Agenda 07/24/2012 Item #16D 17/24/2012 Item 16.D.1.
EXECUTIVE SUMMARY
Recommendation to approve fourteen (14) satisfactions of mortgage in the amount of $145,222 of
owner occupied dwelling units that have satisfied the terms of assistance.
OBJECTIVE: Approve fourteen (14) satisfactions of mortgage that have satisfied the terms of
assistance.
CONSIDERATIONS: Recipients of affordable housing assistance are required to repay the County
upon sale, refinance or loss of homestead exemption. However, certain federal grant programs provide
for forgiveness of the loan after a five (5) year affordability period.
Specifically, these applicants received assistance for down payment and closing cost through the
American Dream Down payment Initiative (ADDI) for a new home purchase or, residential rehab
assistance for homeowners that required necessary repairs to their primary residence. Each loan was
provided using federal HOME Investment Partnership Program (HOME), or Community Development
Block Grant (CDBG) grants.
The applicants listed below have fulfilled the restrictive covenants relating to the affordability period, as
well as the restriction on sale, refinance and loss of homestead exemption. This applicants' compliance
with the grant terms have been monitored and entitled to forgiveness of the assistance provided.
Name(s)
Grant
Type of Program
Assistance
Provided
Forgiveness
Date
Louise Carthon
HOME
Residential Rehab
$4,054.00
2/1/2011
Vern Henderson
CDBG
Residential Rehab
$13,950.00
3/17/2011
Pearl Bailey & Elmer
Burrell
HOME
Residential Rehab
$14,400.00
4/28/2011
Irene Ortiz
HOME
Residential Rehab
$8,010.00
7/26/2011
David Ybarra & Virginia
Pray
HOME
Residential Rehab
$14,283.00
10/16/2011
Leonardo & Lydia Adame
HOME
Residential Rehab
$11,000.00
11/2/2011
Juan & Gre oria Nieto
HOME
Residential Rehab
$7,275.00
11/18/2011
St Jean & Yvrose Breme
CDBG
Residential Rehab
$13,850.00
11/7/2011
Gracie Goff
CDBG
Residential Rehab
$8,400.00
4/9/2012
Eldiket & Mariata Boss
HOME
(ADDI)
Purchase
Assistance
$10,000.00
12/8/2010
Jaime C. Lopez- Hernandez
& Brigida C. Saalazar
HOME
(ADDI)
Purchase
Assistance
$10,000.00
12/29/2010
Michelle D. Thompson
HOME
(ADDI)
Purchase
Assistance
$10,000.00
7/28/2010
Vanessa L. Crawford
HOME
(ADDI)
Purchase
Assistance
$10,000.00
5/3/2011
Rosaline B. Jocurin
HOME
(ADDI)
Purchase
Assistance
$10,000.00
3/1/2012
Packet Page -2361-
7/24/2012 Item 16.D.1.
Approval of this item will authorize the Chairman to sign the satisfactions of mortgage for owner
occupied affordable housing dwelling units that have satisfied the terms of assistance provided.
Following approval and execution, the documents shall be recorded in the public records of Collier
County, Florida.
FISCAL IMPACT: None.
GROWTH MANAGEMENT IMPACT: None.
LEGAL CONSIDERATIONS: This item is legally sufficient and requires a majority vote for Board
action. —JW
STAFF RECOMMENDATION: Approve and authorize the Chairman to sign fourteen (14)
satisfactions of mortgage for owner occupied dwelling units that have satisfied the terms of assistance
provided.
PREPARED BY: Margo Castorena, Grant Operations Manager, Housing, Human and Veteran Services
Attachments: 14 Satisfactions
Packet Page -2362-
7/24/2012 Item 16.D.1.
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.D.1.
Item Summary: Recommendation to approve fourteen (14) satisfactions of mortgage in
the amount of $145,222 of owner occupied dwelling units that have satisfied the terms of
assistance.
Meeting Date: 7/24/2012
Prepared By
Name: K1opfWendy
Title: Operations Coordinator,Housing, Human & Veteran Se
6/6/2012 9:09:34 AM
Submitted by
Title: Manager - Federal/State Grants, HHVS
Name: CastorenaMargo
6/6/2012 9:09:36 AM
Approved By
Name: RamseyFrank
Title: Manager, Housing, Human and Veteran Services
Date: 6/11/2012 9:05:53 AM
Name: CastorenaMargo
Title: Manager - Federal /State Grants, HHVS
Date: 6/11/2012 4:51:55 PM
Name: AlonsoHailey
Title: Operations Analyst, Public Service Division
Date: 6/20/2012 10:26:30 AM
Name: AckermanMaria
Title: Senior Accountant, Grants
Date: 6/20/2012 1:29:32 PM
Packet Page -2363-
Name: WrightJeff
Title: Assistant County Attorney,County Attorney
Date: 7/3/2012 4:44:37 PM
Name: CarnellSteve
Title: Director - Purchasing/General Services,Purchasing
Date: 7/7/2012 8:06:01 AM
Name: KlatzkowJeff
Title: County Attorney
Date: 7/9/2012 10:48:38 AM
Name: PryorCheryl
Title: Management/ Budget Analyst, Senior,Office of Management & Budget
Date: 7/10/2012 5:07:31 PM
Name: OchsLeo
Title: County Manager
Date: 7/10/2012 5:29:21 PM
Packet Page -2364-
7/24/2012 Item 16.D.1.
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 341 12
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Louise Carthon to COLLIER COUNTY, bearing the date of February 1, 2006,
recorded on March 9, 2006 in Official Records Book 3996, Page 0112, of the Public Records of Collier
County, Florida, securing a principal sum of $4,054.00 and certain promises and obligations set forth in
said Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: Lot 20, Block 6, Mainline Subdivision Folio #56405800008 (428 Jones St.,
Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK, Clerk COLLIER COUNTY, FLORIDA
By: Bv:
Deputy Clerk FRED W. COYLE, CHAIRMAN
Approved as to form and
legal suffxEi�ncy:
-- — — �.
Jeff E. Wright
Assistant County Attorney
Packet Page -2365-
3798832 OR: 39961G: 4112 7/24/2012 Item 16.D.1.
REtO: 060„ avrr,vv
FINANCIAL ADNIN i HOUSING RICORDID in the OFFICIAL RECORDS of COLLIER COUNTY, FL OBLI 4056.00
INTEROFFICI 03/0911006 at 03:09N DWIGHT E. BROCI, CLINK REC PEE 35.50
ATTN: WINDT dLOFF 659 5101 RIC-.35 16.35
Project Number HM Q3-U4 - 0036
�Mi /ORTGAGE AA
THIS MORTGAGE ('Security Instrument ") is given on ,7 f' Q & . The Mortgagor is
Louis@ l rarthott a si woman ('Bortwver). This Security Instrument
is given to Collier QW_n (- Lender"), which is organized and existing under the laws of the United States of America, and
whose addreweS s 7RrnrJ North lirxseshne Drive Suite 400 Naples Florida 34104 . Borrower owes Lender the sum of Four
Thousand Fifty our 01.1 [S4A54w 11 This debt is evidenced by Borrower's Note dated the same date as this Securty
Instrument (' Mortgage "), which providesfor the full debt, if not paid earlier, due and payable on transfer of title,.sateof property,
refinance, or loss of homestead exemption. This Mortgage will be forgiven at the t!hxa;(',I);y9iar &nnhii&n% ryra0e of mortgage,
This Secunty Instrument secures to Lender. (a) the repayment of the debt evidenced by the mortgage, andell renewals, extensions
and modifications; (b) the payment of all other sums, under paragraph 7 to protect the security of the Security Instrument: and (c)
the performance of Borrowers covenants and agreements under this Security Instrument and the Mortgage. For this purpose,
Borrower does hereby convey to Lender the following described property located in Collier County, Florida.
More particularly described as:
Lot 20, Block 6, Mainline Subdivision Folio# 56405800008
and which has the address of
("Properly Address'), 428 Jones St
(Street)
Immokslee, I FI 34142
(City) (State) (Zip)
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and ail fixtures nowor hereafter a part
of the property. The Security Instrument shall also cover all replacements and additions. All of the foregoing is relerred to in this
Security Instrument as the - Property.
BORROWER COVENANTS that Borrower is lawfully seized of the property described above, and has the right to
mortgage, the Property and that the Property is unencumbered, except of record. Borrower warrants and will defend generally the
title to the Property against all claims and demands, Subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combinesJwApj{nT�tyenants for national use and non- uniform covenants with limited
variation by jurisdiction to constitute a uniform sari§ }kC�xrri�llni.r�a�.�r teat property.
UNIFORM COVENANTS. Bo cat V manR3rtd as follows:
1. TERMS: The Borrower(s) of th' a have been grant Repayment Loan,' the terms of which are
intended to ensure that any Home Inves ip Act (HOME)funds 'liz to facilitate the rehabilitation of this Property
are recaptured and utilized to assist an6ther ome owner with reha Iilali unless the affordability requirements are
met. % � i�
The terms of this Mortgage
visiO s: ! b�r1�d¢ as long as the maker comply with the
following conditions and provisf s: j � �,) \JJ(( // 't
JI
Borrower shall occupy th (srb eqr the Property is not allowed even on a
temporary basis. Failure to abide ` principal occupancy req ' men can I in foreclosure. The Borrower shall be
required to submit proof of principal to Collier County on a nu inning on the anniversary of the first -year
occupancy and annually until the end a -year amortizati on l all include: proof of homestead exemption,
copies of paid receipts for taxes and in and copies of Insurance x for owner - occupied Property listing Collier
County as Mortgage Holder. If the Bo hr to provide sufficient p 4kf panty in a timely manner, the Lender may
contract with an Independent title compa n fication, the cost of which will be added to the
pnncipai amount of this Mortgage. ( ,
In the event the Borrower(s) pease pnndp aA • nst n, sell or in any manner dispose of all or a portion of the
Property which is subject to the Mortgage prior to fulfilling the agreement and the end of the amortization, then the principal amount
of this Mortgage shall become immediately due and payable.
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender pnor to granting approval shall review
the proposed refinancing in order to ensure that there will be sufficient equity after the proposed refinancing to recapture We HOME
monies. The Lender consents to any agreement or arrangement in which the First Lender waives, postpones, extends, reduces or
modifies any provisions of the First Note or the First Mortgage, including any provision requiring the repayment of money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or in any
manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement and the end of
the amortization period. Contacting the Lender will also ensure that the Security Instrument may be appropriately reduced
incrementally for each year of the affordability period, according to an amortization schedule based on the anniversary
date of the date the mortgage was recorded. The Lender shall have the authority to disapprove any disposal where the
proceeds of such would be less than fair - market value as determined by an independent appraisal by a State Certified Residential
Appraiser.
If there is no net proceeds from the foreclosure, repayment is not required and HOME requirements are considered to be
satisfied.
In the event of the death of the Borrower(s) prior to expiration of the affordability period has been attained, all of the debt
will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any penalties
or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (AX1) all taxes and governmental
charges of any kind whatsoever which may at any time be lawfully assessed or levied against or with respect to the Property, (2) all
utility and other charges, including "service charges ", incurred or imposed for the operation, maintenance, use, occupancy, upkeep
and improvement of the Property, and (3) all assessments or other governmental charges that may lawfully be paid in installments
over a period of years, the Mortgagor shall be obligated under the Mortgage to pay or cause to be paid only such installments as
are required to be paid during the term of the Mortgage, and shall, promptly after the payment of arty of the foregoing, forward to
Mortgagee evidence of such payment.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender shall be
applied; first, to principal due; and last, to any late charges due under the Mortgage.
Packet Page -2366-
Details 7/24/2012 Item 16.D.1.
New Search
Property Record
Aerial Sketches Trim Notices
Current Ownership
Parcel NoJ1 56405800008 JProperty Address 428 JONES ST
I Owner Name OARTHON, LOUISE
Addresses 428 JONES ST
Cit—Y11 IMMOKALEE 11 State FL ��— Zipll 34142 - 4122
Legalil MAINLINE BLK 6 LOT 20
Section Township IL Range Acres'Acreaae Map No, Strap No.
03 I 0.14 11 2E03 4744006 202E03
"�' Millaae Rates
Sub No. 474400 MAINLINE Millaae Area School Other Total
Use Code 01 SINGLE FAMILY RESIDENTIAL 5 5.527 9.0782 14.6052
I-See Instructions for Calculations
2011 Certified Tax Roll Latest Sales History
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 3,400.00
( +) Improved Value
$ 25,693.00
( =) Market Value
L$ 29,093.00
( -) SOH Exempt Value & Other Exemptions
$ 4,484.00
( =) Assessed Value
1 $ 24,609.00
(-); Homestead and other Exempt Value
'$'24>,609.00
( =) Taxable Value
F $ 0.001
( =) School Taxable Value (Used for School Taxes)
suH = -save Vur Homes" exempt value due to cap on assessment
increases.
New Search
Book -Page
Date Amount
The Information is Updated Weekly.
Packet Page -2367 -
http:// www. collierappraiser .com/RecordDetail .asp ?Map= &FolioID= 56405800008 5/4/2012
7/24/2012 Item 16.D.1.
Prepared by: Aft
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Pearl Bailey and Elmer Burrell, to COLLIER COUNTY, bearing the date of
April 28, 2006, recorded on August 9, 2006 in Official Records Book 4086, Page 2223, of the Public
Records of Collier County, Florida, securing a principal sum of $14,400.00 and certain promises and
obligations set forth in said Mortgage, upon the property situated in said State and County described as
follows, to wit:
Legal Description: The south 50 feet of the North 148.5 feet of the East 201.5 feet of the SW 1/4 of the
SE' /4 of the SW' /4 of Section 3, Township 47 South Range 29 East, of the Public Records of Collier
County, Florida. Folio 400117520004 (404 SE 11" St., Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK, Clerk COLLIER COUNTY, FLORIDA
By: By:
Deputy Clerk FRED W. COYL,E, CHAIRMAN
Approve as to form and
legal s ficlency:
Jeff 1E. W
Attorney
Packet Page -2368-
MR: 3884655 OR: 4086 PG: 2223 7/24/2012 Item 16.D.1.
BODSING k GRANTS CBDG RECORDED in the 011ICIRL RECORDS Of COLLI811 COUM, IL
HORSESBOE DR 08/04/2006 at 03:211E DNIGHT B. BROC6, CLERE OBLD 14100.00
ATTN; HEADY 610!1 OBLI 14400.00
Project Number HM OS D6-01 Ric 1E8 44.00
MORTGAGE DOC-15 50.40
THIS MORTGAGE ("Security instrument") is given on _April 28.2005 . The Mortgagor is:
Pearl _Bailey, a sinqle woman and Elmer Burrell a single man
(*Borrower'). This Security Instrument is given to Collier Coup ( "Lender), which is organized and existing under the
laws of the United States of America, and whose address is 3054North Horseshoe Drive . uit 1�0 Naoles ' r� u +M
Borrower owes Lender the sum of _ Fourteen Thousand Four hundred Dollars and no /10o f114A00 pp), This
debt is evidenced by Borrower's Note dated the same date as this Security Instrument ("Mortgage"), which provides for the full
debt, if not paid earlier, due and payable on transfer of title, sale of property, refinance, or loss of homestead exemption. This
Mortgage will be forgiven at the fifth (5th) year anniversary dale of Mortgage. This Security instrument secures to Lender. (a) the
repayment of the debt evidenced by the mortgage, and all renewals, extensions and modifications; (b) the payment of all other
sums, under paragraph 7 to protect the security of the Security lnstrument and (c) the performance of Borrw.ers payment of all and
agreements under this Security Instrument and the Mortgage For this purpose, Borrower does
following described property located in Collier County, Florida. hereby, convey to Lender the
More particularly described as: The south 50 feet of the North 148.5 feet of the East 201.5 feet of
the SW % of the SE % of the SWI14 of Section 3, Township 47 South Range 29 East, of the Public
Records of Collier County, Florida. Folio# 00117520004
and which has the address of: 404 SE 111h St Immokalee, FI 34142
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part
of the property. The Security Instrument shall also cover all replacements and additions. All of the foregoing is referred to in this
Security Instrument as the "Property'.
BORROWER COVENANTS that Borrower is lawfully seized of the property described above, and has the right to
mortgage, the Property and that the Property is unencumbered, except f of record. Borrowerwanants and will defend generally the
title to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with lirnited
variation by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower iv�7art d agree as follows:
1. TERMS: The Borrower) of this It��r n Repayment
Loan.' the terms of which are intended �im a hip Act (HOME) funds utilized to facilitate the rehabilitation of this Property are reca zed to assist anoth:�er;recl
me home owner with rehabilitation unless the
affordability requirements are met. ,
The terms of this M e 11* re uire paym is made as long as the makers
comply with the following ern g i�ns�ttd f
r �i .I 1)�
Borrower shall to abide e P hu err n G yi eBdire the Property is not allowed even on e
temporary basis. Failure to abide cl a brans tin foreclosure. The Borrower shall be
required m submit proof of principal u n an i ning on the anniversary of the first -year
occupancy and annually until the an of ten -year amortzabon pealed. Suvlh p I include: proof of homestead exemption,
copies of paid receipts for taxes and and copies of insu ce 'fi fir owner-occupied Property listing Collier
County as Mortgage Holder. t the fails to provide suffic ent ncy in a timely manner, the Lender may
contract with an independent title eon rforrm the necessary, title r lion, the cost of which will be added to the
principal amount of this Mortgage.
In the event the Borrower cease p spar r
�I r in any manner dispose of all or a portion of the
Property which is subject to the Mortgage prior to It' t)ie ft end Of Via amortization, then the principal amount
of this Mortgage shall become immediately due and p
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior to granting approval shall
review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed refinancing to recapture the
HOME monies. The Lender consents to any agreement or arrangement in which the First Lender waives, postpones, extends,
reduces or modes any provisions of the First Note or the First Mortgage, including any provision requiring the repayment of
money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or in any
manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement and the end of
the amortization period- Contacting the Lender will also ensure that the Security Instrument may be appropriately reduced
incrementallyfor each year of the affordability period, according to an amortization schedule based on the anniversary date of the
date the mortgage was recorded. The Lender shall have the authority to disapprove any disposal where the proceeds of Such
would be less than fair- market value as determined by an independent appraisal by a State Certified Residential Appraiser. f
there is no net proceeds from the foreclosure, repayment is not required and HOME requirements are considered to be satisfied.
In the event of the death of the Borrower(s) prior to expiration of the, affordability period has been attained, all of the debt
wilt be forgiven.
2. Taxes. The Mortgagor will pay all taxes. assessments, sewer rents or water rates prior to the accrual ofany penalties
or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (Ax1) all taxes and governmental
charges of any kind whatsoever which may at any time be lawfully assessed or levied against orwith respect to the Property, (2) all
utility and other charges, including "service charges ", incurred or imposed for the operation, maintenance, use, occupancy, upkeep
and improvement of the Property, and (3) all assessments or other governmental charges that may lawfully be paid in installments
over a period of years, the Mortgagor shall be obligated under the Mortgage to pay or cause to be paid only such installments as
are required to be paid during the term of the Mortgage, and shall, promptly after the payment of any of the foregoing, forward to
Mortgagee evidence of such payment.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender shall be
applied; first, to principal due; and last, to any late charges due under the Mortgage.
. 4. Charges; Liens, Borrower shall pay all taxes, assessments, charges, fees and impositions attributable to the
Property, which may attain priority over this Security Instrument, and leasehold payments or ground rents. If any. Borrower shall
promptly furnish to Lender all notices of amounts to be paid under this paragraph, and all receipts evidencing the payments.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower. (a) agrees in wtfting to
the payment of the obligation secured by the lien in a manner acceptable to Lender, (b) contests in good faith the lien by, or
defends against enforcement of the lien in, legal proceedings which in the Lenders opinion operate to prevent the enforcement of
the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security
Instrument If Lender determines that any part of the Property is subject to a lien, which may attain priority over the Security
Instrument, Lender may give Borrower a notice idenbfyirg the lien. Borrower shall satisfy the lien or take one or more of the
actions set forth above within 10 days of the issuance of notice.
Page 1 of 4
Packet Page -2369-
Details
7/24/2012 Item 16.D.1.
New Search
Property Record Aerial Sketches Trim Notices
Current Ownership
Parcel No.. 0 JPropertyAddre ss 40411TH ST SE
Legal! 3 47 29 S50FT OF N148.5FT OF
E201.05FT OF W531.05FT OF
SW114 OF SE1 14 OF SW114
Section Township I Range Acres 'Acreage Map No. Strap No.
03 I 47 29 0.16 11 2E03 F 472903 016.0152E03
Sub No. 100 I ACREAGE HEADER I' Millage Area I School I Other I Total
Use Code 01 SINGLE FAMILY RESIDENTIAL 5 F--5.5277F 9.0782 14.6052
2011 Certified Tax Roll
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 2,450.00
( +) Improved Value
$ 12,688.00
( =) Market Value J
$ 15,138.00
( -) SOH Exempt Value & Other Exemptions I
3832-1084
( =) Assessed Value
$ 15,138.00
( -) Homestead and other Exempt Value
$15;138.00
(_) Taxable Value
(_) School Taxable Value (Used for School Taxes)
1120-733
SOH = "Save Our Homes" exempt value due to cap on assessment
Latest Sales History
Date
Hook -Page
Amount
06 12005
3832-1085
$ 0.00
06 12005
3832-1084
$ 0.00
03 / 1994
1925 -1814
$ 0.00
05 / 1985
1120-733
$ 10,000.00
New Search
The Information is Updated Weekly.
Packet Page -2370 -
htip:// www. collierappraiser .com/RecordDetail .asp ?Map= &Folio1D =00l 17520004 5/4/2012
No
0
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL. 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Irene Ortiz, to COLLIER COUNTY, bearing the date of July 26, 2006, recorded
on August 22, 2006 in Official Records Book 4093, Page 1047, of the Public Records of Collier County,
Florida, securing a principal sum of $8,010.00 and certain promises and obligations set forth in said
Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: Parcel #3, the west 84 feet of the East 179.00 ft of the North I/z of Block 10, Sunny
Acres, as recorded in Plat Book 3, Page 3 of the Public records of Collier County, Florida. Folio
#75212560004 (1705 N 5 'h St., Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of , 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
go
, Deputy Clerk
Approved as to form and
legal ficiency: r.
Jeff �. W/ight
Assis�tarlf County Attorney
v 11
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2371-
Details
7/24/2012 Item 16.D.1.
New Search
Property Record I _ 1
p �y Aerial I Sketches Trim Notices
Current Ownership
I Parcel No.11 7 1 Property Address -1705 5TH AVE
Owner Name ORTIZ, IRENE
Addresses 11705 5TH AVE
Cityll IMMOKALEE 11 State FL Zip11 34142 - 2750
Legal SUNNY ACRES BLK 10 UNREC LOT 2
W84FT OF E 179FT OF N 112
OF BLK 10 OR 1840 PG 440
Section Township Range 11 Acres "Acreage Map No. 11 Strap No.
32 -� 46 29 0.26 1 E32 647200 10 21E32
Sub No. II 647200 SUNNY ACRES
Use Code 01 SINGLE FAMILY RESIDENTIAL
2011 Certified Tax Roll
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 5,645.00
( +) Improved Value
$ 44,858.00
( =) Market Value
$ 50,503.00
( -) SOH Exempt Value —& Other Exemptions
$ 1,373.00
( =) Assessed Value
$ 49,130.00
( -) Homestead and other Exempt Value
$ 25 ";QOOflO
(_) Taxable Value
$ 24,130.00
F(--:-) School Taxable Value (Used for School Taxes)
$ 24,130.00
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
5
! Millaae Rates
School 7 F Total
5.SZ7 9.0782 14.6052
I*See Instructions for Calculations
Latest Sales History
Date
Book - Page —7
Amount
06 / 1993
1840-440 7F
$ 0.00
10 ! 1990
1568-85
$ 0.00
1211985
r— 1170-229
$ 0.00
New Search
The Information is Updated Weekly.
http:// w^ ww. collierappraiser .com/RecordDL,Packey Page -_2372.ioID= 75212560004 5/4/2012
ro
Beta:
HOUSING i GRANTS CBDG
3050 HORSESHOE DR
ATTN: WINDT KLOPT
Project Number HM 05&k:vim
3890712 OR: 4493 PG; 1047 7/24/2012 Item 16.D.1.
MCORD81) ir, the OFFICIAL RECORDS Of COLLIER CODn1, TL OILD 8010.00
08/22/2006 at 02:52PH DWIGHT E, FROCK, CLERK OBLI 8010.00
REC 111 35,50
MORTGAGE DOC -.35 28,35
THIS MORTGAGE ( "Security Instrument') is given on 7 %(4 d _ The Mortgagor is:
Irene Ortiz, a single woman (-Sorrovver-). This Security Instrument is given to Colh
Cou t1' (Lender ), which a organrzed and existing under the laws of the United Stales of America, and whose address is
X of North Horsasihoe
Drive. Suite 110 N 2W E1 'n W 104 . Bonowerowes Lender thesumd
Dollars and rtoN00 (SS 014 riot, This debt is evidenced by Borrowers Note dated the same date as this Security
Instrument (" Mortgage'), which provides for the full debt, 6 not paid earlier, due and
refinanoe, or kw of homestead exemption. This will be f payable r n transfer Of title, sale Of Property,
This Security Instrument secures to Lender a the off the debt eviden5) tyYMe mortgage, and all mortgage
exte ssions and modifications; b the Payment o repayment of the debt evidenced by the rrhe age, and a0 renBVVrity
() P towel of all other sums, under paragraph 7 to protect the security of the Security
Instrument; and (c) the Perfomhance of Borrowers covenants and agreements under this Security Inst ument and the Mortgage For
this purpose, Borrower does hereby, convey to Lender the following described property located in Collier County, Florida.
More particularly described as: Parcel 03, the west 84 feet of the East 178.00 ft of the North % of
Block 10, Sunny Acres, as recorded In Plat Book 3, Page 3 of the Public records Of Collier County, .
Florida. Foil" 7521g51150004
and which has the address of. 17*h Sm St Immokalee Ff 34142
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights
appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fudures nowor hereafter a pan
of the property. The Security Instrument shall also cover all replacements and additions. All of the foregoing is referred to in this
Security Instrument as the "Property".
BORROWER COVENANTS that Borrower is lawfully seized of the property described above, and has the right to
mortgage. the Property and that the Property is unencumbered, except f of record. Borrower warrants and will defend generally the
title to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with fimited
variation by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. TERMS: The Borrower) of this Mortgag_ Eg =Deferred Repayment
Loan,' the terns of which are intended to; partnership Act (HOME) funds utilized to facilitate the
rehabilitation of this Property are recaptura� nott>e \I�N�2rrtri�ome home owner with rehabilitation unless the
affordability requirements are met. j ,^ , i L- ,
The terms of this MogEgag4 $ not ^ r pay m�tts made as long as the makers
comply with the following coedit ors an vviisions:
Borrower shall occupy th Pro rtylas r �tp 1 en 4ig the Property is rat allowed even on a
temporary basis. Failure to abide y pn ape p n n r�+��� n foreclosure. The Borrower shall be
required to submit proof u Principal Orin I is7 y Bing on the anniversary of the first -year
occupancy and annually unfit the an I tten -year a zation p2rjed. SuC�h prod! include: proof of homestead exemption,
Copies Of paid receipts for taxes and r ce, and copies of insu i owner- occupied property titling Collier
County as Mortgage bolder. If the 8 fails to provide suffid of ncy in a timely manner, the Lender may
contract with an independent tide cum norm the necessa I 'on, the cost of which will be added to the
principal amount of this Mortgage.
In the event the Borrower cease ancy, transfer rri any manner dispose of all or a portion of the
Property which is subject to the Mortgage prior to fulfi�7 t end d the amortization, then the principal amount
of this Mortgage shall become immediately due en� i
The Borrower shall not refinance the indebtedness by this Mortgage. The Lender prior to granting approval shall
review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed refinancing to recapture the
HOME monies. The Lender consents to any agreement or arrangement in which the First Lender waives, postpones, extends,
reduces or modifies any provisions of the First Note or the First Mortgage, including any provision requiring the repayment of
money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to trans %r, assign, sell or in any
manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement and the end of
the amortization Period. Contacting the Lender will also ensure that the Security Instrument may be appropriately reduced
incrementally for each year of the affordability period, according to an amortization schedule based on ft anniversary data of the
date the mortgage was recorded. The Lender shall have the authority to disapprove any disposal where the proceeds of such
would be less than fair - market value as determined by an independent appraisal by a State Certified Residential Appraiser. f
there is no net Proceeds from the foreclosure, repayment is not required and HOME requirements are considered to be satisfied.
In the event of the death of the Bonowe(s) prior to expiration of the, affordability period has been attained, all of the debt
will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any penalties
or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (AX1) all taxes and governmental
charges of any kind whatsoever which may at any time be lawfully assessed or levied against or with respect to the property, (2) all
utility and other charges, inducting 'service charges ", incurred or imposed for the operation. maintenance, use, occupancy, upkeep
and improvement of the Property, and (3) all assessments or other governmental charges that may lawfully be paid in installments
over a period of years, the Mortgagor shall be obligated under the Mortgage to pay or cause to be paid only such installments as
are required to be paid during the tern of the Mortgage, and shall, promptly after the payment of any of the foregoing, forward to
Mortgagee evidence of such payment.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender shall be
applied; first, to principal due: and last, to any late charges due under the Mortgage,
4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fires and impositions attributable to the
Property, which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall
promptly furnish to Larder all notices of amounts to be paid under this paragraph, and all receipts evidencing the payments
Borrower shall promptly discharge any lien which has priority over th is Security Instrument unless Borrower. (a) agrees in visiting to
the payment of the obligation secured by the lien in a manner acceptable to Lender, (b) contests in good faith the lien by, or
defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enfoncernant of
the lien; or (c) secures from the holder of the lien an agreement satisfactory to Larder subordinating the lien to this Security
Instrument. if Lender determines that any part of the Property is subject to a lien, which may attain priority over the Security
Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the
actions set forth above within 10 days of the issuance of notice.
Page 1 of 4
Packet Page -2373-
7/24/2012 Item 16.D.1.
Prepared by: Awk
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by David Ybarra & Virginia Pray, to COLLIER COUNTY, bearing the date of
October 16, 2006, recorded on November 8, 2006 in Official Records Book 4135, Page 3472, of the
Public Records of Collier County, Florida, securing a principal sum of $1.4,283.00 and certain promises
and obligations set forth in said Mortgage, upon the property situated in said State and County described
as follows, to wit:
Legal Description: Lot 35, Block 6, Trafford Pines Estates, Section One, as per plat thereof,
recorded in Plat Book 10, page 99 of the Public Records of Collier County, Florida. Folio
#77163080000 (1806 Sherman Dr., Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
an
, Deputy Clerk
Approved as to form and
legal su ncy: f
j
Jeff E. I Vright
Assistati ounty Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
:
FRED W. COYLE, CHAIRMAN
Packet Page -2374-
Retn: 3929318 OR; 4135 PG: 3412 7/24/2012 Item 16.D.1.
NOOSING & GRANTS DEPT /HOES PRO RECORDED in the OFFICIAL RECORDS of COLLIER COOWTI, FL
INTEROFFICE /1/0872006 at 03;52PN DWIGHT E. BROCI, CLERI OBLD 11283.00
ATTN: WINDY ILOPP OBLI 11283.00
Project Number HM 06- 07-1003 He nE 35.50
MORTGAGE DOC -.35 50.05
THIS MORTGAGE ('Security Instrument) is given on October 16, 3006 The Mortgagor is
David Ybarra, .& Virginia Pray, husband & wife ('Borrower). This Security
Instrument is given to Collr County (-Lender"), which is organized and existing under the laws of the United States of
America, and whose address is 3050 North hlorseshoe Drive. gita 1 +0. Naples r v,ri.i� +ne , Borrower Lender the sum
Of Fourteen Thousand Two Hundred Elahty Three Dollars and no 11001S14 283 001. This debt is evidenced
by Borrowers Note dated the same date as this Security Instrument (- Mortgage'), which provdes for the full debt, if not paid
earlier, due and payable on transfer of tdtfa, sate of property, refinance, or loss of homestead exemption. This Mortgage will be
forgiven at the fifth (5th)yearanniversary date of mortgage. This Security instrument secures to Lender. (a)the repayment of the
debt evidenced by the mortgage, and all renewals, extensions and modifications; (b) the payment of all other sums, under
paragraph 7 to protect the security of the Security Instrument; and (c) the performance of BonowerS covenants and agreements
under this Security Instrument and the Mortgage For this purpose, Borrower does hereby, convey to Lenderthe following described
Property located in Collier County, Florida.
More particularly described as; Lot 35,81ock 6, Trafford Pines Estates, Section One, as per plat
thereof, recorded in Plat Sook 10, page 99, of the Public Records of Collier County, Florida.
Folio # 77163080000
1806 Sherman Or Immokalee, F134142
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil and gas rights aril profits, waterrights and stock and all fixtures now or hereafter a part
of the property. The Security Instrument shall also cover all replacements and additions. All of the foregoing is referred to in this
Security Instrument as the 'Property'.
BORROWER COVENANTS that Borrower is lawfully seized of the property described above, and has the right to
mortgage, the Property and that the Property is unencumbered, except f of record. Borrower wranan♦s and will defend generally the
title to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited
variation by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower and d agree as follows:
1, TERMS: The Borrower) of this Moritt>(J�g �ferred Repayment
Loan,' the terms of which are intended W h �gyl9Sme�ilvesH�� hip Ad (HOME) lords utilized to facilitate the
rehabilitation of this Property are recaptu /rkF`j tt(ized to assist anoth me home owner with rehabilitation unless the
affordability requirements are met. ✓i \
The terms of this Mt rtga6e 461fgt re u m
ire a pay�ntsbe made as long as the makers
comply with the following cpnd' i ridv i
tdr�j
Borrower shall occupy P as ei can ape r S erg the Property is not allowed even on a
temporary basis. Failure to abide' arty irem n in foreclosure. The Borrower shall be
required to submit proof of principal Co u n an nnf on the anniversary
cl homestead a the first -year
occupancy and annually until the f tan -year amortization perirfd. S t include: proof of horrhhesilead euemption,
copies of paid receipts for taxes an ce, and copies of insu cei r owner-occupied Property listing Collier
County as Mortgage Holder. If the fails to provide suficien f in a timely manner, the Lender may
contract with an independent the corn orm the necessary title lion, the cost of which will be added to the
principal amount of this Mortgage.
in this event the Bortower cease pi
typal r in arty manner dispose of all or a portion of the
Property which is subject to the Mortgage prior to II' the end of the amortization, then the principal amount
of this Mortgage shall become immediately due and p �a►le ---�'
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior togranting approval shall
review the proposed refinancing in order to ensure that there will lPe sufficient equity after the proposed refinancing to recapture this
HOME monies. The Lender consents to any agreement or arrangement in which the First Lender waives, postpones, extends,
reduces or modifies any provisions of the First Note or the First Mortgage, including any provision requiring the repayment of
money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or in any
manner d ispose of all or a portion of the Property, Mich is subject to this Mortgage prior to fulfilling this agreement and the end of
Vie amortization period. Contacting the Lender will also ensure that the Security Instrument may be approphatety reduced
Incrementally for each year of the affordability period, according to an amortization schedule based on the anniversary date of the
date the mortgage was recorded. The Lender shall have the authority to disapprove any disposal Where this proceeds of such
would be less than fair - market value as determined by an independent appraisal by a State Certified Residential Appraiser, f
there is no net proceeds from the foreclosure, repayment is not required and HOME requirements are considered to be satisfied.
In the event of the death of the Bonowe4s) prior to expiration of the, affordability period has been attained, all of the debt
will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the aoc uai of any penalties
or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (A)(1) all taxes and governmental
charges of any kind whatsoever which may at any time be lawfully assessed or levied against or with respect to the property, (2) ail
utility and other charges, including "service charges ", incurred or imposed for the operation, maintenance, use, occupancy, upkeep
and improvement of the Property, and (3) an assessments or other governmental charges that may lawfully be paid in installments
over a period of years, the Mortgagor shall be obligated under the Mortgage to pay or cause to be paid only such installments as
are required to be paid during the term of the Mortgage, and shall, promptly after the payment of any of the foregoing, forward to
Mortgagee evidence of such payment.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender shall be
applied; first, to principal due; and last, to any late charges due under the Mortgage.
4. Charges; Lions. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
Property, which may stlain priority over this Security Instrument, and leasehold payments or ground rents, H any. Borrower shall
promptty furnish to Lender all notices of amounts to be paid under this paragraph, and all receipts evidencing the payments.
Borrower shall promptly discharge any lien Which has priority over this Security Instrument unless Borrower. (a) agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender, (b) contests in good faith tha lien by, or
defends against enforcement of the lien in, legal proceedings which in the Lenders opinion operate to prevent tha ertoreament of
the lien; or (c) segues from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security
instrument. If Lender determines that any part of the Property is subject to a lien, which may attain priority over the Security
Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the
actions set forth above within 10 days of the issuance of notice.
Page 1 of 4
Packet Page -2375-
Details
7/24/2012 Item 16.D.1.
Previous Back to list Next
P rty Aerial Sketches Trim Notices
Pro Record a . � I
Current Ownership
Parcel No.11 771 JProperty Address 1806 SHERMAN AVE
Legal'Il TRAFFORD PINE EST SEC I BLK 6
,J LOT 35 OR 2032 PG 2299
Section Township Range 7 Acres `Acrea, Map No. Strap No.
32 11 46 11 29 11 0.17 1 E32 6682006 351E32
Sub No. I 668200 I TRAFFORD PINE ESTATES SEC 1 I Millar
Use Code 01 SINGLE FAMILY RESIDENTIAL I� 5
2011 Certified Tax Roll
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 4,725.00
( +} Improved Value
$ 39,864.00
( =) Market Value
$ 44,589.00
( -) SOH Exempt Value & Other Exemptions
$0.001
(_) Assessed Value
( -) Homestead and other Exempt Value 11
$44.589.00
$ 25,000.00
(_) Taxable Value !T-19,589.00
$ 0.00
(_) School Taxable Value (Used for School Taxes)
$ 19,589.00
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
"� Miltaae Rates
FSchool Other Total
5.527 9.0782 14.6052
`See Instructions for Calculations
Latest Sales History
Date
Book - Page
Amount
071 2004
3614-4083 71
$ 24,600.00
02 / 1995
2032-2299
$ 55,000.00
07 1 1980
875-1207
$ 0.00
03 / 1977
679-427
$ 20,800.00
Previous Back to list Next
The Information is Updated Weekly.
Packet Page -2376 -
http:// www. collierappraiser .com/RecordDetail .asp ?Map= &FoliolD= 77163084000 5/4/2012
3
v
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Leonardo Adame & Lydia Adame, to COLLIER COUNTY, bearing the date of
November 2, 2006, recorded on November 17, 2006 in Official Records Book 4140, Page 3848, of the
Public Records of Collier County, Florida, securing a principal sum of $11,000.00 and certain promises
and obligations set forth in said Mortgage, upon the property situated in said State and County described
as follows, to wit:
Legal Description: The south 82 feet of the North 128 feet of Lot 3, Palm Estates as recorded in Plat
Book 3, page 39 of the Public Records of Collier County, Florida. Folio #64920240009 (910 N 18 'h
St., Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of , 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
am
, Deputy Clerk
Approved as to form and
legal siciency:
Jeff E. W 'fight
Assis�nVCounty Attorney
W
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2377-
Retn: J934I52 OR: 4140 PG: 3848
ROUSING I GIANTS DEPT /ROME PRO RECORDID in the OPPICIA1 RECORDS of COLLIER Collm,
INIIROPPICI 11/1712006 it 03:39m DBIGRT E. BROCK, CLIII
A?71: IIID7 ILOPP
Project Number HM 0&07 -10-002
MORTGAGE
THIS MORTGAGE ('Security instrument ") is given on _November 2.2006 The Mortgagor is:
7/24/2012 Item 16.D.1.
11111,111 11000-40
OBLI 11000.00
Be PEI 35.50
DOC -.35 30.50
_ Leonardo Adafne & Lydia Adam husband & wife ('Bonower). This Security
Instrument is given to Collier County ( "Lender), which is organized and existing under the laws of the United States of
America. and whose address is 3060 North Horses Drive rte 110 Naples Florida 34104. Borrower owes Lender the sun
of Eleven Thousand Dollars and no 1100 ($11.000.00). This debt Is evidenced by Borrowers Note dated the same
date as this Security Instrument (" Mortgage ,), which provides for the full debt, H not paid earlier, due and payable on transfer of
liUe, sale of properly, refinance, or loss of homestead exemption. This Mortgage will be forgiven at the $(lit 15thl veer
RnniversM date of rrartmae, This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the
mortgage. and all renewals, extensions and modifications: (b) the payment of all other sums, under paragraph 7 to protect the
security of the Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security
Instrument and the Mortgage For this purpose, Borrower does hereby, convey to Lender the following described property located in
Collier County, Florida.
More particularly described as: The South 82 feet of the North 128 feet of Lot 3, Palm Estates as
recorded in Plat Book 3. page 38 of the Public Records of Collier County Florida.
Folio 8 64420240009
810 N 181' StImmokalee, F134142
TOGETHER WiTH alt the improvements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil and gas tights and profits, water rights and stock and all fixtures now or hereafter apart
of the property. The Security Instrument shall also cover all replacements and additions. Alt of the foregoing is referred to in this
Security Instrument as the "Property'.
BORROWER COVENANTS that Borrower is lawfully seized of the property described above, and has the right to
mortgage, ft Property and that the Property is unencumbered, except f of record. Borrower warrants and will defend generally the
line to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants fornatlonal use and non - uniform covenants with limited
variation by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower and Lende,r_ccvertantagd agree as follows:
1. TERMS: The Borrower) of this Mortgage �,l���f- 11*Wred RepayrttenI
Loan," the terns of which are intended to ninsu � hip Ad (HOME) funds utilized to facilitate the
rehabilitation o! this Properly are recaptured fl assist another n e home ownerwMh rehabilitation unless the
affordability requirements are met. 1
The terms of this Mortgage /do r qut e-thaGJ- ymenfsbe\ nade as long as the makers
comply with the following con itio sing, pr ors _
eortawer shall otxupy the theT pd 4a 1 s ng of Or Property is not albwed avert on a
temporary basis. Failure o abide by ul is resJdLjq ooeclosure. The Borrower shall be
required o sutxnft proof Of principal li nnua on the anniversary of the first -year
occupancy and annually until the end o e year anbrtization peri tx3h proof dude: proof of homestead exemption,
copies of paid receipts for taxes and In and copies of irsurs hCat9s; Awneroccupied Property Ili tins Collier
County as Mortge" Holder. H the s to provide s.Mdent p " of In a timely manner, the Lender may
contract with an independent fine compa the necessary tine r n, the cost of which will be added to the
principal amount of this Mortgage. Q
In the event the Borrower tease pri �sA xs any manner dispose of all or a portion of the
Property which is subject to the Mortgage prior to fuifi0i g ' end of the am rtization, men the pnncipW amount
of this Mortgage shall became krhrrhadlately due and payable
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior to granting approval shall
review the proposed refinancing In order to ensure that there will be suffidem equity after the proposed refinancing to recapture the
HOME monies. The Lender consents to any agreement or arrangement in which the First Lender waives, postpones, extends,
reduces or modifies any provisions of the First Note or the First Mortgage, including any provision requiring the repayment of
money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or in any
manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement and the end of
the amortization period. Contacting the Lender will also ensure that the Security Instrument may be appropriately reduced
incrementally for each year of the affordability period, atxorrfing to an amortization schedule based on the anniversary date of em
date the mortgage was recorded. The Lender shall have the authority to disapprove any disposal wtiere the proceeds of such
would be less titan fair-market value as determined by an independent appraisal by a State Certified Residential Appraiser, f
there is no net proceeds from the foreclosure, repayment is not required and HOME requirements are considered to be satisfied.
In the event of the death of the Bonower(s) prior to expiration of the, affordability period has been attained, all d the debt
will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewar rents or water rates prior to the accrual of any penalties
or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively became due, (A)(1) all taxes and governmental
charges of any kind whatsoever which may at any time be lawfully assessed or levied against or with respect to the Property, (2) all
utility and other charges, including "service charges", incurred or reposed for the operation, maintenance, use, occupancy, upkeep
and improvement of the Property, and (3) all assessments or other governmental charges that may lawfully be paid in installments
over a period of years, the Mortgagor shall be obligated under the Mortgage to pay or cause to be paid only such installments as
are requited m be pald during the tens d the Mot igage, and shag, promptly triter the payment of any of the i mgo% forwerd to
Mortgagee evidence of such payment.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender shall be
applied: first, to principal due: and last, to any late charges due under the Mortgage.
4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and imposiftrs attributable to the
Property, which may attain priority over this Security Instrument, and leasehold payments or ground rents. H any. Borrowershall
promptly furnish to Lender all notices of amounts to be paid under this paragraph, and all receipts evidencing the payments.
Borrowershafl promptly discharge any lien which has priority overthis Security Instrument unless Borrower. (a) agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or
defends against enforcement of the lien in, legal proceedings which in the Lenders opinion operate to prevent me enforcamentof
the lien: or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security
Instrument. H Lender determines that any part of the Property is subject to a lien, which may attain priority over the Security
Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the
actions set forth above within 10 days of the issuance of notice.
Page 1 of 4
Packet Page -2378-
Details
7/24/2012 Item 16.D.1.
New Search
Property Record Aerial Sketches Trim Notices
Current Ownership
Parcel No. JProperty Address[[-910 18TH ST N
Owner Name, ADAME, LEONARDO= &`LYDIA C
Addressesi l PO BOX 5211
cityll IMMOKALEE State FL Zi�p]l 34143 - 5211
Legal PALM EST S 82FT OF N 128FT OF
LOT 3 OR 611 PG 1506
Section Township Range Acres "Acreage Map No. J1 Strap No.
32 46 71 29 0.34 1 E32 I 531700 3.21 E32
Millaae Rates
Sub No.
F 531700
PALM ESTATE
Millaae Area
School Other IFTotal
r ' Use Code I
01
SINGLE FAMILY RESIDENTIAL
( =) Assessed Value
5.527 9.0782 14.6052
2011 Certified Tax Roll
(Subject to Change) .
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 10,234.00
( +) Improved Value I
$ 48,537.00'.
( =) Market Value
$ 58,771.00
( -) SOH Exempt Value & Other Exemptions
( =) Assessed Value
$ 58,771.00
( -) Homestead and other Exempt Value
$ 33,771,00
(_) Taxable Value 7
$ 25,000.00
(_) School Taxable Value (Used for School Taxes)
$ 33,771.00'.
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
I -See Instructions for Calculations
Latest Sales History
Date
Book - Page
I Amount
02 / 1975
611 - 1506
New Search
The Information is Updated Weekly.
Pac ket Page -2379 -
http://wv.rw.collierappraiser.com/RecordDc,��� .V.— F -- - .ioID= 64920240009
5/4/2012
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Juan & Gregoria Neito, to COLLIER COUNTY, bearing the date of November
18, 2006, recorded on November 21, 2006 in Official Records Book 4142, Page 2296, of the Public
Records of Collier County, Florida, securing a principal sum of $7,275.00 and certain promises and
obligations set forth in said Mortgage, upon the property situated in said State and County described as
follows, to wit:
Legal Description: Lot 9, Block 3, Eden Park, according to Plat Book 4, Page 70, Public Records of
Collier County, Florida, Folio #33073400003 (1310 S Apple St., Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of , 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
, Deputy Clerk
Approved as to form and
legal s itiency:
Jeff E.k Wr' ht
Assist � t ounty Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2380-
Ietn; 3935846 OR: 4142 FIG: -2296 7/24/2012 Item 16.D.1.
WOHSIIG Q GIANTS DIPT/HOHI PRO RICORDID is the OFFICIAL HCOUS of COLLIIR MgHI, PL OILD 7175.00
IRTIR0111a 11/21/2006 At 03:35PH DWIGHT d. IROCI, CUB
ATTI; WADI ILOPP OHLI 7175.00
Project Number HM 0506 -n74 HC 111 35.50
MORTGAGE DOC -.35 15,58
THIS MORTGAGE ('Security Instrument') is given on \ ) 4 I $I a. The Mortgagor is:
Juan & Greg ria Neito - husband & wife ("Borrower"). This Security InsWmentisgiven
to — Collier Cou01y` (- Lender), which is organized and existing under the taws of the United States of America, and whose
address is 3050 North Horseshoe Drive Sla 110 N^mlea c1p ,,a X104 . Borrower owes Lender the sum of Seven
Thousand Two Hundred SeventV Five Thousand no /t00 f57.2T5.00t: This debt s evidenced by eortowerg Note
dated the some date as this Security instrument (,Mortgage*), which provides forthe full debt, if not paid earlier, due and payable
on transfer of title, sale of property, refinance, or loss of homestead exemption. This Mortgage will be forgiven at the five (5)
vear2nn(vemM.date of modaaoe; This Security Instrument secures to Lender. (a) the repayment of the debt evidenced
by the mortgage, and all renewals, extensions and modifications; (b) the payment of all other sums, under paragraph 7 to protect
the security of the Security instrument; and (c) the performance of Borrowers covenants and agreements under this Security
Instrument and the Mortgage For this purpose, Borrower does hereby, convey to Lender the following described property located in
Collier County, Florida.
Lot 9, Stock 3, Eden Park, according to the Plat Book 4, page 70, Public Records of Collier County,
Florida, F0111033073400003
and which has the address of: 1310 S Apple St lmmokalee, FI 34142
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures nowo hereafter apart
of the property. The Security Instrument shall also coverall replacements and additions. All of the foregoing is referred to in this
Security Instrument as the - Property'.
BORROWER COVENANTS that Borrower is lawfully seized of the property described above, and has the right to
mortgage, the Property and that the Property is u nencumbered, except f of record, Borrower warrants and will defend generally the
title to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited
variation by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower and Lendecmva nt and agree as follows:
t. TERMS: The Borrower) of this Moog erred Repayment
Loan,' the terns of which are intended to ens tF�t a -t ership Act (HOME) funds utilized to facilitate the
rehabilitation of this Property are recaplun3l to assist aria x me home owner with rehabilitation unless the
affordability requirements are met. / C ,VV%
The terms of this MOga e d of rr�ire -tkiet paymntts a made as long as the makers
comply with the following cgfndi ons an ns:
Borrower shalt occupy 4 pro as it 6 pal a ng o the Property is not allowed even on a
temporary basis. Failure to abide by pit clp t irem n ult in foreclosure. The Borrower shell be
required to submit proof of principal annsi nmg on the anniversary of the first -year
occupancy and annually until the en ten -year amortization peepd. Such t i i ping on proof of versary f t e first on,
copes of Paid receipts for taxes and o� nee, and copies of insu�certificat owner- occupied Property listing Collier
County as Mortgage Holder. if the B fails to provide sl! ici o0 of Zpancy in a timely manner, the Lender may
contract with an independent title corm erform the necessary tltl creation, the cost of which will be added to the
principal amount of this Mortgage. /
In the event the Borrower cease . we 9,40 n any manner dispose of all or a portion of the
Property which is subject to the Mortgage prior la iu r I end of the amortization, then the principal amount
of this Mortgage shall become immediately due an
The Borrower shall not refinance the indebtedness secured byby this Mortgage. The Lender prior to granting approval shall
review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed refinancing to recapture the
HOME monies. The Lender consents to any agreement or arrangement in which the First Lender waives, postpones, extends,
reduces or modifies any provisions of the First Note or the First Mortgage, including any provision requiring the repayment of
money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or in any
manner dispose of all or a portion of the Property, whnich is subject to this Mortgage prior to fulfilling this agreement and the end of
the amortization period. Contacting the Lender will also ensure that the Security Instrument may be appropriately reduced
incrementally for each year of the affordability, period, according to an amortization schedule based on the anniversary dated the
date the mortgage was recorded. The Lender shall have the authority to disapprove any disposal where the proceeds of such
would be less than fair - market value as determined by an Independent appraisal by a State Certified Residential Appraiser. f
there is no net proceeds from the foreclosure, repayment is not required and HOME requirements are considered to be satisfied.
In the event of the death of the Borrower(s) prior to expiration of the, affordability period has been attained, all of the dw
will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any penalties
or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (A)(t) all taxes and governmental
charges of any kind whatsoever which may at any time be lawfully assessed or levied against or with respect to the property, (2)all
utility and other charges, including 'service charges', incurred or imposed forthe operation, maintenance, use, occupancy. upkeep
and improvement of the Property, and (3) all assessments or other governmental charges that may lawfully be paid in installments
over a period of years, the Mortgagor shall be obligated under the Mortgage to pay or cause to be paid only such installments as
are required to be paid during the term of the Mortgage, and shall, promptly after the payment of any of the foregoing, forward to
Mortgagee evidence of such payment
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender shall be
applied: first, to principal due; and fast, to any late charges due under the Mortgage.
4. Charges; Liens, Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
Property, which may attain pnority over this Security Instrument, and leasehold payments or ground rents, it any. Borrower Shall
promptly tumish to Lender all notices of amounts to be paid under this paragraph. and all receipts evidencing the payments,
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or
defends against enforcement of the lien in, legal proceedings which in the tenders opinion operate to prevent the errforoamentof
the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security
Instrument. K Lender determines that any part of the Property is subject to a lien, which may attain priority over the Security
Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the
actions set forth above within 10 days of the issuance of notice.
Page 1 of 4
Packet Page -2381-
Details
7/24/2012 Item 16.D.1.
New Search
Property Record Aerial Sketches Trim Notices
Current Ownership ►
Parcel No.11 30 JProperty Addressl 1310 APPLE ST
Legal LtDEN PARK 1ST ADD BLK 13 LOT
(5
Section Township I Range Acres "Acreage I Map No. 11 Strap No.
32 46 71 29 11 0.16 11 1 E32 1i 272800 13 51E32
Sub No. 11 272800 I EDEN PARK 1ST ADDITION
a Use Code 7-0-1-71 SINGLE FAMILY RESIDENTIAL
2011 Certified Tax Roll
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
( +) Improved Value
$4,165.00
$ 48,306.00
(_) Market Value
$ 52,471.00
( -) SOH Exempt Value & Other Exemptions
$ 8,097.00
(_) Assessed Value
$ 44,374.00
(-) Homestead and other Exempt Value
25; 0.00
(_) Taxable Value
$ 18,874.00
( =) School Taxable Value (Used for School Taxes)
$ 18,874.00'
SOH = "Save Our Homes' exempt value due to cap on assessment
increases.
1-1
-- ti Millaae Rates
School Other Tota!
5.527 9.0782 14.6052
('See Instructions for Calculations
Latest Sales History
Date
Book - Page
Amount
10 11974
604 -1774
New Search
The Information is Updated Weekly.
Packet Page - 2382 -•
http:// wv�, w. collierappraiser .com/RecordDc,�.,.- .F...� -V ..., - ,i.oID= 30734000003 5/4/012
r
Prepared by:
Collier Countv
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Gracie Goff, to COLLIER COUNTY, bearing the date of April 9, 2007, recorded
on August I, 2007 in Official Records Book 4265, Page 0216, of the Public Records of Collier County,
Florida, securing a principal sum of $8,400.00 and certain promises and obligations set forth in said
Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: A parcel of land located in Section 13, Township 52 South, Range 29 East,
Collier County, Florida, Parcel 9 Copeland, Florida. Folio #01133640006 (246 Swain St., Copeland,
FL 34147).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of , 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
In
, Deputy Clerk
Approv
,,ed-as to form and
legal 'sufficiency:
Jeff i Wy ght
Assisfa County Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
ME
FRED W. COYLE, CHAIRMAN
Packet Page -2383-
Retn: 4054330 OR: 4265 PG: 0216 7/24/2012 Item 16.D.1.
HOUSING 111 HOHAH SVCS /HOSE PRO RECORDED in the OFFICIAL RECORDS of COLLIER COOHiF, PL
IRTER OFFICE 08/01/2007 at 02:42PY DWIGHT E. BROCK. CLEEx OBLD 8400.00
WINDY ROPY 252.5701 OBLI 8400,00
Project Number CD 04f D Q= RIC FEE 35.50
MORTGAGE DOC -.35 29,40
THiS MORTGAGE ( "Security Instrument") is given on Apri1q?007 The Mortgagor is:
Gracie Goff, as Single woman ('Borrower). This Security instrument is given to
Coitleer Carty ('Lender"), which rs organized and existing under the laws of the United States of America, and whose
address is 3050 North Horseshoe Drive_ uNe 1 t0 N-olss Florida 34104. Borrower owes Lender the sum of:
Eloht Thousand Four HundredDot4ars and no /100 (S6.s00 00). This debt Is evidenced by Bomovvees Note
dated the some date as this Soeeurtty khsburnent (' Mortgage "), which provides for the full debt, if not paid earlier, due and
payable on transfer of title, sale of property, refinance, or loss of homestead exemption. This Mortgage will be forgiven at
fie Mth (5th) yew anniverrsary do% of mortgage. This Security Instrument secures to Lender. (a) the repayment of the
debt evidenced by the mortgage. and all renewals, extensions and modRcatlons: (b) the payment of all other sums, under
paragraph 7 to protect the security of the Security Instrument and (c) the performance of Borrowers covenants and
agreements under this Security Instrument and the Mortgage For this purpose, Borrower does hereby, convey to Lender the
following described property located In Collier County, Florida.
More particularly described as: A parcel of land located in Section 13, Township 52 South, Range
29 East, cofflor County, Florida, Parcel 9 Copeland, Florida. Folio# 01133640006
and which has the address of: 246 Swain St Copeland Fl 34137
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royeities, mineral, oil and gas rights and prords, water rights and stock and all fixtures now or hereafter a part
Of the property. The Security Instrument shall also cover all replacements and additions. All of the foregoing Is referred to in this
Security Instrument as the -Property-.
BORROWER COVENANTS that Borrower is lawfully seized of the property described above, and has the right to
mortgage, the Property and that the Property Is unencumbered, except f of record. Borrowerwartarits and will defend generally the
title to the Property against ali claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- unitorn covenants with limited
variation by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. TERMS: The Borrower) of this Mortgage have been ranted a'Deterred Repayment
Loan; the terms of which are intended to ensure rr�lwRq opment Block Grant (CDBG)funds utilized to facilitate
the rehabilitation of this Property are recaphrred'�dssi - income tame ownerwith rehabilitation unless
the affordability requirements are met /
The terns of this Mort not require that pal an be made as long as the makers
comply with the following co kl� s1a pr
Borrower shall occupy the, r a ng the Property is not allowed even on a
temporary basis. Failure to abide W in . p r is t n foreclosure. The Bonower shall be
required to submit proof of principal �ccu ruyto di COun n is beyyi ping on the anrAversaryof thefind -year
occupancy and annually until the end o . Sc� I include: proof of homestead exemption,
copies of paid receipts for taxes andi of occupied Property listing Collier
County as Mortgage Holder. Wthe fails to provide suffid Acy in a timely manner, the Lender may
contract with an independent title cu perform the necessa � , the oost of which wAll be added to the
principal amount of this Mortgage.
In the evert the Borrowerrin al occupancy, transfer, manner dispose of all or a portion of the
Property which is subject to the Mortgage r(igif the agreemen d of the amortization. then the principal amount
of this Mortgage shall become Immediately d hid `'� /
The Borrower shall not refinance the in a ymis�brtgage. The Lender prior to granting approval shall
review the proposed refinancing in order to ensure that hdent equity after the proposed refinancing to recapture the
CDBG monies. The Lender consents to any agreement or arrangement in which the First Lender waives, postpones, extends,
reduces or modifies ary provisions of the First Note or the First Mortgage, including any provision requiring the repayment of
money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or in any
manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to futfilli rig this agreement and the end of
the amortization period. Contacting the Lender will also ensure that the Security Instrument may be appropristety reduced
Incrementally for each year of the affordability period, according to an amortization schedule based on the anniversary data of the
date the mortgage was recorded. The Lender shall have the authority to disapprove any disposal where the proceeds of such
would be less than fair - market value as deternined by an independent appraisal by a State Cerfifled Residential Appraiser. I
there is no net proceeds from the foreclosure, repayment is not required and CDBG requirements are considered to be satisfied.
in the event of the death of the Borowerjs) prior to expiration of the, affordability period has been ataineed, all of the debt
will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any penalties
or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (AX 1) all taxes and governmental
charges of any kind whatsoever which may at any time be lawfully assessed or levied against orw ith respect to the Property, (2) art
utility and other charges. including "service charges', incurred or imposed for the operation, maintenance, use, occupancy, upkeep
and improvement of the Property, and (3) all assessments or other governmental charges that may lawfully be paid in ini;Wi nwutt
over a period of yews, the Mortgagor shall be obligated under the Mortgage to pay or cause m be paid only such installmants as
are required to be paid during the tern of the Mortgage, and shah, promptly after the payment of any of the foregoing, forward to
Mortgages evidence of such payment.
3. Application of Payments. Unless applicable law provides otherwise, all payments receiveed by Lender shall be
applied: first. to principal due; and last, to any We charges due under the Mortgage.
4. Charges; Uens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable tD the
Property, which may attain priority over this Security Instrumeent, and leasehold payments or ground rents,1f arty. Borrow ershall
promptly fumish to Lender all notices of amounts to be paid under this paragraph, and all receipts evidencing the payments.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower. (a) agrees In writing to
the payment of the obligation secured by the lien In a manner acceptable to Lender, (b) contests in good faith the lien by, or
defends against enforcement of the lien in, legal proceedings which in the Lenders opinion operate to prevent line enforcement of
the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security
instrument. If Lender determines that any part of the Property is subject to a Nen, which may attain priority over the Securtty
Instrument, Lender may give Borrower a notice Identifying the lien. Borrower shall satisfy the lien or take one or more of the
anions set forth above within 40 days of the issuance of notice.
Page 1 of 4
Packet Page -2384-
Details
7/24/2012 Item 16.D.1.
Previous Bads to list Next
Property Record
p Aerial Sketches Trim Notices
Current Ownership
Parcel No. 01133640006 Property AdclFenIf 246 SWAIN ST
Owner NamelFGOFFGRACIE
Addresses PO BOX 423
City . COPELAND State FL Zip 34137 - 0423
Legal 13 52 29 UNRECORDED LOT 9
DESC AS: COMM E1 /4 CNR SEC
13, N 68 DEG W 987.57 FT, S
42 DEG W 37 FT, S 1 DEG W
-For more than four lines of Legal Description please call the Property Appraiser's Office
Section Township Range Acres "Acreage Map No. Strap No.
�— 13 52--7 29 1 0.21 7E13 522913 045.0007E13
Millage Rates
Sub No. _ J 100 ACREAGE HEADER Millage Area School Other Total
Use Code 02 MOBILE HOMES 11 35 5.527 8.9017 114.42871
`See Instructions for Calculations
2011 Certified Tax Roll Latest Sales History
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 3,780.00
IN Improved Value
$ 26,145.00'
( =) Market Value
$ 29,925.00'.
( -) SOH Exempt Value & Other Exemptions
1877-1782
(_) Assessed Value
$ 29,925.00
( -) Homestead and other Exempt Value
$ 29 926,00
(_) Taxable Value
$ 0.00
IN School Taxable Value (Used for School Taxes)
$ 4,925.00
oun = save uur riomes" exempt value due to cap on assessment
increases.
Date
� Book - Page —�
Amount
10 / 1994
1992 -1815 �I
$ 0.001
1011993
1877-1782
0.0
$ 0
71211988
1401 -1025
$0.001
02 / 1983
1007 - 525
$ 3,000.00
Previous Bach; to list
The Information is Updated Weekly.
Packet Page -2385 -
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Next
x/4/2012
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Eldiket & Mariata Boss to COLLIER COUNTY, bearing the date of December
8, 2005, recorded on May 8, 2006 in Official Records Book 4032, Page 3172, of the Public Records of
Collier County, Florida, securing a principal sum of $10,000.00 and certain promises and obligations set
forth in said Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: Lot 51, Independence, Phase I, Collier County, Florida. Folio #51677510943
(1189 Allegiance Way, Immokalee, Florida 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
LIN
, Deputy Clerk
Approved as to form and
legal sufficiency:
Jeffs Wright
Assisttl'County Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2386-
7/24/2012 Item 16.D.1.
3$34605 OR; 40j4 ru: jiic
j- _0 HeORDiD in 011ICIA1 mcORDS of COLLIIR cow?, n
� 35__R�b(rtD 05/08/1006 at 01:16PN DWlGr 1. BROC6, cLBit
3S. THIRD MORTGAGE OBLD 10000.00
4 �t>OUtllantt�l StttiTlpB OB1I 10000100
$J YHntengible Tax Ric 1111 35.50
DOC -.35 35.00
Aetn:NIPR11SS /DPS
10011 i NAISLIA
1107 V NAAI01 AVI f112
PUNTA GORDA PL 33350
THiS SECOND MORTGAGE ( "Security Instrument" ) is on iven
9 Qb, 2005. The Second Mortgagor is:
Eldiket B- Mariata Boss, Husband and Wife
( "Borrower "). This Security Instrument is given to Collier county ( "Lender "), which is organized and
existing under the laws of the United States of America, and whose address is 2600 North Horseshoe Drive
#400 Naples, Florida 34104 . Borrower owes Lender the sum of Tan Thousand and No /looths
Dollars (U.S. __ 10 , 000.00 ). This debt is evidenced by Borrower's Note dated the same date as this Security
Instrument ( "Second Mortgage "), which provides for monthly payments, with the full debt, if not paid earlier, due and
payable on sale of property, refinance or loss of homestead examption . This Mortgage will be
forgiven at the five l51 year anntversary date of mortoaae: This Security Instrument secures to Lender: (a) the
repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security Instrument; and
(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
purpose, Borrower does hereby second mortgage, grant and convey to Lender the following described property located in
Collier County, Florida.
As more particularly described as Lot 51 Independence, Phase 1, Collier County, Florida and which has the address
of:
( "Property Address "): 1189 All lance jca}ae, Florida 34142 Folio ♦51677510943
TOGETHER WITH all the improve or r hereafter the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil &46as rights and profits, er rights and stock and all fixtures now or
hereafter a part of the property. All repti6emrfs- end-additions stall also ered by the Security Instrument. All of the
foregoing is referred to in this Security hstrulme P ope
BORROWER COVENANTS toat Bp i 11 late hereby conveyed and has the right to
mortgage, grant and convey the Pro rty d a e u (ed, xcept for encumbrances of record.
Borrower warrants and will defend ge erall t e titl t P,ri a in t all cllai sand demands, subject to any
encumbrances of record. � r; ! \ , �'L1�/ - i
THIS SECURITY INSTRUMENT° combines uniform coy ' nts for net � I use and non - uniform covenants with
limited variation by jurisdiction to cons ti}+tt1A� uniform security ins
UNIFORM COVENANTS. Borr d Lender covenantl en� cy4fea real property.
follows:
i. Terms: The Borrower) of this M geha et been c tIcck eferred Repayment Loan," the terms of which
are intended to ensure that any American Drea ayA�ee��jtiitia ' (ADDI) funds utilized to facilitate the purchase of
this Property are recaptured and utilized to assist an 8i7ef.' r� a home owner unless the affordability requirements
are met.
The terms of this Mortgage do not require that payments be made as long as the makers comply with the
following conditions and provisions:
Borrower shall occupy the Property as their principal residence. Subletting of the Property is not allowed even on
a temporary basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Borrower shall
be required to submit proof of principal occupancy to Collier County on an annual basis beginning on the anniversary of the
first -year occupancy and annually until the end of the amortization period. Such proof shall include: proof of homestead
exemption. If the Borrower fails to provide sufficient proof of occupancy in a timely manner, the Lender may contract with
an independent title company to perform the necessary title re- certification, the cost of which will be added to the principal
amount of this Mortgage.
In the event the Borrower cease principal occupancy, transfer, sell or in any manner dispose of all or a portion of
the Property which is subject to the Mortgage prior to fulfilling the agreement and the end of the amortization, then the
principal amount of this Mortgage shall become immediately due and payable based on the repayment schedule.
The Borrower shat) not refinance the indebtedness secured by this Mortgage. The Lender prior to granting
approval shall review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed
refinancing to recapture the ADDI monies. The Lender consents to any agreement or arrangement in which the First
Lender waives, postpones, extends, reduces or modes any provisions of the First Note or the First Mortgage, including
any provision requiring the repayment of money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or
in any manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement
and the end of the amortization period. Contacting the Lender will also ensure that the Security Instrument may be
appropriately reduced incrementally for each year of the affordability period, according to an amortization schedule based
on the anniversary date of the date the mortgage was recorded. The Lender shall have the authority to disapprove any
disposal where the proceeds of such would be less than fair- market value as determined by an independent appraisal by a
State Certified Residential Appraiser.
If there are no net proceeds from the foreclosure, repayment is not required and ADD[ requirements are
considered to be satisfied.
In the event of the death of the Borrowers) prior to expiation of the, affordability period has been attained, ail of
the debt will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any
penalties or interest thereon.
The Mortgagor shall pay or cause to be oaid. as the same resoec:tively become due, (A)(1) all taxes and
governmental charges of any kind whatsoever Packet Page -2387- vfully assessed or levied against or with respect
Details 7/24/2012 Item 16.D.1.
Previous Back to list Next
Property Record Aerial, "Sketches Trim Notices'-'
1-111 1-1-1-1 1-11-1.1. _ .. . ......
a Current Ownership _ .. ....
F- Parcel No. 11 51677510943 Property Address li 1189 ALLEGIANCE WAY
Owner Name BOSS, ELDIKET=& MARIATA
Addresses 1189 ALLEGIANCE WAY
City IMMOKALEE 1 State FL —zip IF-34,422483
Legal INDEPENDENCE PHASE ONE
LOT 51
Section Township I Range IlAcres 'Acreage l Map No III Strap No I
31 29 0.14 1 E31 11 422100 511 E31
Sub No. 422100 INDEPENDENCE PHASE ONE Millage Area School Other Total
01 SINGLE FAMILY RESIDENTIAL 67
Use Code IF 557277F 8.93057F14.45775
2011 Certified Tax Roll
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 12,600.00
1(+) improved Value
$61,976.00
(=) Market Value
F$ —74,576.00
SOH Exempt Value & Other Exemptions 7F--$0-00
(=) Assessed value
$74,576.00
Homestead and other Exempt Value
$49,576.00
Taxable Value 11
School Taxable Value (Used for School Taxes)
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
Latest Sales History
Date Book - Page Amount —7
1 4032-3161 $ 95,200,070
Previous Back to list Next
The Information is Updated Weekly.
http://www.collierappraiser.con-i/RecordDt-
Packet Page -2388--ioID=51677510943 5/3/2012
—1--1 --- -
Prepared by:
Collier County
Housing. Human & Veteran Services
3339 E. Tamiami "trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Jaime C. Lopez - Hernandez & Brigida C. Saalazar to COLLIER COUNTY,
bearing the date of December 29, 2005, recorded on January 5, 2006 in Official Records Book 3960,
Page 3698, of the Public Records of Collier County, Florida, securing a principal sum of $10,000.00 and
certain promises and obligations set forth in said Mortgage, upon the property situated in said State and
County described as follows, to wit:
Legal Description: Lot 13, Block 2, Naples Manor, Unit 1, Collier County, Florida. Folio
#62040840006 (5249 Dixie Drive, Naples, Florida 34113).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
, Deputy Clerk
Approved as to form and
legal suff lency:
Jeff E. Wright
Assilstat t County Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2389-
3762687 OR. 39i_ 7/24/2012 Item 16.D.1.
RECORDED in OFFICIAL RECORDS of COLLIER CODNTY, FL
01/05/2006 at 03:462K DWIGHT E. EROCI, CLERK
THNRD MORTGAGE GELD 10000.00
OBLI 10000.00
KEC FEE 35.50 ,
DOC -.35 35.00
Retn:
PORTER HIGET 17 AL
5801 PELICAN BAY BLVD 4300
NAPLES PL 34108 2709
THIS SECOND MORTGAGE ( "Security instrument ") is given on 2005. The Second Mortgagor is:
Jaime C. Lopez- Hemandez & Brigida C. Saalazar, Husband and Wife
(Borrower "). This Security Instrument is given to Collier County ( "Lender"), which is organized and
existing under the laws of the United States of America, and whose address is 2800 North Noraeahoe Drive,
#400, Naples, Florida 34104 . Borrower owes Lender the sum of Ten 'Thousand and'No /1D0ths
Dollars (U.S. $ 10, 000.00 ). This debt is evidenced by Borrower's Note dated the same date as this Security
Instrument ( "Second Mortgage "), which provides for monthly payments, with the full debt, if not paid earlier, due and
payable on sale of property, refinance, or loss of homestead exemption . This Mortgage will be
fotniven of the five (5) veer anniversary date of mortaaae. This Security Instrument secures to Lender: (a) the
repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security Instrument; and
(c) the performance of Borrowers covenants and agreements under this Security Instrument and the Note. For this
purpose, Borrower does hereby second mortgage, grant and convey to Lender the following described property located in
Collier County, Florida.
As more particularly described as Lot 13, Block 2, Naples Manor, Unit 1, collier County, Florfda and which has the
address of:
( "Property Address "):
TOGETHER WITH all the impn
appurtenances, rents, royalties, mineral
hereafter a part of the property. All rep
foregoing is referred to in this Security
BORROWER COVENANTS
mortgage, grant and convey the Proper
Borrower warrants and will defend ne
encumbrances of record.
THIS SECURITY INSTRUMl
limited variation by jurisdiction to cons I
UNIFORM COVENANTS. Bon
w or nereanerw.�
rights and profits,
ibines uniform c
uniform security
and Lender cove
1. Terms; The Borrower) of this M, f
are intended to ensure that any American reaiq
this Property are recaptured and utilized to assist
are met.
the property, and all easements, rights,
yhts and stock and all fixtures now or
,Qvered by the Security Instrument. All of the
hereby conveyed and has the right to
except for encumbrances of record.
ms and demands, subject to any
al use and non - uniform covenants with
O real property.
follows:
deferred Repayment Loan," the terms of which
e (ADD[) funds utilized to facilitate the purchase of
home owner unless the affordability requirements
The terms of this Mortgage do not require that payments be made as long as the makers comply with the
following conditions and provisions:
Borrower shall occupy the Property as their principal residence. Subletting of the Property is not allowed even on
a temporary basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Borrower shall
be required to submit proof of principal occupancy to Collier County on an annual basis beginning on the anniversary of the
first -year occupancy and annually until the end of the amortization period. Such proof shall include: proof of homestead
exemption. If the Borrower fails to provide sufficient proof of occupancy in a timely manner, the Lender may contract with
an independent title company to perform the necessary title re- certification, the cost of which will be added to the principal
amount of this Mortgage.
In the event the Borrower cease principal occupancy, transfer, sell or in any manner dispose of all or a portion of
the Property which is subject to the Mortgage prior to fulfilling the agreement and the end of the amortization, then the
principal amount of this Mortgage shall become immediately due and payable based on the repayment schedule.
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior to granting
approval shall review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed
refinancing to recapture the ADD) monies. The Lender consents to any agreement or arrangement in which the First
Lender waives, postpones, extends, reduces or modifies any provisions of the First Note or the First Mortgage, including
any provision requiring the repayment of money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or
in any manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement
and the end of the amortization period. Contacting the Lender will also ensure that the Security Instrument may be
appropriately reduced incrementally for each year of the affordability period, according to an amortization schedule based
on the anniversary date of the date the mortgage was recorded. The Lender shall have the authority to disapprove any
disposal where the proceeds of such would be less than fair - market value as determined by an independent appraisal by a
State Certified Residential Appraiser.
If there are no net proceeds from the foreclosure, repayment is not required and ADDI requirements are
considered to be satisfied.
In the event of the death of the Borrower(s) prior to expiration of the, affordability period has been attained, all of
the debt will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any
penalties or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (A)(1) all taxes and
governmental charges of any kind whatsoeve - `— `- '-wfully assessed or levied against or with respect
Packet Page -2390-
Details
7/24/2012 Item 16.D.1.
New Search
_
Property __.. .. .
Record Aerial Sketches Trim Notices
Current Ownership
Parcel No.11 6 JProperty Address 5249 DIXIE "DR
Owner Name LOPEZ44ERNANDE7, JAIME C
Addresses BRIGIDA C SAALAZAR
5249 DIXIE DR
City NAPLES Statell FL 11 Zip 34113 - 7647
Legal NAPLES MANOR UNIT 1 BLK 2 LOT
13
Section Township I Range JAcres-Acreactell Map No. 11 Strap No.
29 50 26 11 0.19 1 5B29 11 507100 2 135829
Sub No. 507100 NAPLES MANOR UNIT 1 '` Millaae Area School Other Total
Use Code 01 SINGLE FAMILY RESIDENTIAL 108 5.527 6.6428 12.1698
See Instructions for Calculations
2011 Certified Tax Roll Latest Sales History
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
Date
Book -Page
Amount
1212005
3960-3 88
$ 250,000.00
03/2004
3531 - 1766
$ 30,000.00
081 2003
3367-1873
$ 15,900.00
05 / 1980
870-1201
$0.001
03 t 1978
�- 740 - 357
$ 4,000.00
New Search
The Information is Updated Weekly.
Padket Page -2391-
http://www.collierappraiser.com/RecordD aoID= 62040840006 5!3/2012
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Michelle D. Thompson to COLLIER COUNTY, bearing the date of July 28,
2005, recorded on August 8, 2005 in Official Records Book 3862, Page 1192, of the Public Records of
Collier County, Florida, securing a principal sum of $10,000.00 and certain promises and obligations set
forth in said Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: Attached Exhibit "A ". (417 Castle Drive, Naples, Florida 34119) Folio
#36610400006.
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK; Clerk COLLIER COUNTY, FLORIDA
By: By:
Deputy Clerk FRED W. COYLE, CHAIRMAN
Approved as to form and
legal suffieiincy:
Jeff'°. Weight
Assis�rr County Attorney
Packet Page -2392-
V
7/24/2012 Item 16.D.1.
3673871 OR: m4 ra: iin
HCORDID in OFFICIAL HCORDI of COLLIER CODXTT, FL
-41/011/211165 It 07:59RN 1111017 1, BROCI, CL11I
THIRD MORTGAGE OBLD 10000.00
INC 111 44.00
DOC -.35 35,00
RetO:
ACTION TIT11 CO
FICI OP
Ls
/ THIS SECOND MORTGAGE ( "Security instrument ") is given on July 2005. The Second Mortgagor is:
Michelle D. Thompson,,A Single Person
('Borrower "). This Security Instrument is given to Collier County ( "Lender "), which is organized and
existing under the laws of the United States of America, and whose address is 2000 North Horseshoe Drive
#400, Naples, Florida 34104 . Borrower owes Lender the sum of Ten Thousand and No /100ths
Dollars (U.S. $ 10� 000 , 0U) This debt is evidenced by Borrower's Note dated the same date as this Security
instrument ( "Second Mortgage "), which provides for monthly payments, with the full debt, if not paid earlier, due and
payable on sale of property, refinance or loss of homestead exemption . This Mortgage will be
forgiven at the five 151 year anniversary date of mortgage. This Security Instrument secures to Lender: (a) the
repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security Instrument; and
(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
purpose, Borrower does hereby second mortgage, grant and convey to Lender the following described property located in
Collier County, Florida.
As more particularly described as See Attached!' Exhibit °A ", Collier County, Florida and which has the address of:
( "Property Address "): 417 Castle Drive, Naples, Florida :341.19 Folio #36610400006
{is
TOGETHER WITH all the improvemer�si�gini -a 'r a/Fd on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil,ai ` 8—rights andd pr�, tear rights and stock and all fixtures now or
hereafter a part of the property. All replaeeib�.nfs and additions shall'ai.6"be,,covered by the Security Instrument. Ali of the
foregoing is referred to in this Security I strumant- as-the "PropeV.
BORROWER COVENANTS t�t orrowery4 laWfUulfy".�,eizild of thellest�e hereby conveyed and has the right to
mortgage, grant and convey the Prop )rty nn $tit t ,is,uI&X= mmere6, except for encumbrances of record.
Borrower warrants and will defend generl�i tf�e`((tIH to the opri� b)ga`�r��((''atl clims and demands, subject to any
encumbrances of record.
THIS SECURITY INSTRUM�MT * ai nan f na I use and non-uniform covenants with
limited variation byjurisdiction to con�ti�tat� a unfform security instnime t cx)%&:kg real property.
UNIFORM COVENANTS. &41r0Wo,r and Lender covenagi�andiag�ea� follows:
I. Terms: The Borrower) of this 4 ge have been grante(1' �Daferred Repayment Loan," the terms of which
are intended to ensure that any American wnpayment 5 y ADDI) funds utilized to facilitate the purchase of
this Property are recaptured and utilized to as t aVts)t��,,t24Pep-irfcomep home owner unless the affordability requirements
are met. =
The terms of this Mortgage do not require that payments be made as long as the makers comply with the
following conditions and provisions:
Borrower shall occupy the Property as their principal residence. Subletting of the Property is not allowed even on
a temporary basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Borrower shall
be required to submit proof of principal occupancy to Collier County on an annual basis beginning on the anniversary of the
first -year occupancy and annually until the and of the amortization period. Such proof shall include: proof of homestead
exemption. If the Borrower fails to provide sufficient proof of occupancy in a timely manner, the Lender may contract with
an independent title company to perform the necessary title re- certification, the cost of which will be added to the principal
amount of this Mortgage.
In the event the Borrower cease principal occupancy, transfer, sell or in any manner dispose of all or a portion of
the Property which is subject to the Mortgage prior to fulfilling the agreement and the end of the amortization, then the
principal amount of this Mortgage shall become immediately due and payable based on the repayment schedule.
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior to granting
approval shall review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed
refinancing to recapture the ADDI monies. The Lender consents to any agreement or arrangement in which the First
Lender waives, postpones, extends, reduces or modes any provisions of the First Note or the First Mortgage, including
any provision requiring the repayment of money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or
in any manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement
and the end of the amortization period. Contacting the Lender will also ensure that the Security instrument may be
appropriately reduced incrementally for each year of the affordability period, according to an amortization schedule based
on the anniversary date of the date the mortgage was recorded. The Lender shall have the authority to disapprove any
disposal where the proceeds of such would be less than fair - market value as determined by an independent appraisal by a
State Certified Residential Appraiser.
If there are no net proceeds from the foreclosure, repayment is not required and ADDI requirements are
considered to be satisfied.
In the event of the death of the Borrower(s) prior to expiration of the, affordability period has been attained, all of
the debt will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any
penalties or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (A)(1) all taxes and
governmental charges of any kind whatsoever which may at any time be lawfully assessed or levied against or with respect
to the Property, (2) all utility and other charges, including "service charges ", incurred or imposed for the operation,
Packet Page -2393-
7/24/2012 Item 16.D.1.
File No.: 205060034 t ** OR: 3862 PG: 1196 * **
_ EXHIBIT A
THAT PART OF TRACT 4, GOLDEN GATE ESTATES, UNIT NO. 1, ACCORDING TO THE PLAT
THEREOF, OF RECORD IN PLAT BOOK 4, PAGE(S) 73, OF THE PUBLIC RECORDS OF COLLIER
COUNTY, FLORIDA, BOUNDED AND DESCRIBED AS FOLLOWS:
COMMENCING AT THE SOUTHWEST CORNER OF SAID TRACT 4, THENCE NORTH 10 16'40" EAST
AND ALONG THE WEST LINE OF SAID TRACT 4, A DISTANCE OF 480.06 FEET TO THE POINT OF
BEGINNING OF THE PARCEL TO BE DESCRIBED; THENCE CONTINUING NORTH 1 °16'40" EAST ON
SAID WEST LINE 90 FEET TO A POINT; THENCE SOUTH 89 °40'50" EAST 186.63 FEET TO A POINT;
THENCE SOUTH 00 19'10" WEST 90 FEET TO A POINT; THENCE NORTH 89 °40'50" WEST 188.13 FEET
TO A POINT OF BEGINNING, ALSO INCLUDES A PERPETUAL EASEMENT AS SHOWN AS SHOWN IN
OR BOOK 1600, PAGE 2307.
Packet Page -2394-
Details
7/24/2012 Item 16.D.1.
New Search
Property Record
P � Aerial Sketches Trim Notices
Current Ownership y
Parcel No. 36610400006 Property AddressIl Ail CASTLE DR
Owner Namel THOMPSON, MICMELLE D
Addresses 417 CASTLE DR
Cityll NAPLES State FL Zip 34119 - 2901
Legal GOLDEN GATE EST UNIT 1 PART
OF LOT 4 DESC AS FOLL, COMM
SW CNR LOT 4, N ALG W LI OF
LOT 4 480.06FT TO POB, CONT N
J'For more than four lines of Legal Description please call the Prop
Section Township Range Acres'Acreaae Map No.
10 49 26`1 0.32 4610
Sub No. 325600 GOLDEN GATE EST UNIT 1 Millaae F
�— Use Code 01 SINGLE FAMILY RESIDENTIAL IF 100
2011 Certified Tax Roll
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 29,861.00
( +) improved Value
$ 59,501.00'
(_) Market Value
$ 89,362.00
( -) SOH Exempt Value & Other Exemptions
3862-1168
( =) Assessed Value
( -) Homestead and other Exempt Value llsso,000.001
1 $ 89,362.00;
(_) Taxable Value
$ 39,362.On'
( =) School Taxable Value (Used for School Taxes)f
$ 64,362.00
aun = 6ave uur riomes exempt value clue to cap on assessment
increases.
is Office.
Strap No.
325600 4 64B10
'I Millaae Rates
School_J Other
Total
5.527 6.6941
12.2211
'See Instructions for Calculations
08 ! 2005
Latest Sales History
Date
Book - Page —�
Amount
08 / 2005
3862 - 1169
$ 245,000.00
08 ! 2005
3862-1168
�— $0.001
02 ! 1998
2392 - 2856
$ 0.0(lJ
01 11998
2384 -2259
$ 0.00
0311991
1600 - 2305 ��$
68,000.00
New Search
The Information is Updated Weekly.
htt / /www.colliera raiser.com/RecordDtLacket Page - 2395 -.
p� pp Y : May —tx.i .,.toID= 36610400006 5/3/2012
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA. 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Vanessa L. Crawford to COLLIER COUNTY, bearing the date of May 3, 2006,
recorded on May 15, 2006 in Official Records Book 4037, Page 0989, of the Public Records of Collier
County, Florida, securing a principal sum of $10,000.00 and certain promises and obligations set forth in
said Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: Unit 1374 - 13744, Briar Landing at the Enclave Condominium, Collier County,
Florida (1374 Wildwood Lakes Blvd., Naples, Florida 34103).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of , 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
am
, Deputy Clerk
Approved as to form and
legal sufficl,ency:
Jeff E. Wright
Assistant &unty Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2396-
7/24/2012 Item 16.D.1.
ftlll-`
THIS THIRD MORTGAGE ( "Security Instrument ") is given Leh 2006. The Third Mortgagor is:
Vanessa L. Crawford, A Single Person
('Borrower "). This Security Instrument is given to Collier County ( "Lender "). which is organized and
existing under the laws of the United States of America, and whose address is 2800 North Horseshoe Drive,
#400, Naples, Florida 34104 . Borrower owes Lender the sum of Ten Thousand and No /100ths
Dollars (U.S. $ 10, 000.00 ). This debt is evidenced by Borrower's Note dated the same date as this Security
Instrument ( "Second Mortgage "), which provides for monthly payments, with the full debt, if not paid earlier, due and
payable on sale of property, refinance or loss of homestead exemption . This Mortgage will be
forgiven at the fin M year anniX2Mary date of mortgage. This Security Instrument secures to Lender: (a) the
repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security Instrument; and
(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
purpose, Borrower does hereby second mortgage, grant and convey to Lender the following described property located in
Collier County, Florida.
As more particularly described as Unit 9374- .13744, Briar Landings at the Enclave Condominium, Collier County,
Florida and which has the address of:
( "Property Address "): 1374 Wildwood Ialces v les Florida 34103
TOGETHER WITH all the improve Aprnror hereafter JtR�tf1� the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oJ�' � s rights and profits, tit r his and stock and all fixtures now or
hereafter a part of the property. All replatemots..and additions shall also a ered by the Security Instrument. All of the
foregoing is referred to in this Security 10'strulnedbasoe� Propertpf
BORROWER COVENANTS t t B6rr9_ is I i e late ereby conveyed and has the right to
mortgage, grant and convey the Pro gip% n 4ed, xcept for encumbrances of record.
Borrower warrants and will defend ge eral t tit[ td th Pr n all ctai s and demands, subject to any
encumbrances of record. / t 1
THIS SECURITY INSTRUMEN gm m s un or covenants f r nati use and non - uniform covenants with
limited variation by jurisdiction to consti uniform security inslr' en co erg real property.
UNIFORM COVENANTS. Borroyr i�d Lender covenanted Qr sr Mows:
1. Terms: The Borrower) of this Mott ve been grade(` erred Repayment Loan," the terms of which
are intended to ensure that any American Drea bob , r�r*Tpi(S'a ADDI) funds utilized to facilitate the purchase of
this Property are recaptured and utilized to assist, Ao�isr�i ` e home owner unless the affordability requirements
are met.
The terms of this Mortgage do not require that payments be made as long as the makers comply with the
following conditions and provisions:
Borrower shall occupy the Property as their principal residence. Subletting of the Property is not allowed even on
a temporary basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Borrower shall
be required to submit proof of principal occupancy to Collier County on an annual basis beginning on the anniversary of the
first -year occupancy and annually until the end of the amortization period. Such proof shall include: proof of homestead
exemption. If the Borrower fails to provide sufficient proof of occupancy in a timely manner, the Lender may contract with
an independent title company to perform the necessary title re- certification, the cost of which will be added to the principal
amount of this Mortgage.
In the event the Borrower cease principal occupancy, transfer, sell or in any manner dispose of all or a portion of
the Property which is subject to the Mortgage prior to fulfilling the agreement and the end of the amortization, then the
principal amount of this Mortgage shall become immediately due and payable based on the repayment schedule.
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior to granting
approval shall review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed
refinancing to recapture the ADDI monies. The Lender consents to any agreement or arrangement in which the First
Lender waives, postpones, extends, reduces or modifies any provisions of the First Note or the First Mortgage, including
any provision requiring the repayment of money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or
in any manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement
and the end of the amortization period. Contacting the Lender will also ensure that the Security Instrument may be
appropriately reduced incrementally for each year of the affordability period, according to an amortization schedule based
on the anniversary date of the date the mortgage was recorded. The Lender shall have the authority to disapprove any
disposal where the proceeds of such would be less than fair - market value as determined by an independent appraisal by a
State Certified Residential Appraiser.
If there are no net proceeds from the foreclosure, repayment is not required and ADDI requirements are
considered to be satisfied.
In the event of the death of the Borrower(s) prior to expiration of the, affordability period has been attained, all of
the debt will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any
penalties or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (A)(1) all taxes and
governmental charges of any kind whatsoever vfully assessed or levied against or with respect
` Packet Page -2397-
����
�)
THIRD MORTGAGE
Beta:
3838867 OR," `4037 PG: 0989
®N29Pt[IRE TITLE CO
RdCORDED in the OPPICIAL RECORDS of COLLAR COMM, PL
oELO
OELI
10000.40
14160 PAIKITTO PRORTAGI RD 112
05hi11006 at OI:11PK Will? I. Iva, C1ERE
R!C PEd
10000.00
HIAKI LAIl9 PL 33016
44.00
DOC -.35
35,00
ftlll-`
THIS THIRD MORTGAGE ( "Security Instrument ") is given Leh 2006. The Third Mortgagor is:
Vanessa L. Crawford, A Single Person
('Borrower "). This Security Instrument is given to Collier County ( "Lender "). which is organized and
existing under the laws of the United States of America, and whose address is 2800 North Horseshoe Drive,
#400, Naples, Florida 34104 . Borrower owes Lender the sum of Ten Thousand and No /100ths
Dollars (U.S. $ 10, 000.00 ). This debt is evidenced by Borrower's Note dated the same date as this Security
Instrument ( "Second Mortgage "), which provides for monthly payments, with the full debt, if not paid earlier, due and
payable on sale of property, refinance or loss of homestead exemption . This Mortgage will be
forgiven at the fin M year anniX2Mary date of mortgage. This Security Instrument secures to Lender: (a) the
repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security Instrument; and
(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
purpose, Borrower does hereby second mortgage, grant and convey to Lender the following described property located in
Collier County, Florida.
As more particularly described as Unit 9374- .13744, Briar Landings at the Enclave Condominium, Collier County,
Florida and which has the address of:
( "Property Address "): 1374 Wildwood Ialces v les Florida 34103
TOGETHER WITH all the improve Aprnror hereafter JtR�tf1� the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oJ�' � s rights and profits, tit r his and stock and all fixtures now or
hereafter a part of the property. All replatemots..and additions shall also a ered by the Security Instrument. All of the
foregoing is referred to in this Security 10'strulnedbasoe� Propertpf
BORROWER COVENANTS t t B6rr9_ is I i e late ereby conveyed and has the right to
mortgage, grant and convey the Pro gip% n 4ed, xcept for encumbrances of record.
Borrower warrants and will defend ge eral t tit[ td th Pr n all ctai s and demands, subject to any
encumbrances of record. / t 1
THIS SECURITY INSTRUMEN gm m s un or covenants f r nati use and non - uniform covenants with
limited variation by jurisdiction to consti uniform security inslr' en co erg real property.
UNIFORM COVENANTS. Borroyr i�d Lender covenanted Qr sr Mows:
1. Terms: The Borrower) of this Mott ve been grade(` erred Repayment Loan," the terms of which
are intended to ensure that any American Drea bob , r�r*Tpi(S'a ADDI) funds utilized to facilitate the purchase of
this Property are recaptured and utilized to assist, Ao�isr�i ` e home owner unless the affordability requirements
are met.
The terms of this Mortgage do not require that payments be made as long as the makers comply with the
following conditions and provisions:
Borrower shall occupy the Property as their principal residence. Subletting of the Property is not allowed even on
a temporary basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Borrower shall
be required to submit proof of principal occupancy to Collier County on an annual basis beginning on the anniversary of the
first -year occupancy and annually until the end of the amortization period. Such proof shall include: proof of homestead
exemption. If the Borrower fails to provide sufficient proof of occupancy in a timely manner, the Lender may contract with
an independent title company to perform the necessary title re- certification, the cost of which will be added to the principal
amount of this Mortgage.
In the event the Borrower cease principal occupancy, transfer, sell or in any manner dispose of all or a portion of
the Property which is subject to the Mortgage prior to fulfilling the agreement and the end of the amortization, then the
principal amount of this Mortgage shall become immediately due and payable based on the repayment schedule.
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior to granting
approval shall review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed
refinancing to recapture the ADDI monies. The Lender consents to any agreement or arrangement in which the First
Lender waives, postpones, extends, reduces or modifies any provisions of the First Note or the First Mortgage, including
any provision requiring the repayment of money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or
in any manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement
and the end of the amortization period. Contacting the Lender will also ensure that the Security Instrument may be
appropriately reduced incrementally for each year of the affordability period, according to an amortization schedule based
on the anniversary date of the date the mortgage was recorded. The Lender shall have the authority to disapprove any
disposal where the proceeds of such would be less than fair - market value as determined by an independent appraisal by a
State Certified Residential Appraiser.
If there are no net proceeds from the foreclosure, repayment is not required and ADDI requirements are
considered to be satisfied.
In the event of the death of the Borrower(s) prior to expiration of the, affordability period has been attained, all of
the debt will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any
penalties or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (A)(1) all taxes and
governmental charges of any kind whatsoever vfully assessed or levied against or with respect
` Packet Page -2397-
����
Details
7/24/2012 Item 16.D.1.
Addresses 1374 WILDWOOD LAKES BLVD # 4
cityl I Statell FL zioll 34104 - 6428
Legal BRIAR LANDING AT THE ENCLAVE
CONDOMINIUM BLDG 5 UNIT 4
(1374)
Section Township Range Acres "Acreage Map No. Strap No,
04 50 26 11 0 5604 198360 5 451304
"1 Millage Rates
Sub No. 198360 BRIAR LANDING AT THE ENCLAVE CONDOMINIUM `' Millage Area School Other Totat
' Use Code 04 CONDOMINIUM 269 5.527 6.6941 12.221
2011 Certified Tax Roll
(Subject to Change)
if all Values shown below equal 0 this
parcel was created after the Final Tax Roll
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
Land Value
( +) Improved Value $ 48,000.00
(_) Market Value $ 48,000.00
( -) SOH Exempt Value & Other Exemptions $ 0.00
(_) Assessed Value $ 48,000.00
(-) " homestead 'and other Exempt Value $ 25,000.00
(_) Taxable Value 11$23,000
.00
(_) School Taxable Value (Used for School
Latest Sales History
Date
Book -Page
Amount
12 ! 2006
4160-2375
$ 0.00
0512006
4037-962
$ 214,900.00
Taxes}
$ 23,000.00
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
Land Value
( +) Improved Value $ 48,000.00
(_) Market Value $ 48,000.00
( -) SOH Exempt Value & Other Exemptions $ 0.00
(_) Assessed Value $ 48,000.00
(-) " homestead 'and other Exempt Value $ 25,000.00
(_) Taxable Value 11$23,000
.00
(_) School Taxable Value (Used for School
Latest Sales History
Date
Book -Page
Amount
12 ! 2006
4160-2375
$ 0.00
0512006
4037-962
$ 214,900.00
New Search
The Information is Updated Weekly.
Packet Page -2398 -
http:// www. collierappraiser .com/RecordD�.....� r.... �r _ _ .,_ioID= 24754200721 5/3/2012
v
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Rosaline B. Jocurin to COLLIER COUNTY, bearing the date of March 1, 2007,
recorded on March 6, 2007 in Official Records Book 4193, Page 0068, of the Public Records of Collier
County, Florida, securing a principal sum of $10,000.00 and certain promises and obligations set forth in
said Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: 78, Block A, Arrowhead Reserve at Lake Trafford, Phase I, Collier County,
Florida (1211 Bush Street East, Immokalee, Florida 34112). Folio #22430009824.
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
, Deputy Clerk
Approved as to form and
legal sufficiency: '
Jeff'E. Wright
Assitta'nt County Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2399-
7/24/2012 Item 16.D.1.
THIRD MORTGAGE
"Itti: E S
CORALTITLIIRS AGERCT RICORDED398286�C AL OR: RD 93 CPGHR 0068 PL OBLI 10000,00
1307 CAPI CORAL PERT 03/0612007 at 11:54AN DRIGBT B. BROCI, CLIRE REC PIE 35.50
CAPI CORAL PL 33904 DOC -.35 35.00
P#1 Di•t l �i
THIS THIRD MORTGAGE ( "Security Instrument ") is given on Fury 2007. The Third Mortgagor is:
Rosaline B. Jocurin, A Single Person
( "Borrower "). This Security Instrument is given to Collier County ( "Lender "), which is organized and
existing under the laws of the United States of America, and whose address is _ 2800 North Horseshoe Drive,
#400, Naples, Florida 34104 . Borrower owes Lender the sum of Ten Thousand and Fo /100ths
Dollars (U.S. $ 10, 000.00 ). This debt is evidenced by Borrower's Note dated the same date as this Security
Instrument ( "Second Mortgage "), which provides for monthly payments, with the full debt, if not paid earlier, due and
payable on sale of property, . refinance, or loss of homestead exemption . This Mortgage will be
foralven at the five 153 Yew annivemary date of mortaaae. This Security Instrument secures to Lender: (a) the
repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security Instrument; and
(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
purpose, Borrower does hereby second mortgage, grant and convey to Lender the following described property located in
Collier County, Florida.
As more particularly described as 78, Block A, Arrowhead Reserve at Lake Trafford, Phase 1, Collier County, Florida
and which has the address of:
( "Property Address "):
TOGETHER WITH all the impro
appurtenances, rents, royalties, mineral,
hereafter a part of the property. All replz
foregoing is referred to in this Security Ir
BORROWER COVENANTS tha
mortgage, grant and convey the Prop
Borrower warrants and will defend get
encumbrances of record.
THIS SECURITY INSTRUME r
limited variation by jurisdiction to consti i
UNIFORM COVENANTS. Borri
rights and profits,
d.-additions shall :
uniform security
and Lender cove
1. Terms: The Borrower) of this M9(00"ave been
are intended to ensure that any American DreW
this Property are recaptured and utilized to assist DD eta
are met.
300
the property, and all easements, rights.
Qhts and stock and all fixtures now or
xayered by the Security Instrument. All of the
eby conveyed and has the right to
ept for encumbrances of record.
and demands, subject to any
Ito use and non-uniform covenants with
�ij real property.
Li follows:
f,Werred Repayment Loan," the terms of which
k4DDI) funds utilized to facilitate the purchase of
home owner unless the affordability requirements
The temrs of this Mortgage do not require that payments be made as long as the makers comply with the
following conditions and provisions:
Borrower shall occupy the Property as their principal residence. Subletting of the Property is not allowed even on
a temporary basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Borrower shall
be required to submit proof of principal occupancy to Collier County on an annual basis beginning on the anniversary of the
first -year occupancy and annually until the end of the amortization period. Such proof shall include: proof of homestead
exemption. If the Borrower fails to provide sufficient proof of occupancy in a timely manner, the Lender may contract with
an independent title company to perform the necessary title re- certification, the cost of which will be added to the principal
amount of this Mortgage.
In the event the Borrower cease principal occupancy, transfer, sell or in any manner dispose of all or a portion of
the Property which is subject to the Mortgage prior to fulfilling the agreement and the end of the amortization, then the
principal amount of this Mortgage shall become immediately due and payable based on the repayment schedule.
The Borrower shall not refinance the indebtedness secured by this Mortgage. The Lender prior to granting
approval shall review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed
refinancing to recapture the ADDI monies. The Lender consents to any agreement or arrangement in which the First
Lender waives, postpones, extends, reduces or modifies any provisions of the First Note or the First Mortgage, including
any provision requiring the repayment of money.
The Borrower shall immediately contact the Lender to obtain approval should they desire to transfer, assign, sell or
in any manner dispose of all or a portion of the Property, which is subject to this Mortgage prior to fulfilling this agreement
and the end of the amortization period. Contacting the Lender will also ensure that the Security Instrument may be
appropriately reduced incrementally for each year of the affordability period, according to an amortization schedule based
on the anniversary date of the date the mortgage was recorded. The Lender shall have the authority to disapprove any
disposal where the proceeds of such would be less than fair- market value as determined by an independent appraisal by a
State Certified Residential Appraiser.
If there are no net proceeds from the foreclosure, repayment is not required and ADDI requirements are
considered to be satisfied.
In the event of the death of the Borrower(s) prior to expiration of the, affordability period has been attained, all of
the debt will be forgiven.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any
penalties or interest thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (A)(1) all taxes and
governmental charges of any kind whatsoever --• • -• - -• • -- — '- vfully assessed or levied against or with respect
Packet Page -2400-
Details
7/24/2012 Item 16.D.1.
New Search
Property Record Aerial Sketches s Trim Notices
. Current Ownership
Parcel No. 1224300098241 Property Address 11211 BUSH ST E
Owner Name JOCURIN, ROSALINE B
Addresses 1211 BUSH ST E
City IMMOKALEE �— State FL ZipJJ 34142 - 2623
Legal ARROWHEAD RESERVE AT LAKE
TRAFFORD PHASE ONE
BLK A LOT 78
Section Township Range Acres `Acreage Map No. Strap No.
31 F 46 11 29 11 0.18 1 E31 11 168430 A 781 E '
Sub No. +1 168430 II ARROWHEAD RESERVE AT LAKE TRAFFORD PHASE ONE. Areall School I Other
�
' Use Code 17 01 SINGLE FAMILY RESIDENTIAL 67 5.527 6.9305
"See Instructions for Cali
2011 Certified Tax Roll Latest Sales History
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
1 $ 2,673.00'
( +) Improved Value
$ 51,101.001
( =) Market Value I
F —$5-3 ,774.00
( -) SOH Exempt Value 8, Other Exemptions
$ 0.001
(_) Assessed Value
$ 53,774.00
(m) Homestead and either Exempt Value
x28,774.00
(_) Taxable Value
$ 25,000.00
{_) School Taxable Value (Used for School Taxes)
$ 28,774.00
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
Date
Book -Page
Amount
03 / 2007
4193-58
I $ 250,600.00
04 / 2006
4016-828
$ 241,200.00
New Search
The Information is Updated Weekly.
Packet Page -2401 -
. http:// www. collierappraiser. com/ RecordDL ,.- .......,t,......,.r.. .,.._ - .ioID= 22430009824 5/3/2012
7/24/2012 Item 16.D.1.
Prepared by: AOW
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples, FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Vern Henderson, to COLLIER COUNTY, bearing the date of March 17, 2006,
recorded on September 1, 2006 in Official Records Book 4098, Page 2707, of the Public Records of
Collier County, Florida, securing a principal sum of $13,950.00 and certain promises and obligations set
forth in said Mortgage, upon the property situated in said State and County described as follows, to wit:
Legal Description: The South 50 feet, of the East 201.05 feet, of the West 531.05 feet, of the North
298.5 feet of the SW' /4 of Section 3, Township 47 South, Range 29 East, in Collier County, Florida.
Folio #00117000003 (41011'h St SE, Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this day of 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
ME
, Deputy Clerk
Approved as to form and
legal suffi-hency:
a
Jeff E.l Wr' ht
Assistounty Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
ME
FRED W. COYLE, CHAIRMAN
Packet Page -2402-
7/24/2012 Item 16.D.1.
Project Number_CDOSIO6I10 -02
MORTGAGE
THIS MORTGAGE ("Security Instrumenr) is given on March 17.2006. The Mortgagor is:
( "Borrower'). This Security Instrument is given to Collier County _("Lender), which is organized and existing
under the laws of the United States of America, and whose address is 3050 North Horseshoe Drive #110 Naples
Florida 34104 . Borrower owes Lender the sum of Thirteen Thousand Nino Hundred Fifty Dollars and
M/100 100 ($13 , 950.00) . This debt is evidenced by Borrowers Note dated the serve date as this Security instrument (' Mortgage ").
'Much provides for monthly payments. with the full debt If not paid earlier, due and payable on transfer of title, sale of property, refinance, or
loss of homestead exemption. This Mortaaae will be forgiven at the five (3) year annf Nd>w of note: This Security Instrument
secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest. and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security instrument; and (c) the
performance of Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
second mortgage, grant and convey to Lender the following described property located in Collier County, Florida.
More particularly described as: The 'South 50 feet. of the Easy 301.05 feet, of the West 531.05 feet, of the North 283.5 het of the
SW % of Section 3, Township 47 South, Range 29 East, In ColBsrCounty, Florida Follox# 00117000003
and which has the address of
( "Property Address'):
41011° St SE
rs...a
immokakee, FN
MW
TOGETHER W iTH all the impr % r�
royalties, mineral, oil and gas rights and
replacements and additions shall also be c
the "Property.
BORROWER COVENANTS the
and convey the Property and that the Pr
generally the title to the Property against
THIS SECURITY INSTRUME
jurisdiction to constitute a uniform securily
UNIFORM COVENANTS. Bo
Plights and stock a?1d;
Security Instrument. All
for
1. TERMS: The maker(s) of this Plory Note have been gran a'Deft
Loan; the terms of which are intended to tatzany Community D
rehabilitation of this Property are recaptured n ad to assist another I
alfordaWtltvJeoulreMonts are MeL
The terms of this Note
tk-
comply with the following conditions
and all easements, rights. appurtenances, rents,
row or hereafter a part of the property. All
going is referred to in this Security Instrument as
veyed and has the right to mortgage, grant
record. Borrower warrants and will defend
s of record.
rwniform covenants with limited variation by
Grant (CDBG► funds utilized to facilitate the
w owner with rehabilitation unless the,
be made as long as the makers
Makers) shall occupy the Property as their principal residence. Subletting of the Properly is not allowed even on a temporary
basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Maker(s) shall be required to submit proof of
principal occupancy to Collier County on an annual basis beginning on the anniversary of the first -year ocwpan y and annually until the end
of the five -year amortization period. Such proof shall include: proof of homestead exempt ion, copies of paid receipts fortaxtes and insurance,
and copies of insurance certificates for owner- occupied Property listing Collier County as Mortgage Holder. t the Makers) fail to provide
suffikyent proof of occupancy in a timely manner, the County may contract with an independent title company to perform thenecessarytte to-
certification. the 0061 Of which will be added to the principal amount of this Promissory Note.
In the event the Maker(s) cease principal occupancy, transfer, sell or in any manner dispose of all ora portion of the Propeny which
is subject to the Mortgage securing this Note prior to fulfilling the agreement and the end of the amortization, then the principal anount of this
Note shall become immediatey due and payable.
The Makers) shall not refinance the indebtedness secured by this Promissory Note. The County prior to granting approval shall review
the proposed refinancing in order to ensure that there will be sufficient equity after the proposed refinancing to recapture the CDBG ironies.
The Note Holder consents to any agreement or arrangement in which the First Lender waives, postpones, extends, reduces or modifies any
provisions of the First Note or the Mrst Mortgage, including any provision requiring the repayment of money.
The Makers) shall immediately contact the County to obtain approval should they desire to transfer, assign, sell or in any manner
dispose of all or a portion of the Property which is subject to the Mortgage securing this note prior to fulfilling this agreement and the end of
the amortization period. The County shall have the authority to disapprove any disposal where the proceeds of such would be less than fair -
market value as determined by an independent appraisal by a State Certified Residential Appraiser.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any penalties or interest
thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (AX1) all taxes and governmental charges of
any kind whatsoever which may at any time be lawfully assessed or levied against or with respect to the Property, (2) all utility and other
charges, including'senvica changes•, incurred or imposed for the operation, maintenance, use, occupancy, upkeep and improvement of the
Property, and (3) all assessments or other governmental charges that may lawfully be paid in installments over a period of years, the
Mortgagorsi all be obligated under the Mortgage to pay or cause to be paid only such installments as are required to be paid during the term
of the Mortgage, and shall, promptly after the payment of any of the foregoing, forward to Mortgagee evidence of such payment.
3. Appfioaton of Payments. Unless applicable law, provides otherwise, all payments received by Lender shall be applied; first to
principal due; and last to any late changes due under the Note.
Packet Page -2403-
3895517 OR; 4098 PG: 2707
IRLD
13950.00
Rein:
01111
13950.00
HOUSING i GRAMS CBDG
RRCORDID in the OIPICIAL UCORDS of COLLIRR COUNTY, It
RNC 111
35.51
3050 HORS111101 DR 1110
09/0112006 it 09:07AH DIIGNT 1. HROC1, CLRRR
DOC -135
49.00
AT71: 11191 UOPI
Project Number_CDOSIO6I10 -02
MORTGAGE
THIS MORTGAGE ("Security Instrumenr) is given on March 17.2006. The Mortgagor is:
( "Borrower'). This Security Instrument is given to Collier County _("Lender), which is organized and existing
under the laws of the United States of America, and whose address is 3050 North Horseshoe Drive #110 Naples
Florida 34104 . Borrower owes Lender the sum of Thirteen Thousand Nino Hundred Fifty Dollars and
M/100 100 ($13 , 950.00) . This debt is evidenced by Borrowers Note dated the serve date as this Security instrument (' Mortgage ").
'Much provides for monthly payments. with the full debt If not paid earlier, due and payable on transfer of title, sale of property, refinance, or
loss of homestead exemption. This Mortaaae will be forgiven at the five (3) year annf Nd>w of note: This Security Instrument
secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest. and all renewals, extensions and modifications; (b) the
payment of all other sums, with interest advanced under paragraph 7 to protect the security of the Security instrument; and (c) the
performance of Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
second mortgage, grant and convey to Lender the following described property located in Collier County, Florida.
More particularly described as: The 'South 50 feet. of the Easy 301.05 feet, of the West 531.05 feet, of the North 283.5 het of the
SW % of Section 3, Township 47 South, Range 29 East, In ColBsrCounty, Florida Follox# 00117000003
and which has the address of
( "Property Address'):
41011° St SE
rs...a
immokakee, FN
MW
TOGETHER W iTH all the impr % r�
royalties, mineral, oil and gas rights and
replacements and additions shall also be c
the "Property.
BORROWER COVENANTS the
and convey the Property and that the Pr
generally the title to the Property against
THIS SECURITY INSTRUME
jurisdiction to constitute a uniform securily
UNIFORM COVENANTS. Bo
Plights and stock a?1d;
Security Instrument. All
for
1. TERMS: The maker(s) of this Plory Note have been gran a'Deft
Loan; the terms of which are intended to tatzany Community D
rehabilitation of this Property are recaptured n ad to assist another I
alfordaWtltvJeoulreMonts are MeL
The terms of this Note
tk-
comply with the following conditions
and all easements, rights. appurtenances, rents,
row or hereafter a part of the property. All
going is referred to in this Security Instrument as
veyed and has the right to mortgage, grant
record. Borrower warrants and will defend
s of record.
rwniform covenants with limited variation by
Grant (CDBG► funds utilized to facilitate the
w owner with rehabilitation unless the,
be made as long as the makers
Makers) shall occupy the Property as their principal residence. Subletting of the Properly is not allowed even on a temporary
basis. Failure to abide by the principal occupancy requirements can result in foreclosure. The Maker(s) shall be required to submit proof of
principal occupancy to Collier County on an annual basis beginning on the anniversary of the first -year ocwpan y and annually until the end
of the five -year amortization period. Such proof shall include: proof of homestead exempt ion, copies of paid receipts fortaxtes and insurance,
and copies of insurance certificates for owner- occupied Property listing Collier County as Mortgage Holder. t the Makers) fail to provide
suffikyent proof of occupancy in a timely manner, the County may contract with an independent title company to perform thenecessarytte to-
certification. the 0061 Of which will be added to the principal amount of this Promissory Note.
In the event the Maker(s) cease principal occupancy, transfer, sell or in any manner dispose of all ora portion of the Propeny which
is subject to the Mortgage securing this Note prior to fulfilling the agreement and the end of the amortization, then the principal anount of this
Note shall become immediatey due and payable.
The Makers) shall not refinance the indebtedness secured by this Promissory Note. The County prior to granting approval shall review
the proposed refinancing in order to ensure that there will be sufficient equity after the proposed refinancing to recapture the CDBG ironies.
The Note Holder consents to any agreement or arrangement in which the First Lender waives, postpones, extends, reduces or modifies any
provisions of the First Note or the Mrst Mortgage, including any provision requiring the repayment of money.
The Makers) shall immediately contact the County to obtain approval should they desire to transfer, assign, sell or in any manner
dispose of all or a portion of the Property which is subject to the Mortgage securing this note prior to fulfilling this agreement and the end of
the amortization period. The County shall have the authority to disapprove any disposal where the proceeds of such would be less than fair -
market value as determined by an independent appraisal by a State Certified Residential Appraiser.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual of any penalties or interest
thereon.
The Mortgagor shall pay or cause to be paid, as the same respectively become due, (AX1) all taxes and governmental charges of
any kind whatsoever which may at any time be lawfully assessed or levied against or with respect to the Property, (2) all utility and other
charges, including'senvica changes•, incurred or imposed for the operation, maintenance, use, occupancy, upkeep and improvement of the
Property, and (3) all assessments or other governmental charges that may lawfully be paid in installments over a period of years, the
Mortgagorsi all be obligated under the Mortgage to pay or cause to be paid only such installments as are required to be paid during the term
of the Mortgage, and shall, promptly after the payment of any of the foregoing, forward to Mortgagee evidence of such payment.
3. Appfioaton of Payments. Unless applicable law, provides otherwise, all payments received by Lender shall be applied; first to
principal due; and last to any late changes due under the Note.
Packet Page -2403-
Details
7/24/2012 Item 16.D.1.
New Search
Property Record Aerial Sketches Trim Notices
Current Ownership
Parcel No.11 0 IProperty Address 1410 11TH ST SE
Owner Name I HENDERSON, VERN
Addresses1l 410 11TH ST SE
Cityl I State I FL I Zipil 34142 - 4168
Legal 3 47 29 S 50FT OF E 169.55FT
OF W 531.05FT OF N 298.5FT OF
SW114 OF SE 114 OF SW114 .16
AC OR 1000 PG 1901
"For more than four lines of Legal Description please call the Property Appraiser's Office,
Section Township F Range Acres *Acreage F Map No.
03 47 29 0.16 2E03
Sub No. 100 ACREAGE HEADER I ` Millage A
Use Code I 01 11 SINGLE FAMILY RESIDENTIAL IF 5
2011 Certified Tax Roll
(Subject to Change)
If all Values shown below equal 0 this
parcel was created after the Final Tax Roll
Land Value
$ 2,450.00
( +) Improved Value
$ 10,735.00
( =) Market Value
$ 13,185.00
( -) SOH Exempt Value & Other Exemptions
$ 2,879,00
( =) Assessed Value _7F$-10-,-3-06-00
.
( -) Homestead and other Exempt Value
$10,306.00
( =j Taxable Value
$ 0.00
( =) School Taxable Value (Used for School Taxes)
SOH = "Save Our Homes" exempt value due to cap on assessment
increases.
Strap No.
472903 016.0022E03
jJ Millage Rates
SchooI7 er F Total
5.527 9.0782 14.6052
I-See Instructions for Calculations
Latest Sales History
Date
Book - Page
Amount
1211982
1000-1901
$ 0.00
06 / 1977
695-116
$ 0.00
02 ! 1972
437-902
$ 0.00
New Search
The Information is Updated Weekly.
Packet Page -2404-.
http:// www. collierappraiser .com /RecordDeLztii.dsp. iv.iap— ocruiioID= 00117000003 5/4/2012
Prepared by:
Collier County
Housing, Human & Veteran Services
3339 E. Tamiami Trail
Naples. FL 34112
SATISFACTION OF MORTGAGE
7/24/2012 Item 16.D.1.
THIS SPACE FOR RECORDING
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by St Jean Breme & Yvrose Breme, to COLLIER COUNTY, bearing the date of
November 7, 2006, recorded on December 4, 2006 in Official Records Book 4148, Page 0810, of the
Public Records of Collier County, Florida, securing a principal sum of $13,850.00 and certain promises
and obligations set forth in said Mortgage, upon the property situated in said State and County described
as follows, to wit:
Legal Description: Lot 16 Block A Seminole Subdivision, Public Records of Collier County,
Florida. Folio #73180324002 (577 91h St N, Immokalee, FL 34142).
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
Dated this _ day of 2012.
ATTEST:
DWIGHT E. BROCK, Clerk
, Deputy Clerk
Approved as to form and
legal snffyciency:
JeffWr'ght
Assista _ County Attorney
BOARD OF COUNTY COMMISSIONERS
COLLIER COUNTY, FLORIDA
FRED W. COYLE, CHAIRMAN
Packet Page -2405-
Retn: 3940780 OR: 4148 PG: 0810 7/24/2012 Item 16.D:1.
HODSING 6 GRANTS DEPT /HOKE FRO RECORDED in the OFFICIAL RECORDS of COLLIER COMITY,
INTEROFFICE 1210412006 at 03:33PK DWIGHT E. BROCE, CLBIE
troax 0 ATTN: WENDY HLOPF
Project Number CD05iQ6l10 -01
I; PJ5111r -31
THIS MORTGAGE ('Security Instrument) is given on November 7, 2006. The Mortgagor is:
St Jean Brame t Yvrose Brame husband 6 wife
OBLD 13850.00
DELI 13850.00
RIC FIB 35.50
DOC -.35 HAS
('Borrower'). This Security Instrument is given to Collier County _ ('Lender"), which is organized and existing under the
laws of the United States of America, and whose address is 3050 North Hotggsh )a Drive #110. Naples. Florida 34104. Borrower
owes Lender the sum of Thhtsen Thousand Efatrt Mnndwd tiny Dollars and rW100 Dollars, (U.S. 313.810.001 This debt is
evidenced by Borrower's Note dated the same date as this Security Instrument (' Mortgage'), which provides for monthly
payments, with the full debt, If not paid earlier, due and payable on transfer of title, sate of property, refinance, or loss of
homestead exemption. This Mortgage will be forgiven at the five (5) year anniversary date of note. This Security Instrument
secures to Lender. (a) the repayment of the debt evidenced by the Note, with Interest, and all renewals, extensions and
modifications; (b) the payment of all other sums, with interest advanced under paragraph 710 protect the security of the Security
Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For
this purpose, Borrower does hereby second mortgage, grant and convey to Lender the following described property located in
Collier County Florida.
Lot 16 Block A Seminole Subdivision, Public records of Collier County, Florida. Folio# 73180324002
and which has the address of: 577 9°i St N Immokalse Fl 34142
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
part of the property. All replacements and additions shall also be covered by the Security Instrument All of the foregoing is
referred to in this Security Instrument as the 'Propert'.
BORROWER COVENANTS that Borrower is lawfully seized ofthe estate hereby conveyed and has the right to mortgage,
grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants
and will defend generally the title to the Property against s and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combine
r national use and non - uniform covenants with limited
variation by jurisdiction to constitute a uniform !property.
UNIFORM COVENANTS. Bo err covenant a e s follows:
1. TERMS: The makers) of this 7=1
ssofy Note have been grantLW� "beferred Repayment
Loan,' the terms of which are intended t 9 ur��bat.any-qommunity DeveloaTent� lock Grant (CDBG) funds utilized to facilitate
the rehabilitation of this Property are re ptu 4004pllizeblaassistfa other., loWeer -i ome homeowner with rehabilitation unless
the 5 -year affordability requirements she mkt. "_/^�
The terms of this Note do otrihufret l( a o g a &the makers complywlth the following
condhions and provisions:
Makers) shall occupy the P as their principal rest ce. ubl'of the Property is not allowed even on a
temporary basis. Failure to abide by cipal occupancy req nis It in foreclosure. The Makers) shall be
'
requlmd to submit proof of principal o Collier County on Va eginning on the enrlKweary of flte tint Mr
occupancy and annually until the end o e Ntyear amortization pe �och proof shall include: proof of homestead
exemption, copies of paid receipts for taxes G ce, and copie.ZZ certificates for owner - occupied Property listing
Collier County as Mortgage Holder. If the Make 'fa Fib f of occupancy in a timely manner, the County may
contract with an Independent title company to perm iieie re- certification, the cost of which will be added to the
principal amount of this Promissory Note.
In the event the Maker(s) cease principal occupancy, transfer, sell or in any manner dispose of all or a portion of the
Property which is subject to the Mortgage securing this Note prior to fulfilling the agreement and the end of the amortization, then
the principal amount of this Note shall become immediately due and payable.
The Makers) shall not refinance the indebtedness secured by this Promissory Note. The County prior to granting approval
shall review the proposed refinancing in order to ensure that there will be sufficient equity after the proposed refinancing to
recapture the CDBG monies. The Note Holder consents to any agreement or arrangement in which the First Lender waives,
postpones, extends, reduces or modifies any provisions of the First Note or the First Mortgage, including any provision requiring
the repayment of money.
The Makers) shall immediately contact the County to obtain approval should they desire to transfer, assign, sell or in any
manner dispose of all or a portion of the Property which is subject to the Mortgage securing this note prior to fulfilling this
agreement and the end of the amortization period. The County shall have the authority to disapprove any disposal where the
proceeds of such would be less than fair - market value as determined by an independent appraisal by a State Certified Residential
Appraiser.
2. Taxes. The Mortgagor will pay all taxes, assessments, sewer rents or water rates prior to the accrual ofany penalties
or interest thereon. The Mortgagor shall pay or cause to be paid, as the same respectively become due, (Ax1) all taxes and
governmental charges of any kind whatsoever which may at any time be lawfully assessed or levied against or with respectto the
Property, (2) all utility and other charges, including 'service charges', incurred or imposed for the operation, maintenance, use,
occupancy, upkeep and improvement of the Property, and (3) all assessments or other governmental charges that may lawfully be
paid in installments over a period of years, the Mortgagor shall be obligated under the Mortgage to pay or cause to be paid only
such installments as are requirad to be paid during the ter, of the Mortgage, and shall, promptly after the payment of any of the
foregoing, forward to Mortgagee evidence of such payment.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender shall be
applied; first, to principal due; and last, to any late charges due under the Note.
4. Charges; t_lens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
Property, which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall
promptly furnish to Lender all notices of amounts to be paid under this paragraph, and all receipts evidencing the payments.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower. (a) agrees in writing to
the payment of the obligation secured by the lien in a manner acceptable to Lender, (b) contests in good faith the lien by, or
defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of
the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Secudty
Instrument. If Lender determines that any part of the Property is subject to a lien, which may attain priority over the Security
ingtrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the
actions set forth above within 10 days of the giving of notice.
l
Packet Page -2406-
Details
7/24/2012 Item 16.D.1.
Previous Back to list
Property Record Aerial Sketches Trim Notices
Current Ownership
Parcel No. 11 731i303240Q2 Property Address
Owner Name BREMIE.STJEAN'
577 N 9TH ST
City FlMMOKALEE 11 State ll FL 71 Zip 34142-3ID6
Legal SEMINOLE BLK A LOT 16 OR 1784
� PG 148Q
Section —Township,
— Rang
e : Map No. 7Strap No.
3 46 29
OA6 1103 624100 A 161 E33
Sub, No. 62 100 LSEMINOLE
Use Code 01 SINGLE FAMILY RESIDENTIAL
2011 Certified Tax Roll
(Subject to Change)
It all Values shown below equal 0 this
Parcel was created after the Fine! Tax Roti
Land Value
S4,165.00
Improved Value
5 g5 151.00
L (=) Market Value �31
S 49,316.00
SOH =_xempt value & Other Exemptions
S 3,273.00:
N Assessed Value
and other Exempt Value
$ 46,043.00
$ 25,000.00!
J(=) Taxable Value
S �21 04 3. �OO
(Used for School Taxes)
S 21,043.00
SOH = 'Save Our Homes" exempt value due to cap on assessment
increases.
5
-I! Millaae Rates
School Other Total
5..527 9.0782 14.6052
_Se aLfISE�4_Uct,s tit:, _Iculnti^T
Latest Sales History
F—Date
Book - Page
Amount
12 l 1992
1784-1480
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The Information is Updated Weekly.
http://www.collierappraiser.com/RecordD( Packet Page -2407-
iolD=73180-' )24002 5/4/2012