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North Collier FCRD Audit FY End 09/30/2018 { axe¢; ITVµ ce 4.00 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT BOARD OF FIRE COMMISSIONERS M.James Burke .James Calamari•Christopher L.Crossan•Norman E.Feder•J.Christopher Lombardo June 21, 2019 Mr. Derek Johnson, General Accounting Manager Clerk of the Circuit Court,Finance Department 3299 Tamiami Trail East,#403 Naples, FL 34112-4961 Sent via Federal Express Dear Mr. Johnson, Enclosed please find a copy of the District's annual audit for the period ended September 30,2018. Please contact me if you have any questions or would like to receive an electronic copy. Sincerely, — -1‘- ';<-7;"-------- BEN VAN KLINGEREN, CPA Chief Financial Officer bvanklingeren cinorthcollierfire.com 239-552-1322 1885 Veterans Park Drive Naples,FL 34109■(239)597 3222.Fax(239)597 7082■ www.northcollierflre.com NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT BASIC FINANCIAL STATEMENTS TOGETHER WITH ADDITIONAL REPORTS fl YEAR ENDED SEPTEMBER 30,2018 TABLE OF CONTENTS Page(s) INDEPENDENT AUDITOR'S REPORT 1-4 ``° MANAGEMENT'S DISCUSSION AND ANALYSIS(MD&A) i-xi BASIC FINANCIAL STATEMENTS GOVERNMENT-WIDE FINANCIAL STATEMENTS: Statement of Net Position 5 Statement of Activities 6 FUND FINANCIAL STATEMENTS: 171 Governmental Funds: Balance Sheet 7 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 8 Statement of Revenues,Expenditures and Changes in Fund Balance 9 Reconciliation of the Statement of Revenues,Expenditures and Changes in Fund Balance of Governmental Funds to the Statement of Activities 10 Fiduciary Fund-Firefighters'Pension Plan: Statement of Fiduciary Net Position I I Statement of Changes in Fiduciary Net Position 12 NOTES TO THE FINANCIAL STATEMENTS 13-76 ,I OTHER INFORMATION COMBINING FINANCIAL STATEMENTS BY SERVICE DELIVERY AREA Governmental Funds Combining Balance Sheet-General Fund-by Service Delivery Area 77 Combining Statement of Revenues, Expenditures,and Changes in Fund Balance- General Fund-by Service Delivery Area 78 REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MD&A NORTH NAPLES SERVICE DELIVERY AREA BUDGET TO ACTUAL COMPARISON -MAJOR FUNDS(General and Special Revenue Funds) Statement of Revenues, Expenditures and Changes in Fund Balance-Budget and Actual - General Fund-Summary Statement 79 Statement of Revenues, Expenditures and Changes in Fund Balance-Budget and Actual - General Fund- Detailed Statement 80-82 BIG CORKSCREW ISLAND SERVICE DELIVI RYARIA BUDGET I 0 ACTUAL COMPARISON-MAJOR FUNDS(General and Special Revenue Funds) Statement of Revenues,Expenditures and Changes in Fund Balance - Budget and Actual - General Fund -Summary Statement 83 Statement of Revenues, Expenditures and Changes in Fund Balance-Budget and Actual - General Fund Detailed Statement 84-86 TABLE OF CONTENTS(CONTINUED) Page(s1 COMBINED SERVICE DELIVERY AREAS Statement of Revenues, Expenditures and Changes in Fund Balance-Budget and Actual- Impact Fee Fund-Combined Service Delivery Areas Summary Statement 87 Statement of Revenues,Expenditures and Changes in Fund Balance-Budget and Actual- Impact Fee Fund-Combined Service Delivery Areas Detailed Statement 88 BUDGET TO ACTUAL COMPARISON-OTHER NON-MAJOR GOVERNMENTAL FUND Special Revenue Fund: Statement of Revenues,Expenditures and Changes in Fund Balance-Budget and Actual- Inspection Fee Fund-Summary Statement 89 Statement of Revenues,Expenditures and Changes in Fund Balance-Budget and Actual- L 1 Inspection Fee Fund-Detailed Statement 90-91 OTHER REQUIRED SUPPLEMENTARY INFORMATION Schedule of District's Proportionate Share of the Net Pension Liability-Florida Retirement System Pension Plan(FRS) 92 Schedule of District Contributions-Florida Retirement System Pension Plan(FRS) 92 Schedule of District's Proportionate Share of the Net Pension Liability-Health Insurance Subsidy Pension Plan(HIS) 93 Schedule of District Contributions-Health Insurance Subsidy Pension Plan(HIS) 93 Notes to the Required Supplementary Information-FRS/HIS 94-95 Schedule of Changes in the Net OPEB Liability and Related Ratios,GASB No.75 and Related Notes to the Schedule 96 ADDITIONAL REPORTS independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Basic Financial Statements Performed in Accordance with Government Auditing Standards 97-98 Independent Accountant's Report on Compliance with Section 218.415,Florida Statutes 99 --I Independent Auditor's Report to Management 100-102 Management's Response to Independent Auditor's Report to Management Fxhibit uAffiliations Ar T scAN Florida Institute of Certified Public Accountants American Institute of Certified Public Accountants & Company, PA Pr-.‘at:-Companies Practice Section l a,,D vtston Certified Public Accountants&Consultants INDEPENDENT AUDITOR'S REPORT Board of Commissioners North Collier Fire Control and Rescue District 1885 Veterans Park Drive Naples,Florida 34109-0492 Report on the Financial Statements l:. I We have audited the accompanying financial statements of the governmental activities,each major,the non-major fund and the fiduciary fund type of North Collier Fire Control and Rescue District(the"District")as of and for the r year ended September 30,2018,and the related notes to the financial statements,which collectively comprise the District's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America;this includes the design,implementation,and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement,whether due to fraud or error. Auditor's Responsibility Our responsibility is to express an opinion on these financial statements based on our audit.We did not audit the financial statements of North Collier Fire Control and Rescue District Firefighters'Pension Trust Fund("Pension Fund")as of and for the year ended September 30,2018,which represent 100°0 of the assets,liabilities and net position as well as 100°0 of the revenue and expenses of the District's Fiduciary Fund. Those financial statements were audited by other auditors whose report thereon has been furnished to us,and our opinion, insofar as it relates to the amounts included for North Collier Fire Control and Rescue District Firefighters' Pension Trust Fund, is based on the report of the other auditors. We also did not audit the financial statements of the Florida Retirement System Pension Plan(PRS)or Health Insurance Subsidy Pension Plan(I IIS)as of and for the year ended June 30,2018. The District is required to record its proportionate share of the FRS and HIS liability in the District's government-wide financial statements as of September 30,2018 and for the year then ended. The Florida Retirement System financial statements were audited by other auditors whose reports have been furnished to us,and our opinion,insofar as it relates to the amounts included for the District's government-wide financial statements,arc based on the reports of the other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing,Standards, issued by the Comptroller General of the United States of America. Those Standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment,including the assessment of the risks of material misstatement of the financial statements,whether due to fraud or error. In making those 1 isk assessments,the auditor considers internal control relevant to the District's preparation and fair INTEGRITY SERVICE EXPERIENCE® r-1 "1 12621 World Placa Lane, Building 55 • Fort Myers, FL 33907 • Phoni. (239) 333 2090 • Fax: (239) 333 209, Board of Commissioners North Collier Fire Control and Rescue District Page 2 presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances,but not for the purpose of expressing an opinion on the effectiveness of the District's internal control. Accordingly,we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management,as well as evaluating overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. r Summary of Opinions f Opinion Unit Type of Opinion Governmental Activities Unmodified General Fund Unmodified 1 ' Impact Fee Fund Unmodified Inspection Fee Fund Unmodified Firefighters'Pension Trust Fund Unmodified Opinions Unmodified Opinions In our opinion,based on our audit and the report of other auditors,the financial statements referred to above present fairly,in all material respects,the respective financial position of the governmental activities,each major fund,the non-major fund and the fiduciary fund type of North Collier Fire Control and Rescue District as of September 30,2018,and the respective changes in financial position, for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Mailers During the year ended September 30,2018,the District's unrestricted net asset balance remained a deficit of $7,858,148,due substantially to recording the current year actuarially determined OPEB increase in the liability of $56,124 and the District's decrease in its proportionate share of its pension liability of$2,089,921. The total OPEB and net pension liability at September 30,2018 were$10,173,608 and$14,648,252,respectively. This is a non-cash actuarially determined liability related to the future cost of allowing retirees to remain on the District's health care policy and for paying a portion of retiree coverage. The pension liability is a non cash actuarially determined liability for the District's participation in the State's FRS defined benefit retirement system. The District's fund balance remains approximately equal to three(3)months budgeted expenditures. Our opinion was not modified for this matter. As described in Note P,the District adopted the provisions on Governmental Accounting Standards Board Statement(GASBS)No.75,Accounting and Financial Reporting for Postemployment Benefits Other than Pensions. As a result of the implementation of GASBS No. 75, the District reported a restatement of its beginning net position for the change in accounting principle and recorded the District's respective net OPEB liability. The auditor's opinion was not modified with respect to this restatement. 011ier Mailers Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis on pages i xi,Schedule of the District's Proportionate Share of the Net Pension I lability - Florida Retirement System Pension Plan(IRS),Schedule of District Contributions I lorida Retiiement Board of Commissioners North Collier Fire Control and Rescue District Page 3 System Pension Plan(FRS),Schedule of the District's Proportionate Share of the Net Pension Liability-Health 1 Insurance Subsidy Pension Plan(HIS),Schedule of District Contributions-Health Insurance Subsidy Pension Plan(HIS),Notes to the Required Supplementary Information and Schedule of Changes in the Net OPEB Liability and Related Ratios GASB No.75 and Related Notes to the Schedule,as listed in the table of contents,be presented to supplement the basic financial statements. Such information,although not a part of the basic financial statements,is required by the Governmental Accounting Standards Board which considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic,or historical context. We have applied certain limited procedures to the required supplementary information-management's discussion and analysis(MD&A),Schedule of the District's Proportionate Share of the Net Pension Liability-Florida Retirement System Pension Plan(FRS),Schedule of District Contributions- Florida Retirement System Pension Plan(FRS),Schedule of the District's Proportionate Share of the Net Pension Liability-Health Insurance Subsidy Pension Plan(HIS),Schedule of District Contributions-Health Insurance Subsidy Pension Plan(HIS), Notes to the Required Supplementary Information and Schedule of Changes in the Net OPEB Liability and Related Ratios GASB No.75 and Related Notes to the Schedule,as listed in the table of contents,in accordance with auditing standards generally accepted in the United States of America,which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries,the basic financial statements,and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or 11 provide any assurance on the required supplementary information-management's discussion and analysis (MD&A), Schedule of the District's Proportionate Share of the Net Pension Liability-Florida Retirement System (FRS), r - mPension ,Schedule of thePension DistriPlanct's ProportionateSchedule ShofareDistrict of the Net ContPensionibutions LiabilityFlorida-RetireHealth Insurance entSystem Subsidy PensionPlan(FRS)Plan(HIS), Schedule of District Contributions-Health Insurance Subsidy Pension Plan(HIS), Notes to the Required Supplementary Information and Schedule of Changes in the Net OPEB Liability and Related Ratios GASB No.75 and Related Notes to the Schedule,as listed in the table of contents,because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Required Supplementary Information Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise North Collier Fire Control and Rescue District's basic financial statements.The required L supplementary information other than MD&A-budgetary comparison information is presented for purposes of additional analysis and is not a required part of the basic financial statements.The required supplementary information other than MD&A budgetary comparison information is the responsibility of management and was l derived from and relates directly to the underlying accounting and other records used to prepare the basic LJ financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures,including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial 3 statements or to the basic financial statements themselves,and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion,the required supplementary information other than MD&A-budgetary comparison information is fairly stated, in all material respects,in relation to the basic financial statements as a whole. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the District's basic financial statements The combining financial statements as listed in the table of contents,arc presented for purposes of additional analysis and are not a required part oldie basic financial ,,tatements. Board of Commissioners North Collier Fire Control and Rescue District Page 4 The combining financial statements are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures,including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves,and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion,the combining financial statements are fairly stated,in all material respects,in relation to the basic financial statements as a whole. Our audit was conducted for the purpose of forming an opinion on the fmancial statements that collectively comprise the District's basic financial statements. The Exhibit-Management's Response to Independent Auditor's Report to Management is not a required part of the basic financial statements but is required by Government Auditing Standards. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and,accordingly,we do not express an opinion or provide any assurance on it. C1 Other Reporting Required by Section 218.415,Florida Statutes In accordance with Section 218.415,Florida Statutes,we have also issued a report dated May 20,2019,on our consideration of North Collier Fire Control and Rescue District's compliance with provisions of Section 218.415,Florida Statutes. The purpose of that report is to describe the scope of our testing of compliance and the results of that testing,and to provide an opinion on compliance with the aforementioned Statute. That report is an integral part of an audit performed in accordance with Sections 218.39 and 218.415,Florida Statutes in considering North Collier Fire Control and Rescue District's compliance with Section 218.415,Florida Statutes. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards,we have also issued our report dated May 20,2019,on our consideration of the District's internal control over financial reporting and on our tests of its compliance with certain provisions of laws,regulations,contract and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing,and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering North Collier Fire Control and Rescue District's internal control over financial reporting and compliance. `-tiAMP1 .MAJLost) TUSCAN&COMPANY, P.A. Port Myers, Florida May 20,2019 1i i r 1 r MANAGEMENT'S DISCUSSION AND ANALYSIS (MD&A) 0 I U 111 Ii ii E Management's Discussion and Analysis of Financial Statements FYE September 30,2018 This Discussion and Analysis of the North Collier Fire Control&Rescue District's ("The District")basic financial statements is provided to assist the reader in understanding the District's financial activities and significant changes in ending financial position for the fiscal year ended September 30,2018. These statements include the recently adopted requirements of GASB Statements#34,#68 and#74/75 and incorporate those annual reporting requirements, as well as the financial statement format and presentation. Contained within are the basic financial statements,consisting of the government-wide - financial statements, governmental fund and fiduciary fund financial statements and related notes to the financial statements. This Discussion and Analysis will also provide an analytical overview of these statements, including comparisons of the District's financial position at September 30,2018 versus September 30,2017. District Highlights 1 '' 1. At the conclusion of fiscal year 2018, the District's assets exceeded its liabilities, resulting in net assets of$25,778,323 as compared to net assets at September 30, L .1 2017 of$28,256,992. 2. The District had($7,858,148)deficit of unrestricted net assets at September 30, 2018 as compared to($3,046,464) deficit of unrestricted net assets at September 30,2017. The amount of unrestricted net assets(deficit)increased by$4,811,684. 3. Total revenues on the government-wide funds basis increased$7,420,341 or 21% [ percent, in comparison to the prior year. 4. Total expenses on the government-wide basis increased by $4,689,102 or 14% percent, in comparison to the prior year. Government-wide Financial Statements Government-wide financial statements(Statement of Net Position and Statement of j Activities found on pages 5 and 6) are intended to allow a reader to assess a government's operational accountability. Operational accountability is defined as the extent to which the government has met its operating objectives efficiently and effectively, using all resources available for that purpose, and whether it can continue to meet its objectives for the foreseeable future. Government-wide financial statements concentrate on the District as a whole and do not emphasize fund types. The Statement of Net Position(page 5)presents information on all of the District's assets and liabilities,with the difference between the two reported as net assets. the District's capital assets arc included in this statement and reported net of their accumulated depreciation. The Statement of Activities (page 6) presents revenue and expense information showing how the District's net assets changed during the fiscal year. Both statements arc measured and reported using the economic resource measurement focus (revenues and Jexpenses) and the accrual basis of accounting(revenue recognised when earned and expense recognized when incurred). ItRV 6/3/2019 Governmental Fund Financial Statements The accounts of the District are organized on the basis of governmental funds,each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities,fund equity or retained earnings,revenues and expenditures. Government resources are allocated to and accounted for in individual funds based upon the purpose for which they are to be spent and the means by which spending activities are controlled. Governmental fund financial statements (found on pages 7 and 9) are prepared on the modified accrual basis using the current financial resources measurement focus. Under the modified accrual basis of accounting,revenues are recognized when they become measurable and available as net current assets. Fiduciary Fund The fiduciary fund is used to account for resources held for the benefit of retired employees that participated in the District's Firefighters' Pension Plan(Plan 2). The fiduciary funds are not reflected in the government-wide financial statements because the resources of this fund are not available to support the District's programs. The accounting used for the fiduciary fund is much like that used for governmental 1 proprietary funds. The fiduciary fund financial statements can be found on pages 11 and 12. Notes to the Financial Statements The notes to the financial statements explain in detail some of the data contained in the preceding statements and begin on page 13. These notes are essential to a full understanding of the data provided in the government-wide and fund financial statements. Government-Wide Financial Analysis The government-wide financial statements are designed so that the user can determine if the District's financial condition is better or worse than the prior year. [1 [] IiItV 6/3/2019 11 ri e The following is a Condensed Summary Statement of Net Position for the District (Primary Government)at September 30,2018 and 2017: LISummary Statement of Net Position September 30 [. Assets: 2018 2017 [1 Current and Other Assets $12,412,353 $12,632,056 Capital Assets 36,618,338 33,961,755 Total Assets 49,030,691 46,593,811 Deferred Outflows -Pensions 16,656,160 16,996,941 1 Liabilities: Current Liabilities 1,905,117 3,994,787 Non-Current Liabilities 29,525,357 24,897,875 13 Total Liabilities 31,430,474 28,892,662 Net Position: I i Deferred Inflows-Pensions 8,478,054 6,441,098 Net Investment in Capital Assets 33,522,765 31,283,401 Restricted 113,706 20,055 Unrestricted (deficit) (7,858,148) (3,046,464) Total Net Position $25,778,323 $28,256,992 Current and other assets represent 25 percent of total assets at September 30, 2018, as compared to 27 percent of total assets at September 30,2017. Current assets at September 30, 2018 are comprised of unrestricted cash balances of$8,024,105, restricted cash of L-J $2,688,952, due from other governments of$560,001, other receivables of$98,769 and other assets of$1,040,526. The balances of unrestricted cash represent amounts that are available for spending at the discretion of the Board of Fire Commissioners of the District. Restricted cash balances are comprised of the impact fee funds restricted for the purchase of capital assets, and unspent inspections fee revenue restricted to support the inspection LIof new construction. The net investment in capital assets represent 130 percent of net assets at September 30, 2018, as compared to 111 percent at September 30, 2017. These assets are comprised of land, buildings, improvements, equipment, furniture, and vehicles, net of accumulated depreciation, and the outstanding related debt used to purchase the assets. The assigned fund balance of $9,819,575 and unassigned fund balance of $0 represents resources available for spending at September 30, 2018. However, the District's Board has specifically assigned those resources to particular uses. a 131tV 6/3/2019 111 LiSummary of Revenues,Expenses and Changes in Net Assets For the Years Ended September 30,2018 and September 30,2017 :.j Revenues: 2018 2017 General Revenues Ad Valorem Taxes $35,131,208 $30,739,575 Program Revenues Grants 627,271 1,148,036 Charges for Services 2,625,917 2,154,236 Miscellaneous F 1 Impact Fees 3,228,814 196,157 Investment Earnings 123,270 61,853 Gain(Loss)on Disposition of Li Capital Assets (48,415) (67,538) Other 483.766 519,171 Total Revenues 42,171,831 34,751,490 flExpenses: Public Safety-Fire/Rescue Service 38.288.854 33,599,752 III Increase(Decrease) in Net Position 3,882,977 1,151,738 Net Position-Beginning of Year, As Originally Stated 28,256,992 27,105,254 El Prior Period Adjustment -GASB No. 75 (6,361,646) - Net Position, Beginning of Year,As El Restated 21,895,346 27,105,254 Net Position-End of Year $25,_7$,323 $28,256,992 II o I El El HRV 6/32019 iV The assessed value of the property within the North Naples Service Delivery Area increased 8.1 percent for the 2017-2018 fiscal year as compared to the prior year's assessed value and an adjustment to the millage rate from 0.95 mills to 1.000 mills, resulting in an increase in Ad Valorem tax revenues of$3,676,473. The property values in the North Naples Service Delivery Area decreased by 25 percent during the fiscal years 2007-2012, resulting in a decrease in Ad Valorem revenue. However,property values have since increased between 2012 and 2018 and have now exceeded the previous high point in value during FYE 9-30-07. The Board adopted a millage rate of 1.000 mills in the North Naples Service Delivery Area taxing unit,or$1.00 for every$1,000 of taxable property value. This millage rate was 2.41 percent more than the rolled back rate(the taxing rate necessary to generate the same Ad Valorem revenue as was generated during the 2016-2017 fiscal year) of.9765. The assessed value of the property within the Big Corkscrew Island Service Delivery Area increased 15.5 percent for the 2017-2018 fiscal year as compared to the prior year's assessed value, resulting in an increase in Ad Valorem tax revenues of$715,160. The property values in the Big Corkscrew Island Service Delivery Area decreased by 66 r j percent during the fiscal years 2007-2012,resulting in a decrease in Ad Valorem revenue. I Although property values have increased between 2012 and 2018,property value in the Big Corkscrew Island Service Delivery Area is still 42 percent lower FYE 9-30-17 than it was in FYE 9-30-07. The Board adopted an increased millage rate of 3.50 mills from 3.45 mills in the Big Corkscrew Island Service Delivery Area taxing unit, or$3.50 for every$1,000 of taxable property value. This millage rate was 13.81 percent more than the rolled back rate(the taxing rate necessary to generate the same Ad Valorem revenue as was generated during the 2016-2017 fiscal year) of 3.2950. L Prior to the 2007-2008 fiscal year,the increase in Ad Valorem revenue resulting from the increase in property value was sufficient to provide adequate funds to support operational,capital and reserve financial requirements in the District without increasing the miliage rate. While property values have been on the increase over the last few years, the increases have not been sufficient to prevent the use of reserves to fund capital purchases. Che following chart identifies the change in appraised property values in the District by service delivery area and the millage rate maintained by the District. r -a j Ld IiRtV 6/3/2019 k $35,000,000,000 North Naples SDA Property Value 2002 - 2018 tt_ $30,000,000,000 $25,000,000,000 r_i j $20,000,000,000 $15,000,000,000 j $10,000,000,000 $5,000,000.000 $ k, 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 1008 1007 2006 2005 2004 2003 2002 1 Big Corkscrew SDA Property Value 2002 - 2018 L, $3,000,000,000 Li $1,500,000,000 E1 $2,000,000,000 51,500,000,000 $1,000,000,000 $500,000,000 1018 1017 2016?015 1014 /013 2012 2011 2010 1009 1008 /00/2006 1005 2004 1003 1001 ■ URV 6/1/2019 Fund Balance—Governmental Fund Financial Statements The Board of Fire Commissioners' directive is to utilize the fund balance and cash reserves of the General Fund to fund only capital purchases and improvements, and to maintain the District's financial position. During the 2016-2017 fiscal year,the District utilized approximately$2.7 million of reserves to fund operating expenses due to two significant hurricanes(Matthew and Irma)in addition to an extreme brush fire season, among other factors. However, the District was able to increase the General Fund balance by over$1.9 million from$8,919,984 at September 30,2017 to $10,860,101 at September 30,2018. This includes the non-spendable amount of$1,040,526 restricted 1 for prepaid expenses, $9,819,575 of assigned reserves, and$0 in unassigned reserves. Subsequent to the 2017-2018 fiscal year,the District received reimbursement of less than $1 million from FEMA for many of the Hurricane Irma expenses incurred. Receipt of these reimbursement funds will be used to replenish the District's General Fund reserves. Assigned reserves have been established and maintained in accordance with anticipated Lifuture needs of the District, including operating expenses for the first quarter of the fiscal year prior to the receipt of Ad Valorem revenue, and the replacement of capital assets. Additionally, increases in health insurance, and other personnel and operating expenses that require funds to be set aside,or assigned,to prepare for the funding of future expenditures. The following General Fund Assigned Reserves were approved for the fiscal year ended September 30, 2018: NonSpendable Fund Balance Amount 11 General Fund Prepaid Expenses $ 1,040,526 Assigned Fund Balance Amount Operating Reserve First Quarter $ 8,555,976 Minimum Operating Reserve per Policy 1,263,599 Total Assigned Reserves $9,819,575 Unassigned Fund Balance Amount ` ' General Fund—Unassigned $ 0 L] Total General Fund Reserves $10,860,101 0 Impact Fees r With the creation of the North Collier Fire Control and Rescue District in January 2015, an impact fee study was performed to establish impact fee rates for the new District. However,that study was not completed and new rates were not adopted until October 1, 2016. Prior year impact fee assessments were based on a structure's square footage. 1 he new rate structure bases fees on structure usage classifications and the methodology utiliies population rather than emergency call volume. the impact of the change in methodology has resulted in a decrease in impact fee receipts. Total impact fee receipts decreased 54 percent from fiscal year 2015-2016 to 2016-2017 (by $1,456,082 to $1,218,227). Impact Fee receipts decreased by another 14 percent(by $168,427 to $1,049,800) in 2017-2018. Total Impact Fee Fund expenses for the 17-18 fiscal year r were$3,240,515, consisting of Collier County collection fees, permitting and engineerinp L-j fees for vacant land, emergency traffic signal installation,annual debt service payment I1ItV 6/3/2019 vii for land purchased in the Big Corkscrew Service Delivery Area, and land purchased in the North Naples service delivery area("Yarberry Lane"). Inspection Fees Inspection fee revenue for the year ended September 30,2018 was$1,951,515 representing an increase of$325,539 or 20 percent as compared to inspection fee revenue in the prior fiscal year(2017). In June of 2014,the District terminated its Interlocal Agreement with the Fire Code Official's office to provide fire plan review services and assumed the responsibility for those plan reviews. As a result$1,001,237 of the fund's revenue was attributable to plan review fees. The Inspection Fee Fund had sufficient revenue in the 2017-2018 fiscal year to support the majority of functions associated with new construction inspections and plan reviews. However,based on receipts for the first half of the 2018-2019 fiscal year for both inspection fees and plan review fees,there may be less collected than the previous year. The Board held a special meeting in early 2018 discussing inspection and other prevention bureau fees. It was determined rate increases I. were necessary(as previous rates were unchanged since 2003)and the Board adopted the new fee structure on May 10,2018. The anticipated increase in revenue may not be seen immediately and is contingent on the volume of new construction projects. Budgetary Highlights Budget versus actual comparisons are reported in the required supplementary information other than management's discussion and analysis on pages 77 through 91 and are reflected by taxing subunit(service delivery area). The amendments to General Fund revenue were necessary to reflect an increase of $122,511 in grant revenue(SAFER Grant),an increase of$90,000 (proceeds for the sale of a 2006 Sutphen Engine),and adding$888,147 in debt proceeds associated with lease- to-purchase agreement for one tower truck. By these amendments, General Fund revenue was increased by$1,100,658. The amendments to the General Fund expenditures were a result of several factors. L Budgeted personnel expenses were increased by$21,000 to reflect the increase in reimbursable overtime related to the hurricanes and brush fires. Amendments were also made to operational expenses(an increase of$53,511 mostly attributable protective gear and associated equipment)and capital expenses(an increase of$949,147)to pertaining to protective gear, dive team,and $888,147 for the capital lease purchase of a tower truck. Finally,the District budgeted a transfer of funds from the General Fund to the Impact Fee Fund in the amount of$1,255,000 representing the total amount to be paid back resulting from the purchase of the Yarberry I ane property (with GF funds). Capital Assets Non-depreciable capital assets include land and construction in progress. Depreciable assets include buildings, improvements other than buildings, equipment, furniture and vehicles. I he following is a schedule of the District's capital assets as of September 30, 2018 and 20 17. ..° Capital Assets 1 1 RRV 6/3/2019 viii September 30 Capital Assets 2018 2017 Land $15,712,989 $12,823,117 Construction in Progress 1,317,631 1,296,888 Total Capital Assets not Depreciated 17,030,620 14,120,005 Assets Held Under Capital Lease 3,612,747 2,720,300 Buildings 20,674,645 20,475,332 Vehicles 8,926,075 9,000,165 Office Equipment 1,222,924 1,337,546 Equipment&Machinery 3,821,928 4,008,407 Total Capital Assets Being Depreciated 38,258,319 37,541,750 Accumulated Depreciation Assets Held Under Capital Lease (586,213) (288,626) Buildings (7,635,683) (7,293,433) r > Vehicles (6,933,206) (6,597,072) Office Equipment (678,883) (686,173) r Equipment&Machinery (2,836,616) (2,834,696) Total Accumulated Depreciation (18,670,601) (17,700,000) Total Capital Assets Being Depreciated, Net 19,587,718 19,841,750 Capital Assets Net of Depreciation 36,618,338 33,961,755 Less: Capital Lease/Note Payables (3,095,573) (2,678,354) Net Assets Invested in Capital Assets Net of Related Debt $33,522,765 $31,283,401 Significant capital asset purchases made during the fiscal year ended September 30, 2018 include: 1. Building improvements totaling$127,520 at the Sun Century site($73,634), Station 44 ($21,630), and Station 45 ($32,256). 2. Kawasaki Mule(side by side) totaling$12,299. 3. Ladder truck(46) totaling$892,447, which is the unit associated with the capital lease. 4. lire and Rescue Equipment totaling$62,797 including K-12 saws, thermal imaging cameras, llurst spreaders,and air bottles. 5. Station equipment totaling$5,308 including an ice machine and refrigerator. 6. Twenty-seven sets of replacement Bunker Gear totaling$56,412. 7. Dive equipment totaling $12,011 (1'1.S dry suits). 8. Training equipment totaling $33,885 (cargo container and Built x training prop). 9. Other equipment totaling $59,113 (server rack,Board room Ws, and MDT computers). 10. Impact Fee Capital purchases totaling$3,140,068, consisting of: a. Station 42 Fmergcncy Traffic Signal - $229,454 r - b. St. 14 CIP (permit extension, etc.) - $4,010 c. Yarberry I zinc property(planning and land acquisition) $2,906,604 13RV 6 3 '019 IX For additional information on the District's capital assets, see Note E on pages 36 and 37. Debt Administration As of September 30, 2018,the District had long term obligations of$29,991,928, as compared to$25,200,645 at September 30, 2017 an increase of$4,791,283 or 19 percent. (The restated balance at September 30,2017 was $31,562,291 due to the GASB 75 conversion of the Net OPEB Obligation). The significant increase is largely due to the increase in the restated Net OPEB obligation balance at September 20,2017(as noted below). Additionally,the District added a capital lease for one ladder truck during the fiscal year ended September 30,2018. That debt consists of: 1. Compensated absences(accrued vacation liability)in the amount of$2,074,495, l-i as compared to$2,028,280 at September 30,2017. 2. Net OPEB liability of$10,173,608 as compared to $3,755,838 at September 30, 2017,representing post employment health insurance obligations pursuant to GASB No. 75. Per the District's GASB 75 report, "the difference between the r Net OPEB Obligation/(Asset)as of September 30, 2017 and the GASB 75 Unfunded Actuarial Accrued Liability as of the reporting period ending September 30, 2017(based on a measurement date of September 30, 2016), should be reported as a restatement of the beginning net position." The amended September 30,2017 balance was restated to be$10,117,484(an increase of $6,361,646). Therefore,the increase in Net OPEB liability during the fiscal year ended September 30,2018 was only$56,124. 3. Capital lease for medical equipment and fire apparatus identified above in the total amount of$2,808,073. This includes the lease to purchase agreement for 12 Lucas Chest Compressors, which was entered into in 2013 as and is a principal only lease,with no associated interest cost. The lease to purchase agreement for the three fire engines and one ladder truck was entered into on January 15, 2016 { and the lease to purchase agreement for one velocity ladder truck was entered into on May 1, 2017. 4. Note payable for the purchase of land in the amount of$287,500. 5. Pension liability(FRS) in the amount of$9,462,215 (see Note F). 6. Pension liability(IIIS)in the amount of$2,012,375 (see Note F). 7. Pension liability(Ch. 175) in the amount of$3,173,662 (see Note F). Economic Facts and Next Year's Budget Millage Rates 1 he following factors were being taken into consideration when the fiscal year ending September 30,2019 budget was prepared: 1. Appraised taxable property values increased by$1,583,764,364, or 5.1 percent for tax year 2018 (FY 2019) in the North Naples service delivery arca as compared to an increase of 8 percent in 2017. In the Big Corkscrew service delivery arca, taxable properly values increased by $181,795,790 or 12 percent for tax year 2018 (FY 2019) as compared to an increase of 15 percent in 2017. ?. 1 he Board adopted a millage rate of 1.000 mils in the North Naples service LL delivery area and 3.50 mils in the Big Corkscrew service delivery area for the BRV 6/3/2019 x fiscal year ending September 30, 2019. The Board believes the increase in valuation(at the same millage rate)is necessary to replace some of the reserves used in the 16-17 year in addition to compensate for future capital funding. The Board has expressed the desire to continue to move towards one unified taxing rate District wide. However,the alternative addition of a non-ad valorem fire fee assessment was not approved by local voters as of the November 2017 elections. 3. No use of General Fund reserves has been budgeted;rather,the Board has provided direction to add over$1 million to reserves. Limited capital purchases include various computer hardware and equipment,radios,and dive team equipment. Request for Information This financial report is designed to provide the reader an overview of the District. Questions regarding any information provided in this report should be directed to: Ben Van Klingeren, Chief Financial Officer,North Collier Fire Control &Rescue District, 1885 Veterans Park Drive,Naples, FL 34109, 239-597-1322, e-mail: bvanklingeren,q,northcollierfire.com. C ' 1 [1 IIRV 6/3/2019 Ci NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 5 of 102 STATEMENT OF NET POSITION September 30,2018 Governmental Activities ASSETS Current assets: Cash and cash equivalents $ 8,024,105 Restricted cash and cash equivalents 2,688,952 Due from other governments 560,001 Other receivables 98,769 Other assets 1,040,526 Total current assets 12,412,353 Noncurrent assets: Capital assets: j Land 15,712,989 Construction in progress 1,317,631 r Depreciable buildings,equipment,and vehicles (net of$18,670,601 accumulated depreciation) 19,587,718 Total noncurrent assets 36,618,338 TOTAL ASSETS 49,030,691 DEFERRED OUTFLOWS OF RESOURCES-PENSIONS 16,656,160 LIABILITIES Current liabilities: Accounts payable and accrued expenses 1,345,317 Retainage payable - Contract deposits 7,500 Unearned revenue 85,729 Current portion of long-term obligations 466,571 Total current liabilities 1,905,117 Noncurrent liabilities: Noncurrent portion of long-term obligations 29,525,357 TOTAL LIABILITIES 31,430,474 DEFERRED INFLOWS OF RESOURCES-PENSIONS 8,478,054 NET POSITION Net investment in capital assets 33,522,765 Restricted 113,706 Unrestricted (deficit) 7,858 148 TOTAL NFT POST PION it, 25,778,323 I lie accompanying notes are an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 6 of 102 STATEMENT OF ACTIVITIES Year Ended September 30,2018 Governmental Activities EXPENSES Governmental Activities Public Safety-Fire Protection Personnel services $ 31,534,077 Operating expenses 4,967,855 J Depreciation 1,683,662 Interest and fiscal charges 103,260 L TOTAL EXPENSES-GOVERNMENTAL ACTIVITIES 38,288,854 PROGRAM REVENUES Charges for services 2,625,917 Operating grants and contributions 627,271 NET PROGRAM EXPENSES 35,035,666 GENERAL REVENUES Ad Valorem taxes 35,131,208 Impact fees 3,228,814 Interest 123,270 Loss on disposition of capital assets (48,415) Other 483,766 TOTAL GENERAL REVENUES 38,918,643 INCREASE IN NET POSITION 3,882,977 NET POSITION-Beginning of the year,as restated 21,895,346 NET POSITION-End of the year $ 25,778,323 I he accompanying notes arc an integral part of this statement. i L_ ` NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 7 of 102 BALANCE SHEET-GOVERNMENTAL FUNDS (.,J September 30,2018 1 1Total General Impact Fee Inspection Fee Governmental Fund Fund Fund Funds I i ASSETS Cash and cash equivalents $ 8,024,105 $ - $ - $ 8,024,105 Restricted cash and cash equivalents - 1,350,731 1,338,221 2,688,952 r Due from other governments 474,400 85,601 560,001 Due from other funds 2 763,791 7,065 284,276 3,055,132 Other receivables 98,769 - - 98,769 Prepaid expenses _ 1,040,526 - - 1,040,526 C1 TOTAL ASSETS $ 12,401,591 $ 1443,397 $ 1.622497 $ 15 467485 1 LIABILITIES AND FUND BALANCE F(� LIABILITIES l Accounts payable and accrued expenses $ 1,345,317 $ - $ - $ 1,345,317 Retainage payable - - - - Due to other funds 188,673 1,357,668 1,508,791 3,055,132 Contract deposits 7,500 - - 7,500 Unearned revenue - 85 729 - 85,729 TOTAL LIABILITIES 1 54 I,490 1443,397 1508,791 4,493,678 I 1 FUND BALANCE Nonspendable I,040,526 1 040 526 Restricted 113,706 113,706 Assigned 9,819 575 • 9.819 575 Unassigned - - i TOTAL FUND BALANCE 10 860 101 113,706 10 973 807 101A1 1 IA1311 I I ILS AND [] IUND BAI ANCE $ 12401,591 i 1,443,397 $ 1 622 497 $ 15,467,485 [1 r , iiii I he accompanying notes arc an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 8 of 102 RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION September 30,2018 Amount Total fund balance of governmental funds $ 10,973,807 Amounts reported for governmental activities in the Statement of Net Position are different because.. Capital assets used in governmental activities are not financial resources i and,therefore,are not reported in the governmental funds. Capital assets not being depreciated: Li i Land 15,712,989 Construction in progress 1,317,631 17,030,620 5 Governmental capital assets being depreciated: Building,equipment and vehicles 38,258,319 Less accumulated depreciation (18,670,601) 19,587,718 Deferred outflows and deferred inflows related to pensions are applied to future periods and,therefore,are not reported in the governmental funds. Deferred outflows-OPEB Obligation 409,664 Deferred inflows-OPEB Obligation (542,609) Deferred outflows-FRS/HIS 5,781,937 Deferred inflows-FRS/HIS (4,253,378) Deferred outflows-FPT 10,464,559 Deferred inflows-FPT (3,682,067) 8,178,106 Long-term obligations are not due and payable in the current period and,therefore,are not reported in the governmental funds. fl Net OPEB liability (10,173,608) Net pension liability-FRS (9,462,215) Net pension liability-HIS (2,012,375) Net pension liability-FPT (3,173,662) Capital leases (2,808,073) Note payable (287,500) Compensated absences (2,074,495) (29,991,928) Flimination of interfund amounts: Due to other funds (3,055,132) Due from other funds 3,055,_132 1 otal net position of governmental activities $ 25,778,323 { I he accompanying notes are an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 9 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-GOVERNMENTAL FUNDS Year Ended September 30,2018 Total General Impact Fee Inspection Fee Governmental Fund Fund Fund Funds REVENUES Ad Valorem taxes $ 35,131,208 $ - $ - $ 35,131,208 Intergovernmental revenue: State firefighter supplement 73,760 - 73,760 Federal grants 498,648 - - 498,648 Other intergovernmental 54,863 • - 54,863 Charges for services: _I Inspection fees and other 678,234 - 946,446 1,624,680 Plan review fees - - 1,001,237 1,001,237 j Impact fees - 3,228,814 - 3,228,814 t{ Al M scellaneous: Interest 107,737 11,701 3,832 123,270 Other 483,766 - - 483,766 f ' TOTAL REVENUES 37,028,216 3,240,515 1,951,515 42,220,246 EXPENDITURES :4 Current --- Public safety Personnel services 29,390,961 - 1,752,961 31,143,922 Operating expenditures 4,832,943 30,009 104,903 4,967,855 Capital outlay 1,263,191 3,140,069 - 4,403,260 Debt service: Principal reduction 413,428 57,500 - 470.928 Interest and fiscal charges 90,323 12,937 - 103,260 TOTAL EXPENDITURES 35.990 846 3,240,515 1,857,864 41,089,225 EXCESS OF REVENUES OVER(UNDER)EXPENDITURES 1 037 37093,651 1,131,021 0 OTHER FINANCING SOURCES AND USES Proceeds from capital lease 888,147 888,147 Proceeds from disposition of capital assets 14 600 • 14,600 rransfcrs in I ransfcrs out TOTAL OTI•IER FINANCING SOURCES AND USES 902 747 902,747 EXCESS OF REVENUES AND OTI.IER r FINANCING SOURCES OVER(UNDER) EXPENDITURES AND OTHER FINANCING USES I.940.117 93,651 2 033 768 I UND 13AI ANCL 13cgonng of the year 8 919,984 20 055 8 940 039 I UND 13A1 ANCE-End of the year $ 10 860 101 $ $ 113706 $ 10 973 807 t. '' I he accompanying notes arc an integral part of this statement. 1 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 10 of 102 r E RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES Year Ended September 30,2018 f. 1 Amount Net change(revenues and other financing sources over(under)expenditures and other financing uses)in fund balance-total governmental funds $ 2,033,768 The increase(change)in net position reported for governmental activities in the Statement of Activities is different because: L Governmental funds report capital outlays as expenditures. In the Statement of Activities,however,the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. The loss on disposition of capital assets decreases the net position. Plus:expenditures for capital assets 4,403,260 Less: proceeds on disposition of capital assets (14,600) Less: loss on disposition of capital assets (48,415) Less:current year depreciation (1,683,662) 111 2,656,583 The issuance of debt is reported as a financing source in governmental funds and thus contributes to the change in fund balance. In the Statement of Net Position,however,issuing debt increases long-term liabilities and does not affect the Statement of Activities. Similarly,repayment of principal is an expenditure in the governmental funds but reduces the liability in the Statement of Net Position. Borrowings(proceeds from issuance): Less:capital lease (888,147) (888,147) Repayments(principal retirement): Plus:capital leases 413,428 Plus: note payable 57,500 470,928 Some expenses reported in the Statement of Activities do not require the use of current financial resources and therefore are not reported as expenditures in the governmental funds. Less:transfers in Plus: transfers out (Increase)decrease in net pension liability-FRS ?,015,369 (Increase)decrease in net pension liability HIS 258,015 (Increase)decrease in net pension liability-IPI (183,463) Increase(decrease)in deferred outflows (340,781) (Increase)decrease in deferred inflows ( ,036,956) (Increase)decrease in Net OPEB liability (56,124) (Increase)decrease in compensated absences (46,215) (390,155) Increase in net position of governmental activities $ 3,882,977 1 he accompanying notes arc an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 12 of 102 STATEMENT OF CHANGES IN FIDUCIARY NET POSITION-FIDUCIARY FUND Year Ended September 30,2018 Firefighters' Pension Fund ADDITIONS Contributions: Employer $ 2,990,030 Plan members 412,640 L Buybacks 40,172 State of Florida, insurance premiums 1,741,988 Total contributions 5..184,830 E1 Investment income: Net appreciation(depreciation) including realized gains/losses 4,247,295 Interest and dividends 2,537,440 6,784,735 Less: investment expenses (298,403) Net investment income(loss) 6,486,332 Other income - TOTAL ADDITIONS 11,671,162 DEDUCTIONS Benefits paid 628,263 DROP distributions 746,668 Administrative expenses 115,357 TOTAL DEDUCTIONS 1,490,288 NET 1NCREASF IN NET POSITION 10,180,874 NET POSITION-BEGINNING 70,747,813 NET POSITION-ENDING $ 80,928,687 I he accompanying notes are an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 13 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Organization North Collier Fire Control and Rescue District(the "District") is an independent special taxing district located in Collier County, Florida. On January 1, 2015, the North Collier Fire Control and Rescue District was officially formed by merging the North Naples Fire Control and Rescue District and the Big Corkscrew Island Fire l ) Control and Rescue District. On February 6,2014,the two Districts entered into an Interlocal Agreement to merge. Each Board adopted a resolution identifying their L intent to initiate the voluntary merger process pursuant to Florida Statute Chapter 189.074. The two Districts created a proposed Joint Merger Plan which was r adopted by both Boards and ultimately put before the voters of each District by referendum. On November 4,2014, voters from both districts approved the referendum to merge the two districts into one. On June 10,2015,the Governor signed into legislation the official enabling act of the new District via Laws of Florida (LOF) Chapter 2015-191. The merger is intended to ensure the best possible emergency response times, operational efficiencies and ensure long term sustainability of the combined District. There was no impairment of capital assets as the result of the merger, which was effective as of January 1,2015 and no significant accounting adjustment other than to combine the assets, liabilities and net position/fund balance at January 1,2015 of both Districts. The District has the general and special powers prescribed by Florida Statute Chapters 189, 191 and 633.15. The District is governed by a five(5) member elected Board of Commissioners. Commissioners serve on a staggered four(4)year term basis. The North Collier Fire Control and Rescue District provides fire control and protection services, fire safety, inspections,code enforcement, fire hydrant maintenance,firefighter training,and crash and fire rescue services as well as basic and advanced life support services. In providing these services, the District operates and maintains ten(10) stations and the related equipment and employs approximately 230 full-time professional firefighters and administrative staff. During the year ended September 30, 2009,the North Naples Fire Control and Rescue District entered into a joint venture agreement with Florida South Western State College(FSW)for the operation of the North Collier Fire Training Center (NCFTC) to educate and train students as State Certified Firefighters. The North Collier Fire Control and Rescue District is now licensed to operate the NCFTC and FSW is the program coordinator. The District provides the training room and training NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 14 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,CONTINUED Organization, continued facilities for the NCFTC. FSW,as program coordinator, is responsible for the operations of the NCFTC including but not limited to the screening and enrolling of students and for screening and engaging instructors. Therefore, the activities of the NCFTC are not included in the District's basic financial statements. ii Reporting Entity 1 The District adheres to Governmental Accounting Standards Board(GASB) Statement Number 14, "Financial Reporting Entity" (GASB 14), as amended by t I GASB Statement Number 39, "Determining Whether Certain Organizations Are Component Units" (GASB 39)and GASB Statement Number 61, "The Financial Reporting Omnibus-An Amendment of GASB Statements No. 14 and No. 34" (GASB 61). This Statement requires the basic financial statements of the District(the primary government)to include its component units, if any. A component unit is a legally separate organization for which the elected officials of the primary government are financially accountable. Based on the criteria established in GASB 14, as amended, there are no component units required to be included or included in the District's basic financial statements. Government-wide Financial Statements The government-wide financial statements(i.c., the Statement of Net Position and the Statement of Activities) report information on all of the activities of the District and do not emphasize fund types. These governmental activities comprise the primary government. Fiduciary funds are properly not included in the government-wide financial statements. General governmental and intergovernmental revenues support the governmental activities. The purpose of the government-wide financial statements . f is to allow the user to be able to determine if the District is in a better or worse financial position than the prior year. The effect of all interfund activity between governmental funds has been removed from the government-wide financial statements. Government-wide financial statements are reported using the economic resources measurement locus and the accrual basis of accounting, as are the pension fund financial statements. Under the accrual basis of accounting, revenues,expenses, NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 15 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30, 2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,CONTINUED Government-wide Financial Statements,continued gains, losses,assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement Number 33, L "Accounting and Financial Reporting for Nonexchange Transactions" (GASB 33). Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements rather than reported as expenditures. r-1 Proceeds of long-term debt are recorded as liabilities in the government-wide financial statements rather than as other financing sources. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability in the government-wide financial statements rather than as expenditures. The Statement of Activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use,or directly benefit from j goods, services, or privileges provided by a given function,and 2) grants and L contributions that are restricted to meeting the operational or capital improvements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. Program revenues are considered to be revenues generated by services performed and/or by fees charged such as inspection fees, burn permits, and hydrant tests. Fund Financial Statements The District adheres to GASB Number 54, "Fund Balance Reporting and Governmental Fund Type Definitions" (GASB 54). Fsscntially, the implementation resulted in adoption of a fund balance policy and reclassification of the components within fund balance. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 16 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Fund Financial Statements, continued The accounts of the District are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity or net position, revenues, and expenditures or expenses,as appropriate. Government resources are allocated to and accounted for in individual funds based upon the purpose for which they are to be spent and the means by which spending L1 activities are controlled. Fund financial statements for the District's governmental funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in aggregate for governmental funds. The fiduciary fund financial statement includes financial information for the Firefighters' Pension Trust Fund. The fiduciary fund represents assets held by the District in a custodial capacity for the benefit of other individuals. Governmental Funds When both restricted and unrestricted resources are combined in a fund, expenditures are considered to be paid first from restricted resources,as appropriate, and then from unrestricted resources. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are considered to be available when they are collected within the current period or soon thereafter to pay liabilities of the current �l period. The District's major funds are presented in separate columns on the governmental fund financial statements. The definition of a major fund is one that meets certain criteria set forth in GASB Statement Number 34, "Basic Financial Statements -and Management's Discussion and Analysis- for State and Local Governments"(GASB 34). The funds that do not meet the criteria of a major fund are considered non-major funds and arc combined into a single column on the governmental fund financial statements. Separate financial statements arc provided for governmental funds. Major individual governmental funds arc reported in separate columns on the fund financial statements. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 17 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,CONTINUED Governmental Funds, continued In accordance with the District's enabling documents, separate budgets within the General Fund are maintained for the North Naples(NN) Service Delivery Area and the Big Corkscrew Island(BCI) Service Delivery Area. Separate budgets are required for each service delivery area until such time as when one consistent millage I rate is adopted for both service delivery areas. As such, separate service delivery area budget vs. actual comparison statements are included in the required { supplementary information and a combining schedule is included in the other information section as the District must maintain and report a single General Fund. Fl Fiduciary Fund The Pension Trust Fund accounts for the activities of the Firefighters' Pension Trust (FPT) Fund,which accumulates resources for the pension benefit payments to qualified firefighters. The net position of this fund is not considered to be part of the net position of the District and is not available to the District's creditors. Measurement Focus and Basis of Accounting Basis of accounting refers to when revenues and expenditures or expenses arc recognized in the accounts and reported in the basic financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. Li The government-wide and fiduciary fund financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses arc recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes arc recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements have been met. Governmental fund financial statements arc reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 18 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Measurement Focus and Basis of Accounting, continued Revenues are considered to be available when they are collectible within the current period and soon enough thereafter to pay liabilities of the current period. For this purpose,the District considers tax revenues to be available if they are collected within sixty days of the end of the current fiscal period. L Revenues susceptible to accrual are interest on investments, and intergovernmental revenues. Interest on invested funds is recognized when earned. Intergovernmental revenues that are reimbursements for specific purposes or projects are recognized r 1 when all eligibility requirements are met. Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred. Exceptions to this general rule include: (1) principal and interest on long-term debt, if any, is recognized when due; and(2) expenditures are generally not divided between years by the recording of prepaid expenditures. Separate financial statements are provided for governmental funds and the fiduciary fund, even though the latter are excluded from the government-wide financial statements. Non-current Government Assets/Liabilities GASB 34 requires non-current governmental assets, such as land and buildings, and non-current governmental liabilities, such as notes payable and capital leases, to be reported in the governmental activities column in the government-wide Statement of Net Position. Major Funds The District reports the following major governmental funds: fhe General Fund is the District's primary operating fund. It accounts for all financial resources of the District(including both service delivery areas),except those required to be accounted for in another fund. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 19 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,CONTINUED Major Funds, continued L The Impact Fee Fund(the District has one combined Impact Fee Fund)consists of fees imposed and collected by Collier County based on new construction within each service delivery area of the District. The fees are restricted and can only be used for certain capital expenditures associated with growth within the District. rij Non-Major Fund [.] The District reports the following non-major fund: r The Inspection Fee Fund is used by the District to account for the receipt and expenditures of its Inspection and Plan Review Fee Programs. Fees are charged for the inspection of new building construction and for fire code plan review. The fees are collected by Collier County and are remitted to the District. Fiduciary Fund The Fiduciary Fund is excluded from the government-wide financial statements because the resources of those funds are not available to support the District's programs. The only type of fiduciary fund the District maintains is a Firefighters' Pension Trust Fund,under Florida Statute Chapter 175, which accounts for retirement assets held by the Plan that are payable to qualified firefighters upon C� retirement. Budgetary Information The District has elected to report budgetary comparisons of its major funds and its non-major fund as required supplementary information (RSI). Investments The District adheres to the requirements of GASB Statement Number 31, "Accounting and Financial Reporting for Certain Investments and for External Investment Pools," (GASB 31) in which all investments are reported at fair value. Investments, including restricted investments, consist of certificates of deposit,U.S. Government securities, corporate debt and equity securities, and securities of government agencies unconditionally guaranteed by the U.S. Government. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 21 of 102 NOTES TO THE FINANCIAL STATEMENTS t September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,CONTINUED Budgets and Budgetary Accounting The District adopted separate annual General Fund budgets for each of the two (2) El service delivery areas within the District's General Fund. The District adopted annual budgets for the Special Revenue Funds, including the Impact Fee Fund and the Inspection Fee Fund. No budget was adopted or required to be adopted for the Firefighters' Pension Trust Fund. The District follows these procedures in establishing budgetary data for the General Fund, the Impact Fee Fund,and the Inspection Fee Fund: I 1. During the summer of each year,the District Fire Chief submits to the Board of r Commissioners a proposed operating budget for the fiscal year commencing on the upcoming October 1. The operating budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted to obtain citizen comments. 3. The budget is adopted by approval of the Board of Commissioners. L J 4. Budget amounts, as shown in these basic financial statements, are as originally adopted or as amended by the Board of Commissioners. 0 5. The budget is adopted on a basis consistent with accounting principles generally accepted in the United States of America. 6. The level of control for appropriations is exercised at the fund level. v. d 7. Appropriations lapse at year-end. [: 7 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 22 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Budgets and Budgetary Accounting, continued Several budget amendments were approved by the Board of Commissioners during the year ended September 30,2018. Budgeted revenues and expenditures were increased(decreased)as follows: i1 Amount General fund-NN SDA $ (30,547) L General fund- BCI SDA (486,161) L Total General Fund $ (516,708) ( 1 Impact fee fund $ 2,642,078 Inspection fee fund $ - Impact Fees/Deferred Revenue The District levies an impact fee on new construction within the District. The intent of the fee is for growth within the District to pay for capital improvements needed due to the growth. The fee is imposed and collected by Collier County and remitted to the District which accounts for impact fees collected by service delivery area. The fee is refundable if not expended by the District within six(6)years from the date of collection. The District,therefore,records this fee as restricted cash and as unearned revenue until the date of expenditure, at which time it is recognized as revenue and charged to capital outlay in the fund financial statements and capital assets in the government-wide financial statements. Net Position In the government-wide financial statements, net position is identified as restricted when there arc externally imposed constraints as to its use, such as through debt covenants, by grantors, or by law. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 23 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Fund Balances The governmental fund financial statements the District maintains include nonspendable,restricted,assigned, and unassigned fund balances. Nonspendable fund balances are those that cannot be spent because they are either(a)not in spendable form or(b) legally or contractually required to be maintained intact. Criteria include items that are not expected to be converted into cash, for example prepaid expenses. L] Restricted fund balances are those that are restricted by a third party such as inspection fees. Restricted fund balances can only be spent for the stipulated purposes. The District's assigned fund balances are a result of official action of the District's Board. The District's intent is to maintain a minimum assigned fund balance level of three (3) months of budgeted total expenditures. The assigned fund balance includes the District's operational and capital reserves as well as its disaster reserve. At September 30, 2018,fund balance is also assigned for a variety of specific items by District Board action. Any use of the assigned fund balance requires the District's Board approval. I Due To/From Other Funds Interfund receivables and payables arise from interfund transactions and are recorded by funds affected in the period in which the transactions are executed. Due From Other Governments No allowance for losses on uncollectible accounts has been recorded since the District considers all amounts to be fully collectible. Indirect Costs Expenses are allocated between service delivery areas on the same line item based upon a Board approved cost allocation plan. For the year ended September 30, 2018,the costs were allocated on a percentage basis of 84.82°o to NN SDA and 15.18°'o to BCI SDA. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 24 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Compensated Absences The District's employees accumulate annual leave based on the number of years of continuous service. Upon termination of employment,employees can receive payment of accumulated annual leave if certain criteria are met. The costs of accumulated annual leave benefits(compensated absences)are expended in the respective operating funds when payments are made to employees. However,the liability for all accrued vacation and personal leave benefits is recorded in the L 1 government-wide Statement of Net Position. r , Encumbrances Encumbrance accounting,under which purchase orders,contracts and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is not employed by the District because, at present, it is not necessary in order to assure effective budgetary control or to facilitate effective cash planning and control. Management Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make J estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenditures during the reporting period. Actual results could differ from those estimates. Interfund Transactions The District considers interfund receivables(due from other funds)and interfund payables (due to other funds)to be loan transactions to and from other funds to cover temporary (three months or less)cash needs. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that arc properly applicable to another fund are recorded as expenditures/expenses in the reimbursing finds and as reduction of expenditures/expenses in the fund that is reimbursed. Such amounts are eliminated in the government-wide financial statements. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 25 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,CONTINUED Pensions In the government-wide statement of net position, liabilities are recognized for the District's proportionate share of each pension plan's net pension liability. For purposes of measuring the net pension liability,deferred outflows of resources and deferred inflows of resources related to pensions,and pension expense, information .. about the fiduciary net position of the Firefighters'Pension Fund (FPF),the Florida Retirement System (FRS)and the Health Insurance Subsidy(HIS)defined benefit plan and additions to/deductions from fiduciary net position have been determined on the same basis as they are reported by the Plans. For this purpose, benefit payments, Ej (including refunds of employees'contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value for the FPF. The District's retirement plans and related amounts are described in a subsequent note. Deferred Outflows/Inflows of Resources In addition to assets, the statement of net position reports a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources,represents a consumption of net position that applies to future periods and so will not be recognized an as outflow of resources (expense/expenditure)until then. The deferred amount on pensions is reported only in the government-wide Statement of Net Position. The deferred outflows of resources related to pensions and OPEB are discussed in a subsequent note. In addition to liabilities, the statement of net position reports a separate section for deferred inflows of resources. fills separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period and so will not be recognized as an inflow of resources(revenue) until that time. The deferred amount on pensions is reported only in the government-wide Statement of Net Position. A deferred amount on pension results from the difference in the expected and actual amounts of experience, earnings, and contributions. This amount is deferred and amortized over the service life of all employees that arc provided with pensions and OPI?13 through these plans except earnings which arc amortiiecl over five to seven years. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 26 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE A- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED Reclassifications Certain amounts in the financial statements have been reclassed to conform with the current presentation. These reclassifications had no effect on the results of operations or fund equity. L Subsequent Events - Subsequent events have been evaluated through May 20, 2019, which is the date I -i the basic financial statements were available to be issued. NOTE B - CASH AND CASH EQUIVALENTS 4 Cash and cash equivalents of the primary government(exclusive of the Firefighters' Pension Trust Fund)were$10,713,057,of which $2,688,952 was restricted at September 30,2018. Total cash and cash equivalents included cash on hand of $1,300 at September 30, 2018. Deposits The District's deposit policy (exclusive of the Firefighters' Pension Fund) allows deposits to be held in demand deposit and money market accounts and is consistent with Florida Statutes, Chapter 218.415(17). All District depositories are institutions designated as qualified depositories by the State Treasurer at September 30,2018. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 27 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE B - CASH AND CASH EQUIVALENTS,CONTINUED Deposits, continued Deposits consist of the following at September 30,2018: District Carrying Bank Amount Balance Unrestricted General Fund Depository Accounts $ 5,937,060 $ 6,159,628 Money Market 2,085,745 2,085,745 Total General Fund $ 8,022,805 $ 8,245,373 Restricted General Fund Depository Accounts $ - $ Special Revenue Funds Impact Fee Depository Accounts 1,350,731 1,370,303 Inspection Fee Depository Accounts 1,338,221 1,338,221 Total Special Revenue Funds 2,688,952 2,708,524 Total Restricted Funds $ 2,688,952 $ 2,708,524 The District's deposits were entirely covered by federal depository insurance or by collateral pursuant to the Public Depository Security Act(Florida Statute 280)of the State of Florida. Bank balances approximate market value. Li 1 he District held no other types of deposits during the year ended September 30, 2018. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 28 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE B- CASH AND CASH EQUIVALENTS, CONTINUED Restricted Cash and Equivalents The following is a brief description of the restrictions on cash and cash equivalents: The Impact Fee account is used to account for the deposit of impact fees received by both service delivery areas and are restricted for certain capital asset acquisition associated with growth within the District. Impact fees are collected by Collier County for the District pursuant to County ordinance and District resolution. I. The Inspection Fee account is used to account for inspection fees collected for 1 1 performing new construction fire inspections within the District. Such revenue is restricted for inspection service related costs. NOTE C - INVESTMENTS Firefighters' Pension Plan -Investments Investments held in the Firefighters' Pension Trust Fund (the "Plan")totaled Li $81,053,782(including$1,492,018 in cash and cash equivalents, $3,712,946 in mutual funds, $56,278,449 in equity securities, $13,184,659 in fixed income securities, and $6,385,710 in real estate) at September 30, 2018. Such investments Li are administered in accordance with Firefighters' Pension Board policy. This policy provides for investments in cash and cash equivalents, money markets, mutual funds, equities,treasury notes, federal agency guaranteed securities,corporate bonds, notes and/or equities and real estate. The Firefighters'Pension Trust Fund accounts for resources held to fund the respective firefighter employee pension benefits. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 29 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE C- INVESTMENTS, CONTINUED Firefighters' Pension Plan-Investments,continued The Firefighters'Pension Trust Fund investments were held by a financial and investment institution and are subject to certain insurances up to limits specific to the trustee/custodian institution and retirement trust funds. These assets are subject to loss of principal. Investment Authorization: The Plan's investment policy is determined by the Plan's Board of Trustees. The policy has been designed by the Board to conduct the operations of the Plan in a manner so that the assets will provide the pension and other benefits provided under applicable laws. As such,the policy is designed by the Board to maximize the Plan's asset value,while assuming risk that is consistent with the Board's risk tolerance. The Trustees are authorized to acquire and retain every kind of property(real, personal or mixed)and every kind of investment specifically including, but not by way of limitation, money markets, mutual funds, bonds,debentures, stocks(preferred or common) and other corporate obligations. Investments are carried at fair value at September 30, 2018. Interest and dividend revenues are recorded as earned. Purchases and sales of investments are recorded on the trade-date basis. Unrealized gains and losses are presented as net appreciation (depreciation) in fair value of investments on the statement of changes in fiduciary net position along with gains and losses realized on sales of investments. Given the inherent nature of investments, it is reasonably possible that changes in the value of those investments will occur in the near term and that such changes could materially affect the amounts reported (loss of principal). Investment in all equity securities shall be limited to those listed on a major U.S. stock exchange and limited to no more than 80°0 (at market)of the Plan's total asset value. The equity position in any one company shall not exceed .5°0 of the Plan's total assets at market. Investments in stock of foreign companies shall be limited to 35°0 of the value of the Plan's total assets at market. The fixed income portfolio shall be compromised of securities with a quality rating of investment grade or higher by a major rating service. Except for frcasuiy and Agency obligations, the debt portion of the Plan shall contain no more than 10°0 of a given issuer irrespective of the number of differing issues. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 30 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30, 2018 NOTE C- INVESTMENTS, CONTINUED Firefighters' Pension Plan -Investments, continued Investment Authorization, continued: The current target allocation at September 30, 2018,of these investments at market is as follows: Investment Long Term Authorized Policy-Target Expected Real Investments Allocation 4a Rate Return% Li Domestic Equities 35-55°0 7.5% Fixed Income 15 40% 2.5% TIPS 0-10% Not Available Real Estate 0-15% 4.5% International Equities 10-25% 8.5% International Fixed Income 0 10% 3.5% al Global Tactical Asset Allocation 0-15% 3.5% Cash and Cash Equivalents Minimal Minimal Interest Rate Risk: Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally,the longer the maturity of an investment, the greater the sensitivity of its fair value to change in market interest rates. As a means of limiting its exposure to interest rate risk, the Plan diversifies its investments by security J type and institution, and limits holdings in any one type of investment with any one issuer with various durations of maturities. Eli Information about the sensitivity of the fair values of the Plan's fixed income investments to market interest rate fluctuations is provided by the following table that shows the distribution of the Plan's investment by maturity at September 30, 2018: Investment Maturities tin years) ElInvestment Type Fair Value Less than I I to 5 6 to 10 More than 10 Corporate bonds $ 7,379,442 $ - $ 3,020,354 $ 2 883,504 $ 1,475,584 Mutual funds 3,712,946 - 2,640,276 786,773 285,897 U.S. Agencies 4,790,403 180,579 170,508 4,439,316 U.S.1 rcasuries 1014 814 - 34,298 154,718 825,798 $ 16,897 605 $ 180,579 $ 5,694,928 $ 3,995,503 $ 7,026,595 Credit Risk: Credit risk is the risk that a security or a portfolio will lose some or all of its value clue to a real or perceived change in the ability of the issuer to repay its debt. The Plan's investment policy utiliics portfolio diversification in an effort to mitigate this risk. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 31 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE C - INVESTMENTS, CONTINUED Firefighters' Pension Plan -Investments,continued Credit Risk,continued: The following table discloses credit rating by fixed income investment type at September 30,2018,if applicable: Fair Percentage of kil Value Portfolio Quality rating of credit risk debt securities A $ 621,176 0.78 °o El Al 281,260 0.35 A2 846,041 1.06 A3 1,631,707 2.05 Ei AA 235,030 0.30 Aa2 249,411 0.31 Aa3 140,817 0.18 dui I. AAA 2,138,995 2.69 B 383,919 0.48 Bal 131,724 0.17 Baal 1,920,365 2.41 4 gam 1,510,475 1.90 Baa3 602,361 0.76 BB 626,745 0.79 BBB 1,254,976 1.58 Unrated government securities 4,322,603 5.43 ElTotal credit risk debt securities $ 16,897,605 21.24 °. * Obligations of the U.S. government or obligations explicitly guaranteed by the U.S. lI government are not considered to have credit risk and do not have purchase limitations. Concentration of Credit Risk: 1 The investment policy of the Plan contains limitations on the amount that can be invested in any one equity issuer as well as maximum portfolio allocation percentages. LiThere were no individual equity investments that represented 5°0 or more of Plan net position at September 30, 2018. In addition, the Plan contains limitations on the amount that can be invested in any one debt issuer,except for the debt securities issued by the U.S. Government. There were no investments in non-U.S. Government debt securities that represented 10°0 or more of Plan net position at September 30, . 2018. LI Custodial Credit Risk: This is the risk that in the event of the failure of the counterparty, the plan will not be able to recover the value of its investments or collateral securities that arc in the NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 32 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE C- INVESTMENTS, CONTINUED Firefighters' Pension Plan -Investments, continued Custodial Credit Risk, continued: possession of an outside party. This risk is generally measured by the assignment of a rating by a nationally recognized statistical rating organization. Consistent with the Plan's investment policy,the investments are held by the Plan's custodial bank and registered in the Plan's name. r ? Foreign Currency Risk: I This is the risk that fluctuations in currency exchange rate may affect transactions conducted in currencies other than U.S. Dollars and the carrying value of foreign investments. The Plan's primary exposure to foreign currency risk is derived from its direct investments in international equity and fixed income mutual funds. The Plan owns shares in international equity and international bond funds. In accordance with the Plan's investment policy statement,the US equity and fixed income separate account managers may invest in individual securities designated as foreign as part of the normal course of the investment process. The individual foreign securities may be American Depository Receipts,or NYSE common stock, both transacted in US dollars,or foreign ordinary securities transacted in foreign currency. The investment policy limits the foreign investments to no more than 35%of the Plan's investment balance in equities and no more than 10% in fixed income. As of September 30, 2018, the Plan's exposure to foreign currency risk related to foreign equity funds and bonds is as follows: L1 J Fair Percentage of Value Portfolio L ) international equity funds and fixed income(bonds) $ 17,831,832 ° Fair Value Measurements: Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The Plan categorizes its fail value measurements within the fair value hierarchy as established by generally accepted accounting principles. The fair value hierarchy categorizes the inputs to valuation techniques used to measure fair value into three levels based on the extent to which inputs used in measuring fair value are observable in the market as follows: ElLevel 1 - Inputs to the valuation methodology are based upon quoted prices for identical assets in active markets. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 33 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE C- INVESTMENTS, CONTINUED Firefighters' Pension Plan -Investments,continued Fair Value Measurements, continued: Level 2 -Inputs to the valuation methodology are based upon observable inputs for the assets either directly or indirectly, other than those considered Level 1 inputs, which may include quoted prices for identical assets in markets that are not considered to be active, and quoted prices of similar assets in active or inactive markets. Level 3 -Inputs to the valuation methodology are based upon unobservable inputs. Following is a description of the valuation methodologies used for asset measured at fair value. Common stock: Valued at the closing price reported on the New York Stock Exchange. Government securities: Valued using pricing models maximizing the use of observable inputs for similar securities. Mutual funds: Valued at the daily closing price as reported by the Plan. Mutual funds held by the Plan are open-ended mutual funds that are registered with the Securities and Exchange Commission. These funds are required to publish their daily net asset value (NAV) and to transact at that price. The mutual funds held by the Plan are deemed to be actively traded. Corporate bonds: Valued using pricing models maximi/ing the use of observable inputs for similar securities. This includes basing the value on yields currently available on comparable securities of issuers with similar credit ratings. When quoted prices are not available for identical or similar bonds, the bond is valued under a discounted cash flows approach that maximises observable inputs, such as current yield of similar instruments, but included adjustments for certain risks that may not be observable, such as credit and liquidity risks or a broker quote, if available. Real estate: Valued at the net asset value of shares held by the Plan at year end. The Plan has investments in private market real estate investments for which no liquid public market exists. 'a; NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 34 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE C - INVESTMENTS, CONTINUED Firefighters' Pension Plan-Investments, continued Fair Value Measurements,continued: The following table presents the Plan's fair value hierarchy for investments at fair value as of September 30,2018: Fair Value Measurements Win Quoted Prices in Significant Active Other Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Total Level I Level 2) Level 3 LIInvestments by fair value level Equity securities: Common stocks $ 24,123,954 $ 24,123,954 $ - $ - Foreign stocks 1,447,274 1,447,274 - - Domestic equity mutual funds 19,148,387 - 19,148.387 - International equity mutual funds 11,413,448 - 11,413,448 REIT 145,386 - 145 386 - Total equity securities 56 278,449 25,571,228 30,707 221 ti Debt securities U.S.treasury securities 1014,814 1,014,814 - U.S.agency securities 4,790,403 - 4,790,403 II Corporate bonds 7 379,442 - 7,379,442 Fixed income mutual funds 3,712,946 - 3,712 946 Total debt securities 16,897,605 1,014,814 15,882,791 1 Total investments by fair value 73,176,054 $ 26,586,042 $ 46 590 012 $ Investments measured al the net asset value AV F 1Real estate fund 6 385 710 Money market funds(exempt) 1,492 018 total mve,lmenls $ 81 053,782 * A,required by GAAP,certain investments have not been classified in the fair value hierarchy I he lair io value amounts presented in the previous table are intended to penult reconciliation for the lair value bierar..by to the total investment line item in the Statement of fiduciary Net Position ti ''' NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 35 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE C - INVESTMENTS,CONTINUED Firefighters' Pension Plan-Investments, continued Fair Value Measurements,continued: The following table summarizes investment for which fair value is measured using the net asset value per share practical expedient, including their relate unfunded commitments and redemption restrictions: Investments measured at the NAV 1 Redemption Unfunded Frequency(tf Redempt,on Fair Value Commitments Current! El ible Notice Period Real estate fund $ 6,385 710 $ - Quarterly 90 Days Real estate fund: The fund is an open-ended real estate investment fund investing primarily in core institutional office,retail, industrial,and multi-family properties located throughout the United States. The investment is valued at NAV and its redemption must be received by the fund 90 days prior to quarter end. NOTE D - DUE TO/FROM OTHER FUNDS Interfund receivables and payables at September 30,2018, are as follows: Due from Due to Fund Other Funds Other Funds f General Fund i 1 Impact Fcc Fund $ 1,255,000 $ 7,065 Inspection Fee 1 and 1 508,791 181 608 lotal General I•und 2 763 791 188,673 I_ l Special Revenue I.unds Impact lee 1 and General 1 and 7,065 1 255,000 Inspection Ice fund 102,668 In,pection lee I and General I and 181,608 1508 791 Impact 1 ee Fund 102 668 I otal Special Revenue I unds 291 341 2 866 459 I Dail $ 3 055 132 $ 3 055 132 Interfund receivables and payables were eliminated for presentation purposes in the Statement of Net Position at September 30, 2018. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 36 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE E - CAPITAL ASSETS ACTIVITY The following is a summary of changes in capital assets activity for the year ended September 30, 2018: Balance Balance October 1 Increases/ Decreases/ Adjustments/ September 30 2017 Additions Retirements Reclassifications 2018 Capital Assets Not Being Depreciated: t Land $ 12,823,117 $2,889,872 $ - $ - $ 15,712,989 Construction in progress 1,296,888 20,743 - - 1,317,631 Total Capital Assets Not Being Depreciated 14,120,005 2,910,615 - 17,030,620 Capital Assets Being Depreciated: Assets held under capital lease 2,720,300 892,447 - - 3,612,747 Buildings 20,475,332 356,974 (157,661) - 20,674,645 Office equipment 1,337,546 65,820 (180,442) - 1,222,924 Vehicles 9,000,165 12,299 (86,389) - 8,926,075 Equipment&machinery 4,008,407 165,105 351,584 - 3,821,928 Total Capital Assets Being Depreciated 37,541,750 1,492,645 776,076 - 38,258,319 Less Accumulated El Depreciation: Assets held under capital lease (288,626) (297,587) - (586,213) Buildings (7,293,433) (451,882) 112,632 - (7,635,683) Office equipment (686,173) (160,499) 167,789 - (678,883) Vehicles (6,597,072) (422,523) 86,389 - (6,933,206) l quipmcnt&machinery 2,834,696 348,171 346,251 - 2,836,616 fotal Accumulated Depreciation 17,700,000 1,683,662 713,061 18 670,601 rota)Capital Assets being Depreciated,Net 19,841,750 191,017 63,015 - 19,587 718 Capital Assets,Net $ 33,961,755 $2,719,598 $ 63,015 $ - 36,618,338 Related Debt 3.095 573 Net rove dmcnt in capital astiet' $33 522,765 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 37 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE E- CAPITAL ASSETS ACTIVITY, CONTINUED Depreciation expense was charged to the following functions during the year ended September 30,2018: Amount General Government Total Depreciation Expense $1,683 662 t. (, The District has capital assets held under capital leases with a total cost of 4 $3,612,747 at September 30, 2018. The capital assets held under capital lease has L i accumulated depreciation of$586,213 and depreciation expense of$297,587 for the year ended September 30,2018. NOTE F- LONG-TERM OBLIGATIONS The following is a summary of changes in long-term obligations for the year ended September 30,2018: Balance Retirements Balance Amounts October 1 And September 30 Due Within 2017 Additions Adjustments 2018 One Year Net OPEB Liability $10,117,484 $ 56,124 $ - $10,173,608 $ Net Pension Liability-FRS 11,477,584 - (2,015,369) 9,462,215 Net Pension Liability-HIS 2,270,390 - (258,015) 2,012,375 Net Pension Liability-PPT 2,990,199 183,463 - 3,173,662LI - Capital Leases 2,333,354 888,147 (413,428) 2,808,073 409,071 Note Payable- Land 345,000 - (57,500) 287,500 57,500 Compensated Absences 2,028,280 46,215 - 2,074,495 - $31,562,291 $ 1,173,949 $ 2,744,312 $29,991,928 $ 466,571 The following is a summary of long-term obligations at September 30, 2018: Amount Net OPI B liability actuarially determined GASB No 75 $ 10,173 608 Net pension liability I RS pension plan 1 lu amount as actuarially determined throe,It ailetilation based upon the audited financed statements of the Florida IRS Plan 9 162 215 Net pen roil liability I IIS plan I his amount is notarially determined throu•,'h calculation b.tscd upon the audited!manual statements of the I loriha I ItS Plan 2 012 375 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 38 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE F - LONG-TERM OBLIGATIONS,CONTINUED Amount Net pension liability-Firefi liters'Pension Trust(FPT)plan. This amount is actuarially determined through calculation based upon the audited financial statements of the FPT Plan. 3,173,662 $160,240 capital lease payable dated April 19,2013,for eleven(I 1)chest compression systems to financial institution over a 60 month period i ending March 2018 in equal payments of$2,671 at a zero stated interest rate.Paid in full during fiscal year ended September 30,2018. - $2,546,268 capital lease payable dated January 15,2016 for one(I)ladder truck and three(3)pumper trucks payable to a financial institution in ten (10)annual payments of$295,233 ending December 14,2025 including r"' interest at 2.822%. 2,088,084 $888,147 capital lease payable beginning May I,2018 for a ladder truck payable to a financial institution in five(5)annual payments of$193,000 ending May 1,2022 including interest at 2.74°c. 719,989 $1,150,000 note payable dated January 1 2003 to SunTrust Bank over a 20 year period ending November I,2022 in equal annual principal payments on November I of$57,500 plus accrued interest at a rate of 3.75°0.The note is collateralized by Impact fees 287,500 Non current portion of compensated absences. Employees of the District r are entitled to paid vacation based on length of service and job classification.(Combined SDA) 2,074,495 s,w 29,991,928 Less Current Portion 466,571 Long-Terni Portion $ 29 525,357 Li The annual debt service requirements at September 30, 2018, were as follows: Capital Capital Note Years Coding Leases Payable 1 eases Payable Payable Total September 30 Princi al I Principal(I) Princi:al 2. Princi,.al 2019 $ 236,305 $ 172,766 $ 57,500 $ 466,571 2020 242,974 177,500 57,500 477,974 2021 249,831 182,363 57,500 489,694 2022 256,881 187,360 57,500 501,741 2023 264,131 57,50() 321,631 2024-2026 837,962 - 837,962 El $ 2,088,081 $ 719 989 $ 287 500 3,095,573 Net OPP13 I lability 10,173,608 Net Pension 1 lability-IRS 9,462,215 Net Pension I iability-Ills 2,012,375 Net Pension 1 lability 11''1' 3,173,662 Compensated absences 2,074 495 I ural lone term debt $ 29 991,928 (1)Debt service paid through General 1 and (2)Debt service paid through Impact I cc I and Interest expense for the year ended September 30,2018,was$103,260 including interest espciise on capital lease of$89,749. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 39 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS The following three retirement plans have been established by the District: Plan 1 - Florida Retirement System(FRS) Plan 2 -Firefighters'Pension Trust Fund(Florida Statute 175) Plan 3 -401(a) Plan t. Employee participation in a specific plan is based on the respective employee's original hire date. General Information about the Florida Retirement System The Florida Retirement System ("FRS")was created in Chapter 121, Florida Statutes. The FRS was created to provide a defined benefit pension plan("Pension Plan") for participating public employees. All District employees are participants in the Statewide Florida Retirement System (FRS) under authority of Article X, Section 14 of the State Constitution and Florida Statutes, Chapters 112 and 121. The FRS was amended in 1998 to add the Deferred Retirement Option Program ("DROP") under the defined benefit plan and amended in 2000 to provide an integrated defined contribution plan alternative to the defined benefit plan for FRS members effective July 1, 2002. This integrated defined contribution pension plan is the FRS Investment Plan. Chapter 112,Florida Statutes, established the Retiree Health Insurance Subsidy(HIS) Program, a separate cost-sharing, multiple-employer defined benefit pension plan to assist retired members of any State-administered retirement system in paying the costs of health insurance. Essentially all regular employees of the District are eligible to enroll as members of the State-administered FRS. Provisions relating to the FRS are established by Chapters 121 and 122, Florida Statutes; Chapter 112, Part IV, Florida Statutes; Chapter 238, Florida Statutes; and Florida Retirement System Rules, Chapter 60S, Florida Administrative Code; wherein eligibility, contributions, and benefits arc defined and described in detail. Such provisions may be amended at any time by further action from the Florida Legislature. The FRS is a single retirement system administered by the Florida Department of Management Services, Division of Retirement, and consists of two cost-sharing, multiple-employer defined benefit plans(Pension and 1IUS Plans) and other nonintegrated programs. A comprehensive annual financial report of the FRS, which includes its financial statements, required supplementary information,actuarial report, and other relevant information dated June 30,2018, is available from the Florida Department of Management Services' Website (www.dms.myllorida.com). NOTENORTHG COLLIERRETIREMENT FIRE CONTROLPLANSCONTINUAND RESCUE ED DISTRICT Page 40 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 - , General Information about the Florida Retirement System,continued The District's total FRS and HIS pension expense was $1,230,330 for the year ended September 30, 2018 and is recorded in the government-wide financial statements. Total District actual FRS and HIS retirement contribution expenditures were$981,054, $1,203,482 and$1,186,368 for the years ended September 30, ' 2018,2017 and 2016,respectively. The District contributed 100%of the required contributions. ` } FRS Pension Plan Plan Description. The FRS Pension Plan ("Plan") is a cost-sharing, multiple- employer defined benefit pension plan,with a Deferred Retirement Option Program (DROP) for eligible employees. The general classes of membership are as follows: Regular Class-Members of the FRS who do not qualify for membership in the other classes. Senior Management Service Class(SMSC)-Members in senior management level positions. Special Risk Class-Members who are employed as certified firefighters and Limeet the criteria to qualify for this class. Elected Officials-Members who are elected by the voters within the District boundaries. Employees enrolled in the Plan prior to July 1,2011, vest at six years of creditable service and employees enrolled in the Plan on or after July 1, 2011, vest at eight years of creditable service. All vested members, enrolled prior to July 1,2011, arc eligible for normal retirement benefits at age 62 or at any age after 30 years of service,except for those members classified as special risk who are eligible for normal retirement benefits at age 55 or at any age after 25 years of service. All members enrolled in the Plan on or after July 1,2011, once vested,are eligible for normal retirement benefits at age 65 or any time after 33 years of creditable service, except for members classified as special risk who are eligible for normal retirement benefits at age 60 or at any age after 30 years of service. Members of both Plans (Pension and I IIS) may include up to 4 years of credit for military service toward creditable service. 1 he Plan also includes an early retirement provision; however, there is a benefit reduction for each year a member retires before his or her normal retirement date. 1 he Plan provides retirement, disability, death benefits, and annual cost of living adjustments to eligible participants. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 41 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G- RETIREMENT PLANS,CONTINUED FRS Pension Plan, continued DROP, subject to provisions of Section 121.091, Florida Statutes, permits employees eligible for normal retirement under the Plan to defer receipt of monthly benefit payments while continuing employment with an FRS employer. An employee may participate in DROP for a period not to exceed 60 months after electing to participate. During the period of DROP participation,deferred monthly benefits are held in the FRS Trust Fund and accrue interest. The net pension liability does not include amounts for DROP participants,as these members are considered retired and are not accruing additional pension benefits. Benefits Provided. Benefits under the Plan are computed on the basis of age, and/or years of service,average final compensation, and credit service. Credit for each year of service is expressed as a percentage of the average final compensation. For members initially enrolled before July 1, 2011,the average final compensation is the average of the five highest fiscal years'earnings; for the members initially enrolled on or after July 1,2011,the average final compensation is the average of the eight highest fiscal years' earnings. The total percentage value of the benefit received is determined by calculating the total value of all service,which is based on retirement plan and/or the class to which the member belonged when the service credit was earned. Members are eligible for in-line-of-duty or regular disability and survivors' benefits. The following chart shows the percentage value of each year of service credit earned: Class, Initial Enrollment,and Retirement A'e'Years of Service °oValue Regular Class and elected members initially enrolled before July I,2011 EIRetirement up to age 62,or up to 30 years of service 1.60 Retirement at age 63 or with 31 years of service 1.63 Retirement at age 64 or with 32 years of service 1.65 Retirement at age 65 or with 33 or more years of service 1,68 Regular Class and elected members initially enrolled on or after July 1,2011 Retirement up to age 65 or up to 33 years of service 1.60 Retirement at age 66 or with 34 years of service 1.63 Retirement at age 67 or with 35 years of service 1.65 Retirement at age 68 or with 36 or more years of service 1.68 Special Risk Regular Service from December I, 1970 through September 30, 1974 2.00 Service on or after October I, 1974 3.00 Senior Management Service Class '.00 Elected Officers'Class 3.00 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 42 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS,CONTINUED FRS Pension Plan, continued As provided in Section 121.101, Florida Statutes, if the member is initially enrolled in the FRS before July 1,2011,and all service credit was accrued before July 1, 2011, the annual cost-of-living adjustment is 3 percent per year. If the member is initially enrolled before July 1,2011, and has service credit on or after July 1,2011, there is j an individually calculated cost-of-living adjustment. The annual cost-of-living adjustment is a proportion of 3 percent determined by dividing the sum of the pre-July 2011 service credit by the total service credit at retirement multiplied by 3 percent. Plan members initially enrolled on or after July 1, 2011,will not have a cost-of-living adjustment after retirement. Contributions. The Florida Legislature establishes contribution rates for participating employers and employees. Contribution rates during the year ended September 30, 2018 were as follows: Percent of Gross Sala Class Employee Employer(1) Em,lo.er 3 Florida Retirement System,Regular 3.00 7.92 8 26 Florida Retirement System,Senior Management Service 3 00 22.71 24 06 Florida Retirement System,Special Risk 3 00 23.27 24 50 Deferred Retirement Option Program-Applicable to Members from All of the Above Classes 0 00 13.26 14 03 Florida Retirement System,Reemployed Retiree (2) N/A N A Florida Retirement System,Elected Official 3 00 45.50 48 70 Notes: (I) Employer rates include 1.66 percent for the post employment health insurance subsidy. Also, employer rates,other than for DROP participants,include.06 percent for administrative costs for 1 the Investment Plan. Rates for 7/1/17-6/30/18. (2) Contribution rates are dependent upon retirement class in which reemployed. (3) Employer rates include 1.66 percent for the post employment health insurance subsidy. Also, employer rates,other than for DROP participants,include.06 percent for administrative costs for the Investment Plan. Rates for 7/1/18 6/30/19. As defined by the Plan. El {3, NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 43 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS,CONTINUED FRS Pension Plan, continued Pension Liabilities,Pension Expense, Deferred Outflows of Resources and Deferred Inflows of Resources Related to the Pension Plan. At September 30,2018, the District reported an FRS pension liability of$9,462,215 for its proportionate share of the net pension liability. The net pension liability was measured as of September 30,2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of July 1, 2018. The District's proportionate share of the net pension liability was based on the District's 2017-18 fiscal year contributions relative to the total 2017-18 fiscal year contributions of all participating members. At September 30,2018,the District's proportionate share was .031414516 percent, which was a decrease of.007388205 percent from its proportionate share measure as of September 30, 2017. For the year ended September 30, 2018,the District recognized FRS pension expense of$1,148,147. In addition,the District reported deferred outflows of resources and deferred inflows of resources related to the pension from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Differences between expected and actual experience $ 801,592 $ 29,094 Change of assumptions 3,091,789 Net difference between projected and actual earnings on pension plan investments - 731,071 Changes in proportion and differences between ElDistrict contributions and proportionate share of contributions 1,035,736 2,713,521 District contributions subsequent to the 1111 measurement date 219,914 Total $ 5,149,031 $ 3,473,686 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 44 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED FRS Pension Plan,continued The deferred outflows of resources related to the FRS pension, totaling$219,914 resulting from District contributions subsequent to the measurement date,will be recognized as a reduction on the net pension liability in the fiscal year ended September 30,2019. Other amounts reported as deferred outflows of resources I M and deferred inflows of resources related to the pension will be recognized in pension expense over the remaining service period of 6.4 years as follows: Fiscal Years Ending t September 30 Amount 2019 $ 222,140 2020 222,140 2021 222,140 2022 222,141 2023 404,908 Thereafter 161,962 Total $ 1,455,431 Actuarial Assumptions. The total pension liability in the July 1,2018, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Inflation 2.60 percent Real payroll growth 0.65 percent Salary increases 3.25 percent,average, including inflation Investment rate of return 7.00 percent, net of pension plan investment expense, including inflation Mortality rates were based on the Generational RP-2000 with Projection Scale BB. The actuarial assumptions used in the July 1, 2018, valuation were based on the results of an actuarial experience study for the period July 1, 2008 through June 30, 2013. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 45 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G- RETIREMENT PLANS, CONTINUED FRS Pension Plan, continued The long-term expected rate of return on pension plan investments was not based on historical returns, but instead is based on a forward-looking capital market economic model. The allocation policy's description of each asset class was used to map the target allocation to the asset classes shown below. Each asset class assumption is t ' based on a consistent set of underlying assumptions,and includes an adjustment for the inflation assumption. The target allocation and best estimates of arithmetic and I j geometric real rates of return for each major asset class are summarized in the following table: t'` Compound Annual Annual i Target Arithmetic (Geometric) Standard Asset Class Allocation(1 r Return Return Deviation Cash i°o 2.9°o 2.9°o 1.8°0 Fixed income 18°o 4.4°0 4.3°0 4.0°0 Global equity 54°o 7.6°o 6.3°0 17.0°0 Real estate(property) 11°0 6.6°0 6.0°0 11.3°0 Private equity 10°0 10.7°0 7.8°o 26.5°0 Strategic investments 6°'0 6.0°0 5.70. 8.6°0 Total 100°0 Assumed inflation-Mean 2.6°0 1.9°0 (I)As outlined in the Plan's investment policy Discount Rate. The discount rate used to measure the total pension liability was 7.00 percent.The Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the discount rate for calculating the total pension liability is equal to the long-term expected rate of return. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 46 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS,CONTINUED FRS Pension Plan,continued Sensitivity of the District's Proportionate Share of the Net Pension Liability to Changes in the Discount Rate. The following presents the District's proportionate share of the net pension liability calculated using the discount rate of 7.00 percent which was reduced from 7.10%, as well as what the District's L # proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage-point lower (6.00 percent) or 1-percentage-point 1 higher(8.00 percent)than the current rate: 1°0 Current 1% ; Decrease Discount Rate Increase (6.00%) (7.00% (8.00%) District's proportionate share of the net pension liability $ 17 268,939 $ 9,462215 $ 2,978,269 Pension Plan Fiduciary Net Position. Detailed information about the pension plan's fiduciary net position is available in the separately issued FRS Pension Plan and Other State Administered Systems Comprehensive Annual Financial Report(FRS "CAFR") dated June 30, 2018. The FRS CAFR and actuarial reports may also be obtained by contacting the Division of Retirement at: Department of Management Services ri Division of Retirement Bureau of Research and Member Communications P.O. Box 9000 Tallahassee, FL 32315-9000 850-488-5706 or toll free at 877-377-1737 http:/%www.dms.m)florida.com/workforce_operationsketirement/publications Payables to the Pension Plan. At September 30, 2018, the District reported a payable of$0 for the outstanding amount of contributions in the pension plan. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 47 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED HIS Plan Plan Description. The Health Insurance Subsidy Plan ("HIS Plan") is a cost-sharing multiple-employer defined benefit pension plan established under Section 112.363,Florida Statutes. The benefit is a monthly payment to assist retirees of 1 State-administered retirement systems in paying their health insurance costs and is administered by the Division of Retirement within the Florida Department of Management Services. I Benefits Provided. For the year ended September 30, 2018, eligible retirees and beneficiaries received a monthly HIS payment equal to the number of years of creditable service completed at the time of retirement multiplied by$5. The payments are at least$30 but not more than $150 per month, pursuant to Section 112.363, Florida Statutes. To be eligible to receive a HIS Plan benefit, a retiree under a State-administered retirement system must provide proof of health insurance coverage, which can include Medicare. Contributions. The HIS Plan is funded by required contributions from FRS participating employers as set by the Florida Legislature. Employer contributions are a percentage of gross compensation for all active FRS members. For the year ended September 30, 2018,the contribution rate ranged between 1.66 percent and 1.66 percent of payroll pursuant to Section 112.363, Florida Statutes. The District contributed 100 percent of its statutorily required contributions for the current and preceding three years. HIS Plan contributions are deposited in a separate trust fund from which HIS payments are authorized. IIIS Plan benefits are not guaranteed and Elare subject to annual legislative appropriation. In the event the legislative appropriation or available funds fail to provide full subsidy benefits to all participants, benefits may be reduced or cancelled. Pension Liabilities, Pension Expense,Deferred Outflows of Resources and Deferred Inflows of Resources Related to the HIS Plan. At September 30, 2018,the District reported a IIIS liability of$2,012,375 for its proportionate share of the net IIIS Plan's net pension liability. The net pension liability was measured as of September 30, 2018, and the total pension liability was used to calculate the net pension liability determined by an actuarial valuation as of July 1, 2018. The District's proportionate share of the net IIIS liability was based on the NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 48 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30, 2018 NOTE G - RETIREMENT PLANS, CONTINUED HIS Plan,continued District's 2017-18 fiscal year contributions relative to the total 2017-18 fiscal year contributions of all participating members. At September 30,2018,the District's proportionate share was .019013168 percent, which was a decrease of.002220391 percent from its proportionate share measured as of September 30,2017. For the fiscal year ended September 30, 2018,the District recognized HIS expense of$86,123. In addition, the District reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows Descry:tion of Resources of Resources Differences between expected and actual experience $ 30,809 $ 3,419 Change of assumptions 223,800 212,765 Net difference between projected and actual earnings on HIS pension plan investments 1,215 - Changes in proportion and differences between District 1-IIS contributions and proportionate share of HIS contributions 353,362 563,508 District contributions subsequent to the Elmeasurement date 23,720 - Total $ 632,906 $ 779 692 The deferred outflows of resources related to HIS, totaling$23,720, resulting from District contributions subsequent to the measurement date, will be recognized as a reduction on the net pension liability in the year ended September 30, 2019. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense over the remaining service period of 7.2 years as follows: Fiscal Years Ending September 30 Amount 2019 $ (27,392) 2020 (27,392) 2021 (27,392) H 2022 (27,393) 2023 (27,696) ThereaRei 33.241 Total $ (170,506) NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 49 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED HIS Plan,continued Actuarial Assumptions. The total pension liability in the July 1, 2018, actuarial valuation was determined using the following actuarial assumptions,applied to all periods included in the measurement: Inflation 2.60 percent Real Payroll Growth 0.65 percent Salary Increases 3.25 percent, average, including inflation Municipal Bond Rate 3.87 percent I Mortality rates were based on the Generational RP-2000 with Projected Scale BB. Because the HIS Plan is funded on a pay-as-you-go basis, no experience study has been completed for the Plan. Discount Rate. The discount rate used to measure the total HIS liability was increased from 3.58 %to 3.87%. In general, the discount rate for calculating the total HIS liability is equal to the single rate equivalent to discounting at the long-term expected rate of return for benefit payments prior to the projected depletion date. Because the HIS benefit is essentially funded on a pay-as-you-go basis, the depletion date is considered to be immediate, and the single equivalent discount rate is equal to the municipal bond rate selected by the plan sponsor. The Bond Buyer General Obligation 20-Bond Municipal Bond Index was adopted as the applicable municipal bond index. Sensitivity of the District's Proportionate Share of the Net HIS Liability to Changes in the Discount Rate. The following presents the District's proportionate share of the net HIS liability calculated using the discount rate of 3.87 percent, as well as what the District's proportionate share of the net I IIS liability would be if it were calculated using a discount rate that is 1-percentage-point lower (2.87 percent) or 1-percentage-point higher(4.87 percent) than the current rate: In0 Current 100 Decrease Discount Rate increase .87°0 3.87"0 4.87°0 District's proportionate share of the net 1115 liability $ 2 291,977 $ 2,012,375 i 1,779,310 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 50 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS,CONTINUED HIS Plan,continued Pension Plan Fiduciary Net Position. Detailed information about the HIS plan's fiduciary net position is available in the separately issued FRS Pension Plan and Other State Administered Comprehensive Annual Financial Report(FRS "CAFR") dated June 30, 2018. The FRS CAFR and actuarial reports may also be obtained by contacting the Division of Retirement at: Department of Management Services Division of Retirement Bureau of Research and Member Communications P.O. Box 9000 Tallahassee, FL 32315-9000 850-488-5706 or toll free at 877-377-1737 httt>//www dms.mflorida.com/workforceoperations/retirement/publications Payables to the Pension Plan. At September 30, 2018, the District reported a payable of$0 for the outstanding amount of contributions to the I IIS plan. 1 ] FRS -Defined Contribution Pension Plan L i ] The SBA administers the defined contribution plan officially titled the FRS Investment Plan (Investment Plan). The Investment Plan is reported in the SBA's annual financial statements and in the State of Florida Comprehensive Annual Financial Report. As provided in Section 121.4501, Florida Statutes, eligible FRS members may elect to participate in the Investment Plan in lieu of the FRS defined benefit plan. District employees participating in DROP are not eligible to participate in the Investment Plan. Employer and employee contributions, including amounts contributed to individual member's accounts,are defined by law, but the ultimate benefit depends in part on the performance of investment funds. Benefit terms, including contribution requirements, for the Investment Plan arc established and may be amended by the Florida Legislature. The Investment Plan is funded with the same employer and El employee contribution rates that are based on salary and membership class (Regular Class, Elected County Officers,etc.) as the FRS defined benefit plan. Contributions NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 51 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G- RETIREMENT PLANS, CONTINUED FRS-Defined Contribution Pension Plan,continued are directed to individual member accounts, and the individual members allocate contributions and account balances among various approved investment choices. Costs of administering the plan, including FRS Financial Guidance Program, are funded through an employer contribution of 0.06 percent of payroll and by forfeited benefits of plan members. Allocations to the investment member's accounts during the 2017-18 fiscal year were as follows: Percent of Gross Salary 4 Class Em to ee Em:to er t l Em tlok er(3 Florida Retirement System,Regular 3.00 7.92 8.26 Florida Retirement System Senior Management Service 3.00 22.71 24 06 Florida Retirement System,Special Risk 3.00 23 27 24.50 Deferred Retirement Option Program-Applicable to Members from All of the Above Classes 0.00 13.26 14.03 Florida Retirement System,Reemployed Retiree (2) N/A N/A Florida Retirement System,Elected Official 3.00 45.50 48.70 Notes: (1) Employer rates include 1.66 percent for the post employment health insurance subsidy. Also, employer rates,other than for DROP participants,include.06 percent for administrative costs for the Investment Plan. Rates for 7/1/17-6/30/18. (2) Contribution rates arc dependent upon retirement class in which reemployed. (3) Employer rates include 1.66 percent for the post employment health insurance subsidy. Also, employer rates,other than for DROP participants,include.06 percent for administrative costs for the Investment Plan. Rates for 7/1/18-6/30/19. 0 As defined by the Plan. For all membership classes,employees are immediately vested in their own contributions and are vested after 1 year of service for employer contributions and investment earnings. If an accumulated benefit obligation for service credit originally earned under the FRS Pension Plan is transferred to the Investment Plan, the member must have the years of service required for FRS Pension Plan vesting(including the service credit represented by the transferred funds) to be vested for these funds and the earnings on the funds. Nonvested employer contributions are placed in a suspense account for up to 5 years. If the employee returns to FRS-covered employment within the 5-year period, the employee will regain control over their account. If the employee does not return within the 5 year period, the employee will forfeit the accumulated account balance. For the fiscal year ended September 30, 2018, the information for the amount of forfeitures was unavailable from the SBA; however, management believes that these amounts, if any,would be immaterial to the District. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 52 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED FRS-Defined Contribution Pension Plan, continued After termination and applying to receive benefits,the member may rollover vested funds to another qualified plan, structure a periodic payment under the Investment Plan,receive a lump-sum distribution, leave the funds invested for future distribution, or any combination of these options. Disability coverage is provided;the member may either transfer the account balance to the FRS Pension Plan when approved for disability retirement to receive guaranteed lifetime monthly benefits under the FRS L Pension Plan,or remain in the Investment Plan and rely upon that account balance for retirement income. The District's Investment Plan pension expense included within the FRS expense totaled $85,015 for the year ended September 30, 2018. Payables to the Investment Plan. At September 30, 2018, the District reported a payable of$0 for the outstanding amount of contributions to the Plan. El Plan 2 - Plan Description and Provisions-Firefighters' Pension Trust Fund The following brief description of the North Collier Fire Control and Rescue District • Firefighters'Pension Plan(originally known as the North Naples Firefighters' Pension Plan) (the "Plan") is provided for general information purposes only. The Plan's name changed effective January 1, 2015 with the District's merger. Participants should refer to the plan agreement for a more complete description of the Plan. On July 11, 1996, under the authority of Florida Statute 175 and Laws of Florida, • Chapter 95-338, the District's Board of Commissioners passed Resolutions 96-004 and 96-005,providing for the establishment and funding of a single employer defined • benefit retirement plan and trust for newly hired fire suppression personnel. The resolutions establish that certified firefighters hired on or after January 1, 1996 are to become participants in the District's Firefighters' Pension Trust( FPT) Fund. The • Plan is totally administered, including all investment management, by a third party administrator and the Plan's appointed Pension Board. • Effective October 1,2011, employee participants were requited to contribute 3°0 (similar to FRS) of compensation (an increase from .5°o of compensation) per LI Resolution 11-031. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 53 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED Plan 2-Plan Description and Provisions-Firefighters' Pension Trust Fund, continued Effective January 1, 2015,employees of the Big Corkscrew Island(BCI) Fire District merged with those of North Naples Fire District. As such, five employees of BCI joined Plan 2. During the year ended September 30,2015, the District adopted Governmental Accounting Standards Board Statement No. 68 "Accounting and Financial Reporting for Pensions" (GASB 68). As such,the Plan's beginning net position was restated and the net pension liability was recorded in the government-wide financial statements. During the years ended September 30, 2018,2017, and 2016 there were employee contributions in the amount of$412,640, $416,608, and $353,357,respectively,to the Plan. The employer contributed 100%of its required contributions, as well as those required contributions of the participating firefighters(0.5%pick-up). Li The Plan provides for full-time firefighting personnel to become eligible to participate in the Plan immediately upon hire. Under District resolution 96-005, the District elected to pay the 0.5%(I%prior to December 9, 2004) employee required contribution on behalf of the employee. Effective December 9,2004, the employee contribution was reduced to 0.5%(employee pick up). Effective July 1, 2001 (per resolution 01-01), benefits under the Plan vest after six years of creditable service. Employees who elect normal retirement at or after age 55 with 6 years of creditable service, or 25 years of service regardless of age,are entitled to a retirement benefit. Effective October 1, 2011, required employee contributions increased to 3°0 of compensation. Employees may elect early retirement after 6 years of creditable service with a reduction in benefit not to exceed 3°° for each year before normal retirement. The Plan also includes certain disability and death benefits. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 54 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30, 2018 NOTE G- RETIREMENT PLANS,CONTINUED Plan 2 -Plan Description and Provisions-Firefighters' Pension Trust Fund, continued Contributions - Contributions to the Plan are derived from three sources: the plan's participants are required to contribute to the plan in the amount of 3% of their covered wages and pursuant to resolution 11-031 the District has elected to increase the affected employees' salary by 0.5%(employer pick-up), State funds (fire [hazard] insurance premium tax per Florida Statute Chapter 175)and employer El (remaining amount necessary to meet actuarial requirement). For the period from January 1, 1996 through September 30, 1996,no employer contributions were required. Employer contributions were required beginning October 1, 1996.The State contributions under Chapter 175 began in June 1997. This revenue is based on property fire insurance premiums paid within the District and is applied up to an approved "frozen" limit of$1,746,716. The District(employer) is required to fund the difference each year between the total contributions from all other sources for the year and the total cost for the year pursuant to the most recent actuarial valuation of the Plan. The total cost for any year equals total normal cost plus the additional El amounts sufficient to amortize the unfunded past service liability over a 30 year period commencing the first year of the Plan's inception. Pursuant to the actuarial study dated October 1, 2018 for the year ended September 30, 2018, the District's contribution (District only) requirement was 19%of the J actuarially determined covered payroll. Actual District contributions to the Plan for the years ended September 30, 2018, 2017 and 2016, were$2,990,030, $2,927,841,and $1,750,382 respectively. The State contributions for the years 1 L ended September 30, 2018 and 2017 were$1,741,988 and $1,369,167, respectively. Employees contributed (3°o)$412,640 to the Plan for the year ended September 30, 2018. At September 30, 2018, $80,928,687 the Plan's total net position was restricted for retiree benefits. El Payables to the Pension Plan. At September 30, 2018, the District reported a payable of$0 for the outstanding amount of contributions payable to the pension plan. Pension Benefits lactive July 1,2001,employees with 6 or more years of service are entitled to monthly pension benefits, beginning at the earlier of age 55 with 6 years of credited service or 25 years credited service regardless of age. Benefit is NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 55 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G- RETIREMENT PLANS,CONTINUED Plan 2-Plan Description and Provisions -Firefighters' Pension Trust Fund, continued equal to 3.53%of their average final compensation(AFC)times credited service prior to October 1, 2013 plus 3% of average final compensation times credited service on and after October 1,2013. AFC means the average of the highest five (5) years within the last ten(10)years of service. Maximum benefit is 100%of AFC. The plan permits early retirement with 6 years(10 years prior to July 2, 2001) of L. 1 credited service. Members hired after December 31,2014 must have 10 years of credited service to qualify for early retirement. Employees may elect to receive their pension benefits in the form of a 10 year certain and life annuity. If employees terminate before rendering 6 years of credited service,they forfeit the right to receive the portion of their accumulated plan benefits. All retirement benefits are annually increased for cost of living at 3%. Death and Disability Benefits - Upon the death of any vested member, whether or not still in active employment, a survivor benefit is payable to the beneficiary starting when the member would have reached retirement age. The benefit is equal to the vested pension benefit and is payable for 10 years. A spousal and/or minor benefit is provided for line of duty death equal to a minimum of one half of the members salary for life(spouse) or age 18 (child). [ J Employees who become totally disabled with at least 8 years of credited service receive the greater of the accrued pension benefit or 25%of AFC, if non-service [] incurred, or 42°0 of AFC, if active service incurred. Effective December 9, 2004, the active service related benefit was increased to 65%. Supplemental Benefits- Effective December 31, 2004, each service and disability retiree and their joint pensioners or beneficiaries and vested terminated members shall receive a supplemental payment to be used as a health insurance subsidy payment. [he amount shall be five dollars($5) for each full year of credited service for life. The maximum monthly supplement is one hundred fifty dollars($150) and the minimum thirty dollars ($30). DROP- Effective December 12, 2013, Resolution 13-034 was adopted, which established a Deferred Retirement Option Plan ("DROP"). An "eligible participant" of the pension plan, which is defined as an individual currently on full-time work status, may elect to participate in the DROP on the first day of the month coincident with or NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 56 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30, 2018 NOTE G - RETIREMENT PLANS, CONTINUED Plan 2 -Plan Description and Provisions -Firefighters' Pension Trust Fund, continued next following either, attainment of age fifty-five (55) and the completion of ten (10) years of credited service, or the completion of twenty-five(25)years of credited service, which date shall constitute the "initial date of eligibility". An eligible I participant electing to participate in DROP must complete and execute such forms as may be required by the District and supplied by the Board of Trustees not less than f thirty(30)days prior to entering the DROP. The forms shall include,but not limited to,an irrevocable letter of resignation effective no later than the conclusion of the maximum period of DROP participation. Election into the DROP is irrevocable provided there shall be no minimum period of participation;however in the event of a voluntary termination prior to the maximum period, any DROP participant termination prior to such maximum DROP period shall submit a written notice at least thirty (30) days prior to such early termination of DROP participation. An eligible participant may elect to participate in the DROP only once. After commencement of participation in DROP, a participant shall no longer earn,accrue or purchase additional service credits towards retirement benefits or later enhancements to the firefighters'pension plan. Upon the effective date of an eligible participant's participation in DROP,all L J contributions by and on behalf of the participant to the plan shall be discontinued. For all plan purposes, service and vesting credits of an eligible participant electing DROP shall be fixed as of the effective date of commencement of DROP participation. Any services as a firefighter after entry into DROP shall not be used for calculation or determination of benefits payable by the pension plan. The average final compensation of a participant, as defined in this plan shall be determined as of the effective date of commencement of DROP participation and other subsequent earnings shall not be used for calculation or determination of benefits payable by the pension plan. Income Recognition - Interest income is recorded on the accrual basis. Investments are reported at market value. Short-term investments arc reported at cost, which Liapproximates market value. Actuarial Present Value of Accumulated Plan Benefits - Accumulated plan benefits arc those future periodic payments, including lump-sum distributions, that NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 57 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED Plan 2 -Plan Description and Provisions-Firefighters' Pension Trust Fund, continued are attributable under the Plan's provisions to the service employees have rendered. Accumulated plan benefits include benefits expected to be paid to(a) retired or terminated employees or their beneficiaries, (b)beneficiaries of employees who have J died, and (c)present employees or their beneficiaries. Benefits under the Plan are based on employees' age at entry to the Plan and are based upon the current starting salary for firefighters at entry level. Benefits payable under all circumstances, retirement,death, disability and termination of employment, are included, to the ra extent they are deemed attributable to employee service rendered to the valuation date. The actuarial present value of accumulated plan benefits is determined by an actuary and is the amount that results from applying actuarial assumptions to adjust the accumulated plan benefits to reflect the time value of money(through discounts for interest)and the probability of payment(by means of decrements such as for death, disability,withdrawal, or retirement)between the valuation date and the expected date of payment. The significant actuarial assumptions used in the valuations as of October 1, 2016 were(a) life expectancy of participants -RP 2000 (combined healthy, sex distinct) Mortality Table was used,(b) retirement age assumptions(the assumed average retirement age was 55),and(c) annual investment return of 7.5% (net of fees). The actuarial valuation reflected assumed average rates of return of f J 7.5°0(net of fees). The foregoing actuarial assumptions are based on the presumption that the Plan will continue. If the Plan terminated, different actuarial assumptions and other factors might be applicable in determining the actuarial present value of accumulated plan benefits. Payment of Benefits - Benefit payments to participants are recorded upon distribution. The District contributed 100°0 of the required contributions. A summary of certain Plan details and trend information is included below. A copy of the Plan and Plan audit as of and for September 30, 2018 can be obtained by writing to the District at 1885 Veterans Park Drive,Naples, Florida 34109-0492, or by calling(239) 597-3222. El I he following is a summary of the Single-Employer Defined Benefit Pension Plan (Florida Statutes Chapter#175), including funding policies, contribution methods, benefit provisions and trend information: NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 58 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS,CONTINUED Plan 2 -Plan Description and Provisions -Firefighters' Pension Trust Fund, continued Firefighters'Pension Trust Fund-Plan 2 Year established and governing authority District Resolution 96-004(July 11, 1996) I Governing body Board of Trustees of Plan Determination of contribution requirements: Actuarially determined Li Employer(District) Amount required in excess of Member and applicable State contributions needed in order to pay current costs and amortize any unfunded past service cost over 30 years Plan members 3.0%of covered payroll Funding of administrative costs: Employer Period required to vest 6 years i Annual salary increase Graduated Scale based on Credited Service(see below) lw Post retirement benefit increase Cost of living increase of 3°0 each year Eligibility for distribution Earlier of 55 with 6 years of credited service or (Normal retirement) 25 years credited service regardless of age [ Provisions for: Disability benefits Yes f Death benefits Yes Early retirement Yes Assumed inflation 2.5 Actuarial assumption method clianres since prior valuation: Actuarial Cost Method I ntry Age Normal. Prior valuations utilized Frozen Entry Age method Net of-fees Investment Return 7.50°0 Annual Salary Increase flat 6" per year to graduated scale(9°0 per year for first 10 years&3"0 per year for 10 I years) NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 59 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS,CONTINUED Plan 2 -Plan Description and Provisions-Firefighters' Pension Trust Fund, continued Net Pension Liability of the Fund -The components of the net pension liability of the District at September 30,2018 were as follows: Amount Total pension liability $ 84,102,348 Plan fiduciary net position (80,928,686) 1 L District's net pension liability $ 3,173,662 Plan fiduciary net position as a percentage of the total pension liability 96.23% The total pension liability was determined by an actuarial valuation as of September 30, 2018 using certain actuarial assumptions,the most significant of which were 7.5 percent for the investment rate of return(net of fees), 3.0-9.0 percent for projected salary increases and 2.5 percent for inflation. t Mortality rates were based on the RP-2000 Combined Healthy Mortality Table. Disabled lives are set forward two years for females and set back four years for males. The Plan's policy with regards to the allocation of invested assets is established and may be amended by the Pension Board. Plan assets are managed on a total return basis with a 1 long-term objective of achieving and maintaining a fully funded status for the benefits provided through the Plan. The investment policy was last amended in February 2014. C 1 The following table summarizes the Board's adopted allocation policy and the long-term expected real rates of return for each major asset class: Long-fern Target Actual Expected Real Asset Class Allocation Allocation Rate of Return* Domestic equities 45°0 53.39°0 7.5°0 International equities 1500 15.87°0 8.5°0 Fixed income 150. 14.62°0 2.5°0 International fixed income 5°0 6.23°0 3.50o Global Tactical Asset Allocation 10°0 0.00°0 3.5°° Real estate 10°0 8.06°0 4.50 Cash and cash equivalents mininal 1.83°0 not available annual arithmetic return 100°o 10000 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 60 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G- RETIREMENT PLANS, CONTINUED Plan 2 -Plan Description and Provisions-Firefighters' Pension Trust Fund, continued The long-term expected rate of return on Plan assets was determined using a building-block method in which best-estimate ranges of expected future real rates of return(expected returns,net of Plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. Discount Rate. The discount rate used to measure the total pension liability was 7.5 percent. The projection of cash flows used to determine the discount rate assumed that plan participant contributions will be made at the current contribution rate and that District contributions will be made at rates equal to the difference between actuarially determined contribution rates and the participant rate. Based on those assumptions, the Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan participants. Therefore,the long-term expected rate of return on Plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Rate of Return Sensitivity. The sensitivity of the net pension liability to changes in the discount rate was measured as follows. The net pension liability of the District was calculated using the discount rate of 7.5 percent. It was also calculated using a discount rate that was 1-percentage-point lower(6.5 percent)and f 1-percentage-point higher(8.5 percent) than the current rate: 1% Current too Decrease Discount Rate Increase 6.5% 7.5% Net pension liability(asset) $ 16,847,931 $ 3,173,662 $ 7,880,021 Deferred inflows/Outflows of Resources Related to Pensions On September 30, 2018, the District reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 61 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED Plan 2 -Plan Description and Provisions-Firefighters' Pension Trust Fund, continued Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual experience $ 4,253,449 $ 829,314 Change of assumptions 1,479,092 1,859,039 Net difference between projected and actual earnings on plan investments - 993,714 Contributions subsequent to the measurement date 4,732,018 # 10,464,559 $ 3,682,067 The deferred outflows of resources related to the pension,resulting from District Ti contributions subsequent to the measurement date, will be recognized as a reduction on the net pension liability in the fiscal year ended September 30, 2018. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to the pension will be recognized in pension expense as follows: Li Years Ending September 30 Amount 2019 $ 381,991 2020 486,206 2021 (378,818) 2022 (416,926) 2023 266,542 Thereafter 1,71 1,479 Total $ 2,050,474 Memberships of the Plan consisted of the following at October 1, 2018: Firefighters'Pension I Fund-Plan 2 Active plan members 159 Inactive plan members or beneficiaries currently receiving benefits 16 Inactive plan members entitled to but not yet recciviu, benefits 11 Total 186 Number of participating employers 1 Number of participating state agencies 1 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 62 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS,CONTINUED Plan 2 -Plan Description and Provisions -Firefighters' Pension Trust Fund, continued The following is a schedule of changes in net pension liability for the fiscal year ended September 30,2018: Increase(Decrease) Total Pension Plan Fiduciary Net Pension ii Liability Net Position Liability(Asset) Balances at September 30,2017 $ 73,738,012 $ 70,747,813 $ 2,990,199 Changes for the fiscal year: Service cost 4,341,382 - 4,341,382 Interest 5,804,395 - 5,804,395 Differences between expected and actual experience 1,553,317 - 1,553,317 Changes of assumptions - - - OChange in excess state money - - - Contributions-Employer - 2,990,030 (2,990,030) Contributions-State - 1,741,988 (1,741,988) Contributions-Employee - 412,571 (412,571) Contributions-Buy Back 40,172 40,172 Net investment income 6,480,375 (6,480,375) Benefit payments, including refunds of employee contributions (1,374,930) (1,374,930) - Administrative expense - 109,333 109,333 Net changes 10,364,336 10,180,873 183,463 Balances at September 30,2018 $ 84,102,348 $ 80,928,686 $ 3,173,662 Annual Pension Cost,Net Pension Obligation and Reserves LI Current year annual pension costs for the Firefighters' Pension Trust Fund arc shown in the trend information provided. The Firefighters' Pension Trust Fund had a net ii unfunded actuarial accrued liability at October 1, 2018 of$3,l 73,662. EiThe Plan assets are legally reserved for the payment of the respective plan member benefits within the Plan. There are no assets legally restricted for plan benefits other than these assets within the Plan. The Firefighters' Pension Trust Fund held certain ,g; investments at year end. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 63 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 LI,, NOTE G- RETIREMENT PLANS, CONTINUED Plan 2-Plan Description and Provisions -Firefighters' Pension Trust Fund, continued Trend Information Firefi<.>,hters'Pension Trust Fund Total(1) Required Actual Contributions Net Annual District State State(2) Pension Fiscal Pension Required Required Frozen Actual Percentage Obligation Year Contribution Contribution Contribution Contribution Contribution Contributed T) 2018 $ 4,732,018 $ 2,990,030 $ 1,741,988 $1,746,716 $ 4,732,018 100°o 2017 $ 4,302,560 $ 2,933,393 $ 1,369,167 $1,746,716 $ 4,302,560 100°o 2016 $ 3,146,984 $ 1,735,437 $ 1,411,547 $1,746,716 $ 3,146,984 100°0 - 2015 $ 2,594,733 $ 1,107,133 $ 1,487,600 $1,746,716 $ 2,594,733 100% - 2014 $ 2,896,024 $ 1,518,926 $ 1,377,098 $1,746,716 $ 2,896,024 100% - 2013 $ 3,386,733 $ 2,127,828 $ 1,314,064 $1,746,716 $ 3,441,892 102% - 2012 $ 3,283,811 $ 2,166,246 $ 1,214,214 $1,746,716 $ 3,380,454 103% - 2011 $ 3,473,598 $ 2,333,799 $ 1,139,799 $1,746,716 $ 3,626,125 104% - 2010 $ 3,190,997 $ 2,170,443 $ 1,020,554 $1,746,716 $ 3,200,901 100% - 2009 $ 2,796,158 $ 1,756,228 $ 1,039,931 $1,746,716 $ 3,079,738 110% - 2008 $ 2,211,933 $ 1,009,715 $ 1,485,798 $1,485,798 $ 2,495,513 113% - (1) The District considers its annual pension cost to be its actuarially determined required annual pension contribution including the employer and state contribution. Fy 2018 required contribution reduced by$0 excess State money reserve. Pension Trust Required Supplementary Information Schedule of Funding Progress Firefighters' Pension Trust Fund: Unfunded Actuarial Actuarial Actuarial UAAL as Value of Accrued Accrued Annual a°o of Actuarial Assets "* Liability(AAI) Liability Funded Covered Covered Valuation (AVA) -Futry A c (UAAL) Ratio Payroll Payroll Date a' b' (b-a) (alb) c b-a c 10 01 18 $80,928,687 $84,102,348 $ 3,173,661 96.2% $13,739,853 23.1°. 10 01 17 $70,747,813 $73,738,012 $ 2,990,199 95.9% $13,771,976 21.7°o 10 01 16 $58,512,948 $61,707,055 $ 3,194,1 07 94.8% $11,890,295 26.9°° 10 01 15 $51,534,195 $51,541,750 $ 7,555 100.0% $ 9,671,942 0.10o 10 01 14 $49,189,571 $47,467,581 $(1,721,990) 103.6% $ 8,770,495 t 9.6° 10`01 13 $4:',143,137 $41,366,768 $ (776,369) 101.9% $ 9,092,235 8.500 1001 1 $33,983,491 $33,924,8 5 $ (58,636) 100.2% $ 8,254,150 0 7°,, 10 01 11 $'6,196,164 $26,153,965 $ (42,199) 100.2% $ 8,291,830 0.5°0 10 01 10 $22,990,534 $23,284,830 $ 294,296 98 7"o $ 7,737,940 3.8°o 10'01 09 $17,833,1 1 1 $18,108,267 $ 275,156 98.500 $ 7,522,834 3.7°0 10 01 08 $16,719,426 $16,890,153 $ 170,727 99.0°o $ 7,082,194 2.4°o '* reflected by actuary as Plan Fiduciary Net Position NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 64 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G- RETIREMENT PLANS, CONTINUED Plan 2 -Plan Description and Provisions-Firefighters' Pension Trust Fund, continued Firefighters'Pension Trust Fund Valuation date 10/01/15 Actuarial cost method Entry Age Normal Amortization method Level dollar, closed Mortality table RP2000 Combined Healthy Remaining amortization period 20 years (as of 10/1/15) Actuarial asset valuation method 5 Year Smoothed Market Actuarial assumptions: Investment rate 7.5% (net of fees) Projected salary increase Graduated based on Service LI (9%per year for first 10 years & (3%per year for 10 or more years) Inflation 2.5% i Post retirement cost of living adjustment 30o Changes of Assumptions No changes in assumptions. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 65 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE G - RETIREMENT PLANS, CONTINUED Plan 3 -Plan Description and Provisions -401(a) The Board of Fire Commissioners established the 401(a)Plan for the general employees and elected officials who are ineligible to participate in the Florida Retirement System. The Plan was effective on January 1,2013. At September 30, 2018,the Plan had two (2) active participants. L The Plan allows for employer contributions. Amounts contributed by the employer I. 9 correspond to the percentage of contributions by class, established for participants of the Florida Retirement System. Employee contributions are prohibited. Employer contributions are 100% vested after completion of one year of service. A year of service is based on an employee completing at least 1,000 hours of service during a plan year. Total District contributions to the Plan for the year ended September 30,2018, 2017 and 2016 were $1,174, $4,076 and $1,103, respectively. NOTE H- POST-EMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS (OPEB) The District formally established two(2) OPEB Plans to provide its retirees the opportunity to obtain insurance (medical,dental and life)benefits. All retired full-time employees are eligible for OPEB benefits if actively employed by the District immediately before retirement. As such, active employees with at least twenty live (25)years of service as of September 30, 2010 were allowed to elect to remain in the Defined Benefit Plan or to enter the Post Employment Health Plan (PEIIP), a defined contribution plan. The defined benefit plan also provides a$5,000 life insurance benefit fully paid by the District. All retirees and Early Retirement Incentive Program (ERIP)participants,who were eligible, remained in the Defined Benefit Plan. All other active employees at that time, September 30,2010, as well as future employees entered the PEIIP. Retirees under the PEIIP Plan are responsible for the ' full cost of coverage. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 66 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE H - POST-EMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS (OPEB),CONTINUED The benefits are provided both with and without contractual or labor agreements. The benefits may require contribution from the retirees, depending on certain specified criteria and, in particular, length of creditable employment. The District finances the benefits on a pay-as-you-go basis and recognizes expenditures at the time the premiums are due for both Plans. = Effective January 1, 2015, all active employees of the merged District are covered with the same post retirement health benefits. Effective May 1, 2017 the District offered a post-employment health insurance supplementation for eligible retirees who have completed fifteen (15)years of service includingthree (3)years as a Chief Officer. Under thisplan, the District shall contribute 100%toward the cost of the retiree's participation in the District's health insurance program for the retiree and qualifying spouse/dependent until the employee reaches the age of 65 or is eligible for Medicare,whichever occurs first. This benefit is provided in lieu of contributions to the PEI IP. Defined Benefit Plan Specifically, the Defined Benefit Plan provides that the District will pay a portion of medical and dental premiums for retirees depending on their years of credited service starting with the completion of fifteen (15) years of credited service. As such,the District pays 50%of the employee's premium and 25°0 of the spouse's premium at completion of 15 years of service progressing to 100%of the employee's premium and 100°0 of the spouse's premium upon completion of 25 years of service for certain employees based on final rank at date of retirement.. The District also pays the premium associated with a$5,000 life insurance benefit. During fiscal years 2009 and 2010, the District offered two(2) separate Early Retirement Incentive Programs (FRIP) to a number of active employees. A portion of the programs includes full payment of premiums associated with medical, dental, vision and life insurance coverage, including dependent coverage for a period of 3 years. After the 3 year period ends, the FRIP participants receive the Defined Benefit Plan benefits they had been eligible for at termination. During the year ended September 30,2014, the District paid the final amounts due on the PR1P Plans. Note that the projected premiums for the dental and life benefits arc assumed to cover the entire cost of the program. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 67 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE H- POST-EMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS (OPEB), CONTINUED Post Employment Health Plan (PEHP) The PEHP is a defined contribution plan administered by the District. All employees who did not elect to remain in the Defined Benefit Plan, and all i � future active employees are participants in the PEHP. Originally participants in the PEHP had $7,000 deposited on their behalf into a trust account on the 20th anniversary of their date of hire and on each subsequent anniversary. Additionally, those participants having over 20 years of credited service at their date of retirement also received a$30,000 deposit on their behalf at date of separation. Effective October 1, 2012,the Plan was changed to limit District total contributions to$50,000 per employee. LI Effective October 1,2015,participants in the PEHP will have $2,500 deposited into a trust account following the 5th anniversary of their date of hire and on each subsequent year. Additionally, those participants having over 20 years of credited service at their date of retirement will receive a maximum contribution ranging from $37,000 to $50,000 depending on length of service. The PEHP is designed to offer similar benefits to those offered under the Defined Benefit Plan. The District, as part of the PEHP, entered a group variable annuity contract. As such, the PERP Plan's asset custodian and third party administrator is the insurance company through which the annuity is contracted. LI General - Funding Policy The District paid $172,713 for retiree's and ERIP participants' health care premiums as part of the Defined Benefit Plan on a pay-as-you-go basis for the year ended September 30,2018. The District also contributed $402,500 to the PFI IP Plan for the year ended September 30, 2018. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 68 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE H- POST-EMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS (OPEB),CONTINUED Post Employment Health Plan (PERP),continued General - Funding Policy, Continued No separate trust has been established for either Plan. No separate financial statement is issued for either OPEB Plan. All required disclosures are presented herein. The District obtained an actuarial valuation for its two OPEB Plans,on a combined basis,to measure the current year's subsidies and project these subsidies into the future, making an allocation of that cost to different years. The following schedule of funding progress presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Plan Description The year ended September 30,2018 was the District's transition year and as such, the District implemented GASB No. 75 "Accounting and Financial Reporting for El Postemployment Benefits Other Than Pensions". GASB No. 75 requires the District record its actuarially determined total OPEB liability as well as the restatement of the District's beginning net position balance for the year ended September 30, 2018. All retired full-time employees are eligible for OPEB benefits if actively employed by the District immediately before retirement. As of September 30,2018, there were thirty-six (36) retirees eligible to receive benefits. At September 30, 2018 there were two hundred twenty-seven (227) active District employees. The benefits are provided both with contractual or labor agreements. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include types of benefits provided at the time of each valuation and the historical pattern of sharing Elof benefit costs between the employer and plan members to that point. The methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 69 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE H- POST-EMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS (OPEB), CONTINUED Actuarial Methods and Assumptions,continued At September 30,2018,the District's Net OPEB Liability of$10,173,608 was measured as of September 30,2017,and was determined by an actuarial valuation as of that date using the alternate measurement method. OPEB expense for the year ended September 30,2018 was $975,693. The following actuarial assumptions and other inputs were applied to all periods included in the measurement: L9 The following simplifying assumptions were made: t Mortality-Life expectancies were based on RP2000 Mortality Tables for Males and Females projected 10 years. Annual healthcare cost trend using the Society of Actuaries Long-Run Medical Cost Trend Model baseline assumptions with an initial rate of 8.75°0 per year trending to 4.00%by 2073. Turnover-Non-group-specific age-based turnover data from GASB Statement 45 were used as the basis for assigning active members a probability of remaining employed until the assumed retirement age and for developing an expected future working lifetime assumption for purposes of allocating to periods the present value of total benefits paid. Amortization Period: Rolling 20 year amortization Amortization Method: level percentage of payroll The discount rate was 3.64°o(for 2018)(3.06°o for 2017)and was based on the 20 Year Municipal Bond Rate with AA Aa or higher. Entry age normal cost method was used. Inflation Rate 3.00°0 Salary Increases 6.00°0 Discount Rate 3.64°0 Initial Trend Rate 8.75°° LIUltimate Trend Rate 4.00°0 Years to Ultimate 56 The FRS salary scale was used Participation percentage: 50°0 The actuarial assumptions used in the September 30,20I 8 valuation were based on results of an actuarial experience study performed for the I RS Retirement Plan. The rationales for selecting each of the assumptions used in the financial accounting valuation and for the assumptions changes summarized above are to best relied the current market conditions and recent plan e\perience. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 70 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE H- POST-EMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS (OPEB), CONTINUED Changes in the Net OPEB Liability 11 Amount Balance at September 30,2017 $ 10,117,484 Changes for the Year: Service Cost 723,937 Interest Cost on Total OPEB Liability 326,072 Change in Benefit Terms - Difference Between Expected and Actual Experience - Changes in Assumptions (620,125) Benefit Payments 373,760 Net Changes 56,124 Balance at El September 30,2018 $ 10 173,608 The following presents the net OPEB liability of the District as well as what the El District's net OPEB liability would be if it were calculated using a discount rate that is 1 percent higher or 1 percent lower than the current discount rate. 1%Decrease Current Rate 1°0 Increase 2.64°0 3.64°0 4.64°0 Net OPEB Liability $ 11,275,143 $ 10,173,608 $ 9,213,946 The following presents the net OPEB liability of the District as well as what the District's net OPEB liability would be if it were calculated using healthcare trend rates that are 1 percent higher or 1 percent lower than the current healthcare trend rate. 1°0 Decrease Trend Rate 1°0 Increase 3.00-7.75°0 4.00-8.7500 5.00-9.7500 Net OPER Liability $ 8,974,801 $ 10,173,608 $ 11,600,859 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 71 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30, 2018 NOTE H- POST-EMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS (OPEB), CONTINUED Changes in the Net OPEB Liability,continued For the year ended September 30,2018,the District recognized OPEB expense credit of$975,693. At September 30, 2018,the District reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following I sources: Deferred Deferred L_ Outflows of Inflows of Resources* Resources* Differences Between Expected and Actual Experience - Changes in Assumptions - 542,609 Net difference between projected and actual earnings - - Employer contribution subsequent to measurement date 409,664 - Total $ 409,664 $ 542,609 Amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized in OPEB expense as follows: Year Ended September 30: Amount 2019 $ (77,516) 2020 (77,516) 1 2021 (77,516) 2022 (77,516) 2023 (77,516) Thereafter (155,029) Total $ (542,609) NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 72 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE I- RISK MANAGEMENT During the year ended September 30,2018,the District provided health benefits as follows: The District continued the use of a high deductible health plan offered to employees and retirees of the District. The District does not offer vision coverage to the employees of the District. The District offers a HSA plan for its employees.The _j District contributes$5,000 for those eligible participants who have met the family deductible and $3,000 for those eligible participants who have to meet the individual r°1 deductible to the HSA plan annually. Participants may also elect to contribute to the respective plan on a pre-tax basis. HSA amounts that are not utilized by the year end are carried over and are the property of the participant per IRS regulation. The District's HSA contributions for the year ended September 30,2018 were $1,030,907. The District incurred$4,465,785 in health related claims, third party administration LIcosts, disability,premiums and reinsurance premiums including IISA contributions (noted above) and workers compensation insurance during the year ended September 30, 2018, for the self-insurance and fully-funded insurance programs. It is the policy of the District to purchase third party commercial insurance for other remaining forms of potential risks to which it is exposed. The District's risk management activities are reported in the General Fund. No accrual has been recorded for claims and incidents not reported to the insurer. The District paid $450,512 for building,auto and other liability insurances for the year ended ElSeptember 30, 2018. The District had no significant reductions in insurance coverage from the prior year. Reported claims have not exceeded the insurance coverage for the years ended September 30, 2011 through September 30, 2018. NOTE J - PROPERTY TAXES Property taxes arc levied after formal adoption of the District's budget and become due and payable on November 1 of each year and are delinquent on April 1 of the following year. Discounts on properly taxes are allowed for payments made prior to the April I delinquent date. Tax certificates arc sold to the public for the full amount 4f. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 73 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE J- PROPERTY TAXES,CONTINUED of any unpaid taxes and must be sold not later than June 1 of each year. The billing, collection,and related record keeping of all property taxes is performed for the District by the Collier County Tax Collector. No accrual for the property tax levy becoming due in November 2018 is included in the accompanying basic financial statements, since such taxes are collected to finance expenditures of the subsequent period. Procedures for collecting delinquent taxes, including applicable tax certificate sales and tax deed sales,are provided for by Florida Statutes. The enforceable lien date is approximately two years after taxes become delinquent and occurs only upon request of a holder of a delinquent tax certificate. As of September 30, 2018, $284,278 was recorded in the General Fund and was due from the Collier County Tax Collector to the District for ad valorem taxes and excess fees,and interest. Important dates in the property tax cycle are as follows: Assessment roll certified July 1 Millage resolution approved No later than 93 days following certification of assessment roll. Taxes due and payable(Levy date) November/with various discount idprovisions through March 31. Property taxes payable-maximum discount(4 percent) 30 days atter levy date Beginning of fiscal year for which • taxes have been levied October 1 Due date March 31 Taxes become delinquent(lien date) April 1 Tax certificates sold by the Collier County Tax Collector Prior to June 1 Li For the year ended September 30, 2018, the Board of Commissioners of the District levied ad valorem taxes at a millage rate of$1.00 per$1,000(1.0 mills) of the 2017 net taxable value of real property located within the North Naples Scrvicc Delivery Area. For the year ended September 30, 2018, the Board of Commissioners of the District El levied ad valorem taxes at a millage rate of$3.50 per$1,000 (3.5 mills)ofthc 2017 net taxable value of real property located within the Big Corkscrew Island Service Delivery Area. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 74 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE K- IMPACT FEE FUND ACTIVITY During the year ended September 30, 2018, the Impact Fee Fund had the following activity: Amount Unearned revenue,October 1,2017 $ 2,264,743 Impact fee receipts 964,199 Due from other Governments 85,601 Interest and other income 11,701 Operating expenses (30,009) Loan interest (12,937) 1 Principal reduction (57,500) Capital outlay (3,140,069) Transfers in(out) - Unearned revenue,September 30,2018 $ 85 729 NOTE L- FUND BALANCE/NET POSITION ALLOCATIONS Fund Balance/Net Position were allocated for the following purposes at September 30,2018: NN BCI lotal Nons endable-General Fund Amount Amount Amount Nonspendablc fund balance-General Fund prepaid expenses $ 1,040 526 $ - $ 1,040,526 NN 13C1 Total Assi ned fund balance-General Fund Amount Amount Amount General 1 and-I xpenses-Oct-Dec $ 8,022,640 $ 533,336 $ 8,555,976 General Fund-Minimum operating reserve per policy 1,263,599 - 1,263,599 I 1 oral General Fund $ 9,286 239 $ 533,336 $ 9,819,575 NN 13C1 1 otal l nassi'ned General land Amount Amount Amount General Fund 4 S - $ I otal Restricted Fund Balance/Net Position In )eeUun I ce I and Amount Inspection Fee Fund $ 113,706 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 75 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE M-LEASED VEHICLES On October 13,2016,the District leased seventeen (17)vehicles under a forty eight (48)month operating lease agreement with a monthly payment of$8,191. The minimum annual lease payments are as follows: Years Ending September 30 Amount 2019 $ 90,996 2020 90,996 2021 37,915 1 $ 219,907 1 Lease expense for the year ended September 30,2018 was $90,999. NOTE N- COMMITMENTS AND CONTINGENCIES The District is involved from time to time in certain routine litigation, the substance of which either as liabilities or recoveries, would not materially affect the financial position of the District. Although the final outcome of the lawsuits,assertions,and claims or the exact amount of costs and/or potential recovery is not presently determinable, in the opinion of the District's legal counsel, the resolution of these matters will not have a materially adverse affect on the financial condition of the District. As a general policy, the District plans to vigorously contest any such matters. El NOTE O- DEFICIT UNRESTRICTED NET POSITION (NET ASSETS) During the year ended September 30, 2017, the District's unrestricted net position (net assets)balance was a deficit of$(3,046,464), due substantially to recording the current year actuarially determined net pension liability of$16,738,173. The District's total available fund balance at September 30, 2017 remains approximately Liequal to four(4) months of actual expenditures. However, the Board assigned 100°0 of the available fund balance of$7,744,006 to fund operations for the first quarter of the subsequent fiscal year. l NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 76 of 102 NOTES TO THE FINANCIAL STATEMENTS September 30,2018 NOTE O - DEFICIT UNRESTRICTED NET POSITION (NET ASSETS), CONTINUED During the year ended September 30,2018, the District's unrestricted net position (net assets)balance was a deficit of$(7,858,148), due substantially to recording the current year actuarially determined net pension liability of$14,648,252 and the net OPEB liability of$10,173,608. The District's total available fund balance at September 30,2018 remains approximately equal to three (3)months of actual expenditures. However,the Board assigned fund balance of$9,014,782 to fund operations for the first quarter of the subsequent fiscal year. NOTE P - CHANGES IN ACCOUNTING PRINCIPLE During the year ended September 30,2018, the District implemented GASB Statement No. 75, "Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions". The implementation of the pronouncement required the restatement of the District's September 30, 2017 governmental activities-net position as follows: Governmental Activities Amount Net Position,as Previously Reported $ 28,256,992 Cumulative Effect of GASB No. 75 Other Post Employment Liability(OPEB) (6,361,646) Net Position, As Restated $ 21,895,346 LI II j Li L. COMBINING FINANCIAL STATEMENTS BY SERVICE DELIVERY AREA 1 4> t, I 4 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 78 of 102 COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - GENERAL FUND - BY SERVICE DELIVERY AREA Year Ended September 30,2018 General Fund North Naples Big Corkscrew Total Service Island Service General Delivery Area Delivery Area Fund REVENUES Ad Valorem taxes $ 29,986,289 $ 5,144,919 $ 35,131,208 Intergovernmental revenue L State firefighter supplement 73,760 - 73,760 Federal grants 249,324 249,324 498,648 u Other Intergovernmental 54,863 54,863 , ) Charges for services 675,378 2,856 678,234 Miscellaneous: Interest 107,347 390 107,737 Other 463,030 20,736 483,766 TOTAL REVENUES 31,609,991 5,418,225 37,028,216 't EXPENDITURES Current Public safety Personnel services 24,647,879 4,743,082 29,390,961 Operating expenditures 4,109,400 723,543 4,832,943 Capital outlay 1,071,652 191,539 1,263,191 Debt service: Principal reduction 350,669 62,759 413,428 Interest and fiscal charges 76,612 13,711 90,323 Reserves - - _ in,.;,i TOTAL EXPENDITURES 30,256,212 5,734,634 35,990,846 EXCESS OF REVENUES El OVER(UNDER)EXPENDITURES 1,353,779 316,409 1,037,370 OTHER FINANCING SOURCES AND(USES) Proceeds from capital lease 888,147 888,147 Proceeds from disposition of capital assets 14,600 - 14,600 Transfer in - - transfer out - - ,. I TO(AI 01111 R I INANCING SOURCI S AND(USI'S) 902,747 - 902,747 I rx, i.SS OF RFVFNUI S AND 01III It I INANEENG SOURCI S OVFR(UNDI R) ElLXPI NI)!I URI S AND 01111 It I INANCING USES 2256.526 (316,409) 1,940,117 FUND BALANCF Beginning 8,070,239 849,745 8,919,984 El FUND RAI ANCF Ending $ 10 326 765 $ 533,336 $ 10,860,101 El 11 I he accompanying notes arc an integral part of this statement. ii REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MD&A r- r 11 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 79 of 102 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE -BUDGET AND ACTUAL-GENERAL FUND - SUMMARY STATEMENT -NN Year Ended September 30,2018 General Fund Variance Original Final Favorable Budget Budget Actual (Unfavorable) REVENUES Ad Valorem taxes $ 29,300,110 $ 29,300,110 $ 29,986,289 $ 686,179 Intergovernmental revenue: State firefighter supplement 41,205 41,205 73,760 32,555 Federal grants 205,500 266,756 249,324 (17,432) Other Intergovernmental 25,446 25,446 54,863 29,417 Charges for services 565,423 565,423 675,378 109,955 Miscellaneous: Interest 53,500 53,500 107,347 53,847 Other 423,160 423,160 463,030 39,870 :I Subtotal-revenues 30,614,344 30,675,600 31,609,991 934,391 Cash brought forward 9,005,368 8,070,239 - 8,070,239 TOTAL REVENUES 39,619,712 38,745,839 31,609,991 7,135,848 EXPENDITURES Current i ' Public safety Personnel services 24,145,752 24,189,010 24,647,879 (458,869) Operating expenditures 4,212,574 4,257,962 4,109,400 148,562 :. Capital outlay 247,250 1,092,181 1,071,652 20,529 Debt service: Principal reduction 364,748 364,748 350,669 14,079 Interest and fiscal charges 76,125 76,125 76,612 (487) Reserves 10,573,263 8,544,648 8,544,648 1 OTAL EXPENDITURES 39,619,712 38,524,674 30,256,212 8,268,462 [ 1 ` EXCESS OF REVENUES OVER(UNDER)EXPENDITURES - 221,165 1,353,779 1,132,614 `1 OTIIER FINANCING SOURCES AND(USES) ' } 753,326 888,147 131,821 Proceeds from capital lease Proceeds from disposition of capital assets - 90,000 14,600 (75,400) I I ransfer in - - - 1 ianster out - 1,064,491 1,061,491 TOTAL 01111 R FINANCING SOURCES 34 AND(USES) - 221,165 902,747 1,123,912 I XCLSS OI•RI.VENUES AND OTHER LI I INANCING SOURCES OVER(UNDER) LXPI•NDII-URES AND OTHER FINANCING USES $ S - 2,256,526 $ 2 256 526 II FUND BALANCE-Beginning 8,070 239 FUND BALANCE Ending S 10,326,765 11 13 I he accompanying notes arc an integral part or this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 80 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL GENERAL FUND-DETAILED STATEMENT-NN Year Ended September 30,2018 General Fund Variance Original Final Favorable k Bud,et Bud et Actual Unfavorable REVENUES LIAd Valorem taxes $ 29,300,110 $ 29,300,110 $ 29,986,289 $ 686,179 Intergovernmental revenue: State firefighter supplement 41,205 41,205 73,760 32,555 EdFederal grants 205,500 266,756 249,324 (17.432) Other Intergovernmental 25,446 25,446 54,863 29,417 Charges for services 565,423 565,423 675,378 109,955 - Miscellaneous: Interest 53,500 53,500 107,347 53,847 'it ; Other 423,160 423 160 463,030 39,870 Subtotal-revenues 30,614,344 30,675,600 31 609,991 934,391 Cash brought forward 9,005,368 8 070,239 - 8,070,239 a, TOTAL REVENUES 39,619,712 38,745 839 31,609,991 7,135,848 t ' EXPENDITURES Current Public safety Li Personnel services: Salaries H Firefighters&Admin, 11,112,005 14 112,005 14,024,784 87,221 Commissioners 25 446 25 446 24,725 721 Overtime 703 006 720 818 620,015 100,803 EVacation pay 1 14.507 114,507 145 290 (30,783) Sick leave 495 661 495,661 611,257 (115,596) ,,,,i Professional/Incentives and holiday pay 648503 648 503 681,677 (33,174) 4.al Payroll taxes Social Security 1238 646 1 238 646 1,207,405 31,241 il 13cnclils Retirement :`.,674,844 '674 844 3 248.728 (573,884) l leallh insurance(including(ISA) 3,088,876 1 088 856 2825 862 262,994 ElDisability insurance 61-'552 62 552 89,676 (27,124) Unemployment 8,482 8.482 8,482 Workers compensation 716,461 776 461 639,470 136,991 nMedical clinic/employee physicals 171,336 196 782 185,197 11,585 Post emplosmart health plan(1'1 111') 22,901 22 901 341,400 (318,199) 13 Relaretmait reco(enuon 2 546 2 546 2 393 153 'subtotal I'cr„.onncl.ervacc. 24 145 752 21 189 01(1 24 647,879 458 869 11 I he accompanying notes are an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 81 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL GENERAL FUND -DETAILED STATEMENT -NN(CONTINUED) Year Ended September 30,2018 General Fund Var ance Or final Final Favorable Operating expenditures: Bud;et Bud et Actual Unfavorable i Insurance 360,485 360,485 382,124 (21,639) Uniforms 85,615 91,298 45,022 46,276 Communications 5,089 5,089 5,362 (273) Telephone 319,275 319,275 243,449 75,826 Utilities 234,392 234,392 233,392 1,000 L I Maintenance Vehicle 240,041 240 041 251,723 (11,682) i Equipment 69,977 69,977 51,639 18,338 I J Computer 342,444 342 444 281,671 60,773 Hydrant 33,928 33,928 22,698 11,230 Building 287,116 287,116 287,148 (32) a. ' Supplies Office 63,615 63,615 39,910 23,705 Protective gear 72,097 87,619 95,492 (7,873) 7 Station 48,093 48,093 48,627 (534) 4) Emergency medical 143,431 143,431 129,083 14 348 Enterprise Lease/Rental 78,034 78,034 77,185 849 Hurricane/emergency - - 71,723 (71,723) Equipment Office 39,865 39,865 19,983 19,882 Fire 84,141 94,320 62,029 32,291 Shop 16,540 16 540 17,708 (1,168) Warehouse/logistics 10,603 10,603 4,222 6,381 Professional and other fees Legal and professional 371.512 383,820 429,204 (45,384) , Property appraiser fees 214,165 214,165 199347 14,818 Tax collector fees 589,794 589,794 611,577 (21.783) Accounting 67,856 67,856 68,531 (675) Miscellaneous Travel 8.482 8 482 13,324 (4.842) Water/sewer fee St.44 6,420 6,420 - 6,420 Public information officer 4,835 4,835 5,143 (308) II Fuel and oil 160,086 160,086 220,447 (60 361) Legal advertisements 6,786 6,786 8,234 (1,448) Dues and subscriptions 13,754 13,754 7,146 6,608 CERT team 9,330 9,330 10,953 (1,623) Dive team 1,527 3,223 3,468 (245) Fire prevention 25,446 25,446 16,307 9,139 ti Training 182,278 182,278 116,256 66 022 Hazardous materials 848 848 3,227 (2,379) Technical rescue 2,545 2,545 3,303 (758) Bout team 3,647 3,647 3,527 120 11 K-9 search and rescue - - 9,711 (9 711) Ilonor guard - - - OI'S - - 11 Peer fitness - - - - Miscellaneous 8,482 8,482 9,505 (1.1)23) Operational Reserves Contingency - HSubtotal-Operating expenditures 4,212 574 4 257 962 1 109 400 118 562 ElI he accompanying notes arc an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 82 of 102 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL GENERAL FUND -DETAILED STATEMENT-NN (CONTINUED) Year Ended September 30,2018 General Fund Variance Original Final Favorable Capital outlay: Bud:et Bud et Actual Unfavorable. Land - - - - Station improvements 54,285 94,150 108,162 (14,012) ?'"', Fire&rescue equipment 42,410 42,410 53,266 (10,856) 1 I Protective gear 84,820 123,837 47,849 75,988 ; Communication equipment - - 3,442 (3,442) ';' Office equipment - - - - t . Medical equipment - - - Computers 55,133 55.133 48,097 7,036 3 TRT - - - - Boat team - - - - Vehicle purchase 8,482 8,482 10,432 (1,950) 71 Shop equipment - 4,502 (4,502) Training equipment 28,741 (28,741) Station equipment&computers 2 120 2,120 - 2,120 Logistics/warehouse - - - - Hazardous materials equip. - - - - Fire apparatus - 753,326 756,974 (3,648) Dive equipment - 12,723 10,187 2,536 Fire prevention - - Subtotal-Capital outlay 247 250 1,092 181 1,071,652 20 529 Debt service: I „i Principal reduction 364,748 364,748 350,669 14,079 Interest and fiscal charges 76,125 76 125 76 612 487 Subtotal-Debt service 440 873 440,873 427 281 13 592 Reserves: Reserves 10 573,263 8 544 648 8 544 648 ` TOTAL EXPENDITURES 39 619 712 38 524,674 30,256,2(2 8 268,462 EXCESS OF REVENUES 1 I OVER(UNDER)EXPENDITURES 221,165 1353 779 1,132 614 Oi 11ER FINANCING SOURCES AND(USES) Proceeds from capital lease 753 326 888,147 134821 Proceeds from disposition of capital assets 90 000 14 600 (75400) I ransfers in transfers out 1064 491 - 1 064,491 ,; 101'ALOTHER FINANCING SOURCES AND(USES) 221 165 902 747 1 123 912 I XCESS OF REVENUES AND OTHER FINANCING L,r) SOURCES OVER(UNDER)EXPENDITURES AND 01111 R I INANCING IJSES $ $ 2 256 526 $ 2 2)6 526 MUNI)RAI ANCI' Beginning 8 070 239 MINI)II 0 ANCI. Ending $ 10 326 765 the accompanying notes arc an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 83 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL-GENERAL FUND - SUMMARY STATEMENT-BCI Year Ended September 30,2018 General Fund Variance Original Final Favorable Budget Budget Actual (Unfavorable REVENUES Ad Valorem taxes $ 5,020,163 $ 5,020,163 $ 5,144,919 $ 124,756 Intergovernmental revenue: State firefighter supplement 7,374 7,374 - (7,374) Federal grants 205,500 266,755 249,324 (17,431) I Other intergovernmental 4,554 4,554 - (4,554) Charges for services 10,000 10,000 2,856 (7,144) ' Miscellaneous: L I Interest 4,000 4,000 390 (3,610) Other 60,000 60,000 20,736 39,264 f x Subtotal-revenues 5,311,591 5,372,846 5,418,225 45,379 Cash brought forward 1,531,982 849,745 - 849,745 TOTAL REVENUES 6,843,573 6,222,591 5,418,225 804,366 1 EXPENDITURES Current Public safety Personnel services 4,652,631 4,660,373 4,743,082 (82,709) Operating expenditures 753,904 762,027 723,543 38,484 Capital outlay 44,250 195,466 191,539 3,927 Debt service: Principal reduction 65,278 65,278 62,759 2,519 Interest and fiscal charges 13,624 13,624 13,711 (87) Reserves 1,313,886 470,135 - 470,135 TOTAL EXPENDITURES 6,843,573 6,166,903 5,734,634 432,269 { 1 EXCESS OF REVENUES OVER(UNDER)EXPENDITURES - 55,688 316,409 372,097 OTIIER FINANCING SOURCES AND USES LProceeds from disposition of capital assets 134,821 - (134,821) Transfer out - 190,509 190,509 I OTAI O fl IFR FINANCING SOURCES AND USES - 55,688 55,688 1 XCI-SS OF REVENUES AND O f1IER I'INANCING SOURCES OVER(UNDER) EXPFNDI 1 URLS AND O n 1LR FINANCING USES $ $ (316,409) $ 316,109 I(UND BALANCE-Beginning 819 715 I,UNDBALANCE-Ending $ 513,336 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 84 of 102 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL- GENERAL FUND -DETAILED STATEMENT-BCI Year Ended September 30,2018 General Fund Variance On mat Final Favorable Bud et Bud .t Actual ,Unfavorable) REVENUES Ad Valorem taxes $ 5,020,163 $ 5,020,163 $ 5,144,919 $ 124,756 I Intergovernmental revenue: State firefighter supplement 7,374 7,374 - (7,374) a Federal grants 205,500 266,755 249,324 (17,431) Other intergovernmental 4,554 4,554 - (4,554) t .( Charges for services 10,000 10,000 2,856 (7,144) tMiscellaneous: Interest 4,000 4,000 390 (3,610) Other 60,000 60,000 20,736 39,264 i s' Subtotal-revenues 5,31 1,591 5,372,846 5,418,225 45,379 Cash brought forward 1,531,982 849,745 - 849,745 71 ,,,`1 TOTAL REVENUES 6,843,573 6 222,591 5,418,225 804 366 EXPENDITURES Current Public safety Personnel services: Salaries Firefighters&Admin. 2,525,586 2,525,586 2,509,977 15,609 Salaries-harmonization 312,460 312,460 312,460 - Commissioners 4,554 4,554 4,425 129 i -i Overtime 125,815 129,003 110,962 18,041 Vacation pay 20,493 20,493 26,002 (5,509) Sick leave 88,426 88,426 109,395 (20.969) Incentives and holiday pay 112,513 112,513 121,998 (9,485) Payroll taxes Social Security 221,677 221,677 216,086 5 591 El Benefits Retirement 478,709 478,709 581,417 (102,708) Ilealth insurance 552,804 552,804 498,494 54,310 Disability insurance 11,195 11,195 23,291 (12,096) LiBenefits harmonization 22,702 22,702 19,459 3,243 Unemployment 1,518 1,518 1,518 Workers compensation 138,961 138,961 114,444 21 517 11 Medical clinic/employee physicals 30,664 35,218 33,144 2 071 Post employment health plan(PEI IP) 4,099 4,099 61,100 (57001) Retirement recognition 455 455 428 27 ElSubtotal-Personnel services 4 652,631 4 660 373 4 743 0112 82 709 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 85 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE -BUDGET AND ACTUAL- GENERAL FUND -DETAILED STATEMENT-BCI (CONTINUED) Year Ended September 30, 2018 General Fund Variance Original Final Favorable Operating expenditures: Bud Cl Bud et Actual Unfavorable Insurance 64,515 64,515 68,388 (3,873) Uniforms 15,323 16,340 8,058 8,282 Communications 911 911 960 (49) Telephone 57,140 57,140 43,569 13,571 1 Utilities 41,948 41,948 41,769 179 Maintenance Vehicle 42,959 42,959 45,050 (2,091) Equipment 12,515 12,515 12,999 (484) jComputer 61,286 61,286 50,660 10,626 Hydrant 6,072 6,072 305 5 767 Building 51,384 51,384 51,390 (6) ( 1 Supplies Office 11,385 11,385 10,643 742 Protective gear 12 903 15,681 17,090 (1,409) Station 8,607 8,607 8,703 (96) Emergency medical 25,669 25,669 26,271 (602) Enterprise Lease/Rental 13,966 13,966 13,814 152 Hurricane/emergency - 12 836 (12,836) Equipment Office 7,135 7,135 75 7,060 Fire 15,059 16,880 11,101 5,779 ,x Shop 2,960 2,960 - 2,960 I. Warehouse/logistics 1,898 1,898 756 1,142 Professional and other fees Legal and professional 66 488 68,691 76,904 (8,213) LiProperty appraiser fees 38,329 38,329 35,677 2,652 Tax collector fees 105,554 105,554 90,946 14,608 Accounting 12,144 12,144 12,173 (29) Miscellaneous Travel 1,518 1,518 2,385 (867) Water/sewer fee St.44 1,149 1.149 8,110 (6 961) Public information officer 865 865 2,333 (1,468) t= Public education officer - - Fuel and oil :8 6A0 28 650 39,453 (10,803) Legal advertisements 1;214 1 214 1,474 (260) LI Dues and subscriptions ',461 2 161 1,279 1.182 CI'R I'team 1670 1 670 1,960 (290) Dive team 273 577 621 (44) Li I ire prevention 1,551 1 554 23 4 531 Training 1.551 i'622 22,288 IU 314 Hazardous materials 15' 152 578 (426) Iechnicalrescue 45 455 591 (136) SI,Li Boat team 65 t 653 631 22 K 9 search and rescue - Ilanor guard 11 OPS I'ecr fitness Miscellaneous 1 518 1518 1 680 (162) Opersiioaal Reserves jCoat in;'eucy Subtotal Operating cxpemlmue 753 901 7(,2 n27 72i 513 38 481 .` NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 86 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL- GENERAL FUND-DETAILED STATEMENT-BCI(CONTINUED) E Year Ended September 30,2018 General Fund Variance Ori:inal Final Favorable Capital outlay: Budet Bud-et Actual ,Unfavorable) ElLand - - - Station improvements 9,715 16,850 29,696 (12,846) Fire&rescue equipment 7,590 7 590 616 6,974 Protective gear 15,180 22,163 8,563 13,600 1 Communication equipment Office equipment - - - Medical equipment - - - - Computers 9,867 9,867 8,357 1,510 TRT - - Boat team - - - - i. Vehicle purchase 1,518 1,518 1,867 (349) Station equipment - - _ Training equipment - - 5,144 (5,144) Community outreach 380 380 - 380 Logistics/warehouse - - - Hazardous materials equipment - - - - Fire apparatus - 134,821 135,473 (652) Dive equipment 2,277 1 823 454 ) Subtotal-Capital outlay 44,250 195,466 191,539 3,927 Debt service: 1 Principal reduction 65,278 65,278 62 759 2,519 i',. Interest and fiscal charges 13,624 13 624 13 711 87 Subtotal-Debt service 78 902 78,902 76 470 2 432 Reserves: Reserves 1,313 886 470 135 470 135 TOTAL EXPENDITURES 6,843 573 6 166 903 5 734 634 132 269 EXCESS OF REVENUES OVER(UNDER)EXPENDITURES 55,688 316 409: I37097; O I IILR I'INANCING SOURCES AND USES Proceeds from disposition of capital assets 134,821 (134 821) I ramler out 190 509 190 509 I Ol AI OTl IER FINANCING SOURCES AND USES 55 688 55688 lXt ISS OF REVENUES AND OTHER FINANCING SOURCES OVER(UNDER)EXPENDITURES nAND OTHER FINANCING USES $ 9, 116 409 ( ) 1, 316409 FUND BALANCE-Beginning 849 745 1,UNI)BALANCE-Ending % 513 336 NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 87 of 102 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - COMBINED SERVICE DELIVERY AREAS- BUDGET AND ACTUAL-IMPACT FEE FUND-SUMMARY STATEMENT Year Ended September 30,2018 Impact Fee Fund Variance Original Final Favorable Budget Budget Actual (Unfavorable) REVENUES Fees: f Impact fees $ 1,300,000 $ 1,300,000 $ 3,228,814 $ 1,928,814 Miscellaneous: t.;,.I Interest 6,000 6,000 11,701 5,701 Transfer from General Fund - 1,255,000 - (1,255,000) Other - - - - Subtotal-revenues 1,306,000 2,561,000 3,240,515 679,515 Cash brought forward 877,666 2,264,744 - (2,264,744 TOTAL REVENUES 2,183,666 4,825,744 3,240,515 1,585,229 EXPENDITURES Current Public safety Operating expenditures 71,000 71,000 30,009 40,991 Capital outlay 1,450,000 4.337,432 3,140,069 1,197,363 € Debt service: ` 3 Principal 57,500 57,500 57,500 - Interest and fiscal charges 17,250 17,250 12,937 4,313 r] Reserves 587,916 342,562 - 342,562 1OTAL EXPENDITURES 2,183,666 4,825,744 3,240,515 1,585,229 EXCESS OF REVENUES OVER(UNDER)EXPENDITURES - - - OTIIER FINANCING SOURCES AND(USES) I ransfers in - - - - Li 1 01 AL OI I IFR FINANCING SOURCES AND(USES) - - - - 11 I.XCISS 01 RIVI NUES AND OTHER I INANCING SOURCES OVER(UNDER) LXPI NDI FURLS AND OTHER FINANCING USES $ - $ - - $ - FUND 13A1 ANCIBeginning 13 I UNI)13A1 ANCI 1nding $ NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 88 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-COMBINED SERVICE DELIVERY AREAS- BUDGET AND ACTUAL-IMPACT FEE FUND -DETAILED STATEMENT Year Ended September 30,2018 Im,act Fee Fund Variance Original Final Favorable REVENUES Bud et Bud,,et Actual (Unfavorable ii i Fee, Impact fees $ 1,300,000 $ 1,300,000 $ 3,228,814 $ 1,928,814 1; . Miscellaneous: "`3 Interest 6,000 6,000 11,701 5,701 Transfer from General Fund - 1,255,000 - (1,255,000) Other - - - - Subtotal-revenues 1,306,000 2 561,000 3,240,515 679,515 Cash brought forward 877,666 2,264,744 - 2,264,744 1 TOTAL REVENUES 2,183,666 4,825,744 3 240,515 1,585,229 EXPENDITURES 1 Operating expenditures: Impact fee collection - - 14,735 (14,735) Professional fees 71 000 71 000 15 274 55,726 Subtotal-Operating expenditures 71,000 71 000 30,009 40 991 Capital outlay. Preplanning - 16,733 (16,733) Construction in progress 1050,000 1,050,000 4,010 1,045,990 Emergency signal-station 1442 400,000 400,000 229,454 170,546 Protective gear - - - - Equipment - - - - Land purchase - 2,887,432 2,889,872 (2,440) Miscellaneous - - Subtotal-Capital outlay 1,450 000 4 337 432 3 140 069 1 197 363 f ] Debt service Principal 57,500 57,500 57 500 r ? Interest and fiscal charges 17 250 17 250 12 937 4 313 L I Subtotal-Debt service 74 750 74 750 70 437 4 313 Reserves 587 16 2 562 342 562 I OTAL EXPENDITURES 2 183 666 4 825 741 3 240 515 1 585 229 I ACESS OF REVENUES OVER(UNDER)EXPENDITURES 01111.K I'INANCING SOI ItCES AND(USES) I ranter,in(out) "I OPAL 01111 R FINANCING SOURCES AND(USES) f XCESS 01 RI VENUES ANI)O•fl•IER FINANCING SOURCES OVER(UNDER) I XI'I NDI I URI S AND(MLR ILR I•INANCING I SI S $ $ $ I UND 13A1 ANCI Beginning I UND 13A1 AN 1 1 tiding $ NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 89 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL-COMBINED SERVICE DELIVERY AREA- INSPECTION FEE FUND -SUMMARY STATEMENT lns:ection Fee Fund Var;ance Ori sinal F'nal Favorable Budget Bud get Actual (Unfavorable) REVENUES IJ Charges for services Inspection fees $ 980,000 $ 980,000 $ 946,446 $ (33,554) Plan review fees 980,000 980,000 1,001,237 21,237 Miscellaneous. Interest 2,000 2,000 3,832 1,832 Subtotal-revenues 1,962,000 1,962,000 1,951,515 (10,485) Cash brought forward 1,507 1,507 - 1,507 TOTAL REVENUES 1,963,507 1,963,507 1,951,515 11,992 EXPENDITURES Current Public safety Personnel services 1,824,903 1,824,903 1,752,961 71,942 Operating expenditures 138,400 138,400 104,903 33,497 Capital outlay - - - - Reserves 204 204 - 204 t. .3 TOTAL EXPENDITURES 1,963,507 1,963,507 1,857,864 105,643 EXCESS OF REVENUES OVER(UNDER)EXPENDITURES $ - $ 93,651 $ 93,651 FUND BALANCE-Beginning 20,055 FUND BALANCE-Ending $ 113,706 n El `t he accompanying notes are an integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 90 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE -BUDGET AND ACTUAL -COMBINED SERVICE DELVERY AREA-INSPECTION FEE FUND-DETAILED STATEMENT Ins ection Fee Fund Variance Orig nal Final Favorable Bud et Bud et Actual Unfavorable', REVENUES 1 Charges for services: Inspection fees $ 980,000 $ 980,000 $ 946,446 $ (33,554) t t ' t. :) Plan review fees 980,000 980,000 1,001,237 21,237 Miscellaneous: I f Interest 2,000 2,000 3,832 1,832 Subtotal-revenues 1,962,000 1,962,000 1,951,515 (10,485) Cash brought forward 1,507 1,507 - 1,507 a TOTAL REVENUES 1963,507 1,963,507 1,951,515 11,992 EXPENDITURES Current Public safety Personnel services: Salaries Regular 1,230,430 1,230,430 1,181,110 49,320 t, i Overtime 50,000 50,000 50,796 (796) Sick leave 25 000 25000 - 25,000 0 Vacation pay - - - - Professional/Incentives and holiday pay 2600 9,600 9,600 Payroll taxes Social Security 103,891 103,891 94,797 9,094 Benefits Retirement 154,577 154,577 142,113 12,464 ElIlcalth insurance 198,210 198,210 223,243 (25,033) Disability insurance 10,000 10,000 10,000 yj Medical clinic/employee physicals 1,000 1000 1,000 Unemployment compensation - Workcrs compensation 42 195 42 195 51 302 9 107 ElSubtotal Personnel services 1 824 903 1824 903 1752 961 71 942 Eil ElI he accompanying notes are all integral part of this statement. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 91 of 102 STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL - COMBINED SERVICE DELVERY AREA-INSPECTION FEE FUND-DETAILED STATEMENT(CONTINUED) Ins ection Fee Fund Variance i t Oris-mal Final Favorable Operating expenditures: Bud,et Bud;et Actual Unfavorable Uniforms 1,000 1,000 - 1,000 Telephone 1,000 1,000 - 1,000 t J Utilities 2,500 2,500 - 2500 Rent 50,000 50,000 50,000 - Maintenance I .3 Computer software&supplies 40,000 40,000 38,973 1,027 Hydrant - - - Supplies f 'i Office 2,000 2,000 149 1,851 `` ' Miscellaneous Employee physicals - - - - Dues&subscriptions 6,900 6,900 2,370 4,530 Fire prevention 5,000 5,000 4,909 91 Training 20,000 20,000 3,142 16,858 Travel 10,000 10,000 5 360 4,640 Subtotal-Operating expenditures 138,400 138,400 104 903 33 497 Capital outlay: -0., i Office facility Vehicles Subtotal-Capital outlay Debt service: Principal reduction Interest and fiscal charges Subtotal Debi service Reserves 204 204 204 'i IOIALLXPINDIIURI S 1 963 507 1963507 1,857 864 105 643 1-KL SS 01 RI VI NULS OVER(UNDER) EXPENDI I URI S $ $ 93,651 $ 93.651 / FUND BAI ANCI Beginning 20,055 II FUND BAI ANCI Uniting 'i 111 706 I he accompanying notes arc an integral part of this statement. r11 Page 92 of 102 2014 0.041592399% Li $ 2,537,748 $ 6,293,887 40.32% 96 09% f. 2014 S 971,792 El971 792 S 6,293,887 15 44% n El Page 93 of 102 2014 0.021145042°. $ 1,977,113 $ 6,293,887 31.41% 1 0 99% r 2014 , 65 973 65 973 $ $ 6,293,887 I 05% 0 1 a NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 94 of 102 NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION-FRS/HIS September 30,2018 Changes of Assumptions Actuarial assumptions for both cost-sharing defined benefit plans are reviewed annually by the Florida Retirement System Actuarial Assumptions Conference. The FRS Pension Plan has a valuation performed annually. The HIS Program has a valuation performed biennially that is updated for GASB reporting in the year a valuation is not performed. The most recent experience study for the FRS Pension Plan was completed in 2014 for the period July 1,2008 through June 30,2013. i. j Because the HIS Program is funded on a pay-as-you-go basis,no experience study has been completed for that program. The actuarial assumptions that determined the LI total pension liability for the HIS Program were based on certain results of the most recent experience study for the FRS Pension Plan. The total pension liability for each cost-sharing defined benefit plan was determined using the individual entry age actuarial cost method. Inflation increases for both plans is assumed at 2.60%. Payroll growth, including inflation,for both plans is assumed at 3.25%. Both the discount rate and the long-term expected rate of return used for FRS Pension Plan investments was reduced from 7.10%to 7.00%. The plan's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the discount rate for calculating the total pension liability is equal to the long-term expected rate of return. L Because the HIS Program uses a pay-as-you-go funding structure, a municipal bond rate was increased from 3.58°0 to 3.87°o and was used to determine the total pension liability for the program (Bond Buyer General Obligation 20-Bond Municipal Bond Index). Mortality assumptions for both plans were based on the Generational RP-2000 with Projection Scale BB tables. Florida Retirement System Pension Plan There were no changes in actuarial assumptions. As of June 30, 2018, the inflation rate assumption remained at 2.6 percent, the real payroll growth assumption was 0.65 percent, and the overall payroll growth rate assumption remained at 3.25 percent. The long-term expected rate of return was reduced from 7.10 percent to 7.00 percent. Ilealth Insurance Subsid\ Pension Plan The municipal rate used to determine total pension liability increased from 3.58 percent to 3.87 percent. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 95 of 102 NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION-FRS/HIS September 30,2018 Pension Expense and Deferred Outflows/Inflows of Resources In accordance with GASB 68,paragraphs 54 and 71, changes in the net pension liability are recognized in pension expense in the current measurement period, except as indicated below. For each of the following, a portion is recognized in pension expense in the current reporting period, and the balance is amortized as deferred outflows or deferred inflows of resources using a systematic and rational method over a closed period, as defined below: • Differences between expected and actual experience with regard to economic ri and demographic factors -amortized over the average expected remaining service life of all employees that are provided with pensions through the pension plan(active and inactive employees) • Changes of assumptions or other inputs -amortized over the average expected remaining service life of all employees that are provided with pensions through the pension plan(active and inactive employees) • Changes in proportion and differences between contributions and proportionate share of contributions - amortized over the average expected k: remaining service life of all employees that are provided with pensions through the pension plan(active and inactive employees) • Differences between expected and actual earnings on pension plan investments - amortized over five years Employer contributions to the pension plans from employers are not included in collective pension expense. However, employee contributions are used to reduce pension expense. The average expected remaining service life of all employees provided with pensions through the pension plans at June 30, 2018 remained at 6.4 for FRS and 7.2 years for IIIS. NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT Page 96 of 102 SCHEDULE OF CHANGES IN THE NET OPEB LIABILITY AND RELATED RATIOS GASB 75 Changes in Employer's Net OPEB Liability and Related Ratios as of September 30: Net OPEB Liability 2018 Service Cost $ 723,937 Interest Cost on Total OPEB Liability 326,072 Changes in Benefit Terms Differences Between Expected and Actual Experience - Changes in Assumptions (620,125) Benefit Payments (373,760) 1 Net Change in net OPEB Liability 56,124 Net OPEB Liability-Beginning of Year 10,117,484 Net OPEB Liability-End of Year ,10,173,608 NOTE: Information for FY 2017 and earlier is not available. Plan Fiduciary Net Position as of September 30: 2018 Contributions-Employer $ 373,760 Net Investment Income - Benefit Payments (373,760) Administrative Expense - Net Change in Fiduciary Net Position - Fiduciary Net Position-Beginning of Year - Fiduciary Net Position-End of Year $ - Net OPEB Liability 10,173,608 Fiduciary Net Position as a°0 of Net OPEB Liability 0.0000 r 7 Covered-Employee Payroll Net OPEB Liability as a 00 of Payroll* * Because this OPEB plan does not depend of salary,no information is provided. NOTE: Information for FY 2017 and earlier is not available. Notes to the Schedule: Benefit Changes None Changes of Assumptions The discount rate was changed as Ibllows: 9 30 17 3.06°0 Li 9 30 18 3.64°0 Population covered by Plan: 227 active 36 inactive Plan has no specific trust established.$0 assigned foi OP1.13. ADDITIONAL REPORTS LI Li Affiliations ; � Florida institute of Certified Public Accountants tz American Institute of Certified Public Accountants & Company, PA Private Companies Practice Section Tax 0 vision t..t Certified Public Accountants&Consultants Page 97 of 102 _ = INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF BASIC FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE 1 WITH GOVERNMENT AUDITING STANDARDS :. Board of Commissioners North Collier Fire Control and Rescue District 1885 Veterans Park Drive Naples, Florida 34109-0492 We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditin Standards, issued by the Comptroller General of the United States of America,the basic financial statements of the governmental activities and each major and non-major fund of North Collier Fire Control and Rescue District(the "District") as of and for the year ended September 30, 2018,and the related notes to the financial statements which collectively comprise the District's basic financial statements as listed in the table of contents and have issued our report thereon dated May 20,2019. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the District's internal control over financial reporting(internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinion on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the District's internal control. Accordingly, we do not express an opinion on the effectiveness of the District's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency,or combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the basic financial statements will not be prevented or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of INTEGRITY ......... SERVICE EXPERIENCE® El 12621 World Plaza Lane, Building 55 • Fort Myers, FL 33907 • Phone: (239)333 2090• Fax (239) 333 2097 Page 98 of 102 deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses, as defined previously. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether North Collier Fire Control and Rescue District's financial statements are free from material misstatement, we performed tests of its i compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However,providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. Purpose of This Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the District's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the District's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. 4.. 7.6:4 kuvo 4w/on ( TUSCAN&COMPANY, P.A. Fort Myers, Florida May 20,2019 Affiliations x '1TUSCAN Florida Institute of Certified Public Accountants t American Institute of Certified Public Accountants & Company, PA Private Companies Practice Section Tax Division Certified Public Accountants& Consultants Page 99 of 102 INDEPENDENT ACCOUNTANT'S REPORT ON COMPLIANCE WITH SECTION 218.415,FLORIDA STATUTES ri Board of Commissioners North Collier Fire Control and Rescue District L ' 1885 Veterans Park Drive Naples, Florida 34109-0492 L We have examined North Collier Fire Control and Rescue District's compliance with Section 218.415,Florida Statutes, regarding the investment of public funds during the year ended September 30, 2018. Management is responsible for North Collier Fire Control and Rescue District's compliance with those requirements. Our responsibility is to express an opinion on North Collier Fire Control and Rescue District's compliance based on our examination. Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence about North Collier Fire Control and Rescue District's compliance with those rrequirements and performing such other procedures as we considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion. ElOur examination does not provide a legal determination on North Collier Fire Control and Rescue District's compliance with specified requirements. In our opinion, North Collier Fire Control and Rescue District complied, in all material respects, with the aforementioned requirements for the year ended September 30,2018. I his report is intended solely for the information and use of the North ( oilier lire Control and Rescue District and the Auditor General, State of Florida, and is not intended to be and should not be used by anyone other than these specified parties. ‘442,04.1i 44mfril TUSCAN &COMPANY, P.A. Fort Myers, Florida May 20, 2019 INTEGRITY SERVICE EXPERIENCE® 12621 World Plaza I ane. Building 55 • Fort Myers, FL 33907 • Phone• (239) 333 2090 • lax. (239) 333 2097 Affiliations P s cAN t Florida Institute of(ertitied Public Accountants I American Institute or Certified Public Accountants Company, PA Pnvate Companies Practice Section z j lax DIN sion Certified Public Accountants&Consultants Page 100 of 102 INDEPENDENT AUDITOR'S REPORT TO MANAGEMENT Board of Commissioners North Collier Fire Control and Rescue District 1885 Veterans Park Drive Naples, Florida 34109-0492 We have audited the accompanying basic financial statements of North Collier Fire Control and Rescue District(the "District") as of and for the year ended September 30, 2018 and have issued our report thereon dated May 20,2019. We conducted our audit in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States of America and Chapter 10.550, Rules of the Florida Auditor General. We have issued our Independent Auditor's Report on Internal Control over Financial Reporting and Compliance and Other Matters based on an audit of the financial statements performed in accordance with Government AuditingStandards and Chapter 10.550, Rules of the Florida Auditor General. Disclosures in those reports. which are dated May 20,2019, should be considered in conjunction with this report to management F Additionally,our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General, which governs the conduct of local governmental entity audits performed in the State of r j Florida. This letter included the following information, which is not included in the aforementioned `- auditor's report: • Section 10.554(1)(i)1., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. The prior year report contained no financially significant comments. • Section 10.554(1)(i)2., Rules of the Auditor General, requires that we address in the management letter any recommendations to improve financial management. No such recommendations were noted to improve financial management. INTEGRITY ......... SERVICE ......... EXPER1ENCE` ' 12621 World tiara I ane, Building 55 . Fort Myer,. FL 33907 • Phone. (239)333 2090 • Fax. (239) 333 2097 Page 101 of 102 • Section 10.554(1)(i)3., Rules of the Auditor General,requires that we address violations or noncompliance with provisions of contracts or grant agreements,or abuse,that have an effect on the financial statements that is less than material but more than inconsequential. In connection with our audit, we did not have any such findings. • Section 10.554(1)(i)4., Rule of the Auditor General,requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in the management letter, unless disclosed in the notes to the financial statements. The District discloses this information in the notes to the financial statements. • Section 10.554(1)(i)5.a., Rules of the Auditor General,requires a statement be included as to whether or not the local government entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the specific condition(s)met. In connection with our audit, we determined that the District did not meet any of the conditions described in Section 218.503(1), Florida Statutes. • Pursuant to Sections 10.554(1)(i)5.b. and 10.556(7), Rules of the Auditor General, we applied financial condition assessment procedures. It is management's responsibility to monitor the District's financial condition,and our financial condition assessment was based in part on representations made by management and the review of financial information provided by management. • Pursuant to Section 10.554(1)(i)5.c., Rules of the Auditor General, requires a statement indicating a failure, if any, of a component unit Special District to provide financial information necessary to a proper reporting of the component unit within the audited financial statements of this entity (F.S. Section 218.39(3)(b)). There are no Elknown component special districts required to report within these financial statements. • Section 10.556(10)(a),Rules of the Auditor General, requires that the scope of our audit to determine the entity's compliance with the provisions of Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the District complied with Section 218.415, Florida Statutes as reported in our Independent Accountant's Report on Compliance with Section 218.415, Florida Statutes dated May 20, 2019, included herein. Page 102 of 102 PRIOR YEAR COMMENTS: There were no financially significant prior year comments. CURRENT YEAR COMMENTS: There were no financially significant comments noted. Pursuant to Chapter 119,Florida Statutes, this management letter is a public record and its distribution is not limited. Auditing standards generally accepted in the United States of America require us to indicate that this letter is intended solely for the information and use of the Board of Commissioners,management, the Auditor General of the State of Florida and other federal and state agencies. This report is not intended to be and should not be used by anyone other than these specified parties. 1 7.44,Lite(4) A . TUSCAN&COMPANY, P.A. Fort Myers, Florida May 20,2019 r � r E.1 EXHIBIT NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT BOARD OF FIRE COMMISSIONERS M.James Burke•Christopher L.Crossan•Norman L.Feder•J.Christopher Lombardo•James A.Calamari June 20, 2019 Auditor General's Office Local Government Audits/342 Claude Pepper Building, Room 401 111 West Madison Street L Tallahassee, FL 32399 1450 We are pleased to note that the audit report for the fiscal year 2017/2018 for the North Collier Fire Control and Rescue District reflected no current or prior year comments which require management's response The Board of Fire Commissioners and management staff of the North Collier Fire Control & Rescue District maintain their commitment to create and maintain internal controls, and policy and procedures to insure accurate reporting, accountability and provide for the financial stability of the District. Sincerely, NORTH COLLIER FIRE CONTROL AND RESCUE DISTRICT fi 1 1885 Veterans Park Drive Naples,FL 34109■(239)597 3222•Fax(239)597 7082• www.northcollierlire.corn