Agenda 07/14/2020 Item #16D12 (6 Mortgage Satisfactions for SHIP Loan Program)07/14/2020
EXECUTIVE SUMMARY
Recommendation to approve and authorize the chairman to sign six (6) mortgage satisfactions for
the State Housing Initiatives Partnership loan program in the amount of $84,500 and the associated
Budget Amendment.
OBJECTIVE: To support the affordability of housing in Collier County through the State Housing
Initiatives Partnership (SHIP) down payment and emergency repair and/or rehabilitation assistance
programs.
CONSIDERATIONS: SHIP, a state affordable housing program, offers assistance to first-time
homebuyers for use toward a portion of the required down payment and emergency repairs to the newly
acquired home, and rehabilitation assistance to homeowners for rehabilitation to their homesteaded
property. As a condition of award, the homeowner must repay the assistance provided upon sale,
refinance, or loss of homestead exemption.
The following table provides details regarding the associated mortgages that have been repaid in full and
those that have been forgiven. As such, satisfaction of mortgages is required.
File # Name Public Record Mortgage Amount Payoff Amount
00-320 Rosendo Chavez & Irene
Chavez
OR 2669/PG2787 $2,500.00 $0.00*
10-041 James Jolicoeur & Lynda
Bastien
OR 4790/PG1982 $20,000.00 $20,000.00
07-137 Marie G. Mongene OR 4348/PG3879 $20,250.00 $20,250.00
09-202 David Najarro Bernal &
Jael I. Dicta Diaz
OR 4533/PG1917 $3,000.00 $3,000.00
06-160 Marie Alcime OR 4293/PG2651 $18,750.00 $18,750.00
14-020 Theresa Pearo OR 5279/PG3299 $20,000.00 $20,000.00
Total $84,500.00 $82,000.00
* Section 95.281(1)(b) F.S. allows this debt to be forgiven if the mortgage is more than twenty (20) years
old and the final maturity of an obligation secured by the mortgage is not ascertainable or previously set
forth in the mortgage. Under such circumstances, the mortgage is considered terminated, and for record
purposes, the down payment amount may be forgiven.
Approval of this Item will authorize the Chairman to sign the aforementioned satisfaction of mortgage
and the executed document shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $82,000.00 satisfies the payoff amount. These repayments
are considered program income and have been deposited in SHIP Grant Fund (791), Project 3 3613.
Deposited funds will be used for SHIP el igible activities. The Budget Amendment recognizes
$82,000.00 in program income, of which five percent (5%) will be used as Administrative funds.
Recording fees of $10 per Satisfaction of Mortgage have been paid by the homeowners. The $10.00
recording fee for the forgiven loan will be paid by SHIP Grant Fund (791), Project 33613.
LEGAL CONSIDERATIONS: This Item is approved for form and legality and required a majority vote
for Board approval. -JAB
GROWTH MANAGEMENT IMPACT: There is no Growth Management impact.
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07/14/2020
RECOMMENDATION: To approve and authorize the Chairman to sign six (6) mortgage satisfactions
for the State Housing Initiatives Partnership loan program in the amount of $84,500.00 and the associated
Budget Amendment. (Net Fiscal Impact $82,000.00)
Prepared By: Lisa N. Carr, Senior Grants Coordinator, Community & Human Services Division
ATTACHMENT(S)
1. Satisfactions of Mortgage (6) (PDF)
2. Backup Docs SOM Chavez (forgiven) (PDF)
3. Backup Docs SOM Jolicoeur (PDF)
4. Backup Docs SOM Mongene (PDF)
5. Backup Docs SOM Najarro (PDF)
6. Backup Docs SOM Alcime (PDF)
7. Backup Docs SOM Pearo (PDF)
8. SAP 33613 PI $82,000 07.14.20 (PDF)
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07/14/2020
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.12
Doc ID: 12692
Item Summary: Recommendation to approve and authorize the chairman to sign six (6) mortgage
satisfactions for the State Housing Initiatives Partnership loan program in the amount of $84,500 and the
associated Budget Amendment.
Meeting Date: 07/14/2020
Prepared by:
Title: Grants Coordinator – Community & Human Services
Name: Lisa Carr
06/16/2020 6:28 PM
Submitted by:
Title: Manager - Federal/State Grants Operation – Community & Human Services
Name: Kristi Sonntag
06/16/2020 6:28 PM
Approved By:
Review:
Community & Human Services Cormac Giblin Additional Reviewer Completed 06/17/2020 10:49 AM
Community & Human Services Leslie Davis Additional Reviewer Completed 06/17/2020 1:51 PM
Community & Human Services Maggie Lopez Additional Reviewer Completed 06/18/2020 7:58 PM
Community & Human Services Kristi Sonntag CHS Review Completed 06/19/2020 11:17 AM
Operations & Veteran Services Kimberley Grant Level 1 Reviewer Completed 06/19/2020 12:51 PM
Public Services Department Todd Henry Level 1 Division Reviewer Completed 06/22/2020 1:19 PM
County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 06/23/2020 11:35 AM
Grants Erica Robinson Level 2 Grants Review Completed 06/29/2020 9:35 AM
Public Services Department Steve Carnell Level 2 Division Administrator Review Completed 06/29/2020 10:40 AM
Office of Management and Budget Debra Windsor Level 3 OMB Gatekeeper Review Completed 06/29/2020 10:48 AM
County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 06/29/2020 11:15 AM
Grants Therese Stanley Additional Reviewer Completed 06/29/2020 12:04 PM
Budget and Management Office Ed Finn Additional Reviewer Completed 06/29/2020 3:31 PM
County Manager's Office Leo E. Ochs Level 4 County Manager Review Completed 07/07/2020 10:35 AM
Board of County Commissioners MaryJo Brock Meeting Pending 07/14/2020 9:00 AM
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Packet Pg. 2161 Attachment: Satisfactions of Mortgage (6) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2162 Attachment: Satisfactions of Mortgage (6) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2164 Attachment: Satisfactions of Mortgage (6) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2165 Attachment: Satisfactions of Mortgage (6) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2166 Attachment: Satisfactions of Mortgage (6) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2167 Attachment: Backup Docs SOM Chavez (forgiven) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2168 Attachment: Backup Docs SOM Chavez (forgiven) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2169 Attachment: Backup Docs SOM Chavez (forgiven) (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2170 Attachment: Backup Docs SOM Jolicoeur (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2171 Attachment: Backup Docs SOM Jolicoeur (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2175 Attachment: Backup Docs SOM Jolicoeur (12692 : SHIP Satisfaction of Mortgage)
From:Norma Laliberte
To:CarrLisa
Cc:AldanaMaria
Subject:Payoffs ~ SHIP & IF
Date:Tuesday, March 17, 2020 11:01:37 AM
Attachments:image002.jpg
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image006.jpg
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image012.jpg
EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender
and use extreme caution when opening attachments or clicking links.
Hi Lisa,
Habitat will purchase back couple houses, please I need the following payoffs:
·James & Lynda Bastien _SHIP
·Marie Mongene _SHIP & Impact Fees
Thanks,
Kind Regards,
Norma Laliberte
Family Services Team Leader
NMLS# 1644802
Habitat for Humanity of Collier County
11145 Tamiami Trail East ~ Naples, FL 34113
Office: 239-307-1974, 239-775-0036 ~ Fax: 239-775-0477
www.HabitatCollier.org
Follow Habitat for Humanity of Collier County...
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(James Jolicoeur and Lynda Bastien)
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Packet Pg. 2176 Attachment: Backup Docs SOM Jolicoeur (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2177 Attachment: Backup Docs SOM Mongene (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2178 Attachment: Backup Docs SOM Mongene (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2179 Attachment: Backup Docs SOM Mongene (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2180 Attachment: Backup Docs SOM Mongene (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2181 Attachment: Backup Docs SOM Mongene (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2182 Attachment: Backup Docs SOM Mongene (12692 : SHIP Satisfaction of Mortgage)
From:Norma Laliberte
To:CarrLisa
Cc:AldanaMaria
Subject:Payoffs ~ SHIP & IF
Date:Tuesday, March 17, 2020 11:01:37 AM
Attachments:image002.jpg
image004.png
image006.jpg
image008.jpg
image010.png
image012.jpg
EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender
and use extreme caution when opening attachments or clicking links.
Hi Lisa,
Habitat will purchase back couple houses, please I need the following payoffs:
· James & Lynda Bastien _SHIP
· Marie Mongene _SHIP & Impact Fees
Thanks,
Kind Regards,
Norma Laliberte
Family Services Team Leader
NMLS# 1644802
Habitat for Humanity of Collier County
11145 Tamiami Trail East ~ Naples, FL 34113
Office: 239-307-1974, 239-775-0036 ~ Fax: 239-775-0477
www.HabitatCollier.org
Follow Habitat for Humanity of Collier County...
facebook
twitter
youtube
16.D.12.d
Packet Pg. 2183 Attachment: Backup Docs SOM Mongene (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2184 Attachment: Backup Docs SOM Najarro (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2185 Attachment: Backup Docs SOM Najarro (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2186 Attachment: Backup Docs SOM Najarro (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2187 Attachment: Backup Docs SOM Najarro (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2188 Attachment: Backup Docs SOM Najarro (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2189 Attachment: Backup Docs SOM Najarro (12692 : SHIP Satisfaction of Mortgage)
From:Norma Laliberte
To:CarrLisa
Cc:AldanaMaria
Subject:Payoff ~ David Najarro Bernal & Jael Dicta~ 13601 Koinonia Dr
Date:Tuesday, March 31, 2020 2:43:38 PM
Attachments:image013.jpg
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image016.jpg
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image018.jpg
EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender
and use extreme caution when opening attachments or clicking links.
Good afternoon Lisa,
Please could you send me the Impact Fees and SHIP payoff for this family.
Stay safe.
Kind Regards,
Norma Laliberte
Family Services Team Leader
NMLS# 1644802
Habitat for Humanity of Collier County
11145 Tamiami Trail East ~ Naples, FL 34113
Office: 239-307-1974, 239-775-0036 ~ Fax: 239-775-0477
www.HabitatCollier.org
Follow Habitat for Humanity of Collier County...
facebook
twitter
youtube
16.D.12.e
Packet Pg. 2190 Attachment: Backup Docs SOM Najarro (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2191 Attachment: Backup Docs SOM Alcime (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2196 Attachment: Backup Docs SOM Alcime (12692 : SHIP Satisfaction of Mortgage)
From:Norma Laliberte
To:CarrLisa
Subject:Marie Alcime ~1505 Peace Way IF & SHIP
Date:Tuesday, May 12, 2020 8:27:45 AM
Attachments:image013.jpg
image014.png
image015.jpg
image016.jpg
image017.png
image018.jpg
EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender
and use extreme caution when opening attachments or clicking links.
Good morning Lisa,
Habitat will purchase this home 5/26/2020.
Please could you send me an updated payoff.
Have a great day!
Kind Regards,
Norma Laliberte
Family Services Team Leader
NMLS ID 1644802
Habitat for Humanity of Collier County
11145 Tamiami Trail East ~ Naples, FL 34113
Office: 239-307-1974, 239-775-0036 ~ Fax: 239-775-0477
www.HabitatCollier.org
Follow Habitat for Humanity of Collier County...
facebook
twitter
youtube
16.D.12.f
Packet Pg. 2197 Attachment: Backup Docs SOM Alcime (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2198 Attachment: Backup Docs SOM Pearo (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2199 Attachment: Backup Docs SOM Pearo (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2200 Attachment: Backup Docs SOM Pearo (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2201 Attachment: Backup Docs SOM Pearo (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2202 Attachment: Backup Docs SOM Pearo (12692 : SHIP Satisfaction of Mortgage)
From:Ben Sotelo
To:CollierCountyShip
Cc:Megan Schmadtke
Subject:Payoff Request, Borrower"s Authorization and copy of Mortgage for: 15733 Marcello Cir #110 – Naples, FL 34110
Date:Monday, May 11, 2020 3:14:55 PM
Attachments:image001.jpg
Payoff Request Letter - Collier County SHIP.pdf
Signed Borrowers Authorization - PEARO.pdf
Copy of Recorded Mortgage SHIP CollierCounty.pdf
EXTERNAL EMAIL: This email is from an external source. Confirm this is a trusted sender
and use extreme caution when opening attachments or clicking links.
Good afternoon: Please see attached a payoff request for a Collier SHIP Mortgage:Property address: 15733 Marcello Cir #110 – Naples, FL 34110 Borrower: Theresa A Pearo Attached is also the signed borrower’s authorization along with a copy of the recordedmortgage
Please provide a payoff good thru June 15th, 2020You may email me the payoff to ben@omegatitlegroup.com or Fax it to 239-790-3709 Thank you , have a great day and Stay Safe!
As we continue to follow the guidance of the Center for Disease Control
(www.CDC.gov/COVID19), the health and well-being of our clients, employees and families
will be our priority.
As we try to limit the amount of traffic in our office, we ask that only clients that physically
have to be present to sign attend closings.
Ben A. Sotelo – Senior Title Processor
Omega National Title Agency, LLC
3411 Tamiami Trail N., Suite 100Naples, FL 34103239-566-8908 Office239-316-7394 Direct Line239-790-3709 e-Faxemail: Ben@omegatitlegroup.com
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Packet Pg. 2203 Attachment: Backup Docs SOM Pearo (12692 : SHIP Satisfaction of Mortgage)
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Packet Pg. 2204 Attachment: Backup Docs SOM Pearo (12692 : SHIP Satisfaction of Mortgage)
16.D.12.iPacket Pg. 2205Attachment: SAP 33613 PI $82,000 07.14.20 (12692 : SHIP Satisfaction of Mortgage)