Backup Documents 05/14/2013 Item #16D 8ORIGINAL DOCUMENTS CHECKLIST & ROUTING SLIP 1608
TO ACCOMPANY ALL ORIGINAL DOCUMENTS SENT TO
THE BOARD OF COUNTY COMMISSIONERS OFFICE FOR SIGNATURE
Print on pink paper. Attach to original document. The completed routing slip and original documents are to be forwarded to the County Attorney Office
at the time the item is placed on the agenda. All completed routing slips and original documents must be received in the County Attorney Office no later
than Monday preceding the Board meeting.
**NEW** ROUTING SLIP
Complete routing lines #I through #2 as appropriate for additional signatures, dates, and /or information needed. If the document is already complete with the
eveention of the Chnirmnn,g sionntnre draw n line through routine lines 41 through #2_ comnlete the checklist, and forward to the County Attorney Office.
Route to Addressees (List in routing order)
Office
Init' is
Date
1. Priscilla Doria
Housing, Human & Veteran-
Services Department
(In' ial)
/�� //�
2. Jennifer B. White, ACA
Office located in HHVS
Ct�
16.D.8
3. BCC
Board of County
Commissioners
<5 H
A
4. Minutes and Records
Clerk of Courts Office
Number of Original
1
PRIMARY CONTACT INFORMATION
Normally the primary contact is the person who created /prepared the Executive Summary. Primary contact information is needed in the event one of the
addressees shove may need to contact staff for additional or missing information.
Name of Primary Staff
Priscilla Doria, Housing, Human &
Phone Number
252 -5312
Contact / Department
Veteran Services
(In' ial)
Applicable)
Agenda Date Item was
May 14, 2013
Agenda Item Number
16.D.8
Approved by the BCC
Does the document need to be sent to another agency for additional signatures? If yes,
A
Type of Document
(1)Resolution kN
Number of Original
1
Attached
Original document has been signed/initialed for legal sufficiency. (All documents to be
Documents Attached
PO number or account
signed by the Chairman, with the exception of most letters, must be reviewed and signed
-�
number if document is
by the Office of the County Attorney.
to be recorded
All handwritten strike - through and revisions have been initialed by the County Attorney's
N/A
INSTRUCTIONS & CHECKLIST
1: Forms/ County Forms/ BCC Forms/ Original Documents Routing Slip WWS Original 9.03.04, Revised 1.26.05, Revised 2.24.05; Revised 11/30/12
Initial the Yes column or mark "N /A" in the Not Applicable column, whichever is
Yes
N/A (Not
appropriate.
(In' ial)
Applicable)
1.
Does the document require the chairman's original signature?
2.
Does the document need to be sent to another agency for additional signatures? If yes,
A
provide the Contact Information (Name; Agency; Address; Phone) on an attached sheet.
3.
Original document has been signed/initialed for legal sufficiency. (All documents to be
signed by the Chairman, with the exception of most letters, must be reviewed and signed
-�
by the Office of the County Attorney.
4.
All handwritten strike - through and revisions have been initialed by the County Attorney's
N/A
Office and all other parties except the BCC Chairman and the Clerk to the Board
5.
The Chairman's signature line date has been entered as the date of BCC approval of the
document or the final negotiated contract date whichever is applicable.
6.
"Sign here" tabs are placed on the appropriate pages indicating where the Chairman's
O
signature and initials are required.
7.
In most cases (some contracts are an exception), the original document and this routing slip
should be provided to the County Attorney Office at the time the item is input into SIRE.
�' ^
Some documents are time sensitive and require forwarding to Tallahassee within a certain
time frame or the BCC's actions are nullified. Be aware of your deadlines!
8.
The document was approved by the BCC on 05/14/2013 and all changes made during
the meeting have been incorporated in the attached document. The County
Attorney's Office has reviewed the changes, if applicable.
9.
Initials of attorney verifying that the attached document is the version approved by the
BCC, all changes directed by the BCC have been made, and the document is ready for the
Chairman's signature.
1: Forms/ County Forms/ BCC Forms/ Original Documents Routing Slip WWS Original 9.03.04, Revised 1.26.05, Revised 2.24.05; Revised 11/30/12
•1:
MEMORANDUM
Date: May 21, 2013
To: Priscilla Doria, Grants Coordinator
Housing, Human & Veteran Services
From: Ann Jennejohn, Deputy Clerk
Minutes & Records Department
Re: Resolution 2013 -106: Amending the 2010 -13 Local
Housing Assistance Plan (LHAP) required by the State
Housing Initiative Partnership (SHIP) Program Act and
authorizing submission of the amended LHAP for review
and approval by the Florida Housing Finance Corporation
Attached for your records is a copy of the resolution referenced above, (Item #16D8)
adopted by the Board of County Commissioners on Tuesday, May 14, 2013.
Also included is a certified copy of the resolution to accompany the amended
LHAP that will be submitted to Florida's Housing Finance Corporation for
their review and approval.
If you have questions, please feel free to call me at 252 -8406.
Thank you
Attachment
RESOLUTION No. 2013- 10 6
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS
OF COLLIER COUNTY, FLORIDA AMENDING THE 2010 -2013
LOCAL HOUSING ASSISTANCE PLAN FOR CONSISTENCY
WITH THE 2013 -2015 LOCAL HOUSING ASSISTANCE PLAN AND
INCORPORATING CHANGES TO THE INCENTIVE STRATEGIES
AS REQUIRED BY THE STATE HOUSING INITIATIVES
PARTNERSHIP PROGRAM ACT, SUBSECTIONS 420.907- 420.9079,
FLORIDA STATUTES AND RULE CHAPTER 67 -37, FLORIDA
ADMINISTRATIVE CODE; AUTHORIZING AND DIRECTING
THE CHAIRMAN TO EXECUTE ANY NECESSARY DOCUMENTS
AND CERTIFICATIONS NEEDED BY THE STATE;
AUTHORIZING THE SUBMISSION OF THE AMENDED LOCAL
HOUSING ASSISTANCE PLAN FOR REVIEW AND APPROVAL
BY THE FLORIDA HOUSING FINANCE CORPORATION; AND
PROVIDING AN EFFECTIVE DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable Housing Act, Chapter
92 -317 of Florida Sessions Laws, allocating a portion of documentary stamp taxes on deeds to local
governments for the development and maintenance of affordable housing; and
WHEREAS, the SHIP Act requires local governments to amend their Local Housing Assistance
Plan when an addition or deletion of a local housing assistance strategy or local housing incentive strategy is
made; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, Subsections 420.907- 420.9079,
Florida Statutes (1992), and Chapter 67 -37, Florida Administrative Code, requires local governments to
forward amendments to their Local Housing Assistance Plans to the Florida Housing Finance Corporation
for review; and
WHEREAS, the SHIP Act further requires local governments to establish an average area purchase
price for new and existing housing benefiting from awards made pursuant to the Act; The methodology and
purchase prices used are defined in the attached Local Housing Assistance Plan; and
WHEREAS, as required by Section 420.9075, Florida Statutes, it is found that 5 percent of the local
housing distribution plus 5 percent of program income is insufficient to adequately pay the necessary costs of
administering the local housing assistance plan. The cost of administering the program may not exceed 10
percent of the local housing distribution plus 5% of program income deposited into the trust fund, except that
small counties, as defined in Section 120.52(17), Florida Statutes, and eligible municipalities receiving a local
housing distribution of up to $350,000 may use up to 10 percent of program income for administrative costs;
and
WHEREAS, the Housing, Human and Veteran Services Department has prepared an amended
2010 -2013 Local Housing Assistance Plan for submission to the Florida Housing Finance Corporation; and
9
1608
WHEREAS, the Board of County Commissioners finds that it is in the best interest of the citizens of
Collier County for it to submit an amended Local Housing Assistance Plan for review and approval so as to
qualify for said documentary stamp tax funds.
NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF COLLIER COUNTY, FLORIDA that:
Section 1: The Board of County Commissioners of Collier County hereby approves the amendment
to the 2010 -2013 Local Housing Assistance Plan, as attached and incorporated hereto for
submission to the Florida Housing Finance Corporation as required by Subsections
420.907- 420 -9079, Florida Statutes, for fiscal years 2010 -11, 2011 -12 and 2012 -13.
Section 2: The Chairman is hereby designated and authorized to execute any documents and
certifications required by the Florida Housing Finance Corporation as related to the Local
Housing Assistance Plan, and the Director of Housing, Human and Veteran Services, as
the Program Administrator is designated and authorized to do all things necessary and
proper to carry out the term and conditions of said Plan.
Section 3: This resolution shall take effect immediately upon its adoption.
This Resolution adopted this day of 4 2013, after motion,
second and majority in favor of passage.
ATTEST:
DWIGHT E. HROCK CLERK
By: =.('
1 Y CLERK
Att�St :,
nature
sip.
Approval for form and legal Sufficiency:
Jennifer B. White
Assistant County Attorney
BOARD OF COUNTY COMMISSIONERS
OF COLIAER COUNTYALORIDA
CIA A. HILLER, ESQ.
WOMAN
0
•1:
Ann P. Jennejohn
From:
DoriaPriscilla <PriscillaDoria @colliergov.net>
Sent:
Monday, May 20, 2013 3:05 PM
To:
Ann P. Jennejohn; BelpedioJennifer
Subject:
RE: Item #16D8 May 14 BCC Meeting
Attachments:
244328405202013030334550 .PDFO.pdf
Hi Ann,
See attached.
Priscilla Doria, Grant Coordinator
Housing, Human & Veteran Services Department
3339 East Tamiami Trail, Suite 211, Naples, FL 34112
Phone: (239) 252 -5312
E -fax: (239) 252 -6518
,..r.., r, ai _. <. , , , ,s.t =�td.� If ,.,; do not <�a . yo,�� �.::i nodress E,. ,:;:, {.� in �r.spo� ,.sc to ,a pi,;L!ic �r.�,, re ues!_. i:.. �r,t :.f:r;;::
.E.�'os ffi. e, -,Yy nslead, ,.,;n.uc�t tNs office by ?eiepho r or €Mi v..'� €ring.
From: Ann P. Jennejohn [mailto:Ann.Jennejohn @ collierclerk.com]
Sent: Monday, May 20, 2013 1:55 PM
To: BelpedioJennifer; DoriaPriscilla
Subject: Item #16D8 May 14 BCC Meeting
Hi there,
Is it possible for our office to get a formal copy of the 2010 -2013 Amended Local Housing Assistance Plan,
authorized by the Resolution adopted under Agenda Item #1608 at last week's Board Meeting?
In Section 1 of the Resolution, it's referenced as being "attached and incorporated hereto"
Ann Jennejohn, Deputy Clerk
Clerk of the Circuit Court
Clerk of the Value Adjustment Board
Collier County Minutes & Records Dept.
239 - 252 -8406
239 - 252 -8408 (Fax)
Please visit us on the web at www.collierclerk.com
This electronic communication is confidential and may contain privileged information intended solely for the named addressee(s). It may not
be used or disclosed except for the purpose for which it has been sent. If you are not the intended recipient, you must not copy, distribute or
take any action induced by or in reliance on information contained in this message.
Unless expressly stated, opinions in this message are those of the individual sender and not of the Office of the Clerk of the Circuit Court of
Collier County. If you have received this communication in error, please notify the Clerk's Office by emailing helodesk(a)collierclerk.com
quoting the sender and delete the message and any attached documents. The Collier County Clerk's Office accepts no liability or responsibility
for any onward transmission or use of emails and attachments having left the CollierClerk.com domain.
Under Florida Law, e -mail addresses are public records. If you do not want your e-mail address released in response to
a public records request, do not send electronic mail to this entity. Instead, contact this office by telephone or in writing.
•1:
COLLIER COUNTY
AND
CITY of NAPLES
5
wjy¢S'
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP)
LOCAL HOUSING ASSISTANCE PLAN (LHAP)
FISCAL YEARS COVERED
2010- 11;2011 - 12;2012 -13
ADOPTED BY RESOLUTION: 2010 -84
AMENDED BY RESOLUTION:
Public Services Division
Housing, Human and Veteran Services
3339 E Tamiami Trail, Suite 211
Naples, Florida 34112
www.colliergov.net
L PROGRAM DESCRIPTION:
•
A. Name of the participating local government:
Collier County Board of County Commissioners and
Interlocal Agreement with: City of Naples
A copy of the Interlocal Agreement is attached as: Exhibit H.
B. Purpose of the program:
Creation of the Local Housing Assistance Plan (LHAP) is for the purpose of meeting
the housing needs of the very low, low and moderate income households, to expand
production of and preserve affordable housing, and to further the housing element of
the local government comprehensive plan specific to affordable housing.
C. Fiscal years covered by the Plan:
2010 - 11;2011- 12;2012 -13
D. Governance:
The County has established their SHIP Program in accordance with Section 420.907-
9079, Florida Statutes and Chapter 67 -37 Florida Administrative Code. The County
SHIP Program does further the housing element of the Collier County
Comprehensive Plan. Cities and Counties must be in compliance with these
applicable statutes and rules.
E. Local Housing Partnership:
The County SHIP Program encourages building active partnerships between
government, lenders, builders and developers, real estate professionals, advocates for
low- income persons and community groups.
F. Leveraging:
The County Local Housing Assistance Plan increases the availability of affordable
residential units by combining local resources and cost saving measures into a local
housing partnership and using public and private funds to reduce the cost of housing.
SHIP funds may be leveraged with or used to supplement other Florida Housing
Finance Corporation programs, including local match to obtain federal housing grants
or programs.
G. Public Input:
The Affordable Housing Advisory Committee public meetings are advertised, open to
the public and may be televised; attendees are welcome to speak. Public input is also
solicited through the local newspaper when advertising the Notice of Funding
91
Availability and the County website and Board Agenda when noticing the Local
Housing Assistance Plan and Annual Report. Staff additionally request input from
housing providers, social service agencies, and local lenders and realtors throughout
the year.
H. Advertising and Outreach:
Collier County advertises with a Notice of Funding Availability in the local
newspaper of general circulation serving ethnic and diverse neighborhoods and the
County website, at least 30 days before the beginning of the application period unless
there is no funding available due to a waiting list.
I. Discrimination:
In accordance with the provisions of ss.760.20- 760.37, it is unlawful to discriminate
on the basis of race, creed, religion, color, age, sex, marital status, familial status,
national origin, or handicap in the award application process for eligible housing.
J. Support Services and Counseling:
Collier County offers free HUD approved Homebuyer Pre - purchase class instruction
to prospective SHIP applicants. The County also offers information and referral
services to local support service organization including, but not limited to credit
counseling, tenant counseling and transportation.
K. Purchase Price Limits:
The sales price or value of new or existing eligible housing may not exceed 90% of
the average area purchase price in the statistical area in which the eligible housing is
located. Such average area purchase price may be that calculated for any 12 -month
period beginning not earlier than the fourth calendar year prior to the year in which
the award occurs. The sales price of new and existing units, which can be lower but
may not exceed 90% of the median area purchase price established by the U.S.
Treasury Department or as described above.
The methodology used is:
Independent Study (copy attached)
X U.S. Treasury Department
Local HFA Numbers
The purchase price limit for new and existing homes is shown on the Housing
Delivery Goals Charts: Exhibit C
L. Income Limits, Rent Limits and Affordability:
The Income and Rent Limits used in the SHIP Program are updated annually from
the Department of Housing and Urban Development and distributed by Florida
11
Housing Finance Corporation. Affordable means that monthly rents or mortgage
payments including taxes and insurance do not exceed 30 percent of that amount
which represents the percentage of the median annual gross income for the
households as indicated in Sections 420.9071 F.S. However it is not the intent to
limit an individual household's ability to devote more than 30% of its income for
housing, and housing for which a household devotes more than 30% of its income
shall be deemed Affordable if the first institutional mortgage lender is satisfied that
the household can afford mortgage payments in excess of the 30% benchmark and in
the case of rental housing does not exceed those rental limits adjusted for bedroom
size.
M. Welfare Transition Program:
Should an eligible sponsor be used, the County has developed a qualification system
and selection criteria for applications for awards to eligible sponsors, this includes a
description that demonstrates how eligible sponsors that employ personnel from the
Welfare Transition Program will be given preference in the selection process.
N. Monitoring and First Right of Refusal:
In the case of rental housing, the County shall annually monitor and determine tenant
eligibility or, to the extent another governmental entity provides the same monitoring
and determination, a municipality, county or local housing financing authority may
rely on such monitoring and determination of tenant eligibility. However, any loan or
grant in the original amount of $3,000 or less shall not be subject to these annual
monitoring and determination of tenant eligibility requirements. Tenant eligibility
will be monitored at least annually for 15 years or the term of assistance, whichever is
longer, unless as specified above.
Eligible sponsors that offer rental housing for sale before 15 years or that have
remaining mortgages funded under this program must give a first right of refusal to
eligible nonprofit organizations for purchase at the current market value for continued
occupancy by eligible persons.
O. Administrative Budget:
A detailed listing of the line -item budget for proposed Administrative Expenditures is
attached as Exhibit A. These are presented on an annual basis for each State fiscal
year submitted in the LHAP.
Collier County and the City of Naples finds that the moneys deposited in the local
housing assistance trust fund shall be used to administer and implement the local
housing assistance plan.
Section 420.9075 Florida Statute and Chapter 67 -37, Florida Administrative Code,
states:
"A county or an eligible municipality may not exceed the 5 percent limitation on
administrative costs, unless its governing body finds, by resolution, that 5 percent of the
local housing distribution plus 5 percent of program income is insufficient to adequately
pay the necessary costs of administering the local housing assistance plan."
Section 420.9075 Florida Statute and Chapter 67 -37, Florida Administrative Code,
further states:
"The cost of administering the program may not exceed 10 percent of the local housing
distribution plus 5% of program income deposited into the trust fund, except that small
counties, as defined in s. 120.52(17), and eligible municipalities receiving a local housing
distribution of up to $350,000 may use up to 10 percent of program income for
administrative costs."
The County and City have adopted the above findings in the attached resolution,
Exhibit E.
P. Program Administration:
Administration of the local housing assistance plan is the responsibility of Collier
County. Should a third party entity or consultant contract for all of part of the
administrative or other functions of the program the County will provide in detail the
duties, qualification and selection criteria.
Q. Essential Service Personnel:
Counties and eligible municipalities are required to include a definition of Essential
Services Personnel as noted in Rule Chapter 67- 37.002(8) F.A.C., Chapter 67-
37.005(10), F.A.C. and Section 420.9075(3), F.S.
Collier County's definition of "Essential Service Personnel" includes, but is not
limited to, teachers and educators, other school district, community college,
university employees, police and fire personnel, health care personnel, and skilled
building trade personnel.
R. Section 420.9075(3)(d), F. S.:
Innovative design, green building principles, storm resistant construction or other
elements that reduce long term costs relating to maintenance, utilities or insurance.
Provide a brief description as required:
Collier County Homeownership Education classes provide curriculum on cost cutting
measures that homeowners can use to reduce energy consumption. Collier County
also encourages the use or inclusion, when appropriate, of the following: energy star
appliances; low -E windows; additional insulation (for increased R- value); ceramic
tile; tank -less water heater; 14 and 15 SEER air conditioning units; stucco; florescent
light bulbs; impact resistant windows and doors.
rel
II. LHAP HOUSING STRATEGIES:
A. Name of the Strategy: Purchase Assistance
a) Summary of the Strategy:
The Collier County Purchase Assistance Program is designed to assist first -time
homebuyers with the purchase of a new or existing single family home or
condominium. Funding, which is provided as a second or subordinate mortgage
loan, may be used for down payment, closing costs and principal buy -down as
needed for affordable home ownership. SHIP funds may be used in conjunction
with a first mortgage loan obtained from a participating lender, not - for - profit
developer, Florida Housing Finance Corporation's Bond Program or Rural
Development.
Applicants who purchase an existing home are encouraged to select a home that
has had code repairs, accessibility modifications or energy efficient upgrades
within one year of purchase.
b) State Fiscal Years Covered: 2010 -11, 2011 -12, 2012 -13
c) Income Categories to be served:
Applicants assisted must be income certified as very low, low, and moderate
income, including persons with special needs as defined in Florida
Administrative Code, 67 - 37.002 Definitions (21 ) Persons Who Have Special
Housing Needs.
d) Maximum Award:
The maximum award will be 20% of the purchase price, not to exceed $20,000.
In the event that another funding source, such as CDBG or HOME is used in
conjunction with SHIP, the total amount of assistance from all sources will not
exceed the maximum award as stated herein.
The maximum award is intended to promote affordability, enabling the household
to have a monthly payment not exceeding 30% of their income. Additionally, the
maximum award is not automatically provided. It is not the intent of the County
to over subsidize a household, where in the absence of subsidy, a household
would be able to afford the level of debt associated with the home that they are
seeking to obtain, based on normal underwriting practices.
e) Terms, Recapture and Default:
Funds are secured with a recorded fifteen (15) year, zero interest, and deferred
payment second mortgage loan and note forgiven at the end of the 15 year period
if all conditions have been met. The County will take a third position if FHFC
funds are used in addition to SHIP or at the discretion of the Department Director.
bl
Monthly payments are not required.
Repayment of the loan is required in full when one of the following conditions is
met, whichever occurs first:
a. Sale; if proceeds are not sufficient to pay off the mortgage note then the
homeowner may contact the County regarding a settlement amount of the
SHIP loan that is outlined in the County's "Short Sale Policy ".
b. Title transfer, either voluntarily or by operation of law, divested of title
by judicial sale, levy or other proceedings, including foreclosure or Deed
in Lieu.
c. Refinance to access equity; a refinance of the first mortgage may be
approved without repayment if the request is submitted in writing and the
refinance is at a lower fixed rate with no cash out in accordance with the
"Refinance Policy ".
d. Home is no longer primary residence, leased or rented. In the event
that all mortgage holders are deceased, the loan will be forgiven.
The County reserves the right to foreclose if the homeowner does not repay the
loan as noted above.
The County has determined the following terms and provisions for program
income versus recaptured funds:
• Program Income is a source of SHIP revenue received from the following
sources: bank interest, amortized loan payments and any associated interest
and penalties, loan proceeds due to repayment of a loan under the condition
of refinancing, death of recipient, sale or transfer of title, property is no
longer the client's primary residence.
• Recaptured funds is a source of SHIP revenue, received when a SHIP
recipient loses his or her house to foreclosure /tax deed sales or the County
repays funds that assisted an ineligible client.
All funds are deposited into the Local Housing Trust Fund and reported as
Program Income or Recaptured Funds in the State Fiscal Year they are
received as appropriate for Annual Reporting purposes.
f) Recipient Selection Criteria:
An applicant may submit a completed application for SHIP Purchase Assistance
to the County for a determination of eligibility at any time. Applicants are
required to provide all documentation requested for income, eligibility, and
qualification determination. Applications are processed on a first received, first
qualified (income and lender approved) first served by income category. Funds
will be reserved and awarded to applicants that have met all of the County
requirements, are SHIP Income Certified and have a mortgage loan approval
from a participating Lender
8
In the event there are more applications than can be processed due to lack of
funding, a waiting list will be maintained. Applications will be sorted by income
category; very low, low or moderate. Applicants will be placed on the
appropriate income category list in numerical order. As funding becomes
available for a specific income category, the applicant with the lowest number
within that category will be contacted and processed.
Applicants must attend a county approved Homeowner Education Program and
provide a copy of the certificate to the Department. The Certificate must be dated
within one year of County application date.
Persons that qualify for SHIP assistance will be required to contractually agree to
all SHIP program guidelines, County SHIP mortgage requirements, repayment
provisions, and certify that the unit assisted will be their primary residence.
g) Sponsor Selection Criteria: Not Applicable.
h) Additional Information:
a. Units assisted must be within the incorporated or unincorporated area of
Collier County.
b. Mobile or manufactured homes are not a category of eligible housing for the
County at this time.
c. Completion of the Homebuyer Education Program is mandatory prior to
closing.
d. First mortgage must be at a fixed rate; no ARM's, prepayment penalty,
negative amortization, balloon loan, owner financing or other non - affordable
loan terms are allowed.
e. Financial Institutions must be approved by the County in order to participate
in the SHIP Program.
W
B. Name of the Strategy: Disaster Relief Grant Assistance
a) Summary of the Strategy:
The Disaster Strategy provides assistance to households following a natural
disaster as declared by the President of the United States or Governor of the State
of Florida. This strategy will only be implemented in the event of a natural
disaster using any funds that have not yet been encumbered or additional disaster
funds issued by Florida Housing Finance Corporation. SHIP disaster funds may
be used for items such as, but not limited to:
• Tree and debris removal to make individual housing units habitable;
• Interim repairs to avoid further damage to home;
• Emergency supplies to weather proof damaged home;
• Building permits;
• Post disaster assistance with non - insured repairs;
• Insurance deductibles;
Expenses to prevent flooding of home such as sand bags, sand, pump rental, etc.;
and construction of wells or repair of existing wells where public water is not
available.
b) Fiscal Years Covered: 2010/2011; 2011/2012; 2012/2013
c) Income Categories to be served: Very low, low and moderate - income
households and persons with special needs as defined in Florida Administrative
Code, 67- 37.002 Definitions (2 1) Persons Who Have Special Housing Needs.
d) Maximum Award: Specific award information is located in the Housing
Delivery Goals Charts at Exhibit C.
e) Terms, Recapture and Default:
All SHIP funds provided to eligible households will be in the form of a grant
and not subject to recapture. Persons that qualify for SHIP assistance will be
required to sign a grant agreement, contractually agreeing to all SHIP program
guidelines
Applicants will be required to complete an application and provide documentation to
as required for income certification. If authorized by Florida Housing Finance
Corporation, the County will utilize the Corporation's DISASTER SELF -
CERTIFICATION OF INCOME FORM.
f) Recipient Selection Criteria:
The household assisted must be certified as very low, low or moderate - income
and located in Collier County.
Completed applications from affected homeowners will be accepted on a first
received, first served basis by income category and processed expediently.
10
I.1:
Applicants are required to provide all documentation requested for income
and eligibility determination.
The unit assisted must be owner - occupied and homesteaded as the primary
residence.
g) Sponsor Selection Criteria: Not applicable
h) Additional Information:
• SHIP funds at all times must be used for eligible applicants and eligible
housing.
• SHIP disaster funds may not be used for the purchase or rehabilitation of
mobile homes unless authorized within the Executive Order.
11
•1:
C. Name of the Strategy: Owner- Occupied Rehabilitation
a) Summary of the Strategy: The program is designed to assist income eligible
homeowners that own and occupy their home by providing SHIP funds to
assist with necessary repairs to correct code violations or emergency repairs
that impact their health, safety and welfare. The home must be suitable for
rehabilitation and located within the unincorporated and incorporated areas of
Collier County. Loans for assistance may include costs related to all eligible
repairs, inspections, work write -ups, and closing costs.
b) Fiscal Years Covered: 2010/2011; 2011/2012; 2012/2013.
c) Income Categories to be served: Applicants assisted must be income certified
as very low or low income which includes persons with special needs as defined
in Florida Administrative Code, 67- 37.002 Definitions (21) Persons Who Have
Special Housing Needs.
d) Maximum award: Maximum award of up to $30,000.
e) Terms of the award; Recapture and Default: Funds will be secured with a
recorded fifteen (15) year, zero interest, deferred subordinate mortgage on the
property in the amount of the subsidy used in the project. If all conditions of the
loan are met, one -third of the loan will be forgiven in five year increments so that
at the end of the fifteenth year the loan is forgiven. Monthly payments are not
required.
Repayment of the loan is required in full when one of the following conditions
is met, whichever occurs first:
a. Sale; if proceeds are not sufficient to pay off the mortgage note then the
homeowner may contact the County regarding a settlement amount of the
SHIP loan that is outlined in the County's "Short Sale Policy ".
b. Title transfer, either voluntarily or by operation of law, divested of title
by judicial sale, levy or other proceedings, including foreclosure or Deed
in Lieu.
c. Refinance; a refinance of the first mortgage may be approved without
repayment if the request is submitted in writing and the refinance is at a
lower fixed rate with no cash out in accordance with the "Subordination
Policy ".
d. Home is no longer primary residence, abandoned, leased or rented. In
the event that all mortgage holders are deceased, the loan will be
forgiven.
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The County reserves the right to foreclose if the homeowner does not repay the
loan as noted above.
The County has determined the following terms and provisions for program
income versus recaptured funds:
Program Income is a source of SHIP revenue received from the following
sources: bank interest, amortized loan payments and any associated interest and
penalties, loan proceeds due to repayment of a loan under the condition of
refinancing, ., sale or transfer of title, property is no longer the client's primary
residence.
Recaptured funds is a source of SHIP revenue, received when a SHIP recipient
loses his or her house to foreclosure /tax deed sales or the County repays funds
that assisted an ineligible client.
All funds are deposited into the Local Housing Trust Fund and reported as
Program Income or Recaptured Funds in the State Fiscal Year they are received
as appropriate for Annual Reporting purposes.
f) Recipient Selection Criteria: An applicant may submit a completed application
for SHIP Owner - Occupied Rehabilitation to the County for a determination of
eligibility at any time. Applicants are required to provide all documentation
requested for income, eligibility and qualification determination. Applications
are processed on a first served, first qualified, by income category basis.
Applicants will receive a pre - approval letter and their file will be submitted to the
Sponsor for unit eligibility.
Persons that qualify for SHIP assistance will be required to contractually
agree to all SHIP program guidelines, County SHIP mortgage requirements,
repayment provisions, and certify that the unit assisted will be their primary
residence.
However, the County at its option may procure the services of a non - profit
Sponsor to administer all or a portion of the Owner Occupied Rehabilitation
Strategy.
g) Sponsor Selection Criteria and duties, if applicable
The County will issue a Request for Proposals requesting applications for
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Construction Management services from non - profit organizations. The County
at its option may also include or procure separately, the services of a non-
profit
Organization to provide the Application intake and certification of households
applying for Owner Occupied Rehabilitation.
Organizations must submit the proposal as outlined in the RFP and initially
provide information including, but not limited to, application intake process,
income certification experience with SHIP, contractor selection and bid process
or prior rehabilitation and /or income certification experience with references.
Additional information will be obtain such as resumes, construction oversight,
construction agreements, accounting and financial information for project
tracking and payment, organization experience, audit reports, financial
statements, and income documentation for evaluation of sponsor eligibility.
h) Additional Information: Mobile or manufactured homes are not a category of
eligible housing for the County at this time.
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III. LHAP INCENTIVE STRATEGIES:
In addition to Strategy A and Strategy B, include all adopted incentives with the policies and
procedures used daily for implementation as provided in Section 420.9076, F.S.:
Name of the Strategy: Expedited Permitting
Collier County will expedite permits as defined in Sec. 163.3164(7) and (8), F.S. for
affordable housing projects to a greater degree than other projects. Affordable housing
projects will be identified as those projects assisted with state or federal housing funds.
a. Provide a description of the procedures used to implement this strategy:
Collier County Board of County Commissioners adopted Resolution No.2007 -176 on
July 24, 2007, superseding and replacing Resolution 2005 -408, amending the
procedures for expediting the development review process for qualified affordable -
workforce housing including community workforce housing innovation program
(CWHIP) projects.
Initially, a qualification meeting is called with the developer and staff to determine if
the project meets the affordable housing requirements. Those projects that
demonstrate compliance will be issued a certificate to allow the expedited
review process for all development orders. Planning and Zoning will provided
expedited status by assisting these developments first throughout the process from
application through Certificate of Occupancy.
In 2010 -2011, Collier County refined the building permit process and performance
measures were developed to facilitate the expedited performance and allow the
county to closely monitor its performance and adherence to this policy. The current
building permit process is 5, 10, 15 days, however single family permits that are
using state or federal funding will be moved to the top of the permit process.
Name of the Strategy: Ongoing Review Process
Collier County requires all items which have the potential to increase the cost of housing
to be prepared and presented to the Collier County Board of County Commissioners with
the amount of the increase or decrease mentioned in the executive summary.
a. Provide a description of the procedures used to implement this strategy:
The process, by which items are prepared for the BCC Agenda includes a vast
approval hierarchy to ensure that all proposed actions impacting affordable housing
are reviewed on an ongoing basis. Furthermore, the Collier County Affordable
Housing Advisory Committee regularly forms subcommittees to review impediments
to affordable housing, as well as new affordable housing incentives.
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Name of the Strategy: Increased Density for Affordable Housing
Collier County allows developers to request increased density when including a certain
percentage of affordable housing in the proposed development.
a. Provide a description of the procedures used to implement this strategy:
An Affordable Housing Density Bonus Agreement must be submitted and
approved by the Collier County Board of County Commissioners as provided for
in the Collier County Land Development Code, ss. 2.06.00.
Name of the Strategy: Inventory of Locally Owned Public Lands Suitable for Affordable
Housing.
a. Provide a description of the procedures used to implement this strategy:
Collier County prepares an inventory of all real property owned by Collier County
that may be appropriate for use as affordable housing in accordance with Sec.
125.379 F.S. every three years.
Collier County Resolution No. 2007 -172, adopted June 26, 2007, permits properties
identified as appropriate for use as affordable housing may be offered for sale and the
proceeds used to purchase land for the development of affordable housing or to
increase the local government fund earmarked for affordable housing, or may be sold
with a restriction that requires the development of the property as permanent
affordable housing, or may be donated to a nonprofit housing organization for the
construction of permanent affordable housing.
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IV. EXHIBITS:
A. Administrative Budget for each fiscal year covered in the Plan. Exhibit A.
B. Timeline for Encumbrance and Expenditure: Chapter 67- 37.005, F.A.C. A separate
timeline for each fiscal year covered in this plan is attached as Exhibit B. Program
funds will be encumbered by June 30 one year following the end of the applicable
state fiscal year. Program funds will be fully expended within 24 months of the end
of the applicable State fiscal year.
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
Covered in the Plan: Completed HDGC for each fiscal year is attached as Exhibit C.
D. Certification Page:
Signed Certification is attached as Exhibit D.
E. Adopting Resolution:
Original signed, dated, witnessed or attested adopting resolution is attached as
Exhibit E.
F. Program Information Sheet:
Completed program information sheet is attached as Exhibit F.
G. Ordinance: If changed from the original ordinance, a copy is attached as Exhibit G.
H. Interlocal Agreement:
A copy of the Interlocal Agreement if applicable is attached as Exhibit H.
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