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Agenda 11/14/2017 Item #16H211/14/2017 EXECUTIVE SUMMARY Recommendation to approve a resolution requesting that the Florida Attorney General increase efforts to investigate reverse mortgage fraud. OBJECTIVE: To protect vulnerable Florida retirees from fraudulent reverse mortgage schemes. CONSIDERATIONS: A reverse mortgage can be a legitimate financial tool available to aging homeowners; however, there are many deceitful individuals using fraudulent reverse mortgage schemes to steal hard-earned equity from unsuspecting senior citizens. The U.S. Census and Florida Department of Elder Affairs estimates that the 65 and older age group is the fastest growing segment of Collier County residents, comprising 29% of our population compared to just 19% of all Florida residents. This makes our community a significant target for fraudulent reverse mortgage schemes. The Office of the Inspector General from the United States Department of Housing and Urban Development has issued a fraud bulletin warning of the danger of fraudulent reverse mortgage schemes affecting senior citizens. The proposed resolution requests that the Attorney General of the State of Florida increase efforts to identify and hold accountable individuals who victimize Florida’s senior citizens through reverse mortgage fraud. FISCAL IMPACT: None. GROWTH MANAGEMENT IMPACT: None. LEGAL CONSIDERATIONS: The County Attorney has reviewed the proposed resolution and approved it as to form and legality. A majority vote of the Board is required for approval. -JAK RECOMMENDATION: To approve the attached resolution requesting that the Florida Attorney General increase efforts to investigate reverse mortgage fraud. PREPARED BY: Andy Solis, Esq., Vice Chairman, Commissioner District 2 ATTACHMENT(S) 1. Resolution - Reverse Mortgage Fraud - JAK signed (PDF) 16.H.2 Packet Pg. 1966 11/14/2017 COLLIER COUNTY Board of County Commissioners Item Number: 16.H.2 Doc ID: 4192 Item Summary: Recommendation to approve a resolution requesting that the Florida Attorney General increase efforts to investigate reverse mortgage fraud. Meeting Date: 11/14/2017 Prepared by: Title: Legal Assistant/Paralegal – County Attorney's Office Name: Virginia Neet 11/08/2017 9:19 AM Submitted by: Title: Commissioner District 2 – Board of County Commissioners Name: Andy Solis 11/08/2017 9:19 AM Approved By: Review: Office of Management and Budget Valerie Fleming Level 3 OMB Gatekeeper Review Completed 11/08/2017 9:22 AM Budget and Management Office Mark Isackson Additional Reviewer Completed 11/08/2017 9:32 AM County Attorney's Office Jeffrey A. Klatzkow Level 3 County Attorney's Office Review Completed 11/08/2017 11:32 AM County Manager's Office Nick Casalanguida Level 4 County Manager Review Completed 11/08/2017 11:51 AM Board of County Commissioners MaryJo Brock Meeting Pending 11/14/2017 9:00 AM 16.H.2 Packet Pg. 1967 16.H.2.a Packet Pg. 1968 Attachment: Resolution - Reverse Mortgage Fraud - JAK signed (4192 : reverse mortgage fraud)