Agenda 10/23/2018 Item #16D 410/23/2018
EXECUTIVE SUMMARY
Recommendation to approve ten (10) satisfactions of mortgage for the State Housing Initiatives
Partnership (SHIP) Loan Program in the combined amount of $147,884.23.
OBJECTIVE: To support the affordability of housing in Collier County through the SHIP down
payment, emergency repair, and/or rehabilitation assistance programs.
CONSIDERATIONS: SHIP, a state affordable housing program, provides assistance to first-time
homebuyers for use toward a portion of the required down payment and emergency repairs to the newly
acquired home. As a condition of the award, the homeowner must repay the assistance provided upon
sale, refinance, or loss of homestead exemption.
Community and Human Services (CHS) staff has recently received payoff requests and payments for ten
(10) properties listed below. The mortgages have been paid in full and the loans are satisfied.
The following table provides details regarding the ten (10) homeowners that have met their obligation and
therefore, need their mortgage satisfied.
File # Name Date
Mortgage/
Subordination
Signed
Recording
Date
Mortgage
OR Book
& Page
Mortgage
Amount
Payoff
Amount
11-017 Krista N. Foy 08/31/2012 09/07/2012 4833/3211 $20,000 $13,333.33
(1/3rd
forgiven
every 5 yrs)
07-142 Guerline
Mathieu
03/10/2008 04/08/2008 4347/1572 $20,250 $20,250**
03-304 Cindy Mejia 12/06/2004 12/13/2004 3695/0368 $10,000 $8,967.40*
07-122 Thomas
Moonan
1/18/2008
9/26/2014
1/23/2008
10/02/2014
4323/2085
5081/2443
$24,885 $24,885
02-107 Eduardo &
Evangelina
Castillo
not dated 12/31/2001 2955/2482 $5,000 $5,000
09-327 Rubi Lizeth
Castro Mendez
01/28/2011 02/24/2011 4655/1119 $3,000 $3,000
11-027 Joandia
Fernandez
09/24/2012
12/20/2012
09/25/2012
1/24/2013
4839/0738
4878/3043
$20,000 $20,000
07-112 Lazaro Rua, Jr. 2/20/2008
2/20/2008
3/11/2008
3/11/2008
4337/2762
4337/2765
$27,448.50 $27,448.50
03-180 Nerlie Frederic
and Marc
Obsaint
05/20/2003 06/05/2003 3308/2769 $5,000 $5,000
11-105 Rodelin
Anthony and
Vanessa L.
Velazquez
05/03/2013 05/15/2013 4920/2887 $20,000 $20,000
Total $155,583.50 $147,884.23
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*NOTE: The total amount stated on the mortgage was not dispersed to some clients. Those property
owners were required to pay the amount they received which is less than the amount stated on the
mortgage. In addition, some homeowners are released as they have met the term of their mortgage.
**NOTE: This was a foreclosure.
Approval of this Item will authorize the Chairman to sign the aforementioned satisfactions of mortgage
and the executed documents shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $147,884.23 satisfies the mortgage amounts due to the
recapture provision as noted above. These repayments are considered program income. $20,250 was
deposited in SHIP Grant Fund (791), Project 33525, and $127,634.23 was deposited in SHIP Grant Fund
(791), Project 33569. Deposited funds will be used for eligible SHIP activities. Nine (9) recording fees
of $10 have been paid by the homeowners. The $10 recording fee for Mathieu was paid by Habitat for
Humanity in the foreclosure proceeding.
LEGAL CONSIDERATIONS: This Item is approved for form and legality and requires a majority vote
for Board approval -JAB
GROWTH MANAGEMENT IMPACT: SHIP Housing Programs help the County meet some of the
goals and objectives of the Housing Element of the Growth Management Plan.
RECOMMENDATION: To approve and authorize the Chair to sign ten (10) satisfactions of mortgage
for the SHIP Loan Program in the combined amount of $147,884.23 for these ten (10) affordable homes.
Prepared By: Susan Golden, Sr. Housing and Grant Coordinator, Community and Human Services
Division
ATTACHMENT(S)
1. 10 original SHIP mortgages 10918 BCC mtg (PDF)
2. SAP for 10.09.18 SOM (DOCX)
3. CAO stamped initialed 10 SOMs 10918 mtg (PDF)
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COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.4
Doc ID: 6753
Item Summary: Recommendation to approve ten (10) satisfactions of mortgage for the State
Housing Initiatives Partnership (SHIP) Loan Program in the combined amount of $147,884.23.
Meeting Date: 10/23/2018
Prepared by:
Title: – Community & Human Services
Name: Susan Golden
09/17/2018 11:39 AM
Submitted by:
Title: Manager - Federal/State Grants Operation – Community & Human Services
Name: Kristi Sonntag
09/17/2018 11:39 AM
Approved By:
Review:
Public Services Department Kimberley Grant Level 1 Reviewer Completed 10/03/2018 5:01 PM
Community & Human Services Todd Henry CHS Review Skipped 10/04/2018 11:53 AM
Community & Human Services Leslie Davis Additional Reviewer Completed 09/17/2018 11:45 AM
Community & Human Services Kristi Sonntag Additional Reviewer Completed 09/17/2018 12:22 PM
Community & Human Services Maggie Lopez Additional Reviewer Completed 09/17/2018 1:18 PM
Community & Human Services Cormac Giblin Additional Reviewer Completed 09/17/2018 1:36 PM
Public Services Department Kimberley Grant Additional Reviewer Completed 09/21/2018 5:42 PM
Public Services Department Todd Henry Level 1 Division Reviewer Completed 09/25/2018 10:59 AM
Public Services Department Steve Carnell Level 2 Division Administrator Review Completed 09/25/2018 11:47 AM
County Attorney's Office Jennifer Belpedio Level 2 Attorney of Record Review Completed 10/02/2018 9:54 AM
County Attorney's Office Debbie Allen CAO Preview Skipped 09/27/2018 11:53 AM
County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 10/02/2018 10:14 AM
Office of Management and Budget Valerie Fleming Level 3 OMB Gatekeeper Review Completed 10/03/2018 9:52 AM
Budget and Management Office Ed Finn Additional Reviewer Completed 10/11/2018 10:38 AM
County Manager's Office Heather Yilmaz Level 4 County Manager Review Completed 10/15/2018 12:13 PM
Board of County Commissioners MaryJo Brock Meeting Pending 10/23/2018 9:00 AM
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Packet Pg. 851 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 852 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 860 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 861 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 862 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 864 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 865 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 866 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 872 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 873 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 882 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 890 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 892 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 894 Attachment: 10 original SHIP mortgages 10918 BCC mtg (6753 : SHIP Satisfactions of Mortgage)
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Packet Pg. 895 Attachment: SAP for 10.09.18 SOM (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 896Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 897Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 898Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 899Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 900Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 901Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 902Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 903Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 904Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)
16.D.4.cPacket Pg. 905Attachment: CAO stamped initialed 10 SOMs 10918 mtg (6753 : SHIP Satisfactions of Mortgage)