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Agenda 06/14/2011 Item # 9C . . 6/14/2011 Item 9.C. EXECUTIVE SUMMARY Recommendation that the Board of County Commissioners approve the 2011 Finance Subcommittee Report of the Affordable Housing Advisory Committee as assigned previously by the Board. OBJECTIVE: That the Board of County Commissioners (Board) approve the 2011 Finance Subcommittee Report, of the Affordable Housing Advisory Committee, as assigned previously by the Board. CONSIDERATIONS: On December 16, 2008, Item lOG, the staff presented the 2008 Incentive Review and Recommendation report from the Affordable Housing Advisory Committee as required by FS 420.9076(4). As a result of that report, the Board of County Commissioners asked the AHAC to see if they could work on the banking consortium in order to increase lending to qualified people so that more vacant and foreclosed properties would be sold to owner occupants. The Affordable Housing Advisory Committee formed a subcommittee to investigate the finance issues that were impacting the income qualified borrower. The committee members included Jolm Cowan, Christine Jones, Ken Kelly and Sally Masters. The staff liaison was Marcy Krumbine, Director of Housing, Human and Veteran Services, assisted by Lisa Carr, Housing Outreach Coordinator and Priscilla Doria, SHIP Loan Processor. The Committee met 10 times over the course of 2 years and invited several industry experts to come and testify about the current state of affairs regarding mortgage lending, credit reporting and delinquency rates. The speakers included Kathy Patterson (Housing Development Corporation of SW FL), Barbara Haman (Wells Fargo), Moses Pereira (Ironstone Bank) and Howard Nelson (Mortgage Banker's Association) A summary of the Affordable Housing Advisory Committee's recommendations are noted below: 1. Focus funding on the rehabilitation and renovation of current affordable housing stock and foreclosures. 2. Invest in rental assistance as the need for affordable rentals has increased. 3. Invest in the most needy of our community - homeless and those transitioning out of homelessness. 4. Invest in educating our students and citizens on Financial Literacy. FISCAL IMPACT: None. GROWTH MANAGEMENT IMP ACT: None. . LEGAL CONSIDERATIONS: Dependent on Board direction. Packet Page ~47- . . . 6/14/2011 Item 9.C. STAFF RECOMMENDATION: That the Board of County Commissioners approve the 2011 Finance Subcommittee Report of the Affordable Housing Advisory Committee as assigned previously by the Board. Prepared bv: Marcy Krumbine, Director, Housing, Human and Veteran Services Packet Page -48- . . . 6/14/2011 Item 9.C. COLLIER COUNTY Board of County Commissioners Item Number: 9.C. Item Summary: Recommendation that the Board of County Commissioners approve the 2011 Finance Subcommittee Report of the Affordable Housing Advisory Committee as assigned previously by the Board. Meeting Date: 6/14/2011 Prepared By Name: MuckelCynthia Title: Applications Ana1yst,Information Technology 6/1/2011 12:09:19 PM Submitted by Title: Director - Housing & Human Services,Housing, Human & Veteran Services Name: KrumbineMarcy 6/1/2011 12:09:20 PM Approved By Name: SheffieldMichae1 Title: Manager-Business Operations, CMO Date: 611/2011 12:20:06 PM Packet Page -49-