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Agenda 11/13/2012 Item #16D 211/13/2012 Item 16.D.2. EXECUTIVE SUMMARY Recommendation to approve three (3) satisfaction of mortgages for State Housing Initiatives Partnership Program (SHIP) in accordance with the Board's Short Sale Policy. OBJECTIVE: Approve and authorize the Chairman to sign three (3) satisfaction of mortgages. CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable housing grant, offers assistance to first time homebuyers for use toward a portion of the required down payment and emergency repairs to the newly acquired home. As a condition of award, the homeowner must repay the assistance provided upon sale, refinance or loss of homestead exemption. On February 28, 2012, Agenda Item 16.D.7, the Board of County Commissioners approved a Short Sale Policy for the SHIP program. The Short Sale Policy provides forgiveness of down payment assistance in the amount of 6% of the Collier County loan amount or $6,000.00 (whichever is less) in an effort to facilitate a Short Sale. The recipient, as the seller of the property, must not receive funds from the short sale. The following table contains relevant details. The recipient will not receive funds from the short sale. Recipient Name Security Instrument Payoff Amount Public Record Sybil John a/k/a Sybil A. SHIP Second Mortgage $1,350.00 (6% of OR Book: 4288, Cherian $22,500.00 second mortgage) PG: 0271 Peter Hartman, Jr. SHIP Second Mortgage $1,440.00(6% of OR Book: 4388, $23,998.50 second mortgage) PG: 0106 Jose Nolasco SHIP Second Mortgage $1,259.11 (6% of OR Book: 4271, $20,985.00 second mortgage) PG: 0939 Approval of this item will authorize the Chairman to sign the aforementioned satisfaction of mortgage for recording in the Public Records of Collier County, Florida. FISCAL IMPACT: SHIP funds in the amount of $4,049.11 have been repaid and are considered program income. Such funds may be reused for eligible SHIP program activities. The thirty $30.00 dollars ($10.00 each) recording fee will be paid by each recipient. LEGAL CONSIDERATIONS: This item is legally sufficient and requires a majority vote for Board action. —JBW GROWTH MANAGEMENT IMPACT: There is no growth management impact associated with this Executive Summary. RECOMMENDATION: Approve and authorize the Chairman to sign three (3) satisfaction of mortgage for owner - occupied affordable housing unit that has satisfied the terms of the Short Sale Policy. Prepared By: Kimberley Grant, Interim Director, Housing, Human and Veteran Services Packet Page -2075- COLLIER COUNTY Board of County Commissioners Item Number: 16.D.2. 11/13/2012 Item 16.D.2. Item Summary: Recommendation to approve three (3) satisfaction of mortgages for State Housing Initiatives Partnership Program (SHIP) in accordance with the Board's Short Sale Policy. Meeting Date: 11/13/2012 Prepared By Name: CarrLisa Title: SHIP Program Coordinator 10/17/2012 9:33:00 AM Submitted by Title: SHIP Program Coordinator Name: CarrLisa 10/17/2012 9:33:01 AM Approved By Name: AlonsoHailey Title: Operations Analyst, Public Service Division Date: 10/18/2012 3:57:05 PM Name: GrantKimberley Title: Interim Director, HHVS Date: 10/23/2012 11:04:14 AM Name: WhiteJennifer Title: Assistant County Attomey,County Attorney Date: 10/23/2012 3:39:31 PM Name: CarnellSteve Title: Director - Purchasing /General Services,Purchasing Date: 10/25/2012 10:20:21 AM Name: StanleyTherese Packet Page -2076- Title: Management/Budget Analyst, Senior,Office of Manage Date: 10/25/2012 3:38:04 PM Name: KlatzkowJeff Title: County Attorney Date: 10/26/2012 2:34:24 PM Name: LarsenKathleen Date: 10/31/2012 2:44:29 PM Name: PryorCheryl Title: Management/ Budget Analyst, Senior,Office of Manag Date: 11/5/2012 8:39:57 AM Name: KlatzkowJeff Title: County Attorney Date: 11/5/2012 10:09:31 AM Name: OchsLeo Title: County Manager Date: 11/5/2012 10:23:16 AM Packet Page -2077- 11/13/2012 Item 16.D.2. 11/13/2012 Item 16.D.2. Prepared by: Lisa N. Can Collier County Housing, Human & Veteran Services 3339 E. Tamiami Trail Naples, FL 34112 THIS SPACE FOR RECORDING SATISFACTION OF MORTGAGE KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is 3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain Mortgage executed by Sybil John aWa Sybil A. Cherian to COLLIER COUNTY, bearing the date of September 19, 2007, recorded October 3, 2007, in Official Records Book 4288 Page 0271, of the Public Records of Collier County, Florida, securing a principal sum of $22,500.00 and certain promises and obligations set forth in said Mortgage, upon the property situated in said State and County as more fully described in said Mortgage. COLLIER COUNTY hereby acknowledges payment and satisfaction of said Mortgage, in accordance with Collier County Short Sale Policy, approved by the Board of County Commissioners on February 28, 2012, Agenda Item 16. D. 7, and surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of record. Dated this day of , 2012. ATTEST: BOARD OF COUNTY COMMISSIONERS DWIGHT E. BROCK, Clerk COLLIER COUNTY, FLORIDA LIM , Deputy Clerk Approved as to form and legal sufficiency: Jennifer White Assistant County Attorney FRED W. COYLE, CHAIRMAN Packet Page -2078- Prepared by: Lisa N. Carr Collier County Housing, Human & Veteran Services 3339 E. Tamiami Trail Naples, FL 34112 11/13/2012 Item 16.D.2. THIS SPACE FOR RECORDING SATISFACTION OF MORTGAGE KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is 3299 E TAKE AAH TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain Mortgage executed by Peter Hartman. Jr. to COLLIER COUNTY, bearing the date of June 30, 2008 recorded Auzvst 22, 2008 in Official Records Book 4388 Page 0106, of the Public Records of Collier County, Florida, securing a principal sum of $23,998.50 and certain promises and obligations set forth in said Mortgage, upon the property situated in said State and County as more .fully described in said Mortgage. COLLIER COUNTY hereby acknowledges payment and satisfaction of said Mortgage, in accordance with Collier County Short Sale Policy, approved by the Board of County Commissioners on February 28, 2012, Agenda Item 16. D. 7, and surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of record. Dated this ATTEST: day of .2012. DWIGHT E. BROCK, Clerk : , Deputy Clerk Approved as to form and legal sufficiency: � -f3v)') " Jennii White Assistant County Attorney BOARD OF COUNTY COMMISSIONERS COLLIER COUNTY, FLORIDA In FRED W. COYLE, CHAIRMAN Packet Page -2079- 11/13/2012 Item 16.D.2. Prepared by: Lisa N. Carr Collier County Housing, Human & Veteran Services 3339 E. Tamiami Trail Naples, FL 34112 THIS SPACE FOR RECORDING SATISFACTION OF MORTGAGE KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is 3299 E TAMIAM TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain Mortgage executed by Jose Nolasco. to COLLIER COUNTY, bearing the date of July 20, 2007 recorded Aueust 16, 2007 in Official Records Book 4271 Page 0939, of the Public Records of Collier County, Florida, securing a principal sum of 20S .985.00 and certain promises and obligations set forth in said Mortgage, upon the property situated in said State and County as more fully described in said Mortgage. COLLIER COUNTY hereby acknowledges payment and satisfaction of said Mortgage, in accordance with Collier County Short Sale Policy, approved by the Board of County Commissioners on February 28, 2012, Agenda Item 16. D. 7, and surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of record. Dated this day of , 2012. ATTEST: BOARD OF COUNTY COMMISSIONERS DWIGHT E. BROCK, Clerk COLLIER COUNTY, FLORIDA Approved as to form and legal sufficiency: Jennif White Assistant County Attorney By: Deputy Clerk FRED W. COYLE, CHAIRMAN Packet Page -2080- 11/13/2012 Item 16.D.2. Packet Page -2081- CA) CD CY) ON O O 0-4 CD M CD Z CA) 0 -.0 Cp CD M z C.) CD Cl) Jo Cn. 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