Agenda 10/22/2013 Item #16D 1 10/22/2013 16.D.1 .
EXECUTIVE SUMMARY
Recommendation to approve one (1) mortgage satisfaction for the State Housing Initiatives
Partnership(SHIP)loan in the amount of$5,000.
OBJECTIVE: Approve one(1)mortgage satisfaction.
CONSIDERATIONS: The State Housing Initiatives Partnership Program (SHIP), a state affordable
housing program, offers assistance to first time homebuyers for use toward a portion of the required down
payment and emergency repairs to the newly acquired home. As a condition of award, the homeowner
must repay the assistance provided upon sale,refinance or loss of homestead exemption.
The table provides details regarding the associated mortgage that have been repaid in full. As such, a
satisfaction of mortgage is required.
Name Security Instrument Mortgage Payoff Public Record
Amount Amount
Kevin Pastor SHIP Second $5,000.00 $5,000.00 OR Book 2722 PG 0600
Mortgage
Total $5,000.00 $5,000.00
Approval of this item will authorize the Chairwoman to sign the aforementioned satisfaction of mortgage
and the executed document shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $5,000.00 is considered program income and has been
deposited in SHIP Grant fund 791, Project 33258.1. Such funds may be reused for eligible SHIP program
activities.
LEGAL CONSIDERATION: This item is approved as to form and legality and requires a majority
vote for Board action.—JAB
GROWTH MANAGEMENT IMPACT: There is no growth management impact.
RECOMMENDATION: Approve and authorize the Chairwoman to sign one (1) mortgage satisfaction
for an owner-occupied affordable housing unit for which repayment in full has been provided to Collier
County.
Prepared By: Wendy Klopf, Operations Coordinator,Housing, Human and Veteran Services
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10/22/2013 16.D.1.
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.16.D.16.D.1.
Item Summary: Recommendation to approve one (1) mortgage satisfaction for the State
Housing Initiatives Partnership (SHIP) loan in the amount of$5,000.
Meeting Date: 10/22/2013
Prepared By
Name: KlopfWendy
Title: Operations Coordinator,Housing,Human&Veteran Se
9/12/2013 3:06:29 PM
Submitted by
Title: Operations Coordinator,Housing,Human &Veteran Se
Name: KlopfWendy
9/12/2013 3:06:30 PM
Approved By
Name: KushiEdmond
Date: 9/18/2013 9:20:54 AM
Name: DoriaPriscilla
Title: SHIP Loan Processor,Housing, Human&Veteran Servi
Date: 9/18/2013 4:05:50 PM
Name: GrantKimberley
Title: Interim Director
Date: 9/1 8/2013 7:11:53 PM
Name: SonntagKristi
Date: 9/27/2013 11:44:24 AM
Name: AlonsoHailey
Title: Operations Analyst,Public Service Division
Date: 10/7/2013 9:05:13 AM
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10/22/2013 16.D.1 .
Name: BelpedioJennifer
Title: Assistant County Attorney,County Attorney
Date: 10/7/2013 9:52:11 AM
Name: RobinsonErica
Date: 10/8/2013 8:31:13 AM
Name: CarnellSteve
Title: Purchasing/General Services Director
Date: 10/8/2013 11:07:26 AM
Name: StanleyTherese
Title: Management/Budget Analyst, Senior,Office of Manage
Date: 10/9/2013 12:06:45 AM
Name: KlatzkowJeff
Title: County Attorney
Date: 10/10/2013 2:57:16 PM
Name: FinnEd
Title: Senior Budget Analyst, OMB
Date: 10/11/2013 11:00:28 AM
Name: OchsLeo
Title: County Manager
Date: 10/12/2013 1:05:07 PM
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10/22/2013 16.D.1.
Prepared by:Wendy Klopf
Collier County
Housing,Human&Veteran Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Kevin Pastor to COLLIER COUNTY, recorded on September 15, 2000 in
Official Records Book 2722,Page 0600, and a subordination recorded on February 15, 2002 in Official
Records Book 29$2, Page 2904 of the Public Records of Collier County, Florida, securing a principal
sum of $5,000.00 and certain promises and obligations set forth in said Mortgage, upon the property
described in the aforementioned mortgage.
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
,2013,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK,CLERK OF COLLIER COUNTY,FLORIDA
By: By:
, DEPUTY CLERK GEORGIA A. HILLER,ESQ.,CHAIRWOMAN
Approved for form and legality:
Jennifer A. Belpedio\ \
Assistant County Attorney
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MUM T0'
DANIEL D. PECK, PS DIRE 10/22/2013 16.D.1.
• " peek it Pedc
5801 Pelican Bey Blvd. SBCOND MORTt3110B
Suite 103
Myles, FL 34108 5 Ctice+n fete. -1,
THIS SECOND MORTGAGE("Security Instrument")is given onetime! .2000 The Second Mortgagor is:
Kevin Pastor.A Single Person ESQ 1
•
("Borrower'). This Security Instrument is given to Collier County ("Lender"),which is organized and existing r •
the laws of the United States of America,and whose address is 3050 North Rorseeho• Drive, •145, Naples, W
Florida 34014 . Borrower owes Lender the sum of five Thousand and Ne/100the Dollars(U.S.t S.000.0ch.)�
This debt is evidenced by Borrowers Note dated the urns date as this Seventy Instrument("Second Mortgage"),which provides for monttll)E
payments,with the full debt,if not aid earlier,due and payable on sale of property. ref inane*, or less of er
howaatead exemption . This Security Instrument secures to Lender(a)the repayment of the debt evidenced by the Note.with 3
interest.and ant renewals,extensions and modifications:(bl the Payment of all other sums.with interest advanced under paragraph 7 to p
the security of the Security Instrument:and(c)the p•Aormena of Bo mteSl i covenants and agreements under this Security Instrument ando
to Noe. For this purpose,Dormer does hereby second mortgage,grant and convey to Lender the following described property locoed in
Collier County,Fonda,
S
As more particularly described as Lot 12.Sleek 262.Golden Clete,Unit 7,Collier CoUMy,Florida and which has the address of M
N
("PropertyAddrea'): 9000 50" Street sit., Naples, Florida 34116 es(: al
�a �
TOGETHER WITH Pali the improvements now or hereafter erected on the property.and all easements,rights,appurtenances,rents:
royalties,mineral,oil and gas rights and proMs,water rights end stock and at fixtures now or hereafter•part of the property. All replaoane,1 __
and additions shall also be covered by the Security Instrument. All of the foregoing is referred a in this Security Instrument as the"Property
BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage,grant ante g O0
convey the Property end that the Property is unencumbered,except for encumbrances of record. Borrower warrants and will defend gene ••
the title to the Property against all claims and demands,subject to any encumbrances of record. p
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variation by =
jurisdiction to constitute a uniform security instrument covering real property. �.N
UNIFORM COVENANTS, borrower and Lender tprenant and agree as follows:
1. Payment of Principal and Mitefeeti Prepayment riles. Borrower Shall promptly pay when due the pnnoipel of era a
interest on the debt evidenced by the Note. ss me .� •
2. Twee. The Mortgagor will pay all taxes,.esse`�i+a �rJ tar rates prior to the accrual of any penalties or inlani ,�,
a»neon The Mortgagor shall pay or cause to bti the same respectively become dw (A)(1)ant taxes and governmental charges of any vim+
kind whatsoever which may at any time be lawfully assessed or levied against or withnspee(to the Property,(2)all utility and other charges, C
including"service charges",incurred or imposed fo/'thi,g�aa!ratio trmaimteasoc4.use,occupancy,upkeep and improvement of the Property,
and(3)all assessments or other governmental charoesVir y I I. Ny be paid in Inshllflents over a period of years,the Mortgagor Shall be e�
obligated under the Mortgage to pay or cause to' I in '. •• Niter, = • be paid during the term of Me Mortgage,and
shall,promptly after the payment of any of the oing, rolo Mo `' • of payment. Q
S. Application of Payments. Unless la prgvidie o. sl II received by Lender shall be applied,
interest due:and.to principal due:and lasts tradtx!att,i tfi* WO tlhe No i--' =Mh+
4. Charges;Liens. Borrower s11 pijsUlliies, ., ,I�attrtbutabe to the Property MUM may
attain priority over this Security Instrument,un�Iiessehold payments or grow rents'if ar�r - errower short promptly furnish to Lender all
notices of amounts to be paid under this reriah`and all receipts eV 1C i
Borrower shall promptly discharge any\ ,Which has priority over this ih rument unless Borrower(a)agrees in weler�1R:2�:
the payment of the obligation secured by the Ile s nner acceptable to Lend j, b�) in good faith the lien by,or defends S
enforcement of the ken in.legal proceedings wh' ' .$tenders rtpinhen 11Q,blevent the enforcement of the lien:or(c)secures
the holder of the lien an agreement satisfactory to Lerr��r•'sjibg, n Security Instrument If Lender determines nes that any part
of the Property is subject to a lien which may attain priorilyrov� nt,Lender may give Borrower a notice identifying the ken.
Borrow shall satisfy the lien or take one or more of tit actions sdTIOnfribove within 10 days of the giving of notice.
5. Newt or Property Insurance. Borrower shall keep the Improvements now existing or hereafter erected on the Property insured
against loss by ere,hazards included within the term"extended coverage"and any other hazards,including floods or flooding,for which Lender
requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier
providing the insurance shall be chosen by Borrower subject to Lenders approval which shell not be unreasonably withheld. If Borrower fails to
maintain coverage described above,Lender may.at Lenders option,obtain coverage to protect Lenders rights in the Property in accordance
with paragraph 7. Al all times that the Note is outstanding,the Mortgagor shall maintain insurance with respect to the Premises against such
risks and for such amounts as are customarily insured against and pay,as the same become due and payable.all premiums in respect thereto,
including,but not limited to,all-risk insurance protecting the interests of the Mortgagor and Mortgagee against Ices or damage to tit Premises
by fire,lightning,and other casualties customarily insured against(including boiler explosion,If appropriate),with a uniform standard extended
coverage endorsement,intruding debris removal coverage. Such insurance at all times to be In an amount not less than the full replacement
cost of the Premises,exclusive of footings and foundations.
All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have
the right to hold the policies and renewals. If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums and renewal
notices. In the event of loss,Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made
promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing,insurance proceeds shat be applied to restoration or repair of the Property
damped,if the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not
economically feasible or Lenders security would be lessened,the insurance proceeds shall be applied to the sums secured by the Security
Instrument,whether or not then due,with any excess paid to Borrower. If Borrower abandons the Property,or does not answer within 30 days
a notice from Lender that the insurance carrier has offered to settle a claim,then Lender may collect the insurance proceeds. Lender may use
the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument.whether or not then due. The 30-day period
will begin when the notice is mailed. Unless Lender and Borrower otherwise some in writing,any application of proceeds to principal shalt not
extend or postpone the due date of the monthly payments referred to in paragraph 1 or change tit amount of the payments. if under
paragraph 21 the Property is acquired by Lender.Borrower's right to any insurance policies and proceeds resulting from damage to the
Property prior to the acquisition shalt pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the
acquisition.
S. Occupancy,Preservation,Maintenance and Protection of the Property;Borrower's Loan Application,Leaseholds. Borrower shall
occupy,establish,and use the Property as Borrowers principal residence within sixty days after the execution of this Security Instrument and
shall continue to occupy the Property as Borrowers principal residence for at least one year after the date of occupancy,unless Lender
otherwise agrees In writing,which consent shall not be unreasonably withheld,or unites extenuating circumstances exist which are beyond
Borrowers control. Borrower shall not destroy,damage or impair the Property,allow the Property to deteriorate,or commit waste on the
Property. Borrower shall be in default If any forfeiture action or proceeding,whether civil or criminal,is begun that in Lenders good faith
judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lenders security
interest. Borrower may cure such a default and reinstate,as provided in paragraph 16,by awing the action or proceeding to be dismissed
with a ruling that,in Lender's good faith determination, rower's Interest in the Property or other material
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10/22/2013 16.D.1.
Impairment of the lien veined by thts Scanty Instrument nr Lenders security Interest. Borrower shall also be in default if Borrower,dunno the
loan application process,gave materially twee or inaccurate information or statements to Lender(or laded to provide Lender with any material
information)in connection with the ban evidenced by the Nob,including,but not limited to,representations concerning Borrower's occupancy
of the Property as a pnncipal residence. If this Security Instrument is on a leasehold.Borrower shall comply with all the provision of the lease
If Borrower acquires fee title to Me Property.Me leasehold and the fee title shall not merge unties Lender agrees to the merger at writing.
7. Protection of Lenders Rights In the Property. If Borrower fails to perform the covenants end agreements Contained in the
Security Instrument,or there is a legal proceeding that may significantly affect Lenders rights In the Property(such as a proceeding in
bankruptcy,probate,for condemnation or forfeiture or to enforce laws or regulations),then Lender may do and pay for whatever is necessary to
protect the value of the Property and Landers rights in the Property. Lenders actions may include paying any sums secured by a lien which
has priority over this Security Instrument.appeanng in court,paying reasonable attorneys'Nes and entering on the Property to make repairs.
Although Lender may take action under this paragraph 7,Lender does not have to do so. Any amounts disbursed by Lender under this
paragraph 7 shall become additional debt of Borrower secured by this Secunty Instrument. Unless Borrower and Lender agree to other terms
of payment,these amounts shall beer interest from the date of disbursement at the Note rate and shall be payable,with interest,upon notice
from Lender to Borrower requesting payment.
a. Mortgage Insurance. If Lender required mortgage insurance as•condition of making the loan secured by this Security
Instrument,Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If,for any reason,the mortgage insurance
coverage required by Lender lapses or ceases to be in effect Borrower shall pay the prsfnlu ns required to obtain coverage substantially
equivalent to the mortgage insurance previously in effect,at a cost substantially equivalent to the coat to Borrow of the mortgage insurance
previously in effect,from an altemale mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not
available.Borrower shall pay to Lender each month a sum equal to one-With of the yearly mortgage insurance premium being paid by
Borrower when the insurance coverage lapsed or ceased to be in effect. Lender will accept use and retain these payments as a loss reserve
in uleu of mortgage insurance. Loss reserve payments may no longer be required,at the option of Lender,If mortgage insurance coverage(in
the amount and for the period that Lender requires)provided by an insurer approved by Lender again becomes available and is obtained.
Borrower shall pay the premiums required to maintain mortgage insurance in effect,or to provide a loss revive,until the requirement for
mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law.
I. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower
notice at the time of or prior to an inspection specifying reasonable cause for the Inspection.
10. Condemnation. The proceeds of any award or claim for damages,direct or consequential,in connection with any condemnation
or other taking of any part of the Properly,or for conveyance in lieu of condemnation,are hereby assigned and shall be paid to Lender. In the
event of a total taking of the Property,the proceeds shall be applied to the sums secured by this Security Instrument,whether or not than due,
with any excess paid to Borrower. In the event of a partial taking of the Property,in which the fair market value of the Property immediately
before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking,unless
Borrower and Lender otherwise agree In writing,the sums secured by this Security Instrument shall be reduced by the amount of the proceeds
multiplied by the mowing fraction:(a)the total amount of the sums secured immediately before the taking,divided by(b)the fair market value
of the Property immediately before the taking. Any balance shall be-pald-taBorrower. In the event of a partial taking or the Property in which
the fair market value of the Properly immediately before tthhrtakkii �'/}hha•amount of the sums secured immediately for the to
unless Borrower and Lender otherwise agree in writing 4isi s,''klaaif�.� provides,the proceeds shall be*coiled to the sums
secured by this Security Instrument whether or not thetbruere then due. Un' a .p and Borrower otherwise agree in writing,any
application of proceeds to pnncipal shall not extend pspoitpone the due date of th&mohlhypayments referred to in paragraphs I or change
the amount of such payments. \
11. Borrower Not Released,Porbe llranci St r Note Walvffl\Extensi of the time for payment or modification of
amortization of the sums secured by this SeWnty Idstrumen�t p"ar�ted-by Lender 1p any*uogasdr in interest of Borrower shad not operate to
release the liability of the original Borrower of Bo yopeI* in 4 811de nal.be required to commence proceedings
against any euooessor it interest or refuse ti extend time�Wpr(ynmltntbf o; rev to mb�a norteabon of the sums secured by this Security
instrument by reason of any demand made OMilli Borrower or oa S pfe.rs interest. My forbearance by Lender in
exercising any right or remedy shell not be a f s udeMle'a»e of rot t 0,,veer cicly•
12. Successors and Assigns nt and Several Llabllltit4o-Slgniersy fir)mvenents and agreements of this Security
Instrument shall bind and benefit the s assigns of Lender and ower su 1p the
Provisions of paragraph 17. Borrowers coven mind agreements shall be l n4'ivied, Any Borrower who co-signs this Security
Instrument but does not execute the Note;(a)irco-.( ning this Security Instrumett-gnJy)o'no tgage,grant and convey that Borrowers interest
in the Property under the terms of this Security Inn tutu+ ,Sts)is not personally obllgdtq�fttg'pay the sums secured by this Security Instrument;
and(c)agrees that Lender and any other Borrower'M extend, . ift.;'torbear,.Or make any accommodations with regard to the
terms of this Security Instrument or the Note without thin orrpv rs.co�m��`` j�
13. Loan Charges. If the loan secured by this Sec ilN�J2.eubiect to a law which sets maximum loan charges,and that
law is finally interpreted w that the interest or other roan charges Gr4I Of to be collected in connection with the loan exceed the permitted
limits,them(a)any such ban charge shall be reduced by the amount necessary to reduce the charge to the permitted limit,and(b)any sums
already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by
reducing the principal owed under the Note or by making a direct payment to Borrower. If•refund reduces principal,the reduction will be
treated as a partial prepayment without any prepayment charge under the Note
14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by Writ
class mail unless applicable law required use of another method. The notice shall be directed to the Property Address or any other address
Borrower designates by notice to Lender. Any notice to Lender shall be given to Borrower or Lender when given as provided in this paragraph
16. Ooveming Law:Bevereblllty. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which
the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law,such
conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To
this end the provisions of this Security Instrument and the Note are declared to be severable.
11. Borrowers Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument.
17. Transfer of the Property or a Beneficial Interest In Borrower. If all or any pad of the Property or any interest in it is sold or
transferred(or if a beneficial interest in Borrower t sold or transferred and Borrower is not a natural person)without Lenders prior written
consent,Lender may,at Its option,require immediate payment in full of all Bums secured by its Security Instrument, However,the option
shall not be exercised by Lender if exercise is prohibited by federal law as of the data of this Security Instrument.
If Lender exercised this option.Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days
from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower faits to
pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security Instrument without further
notice or demand on Borrower
1a. Borrower's Right to Reinstate. If Borrower meets certain conditions.Borrower shall have the right to have enforcement of this
Security Instrument discontinued at any time prior to the earlier of:(a)S days(or such other period as applicable law may specify for
reinstatement)before sale of the Property pursuant to any power of sale contained in this Security Instrument;or(b)entry of a judgment
enforcing this Security Instrument. Those condition*are mat Borrower,(e)pays Lender en we vow then would be due under tats Security
Instrument and the Note as If no acceleration had occurred;(b)cures and default of any Other covenants or agreements(c)pays all expenses
incurred in enforcing this Security Instrument.including,but not limited to.reasonable attorney's fees;and(d)takes such action as Lender may
reasonably require to assure that the lien of this Security Instrument.Lenders rights in the Property and Borrowers obligation to pay the sums
secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower,this Security Instrument and the obligations
secured hereby sham remain fully effective as If no acceleration read occurred. However,true right to reinstate shalt not apply in the we of
acceleration under paragraph 17.
II. Bale of Note:Change of Loan Servtcer. The Note or a partial interest in the Note(together with this Security Instrument)may
be sold one or more times without prior notice to Borrower. A ule may result in a change in the entity(known as the"Lan Servicer')that
collects monthly payments due under the Note and this Security Instrument. There also may be one or more changes of the Loan Services
unrelated to a sale of the Note. If there is•change of the Loan Servicer,Borrower will be given written notice of the change let accordance with
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paragraph 14 and applicable law. The notice will state the name and address of the new Loan Servicer and the address to which payments
should be made. The notice will also contain any other information required by applicable law.
20. Hazardous Substances. Borrower shall not cause or permit the presence,use,disposal,storage,or release of any Hazardous
Substances on or in the Property. Borrower shall not do.nor allow anyone else to do,anything affecting the Property that is in violation of any
Environmental Law. The preceding two sentences shall not apply to the presence,use,or storage on the Property of small quantities of
Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property.
Borrower shalt promptly give Lender written notice for any investigation,claim,demand,lawsuit or other action by any governmental or
regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Lew of wh,C/.Borrower nos actual
knowledge. If Borrower looms.or is notified by any governmental or regulatory authority,that any removal or other remediation of any
Hazardous Substance affecting the Property is necessary.Borrower shall promptly take all necessary remedial actions in accordance with
Environmental Law.
As used in this paragraph 20,"Hszardous Substances"are those substances defined as toxic or hazardous substances by Environmental Law
and the following substances: gasoline,kerosene,other flammable or toxic petroleum products,toxic pesticides and herbicides,volatile
solvents,materials containing asbestos or formaldehyde,and
radioactive matenals. As used in this paragraph 20,-environmental Lan"means federal laws and laws of the)unadlgion where the Property IS
located that relate to health,safety or environmental protection.
21. Acceleration;Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant
or agreement in this Security Instrument(but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The
notion shall specify: (a)the default(b)the action required to cure the default:(e)a dais.not less than 30 days from the date the notice is given
is Borrower,by which the default must be and:and(d)that failure to cure the default on or before the dais specified in the notice may result
in acceleration of the sums secured by this Security Instrument,foreclosure by judicial proceeding and sale of the Property. The notice shell
further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence of a
default or any other defense of Borrower to acceleration and foreclosure. If the default is not cured on or before the date specified in tie notice,
Lender,at its option,may require immediate payment in full of all sums secured by this Security Instrument without further demand and may
foreclose this Security Instrument by judicial proceeding. Lender shall be entitled to coIoct ale expenses incurred in pursuing the remedies
provided in this paragraph 21,including,but not limited to,reasonable attorney's fees end costs of the title evidence.
22. Release. Upon payment of all sums secured by this Security Instrument,Lender shall release this Security Instrument,without
charge.to Borrower. Borrower shall pay any recordation coats.
as. Attorneys'Pees. As used in this Security Instrument and the Note,-attorneys'fees"shell mdude any attorneys'tees awarded
by an appellate court.
24. Riders to this Security Instrument If one or more riders are executed by Borrower and recorded together with this Security
Instrument,the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and
agreements of this Security Instrument as if the rider(s)were a pan of this Security Instrument. (Check Applicable Box)
0 Adjustable Rate Rider 0 Rate Improvemeot.Rber7 �^ 0 Condominium Rider
0 Graduated Payment Rider 0 1.4 Family ,� v�v1�Second Home Rider
0 Balloon Rider O Bwek
wel R rr(Roder Planned Unit Development Roder
others)(specify
SIGNING BELOW.Borrower accepts and agrees)o s v •• • is Security Instrument and in any nder(s)executed
by Borrower rrow.r and recorded with it. P ( �i/ 1 •
sigma,sealed and delivered in the rose - of r \ L.*1 Mfr
Witneadll • alpnatur 7{, _
' Borrower-? �•� pastor
Signature, I f/ /, X14 !r/
- c( ' . Moe I \
Witresse2'
Signature 9.s.& .��-t
Address: 2880 60" Street SW.
Naples, Florida 34116
STATE OF FLORIDA
COUNTY OF Co L.LtfrR
I hereby certify that on this day,before me,an officer duly authorized in the state aforesaid and in the county aforesaid to take
acknowledgements,personally appeared Kevin Pastor to me known to be the persor)(e)described in and who executed the foregoing
instrument and acknowledged before me that(14e/yhel•they)executed the same for the purpose therein expressed.
WITNESS my hand and official seal in the County and State aforesaid this 1 rn
day of tC-'C6 onlS6+t ,20 ern
My Commission Expires:
Noteryl'ublic's S Lure
(Seal) .!vu E i fyt b O t t.e,
Notary's Printed Name
y )une F.Modica
rf MTCOMMlSSIOtllCC1502tt EXPIRES
d Augsa%25,2002
V.".4, IONDO Ihfru Rev 104 oduek.ci.
File!!: 01-035
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, 41 Layout 2/WENDY RKPEP 0 0 3 Nancy-GI detail
Ob3ect 1)05 3 325 8 1 SHIP FY1 3-16 Administra
n Cost Element 361 1 70 To 369603 FIFTH THIRD 017 INT...
Posting Date 07/01/2013 To 09/30/2013
,
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Fund",W135 Elem. Cost ttern. Post9 Date-r ValCOArea Crcy. Name - 4 ,r,.: ,,,_- I '4: -. REIfDOCt4.0 :i Document Header Text ll- ::;...Purchessi.order text
1 7 it 33258.1 361170 07/31(2013 15.95- 07/13 Fifth Third Interest - 100628401 Fifth Third Interest
41. '791 33258.1 08/3112013 12.08- 08/13 Fifth Thad Interest 100633229 Fifth Thad Interest
361170 2 . 28.03- .,
, ■791 33258.1 361180 07/3112013 939.72- 07/31/13 Custodial Interest 100628400 Custodial Interest
. ;
I 1 791 33258.1 08/31/2013 934.57- 08/31/13 Custodial Interest 100633232 Custodial Interest
i . , . . ...
l i 361180 ..11 • 1,87429- ■
791 33258.1 359500 07/1912013 8,423.14- SHIP LOAN REPAY-ROWLAND,JOHN).4;05-021 100625106 SHIP LOAN RE-PAYMENT
1 791 33258.1 08/19/2013 6,169.52- SHIP IF PAYOFF-MARTINEZ,FELICIANO&SOFIA 100629801 SHIP IMPACT IF PAYOFF '
'791 33258.1 08/28/2013 5,000.00- SHIP IF PAYOFF-PASTOR KEVIN 2880 50TH ST SW V 100631787 SHIP SHORT SALE/PAYOFF
, 1 791 33258.1 07/10/2013 7,698.82- SHIP IF-KIMBERLY MURRY 602-054-IF 100623881 SHORT SALE&SHIP
■ .1,791 33258.1 4,170.00- Red 100623881 SHIP PAYOFF-JORGE L.REYES 609-069 100625083 Red 203775-SHIP Payoff ,
. . . . .„ , ,•791 33258.1 07/31/2013 4,180.00- SHIP LOAN PAYOFF-VARGAS,ALBA#09-110 100627318 SHIP
791 33258.1 08/09/2013 5,080.00- SHIP LOAN PAY-OFF JUSTIN&KAYLA KESSEL 613-4945 100628736 SHIP SHORT SALE&PAYOFF
1 i 791 33258.1 07/10/2013 5,000.00- SHP REP-KIMBERLY MURRAY 602-209 100623881 SHORT SALE S.SHIP
1 !791 33258.1 07/31/2013 5,000.00- SHIP LOAN REP-CRUZ,VICEIITE 100627318 SHIP ,
.. .
' 1 791 33258.1 2,500.00- SHIP LOAN PAYOFF-FEC1K,PETER&JACQUELYN#99-035 100627318 SHIP
_
369600 2 • 53,221.48-
74 791 33258.1 3 69601 07/23/2013 9,000.00- SHIP ANNUAL LOAN PAYMENT-SAWC 100625426 514IP ANNUAL LOAN PAYMENT ,
''''. .... . ... .
0 ,791 33258.1 08/15/2013.4 13,412.00- SHIP LOAN REPAYMENT-HORIZON VILLAGE 100629652 .SHIP LOAN REPAYMENT
j791 33258.1 09/09/2013 626.33- SHIP MOTE REPAYMENT-COLLIER HOUSING ALTERNATIVES 100633133 SHIP NOTE REPAYMENT -
. . ..
369601 a . 23,040.33-
,1 1
14 1 701 33258.1 369603 0711012013 1,469.70- SHORT SALE-AISLING SWIFT 605-077 100623881 SHORT SALE&SHIP
79' 33,58.1 07/12/201.3 500.00- SHORT SALE-NIEVES&MENDOZA FILE 001-229 100624355 SHIP SHORT SALE - - --
- ' 4
i 791 33258.1 06/05/2013 500.00- SHIP SHORT SALE-SILGAERO,SALOMON 8.GLORIA#03-018 100627558 SHIP-SHORT SALE
791 33258.1 06/09/2013 1,637.10- SHIP SHORT SALE-DORIA,PRISCILLA 605-075 100628736 SHIP SHORT SALE&PAYOFF
. . .
'.... ' 33258.1 08/14/2013, 2,106.00- SHIP SHORT SALE-VALDEZ,DANNY SIIORA #08-087 100629596 SHIP SHORT SALE
$s .
33258.1 08 15/2013 22048- Red 1200035941/791-138791-369603 '100629688 Red CTV9 Interface-SHIP
. ___
A ,...1 33258.1 08/28/2013 -- 2,475.00- SHIP S-10Rf SALE-5E12180c SCOTT ' 100631787 SHIP SHORT.SALE1PAYOFf
n !791 33258.1 08/27/2013 142.28- 791-138791-369603-33222.1 1200036570 Payment - . . ..
•
1 369603 a • 9,050.56-
t
o •• 87,214.64-
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Pnr"...:s oindow Contents 4
Packet Page-736-