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Backup Documents 04/28/2020 Item #16D 1 ORIGINAL DOCUMENTS CHECKLIST & ROUTING SLIP ! b 0 TO ACCOMPANY ALL ORIGINAL DOCUMENTS SENT TO THE BOARD OF COUNTY COMMISSIONERS OFFICE FOR SIGNATURE Print on pink paper. Attach to original document. The completed routing slip and original documents are to be forwarded to the County Attorney Office at the time the item is placed on the agenda. All completed routing slips and original documents must be received in the County Attorney Office no later than Monday preceding the Board meeting. **NEW** ROUTING SLIP Complete routing lines#1 through#2 as appropriate for additional signatures,dates,and/or information needed. If the document is already complete with the exception of the Chairman's signature,draw a line through routing lines#1 through#2,complete the checklist,and forward to the County Attorney Office. Route to Addressee(s) (List in routing order) Office Initia f Date 1. Tom Calderon) Community and Human /% 4/28/20 Services , 2. Jennifer Belpedio County Attorney Office 4/aq a I o 3. BCC Office Board of County Commissioners b,11111 4/-021'021t7 4. Minutes and Records Clerk of Court's Office ;?-71C---- 9/31)1F0 C(')" PRIMARY CONTACT INFORMATION Normally the primary contact is the person who created/prepared the Executive Summary. Primary contact information is needed in the event one of the addressees above,may need to contact staff for additional or missing information. Name of Primary Staff Tom Calderon Phone Number 252-4220 Contact/ Depar tntent Agenda Date Item was 4/28/20 Agenda Item Number 16.D.1 Approved by the BCC Type of Document NSP Substantial Amendments Number of Original 2 — 1 o-4= E a G"l Attached Documents Attached PO number or account number if document is to be recorded INSTRUCTIONS & CHECKLIST Initial the Yes column or mark"N/A"in the Not Applicable column,whi -ver is Yes N/A(Not appropriate. (Initial) Applicable) 1. Does the document require the chairman's original signature? '�. N'_ O 1 c, C 2. Does the document need to be sent to another agency for additio 1 signatures?` If yes, \ NA provide the Contact Information(Name;Agency;Address;Phone) an attached sheet. 3. Original document has been signed/initialed for legal sufficiency. (Al uments to •> TC signed by the Chairman,with the exception of most letters,must be reviewe an signed by the Office of the County Attorney. 4. All handwritten strike-through and revisions have been initialed by the County Attorney's NA Office and all other parties except the BCC Chairman and the Clerk to the Board 5. The Chairman's signature line date has been entered as the date of BCC approval of the TC document or the final negotiated contract date whichever is applicable. 6. "Sign here"tabs are placed on the appropriate pages indicating where the Chairman's TC signature and initials are required. 7. In most cases(some contracts are an exception),the original document and this routing slip NA should be provided to the County Attorney Office at the time the item is input into SIRE. Some documents are time sensitive and require forwarding to Tallahassee within a certain time frame or the BCC's actions are nullified. Be aware of your deadlines! 8. The document was approved by the BCC 1/14/20 and all changes made during the TC N/A is not meeting have been incorporated in the attached document. The County Attorney's an option for Office has reviewed the changes,if applicable. ^ this line. i9 9. Initials of attorney verifying that the attached document is the version approved by the ( /A is not BCC,all changes directed by the BCC have been made,and the document is ready for the n option for Chairman's signature. this line. I:Forms/County Forms/BCC Forms/Original Documents Routing Slip WWS Original 9.03.04,Revised 1.26.05,Revised 2.24.05;Revised 11/30/12 1b01 MEMORANDUM Date: April 30, 2020 To: Tom Calderon, Grants Coordinator Community & Human Services From: Teresa Cannon, Sr. Deputy Clerk Minutes & Records Department Re: NSP 1 and 3 Substantial Amendments Attached is a copy as referenced above, (Item #16D1) approved by Board of County Commissioners on Tuesday, April 28, 2020. The originals are kept in the Minutes & Records Department, as part of the Board's Official Records. If you should have any questions, please contact me at 252-8411. Thank you. 16D1 • Public Notice Cj er Notice of Substantial Amendment to the Neighborhooda 1 CRL/AL HOU51HtiStabilization Program(NSP 1 and NSP3) '��UN4 BPPonTUHITV l I The Collier County Community and Human Services Division (CHS) proposes a substantial amendment to the Neighborhood Stabilization Program(NSPI and NSP3)in conjunction with federal changes published on September 12,2019 in Federal Register Volume 84,No. 177, Collier County was awarded federal funding of$7,306,755 under NSP1 and $3,884,165 under NSP3. The NSP funding was used to help stabilize neighborhoods impacted by the foreclosure crisis and to create more sustainable, inclusive,and integrated communities with access to affordable housing, transit, employers and services, Eligible NSP activities included acquisition,rehabilitation, land banking,demolition,redevelopment of properties for housing and administration of the federal program. The NSP program stipulated that the federal funds were to be used to address the housing needs of low and moderate- income families with a minimum of 25%of all funding utilized for the benefit of persons and families whose income does not exceed 50%of the area median income. This proposed substantial amendment to NSP1 and NSP3 would expand the targeted geographic area covered by the original NSP to include new target areas within the County per HUD regulations outlined in Federal Register Volume 84,No. 177. The original target areas were selected based on a foreclosure needs and vacancy risk index score utilizing HUD's Foreclosure Need website and mapping tools. The September 12, 2019 Federal Register eliminates the requirement to use the HUD Foreclosure Need website in order to expedite the close out of the nationwide program. HUD is now allowing communities to expand the targeted areas to include federally designated Opportunity Zones and other low-income areas that can benefit from the remaining federal funds. Collier County proposes to amend its NSF I and NSP3 Action Plans in accordance with Federal Register Volume 84, Number 177 published on September 12,2019 to Include all low-income census tracts in Collier County including, • but not limited to,the five(5)approved Florida Opportunity Zones in Collier County-Census Tract 104.11,Census Tract 108.02,Census Tract 112,05,Census Tract 113.01 and Census Tract 114. The Citizen Comment Period for this amendment runs for fifteen(15)days from March 29,2020 through April 14, IiI 2020. During this comment period, citizens may send written or electronic comment to Cormac Giblin at i Cormac.Giblht@coliiercountyfl.gov. The County will respond to all written comments in writing within 15 days of receipt of comments. The Board of County Commissioners will consider this item at their regularly scheduled Board meeting on Tuesday, April 14, 2020. Should the Board reschedule meetings due to the Coronavirus Covid-19 outbreak, the Citizen Comment Period will be extended to a future meeting date. Anyone who requires an auxiliary aid or service for effective communication, or other reasonable accommodations in order to participate in this proceeding, should contact the Collier County Facilities Management Division, located at 3335 Tamiami Trail B., Suite 101, Naples, Florida 34112,or(239)252-8380,as soon as possible,but no later than 48 hours before the scheduled event. Such reasonable accommodations will be provided at no cost to the individual. For more information contact donnac Giblin at (239) 252-2399 or Cormac.Giblin a©colliercountyfl.gov. or Tom Calderon at 239-252-4220 or Tomas.Calderon©a colliercountyfl,gov NDN Publication Date;March 29,2020 ii 1 6 THE NSP SUBSTANTIAL AMENDMENT Jurisdiction(s);Collier County NSP Contact Person:Kristi Sonntag Address:3339 Tamiami Trail E,Suite 211, Jurisdiction Web Address:colliercountyflgov Naples, FL 34112 Telephone; (239)252-2486 Email:Kristi,Sonntag@colliercountyfl.gov coltiercountyfl.gov A, AREAS OF GREATEST NEED Provide summary needs data identifying the geographic areas of greatest need in the grantee's jurisdiction. Note: An NSF substantial amendment must include the needs of the entire jurisdiction(s) covered by the program; states must include the needs of communities receiving their own NSP allocation. To include the needs of an entitlement community, the State may either incorporate an entitlement jurisdiction's consolidated plan and NSP needs by reference and hyperlink on the Internet or state the needs for that jurisdiction in the State's own plan. The lead entity for a joint program may likewise incorporate the consolidated plan and needs of • other participating entitlement jurisdictions'consolidated plans by reference and hyperlink or state the needs for each jurisdiction in the lead entity's own plan. HUD has developed a foreclosure and abandonment risk score to assist grantees in targeting the areas of greatest need within their jurisdictions, Grantees may wish to consult this data, in developing this section of the Substantial Amendment. Narrative Response: Collier County is an economically diverse community, with areas of affluence in the coastal communities as well as extreme poverty in other locations. The County is geographically large, encompassing approximately 2,025 square miles. Collier County, with an estimated population of 41-91-00.0 378,500, is located on the southern gulf coast of the Florida peninsula, due west of Miami-Ft. Lauderdale. The largest of the three incorporated cities in Collier County is Naples, which is located in the western and coastal area. The remaining two incorporated cities of Collier County are Everglades City and the City of Marco Island. Everglades City is located south and east of Naples, while the City of Marco Island lies south of Naples along the Gulf of Mexico. Collier--County used-4h: a:. :• : -: . : nd Urban Development's (HUD) _: mes. T e daeH€ g ege-dent The -ef-neighborheeds-in Fedeveieprn: e early a •• •• - .. . • . ..-, . efforts-to eu ing-market-and-Fevitalize-the-eornrannity must be-Countywide: Areas at Risk - , : .ur ariees-the-aver-a ex score for eligible on-sus-tracts in Collier County.To be-sexsidered-eligible-fe istance ust-•be- assigned-a-j oteen-(19)or-twenty(20), { 1 1 6 D 1 1teFeelos e Veeon ey A'1R* Genie Needs R1s-k- Inde • Trees 1ndee--Sesta ilex-Seore Seote • 0101.06 20 4-2 20 0-iO4,08 4-9 16 _ 4-9 04044- 49 4-6 4-9 040204 4-9 4-9 4-9 010-5,02 20 4-8 20 0145704 20 Y 4-9 20 0406:02 19 4 4-9 044}604 _ 4-9 49 4-9 01-06,04 4-9 15 4-9 04-06:03 20 4-6 29 01-05,02 20 .1.7 20 --t 0108.01 4-9 1-s 4-9 047,02 1-9 44 49 040812 20 8 24) 04-04:14 20 15 441 04-04.09 20 —t 4-8 20 04-0440 20 19 20 01044-4 20 -1- 20 04.0443 20 4- 2-0 . 04418.03 9 1 4-9 0111.01 24) 4 241 04-09.01 211 4-8 20 i 0109.03 20 4-2 _ _ 20 0104.12 20 4 29 01-1 04 20 43 20 0443,00 20 _ 9 20 01-13,02. 20 -1. 20 0444,00 20 43 20 04-04.47 20 -1- 24 • 014)405 20 46 20 01-02702 20 4- 20. . . 0003,04 4S 4-8 - 48 010-1704 20 4-6 30 2 0401.04 20 3 0 01-04:03 20 4- 30 Aver-oge 11/144*-1+14ex-8ee}e 4_9,69 160i The Collier County—Neeetien-4,414••4orge •• - - - .. : • :.: :411.1s—and housing fedevaley*--•- • -. _ • , ._. -: • : -. - -- :r. The f llewi-ngta.bies-fui:lher--defies-4he-target ureas-to-i-nclude-eligible-eenstx tracts-w•sthin-ea=• - -• • -- • _ • . EAST COLLIER TARGET AREA -- Gens- raet F.oreelosure-Needs Viceaney- Max-- Indotx-Seere Risk-Index- Index- Seore Seer. 0101.11 20 4. a 0104.13 20 -I- 28 0,�.0� 20 •. 20 0112.02 20 1- 20 Average Max Index Score 28:88 Census-Tenet Fer:eelesure Needs - Vacancy-Risk Max Index Index-Seers Index-Seer Score 04-03,04 20 4-9 20 04-06- 41-9 -13 -I-9 0406,04- 4-9 -1-9 -1-9 04-06:04 49 4.3 4-9 91-06,03 20 4--6 20 04-06,02 20 4-4 20 i. OI08.0I -1-9 4-8 4-4 0107.02 4-9 4-4 -1-9 0108:92 20 S 20- 0448:03 -1-9 4- 4-9 0411.01 20 k 20 A ax Index Seer. 19.45 CTAT-RA-L-GGI R-TARGET A 4 cscv o K RF FereelesttreNeeds Vacancy- Max- Gowns- -Seers F1s1t Index T-Faet Index-Seere &ere 04-04.06 20 20 0-1-04,05 -1-9 4-6 4 0105.03 20 4-8 20 0104.11 20 44 20 . 0404:99 20 4-8 20 0-1-0440 20 20 04-04.07 20 20 20 ■ ^Max Index Seefe 19,26 16D1 Collier County modifications to the NSP 1 Action Plan to include geographic areas where remaining NSP funding may be spent. The Cavity will eliminate the requirement to use the HUD Foreclosure Need website and now give priority emphasis and consideration to areas with thegreatest need in distributing NSP funds. Collier.County has identified new target areas using local data such as vacancies,home sales,employment,assessments of single and multi-family housing needs.At the end of 2019 there were 5,401 single family homes for sale, the median sale price was $348,000.Multi-family units' median price was$262.500 and only 2.723 were available at the end of 2019.Information provided by Naples Area Board of Realtors (NABOR). There is a housing imbalance in Collier County where at least 17.4 of the workforces(approximately 40,000 people)commute daily from outside of Collier County where they spend their wages on rent, and/or mortgage.Many public sector employees and large segments of therivate sector cannot afford to live in Collier County,61.434 of the jobs in Collier County pay less than$33,250,The average price for homes sold in Collier County in 2019 was$591,623.Information provided by NABOR(Naples Area Board of Realtors) Inventory of homes for sale decreased 20,64 between 2018 and 2019,from 6,801 to 5,401 respectively. New listings decreased 3.7%during the same period. Sales of homes$300,000 and below accounted for only 3,958 out of tot•1 sales of 10 244.Information rovided b NABOR Na les Are, Board of R-:1 •rs There are only 1.302 affordable rental units in Collier County out of 11,890 total units.Currently there are only 60 units available for rent,per the CHS Apartment Inventory Survey as of February 2020. Collier Coun is mo i in.the _eo.ra•hie s •3e if the NSP •ro_ram to incl tde t • we 5 O••ortuni Zones desr_na e• • h- S :te the F ort•.l ural ..nter rise Zone an B Em•owerment Zo e ocated in a mok, -- and all a igible ow-mod income census tracts,Eligi]le census tracts are: 104.11, 108.02, 112.05, 113.01, 114. 102.10, 103.00, 104.01, 104.10, 104.19, 104.20, 105.05, 105.06, 105.0_7 105.08, 105.09, 106.01, 106,02, 106,04, 107.01, 112.01, 112,02, 112.04, 112.05 ^•i ' I _.._b D 1 B. DISTRIBUTION AND USES OF FUNDS Provide a narrative describing how the distribution and uses of the grantee's NSF funds will meet the requirements of Section 2301(c) (2) of HERA that funds be distributed to the areas of greatest need, including those with the greatest percentage of home foreclosures, with the highest percentage of homes financed by a subprime mortgage related loan, and identified by the grantee as likely to face a significant rise in the rate of home foreclosures. Note: The grantee's narrative must address these three stipulated need categories in the NSP statute, but the grantee may also consider other need categories. Narrative Response: • The NSP Allocation will be used as described in Section G-NSF Information by Activity.Twenty-five(25)percent of the Collier County NSP Allocation will be used to assist households earning no more than fifty(50)percent of the local area median income.Collier County will continue to monitor local housing data in an effort to determine if an expanded area of assistance is required, Collier County is modifying the geographic scope of the NSP program to include the five(5)Opportunity Zones designated by the State and all other eligible low-mod income census tracts,Eligible census tracts are:, 104.11, 108.02, 112.05, 113.01, 1141102.10, 103.00, 104,01, 104.10, 104,19, 104,20, 105,05, 105.06. 105,07, 105.08, 105.09. 106.01, 106,02, 106,04, 107.01, 112.01, 112,02, 112,04, 112.05 Dwelling units assisted with NSP Funds shall be rehabilitated to the extent necessary to comply with applicable laws, codes, and other requirements relating to housing safety, quality, and habitability. Collier County will encourage rehabilitation that improves the energy efficiency and/or conservation of dwelling units receiving assistance, Additionally, the County will strongly encourage the incorporation of green building improvements to provide long. telm affordability,increased sustainability and attractiveness of housing and neighborhoods. C. DEFINITIONS AND DESCRIPTIONS (1)Definition of"blighted structure" in context of state or local law. • Narrative Response: Blighted structure, as extracted from 2008 Florida Statute 163.360, is defined as a structure that is deteriorated or deteriorating to the extent that unsanitary or unsafe conditions may threaten the health safety and welfare of the public. Characteristics include,but are not limited to: j ) i a Unsanitary or unsafe conditions; b) Deterioration of site or other improvements; c Inadequate provision for ventilation,light,air,sanitation or open spaces; d) The existence of conditions that endanger life of property by fire or other causes. (2) Definition of"affordable rents."Note:Grantees may use the definition they have adopted for their CDBG program but should review their existing definition to ensure compliance with NSP program-specific requirements such as continued affordability. Narrative Response; The maximum Affordable Rents shall not exceed the Fair Market Rents(FMR)as published annually by the U.S.Department of Housing and Urban Development for the Naples-Marco Island MSA.The current rates are listed below: . 1601 Final FY 2019 FMRs By Unit Bedrooms Efficiency One-Bedroom Two-Bedroom Three-Bedroom Four-Bedroom Final FY 2012 FMR $853 $1082 $1327 $1760 $2079 Source:U.S.Department of Housing and Urban Development(2019) • • • • • • • • 6 ,. 1 601 (3) Describe how the grantee will ensure continued affordability for NSF assisted housing, Narrative Response: 24 CFR 92.252(a),(c),(e), and(I),and 92.254 • Homeownership:Long Term Affordability for Collier County sold properties The NSP1-assisted housing must meet the affordability requirements for not less than the applicable period specified in the following table,beginning after project completion.These restrictions are a minimum and Collier County may elect to impose longer affordability periods.The per unit amount ofNSP1 funds and the affordability period that they trigger are described more fully below under"Homeownership;Recapture Provisions." I Homeownership assistance NSP t amount per-unit Minitnum period of affordability in years • Under 5 $15,000 $15,000 to 10 $40,000 Over 15 $40,000 Lone Term Availability for Developer Sold Properties Resale:24CFR92.252(a).(e)and(f)92,254 Resale restrictions shall be implemented for every homebuyer propel iy constructed, redeveloped, or rehabilitated,in whole or in part,with NSP funds in the form of a development subsidy.A development subsidy consists of the difference between the cost of producing the unit and the fair market value of the property,If NSP funds are provided to the property it will be subject to a resale restriction. If the homebuyer determines that it no longer intends to use the propelly as its principal residence, resale restrictions require the homebuyer to sell the property to a family that will use the property as its principal residence and meets the income limits described in the lien and restrictive covenant on that prope thy,The house must be affordable to a range of new buyers in the target affordable range.The new buyer must occupy house as principal residence.The remaining resale restrictions apply to new buyer,for the period of affordability. The original homebuyer Is entitled to a fair return on its investment (as described below) upon the sale of the property. The fair return will be based on the percentage change in the Consumer Price Index for All Urban Consumers Owners'Equivalent Rent of Primary Residence category in Table I of the CPI Detailed Report(the "CPI Index") during the period of the homebuyer's ownership. Accordingly, the CPI Index during the month the residence was completed (the month during which the completion reports were received by and approved by IHCDA) will be compared to the CPI Index during the month the original homebuyer sells the residence to determine the percentage of the return. The homebuyer's investment will include any down payment paid by the • homebuyer plus any capital improvements. A capital improvement is any property enhancement that increases the overall value of the property, adapts it to new uses,or extends its life such as: adding windows, insulation, a new driveway, a new furnace, a garage, bedroom, new roof, remodeling kitchen, etc. Any capital improvement will be valued based on actual cost as documented by the original homebuyer's receipts. Generally, replacing worn dated components such as appliances or carpet would not be considered an improvement that adds value or adapt to new uses. 6 1 1601 The purchasing family should pay no more than thirty (30%) of Its gross family income towards the principal, interest, taxes and insurance for the property on a monthly basis, In certain circumstances, such as a declining housing market where home values are depreciating, the original homebuyer may not receive a return on his or her investment because the home sold for less or the same price as the original purchase price and a loss on investment may constitute a fair return, Resale Example: Assumption:NSP funds total development Total Development Costs(TDC)$120,000 Sale price based on appraisal$90,000 Principle reduction$10,000 First Purchase mortgage$80,000 Closing cost assistance$1,600 Amount determining compliance$120,000 Compliance period 15 years I � 1601 Rental:Long-Term Affordability The NSP I-assisted units must meet the affordability requirements for not less than the applicable period specified below,beginning after project completion.The affordability requirements for NSP.I-assisted rental units apply without regard to the term of any loan or mortgage or the transfer of ownership,except that the affordability restrictions may terminate upon foreclosure or transfer in lieu of foreclosure. Collier County,Developer,or Subrecipient will enforce long-term affordability through the use of a recorded lien,covenant,or deed restriction against the assisted property. Rental housing activity Minimum period of affordability in years • Rehabilitation or acquisition of existing housing per unit amount of NSPI funds;Under 5 $15,000 $15,000 to $40,000 10 Over$40,000 or rehabilitation involving 15 refinancing • • New construction or acquisition of'newly constructed 20 housing • Subsequent rents during the affordability period will be calculated and applied in conformance with 24 CFR 92.252(f). (4) Describe housing rehabilitation standards that will apply to NSP assisted activities, • Narrative Response: All NSP I-assisted housing will be required to meet or exceed local and state building codes.All units that require rehabilitation must meet or exceed the current Florida Building Code(FBC)at the time of permitting. •• . All units that require rehabilitation must meet or exceed the current Florida Building Code(FISC)at the time of permitting. (5) Definition of"Middle Income Household" A household having an income equal to or less than 120%of area median income, but greater than 80%of area median income,adjusted for household size. (6) Definition of"Moderate Income Household" A household having an income equal to or less than 80% of area median income, but greater than 50% of area median income,adjusted for household size. (7) Definition of"Low Income Household" A household having an income equal to or less than 50%of area median income,adjusted for household size, (8) Definition of"Current Market Appraised Value" 8 16u1 ' The current market appraised value means the value of a foreclosed upon home or residential property that is established through an appraisal made in conformity with the appraisal requirements of the URA at 49 CFR 24,103 and completed within 60 days prior to an offer made for the property by a grantee,subrecipient, developer,or individual homebuyer. (9) Definition of" Abandoned" ' I A home is abandoned when mortgage or tax foreclosure proceedings have been initiated for that property,no mortgage or tax payments have been made by the property owner for at least 90 days,AND the properly has been vacant for at least 90 days, (10) Definition of"Blighted Structure" A structure is blighted when it exhibits objectively detainable signs of deterioration sufficient to constitute the treat to human health,safety,and public welfare. (11) Definition of"Foreclosed" • A property"has been foreclosed upon"at the point that,under state or local law,the mortgage or tax foreclosure is complete. HUD generally will not consider a foreclosure to be complete until after the title for the property has been transferred from the former homeowner under some type of foreclosure proceeding or transfer in lieu of foreclosure,in accordance with state or local law. (12) Definition of"Land Bank" A land bank is a governmental or nongovernmental nonprofit entity established, at least in part,to assemble, temporarily manage, and dispose of vacant land for the purpose of stabilizing neighborhoods and encouraging re-use or redevelopment of urban property.For the purposes of the NSP Program,a land bank will operate in a specific, defined geographic area. It will purchase properties that have been abandoned or foreclosed upon and maintain, assemble, facilitate redevelopment of,market, and dispose of the land-banked properties. If the land bank is a governmental entity, it may also maintain abandoned or foreclosed property that it does not own, provided it charges the owner of the property the full cost of the service or places a lien on the property for the full cost of the service. D.LOW INCOME TARGETING Identify the estimated amount of funds appropriated or otherwise made available under the NSP to be used to purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing Individuals or families whose incomes do not exceed 50 percent of area median income:$1.827,000.00 Note: At least 25% of funds must be used for housing individuals and families whose incomes do not exceed 50 percent of area median income. Narrative Response: Habitat for Humanity of Collier County,Inc.("Habitat for Humanity)has a proven track record of success in providing homeownership units to households earning less than 50% AM1.As such,Collier County will execute a developer agreementwith Habitat for Humanity through which households earning less than 50% AMI will be provided affordable hotneownership units. 9 16D1 E.AQUISIT!ON&RELOCATION Indicate whether grantee intends to demolish or convert any low and moderate-income dwelling units(i.e., <:80% of area median income). If so,include: • The number of low-and moderate-income dwelling units-i.e.,<:80%of area median income- reasonably expected to be demolished or converted as a direct result of NSP-assisted activities, • The number of NSP affordable housing units made available to low-, moderate-,and middle-income households-i.e.,<: 120%of area median income-reasonably expected to be produced by activity and income level as provided for in DRGR,by each NSP activity providing such housing(including a proposed time schedule for commencement and completion). • The number of dwelling units reasonably expected to be made available for households whose income does not exceed 50 percent of area median income. Narrative Response: Should the initial inspection and/or rehabilitation work determine that demolition of the dwelling unit is more cost effective, Collier County or its Developer may choose to demolish the existing unit and either place the site in the County land battle or construct a new unit on the site. If the cost to rehabilitate the unit is greater than fifty (50) percent of the acquisition price, and/or the cost of acquisition and rehabilitation exceeds one hundred (100) percent loan-to-value, the County will consider demolition. Collier County does not intend demolition to be a major activity in its NSP. Rather, the County reserves the right to demolish an acquired property if deemed a more fiscally effective use of NSP Funds, The County shall abide by Uniform Relocation Action(URA)requirements for any affected household where a housing unit is being demolished that has not been vacant for greater than ninety(90)days.Collier County will avoid using NSP Funds to acquire homes or residential properties that have been vacant for fewer than ninety(90)days. F. PUBLIC COMMENT None Received G. NSP INFORMTION BY ACTIVITY(COMPUTE FOR EACHACTIVIT19 Activity#1-Acquisition and Rehabilitation of Foreclosed Properties for Resale (1) Activity Name:Acquisition and Rehabilitation of Foreclosed Properties for Resale (2) Activity Type: Acquisition and Rehabilitation of Foreclosed Properties for Resale • Purchase and rehabilitate homes and residential properties that have been abandoned or foreclosed upon, in order to sell,rent or redevelop such homes and properties; • 24 CFR 570.201(a)Acquisition; a 24 CFR 570.201(b)Disposition; • 24 CFR 570.201(i)Relocation; • • 24 CFR 570.201(n)Direct homeownership assistance(as modified below); 10 • ---16 01 • • a 570.202 eligible rehabilitation and preservation activities for homes and other residential properties (HUD notes that rehabilitation may include counseling for those seeking to take part In the activity). (3) National Objective:Provides or improves permanent residential structures that will be occupied by a household whose income is at or below l20 percent of area median income. (4)Protected Start Date:February 13,2009 (5) Projected End Date: February 13,2014 (6) Reasonable Organization:Collier County Public Services Department Community and Human Services Division Depart-me n 3339 Tamiami Trail E,Suite 211,Naples, FL 34112.The County may execute a developer agreement to undertake this Activity. (7) Location Description: Collier County will assist those areas defined in Section A.Areas of Greatest Need Identified Program Target Areas. The County will continue to monitor local foreclosure data and intend the NSP to be flexible to allow for timely reaction to any significant changes in the local housing market, • (8) Activity Description: • Include a narrative describing the area of greatest need that the activity addresses;the expected benefit to income-qualified persons;and whether funds used for this activity will be used to meet the low-income •• housing requirement for those below 50%of area median income. For housing related activities,include: • tenure of beneficiaries--rental or homeownership; • duration or term of assistance; • a description of how the design of the activity will ensure continued affordability. For acquisition activities,Include: • discount rate For financing activities,include: • range of interest rates Narrative Response: Collier Countv's Public Services Department's Commujt ty & Human Services Division De{ eiit-ef Plausing-arid an Serines-will be the lead agency in working with local lenders to acquire homes that have been foreclosed, vacant for at least ninety(90)days and on the lender's list of current inventories.The County may partner with various community organizations and agencies to Identify properties suitable for NSP assistance. Nonprofit and/or charitable organizations, developers, or subrecipients that demonstrate an ability to successfully undertake NSP projects may be solicited to perform all or parts of this activity, including, but not limited to,property ownership,rehabilitation, maintenance,and resale. The County shall Identify properties for sale in the areas of greatest need. If required,a rehabilitation plan shall be developed, and the County and/or housing partners will determine if acquisition of the subject property is financially feasible. 1I ' l . 1 6 D i Collier County will assist those areas defined in Section A,Areas of Greatest Need-Identified Program Target Areas, The purchase price for all properties acquired with NSP Funds during the initial 18 month period shall be discounted at least one(j)percent from the current market-appraised value of the home or residential property and that such discount shall ensure that purchasers are paying below-market value for the home or property. The current market appraisal will be made in conformity with the requirements of the URA at 49 CFR 24.103 and completed within 60 days prior to an offer to purchase made by the County or an approved housing partner. If required, rehabilitation shall he completed, and the subject property will be sold to an income eligible applicant earning no more than 120% of local area median income, The applicant will procure a fixed-rate mortgage through the Collier Cons m,local banks, FHA or USDA.The interest rate shall not exceed one percent above the then current 60-day Fannie Mae index. Additionally, no mortgage insurance is allowed (the only exception being FHA Home Loans), all loans shall be fully documented, no pre-payment penalties are permitted, closing costs must be reasonable and customary and applicants' total debt-to-income ratio must be reasonable as determined by the Collier County Public Services Department Community & Human Services Division Department of Housing and Hurnan-Ser'4ees- All lenders providing first mortgage financing to individuals purchasing homes or residential properties directly from Collier bounty,where such property was assisted with NSF Funds agree to comply with the bank regulators'guidance for non-traditional mortgages. Refer to Statement on Subprime Mortgage Lending issued by the Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System,Federal Deposit Insurance Corporation, Department of the Treasury, and National Credit Union Administration, available at http://www.fdic.gov/regulations/laws/rules/5000-5160.1itml. A portion of the NSP Funds used in the acquisition and/or rehabilitation may remain in the home or residential property to provide principal reduction and increase affordability. The homes targeted for NSP assistance will be properties that have been foreclosed, bank-owned, and vacant for at least ninety (90) days, The County shall negotiate with local banks to purchase properties at a discount rate of at least 15 percent from the current market-appraised value.The current market appraisal will be made in conformity with the requirements of the URA at 49 CFR 24.103 and completed within 60 days prior to an offer to purchase made by the County or an approved housing partner. Collier County anticipates that many of the homes or residential properties acquired with NSF Funds will require rehabilitation and/or improvements to bring the home or residential property into compliance with current code for Collier County as detailed in Section C of this Substantial Amendment, Collier County will ensure long term affordability as described in Section (C)(3) of this substantial amendment. All properties sold to individuals by Collier County receiving assistance from the NSP will be secured by a recorded second mortgage on the subject property in favor of Collier County. In the event the unit is transferred to an owner(s)deemed eligible for assistance under NSA guidelines,the amount of assistance will remain in the subject property to provide principal reduction. In the event the unit is transferred to an owner(s) deemed ineligible for assistance under NSP guidelines, the amount of assistance will be recaptured. The principal reduction second mortgage shall bear an interest rate of 0%. No payment will be required until the home is sold, transferred, refinanced, is no longer the primary homesteaded residence or is operated for an activity deemed ineligible for assistance under NSP guidelines. At that time the balance of the loan will be repaid. 12 1601 The County will use the minimum affordability period of the federal HOME Investment Partnership Program, 24 CFR 92,252(a),(c),(e)and(E),and 92.254.The minimum affordability periods are as follows: • Up to$15,000-5 Years • $15,00 I to$40,000- 10 Years • Over$40,00 i- 15 Years • New Construction-20 Years Applicant(s) will be qualified based on criteria such as household income, job stability, credit history and liquidity. A minimum of 25 percent of the Collier County NSF Allocation shall he used to assist households earning less than 50 percent local area median income. In no event shall NSP Funds he used to assist households earning more than 120 percent local area median income.All applicants must receive at least eight (8) hours of homebuyer education from a U.S. Department of Housing and Urban Development certified counselor. Collier County shall place program income derived from the sale of the home or residential property into an appropriate fund to recycle the NSP Funds. Program income shall be used for any eligible NSF Activity listed within this Substantial Amendment, a portion of which may be used for program administration, Pursuant to HUD NSP Policy Alert "Program Income in the Neighborhood Stabilization Program" dated July 13, 2011, revenues received by developers are NOT considered program income. A minimum of 25 percent of the Collier County NSP Allocation shall be used to assist households earning less than 50 percent local area median income. In no event shall NSP Funds be used to assist households earning more than 120 percent local area median income. Activity t12-Acquisition and Rehabilitation of Foreclosed Properties for Rental (1) Activity Name:Acquisition and Rehabilitation of Foreclosed Properties for Rental • (2) Activity Tvpe:Acquisition and Rehabilitation of Foreclosed Propel ties for Rental • • Purchase and rehabilitate homes and residential propel iies that have been abandoned or foreclosed upon,in order to sell,rent or redevelop such homes and properties; • 24 CFR570.201(a)Acquisition; • 24 CFR 570.201(6)Disposition; • 24 CFR 570.201(1) Relocation; • 24 CFR 570.201(n)Direct homeownership assistance(as modified below); o 570.202 eligible rehabilitation and preservation activities for homes and other residential properties(HUD notes that rehabilitation may include counseling for those seeking to take part in the activity). (3) National Objective:Provides or improves permanent residential structures that will be occupied by a household whose income is at or below 120 percent of area median income. (4) Proiected Start Date: February 13, 2009 (5) ,Projected End Date:February 13, 2014 • 13 # 01 (6) Responsible Organization:Collier County Public Services Department's Community& Human Services Division Department o fHousingrgainan-and- etefan-Ser lees 3339 Tamiami Trail E, Suite 211, Naples,FL 34112.The County may solicit developers,or subrecipients to undertake this Activity. (7) Location Description: Collier will assist those areas defined in Section A. Areas of Greatest Need - Identified Program Target Areas. The County will continue to monitor local foreclosure data and intend the NSP Program to be flexible to allow for timely reaction to any significant changes in the local housing market. (8) Activity Description: Include a narrative describing the area of greatest need that the activity addresses;the expected benefit to income-qualified persons;and whether funds used for this activity will be used to meet the low-income housing requirement for those below 50%of area median income. For housing related activities, include: • tenure of beneficiaries--rental or homeownership; • duration or term of assistance; s a description of how the design of the activity will ensure continued affordability. For acquisition activities, include: • discount rate For financing activities, include: • range of interest rates Narrative Response: Collier County's Public Services Department's Community & Human Services Division Department-of inn--ander -^mos--will be the lead agency in working with local lenders to acquire homes that have been foreclosed, vacant for at least ninety (90) days and on the lender's list of current inventories. The County may partner with various community organizations and agencies to identify properties suitable for NSP assistance, Nonprofit and/or charitable organizations, developers, or subrecipients that demonstrate an ability to successfully undertake NSP project may be solicited to perform all or parts of this activity, including, but not limited to, property ownership, rehabilitation, maintenance, and rental operation. The County shall identify properties for sale in the areas of greatest need, If required, a rehabilitation plan shall be developed, and the County and/or housing partners will determine if acquisition of the subject property is financially feasible, Collier County will assist those areas defined in Section A.Areas of Greatest Need-Identified Program Target Areas. The purchase price for all properties acquired with NSP Funds during the initial 18-month period shall be discounted at least one(1)percent from the current market-appraised value of the home or residential property. The current market appraisal will be made in conformity with the requirements of the URA at 49 CFR 24.103 and completed within 60 days prior to an offer to purchase made by the County or an approved housing partner. If required, rehabilitation shall be completed, and the subject property will be rented to an income eligible applicant earning no more than 120%of local area median income. 14 1601 Collier County anticipates that many of the homes or residential properties acquired with NSP Funds will require rehabilitation and/or improvements to bring the borne into compliance current code for Collier County as detailed in Section C of this Substantial Amendment, Collier County will ensure long term affordability as described in Section (C)(3) of this substantial amendment. • The County will use the minimum affordability period of the federal HOME Investment Partnership Program, 24 CFR 92.252(a),(c),(e)and(1),and 92.254.The minimum affordability periods are as follows: • Up to$15,000-5 Years • $15,001 to$40,000-10 Years • Over$40,001 - 15 Years • New Construction-20 Years A portion of the NSF Funds used in the acquisition and/or rehabilitation may remain in the home or residential property to provide a subsidy to the developer,or subrecipient and increase the subject prope l ty's affordability. Collier County shall place program income derived from the rental operations of the home or residential propelty into a separate revolving fund to recycle the NSP Funds. Program income shall be used for any eligible NSP Activity listed within this Substantial Amendment, a pOltion of which may be used for program administration. Pursuant to HUD NSF Policy Alert "Program Income in the Neighborhood Stabilization Program" dated July 13,2011,revenues received by developers are NOT considered program income. A minimum of 25 percent of the Collier County NSP Allocation shall be used to assist households earning less than 50 percent local area median income. In no event shall NSP Funds be used to assist households earning more than 120 percent local area median income. Activity#3-Purchase Assistance to Acquire Foreclosed Properties (1) Activity Name:Purchase Assistance to Acquire Foreclosed Properties (2) Activity Type:Purchase Assistance to Acquire Foreclosed Properties • Purchase and rehabilitate homes and residential propelties that have been abandoned or foreclosed upon, in order to sell,rent or redevelop such homes and properties; • 24 CFR570.201(a)Acquisition; • 24 CFR 570.201(6)Disposition; • 24 CFR 570.201(1)Relocation; • 24 CFR 570.201(n)Direct homeownership assistance(as modified below); o 570.202 eligible rehabilitation and preservation activities for homes and other residential propel ties(HUD notes that rehabilitation may include counseling for those seeking to take part in the activity). (3) National Objective: Provides or improves permanent residential structures that will be occupied by a household whose income is at or below 120 percent of area median income. (4) Prjjected Start Date: February 3,2009 15 (5) Protected End Date:February 13,2014 (6) Responsible Organization; Collier County Public Services Department's Community & Haman Services Division Department of Housing an 3339 Tantiami Trail E, Suite 211,Naples, FL 34112. The County may solicit through Requests for Qualifications and/or Requests for Proposals organizations/partners to participate in the program. (7) Location Description: Collier County will assist those areas defined in Section A. Areas of Greatest Need - Identified Program Target Areas, The County will continue to monitor local foreclosure data and intend the NSP Program to be flexible to allow for timely reaction to any significant changes in the local housing market, (8) Activity Description: Include a narrative describing the area of greatest need that the activity addresses;the expected benefit to income-qualified persons; and whether funds used for this activity will be used to meet the low-income housing requirement for those below 50%of area median income, For housing related activities, include: • tenure of beneficiaries--rental or homeownership; • duration or term of assistance; • a description of how the design of the activity will ensure continued affordability. For acquisition activities,include: • discount rate For financing activities,include: • range of interest rates Narrative Response: Collier County's Public Services Department's Community & Human Services Division Department .H will be the lead agency in working with local residents to acquire homes that have been foreclosed, vacant for at least ninety (90) days and on the lender's list of current inventories.The County may partner with various community organizations and agencies to assist persons locate properties suitable for NSP assistance. Nonprofit and/or charitable organizations with a proven track record of successfully implementing this activity,as well as administering U.S.Department Housing and Urban Development grant funds,may be solicited to perforin all or parts of this activity. The Purchase Assistance Activity shall assist first-time homebuyers by paying a principal reduction for the proposed purchase. The activity provides assistance for the purchase of single-family homes, duplexes,condominiums,townhouses or DCA approved manufactured homes. Collier County will assist those areas defined in Section A. Areas of Greatest Need -Identified Program Target Areas. The purchase price for all properties acquired with NSP Funds during the initial I8-month period shall be discounted at least one (1) percent from the current market-appraised value of the home or residential propel ly. The current market appraisal will be made in conformity with the requirements of the URA at 49 CFR 24.103 and completed within 60 days prior to an offer to purchase made by the applicant. All households assisted must earn no more than 120 percent of the local area median income. { Sfi 16 1601 The applicant will procure a fixed-rate mortgage through the Collier County—Loan Consortium, local banks, FHA or USDA. The interest rate shall not exceed one (1) percent above the then current 60-day Fannie Mae index. Additionally, no mortgage Insurance is allowed (the only exception being FHA Home Loans),all loans shall be fully documented, no pre-payment penalties are permitted,closing costs must be reasonable and customary and applicants'total debt-to-income ratio must be reasonable as determined by the Collier County Public Services Department's Community & Human Services Division 14ousing-aa4 Numati-Sery ee5. All applicants must receive at least eight(8)hours of homebuyer education from a U.S. Department of Housing and Urban Development certified counselor. All lenders providing first mortgage financing for homes or residential properties assisted with NSP Funds agree to comply with the bank regulators' guidance for non-traditional mortgages. Refer to Statement on Subprime Mortgage Lending issued by the Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System,Federal Deposit Insurance Corporation, Depm I ment of the Treasury, and National Credit Union Administration, available at http://www.fclic.gov/regulations/laws/rules/5000-5160.html. Collier County will ensure long term affordability though the use of a recorded lien against the property. The County will monitor assisted units on an annual basis during the affordability period. Additionally, all properties receiving assistance from the NSP will be secured by a recorded second mO 11 gage on the subject propel ly in favor of Collier County. The purchase assistance second mortgage shall bear an interest rate of 0%. No payment will be required until the home is sold, transferred, refinanced, is no longer the primary homesteaded residence or is operated for an activity deemed ineligible for assistance under NSP guidelines.At that time the balance of the loan will be repaid. All applicants will be taken on a first-come first qualified-first served basis. Applicants must meet NSP income guidelines, as well as the following: applicant must be a first-time home buyer, defined as not having home ownership Interest in a residential property during the past three (3) years, a single parent with children under the age of eighteen (18) who has recently been divorced and displaced, a displaced victim of domestic violence, or a person displaced as the result of some government action; the assisted residential propel ly must be located within the boundaries of Collier County, Florida and the purchase price may not exceed $200,000, The County will use the minimum affordability period of the federal HOME Investment Partnership Program, 24 CFR 92,252(a), (c), (e) and (f), and 92,254, The minimum affordability periods are as follows: • Up to $15,000-5 Years • $15,001 to$40,000- I 0 Years • Over$40,001 - 15 Years • New Construction-20 Years Collier County shall place program income derived from the sale of the home or residential property into a separate revolving fund to recycle the NSP Funds. Program income shall be used for any eligible NSF Activity listed within this Substantial Amendment, a portion of which may be used for program administration. In no event shall NSF Funds be used to assist households earning more than 120 percent local area median income. All applicants must receive at least eight(8) hours of homebuyer education from a U.S. Depml meet of Housing and Urban Development certified counselor. Activity#4-Demolition of Acquired Foreclosed Properties 17 . I 1601 (1) Activity Name:Demolition of Acquired Foreclosed Properties (2) Activity Type:Demolition and Clearance of Foreclosed Properties • Demolish blighted structures; • 24 CFR 570,201(d)Clearance for blighted structures only. (3) National Objective: Provides or improves permanent residential structures that will be occupied by a 1 whose income is at or below 120 percent of area median income. household (4) Project Start Date: February 13, 2009 (5) Project End Date:February 13,2014 (6) Responsible Organization: Collier County Public Services Department Community & Hyman Services Division D - -. ., - •.t a er-vices, 3339 Tatniami Trail E, Suite 211, Naples,FL 34112,The County may execute a developer agreement to undel lake this Activity. (7) Location Description: Collier County will assist those areas defined in Section A. Areas of Greatest Need- Identified Program Target Areas.The County will continue to monitor local foreclosure data and intend the NSP Program to be flexible to allow for timely reaction to any significant changes in the local housing market, (8) Activity Description: Include a narrative describing the area of greatest need that the activity addresses; the expected benefit to income-qualified persons; and whether funds used for this activity will be used to meet the low-income housing requirement for those below 50%of area median income. For housing related activities,include: • tenure of beneficiaries--rental or homeownership; • duration or term of assistance; • a description of how the design of the activity will ensure continued affordability. For acquisition activities, include: • discount rate For financing activities, include: • range of interest rates Narrative Response: Homes or residential properties acquired through the NSP that are not economically feasible to rehabilitate, pose a health threat or pose safety threat, may be demolished. Demolished properties may be placed in a land bank maintained by Collier County or provided to a local nonprofit provider of affordable housing. Additionally,NSP Funds may be used to construct a new home on the site, Collier County will assist those areas defined in Section A.Areas of Greatest Need-Identified Program Target Areas. 18 st 4 1 6 D 1 If the cost to rehabilitate the unit is greater than fifty(50) percent of the acquisition price, and/or the cost of acquisition and rehabilitation exceeds one hundred (100) percent loan-to-value, the County will consider demolition, Collier County does not intend demolition to be a major activity in its NSP. Rather, the County reserves the right to demolish an acquired property if deemed a more fiscally effective use of NSP Funds. The County shall abide by Uniform Relocation Action(URA) requirements for any affected household where a housing unit is being demolished that has not been vacant for greater than ninety (90) days, Collier County will avoid using NSF Funds to acquire homes or residential properties that have been vacant for fewer than ninety(90)days. Should Collier County or its housing partner construct a new unit on the site, such activity shall be governed by NSP guidelines as discussed in Activity#1 - Acquisition and Rehabilitation of Foreclosed Properties for Resale. Additionally, all households assisted must earn no more than 120 percent of the Iocal area median income. I The County will use the minimum affordability period of the federal HOME Investment Partnership Program, 24 CFR 92.252(a),(c), (e)and(f),and 92.254.The minimum affordability periods are as follows: • Up to$15,000-5 Years • $15,001 to$40,000-10 Years • Over$40,001 - 15 Years • New Construction-20 Years Collier County shall place program income derived from the sale of the home or residential property into a separate revolving fund to recycle the NSP Funds.Program Income shall be used for any eligible NSP Activity listed within this Substantial Amendment,a portion of which may be used for program administration. Activity#5-Land Banking of Acquired Properties (1) Activity Name:Land Banking of Acquired Properties (2) Activity Type:Land Banking of Acquired Properties • Establish land banks for homes that have been foreclosed upon; • 24 CFR 570.201(a)Acquisition; • 24 CFR570.201(b)Disposition. (3) National Objective: Provides or improves permanent residential structures that will be occupied by a household whose income is at or below 120 percent of area median income. (4) Projected Start Date: February 13, 2009 (5) Projected End Pate: February 13,2014 (6) Responsible Organization: Collier County Public Services Department Community & Human Services Division Dept-or s s man and—Veteran—Services Ge s -,Sar lees: 3339 Tamiami Trail E, Suite 211, Naples, FL 34112, The County may execute a developer agreement to undertake this Activity. 19 1601 (7) Location Description: Collier County will assist those areas defined in Section A. Areas of Greatest • Need-Identified Program Target Areas.The County will continue to monitor local foreclosure data and intend the NSP Program to be flexible to allow for timely reaction to any significant changes in the local housing market. (8) Activity Description: include a narrative describing the area of greatest need that the activity addresses;the expected benefit to income-qualified persons;and whether funds used for this activity will be used to meet the low income housing requirement for those below 50%of area median income. For housing related activities,include: • tenure of beneficiaries--rental or homeownership; • duration or term of assistance; • a description of how the design of the activity will ensure continued affordability. For acquisition activities,include: • discount rate For financing activities,include: • • range of.interest rates Narrative Response: Collier County may acquire properties that have been foreclosed and/or vacant for at least ninety(90)days and are on the lender's list of current inventories to be placed in a land bank.The purchase price for all properties acquired with NSP Funds during the initial 18-month period shall be discounted at least one(1) percent from the current market-appraised value of the home or residential property. The market appraisal will be made in conformity with the requirements of the URA at 49 CFR 24.103 and completed within 60 days prior to an offer to purchase made by the County or an approved housing partner. The County may partner with various community organizations and partners to identify properties suitable for NSP land banking.Properties acquired through this NSP Program for the purpose of being placed in a land bank may be demolished as discussed in Activity#5-Demolition of Acquired Foreclosed Properties. Collier County will assist those areas defined in Section A.Areas of Greatest Need -Identified Program Target Areas. Collier County will ensure long term affordability as described in Section(C)(3)of this substantial amendment. •All NSP l-assisted housing will be required to meet or exceed local and state building codes.All units that require rehabilitation must meet or exceed the current Florida Building Code(PBC).The current code applied in Collier County is 2007 FBC. The County will use the minimum affordability period of the federal HOME Investment Partnership Program, 24 CFR 92.252(a),(c),(e)and(t),and 92.254.The minimum affordability periods are as follows: • Up to$15,000- 5 Years • $15,001 to$40,000-10 Years • Over$40,001- 15 Years 20 V � ._.__ -1 6 -0-1 • New Construction-20 Years A minimum of 25 percent of the Collier County NSP Allocation shall be used to assist households earning less than 50 percent local area median income. in no event shall NSP Funds be used to assist households earning more than 120 percent local area median income. An NSF-assisted property may not be held in a land bank for more than ten (10) years without obligating the property for a specific,eligible redevelopment of that property in accordance with NSP requirements. Collier County shall place program income derived from the sale of the home or residential property into an appropriate fund to recycle the NSP Funds. Program income shall be used for any eligible NSP Activity listed within this Substantial Amendment, a portion of which may be used for program administration. Pursuant to HUD NSP Policy Alert "Program Income in the Neighborhood Stabilization Program" dated July 13, 2011, revenues received by developers are NOT considered program income. 1. Total Budget:$7,306,755 Narrative Response: Refer to Exhibit"A". • The U.S. Department of Housing and Urban Development allows up to 10 percent of the NSP grant provided to Collier County and up to IO percent of program income earned for general administration and planning • activities as those are defined at 24 CFR 570.205 and 206.The 10 percent limitation applies to the grant as a whole. Additionally,HUD recognizes the need to move forward rapidly to prepare this substantial amendment and to undertake other administrative actions.Therefore, HUD has granted permission to incur pre-award costs effective September 29,2008 in preparation of the substantial amendment. 3. Performance Measure:(e.g.,units of housing to be acquired,rehabilitated, or demolished for the income levels of households that are 50 percent of area median income and below,51-80 percent,and 81-120 percent): Narrative Response: Collier County shall include performance measures in all agreements with local partners contracted with to implement activities described in this Substantial Amendment. Such measures shall ensure funds are expended within the initial NSF required 18-month time period. Collier County shall monitor all progress to ensure the housing activities listed in this amendment are completed in•a timely manner and local benefit achieved as soon as possible, Collier County estimates the total number of units assisted with the initial$7,306,755 allocation to be over 90. As assisted units are sold or transferred, program income shall return to the County. The County may use the program income received for any activities listed in this substantial amendment, a portion of which may be used for program administration, The following Is a list, by income level, of total units of housing to be assisted with NSP Funds: • Low Income-households earning 50%of area median income or less; o 15 units • Moderate Income-households earning between 51%and 80%area median income; o 22 units • Middle Income-households earning between 81%and 120%area median income; o 22 units 21 1601 , Summary of Projected Number of Units Assisted i Activity Low Moderate Middle Type Income Income Income Acquisition for Resale 3 13 13 Acquisition for Rental 12 2 2 Direct Assistance0 3 3 ' Demolition 0 3 3 Land Banking 0 1 1 Toil 15 22 22 ATTEST: BOARD OF COUNTY COMMISSIONERS CRYSTAL, d t 14 L,CLERK COLLIER COUNTY, FLORIDA .,: ...... BY: gtestii��;�� -�iti'lis BURT L. SAUNDERS,CHAIRMAN APPR0 v RM AND LEGALITY: JENNIFER BELP.EDIO o pfa- ASSISTANT COUNTY Al NEY t,\\ • • 22 1601 0 0 o c:› o o C. or CD It) Lel 4 P G? cz 4 , irl vi ct' Q c P d un ,t] , N cn N o ca O 2 in O N Cry C> b d Gi N i • dN c O I"• C7 o O i-( "' r- r'cf C-,1 4") NI cr N C9 69 69 69 69 69 69 69 11 a o o 0 a o o o 0000cadd a,,, oo O 0 o a 0 00 Uj 4 0 C)\ V1 C7 C? O rcK- .• •,:t1-1-4cnocin I * I i in 69 69 69 e9 69 b9 h9 b9 Ha tri" O C) CS/ Crg Q y 4l '1/"' C7 C.7 Ca O O • N c CD CD ca C, t(j VD., crl o c? C� o N o r-+ cri • 1601 1, NSP3 Grantee Information NSP3 Program Administrator Contact information _ Name(Last, First) Sonntag, Kristi _ Email Address Kristi.Sonntag@colilercountyfl.gov Phone Number 239-252-2486 Mailing Address 3339 East Tamiami Trail Building H, Room 211, Naples, FI 34112 2. Areas of Greatest Need Map-Submission The map generated at the HUD NSP3 Mapping-Too-14er Preparing Act Ion Plan website is Included-as-an attachment. • Data Sources Used to Determine Areas of Greatest Need Describe the data sources used to determine the areas of greatest need, Response Collier County consulted local,state,and national data sources in determining the areas of greatest need. The use of myriad data sources allowed both a macro and micro and analysis of the areas of critical concern, local and national trends,forecasting future demand,and leveraging of existing resources. The goal of Collier County when determining the areas of greatest need was to stabilize neighborhoods,arrest decline,and produce a more sustainable, inclusive,and integrated community. Local Data Source:Naples Area Board of Realtors' Multiple Listing Service(MLS). Qualifiers: Excluded Marco Island,vacant land,commercial property,multi-family, and time-shares. Included mobile homes,manufactured homes, short sales, and foreclosures, All properties must have a minimum of350 square feet. Data Used: Median sales price,median list price,number of listings,and number of'sales from January 1_,2019 wry-29•1•9 to 9ete1 cr 2010 December 31,2019 The data provided a macro analysis of patterns and trends in the countywide residential real estate market. There continues to be a significant delta between the number of listings versus number of sales,and the median listing price versus the median sales price. Fe , 1-0-there were-434-sales-eempared to 7,966 properties listed;only 5.45%of properties listed for sale-in-October 2010 sols d Likewise,th ed: list priee-in-Octob -t : .. !!! _. .. .. - ••••'aft ,e(30.1-the-inedian-soles-p -• ... _ • he median4-ist-prlee-•For the period between January 1.2019 and December 31,2019; there were 15,327 listings and 10.244 properties were sold during the year.The median price was$332,514.The average of all sold properties was$591,623,There were 523 properties sold above two million. • - • ' •- - eitas-display.aii-exteneled-deerease4a-seyepityrthe4aeal-hous-ing-m-aritet •.. . • • -- , - - '•- e► between the-rafai-neuii-ag-aiefitet-end-tlhe coastal - . - : ; . -: - - • analysis •-• :FG: . • . - c the Dosem-be, 20,0 r e'. hoa ,-in-th: • •- • - i NSPS Action Plan {C-`AO Collier County,Florida Page 1 \. 1 601 community-fer$14.55 million d: ' ' _ • - .. -edia ales-pi e dstfefor That period: According to the 2019 Year End Market Report which tracks home listings and sales within Collier County(Except Marco Island)existing home sales are the highest in a decade. Source: . .. ; :. . • - - . `epa ern -Urban-Devel pment's - . : . Qualifiers: Data reflects market conditions for the year ending December 31,2019,-wee-rid-item-ler-of 2-0-1-0. For ft • -- . , . . - "`• � - --ary"propared-lay-Ind available at wwwilnideeer:er pei4mKiataset` P htmt Data Used:Cel)ier Cou t ided into 223 distinct areas-by HUD wh•• a - . . • - • in . . -- •- - . . . :cations amen• -• • ' • .. • : by-fl r r o ealeulete-a-NSP3 foreclosure need score ranging-from-one ine to twentyr with-twenty-being-the worst, Locally,partiettlee at+eirttien-was-paid I *hef 1 em4 f eters €oreelesufe-need snore, pereeat-low moderftte mss; USPS vaoancy r+ttes—p • _ . • - _ a •- - ' :roper ;e a e-�r,ake-a.,--imz,paet.Naples Area Board of Realtors. In order to be eligible for parti•'.. • ' . ' • . • . •. - • 'areclosere need-seere-ef^at-least seven . . . • , e • . - - - e . . :ed Collier County-into 6 e-a fefeclesure-nt -ef-at least 17(92.38 percent). 'lud is no longer updating the Foreclosure Need Websites and mapping tools, However,many of the areas would require expenditures in excess of the available NSP3 funding. Collier County must seek to deeply target funding into those areas where HUD Collier County believes it we-can make an impact based upon current market conditions and projections for future decline or instability. Source: Collier County NSP1 experiences Qualifiers: Collier County was allocated$7,306,750 and successfully obligated 100 percent of the funds within 18 months. The program design generates program income upon sale to an income- qualified person or family,As such, activities are ongoing. pate Used: Acquisition locations,average acquisition cost,average rehabilitation cost,and return of program income. Collier County's NSPI program has been successful in acquiring properties in focused geographical areas most adversely affected by the foreclosure crisis. When determining areas of greatest need for NSP3,consideration was given to properties approved using NSA 1 funds. Furthermore,having already acquired over 40 90 properties with NSP 1,Collier County has a considerable amount of data on costs. • _ ' . - • lave-a- - - - •- - - :al impuet„ NSP3 funding has allowed the County to purchase,rehabilitate and sell 32 properties to eligible home buyers. State Data Source: Shimberg Center for Housing Studies,University of Florida. Qualifiers: Data projects affordable housing needs based upon the 2000 Census. The Center estimated that in 2016 there were 26,072 Cost Burdened households for those whose house income was 30-80% of the Area Median Income(AMI). While this data is dated,the Center was established in 1988 by the Florida legislature(Section 240,511 1,Florida Statutes)as the State's source of research relating to the problems and solutions associated with the availability of affordable housing in Florida. As such,one must consider the data in any analysis of affordable housing needs. Data Used:Collier County used cost burdened household data,divided by home ownership and rental, to assess the types of housing units projected to meet an unmet need in the community. Cost burdened NSP3 Action Plan Collier County,Florida Page 2 16D1 , is defined as a household spending greater than 30 percent of household income on housing related expenses. • • nab = : , - ' _runty is projected-UAave-an-a erage-antral in •, • _• ._.ed-heuseh„ia. it., bet 20r 0 and 2030. Tho-data-shows the increase by-income-range-and housing type{ e-ownership-veral-}rad-mtry-preve-a aluttble-tee the long rage p : _ . 'en-e€-the NSP3 program. National Data Source: Neighborhood Stabilization Program Resource Exchange and other sources Qualifiers: Information was assembled to ensure Collier County's NSP3 areas of greatest need could be effectively served with the resources available,using best practices,toolkits d-ex m s-of sueeess -i leaden.i, 'tel-and NSP2. Finally,national-media-eeverege-en-beasingleicted •• i -. • •o t- 4h rth b• "dam enomic orisis. Much-e€-this-daze-is-no" t quantitative-b. •••• • • .. . _• . .. Data Used: e-teelkits-available-on the-1 eighb: • _ • • .. • _ - o aj4 eH4ar-h� ergen deHemining-nrecaref--gr atarrrc nee n ems-f . • . • - •- , . 'on Plan and th. .r. . - _ . . •... . Figure 1 2 in th r-Guriflcboole-was-its•• : -- •• - • - • • imp1-ieat-iens for-program-design; Collier County has identified new target areas using local data such • as vacancies home sales em•lo meat assessment of sin_le and multi-fat i i housin: nee s realtor information,etc. Included but not limited to the five(5)Opportunity Zones designated by the State and other eligible low-mod income census tracts.In the past five years home prices increased 15,6%while median income increased 3.9%, Housing opportunity Index decreased 6.9%. According to the Florida Department of Economic Opportunity,61.4%of the jobs in Collier County pay less than$33,250. For example, in an area with low demand and high supply of eligible properties,Collier County may undertake demolition of blighted structures and land bank for future redevelopment. National media coverage was used to provide a context within the broader economic crisis when planning activities and selecting areas of greatest need. Topics co• • - ' - •_••, • •re-net }ham-to: th cwt" infn;.flies"doubling up"duo to loss of incomeecr-eas-ing-lesal went d ets a .ltiname•_ - • _ • uses and--f-and' - - - : - . • _ •. _ -• • :euaten�anks-twing_ - . ._.._'-: ; - "' mes-and-the-u4veree-effests-en-ewne ag-and^-the tune-pi4ees;-Flom ida Eco,.. e. .. , . e .i,ge). Determination of Areas of Greatest Need and Applicable Tiers Describe how the areas of greatest need were established and whether a tiered approach is being utilized to determine the distribution of funding. Response: It is not proper,nor is it the intent, for the Collier County NSP3 to compete with the private market;the private market will take care of the private market. Rather, the Collier County NSP3 should deeply target those areas that are not attractive to private investors and homebuyers,and which are causing instability,deterioration,blight,and unstable conditions in the community.Include the five(5) NSP3 Action Plan Collier County,Florida Page 3 0.-1 1601 . Opportunity Zones designated by the State and other eligible low-mod income census tracts.Eligible census tracts are; 104.11. 108.02, 112.05, 113.01, 114, 102.10, 103.00, 104.01_104.10, 104.11, 104.19, 104.20, 105.05, 105.06, 105.07, 105.08, 105.09, 106.01, 106,02. 106,04, 107.01, 112.01, 112.02, 112.04, 112.05 Fob- -• . ' . ' , ` . .. - - • :lofty-inte-223-ani ding--thrs irrle- • . • . - • - . • ..•- . -eerily target areas adversely-masted-by Based upon data collected from NSP I,Collier County NSP3 allocation will fund activities on approximately thirty-ene-e3-9--thirty two(32)units. A-tiered-approaoh-w.1144014her.define withint the . .. . . . . • _ , • :linty is able to meet the impact criteria previ e•- . -P.. • - .-: • - ' . _ • : -- •- •:- • ' :, -c County will seek other . . • .c deeply targeted and produce the results-exp ulsing--and Beene '• - • • • - e08,and th- - .. • - - -• '•. • -•- - :F•204-0 (Dodd Cr.n Aet): .- rtesstedi ith • . ' . . • - ', _.. • .. _. :: ' - : _. e• G• • _' . - •- • -en#-in this- ea d-the-asseeiated-tiers--w+ll-i axinnii -t13e effects o€-beth NSP1 and NS•P3. Additionally,the-past•end re use of NSP 1 in conj. • ' • • . ' . the Coun• - -- • ' .. . - The-followinghaveb-- - •- . . - '• • . • , Target Area One Gokf ghberheed-1•D-14l08764- • Tier On o GeolD 120219230126300010414U-1- o GcolD 1202192301263000-1-04-1-011.2 o GeoID 1202192301263000104.1.0143 • Tier Two Census Tract 010'1.09 o GeolD 1202192301263000-1-04091A• 0- 202192301263000 1 0409U-1- a Gee . e • . eel e,e• _ o GeolD 120219230126300010109U3 o- GeolD 120219230126300010409-1A o GeoID 12021923012630801040905 • Tier Three Census'tract 0104;11 o GoolD 1202192301263000-1-04-1-1-144- o GeolD 1202-19230126300010411U2 ' !if 11. o Geo1D 12021923012630001041183 o GeeID 12021923012630001041181 - - -._ e ;• - _. _ ■_ - _ :erlteed ID 3981 140) • Tier One Census Tract 9.1.87.01 e--GeoID 120219230199999010701U4 NSP3 Action Plan Collier County,Florida Page 4 1601 . o GeolD 12021923019999901070101- o GeolD 120219230199999010701U2 e--GeoID 120219230199999010701U3 o GeolD 12021-9230199999010701R2 Please nete-that-N c nbovo-d. - ' : - • -: .•: ':-• -; ,•:ata nod in HUD's N.S1/3-Ma ga=eel Copies of the reports ^ attached to this-appl$ieatien. Collier County `s,modifications are to the NSP 3 Action Plan to include geographic areas where remaining NSP funding may be spent. The County will eliminate the requirement to use the HUD Foreclosure Need website and now give priority emphasis and consideration to areas with the greatest need in distributing NSP funds. Collier County has identified new target areas using local data such as vacancies,home sales, employment,assessments of single and multi-family housing needs,realtor information,etc. There is a housing imbalance in Collier County where at least 1.7.4 of the workforces(approximately 40,000 people)commute daily from outside of Collier County where they spend their wages on rent,and/or mortgage. Many public sector employees and large segments of the private sector cannot afford to live in Collier County.The average price for homes sold in Collier County in 2019 was$591,623. Information provided by NABOR(Naples Area Board of Realtors) Inventory of homes for sale decreased 20.6%between 2018 and 2019,from 6,801 to 5,401 respectively. New listings decreased 3.7%during the same period. Sales of homes$300,000 and below accounted for only 3,958 out of total sales of 10,244.Information provided by NABOR(Naples Area Board of Realtors) • There are only 1,302 affordable rental units in Collier County out of 11,890 total units. Currently there are only 60 units available for rent, per the CHS Apartment Inventory Survey as of February 2020. Collier County is modifying the geographic scope of the NSP program to include the five(5) Opportunity Zones designated by the State,the Florida,Rural Enterprise Zone and HUB Empowerment Zones located in lmmokalee and all eligible low-mod income census tracts,Eligible census tracts are: 104.11, 108.02, 112.05, 113.01, 114, 102.10, 103.00, 104.01, 104.10, 104.11, 104.19, 104.20, 105,05, 105.06, 105.07, 105.08, 105.09, 106.01, 106,02, 106,04, 107.01, 112.01,112.02, 112.04, 112.05 3. Definitions and Descriptions Definitions Term Definition Blighted Structure In conformance with Section 163.340,Florida Statutes,a"blighted • structure"means a structure that is deteriorated,or deteriorating, in which conditions,as indicated by government-maintained statistics or other NSP3 Action Plan Collier County,Florida Page 5 1 601 studies,are leading to economic distress or endangering life or property, and in which two or more of the following factors are present a) Predominance of defective or inadequate street layout, parking facilities,roadways,bridges,or public transportation facilities; b) Aggregate assessed value of real property in the area for ad valorem tax purposes have failed to show any appreciable increase over the 5 years prior to the finding of such condition; c) Faulty lot layout in relation to size,adequacy,accessibility,or usefulness; • d) Unsanitary or unsafe conditions; • e) Deterioration of site or other improvements; f) Inadequate and outdated building density patterns; g) Falling lease rates per square foot of office,commercial, or industrial space compared to the remainder of the county or municipality; h) Tax or special assessment delinquency exceeding the fair value of the land; i) Residential and commercial vacancy rates higher in the area than in the remainder of the county or municipality; j) Incidence of crime in the area higher than in the remainder of the county or municipality; k) Fire and emergency medical service calls to the area proportionately higher than in the remainder of the county or municipality; 1) A greater number of violations of the Florida Building Code in the area than the number of violations recorded in the remainder of the county or municipality; in) Diversity of ownership or defective or unusual conditions of title which prevent the free alienability of land within the deteriorated or hazardous area;or n) Governmentally owned property with adverse environmental conditions caused by a public or private entity. However,the term"blighted structure"or"blighted area"also means any structure or area in which at least one of the factors identified in paragraphs (a)through(n)are present and all taxing authorities subject to s. 163.387(2)(a)agree, either by interlocal agreement or agreements with the agency or by resolution,that the structure or area is blighted. Affordable Rents 24 CFR§92.252 Rents shall not exceed the Fair Market Rents(FMR) as published annually by HUD for the Naples—Marco Island Metropolitan Statistical Area (MSA). Furthermore,the maximum rent is the lesser of, i) The fair market rent for existing housing for comparable units in the • area as established by HUD under 24 CFR 888.1 1 l;or 2) A rent that does not exceed 30 percent of the adjusted income of a family whose annual income equals 65 percent of the median income for the area,as determined by HUD,with adjustments for number of bedrooms in the unit. NSP3 Action Plan Collier County,Florida Page 6 1 601 Furthermore,when the NSP3 assisted unit is occupied by very low-income families the rent requirements are: 1) The rent does not exceed 30 percent of the annual income of a family whose income equals 50 percent of the median income for the area,as determined by HUD,with adjustments for smaller and larger families. However, if the rent determined under this paragraph is higher than the applicable rent under paragraph(1)or (2)of this section,then the maximum rent for units under this paragraph is that calculated under paragraph(I)or(2)of this section;and 2) The rent does not exceed 30 percent of the family's adjusted income, If the unit receives Federal or State project-based rental subsidy and the very low-income family pays as a contribution toward rent not more than 30 percent of the family's adjusted income, then the maximum rent(i.e.,tenant contribution plus project-based rental subsidy)is the rent allowable under the Federal or State project-based rental subsidy program. 3) As of February 202Q, there are 11.890 rental unite;in Collier County including the Immokalee area,I 302 are considered affordable units,only 60 of them are available. • Descriptions Term Definition Long-Term 24 CFR 92,252(a),(c),(e), and (f),and 92.254 Affordability Rental: Long-Term Affordability The NSP3-assisted units must meet the affordability requirements for not less than the applicable period specified below, beginning after project completion. The affordability requirements for NSP3-assisted rental units apply without regard to the term of any loan or mortgage or the transfer of ownership,except that the affordability restrictions may terminate upon foreclosure or transfer in lieu of foreclosure. Collier County will enforce long-term affordability through the use of a recorded lien,covenant,or deed restriction against the assisted property. Rental housing activity Minimum period of affordability in years Rehabilitation or acquisition of existing housing per unit amount of NSP3 funds:Under 5 $15,000 $15,000 to$40,000 l0 Over$40,000 or rehabilitation involving 15 _refinancing New construction or acquisition of newly constructed 20 L housing Subsequent rents during the affordability period will be calculated and applied in conformance with 24 CFR 92.252(t). otneownershi•: Lon:-Term Affordabili NSP3 Action Plan Collier County,Florida Page 7 . 1 6--0-1 The NSP3-assisted housing must meet the affordability requirements for not less than the applicable period specified in the following table,beginning after project completion. These restrictions are a minimum and Collier County may elect to impose longer affordability periods. The per unit amount of NSP3 funds and the affordability period that they trigger are described more fully below under"Homeownership: Resale Provisions," Homeownership assistance NSP3 amount per-unit Minimum period of affordability in years Under 5 $15,000 $15,000 to 10 $40,000 Over 15 $40,000 Resale restrictions shall be implemented for every homebuyer property constructed,redeveloped,or rehabilitated in whole or in part,with NSP funds in the form of a development subsidy,A development subsidy consists of the difference between the cost of producing the unit and the fair market value of the property, If NSP funds are provided to the property it will be subject to resale restriction. •• If the homebuyer determines that it no longer intends to use the property as its principal residence,resale restrictions require the homebuyer to sell the property to a family that will use the property as its principal residence and • meets the income limits described in the lien and restrictive covenant on the property. The house must be affordable to a range of new buyers in the target affordable range. The new buyer must occupy house as principal residence. The remaining resale restrictions apply to new buyer,for the period of affordability. The original homebuyer is entitled to a fair return on its investment(as described below)upon the sale of the property.The fair return will be based on the percentage change in the Consumer Price Index for all Urban Consumers Owner's Equivalent Rent of Primary Residence category in Table 1 of the CPI Detailed Report(the"CPI Index")during the period of the homebuyer's ownership.Accordingly,the CPI Index during the month the residence was completed(the month during the which the completion reports were received by and approved by IHCDA)will be compared to the CPI Index during the month the original homebuyer sells the residence to determine the percentage of the return.The horrnebuyer's investment will include any down payment paid by the homebuyer plus any capital improvements.A capital improvement is any property enhancement the increases the overall value of the property,adapts it to new uses,or extends its life such as: adding windows, insulation, a new drive way,a new furnace, a garage, bedroom,new roof, remodeling kitchen,etc.Any capital improvements will be valued based on actual cost as documented by the original homebuyer's receipts. Generally,replacing worn dated components • NSP3 Action Plan �`` Collier County,Florida Page 8 1 601 such as appliances or carpet would not be considered an improvement that adds value or adapts it to new uses. The purchasing family should pay no more than Thirty(30%)of its gross family income towards the principal,interest, taxes and insurance for the property on a monthly basis.In certain circumstances, such a declining housing market where home values are depreciating,the original homebuyer may not receive a return on his or her investment because the home sold for less or the same price as the original purchase price and a loss on investment may constitute a fair return, Resale Example: Assumption:NSP funds total development Total Development Costs(TDC)$120,000 Sale price based on appraisal $90,000 Principle reduction$10,000 First Purchase mortgage$80,000 Closing Cost assistance$1,600 Amount determining compliance$120,000 Compliance period 15 years General Standards All NSP3-assisted housing will be required to meet or exceed local and state building codes. All units that require rehabilitation must meet or exceed the current Florida Building Code(FEC). The current code applied in Collier County is 2007 FBC. Collier County will incorporate energy-efficient, sustainable building practices,including the use of green building to provide long-tenn affordability and attractiveness within the community. Furthermore,Collier County encompasses a large coastal area that subjects the residents to the risk of hurricanes and severe flooding, As such,all NSP3-assisted housing will undergo hurricane hardening and damage mitigation, when feasible. Required HUD Standards In compliance with the requirements of HUD,the following standards will apply to gut rehabilitation and new construction projects. Gut rehabilitation • is defined as the general replacement of the interior of a building that may or may not include changes to structural elements such as flooring systems, columns or load bearing interior or exterior walls. a) Residential buildings up to three stories must be designed to meet the standard for Energy Star Qualified New Homes; • • b) Mid-or high-rise multifamily housing must be designed to meet American Society of Heating, Refrigerating,Air-Conditioning Engineers(ASHRAE)Standard 90,1-2004,Appendix G plus 20 NSP3 Action Plan Collier County,Florida Page 9 • --- 1 6 01'. percent(which is the Energy Star standard for multifamily buildings piloted by the Environmental Protection Agency and the Department of Energy) In further compliance with the requirements of HUD,the following standards will apply to all NSP3-assisted housing units. a) All rehabilitated units must meet the following standards to the extent applicable to the work undertaken: i. Older obsolete products and appliances(such as windows, doors, lighting,hot water heaters, furnaces, boilers, air conditioning units, refrigerators,clothes washers and dishwashers) must be replaced with Energy Star-46 labeled products; ii. Water efficient toilets, showers,and faucets,such as those with the WaterSense label must be installed; iii. Housing must be improved to mitigate the impact of disasters(e.g.hurricane,flooding,and fire) HUD also encourages the adoption of energy efficient and environmentally friendly green elements. Collier County will seek to incorporate the • standards and policies of the Florida Green Building Coalition. A copy of the standards and policies are available upon request. 4. Low-Income Targeting Low-Income Set-Aside Amount Identify the estimated amount of funds appropriated or otherwise made available under the NSP3 to be used to provide housing for individuals or families whose incomes do not exceed 50 percent of area median income, Res p o tike: Collier County will set-aside 25 percent of funds appropriated to the County to provide housing for individuals or families whose incomes do not exceed 50 percent of the area median income,adjusted for household size,.The final dollar amount is 25 percent of the County's appropriation, rounded up to the nearest thousand, Please note that activities funded with program income are not subject to the 25 percent set-aside requirement,however they may be used to meet the regulatory requirement. Total low-income set-aside percentage(must be no less than 25 percent): 25% Total funds set aside for low-income individuals =$972,000.00 Meeting Low-Income Target Provide a summary that describes the manner in which the low-income targeting goals will be met. — { Response; __r I NSP3 Action Plan Collier County,Florida Page 10 1601 Habitat for Humanity of Collier County,Inc, (hereinafter, "Habitat for Humanity"or"Developer"),has been successful in providing homeownership to households earning less than 50 percent of the area median income. Through a developer agreement,Collier County shall partner with Habitat for Humanity to meet the low-income targeting requirement through the provision of affordable homeownership, 5. Acquisition and Relocation Demolition or Conversion of LMI Units Does the grantee intend to demolish or convert any low- and moderate-income dwelling units(i.e.,<80%of area median income)? Yes [des,fill in the table below. Question Number of Units The number of low- and moderate-income dwelling units—i.e.,<80%of area median income—reasonably expected to be demolished or converted as a direct result of NSP-assisted activities. _ 3 units The number of NSP affordable housing units made available to low-,moderate-, and middle-income households—i.e., < 120%of area median income— reasonably expected to be produced by activity and income level as provided for in DRGR, by each NSP activity providing such housing(including a proposed time schedule for commencement and completion). All activities have an estimated commencement date of March 1, 2011 and completion date of February 28, 2014. Activity 1 LMMH– 14 units 1 Activity 2 L]-125 –6 units The number of dwelling units reasonably expected to be made available for households whose income does not exceed 50 percent of area median income. 7 units 6. Public Comment Citizen Participation Plan Briefly describe how the grantee followed its citizen participation plan regarding this proposed substantial amendment or abbreviated plan. NSP3 Action Plan Collier County,Florida Page 11 1601 ;, Response: The Collier County Citizen Participation Plan was adopted January 9,2001. The following steps were taken in preparation of this NSP3 substantial amendment: 1. Technical Assistance—In addition to providing public access to the draft and development document used in the preparation of this substantial amendment,Collier County was available to provide technical assistance to citizens,citizen groups,nonprofit organizations and agencies that requested assistance in understanding the NSP3. 2. Public Hearings/Meetings—The development of the Collier County NSP3 substantial amendment was contemplated in regular, publicly advertised meeting(s)of the Affordable Housing Advisory Committee,the Board of County Commissioners,and advertised in a newspaper of general circulation. 3. Fifteen-Day Public Comment Period—The County published notice of the availability of the proposed NSP3 substantial amendment in a newspaper of general circulation and posted it on the County's website. The publication described,among other items,the total County appropriation,target areas,and proposed activities. 4. County Commission—Citizen participation requirements shall not be construed to restrict the responsibility or authority of the County for the development and execution of the NSP3 program activities. The County Commission remains the sole approving authority for the program and any amendments. Summary of Public Comments Received. No public comments were received, 7. NSP Information by Activity Activity Number 1 Activity Name Acquisition and Rehabilitation(LMMH) Select all that apply; ❑ Eligible Use A: Financing Mechanisms ® Eligible Use B: Acquisition and Rehabilitation Uses ❑ Eligible Use C: Land Banking ❑ Eligible Use D: Demolition _ ❑ Eligible Use E: Redevelopment 24 CFR 570.201 (a)Acquisition,(b)Disposition,(i) Relocation, and (n) Direct homeownership assistance(as modified below); 24CFR 570.202 eligible CDBG Activity or rehabilitation and preservation activities for homes and other residential Activities properties.HUD notes that any of the activities listed above may include required homebuyer counseling as an activity cost. National Objective Low Moderate Middle-Income Housin_ (LMMH) Activity Number I will provide funding to a Developer to acquire properties that have been abandoned or foreclosed upon. Once rehabilitation is complete, Activity Description utilizing funding provided by the Developer,the home will be sold to persons or households earning not greater than 120 percent area median income, adjusted for household size. NSP3 Action Pian Collier County,Florida Page 12 16Di The activity will attempt to stabilize neighborhoods, arrest decline,and create a more sustainable, integrated,and affordable community. The local housing market conditions in the target areas generally consists of elevated vacancy rates, greater percentage of homes financed with a high cost loan, a large number of mortgages seriously delinquent(90+or more delinquent or in foreclosure),and a significant percentage decline in home values since the • peak value, For example,since the peak value, home values in the target areas have fallen 48.4 percent. The Developer will seek to purchase homes and residential properties that have been abandoned or foreclosed upon, in order to sell or redevelop such homes and properties, When selecting target areas for this activity, Collier County uses data from rental vacancies unemployment and housing prices and realtor • information. e-itpaet-seero assigned by HUD. The impact score-is-the•eatitnetedt e of. ertiecded-te-make-an-impaet in the-kieftti€ted-ta get-area: Consideration of the impact score is especially important because,as HUD stated,"nationwide there were over 1.9 million foreclosure completions in the pan at the time. NSP I,2,and 3 combined are was estimated to only be able to address 100,000 to 120,000 foreclosures. To sst e-a n ' cused investment." Therefore,target-arms-were s'ioeted-in-wh-ieh Collier-County would be able to make the-impaet recommended by HUD. When providing assistance to persons,families, non-profit agencies, or other organizations,the following general terms will apply: • Range of interest rates: 0 percent to 5 percent • Term of assistance: 5 years to 30 years • Tenure of beneficiaries: homeowners The activity is expected to benefit income-qualified persons or households by producing safe,decent, and affordable housing. Additionally,the Developer may seek to incorporate energy efficient and environmentally friendly green elements in each project. One of the major obstacles to affordable homeownership is saving for a down payment. Oftentimes the low-and very-low income residents of Collier County are struggling to pay a monthly rent payment,as well as other household expenses. This activity will benefit income-qualified persons or households by offering a newly rehabilitated property through Habitat for Humanity to reduce the heavy burden of saving a sizable down payment. Another factor affecting residents within the target areas is reduced employment opportunities. Collier County has long relied on industries fueled by population growth to provide employment opportunities for residents. According to the Collier County Economic Development Council's 2019 Market Facts report,construction, retail trade and accommodations,and food service employ the largest number of Collier County residents. All three NSP3 Action Plan Collier County,Florida Page 13 1601 industries have an average wage well below the area median income 441,592, $29,120, and$22,683 respectively)$78,300,thereby making any disruption in income potentially devastating. This activity will benefit income-qualified persons or households be providing affordable housing that is integrated and, whenever possible, located near employment centers and public transportation, This activity will produce housing that is intended to remain affordable. In compliance with NSP3 regulations,Collier County has adopted as a safe harbor the affordability standards of the HOME program at 24 CFR 92.252(a), (c),(e),and(f),and 92.254. The Developer will seek,to the maximum extent possible,to hire or cause to be hired employees who reside in the vicinity of NSP3 projects or contract with small businesses that are owned and operated by persons residing in the vicinity of the project. For the purposes of NSP3,HUD defines"vicinity"as each neighborhood identified within this document as being the areas of greatest need. The following are examples of activities that may be used to accomplish this initiative: • Outreach to local area residents and businesses; • Inclusion of Section 3 and other relevant language in all applicable contracts; • Advertising of economic opportunities to local area residents and businesses Neighborheeci-ID 11087-64:Fie1dcn Gate-may • Tier One Census-Tract-Q-1-0440 —104.19 • Tier Two Census Tract 0104.09 • Tier Three Census Tract 0101.11 Neighbet#eed i D 3 98 1 1 n ples-Bayshere,G-seteway-GRA • Tior One Census Tract 0107,01 Collier County modifications to the NSP3 Action Plan to include geographic areas where remaining NSP funding may be spent. Location Description The County will eliminate the requirement to use the HUD Foreclosure Need website and now give priority emphasis and consideration to areas with the greatest need in distributing NSP funds. Collier County has identified new target areas using local data such as '.. vacancies,home sales,employment,assessments of single and multi-family housing needs,.realtor information,etc. There is a housing imbalance in Collier County where at least 17.4 of the workforce(approximately 40,000 people)commute daily from outside of Collier County where they spend their wages on rent,and/or mortgage.Many public sector employees and large segments of the private sector cannot afford to live in Collier County.The N5P3 Action Plan Collier County,Florida Page 14 16. • average price for homes sold in Collier County in 2019 was$591,623, Information provided by NABOR(Naples Area Board of Realtors) Inventory of homes for sale decreased 20.6%between 2018 and 2019, from 6,801 to 5,401 respectively. . New listings decreased 3.7%during the same • period. Sales of homes$300,000 and below accounted for only 3,958 out of total sales of 10,244,Information provided by NABOR(Naples Area Board of Realtors) There are only 1,302 affordable rental units in Collier County out of 11,890 total units, Currently there are only 60 units available for rent,per the CHS Apartment Inventory Survey as of February 2020, • Collier County is modifying the geographic scope of the NSP program to include the five(5)Opportunity Zones designated by the State and all other eligible low-mod income census tracts,Eligible census tracts are: 104,11, 108.02, 112.05, 113.01, 114, 102.10, 103.00, 104.01, 104.10, 104.11, 104.19, 104,20, 105.05,105,06, 105.07, 105.08,105,09,106,01, 106,02, 106,04, 107,01, 112.01, 112.02, 112.04, 112.05 Source of Funding Dollar Amount _ Budget NSP3 $$2,136,293 Total Budget for Activity $$2,136,293 Performance Acquire and rehabilitate fourteen(14)units of housing for LMMH. Measures Projected Start Date March 1,201 1 • • Projected End Date February 28,2014 _ Collier County Public Services Name Department Community and Human Services Division. Responsible Location 3339 Tamiami Trail E., Suite 211, Organization Naples, Florida 34112 Administrator Contact Info 239-252-2486 Kristi.Sonntag@colliercountyfl.gov Activity Number 2 • Activity Name Acquisition and Rehabilitation(LH25) Select all that apply: ❑ Eligible Use A: Financing Mechanisms Use ® Eligible Use B: Acquisition and Rehabilitation • ❑ Eligible Use C: Land Banking _ ❑ Eligible Use D: Demolition - ❑ Eligible Use E: Redevelopment 24 CFR 570.201 (a)Acquisition,(b)Disposition,(i)Relocation, and(n)Direct CDBG Activity or homeownership assistance(as modified below);24CFR 570,202 eligible Activities rehabilitation and preservation activities for homes and other residential NSP3 Action Plan Collier county,Florida Page 15 • 16011 properties. HUD notes that any of the activities listed above may include required homebuyer counseling as an activity cost. National Objective Low-Income Housing to Meet 25% Set-Aside (LI-125) Activity Number 2 will provide funding to a Developer to acquire properties that have been abandoned or foreclosed upon. Once rehabilitation is complete, utilizing funding provided by the Developer,the home will be rented to persons or households earning not greater than 50 percent area median income, adjusted for household size. The County will favor the end-use of rental • housing to provide affordable housing to this income population. The activity will attempt to stabilize neighborhoods,arrest decline,and create a more sustainable,integrated, and affordable community. The local housing market conditions in the target areas generally consists of elevated vacancy rates,greater percentage of homes financed with a high cost loan,a large number of mortgages seriously delinquent(90+or more delinquent or in foreclosure),and a significant percentage decline in home values since the peak value. • •- • -, ' -. -eat' luc,ho m. ::lues in the-target areae ercent. The Developer will seek to purchase homes and residential properties that have been abandoned or foreclosed upon, in order to sell or redevelop such homes and properties. men-oeleeting-tafget-a'- • . , -• .. _,. paid ose-attent4an-te Consideration of the impact score is especially important because, as HUD states,"nationwide there have been over 1.9 million foreclosure completions in Activity Description • the past two years. NSP 1,2,and 3 combined are estimated to only be able to address 100,000 to 120,000 foreclosures. To stabilize a neighborhood requires • focused investment." Therefore,target areas were selected in which Collier County would be able to make the impact recommended by HUD. When providing assistance to persons,families,non-profit agencies,or other organizations,the following general terms will apply: • Range of interest rates: 0 percent to 5 percent • Term of assistance: 5 years to 30 years • Tenure of beneficiaries:homeowners The activity is expected to benefit persons or households with incomes at or below 50 percent of the area median income("LH25")by producing safe, decent,and affordable housing, Additionally,the Developer may seek to incorporate energy efficient and environmentally friendly green elements in each project. Another factor affecting residents within the target areas is reduced employment opportunities. Collier County has long relied on industries fueled by population growth to provide employment opportunities for residents. • According to the Collier County Economic Development Council's 2009 Market Facts report,construction,retail trade and accommodations,and food NSP3 Action Plan Collier County,Florida Page 16 1601 service employ the largest number of Collier County residents. All three industries have an average wage well below the area median income($44; 9.2, $29,120,and$22,683 respectively)$78,300 thereby making any disruption in income potentially devastating. This activity will benefit LH25 persons or households be providing affordable housing that is integrated and,whenever possible, located near employment centers and public transportation. This activity will produce housing that is intended to remain affordable. In compliance with NSP3 regulations,Collier County has adopted as a safe harbor the affordability standards of the HOME program at 24 CFR 92.252(a), (e), (e),and(f),and 92.254, It is expected that much of the housing created under this activity will be rental housing units. • The Developer will seek,to the maximum extent possible, to hire or cause to be hired employees who reside in the vicinity of NSP3 projects or contract with small businesses that are owned and operated by persons residing in the • vicinity of the project. For the purposes of NSP3,HUD defines"vicinity"as each neighborhood identified within this document as being the areas of greatest need. The following arc examples of activities that may be used to accomplish this initiative: • Outreach to local area residents and businesses; * Inclusion of Section 3 and other relevant language in all applicable contracts; • Advertising of economic opportunities to local area residents and businesses Neighbefheed ID 1108764;Gulden Gate City • Tier One Census Traot-04-01.10 •--Tier Two Census Tract 0104,09 .- := Iwe--C esus Tract 0104.11 Neighb: : . : ..: -. .. • : . - _ _ Tier One Census Tract 0107.04- 1 Collier County modifications to the NSP3 Action Plan to include geographic areas where remaining NSP funding may be spent. The Countywill eliminate the rettuirement to use the HUD Foreclosure Location Description Need webto and now give priority emphasis and consideration to areas with the greatest need in distributing NSP funds. er uhas identifinew target areas using data such as • vacanciesColliCo,homenty sales,employmented ,assessments of single and multi-family housing needs,realtor information,etc. There is a hpusing imbalance in Collier County where at least 17.4 of the workforce(approximately 40,000 people)commute daily from outside of Collier County where they spend their wages on rent, and/or mortgage. Many public sector employees and large segments of the private sector cannot afford to five in Collier County.The NSP3 Action Plan • Collier County,Florida Page 17 1601 average price for homes sold in Collier County in 2019 was$591,623, Information provided by NABOR(Naples Area Board of Realtors) Inventory of homes for sale decreased 20.6%between 2018 and 2019, from 6,801 to 5,401 respectively, , New listings decreased 3,7% during the same period. Sales of homes$300,000 and below accounted for only 3,958 out of total sales of 10244, Information provided by NABOR(Naples Area Board of Realtors) There are only 1,302 affordable rental units in Collier County out of 11,890 total units.Currently there are only 60 units available for rent,per the CHS Apartment Inventory Survey as of February 2020. Collier County is modifying the geographic scope of the NSP program to include the five(5)Opportunity Zones designated by the State,the Florida Rural Enterprise Zone and HUB Empowerment Zone located in lmmokalee, and all other eligible low-mod income census tracts,Eligible census tracts are: 104,11, 108,02, 112.05, 113.01, 114, 102,10, 103.00, 104.01, 104.10, 104.11, 104.19, 104.20, 105,05, 105.06, 105.07,105.08,105.09, 106.01, 106,02, 106,04, 107,01, 112.01, 112.02, 112.04, 112,05_ Source ofFvnding Dollar Amount • BudgetNSP3 $971,042 • Total Budget for Activity $971,042 Performance Acquire and rehabilitate six(6)units of housing for LH25. 1 Measures Prolected Start Date March 1, 2011 Projected End Date February 28,2014 Collier County Public Service • Name Department,Community&Human Responsible Services Division Responsible Location 3339 Tamiami Trail E.,Suite 2]1,Orgaj Naples,Florida 34112 Administrator Contact Info 239-252-2486 Kristi,Sonntagt colliercountyfLgov _ Activity Number 3 Activity Name Land Bank(LMMH) • Select ail that apply: Q Eligible Use A: Financing Mechanisms Eligible Use B:Acquisition and Rehabilitation • Use Eligible Use C: Land Banking • T Eligible Use D:Demolition _ • 0 Eligible Use E:Redevelopment • CDBG Activity or 24 CFR 570.201(a)Acquisition and(b)Disposition. HUD notes that any of Activities the activities listed above may include required homebuyer counseling as an activity delivery cost. • NSP3 Action Plan Collier County,Florida Page J.8 • National Objective Low Mod Middle-Income Housing(LMMI) • Activity Number 3 will provide funding to Habitat for Humanity to purchase and operate a land bank, As detailed below,the high cost of land was a major contributor to the lack of affordable housing during the height of the local housing market. The activity will attempt to stabilize neighborhoods, arrest decline,and create a more sustainable,integrated,and affordable community. The local housing market conditions in the target areas generally consists a high supply of eligible properties, low demand for housing,or high levels of vacancy. Furthermore,the target areas are suffering from, or are at risk for blighted conditions. NSP3 provides a unique opportunity to improve a community be permitting land banking. At the-p•: . - -- ' - _ • - _- ty"{4a'quarter 2005) euly 16.3%of-he erd:: . .. - . - : e area median -; • : zei-atien-ef44etne43-414FsAVells-Farge-Heu-sing Activity Description o OPpectt nity-I e- . In 2019,38%or 3,958 of all homes were sold under $300,000.The cost of land was a major contributor to the lack of affordable housing : '• :t-been. Use funds under this activity, Collier County will prepare for the increase in vacant land costs by seeking to acquire properties at low cost. The Land Bank activity will not produce a range of interest rates, terms of • assistance,or tenure of beneficiaries. Rather,those elements will present themselves upon redevelopment of the subject property within ten(10)years as required by HUD. This activity will not produce housing,rather it will fund the acquisition of properties for land banking by the Developer. Additionally, land banking will not create hiring opportunities for citizens or small businesses residing in the vicinity of the project. Hct eed 1D 1108764: Golden Gate City • • Ti• e - -. . •- •• . ,, • Tier Twe Census Tract 0104.09 ..._: -• . . . �.• • • ••• • ': ••: oro Gateway C RA Tier Ono Census-Tract 0107.01 Collier County modifications to the NSP3 Action Plan to include geographic areas where remainingNSP funding may be spent. Location Description The County will eliminate the requirement to use the HUD Foreclosure Need website and nowsivenri_ority emphasis and consideration to areas with the greatest need in distributing NSP funds, Collier County has identified new target areas using local data such as vacancies, home sales,employment assessments of single and multi-family housing needsrealtor information,etc. There is a housing imbalance in Collier County where at least 17.4 of the workforce(approximately 40,000 eoule)corn�ilute daily from outside of Collier County where they spend their, • NSP3 Action Plan Collier County,Florida Page 19 1601 wages on rent,and/or mortgag.e. Many public sector employees and large segments of the private sector cannot afford to live in Collier County.The average price for homes sold in Collier County in 2019 was$591,623. Information provided by NABOR (Naples Area Board of Realtors) • inventory of homes for sale decreased 20.6%between 201.8 and 2019, from 6,801 to 5,401 respectively. . New listings decreased 3.7% during the same period. Sales of homes$300,000 and below accounted for only 3,958 out of • total sales of 10,244, Information provided by NABOR(Naples Area Board of Realtors) There are only 1,302 affordable rental units in Collier County out of 11,890 total units.Currently there are only 60 units available for rent,per the CHS Apartment Inventory Survey as of February 2020. Collier County is modifying the geographic scope of the NSP program to include the five(5)Opportunity Zones designated by the State,the Florida Rural Enterprise Zone and IUP Empowerment Zone located in Immokalee, and all other eligible low-mod income census tracts, Eligible census tracts are 104.11, 108.02, 112.05, 113.01, 114, 102.10, 103.00, 104.01, 104.10, 104,11, 104.19, 104.20, 105.05, 105,06, 105.07, 105.08,105,09, 106.01, 106,02,106_,64, 107.01, 112.01, 112.02, 112.04, 112.05 Source of Funding Dollar Amount Budget NSP3 $388,415 • _ $ Total Budget.for Activity $388,415 Performance Acquire seven(7)land bank properties. Measures Projected Start Date March 1,201 1 Projected End Date February 28,2014 Collier County Public Service Name Department, Community&Human ResponsibleServices Division. Organization Location 3339 Tamiami Trail I;.,Suite 211, Naples,Florida 34112 Administrator Contact Info 239-252-2486 Krista.Sonntag@colliercountyfl.gov Activity Number 4 Activity.Name Administration Select all that apply: Use ® Eligible Use A: FinlEektg Mechanisms NSP3 Action Plan Collier County,Horlda Page 20 16D1, ® Eligible Use B:Acquisition and Rehabilitation ® Eligible Use C: Land Banking ® Eligible Use D; Demolition _ Eligible Use E: Redevelopment • 24 CFR 570.205 and 206,as amended to provide an alternative that an amount CDBG Activity or of up to ten(10)percent of an NSP grant provided to a jurisdiction and of up to Activities ten(10)percent of program income earned may be used for general _administration and planning activities. National Objective N/A—Administration Activity Description This activity will fund the cost of administering the NSP3, Location Description N/A-Administration Source of Funding Dollar Amount NSP3 $388,415.00 Budget $ • Total Budget for Activity _ $388,415.00 Performance N/A--Administration Measures Projected Start Date March 1,2011 Projected End Date February 28,2014 Collier County Public Service Name Department,Community&Human Responsible Services Division Organization Location 3339 Tamiami Trail E., Suite 211, Naples,Florida 34112 _ Administrator Contact Info 239-252.2486 Kristi.Sonntag@colliercountyfi,gov 8. Certifications Certifications for State and Entitlement Communities (I)Affirmatively furthering fair housing. The jurisdiction certifies that it will affirmatively further fair housing,which means that it will conduct an analysis to identify impediments to fair housing choice within the jurisdiction,take appropriate actions to overcome the effects of any impediments identified through that analysis,and maintain records reflecting the analysis and actions in this regard. (2)Anti-displacement and relocation plan.The applicant certifies that it has in effect and is following a residential anti-displacement and relocation assistance plan. (3)Anti-lobbying.The jurisdiction must submit a certification with regard to compliance with restrictions on lobbying required by 24 CFR part 87,together with disclosure forms, if required by that part. (4)Authority of jurisdiction.The jurisdiction certifies that the consolidated plan or abbreviated plan,as applicable,is authorized under state and local law(as applicable)and that the jurisdiction possesses the legal authority to carry out the programs for which it is seeking funding, in accordance with applicable HUD regulations and other program requirements, NSP3 Action Plan • Collier County,Florida Page 21 160• 1 (5)Consistency with plan.The jurisdiction certifies that the housing activities to be undertaken with NSP funds are consistent with its consolidated plan or abbreviated plan, as applicable, (6)Acquisition and relocation.The jurisdiction certifies that it will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970,as amended(42 U,S.C.4601), and implementing regulations at 49 CFR part 24,except as those provisions are modified by the notice for the NSP program published by HUD. (7)Section 3.The jurisdiction certifies that it will comply with section 3 of the Housing and Urban Development Act of 1968(12 U.S.C. 1701u)and implementing regulations at 24 CFR part 135, (8) Citizen participation.The jurisdiction certifies that it is in full compliance and following a detailed citizen participation plan that satisfies the requirements of Sections 24 CFR 91.105 or 91.115,as modified by NSP requirements, (9)Following a plan.The jurisdiction certifies it is following a current consolidated plan(or Comprehensive Housing Affordability Strategy)that has been approved by HUD. [Only States and entitlement jurisdictions use this certification,1 (10)Use of funds.The jurisdiction certifies that it will comply with the Dodd-Frank Wall Street Reform and Consumer Protection Act and Title XII of Division A of the American Recovery and Reinvestment Act of 2009 by spending 50 percent of its grant funds within 2 years,and spending 100 percent within 3 years,of receipt of the grant. (I 1)The jurisdiction certifies: a, That all of the NSP funds made available to it will be used with respect to individuals and families whose incomes do not exceed 120 percent of area median income; and b. The jurisdiction will not attempt to recover any capital costs of public improvements assisted with CDBG funds, including Section 108 loan guaranteed funds,by assessing any amount against • properties owned and occupied by persons of low-and moderate-income, including any fee charged or assessment made as a condition of obtaining access to such public improvements. However,if NSP funds are used to pay the proportion of a fee or assessment attributable to the capital costs of public improvements(assisted in part with NSP funds)financed from other revenue sources,an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. In addition,with respect to properties owned and occupied by moderate-income(but not low-income)families,an assessment or charge may be made against the property with respect to the public improvements financed by a source other than NSP funds if the jurisdiction certifies that it lacks NSP or CDBG funds to cover the assessment. • (12)Excessive force.The jurisdiction certifies that it has adopted and is enforcing: a. A policy prohibiting the use of excessive force by law enforcement agencies within its • jurisdiction against any individuals engaged in nonviolent civil rights demonstrations;and b. A policy of enforcing applicable state and local laws against physically barring entrance to,or exit from,a facility or location that is the subject of such nonviolent civil rights demonstrations within its jurisdiction. NSP3 Action Nan • Collier County,Florida Page 22 1601 (13)Compliance with anti-discrimination laws.The jurisdiction certifies that the NSP grant will be conducted and administered in conformity with Title VI of the Civil Rights Act of 1964(42 U.S.C. • 2000d), the Fair Housing Act(42 U.S.C, 3601-3619),and implementing regulations. (14)Compliance with lead-based paint procedures.The jurisdiction certifies that its activities concerning lead-based paint will comply with the requirements of part 35,subparts A, B,J, K, and R of this title. (1S) Compliance with laws.The jurisdiction certifies that it will comply with applicable laws, (16)Vicinity hiring. The jurisdiction certifies that it will,to the maximum extent feasible, provide for hiring of employees that reside in the vicinity of NSP3 funded projects or contract with small businesses that are owned and operated by persons residing in the vicinity of NSP3 projects, (17)Development of affordable rental housing.The jurisdiction certifies that it will be abide by the proced es described in its NSP3 Abbreviated Plan to create preferences for the development of affor le rent 1 usin proper ' s assisted with NSP3 funds. • pOQO Signature/Authorized Official Date Burt L. Saunders Chairman Title N' , ATTBSf... Approved as to form and let.diiy AL K^K ,CI.F.itK Assistant County, •ttorney Atte > allo hairman's Lx\ signatutnly. 3 • • NSP3 Action Plan Collier County,Florida Page 23 1 601 Appendix: NSP3 Action Nan Contents Checklist The checklist below is an optional tool for NSP3 grantees to help to ensure that all required elements of the NSP3 Substantial Amendment or the Abbreviated Plan are submitted to HUD. This checklist only includes the minimum required elements that must be included in the NSP3 Action Plan and grantees may want to add additional details.This document must be protected,as described above, in order to use the checkboxes in this checklist. 1, NSP3 Grantee Information Did you include the Program Administrator's name,address,phone, and email address? — L 2. Areas of Greatest Need Does the narrative description describe how funds will give priority ❑ emphasis to areas ofgreatest need? Does the narrative description specifically address how the funds will give priority emphasis to those areas? • With the highest percentage of home foreclosures? ❑ • With the highest percentage of homes financed by subprime ❑ mortgage related loan? and • Identified by the grantee as likely to face a significant rise in the rate of home foreclosures? Did you create the area of greatest needs map at ❑ http;//www,h ud user.orc/NSP/NSP3.html? Did you include the map as an attachment to your Action Plan? ❑ ONLY Applicable for States:Did you include the needs of all ❑ entitlement communities in the State? 3. Definitions and Descriptions • Are the following definitions and topics included in your substantial amendment: • Blighted structure in context of state or local law, ❑ • Affordable rents, ❑ 1 • Ensuring long term affordability for all NSP funded ❑ housing projects, • Applicable housing rehabilitation standards for NSP L funded projects 4. Low-Income Targeting Did you identify the estimated amount of funds appropriated to ❑ provide housing that meets the low-income set aside target? _ Did you provide a summary describing how your jurisdiction will ❑ meet its low-income set aside goals? 5. Acquisition & Relocation • . For all acquisitions that will result ill displacement did you specify: • The planned activity, ❑ • The number of units that will result in displacement, • The manner in which the grantee will comply with URA for �. those residents? ❑ 6. Public Comment Did you provide your draft of the NSP3 substantial amendment for a minimum of 15 days for public comment? Did you include the public comments you received on the NSP3 ❑ substantial amendment in your plan? 7. NSP Information by Activity • • I?id you include`a description of;all eligible NSP3 activities you plan •to inn•lemei f;With: .our NSP3 award? • • . For each eligible NSP3 activity you plan to implement did you include: • '•Eligible.:use or uses? • • Correlated eligible CDBG activity or activities? ❑ 1 601 • . Associated national objective? • — ❑ • How the activity will address local market conditions? ❑ •:• Range•of interest,rates (if any)?. • • . ❑ • Duration or term of assistance? ❑ ..Tenure of bonefiefaxies(e,g.,rental•or homeowner)? • If the activity produces housing,how the design of the activity ❑ will ensure continued affordability? • Bow yon will,to the maximum extent possible,provide for ❑ 'vicinity hiring? • • Procedures used to create affordable rental housing ❑ • preferences? •-: .Areas.of greatest need addressed by the activity or activities? ❑. • Amount of funds budgeted for the activity? ❑ • • Appropriate:perfounanee measures for the activity(e.g. units . .:..Cif housing to be.acquired,rehabilitated,or demolished for ' .. • E the.inconie levels represented in DRGR) ? • Expected start and end dates of the activity? ❑ • •Name and location of the entity that will carry out the. ❑ activity? — — 8. 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(sari B :. \---f....... 'i -!r r �r l 7 EQR a. �'• r ..... .t f , � v .,Tri ra -,,��.,n ;�-r 1 .l;r ......... ..' r3 fey vd r'' • incentives%gpportunities 1P t n a ) federal Opportunity Zone } Qualified opportunityZone i- ! ' 3p 1. a5 xi Yes: ` x µ' 3 Tt � z t r- ,,Cb iy�`" t N. a l � is x - . tr a f kx. y S F 3�mI *t 11z .£ r, i }'rill L W 7's c i ," .r , t 1 , r { F 't 1• 4 , . rtN' izAm yiit, tis044 1 * h,s x. ,,Szt -4 x ) ' y fly Tr r74, k."`' e.zM1* `• , 'Floridu.Opporttinity.Zonos F' Tract Label County t.. 12011080500 CensuaTract 605,froward County,Florida T Broward County ar ,`�� 12011091902 Census Tract 919.02,Broward County,Florida Broward County t ; 12011100201 Census Tract 1002.01,Broward County,Florida Broward County -' , 12011100300 Census Tract 1003,Broward County,Florida Broward County ',,,44. ...5 t 12011100502 Census Tract 1005.02,Broward County,Florida Broward County ', ` 'i+ + , "..>� 12011100700 Census Tract 1007,Broward County,Florida . Broward County Q° o y ;lh Census Tract 1008.01,Broward County,Florida Broward County ' �s 12011100801 ty V• 7�ff;. 12011110501 Census Tract 1105.01,Broward County,Florida Broward County 12013010300 Census Tract 103,Calhoun County,Florida Calhoun County 12015010100 Census Tract 101,Charlotte County,Florida Charlotte County 12015020700 Census Tract 207,Charlotte County,Florida Charlotte County 12015030401 Coneys Tract 304.01,Chartotta County,Florida Charlotte County 12017450202 Census Tract 4602,02,Citrus County,Florida Citrus County 12017450800 Census Tract 4608,Citrus County,Florida Citrus County 12017451502 Census Tract 4516.02,Citrus County,Florida Citrus County • 12010030102 Census Tract 301.02,Clay County,Florida Clay County 12019030104 Census Tract 301.04,Clay County,Florida Clay County 12021010414 Census Tract 104.11,ColllarCaunly,Florida Collier County 12021010802 Census Trent 108.02,Collier County,Florida Collier County 12021011206 Census Tract 112.05,Collier County,Florid( Collier County 12021011301. Census Tract 113.01,Collier County,Florida Collier County 12021011400 Census flecl114,Collet County,Florida Collier County 12023110300 Census Tract 110i,Columbia County,Florida Columbia County • 12027010200 Census Tract 102,DeSoto County,Florida DeSolo County End(http://V 12027010391 Census Tract 103.01,DeSoto County,Florida DeSoto County Earl,HERE,Garmin,NGA,USGS,NPS I GISWebTeclt Powered by htlps://efi.giswebtechreci'uit.coin/?sorting=featured desc,name asc&slhowpropertyornnal)-tt'ne&,.. 12/30/2019