Agenda 11/10/2015 Item #16D12 11/10/2015 16.D.12.
EXECUTIVE SUMMARY
Recommendation to approve one mortgage satisfaction for the State Housing Initiatives
Partnership loan program in the amount of$2,500.
OBJECTIVE: To support the affordability of housing in Collier County through State Housing
Initiatives (SHIP)down payment and emergency repair and/or rehabilitation assistance programs.
CONSIDERATIONS: The State Housing Initiatives Partnership Program, a state affordable housing
program, offers assistance to first time homebuyers for use toward a portion of the required down
payment and emergency repairs to the newly acquired home. As a condition of award, the homeowner
must repay the assistance provided upon sale,refinance, or loss of homestead exemption.
The following table provides details regarding a mortgage that has been repaid in full. As such, a
satisfaction of mortgages is required.
File Security Mortgage Payoff Public
Name Instrument Amount Amount Record
OR Book
Raul Castro, Yasmin Ortiz de Castro & SHIP Second 2176
1996 Olivia Ortiz Solis Mortgage* $2,500 $2,500 Page 1014
*This loan was repaid to the SHIP program in February of 2002 and the Satisfaction was not recorded.
Approval of this item will authorize the Chairman to sign the aforementioned satisfaction of mortgage,
and the executed document shall be recorded in the Public Records of Collier County, Florida.
FISCAL IMPACT: The repaid amount of $2,500 satisfies the mortgage amount. The repayment is
considered program income and was deposited in the SHIP Grant Fund. Funds may be reused for eligible
SHIP activities. The $10 recording fee will be paid by the SHIP Program in the Housing Grants Fund
791,Project 33331.
LEGAL CONSIDERATIONS: This item is approved for form and legality and requires a majority vote
for Board action. -JAB
GROWTH MANAGEMENT IMPACT: There is no growth management impact associated with
action.
RECOMMENDATION: That the Board of County Commissioners approves and authorizes the
Chairman to sign one mortgage satisfaction for an owner-occupied affordable housing unit for which
repayment in full has been provided to Collier County.
Prepared by: Wendy Klopf, Operations Coordinator, Community and Human Services Division
Attachments:
1) Satisfaction of Mortgage
2) SHIP Mortgage
3)Escrow Ledger
4)Bank Statement
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11/10/2015 16.D.12.
COLLIER COUNTY
Board of County Commissioners
Item Number: 16.16.D.16.D.12.
Item Summary: Recommendation to approve one mortgage satisfaction for the State
Housing Initiatives Partnership loan program in the amount of$2,500.
Meeting Date: 11/10/2015
Prepared By
Name: KlopfWendy
Title: Operations Coordinator, Community &Human Services
10/21/2015 3:48:23 PM
Submitted by
Title: Operations Coordinator, Community&Human Services
Name: KlopfWendy
10/21/2015 3:48:24 PM
Approved By
Name: GrantKimberley
Title: Division Director-Cmnty &Human Svc, Community &Human Services
Date: 10/21/2015 6:16:56 PM
Name: SonntagKristi
Title: Manager-Federal/State Grants Operation, Community&Human Services
Date: 10/22/2015 11:03:00 AM
Name: AlonsoHailey
Title: Operations Analyst,Public Services Department
Date: 10/22/2015 12:00:17 PM
Name: AlonsoHailey
Title: Operations Analyst,Public Services Department
Date: 10/22/2015 12:01:02 PM
Name: KushiEdmond
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11/10/2015 16.D.12.
Title: Accountant, Community &Human Services
Date: 10/22/2015 2:55:15 PM
Name: Bendisa Marku
Title: Supervisor-Accounting, Community &Human Services
Date: 10/22/2015 3:54:54 PM
Name: TownsendAmanda
Title: Division Director-Operations Support,Public Services Department
Date: 10/23/2015 12:50:48 PM
Name: CarnellSteve
Title: Department Head-Public Services,Public Services Department
Date: 10/24/2015 9:19:00 AM
Name: RobinsonErica
Title: Accountant, Senior, Grants Management Office
Date: 10/26/2015 10:01:31 AM
Name: BelpedioJennifer
Title: Assistant County Attorney, CAO General Services
Date: 10/26/2015 11:58:08 AM
Name: KlatzkowJeff
Title: County Attorney,
Date: 10/28/2015 11:09:44 AM
Name: StanleyTherese
Title: Manager-Grants Compliance, Grants Management Office
Date: 10/28/2015 12:29:06 PM
Name: CasalanguidaNick
Title: Deputy County Manager, County Managers Office
Date: 10/28/2015 3:01:14 PM
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11/10/2015 16.D.12.
Prepared by:Mandy Moody
Collier County
Community and Human Services
3339 E.Tamiami Trail
Naples,FL 34112
THIS SPACE FOR RECORDING
SATISFACTION OF MORTGAGE
KNOW ALL MEN BY THESE PRESENTS: That COLLIER COUNTY, whose post office address is
3299 E TAMIAMI TRAIL, NAPLES, FLORIDA 34112, the owner(s) and holder(s) of a certain
Mortgage executed by Raul Castro, Yasmin Ortiz de Castro & Olivia Ortiz Solis to COLLIER
COUNTY,recorded on 04/29/1996 in Official Records Book 2176 ,Page 1014 , of the Public
Records of Collier County, Florida, securing a principal sum of$2,500.00 and certain promises and
obligations set forth in said Mortgage, upon the property described in the aforementioned mortgage.
COLLIER COUNTY hereby acknowledges full payment and satisfaction of said Mortgage, and
surrenders the same as cancelled, and hereby directs the Clerk of said Circuit Court to cancel the same of
record.
This Satisfaction of Mortgage was approved by the Board of County Commissioners on -
, 2015,Agenda Item Number
ATTEST: BOARD OF COUNTY COMMISSIONERS
DWIGHT E. BROCK,CLERK OF COLLIER COUNTY,FLORIDA
By: By:
,DEPUTY CLERK TIM NANCE,CHAIRMAN
Approval for form and legality:
Jennifer A.Belpedio O
Assistant County Attorney
(CF\
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Aetn:
2049869 OR: 2176 PG: 1014 11/10/2015 16.D.12.
ACTION TITLI CO AICOIDID in the OPPICIAL IICONOS of COLLIIA COUNTY, FL
?ICI 0P 04/29/96 at 03:20PM DWIGHT I. MCI, CLIII OILD 2500.00
OILI 2500.00
UC [II 21.00
DOC-.35 1.15
SECOND MORTGAGE
IRIS SECOND MORTGAGE('Security In.trurhanr)Is gben on_..Aga n..._,,199§ The Second Mortgagor is
RAUl. CASTRO, joined by his wife JAZIM ORTIZ de CASTRO and OLIVIA ORTIZ SOL.1S, a single
woman &m .) Ins
Seamy instrument is given to Collier County
("lender-), which is organized and mama under the I.ws of the United States of America. and Mese address is 2900 North
Horseshoe Drive, Naples, Florida 331143 . Borrower owes Lender the sum of Two Thousand rive
Mundred Dollars and No/100th. (U S 6LA4r!!)debt re aide o(d by Borrowers Nob deed the same date es mks Srwvar
Inaehrneri CSeoond Mtreage'),which provides for monthly payments,with the Iut debt,if not pad aerier des and payable on sale of
property, refinance, or loss of homestead esaamtion . lie Security Instrument secures to Lender (si the
repayment of to debt emerald by the Note,wan interest,and ape renewals,extensions and modricabore:(b)the payment of all other sums.
we,nevem etericad under paragraph 7 to probed the*murky of the Security Instrument.and(c)the pHtorrtnsnce of Borrawr's covenants
to Lender agreements under the Security Instrument end the Nob For the purpose.Borrow does hereby second mortgage,grant and convey
following described property located In Collies County,Fiords
As more particularly described on Exhibit"A."and which hes the address or
('Profrnty Address"). 1760 16th Street NZ
theca
Naples Florida 33964
mei Maw use
TOGETHER WITH at the nhtrownwlb now or header erected on Ste properly,and all easements,nghts,appurtenances.rents.
royalties,mmsre of rd gm rights and profile,weer rights end stock end all fixtures now or hereafter•pert of the property Al replacements
end adders Oaf aim be emend by the Security Instrument. AN of the foregoing is referred to in this Security instrument as the"Property"
BORROWER COVENANTS that Borrowers • fNais hereby conveyed and hes the right to mortpag.,grant and
mime/the Property and tlrt the Property•unencuntb•r •- • ."•
•,•'' record Borrower r currants and we defend gerwe ly•the die to to Properly emend at dens and damn ' •any • •. '(•r . .cord
THIS SECURITY INSTRUMENT con covenants for n aecari{,ysej non-uniform covenants with limited variation by
iusdceon b conatub•uniform seoriy irebvmipt, real �'�
Pdec oo11 property.
UNIFORM COVENANTS Borraw/Ld Lerhdar..covernent and agree as
1. Paymrtt of Principal and InbrRat/ �iMa s promptly pay wren due Pie
and ntrsst on to debt evidenced by to Note pr mope >f
thereon 2. Tams. The Madgagor wl pay ar'te rep, f Ito prof to Mr accrual of any perukes or interest
/ \J th / ■
The Mortgagor shall peg or a aeeI beu1,...,r�ires I4e raNpac ,)berm 7 du ,(A i)e4 here and governmental charges of
any kind whatsoever which may at any limit a IP ,•PSaas9,orhvhad�.gset,.`yr'nth respect to the Property,(2)all utility and odor
charges,including'service charges",incur �t imposed'forbr-Pral(tlfi�(fwntenencs.
Property,and(Mat asesesnrnls or ode " vY upkeep and Improvement Nor W the
shay be Q°n'strnm"!!'r GPs that may WwAuliy,-be ptti�in isaYnwna over a period of Years.V.
Mortgage,mh obligated the Mortgage to poem"More to be paid only such irnika,Wrw,'NaWthar r)e required to be paid doing the berm of the
i prom".after the peymri i f-any of to foregoing.forty rd to Mortgagee evidence of such payment.
Application of Payments. Unless eipp&rable pew provides otherwise.al peyinen(s received by Lender shall be applied lest to
interest des;and,b principal due,and lest,to anOtlte°�n gee due under the Nob., '`'�
4. Charges:Lens. Borrower des pay at'teie-asiesetaathts,-chat' 'V..and impositions emlbubble to the P,
may elan priority over this Security Instrument,end lesUipld ,r�,t ur,a ot" �ranb,d any Borrower shell �'eAr,
all notices of amounts to be pod under this paragraph,and I'er Petov r Y promptly hunvah to Ler>ur,
Borrower shell prey discharge any Mn which has Vie feymM..
the payment of the priority over the Security Instrument unless Bonmear.(a)agree n manly to
mageaan secured by V.lien in e manner acceptable to Lender,(b)contests in good faith to ban by or defends.g.ww,t
rduncenenl of the en in,legal proceedings which in the Lenders opinion operate to prevent the enforcement of the been,or(c)secures from
V the hider d the tan an termsmer t salfplpry to Lender subordinating to yin b this Security instrument If Lender determines that any part
of ewr shoe satisfy�t••hen which may Mein priority over the Security Instrument,Lender may give Borrower•notice identifying to ten
sati.fy the hen or take one or more of to actions eat forth above mewl 10 days of to giving of notice
6. Hazard or Property inawa & Berme Mel keep to mPmvemsna now seeing or hereafter erected on the Property n.urro
vend loss by ere.hearer.ntsrd.d*Shin to term•order ed coverage'and any other hazards,including floods or flooding,for wed.,Lender
mimes imrwncs The Ywuance shy be maintained in the amounts end for the peed.that Lender requires The insurance came providing
V.memos shy be chow by Boomer su Sect to Lenders approver which shall not be urreesaebly wrthned N Borrower ruts to nentan
coverage described above,Lender may,at Lenders option,obtain coverage to protect Lender's rights n the Property in accordance math r r
ptsmQeph 7. At al Imes that the Nob is outstanding,to Mortgagor VW mantrn insurance with respect to the Premises against such risks `1 j,hl
and for such amount'as we customer*retired against and pay,ea the some become due and payable.Ml premiums n respect twtreto,
ncludrq.but not breted to.ainsit ieurks protecting the interests of to Mortgagor and Mortgagee sgaset loss or damage to to Primrose •
by ere,klswg•and other careflw ewlor oily need against(including boiler explosion,if appropriate),with a uniform standard extended 1 t
coverage and scene•including debris removal coverage. Such insurance at all tines to be n an amount not less than the full replacement
cast of to Premises.eachNwe of footings and foundations.
N ieuren a pokes and rerewels shell be acceptable to Lender and shot include a standard mortgage clause Lender snail row
time right to!hold V.pewee rd iweesh N Lsrndo reputes,Borrow shell promptly gem to Lender all receipts of pad premiums end renewal al MT
noes* In V.eve(d loss,Bo art wr anal gill p'tir Pt nokoe to the insurance carne and Lender Lander may make proof of loss if not made r
promptly by borrower
U.iw Las mai Borrower want.e agree in among,nsuranes proceeds shed be embed to restoration or repair of to Property
damaged. If the m.braticn a repair a economically feasible and Lender's security is not lessened N the restoration or repay is not 0 her rrriwa
rormirray feasible or Lender's security would be lessened,the insurance proceeds shill be applied to Vie sums secured by to Seamy 4:,,z A
Wrier*,wheer Of not ten due,with any cross paid to Borrow If Borrower abandons die Pnaprty,or does not answer worn 30 deys
a notice from Lender that the insurance ceder has offered to settle•dim,then Lender may collect the insurance proceed. Lender may O
are is proceeds to repair or restore Vie Property or to pay sums secured by this Security Instrument whether or not than du. The 30dey O
period at begin when the notices mete! Unless Lender and Borrow ottrwise agree in wnti g,any application of proceeds to pmo*el
shy not(rand at Doe core the due date of to monthly payments referred to an paragraph 1 or change the amount of the payments, It under `
pragr.ph 21 re Property is moused by Lender,Bo rows'.Vii to any reuance policies and proceeds resulting from damage to to Property r
poi to the aogxhibm shall pass to Lender to the extant of the sums secured by this Security Instrument nenedetely prior b the acquisition
Occupancy,Preservation,MaNtanenoe and Protection of the Property; Borrowers Loan Apptiea ta".Isasehelda.
Borrower and a ,establish.and use to Property as Borrowers prmc readers waCrn soft days after the mecubon of the Searcy
Lender otherwise cOrOaha lo�Y tie Progeny as Borrowers prnnlpai residence ter at West one year alter the data d occupancy.unarm
agrees In writing,which consent shell not be unreasonably withheld.or unites eaten uesig crcustanc.a swot which are
beyond Bunoi.,a coned Borrower shed not deetroy.damage or inner the Property,Mow the Property to deterioraw or commit meet,on
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OR: 2176 PG: 1015
Mae Properly Borrow dill be M WWI if any foresaw*bon or proceeding,wheler civil or crony*,a begun that in Lander's good bah
)udgmerk coal robe in forfeits.d h Property or otrrw ee materially impair the Yen created by this Security Instrument or Lender's sscunty
ewe* Baroww may are awn a default and remetele.as provided in paragraph t a,by cawing Mr.don or proceeding to be arrwaed
win•rnlrg ht n Lender's good ise+debmY.Yrl pnyobbo WSW"of h Borrower's,MrsN in is Property or oho meow mpsnnent
of the ion erected by this Security Ineleu rd or Leer's Security interest oorrowr atrel We be in debut f Borrower,during rev loan
application process,goy metriMfy false or inaccurate'Mem bar'or eleta lone to Larder(et Hied b provide Lender with any morel
intimation)in oonrcfon with the ban evidenced by ter Nola.Including.but not Wiled b,repreeentsborr ooncernng Borrow'.occupancy
of the Property as a priopsl residence. M this Seeir*y Instrument N on s Mrsehold,Borrower shat crnpy wet Y the provision et the was
M Borrower acquires fee tike to the Property.h leasehold and tee fee We shat not merge unless Lender agrees to the merger in wrong
7. Proteodon of Lender's Riggs M the Properly. If Borrow fads to perform err wombs and agreements candor*in Mr
Security Inekurre s,or More is•Mgt proceeding Web may eprrlicandy affect Lender's riches in the Property(such as a proceeding r
benkruptcy,probate,ter condernrrbon or WOW,or to enforce Iwo or regu corn),ern Lender mey do and pay ke*belabor is eaten ry
le pond Pe value of the Property and Larders Oahe in the Property. Larder's action.may include payng any auras secured by•ben which
ti primly over tea Security nnirument.apparing in mitt,paying reasonable attorneys'two and entering on to Property to nobs tepees
Although Lender may bake action under Mar pregr.ph 7.lender doss not tow to do so My amounts disbursed by Lender under the
prgsph 7 W el become addbrsl debt of Borrower seared by ter Security instrument Unless Borrower and Lender agree b.ter bma
of payment free amount MY tow Interest from the deka of disbursement at is Nob refs and sloe be payable.with bler.st,upon nabs.
from Lender to Borrower requesting portent.
t. Mortgage Insurance. If Lander requred mortgage insurance as a condition of making We can secured by the Security
nseursI,Barrow steal pay the premiers required to maintain the mortgage insurance rance n affect. M,for any rassan,the mortgage insurance
coverage required by Lender*pee or ceases to be in effect,Borrow shall pay the premiums required b obtain coverage subsbnDe$y
spur slave to the mrt9eq nwroe previously in effect,at a coat substantially aqurlvale t b the cost to Borrow of the mortgage insurance
previously In effect tom an.Mono mortgage I surer approved by Lender. If sub.brabYy equivalent mortgage Insurance coverage le not
available. Borrower rill ploy b Lander each month•sum equal to ins-twdMt of the yearly mortgage insurance pnrrwrm bong pad by
Borrower wren Ms rsurence womb lapsed or ceased b be in effect Lender WI accept,we end retain these peyenrt•es•loss raa.rv•
n bu of movies neurne. Lose reserve paynrnb may no bnoar be nguired.at the option of Lender,f mortgage moan=overage to
the amount and for the period that Lender requires)provided by en insurer approved by Lender again becomes evade*.and as obtained
Borrower shal pay the premiums requited to maintain mortgage~woe n effect,r to provide•ties mow,until the regurrement fr
mortgage raurance ends n accordance with any written agreement between Borrow and Lender or applicable taw.
ti. P epseflon Lender or Ms pent may mete resorrble entries upon and inspections of the Property. Lender she give Borrower
mWr'a N the time of or price to an inspection specifying _ Ina napacbon.
10.Ca derotalon. The premeds d any word_• •' 'or crseq.wrisl.n connection with any cordamneso n
r der Meg of any pert*the Property,or for -• r n^"' e.`sraby assigned and ctrl be paid b Lender. In the
were d a Heel Ming d h Property,h proceeds l�.L b the sums Security Instrument water or not ten due,
with any.rose.pod b Borrow '. n Ow evert of ^ b�ldng of the Property, • the fair market value or the Property.rinheriably
00/010 h Wing ewer to or greater Mean to e thte awns secured by Mrs Seeur$y kwbvnrtt inmsdably before is Wry,anises
Brrowr and Lolly atomise agree bobby � -saftrly btrnint abed be►lodroW by ale amount of the pocseds
mullet*byte tadoshg fraction(a)the Waal amount of L wooed nmrbMsty Vkinng,divided by(b)is fair market vakr
d h Properly vry UWy before the ebng./Any Wisps_. '1p Borrwrr_ln�of a pert*berg of ter Property in Ouch
ter elm nwbt vale of the Properly rmsdi bly'I °r$ti 4019,ig�t6.` V�ernt V .arfoy�et pf t a sum seared nnrdrbly for the taking.
urea.Bortww and Lwow..node agree in wifxg or ulna` eW)od M4ia rwkes.the proceeds shell be applied to to eons
secured by Mss Sec sty Instrument whether or hot the Oyer* f i`(h+l.Ss t tnrbj and Borrows Wombs agree n weep.any
epptcatarn of proceeds to principal Ms not ixfindlbr„•eo Jpiorn the der pf is p y p. ,i is referred to n paragraphs 1 r chary,
Mte nnount of such payment 1
11. Borrower Not Rseased.IT V Moe By Larder Not a MWp"1wt.)Eden ph'd the Vine for payment or moddhcabon of
arrogation of to sums secured by the Sour r„knrturtent prerded by Lsrdelab ny upaiaspr in interest of Borrow stile not operate to
*sew V.lobby arts owl borrow or Damara l.irpoeason in Merest Lintel s)i &l bi required to commence proceedings sponse
any succours in biers*or Wow to rend Yme for psymertpr oOtrwue molly arrorldelon d ter sums secured by Otis Security Instrument
by reason of any demand made by the original Barro`ow ,Borrawse'•suoceaaera inmoist. My forbearance by Lender n uswcwng any
right or tannery WY ant bee Wow of or preclude the o��Are st afnyr or,rinfQy;
12. I—.-ore and Aaatgres Bound;Joint and Bavtir h nem.. The covenants and agraem.ni d this Security
Instrument eh*bind and benefit the successors and assigns of-Cinlarria borrow,subject to to
Provisions of paragraph 17. Brrowera oovrrrte and agreements shat be joint and several Any Borrower who coaprs this Security
nsewre but doss rot srraas he Nola(a).coeignng V.Security ketrurre only to morgegs.grant and convey that Borrower's morsel
In to Property undo the terms of Mss Bsouiy Instrument.(b)is not personify ablweed to poly the sums secured by this Security Instrument.
and(c)gees tat Lards and any air Bona*"may cise to Wont modify,forbear or mks any accommodations with regard to the tams
d Ore Security Instrument or the Not without that Borrowers content.
13. Loan Chirps.. if to loth secured by Mrs Security Instrument is sub)ect to a We which sets maximum loan charges,ors tat
tiers bray esrprebd so that the interest or air ban doges collected or to be coleovd in correction wen is ban exceed the permit*
Ines,then(a)any such ten chirp shad be re duoad by the amount rrossary to reduce Via charge to tiro;omitted limit.and(b)any ants
wady=acted from thrower which exceeded permitted IV.wl be Murder to Borrower. Larder may choose to mob has rebid by
reducing the principal owed under to Note or by rnakrg s direct payment to Borrower if a refund reduces pnncpel,is reduction eel oe
bested as•pariol prepayment without any employment doge older the Nob.
14. Notbee. My notice to Borrows,prodded for in this Security Instrument shell be given by delivering M or by wing t by kit
Wes mail union epPYcebe law required tee of another method. The notes shut be directed to the Property Address or any other address
Barawer dwgnosy by notice b under. Any nice to Lends,shell be given to Borrower or Lander when given as provided in V.paragraph
le. Oovarrig Law;beverebMty. 11ra Sauy VMttnwe she.be governed by federal No and Or No of to duraactron in which
the Property*located In ter evert that any provision or dsu r of this Snarly In.trumere or to Nob conflicts win applicable Iwo such
coned clod not affect other provisions of this Security Instrument or is Nob which can be given effect without to conflicting provision To
ter end the provisions of this Security kWtrnert and the Nob we declared to be severable.
10. Borrower's Copy. Borrower shell be given one contemned copy of the Note and of this Security instrument
17. Transfer of the Property or a Berellolal Interest M Borrower. If i or any part d to Property or any Wrest in t is sold or
beneficed(or f•beneficial interest In Borross,s sold or transferred and Borrower a not a nature'person)without larder's pro sown
consent.Lander may.at its option,require nnediste payment in full of Y sums secured by he Security Instrument However.WY'peon
shill not be ererciaad by Lender it exercise is prohibited by fedarel lows of the data of this Security Instrument
If Lady exercised he option,Lender Ms give Borrow notice of eocirebon. The notice shell provide a period of not We Mon cep days
from the des to notice is delivered or mid*Ow which Borrower must pay all sum secured by this Security hmturent If Borrower lads
to pay Mere sums poor to the.sptr.tnon of ter period,Lander may invoke any remedies permitted by ens Security Instrument without further
notice or demand an Borrows.
11. Borrower.Right to Relnetele. If Borrow mess oaten conditions.Borrower shall have to right to two enforcement t d Via
Security*Women'discontinued at any tin prior to the sender of (a)5 days(or such other paid as uppliosble No may specify for
nvrttntrt)before sale of the Property pursuant to any power of sale contained in tie Security Instrument;or(b)entry of e judgment
ereomarrg tea Soapy Inc rrrt Thee aondliors are tab Borrower (a)pays Lender Y sums wick then would V.due under this Security
Instilment and h Nob as Ono acceleration had occurred,(b)cures and default of any other covenants or agreements:(a)pays aM Wombs
Hound n atroop V.Seery Inetnmre,ntirerg,bud not*hied b,reasonable Nbrneyrs flea,and(d)Woo such action s Lander may
resoridy rayse b am that the be of this Security Instrument Landers right.in the Property and Berrowees°biggger'b pay OD sums
seared by ea toasty Instrument Well continue undrrgsd. Upon rsn t terwt by Sorrow.✓,this Secunty krtrurent and to oblg.ws
seared lerat y Wei remain hay effect,*as f no eoodrston had occurred However,this right to reinstate shell nut apply in ter ow of
acceleration under paragraph 17
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of Note;Change of Loon iryloer. the Noes or partial interest in the Nob(together with the Securty instrument)may
be sold one or more tames without poor notice to Borrower. A sale may result In a ahrtps in to entity(known as the-Loan Senate)Ins
oollsNS morddy permits due under the Note end this Slowly Instrument. There also may be are or more enrages of to Lan Samar
unveiled to•ei of the N . r rims te it chorea at the Lan Servloar,Bonoww MI be given written notice at is change ell accordance with
paragraph Mend applicable low. The notice will aide is name and oddness of to new Lan Srvlcsr and Si,address to Mich peyntwits
should be made. The notice we also canon any other nbrrretion required by applicabis law
20. Haade a iubslrese. Brame rat rot cause or permit to presence,use,deposer,storage.or release of any Hazardous
Srberrnes on or in the Property. Borrower alit not do,nor Now anyone else to do,anything affecting to Property that is in videlson at any
Environmental new. The preceding two sentences lees not apply to to presence,use,or straps an the Properly of small queiaaas at
Hazardous Substrate that are generally reoogrised to be appropriate to manna resldsrtlel uses and to maintenance of the Property
Baran ehd poniptrr glue Lender written notice for any IrwasidaYrt been drrerd,lawsuit r other action by any gavrnrwed or regulatory
agency or private pony nioMing the Property and wry Hazardous Substance or Erwomentel Lawn of wlrch Borrower has mad know edge
t Borrower Mrs.or e moused by any powrmwat r topiary authority,tit any remove or other rerrrrkgbon d any Hazardous Substance
aldoeng to Property Is nsossesry.Borrower shell promptly lake at necessary remedial attire in accorderoe with Envrornerad Lew
As mad in the pergaph 20,9isordor Subtext's'we terse substances delved as toxic or tisomdous substances by Environmental Lew
and the blowing substances. grains,kerosene,other Immreble or toxic petroleum products,toxic peebcdes end herbicides,mead
solvents,materials cordillera aebesb or formaldehyde,and
radiosoer,ratrels As used in the paragraph 20,'Environmental Lawn means Irloral lows and lows of to)unsulebon*there P.Property
is boated that slots to heath,safety or anvironrwtel protection
21. Aosedratar Remedied Lender shell gee notice to Borrower prior to modentin following Borrower's breech W any covenant
or gsarsnt n tie Sesuty Instrument(but not primly amdwetrt under paragraph 17 unless applicable Yew provides oddness,) The notice
and epaelly (a)the debut(b)the actin required to cure the debut:(C)a date,not tees than 3)days from is dale to notice is peen to
Borrower.by which is default must be wed:and(0)let torture to curs to defied on or before to date specedd n the notice nay recur
in esdrsion d the suns arm act by this Security Instrument,foreclosure by judicial proceeding and sate of to Property The note a leer
lutes inform Borrower W the right to harriers eller eooelorston end the right to assert in to foreclosure proceeding to non-swatence of a
Maul
or ruy aria debar d Bowed b am0reton end forecbeue. If the default M not cured on Or before to date spsafed in to notice
Lamr,M e.oplion,nay require nvnedisls payment in fiat of all suns secured by this Security Instrument without further demand arid may
disclose this Security Instrument by judiriel proceeding. Lander shall be entitled to cleat at expanses round in purring the remedies
provided in this prow mph 21,including.but not totted to,`r�� —rt fses and costs at is tie evdrnce.
22. Paseee. Upon pepnent d at suns secured Y duple ct:erdr shell rWase Me Security brvumenl.without
charge,10 Borrower. Borrower ghee pey any recordeton v
23. All sesys'Fees. As teed n this Bearjty; ' "fiend the Note,"ettornSyyi 1ses'shall include any attorneys'fees awarded
by at appellate cart. / �J
24. Riders lo this Bawdy Ins btrrrtel( If use pr-nwe•riden are executed by Borrower and recorded together with the Security
kasratrt,ter cawraMS and ogre men s of sculls such ridic.sh�ll be ncrparsb `rib and shat amend and supplement to covenants and
agree nenb d this Sec rty Instrument as if 1*riders)ware e pat al.trihSacuriyyrslrunres! (Cheek Applicable Box)
1 Ad)usbbe Rate Rider ' 711f Rti1,� cd a'Land wwm Rider
t Oredueted Payne rt Railer \
• (LICOIL Han,'NW
1 1
Brawn Rider Bksekiy Payment Rader Plrrad Unit Development Ruder
,
L: Othrls)IsrLtY ' ; ^ i ( '' `. 1
STONING BELOW.Bmowsir
sample end sprees b ter iie'ne antl a iawtrt�ortaind,in Security Instrument and in any ouw(s)e►wuLw
by Borrower endreeorded wett t t J
•Signed.seand delivered n the,priewice of
J
Signature �jt r 1)L,r l y,• 1,i., Signature -
Borrower Raul Castro
Pint Nan,--- ! i l{1.1`1 r .
_1 t r.. Address
Pm(Name
r
STATE OF t (L7 1.. SipnsWir ' •' (see)
Borrower.Borrower Oevle Orgi SUIE
COUNTY Or
Address -
I hereby certify mat on this day, berme me, an officer dory aulhonzed n Ow stale aforesaid and n the cautery aforesaid to rake
I
sci wliegenrra,pram*append t 1 ,! ' rat L 'r_ _n I r I SO ne Wwwn to be Me per suite)
5 ,•n• rn... (+-ice t hall+.
dearytaerf an and wino eauted ace foregoing irekumrr and acknowledged before me that i _ j executed the swift far the puil.aee trwren,
expressed
WITNESS my hand and Ohtani seal in the County iyh0 Stets slrMald tras . dray of t . 1 i _ I g I t
•My Commerern Expires c Lou, �.._•
_-- —-.-
Notary Public's Sprn
Notary('Nulled Name —° —
(SEAL) i`. MY COMOSsida ale
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soNING 0411111ELOW,Bowsaw ecomple and agrees*lholenual coonwle centered m Ihisloseadtc irmInmede m any rmly(e)essaAlld
by flonewer and recorded valh st. / / ia.---„, ---J-\
/ / 1,---:-.)._ \ , \ \\
Sired.seed and*bowed in preeeneo .7,,, ,i(-7-1-7\., r\-,,DThsk ' .,57\
. '
1', ' ! Y44-Min Ortiz de Castro•EI\
CALLEJI.T.:,t. DE PUEBLA 1916—AL--
,
OTAY5,41.1 TI-JUAVA, B.C• 22500
parimmirtilUbilA AMIGA pozprisL,-, -,, --- \ /'
AlarlaraillIZMIKLA- -J1410116: N° ----- (Ss )
i2rit1rote1Llimaliga0 Addreet
I hereby codify that or figs day, before ml, an OMOar duly autheriesd in eta stale akossold and in *County eforeeed lo take
acieureastfoafranle.person*aggreend - - - If A ZHI N ORT I 7 DE C A STRO - - - - — irown to to Ine pareenno
dawrIlasd n and ono soculed Ins foroarane inalrunuint and liticnoraadead aolOni will he SHE esecuted ete ewes for Wm papaw dorm
represeed
wITNEss wry hand Ind offs.sod in e Cour*end Sae slowed Ine25thdayot AD rli ,te_geL
odepesemimmisipas
, .C.,A1.4‘..diliashiol E ij A.Ji.i crrAmis/
December _8. 1947 LORENIA HERRERA
. fildle10PalaletJarme
trnr=
c : 4:.I.'i t4 ,Fr-t?ALII Cite.A 8
,;.1, . ,...,-,.....,,.. SAUK Winn mos
11....... ,." VECEtALER V,IMO I
Packet Page-1210- - - - _I
PICITTRTT
THE SOUTH 75 FEET OF THE SOUTH 150 FEET OF TRACT 2, GOLDEN GATE
ESTATES, UNIT NO. 25, ACCORDING TO THE PLAT THEREOF, OF RECORD
IN PLAT BOOK 7, PAGES 13 AND 14 , C. THE PUBLIC RECORDS OF
COLLIER COUNTY, FLORIDA.
' -
6%01.
CM
0.
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20/4
Packet Page -1211-
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Escrow Ledger for File: 01-12-024
October 9, 2015 Castro/Refinance
11:37 AM Gloria M. Valdivia, prep by Yanissey Solivera Page 1 of 1
OLD NT (NT)
Check Dated Payee ( Amount Accounting Statement Stat Ctl Vchr
89666 Jan 24,2002 Clerk of the Circuit Court 1,025.25 1-2002 2-2002 C
89667 _ Clerk of the Circuit Court 12.00 C
J 89668 COLLIER COUNTY GOVERNMENT I 2.500.00 C _
89669 , COMMONWEALTH LAND TITLE 150.00 C
89670 COSTAL CLOSING CORP 125.00 C
89671 Raul Castro 189.90 , C
89672 UNION TITLE SERVICES,INC. 883.87 1-2002 V
89673 Jan 31,2002 COMMONWEALTH LAND 111LE 152.66 _ V GV
89674 UNION TITLE SERVICES INC 731.21 2-2002 C GV
89675 COMMONWEALTH LAND TITLE 152.66 3-2002 C GV
Total Checks (10) 5,922.55
less Void Checks (2) 1,036.53
Net Cheeks 4,886.02
Deposit Seq if Source Amount Accounting Statement Stat By WI
Feb 1,2002 2-4 4,886.02 2-2002 2-2002 C
Total Deposits (1) 4,886.02
less Net Disbursements 4,886.02
equals 0.00
OLD NT (NT)Balance 0.00
Escrow Condition Status Multiple Banks 01-12-024 File Balance
Balanced Cleared No 0.00
Version: 6.03.0116 UNION TITLE SERVICES,INC. 90 ALMERIA AVENUE
CORAL GABLES, Florida 33134
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•
AI Northern Trust Statement of Account
595 BILTMORE WAY
CORAL GABLES, FLORIDA 33134
PAGE 7 OF 16
STATEMENT CLOSING DATE
FEBRUARY 28, 2002
UNION TITLE SERVICES INC
ESCROW ACCOUNT
C/O THOMAS G SHERMAN PA
218 ALMERIA AVE
CORAL GABLES FL 33134-5904
I COMBINED STATEMENT
I CHECKS PAID i
DATE CHECK NO. AMOUNT DATE CHECK HO. AMOUNT
02.05 89625 2,520.00 02-07 89688 3,740.75
02-05 89626 195.00 02-04 89690* 53,099.28
02-06 89627 419.65 02-05 89692x 2,613.34
02-14 89629* 125.00 02-01 89696* 2,400.00
02-06 89631x 125,00 02-07 89697 980.97
02-01 89632 9,809.67 02-04 89698 3,610.48
02-04 89633 688,91 02-04 89699 29,117.15
02-13 89634 608.34 02-11 89705x 3,010.31
02-06 89635 431.20 02-11 89706 21.50
02-06 89636 6.00 02-07 89707 2,428.00
02-13 89641* 1,793.85 02-11 89708 236.50
02-04 89644* 262,568.38 02-07 89709 19.50
02-07 89645 698.20 02-07 89710 9,622.93
02-14 89646 150.00 02-07 89711 3,150.00
02-06 89647 1,041.40 02-04 89712 186,320.15
02-25 89648 12.00 02-13 89713 388.50
02-11 89649 125.00 02-27 89714 12.00
02-14 89650 150.00 02-07 89715 949.50
02-07 89652* 992.68 02-26 89717* 1,714.77
02-04 89653 24,093.56 02-13 89718 1,600,00
02-04 89654 1,130.93 02-06 89720* 1,657.00
02-05 89655 70,082.51 02-07 89721 500.00
02-04 89656 183.587.08 02-07 89722 245.00
02-12 89657 150.52 02-05 89724* 1,520.00
02-25 89658 3,209.85 02-13 89726x 1,055.54
02-13 89659 6.00 02-07 89728* 1,541.16
02-05 89661x 2,000.00 02-05 89732x 2,625.00
02-134 89662 350,00 02-27 89733 1,002.93
02-04 89663 1,460.00 02-05 89735x 475.00
02-04 89664 2,006.75 02-13 89736 56,620.74
02-06 89665 17,100.00 02-05 89743x 19,430.42
02-06 89666 1,025.25 02-13 89744 733,05
02-27 89667 12.00 02-11 89745 1,460,47
02-06 .189668 2,500.00) 02-14 89746 150,00
02-14 89669 150.00 02-11 89748x 125.00
02-11 89670 125.00 02-13 89749 383.00
02-06 89671 189.90 02-08 89750 366.66
02-07 89674x 731.21 02-07 89751 640.44
02-27 89677x 37.50 02-06 89752 61,590.73
02-27 89678 12,209.00 02-14 89753 366.30
02-27 89679 19.50 02-14 89754 73.50
02-11 896811 34.00 02-14 89755 6.00
02-06 89682 8,492.34 02-14 89757x 150.00
02-26 89683 750.00 02-07 89758 50.00
02-08 89685x 552.89 02-07 89759 38.23
02-04 89686 586,280.49 02-07 89760 599.07
02-04 89687 1,500.00 02-06 89761 328,971.60
x DENOTES BREAK IN SEQUENCE
R DENOTES CHECK HAS BEEN RETURNED UNPAID
Member FDIC Equal Housing Lender Cr
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