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Backup Documents 09/15/2009 Item #16D21 ORIGINAL DOCUMENTS CHECKLIST & ROUTING SLI'i 6 TO ACCOMPANY ALL ORIGINAL DOCUMENTS SENT TO D 21 THE BOARD OF COUNTY COMMISSIONERS OFFICE FOR SIGNATURE Print on pink paper. Attach to original document. Original doculIlcnts should be hand delivered to the Board Oflicc. The completed routing slip and original documents are to be forwarded to the Board Office only after the Board has takell action 011 the' item.) ROUTING SLIP Complete routing lines #1 through #4 as appropriate for additional signatures, dates, and/or infilTmation needed. If the document is already complete with the exee tion of the Chairman's si nature, draw a line throu h routin lines #1 throLl" #4, com Icte the checklist, and lilTward to Sue Filson (line #5. Route to Addressee(s) Office Initials Date (List in routin order I.Frank Ramsey Housing and Human Service 9/15/09 2. Colleen Greene County Attorney's Office cm0J q,I&,61 3. - 4. 5. Ian Mitchell, Executive Manager Board of County Commissioners I I ~ f 10 ( OJ 6. Minutes and Records Clerk of Court's Office PRIMARY CONTACT INFORMATION (The primary contact is the holder of the original document pending BCe approval. Normally the primary contact is the person who created/prepared the executive summary. Primary contact information is needed in the event one of the addressees above, including Sue Filson, need to contact staff lor additional or missing information. All original documents needing the Bee Chairman's signature are to be delivered to the Bee ofliee only atter the Bee has acted to approve the item. Name of Primary Staff Frank Ramsey, Housing Manager Phone Number 252-2336 Contact Agenda Date Item was 09/] 5/2009 Agenda Item Number 16D-21 A roved b the BCC Type of Document Resolution Number of Original I Attached Documents Attached INSTRUCTIONS & CHECKLIST Initial the Yes column or mark "N/A" in the Not Applicable column, whichever is Yes a ro riate. (Initial) I. Original document has been signed/initialed for legal sufficiency. (All documents to be signed by the Chairman, with the exception of most letters, must be reviewed and signed 7t- by the Office of the County Attorney. This includes signature pages from ordinances, resolutions, etc. signed by the County Attorney's Office and signature pages from contracts, agreements, etc. that have been fully executed by all parties except the BCC Chairman and Clerk to the Board and ossibl State Officials.) 2. All handwritten strike-through and revisions have been initialed by the County Attorney's Office and all other arties exce t the Bce Chainnan and the Clerk to the Board 3. The Chairman's signature line date has been entered as the date ofBCC approval of the document or the final ne 'otiated contract date whichever is a licable. 4. "Sign here" tabs are placed on the appropriate pages indica! ing where the Chairman's si nature and initials are re uired. 5. In most cases (some contracts are an exception), the original document and this routing slip should be provided to Sue Filson in the Bec office within 24 hours of BCe approval. Some documents are time sensitive and require forwarding to Tallahassee within a cet1ain time frame or the BCC's actions are nullified. Be aware of our deadlines! 6. The document was approved by the BCC on 09/15/2009 and all changes made during the meeting have been incorporated in the attached document. The County Attorney's Office has reviewed the chan es, if a Iicable. I: Forms/ County Forms/ Bee Forms/ Original Documents Routing Slip WWS Original 9.03 04. Revised 126.05.. Revised 224.05 --"-""""'"".- ---'~"'-"-"'''-'';'''''-''''''' ",.<.,..>;,1-, '~""""'_ll<_.."-.",,.", 16D 21 MEMORANDUM Date: September 18, 2009 To: Frank Ramsey, Housing Manager Housing & Human Services Department From: Teresa Polaski, Deputy Clerk Minutes & Records Department Re: Resolution 2009-207 Enclosed please find a copy, as referenced above (Agenda Item #16D21), which were approved by the Board of County Commissioners on Tuesday, September 15, 2009. The Minutes & Records Department has retained the original Resolution for the Board's Records. If you should have any questions, please contact me at 252-8411. Thank you. Enclosures (3) ~..., "~~...~",,.,'''''..~,,~..~.,--~ .- I"t '''__'H"",''~''_''~~_'_ , . ~-,-,~-",~'"'-<~;"'_""""'_r'__..."'___~_.',__",,___,,_,",""_,,_,.,".~,.'...,.=_"__.~~,~~._,___ RESOLUTION NO. 2009- 207 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS 16D 2 OF COLLIER COUNTY, FLORIDA, AMENDING THE LOCAL HOUSING ASSISTANCE PLAN FOR FISCAL YEARS 2004-2005, 2005-2006, AND 2006-2007; AMENDING MAXIMUM AWARD FOR OWNER-OCCUPIED REHABILITATION; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the Florida State Legislature enacted the William E. Sadowski Affordable Housing Act on July 7, 1992 (the "Act"), Section 420.907, et seq., Florida Statutes, and Chapter 91-37, Florida Administrative Code, as a comprehensive funding package for state and local housing programs to better enable local governments to meet their responsibilities for affordable housing in accordance with their comprehensive plans; and WHEREAS, the Board of County Commissioners of Collier County, Florida, enacted Collier County Ordinance No. 93-19 on April 13, 1993, codified as Article III of Chapter 114 of the Collier County Code of Laws and Ordinances, known as the Collier County Housing Initiatives Partnership (SHIP) Program; and WHEREAS, through Resolution No. 2007 -96, the Board of County Commissioners adopted a new three year Local Housing Assistance Plan (LHAP) outlining the intended use of SHIP funds for fiscal years 2008-2010; and WHEREAS, Resolution No. 2007-96 increased the maximum award residential rehabilitation from $15,000 per unit to $30,000; and WHEREAS, during the 2008-2009 SHIP Program Management Review and Physical Inspection it was determined that the increase in the maximum award set forth in the 2008-2010 LHAP for residential rehabilitation had not been retroactive to the 2004- 2007 LHAP; and Page 1 of2 ~.... ~. .. -_.,..",., ........'M.. ~.~._-,-- WHEREAS, this Resolution will correct this inconsistency and authorize the 16 D 2 Board to ratify the expenditure of up to $30,000 for residential rehabilitation with SHIP funds received under the 2004-2007 LHAP; and WHEREAS, the Collier County Department of Housing and Human Services recommends amending Ordinance No. 94-39 to increase the maximum award for owner- occupied rehabilitation for consistency with the Collier County 2008 Local Housing Assistance Plan. NOW THEREFORE, be it resolved by the Board of County Commissioners of Collier County, Florida, that the Collier County and City of Naples, FL SHIP Program LHAP for the State of Florida fiscal years 2008-2010, a copy of which is attached to this Resolution, is hereby amended as set forth in such attachment. BE IT FURTHER RESOLVED that Board of County Commissioners authorizes staff to advertise an amendment to Ordinance No. 94-39 and return for approval at a future Board of County Commissioners' meeting. BE IT FURTHER RESOLVED that this Resolution shall become effective immediately upon its approval and that it be recorded in the minutes of this Board. This Resolution adopted after motion, second and majority vote this 15th day of September, 2009. ( ~ i: 1, , ATTEST: BOARD OF C~TY COMMISSIONERS D GilT E."BROCK, CLERK COLLIER C~ TY FLORd _ , . j)~jc By ~t~ ~;L~ ~IS" 1~cxf1 A .t't .. t.tPeN~r\ DONNA FIALA, CHAIRMAN . 'I i9'tl.t... lJft I " pproved as to legal form and sufficiency: .I \0 1:>2-1 Item # Agenda ~cq Date Date q j,g Lot) Rec'd ~ Page 2 of2 Deputy Clerk ~'~^""-,~,. . .......-- ,'i_~_"_''''''_' ~"""." u.,,,,,'. ,,,,,..',.~.'.,..'.,,.~....,,,,",,~....,,_.~_,.,,,,, 16 D, 2 I COlliER COUNTY and CITY of NAPLES, Fl STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM LOCAL HOUSING ASSISTANCE PLAN (LHAP) For the State of Florida Fiscal Years 2004/2005, 2005/2006, and 2006/2007 Collier County Operational Support and Housing Department Community Development and Environmental Services Division 2800 North Horseshoe Drive Naples, FL 34104 Phone (239) 403-2330 . Fax (239) 403-2331 www.collier.netlOSH - 1 - Underlined text added; strike through text is deleted - ",_"~_<~~""'. ,,",_,"._'<~,M~..".~<., '.'_..'..'~'.'_~"..'_"__'"_"'__""" 16D21 I. PROGRAM DESCRIPTION Chapter 67-37.005 F.A.C. and Section 420.9072, F.S. A. Name of the participating local government and Interlocal if Applicable: Section 420.9072(5),F.S. Collier County. Inter local : Yes X No Name of participating local government(s) in the lnterlocal Agreement; City of Naples. A copy of the lnterlocal Agreement is attached as Exhibit H. B. Purpose of the program: Section 420.9072. F.S. and Chapter 67-37.005(3), F.A.C. Creation of the Plan is for the purpose of meeting the housing needs of the very low, low and moderate income households, to expand production of and preserve affordable housing, to further the housing element of the Collier County comprehensive plan specific to affordable housing. C. Fiscal years covered by the Plan: Chapter 67-37. 002,F.A. C. L 2004/2005 L 2005/2006 L 2006/2007 D. Governance: Chapter 67-37. 005(3)and(5)(i)F.A. C. and Section 420.9071 (14)FS. The SHIP Program is established in accordance with Section 420.907-9079, Florida Statutes and Chapter 67-37.007 Florida Administrative Code. The SHIP Program does further the housing element of the Collier County Comprehensive Plan. E. Local Housing Partnership Section 420. 90 72(1)(a), FS SHIP Program encourages building active partnerships between government, lenders, builders and developers, real estate professionals, advocates for low-income persons and community groups. Some of the active partners in Collier County are: Collier County Banking Partnership Collier County University of Florida Extension Service Habitat for Humanity of Collier County The Saint Matthews House Emergency Shelter The Saint Matthews House Wolf Apartments Transitional Living Center Collier County Housing Authority - 2 - Underlined text added; strike tRrol:lgR text is deleted -'._~ ----'",..._~ ,....~..._"';,,"'''',...'''''''' -~-- 16 D 21 Collier County Hunger and Homeless Coalition Catholic Charities of Collier County Collier County Housing Development Corporation Collier County Loan Consortium Shelter for Abused Women and Children Empowerment Alliance of Southwest Florida F. Leveraging: Chapter 67-37.007(1)(b)(c), FA.C. and Sseclion 420. 90 75 (J)(a) and (J)(b3, and (J)(cJ, FS. This plan isjntended to increase the availability of affordable residential units by combining local resources and cost saving measures into a local housing partnership and using public and private funds to reduce the cost of housing. SHIP funds may be leveraged with or used to supplement other Florida Housing Finance Corporation programs and to provide local match to obtain federal housing grants or programs. G. Public Input: Chapter 67-37.005(3), FA.C. Public input was solicited through face to face meetings with housing providers, social service providers, public advisory committees, local lenders and neighborhood associations. Public input was solicited through the local newspaper in the advertising of the Local Housing Assistance Plan and the Notice of Funding Availability. H. Advertising and Outreach Chapter 67-37.005(6)(a), FA.C. Collier County shall advertise the notice of funding availability in a newspaper of general circulation and periodicals serving ethnic and diverse neighborhoods, at least 30 days before the beginning of the application period. Ifno funding is available due to a waiting list, no notice offunding availability is required. I. Discrimination: Section 420.9075(3)( c), F.S. In accordance with the provisions of ss. 760.20-760.3 7, it is unlawful to discriminate on the basis of race, creed, religion, color, age, sex, marital status, familial status, national origin, or handicap in the award application process for eligible housing. J. Support Services and Counseling: Chapter 67-37.005(5)(g),F.A.C. Support services are available from various sources. Available support services may include but are not limited to: Homeownership Counseling (Pre and Post), Credit Counseling, Tenant Counseling and Transportation. K. Purchase Price Limits: Section 420.9075(4)(c), F.S. and Chapter67-37.007(6)F.A.C. Purchase Price Limits: The sales price or value of new or existing eligible housing may not exceed 90% ofthe average area purchase price in the statistical area in which the eligible housing is located. Such average area purchase price may be that calculated for any I2-month period beginning not earlier than the fourth calendar year prior to the year in which the award occurs. The sales price of new and existing units, which can be lower but may not exceed 90% of the average area purchase price established by the U.S. Treasury Department or as described above. - 3 - Underlined text added; strike thnHigh text is deleted -,,""'~"~.-> .~""<",,-~-,,..,.-. ,,-",_...~--~_..__....,,-- 16D21 The methodology used by Collier County (local government) is: X Bond Study Numbers provided by Florida Housing Finance Corporation _ Independent Study (copy attached) _ U.S. Treasury Department Maximum Allowable Sales Price* Maxim urn Adooted Sales Price $414,861.30 $300,000.00 90% of Average Sales 65% of Average Sales Price for Collier County Price for Collier County *Based on the 2006 Bond Study as provided by Florida Housing Finance Corporation. L. Income Limits, Rent Limits and Affordability: Chapter 67-37.005(5){e), FA.C. .and Section 420.907 / (2), FS. The Income and Rent Limits used in the SHIP Program are updated annually from the Department of Housing and Urban Development and distributed by Florida Housing Finance Corporation. Affordable means that monthly rents or mortgage payments including taxes and insurance do not exceed 30 percent ofthat amount which represents the percentage of the median annual gross income for the households as indicated in Sections 420.9071 (19), (20) and (28), F.S. However it is not the intent to limit an individual household's ability to devote more than 30% of its income for housing, and housing for which a household devotes more than 30% of its income shall be deemed Affordable if the first institutional mortgage lender is satisfied that the household can afford mortgage payments in excess of the 30% benchmark and in the case of rental housing does not exceed those rental limits adjusted for bedroom size, M. Wages to Work: Chapter 67-37 005(6){b}(7)FA. C. Should an eligible sponsor be used, Collier County has developed a qualification system and selection criteria for applications for Awards to eligible sponsors, which includes a description that demonstrates how eligible sponsors that employed personnel from the WAGES and Workforce Development Initiatives programs will be given preference in the selection process. N. Monitoring and First Right of Refusal: Section 420.9075(3}(e)and (4) (j), FS. In the case of rental housing, the staff or entity that has administrative authority for implementing the local housing assistance plan assisting rental developments shall annually monitor and determine tenant eligibility or, to the extent another governmental entity provides the same monitoring and determination, a municipality, county or local housing financing authority may rely on such monitoring and determination of tenant eligibility. However, any loan or grant in the original amount of$3,000 or less shall not be subject to these annual monitoring and determination of tenant eligibility requirements. Tenant eligibility will be monitored for at least annually for 15 years or - 4 - Underlined text added; strike throl:lgA text is deleted -.- ~.,"" <-."- ~,,-_._., ,,- 160 21 the term of assistance which ever is longer unless as specified above. Eligible sponsors that offer rental housing for sale before 15 years or that have remaining mortgages funded under this program must give a first right of refusal to eligible nonprofit organizations for purchase at the current market value for continued occupancy by eligible persons. O. Administrative Budget: Chapter 67-37. 005 (6) (j) 3, F.A.C.. A detailed listing including line-item budget of proposed Administrative is attached as Exhibit A. These are presented on an annual basis for each State fiscal year submitted. The Collier County Board of County Commissioners finds that the moneys deposited in the local housing assistance trust fund shall be used to administer and implement the local housing assistance plan. The cost of administering the plan may not exceed 5 percent ofthe local housing distribution moneys and program income deposited into the trust fund. A county or an eligible municipality may not exceed the 5 percent limitation on administrative costs, unless its governing body finds, by resolution, that 5 percent of the local housing distribution plus 5 percent of program income is insufficient to adequately pay the necessary costs of administering the local housing assistance plan. The cost of administering the program may not exceed 10 percent of the local housing distribution plus 5% of program income deposited into the trust fund, except that small counties, as defined in s. 120.52(17), and eligible municipalities receiving a local housing distribution of up to $350,000 may use up to 10 percent of program income for administrative costs. Collier County has adopted the above findings in the attached resolution, Exhibit E. P. Definitions: Essential Service Personnel (ESP): Those individuals employed in the community as teachers, educators, other school district employees, community college and university employees, police and fire personnel, health care personnel, skilled building trades personnel, government employees, and employees associated with health, safety and welfare agencies within the county earning up to 140% of median (for purposes of SHIP funding, the maximum income level will be 120% of median per F.S. 420.9071) and all other full time employees earning less than 80% of median Income. Extremely Low Income (ELI): Individuals or a family whose total annual household income does not exceed 30% of the median annual adjusted gross income for Collier County as provided annually by HUD and/or the Florida Housing Finance Corporation. - 5 - Underlined text added; strilce through text is deleted . "._,--_...~. .- - 16D21 Very Low Income (VLI): Individuals or a family whose total annual household income does not exceed 50% ofthe median annual adjusted gross income for Collier County as provided annually by HUD and/or the Florida Housing Finance Low Income (LI): Individuals or a family whose total annual household income does not exceed 80%.ofthe median annual adjusted gross income for Collier County as provided annually by HUD and/or the Florida Housing Finance Corporation. Moderate Income (MI): Individuals or a family whose total annual household income does not exceed 120% of the median annual adjusted gross income for Collier County as provided annually by HUD and/or the Florida Housing Finance Program Income: The proceeds derived from interest earned on or investment ofthe local housing distribution and other funds deposited into the local housing assistance trust fund, proceeds from loan repayments, recycled funds and all other income derived from use of funds deposited in the local housing assistance trust fund. Recaptured Funds: The funds that are recouped by a county or eligible municipality in accordance with the recapture provisions of its local housing assistance plan pursuant to s. 420.9075(4)(g) from eligible persons or eligible sponsors who default on the terms of a grant award or loan award II. LHAP HOUSING STRATEGIES: Chapter 67-37.005(5), F.A.C. A. Name of Strategy: Purchase Assistance a. Summary of the Strategy: The Purchase Assistance Program assists first-time homebuyers by paying a portion of their down payment and closing cost expenses. Funds may also be used to cover a portion of permitting fees or impact fees due on new construction. Buyers of existing units are also eligible for additional emergency repair to the unit purchased. The program provides second mortgages to eligible applicants to assist in the purchase (and repair if applicable) of new or existing single-family homes, duplexes, condominiums, townhouses, or DCA approved manufactured homes. b. Fiscal Years Covered: This strategy will be funded during State Fiscal Years - 6- Underlined text added; strike through text is deleted -_.~-~--- fiI _........-.-..-...--...-.....-- ---.- 16D 21 2005,2006, and 2007. c. Income Categories to be served: Purchase assistance will be available only to low and very-low income applicants. d. Maximum award as noted on the Housing Delivery Goals Charts: $50,000 per unit. e. Terms of Repayment: All purchase assistance loans will be secured by second mortgages. The interest rate on the loans will be 0%. No payment will be required until the property is sold, transferred, refinanced, or is no longer the primary residence ofthe homebuyer. At that time the balance of the loan will be repaid to Collier County. Repaid funds are considered program income, a portion of which may be used for program administration. f. Recipient Selection Criteria: Applications will be taken on a first-come! first- served basis from all applicants meeting the following selection criteria: The applicant must be a first-time homebuyer. A first-time homebuyer is defined as anyone of the following: not having ownership interest in a home during the past three years, a single parent with children under the age of 18 who has recently been divorced and displaced, a displaced victim of domestic violence, or a person displaced as the result of some governmental action. The home to be purchased must be located within the boundaries of Collier County, FL. The applicant must be pre-approved by the lender providing the first mortgage for the purchase. The purchase price of the home may not exceed the maximum sales price allowed in Collier County by the SHIP Program. g. Additional Information: The purchase assistance program will partner the use of SHIP funds with private sector first mortgages to provide homeownership opportunities to low and very-low income first-time home buyers in Collier County. B. Name of the Strategy: Rehabilitation: Owner-Occupied a. Summary of the Strategy: The housing Rehabilitation: Owner-Occupied program assists very-low and low income homeowners by providing loans to pay for necessary repairs. All identified repair work must include the correction of housing code violations and! or deferred maintenance. - 7 - Underlined text added; strike tAr01;1gA text is deleted .,.--~,~_._*..,.. .- 16D 21 b. Fiscal Years Covered: This strategy will be funded during state fiscal years 2005,2006, and 2007. c. Income Categories to be served: This program will assist very-low and low income homeowners. d. Maximum award is noted on the Housing Delivery Goals Charts: $15,000 $30,000 per unit. e. Terms of Repayment: All loans will be secured by a second mortgage payable to the County. The interest rate on the loans will be 0%. Loans will be forgiven at a rate of33.3% every five years. No payment will be required until the property is sold, transferred, or is no longer the primary residence ofthe homebuyer. At that time the balance of the loan will be repaid to Collier County. Repaid funds are considered program income, a portion of which may be used for program administration. f. Recipient Selection Criteria: Applications will be taken on a first-cornel first served basis. Loans will be given to very-low and low income homeowners. The appraised value of the home must not exceed the maximum sales price allowed in Collier County by the SHIP Program. g. Additional Information: In cases where the cost of repair exceeds the maximum award available to the borrower SHIP funds will be leveraged by the homeowner's own funds, CDBG funds, HOME funds, or other alternative sources. C. Name of the Strategy: Land Acquisition a. Summary ofthe Strategy: The land acquisition program is designed to facilitate the acquisition of vacant land which will be developed for affordable housing opportunities by offering loans to non-profit housing providers to acquire such land. Collier County may also use this program to purchase land to be used for affordable housing. b. Fiscal Years Covered: This strategy will be funded in State Fiscal Years 2005, 2006, and 2007. c. Income Categories to be served: The eventual beneficiary must be low or very- low income, and be selected on a first come, first served basis. d. Maximum award is noted on the Housing Delivery Goals Charts: shall not exceed $25,000 per unit. - 8 - Underlined text added; strike tkreugk text is deleted .11II -~,., 1602J e. Terms of Repayment: Land acquisition program funds will be made available by loans secured by a second mortgage placed on the property acquired. Loans will be given for a maximum term of 20 years with an interest rate of 0%. Yearly payments will be required until the property is sold, transferred, or is no longer used to provide housing for low and/or very-low income individuals. At that time the balance of the loan will be repaid to Collier County. Repaid funds are considered program income, a portion of which may be used for program administration. f. Recipient Selection Criteria: A non-profit housing provider wishing to receive land acquisition with new construction funds will be evaluated competitively on the following criteria: Financial strength of the agency The ability ofthe developer to complete the development within the established timelines The capacity of the developer The affordability of the product produced Neighborhood compatibility of the development Number of units produced per SHIP dollar spent Leveraging of SHIP funds with other sources Preference will be given to organizations participating in the Wages to Work program. g. Additional Information: The SHIP funds used in the land acquisition program will be leveraged by several public and private sources. The non-profit agencies receiving these loans will be constructing housing units on the land acquired with funding secured elsewhere in the public and private sector. D. Name of the Strategy: Demolition with New Construction a. Summary ofthe Strategy: A nonprofit housing provider may receive a deferred payment loan to pay for the demolition and replacement of substandard housing found not to be cost effective or possible to rehabilitate for low and very-low income homeowners. The construction of a new home or installation of a modular home built to DCA code will occur after demolition and clearance. b. Fiscal Years Covered: This strategy will be funded during State Fiscal Years 2005,2006, and 2007. c. Income Categories to be served: Participants in this program must be low or very-low income. - 9 - Underlined text added; strike tArEl\:lgA text is deleted ----...-,'...,"'-.--',.- "w","'___" 16D 21 d. Maximum award is noted on the Housing Delivery Goals Charts: Deferred payment loan for demolition, clearance and construction shall not exceed $250,000. e. Terms of Repayment: All loans will be secured by a second mortgage payable to the County. The interest rate on the loans will be 0%. Repayment will occur when the property is sold or transferred to the qualifying buyer. Repaid funds are considered program income, a portion of which may be used for program administration. f. Recipient Selection Criteria: A non-profit housing provider wishing to receive land acquisition with new construction funds will be evaluated competitively on the following criteria: Financial strength of the agency The ability of the developer to complete the development within the established timelines The capacity of the developer The affordability of the product produced Neighborhood compatibility of the development Number of units produced per SHIP dollar spent Leveraging of SHIP funds with other sources Preference will be given to organizations participating in the Wages to Work program. g. Additional Information: In cases where the cost of demolition and construction exceeds the maximum award available to the borrower SHIP funds used in the strategy will be leveraged by the homeowner's own funds. SHIP funds will also be leveraged by the homeowner's new first mortgage when the new home is built. Recipients of loans from this strategy may also qualify for SHIP purchase assistance program. E. Name of the Strategy: Special Needs Housing a. Summary of the Strategy: Through the special needs housing strategy down payment, land acquisition, or development assistance loans may be awarded to non-profit organizations serving special needs clients for the purchase or development of homes, apartments, or land. b. Fiscal Years Covered: This strategy will be funded during State Fiscal Years 2005,2006, and 2007. - 10- Underlined text added; strike throl:lgh text is deleted "'........,'-~_..... 16D21 c. Income Categories to be served: The eventual beneficiary must be low or very- low income, and be selected on a first come first served basis. d. Maximum award is noted on the Housing Delivery Goals Charts: Shall not exceed $25,000 per unit. e. Terms of Repayment: Special needs housing funds will be made available by loans secured by a second mortgage placed on the property acquired. Loans will be given for a maximum term of20 years. The interest rate on loans will range from 0% to 5%, and will be based on factors including: need ofthe organization, the organization's ability to repay, and non-profit or profit status of the organization. Yearly payments will be required until the property is sold, transferred, or is no longer used to provide housing for low and/or very-low income individuals. At that time the balance ofthe loan will be repaid to Collier County. Repaid funds are considered program income, a portion of which may be used for program administration. Rental units will be monitored for a period of ] 5 years per Rule Chapter 67- 37.005(6)(c) of the Florida Administrative Code. Resale and First Right of Refusal for Affordable Housing will be given to Eligible Sponsors as noted in Section 420.9075 (4)(1) Florida Statues. f. Recipient Selection Criteria: A non-profit housing provider wishing to receive special needs housing funds will be evaluated competitively on the following criteria: Financial strength of the agency The ability of the developer to complete the development with the established timelines The capacity of the developer The affordability of the product produced Neighborhood compatibility of the development Number of units produced per SHIP dollar spent Leveraging of SHIP funds with other sources g. Additional Information: The SHIP funds used in the special needs housing program will be leveraged by several public and private sources. The non-profit agencies receiving these loans will be constructing housing units on the lands with funding secured elsewhere in the public and private sector. F. Name of the Strategy: Housing Rehabilitation: Rental - 11 - Underlined text added; strike through text is deleted __,_"_..",,~,,,...,c,,__^_.,., '~'>'_~_"'a..,"_'I","_,~__'_ -v 16D21 a. Summary of the Strategy: The housing rehabilitation: rental program assists non-profit housing providers by providing loans to pay for necessary repairs. All identified repair work will include the correction of housing code violations and/ or deferred maintenance. b. Fiscal Years Covered: This strategy will be funded during state fiscal years 2005,2006, and 2007. c. Income Categories to be served: This program will assist only non-profit housing providers who provide housing to low and/or very-low income tenants on a first come, first served basis. d. Maximum award is noted on the Housing Delivery Goals Charts: $15,000 per unit. e. Terms of Repayment: All loans will be secured by a second mortgage payable to the County. Loans will be given for a maximum term of20 years. The interest rate on loans will range from 0% to 5%, and will be based on factors including: need of the organization, the organization's ability to repay, and non-profit or profit status of the organization. Yearly payments will be required until the property is sold, transferred, or is no longer used to provide housing for low and/or very-low income individuals. At that time the balance ofthe loan will be repaid to Collier County. Repaid funds are considered program income, a portion of which may be used for program administration. Units will be monitored for a period of 15 years per Rule Chapter 67- 37.005(6)(c) of the Florida Administrative Code. Resale and First Right of Refusal for Affordable Housing will be given to Eligible Sponsors as noted in Section 420.9075 (4)(f) Florida Statues. f. Recipient Selection Criteria: A non-profit housing provider wishing to receive rehabilitation-rental funds will be evaluated competitively on the following: Financial strength of the agency Ability of the developer to complete the development with the established timelines The capacity of the developer The affordability of the product produced Neighborhood compatibility of the development Number of units produced per SHIP dollar spent Leveraging of SHIP funds with other sources Preference will be given to organizations participating in the Wages to Work - 12 - Underlined text added; strike thf0\;1gh text is deleted -".-,........._<-""...,--,_..- .....-- 16D 21 program. G. Name of the Strategy: Disaster Relief a. Summary of the Strategy: The disaster relief program provides assistance to households following a natural disaster as declared by the President of the United States or Governor of the State of Florida. This strategy will only be implemented in the event of a natural disaster using any funds that have not yet been encumbered or additional disaster funds issued by Florida Housing Finance Corporation. SHIP disaster funds may be used for repairs sustained as a result of a natural disaster and payment of insurance deductibles for rehabilitation of homes covered under homeowners insurance policies. b. Fiscal Years Covered: This strategy will be funded for State Fiscal Years 2005, 2006, and 2007. c. Income Categories to be served: All recipients in this program must be low or very-low income. d. Maximum award is noted on the Housing Delivery Goals Charts: $15,000 per unit. e. Terms of Repayment: All loans will be secured by a second mortgage payable to the County. The interest rate on the loans will be 0%. No payment will be required until the property is sold, transferred, refinanced, or is no longer the primary residence of the homebuyer. At that time the balance of the loan will be repaid to Collier County. Repaid funds are considered program income, a portion of which may be used for program administration. f. Recipient Selection Criteria: Applications will be taken on a first-cornel first served basis. Loans will be given to only moderate, low and very-low income homeowners. The appraised value of the home must not exceed the maximum sales price allowed in Collier County by the SHIP Program. g. Additional Information: In cases where the cost of repair exceeds the maximum award available to the borrower SHIP funds will be leveraged by the homeowner's own funds. Repair may also be leveraged by homeowner's insurance, the homeowner's first mortgage, and any equity amassed in the home. H. Name of the Strategy: Relocation Assistance Program - 13- Underlined text added; strike threligfi text is deleted -411I._ ""'--"~" ,'- ,,,,,.,.-.-.,",-..---,-- 16D21 a. Summary of the Strategy: Through the relocation assistance strategy, persons who have lost affordable housing due to the closure of a mobile home park or the conversion of affordable rental units to condominiums, will be eligible to receive a one time relocation assistance grant through this strategy. Grants may be used to fund relocation expenses such as down payment, deposits, first and last month's rents and utilities for SHIP eligible units. b. Fiscal Years Covered: This strategy will be funded for State Fiscal Years 2005, 2006, and 2007. A cost sharing agreement shall be pursued between the County and any developer needing County approval to move forward with plans that will result in the loss of affordable housing. c. Income Categories to be served: All recipients in this program must be very-low Income. d. Maximum award is noted on the Housing Delivery Goals Charts: $3,000 per family e. Terms of Repayment: All funds provided to eligible households will be in the form of a grant and not subject to recapture. f. Recipient Selection Criteria: Applications will be taken on a first-cornel first served basis to persons who have lost affordable housing due to the closure of a mobile home park or the conversion of affordable rental units to condominiums. III. LHAP INCENTIVE STRATEGIES Section 420. 9071 (/6). F.S A. Name of the Strategy: Expedited Permitting Permits as defined in s. 163.3164(7) and (8) for affordable housing projects are expedited to a greater degree than other projects. a. Established policy and procedures: Collier County Resolution No. 2005-408 adopted November 29, 2005,_speeds the rezone, approval, and permitting of developments for affordable housing. B. Name of the Strategy: Ongoing Review Process An ongoing process for review of local policies, ordinances, regulations and plan provisions that increase the cost of housing prior to their adoption. a. Established policy and procedures: The executive summary system used by the - 14- Underlined text added; strike ~rEll:Igh text is deleted _.... .,,_.,,_.~."~.'_M_","'" "', -...- .- 16D 21 Collier County Board of County Commissioners serves as a process for an going review of items seeking Board action that may affect affordable housing. Every County Ordinance, Resolution, Contract, Bid, Award, Agreement, and Policy must have an executive summary attached which is reviewed as to its effect on affordable housing. C. Name of the Strategy: Affordable Housing Definition Definition as defined in the Collier County Land Development Code Section 1.08.02. a. Established policy and procedures: Housing, affordable-workforce: means residential dwelling units within a monthly rent or monthly mortgage payment, including property taxes and insurance, not in excess of 1/12 of 30 percent of an amount which represents a range of median adjusted gross annual income (median income) for households as published annually by the U,S. Department of Housing and Urban Development within the Naples Metropolitan Statistical Area (MSA) (See Section 2.05.02), specifically including the following subsets: Rental workforce housing 50 percent or less of median income, otherwise considered to be "very low income". Rental workforce housing from 51 percent-60 percent of median income, otherwise considered to be "low income". Owner occupied workforce housing 50 percent or less of median income, otherwise considered to be "very low income". Owner occupied workforce housing 51 percent-60 percent of median income, otherwise considered to be "low income". Owner occupied workforce housing 61 percent-80 percent of median income, otherwise considered to be "low income". Owner occupied gap housing: 81 percent-I 50 percent of median income. (For purposes of SHIP funding, the maximum income level will be 120% of median income per F.S. 420.9071) The term affordable housing is specifically intended to include affordable- workforce housing. D. Name of the Strategy: Impact Fee Deferrals for Affordable Housing a. Established policy and procedures: Collier County Ordinance No. 2005-40, as amended, adopted July 26, 2005 allows for the deferral of impact fees for affordable housing. - 15 - Underlined text added; strike throHgh text is deleted ^ .''''"O,_~' .' ,~~"_~ "' ."_~,,,,"'___A"'<"'__" . - - 16D21 E. Name of the Strategy: Increased Density Levels The process in which a developer may request increased density by including a certain percentage of affordable housing in the mix of the community. a. Established policy and procedures: A Density Bonus Agreement must be entered into and approved by the Board of County Commissioners as provided for in the Collier County Land Development Code Section 2.06.00. F. Name of the Strategy: Preparation of a Printed Inventory of Locally Owned Public Lands Suitable for Affordable Housing. Process by which the County prepares a list of County owned properties that are suitable for affordable housing. a. Established policy and procedures: At least every three years, Collier County will prepare and adopt by Resolution an inventory list of all real property it owns within its jurisdiction that is appropriate for use as affordable housing. IV. EXHIBITS: A. Administrative Budget for each fiscal year covered in the Plan. Exhibit A. B. Timeline for Encumbrance and Expenditure: Chapter 67-37005(6)(d) and (j) F.A.C. A separate time line for each fiscal year covered in this plan is attached as Exhibit B. Program funds will be encumbered by June 30 one year following the end of the applicable state fiscal year. Program funds will be fully expended within 24 months of the end of the applicable State fiscal year. C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year Covered in the Plan: Chapter 67-37.005), F.A.C. Completed HDGC for each fiscal year is attached as Exhibit C. D. Certification Page: Chapter 67-37.005(7), F.A.C. Signed Certification is attached as Exhibit D. E. Adopting Resolution: Section 420.9072(2)(b)2, F.s. Original signed, dated, witnessed or attested adopting resolution is attached as Exhibit E. F. Program Information Sheet: - 16- Underlined text added; strike through text is deleted ...... ""...-...,,-,.,.,. . _._---,,,.~-,,-- - _l. -.- 16021 Completed program information sheet is attached as Exhibit F. G. Ordinance: Section 4209072(3j(a), F.s. If changed from the original ordinance, a copy is attached as Exhibit G. - N!A H. Interloca) Agreement: Section 420.9072, F.s. A copy of the Interlocal Agreement is attached as Exhibit H. EXHIBIT A- ADMINISTRATIVE BUDGET A. The responsible entity for administration of this program is the Collier County Financial Administration and Housing Department. The F AH Director shall have the authority to fully administer the SHIP program within the constraints of this plan. B. The Collier County Financial Administration and Housing Department will use 10% ofthe SHIP funds for the administration of the program. C. Breakdown of the administrative budget for the Collier County SHIP program State-Fiscal Years 2005, 2006, & 2007 is as follows: FY2005 FY2006 FY2007 Salaries & Benefits $146,000 $173,700 $221,300 Supplies $5,000 $5,000 $5,000 Training $2,500 $3,000 $2,500 Advertising $500 $1,000 $5,000 Professional Services $35,000 $35,000 $35,000 Other Equipment $3,000 $3,000 $5,000 Office Rent! 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