Income Housing Ordinance (In process) • Establish or increase administrative approvals (In process) • Explore potential relief from some development regulations (In process) Stable Funding Sources • Reinstate the Housing Trust Fund with sustainable and predictable revenue sources (approved by Annual Action Plan 2020 47 OMB Control No: 2506-0117 (exp. 06/30/2018) the BCC) Communitv Land Trust & Public Lands • Establish a Community Land Trust to manage a proposed Mixed Income Housing Program (BCC has approved the Community Land Trust) (In process) • Encourage contribution of suitable surplus land by Collier County to the Land Trust (approved by the BCC) • Encourage similar initiatives or contributions in Naples and Marco Island • Develop RFPs for construction of affordable housing on suitable publicly owned land (McDowell Housing Partners selected to develop county -owned parcel, Bembridge in process) Transportation Enhancements • Integrate bus routes with affordable housing locations • Enhance bike lanes and pedestrian systems • Enhance mobility through rideshare options • Establish a revenue source for transit and alternative mobility Communication & Outreach • Create an online, up-to-date inventory of available affordable housing units (Implemented) • Create a housing -focused website (Implemented) • Develop a marketing, public relations, and communications plan to educate the community about housing affordability (In process) • Consider solutions that don't involve construction Annual Action Plan 48 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) AP-85 Other Actions — 91.220(k) Introduction: This section details the County's actions planned to ensure safe and affordable housing for its residents, along with plans to meet underserved needs, reduce poverty, develop institutional structure, and enhance coordination between public and private sector housing and community development agencies. Actions planned to address obstacles to meeting underserved needs To help remove obstacles to meeting underserved needs and improve service delivery, Collier County will work with local non -profits and other subrecipients to coordinate the work of social service organizations, disseminate news and information, and spearhead community -wide solutions to local needs. Specifically, the County will work on projects to construct and improve public infrastructure and facilities, including sidewalks, parks, fire suppression system, and emergency shelters; provide public services such as transportation for special needs populations, legal assistance, and family safety programs; support development of new affordable housing; and address homeless needs through shelter operations support, homeless prevention and rapid re -housing activities. The County is continually looking for additional funding to address underserved needs, and has procured SHIP and Criminal Justice, Mental Health, and Substance Abuse grants from the State and Drug Court funding from the Department of Justice. Over the next year, CHS staff will continue exploring new grant opportunities using grants.gov and other sources and develop partnerships with local agencies as needed to make grant applications. Actions planned to foster and maintain affordable housing During the 2020-2021 program year, Collier County will foster the development of new affordable housing by providing HOME funds to Collier County Housing Authority to purchase 2 duplex units in the Golden Gate area to benefit four low-income families. HOME funds will also be provided to the NAMI and ROOF for TBRA. The County is also working through its Affordable Housing Advisory Committee to implement strategies and recommendations for expanding the supply of affordable housing as outlined in the Community Housing Plan accepted in October 2017. Actions planned to reduce lead -based paint hazards The County's health department is the lead agency responsible for conducting lead screenings and identifying properties in need of rehabilitation to reduce exposure to lead -based paint. The County will continue to comply with Federal regulations related to lead -based paint, including in CCHA units. Given that much of Collier County's housing stock was built between the 1980s and 2000s, there are very few Annual Action Plan 2020 49 OMB Control No: 2506-0117 (exp. 06/30/2018) properties with lead -based paint. The County plans to participate in HUD training on lead -based paint. Actions planned to reduce the number of poverty -level families The County is proud of its work to eliminate cost burdens and target resources in an effective and coordinated manner. The County has two designated CRA areas and will continue to focus funds for infrastructure improvements in these areas. By doing so, the County will leverage complementary initiatives aimed at business development, public infrastructure and community programming initiatives, and other quality of life features that connect families living in poverty with services and economic opportunities. Actions planned to develop institutional structure Collier County's Affordable Housing Advisory Committee (AHAC) represents the most substantial partnership designed to develop institutional structure to address affordable housing challenges. AHAC is composed of representatives from the residential home building, banking/ mortgage lending, labor, low- income advocacy, social service, real estate, employer, and local planning industries. These representatives serve as an informed body of experts with unique perspectives on the local landscape of affordable housing needs and market dynamics in Collier County. Last year, AHAC was involved in development of the Community Housing Plan based on affordable housing strategies and recommendations provided by a ULI panel. The Plan was presented to the Board of County Commissioners in October 2017. In the upcoming year, the AHAC will continue to strengthen its leadership role in guiding affordable housing decisions in the community. Collier County will utilize a portion of its CDBG-CV funding to address the impacts that the coronavirus has had on small businesses in our community and large number of individuals who have become unemployed as a result of COVID-19. A plan is being developed to assist small business owners and to create economic opportunities in 2020-21. This initiative may also help develop additional institutional structure with the County's community partners including the Chamber of Commerce, United Way, the Community Foundation of Collier County and others. Actions planned to enhance coordination between public and private housing and social service agencies The County will work to foster collaboration through dissemination of services, news, and information across social service organizations, subcontractors, and public and private entities. One way the County will accomplish this is through subrecipient meetings that bring together affordable housing developers and social service agencies. Additionally, implementation of the countywide Community Housing Plan will require input from and coordination of both housing providers and social service agencies. The County will encourage community -based solutions and regional partnerships and will continue to support and Annual Action Plan 2020 50 OMB Control No: 2506-0117 (exp. 06/30/2018) participate in the CoC, whose membership includes both affordable housing and social service agencies. Other initiatives to enhance coordination are done in conjunction with the County's Affordable Housing Advisory Committee (AHAC) and the new Mental Health and Substance Abuse Ad Hoc committee. Annual Action Plan 2020 51 OMB Control No: 2506-0117 (exp. 06/30/2018) Program Specific Requirements AP-90 Program Specific Requirements — 91.220(I)(1,2,4) Introduction: In AP-90, Collier County provides information required by regulations governing the Community Development Block Grant (CDBG) program, the HOME Investment Partnership (HOME) program, and the Emergency Solutions Grant (ESG) program. Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(I)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 20,000 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3. The amount of surplus funds from urban renewal settlements 0 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5. The amount of income from float -funded activities 0 Total Program Income: 20,000 Other CDBG Requirements 1. The amount of urgent need activities 0 2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income. Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 100.00% Annual Action Plan 52 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(1)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows: Not applicable. Collier County does not anticipate using any other forms of investment beyond those identified in Section 92.205. 2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows: See attached description. 3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows: Collier County complies with the HUD affordability terms in 24 CFR 92.254 (a)(4) as follows: HOME funds utilized for housing have the following terms of affordability: Under $15,000 5 years $15,000-$40,000 10 years Over $40,000 15 years 4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows: Not applicable. Collier County has no plans to use HOME funds to refinance existing debt secured by multifamily housing rehabilitated with HOME funds. Annual Action Plan 2020 53 OMB Control No: 2506-0117 (exp. 06/30/2018) Emergency Solutions Grant (ESG) Reference 91.220(I)(4) 1. Include written standards for providing ESG assistance (may include as attachment) Collier County's ESG program provides funding assistance for: • Engaging homeless individuals and families living on the streets • Improving the number and quality of emergency shelters/beds for homeless individuals and families • Financially assistance with shelter operations • Provides essential services to shelter residents • Rapidly re -house homeless individuals and families • Prevents families and individuals from becoming homeless The ESG beneficiaries must meet certain eligibility criteria of the program components that they are participating in. ESG offers five program components including street outreach, emergency shelter, homeless prevention, rapid -rehousing and HMIS. 2. If the Continuum of Care has established centralized or coordinated assessment system that meets HUD requirements, describe that centralized or coordinated assessment system. The Hunger & Homeless Coalition of Collier County serves as the Lead Agency and has been designated by the CoC as the Collaborative Applicant for the HUD CoC grant on behalf of Collier County's Continuum of Care. As the Lead Agency, the Hunger & Homeless Coalition also has operational and planning duties with respect to the CoC. The Hunger & Homeless Coalition is developing a coordinated assessment system, in which Collier County will participate. The CoC will establish and operate a coordinated assessment system that provides an initial, comprehensive assessment of the needs of individuals and families for housing and services. The coordinated assessment system will: (1) cover the geographic area of Collier County; (2) be easily accessed by individuals and families seeking housing or services; (3) be well -publicized; and (4) include a comprehensive and standardized tool providing an initial assessment of housing and service needs. In addition, the CoC's coordinated assessment system will incorporate the written standard for providing CoC assistance when evaluating and referring potential program participants. Individuals and families who are fleeing, or attempting to flee, domestic violence, dating violence, sexual assault, or stalking who are seeking shelter or services from non -victim services providers will be directed to The Shelter for Abused Women and Children for assessment of housing and service needs. In the meantime, the HMIS is used widely amongst appropriate agencies. Annual Action Plan 2020 54 OMB Control No: 2506-0117 (exp. 06/30/2018) 3. Identify the process for making sub -awards and describe how the ESG allocation available to private nonprofit organizations (including community and faith -based organizations). The County provides a competitive process for awarding all entitlement funding. This is widely advertised formally, via email, and at partnership meetings. A review and ranking committee reviews applications for merit and compliance. The CoC is provided an opportunity to support or not support an application. Eventually, the recommended awardees are noted in the Annual Action Plan. All public comment requirements are followed. The Annual Action Plan is presented to the Board of County Commissioners for approval, and then to HUD. 4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR 576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with homeless or formerly homeless individuals in considering policies and funding decisions regarding facilities and services funded under ESG. Collier County meets the homeless participation requirement found in 24 CFR 576.405(a) through the Continuum of Care, which is led by the Collier County Hunger and Homeless Coalition. The CoC comments on funding applications and considers policies regarding homeless facilities and services. Other organizations representing the homeless provided input for the Consolidated Planning process, and a focus group was held at the Shelter for Abused Women and Children to gather input about housing and community development priorities. The County will continue to secure consultation with homeless or formerly homeless individuals, along with local organizations that represent and provide services to the homeless. 5. Describe performance standards for evaluating ESG. Collier County uses its project outcome performance report and progress reports to evaluate ESG. The program outcome performance report is due quarterly. Reports collect accomplishment data and beneficiary data so Collier County can track subrecipient performance. Data from participants served is entered into HMIS. The Shelter for Abused Women and Children uses WS Osnium as its domestic violence reporting system. This system is mandated by the Shelter's certifying body, the Florida Coalition Against Domestic Violence. The reports from WS Osnium are uploaded into SAGE, HUD's reporting portal. Annual Action Plan 55 2020 OMB Control No: 2506-0117 (exp. 06/30/2018) Community and Human Services Administrative Policy Recapture Provisions Revision 1 Effective Date 06/27/2019 Writer: Margo Castorena Sponsor: Cynthia Kemner, Supervisor, Grants Compliance Unit RECORD OF REVISIONS REVISION SUMMARY OF REVISIONS DATE 0 Initial Issue 2/20/2015 I Update Policy 06/17/2019 Attachment 2, Policy Change Request Policy Number: Policy Name: Proposed Change: Reason for Change: Submitted By: HOME RECAPTURE POLICY Collier County homebuyer program activity uses only the recapture provisions of 24 CFR 92.254(a)(4)(ii). It is believed this approach is the closest to normal market approaches to financing, the easiest for borrowers to understand, enables the deed restriction requirements of the alternative option to be avoided (which we believe constitutes a barrier to private financing participation), and better enables HOME funds to be marketed in coordination with other private lending. The recapture approach essentially results in an ongoing commitment to maintain a homeownership program because of regulatory requirements concerning the reuse of recaptured HOME funds for homebuyer assistance, while the alternative option of resale restrictions does not require the same level of ongoing assistance beyond the expiration of the affordability period tied to each property. A purchaser of a property may apply for and be provided HOME assistance subject to the property and said buyer meeting HOME Program eligibility criteria, a written agreement to comply with program terms and conditions, and the availability of funds. Mortgages include the "principle residence" requirement of the program during the affordability period, failure of which will constitute a default of a second mortgage. The recapture option is a mechanism to recapture all or a portion of the direct HOME subsidy if the HOME recipient decides to sell the house within the affordability period at whatever price the market will bear. Forgiveness will be tied to the length of time the homebuyer has occupied the home in relation to the period of affordability and the net proceeds of the sale. The affordability period is based on the amount of HOME funds provided for the property and is forgiven at the rate noted below. Total Homeowner <$15,000 $15,000 - $40,000 >$40,000 Affordability Period 5 years 10 years 15 years Calculations for the recapture include the HOME Investment, the homebuyer investment, and the net proceeds. These are defined as: HOME Investment — All HOME funds contributed to the unit and any direct subsidies consisting of any financial assistance that reduces the purchase price from fair market value to an affordable price, or otherwise subsidizes the purchase. Homebuyer Investment — The homebuyer's investment consists of the portion of the initial down payment paid by the homebuyer combined with the value of any capital improvements made with the homebuyer's funds. Any improvement must be verified with back-up documentation on specific costs and/or value of the improvement. Net Proceeds — The net proceeds of a sale are the sales price minus closing costs and any non -HOME loan repayments. To allow low-income homebuyers to retain some equity in their property should they need to sell, Collier County recaptures HOME funds using the following steps: Shared Net Proceeds If the net proceeds are not sufficient to recapture the full HOME investment and enable the homeowner to recover the amount of the homeowners down -payment and any capital improvement investment made by the owner since purchase, CHS may share the net proceeds. The net proceeds may be divided proportionally as set forth in the following formula: HOME investment X Net proceeds = HOME amount to be recaptured HOME investment + homeowner investment Homeowner investment HOME investment+ homeowner investment X Net proceeds = amount to homeowner Sample Note and Mortgage are attached for reference. Prepared by and return to: Collier County Community and Human Services 3339 Ta viand Trial E, Suite 211, Naples, FL 34112 (THIS SPACE FOR RECORDING) (Exempt from Intangible Tax due to Government Funding) HOME INVESTMENT PARTNERSHIP ACT (HOME) SAMPLE SECOND MORTGAGE THIS SECOND MORTGAGE is made by John 3ud J,a11g Doe. a married couple ("Borrowers"), in favor of COLLIER COUNTV, a political subdivision of the State of Florida, ("Mortgagee"), which terms, "Borrower" and "Mortgagee" shall include heirs, legal representatives, successors, and assigns. Borrower is justly indebted to Mortgagee in the principal sum of Eighteen Thousand Five Hundred and noll00 Dollars (S18J600.00J. which is evidenced by a Promissory Note (the "Note") executed by Borrower in favor of Mortgagee dated of even date, the terms and conditions of which are incorporated in and made a part of this Second Mortgage by reference. This debt is evidenced by Borrower's Note dated the same date as this Security Instrument ("Mortgage"), which provides for the full debt, if not paid earlier, due and payable on transfer of title, sale of property, refinance, or loss of homestead exemption. This Mortgage will be forgiven at the five (5th) year anniversary date of mortgage. TO SECURE to Mortgagee the repayment of the indebtedness evidenced by the Note and the performance of the covenants and agreements contained in this Second Mortgage and the Note, Borrower does hereby grant unto Mortgagee all that certain land situated in Collier County, Florida, more particularly described as follows: Legal Description: Folio Number: Property Address: 111111 Majestic Circle, Naples Florida 34000 TOGETHER with all and singular the tenements, hereditaments, easements, and appurtenances, and all structures, buildings, and improvements of every kind and description now or hereafter on the land shall be deemed to be and remain a part of the real Property covered by this Second Mortgage. All of the above described Property and interests are referred to in this Mortgage as the "Premises". The terms of this Mortgage do not require that payments be made as long as the makers comply with the following conditions and provisions: AND SO LONG AS the Premises are subject to the First, Second, and Second Mortgage, Borrower agrees that Borrower shall perform all of Borrower's obligations under the First, Second, and Second Mortgage, including making payments when due. FURTHERMORE, any default by Borrower under the First Mortgage shall constitute a default under this Mortgage, and Mortgagee shall have all the rights and privileges granted to it under this Mortgage in the event of such default. ADDITIONALLY, Mortgagee, at its election, and without notice to Borrower, may make, but shall not be obligated to make, any payments Borrower has failed to make under the First and Second Mortgage. Mortgagee may add the amount of those payments to the principal debt secured by this mortgage. Any payment by Mortgagee shall not release Borrower from Borrower's obligations or constitute a waiver of the Borrower's default under this Mortgage. PROVIDED ALWAYS, that if the Borrower pays to Mortgagee the principal sum of the Note, and if the Borrower shall duly, promptly and fully perform, discharge, execute, effect, complete and comply with and abide by each and every one of the stipulations, agreements, conditions and covenants of the Note, this Mortgage and all other documents and instruments executed as further evidence of or as security for the principal sum of the Note, then this Mortgage and the estates and interest granted and created shall cease, terminate and be null and void; AND BORROWER COVENANTS and agrees to be bound by the following terms and conditions until the indebtedness secured by this mortgage is fully repaid: 1. Performance. The Borrower expressly covenants and agrees to perform, comply with, and abide by, each and every one of the covenants, stipulations, agreements and conditions contained and set forth in the Note, this Mortgage and any and all other documents and instruments executed and delivered by the Borrower to and in favor of the Mortgagee as security for, evidence of, or otherwise connected with, or incidental to, the loan transaction evidenced by the Note and secured by this Mortgage. 2. Taxes and Assessments. Borrower shall pay, before they become delinquent, and before any interest or penalty shall attach thereto, all taxes, assessments, and encumbrances of every nature that may for any and all purposes be payable, assessed, or imposed on the premises or any part thereof. Borrower shall deliver official receipts showing tine payment of the same to the Mortgagee not later than thirty (30) days following the payment of the same or five (S7 days following Mortgagee's demand for the official receipts. 3. No Waste. Borrower will permit, commit, or suffer no waste, impairment, or deterioration of the premises and will keep and maintain all improvements now and hereafter on the premises in sound condition and good repair. Borrower will not use or cause the property to be used for purposes contrary to applicable law. Mortgagee, or its agent, shall have the right and shall be permitted, but shall not be required, at all reasonable times, to enter upon and inspect the Mortgaged Property to insure compliance with the foregoing covenants and conditions set forth in this Mortgage. 4. Insurance. Borrower shall keep the dwelling and eligible appurtenant structure(s) insured against loss by the perils of fire, windstorm, extended coverage, vandalism and malicious mischief (FEC, V & MM) for an amount equal to or greater than the actual cash value (ACV) of the said dwelling and appurtenant structure(s). This amount of coverage shall be for the highest insurable value, so that Mortgagee is not subject to coinsurance. In the event of loss by reason of hazards, casualties, contingencies and perils for which insurance has been required by the Mortgagee, the Borrower shall give immediate notice thereof by mail to the Mortgagee, The Borrower agrees that the County does not in any way represent that the type or amount of insurance is sufficient or adequate to protect the Borrower's interests or liabilities but is merely a minimum. 5. Rieht to Cure. In the case of any breach under this mortgage by Borrower, mortgagee may, at its option, and after at least 10 days' notice to Borrower, expend any sums necessary to cure such default, and all sums so expended shall be secured by this mortgage. 6. Acceleration. The whole amount of the indebtedness secured by this mortgage shall become due and payable, at the option of mortgagee: (i) after default in the performance of any covenant in this mortgage which remains uncured for 15 days after notice of default; or, (it) upon institution of foreclosure proceedings of any other mortgage or lien affecting the premises which is not dismissed within 15 days, and this mortgage may be foreclosed, and all costs and expenses of collection by foreclosure or otherwise, including attorney's fees, shall be paid by Borrower and secured by this mortgage. In the event of a foreclosure, the recapture amount will be reduced on a prorate basis for - the time the homeowner has owned and occupied the home, as referenced by the note, and will be paid from the net proceeds available from the sale of the property. The net proceeds are the sales price minus superior loan repayment. If there are no net proceeds from the foreclosure sale, repayment is not required, and the HOME Program requirements are considered satisfied. 7. Occunancv: Encumbrance- Transfer of Premises. The Borrower shall notify the Mortgagee in the event the Borrower transfers, assigns, sells, refinances, mortgages, does not continuously occupy and homestead the property as their primary residence, or in any manner disposes of all or a portion of any interest in the premises. Upon the happening of any such event, and at the mortgagee's option, the whole amount of the indebtedness secured by Mortgagee shall become immediately due and payable. Should the outstanding indebtedness not be satisfied on the date of such transfer, assignment, sale, refinancing, mortgage, non -occupancy, or other conveyance, this mortgage may be foreclosed, and all costs and expenses of collection by foreclosure or otherwise, including attorney's fees, shall be paid by Borrower and secured by this mortgage. That so long as the Note secured hereby remains outstanding, the Borrower shall neither voluntarily or involuntarily permit the Mortgaged Property or any part thereof to become subject to any secondary or other junior lien, mortgage, security interest or encumbrance of any kind whatsoever without the prior written consent of the Mortgagee. 8. Receiver. In the event suit is instituted to foreclose this mortgage or to enforce payment of any claims under this mortgage, mortgagee shall be entitled to the appointment of a receiver to take charge of the premises, to collect the rents, and care for the premises, and such appointment shall be made by the court having jurisdiction thereof as a matter of absolute right to the mortgagee, and all rents, profits, incomes, issues, and revenues of the premises are hereby assigned and pledged as further security for payment of the mortgage indebtedness, with the right on the part of mortgagee at any time after default under this mortgage to demand and receive and apply the same to the indebtedness secured by this mortgage. 9. Condemnation. In the event all or any part of the premises shall be condemned or taken for public use under powers of eminent domain, the proceeds of any award or claim for damages, direct or consequential, connected with the condemnation or taking are hereby assigned and shall be paid to mortgagee up to the amount of the outstanding indebtedness secured by this mortgage. Such condemnation or application shall not otherwise affect or vary the obligation of Borrower to pay the indebtedness. 10. Notice. Any notices permitted or required under this mortgage or the note shall be in writing, and shall be personally delivered or sent by registered or certified mail, postage prepaid, return receipt requested, and addressed as follows or as otherwise designated by written notice given in the same manner: As to Borrower: xxxx 10585 Majestic Circle Naples, Florida 34---- As to Collier County Community and Human Services Mortgagee: 3299 Tamiami Trail E, Suite 211 Naples, Florida 34112 11. Parties Bound. This mortgage shall be binding on and inure to the benefit of the parties and their respective heirs, personal representatives, administrators, successors, and assigns. Borrower's covenants and agreements shall be joint and several. 12. Severability. If any provision of this mortgage shall be invalid or unenforceable under applicable law, the remainder of the mortgage which can be given effect without the invalid provision shall be enforceable to the maximum extent permitted by law. 13. Headings. Descriptive headings are for convenience only and shall not control or affect the meaning or construction of any provision of this second mortgage. 14. Annlicable Law. This mortgage shall be governed by and construed in accordance with the laws of the State of Florida. 15. Compliance with Laws. Borrower warrants and represents that Borrower has complied, and shall hereafter comply, with all valid laws, ordinances, regulations, and orders of federal, state, local and other governmental authorities that relate to the premises. 16. Remedies Cumulative. In the event of a default in payments due under the note, which remains uncured for 15 days after the due date, or in the event of any other default under this mortgage which remains uncured for 15 days after notice from mortgagee to Borrower, mortgagee shall have, in addition to other rights and remedies specified in this mortgage, all other rights and remedies provided by law or in the note. The remedies of mortgagee shall be cumulative and concurrent, and may be pursued singularly, successively, or together at the sole discretion of mortgagee, which may exercise them whenever necessary. The failure to exercise any right or remedy shall in no event he construed as a waiver or release of the right or remedy. 17. Release. Upon payment of all sums secured by this mortgage, mortgagee shall release this mortgage without charge to Borrower. Borrower shall pay any recordation costs. IN WITNESS WHEREOF, this Second mortgage has been given, executed, and delivered by Borrower on the date first above written. In the presence of, Borrower Signature XXXXXXXXXXXXX Printed Name STATE OF FLORIDA COUNTY OF COLLIER Co -Borrower Signature XXXXXXXXXXXXX Printed Name Property: I I I I I Majestic Circle Naples, Florida 34 ... The foregoing instrument was acknowledged before me this day of 2019- by XXXXXXXXXXXXXXXXXXXXX who is (are) personally known to me or who has produced as identification and who did (did not) take an oath. (SEAL) Signature Typed Name Commission expiration date DOCUMENTARY STAMPS IN THEAMOUNT REQUIRED BY FLORIDA LAW HAVE BEEN PURCHASED AND AFFIXED TO THE MORTGAGE OF EVEN DATE WHICH SECURES THIS NOTE. SAMPLE PROMISSORY NOTE HOME INVESTMENT PARTNERSHIPS ACT (HOME) Borrower(s): John and Jane Doe. I I I111 Majestic Circle, Naples FL 34--- (Property Address) (City) (State) (Zip) FOR VALUE RECEIVED, the undersigned jointly and severally ("Borrower") promise(s) to pay to the order of COLLIER COUNTY, APOLITICAL SUBDIVISION OFTHE STATE OF FLORIDA, or to any other holder of this Note (the "Lender"), whose address is 3339 Tamiami Trail E. Suite 211, Florida 34112 the principal sum of Eighteen Thousand Five Hundred and no/100 Dollars ($18.500.00), without interest, unless otherwise required below.I/We understand thatthe Lender may transfer the Promissory Note. The Lender or anyone who takes this Note by transfer and who isentitled to receive payments under this Note will be called the "Note Holder". If the terms of this note and the mortgage securing the note are fully complied with, then the outstanding principal balance shall be forgiven on the maturity date, which shall be five years from the date ofthe executed note. This note issecured by athird mortgage on real property located in Collier County, Florida, ofthe same date as this note and executed by maker in favor of the County. If the borrower occupies the property continuously as required by 24 CFR 92.254 for the five 15) year term. a satisfaction of mortgage will be Lim at the enrl of the term. In the event maker transfers, assigns, sells, refinances, does not continuously occupy and homestead property as their primary residence, or in any manner disposes of all or a portion of the property which is subject to the third mortgage securing this note during the five (5) year term, the entire principle balance ofthis note will be due and payable. Subletting of the Property is not allowed. A refinance ofthe first mortgage may be approved without repayment if the request is submitted in writing and the refinance is in accordance with the Collier County "Subordination Policy". The Maker shall be required to submitproof of principal occupancy to Collier County onan annual basis beginning on the anniversary of the first -year occupancy and annually until the end ofthe amortization period. Such proof shall include: proof of homestead exemption. If the Maker fails to provide sufficient proof of occupancy in a timely manner, the County may contract with an independent title company to perform the necessary title re -certification, the costofwhich will be added to the principal amount ofthis Promissory Note. The County shall have the option, without notice to maker, to declare the entire principal balance ofthis note to be due and payable forthwith in advance of the maturity date upon the failure of maker to perform in accordance with any ofthe terms, covenants, or conditions ofthe second mortgage securing this note, to pay any amount due under this note, or otherwise comply with 24CFR 92.254 or any other applicable HOME regulation. IfCOLLIERCOUNTYtakessuchactions asdescribed above, itwill havethe righttobepaidbackforallof its costs and expenses, including reasonable attorney's fees. Maker may prepay this note in full, or in part, at any time without penalty. This note and the third mortgage securing it shall be governed by and construed in accordance with the laws of the State ofFlorida. Maker waives presentment, notice of dishonor, and protest and agrees to pay all costs, including reasonable attorney's fees, whether suit be brought or not, for the services of legal counsel employed to collect this note or protect its security upon maturity or default This note is governed and construed in accordance with the Laws of the State of Florida. Borrower Signature Date Co -Borrower Signature Date