Loading...
Agenda 01/22/2013 Item #11G 1/22/2013 Item 11.G. n EXECUTIVE SUMMARY Recommendation to accept the 2012 countywide affordable housing inventory report. OBJECTIVE: To present the 2012 countywide affordable housing inventory to the Board of County Commissioners (BCC)—inclusive of"restricted" (restricted by regulatory requirements, e.g. Affordable Housing Agreement)and"unrestricted"(market rate)residential units. CONSIDERATIONS: Staff was directed to annually inventory certain residential units within the County to determine the number of units that can be categorized as "affordable" based on qualifying criteria of the State Housing Initiatives Program (SHIP), and then present the results to the Board. To create the inventory of affordable housing units within the County, staff conducted multiple GIS queries of the Property Appraiser's database in order to identify the affordable mortgage ranges for the very low (50% of the County's Area Median Income (AMI)), low (80% AMI), moderate (120% AMI) and affordable workforce (140%AMI) income levels (refer to specific categories in the attachment titled"Staff Analysis"). It should be noted that the 2010 affordable housing inventory assumed a `discount factor' of -12.42 percent, which was applied to countywide residential properties to determine valuations (refer to general explanation in the attached Staff Analysis document); a mortgage interest rate of 6.5 percent for borrowers; and, the inventory did not include the 140% (AMI) affordable workforce housing income category. Conversely, the 2012 affordable housing inventory assumed a 6.19 percent `sales factor'; a mortgage interest rate of 4 percent; and, the inclusion of the affordable workforce housing income category. These differing assumptions resulted in higher property valuations as compared to 2010 valuations; increased `buying' power for purchasers; and, an increase in the number of categorized affordable housing units within the County. For the 2012 inventory, staff mapped the affordable housing units for each Commission District using the following parameters,which yields sixteen(16)different scenarios: • affordable housing categories-very low, low,moderate and affordable workforce income; • household size-two and four persons(as agreed to by the BCC in 2010); and, • monthly recurring debt - $0 and $300 (as possible representative figures of household debt, such as student loan,car payment, credit card,etc.). The detailed results and mapping per the above parameters are provided as attachments to this Executive Summary; importantly, the explanation of the information depicted on the maps is contained within the attached "Staff Analysis." The range of housing units, qualifying as affordable, by specified area,appears in the table on the following page. BCC Directed Affordable Housing Inventory Page 1 of 2 BCC Hearing Date 01/13/13 Packet Page-539- 1/22/2013 Item 11.G. Area 2-Person Household/50%of Median 4-Person Household/140%of Median Income/$300 Recurring Debt:#DUs Income/SO Recurring Debt:#DUs District 1 485 (24%of total) 38,082(26%of total) District 2 150(8%of total) 29,850(22%of total) District 3 440(22%of total) 26,443 (19%of total) District 4 407(21%of total) 27,515 (20%of total) District 5 494(25%of total) 17,627(13%of total) Total 1,976 139,517 Notes: 1.The unit counts include all ownership dwelling units,except mobile home and cooperative units. 2.There are 199,805 dwelling units in the County,inclusive of all unit types and both ownership&rental. 3.Affordable mortgage figures are based on the following:4%interest rate;$250.00 escrow payment for property taxes and insurance; monthly recurring debt of$0 or$300.00;and,expenditure of not greater than 30%of income on housing-related costs. The dwelling unit figures in the 140% column are cumulative, i.e. the figures in that column include those units within the 50% column and all other scenarios not shown in the table (see attached"Staff Analysis" for further explanation). The above ranges of countywide totals (1,976 and 139,517) represent 1% and 70% of the total dwelling units (199,805) within Collier County (includes all dwelling unit types in both ownership and rental units). FISCAL IMPACT: The presentation has no fiscal impact as this is an informational item only. GROWTH MANAGEMENT PLAN (GMP) IMPACT: The presentation has no GMP impact as this is an informational item only. LEGAL CONSIDERATIONS: This item is ready for Board consideration and approval. A majority vote is needed for Board action. --HFAC RECOMMENDATION: Staff recommends that the Board of County Commissioners accept the Affordable Housing Inventory Report. Prepared by: Michele' Mosca, AICP, Principal Planner, Comprehensive Planning Section, Planning and Zoning Department,Growth Management Division/Planning and Regulation Attachments: 1) Staff Analysis 2) Affordable Housing Map Series BCC Directed Affordable Housing Inventory Page 2 of 2 BCC Hearing Date 01/13/13 Packet Page-540- 1/22/2013 Item 11 .G. COLLIER COUNTY Board of County Commissioners Item Number: 11.G. Item Summary: Recommendation to accept the 2012 countywide affordable housing inventory report. (Michele Mosca, Growth Management Division Principal Planner) Meeting Date: 1/22/2013 Prepared By Name: MoscaMichele Title: Planner,Principal,Comprehensive Planning 12/13/2012 10:59:42 AM Submitted by Title: Planner, Principal,Comprehensive Planning Name: MoscaMichele 12/13/2012 10:59:43 AM Approved By Name: BosiMichael Title: Manager-Planning,Comprehensive Planning Date: 12/13/2012 2:18:36 PM Name: PuigJudy Title: Operations Analyst, GMD P&R Date: 12/18/2012 9:13:12 AM Name: MarcellaJeanne Title: Executive Secretary,Transportation Planning Date: 12/19/2012 2:51:00 PM Name: AshtonHeidi Title: Section Chief/Land Use-Transportation,County Attor Date: 12/27/2012 9:13:59 AM Name: FinnEd Packet Page-541- 1/22/2013 Item 11.G. Title: Senior Budget Analyst,OMB Date: 12/27/2012 10:16:23 AM Name: KlatzkowJeff Title: County Attorney Date: 12/27/2012 10:37:31 AM Name: OchsLeo Title: County Manager Date: 1/11/2013 11:52:56 AM Packet Page-542- 1/22/2013 Item 11 .G. Staff Analysis—BCC Directed Affordable Housing Project Steps to create the inventory of affordable housing units within the County: • Conduct a GIS query from the Property Appraiser's database of all residential sales from May 2011 through May 2012, by the closing sales price, and based on the State Housing Initiatives Program (SHIP) 2012 income limits for two and four person households, and assuming that those households have no ($0) monthly recurring debt. The affordable mortgage for those households earning 50% (very low), 80% (low), 120% (moderate) and 140% (affordable workforce) of the County's median income of$72,800 is as follows: a. A 2-person household earning 50% of the median income could afford a mortgage of $100,280; and, a 4-person household earning 50% of the median income could afford a mortgage of$138,244. b. A 2-person household earning 80% of the median income could afford a mortgage of $191,657; and, a 4-person household earning 80% of the median income could afford a mortgage of$252,663. c. A 2-person household earning 120% of the median income could afford a mortgage of $313,982; and, a 4-person household earning 120% of the median income could afford a mortgage of$405,098. d. A 2-person household earning 140% of the median income could afford a mortgage of $375,041; and, a 4-person household earning 140% of the median income could afford a mortgage of$481,342. • Conduct a GIS query from the Property Appraiser database of all residential sales from May 2011 through May 2012, by the closing sales price, and based on the SHIP 2012 income limits for 2 and 4 person households, and assuming that those households have a three hundred dollar ($300.00) monthly recurring debt. The affordable mortgage for those households earning 50% (very low), 80% (low), 120% (moderate) and 140% (affordable workforce) of the County's median income of$72,800 is as follows: a. A 2-person household earning 50% of the median income could afford a mortgage of $37,441; and, a 4-person household earning 50% of the median income could afford a mortgage of$75,406. b. A 2-person household earning 80% of the median income could afford a mortgage of $128,818; and, a 4-person household earning 80% of the median income could afford a mortgage of$189,824. c. A 2-person household earning 120% of the median income could afford a mortgage of $251,144; and, a 4-person household earning 120% of the median income could afford a mortgage of$342,260. d. A 2-person household earning 140% of the median income could afford a mortgage of $312,202; and, a 4-person household earning 140% of the median income could afford a mortgage of$418,503. 1 Packet Page -543- 1/22/2013 Item 11 .G. • Establish a `sales' factor for the specified one-year period by comparing the Sales Price to the Total Just Values for qualifying properties (affordable housing threshold range of $0 - $453,284), followed by averaging the percentage change (sum of percentage change for all properties divided by the total number of properties) for those same properties; this yielded a `sales factor' of 6.19 percent. • Apply the established `sales factor' of 6.19 percent to the countywide residential inventory to derive the number of affordable units at the various affordable mortgage thresholds described above. The following two tables depict the number of housing units categorized as affordable, and organized by Commission District. This data provides the potential supply of affordable housing units. However, it is unknown how many of these units are actually available; it is unknown how many of these units may be presently occupied by persons meeting the qualifying income levels; and, the data does not identify the demand(need)for affordable housing units. It should be noted that the dwelling unit figures listed in each row are cumulative..For example, in District 1, the 4-person household count within the 50% median income range includes those units within the 2-person household count within the 50% median income range, and the 4- person household count within the 140% median income range includes all units listed in the table for District 1. Similarly, the data shown on the attached maps also reflect cumulative figures. $300 Monthly Recurring Debt ,0 ■ 50%of Median Income 80%of Median Income 120%of Median Income 140%of Median Income 2-Person 4-Person 2-Person 4-Person 2-Person 4-Person 2-Person 4-Person Area Household Household Household Household Household Household Household Household District 1 17,164 SF 26,909 MF 485 4,775 13,347 20,990 27,145 33,468 31,504 36,291 District 2 15,299 SF 24,153 MF 150 1,733 6,219 13,955 19,170 24,734 23,233 27,765 District 3 14,895 SF 13,207 MF 440 3,201 10,062 16,731 20,619 23,887 22,882 25,620 District 4 14,528 SF 22,655 MF 407 2,764 11,370 17,592 20,971 24,547 23,623 26,325 District 5 16,742 SF 1,015 MF 494 3,089 9,216 14,146 16,242 17,224 17,050 17,482 Total 1,976 15,562 50,214 83,414 104,147 123,860 118,292 133,483 Notes: 1.The unit counts include all ownership dwelling units,except mobile home and cooperative units. 2.There are 199,805 dwelling units in the County,inclusive of all unit types and both ownership&rental. 3.Affordable mortgage figures are based on the following:4%interest rate;$250.00 escrow payment for property taxes and insurance;monthly recurring debt of$300.00;and,expenditure of not greater than 30%of income on housing-related costs. 4.Abbreviations:SF refers to single family and MF refers to multi-family units. Overall, the above table shows District 1 contains the largest inventory of potential affordable housing units, followed by District 2; District 5 contains the least amount. Additionally, an 2 Packet Page-544- 1/22/2013 Item 11 .G. analysis of the total residential unit count within each District, when compared to the affordable housing unit counts within the above table, reveals that District 5 contains the highest number of affordable units; 98% of the total units (17,757) within District 5 are within the affordable housing ranges (50% - 140% of the AMI) prescribed in Florida Statues - followed by District 3; District 2 contains the least amount. The following identifies each respective Commission District's highest range of affordable housing dwelling units (combination of all categories - very low, low, moderate and affordable workforce) as a percentage of the countywide dwelling unit total (199,805) in Collier County (includes all dwelling unit types in both ownership and rental units). District 1: The highest (36,291) dwelling unit count represents 18 percent of the countywide dwelling unit sum. District 2: The highest (27,765) dwelling unit count represents 14 percent of the countywide dwelling unit sum. District 3: The highest (25,620) dwelling unit count represents 12 percent of the countywide dwelling unit sum. District 4: The highest (26,325) dwelling unit count represents 13 percent of the countywide dwelling unit sum. District 5: The highest (17,482) dwelling unit count represents 9 percent of the countywide dwelling unit sum. $0 Monthly Recurring Debt 50%of Median Income 80%of Median Income 120%of Median Income 140%of Median Income 2-Person 4-Person 2-Person 4-Person 2-Person 4-Person 2-Person 4-Person Area Household Household Household Household Household Household Household Household District 1 17,164 SF 26,909 MF 8,829 14,461 21,185 27,252 31,647 35,845 34,944 38,082 District 2 15,299 SF 24,153 ME 3,254 7,288 14,067 19,245 23,302 27,256 26,000 29,850 District 3 14,895 SF 13,207 MF 6,264 11,670 16,949 20,696 22,911 25,463 24,738 26,443 District 4 14,528 SF 22,655 MF 6,421 12,318 17,736 20,976 23,680 26,086 25,437 27,515 District 5 16,742 SF 1,015 MF 6,140 10,243 14,258 16,279 17,062 17,446 17,352 17,627 Total 30,908 55,980 84,195 104,448 118,602 132,096 128,471 139,517 Notes: 1.The unit counts include all ownership dwelling units,except mobile home and cooperative units. 2.There are 199,805 dwelling units in the County,inclusive of all unit types and both ownership&rental. 3.Affordable mortgage figures are based on the following:4%interest rate;$250.00 escrow payment for property taxes and insurance;monthly recurring debt of$0;and,expenditure of not greater than 30%of income on housing-related costs. 4. Abbreviations:SF refers to single family and MF refers to multi-family units. 3 Packet Page-545- 1/22/2013 Item 11.G. Overall, the above table shows District 1 contains the largest inventory of potential affordable .-. housing units, followed by District 2; District 5 contains the least amount. Additionally, an analysis of the total residential unit count within each District, when compared to the affordable housing unit counts within the above table, reveals that District 5 contains the highest number of affordable units — 99% of the total units (17,627) within District 5 are within the affordable housing ranges (50% - 140% of the AMI) prescribed in Florida Statues, followed by District 3; District 4 contains the least amount. The following identifies each respective Commission District's highest range of affordable housing dwelling units as a percentage of the countywide dwelling unit total (199,805) in Collier County(includes all dwelling unit types in both ownership and rental units). District 1: The highest (38,082) dwelling unit count represents 19 percent of the countywide dwelling unit sum. • District 2: The highest (29,850) dwelling unit count represents 15 percent of the countywide dwelling unit sum. District 3: The highest (26,443) dwelling unit count represents 13 percent of the countywide dwelling unit sum. District 4: The highest (27,515) dwelling unit count represents 14 percent of the countywide dwelling unit sum. District 5: The highest (17,627) dwelling unit count represents 9 percent of the countywide dwelling unit sum. 4 Packet Page-546- p ' fia x rl �, { . t��, ter;„,0,...,,,,,,,3.a .s f rf � r s.9 • o �N` 'v mr 19—/22/C:0. 0�1r 3^ tem 1.1 . G . , Ji ' •1.• M N• :N" .. •` 1 • iwNr0}� •, z Z� • a —� • x : >• f a A;( i O O ■L� ; - a•:.0.. • • •C i 8 O.nr NO7, •fill • e ww� _• o e r • 3! oc -.rr� • • a •aW. c., a - .j ''y{� • e NN• •IIII:I,III;I:t7177;IIII:IIIIIIIIIII II Illpr J a r r i ' °•.4 M-- r 4 �' ii iii - '-7-2 . ° O a t gg p g _ V 4 i P N P P P A W N Oe PS= •O r N •�r +;, Z fit `I {e nr •• • i' �, ;�J , ,.; �▪ ' '4,.-' 'a'• ":. .• x n '.' 1 ms`s o gar ,ssyrw,c '7x'' iA �' a 7',,. k-' , tzf .�,,,�, r• • s.� r✓ M • - • ▪ v. ▪;a w N-p ;•;• -s• r N 4 h ` Y r`” SAL .d r • 3 O i N« � x�" x'p"jh� -,( ','�r 7t ff P., 3 S r▪oe p aP 4', 3 r e- r • 3 6 3 1 i •• CgC� U a •V Y.a. p qv 9 U a O «• k L•J P a! M V I 3 6 vO N W>P Oe s7 + O N I SOD P'.O'4 IA C O O �\ I • na • • ; v a O a V t ▪ k ,, fah (�*' . .` !p i t,y(� - —r t .�. • a B w .• • N t-. S r'V.•f /• .f �• +_ r k r,••:. ''- ..r O zr .x :E a" . s O N r Z • N• •s. a n . __ • u — N O rw O• N- _of. ; n• 2 ; 3 ••0 «a 77 a i ,. 0 �k 3'er , ! '� ;a a•a /J atf U aU •III1 o ' .i N,,, / • I •'.,,, ,i F 'u• � y . S wa O w O"x43 4 n f 4 0 x k y L k V "�� Y ^002077+ w=k 34.Y " y '• Lw:'t 1. a s � r -4-!$. :d IP,,,,,,,,t,.,;,,, r raw Nr p :zip:ha 4-i,' 4;4:14:1:44..''..,:igT* '..=,...,-;C:.:-.-,,,,iz.,::ni.i;-,Tai.*4 ''-,,,r,,,,,4;44.-..Raeg. :::1,4'..,,,,%::',44:MA--;-:,•,:o.-.,, ,J.1,1:=',-R-A,.::::.!§,-,N„,:.„,.,-.,,,,:.:,,,,.,-,.,,..2.:,,,,..,..,...,::,;.,....,„1..;:r !,,,,,,,-.3.itti K.,-,,4 1 :—.:F.:::,: a W O P N P RArNITO M 3 r S• •' 9 m .• •• =a•' t • � A U O NN J 1$404;:'-'70 ( yh { "tig UIII / 4iiAt. ` a.e L J G Z e o ti w w a' V :L N .-w w Packet Page-547- •1 • .• • s 1/22/2013 Item 1 :lie:. .G.• y �-1 • e _.,,,-.,E.:;-:','4:,;-:', :,'-elitit--::-f,',,r;;‘,:kl'"'':1',;'.:', :::...;-:i-*...4;,•.: .- 7'stj.4 ir t ji. .- �� I F K 1• ': e •.0 W L�O N • • • ■ r • ?—' g "�0oir�tirn ao Viz• w w ,0=v• g ° ��33 •g a-6 ai.+L i.+. M e S•• • p. + ltd x m •▪-�O o • N U ..-=.1...- Sf -N N V.O N `f� -O • 1 - S Nyy 4 J 000 P Z p it sax. • • O W OD O + • t . 5 ` �9 • y,1At _ a.,e • 7yy > n �•9 was�. s �, s �,% � �� • a• •• h 3 y'y� $vY 3ed �' 'r U Y w•- • •>' ••N O O g Y O• rp mi it/P4t-M'41 // 4`, . —__... ti--a rte+ y • • —S• "4ffe ` s a nw z g • o - (//( y< ��� �.�i • • R roe 3 g Si s 7 r" ,'F ,p v � s � _� L^woe�ou i;° 0 :n g ,� e: gp - N =.N,._� .• . . e II9 9 i O 5 p..s O o S LNbPS sZ Y• N Y 0 J J ' • b P P.J.N v O O ci xZZ� bra. O�CC:07 i .+x .xt, }r' f'� • X17.'.7._ ' w •t! ...♦• r. s � r - ♦ ' '• .•▪ •e a r - • 0 • �L 1 at 1 ,,',,,,,kj:',"-..:,1,i4I'k'':;!;:64,ili :''''":'‘ ,i " �aw.Jayea g• o s OD En I a' ) ,� u .1.0.'-.'"'.= 7.7,..J w 7 : :I e 0 r�/// g t 33 e g 3 •▪ • II l pp N N N W S1 o ' "�" V�3 I W J P U J U r▪ a N y • • I N i.0 Y N... •.• : oaoe�J.YZ ,p o o la.s#r` M"-�°&}'"t-.As"k "4k � Ys ,q '" i: ._�'f" _ pay°g _• a ▪ _ . { i d U•W•...T w 6 + • f _At i Z � Y x;3"1 a�0y* '3 MkY ✓ •: b e� _._ a N ••MY r AX �3�z ?rp e a ■"J,am .y'a,� ' J - _ n v a... . . * ,�.P' wy w Y . cn �jp�2 � a aN� w�u � g• •/ 7 a gg b`a I J." w Was. 3 t 0 's1 p• ilL 9 ° _—. r N N N W j • K `. 5 C Y :49. W J J P V 00 ;~ V t Packet Page -548- =N z N • • f � fi k k g • g� v 1/2!/72,0,.1535 Item 1'1.G. r„ = 3r„ n $ .•. Imo@ n.2 :. ,z to a.- �1v ' �''+,�. x t'' µ, _ �^ ® � tH e W N.+Z ::.. m p O Fi d / . �•S • • a w y a a e r ° a nr � ■ * ' 'z • . •. w— = Woe Yr S° �: ©��Q S a 3 • • • . 0 3 s s a *r N i y e a -aee : 3 • 3 u '+f s o,"r;' z add 'ti i , �a,O•°eOsf :_u+ N en t av • -- • N `+ O e. .�,�. {� }� ns r �. O >w � � C C O O O C ��• kit d �,� @ f5 -'u , w, • 4` r 6--,.;\ +E .✓.r. S WPf �YY/ S. '_L'"1 i. D;a W N O n w • r r _ w s;• • 4 ¢ M • • i </ n ° • . b N L P N [*.Gyi ;> k y . mss_.___. ,.O b e KC'o m °r . a 1003$1""W LJ��L'�L:i 3 y Uv N J 3 • a a A( AA pp .1' !., k °"`.Y {ti 6 e f '. •: s ...mile, 3 3 O O FY 6 =.. e _•S 3 c� @F c Wo oe gl7 • • • jr d i w g: ! °• n ..W O C : 1 - 6 I �a Jpv�paZ • m o • L O N J �� I .'n m ,.. _, ,yo-= r ° #y!yjyp7e.`e P a� u"t'`tM' rre. i 9 t e, _ - ..w S h ,Yj '� .+'ice �'T4�� H+L = ® r r;V a W N n O w n . a • s; _...._. e Z r • • ','f �, 's Y N C • .m Ot '0 ae a;t r a nn m[n-a ox Naou Y' • • i U LI V to U • ..? n u o 3 >a• a �� • N N 4 00 N.� • f• o /,• Z L 0 a J W>D J Tl _• O T 3 e ill Y N �C U O T O w w O �g3[[3 v '. M E11 _▪ '• + }gppg p r --em...;-' Y m aON '17 wN N N .O O N? • + O n • J : O • o �� t�'txat �i, ,?t - 'L£T �- tom' ..,O O 7 o C�, _ 8 O • + ✓ .4,._,, - O -•▪ • Y N i • 7 w r Y•v r pi qt '� O N 4 1111L4/••••\ �6'c " I k 4y .i+.:.r < ? ove7a.ota41 g°• ^sa _ .. .. "" � � N �'� t,,r '.,k r qg y';� •.� i a"2-eiti �` 6 moxtT•: i'.s • �- �!,... . • N Y 1 1 .G 1,-!:--ii-k• G.Item 1/22/2 s a'•»•_ Q. wN, e• 3 shA� a ii zea� on i n 3® � `T >a •w° n • i° e j • w`' "r ' • fj1 w s N N_J 7 O_ J J 3=i = • cA cc 14111r.:3:44':''''''''''6,0:ffr; 4,.;',::''; tf- _ • .7'.s N a v 3 z":v c I 7• • � N_ •• J _ e Y.T W C w• - -• O (A 31 Oo Y ,Jnn$ • S 11111 CD.s r.` '§ 5 Q S' j" �` 6 5 fix .• : ,s i. 114 ^D,F ° • •f `/ r __ W U • •L*, W 9aa ►•W VJ O _L V -'A0 z ` O •D 6 . N "ill o I L. • - ko t • • • O- /.�• OW J T W r e N A A O A• P U U L S y w • 4✓ [2' O • • ._•[ O i• o.. a .•-• w' fitF p a - a w w se a y 00070^ :X :N w vi se n '''n'n'n1 . �rv ^T'c y_ a`d � ,l k� F •'! 1 S i - �All o ia _ ° ii-;-_,!,.i.1.!!!!!-I!!):1:?::: !'1.:..'4;:.:15.::i:,:-:".„.:;r :.-i-,,%:,::'i,...,::,-,-.,-,,itil--,-, ..,,,.:-'.•,,:: .,.:.•- = >i e• O F Ot " • = 3 S' e ate . V N 7 U Nii 0Ff �� `a t a . P N: .7 i w k� 3� J i0 ae GC O� U. N` • •, } W .oI0 @ 0 • N T J iL 00 W T Z j. xS p� 1 • 11 O M• e O o Irk '- X gg Y..,. J L W. L m A 0 N J -- un _ O O O O, ..1 o r O N_w 7 � ' w A •N`I X5 1'i0 ,, N J •2'f ; • e.c ..— ::!::.h Ax bo .+ w` g r. w • •r t t' �7 s �W :.d. - -r 1e a v3 I f y * J N� W. N O s w1 rww '1 a_ 3 St r N• I. -± e e m •.0 U J--r_W J P"`'a" c Z 1 u.......,*--,,..--, N>NUk • ea 0D®0/ D7� ; & ` � } j -550-/ Pge j1 / n r Packet ac rr 3 3 d cc • 1 1/22/2013 Item 11.G. lemma (sD Ills'• let 414 • ri Packet Page-551- 1/22/2013 Item 11.G. 0 0 I P.1 O 1 fl (D - --I 0 ® C N � Packet Page-552- 1/22/2013 Item 11.G. • • MEM na. MEM 4ihki 0 Packet Page-553- 1/22/2013 Item 11 .G. w 0 w o - w 0 w 0 CO CO CO n w w 0 o v v 00 00 0• o• •O 'O O• O• 01 01 0 0 P . N 0 0 0 0 0 0 411 .c,1! �n -C/1 4/! O• 0 N N J N J J J -1 � in 03 --A 42. ° c 0co 0000 o o 0 0 -' CO Cra 00 N 01 *O N Cr7 00 01 (A) tN 0 CO O• a1 N 0 C )) n o 00 CA),� o• .a Packet Page-554- 1/22/2013 Item 11.G. ■ ',1,11 aa▪ ;,�-it s t. "'.`''$.. M'a' ine mod. '. '.t�' b '�ax."�" P y • t zr l Y s ` � hk s w � �' fit; 3. ��_ - •�*Or ;� r. �'�%° r . - ; i a F j.2"t' *1 `'Ut "Ey='T. ;�-.9o-f ,J•4.:+a. ; 1;L p r fi 4: W r ` � . 1.,.• __._-.._._. 7 l�6 it` i • .! i s ,1 a4 M■ It' 1: ' '� � � 1 '' 4 • e a. C . .. . M ;' 1 , - -'6 ' A �r1•Itj4a1 t u au ,11 .�c� � ; ",..,:;3,-:?",::'''-' : ,,._, _, , . ,. 'An likl LA OP,• 1 ; ;I:::1• ti ::1,! ,. IS r • M 11a�• :4: `_ i w :� " F r" - • .fir I. - ism a w ? g "".'N rri• • —• S E - ••••• — ,< . LIM Ibro I^�• as Ibr o l / fir/ et [V I x O s cm W ~-` trf n O N J ,,. .P v= - r—+ " Vl O O n I . N N W O v f O C C O p , �. V.V. C C C n O O `....,' ,. Packet Page-555- 1/22/2013 Item 11 .G. S'r-k vo - ., kru J d Y dF . N 44.l i d 1 R _ x +moes 3r �':7 _ 9 1-` s• 4 3 23.. er w • •v A Y r 0• C wx 1 ,� f 1T s � 7�` � r Smo • M p v •. � 4-1,0"i-c-, k s t v . - 4. 4 •• 'III• � s 't • r 1 i_ '. r1" # m \'''' « irJ 4 d�„i* .� ��t ` M ill s - 'as ■ a �� [ ,4 • " 1 ell 1J ;-;-:,';',-;;44'4 ' - -. - -„ „ ", _;:,... d i •. a a. Y' " ■ r ....a-s • - je' f. ' �'� 1E4•',p:; d , i i ,t, '1' :‘,.:.,,,,, .,..L.,. ;'is .1 ' 1 .. , • .. 4 di ■ i ! I 4 2112111•111111121111111111112111211111211111111112 2 1J -'• ^••. Mt r•1•• ■1�' • i; • ..... 3 € i � • Y.� `v• —• O ■i i `p UQ O J .p W n O I i ', r N N N C. O can r O V O © O O O d W © O !1 O © © O C P.'s' 1•••• *or rr rte. Packet Page-556- 1/22/2013 Item 11 .G. y, :'k 7 W �0. (a 1 r . ,i S IF.� 6:. T,'S6'iA .. '°1 :�,T :�'� t n. is• .�x tea., ( .s i,,'- . �'::. �'L ���.n r V CO l z — ::> # k @CIF n Spa' �; i 411 i*�'. a. a1RR. �" 7 q� , wi 4 t 4.14 R •z g , -43 a { if' ',1 S j - i C 'i -+7 .f . 2 I. yy 3 r & l� F A 1'a•F�.. _ f *� F ate...,.... 8 1f. p. iB aw r .o emu,. ,s * if w . A14,. 15mss4i.:_.S A.ri!&i, ..4u5 aiis4.H.4YdiK''Ip:-c:,3HG �n_`iN:Mf i3W F+T�'8rJ�44�'.N��z`uv :iWro%fri... — . .:...:�„-. .......:.:.... r• //��. f. • 1 r' — • • ►r r.r t4 N Mimi "y is 1. O N N W MI..0 cra O = k.i, p W. O oc Vl ..,1 .P 00 ` W 01 O ,r ,-----,, N N O v� O r c c c c 4t eD 0 ;4', 0 O O • O W ' 4.'h y Mut "4: ..St r-+; O ° O N CO C O r.. \c ..r_. r . , r✓ Packet Page-557- 1/22/2013 Item 11 .G. ,---, 41 --- - - -. tst,...4;--&14-' --,ak- 4 ....---s-.;.;;;,---41,sti -, -.5„---, 1',....,-,,..-.=,,,,,,-" --:', '"2".", -;-;1`;,...:<...;','.4,/„. C or= g •t": 4;•••=-`j`:,;;;ar,-,''.',;;o'''',"":'''::'''','-- :55„:2,55555,-,..'555,5,:,',v,Ii..5,,55,5,./.://.34t15'55-5-,-,1- • - 5.,„ ts„, ei 4 g. ' 0 m w..... '- ,s -r .r.2I ,'' ; 2 '",•••:1":7:3` . .. L.; I:- - ,-: -” "" -'•1. a L..:.." . • $ ...• • . 4• 7. ' . . 1004t .. ...... M ••le" , II .FP P .a .. . , A NV 66 , ,•6 7. le le l'ip II 11't.t=r°V-55';`55:5552:5;,..--""; . .',,,,,7,1 ,,,,,i,,:.,..45:55,",,j/ ' 't.. -.4" ,it rt:, , ,,•, I ir ..• ' 0*i- 1„..„A,', '7-0.11.;,,,,,,,,,..„.-s41444--;:t-itti,- ;47:';'"-ts--;-..,:t' '- -„„ , tr--;," fr-1 ■• t"rtr'' • 4 I It:Sib'------Mg:W-gi'-'-';- I"+ m 1 1.r:,,_ ",1,..n":',',-rtt''s'n-r7,--tnn:`,;; -t ',-;",-.._.-,-Imi."' --ti.--;:-'-"rtt% -‘''`:-'''n‘''t-ts...,"-t'n;'`,•;' ' ;' :' ' * . • •ki;-,'a'4',:;;V•,•4'd,-)-Nk-laa,--,:-; 'r110.- ...'..'...:,•:-.-)"' ' V.2-1-1,-':;,•;,--,---.7"1-=‘• - ;:: U .,„! 10 a FM 10,11.1, : ) .1q. V ■ 6,„., ' ■ t!'.., '4. i 1 IP •a - * .*w....... . ■• 4•,' I , a,ig 4 ' 4 fa,-■ •. ..0, ::Rai; I 1.::.j,,,,:::1,54,r5,,,55,5,55,555.,15.555' ,,.. ' is,/ 5.%51:,;1.,,t,, ii cp 1.• .. '!LI I : 412.4: 11 ,:' '-4"`''''' -1r •■,,,,,.... 0 • #0, .. 1 ,. :?' p f•• ta . ir• i ' ' ' ' 1 . 1 i v 1. ,. ••••1 - tat!, 7 1 - i f,'.'3,1'''' ' ''' ';' I,' : ,.- ' t• i i',re !,,, ,' I 7 i ! ''' i' 4ii i a I. .lt ,.. n.,-:a - , - , . ,,.. a il • , --.4.,-......,-,---------". e, t - ..,..r.. ,..". I b I 1 2.7.ia.r. 4 k ,...., k --A-51 ••• )./ , ....• con ":, 55 , 2:,., ,=,', 0./ . ": •' . ' , 5 e A: 1.• ' et) ' 5 ..,.:. ,..i• opt [ .-, et it;`....., • .. ; 11 .•••• ..:. ., ., ,.., IN.V i t 5_.-...: ,.. / ' .....1.7.,...,,, :•-• •,,,,,,,,,,,,,,,,,..,'",''' r.' rp ' .,, = •.., n ,--,' .- • ::%.„ 4n r. -,.. 6 11660• C ' . , OM'• ., '.1 .., . . t•4 CN fr ...4 ,..4 C'■ - .2 40" M■i ..* `•••••1 '; ,,. teiN ' f' = eok Cr Co' c4 ,....... --, et) - ,---, rv.4 ' • • E =. : - ,...i t.4 ,... — 1..• 11 • b-, ,,C *..•1 L• © ' ,.4= 1„...■ .' ,-, -,: *.- 4:1 : Volt r = Olt t t 'il ',. f■t■ m•4, . ON" , 5 . fia !,1 ti 1...1• 1=MIV . Mil ‘666.60' N6100, : JI II ; Packet Page-558- 1/22/2013 Item 11.G. 0 ® ® 0 0 ,---.. .,....1 1 C) i...... '....,,,1 0 M ' .. • < •••10 mn (Z • r• VI ,0 a„,p, ■ ...• 0 •i< • C to (D -In 3 (1) t„,, ■IIIIMI = IIIM e //RN (I) o 3 e‘mmie 4 CI ■ him , Imo• CL C2 c) .4t1 cs ml" INNIIN IPS.4) in C a .• C/) = ....• in .... miNI ,.„, 3• irt, = ....• o" CI el= a 3 3 (1) ,..... 44 .3 , m m103 to > ct 1■I 0 on% t ) 444•41 ...../1 sonsait ii 11 IN) .1 011 . I' 'Nreakti 1%,), •••■ (11) cl. * 0 ••=t1 N,11) Cin (D Coll C) Kag) mow ( C) I) •■41111 - CA U) moot I•EIFN ■•-■.., C) = Packet Page-559- 1/22/2013 Item 11.G. 0 -' 0. O • —• —s O ► ,■11111 tin C 3 0 ® Q y ; Q C �. O Qs (C1 (D < O CT - . . a: = (D O .O tD c O c = C) CD o ® � C O O O -t Q. n Packet Page-560- 1/22/2013 Item 11.G. • • O 3 C) CI 211 Q O C rt irD 0 (C) Q � C Packet Page-561-